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HomeMy WebLinkAboutAgenda Report - February 6, 1991 (107)I o. CIW OF LODI COUNCIL COMMUNICATION Ate. TITLE: Audited Financial Statements for Fiscal Year Ended June 30, 1990 Kr TING DATE: February 6, 1991 PREPAP.ED BY: Finance Director RDOOM MED ACTION: That the City Council accept for filing the following documents connected with the audit of the Financial Statements of the City of Lodi as of and for the year ended June 30, 1990. BACKGF40 ID DEMI* A.TICN: Attached are the following do=cents related, to the 1989-90 annual audit: • Exhibit A--Ccmnents and Recamnendaticns (Management Letter) • Exhibit B --Finance Director's Comments (Management Letter) • Exhibit C --"Report on Investment Policy" • Exhibit D—"Single Audit Report" • Exhibit E ---"Report on Internal Control Structure" • Exhibit F --"General Purpose Financial Statements" FUNDING: None Required Robert H. Holm Finance Director RHH:ss Attachments APPR0YED77 lNe4/ • `-` ' THOMAS A. PETERSON City Manager COCCM/TX'I'F. 06S/CC. DIR EM MNI— Peat Marwick iarwick EXHIBIT A Caroted Public Accountants 2495 Natomas Park Drive Telephone 916 925 6000 TeWcopier 916 641 3199 Sacramento. CA 95833 2936 January 7, 1991 The Honorable Members City Council City of Lodi, California: We have audited the general purpose financial statements of The City of Lodi for the year ended June 30, 1990, and have issued our report ther_on dated November 2, 1990. In planning and performing our audit of the general purpose financial statements of the City of Lodi, California we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. We have not considered the internal control structure since the date of our report. During our audit we noted certain matters involving the internal control structure and other operational matters that are presented for your consideration. These comments and recommendations, all of which have been discussed with the appropriate members of management, are intended to improve the internal control structure or result in other operating efficiencies, are summarized as follows: Detailed Property Records Adequate support for fixed assets does not currently exist. To improve conal over City assets, detailed property records should be established. Specifically, property records should include the following data: • Description and unit number assigned; • Location of property unit; • Cost, voucher number, and vendor nsme; • Condition - nese or used; • Dau platxd in service; • Useful life; • Depreciation method; • Depreciation provision for each year. and • Date retired, sold or traded. .w1. �1 Frm ,y ICMM•W Peat Marw"n Gowhw Peat Marwick This could be accomplished by performing a physical inventory of all fixed assets, and then recording the above recommended information. Additionally, the City should implement a method for the valuation of these assets. We recommend the City consider the use of an appraiser, as appropriate, to arrive at a reasonable valuation of the fixed assets inventoried. The City could perform the valuation process over several years in order to spread the cat of the valuation project over tithe. Fixed Asset Disposals At present, the City, despite the size and dispersion of its facilities, does not have a formal procedure to ensure that disposals of fixed assets, whether by destruction, sale, scrapping, or trade-in, are reported to the accounting department. Without such a procedure, the likelihood of an unrecorded disposal, even a sale with diversion of the related proceeds, increases. We recommend that a formal polity to ensure the reporting of fixed asset disposals be adopted and include: (1) the necessary level of approval based on the value of the asset and (2) reporting to the finance department on a timely basis. A simple standardized form could be developed to provide adequate accounting documentation and to provide evidence of adherence to City policy. Review of Internal Accounting Controls over Purchases During our compliance testing of the disbursement cycle, we noted that in 15 instances (out of 30 sample items) where vendor packets did not contain purchase orders. We also noted that purchase orders were sometimes prepared after the purchase was made. To enhance internal accounting controls over purchase activities, we recommend that all purchases be required to have a properly approved purchase order prior to the purchase transaction and that a copy of the purchase order be maintained in the individual vendor packet. To help implement this policy, we recommend the accounts payable department not accept a request for payment unless the vendor packet includes an approved purchase order. This will minimize occurrences of unauthorized or unapproved purchases. Documentation of Control Over Purchases When invoices are received, the unit price on the invoice is compared to the unit price per the purchase order and any discrepancies are investigated. If the vendor is incorrect, the invoice is changed accordingly. This is an effective control procedure, however, it is not documented by the person snaking this comparison. To establish accountability for the review process, invoices should be initialed to signify agreement with the approved unit price per the purchase order. This will provide the check signer assurance that payment is trade at the unit price agreed to at the time the order was placed Peat Marwick We were asked by the City to perform compliance test -work on the City's investment policy. This policy includes a list of investment instruments which are allowable under current legislation of the State of California (Government Code Section 53600 et seq.). We noted investments in stock is not a part of this list. During our test -work, we noted the City library's investment portfolio contained common stock valued at $139,073 at a cost of $57,085 as of June 30. 1990. The City Iibrary obtained this stock through bequests, stock dividends, and dividend reinvestment programs. The dividend reinvestment program is, in effect, the acquisition of stock. To ensure compliance with the City's investment policy and State of California current legislation, we suggest that management assess the need to sell this stock . Operations Letter Additional suggestions of an operational nature were presented to management under a separate letter also dated January 7, 1991. This report is intended solely for the information and use of the City Council, management, and others within the organization. Very truly yours, k/o µ c, -�— IDMBIT B MEMORANDUM TO: namas A. Peterson, City Manager FROM: Robert H. Holm, Finance Director DATE: January 28, 1991 SUBJECT: Comments on Auditors' Management Letter As stated in my comets on last year's audit report, the auditors have indicated there are no material weaknesses in our internal control procedures. However, they do have suggestions for improving our internal controls, and I would like to add our responses to their suggestions. Fixed Assets The audltors have again reccmiended detailed fixed asset records be established, and that the City consider the use of an appraiser to determine a reasonable value of fixed assets. My coments last year indicated this is a cost item in the area of $50,000 to $60,000 for appraisal services. The appraisal would cover all buildings and contents, electrical underground and overhead transmission systems, water mains, sewer lines, etc. We have had this comment each year for the past fifteen years, and, since it hasn't affected our bond rating, I cannot give it the highest priority rating considering the City's financing difficulties. We presently have a manual system for office equipment, vehicles, etc., and we are looking at software to purchase to autcmate those property records. As soon as we can find the right software to run on the City's mainframe, we will have it installed (hopefully, this fiscal year). Fixed Asset Disposals The auditors have stated that we do not have a formal procedure to dispose of fixed assets. This is only partially correct, as the Lodi Municipal Code (Eric), section 2.12.120 specifically addresses the sale of personal property. We may not have a specific form designed, however, all Department Heads send us memorandums on disposal of surplus property, ar.d we forward these to the City Manager for approval. Other Matters—Investments in Corvorate Stocks The auditors' caRnent on this item is the same as last year's. In my contact with the City Librarian last year, he indicated that unless the City Council direct the Library Hoard of Trustees to sell the stock, they were going to continue to hold on to the stock and receive stock dividends as a reinvestment. As City Treasurer, I an not allowed, under int code, to invest in corporate stock. Since I did not purchase the stock, I, therefore, do not list the stock as part of my investment report to the City Council. To me, it is a technicality as to the reinvestment cf dividends into additional stock that the auditors are expressing a comment. The City Council may want to direct the Library Board of Trustees to sell the stock and not have the auditors' Ghent reappear next year. Robert H. Holm Finance Director/Treasurer RHH;_s A NjG1-SLTR/TXTF.06S/AUDIT.DR Metmrandum - 2 - January 28, 1991 z 1' Internal Accounting Controls—Purchasing x The auditors indicated that we have been paying invoices that do not have purchase orders, and, also, that purchase orders are issued after purchases are made. I want to paint out that while we may be paying invoices that do not have purchase orders, these invoices are approved by each department to sensure that prices are correct and materials are received prior to payment M being made. It is aur goal to centralize all of the City's purchase functions to make sure the provisions of the LMC are being followed and that the proper materials with the best prices are obtained. We will continue to make our best effort to centralize all of the City's purchase functions provided we have cooperation from all departments and our staffing level allows it. 4 k Documentation of Control over Purchases ° The auditors have suggested that our staff initial changes on invoices when corrections are made. We will ccmply with this request. Other Matters—Investments in Corvorate Stocks The auditors' caRnent on this item is the same as last year's. In my contact with the City Librarian last year, he indicated that unless the City Council direct the Library Hoard of Trustees to sell the stock, they were going to continue to hold on to the stock and receive stock dividends as a reinvestment. As City Treasurer, I an not allowed, under int code, to invest in corporate stock. Since I did not purchase the stock, I, therefore, do not list the stock as part of my investment report to the City Council. To me, it is a technicality as to the reinvestment cf dividends into additional stock that the auditors are expressing a comment. The City Council may want to direct the Library Board of Trustees to sell the stock and not have the auditors' Ghent reappear next year. Robert H. Holm Finance Director/Treasurer RHH;_s A NjG1-SLTR/TXTF.06S/AUDIT.DR W, .i Peat Marwick EXHIBIT D Certified Public Accountants W, .i KPA4G Peat Marwick CITY OF LODI, CALIFORNIA Single Audit Reports Year Ended June 30, 1990 0 .:W PA CITY OF LODI, CALIFORNIA Single Audit Reports Year Ended June 30, 1990 Table of Contents AI Page Independent Auditors' Report on Internal Control Structure 1 - 2 Independent Auditors' Report on Compliance at the General Purpose Financial Statement Level 3 Independent Auditors' Report on Supplementary Information - Schedule of Federal Financial Assistance 4 Schedule of Federal Financial Assistance 5 Notes to Schedule of Federal Financial Assistance 6 Independent Auditors' Report on Internal Controls (Accounting and Administrative) based on a study and evaluation made as a part of an audit of the general purpose financial statements and the additional tests required by the Single Audit Act 7 - 9 Independent Auditors' Report on Compliance with Specific Requirements Applicable to Nonmajor Federal Financial Assistance Programs 10 Schedule of Findings and Questioned Costs 11 Certified Public Accountants ,,,� 2495 Natornas Park Drive Sacramento, CA 95833 2936 0 INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL STRUCTURE The Honorable Members of City Council The City of Lodi, California Lodi, California: We have audited the general purpose financial statements of The City of Lodi, California as of and for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for audit and as such, we were unable to satisfy ourselves with respect to these accounts. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of the general purpose financial statements of The City of Lodi, California for the year ended June 30, 1990, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. The management of The City, of Lodi, California is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure polices and procedures in one category, the disbursement cycle. PIS mmum Kriv"Peat Marwick For the internal control structure category identified above, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed the control risk. �! Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a reportable condition in which the design or operation of one or more of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted certain matters involving the internal control structu•:e and its operation that we have reported to the management and City Council of the City of Lodi, California, in separate letters dated November 2, 1990. This report is intended for the information of the City Council, management, and the U.S. Department of Sousing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. �'PA147 PXd K November 2, 1990 fit, A: hh ..: `; a Peat Marwicl Certified Public Accountants a!► 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON COMPLIANCE AT THE GENERAL PURPOSE FINANCIAL STATEMENT LEVEL The Honorable Members of City Council City of Lodi, California: W. We have audited the general purpose financial statements of the City of Lodi, California as of and for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for audit and as such, i:k we were unable to satisfy ourselves with respect to these accounts. We conducted our audit in accordance with generally accepted auditing standards and Governmental Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts, and grants applicable to the City of Lodi, California is the responsibility of the City of Lodi, California's management. As part of obtaining reasonable assurance about whether the general purpose financial statements are free of material misstatement, we performed tests of the City of Lodi, California's compliance with certain provisions of laws, regulations, contracts, and grants. However, our objective was not to provide an opinion on overall compliance with such provision. Accordingly, we do not express such an opinion. The results of our tests indicate that, with respect to the items tested, the City of Lodi, California complied, in all material respects, with the provision referred to in the preceding paragraph. With respect to items not tested, nothing came to our attention that caused us to believe that The City of Lodi, California had not complied, in all material respects, with those provisions. This report is intended for the information of t..e City Council, management and the U.S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. K -PW, P4 &-,"L November 2, 1990 3 Peat Marwick Certified Public Accountants A 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ,A ON SUPPLEMENTARY INFOP.MATION SCHEDULE OF FEDERAL FINANCIAL ASSISTANCE The Honorable Members of City Council i► City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for audit and as such, we were unable to satisfy ourselves with respect to these accounts. These general purpose financial statements are the responsibility of the management of the City. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable ass.,rance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. Our audit was made for the purpose of forming an opinion on the general purpose financial statements of the City of Lodi, California, taken as a whole. The accompanying schedule of federal financial assistance is presented for purposes of additional analysis and is not a required part of the general purpose financial statements. The information in that schedule has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whcle. November 2, 1990 4 K?AAL-, 4J A&V4Jfk— CITY OF LODI, CALIFORNIA Schedule of Federal Financial Assistance a► Year Ended June 30, 1990 See accompanying notes to schedule of federal financial assistance. 5 Federal CFDA or Grantor's Pass -Through Federal Grantor Program Title Number Revenues Expenditures U.S. Department of Housing and Urban Development: (Pass-through County of San Joaquin): Community Development Block Grants: 1989-1990 Program Year 14.219 $ 58,759 60,465 1988-1989 Program Year 14.219 33,820 33,820 1987-1988 Program Year 14.219 136,002 136,002 1985-1987 Program Year 14.219 49,441 49,441 278,022 279,728 U.S. Department of Transportation (Pass-through State Office of Criminal Justice Planning: Federal Urban Aid 20.205 - 4,167 U.S. Treasury Department: Federal Revenue Sharing 21.300 - 136,972 U.S. Department of Justice (Pass-through State Office of Criminal Justice Planning): Drug Suppression Program 25,172 44,804 Total Federal Financial Assistance $ 303�L94 4b5f71 See accompanying notes to schedule of federal financial assistance. 5 T CITY OF LODI, CALIFORNIA Schedule of Federal Financial Assistance Year Ended June 30, 1990 Oft Federal CFDA or Grantor's Pass -Through Federal Grantor Program Title Number Revenues Expenditures U.S. Department of Housing and Urban Development: (Pass-through County of San Joaquin): •1 Community Development Block Grants: 1989-1990 Program Year 14.219 $ 58,759 60,465 1988-1989 Program Year 14.219 33,820 33,820 1987-1988 Program Year 14.219 136,002 136,002 1985-1987 Program Year 14.219 49,441 49,441 278,022 279,728 U.S. Department of Transportation (Pass-through State Office of Criminal Justice Planning: Federal Urban Aid 20.205 - 4,167 U.S. Treasury Department: Federal Revenue Sharing 21.300 - 136,972 U.S. Department of Justice (Pass-through State Office of Criminal Justice Planning): Drug Suppression Program 25,172 44,04 Total Federal Financial Assistance $ 465.b71 See accompanying notes to schedule of federal financial assistance. 5 CITY OF LODI, CALIFORNIA Notes to Schedule of Federal Financial Assistance .� June 30, 1490 (1) General The accompanying Schedule of Federal Financial Assistance presents the activity of all federal financial assistance programs of the City of Lodi, California. The City of Lodi reporting entity is defined in note 1 to the City's general purpose financial statements. Federal financial assistance is received directly from federal agencies and through other government agencies. 7 (2) Basis of Accounting — Grant Programs The Schedule of Federal Financial Assistance has been prepared on the modified accrual basis of accounting which is described in note 1 to the City's general purpose financial statements. (3) Relationship to General Purpose Financial Statements Federal financial assistance revenues are reported in the City's general purpose financial statements as follows: Intergovernmental Revenue General Fund $ 25,172 Special Revenue Fund 278,022 Total $ 3 4 Total Federal assistance revenues do not agree with expenditures reported on the Schedule of Federal Financial Assistance due to the timing of the submission of claims for reimbursement of expenditures. (4) Relationship to Federal Financial Reports Amcunts reported in the accompanying schedule agree with the amounts reported in the related federal financial reports. M Certified Public Accountants 011 2495 Natomas Park Drive Sacramento, CA 95333 2936 INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROLS (ACCOUNTING AND ADMINISTRATIVE) BASED ON A STUDY AND EVALUATION MADE AS A PART OF AN AUDIT OF THE GENERAL PURPOSE FINANCIAL STATEMENTS AND THE ADDITIONAL TESTS REQUIRED BY THE SINGLE AUDIT ACT The Honorable Members of City Council The City of Lodi, California Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for audit and as such, we were unable to satisfy ourselves with respect to these accounts. We conducted our audit in accordance with generally accepted auditing standards; Government Auditing Standards, issued by the Comptroller General of the United States; and Office of Management and Budget (OMB) Circular A-128, Audits of State and Local Governments. Those standards and OMB Circular A-128 require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of the general purpose financial statements of the City of Lodi, California, for the year ended June 30, 1990, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and reporting on federal financial assistance programs and not to provide assurance on the internal control structure. During the year ended June 30, 1990, the City of Lodi, California, had no major federal financial assistance programs and expended 100 percent of its total federal financial assistance under the City of Lodi, California's nonmajor federal financial assistance program; Federal Revenue Sharing. As required by 0"M Circular A-128, our consideration of the internal control structure included: (1) Tests of controls to evaluate the effectiveness of the design and operation of internal control structure policies and procedures that we considered relevant to preventing or detecting material noncompliance with t-,� llsj 4% JW Peat Marwick specific requirements, general requirements, and requirements governing claims for advances and reimbursements and amounts claimed or used for matching that are applicable to each of the aforementioned nonmajor financial assistance programs. Our procedures were substantially less in 01 scope than would be necessary to render an opinion on these internal 1 control structure policies and procedures. Accordingly, we do not express such an opinion. (2) Obtaining an understanding of (a) the design of internal control structure policies and procedures that we considered relevant to preventing or e> detecting material noncompliance with specific requirements, general requirements, and requirements governing claims for advances and reimbursements and amounts claimed or used for matching that are applicable to the City's other nonmajor federal financial assistance programs and (b) whether they have been placed in operation. The management of the City of Lodi, California, is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles, and that federal financial assistance programs are managed in compliance with applicable laws and regulations. Because of inherent limitations in any internal controls structure, errors, irregularities, or instances of noncompliance may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: • Accounting Controls - Expenditures and disbursements • Administrative Controls General requirements: - Political activity; - Davis -Bacon Act; - Civil rights; - Cash management; and - Federal financial reports. 8 Emma NPAW Peat Marwick 04 Specific Requirements: - Types of services; - Reporting; and - Special requirements. A - ' For all of the internal control structure categories listed above, we obtained an understanding of the design of relevant policies and procedures and determined whether they have been placed in operation, and we assessed control risk. We noted no matters involving the internal control structure and its operation that we consider to be reportable conditions under standards established by the American Institute of Certified Public Accountants. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control structure that, in our ,judgment, could adversely affect the entity's ability to record, process, summarize, and report financial data consistent with the assertions of management in the general purpose financial. statements or administer federal financial assistance programs in accordance with applicable laws and regulations. A material weakness is a reportable condition in which the design or operation of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose financial statements bei.g audited or noncompliance with laws and regulations that would be material to a federal financial assistance program may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above.' We also noted other matters involving the internal control structure and its operation that we have reported to the management and the City Council of the City of Lodi, California, in separate letters dated January 7, 1991. This report is intended for the information of the City Council, management, and U.S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. November 2, 1990 9 s 7�� r Certified Public Accountants 2495 Nwomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON COMPLIANCE WITH SPECIFIC REQUIREMENTS APPLICABLE TO NONMAJOR FEDERAL FINANCIAL ASSISTANCE PROGRAMS The Honorable Members of City Council City of Lodi, California: In connection with our audit of the 1990 general purpose financial statements of the City of Lodi, California, and with our study and evaluation of the City of Lodi, California's internal control systems used to administer federal financial assistance programs, as required by Office of Management and Budget Circular A-128, "Audits of State and Local Governments," we selected certain transactions applicable to certain nonmajor federal financial assistance programs for the year ended June 30, 1990. As required by OMB Circular A-128, we have performed auditing procedures to test compliance with the requirements governing types of services allowed or unallowed; whether funds were obligated or expended before receipt of an approved Request for Release of Funds and environmental certification that are applicable to those transactions. Our procedures were substantially less in scope than an audit, the objective of which is the expression of an opinion on the City of Lodi, California's compliance with these requirements. Accordingly, we do not express an opinion. With respect to the items tested, the results of those procedures disclosed no material instances of noncompliance with the requirements listed in the preceding paragraph. With respect to the items not tested, nothing came to our attention that caused us to believe that the City of Lodi, California had not complied, in all material respects, with those requirements. However, the results of our procedures disclosed immaterial instances of noncompliance with those requirements, which are described in the accompanying schedule of findings and questioned costs. This report is intended for the information of the City Council, management, and the U.S. Department of Housing and Urban Development. This restriction is not intended to lirait the distribution of this report, which is a matter of public record. November 2, :990 10 k4 ­—i. M rk.�vNn M.11 NI -1.1 rrWm 0 G� 0 D CITY OF LODI, CALIFORNIA SCHEDULE OF FINDINGS AND QUESTIONED COSTS U.S. Department of Justice (Pass-through State Office of Criminal Justice Planning) Drug Suppression Program Finding: In our tests of compliance of the City's -administrative controls over the Drug Suppression Program, we noted that there was nn individual responsible during the year for monitoring and maintaining compliance with the regulations imposed on the use of funds received under this federal program. Recommendation: The City should appoint an individual to monitor compliance with regulations in order to ensure compliance and avoid the possible loss of future grant monies. City's response: On January 1, 1991, the City hired an individual who will be responsible for monitoring compliance with the conditions of the grants. ii Certified Public Accountants 2495 Natomas Park Drive Sacramento, CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON THE INTERNAL CONTROL STRUCTURE The Honorable Members of City Council The City of Lodi, California Lodi, California: EXHIBIT E We have audited the general purpose financial statements of The City of Lodi, California as of and for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of the general purpose financial statements of The City of Lodi, California for the year ended June 30, 1990, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. The management of The City of Lodi, California is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures n -ay become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following category: expenditures and disbursements cycle. For the internal control structure category listed above, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk. 1�.1�^.Si. frr�• :� MW Peat Marwick Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a reportable condition in which the design or operation of one or more of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted certain matters involving the internal control structure and its operation that we have reported to the management of The City of Lodi, California in a separate letter dated November 2, 1990. This report is intended for the information of the City Council, management, and the U.S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. NNER- ' l� November 2, 1990 M-AV60 Peat Marwick EXHIBIT C Certified Public Accountants 2495 Nalomas Park Drive Sacramento. CA 95833 293E The Honorable Members of City Council City of Lodi, California: We have applied certain agreed-upon procedures enumerated below with respect to the Statement of Investment Policy adopted by the Council Resolution 90-146. Our review was made solely to assist you in evaluating compliance with that policy. It is understood that this report is solely for your information and is not to be referred to or distributed for any purpose to anyone who is not a member of the City Council or management of the City of Lodi, California. Our procedures and findings are summarized as follows: I . We confirmed the City's investments as of June 30, 1992 We noted no unreconcilable differences between the confirmed investment balances at June 30, 1990 and the recorded general ledger investment balances at June 30, 1990. We read management's compliance with the Statement of Investment Policy. The City was not in compliance with the Statement of Investment Policy as to allowable investment instruments as the City Library's investment portfolio included common stock valued at $139,073 with a cost of basis of $57,085 at June 30, 1990. The library obtained this stock through bequests, stock dividends, and dividend reinvestment programs. The dividend reinvestment program is, in effect, the acquisition of stock.. The investment policy does not identify stock as an allowable investment. Because the above procedures do not constitute an audit conducted in accordance with generally accepted auditing standards, we do not express an opinion on any of the items referred to above. In connection with the procedures referred to above, no matters came to our attention that caused us to believe that City management did not comply with the Statement of Investment Policy adopted by Council Resolution 90-146, except as noted above. Had we performed additional procedures or had we conducted an audit of the Statement of Investment Policy in accordance with generally accepted auditing standards, matters might have come to our attention that would have been reported to you. This report relates only to the items specified above and does not extend to any financial statements of the City of Lodi, California, taken as a whole. November 2, 1990 .fes KP . Peat Marwick EXHIBIT A Certified Public Accountants 2495 Natomas Park Drive Telephone 916 925 6000 Telecopier 916 F-41 3199 Sacramento. CA 95833 2936 January 7, 1991 The Honorable Members City Council City of Lodi, California: We have audited the general purpose financial statements of The City of Lodi for the year ended June 30, 1990, and have issued our report thereon dated November 2, 1990. In planning and performing our audit of the general purpose financial statements of the City of Lodi, California we considered its internal control structure in order'to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. We have not considered the internal control structure since the date of our report During our audit we noted certain matters involving the internal control structure and other operztional matters that are presented for your consideration. These comments and recommendations, all of which have been discussed with the appropriate members of management, are intended to improve the internal control structure or result in other operating efficiencies, are summarized as follows: Detailed Property Records Adequate support for fixed assets does not currently exist To improve control over City assets, detailed property records should be established. Specifically, property records should include the following data: • Description and unit number assigned; ' Location of prcpetty unit; • Cost. voucher number, and vendor name; • Condition - new or used; • Date pbced in service; • Useful life; • Depreciation mrthod; • Depreciation provision for each year, and • Dau retired, sold or traded F— W MrMw Peat Manvick This could be accomplished by performing a physical inventory of all fixed assets, and then recording the above recommended information. Additionally, the City should implement a method for the valuation of these assets. We recommend the City consider the use of an appraiser, as appropriate. to arrive at a reasonable val;ation of the fixed assets inventoried. The City could perform the valuation process over several years in order to spread the cost of the valuation project over time. Fixed Asset Disposals At present, the City, despite the size and dispersion of its facilities, does not have a formal procedure to ensure that disposals of fixed assets, whether by destruction, sale, scrapping, or trade-in, ate reported to the accounting department. Without such a procedure, the likelihood of an unrecorded disposal, even a sale with diversion of the related proceeds, increases. We recommend that a formal policy to ensure the reporting of fixed asset disposals be adopted and include: (I) the necessary level of approval based on the value of the asset and (2) reporting to the finance department on a timely basis. A simple standardized form could be developed to provide adequate accounting documentation and to provide evidence of adherence to City policy. Review of Internal Accounting Controls over Purchases During our compliance testing of the disbursement cycle, we noted that in 15 instances (out of 30 sample items) where vendor packets did not contain purchase orders. We also noted that purchase orders were sometimes prepared after the purchase was made. To enhance internal accounting controls over purchase activities, we recommend that all purchases be required to have a properly approved purchase order prior to the purchase transaction and that a copy of the purchase order be maintained in the individual vendor packet. To help implement this policy, we recommend the accounts payable department not accept a request for payment unless the vendor packet includes an approved purchase order. This will minimize occurrences of unauthorized or unapproved purchases. Documentation of Control Over Purchases When invoices are received, the unit price on the invoice is compared to the unit price per the purchase order and any discrepancies are investigated. If the vendor is incorrect, the invoice is changed accordingly. This is an effective control procedure, however, it is not documented by the person making this comparison. To establish accountabiliy for the review process, invoices should be initialed to signify agreement with the approved unit price per the purchase order. This will provide the check signer assurance that payment is made at the unit price agreed to at the time the order was placed. NPIPPPeat Marwick OTHER MATTER We were asked by the City to perform compliance test -work on the City's investment policy. This policy includes s list of investment instruments which are allowable under current Iegislation of the State of California (Government Code Section 53600 et seq.). We noted investments in stock is not a part of this list. During our test -work, we noted the City library's investment portfolio contained common stock valued at $139,073 at a cost of $57,085 as of June 30, 1990. The City library obtained this stock through bequests, stock dividends, and dividend reinvestment programs. The dividend reinvestment program is. in effect, the acquisition of stock. To ensure compliance with the City's investment policy and State of California current legislation, we suggest that management assess the need to sell this stock. Operations Letter Additional suggestions of an operational nature were presented to management under a separate letter also dated January 7, 1991. i i • This report is intended solely for the information and use of the City Council, management, and others within the organization. Very truly yours, o", MEMORANDUM TO: Thomas A. Peterson, City Manager FROM: Robert H. Holm, Finance Director D I'E: January 28, 1991 SUBJECT: Camments on Auditors' Management Letter As stated in my oc ments on last year's audit report, the auditors have indicated there are no material weaknesses in our internal control procedures. However, they do have suggestions for improving our internal controls, and I would like to add our responses to their suggestions. Fixed Assets The auditors have again recarmended detailed fixed asset records be established, and that the City consider the use of an appraiser to determine a reasonable value of fixed assets. My comments last year indicated this is a cost item in the area of $50,000 to $60,000 for appraisal services. The appraisal would cover all buildings and contents, electrical underground and overhead transmission systems, water mains, sewer lines, etc. we have had this comment each year for the past fifteen years, and, since it hasn't affected our bond rating, I cannot give it the highest priority rating considering the City's financing difficulties. We presently have a manual system for office equiprent, vehicles, etc., and we are looking at software to purchase to autanate those property records. As soon as we can find the right softwares to run on the City's mainframe, we will have it installed (hopefully, this fiscal year). Fixed Asset Disposals The auditors have stated that we do not have a formal procedure to dispose of fixed assets. This is only partially correct, as the Lodi ft micipa? Code (IMC), section 2.12.120 specifically addresses the sale of personal property. we my not have a specific form designed, however, all Department Heads send us memorandums on disposal of surplus property, and we forward these to the City Manager for approval. -M morandum - 2 - January 26, 1991 Internal Accounting Controls—Purchasing The auditors indicated that we have been paying invoices that do riot have purchase orders, and, also, that purchase orders are issued after purchases are made. I want to point out that while we may be paying invoices that do not have purchase orders, these invoices are appra,,ed by each depa-rtment to ensure that prices are correct and materials are received prior to payment being made. It is our goal to centralize all of the City's purchase functions to make sure the provisions of the INC are being followed and that the proper materials with the best prices are obtained. We will continue to make our best effort to centralize all of the ;.ity's purchase functions provided we have cooperation frau all departments and our staffing level allows it. Documentation of Control over Purchases tors ve suggested .at our staff initial changes on invoices when corrections are made. We will comply with this request. Other Matters ---In estenants in Corporate Stocks The aui tartars comment on s item is the same as last year's. In my contact with the Cit -r Librarian last year, he indicated that unless the City Council direct iho Librarl Board of Trustees to sell the stock, they were going to continue to hold on to the stock and receive stock dividends as a reinvestment. As City Treasurer, I am not allowed, under government code, to invest in corporate stock. Since I did not purchase the stock, I, therefore, do not list the stock as part of my investment report to the City Council. To me, it is a technicality as to the reinvestment of dividends into additional stock that the auditors are expressing a comment. The City Council may want to direct the Library Board of Trustees to sell the stock and not have the auditors' content reappear next year. Robert H. Ho Finance Director/Treasurer IM: SS A MC=LTR/TYT-F.06S/AL'DIT.DF. Peat Marwick EXHIBIT F Certified Public Accountants 4 II 4 KPMG -Peat Marwick 4 :1) CITY OF LODI General Purpose Financial Statements and Supplementary Information Year Ended June 30, 1990 (With Independent Auditors' Report Thereon) .✓ 3 CITY OF LODI General Purpose Financial Statements and Supplementary Information ' Year Ended June 30, 1990 Table of Contents Page Independent Auditors' Report I - 2 Combined Balance Sheet - All Fund Types and Account Groups 3 - 4 Combined Statement of Revenues, Expenditures and Changes in Fund Balances - All Governmental Fund Types and Expendable Trust Funds 5 Combined Statement of Revenues, Expenditures and Changes ' in Fund Balances - Budget and Actual - General and Special Revenue Funds 6 Combined Statement of Revenues, Expenses and Changes in Retained Earnings - All Proprietary Fund Types 7 Combined Statement of Changes in Financial Position - All Proprietary Fund Types 8 - 9 Notes to General Purposr. Financial Statements 10 - 28 Additional information: Enterprise Funds: Combining Balance Sheet 29 Combining Statement of Revenues, Expenses and Changes in Retained Earnings 30 Combining Statement of Changes in Financial Position 31 )MVP Peat Marwick Certified Public Accountants /1 2495 Natomas Park Drive Sacrament,), CA 95833 2936 7 Independent Auditors' Report The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1990, as listed in the accompanying table of contents. These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion nn these general purpose financial statements based on our audit. 1 1 Except as discussed in the following paragraph, we conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The City does not maintain complete historical cost records of its general and proprietary fund fixed assets and proprietary find contributed capital. Accordingly, are were unable to satisfy ourselves with respect to fixed asset balances of $15,842,572 and $28,947,775 in the general fixed asset account group and the proprietary funds, respectively, depreciation expense of $1,706,871 in the proprietary funds, and unrecorded contributed capital. In our opinion, except for the effects of such adjustments. if any, as might have been determined to be necessary had we been able to audit adequate fixed assets records and proprietary contributed capital records as disco ;ed in the preceding paragraph, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Lcdi, California, at June 30, 1990, and the results of its operations and the changes in financial position of its proprietary fund types for the year then ended in conformity with generally accepted accounting principles. -I- �x1 (Continued) J MW Peat Marwick Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining financial statements listed in the accompanying table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Lodi, California. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, except for the effects of such adjustments, if any, as might have been determined to be necessary had we been able to audit adequate fixed assets records and proprietary contributed capital records as discussed in the second preceding paragraph, is fairly stated in all material respects in relation to the general purpose financial statements taken as a whole. OW, November 2, 1990 -2- CITY OF LODI Combined Balance Sheet - All Fund Types and Account Groups June 30, 1990 Assets Cash and investments (note 3) Restricted assets (note 3) Receivables (net of allowances for uncollectibles); Accounts Property taxes (note 4) Special assessments Interest Due from other funds or governmental agencies (notes 5 and 7) Inventory Other assets Fixed assets Amount to be provided for retirement of general long-term debt obligations Total assets -3- Fiduciary Governmental Fund Tinea Proprietary Fund Types Fund Type I Special Debt Capital Internal Trust and General Revenue Service Pro ects Enterprise Service Agency $ 2,533,329 1,349,510 49,516 4,701,330 15,324,340 1,739,706 6,959,771 - - 203,000 - 7,842,425 - - 331,189 29,388 - 272,956 2,289,864 43 341,186 - 369 - 18,963 - 38,756 27,520 70 3,187 344,384 29,046 394,382 286,385 295,000 427,600 1,378,792 - 93,978 - - - 1,574,154 - 34,570 - - - 10,449 115,143 - - - - 28,947,775 - 3 3.9LZ+324 1.69 .8 i 548,648 5,4� ii'7� 1.x83.938 Account Groups General General Fixed Long -Term Total .Assets Debt Memorandum Only) 258,648 - - 295,000 - - 9,114 - - 15,842,572 - - 4,632,695 1.522.533 1`�.842�512 4 � ... ... .. ... ..:. .. ..r.,,. _, .. .. •. ....rt. ._p.. rny...-� ..y}1 K,f'.•.FY. .r . 32,657,512 8,045,425 3,182,088 360,518 295,000 502,770 2,782,159 1,668,132 160,162 44,790,347 4,632,695 99.076.808 (Continued) CITY OF LODI Combined Balance Sbeet - All Fund Types and Account Groups - Continued June 30. 1990 Liabilities and Fund Equity Liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued interest Due to other funds (note 7) Accrued compensated absences (note 6) Deferred compensation payable (note 11) Deferred revenue Self-insurance reserve Capitalized lease obligations (note 6) Certificates of participation payable, net of discount (note 6) Bonds payable, net of discount (note 6) Total liabilities Fund equity: Investment in general fixed assets Retained earnings Fund balance: Reserved for encumbrances Unreserved - designated Unreserved Total fund equity Contingent liabilities (note IL) Total liabilities and fund equity �#�f126 �'� ' R✓S"�`1-Lf'.,'t�idA 7' g t'4'+jf7R4 {Yyr.<. 2':'�„I °�a� 7�� d_., i !' �� ., :�.- Fiduciary Governmental Fund Types Proprietary Fund Types Fund ly Account Groups General General Special Debt Capital Internal Trust and Fixed Jong -Term Total General Revenue Service Projects Enterprise Service Agency Aasets Debt Memorandum Onl $ 401,308 198,539 - 74,708 2,536,469 17,144 813,475 - - 203,875 9,839 - 1,282 48,402 - - - - - - - - 360,529 - - - - - 68,500 - 612,800 1,125,092 - 295,000 - - 998,962 - - - 641,089 - - - 2,184,066 - - - - - - 6,413,887 - - 392,467 - 295,000 - - - - - - - - - - - 1,747,318 - - - - - - 371,207 8,834,348 - - - - - - - - 2,0771422 1,996,612 276,878 295,000 688,790 13,545,929 1,764,462 1-y522,362 4,632,695 - - - - - - - 15,842,572 - - - - - 44,185,217 119,477 - - - 82,144 515,164 - 208,996 - - - - - 495,563 900,771 253,648 4,507,288 - - 170 - 1,243,070 - - - _ _ _ - 1,820,777 1,415,935 253,648 4,716,284 44,185,217 119,477 170 15,842,572 $3.8j x,389 1,692.813 548.648 5.405.074 57,731.146 1.583.939 jr 522.532 15,842.572 4.6j2.695 See accompanying notes to general purpose financial statements. .4- 4,041,643 263,398 360,529 2,101,392 3,824,117 6,413,887 687,467 1,747,318 371,207 8,834,348 2,077,422 30,722,728 15,842,572 44,304,694 806,304 6,157,440 1.243.070 68,354,080 C CITY OF LODI Combined Statement of Reveaues. Expenditures and Changes in Fund Balances All Governmental Fund Types and Expendable Trust Funds Year Ended June 30, 1990 Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits and penalties Interest and rental income Miscellaneous revenue Total revenue Expenditures: Current: General government Public protection Public works Sanitation Library Parks and recreation Capital outlay Debt service: Interest and fiscal charges Principal payments Total expenditures Deficiency of revenues under expenditures Other financing sources: Operating transfers in (note 8) Operating transfers out (note 8) Total other financing sources Excess (deficiency) of revenues and other financing sources over expenditures and other financing uses Fund balance, as restated, June 30, 1989 (note 12) Fund balance, June 30, 1990 19,139,586 2,377,005 398,728 1,650,858 2,198,151 25,764,328 (1,388,256) (15,571) (259,160) (662,708) (1,912,195) (4,237,890) 1,621,191 27,104 266,314 1,364,735 2,500 3,281,844 131,841 - - 131,845 1,489,346 27,104 266,314 1,364,735 2,500 3,149,999 101,090 11,533 7,154 702,027 (1,909,695) (1,087,891) 1.719,687 1,404,402 246,494 4,014,257 1,909,865 9,294,705 $ 1,24,777 1,415.935 I53•G4g 4,716,284 ,- 1708-20681: See accompanying notes to general purpose financial statements. -5- fiduciary Governmental Bund Types Fuad Type Special Debt Capital Bxpendable Totals General Revenue Service Pro acts Trust (Memorandum Only) $ 9,697,050 663,202 49,135 - - 10,409,387 460,123 - - - - 460,123 2,051,550 1,467,715 82,780 382,032 - 3,984,077 3,927,276 39,313 - - - 3,966,589 281,877 - - - - 281,877 790,242 134,020 3,050 511,832 50,599 1,489,743 543,212 57,184 4,603 94,286 235,357 934,642 17,751,330 2,361,434 139,568 988,150 285,956 21,526,438 2,430,281 1,408,324 - - - 3,838,605 7,956,335 - - - - 7,956,335 2,424,164 859,999 - - - 3,284,163 3,384,503 - - - - 3,384,503 788,167 - - - - 788,167 2,156,136 108,682 - - - 2,264,918 - - - 1,650,858 2,198,151 3,849,009 - - 123,728 - - 123,728 - - 275,000 - - 275,000 19,139,586 2,377,005 398,728 1,650,858 2,198,151 25,764,328 (1,388,256) (15,571) (259,160) (662,708) (1,912,195) (4,237,890) 1,621,191 27,104 266,314 1,364,735 2,500 3,281,844 131,841 - - 131,845 1,489,346 27,104 266,314 1,364,735 2,500 3,149,999 101,090 11,533 7,154 702,027 (1,909,695) (1,087,891) 1.719,687 1,404,402 246,494 4,014,257 1,909,865 9,294,705 $ 1,24,777 1,415.935 I53•G4g 4,716,284 ,- 1708-20681: See accompanying notes to general purpose financial statements. -5- CITY OF LODI Combined Statement of Revenues, Expenditures and Changes in Fund Balances Budget and Actual - General and Special Revenue Funds Year Ended June 30, 1990 See accompanying notes to general purpose financial statements. -6- General Fund Special Revenue Funds Total (Memorandum Only) Variance Variance Variance Revised Favorable Revised Favorable Revised Favorable Budget Actual (Unfavorable) Budget I Actual (Unfavorable) Budget Actual (Unfavorable) Revenues: Taxes $ 9,502,430 9,697,050 L94,620 649,710 663,202 13,49E 10,152,140 10,360,252 208,iL2 Licenses and permits 407,835 460,123 52,288 - - - 407,835 460,123 52,288 Intergovernmental revenues 2,047,110 2,051,550 4,440 1,439,150 1,467,715 28,565 3,486,260 3,519,265 33,005 Charges for services 3,828,700 3,927,276 98,576 40,000 39,313 (687) 3,868,700 3,966,589 97,889 Fines, forfeits and penalties 306,000 281,877 (24,123) - - - 306,000 281,877 (24,123) Interest and rental income 698,755 790,242 91,487 83,480 134,020 50,540 782,235 924,262 142,027 Miscellaneous revenue 448,300 543,212 94,912 6,000 57,184 51,184 454,300 600,396 146,096 Total revenue 17,239,130 17,751,330 512,200 2,218,340 2,361,434 143,094 19,457,470 20,112,764 655,294 Expenditures: Current: General government 2,418,855 2,430,281 (11,426) 21576,053 1,408,324 1,167,729 4,994,908 3,838,605 1,156,303 Public protection 7,589,255 7,956,335 (367,080) - - - 7,589,255 7,956,335 (367,080) Public works 2,464,531 21424,164 40,367 2,561,121 859,999 1,701,122 5,025,652 3,284,163 1,741,489 Sanitation 3,342,110 3,384,503 (42,393) - - - 3,342,110 3,384,503 (42,393) Library 1,280,130 788,167 491,963 - - - 1,280,130 788,167 491,963 Parks and recreation 2,168,331 2,156,136 12,195 261,310 108,682 152,628 2,429,641 2,264,818 164,823 Total expenditures 19,263,212 19,139,586 123,626 5,398,484 2,377,005 3,021,479 24,661,696 21,516,591 3,145,105 Excess (deficiency) of revenues over (under) expenditures (2,024,082) (1,388,256) 635,826 (3,180,144) (15,571) 3,164,573 (5,204,226) (1,403,827) 3,800,399 Other financing sources (uses): Operating transfers in 1,769,859 1,621,191 (148,668) 21,436 27,104 5,668 1,791,295 1,648,295 (143,000) Operating transfers out 145,000 131,845 13,155 - - ! 145,000 131,845 ( 13,155) Total other financing sources (uses) 1,624,859 1,489,346 (135,513) 21.436 27,104 5,668 1,646,295 1,516,450 (129,845) Excess (deficiency) of revenues and other financing sources over expenditures and other financing uses (399,223) 101,090 500,313 (3,158,708) 11,533 3,170,241 (3,557,931) 112,623 3,670,554 Fund balances, June 30, 1989 1,719,687 1,719,687 _ - 1,404,402 1,404,402 - 3,124,089 3,124,089 - Fund balances, June 30, 1990 $ 1,320.464 L 820.777 500.313 (1.754.306) 1.415.935 3.170.241 W 3 842) 3.236.712 6j0 55 See accompanying notes to general purpose financial statements. -6- CITY OF LODI Combined Statement of Revenues, Expenses and Changes in Retained Earnings All Proprietary Fund Types Year Ended June 30, 1990 Proprietary Fund Types Internal Total Enterprise Service (Memorandum Only) Operating revenues: Charges for services $ 32,451,493 59,558 32,511,051 Operating expenses: Persona_ services 3,085,491 311,003 3,396,494 Supplies, materials, and services 2,813,532 1,166,301 3,979,833 Utilities and communications 21,868,452 140 21,868.592 Depreciation 1,706,871 - 1,706,871 Benefit payments 256,062 386,382 642,444 Total operating expenses 29,730,408 1,863,826 31,594,234 Operating income (loss) 2,721,085 (1,804,268) 916,817 Nonoperating revenues (expenses): Sewer bond taxes 189,142 - 189,142 Interest revenue 2,364,571 138,847 2,503,418 Rent 202,635 - 202,635 Other 381,643 1,184,157 1,565,800 Interest expense (768,647) - (768,647) Total nonoperating revenues 2,369,344 1,323,004 3,692.348 Income (loss) before operating transfers 5,090,429 (481,264) 4,609,165 Operating transfers in (note 8) - 292,095 292,095 Operating transfers out (note 8) (3,446,698) - (3,446,698) Total operating transfers (3,446,698) 292,095 (3,154,603) Net income (loss) 1,643,731 (189,169) 1,454,562 Retained earnings, June 30, 1989 42,541,486 308,646 42,850,132 Retained earnings, June 30, 1990 3 44.1$S_,?17 119.477 44 i 04 See accompanying notes to general purpose financial statements. -7- CITY OF LODI Combined Statement of Changes in Financi.^_1 Position All Proprietary Fund Types Year Ended June 30, 1990 (Continues:) Internal Total Enterprise Servide (Memorandum Only) Sources of working capital: Operations: Net income (loss) $ 1,643,731 (189,169) 1,454,562 Items not requiring working capital - depreciation and amortization 12723,736 - 1,723,736 Total sources of working capital 3,367,467 (189,169) 3,178,2°8 Uses of working capital: Acquisition of fixed assets, net 6,567,967 - 6,567,967 Decrease of long-term debt 100,000 - _ 100,000 Total uses of working capital 6,667,967 - 6,667,967 Net decrease in working capital $(3.300.500) (ia�) (3.489.664) (Continues:) CITY OF LODI Combined Statement of Changes in Financial Position - Continued All Proprietary Fund Types 1E Fi See accompanying notes to general purpose financial statements. -9- a Internal Total Enterprise Service (Memorandum Only) Elements of net decrease in working capital: Cash and investments $(1,551,547) (54,591) (1,606,138) Restricted assets (603,525) - (603,925) Accounts receivable, net 247,716 43 247,759 Property taxes receivable (28,816) - (28,816) Interest receivable 86,574 10,422 96,996 Due from other funds or government agencies 345,459 - 345,459 Inventory 106,823 - 106,823 Other assets (7,347) 115,143 107,796 Accounts payable and accrued liabilities (1,694,521) 46,278 (1,648,243) Accrued salaries and wages (9,447) - (9,447) Accrued compensated absences (98,744) - (98,744) Accrued interest (4,987) - (4,987) Due to other funds (87,738) - (87,738) Accrued self insurance claims - (306,464) (306,46 Net decrease in working capital s(LIQ3 =) (18 •169) (3.489.669) 1E Fi See accompanying notes to general purpose financial statements. -9- a a CITY OF LODI Notes to General Purpose Financial Statements June 30, 1990 (1) Summary of Significant Accounting Policies The City of Lodi (City) was incorporated December b, 1906, as a municipal corporation under the general laws of the State of California. The City operates under the Council -Manager form of government and provides the following services as authorized by its charter: general government, public works, public protection, sanitation, library, and parks and recreation. The accounting policies of the City of Lodi conform to generally accepted accounting principles as applicable to governmental units. The following is a summary of the more significant policies: (a) Reporting Entity The City's financial statements include the operations of all organizations for which the City Council exercises oversight responsibility. Oversight responsibility is demonstrated by financial interdependency, selection of governing authority, designation of management, ability to significantly influence operations, and accountability for fiscal matters. Based on the aforementioned oversight criteria, the Lodi Public Improvement Corporation (LPIC) is included in the Enterprise Funds as the City has oversight responsibility for this entity. (b) Basis of Presentation - Fund Accounting The operations of the City are recorded in the following fund types and account groups: Governmental Fund Types Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use, and balances of the City's expendable financial resources and the related liabilities (except those accounted for in proprietary funds) are accounted for -10- (Continued) CITY OF iODI Notes to General Purpose Financial Statements through governmental funds. The measurement focus is upon determination of charges in financial position, rather than upon net income determination. The following are the City's governmental fund types: • General Fund- The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. • Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue sources (other than special assessments, or major capital projects) that are legally restricted to expenditures for specified purposes. • Debt Service Fund - Debt Service Fund is used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest, and related costs. • Capital Proiects Fund - Capital Projects Fund is used to account for financial resources to be used for the acquisition or onstruction of major capital facilities (other than those financed by proprietary funds and trust funds). Proprietary Fund Types Proprietary Funds are used to account for the City's on-going organizations and activities which are similar to those often found in tie private sector. The measurement focus is upon determination of net income. The following are the City's proprietary fund types: • Enterprise Funds - Enterprise Funds are used to account for operations (a) that are financed and operated in a manner similar to private business enterprises - where the intent is that the costs (expenses, including depreciation) of providing goods or services are recorded primarily through user charges; or (b) where the governing body has decided that periodic determination of net income is appropriate. • Internal Service Funds - Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the City, or to other governmental units, on a cost -reimbursement basis. (Continued) CITY OF LODI Notes to General Purpose Financial Statements Fiduciary Fund Type Fiduciary Funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. • Agency Funds - Agency funds are used principally to account for collection of special assessments and payment of related bond principal and interest. Agency funds are custodial in nature and do not involve measurement of results of operations. • Expendable Trust Fund - Expendable Trust Fund is used principally to account for funds held by the governmental unit in a trustee capacity for individuals, private organizations, other governmental units, and/or other funds. Account Groups Account groups are used to establish accounting control and accountability for the City's general fixed assets and general long-term debt. The following are the City's account groups: • General Fixed Assets Account Group - This group of accounts is established to account for fixed assets of the City, other than those accounted for in the proprietary funds. • General Long -Term Debt Account Group - This group of accounts is established to account for all long-term obligations of the City except those accounted for in the proprietary funds. (c) Basis of Accounting Governmental funds and Fiduciary fund types use the modified accrual basis of accounting. Under this basis of accounting, revenues are recorded when they become both measurable and available to pay liabilities of the current period. Revenues not considered available are recorded as deferred revenues. Expenditures are recorded when the liability is incurred, except for (1) interest on general long-term obligations which is recorded when due, and (2) the noncurrent portion of accrued vacation and sick leave, which is recorded in the general long-term debt account group. (Continued) -12- CITY OF LODI Notes to General Purpose Financial Statements In applying the susceptible to accrual concept to intergovernmental revenues, the legal and contractual requirements of the numerous individual programs are used as guidance. There are, however, essentially two types of revenues. In one, monies must be expended on the specific purpose or project before any amounts will be paid to the City; therefore, revenues are recognized based upon the expenditures recorded. In the other, monies are virtually unrestricted as to purpose of expenditure and are usually revocable only for failure to comply with prescribed compliance requirements. These resources are reflected as revenues at the time of receipt or earlier if the susceptible to accrual criteria are met. Property taxes are recognized as revenue in the year for which taxes have been levied, provided they are collected within 60 days after year-erd. Licenses and permits, charges for services, fines and forfeitures, and miscellaneous revenues (except investment earnings) are recorded as revenues when received in cash because they are generally not measurable until actually received. Investment earnings are recorded as earned since they are measurable and available. The accrual basis of accounting is used by the proprietary funds. Unbilled service revenue is accrued in proprietary funds. (d) Encumbrances Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of funds are recorded to reserve that portion of the applicable appropriation, is employed in the governmental funds. Open encumbrances are reported as reservations of fund balances since the commitments will be honored through subsequent years' budget appropriations. Encumbrances do not constitute expenditures or liabilities. (e) Cash and Investments Cash for most funds is pooled, and interest income from pooled investments is allocated tc 'he v-rious funds based on month-end balances. Available cash is invested in certificates of deposit, bankers acceptances, commercial paper, discount notes, repurchase agreements and savings accounts. Investments are stated at cost or amortized cost, which approximates market. (Continued) -13- CITY OF LODI Notes to General Purpose Financial Statements (f) Inventory Inventory is valued at the lower of cost (weighted -average method) or market. The cost of inventory is recorded as an expenditure/expense at the time individual inventory items are consumed (consumption method). (g) General Fixed Assets General Fixed assets have been acquired for general governmental purposes. Assets purchased are recorded as expenditures in the governmental funds and capitalized at cost in the general fixed assets account group. Capital leases for buildings, improvements, and equipment are recorded in the general fixed assets account group, and the capital lease obligation payable is recorded in the general long-term debt account group. Contributed fixed assets are recorded in the general fixed assets account group at estimated fair market value at the time received. Certain improvements such as roads, bridges, curbs and gutters, streets and sidewalks, drain systems, and lighting systems are not capitalized. Such assets normally are immovable and of value only to the City. Therefore, the purpose of stewardship for capital expenditures is satisfied without recording these assets. No depreciation has been provided on general fixed assets, nor has interest been capitalized. (b) Fixed Assets - Enterprise Fund Fixed assets owned by the enterprise funds are stated at cost or estimated fair market value at the time received, if donated. Depreciation has been provided over the estimated useful lives using the straight-line method. The estimated useful lives are as follows: Buildings Improvements Machinery and equipment Utility plant -�4- Years 15 - 20 3 - 5 2 - 20 30 (Continued) CITY OF LODI Notes to General Purpose Financial Statements (i) Compensated Absences/Vacation and Sick Leave Noncurrent accumulated vacation and vested sick leave benefits for governmental funds are recorded in the General Long -Term Debt Account Group as a liability and also as an anount to be provided by future operations. The amount to be provided by future operations represents the total amount that would be required to be provided from the general operating revenues of the City if all the benefits were to be paid. The current portion, the amount expected to be paid in the next 12 months, is recorded as a liability of the responsible fund type. J Enterprise funds record compensated absences/vacation and sick leave as an expense and liability when earned. (j) Self -Insurance The City is self --insured for general liability, automobile liability, and workers' compensation. The operating funds are charged premiums by the City's self-insurance funds, which are accounted for as internal service funds. The accrued liability for estimated claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred and not yet reported. 1 1 (k) Total Columns The total columns labeled "memorandum only" data are the aggregate of the fund types and account groups and are presented only to facilitate financial analysis. No consolidating or other elimination entries were made in arriving at the totals, thus, they do not represent consolidated information. (2) Budgetary Data The City Council follows these procedures in establishing the budgetary data reflected in the accompanying financial statements: 0 On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and the means of financing them. The budget is established on an accrual basis. -15- J (Continued) CITY OF LODI Notes to General Purpose Financial Statements • Public hearings are conducted during meetings of the City Council to obtain citizen comments. • Prior to July 1, the budget is legally enacted through passage of an ordinance. • The City Manager or designee is authorized to transfer certain budgeted amounts between accounts; however, any revisions that alter the total appropriations on functional expenditure classifications of any fund must be approved by the City Council. The combined Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General and Special Revenue Funds reflect all revisions. • Appropriations lapse at the close of the fiscal year to the extent that they have not been expended or encumbered. (3) Cash and Investments, and Restricted Assets The City maintains a cash and investment pool that is available for use by all funds. Each fund's portion of this pool is displayed on the combined balance sheet as "Cash and Investments." The City is authorized to invest in securities of the State of California, U.S. Government, or its agencies; certificates of deposit (or time deposits) placed with commercial banks and/or savings and loan associations; negotiable certificates of deposit; banker's acceptances; commercial paper; local agency investment fund (State pool) demand deposits; repurchase agreements (collateralized by U.S. Treasury securities); pass book savings account demand deposits; and other investments that are, or may become, a legal investment as defined by the State of California Government Code (with prior approval of the Council). Repurchase agreements entered into by the City are typically short-term in nature and structured to return a specified yield. Generally accepted accounting principles define three categories of credit risk for securities: I Securities that are insured or registered, or for which the securities are held by the City or its agent in the City's name; II Securities that are uninsured and unregistered and are held by the broker's or dealer's trust department or agent in the City's name; and (Continued) CITY OF LODI Notes to General Purpose Financial Statements III Securities that are uninsured and unregistered and 'held by the broker or dealer, or by its trust department or agent, but not in the City's name. The following is a recap of cash and investments, and restricted assets at June 30, 1990: Cash and investments $ 32,657,512 Restricted assets 8,045,425 $ t4Q.7e 02.937 The following is a detail summary of deposits and investments at June 30, 1990: Approximate Market Cost Value Category Unrestricted: Cash and deposits $ 465,553 466,000 - Investments: - Certificates of deposit 6,600,000 6,600,000 III Banker's acceptances 5,765,647 5,905,000 III Government National Mortgage Association 1,853,396 1,789,000 1 U.S. Treasury Notes 997,703 1,010,000 I Retirement funds held: Pooled investments 6,413,887 6,414,000 I1 Total categorized unrestricted 22,096,186 22,184,000 Local agency investment fund 10,000,000 10,000,000 Mutual funds 504,241 504,000 Various investments 57,085 139,000 I Total unrestricted 32,657,512 32,827,000 (Continued) -17- 0 CITY OF LODI *Dotes to General Purpose Financial Statements Approximate Market Cost Value Category Restricted• Sewer funds: Various investments $ 7,842,425 7,842,425 - Debt service: Various deposits and investments 203,000 203,000 - Total restricted 8,045,425 8.0 Total cash and investments, and restricted assets $ 40.702.937 (b) Property Tax San Joaquin County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. The City's property tax is levied each July 1 on the assessed value listed as of the prior March 1 for all real and personal property located in the City. The assessed value at March 1, 1989, upon which the 1990 levy was based, was $2,050,535,592. Taxes are due in two equal installments on November 1 and February i following the levy date, payments are delinquent after 40 and 60 days, respectively. Property taxes levied for the year ended June 30, 1990, are recorded as receivables, net of estimated uncollectibles. The net receivables collected during the year and expected to be collected by August 30, 1990 are recognized as revenues in the year ended June 30, 1990. Net receivables estimated to be collectible subsequent to August 30, 1990 are reflected as deferred revenues. -18- (Continued) CITY OF LODI Notes to General Purpose Financial Statements (5) Due from Other Governments Due from other governments represents amounts due from the State of California and the federal government as follows: General Special Fund Revenue Total State of California $ 2,035 218,377 220,412 Federal Government - 68,008 68,008 Public Employee Retirement System 392,347 - 392,347 $ 394.33 = 6$6.761 State of California/Federal Government - These amounts represent expenditures made by the City for various grant programs but not reimbursed prior to .Tune 30, 1990. Public Employee Retirement System Surplus Account - In November 1987, the Public Employee Retirement System (PERS) changed the existing method of handling the surplus assets for employer categories in an overfunded position (better than 100% funded) with a new Surplus Asset Account method. This surplus was due largely to the fact that the actuarial assets have been adjusted to recognize unrealized capital gains and losses (Note 9). Under the previous method, the surplus assets for overfunded employer categories were used to reduce the normal cost rate on a dollar -for -dollar basis or as an alternative, the surplus was used as an offset to the future employer normal cost on an amortized basis. Under the new method, if a miscellaneous or safety category within an employer is found to be in an overfunded position, the surplus will be transferred to a PERS Surplus Asset Account. PERS will then determine the employer rate for the overfunded category independent of the surplus using the same funding method as used for all employer categories not in an overfunded position. The employers in an overfunded position may then use the surplus assets to reduce their employer contributions to the System for the overfunded category in any manner they wish, and at any time, as long as a surplus remains in the Surplus Asset Account sufficient to cover the employer contribution shortage reported to the System. (Continued) -19- CITY OF LODI Notes to General Purpose Financial Statements (6) Long -Term Debt and Capitalized Lease Obligations The following is a summary of debt transactions of the City for the year ended June 30, 1990: Y Interest July 1, Retire- June 30, Rates 1989 Additions menta 1990 General long-term debt account group: y J Compensated absences - $ 1,995,310 188,756 - 2,184,066 General obligation bonds: 1965 Municipal improvement bonds: ] Series A 3.50% 1,830,000 - 235,000 1,595,000 Series B 4.50-5.25% 235,000 - 40,000 195,000 2,065,000 - 275,000 1,790,000 Special assessment district bonds with governmental commitment: Lodi Unified Downtown (net of $ 7,578 discount) 8.75-9.90% 304,763 - 17,341 287,422 2,369,763 _ - 292,341 2,077,422 Capitalized lease obligations: IBM Corporation 7.42% - 85,803 - 85,803 IBM Corporation 7.44X - 141,563 - 141,563 FMC Corporation 7.50% - 79,581 14,111 65,470 FMC Corporation 7.86% 45,766 - 17,893 27,873 Caterpillar 7.50% 64,962 - 14,465 50,497 110,728 306,947 46,469 371,206 9 4 ,L15.801 495.103 { g Enterprise Funds: 4.63 Certificates of participation (net of discount $408,652) 5.25-7.80% $ (Continued) -20- A J CITY OF LODI Notes to General Purpose Financial Statements Long-term debt payable at June 30, 1990 is comprised of the following individual issues: 0 1965 Municipal Improvement Bonds - Series A - These bonds were issued to finance the construction of sewer and drainage facilities plus a public safety building. The bonds are secured by a pledge of property tax revenues. Principal is payable annually through October 1, 1995, with interest. • 1965 Municipal Improvement Bonds - Series B - These bonds were issued on May 1, 1969 to finance the construction and completion of storm drainage improvements for the City of Lodi. The bonds are secured by a pledge of property tax revenues. The semiannual principal payments, with interest of 4.50% to 5.25%, are payable on May I and Yovrmber I through 1994. • Special Assessment District Bonds with Governmental Commitment - The City is obligated under the terms of the Lodi United Downtown special assessment bond indentures, in the absence of any other bidder, to be the purchaser of property upon which any said special assessments are levied and are delinquent. • Certificates of Participation - $9,413.000 certificates of participation (1988 Wastewater Treatment Plant Expansion Project), annual principal payments August 1, beginning 1989, in amounts from $100,000 to $755,000 with final payment due August 1, 2003, interest increases from 5.25% to 7.80%. payable semiannually on February 1 and August 1. The annual principal requirements to amortize all debt outstanding as of June 30, 1990 are as follows: Special General Year Ending Obligation June 30, Bonds _ 1991 $ 290,000 1992 295,000 1993 310,000 1994 325,000 1995 280,000 1996 and 455,000 Thereafter 290,000 480,000 $ 1-799,090 Special Certificates Assessment of Bonds Participation Total 25,000 105,000 420,000 25,000 110,000 430,000 25,000 120.000 455,000 30,000 125,000 480,000 30,000 135,000 445,000 160,000 8,720,000 9,170,000 29_ 5.040 9.315am ��4Q (Continued) -21- CITY OF LODI Notes to General Purpose Financial Statements The various indentures maintain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of monies through various restricted accounts. The City is in compliance with all such significant limitations and restrictions. The present value of future minim= capital lease payments as of ,lune 30, 1990 are as follows: Fiscal Years 1991 $ 126,219 1992 114,054 1993 88,039 1994 56,813 1995 45,541 Total minimum lease payments 430,666 Less amounts representing interest 59,459 Present value of minimum capital lease payments $ 371.207 Industrial Develovment Bonds The City of Lodi has lent its name to the City of Lodi Industrial Development Authority for the purpose of issuing the following industrial development bonds: Minton Corporation $5,000,000 Industrial Development Bonds; and Dart Corporation $8,000,000 industrial Development Bonds. These bonds are special obligation bonds only, payable solely out of the bond revenues or other sources of the above companies and are n„t a pledge of the general credit of the City of Lodi. The City of Lodi is not obligated for the redemption or administration of these industrial development bonds. (7) Due From/To Other Funds Individual fund interfund receivable and payable balances, excluding due from governmental agencies (see note 5) by fund type at .Tune 30, 1990, are as follows: (Continued) -22- M 4 CITY OF LODI Notes to General Purpose Financial Statements Fund Special Revenue Funds Debt Service Funds Capital Projects Funds Enterprise Funds Trust and Agency Funds Due From Other Funds 295,000 427,600 1,378,792 $ 2.101,392 Due To Other Funds 68,500 612,800 1,125,092 295,000 2.1Q1.392 (8) Operating Transfers Total operating transfers by fund type at June 30, 1990, are as follows: Operating Transfer Fund In Out General Fund $ 1,621,191 131,845 Special Revenue Funds 27,104 - Debt Service Funds 266,314 - Capital Projects Funds 1,364,735 - Expendable Trust Fund 2,500 - Agency Funds 4,604 - Enterprise Funds - 3,446,698 Internal Service Funds 292,095 - $ 3.578,543 3.578.543 (9) Defined Benefit Pension Plan (a) Plan Description The City contributes to the California Public Employees' Retirement System (PERS or System), an agent multiple -employer public employee retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. The City's payroll for employees covered by the System for the year ended Juno 30, 1990 was $11,285,583 which was 84% of the City's total payroll of $13,430,810. The System covers essentially all employees, except elected officials and those employees compensated on an hourly basis who were hired after May 31, 1966. -23- (Continued) CITY OF LODI Notes to General Purpose Financial Statements Safety employees are required to contribute nine percent of their annual salary to the System. All other employees are required to contribute seven percent. The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis recommended by the PERS actuaries and actuarial consultants and adopted by the Board of Administration. (b) Funding Status and Progress The amount shown below as the pension benefit obligation is a standardized disclosure measure of the present value of pension benefits, adjusted for the effects of projected salary increases and step -rate benefits, estimated to be payable in the future as a result of employee service to date. The measure is intended to help users assess the funding status of the System on a going -concern basis, assess progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among employers. The measure is the actuarial present value of credited projected benefits and is independent of the funding method used to determine contributions to the System. The pension benefit obligation was computed as part of an actuarial valuation performed as of June 30, 1989. Significant actuarial assumptions used in the valuation include (a) a rate of return on the investment of present and future assets of 8.5 percent a year compounded annually, (b) projected salary increases of 5 percent a year compounded annually, attributable to inflation, (c) additional projected salary increases of 2 percent a year, attributable to seniority/merit, and (d) no postretirement benefit increases. Total unfunded pension benefit obligation applicable to the City's employees was $3,402,834 at June 30, 1990, as follows: Pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees not yet receiving benefits $ 21,738,274 Current employees: Accumulated employee contributions including allocated investment earnings 9,057,485 Employer -financed vested 9,230,876 Employer -financed nonvested 625,138 Total pension benefit obligation 40,651,773 Net assets available for benefits, at cost (market value approximates $43,655,757) 37,248,939 Unfunded pension benefit obligation $ 3,402,434 (Continued) -24- CITY OF LODI Notes to General Purpose Financial Statements (c) Actuarially Determined Contribution Requirements and Contribution Made PERS uses the Entry Age Normal Actuarial Cost Method which is a projected benefit cost method. That is, it takes into account those benefits that are expected to be earned in the future as well as those already accrued. According to this cost method, the normal cost for an employee is the level amount which would fund the projected benefit if it were paid annually from date of employment until retirement. PERS uses a modification of the Entry Age Cost Method in which the employer's total normal cost is expressed as a level percentage of payroll. PERS also uses the level percentage of payroll method to amortize any unfunded actuarial liabilities. The amortization period of the unfunded actuarial liability ends on June 30, 2000. The significant actuarial assumptions used to compute the actuarially determined contribution requirement are the same as those used to compute the pension benefit obligation, as previously described. The contribution to the System for 1990 of $2,182,495 was made in accordance with actuarially determined requirements computed through an actuarial valuation performed as of June 30, 1989. The contributions consisted of: (a) $1,896,515 normal cost (16.8 percent of current covered payroll) and (b) $285,979 amortization of the unfunded actuarial accrued payroll liability (2.5 percent of current covered payroll). The City contributed $1,302,836 of this total (11.5 percent of current covered payroll) and the employees contributed $879,658 (7.8 percent of current covered payroll). (d) Trend Information Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due. System wide ten-year trend information may be found in the California Public Employees Retirement System Annual Reports. For the year ended June 30, 1990 available assets were sufficient to fund 91.6 percent of the pension benefit obligation. Unfunded pension benefit obligation represented 30.4 percent of the annual payroll for employees covered by the PERS for 1990. Showing unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of inflation for analysis purposes. In addition, for the year ended 1990, the City's contributions to the System, all made in accordance with actuarially determined requirements, was 12 percent of annual covered payroll. (Continued) -25- CITY OF LODI Notes to General Purpose Financial Statements (10) Segments of Enterprise Activities There are three services provided by the City which are financed by user charges - electric, sewer, and water. Selected financial data for those ` three services for the year ended June 30, 1990 are as follows: Electric Sewer Water Total Operating revenues $ 27,126,748 2,825,374 2,499,371 32,451,493 Operating expenses: Depreciation 730,042 707,932 268,897 1,706,871 Other 25,318,241 1,545,376 1,159,920 28,023,537 Operating income 1,078,465 572,066 1,070,554 2,721,085 Nonoperating revenue 2,526,584 1,236,711 1,327,134 5,090,429 Operating transers out (2,736,730) (198,688) (511,280) (3,466,698) Net income (loss) $ (210.146) 1,038.023 815,854 1,643.731 Additions to fixed assets $ _3,587.40 2.358.602 621.964 61.967 Net working capital $ 26.258,95 12.489.571 5.437.25], 44,185,217 Total assets $ _4? 31352 22,628.361 6.671.433 .731.146 Certificates of participation $ - 8,834,348 s .834.348 Total equity $ 26,258,395 12,489,571 jIU,25144,185.217 (11) Contingent Liabilities Deferred Compensation Plan - The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The Plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred a compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. All amounts of compensation deferred under the Plan, all property or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the City subject only to the claims of the City's general creditors. Participants' rights under the Plan are equal to those of general creditors of the City in an amount equal to the fair market value of the deferred account for each participant. (Continued) -26- CITY OF LODI Notes to General Purpose Financial Statements Self -Insurance - The City is self-insured under its existing general liability insurance policy for the first $250,000 of claims, per occurrence, with the California joint powers insurance agency providing certain liability coverage for the next $750,000, per occurrence and in the aggregate. Additional coverage is available for claims in excess of $1,000,000 to $10,000,000 per occurrence and in the aggregate. The City if self-insured with respect to workers' compensation, medical benefits, unemployment, and long-term disability for its employees. Self-insured transactions are accounted for in the Internal Service Fund. The first plan is administered by an outside agency, the latter three are administered by the City. Claims payable under the above policies aggregated $1,747,318 at June 30, 1990. Incurred but not reported claims have been considered in determining the accrual for the self-insurance reserve. The City does not use an actuary to determine liability. Claims payable are determined from administrators reports and the City's historical data.. Expansion of Sewage Treatment Plant - The City issued certificates of participation to pay for the expansion of the capacity of its sewage treatment plant. The City is committed to pay any sewage treatment plant expansion costs in excess of the cash provided from the issuance of the certificates of participation. At June 30, 1990, budgeted costs exceeded cash available from the issuance of the certificates of participation by approximately $1,541,000. Litigation - The City of Lodi, California is a defendant in various lawsuits. The City Attorney estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the financial condition of the City. Arbitrage Earnings Rebate Liabilit Arbitrage earnings are defined as income earned on the unexpended tax exempt bond proceeds in excess of that which would have been earned had the monies been invested in securities with a yield of the effective rate of the bond anticipation notes. Arbitrage earnings must be rebated to the United States Treasury every five years. The Authority recorded an arbitrage earnings rebate liability of approximately $97,000 as of 4 June 30, 1990. Future arbitrage earnings (losses; can be used to offset the existing rebate liability. Therefore, a potential exists for the figure to either increase or decrease prior to the due date of August 1, 1993. (Continued) -27- ) CITY OF LODI Notes to General Purpose Financial Statements (12) Restatement of Beginning (June 30, 1989) Fund Balance In the prior year, the City recorded $100,000 received from the Old Lodi Unified High School Site Foundation as revenue. This receipt should have been applied to the outstanding receivable balance. The effect of this restatement was a $100,000 decrease to the fund balance of the Capital Projects Fund. -28- :.J See accompanying independent auditors' report. -29- J CITY OF LODI Enterprise Funds Combinic,g Balance Sheet June 30, 1990 Electric Sewer Water Total 1 Assets Cash and investments $ 9,200,994 4,518,291 1,605,055 15,324,340 Restricted assets - 7,842,425 - 7,842,425 Receivables (net of allowance for uncollectibles): Accounts 1,963,323 158,014 168,527 2,289,864 Property taxes - 18,963 - 18,963 Interest 189,094 126,244 29,046 344,384 Due from other funds or governmental agencies 1,378,792 - - 1,378,792 Inventory 1,316,937 11,489 245,728 1,574,154 Other assets 243 10,152 54 10,449 Fixed assets (net of accumulated depreciation) 14,381,969 9,942,783 4,623,023 28,947,775 Total assets $ 28.431.35 22.628.361 .671.43 5Z.731, 14ti J Liabilities Accounts payable and other liabilities $ 1,754,439 745,990 36,040 2,536,469 Accrued salaries and wages 28,485 10,728 9,189 48,402 Accrued interest - 360,529 - 360,529 Due to other funds - - 1,125,092 1,125,092 Accrued compensated absences 390,033 187,195 53,361 641,089 Certificates of participation payable, net of discount - 8,834,348 - 8,834,348 J Total liabilities 2,172,957 10,135,790 1,234,182 13,545,929 Fund Equity Retained earnings 26,258,395 12,489,571 5,437,251 44,185,217 Contingent liabilities _ Total liabilities and fund equity $ 28.431.352L LJ21,4 .731.146 :.J See accompanying independent auditors' report. -29- J J See accompanying independent auditors' report. -30- CITY OF LODI Enterprise Funds Combining Statement of Revenues, Expenses and Changes in Retained Earnings Year Ended June 30, 1990 { Electric Sever Water Total Operating revenues: Charges for services $ 27,126,748 2,825,374 2,499,371 32,451,493 Operating expenses: Personal services 1,877,328 754,458 453,705 3,085,491 Supplies, materials and services 1,985,300 506,087 322,145 2,813,532 Utilities and communications 21,204,456 280,431 383,565 21,868,452 Depreciation 730,042 707,932 268,897 1,706,871 Benefit payments 251,157 4,400 505 256,062 Total operating expenses 26,048,283 2,253,308 1,428,817 29,730,408 Operating income 1,078,465 572,066 1,070,554 2,721,085 Nonoperating revenues (expenses): Sever bond taxes - 189,142 - 189,142 Interest revenue 1,153,161 1,073,467 137,944 2,364,572 Rent 20,356 130,761 51,517 202,634 Interest expense - (768,647) - (768,647) Other 274,602 39,922 67,119 381,643 Total nonoperating revenues (expenses) 1,448,119 664,645 256,580 2,369,344 Income before operating transfers 2,526,584 1,236,711 1,327,134 5,090,429 Operating transfers out (2,736,730) (198,688) 511,280) (3,446,698) Net income (loss) (210,146) 1,038,023 815,854 1,643,731 Retained earnings, J,ne 30, 1989 26,468,541 11,451,548 4,621,397 42,541,486 Retained earnings, June 30, 1990 $ 5.437,251 44.185.217 J See accompanying independent auditors' report. -30- E 7 ME J CITY OF LODI Enterprise Funds Combining Statement of Changes in Financial Position Year Ended June 30, 1990 Electric Sewer Water Total Sources of working capital: Operations: Net income (loss) $ (210,146) 1,038,023 815,854 1,643,731 Items not requiring working capital: Depreciation and amortization 730,042 724,797 268,897 1,723,736 Total sources of working capital 519,896 1,762,820 1,084,751 3,178,298 Uses of working capital: Acquisition of fixed assets, net 3,587,401 2,358,602 621,964 6,567,967 Decrease of long-term debt - 100,000 - 100,000 Total uses of working capital 3,587,401 2,458,602 621,964 6,667,967 Net increase (decrease) in working capital $(.Ob7.505) ( 96( 96 5782)46. 2.787 (3.300�.50Q) Elements of net increase (decrease) in working capital: Cash and investments $(2,642,047) 703,701 386,799 (1,551,547) Restricted assets - (603,925) - (603,925) Accounts receivable, net 252,278 (11,074) 6,512 247,716 Property taxes receivable - (28,816) - (28,816) Interest receivable 52,295 20,213 14,066 86,574 Due from other funds or governmental agencies 345,459 - - 345,459 Inventory 68,852 3,995 33,976 106,823 Other assets (402) (6,998) 53 (7,347) Accounts payable and accrued liabilities (11011,192) (730,503) 47,174 (1,694,521) Accrued salaries and wages (6,340) (2,322) (785) (9,447) Accrued compensated absences (126,408) (39,087) 66,751 (98,744) Accrued interest - (4,987) - (4,987) Due to other funds _ - 41021 (91,759) (87,738) Net increase (decrease) in working capital $(j0Q§Z.505) _695.782) 462.787 (3.300.500) See accompanying independent auditors' report. -31-