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HomeMy WebLinkAboutAgenda Report - December 7, 2022 H-01CITY OF CIO t CALIFORNIA AGENDA ITEM H qM1 COUNCIL COMMUNICATION AGENDA TITLE: RECEIVE AND FILE CITY'S ANNUAL COMPREHENSIVE FINANCIAL REPORT (FISCAL YEAR 2021/22) BY THE PUN GROUP MEETING DATE: December 7, 2022 PREPARED BY: Accounting Manager RECOMMENDED ACTION: Receive and file City's Annual Comprehensive Financial Report submitted by The Pun Group, LLP and the Internal Services Department for Fiscal Year 2021/22. BACKGROUND INFORMATION: The annual audit was conducted to assure the City Council and other interested parties that the City's financial records and reports are prepared in accordance with generally accepted accounting principles (GAAP), that internal controls are adequate to safeguard the City against loss from unauthorized use or disposition of assets and that the City has compiled with all agreements and covenants to obtain grant funds and debt financing. The Pun Group, LLP issued an "unqualified opinion." Vanessa Burke, Managing Partner of the Pun Group, LLP and Kenneth Pun, Managing Partner of the Pun Group, LLP will be present over zoom to answer questions during the Council meeting. The reports will be provided to federal and State oversight agencies, bond trustees and insurance companies for their review and evaluation. Copies of the reports are provided to the City Council and also available to the public by contacting the Financial Services Division or the City's website at www.lodi.qov and at the Lodi Public Library. The City received a Certificate of Achievement for Excellence in Reporting from the Government Finance Officers Association of United States and Canada (GFOA) for the 29th year. A copy of the GFOA certificate is included in the 2021/22 financial reports. FISCAL IMPACT: By law and good management practice, the City's financial records are audited by independent auditors according to Generally Accepted Auditing Standards. Well-maintained financial records are the cornerstone by which the City fulfills its fiduciary responsibilities to the public. FUNDING AVAILABLE: Not applicable. Q Andrew Keys Deputy City Manager/Internal Services Director APPROVED: •. 9 ZW2P!35711STs Stephen Schwabauer, City Manager Melissa Munoz, Accounting Manager CITY OF Q Z��� / �+ O Z CALIFORNIA W, ANNUP :OMPREHENSI\ NNCIAL REPOP u n_e =30,--2.0.2.2 (This page intentionally left blank.) CITY OF CALIFORNIA MARK CHANDLER, MAYOR, DISTRICT 2 MIKEY HOTHI, MAYOR PRO TEMPORE, DISTRICTS SHAK KHAN, COUNCIL MEMBER, DISTRICT 4 DOUG KUEHNE, COUNCIL MEMBER, DISTRICT 3 ALAN NAKANISHI, MAYOR, DISTRICT 1 STEVE SCHWABAUER, CITY MANAGER Prepared by the Financial Services Division Melissa Munoz, Accounting Manager Robin Xiang, Supervising Accountant (This page intentionally left blank.) { A& r Ja u cta :ion luditei (This page intentionally left blank.) TABLE OF CONTENTS Page INTRODUCTORY SECTION (UNAUDITED) Tableof Contents......................................................................................................................................................i Government -Wide Financial Statements............................................................................................................17 Letterof Transmittal.................................................................................................................................................iii Statementof Net Position..............................................................................................................................19 Certificate of Achievement for Excellence in Financial Reporting.........................................................................xiv Statementof Activities..................................................................................................................................20 Cityof Lodi Organization Chart ...............................................................................................................................xv FundFinancial Statements.................................................................................................................................23 Mayorand Council...................................................................................................................................................xvi Advisory Bodies and Directory of Officials.............................................................................................................xvii FINANCIAL SECTION IndependentAuditor's Report .................................................................................................................................1 MANAGEMENT'S DISCUSSION AND ANALYSIS (UNAUDITED).......................................................5 BASIC FINANCIAL STATEMENTS............................................................................................................15 Government -Wide Financial Statements............................................................................................................17 Statementof Net Position..............................................................................................................................19 Statementof Activities..................................................................................................................................20 FundFinancial Statements.................................................................................................................................23 Balance Sheet — Governmental Funds...........................................................................................................27 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position....................28 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds ...................29 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities......................................................................................30 Statement of Net Position — Proprietary Funds..............................................................................................31 Statement of Revenues, Expenditures, and Changes in Net Position — Proprietary Funds ............................33 Statement of Cash Flows — Proprietary Funds...............................................................................................35 Statement of Fiduciary Net Position — Private — Purpose Trust Funds..........................................................39 Statement of Changes in Fiduciary Net Position..........................................................................................40 Notes to Basic Financial Statements..................................................................................................................41 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED).......................................................95 Schedule of Changes in Net Pension Liability and Related Ratios — Miscellaneous Plan........................................97 Schedule of Changes in Net Pension Liability and Related Ratios — Safety Plan.........................................99 Schedule of Pension Contributions................................................................................................................101 Schedule of Changes in Net OPEB Liability and Related Ratios..................................................................103 Schedule of Employer OPEB Contributions..................................................................................................104 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — GeneralFund.................................................................................................................................................106 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — StreetsFund...................................................................................................................................................107 Note to the Required Supplementary Information.........................................................................................108 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES .....................................109 NonmajorGovernmental Funds.....................................................................................................................111 Combining Balance Sheet — Nonmajor Governmental Funds.......................................................................113 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor GovernmentalFunds......................................................................................................................................114 Nonmajor Governmental Funds — Special Revenue Funds...........................................................................115 Combining Balance Sheet — Nonmajor Governmental Funds — Special Revenue Funds..............................116 TABLE OF CONTENTS Page Combining Statement of Revenues, Expenditures, and Changes in Fund Balance — Nonmajor GovernmentalFunds......................................................................................................................................118 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — Nonmajor Governmental Funds — Special Revenue Funds: Parks, Recreation, and Community Services Fund..................................................................................120 PublicSafety Fund...................................................................................................................................121 Community Development Fund...............................................................................................................122 TransportationFund.................................................................................................................................123 SpecialAssignments...............................................................................................................................124 HOME Program and Community Development Block Grants Fund ......................................................125 Nonmajor Governmental Funds — Capital Project Fund..........................................................................127 Combining Balance Sheet — Nonmajor Governmental Funds — Capital Projects ....................................129 Combining Satement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds — Capital Projects..................................................................................................131 InternalService Funds.............................................................................................................................133 Combining Statement of Net Position — Internal Service Funds.............................................................135 Combining Statement of Revenues, Expenditures, and Changes in Net Position — Internal Service Funds.......................................................................................................................................................136 Combining Statement of Cash Flows — Internal Service Funds...............................................................137 FiduciaryFunds.......................................................................................................................................139 Combining Statement of Fiduciary Net Position — Private — Purpose Trust Funds .................................141 Combining Statement of Changes in Fiduciary Net Position — Private — Purpose Trust Funds ..............142 STATISTICAL SECTION (UNAUDITED) Government -Wide Information: Net Position by Component — Last Ten Fiscal Years..........................................................................146 Changes in Net Position — Last Ten Fiscal Years................................................................................147 Fund Information: Fund Balances, Governmental Funds — Last Ten Fiscal Years ...........................................................149 Changes in Fund Balances of Governmental Funds — Last Ten Fiscal Years .....................................150 Tax Revenues by Source, Governmental Funds — Last Ten Fiscal Years ..............................................151 Assessed Value and Estimated Actual Value of Taxable Property — Last Ten Fiscal Years..................152 Direct and Overlapping Property Tax Rates — Last Ten Fiscal Years ....................................................153 Principal property Taxpayers — Current Year and Nine Years AGo ......................................................154 Property Tax Levies and Collections — Last Ten Fiscal Years...............................................................155 Electricity Sold by Type of Customer — Last Ten Fiscal Years..............................................................156 Ratios of Outstanding Debt by Type......................................................................................................157 Ratios of General Bonded Debt Outstanding — Last Ten Fiscal Years...................................................158 Legal Debt Margin Information — Last Ten Fiscal Years.......................................................................159 Direct and Overlapping Governmental Activities Debt..........................................................................160 Pledged -Revenue Coverage — Last Ten Fiscal Years.............................................................................161 Demographic and Economic Statistics — Last Ten Fiscal Years.............................................................162 Principal Employers — Current Year and Nine Years Ago.....................................................................163 Full -Time Equivalent City Government Employees by Department — Last Ten Fiscal Years ...............164 Operating Indicators by Function/Program/Department — Last Ten Fiscal Years ..................................165 Capital Asset Statistics by Function/Program/Department — Last Ten Fiscal Years ..............................167 CITY COUNCIL Mark Chandler, Mayor Mikey Hothi, Mayor Pro Tempore Shak Khan Doug Kuehne Alan Nakanishi December 7, 2022 CITY OF �+ O Z C A L I FORN IA Honorable Mayor, Members of the City Council: Stephen Schwabauer City Manager Olivia Nashed City Clerk Janice D. Magdich City Attorney I am pleased to present the City's Annual Comprehensive Financial Report (ACFR) for the fiscal year (FY) ended June 30, 2022. State law requires that every general purpose local government publish, within six months of the close of each fiscal year, a complete set of audited financial statements. This report fulfills that requirement for the fiscal year (FY) ended June 30, 2022. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. The data in this report is presented in a manner that is designed to fairly set forth the financial position and results of operations of the City of Lodi (the City). It contains the disclosure necessary to promote in-depth understanding of the City's financial affairs and evaluate its financial condition. The City's financial statements have been audited by The Pun Group, LLP located in Walnut Creek, California. The independent auditors concluded, based on their audit, that there was a reasonable basis for rendering an unmodified (or "clean") opinion that the City of Lodi financial statements for the fiscal year (FY) ended June 30, 2022 are fairly presented in conformity with generally accepted accounting principles. The independent auditor's report is the first item presented in the financial section of this report. In addition to the financial audit, each year the City is required to undergo an audit of federal grant expenditures. That report is commonly referred to as a Single Audit report and is issued as a separate document and is not included herein. The Single Audit report includes the Schedule of Expenditures of Federal Awards, Findings and Recommendations, and an auditor's report on the internal control structure and compliance with applicable laws and regulations. The provisions of Governmental Accounting Standards Board (GASB) State 34, "Basic Financial Statements -and Management's Discussion & Analysis" (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with the MD&A, which can be found immediately following the report of the independent auditors in the financial section of the ACFR. Profile of the City of Lodi The City of Lodi, was incorporated December 6, 1906, as a municipal corporation under the general laws of the State of California. The City of Lodi is located on the northern boundary of San Joaquin County. The City of Lodi is a General Law City and has the power to make and enforce ordinances and regulations with respect to municipal affairs to the extent expressly permitted or implied by the California constitution or specific legislation. The City government is organized under the Council -Manager form of government. The five -member City Council is elected by district by its voters for overlapping four- year terms, with no term limits. Each year the Mayor and Mayor Pro -Tempore are chosen by the members of the City Council. The Mayor presides at Council meetings and acts as the ceremonial head of the City, the Mayor Pro Tempore serves as Mayor in his or her absence. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for appointing department heads, and overseeing the operations of the City. The City Manager, City Attorney and the City Clerk are appointed by the City Council. The City Council is responsible for adopting the budget on or before June 30 each fiscal year. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is maintained at the fund level. The City Manager is responsible for the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager may transfer resources within a fund. Supplemental appropriations and budget transfers between funds and projects, however, need approval from the City Council. During fiscal year 2021-22, the City Council and City Manager made several supplemental appropriations for operating budgets and capital projects. The City, with 421 full time equivalent employees, provide a wide rant of services to a residential population 66,750. These service include public protection (police and fire), public utilities services (electric, water, and wastewater), public works, transit services, parks and recreation, library, community development, and general government (City Manager, City Clerk, City Attorney, human resources, information systems, financial services, and budget and treasury). The City is also financially accountable for the following legally separate reporting entity the Lodi Public Financing Authority (LPFA), which are reported within the City's financial statements as a blended component unit. Additional information on this legally separate entity can be found in the notes to the financial statements (see Note 1A). Local Economy The information presented in the financial statements is perhaps better understood when it is considered from the broader perspective of the specific environment within which the City operates. The City of Lodi is located in California's fertile San Joaquin Valley, adjacent to State Highway Route 99, between Stockton, 10 miles to the south, and Sacramento, 35 miles to the north. The City population is estimated at approximately 66,750 and is contained in an area of 13.98 square miles. The City has grown steadily since incorporation in 1906. The City's growth is provided for in both the General Plan and the City's Growth Management Allocation Ordinance that allows an increase in population of 2% per year until the growth limits are reached. The City is built on a strong and diverse local economy. Lodi is best known for its Zinfandel wines; however, Lodi is an authentic and dynamic wine region with more than 80 wineries within 10 miles of downtown. The City's employment base is just as diverse with industry that includes agribusiness, biotechnology, distribution, food and beverage product manufacturing, general service, government, health care, heavy manufacturing, and of course, wine based tourism and lodging. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from approximately 10 to 3,500 employees and produce a wide variety of products, services and commodities. The City is growing. Over the last few years it has seen significant new commercial, industrial and residential development projects come to fruition. The past few years have seen an average 230 new single family homes constructed and sold. The City has entitled and granted growth allocations for more than 1,000 residential lots, providing for consistent residential growth over the next four to five years. The City's first 100 percent affordable housing complex has been approved and will add 12 units of much needed housing. The State of California passed several laws that encourage infill growth which has prompted several new Accessary Dwelling Units as well as a couple of parcel splits that would not have been allowed under our existing codes at the time and should prompt additional affordable living options for our most vulnerable citizens. Two separate apartment projects are under way and will add 432 market rate units to the south west area of Lodi. The City continues to see significant investment in expanding existing commercial developments with over 300,000 square feet of high tech manufacturing having been added to the City. All this activity is a positive indicator for the City moving forward. The update of the Municipal Service Review (MSR) document and the Sphere of Influence (SOI) will continue to allow the City to grow in a reasonable manner. The City's focus on economic development, compact development and quality of life has encouraged these investments within the City, collectively creating hundreds of new employment and housing opportunities. The most pressing budget and financial challenge facing the City is the California Public Employees' Retirement System (CaIPERS) funding crisis. Since 2017, the City has taken on this problem aggressively through a Pension Stabilization Funding Policy that requires unassigned reserves in excess of the General Fund target be invested at Public Agency Retirement System (PARS) in an IRS section 115 irrevocable trust known as a Pension Rate Stabilization Program (PRSP), mandatory Additional iv Discretionary Payments to CAPERS and the City has negotiated significant employee cost sharing of current pension obligations. The City has amassed approximately $21 million in the stabilization fund to offset future pension costs. Non General Funds must contribute their proportional share to the trust as well. Lodi's General Fund revenues performed exceptionally well during fiscal year 2021-22, resulting in significantly better than expected results. Substantial additional contributions to the PRSP will be at what is estimated to be the highest annual level since the policy was adopted. More details can be found in the Economic Factors and Next Year's budget section of the Management's Discussion and Analysis in this report. Measure L, the City's general purpose sales tax approved by voters in 2018, continues performance above expectations. Measure L was consistently presented as a means to "Maintain and Enhance" City services. The Council honored the enhanced portion of that promise, by adding six new police officers and three new firefighters to fully fund Engine One, and constructing a significant share of Candy Cane Park. More details can be found in the Economic Factors and Next Year's Budget section of the Management's Discussion and Analysis in this report. Economic Development To ensure the City of Lodi is prepared to participate in the rapidly changing economic trends, and remain a destination of choice for residents, visitors, talent and investment for years to come, the City of Lodi is exploring residential, commercial and public investment opportunities. Located just under an hour's drive from Sacramento, and less than a two-hour drive from the San Francisco Bay Area, Lodi is a small city alternative for talent looking for a more relaxed California lifestyle. The City of Lodi is a city of many cultures, skill levels and political and social orientations; yet its citizens are inspired by a shared vision and the certainty that this city of the north Central Valley is special. Lodi, deep-rooted in California's wine country is best known for its full-bodied Old Vine Zinfandel wines. The area has 100,000 acres of wine grapes farmed by over 750 growers. Major wineries that call Lodi home are Robert Mondavi Woodbridge, Michael David, Turner Road Vintners, Sutter Home Winery, Bear Creek Winery and Oak Ridge Winery. More than 60 leading California wineries buy grapes from our region including E&J Gallo, Constellation, Fetzer, Delicato, Napa Ridge, Ravenswood and Beringer. In recent decades, Lodi's agricultural roots have evolved. Lodi has developed an emerging concentration of related manufacturing businesses who depend on reliable and affordable electric power, ample water, efficient transportation, affordable real estate, and access to markets to control costs and prosper. In addition to the robust viticulture, Lodi's economic drivers include manufacturers of rapid molecular diagnostic systems, consumable plastics for use in research laboratories, the world's largest manufacturer of foam cups and disposable containers, and food manufacturing. Over the next five years, the compound annual growth rates of these industries are estimated to be 11.1 percent, 11.2 percent, 9.5 percent and 15.26 percent, respectively. 1 Key Demographic, Industry and Economic Data Lodi's population is expected to grow 5.7 percent between 2021 and 2026. In the same time period, its labor force is expected to grow by 7.3 percent. Out of 2,510 total business establishments in Lodi, the top industries by number of establishments in 2021 are health care and social services (329), retail (324), education (67), and manufacturing (324). In terms of 2021 annual revenue generation, the top five industries in Lodi include wholesalers ($2.7 billion), retail ($1.3 billion), manufacturing ($1.02 billion), healthcare and social services ($653.6 million), and banking, finance and insurance ($389.6 million). Construction is a close sixth top industry in terms of sales revenue generation ($336.6 million). In 2021, the highest paid employment sectors in terms of mean annual wages include management ($116,050), legal occupations ($109,060), healthcare practitioners ($103,280) and architecture and engineering occupations ($92,300). Construction occupations earned a mean annual wage of $42,250 while production occupations earned $42,250. Industry clusters are groups of inter -related industries that drive wealth creation in a geographic region. These are companies, suppliers, and service providers that support one another. Lodi's target industry clusters are identified as 1 www.stern.nvu.edu retrieved August 11, 2022 v agriculture/agriculture technology, food processing, healthcare, biotech/biosciences, high-tech manufacturing and logistics. In 2021, the total number of establishments in these clusters are 83, 7, 47, 39, 4 and 55 respectively. In 2021, households in Lodi earned a median yearly income of $64,283. This median household income is expected to increase by 15.3 percent by 2026 to $74,093. However, the 2021 median income is 10 percent less than the median county income, 22 percent less than the state income, and 5 percent less than the nation. Household expenditures average $63,537 per year, and the majority of earnings get spent on shelter, transportation, food and beverages, health care and utilities. In June 2022, Lodi home prices were up 24.5 percent compared to last year. According to Coldwell Banker, the median price of a home in Lodi in June, 2022 is $599,000. Lodi is a large submarket relative to the national average and contains about 12.6 million square feet of industrial space. Logistics facilities account for the largest proportion of the local supply, or 7.4 million square feet. Industrial rents are slightly above the metro average, and the 12 -month rent growth is 8.4 percent which is above the 7.4 percent average growth over the last ten years. The vacancy rate has declined over the past year from 2.4 percent to 1.4 percent. 2 Multi -family investors have been active in the Lodi submarket over the past three years. While new supply will remain under demand in the near-term, the asking rent has increased an average of 5.2 percent over the last 12 months. 3 Lodi Entrepreneur and Business Indicators Economic and business indicators which provide data at the city level are not abundant. Most data from traditional sources like the U.S. Census Bureau and U.S. Department of Labor assemble and publish data at the MSA and county level. However, entrepreneurial activity in Lodi as measured by the US Patent Office reveals that from January 2017 to August 2020, 151 patent applications were received from inventors in Lodi. Out of the number of applications received, 27 patents were granted consisting of both design and plant production patents. The patents range from universal vineyard tillage and spray carrier to installation guard for overhead utility lines, and from cherry trees with specific names to an endothermic syringe sleeve. The range of patents issued align with Lodi's targeted industry clusters. From 2018 to 2020, Pitchbook reported that $10.87 million in venture capital had been deployed in Lodi. At the time of this writing, data for 2021 is not available. SBA lending activity in Lodi has increased. In the period, 2017-2019, small business lending was $34.7 million. In the period, 2020-2022 to date, SBA lending activity was $48.1 million which represents an increase of 38.6 percent. This lending provided 44 loans, preserved 414 jobs and created 93 jobs. a "Cities, states and metropolitan areas face an unprecedented economic, demographic, fiscal and environmental challenges that make it imperative to ensure modern, efficient and reliable infrastructure. Concrete, steel and fiber-optic cable are the essential building blocks of the economy. 5 The City of Lodi's fiscal year 2021-2025 Capital Improvement Budget is $108.8 million. This represents an expenditure of $1,578 per capita in public infrastructure spending keeping pace with capital improvement spending in Modesto, Manteca, Lathrop, and Roseville. Stockton's capital improvement budget includes the Port of Stockton and airport spending, and is not included. In 2021, the City of Lodi launched Phase I of its fiber optic upgrade and expansion project. Phase I will rebuild the existing backbone of the City's obsolete fiber optic network. This investment will cost approximately $1 million. Future phases will expand the fiber network to the industrial and residential customer. 2 www.costar.com Industrial Outlook Lodi Submarket Report, August 2022 3 www.costar.com Multi -family Outlook Lodi Submarket Report, August 2022 4 Small Business Administration Lending Report, Lodi, CA August 2022 S Robert Puentes "Why Infrastructure Matters: Rotten Roads, Bum Economy" Brookings Institute, Tuesday, January 20, 2015 Vi Lodi's Market Strengths and Economic Assets In addition, to increasing population, projected growth in Lodi's labor force, projected growth in target industries, other market strengths serving to attract investment to Lodi includes direct transportation access to major state and interstate corridors, rail access, and adjacency to cargo -centric Stockton Regional Airport and Sacramento International Airport and Port of Stockton. These strengths provide for proximity to markets and proximity to a highly functioning supply chain. Lodi owns its own electric utility (LEU) providing highly reliable power, affordable rates, economic development incentives, personal customer service, and a highly responsive city government. In fiscal year 2021-22, the governing body, the Lodi City Council, authorized $3 million in reserves to be used to provide residential and commercial electric customers with financial relief during the pandemic. In addition, the City Council recently authorized the use of financial reserves to offset the high cost of power attributable to inflation, fuel shortages and supply chain complexities. While electric rates stayed the same, the financial reserves were applied to "buy -down" the Energy Cost Adjustment (ECA) factor which reflects fluctuations in a customer's bill due to monthly variations in the cost of power and transmission. The City Council recently authorized the formation of a Hometown Microloan program by allocating $470,000 to provide entrepreneurs and micro businesses with 10 or fewer employees with loan products ranging from equipment loans to working capital, and from life and safety improvements to inventory. The Economic Development Division staff is currently in the planning stages of this program to include local lenders, and the region's new Small Business Development Center. The anticipated launch of the new program is January 2023. Of particular emphasis will be downtown reinvestment. Lodi's Challenges A primary business location factor today is workforce. While Lodi's market strengths support the commercial and industrial sector, the supply of a skilled talent pipeline is a major concern. However, the education attainment is projected to increase among Lodi residents. By 2026, the number of residents with some college is expected to increase 6.8 percent, the number of residents with an Associate's degrees is expected to increase by 6.8 percent, the number of residents with a Bachelor's degree is expected to increase by 6.75 percent and the number of residents with a graduate degree is expected to increase by 7.1 percent. 6 Within a 50 -mile radius, there are three major universities, and one two-year college. In 2021, the University of California - Davis produced 11,708 graduates; California State University -Sacramento produced 8,250 graduates, University of the Pacific conferred 2,070 degrees, and San Joaquin Delta College conferred 4,905 degrees.' The IHUB San Joaquin is a consortium of business, government, education and non -profits dedicated to the stimulation of economic growth, creation of new jobs, nurturing entrepreneurship and emerging technologies and increasing the region's preparedness among youth in three areas: health care, agri-business and sustainable construction technology. It hosts events and programs to connect youth to business, youth to technology, business to local technology, and business to local talented youth. Members and advisory committee of the IHUB San Joaquin include but are not limited to Lodi Unified School District, San Joaquin County WorkNet, San Joaquin Health Department, municipalities in San Joaquin County, including the City of Lodi, San Joaquin Delta Community College, San Joaquin Building Trade Council, and private sector stakeholders. Catalytic Investments More than $502.4 million in private investment will be invested within the city limits between 2014 and 2024. Supporting this private investment is $87.5 million in public investment in public infrastructure during the same timeframe. In Lodi's industrial sector east of SR -99, Cepheid, a rapidly -growing manufacturer of molecular diagnostic systems, has completed the addition of 175,000 of new production space and plans to add over 2,500 new jobs in Lodi by 2024. The investment capital added is $250 million. Not far from the Cepheid location in the industrial park, EI Gallo, a 20,683 square foot modern food truck commissary and shopping experience, is currently under construction. With an estimated completion in 2023, the project will add $8.0 million in new capital to Lodi. 6 GIS Planning Economic Development Database retrieved August 13, 2022 ' GIS Planning Economic Development Database retrieved August 13, 2022 vii In the Northeast, the City has been anticipating the start of The Lakehouse, a high value mixed-use of hospitality, retail and residential valued at $65 million. The environmental review stage is nearing completion. The projected completion date is 2024. On the City's south side, a new Residence Inn at Reynolds Ranch has broken ground and construction is underway. When completed, the new hotel will add $13.4 million in new capital. To the west, a new 108 -unit market -rate apartment complex has broken ground in 2022. The Benjamin, when completed, will add over $30 million in investment capital. The anticipated completion date is late 2023. A second market -rate apartment complex, 12 West Apartments has just completed plan review. Located at the intersection of Kettleman Lane and Westgate Avenue, the plan features a six (6) multi- storied apartment building, clubhouse and all related site work. Small Business In 2021, the City Council approved a number of recommendations of the City's first Development Prospectus to sustain business and stimulate greater stability and growth for Lodi small business. These recommendations included the development of small business incentives, development of a partnership with the Small Business Development Committee (SBDC) to prepare entrepreneurs and small business for servicing investment capital (debt), and to expand on the current Brownfield Program to include market studies and to investment in the provision of economic, labor, demographic and industry data sources to provide interested investors and site selectors in Lodi as a location to deploy investment capital. These recommendations became goals of the Economic Development Division. To date, significant progress has been made. Plans are underway to create a Hometown Microloan Program to entrepreneurs and small business with ten or fewer employees. To this end, the City Council allocated $470,000 as seed funds. Staff is currently developing the program and is in the process of forming partnerships with local lenders to increase this loan fund thereby providing greater capacity for lending. The SBDC will provide pre-screening of applicants, aid in forming business plans and proformas, and prepare applicants to become credit -worthy. Other local partnerships will be developed for loan origination and servicing. In order to assure hometown business loans are met, Economic Development staff will survey small business in 2022 to determine demand. The current Brownfields program funded a preliminary highest and best use study of a group of city -owned properties in the Heritage District near downtown for reuse beginning in 2021 and completed in early 2022. The study evaluated the conversion of the City's recreation and parks maintenance facility and related offices, and vacant property into a mixed-use development anchored by an indoor aquatics' facility. Staff is currently reviewing future steps. A comprehensive GIS -based economic development search and analysis tool has been placed on the City's website, and is accessible to internal and external stakeholders for research purposes MAJOR GOALS, OBJECTIVES AND PROJECTS To assist the citizens of the City in understanding where the City intends to allocate available resources, the City Council, the City Manager and Department Heads established in 2004 a hierarchy of major aspirational goals, objectives and major projects that support and reinforce the City's mission statement. Council then set project specific goals at a series of workshops in 2016. 1.) Aspirational Goals Four major City goals were established as policy direction and focal points for the efforts of City staff. These goals include: • Ensure a High Quality of Life and a Safe Environment for Citizens, • Ensure Efficient and Productive City Organization, • Ensure Public Trust, and • Ensure the Development of the Lodi Economy for a Fiscally Sound City Organization. City Council, the City Manager and Department Heads established nineteen major City objectives: • Maintain City's Sense of Community • Provide Employee Training and Education • Provide for a Balanced Community • Evaluate Telecommunications Opportunities • Enhance Access through Implementation of IT Strategic Plan • Provide Resources to Maintain City's Infrastructure • Promote Urban Forestry • Promote Public Relations and Marketing Efforts • Attract, Retain and Invest in a Quality City Work Force • Ensure Open and Accessible Public Meetings 2.) Project Specific Goals • Encourage Public Arts, Cultural and Recreational Opportunities • Pursue Efforts to be Entrepreneurial • Provide Appropriate and Sufficient City Facilities • Improve Customer Service • Develop Short and Long Range Operational Plans • Continue to use Partnerships to Advance City's Objectives • Develop Effective Records Management Program • Provide a Balanced Budget and Adhere to Adopted Policies • Promote Commercial/Industrial Base These projects are designed to accomplish specific objectives and become the focus for organization -wide effort. Council set the following priorities and categories in 2016: • Economic development for "shovel ready" land • Economic development and incentive program to focus on underutilized parcels • Public Safety, Gang Reduction Intervention Program, training and increase in staffing • Fiscal sustainability, asset preservation, CALPERS and Other Postemployment Benefits • East side rehabilitation, incentive programs and infrastructure Additional priorities that did not fit into the above categories include 1) addressing homelessness issues, 2) providing downtown Wi-Fi and music, and 3) beautification of highway overpasses. As discussed above, economic revitalization continued to be an active focal point of the City in fiscal year 2021-22. The following projects were recently completed, are underway and will see significant progress, or be completed in 2022. Residential Development In fiscal year 2021-22, the City has accepted the following residential developments: Gateway North Unit 1 and Unit 2: and the Talavera subdivisions. Staff also amended the Southwest Trunk Line Master Plan. In fiscal year 2021-22 the City continued to see a robust housing market. Sales and construction in various development projects are ongoing. The City is considering the annexation of additional land to support continued growth. Downtown and Infill Development COVID-19 has had a huge impact to the City's various businesses. The City has helped restaurants by allowing outdoor dining in areas of on -street parking and by participating the in the Great Plates Delivered program that provides freshly prepared, healthy meals to vulnerable populations (over age 60 with high risk factors, or anyone over age 65) to local residents prepared by local restaurants. Both the downtown outdoor dining expansion and Great Plates Delivered programs ended during this fiscal year. The City has seen an uptick in the activity of our downtown establishments as COVID-19 impacts seem to be waning. There ix are new downtown restaurants that have completed construction/expansion in downtown, including The Oxrford and the Lodi Beer Company. Still under construction, is the new Lodi Bowling Alley. This project consists of a two-story bowling alley that will be equipped with 34 lanes, bar and banquet room. Both projects have put vacant land to use, generating foot traffic on the edges of downtown. Water Meters and Water Infrastructure Under state law, all residential housing must be billed for water usage on a metered basis by 2025. In 2010, the City embarked on a program to install meters on approximately 16,000 parcels over an eleven year period. A portion of this project also included relocating water mains and service connections from alleys and rear yards to streets and sizing the new water mains to improve fire flow. Construction began during fiscal year 2009-10 and will continue through fiscal year 2022- 23. To date, all single family dwelling water meters (approximately 16,000) have been installed. Estimated cost for the complete program is $42.5 million. The final phase of construction will begin in fiscal year 2022-23. The City has a water well rehabilitation program. The City rehabilitated the electrical system at Well No. 7, installed granular activated carbon vessels at Well 28, and replaced existing carbon at Well 6 as part of the Dibromo-chloropropane (DBCP), 123 Trichlorophenylmethyliodosalicyl (TCP) treatment process. Wastewater Projects The 9" phase of the Wastewater Rehabilitation program will be completed by the end of fiscal year 2022-23. The original project bid is $1,656,535 and includes the rehabilitation of over 3,000 LF of 24 -inch and 30 -inch pipelines. Additional projects planned for fiscal year 2022-23 include the WSWPCF aeration and solids handling system improvements. The design of a WSWPCF electrical room relocation is complete and is scheduled to start construction in the fall of 2022. Power Plant During the 2022 Summer Heat Storm, Lodi staff learned of a significant power import constraint that caused rotating electric outages over a 6.5 hour period. While Lodi generates or purchases all of its own electricity, Lodi is dependent on three PG&E 60kV lines to transmit the power Lodi generates into the city. The State of California has recognized its own generation constraints on high power demand days and is looking to locate generation resources throughout the State of California at the State's expenses through the State's contractor, Enchanted Rock Electric LLC. Under special legislation approved by the Governor, the California Department of Water Resources proposes to construct a natural gas peaker plant within the City of Lodi to be run during emergency situations to protect the integrity of the statewide power grid. This plant will be owned and operated by the State of California for 5 years with an option for the City to purchase after 5 years. This plant will also benefit the City of Lodi in the event of a transmission capacity shortage until such time as the 230 kV Project is constructed and operational. FINANCIAL INFORMATION, MANAGEMENT AND CONTROL A detailed understanding of the financial position and change in financial position of the City is provided in the following sections of this report. The following is a brief description of the City's financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City's accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary fund types, the City uses the accrual basis of accounting. As such, the measurement focus is on operating income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incurred. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Accounting System and Budgetary Control x In developing the City's accounting system, consideration is given to the adequacy of the internal controls. The objective of the City's internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the preparation of financial statements in accordance with Generally Accepted Accounting Principles. The concept of reasonable assurance recognizes that the cost of the controls should not exceed the benefits likely to be derived and that management estimates and judgments are required in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year- end fund balances. Long Term Financial Planning The City has implemented a long-term financial planning practice to review the impact of current decisions on the City's General Fund. This analysis can be found in the City's budget document and includes assumptions, revenue, expenditures, and fund balance projections. In addition, there is discussion of risks and opportunities not modeled. The tool is a baseline projection that provides management and policy makers a view of what the City's financial condition may be if current operations are maintained and a reasonable set of economic assumptions are made. This plan is updated periodically as new information is available that will materially impact the projection. Fund Balance It is the City's goal to target and maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds, and at least 25% of operating expenses. Based on a reserve policy adopted in March 2018, the target for the Electric enterprise fund working capital was $29.9 million for fiscal year 2021-22. The goals allow for variations from year-to-year to account for economic and fiscal changes. The General Fund maintained an unassigned fund balance of $23,388,654 or 39.70% of revenues at the end of fiscal year 2021-22. Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. They also describe the City's capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investment terms are to be consistent with the City's cash flow needs. Investment reports are issued quarterly to the City Manager and City Council to provide detailed information regarding the City's investments and compliance with City policy and state law. The policy has three objectives: (1) protect principle; (2) provide for liquidity needs, and (3) obtain the most reasonable rate of return within the first two objectives. All investment activities are to be undertaken and judged using the Prudent Investor Standard as described within the policy. Appropriation Limitation Article XIII B of the Constitution of the State of California (Proposition 4) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed fiscal year 1979 appropriation levels except as adjusted for increases in population and the growth in the California per capita income or non-residential assessed valuation due to new construction within the City. Excluded from the limitation are appropriations funded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to fiscal year 1979. Pursuant to subsequent legislation adopted after Article XIII B, the City is required to annually establish and adopt its appropriations limit by resolution. For fiscal year 2021-22, the City's appropriations subject to limit were $54,049,367 and the appropriation limit was $124,907,868, leaving appropriations at $70,858,501 below the limit. Debt Administration At June 30, 2022, the City had outstanding Certificates of Participation, Revenue Bonds and Installment Purchase Agreement of $131,410,589. These liabilities are discussed in Note 7 of the Basic Financial Statements and summarized below. xi In 2004, the City issued $27,360,000 in Wastewater Certificates of Participation (2004A) to finance the costs of improvements to the wastewater collection, treatment and disposal system. These bonds were partially refunded with the 2012 Refunding Wastewater Revenue Bonds, Series A. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility, which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. The Water Revenue Bonds 2010 Series B was refunded in the previous fiscal year and is now the 2020 Water Revenue Bonds. The Water Revenue Bonds 2010 Series A was paid off in fiscal year 2020-21. On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. These bonds were refunded with the 2022 Lease Revenue Bonds. The City also issued the $17,105,000 2012 Refunding Wastewater Revenue Bonds (2012 Bonds) in September 2012 to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation (2004 COP). The 2004 COP were issued to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. On March 10, 2016, the City issued the $20,295,000 2016 Refunding Wastewater Revenue Bonds, Series A (2016 Bonds) to partially refund $21,415,000 outstanding principal of the 2007A COP. On December 1, 2017, the City issued $7,762,794 Installment Purchase Agreement, refunding the Certificates of Participation, 2007 A (2007 COP). On June 13, 2018 the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certifications of Participation 2008 Series A). On April 8, 2020 the City issued $25,390,000 Water Revenue Refunding Bonds (2020 Bonds) to allow the City prepay and cause the immediate defeasance of the outstanding $29,650,000 Lodi Public Financing Authority 2010 Water Revenue Bonds, Series B (Federally Taxable — Build America Bonds). On April 13, 2022 the City issued $28,250,000 Lease Revenue Bonds (2022 Bonds) to all the City to prepay and cause the immediate defeasance of the outstanding $14,335,000 of the 2012 Lease Revenue Bonds. The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conduct financing on a competitive basis, will seek an investment grade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. Competitive Bidding Policy All required purchases for materials, equipment and services during fiscal year 2021-22 were made pursuant to competitive bidding procedures as established under the City's purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of 5,000. In May, units were changed and construction projects were awarded pursuant to competitive bidding procedures established for projects in excess of $10,000. Risk Management The City is self-insured for dental care, long-term disability, workers' compensation, general liability and unemployment insurance. General liability and workers' compensation are administered by outside agencies. The City administers unemployment insurance and long-term disability. Self-insurance transactions are accounted for under the Insurance Funds. xii At June 30, 2022, the Insurance Fund had a net position of $7,140,137. INDEPENDENT AUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. To ensure proper internal control, periodically the City conducts a request for proposal (RFP) process for auditing services. The accounting firm of The Pun Group was selected to perform this audit. The independent auditor's report precedes the basic financial statements and concludes that the City's basic financial statements are presented fairly, in all material respects, in accordance with GAAP. CERTIFICATES OF ACHIEVEMENT The City has applied for the Government Finance Officers Association of the United States and Canada (GFOA) award for Certificate of Achievement for Excellence in Financial Reporting to the City for its Annual Comprehensive Financial Report (ACFR) for the year ended June 30, 2021. These Certificates of Achievement are prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized ACFR, whose contents conform to program standards. The ACFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last twenty-nine consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements and we are submitting it to GFOA this year. ACKNOWLEDGMENTS As always the professionalism, dedication and efficiency of the Financial Services Division Accounting staff made it possible for the timely preparation of this report and are to be commended. I would also like to personally thank Melissa Munoz, Accounting Manager, Robin Xiang, Supervising Accountant and the entire Finance Team. Their work in preparing this year's ACFR is greatly appreciated. I would also like to thank you for your continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, Andrew Keys Deputy City Manager/Internal Services Director Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lodi California For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30, 2021 Executive Director/CEO IVX Community Development Budget/Treasury Electric Utility Services Human Public Works Resources 4IMMENO Information Fire Systems Police FY 2021-2022 Xv MAYOR AND COUNCIL F. W a Mark Chandler Mayor District 2 I Mikey Hothi Mayor Pro Tempore District 5 Doug Kuehne Council Member District 3 Lodi City Council Members work to provide citizens with a better, more attractive, and healthier place in which to live. Council establishes local laws, sets policies, approves programs, appropriates funds, and supervises the operations of City government. Council Members are elected on a by -district basis from five single -member Council districts by voters residing in the district in which the Council Member resides. Council Members hold four-year terms and elections are held in November of even numbered years. Xv 1 Alan Nakanishi Council Member District 1 Shak Khan Council Member District 4 ADVISORY BODIES AND DIRECTORY OFFICIALS ADVISORY BODIES Planning Commission Library Board Recreation Commission Site Plan and Architectural Review Committee PRINCIPAL ADMINSTRATIVE OFFICERS Steve Schwabauer Andrew Keys Janice Magdich Olivia Nashed Akiliah Manuel Mills Ken Johnson Christina Jaromay Charles Swimley Jeff Berkheimer John Della Monica Sierra Brucia xii Lodi Improvement Committee Lodi Arts Commission Youth Commission Lodi Senior Citizens' Commission City Manager Deputy City Manager City Attorney City Clerk Library Services Director Fire Chief Parks, Recreation & Cultural Services Director Public Works Director Electric Utility Director Community Development Director Police Chief (This page intentionally left blank.) xviii The Financial Section is comprised of the Independent Auditor's Report, Management's Discussion and Analysis, Basic Financial Statements, including the Notes, Required Supplementary Information, and Supplementary Information which includes Combining and Individual Fund Statements and Schedules. (This page intentionally left blank.) THE PUN GROUP ACCOUNTANTS & ADVISORS 2121 North California, Suite 29 Walnut Creek, California 945966 www.pungroup.cpa (M INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City COUncil of the City of Lodi Lodi, California Opinions We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (the "City"), as of and for the year ended June 30, 2022, and the related notes to the basic financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2022, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Emphasis of Matter Implementation of New GASB Pronouncements As discussed in Note 1 and Note 10 to the basic financial statements, the City implemented Governmental Accounting Standards Board ("GASB") Statement No. 87, Leases during the year. As a result of the implementation, the City reported the leases and related assets, liabilities, and deferred inflows of resources, and reported a restatement of its net position. Our opinion is not modified with respect to this matter. ORANGE COUNTY - SAN DIEGO • SACRAMENTO • WALNUT CREEK • LAS VEGAS • PHOENIX 000 To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 2 Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditors' Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with auditing standards generally accepted in the United Stales of America and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with auditing standards generally accepted in the United States of America and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 3 Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, the Schedule of Changes in Net Pension Liability and Related Ratios, Schedule of Pension Contributions, Schedule of Changes in the Net OPEB Liability and Related Ratios, Schedule of Employer OPEB Contributions and the Budgetary Comparison Schedules (General Fund and Streets Fund), ass listed in the table of contents, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, based on our audit, the Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the Introductory and Statistical Sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. To the Honorable Mayor and Members of the City Council of the City of Lodi Vodi, California Page 4 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated November 29, 2022, on our consideration of City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City's internal control over financial reporting and compliance. ,,, �Zj�7, /-� Walnut Creek, California November 29, 2022 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS June 30, 2022 This section of the Annual Comprehensive Financial Report is presented as discussion and analysis of the financial performance of the City of Lodi (City) for the year ended June 30, 2022. FINANCIAL HIGHLIGHTS • The assets and the deferred outflows of resources of the City exceeded its liabilities and the deferred inflows of resources at the close of the fiscal year by $328,332,626 (net position). Of this amount, $8,228,733 is unrestricted deficit. • The City's total net position increased by $42,667,411 in fiscal year 2022. • As of June 30, 2022, the City's governmental funds reported combined ending fund balances of $103,861,266, an increase of $31,180,246 in comparison with the prior year. Of this amount, $23,388,654 is available for spending at the City's discretion (unassigned fund balance). • At the close of the fiscal year, fund balance for the General Fund was $38,964,050, of which $23,388,654 is unassigned or 39.70% of total general fund expenditures of $58,904,422. Of the $38,964,050 fund balance, $24,321 is non -spendable for pre -paid expenses, $15,198,535 is restricted for Pensions and $352,540 is committed for video related capital projects. • The City's total long-term liabilities decreased by $38,611,753 or 10.92% during the current fiscal year. Other liabilities decreased by $1,621,461 or 7.91%. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: (1) Government -wide financial statements, (2) Fund financial statements, and (3) Notes to Basic Financial Statements. This report also includes required supplementary information and combining and individual fund statements and schedules in addition to the basic financial statements. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities and deferred inflow of resources, with the difference reported as net position. Overtime, increases or decreases in net position may serve as a useful indicator of whether or not the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as revenues pertaining to uncollected taxes, and expenses pertaining to earned but unused vacation and sick leave. Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 activities of the City include general government, public protection, public works, community development, library, parks and recreation. The business -type activities of the City include electric operations, wastewater operations, water operations and public transit operations. Fund Financial Statements The fund financial statements are designed to report information about groupings of related accounts, which are used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into the following three categories: Governmental funds, Proprietary funds, and Fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. Most of the City's basic services are reported in governmental funds. These statements, however, focus on (1) how cash and other financial assets can readily be converted to available resources and (2) the balances left at year-end that are available for spending. Such information may be useful in determining financial resources available in the near future to finance City programs. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their type (general, special revenue, capital projects and debt service). Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General Fund and Streets Fund which are considered major funds. Data from the remaining governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual budget for its General Fund and special revenue funds. Budgetary comparison statements and schedules have been provided for the General Fund and the special revenue funds to demonstrate compliance with this budget. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers, either outside customers, or internal units or departments of the City. Proprietary funds provide the same type of information as shown in the government -wide financial statements, only in more detail. The City maintains the following two types of proprietary funds: • Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for the operations of the Electric, Wastewater, Water, all of which are considered to be major funds and the Transit system, which is considered to be a non -major enterprise fund. • Internal Service funds are used to report activities that account for various employee benefits, self-insurance, fleet activities, and vehicle and equipment replacement of the City. Because these activities predominantly benefit governmental rather than business -type functions, they have been included within the governmental activities in the government -wide financial statements. 6 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. The activities of the Private -Purpose Trust and the Hutchins Street Square Bequest are also accounted for under the fiduciary funds. Since the resources of these funds are not available to support the City's own programs, they are not reflected in the government -wide financial statements. Fiduciary funds are accounted for using the accrual basis of accounting. Notes to the Basic Financial Statements The notes to the basic financial statements provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information concerning changes in net pension and other post -employment liabilities and related ratios for the City's Miscellaneous and Safety pension plans, the City's progress in funding its obligation to provide other postemployment benefits (OPEB) to its employees, and schedules comparing budget to actual amounts in the General Fund and Streets Fund. Combining Statements The combining statements in connection with non -major governmental funds, internal service funds and fiduciary funds are presented immediately following the required supplementary information. Assets: Current and other assets Capital assets Total assets Deferred outflows of resources Liabilities: Long-term liabilities outstanding Other liabilities Total liabilities Deferred inflows of resources Net position: Invested in capital assets, net of related debt Restricted Unrestricted Total net position City of Lodi's Net Assets June 30, 2022 and 2021 Governmental Business -type Activities Activities Total 2022 2021 2022 2021 2022 2021 $ 202,740,515 $ 107,397,365 $ 124,917,832 $ 121,120,296 $ 327,658,347 $ 228,517,661 140,904,371 136,983,261 255,374,437 253,309,985 396,278,808 390,293,246 343,644,886 244,380,626 380,292,269 374,430,281 723,937,155 618,810,907 16,960,996 17,279,260 7,314,051 11,267,852 24,275,047 28,547,112 156,475,569 169,375,236 139,486,779 163,577,404 295,962,348 332,952,640 9,677,369 11,445,566 9,193,365 9,046,629 18,870,734 20,492,195 166,152,938 180,820,802 148,680,144 172,624,033 314,833,082 353,444,835 96,922,967 6,786,958 8,123,527 1,461,011 105,046,494 8,247,969 111, 961, 3 02 122,205,737 159, 768, 2 29 151, 811, 9 71 271,729,531 274, 017, 708 42,296,979 37,536,500 6,077,383 18,859,974 48,374,362 56,396,474 (56,728,304) (85,690,111) 64,957,037 40,941,144 8,228,733 (44,748,967) $ 97,529,977 $ 74,052,126 $ 230,802,649 $ 211,613,089 $ 328,332,626 $ 285,665,215 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 1401TIO :1► I ► d 4 0 d►l►I 112 a 10 L1 P [411_11 <_1 P /_111'i-91,'.' As noted earlier, net position may serve over time as a useful indicator of a government's financial position. The City's assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $328,332,626 at the close of the current fiscal year. Assets. The City's total assets increased by $105,126,248. The increase is primarily due to the following: Governmental Activities. Total assets for governmental activities had an increase of $99,264,260 or 40.62%. Current and other assets increased by $95,343,150 primarily resulting from the increase in lease receivables of $65,659,264, $37,007,202 increase cash and investments. Capital assets increased by $3,921,110. Other insignificant activities make up the difference. Business -type Activities. Total assets for the business -type activities had an increase of $5,861,988 or 1.57%. Current and other assets increased by $3,797,536 primarily due to increases in cash and investments of $4,083,162, increase in accounts receivable of $2,134,713. Capital assets increased by $2,064,452. Other insignificant activities contributed to the difference. Deferred outflows of resources. The increase in total deferred outflows of resources of $96,798,525 is primarily from the implementation of GASB 87 relating to leases. Liabilities. The City's total liabilities decreased by $38,611,753 or 10.92%. The decrease is primarily due to the following: Governmental Activities. Total liabilities for the governmental activities had a decrease of $14,667,864 or 8.11%, primarily from a decrease in long-term liabilities. Decreases in liabilities included a reduction in the pension liability in the long-term liabilities. Business -type Activities. Total liabilities for the business -type activities decreased by $23,943,889 or 13.87%. The decrease is primarily attributable to a decrease in long-term liabilities. Decreases in other liabilities include accrued salaries and wages, accounts payable and a decrease in unearned revenue. Other insignificant activities offset the difference. Deferred outflows of resources. The decrease in total deferred outflows of resources of $4,272,065 is primarily from changes in various components related to the Miscellaneous and Safety Plans in the CalPERS valuation reports and current pension contributions made after the measurement date of June 30, 2021. Net position. The City's overall financial position increased during the fiscal year. The net position has increased by $42,667,411, or 14.94%. The largest portion ($271,729,531) of the City's net position reflects its investment in capital assets net of any associated depreciation (e.g., land, buildings and improvements, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets are reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources. An additional portion of the City's net position, $48,374,362 (14.73%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position amounts to $8,228,733. At the end of the current fiscal year, the City is able to report positive balances in the General Fund and all Enterprise CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 activities. Unrestricted net position is negative for the governmental -type activities primarily as a result of the City's outstanding pension and OPEB obligations. Analysis of Changes in Net Position Governmental Activities Net position for the governmental activities increased by $23,477,851 in the current fiscal year. The change in net position is a decrease over last year's increase of $24,841,912 by $1,364,061. The increase is primarily a result of the following: • The City receives other taxes, such as franchise tax, business licenses and tourism occupancy tax. These other taxes increased by $2,154,664 or 11.55% compared to prior year. The economy continues to show evidence of positive movement particularly in the housing market, businesses and tourism. • Sales tax saw an increase of $1,945,339 or 8% from prior year. For General Fund, sales tax increased by $1,132,034. For Measure L, sales tax increased by $813,305. Bradley Burns' general sales tax revenues decreased by $277,011 from prior year. • Property taxes increased by $630,375 from prior year. • Capital grants and contributions increased by $7,416,456 from the prior fiscal year. The difference is due to departments projects being placed on hold during the COVID-19 pandemic. Public Works used grants to complete various projects in the current fiscal year. Expenses for governmental functions totaled $92,136,106, an increase of $14,896,826 or 19.29% relative to the prior fiscal year. Increase in expenditures resulted from the capital projects and service costs. City of Lodi's Changes in Net Position June 30, 2022 and 2021 Governmental Business -type Activities Activities Total 2022 2021 2022 2021 2022 2021 Revenues Program revenues: Charges for services $ 10,407,348 $ 9,930,463 $ 111,939,682 $ 105,154,641 $ 122,347,030 $ 115,085,104 Operating grants and contributions 4,871,549 4,582,051 8,442,821 6,866,098 13,314,370 11,448,149 Capital grants and contributions 15,834,286 8,417,830 8,682,577 5,120,055 24,516,863 13,537,885 General revenues: Property taxes 13,680,792 13,050,417 - - 13,680,792 13,050,417 Sales taxes 26,247,772 24,302,433 26,247,772 24,302,433 Other taxes 20,802,233 18,647,569 20,802,233 18,647,569 Grants and contributions not restricted to - - specific programs 7,884,584 14,166,158 7,884,584 14,166,158 Other 12,431,553 4,536,154 (31246,895) 6,160,060 9,184,658 10,696,214 Total revenues 112,160,117 97,633,075 125,818,185 123,300,854 237,978,302 220,933,929 Expenses General government 14,493,009 24,867,053 - - 14,493,009 24,867,053 Public protection 41,534,207 34,636,966 41,534,207 34,636,966 Public works 11, 799, 877 10, 354, 010 11, 799, 877 10, 354, 010 Community development 2,654,080 1,903,002 2,654,080 1,903,002 Library 1,448, 243 1,152, 899 1,448, 243 1,152, 899 Parks and recreation 4,317,544 3,670,846 4,317,544 3,670,846 Interest on long-term debt 15,889,146 654,504 15,889,146 654,504 Electric - - 74,001,860 68,306,979 74,001,860 68,306,979 Wastewater 11, 623, 599 11,683, 283 11, 623, 599 11, 683,283 Water 12,645,752 8,141,513 12,645,752 8,141,513 Transit 4,903,574 4,334,810 4,903,574 4,334,810 Total expenses 92,136,106 77,239,280 103,174,785 92,466,585 195,310,891 169,705,865 Changes in net position before transfers 20,024,011 20,393,795 22,643,400 30,834,269 42,667,411 51,228,064 Transfers 3,453,840 4,448,117 (3,453,840) (4,448,117) - - Changes in net position 23,477,851 24,841,912 19,189,560 26,386,152 42,667,411 51,228,064 Net position at beginning of year 74,052,126 42,983,825 211,613,089 185,226,937 285,665,215 228,210,762 Prior period adjustments - 6,226,389 - - - 6,226,389 Net position at beginning of year, as restated 74,052,126 49,210,214 211,613,089 185,226,937 285,665,215 234,437,151 Net position at end of year $ 97,529,977 $ 74,052,126 $ 230,802,649 $ 211,613,089 $ 328,332,626 $ 285,665,215 Analysis of Changes in Net Position Governmental Activities Net position for the governmental activities increased by $23,477,851 in the current fiscal year. The change in net position is a decrease over last year's increase of $24,841,912 by $1,364,061. The increase is primarily a result of the following: • The City receives other taxes, such as franchise tax, business licenses and tourism occupancy tax. These other taxes increased by $2,154,664 or 11.55% compared to prior year. The economy continues to show evidence of positive movement particularly in the housing market, businesses and tourism. • Sales tax saw an increase of $1,945,339 or 8% from prior year. For General Fund, sales tax increased by $1,132,034. For Measure L, sales tax increased by $813,305. Bradley Burns' general sales tax revenues decreased by $277,011 from prior year. • Property taxes increased by $630,375 from prior year. • Capital grants and contributions increased by $7,416,456 from the prior fiscal year. The difference is due to departments projects being placed on hold during the COVID-19 pandemic. Public Works used grants to complete various projects in the current fiscal year. Expenses for governmental functions totaled $92,136,106, an increase of $14,896,826 or 19.29% relative to the prior fiscal year. Increase in expenditures resulted from the capital projects and service costs. CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 Business -type Activities Business -type activities increased the City's net position by $19,189,560 in the current year, which is a decrease of $7,196,592 from last year's increase of $26,386,152. The key elements of this change are: Charges for services in the Electric Fund increased by $4,232,205, Wastewater Fund increased by $225,293, the Water Fund decreased by $308,860 and Non -major Transit increased by $20,663. Increase in the greenhouse gas allowance (GHG) of $2,086,893 in the Electric Fund related to Assembly Bill 32: Global Warming Act, which set the 2021 greenhouse gas emissions reduction into law and also adopted a regulation that established a system of market-based declining annual aggregate emission limits for sources or categories of sources that emit greenhouse gases. In 2011, the California Air Resources Board (ARB) adopted the cap -and -trade regulation. This program covers major sources of GHG emissions in the State such as refineries, power plants, industrial facilities, and transportation fuels. The cap -and -trade program includes an enforceable emissions cap that will decline over time. The State distributes allowances which are tradable permits, equal to emissions allowed under the cap. Other revenues decreased by $1,288,249 primarily due to a decrease in reimbursable charges. Bulk power cost increased by $6,879,786 compared to the prior year primarily attributable to overall increase in generation and in third party increase in transmission, management services costs paid to NCPA. FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Types of governmental funds reported by the City include the General Fund, special revenue funds, debt service fund and capital projects funds. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $103,861,266, for a net change in fund balances of $31,180,246. In comparison to the prior year, the change in fund balance resulted from an increase in overall revenues and expenditures coming in under budget. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the General Fund was $23,388,654 while total fund balance was $38,964,050. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance and total fund balance represent 66.14% and 39.70% of total General Fund expenditures, respectively. The fund balance of the General Fund decreased by $1,726,048 during the current fiscal year, a decrease of $14,513,105 from last year's net change in fund balance of $12,787,057. Key factors in this decrease are: Total revenues decreased by $6,482,247, primarily from the net increase of other taxes of $4,730,378, which includes the additional revenue from Measure L sales tax, and a decrease intergovernmental revenue of $5,944,536 primarily the Great Plates program ending. Other insignificant increases and decreases offset the difference. 10 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 • Total expenditures increased by $6,699,170 primarily from an increase in services relating to public protection. Other insignificant increase and decreases offset the difference. Total fund balance of the Streets Funds was $17,349,665. Intergovernmental revenues of $7,568,694 offset by capital expenditures of $4,895,673 were the largest components that resulted in the increase of $3,215,812 to fund balance. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net position at the end of the year for the Electric Fund was $34,722,852, Wastewater Fund was $19,006,912, Water Fund was $8,191,180, Transit Fund was $3,036,093 and the Internal Services Funds unrestricted net position was $11,756,778. Other factors concerning the finances of these funds are discussed in the City's business -type activities. GENERAL FUND BUDGETARY HIGHLIGHTS Differences between the original budget and the final budget in the General Fund were a net increase in appropriations of $6,911,441. The increase in appropriations can be briefly summarized as follows: • $19,498,833 increase in general revenues • $12,587,392 increase in overall expenditures Significant differences between the final budget and the actual revenues and expenditures can be briefly summarized as follows: Tax revenue experienced a favorable variance between the final budget and actual revenue of $1,830,175, which resulted from an increase in property tax, special assessment taxes and transient occupancy tax. Investment and rental income had a variance between the budget and actual of ($2,060,895). Sales and use tax had a favorable variance between the final budget and actual revenue of $1,942,052. Intergovernmental had an unfavorable variance between the final budget and actual revenue of ($9,118,037). All additional revenues had an unfavorable variance between final budget and actuals but were not significant. • For expenditures, a favorable variance between the final budget and actual expenditures of $14,813,121 was due to savings from vacancies and the continued overall effort to reduce spending and costs. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2022, amounts to $396,278,808 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, vehicles, infrastructure, works of art, and construction in progress. The total increase in the City's capital assets for the current fiscal year was $110,613,593, a 38.72% increase (a 90.28% increase in governmental activities and 20.68% increase in business -type activities). is CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 Work of Art 304,907 - 304,907 Construction in Progress 4,868,004 7,295,342 12,163,346 End of Year $ 140,904,369 $ 255,374,439 $ 396,278,808 An increase in complete construction in progress compared to prior year was primarily from the Streets projects. Additional information on the City's capital assets can be found in Note 6 on pages 65-66 of this report. Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $131,410,589. Of this amount, $28,880,080 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $102,530,509 from the business -type activities consists of $27,517,401 for the Water Fund, $35,035,280 for the Wastewater Fund; and $39,997,828 for the Electric Fund. The City's total bonded debt increased by $7,782,688 during the current fiscal year. Additional information on the City's long-term debt can be found in Note 7 pages 66-68 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET Despite these challenges, Lodi's revenues performed greatly during fiscal year 2021-22 and it is anticipated they will continue to perform well in the coming year. From the actuals for fiscal year 2020-21 to the adopted budget for fiscal year 2022-23, it is estimated that sales tax and Measure L revenue will increase by $1.5 million, motor vehicle will increase by $445,000. Transient occupancy tax, the only major revenue source to see a significant pandemic influenced decline, is anticipated to increase by $775,000 and property tax will continue a steady increase of 4.25%, fueled by new development, turnover of long term ownership and general appreciation in property values. General Fund revenues are estimated at $3.4 million more than the current fiscal year 2021-22 estimates when adjusted for one time ARPA revenues and the remaining FEMA reimbursements. As the recovery continues, the City is projecting a balanced budget in the General Fund in fiscal year 2021-23, although continued widespread labor market challenges make it likely the City will be able to contribute to its reserve balance. The City's General Fund reserves are healthy, and with disciplined savings over the past 5 years driven by the City's Pension Stabilization Policy, the City's Pension Stabilization Reserves are substantial as well. Projected CalPERS unfunded accrued liability (UAL) cost of $11.6 million in fiscal year 2022-23 are anticipated to continue to grow to approximately $15.8 million by 2027-28, for a 30% increase over the forecast term included in the most recent actuarial reports provided by CalPERS to the City. Additionally, CalPERS will be utilizing a portion of the earnings in excess of the discount rate achieved in the year ending June 30, 2022 to further buy down the discount rate used to calculate UAL. CalPERS is also in the process of its Asset Liability Management `v: CITY OF LODI'S CAPITAL ASSETS (net of depreciation) Governmental Business -type Activities Activities Total Beginning of Year $ 74,052,126 $ 211,613,089 $ 285,665,215 Land 26,316,763 5,535,718 31,852,481 Buildings and Improvements 33,715,376 35,442,101 69,157,477 Machinery and equipment 2,093,770 204,260,545 206,354,315 Vehicles 5,633,954 2,840,733 8,474,687 Infrastructure 67,971,595 - 67,971,595 Work of Art 304,907 - 304,907 Construction in Progress 4,868,004 7,295,342 12,163,346 End of Year $ 140,904,369 $ 255,374,439 $ 396,278,808 An increase in complete construction in progress compared to prior year was primarily from the Streets projects. Additional information on the City's capital assets can be found in Note 6 on pages 65-66 of this report. Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $131,410,589. Of this amount, $28,880,080 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $102,530,509 from the business -type activities consists of $27,517,401 for the Water Fund, $35,035,280 for the Wastewater Fund; and $39,997,828 for the Electric Fund. The City's total bonded debt increased by $7,782,688 during the current fiscal year. Additional information on the City's long-term debt can be found in Note 7 pages 66-68 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET Despite these challenges, Lodi's revenues performed greatly during fiscal year 2021-22 and it is anticipated they will continue to perform well in the coming year. From the actuals for fiscal year 2020-21 to the adopted budget for fiscal year 2022-23, it is estimated that sales tax and Measure L revenue will increase by $1.5 million, motor vehicle will increase by $445,000. Transient occupancy tax, the only major revenue source to see a significant pandemic influenced decline, is anticipated to increase by $775,000 and property tax will continue a steady increase of 4.25%, fueled by new development, turnover of long term ownership and general appreciation in property values. General Fund revenues are estimated at $3.4 million more than the current fiscal year 2021-22 estimates when adjusted for one time ARPA revenues and the remaining FEMA reimbursements. As the recovery continues, the City is projecting a balanced budget in the General Fund in fiscal year 2021-23, although continued widespread labor market challenges make it likely the City will be able to contribute to its reserve balance. The City's General Fund reserves are healthy, and with disciplined savings over the past 5 years driven by the City's Pension Stabilization Policy, the City's Pension Stabilization Reserves are substantial as well. Projected CalPERS unfunded accrued liability (UAL) cost of $11.6 million in fiscal year 2022-23 are anticipated to continue to grow to approximately $15.8 million by 2027-28, for a 30% increase over the forecast term included in the most recent actuarial reports provided by CalPERS to the City. Additionally, CalPERS will be utilizing a portion of the earnings in excess of the discount rate achieved in the year ending June 30, 2022 to further buy down the discount rate used to calculate UAL. CalPERS is also in the process of its Asset Liability Management `v: CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2022 review which may result in further changes to actuarial assumptions including the discount rate. Clearly caution and fiscal prudence towards CaIPERS will be required in the coming years. The City is 68.4% funded when combining CalPERS and Pension Stabilization Fund assets. For fiscal year 2021-22, the City increased its workforce by a net of six positions; adding one Legal Secretary, one Management Analyst, one Senior Customer Service Representative, one Network Administrator, one Code Enforcement Officer, one Police Records Clerk, and one Assistant/Associate Civil Engineer and deleting one Utility Billing Specialist. The City has expanded capital project efforts in fiscal year 2021-22. Conservative council fiscal management through the pandemic combined with aggressive actions to infuse cash into the local economy through the American Rescue Plan Act of 2021 (ARPA) and the grant allocations to businesses and strong local sales left the city with nearly $13 million dollars to address its capital needs and other unfunded needs. Over $7 million was dedicated to park improvements and $1 million dedicated to economic development focused art projects. Significant projects are expected to be undertaken during the next fiscal year. Including an estimated $13 million replacement of the animal shelter, $2.4 million Lodi Lake renovation and $1.6 million in park play structure replacements throughout the City. Employee costs and retirement contributions — The City entered multi-year labor agreements with all of its represented bargaining units that began in 2019 and offered employees the first significant salary increases since 2008. Bargaining is underway for the Lodi City Mid -Management, AFSCME, Lodi Professional Firefighters that all expire December 31, 2022. Lodi Police Dispatch Association current contract has expired. The City is in negotiations with Lodi Police Dispatch Association and have reached a successor MOU. Based on the City's aggressive funding actions over the past four years, by the end of fiscal year 2022-23, total funding in the Pension Stabilization Fund (PSF) is estimated as follows: General Fund: $15.0 million; Other Funds $5.0 million. Because results for fiscal year 2021-22 significantly exceeded expectations, it is anticipated that the City will make additional contributions to the PSF in fiscal year 2022-23. Economic Development The City is deep-rooted in California's rival wine country, is as ripe for commercial and residential real estate development as it is for its Zinfandel grapes. Because of its agricultural roots, the City has unfolded into an international tourist destination and real estate market, attracting medical biotech and light industrial development to the area. With San Joaquin County's charming architecture, and Lodi's awe-inspiring vineyards, almond, olive and fruit orchards, it is easy to see why so many are drawn to the area for its beauty and abundance. Investors are beginning to look to the City as an opportunity for adding commercial real estate, residential, in -fill, and mixed-use development to its picturesque agricultural setting. The City's strength as a real estate market lies in its strong infrastructure, abundant water, wine tourism industry, and affordable real estate. The accessibility to Interstate 5 and Highway 99 allows manufacturers and distributors to get their product out to market quickly. The Lodi Energy Center, located only about three miles outside the city on 1-5 provides consistent and dependable local electricity, which is particularly crucial for its industrial thermoforming companies. The city -owned power is more reliable and less expensive than the investor owned utilities in the area. REQUEST FOR INFORMATION This financial report is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City' accountability for the money it receives. If you have any questions about this report or need additional information, contact the Financial Services Division of the City of Lodi at 310 W. Elm Street, Lodi, California, 95240. 13 (This page intentionally left blank.) 14 The Government -wide Financial Statements provide a broad overview of the City's financial position and operating results. Information is grouped by governmental activities or business - type activities. The Fund Financial Statements report information about the City's Governmental Funds, Proprietary Funds, and the Fiduciary Funds. The notes have an integral role in disclosing information essential to the Basic Financial Statements. 15 (This page intentionally left blank.) ID OF I %• lis (This page intentionally left blank.) 18 CITY OF LODI Statement of Net Position June 30, 2022 Bonds, notes, leases, claims, compensated absences Primary Government Due in more than one year Governmental Business -type 155,027,704 Other long-term obligations: Activities Activities Total ASSETS 87,919,010 14,811,526 102,730,536 Current Assets: 17,368,762 4,392,508 21,761,270 Cash and investments $ 92,117,542 $ 75,269,752 $ 167,387,294 Restricted cash and investments 31,545,711 17,822,565 49,368,276 Accounts receivables (net) 9,133,448 12,385,205 21,518,653 Property tax receivable 121,392 - 121,392 Interest receivable 148,357 53,202 201,559 Lease receivable 545,200 41,840 587,040 Due from other governmental agencies 3,602,492 1,473,884 5,076,376 Advance receivable - NCPA - 10,922,475 10,922,475 Inventory 256,012 6,649,648 6,905,660 Other assets 133,864 23,992 157,856 Noncurrent Assets: 8,092,813 - 8,092,813 Lease receivable 65,114,064 163,092 65,277,156 Right to use leased assets, net of amortization 22,433 112,177 134,610 Capital assets, net: Nondepreciable 31,489,674 12,831,060 44,320,734 Capital assets, net: Depreciable, net 109,414,697 242,543,377 351,958,074 Total assets 343,644,886 380,292,269 723,937,155 DEFERRED OUTFLOWS OF RESOURCES Related to pensions 14,016,662 2,232,559 16,249,221 Related to OPEB 1,323,256 334,647 1,657,903 Unamortized losses on defeasance of debt 1,621,078 4,746,845 6,367,923 Total deferred outflows of resources 16,960,996 7,314,051 24,275,047 LIABILITIES Current Liabilities: Accounts payable and accrued liabilities 8,397,038 6,934,051 15,331,089 Accrued salaries and wages 601,325 178,525 779,850 Accrued interest 239,284 1,420,686 1,659,970 Unearned revenue 439,722 660,104 1,099,826 Bonds, notes, leases, claims, compensated absences Due within one year 7,848,708 8,594,129 16,442,837 Noncurrent liabilities: Bonds, notes, leases, claims, compensated absences Due in more than one year 43,339,089 111,688,615 155,027,704 Other long-term obligations: Net pension liability 87,919,010 14,811,526 102,730,536 Net OPEB liability 17,368,762 4,392,508 21,761,270 Total liabilities 166,152,938 148,680,144 314,833,082 DEFERRED INFLOWS OF RESOURCES Related to pensions 25,105,088 6,282,803 31,387,891 Related to OPEB 6,469,200 1,636,042 8,105,242 Leases 65,348,679 204,682 65,553,361 Total deferred inflows of resources 96,922,967 8,123,527 105,046,494 NET POSITION Net investment in capital assets 111,961,302 159,768,229 271,729,531 Restricted Capital projects 17,166,662 - 17,166,662 Community Development 8,092,813 - 8,092,813 Debt service - 2,530,895 2,530,895 Pensions 16,347,990 3,546,488 19,894,478 Other purposes 689,514 - 689,514 Unrestricted (deficit) (56,728,304) 64,957,037 8,228,733 Total net position $ 97,529,977 $ 230,802,649 $ 328,332,626 The notes to financial statements are an integral part of this statement. 19 CITY OF LODI Statement of Activities For the Year Ended June 30, 2022 General revenues: Property taxes Special assessments Sales tax Document transfer Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings (loss) Other Transfers Total general revenues, and transfers Change in net position Net position - beginning Net position - ending The notes to financial statements are an integral part of this statement. 20 Program Revenues Operating Grants and Capital Grants and Functions/Programs Expenses Charges for Services Contributions Contributions Primary government: Governmental activities: General government 14,493,009 $ 2,056,080 $ - $ Public protection 41,534,207 1,244,728 1,984,256 4,678,125 Public works 11,799,877 1,050,770 2,702,280 9,190,832 Community development 2,654,080 4,175,050 83,102 - Library 1,448,243 12,494 87,127 - Parks and recreation 4,317,544 1,868,226 14,784 1,965,329 Debt Service 15,889,146 - - - Total governmental activities 92,136,106 10,407,348 4,871,549 15,834,286 Business -type activities: Electric 74,001,860 80,342,751 5,035,197 1,185,639 Wastewater 11,623,599 17,145,038 354,134 4,356,958 Water 12,645,752 14,187,925 368,483 2,990,276 Transit Funds 4,903,574 263,968 2,685,007 149,704 Total business -type activities 103,174,785 111,939,682 8,442,821 8,682,577 Total primary government $ 195,310,891 $ 122,347,030 $ 13,314,370 $ 24,516,863 General revenues: Property taxes Special assessments Sales tax Document transfer Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings (loss) Other Transfers Total general revenues, and transfers Change in net position Net position - beginning Net position - ending The notes to financial statements are an integral part of this statement. 20 CITY OF LODI Statement of Activities (Continued) For the Year Ended June 30, 2022 Net (Expense) Revenue and Changes in Net Position Primary Government Governmental Business -type 13,680,792 Activities Activities Total $ (12,436,929) $ $ (12,436,929) (33,627,098) (33,627,098) 1,144,005 1,144,005 1,604,072 1,604,072 (1,348,622) (1,348,622) (469,205) (469,205) (15,889,146) (1,498,177) (15,889,146) (61,022,923) (1,748,718) (61,022,923) 3,453,840 12,561,727 12,561,727 84,500,774 10,232,531 10,232,531 4,900,932 4,900,932 19,189,560 (1,804,895) (1,804,895) 211,613,089 25,890,295 25,890,295 (61,022,923) 25,890,295 (35,132,628) 13,680,792 13,680,792 512,262 512,262 26,247,772 26,247,772 6,497,826 6,497,826 9,933,619 9,933,619 2,373,206 2,373,206 1,485,320 1,485,320 7,884,584 7,884,584 (3,474,490) (1,498,177) (4,972,667) 15,906,043 (1,748,718) 14,157,325 3,453,840 (3,453,840) - 84,500,774 (6,700,735) 77,800,039 23,477,851 19,189,560 42,667,411 74,052,126 211,613,089 285,665,215 $ 97,529,977 $ 230,802,649 $ 328,332,626 The notes to financial statements are an integral part of this statement. 21 (This page intentionally left blank.) 22 Fund Financial Statements 15 ii 11 �llpi ali�• �"ice rI?1 � -' �ij11I t1� I 1 � I 1'efil UIV � �� (This page intentionally left blank.) 24 FUND FINANCIAL STATEMENT DESCRIPTIONS Government Fund Types Governmental Funds consist of the General Fund, Special Revenue Funds, Debt Service Fund and Capital Projects Funds. Major Governmental Funds: GENERAL FUND This fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax receipts, franchise taxes and various subventions such as Motor Vehicle In -Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. STREETS FUND This fund was established to account for the following types of revenues and expenditures: Gas Tax To account for revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drains and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November 4, 1991. Measure K Sales Tax To accountfor revenues and expenditures apportioned to the Cityfor salestax collections under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. Intermodal Surface Transportation Efficiency Act (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program (STP) for streets and roads, congestion mitigation and air quality program (CMAQ) and hazard elimination safety (HES) for street lighting projects. Nonmajor Governmental Funds can be found in supplementary information. 25 Proprietary Fund Types Proprietary funds consist of the enterprise funds and the Internal Service funds. Major Enterprise Funds: ELECTRIC FUND The City established this fund in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements maintenance and debt service. WASTEWATER FUND This fund was established by the City in order to account for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. WATER FUND This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Nonmajor Enterprise Fund: TRANSIT FUND This fund is used to account for the operations of the Dial -A -Ride and the Grapeline bus system. Internal Service Funds: These funds are used to account for interdepartmental operations where it is the stated intent that costs of providing services to the departments of the City on a continuing basis be financed or recovered primarily by charges to the user departments. Fiduciary Fund Types PRIVATE-PURPOSRE TRUST FUNDS These funds are used to account for assets held by the Library Board as trustee of the Lodi Public Library and for assets held by the City in accordance with the trust agreement on behalf of the Hutchins Street Square. 26 CITY OF LODI Balance Sheet Governmental Funds June 30, 2022 FUND BALANCES Nonspendable Inventory Prepaid Restricted Road -related projects Home and CDBG program Public safety Community development Capital Projects Pension Special assessments Committed Video - related capital projects Parks, recreation and community services Assigned Capital projects Unassigned Total fund balances Total liabilities, deferred inflows of resources and fund balances - - 4,500 4,500 24,321 200 2,015 26,536 - 17,055,042 111,620 Other Governmental Total Governmental ASSETS 336,052 General Fund 8,092,813 Streets Funds 27,139,208 Funds Cash and investments $ 20,814,748 $ 17,197,958 $ 30,489,691 $ 68,502,397 Accounts receivables, net 7,545,799 1,104,734 123,766 8,774,299 Property taxes receivables 121,392 - - 121,392 Interest receivable 103,793 9,384 21,180 134,357 Lease receivable 65,611,920 - 47,344 65,659,264 Due from other funds - 1,978,118 1,978,118 Home loan receivable - 35,572 35,572 Due from other governmental agencies 1,403,511 2,198,981 3,602,492 Inventory - - 4,500 4,500 Prepaid 24,321 200 2,015 26,536 Restricted cash and investments 15,198,535 294,423 15,868,383 31,361,341 Total assets $ 110,824,019 $ 18,606,699 $ 50,769,550 $ 180,200,268 LIABILITIES Accounts payable and other liabilities $ 5,778,918 $ 1,239,110 $ 1,056,455 $ 8,074,483 Accrued salaries and wages 514,615 14,315 63,639 592,569 Due to other funds - - 1,978,118 1,978,118 Unearned revenue - - 43,520 43,520 Total liabilities 6,293,533 1,253,425 3,141,732 10,688,690 DEFERRED INFLOWS OF RESOURCES Unavailable revenue 261,282 3,609 36,742 301,633 Leases 65,305,154 - 43,525 65,348,679 Total deferred inflows of resources 65,566,436 3,609 80,267 65,650,312 FUND BALANCES Nonspendable Inventory Prepaid Restricted Road -related projects Home and CDBG program Public safety Community development Capital Projects Pension Special assessments Committed Video - related capital projects Parks, recreation and community services Assigned Capital projects Unassigned Total fund balances Total liabilities, deferred inflows of resources and fund balances - - 4,500 4,500 24,321 200 2,015 26,536 - 17,055,042 111,620 17,166,662 - 10,338 10,338 336,052 336,052 8,092,813 8,092,813 - - 27,139,208 27,139,208 15,198,535 294,423 855,032 16,347,990 - - 343,124 343,124 352,540 - 352,540 - 409,176 409,176 - 10,243,673 10,243,673 23,388,654 - - 23,388,654 38,964,050 17,349,665 47,547,551 103,861,266 $ 110,824,019 $ 18,606,699 $ 50,769,550 $ 180,200,268 The notes to financial statements are an integral part of this statement. 27 CITY OF LODI Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position June 30, 2022 Fund balances - total governmental funds $ 103,861,266 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the funds. Nondepreciable capital assets 31,489,674 Depreciable capital assets, net 109,414,697 Internal Service Fund capital asset (17,367) Rigt to use assets at historical cost 22,433 Deferred outflows of resources related to pensions & OPEB reported in government -wide statement of net position 15,339,918 Deferred inflows of resources related to pensions & OPEB are reported in government -wide statement of net position (31,574,288) Deferred outflows of resources related to unamortized losses on defeasance are not reported in governmental funds. 1,621,078 Amounts reported in Internal Service Funds Deferred outflows of resources related to pensions & OPEB (128,336) Deferred inflows of resources related to pensions & OPEB 389,155 Long-term liabilities and related accounts are not due and payable in the current period and therefore are not reported in the governmental funds as follows: Accrued Interest (239,283) Long-term liabilities - Due within one year (7,848,708) Long-term Liabilities - Due in more than one year (43,339,090) Net pension liability (87,919,010) Net OPEB liability (17,368,762) Long-term liabilities reported in the Internal Service Funds Net pension liability 761,904 Net OPEB liability 177,111 Accrued compensated absences 284,795 Self-insurance liability 10,870,196 Unavailable revenue reported in governmental funds was recorded as revenue in the statement of activities. (41,551) Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. 11,774,145 Net position of governmental activities $ 97,529,977 The notes to financial statements are an integral part of this statement. 28 CITY OF LODI Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2022 REVENUES Taxes Sales and use tax Licenses and permits Intergovernmental revenues Developer impact fees Charges for services Fines, forfeits, and penalties Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest Principal retirement Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Proceeds from sale of property Lease liabiities issued Bond proceeds Total other financing sources (uses) Net change in fund balances Fund balances - beginning Fund balances - ending Other Governmental Total Governmental General Fund Streets Funds Funds $ 34,483,025 $ $ $ 34,483,025 26,247,772 26,247,772 62,077 2,487,420 2,549,497 9,172,086 6,417,449 4,850,500 20,440,035 - - 2,592,177 2,592,177 2,369,097 1,463,094 3,379,467 7,211,658 303,921 - - 303,921 (303,334) (450,865) (369,815) (1,124,014) 320,093 139,016 114,206 573,315 72,654,737 7,568,694 13,053,955 93,277,386 13,197,297 - 3,292,916 16,490,213 41,054,131 - 110,540 41,164,671 3,034,047 2,901,344 896,301 6,831,692 393,290 - 2,306,181 2,699,471 1,214,407 - 1,214,407 - - 3,144,921 3,144,921 - 1,994,329 5,848,912 7,843,241 76 - 665,103 665,179 11,174 - 14,405,423 14,416,597 58,904,422 4,895,673 30,670,297 94,470,392 13,750,315 2,673,021 (17,616,342) (1,193,006) 3,494,790 541,330 21,172,380 25,208,500 (19,004,760) - (2,749,900) (21,754,660) - 1,461 1,461 33,607 - - 33,607 - - 28,884,344 28,884,344 (15,476,363) 542,791 47,306,824 32,373,252 (1,726,048) 3,215,812 29,690,482 31,180,246 40,690,098 14,133,853 17,857,069 72,681,020 $ 38,964,050 $ 17,349,665 $ 47,547,551 $ 103,861,266 The notes to financial statements are an integral part of this statement. 29 CITY OF LODI Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2022 Changes in fund balances - total governmental funds $ 31,180,246 Amounts reported for governmental activities are different because: 11,174 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. In addition, contributed capital assets do not impact the governmental funds however they are reported in the statement of activities. 2,336,735 Capital outlays, capital asset contributions, and depreciation expense are as follows: Capital outlays 7,843,241 Capital asset contributions 4,567,912 Depreciation expense (8,490,043) Less: Internal service fund depreciation 1,447 Amortization (11,174) Long-term debt proceeds provide current financial resources to governmental funds, but issuing debt proceeds increases long-term liabilites in the satement of net position. Proceeds from long-term debt: Refunding bond issued (28,250,000) Bond premium, less amortization (634,343) Cost of issuance 547,270 Payment to escrow agent for debt refunding - principal retirement 13,231,327 Repayments of the principal are expenditures in the governmental funds, but the repayments reduce long-term liabilities in the statement of net position. Principal payment 1,103,673 Lease payable 11,174 Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The net loss income of the internal service funds are reported with governmental activities. 2,336,735 Revenues reported in the funds since they provide current financial resources are not reported as revenues in the statement of activities this year since they were reported in the previous year. Other expenses in the statement of activities that do not use current financial resources are not reported as expenditures in the governmental funds. Change in compensated absences and sick leave conversion balance (121,240) Amortization of loss on defeasance (20,463) Amortization of bond premium 58,090 Change in unavailable revenue 1,272,691 Change in accrued interest 73,981 Change in pension liability and related amounts (137,372) Change in OPEB obligation and related amounts (1,085,301) Change in net position of governmental activities $ 23,477,851 The notes to financial statements are an integral part of this statement. 30 ASSETS Current assets: Cash and investments Restricted cash and investments Account receivables, net Interest receivable Lease receivable Due from other governmental agencies Advance receivables - NCPA Inventory Other assets Total current assets Noncurrent assets: Restricted assets with fiscal agents Restricted cash and investments Lease receivable Right to use leased assets, net of amortization Capital assets: Nondepreciable Depreciable, net Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Unamortized losses on defeasance of debt Related to OPEB Related to pensions Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued interest Unearned revenue Loans payable Lease liability Accrued compensated absences Self insurance liability Pollution remediation obligation Certificates of participation and revenue bonds payable Total current liabilities Noncurrent liabilities: Self insurance liability Lease liability Accrued compensated absences Certificates of participation and revenue bonds payable Net pension liability Net OPEB liability Pollution remediation obligation Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Leases Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted for: Debt service Pensions Unrestricted (deficit) Total net position CITY OF LODI Statement of Net Position Proprietary Funds June 30, 2022 Business -type Activities $ 26,819,525 $ 30,394,163 $ 16,696,736 - - 11,745,182 7,912,688 1,883,965 1,099,227 16,801 18,289 17,192 10,922,475 - - 6,075,609 52,000 522,039 8,378 833 13,226 51,755,476 32,349,250 30,093,602 4 2,530,823 68 1,998,398 725,219 725,219 22,446 22,446 67,285 5,549,947 6,476,980 404,133 42,025,419 84,006,469 101,364,359 49,596,214 93,761,937 102,561,064 101,351,690 126,111,187 132,654,666 3,699,058 1,404,668 (356,881) 79,230 163,118 92,299 1,324,652 693,033 160,542 5,102,940 2,260,819 (104,040) 2,443,070 665,072 3,267,055 106,840 57,693 10,973 591,204 746,378 83,104 - - 660,104 229,405 - - 11,217 11,217 32,250 810,245 463,708 60,773 400,000 2,962,247 2,443,708 1,140,646 7,154,228 4,387,776 5,654,905 11,217 11,217 34,986 413,551 310,219 44,604 37,015,580 32,591,572 26,376,755 8,788,172 4,597,808 1,065,088 1,039,957 2,141,049 1,211,502 - - 14,639,357 47,268,477 39,651,865 43,372,292 54,422,705 44,039,641 49,027,197 3,727,796 1,950,314 451,793 387,345 797,459 451,238 4,115,141 2,747,773 903,031 11,195,530 59,321,638 73,703,931 4 2,530,823 68 1,998,398 725,219 725,219 34,722,852 19,006,912 8,191,180 $ 47,916,784 $ 81,584,592 $ 82,620,398 The notes to financial statements are an integral part of this statement. 31 CITY OF LODI Statement of Net Position (Continued) Proprietary Funds June 30, 2022 ASSETS Current assets: Cash and investments Restricted cash and investments Account receivables, net Interest receivable Lease receivable Due from other governmental agencies Advance receivables - NCPA Inventory Other assets Total current assets Noncurrent assets: Restricted assets with fiscal agents Restricted cash and investments Lease receivable Right to use leased assets, net of amortization Capital assets: Nondepreciable Depreciable, net Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Unamortized losses on defeasance of debt Related to OPEB Related to pensions Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued interest Unearned revenue Loans payable Lease liability Accrued compensated absences Self insurance liability Pollution remediation obligation Certificates of participation and revenue bonds payable Total current liabilities Noncurrent liabilities: Self insurance liability Lease liability Accrued compensated absences Certificates of participation and revenue bonds payable Net pension liability Net OPEB liability Pollution remediation obligation Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Leases Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted for: Debt service Pensions Unrestricted (deficit) Total net position Governmental Business -type Activities Activities Non -Major Transit Funds Total Enterprise Funds Internal Service Funds $ 1,359,328 $ 75,269,752 $ 23,615,145 - 11,745,182 184,370 1,489,325 12,385,205 314,443 920 53,202 14,000 41,840 41,840 - 1,473,884 1,473,884 - - 10,922,475 - - 6,649,648 251,512 1,555 23,992 107,327 4,366,852 118,565,180 24,486,797 - 2,530,895 97,652 3,546,488 163,092 163,092 - 112,177 400,000 12,831,060 - 15,147,130 242,543,377 17,367 15,807,874 261,727,089 17,367 20,174,726 380,292,269 24,504,164 600,015 130,892,649 8,756,T46- ,756,3461,190,601 - 4,746,845 - - 334,647 13,493 54,332 2,232,559 114,843 54,332 7,314,051 128,336 204,682 - 558,854 6,934,051 322,554 3,019 178,525 8,756 - 1,420,686 - 2,530,895 660,104 97,652 3,546,488 229,405 3,036,093 - 54,684 - 28,713 1,363,439 43,884 - - 3,337,660 400,000 - - 6,546,601 - 590,586 17,787,495 3,712,854 - 7,532,536 - 57,420 - 2 39, 55 7 1,007,931 284,795 - 95,983,907 - 360,458 14,811,526 761,904 - 4,392,508 177,111 - 14,639,357 - 600,015 130,892,649 8,756,T46- ,756,3461,190,601 1,190,601 148, 680,144 12,469, 200 152,900 6,282,803 323,187 - 1,636,042 65,968 204,682 204,682 - 357,582 8,123,527 389,155 15,547,130 159,768,229 17,367 - 2,530,895 - 97,652 3,546,488 - 3,036,093 64,957,037 11,756,778 $ 18,680,875 $ 230,802,649 $ 11,774,145 The notes to financial statements are an integral part of this statement. 32 CITY OF LODI Statement of Revenues, Expenses, and Changes in Net Position Proprietary Funds For the Year Ended June 30, 2022 The notes to financial statements are an integral part of this statement. 33 Business -type Activities Electric Wastewater Water OPERATING REVENUES Charges for services $ 78,437,312 $ 17,005,967 $ 13,797,949 Other operating revenue 1,905,439 139,071 389,976 Total operating revenue 80,342,751 17,145,038 14,187,925 OPERATING EXPENSES Personnel services 6,419,399 621,779 3,389,438 Supplies, materials and services 14,887,163 3,410,361 3,884,298 Utilities 48,441,477 931,022 1,251,226 Depreciation 2,086,084 4,671,326 3,313,534 Claims - - - Total operating expenses 71,834,123 9,634,488 11,838,496 Operating income (loss) 8,508,628 7,510,550 2,349,429 NONOPERATING REVENUES (EXPENSES) Investment income (360,995) (370,463) (783,325) Interest expense (2,167,737) (1,989,111) (807,256) Intergovernmental revenues 1,039,755 354,134 368,483 Greenhouse gas allowance 3,995,442 - - Other non-operating expenses (1,039,755) (354,134) (368,483) Gain on sale of city property 2,997 71 Total nonoperating revenues (expenses) 1,469,707 (2,359,503) (1,590,581) Income (loss) before contributions and transfers 9,978,335 5,151,047 758,848 Capital contributions 1,185,639 4,356,958 2,990,276 Transfers out (1,243,790) (1,084,700) (914,920) Change in net position 9,920,184 8,423,305 2,834,204 Total net position (deficit) - beginning 37,996,600 73,161,287 79,786,194 Total net position (deficit) - ending $ 47,916,784 $ 81,584,592 $ 82,620,398 The notes to financial statements are an integral part of this statement. 33 CITY OF LODI Statement of Revenues, Expenses, and Changes in Net Position (Continued) Proprietary Funds For the Year Ended June 30, 2022 OPERATING REVENUES Charges for services Other operating revenue Total operating revenue OPERATING EXPENSES Personnel services Supplies, materials and services Utilities Depreciation Claims Total operating expenses Operating income (loss) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Intergovernmental revenues Greenhouse gas allowance Other non-operating expenses Gain on sale of city property Total nonoperating revenues (expenses) Income (loss) before contributions and transfers Capital contributions Transfers out Change in net position Total net position (deficit) - beginning Total net position (deficit) - ending The notes to financial statements are an integral part of this statement. 34 Governmental Business -type Activities Activities Non -Major Transit Funds Total Enterprise Funds Internal Service Funds $ 90,587 $ 109,331,815 $ 21,470,587 173,381 2,607,867 - 263,968 111,939,682 21,470,587 231,507 10,662,123 2,142,932 3,570,267 25,752,089 11,861,659 47,813 50,671,538 13,012 1,053,987 11,124,931 1,447 - - 4,557,312 4,903,574 98,210,681 18,576,362 (4,639,606) 13,729,001 2,894,225 16,606 (1,498,177) (571,594) - (4,964,104) 2,685,007 4,447,379 - 3,995,442 - (1,762,372) - 10,586 13,654 14,104 2,712,199 231,822 (557,490) (1,927,407) 13,960,823 2,336,735 149,704 8,682,577 - (210,430) (3,453,840) - (1,988,133) 19,189,560 2,336,735 20,669,008 211,613,089 9,437,410 $ 18,680,875 $ 230,802,649 $ 11,774,145 The notes to financial statements are an integral part of this statement. 34 CITY OF LODI Statement of Cash Flows Proprietary Funds For the Year Ended June 30, 2022 The notes to financial statements are an integral part of this statement. 35 Business -type Activities - Enterprise Funds Electric Wastewater Water CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers $ 79,711,297 $ 16,899,669 $ 14,173,985 Cash from interfund customers - - - Payments to suppliers (65,859,804) (2,726,805) (4,581,676) Payments to employees (9,075,411) (5,148,837) (3,284,593) Due from other funds charges for services (909,477) (1,232,037) Leases - - - Net cash provided (used) by operating activities 4,776,082 8,114,550 5,075,679 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Grants 1,039,755 354,134 368,483 Grants expenses (1,039,755) (354,134) (368,483) Repaid from other funds - 148,875 Received - greenhouse gas allowance 3,995,442 - Transfers out (1,243,789) (1,084,700) (914,920) Net cash provided (used) by noncapital financing activities 2,751,653 (1,084,700) (766,045) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Fees received for water meter installations - 10,269 Acquisition and construction of capital assets (5,837,505) (1,209,896) (1,103,209) Fees received from developers 426,581 1,998,643 1,198,960 Capital grants received - - - Sale of property 2,997 71 Principal payments on debt (2,589,178) (1,970,675) (930,000) Interest payments on debt (1,833,952) (1,356,072) (977,550) Net cash provided (used) by capital and related financing activities (9,831,057) (2,537,929) (1,801,530) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments (845,600) (677,629) (812,145) Net cash provided by investing activities (845,600) (677,629) (812,145) Net increase (decrease) in cash and cash equivalents (3,148,922) 3,814,292 1,695,959 Balances - beginning of year 31,966,849 27,666,063 27,471,246 Balances - end of the year $ 28,817,927 $ 31,480,355 $ 29,167,205 Reconciliation to the statement of net position: Cash and investments $ 26,819,525 $ 30,394,163 $ 16,696,736 Restricted cash and investments - - 11,745,182 Restricted assets with fiscal agents 4 2,530,823 68 Restricted cash and investments 1,998,398 725,219 725,219 Less: Guaranteed Investment Contract - (2,169,850) - Total cash and cash equivalents $ 28,817,927 $ 31,480,355 $ 29,167,205 The notes to financial statements are an integral part of this statement. 35 CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2022 Business -type Activities - Enterprise Funds Electric Wastewater Water Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Loans receivable Accounts Receivables Advance receivable - NCPA Inventory Other assets Deferred inflows of resources - Lease related Compensated absences Accounts Payable and other liabilites Accrued salaries and wages Lease receivable, net Net pension liability, OPEB and related amounts Self-insurance liability Pollution remediation obligation Net cash provided by operating activities Noncash investing, capital and financing activities: Capital asset contributions Amortization of issuance premium Amortization of losses on defeasance $ 8,508,628 $ 7,510,550 $ 2,349,429 2,074,923 4,671,326 3,301,686 35,344 - - (1,933,739) (245,363) (3,671) 1,267,041 - (1,592,222) (5,100) 6,200 5,112 (833) (6,933) 641,566 16,283 4,526 (153,467) 386,728 (503,574) 36,709 14,795 3,855 (89) (11,250) (402) (4,113,724) (4,222,586) 268,030 - - (343,467) $ 4,776,082 $ 8,114,550 $ 5,075,679 $ 1,185,639 4,356,958 $ 2,990,276 (376,175) 297,292 190,346 477,246 - - Total noncash investing, capital and financing activities $ 1,286,710 $ 4,654,250 $ 3,180,622 The notes to financial statements are an integral part of this statement. 36 CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund customers Payments to suppliers Payments to employees Due from other funds Leases Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Grants Grants expenses Repaid from other funds Received - greenhouse gas allowance Transfers out Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Fees received for water meter installations Acquisition and construction of capital assets Fees received from developers Capital grants received Sale of property Principal payments on debt Interest payments on debt Net cash provided (used) by capital and related financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided by investing activities Net increase (decrease) in cash and cash equivalents Balances - beginning of year Balances - end of the year Reconciliation to the statement of net position: Cash and investments Restricted cash and investments Restricted assets with fiscal agents Restricted cash and investments Less: Guaranteed Investment Contract Total cash and cash equivalents The notes to financial statements are an integral part of this statement. 37 Business -type Activities - Enterprise Funds Governmental Activities Non -Major Transit Fund Total Enterprise Funds Internal Service Funds $ 263,967 $ 111,048,918 $ 498,058 - - 20,884,586 (3,375,017) (76,543,302) (17,244,355) (426,432) (17,935,273) (2,023,400) (47,249) (2,188,763) (204,355) (204,355) - (3,789,086) 14,177,225 2,114,889 4,604,229 6,366,601 - - (1,762,372) 148,875 3,995,442 (210,430) (3,453,839) 4,393,799 5,294,707 - 10,269 (95,912) (8,246,522) - 3,624,184 149,704 149,704 - 10,586 13,654 14,104 - (5,489,853) - - (4,167,574) - 64,378 (14,106,138) 14,104 15,333 (2,320,041) (578,903) 15,333 (2,320,041) (578,903) 684,424 3,045,753 1,550,090 772,556 87,876,714 22,249,425 $ 1,456,980 $ 90,922,467 $ 23,799,515 $ 1,359,328 $ 75,269,752 $ 23,615,145 - 11,745,182 184,370 - 2,530,895 - 97,652 3,546,488 - (2,169,850) - $ 1,456,980 $ 90,922,467 $ 23,799,515 The notes to financial statements are an integral part of this statement. 37 CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2022 Business -type Activities - Enterprise Funds Non -Major Transit Fund Total Enterprise Funds Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Loans receivable Accounts Receivables Advance receivable - NCPA Inventory Other assets Deferred inflows of resources - Lease related Compensated absences Accounts Payable and other liabilites Accrued salaries and wages Lease receivable Net pension liability, OPEB and related amounts Self-insurance liability Pollution remediation obligation Net cash provided (used) by operating activities Noncash investing, capital and financing activities: Capital asset contributions Amortization of issuance premium Amortization of losses on defeasance Governmental Activities Internal Service Funds $ (4,639,606) $ 13,729,001 $ 2,894,225 1,053,987 11,101,922 1,447 - 35,344 - (2,182,773) (87,943) 1,267,041 (1,591,122) (48,169) (1,555) (4,209) 10,271 204,682 204,682 - 2,825 665,200 (3,459) (7,313) (277,626) (15,506) (124) 55,235 2,584 (204,355) (216,096) - (197,627) (8,265,907) (2,026,221) 1,387,660 (343,467) - $ (3,789,086) $ 14,177,225 $ 2,114,889 $ 149,704 $ 8,682,577 $ - - 111,463 477,246 Total noncash investing, capital and financing activities $ 149,704 $ 9,271,286 $ The notes to financial statements are an integral part of this statement. 38 CITY OF LODI Statement of Fiduciary Net Position June 30, 2022 ASSETS Cash and investments Interest receivable Total assets Private -Purpose Trust Funds 150,556 150,557 Restricted: for organizations $ 150,557 The notes to financial statements are an integral part of this statement. 39 CITY OF LODI Statement of Changes in Fiduciary Net Position For the Year Ended June 30, 2022 ADDITIONS Investment income DEDUCTIONS Current: Library Change in Fiduciary Net Position Net Position - beginning of the year Net Position - end of the year The notes to financial statements are an integral part of this statement. 40 Private -Purpose Trust Funds (20,727) (22,239) 172,796 $ 150,557 CITY OF LODI Index to the Notes to the Basic Finaicial Statements For the Year Ended June 30, 2022 Note 1— Summary of Significant Accounting Policies....................................................................................... 45 A. The Financial Reporting Entity..............................................................................................................45 B. Investments Authorized by Debt Agreements......................................................................................58 B. Government -Wide and Fund Financial Statements..............................................................................45 C. Restricted Cash......................................................................................................................................58 C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation..............................46 D. Disclosure Relating to Interest Rate Risk and Credit Risk D. Cash and Investments...........................................................................................................................47 E. Concentration of Credit Risk..................................................................................................................60 E. Restricted Cash and Investments..........................................................................................................47 F. Custodial Credit Risk..............................................................................................................................60 F. Restricted Cash and Investments with Fiscal Agents.............................................................................48 G. Investments in Investment Pools..........................................................................................................61 G. Receivables...........................................................................................................................................48 H. Investments in Guaranteed Investment Contracts...............................................................................61 H. Loan Receivables...................................................................................................................................48 I. Fair Value Measurements......................................................................................................................61 I. Property Taxes.......................................................................................................................................49 J. Due From/Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances ...49 K. Transfers................................................................................................................................................49 L. Long-term Obligations...........................................................................................................................50 M. Advance Receivable.............................................................................................................................50 N. Inventory...............................................................................................................................................50 0. Deferred Outflows and Inflows of Resources........................................................................................50 P. Capital Assets.........................................................................................................................................51 Q. Compensated Absences/Vacation and Sick Leave................................................................................51 R. Pensions................................................................................................................................................52 S. Other Post -Employment Benefits (OPEB).............................................................................................52 T. Self-Insurance........................................................................................................................................52 U. Net Position...........................................................................................................................................52 V. Statement of Cash Flows.......................................................................................................................54 W. Use of Estimates...................................................................................................................................54 X. Leases...................................................................................................................................................54 Y. New Governmental Pronouncements Adopted....................................................................................55 Z. Reclassification and Presentation..........................................................................................................57 Note 2 — Cash and Investments....................................................................................................................... 57 A. Authorized Investments........................................................................................................................58 B. Investments Authorized by Debt Agreements......................................................................................58 C. Restricted Cash......................................................................................................................................58 D. Disclosure Relating to Interest Rate Risk and Credit Risk .....................................................................59 E. Concentration of Credit Risk..................................................................................................................60 F. Custodial Credit Risk..............................................................................................................................60 G. Investments in Investment Pools..........................................................................................................61 H. Investments in Guaranteed Investment Contracts...............................................................................61 I. Fair Value Measurements......................................................................................................................61 Note 3 — Allowance for Uncollectible Accounts............................................................................................... 62 Note 4 — Interfund Receivables/Payables........................................................................................................ 62 Note5 — Transfers........................................................................................................................................... 63 42 CITY OF LODI Index to the Notes to the Basic Finaicial Statements For the Year Ended June 30, 2022 Note6 — Capital Assets.................................................................................................................................... 64 A. Capital Assets Activity...........................................................................................................................64 B. Depreciation Expense............................................................................................................................65 C. Amortization..........................................................................................................................................65 Note7 — Long-term Liabilities.......................................................................................................................... 65 A. Long-term Liability Transactions Summary...........................................................................................65 B. Long Term Liabilities..............................................................................................................................66 C. Loans Payables......................................................................................................................................67 D. Capital Lease.........................................................................................................................................67 E. Certificates of Participation and Revenue Bonds.................................................................................67 Note8 — Pension Plans.................................................................................................................................... 69 A. Plan Descriptions....................................................................................................................................69 B. Benefits Provided..................................................................................................................................70 C. Employees Covered...............................................................................................................................70 D. Contributions........................................................................................................................................71 E. Net Pension Liability..............................................................................................................................71 F. Actuarial Assumptions...........................................................................................................................71 G. Discount Rate........................................................................................................................................71 H. Changes in the Net Pension Liability......................................................................................................72 I. Sensitivity of the Net Pension Liability to Changes in the Discount Rate...............................................73 J. Pension Plan Fiduciary Net Position.......................................................................................................73 K. Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions ..........................73 Note 9 — Post Employment Benefits Other Than Pensions............................................................................... 74 A. Plan Description....................................................................................................................................74 B. Eligibility................................................................................................................................................75 C. Funding Policy.......................................................................................................................................75 D. Net OPEB Liability..................................................................................................................................75 E. Actuarial Methods and Assumptions.....................................................................................................76 F. Actuarial Valuations...............................................................................................................................76 G. Discount Rate........................................................................................................................................76 H. Sensitivity of the Net OPEB Liability to Changes in the Healthcare Cost Trend Rate ............................77 I. OPEB Liabilities, OPEB Expense and Deferred Outflows/Inflows of Resources to OPEB........................77 Note 10 — Implementation of New GASB Pronouncements.............................................................................. 78 A. Lessee....................................................................................................................................................79 B. Lessor....................................................................................................................................................80 C. Activity................................................................................................................................................................83 Note11— Claims and Benefits......................................................................................................................... 83 43 CITY OF LODI Index to the Notes to the Basic Finaicial Statements For the Year Ended June 30, 2022 Note 12 — Participaton in Joint Ventures......................................................................................................... 84 A. Northern California Power Agency........................................................................................................84 B. Transmission Agency of Northern California.........................................................................................88 Note 13 — Membership in Insurance Pools....................................................................................................... 89 A. California Joint Powers Risk Management Authority............................................................................89 B. Local Agency Workers' Compensation Excess Joint Powers Authority.................................................90 C. California Transit Insurance Pool...........................................................................................................90 Note 14 — Deficit in Net Position...................................................................................................................... 91 A. Deficit in Net Position............................................................................................................................91 B. Expenditures in Excess of Appropriations..............................................................................................91 Note 15 — Pollution Remediation Obligation.................................................................................................... 92 Note 16 — Commitments and Contingencies.................................................................................................... 92 A. Litigation and Claims.............................................................................................................................92 B. Water Purchase Agreement with Woodbridge Irrigation District.........................................................92 C. Arbitrage Earnings Rebate Liability.......................................................................................................92 D. Construction and Other Significant Commitments...............................................................................93 E. Power Supply Costs...............................................................................................................................93 Note 17 — Reclassification of Fund Balance...................................................................................................... 93 Note18 — Subsequent Events.......................................................................................................................... 94 44 CITY OF LODI Notes to Basic Financial Statements June 30, 2022 Note 1— Summary of Significant Accounting Policies A. The Financial Reporting Entity The City of Lodi (City) was incorporated on December 6, 1906, as a municipal corporation under the General Laws of the State of California. The City operates under a Council -Manager form of government and provides the following services: general government, public works, community development, public protection (police and fire), public utilities, library, parks and recreation. The accounting policies of the City conform to generally accepted accounting principles (GAAP) as applicable to governments in the United States of America. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and financial reporting principles. An elected five -member council governs the City of Lodi. As required by GAAP, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The component units, although legally separate entities, are, in substance, part of the City's operations and therefore, their activities are blended with data of the City. Blended Component Units The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the organization is able to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent (i.e., it is unable to adopt its budget, levy taxes, set rates or charges or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. The Lodi Public Financing Authority is considered to be a blended component unit of the reporting entity of the City because its sole purpose is to finance and construct the City's public facilities. Blended component units, although legally separate entities, are in substance, part of the City's operations and so data from these units are reported within the funds of the primary government. The Lodi Public Financing Authority does not issue separate component unit financial statements. The City Council constitutes the Board of Directors of LPFA. The funds of LPFA have been included in the governmental activities, Enterprise (Wastewater and Water and Electric) Funds and in the accompanying basic financial statements. B. Government -Wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the non -fiduciary activities of the primary government and its component units. For the most part the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities that rely, to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. 45 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) B. Government -Wide and Fund Financial Statements (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and accrual basis of accounting, as are the proprietary fund and private -purpose trust fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grant and similar items are recognized as revenue as soon as all eligibility requirements have been met. Agency funds use the accrual basis of accounting. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. The City considers property tax revenues to be available if they are collected within 60 days of the end of the current fiscal year. All other revenues are considered to be available if they are generally collected within 120 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to vacation, sick leave, claims and judgments, are recorded only when payment is due. Property taxes, other local taxes, licenses, intergovernmental revenues, and interest associated with the current fiscal period are all considered susceptible to accrual and have been recognized as revenues of the current fiscal period. All other revenues are considered to be measurable and available when the City receives cash. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds, and internal service funds are charges for customer services including electric, wastewater, water and public transportation fees. Operating expenses for enterprise funds and internal service funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the City except those required to be accounted for in another fund. The Streets Fund accounts for Gas Tax revenues apportioned to the City under the State Streets and Highway Code, impact fees charged to provide for the building of various storm drains and street improvements needed to serve new developments, and to account for funds apportioned to the City for sales tax collections under Measure K. The City reports the following major proprietary (enterprise) funds: 46 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The Electric Fund accounts for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements, and maintenance and debt service. The Wastewater Fund accounts for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. The Water Fund accounts for the provision of water to the residents of the City as well as some customers in the San Joaquin County (County). All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Additionally, the City reports the following fund types: The Internal Service Funds account for the City's claims, benefits, fleet services and equipment/vehicle replacement. Private -Purpose Trust Funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. They were established to account for assets held and invested by the Library Board as trustee; and to account for assets held by the City in accordance with a trust agreement on behalf of the Hutchins Square. These funds can only be spent in accordance with the trust agreements. The effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this rule are charges to other City departments from the Electric, Wastewater, Water and Transit Funds. These charges have not been eliminated because elimination would distort the direct costs and program revenues reported in the statement of activities. D. Cash and Investments The City maintains a cash and investment pool that is available for all funds of the City for the purpose of increasing interest earnings through investment activities. Investments are generally stated at fair value with the exception of guaranteed investment contracts, which are stated at cost. Income earned or losses arising from the investment of pooled cash are allocated to various funds based on month-end cash balances in accordance with California Government Code Section 53647. Changes in fair value of investments are recognized as a component of investment income. E. Restricted Cash and Investments The City accounts for certain settlement payments for environmental remediation as restricted with the understanding that these funds will be used exclusively for environmental cleanup, investigation or remediation expenses incurred by the City in the specified areas and that they will not be used for the payment of legal or technical fees. These funds are accounted for in the Water Fund. 47 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) Restricted Cash and Investments (Continued) The City has invested in the Public Agency Retirement Services (PARS) for the PARS Public Agencies Post -Employment Benefits Trust. This trust is to be used only for the payment of such post -employment benefits for retirees. These funds are accounted for in the General Fund; Streets; Parks, Recreation and Community Services; Community Development; Electric Utility; Wastewater; Water; Fleet and Non -major Transit Funds. F. Restricted Cash and Investments with Fiscal Agents Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,229,407 guaranteed investment contract held in the Wastewater Fund which is a long-term investment. In the Electric Fund, restricted assets represent the proceeds of the 2018 Electric Bonds restricted for debt service. In the Wastewater Fund, the restricted assets represent the proceeds of the 2004A, the 2016A Refunding Wastewater Revenue Bonds and the 2017 Installment Purchase Agreement issued for improvements to the City's Wastewater collection, treatment and disposal system. In the Water Fund, restricted assets represent the 2020 Water Refunding Series A Bonds for debt service. In the Capital Outlay fund, restricted assets represent the proceeds of the 2022 Lease Revenue Bonds. G. Receivables Revenues are recorded when received in cash, except revenues subject to accrual (up to 90 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Federal and State grants are considered receivable and accrued as revenue when all eligibility requirements have been met under the accrual basis of accounting in the government -wide statement of net positions. The amount recognized as revenue under the modified accrual basis of accounting in the governmental funds is limited to the amount that is deemed measurable and available. Billed but not collected and unbilled utility revenue earned is recognized as revenue and accounts receivable in the enterprise funds. H. Loan Receivables Loans receivable reported in the HOME Program and Community Development Block Grants Special Revenue Fund represent funds loaned to first-time homebuyers. Loans receivable in the Electric Enterprise Fund represent loans to eligible industrial and commercial customers participating in the Lodi Energy Efficiency Financing Pilot Project. In December 2009, the City entered into a contractual relationship with the California Department of Housing and Community Development (HCD) to administer a First-time Homebuyers Program. The loan program is intended to provide deferred down -payment assistance to first-time homebuyers who are at or below 80% of the median income, for the purchase of homes within Lodi. The loan bears 2% interest and is due and payable 30 years from close of escrow, upon transfer of the property or when the home is no longer owner -occupied, whichever comes first. At June 30, 2022, the outstanding balance of these loans amounted to $35,572, which the City included in due from other governmental agencies. 48 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) H. Loan Receivables (Continued) In December 2012, the City increased the loan funds in its public benefits program from which G2, G3, G4, G5 or 11 electric utility rate commercial and industrial customers may borrow money to implement energy conservation projects in their facilities. The loan is at zero interest rate payable in two years capped at $150,000 per customer. As of June 30, 2022, a total of one loan to industrial and commercial customers have been approved. At June 30, 2022, there were three outstanding loans, with a balance of $21,013. Property Taxes The County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13, plus a percentage of the increase in market value in specific areas. The City's property tax lien is based on the assessed value listed as of the prior January 1st for all real and personal property located in the City. Property sold after the assessment date (January 1st) is reassessed and the amount of property tax assessed is prorated. The assessed value at January 1, 2022, upon which the 2021-22 levy was based, was $7,353,233,712. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent after December 10 and April 10, respectively. Unsecured property tax is levied on July 1, due on July 31 and becomes delinquent after August 31. Property taxes levied for the year ended June 30, 2022, are recorded as receivables. Property taxes paid to the City by the County within 60 days of the fiscal year-end are considered "available" and are, therefore, recognized as revenue in governmental funds. In 1993, the City made an agreement with the San Joaquin County to participate in the Teeter Plan. The Teeter plan is an alternative method of apportioning property tax money. The City receives 95% of the property taxes in advance from the County and the 5% remaining after reconciling the City's balance at June 30. As part of the agreement, the County keeps the penalties and interest on the delinquent taxes. L Due From/Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. In the fund financial statements, these receivables and payables are classified as "due from other funds" or "due to other funds". Long-term interfund loans receivable are reported as "advances to other funds'. The corresponding long-term interfund loans payable are reported as "advances from other funds". In the government - wide financial statements, these receivables and payables are eliminated within the governmental activities and business -type activities columns. Receivables and payables between the governmental activities and the business - type activities are classified as internal balances. K. Transfers In the fund financial statements, interfund transfers are recorded as transfers in (out) except for transactions that are described below: Charges for services are recorded as revenues of the performing fund and expenditures/expenses of the requesting fund. Unbilled costs are recognized as an asset of the performing fund at the end of fiscal year. 49 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) K. Transfers (Continued) Reimbursements for expenditures/expenses, initially made by one fund that is properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as a reduction of expenditures/expenses in the fund that is reimbursed. L. Long-term Obligations In the government -wide financial statements and in the proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund statement of net position. Bond premiums are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium. Losses occurring from advance refunding are reported as deferred outflows of resources and amortized as an expense for both governmental and business -type activities. M. Advance Receivable Advance receivable reported in the Electric Enterprise Fund represents the City's portion of the Northern California Power Agency's (NCPA) General Operating Reserve that is refundable upon demand by the City (See Note 13). N. Inventory Other governmental funds inventories are recorded at cost and are recognized as expenditures when consumed rather than when purchased. For the proprietary fund types, inventories are recorded at cost using the weighted average cost method, which approximates market, and expense is recognized when inventories are consumed in operations. O. Deferred Outflows and Inflows of Resources Unamortized Losses on Defeasance Deferred outflows of resources reported in the Wastewater Enterprise Fund include the refunding loss incurred on the issuance of the 2012 Refunding Revenue Bonds amortized over 11 years, and the 2016 Refunding Revenue Bonds amortized over 21 years. Deferred outflows of resources reported in the Electric Utility Enterprise Fund include the 2018 Revenue Refunding Bonds amortized over 14 years. Deferred outflows of resources in the Water Enterprise Fund include the 2020 Water Revenue Refunding Bonds amortized over 20 years. Deferred outflows of resources reported in the governmental activities represent the 2022 Lease Refunding Bonds amortized over 31 years. Related to Pensions Pension contributions made in the current year, changes of assumptions, difference between expected and actual experience and the net difference between projected and actual earnings on plan investments are reported as deferred outflows or deferred inflows of resources in accordance with GASB Statement No. 71 as of the CaIPERS' valuation measurement date June 30, 2021. These amounts are to be recognized in future pension expense and the amortization period differs depending on the source of the gain or loss. 50 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) O. Deferred Outflows and Inflows of Resources(Continued) Related to OPEB OPEB contributions made in the current year are reported as deferred outflows of resources per GASB Statement No. 71 as the CalPERS' valuation measurement date is June 30, 2021. Those contributions will be recognized as a reduction of the net OPEB liability in the year ending June 30, 2021. Plan earnings in excess of earnings projected, changes in assumptions, differences between expected and actual experience in the OPEB actuarial report are reported as deferred outflows or inflows of resources. Unavailable Revenue The unavailable revenue in the governmental funds is related to the HCD's First-time Homebuyers Program, Development Impact Fees, and miscellaneous revenue for various projects. All fees are expected to be repaid in full. P. Capital Assets Capital assets, which include land, works of art, buildings and improvements, machinery and equipment, vehicles, infrastructure (e.g., streets, streetlights, traffic signals, sidewalks, and bridges), and electric lines, wastewater lines and storm drains are reported in the applicable governmental or business -type activities columns in the government - wide financial statements and in the proprietary funds financial statements. Capital assets are defined by the City as assets with individual cost of $10,000 or more and have an estimated useful life in excess of two years. Such assets are recorded at historical cost. Donated capital assets are recorded at acquisition value at the date of donation. Capital outlay is recorded as expenditures in the General Fund and other governmental funds and as assets in the government -wide financial statements to the extent the City's capitalization threshold is met. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. As required by the Governmental Accounting Standards Board Statement No. 34, beginning July 1, 2002, the City has capitalized infrastructure, primarily its network of streets, as part of the capital assets shown in the governmental activities column on the government -wide statement of net position. This capitalization included infrastructure that could be identified and has been acquired since July 1, 1980. Depreciation of capital assets is provided on the straight-line basis over the following estimated useful lives: Years Buildings and improvements 3-40 Machinery and equipment 2-40 Vehicles 5-15 Infrastructure 10-50 Q. Compensated Absences/Vacation and Sick Leave The City accrues for compensated absences, in the government -wide financial statements and the proprietary funds financial statements, to pay its employees for the unused vacation, compensatory time, and miscellaneous leave. The City is not obligated to pay for unused sick leave if employees terminate prior to retirement. Employees hired prior to July 1, 1994, after 10 years with the City and only upon retirement, may convert their accumulated sick leave time to medical insurance premiums under the following options: bank or conversion. The bank option converts the unused sick leave into a dollar amount that will be placed into a "bank" to be used for medical insurance premiums for the employee. The conversion option takes the unused sick leave and converts it to days and the City will pay the medical insurance premiums for the employee for each day after conversion until the balance is exhausted. 51 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) R. Pensions For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Miscellaneous and Safety Plans (Plans) and additions to/deductions from the Plans' fiduciary net position have been determined on the same basis as they are reported by the CalPERS Financial Office. For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. The following timeframes are used for Pensions reporting: Valuation Date: June 30, 2020 Measurement Date: June 30, 2021 Measurement Period: July 1, 2020 to June 30, 2021 S. Other Post -Employment Benefits (OPEB) For purposes of measuring the Net OPEB liability, deferred outflows of resources and deferred inflows of resources related to pensions, and OPEB expense, information about the fiduciary net position of the plans and additions to/deductions from the plans' fiduciary net position have been determined on the same basis as they are reported by the plans. The following timeframes are used for OPEB reporting: Valuation Date: June 30, 2021 Measurement Date: June 30, 2021 Measurement Period: July 1, 2020 to June 30, 2021 T. Self -Insurance The City is self-insured for general liability, workers' compensation, dental benefits, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance liability, which is accounted for in an internal service fund. The accrued liability for estimated self-insured claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not reported. U. Net Position In the government -wide and proprietary funds financial statements, net position is reported in one of three categories: Net Investment in Capital Assets — This category consists of capital assets net of accumulated depreciation and reduced by deferred outflows of resources and outstanding debt that is attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — Assets restricted by external creditors, grantors, contributors, enabling legislation or laws or regulations of other governments reduced by liabilities related to those assets. Unrestricted Net Position — This category consists of all net position that does not meet the definition of net investment in capital assets or restricted net position. 52 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) U. Net Position (Continued) Fund balances presented in the governmental fund financial statements represent the difference between assets, liabilities and deferred inflows of resources. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, establishes the criteria for classifying fund balances into specifically defined classifications and clarifies definitions for governmental funds. GASB Statement No. 54 requires that the fund balances be classified in categories based upon the type of constraints imposed on the use of funds. The City evaluated each of its funds at June 30, 2022 and classified fund balances into the following five categories: Non -spendable — Amounts that cannot be spent because they are (1) not in spendable form, such as prepaid items, inventories and long-term receivables for which the payment of proceeds are not restricted or committed with respect to the nature of the specific expenditures of that fund or (2) legally or contractually required to remain intact. Restricted — Amounts that are restricted by external parties such as creditors or imposed by grants, laws or regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The City has legislative restrictions on amounts collected and reported in the City's various governmental funds. Committed — Amounts that can only be used for specific purposes determined by the adoption of an ordinance committing fund balance for a specified purpose by City of Lodi's Council prior to the end of a fiscal year. Once adopted, the limitation imposed by the ordinance remains in place until the resources have been spent for the specified purpose or the Council adopts another ordinance to remove or revise the limitation. Assigned —Amounts that have been allocated by the City's intent to be used for specific purposes. The intent can be established at either the highest level of decision making, which includes City Council or by an official designated such as the City Manager for such purpose. Unassigned — Amounts that constitute the residual balances that have no restrictions placed upon them and are reported in the General Fund. For other governmental funds, as restrictions exceed available resources only deficit amounts are reported in the unassigned category. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. The City does not have a policy on the order of spending unrestricted amounts when an expenditure is incurred for which amounts in any of the unrestricted fund balance classifications could be used. Therefore, by default under GASB Statement No. 54, the City uses committed resources first, then assigned resources and unassigned resources last as they are needed. It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses and the target for the Electric Enterprise Fund working capital is $29.9 million. The policy allows for variations from year - to year to account for economic and fiscal changes. The City Council also adopted a policy to establish the following reserves: Catastrophic reserve — To maintain the ability of the City to meet operational costs during times of declared emergency or major catastrophe, the City shall designate General Fund balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. This reserve may only be drawn upon pursuant to an emergency as declared under the Municipal Code. 53 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) U. Net Position (Continued) Economic reserve — To maintain the City's economic viability and to meet seasonal cash flow shortfalls, the City shall designate General Fund economic reserve balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. Funding the economic reserve will begin in the fiscal year following full funding of the catastrophic reserve. Funding may only be disbursed upon a resolution of the City Council. Once fully funded, if these reserves fall below 5% of annual revenues, the City Manager shall prepare a plan within three months of approval of the City's financial statements. This plan will restore the 5% within 12 months and the 8% within 24 months. V. Statement of Cash Flows A statement of cash flows is presented for proprietary fund types. For purposes of reporting cash flows, the City considers all highly liquid investments with maturities of three months or less when purchased and investments maintained in the pool to be cash equivalents. W. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Actual results could differ from those estimates. X. Leases Lessee The City has a policy to recognize a lease liability and a right -to -use lease asset (lease asset) in the government -wide financial statements. The City recognizes lease liabilities with an initial, individual value of $1,000 or more. At the commencement of a lease, the City initially measures the lease liability at the present value of payments expected to be made during the lease term. Subsequently, the lease liability is reduced by the principal portion of lease payments made. Lease assets are recorded at the amount of the initial measurement of the lease liabilities and modified by any lease payments made to the lessor at or before the commencement of the lease term, less any lease incentives received from the lessor at or before the commencement of the lease term along with any initial direct costs that are ancillary charges necessary to place the lease assets into service. Lease assets are amortized using the straight-line method over the shorter of the lease term or the useful life of the underlying asset, unless the lease contains a purchase option that the City has determined is reasonably certain of being exercised. In this case, the lease asset is amortized over the useful life of the underlying asset. Key estimates and judgments related to leases include how the City determines (1) the discount rate it uses to discount the expected lease payments to present value, (2) lease term, and (3) lease payments. The City uses the interest rate charged by the lessor as the discount rate. When the interest rate charged by the lessor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for leases. 54 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) X. Leases (Continued) The lease term includes the noncancellable period of the lease. Lease payments included in the measurement of the lease liability are composed of fixed payments and purchase option price that the City is reasonably certain to exercise. Lessor The City is a lessor for leases of special purpose facilities, office and commercial space, and land. The City recognizes leases receivable and deferred inflows of resources in the financial statements. At the commencement of a lease, the City initially measures the lease receivable at the present value of payments expected to be received during the lease term. Subsequently, the lease receivable is reduced by the principal portion of lease payments received. The deferred inflows of resources are initially measured as the initial amount of the lease receivable, adjusted for lease payments received at or before the lease commencement date. Subsequently, the deferred inflows of resources are recognized as revenue over the life of the lease term in a systematic and rational method. Key estimates and judgments include how the City determines (1) the discount rate it uses to discount the expected lease receipts to present value, (2) lease term, and (3) lease receipts. • The City uses its estimated incremental borrowing rate as the discount rate for leases. • The lease term includes the noncancellable period of the lease. Lease receipts included in the measurement of the lease receivable is composed of fixed payments from the lessee. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease receivable and deferred inflows of resources if certain changes occur that are expected to significantly affect the amount of the lease receivable. Y. New GASB Pronouncements Adopted In June 2017, GASB issued Statement No. 87, Leases (GASB Statement No. 87), to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. This statement increases the usefulness of governments' financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It also establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. This implementation of this statement had a significant impact to the City's financial statements. In June 2018, GASB issued Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period (GASB Statement No. 89), to (1) enhance the relevance and comparability of information about capital assets and the cost of borrowing for a reporting period, and (2) simplify accounting for interest cost incurred before the end of a construction period. This statement requires that interest cost incurred before the end of a construction period be recognized as an expense in the period in which the cost is incurred for financial statements prepared using the economic resources measurement focus. As a result of implementing GASB Statement No. 89, the City did not include interest cost incurred before the end of a construction period in the historical cost of a capital asset reported at June 30, 2022. 55 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) Y. New GASB Pronouncements Adopted (Continued) In January 2020, GASB issued Statement No. 92, Omnibus 2020 (GASB Statement No. 92), to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing practice issues that have been identified during implementation and application of certain GASB Statements. This Statement addresses a variety of topics. This statement did not have a significant impact to the City's financial statements. In March 2020, GASB issued Statement No. 93, Replacement of Interbank Offered Rates (GASB Statement No. 93), to address those and other accounting and financial reporting implications that result from the replacement of an interbank offered rate (IBOR) - most notably, the London Interbank Offered Rate (LIBOR) which is expected to cease to exist in its current form at the end of 2021. The implementation of this statement did not have a significant impact to the City's financial statements. This statement did not have a significant impact to the City's financial statements. In June 2020, GASB issued Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans —An Amendment of GASB Statements No. 14 and No. 84, and a Supersession of GASB Statement No. 32 (GASB Statement No. 97), to (1) increase consistency and comparability related to the reporting of fiduciary component units; (2) mitigate costs associated with the reporting of certain defined contribution pension plans, defined contribution other postemployment benefit (OPEB) plans, and employee benefit plans other than pension plans or OPEB plans (other employee benefit plans) as fiduciary component units in fiduciary fund financial statements; and (3) enhance the relevance, consistency, and comparability of the accounting and financial reporting for Internal Revenue Code (IRC) Section 457 deferred compensation plans (Section 457 plans) that meet the definition of a pension plan and for benefits provided through those plans. The implementation of this statement did not have a significant impact to the City's financial statements. This statement did not have a significant impact to the City's financial statements. Upcoming New GASB Pronouncements The City is currently evaluating its accounting practices to determine the potential impact on the financial statements for the following GASB Statements: In May 2019, GASB issued Statement No. 91, Conduit Debt Obligations (GASB Statement No. 91), to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This statement achieves those objectives by clarifying the existing definition of a conduit debt obligation; establishing that a conduit debt obligation is not a liability of the issuer; establishing standards for accounting and financial reporting of additional commitments and voluntary commitments extended by issuers and arrangements associated with conduit debt obligations; and improving required note disclosures. GASB Statement No. 91, originally effective for the City's fiscal year ending June 30, 2022, has been postponed to fiscal year ending June 30, 2023. In March 2020, GASB issued Statement No. 94, Public -Private and Public -Public Partnerships and Availability Payment Arrangements (GASB Statement No. 94) to improve financial reporting by addressing issues related to public-private and public -public partnership arrangements (PPPs). This Statement also provides guidance for accounting and financial reporting for availability payment arrangements (APAs). GASB Statement No. 94 is effective for the City's fiscal year ending June 30, 2023. 56 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 1— Summary of Significant Accounting Policies (Continued) y, Z. New GASB Pronouncements Adopted (Continued) In May 2020, GASB issued Statement No. 96, Subscription -Based Information Technology Arrangements (GASB Statement No. 96), to provide guidance on the accounting and financial reporting for subscription -based information technology arrangements (SBITAs) for government end users (governments). This Statement (1) defines a SBITA; (2) establishes that a SBITA results in a right -to -use subscription asset - an intangible asset - and a corresponding subscription liability; (3) provides the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA. GASB Statement No. 96 is effective for the City's fiscal year ending June 30, 2023. In April 2022, GASB issued Statement No. 99, Omnibus 2022 (GASB Statement No. 99), to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing (1) practice issues that have been identified during implementation and application of certain GASB Statements and (2) accounting and financial reporting for financial guarantees. GASB Statement No. 99 is effective for the City's fiscal year ending June 30, 2023. In June 2022, GASB issued Statement No. 100, Accounting Changes and Error Corrections - an amendment of GASB Statement No. 62 (GASB Statement No. 100), to enhance accounting and financial reporting requirements for accounting changes and error corrections to provide more understandable, reliable, relevant, consistent, and comparable information for making decisions or assessing accountability. GASB Statement No. 100 is effective for the City's fiscal year ending June 30, 2024. In June 2022, GASB issued Statement No. 101, Compensated Absences (GASB Statement No. 101), to better meet the information needs of financial statement users by updating the recognition and measurement guidance for compensated absences. That objective is achieved by aligning the recognition and measurement guidance under a unified model and by amending certain previously required disclosures. GASB Statement No. 100 is effective for the City's fiscal year ending June 30, 2025. Reclassification and Presentation Certain reclassifications of prior year's balances have been made to conform with the current year presentation. The reclassifications have no effect on the total net position, change in net position or net changes in cash equivalents. Note 2 — Cash and Investments Cash and investments as of June 30, 2022 are classified in the accompanying financial statements as follows: Fiduciary Funds Governmental Business -type Statement of Activities Activities Total Net Position Total Cash and investments $ 92,117,542 $ 75,269,752 $ 167,387,294 $ 150,556 $ 167,537,850 Restricted cash and investments 31,545,711 17,822,565 49,368,276 - 49,368,276 Total $ 123,663,253 $ 93,092,317 $ 216,755,570 $ 150,556 $ 216,906,126 57 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 2 — Cash and Investments (Continued) Cash and investments as of June 30, 2022 consist of the following: Cash on hand Demand deposits Investments Total cash and investments A. Authorized Investments B. C. 3,746 7,107, 621 7,111, 367 209,794,759 $ 216,906,126 The City has adopted an investment policy pursuant to Government Code Section 53601, which authorizes the City to invest surplus funds in the City Treasury in certain investment categories authorized by the California Government Code and the City's Investment Policy. The City's Investment Policy is more restrictive than the Government Code. The following table identifies the permitted investment types authorized per the City's investment policy. The table also identifies certain provisions that address interest rate risk and concentration of credit risk. Commercial Paper California State Local Agency Investment Fund Passbook Deposits Mutual Funds & Money Market Mutual Funds Medium Term Corporation Notes Joint Powers Authority Pool Certificates of Deposit Account Registry Service (CDARS) Supranational Obligations Municipal Securities (50 States or California Local Agencies) (1) Funds held at NCPA shall not count to this limit) Investments Authorized by Debt Agreements Credit rating of P1/A1 or A1+/F1 or F1+ by 270 days 30% Maximum % Indefinite Permitted Investments Maturity of Portfolio Minimum Quality Requirements U.S. Treasury Obligations 5 years 100% None US Government Agency Securities & Instrumentalities 5 years 100% None Bankers Acceptances 180 days 40% None Certificates of Deposit 5 years 100% None Negotiable Certificates of Deposit 5 years 30% None Commercial Paper California State Local Agency Investment Fund Passbook Deposits Mutual Funds & Money Market Mutual Funds Medium Term Corporation Notes Joint Powers Authority Pool Certificates of Deposit Account Registry Service (CDARS) Supranational Obligations Municipal Securities (50 States or California Local Agencies) (1) Funds held at NCPA shall not count to this limit) Investments Authorized by Debt Agreements Credit rating of P1/A1 or A1+/F1 or F1+ by 270 days 30% Moody's S&P or Fitch Indefinite 100% None Indefinite 100% None N/A 20% Multiple Requirements per Gov't Code 5 years 30% A-/A3/A- by Moody's, S&P, or Fitch Indefinite 30%(1) Multiple Requirements per Gov't Code Indefinite 30% None 5 years 30% AA-/Aa3/AA- by Moody's, S&P, or Fitch 5 years 100% None Investments of debt proceeds held by bond trustee are governed by the provisions of the debt agreements as to the extent that they are permissible investments of funds of the City. Restricted Cash The City has established a pension stabilization account with Public Agency Retirement Services (PARS), which invests in a Balanced Index PLUS Fund. The investments made by the City to this fund, are in restricted cash and investments. Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,229,407 guaranteed investment contract held in the Wastewater Fund which is a long-term investment. 58 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 2 — Cash and Investments (Continued) C. Restricted Cash (Continued) In the Electric Fund, restricted assets represent the proceeds of the 2018 Electric Bonds restricted for debt service. In the Wastewater Fund, the restricted assets represent the proceeds of the 2004A, the 2016A Refunding Wastewater Revenue Bonds and the 2017 Installment Purchase Agreement issued for improvements to the City's Wastewater collection, treatment and disposal system. In the Water Fund, restricted assets represent the 2020 Water Refunding Series A Bonds for debt service. In the Capital Outlay fund, restricted assets represent the proceeds of the 2022 Lease Revenue Bonds D. Disclosure Relating to Interest Rate Risk and Credit Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity over time as necessary to provide the cash flow and liquidity needed for operations. The City monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio, as well as limiting a securities maturity to five years or less for investments in the investment pool. Investments held outside the investment pool can have longer maturities as these funds are restricted by bond covenants and are held to the maturity of the bonds. Investment Type AAA/Aaa AA+/AA/AA- A+/AIA- BBB+/BBB/BBB- Not Rated Total Investments by Fair Value: Held by Trustee: US Agency Securities $ 1,372,871 $ 8,817,039 $ $ $ 1,331,053 $ 11,520,963 Money Market Mutual Funds - - 24,664,587 24,664,587 Municipal Securities 6,408,182 23,653,958 1,675,522 609,921 32,347,583 Corporate Securities 2,926,015 6,240,427 15,715,855 2,374,835 - 27,257,132 Negotiable Certificate of Deposits - - - - 7,357,409 7,357,409 Sovereigns, Supranational & Agencies 4,894,807 811,732 5,706,539 Guaranteed Investments Contracts - 2,229,407 2,229,407 Exempt from Credit Rating Disclosure: U.S Treasury Notes 7,093,173 7,093,173 Held by City: CALTRUST 10,154,702 10,154,702 PARS 20,037,023 20,037,023 Local Bank Certificate of Deposits 2,000,000 2,000,000 Demand Deposits 7,107,621 7,107,621 Cash on hand 3,746 3,746 LAIF - - - - 59,426,241 59,426,241 Total Cash and Investments $ 15,601,875 $ 38,711,424 $ 17,391,377 $ 2,374,835 $ 142,826,615 $ 216,906,126 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by nationally recognized statistical rating organization. Presented below and on the following page is the minimum rating required by the California Government Code, the City's investment policy, or debt agreements and the actual rating at year end for each investment type. 59 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 2 — Cash and Investments (Continued) E. Concentration of Credit Risk The California Government Code and the investment policy of the City contain limitations on the amount that can be invested in any one issuer. Investments in any one issuer (other than investments issued by or explicitly guaranteed by the US Government and investments in mutual funds, external investment pools, and other pooled investments) that represent 5% or more of the total City investments are required to be disclosed. Investments in LAIF, CaITRUST, and money market mutual funds are not subject to the concentration of credit risk disclosure. The City holds 53.76% of its investments in the various securities. There are no investments in aggregate that total is greater than 5%. F. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover collateral securities that are in the possession of an outside party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial risk for deposits, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured deposits. The City's deposits with financial institutions, exceeded federal depository insurance limits by $19,704,909, and was collateralized. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker- dealer) to a transaction, a government will not be able to recover the value of the investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for investments. With respect to investments, custodial credit risk generally applies only to direct investments in marketable securities. Custodial credit risk does not apply to a local government's indirect investment in securities through the use of mutual funds or government investment pools such as LAIF. Investment Type Investments by Fair Value: Held by City: CALTRUST LAIF PARS Local Bank Certificate of Deposits Cash on Hand Demand Deposits Held by Trustee: Negotiable Certificate of Deposits US Agency Securities Money Market Mutual Funds Municipal Securities Corporate Securities Sovereigns, Supranational & Agencies Guaranteed Investments Contracts U.S Treasury Notes Total Investments 12 Months or Less 13 to 24 Months 25 to 36 Months 37 to 60 Months 61 + Months Total $ 10,154,702 $ $ $ $ $ 10,154,702 59,426,241 59,426,241 20,037,023 20,037,023 2,000,000 2,000,000 3,746 3,746 7,107, 621 7,107, 621 3,507,365 1,253,533 719,366 1,877,145 7,357,409 1,500,692 1,083,029 2,255,326 6,681,917 11,520,964 9,664,587 - - - 15,000,000 24,664,587 4,145,569 4,528,677 8,368,392 8,486,477 6,818,469 32,347,584 3,051,873 6,643,933 6,109,889 6,736,827 4,714,609 27,257,131 - 774,966 1,206,234 3,725,338 - 5,706,538 - - - 2,229,407 - 2,229,407 2,738,701 482,871 938,457 2,473,076 460,068 7,093,173 $ 123,338,120 $ 14,767,009 $ 19,597,664 $ 32,210,187 $ 26,993,146 $216,906,126 60 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 2 — Cash and Investments (Continued) Investments in Investment Pools The City is a voluntary participant in the California Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio. At June 30, 2022, the City's investment position in LAIF was $59.4 million. Of the investment with LAIF, 1.10% is invested in structured notes and 3.37% is invested in asset-backed securities. The City is also a voluntary participant in the CalTRUST which is a Joint Powers Authority governed by a Board of Trustees made up of local treasurers and investment officers. The Board of Trustees sets overall policy for CaITRUST, and selects and supervises the activities of the Investment Manager and other agents. As of June 30, 2022, the City's investment in CalTRUST is $10.1 million; all of which is invested in the Medium term fund. H. Investments in Guaranteed Investment Contracts The City has entered into nonparticipating guaranteed investment contracts (GICs), which are authorized under bond documents as outlined in the City's investment policy or the debt agreement. GICs are non -marketable interest bearing agreements with or guaranteed by certain financial institutions. The agreements provide for a guaranteed return on principal over a specified period. A GIC is a general obligation instrument issued by a financial institution, subject to applicable legal restrictions. The City's investments in GIC's represent proceeds from bond issues that have been set aside (held for the benefit of the bondholders) as debt service reserves and proceeds of bonds that have been invested until used on the projects being financed. The investment contracts holding debt service reserves are held long-term and bear interest 5.455%, while most project funds are invested short-term with lower rates. All of the investment contracts are collateralized by investments, with $2,229,407 collateralized at 104% to 105%, as set forth in the legal agreements. Fair Value Measurements In accordance with GASB Statement 72, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is a market-based measurement for a particular asset or liability based on assumptions that market participants would use in pricing the asset or liability. Valuation inputs are assumptions that market participants use in pricing an asset or liability. The hierarchy of inputs used to generate the valuation is classified into three different levels. • Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities at the measurement date. • Level 2 inputs include quoted prices for similar assets or liabilities in markets that are active; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs other than quoted prices that are observable for an asset, either directly or indirectly. • Level 3 inputs are unobservable inputs from the asset or liability where there is very little market activity and they should be used only when relevant Level 1 and Level 2 inputs are unavailable. The City uses the market approach for determining the fair value levels. The market approach uses the prices associated with actual market transactions for similar or identical assets and liabilities to derive a fair value. The City has the following fair value measurements as of June 30, 2022: 61 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 2 — Cash and Investments (Continued) 1. Fair Value Measurements (Continued) Investment Type Investments by Fair Value: Held by City: Negotiable Certificate of Deposits US Agency Securities Sovereigns, Supranational & Agencies U.S Treasury Notes Municipal Securities Corporate Securities Subtotal Investments Exempt from Fair Value Hierarchy: Held by City Guaranteed Investments Contracts CALTRUST PARS LAIF Local Certificate of Deposits Money Market Cash on Hand Demand Deposits Total Investments Note 3 —Allowance for Uncollectible Accounts Level Level Total $ $ 7,357,409 $ 7,357,409 11, 520, 964 11, 520, 964 5,706,538 5,706,538 7,093,173 7,093,173 32,347,584 32,347,584 27, 257,131 27, 257,131 91,282,799 91,282,799 2,229,407 10,154,702 20,037,023 59,426,241 2,000,000 24,664,587 3,746 7,107,621 $ - $ - $216,906,126 Receivables of the General Fund, Electric, Wastewater and Water funds, as well as the miscellaneous receivables are reported net of uncollectible amounts. The write off policy for the City is all receivables over 120 days are considered an uncollectible account. Total allowance provided for uncollectible amounts related to receivables of the current period are as follows: Uncollectibles related to: Late charges and services $ 90,103 Electric sales and services 422,395 Wastewater services 96,756 Water sales and services 69,394 Miscellaneous billing 380,990 Total uncollectibles, at end of fiscal year $ 1,059,638 Note 4 — Interfund Receivables/Payables Due from Due to Amount Non -major governmental Non -major governmental Community Development HOME Program & CDBG $ 1,978,118 $ 1,978,118 62 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 5 —Transfers Transfers for the year ended June 30, 2022, are summarized as follows: During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. Transfers out of $1,218,470 from the Electric Fund, $1,084,700 from the Wastewater Fund, $914,920 from the Water Fund and $210,430 from the Transit Fund represent operating contributions to the General Fund. The transfer of $541,330 from the General Fund to the Streets Fund is for operations and for various streets projects. The transfer of $18,463,430 from the General Fund to other governmental funds represents transfer of $1,023,555 to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $6,805,875 to Parks, Recreation, and Community Services Fund for operating costs; $3,354,000 to Capital Outlay Fund for capital projects; and $7,280,000 to Parks Capital Fund for one-time funding of parks projects. In addition, Community Development transferred to the General Fund $66,270 for normal operating costs. The transfer out of $2,683,630 from other governmental funds to other governmental funds includes $656,190 transferred from Parks, Recreation, and Community Services Fund to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $1,680,000 from Parks, Recreation and Community Services Fund to Parks Capital for tree trimming and capital projects; and $347,440 from Public Safety Fund to Capital Outlay Fund for the police training facility. The transfer of $25,320 was transferred from the Electric Fund, to Parks, Recreation, and Community Services Fund for $4,320 and $21,000 to the Capital Outlay Fund for lighting projects. 63 Transfers In Other General Streets Governmental Total Transfers Out: General $ - $ 541,330 $ 18,463,430 $ 19,004,760 Other governmental 66,270 - 2,683,630 2,749,900 Electric 1,218,470 25,320 1,243,790 Wastewater 1,084,700 - 1,084,700 Water 914,920 914,920 Transit 210,430 - 210,430 Total $ 3,494,790 $ 541,330 $ 21,172,380 $ 25,208,500 During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. Transfers out of $1,218,470 from the Electric Fund, $1,084,700 from the Wastewater Fund, $914,920 from the Water Fund and $210,430 from the Transit Fund represent operating contributions to the General Fund. The transfer of $541,330 from the General Fund to the Streets Fund is for operations and for various streets projects. The transfer of $18,463,430 from the General Fund to other governmental funds represents transfer of $1,023,555 to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $6,805,875 to Parks, Recreation, and Community Services Fund for operating costs; $3,354,000 to Capital Outlay Fund for capital projects; and $7,280,000 to Parks Capital Fund for one-time funding of parks projects. In addition, Community Development transferred to the General Fund $66,270 for normal operating costs. The transfer out of $2,683,630 from other governmental funds to other governmental funds includes $656,190 transferred from Parks, Recreation, and Community Services Fund to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $1,680,000 from Parks, Recreation and Community Services Fund to Parks Capital for tree trimming and capital projects; and $347,440 from Public Safety Fund to Capital Outlay Fund for the police training facility. The transfer of $25,320 was transferred from the Electric Fund, to Parks, Recreation, and Community Services Fund for $4,320 and $21,000 to the Capital Outlay Fund for lighting projects. 63 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 6 — Capital Assets A. Capital Assets Activity Capital assets activity of the primary government for the year ended June 30, 2022, was as follows: Governmental activities July 1, 2021 Additions Retirements Transfers June 30, 2022 Capital assets, not being depreciated: Land $ 25,238,390 $ 1,078,373 $ - $ $ 26,316,763 Work of Art 304,907 - - - 304,907 Construction in progress 3,020,404 5,120,781 - (3,273,181) 4,868,004 Total capital assets, not being depreciated 28,563,701 6,199,154 - (3,273,181) 31,489,674 Capital assets, being depreciated: Buildings and improvements 78,176,039 1,025,016 - 938,294 80,139,349 Machinery and equipment 16,857,465 58,338 - - 16,915,803 Vehicles 13,972,017 2,239,100 (267,532) - 15,943,585 Infrastructure 191,106,454 2,889,545 - 2,334,887 196,330,886 Total capital assets, being depreciated 300,111,975 6,211,999 (267,532) 3,273,181 309,329,623 Less accumulated depreciation for: Buildings and improvements 44,367,954 2,056,019 - - 46,423,973 Machinery and equipment 13,995,893 826,139 - - 14,822,032 Vehicles 10,069,852 507,312 (267,532) - 10,309,632 Infrastructure 123,258,716 5,100,573 - - 128,359,289 Total accumulated depreciation 191,692,415 8,490,043 (267,532) 199,914,926 Leased assets 33,607 (11,174) - 22,433 Total capital assets, being depreciated, net 108,419,560 (2,278,044) - 3,273,181 109,414,697 Governmental activities capital assets, net $ 137,016,868 $ 3,909,936 $ - $ - $ 140,926,804 July 1, 2021 Additions Retirements Transfers June 30, 2022 Capital assets, not being depreciated: Land $ 5,535,718 $ - $ $ $ 5,535,718 Construction in progress 11,202,687 8,039,692 (11,947,037) 7,295,342 Total capital assets, not being depreciated 16,738,405 8,039,692 - (11,947,037) 12,831,060 Capital assets, being depreciated: Buildings and improvements 62,309,758 - - 970,570 63,280,328 Machinery and equipment 335,229,247 4,673,894 (6,200) 10,976,467 350,873,408 Vehicles 15,100,372 441,627 (96,735) - 15,445,264 Total capital assets, being depreciated 412,639,377 5,115,521 (102,935) 11,947,037 429,599,000 Less accumulated depreciation for: Buildings and improvements 26,028,073 1,810,155 - - 27,838,228 Machinery and equipment 137,819,944 8,799,120 (6,200) 146,612,864 Vehicles 12,219,780 481,486 (96,735) - 12,604,531 Total accumulated depreciation 176,067,797 11,090,761 (102,935) 187,055,623 Leased assets 146,347 (34,170) - 112,177 Total capital assets, being depreciated, net 236,571,580 (5,975,240) - 11,947,037 242,543,377 Business -type activities capital assets, net $ 253,456,332 $ 2,030,282 $ - $ - $ 255,486,614 64 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 6 — Capital Assets (Continued) B. Depreciation Expense Depreciation expense was charged to function/programs of the primary government as follows: Governmental Activities General government $ 377,792 Public protection 1,187,045 Public works 5,402,198 Library 261,654 Parks and recreation 1,259,907 Internal service funds 1,447 Total depreciation expense $ 8,490,043 C. Lease Amortization Business -type Activities Electric $ 11,161 Wastewater 11,161 Water 11,848 $ 34,170 Note 7 — Long — Term Liabilities A. Long -Term Liability Transactions Summary Business -type Activities Electric $ 2,074,923 Wastewater 4,660,165 Water 3,301,686 Transit 1,053,987 Total depreciation expense $ 11,090,761 The following is a summary of long-term liability transactions of the City for the year ended June 30, 2022: Governmental activities: Compensated absences Sick leave conversion Self-insurance liability (Note 11) Lease payable (Note 10) Publicly offered: 2012 Lease Revenue Bonds Issuance premium Total 2022 Lease Revenue Bonds Issuance premium Total Capital lease Governmental activities long-term liabilities 14,335,000 (14,335,000) Amounts Due July 1, 2021 Additions Reductions June 30, 2022 Within One Year $ 3,965,182 $ 6,543,523 $ (6,435,888) $ 4,072,817 $ 3,733,958 6,655,965 600,878 7,256,843 - 9,482,536 3,186,469 (1,798,809) 10,870,196 3,337,660 33,607 - (11,173) 22,434 11,201 14,335,000 (14,335,000) 547,270 (547,270) 14,882,270 (14,882,270) - - - 28,250,000 28,250,000 660,000 634,343 (4,263) 630,080 20,462 - 28,884,343 (4,263) 28,880,080 680,462 169,099 - (83,672) 85,427 85,427 $ 35,188,659 $ 39,215,213 $ (23,216,075) $ 51,187,797 $ 7,848,708 65 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 7 — Long — Term Liabilities A. Long -Term Liability Transactions Summary (Continued) Amounts Due July 1, 2021 Additions Reductions June 30, 2022 Within One Year Business -type activities: Compensated absences $ 872,584 $ 3,428,117 $ (2,827,801) $ 1,472,900 $ 1,363,439 Sick leave conversion 833,587 64,883 898,470 - Lease payable (Note 10) 146,347 - (34,244) 112,103 54,685 Pollution remediation obligation (Note 15) 15,382,824 (343,467) 15,039,357 400,000 Loan payable 453,583 (224,178) 229,405 229,405 Publicly offered: Certificates of Participation, Revenue Bonds, and Installment Purchase Agreement: 2004 Certificates of Participation A 2,070,000 2,070,000 - 2012 Wastewater Refunding Revenue Bonds A 5,405,000 (1,725,000) 3,680,000 1,885,000 Issuance premium 374,206 (166,313) 207,893 166,313 Total 5,779,206 (1,891,313) 3,887,893 2,051,313 2016 Wastewater Refunding Revenue Bonds A 19,960,000 (125,000) 19,835,000 140,000 Issuance premium 2,062,918 (130,979) 1,931,939 130,979 Total 22,022,918 (255,979) 21,766,939 270,979 2017 Installment Purchase Agreement 7,431,123 (120,675) 7,310,448 121,416 2018 Electric System Refunding Revenue Bonds 37,650,000 (2,365,000) 35,285,000 2,485,000 Issuance premium 5,170,074 (477,246) 4,692,828 477,246 Total 42,820,074 (2,842,246) 39,977,828 2,962,246 2020 Water Refunding Revenue Bonds 25,390,000 (930,000) 24,460,000 970,000 Issuance premium 3,228,047 (170,646) 3,057,401 170,646 Total 28,618,047 (1,100,646) 27,517,401 1,140,646 Certificates of Participation, Revenue Bonds, and Installment Purchase Agreement: Business -type activities long-term liabilities B. Other Long -Term Liabilities 108,741,368 (6,210,859) 102,530,509 6,546,600 $126,430,293 $ 3,493,000 $ (9,640,549) $ 120,282,744 $ 8,594,129 For compensated absences, the general fund normally liquidates 84%. The Community Development fund and Parks, Recreation and Cultural Services Fund normally liquidate 3% and 4%. The remaining 8% is liquidated by other governmental funds and the internal service fund. The net pension liability and OPEB liability will be liquidated from the general fund, approximately 35%. The Community Development fund and Parks, Recreation and Cultural Services fund will liquidate approximately 4.8% and 7.26% and a portion from the internal service fund. Proprietary funds pay their appropriate share of the liabilities. Electric Utility will normally liquidate 4.78%, Water will normally liquidate 5.57%, Wastewater will liquidate 9.84% and Transit will liquidate 2.92%. 66 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 7 — Long — Term Liabilities C. Loans Payables Business -type Activities: In August 2015, the City obtained a loan in the amount of $1.5 million to finance the Electric Enterprise Fund's LED Street Light Retrofit project. Annual principal and interest payment is $234,755 with final payment due December 1, 2022. The annual payments will be paid from the Greenhouse Gas Free Allowance proceeds. Annual payments are pledged from revenue in the Electric Utility. Annual debt service requirements to maturity of the loans payables are as follows: Year Ending Business -type Activities June 30, Principal Interest 2023 Total D. Capital Lease $ 229,405 $ 5,350 $ 229,405 $ 5,350 On June 22, 2016, the City entered into a lease -purchase agreement for the acquisition of Dispatch Console equipment for the Police Department. The equipment is providing the City with a more flexible system for better connectivity between the Lodi Police Department dispatch operators and field personnel. The annual payments are paid from Police department appropriations. The present values of future minimum capital lease payments as of June 30, 2022, are as follows: Year Ending, June 30 2023 $ 86,540 Total minimum lease payments 86,540 Less amounts representing interest (1,113) Present value of minimum capital lease payments $ 85,427 E. Certificates of Participation, Revenue Bonds and Installment Purchase Agreement Governmental Activities: On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to allow the City to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. As of June 30, 2022, there are no outstanding balances of these refunded Certificates. The 1995 Certificates of Participation (1995 COP) were sold in October 1995 to finance the City Downtown Revitalization and the Cherokee Lane Beautification projects. The 1996 Certificates of Participation (1996 COP) were sold in August 1996 to finance the construction of the Hutchins Square Conference and Performing Arts Center. In March 2022, these bonds were refunded. 67 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 7 — Long — Term Liabilities (Continued) E. Certificates of Participation, Revenue Bonds and Installment Purchase Agreement (Continued) On March 2, 2022, the City issued $28,250,000 Lease Revenue Bonds (2022 Bonds) to prepay and cause the immediate defeasance of the outstanding $19,080,000 2012 Refunding Lease Revenue Bonds and to finance the acquisition and construction of capital improvements of the City, including a new animal shelter and parks and playground improvements and upgrades. The refunding allowed the City to keep debt service payments consistent with the previous schedule, while allowing the City to fund much need capital projects. The total principle and interest remaining is $44,995,723. Principal is payable annually commencing 2022 on October 1 in amounts from $660,000 to $1,255,000 with final payment due October 1, 2052. Business -type Activities: On May 12, 2004, the City issued $27,360,000 Certificates of Participation (2004A COP) to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. Principal is payable annually commencing 2024 on October 1 in amounts from $170,000 to $2,070,000 with final payment due October 1, 2024. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $2,266,652. Interest paid for the current year and total net revenues were $98,326 and $13,891,223, respectively. On August 16, 2012, the City issued $17,105,000 2012 Refunding Wastewater Revenue Bonds Series A (2012 Bonds) to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $1,280,000 to $1,885,000 beginning in 2013 with final payment due in 2023. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2012 Bonds is $3,956,250. Principal and interest paid for the current year and total net revenues were $1,943,500 and $13,891,223, respectively. On March 10, 2016, the City issued $20,295,000 2016 Refunding Wastewater Revenue Bonds Series A (2016 Bonds) for an advance refunding of the $21,415,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $110,000 to $2,175,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2016 bonds is $27,198,906. Interest paid for the current year and total net revenues were $839,050 and $13,891,223, respectively. At June 30, 2022, the remaining balance of the refunded debt is $19,835,000. On December 1, 2017, the City issued $7,762,794 2017 Installment Purchase Agreement for an advance refunding of the $7,555,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $107,000 to $545,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2017 Agreement is $9,059,378. The outstanding notes from direct borrowings related to business -type activities of $7,762,794 contain a provision that in an event of default, the timing of repayment of outstanding amounts, principal and interest, become immediately due and payable. On June 13, 2018, the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City to prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2008 Series A). Principal is payable annually on September 1 in amounts ranging from $1,710,000 to $4,045,000 beginning in 2019 with final payment due in 2032. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $46,728,250. 68 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 7 — Long — Term Liabilities (Continued) Certificates of Participation, Revenue Bonds and Installment Purchase Agreement (Continued) On April 8, 2020, the City issued $25,390,000 Water Revenue Refunding Bonds (2020 Bonds) to allow the City to prepay and cause the immediate defeasance of the outstanding $29,650,000 principal of Lodi Public Financing Authority 2010 Water Revenue Bonds, Series B (Federally Taxable — Build America Bonds). Principal is payable annually on June 1 in amounts ranging from $930,000 to 1,835,000 beginning in 2021 with final payment due in 2040. The City has pledged future water revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $34,407,300. The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverage. The City is in compliance with all such significant limitations and restrictions. Annual debt service requirements to maturity for certificates of participation and bonds are as follows: Year Ending Governmental Activities Business -type Activities June 30, Principal Interest Principal Interest 2023 $ 660,000 $ 978,117 $ 5,511,416 $ 3,995,169 2024 655,000 986,000 5,767,098 3,729,702 2025 680,000 959,300 6,511,831 3,401,684 2026 705,000 931,600 6,818,707 3,187,421 2027 735,000 902,800 7,132,980 2,874,747 2028-2032 4,140,000 4,039,500 31,918,153 9,933,609 2033-2037 5,030,000 3,145,300 21,515,113 3,329,129 2038-2042 4,000,000 2,395,750 7,465,150 434,827 2043-2047 4,730,000 1,655,694 - - 2048-2052 5,660,000 729,700 2053-2057 1,255,000 21,963 - - Total $ 28,250,000 $ 16,745,724 $ 92,640,448 $ 30,886,288 Note 8 — Pension Plans A. Plan Descriptions All qualified permanent and probationary employees are eligible to participate in the City's separate Miscellaneous and Safety Plans (Plans), agent multiple -employer defined benefit pension plans administered by the California Public Employees' Retirement System (CalPERS), which acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plans are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CAPERS website. 69 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 8 — Pension Plans (Continued) B. Benefits Provided CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non -duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. The Plans' provisions and benefits in effect at June 30, 2022, are summarized as follows: Miscellaneous Plan Hire date Benefit formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as a % of eligible compensation Required employee contribution rates Required employer contribution rates Prior to On or after 1 -Jan -13 1 -Jan -13 2% @ 55 5 years of service monthly for life 50-67 1.426%-2.418% 7% 21.80% Safety Plan 2% @ 62 5 years of service monthly for life 52-67 1% to 2.5% 6.75% 21.80% C. Employees Covered At June 30, 2022, the most recent actuarial valuation available, the following employees were covered by the benefits of the City's Plans: Miscellaneous Safety Plan Plan Inactive employees or beneficiaries currently receiving benefits 135 115 Inactive employees entitled but not yet receiving benefits 116 46 Active employees 269 24 Total 520 185 70 Prior to December 22, 2012 to On or after Hire date 22 -Dec -12 31 -Dec -12 1 -Jan -13 Benefit formula 3% @ 50 3% @ 55 2.7% @ 57 Benefit vesting schedule 5 years of service 5 years of service 5 years of service Benefit payments monthly for life monthly for life monthly for life Retirement age 50-55 50-55 50-57 Monthly benefits, as a % of eligible compensation 3% 2.4% to 3% 2% to 2.7% Required employee contribution rates 9% 9% 11.25% Required employer contribution rates 44.75% 44.75% 44.75% C. Employees Covered At June 30, 2022, the most recent actuarial valuation available, the following employees were covered by the benefits of the City's Plans: Miscellaneous Safety Plan Plan Inactive employees or beneficiaries currently receiving benefits 135 115 Inactive employees entitled but not yet receiving benefits 116 46 Active employees 269 24 Total 520 185 70 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 8 — Pension Plans (Continued) D. Contributions Section 20814(c) of the California Public Employees' Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. The contributions for the measurement period were as follows: Aggregate Miscellaneous Safetv Total Contributions - employer $ 5,449,075 $ 8,162,996 $ 13,612,071 Net Pension Liability The City's net pension liability for each Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension liability of each of the Plans is measured as of June 30, 2021, using an annual actuarial valuation as of June 30, 2020 rolled forward to June 30, 2021 using standard update procedures. F. Actuarial Assumptions The total pension liabilities in the June 30, 2020 actuarial valuations were determined using the following actuarial assumptions: Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Investment Rate of Return Mortality Miscellaneous Plan Safety Plan June 30, 2020 June 30, 2020 June 30, 2021 June 30, 2021 Entry -Age Normal Cost Method 7.15% 7.15% 2.50% 2.50% 7.00%(1) 7.00%(1) Based on rates of CAPERS Experience Study (1) Net of pension plan investment expenses, including inflation The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2020 valuation were based on the 2016 CalPERS Experience Study for the period from 1997 to 2011. Further details of the Experience Study can be found on the CalPERS website. G. Discount Rate The discount rate used to measure the total pension liability was 7.15% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.15% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. 71 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 8 — Pension Plans (Continued) The long-term expected rate of return on pension plan investments was determined using a building-block method in which best -estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds' asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. H. Changes in the Net Pension Liability The changes in the Net Pension Liability for each Plan follows: Miscellaneous Plan: Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability Balance at June 30, 2020 $ 209,775,815 $ 146,446,488 $ 63,329,327 Changes in the year: Service cost Interest on the total pension liability Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income Ill Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period 6,849,521 31,045,964 (24,196,443) Balance at June 30, 2021 $ 216,625,336 $ 177,492,452 $ 39,132,884 3,122,428 14,741,817 699,175 (11,713,899) 7,699,946 2,129,311 33,076,897 (11,713,899) (146,291) 3,122,428 14, 741, 817 699,175 (7,699,946) (2,129,311) (33,076,897) 146,291 72 Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 Ill Years 11 +Izl Public Equity 50.20% 50.00% -0.60% Private Equity 7.10% 8.00% Fixed Income 28.70% 28.00% -7.00% Liquidity 1.00% 1.00% 1.00% Real Estate 11.00% 13.00% 5.40% Trust Level 2.00% 0.00% 0.00% (l) An expected inflation of 1.55% used for this period. Izl An expected inflation of 1.50% used for this period. H. Changes in the Net Pension Liability The changes in the Net Pension Liability for each Plan follows: Miscellaneous Plan: Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability Balance at June 30, 2020 $ 209,775,815 $ 146,446,488 $ 63,329,327 Changes in the year: Service cost Interest on the total pension liability Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income Ill Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period 6,849,521 31,045,964 (24,196,443) Balance at June 30, 2021 $ 216,625,336 $ 177,492,452 $ 39,132,884 3,122,428 14,741,817 699,175 (11,713,899) 7,699,946 2,129,311 33,076,897 (11,713,899) (146,291) 3,122,428 14, 741, 817 699,175 (7,699,946) (2,129,311) (33,076,897) 146,291 72 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 8 — Pension Plans (Continued) H. Changes in the Net Pension Liability (Continued) Safety Plan: Balance at June 30, 2020 Changes in the year: Service cost Interest on the total pension liability Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income (1) Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period Balance at June 30, 2021 (1) Net of administrative expenses. 2,342,238 - 2,342,238 - 9,831,931 (9,831,931) - 2,238,261 (2,238,261) 29,108,868 (29,108,868) (11,326,169) (11,326,169) - - (126,704) 126,704 9,497,956 29,726,187 (20,228,231) $ 220,161,980 $ 156,564,328 $ 63,597,652 1. Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the City for each Plan, calculated using the discount rate for each Plan, as well as what the City's net pension liability would be if it were calculated using a discount rate that is 1 - percentage point lower or 1 -percentage point higher than the current rate: Increase (Decrease) Safety Plan Total Pension Plan Fiduciary Net Net Pension Liability Position Liability $ 210,664,024 $ 126,838,141 $ 83,825,883 3,530,630 $39,132,884 3,530,630 14,951,257 8.15% 14,951,257 2,342,238 - 2,342,238 - 9,831,931 (9,831,931) - 2,238,261 (2,238,261) 29,108,868 (29,108,868) (11,326,169) (11,326,169) - - (126,704) 126,704 9,497,956 29,726,187 (20,228,231) $ 220,161,980 $ 156,564,328 $ 63,597,652 1. Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the City for each Plan, calculated using the discount rate for each Plan, as well as what the City's net pension liability would be if it were calculated using a discount rate that is 1 - percentage point lower or 1 -percentage point higher than the current rate: L Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in the separately issued CalPERS financial reports. K. Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2022, the City recognized pension expense of $5,449,075 and $8,162,996 for the Miscellaneous and Safety Plans, respectively. At June 30, 2022, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: 73 Miscellaneous Plan Safety Plan 1% Decrease 6.15% 6.15% Net Pension Liability $66,054,054 $93,309,844 Current Discount Rate 7.15% 7.15% Net pension Liability $39,132,884 $63,597,652 1% Increase 8.15% 8.15% Net Pension Liability $16,772,833 $39,201,926 L Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in the separately issued CalPERS financial reports. K. Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2022, the City recognized pension expense of $5,449,075 and $8,162,996 for the Miscellaneous and Safety Plans, respectively. At June 30, 2022, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: 73 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 8 — Pension Plans (Continued) K. Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions (Continued) Pension contributions subsequent to measurement date Changes of assumptions Difference between expected and actual experience Net differences between projected and actual earnings on plan investments Total $ 5,898,545 $ 16,599,517 $ 10,350,676 $ 14,788,374 $ 16,249,221 $ 31,387,891 Miscellaneous Plan Safety Plan Total Deferred Deferred Deferred Deferred Deferred Deferred Outflows of Inflows of Outflows of Inflows of Outflows of Inflows of Resources Resources Resources Resources Resources Resources $ 5,449,075 $ $ 8,162,996 $ - $ 13,612,071 $ - - - 16,622 - 16,622 449,470 81,221 2,187,680 167,922 2,637,150 249,143 - 16,518,296 - 14,603,830 - 31,122,126 The $5,449,075 and $8,162,996 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the next measurement period for the year ending June 30, 2022. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Year Ending Miscellaneous Safety 30 -Jun Plan Plan Total 2022 (4,036,865) (2,883,263) $ (6,920,128) 2023 (3,620,717) (2,919,925) (6,540,642) 2024 (3,955,578) (2,955,477) (6,911,055) 2025 (4,536,887) (3,842,029) (8,378,916) Total $ (16,150,047) $ (12,600,694) $(28,750,741) Note 9 — Post Employment Benefits Other Than Pensions A. Plan Description The City sponsors a single -employer defined -benefit postemployment healthcare plan (Retiree Health Plan) to provide medical insurance benefits to eligible retired employees and their spouses. The Plan does not issue a publicly available financial report. Medical coverage is provided through CalPERS healthcare program. Employees who retire from the City and receive a CalPERS pension are eligible for postemployment medical benefits. The City contributes the minimum amount provided under Government Code Section 22825 of the Public Employees Medical and Hospital Care Act. In general, retirees must contribute any premium amounts in excess of the City contribution. However, as described below, a closed group of active employees and retirees receive additional postemployment benefits. Employees hired prior to the dates shown in the following table are allowed to convert their accumulated sick leave into postemployment medical benefits at retirement as long as they have ten or more years of service with the City. 74 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 9 — Post Employment Benefits Other Than Pensions (Continued) A. B. Plan Description (Continued) Group Hired prior to: Executive Management July 1, 1994 Mid -Management July 1, 1994 Fire Mid -Management December 6, 1995 Police Mid -Management July 1, 1994 General Services July 1, 1995 IBEW July 1, 1995 Maintenance and Operators July 1, 1995 Dispatchers July 9, 1994 Police October 10, 1994 Fire December 6, 1995 Eligibility Employees of the City are eligible for retiree health benefits if they retire from the City and commence pension benefits under PERS (typically on or after age 50 with at least five years of PERS eligible service). Membership in the plan consisted of the following at June 30, 201, the date of the latest actuarial valuation. Eligibility Plan Active plan members 288 Inactive plan members entitled to, but not yet receiving benefits 87 Retirees electing coverage 212 Retirees 6 Total 593 C. Funding Policy Contribution requirements of the Retiree Health Plan are based on pay-as-you-go financing. The City's policy is to fund the normal cost (current accrual for benefits being earned) plus an amortization of the net (unfunded accrued) OPEB liability. For fiscal year 2020-21, the City contributed $1,836,904. D. Net OPEB Liability The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Actuarial accrued liability (AAL) $ 24,157,531 Actuarial value of plan assets 2,396,261 Unfunded actuarial accrued liability (UAAL) $ 21,761,270 75 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 9 — Post Employment Benefits Other Than Pensions (Continued) F. G. Actuarial Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the employer and the plan members to that point. The actuarial methods and the assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. Actuarial Valuations The net OPEB liability in the June 30, 2021 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Actuarial Methods and Assumptions Used to Determine Total OPEB Liability Valuation date: June 30, 2021 Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Wage Inflation Expected Rate of Return Healthcare Trend Rate Discount Rate Measurement date: June 30, 2021 Entry Age Normal level percent of pay cost method 3.22% 2.25% 2.75% 6.00% per annum. This discount rate assumes the City continues to fully fund for its retiree benefits through the California Employers' Retiree Benefit Trust (CERBT) under its investment strategy 2. An annual healthcare cost trend rate of 6.7% initially reduced by decrements to an ultimate of 3.7% therefore. The discount rate used to measure the net OPEB liability was 3.22%. This discount rate assumes the City continues to fully fund for its retiree health benefits through the "California Employers Retiree Benefit Trust" (CERBT) under its investment allocation strategy 2. The rate reflects the OPEB published median interest rate for strategy 1 of 7.28% with an additional margin for adverse deviation. The table below reflects long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These geometric rates of return are net of administrative expenses. Asset Class Global equity Fixed income TIPS Commodities Cash Global Real estate (REITs) Target Allocation 34.00% 41.00% 5.00% 3.00% 0.00% 17.00% 1 - Long term expected rate of return in 5.9% 76 Long-term Expected Real Rate of Returnl 4.40% -1.00% -1.80% 0.80% 0.00% 3.00% CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 9 — Post Employment Benefits Other Than Pensions (Continued) G. Discount Rate (Continued) The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate 1 -percentage point lower (2.22%) or 1 -percentage point higher (4.22%) than the current discount rate: Plan's Net OPEB Liability/(Asset) Discount Rate - 1% Current Discount Discount Rate + 1% (2.22%) Rate (3.22%) (4.22%) $ 24,527,882 $ 21,761,270 $ 19,463,635 H. Sensitivity of the Net OPEB Liability to changes in the Healthcare Cost Trend Rate The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using healthcare cost trend rates 1 -percentage point lower (5.0%HM0/5.5%PP0 decreasing to 4.0%HMO/4.5%PP0) or 1 -percentage point higher (7.0%HM0/6.5%PP0 decreasing to 6.0%HMO/6.5%PPO) than the current healthcare cost trend rates: 1% Decrease Current Discount Rate 1% Increase HMO 4.00% 5.00% 6.00% PPO 4.50% 5.50% 6.50% City Plan $ 19,342,918 $ 21,761,270 $ 24,716,916 1. OPEB Liabilities, OPEB Expense and Deferred Outflows/Inflows of Resources to OPEB Increase (Decrease) Total OPEB Plan Fiduciary Net Net OPEB Liability Position Liability/(Asset) (a) (b) (c) = (a) - (b) Balance at June 30, 2020 Changes Recognized for the Measurement Period: Service Cost Interest on the total OPEB liability Differences between expected and actual experience Changes of assumptions Employer contributions Net investment income Benefit payments, including refunds of member contributions Administrative expenses $ 26,361,543 $ 2,003,111 $ 24,358,432 745,536 - 745,536 932,315 932,315 (2,659,765) (2,659,765) 614,806 - 614,806 - 1,836,904 (1,836,904) 393,880 (393,880) (1,836,904) (1,836,904) - (730) 730 Net Changes during July 1, 2020 to June 30, 2021 (2,204,012) 393,150 (2,597,1 Balance at June 30, 2021 (Measurement Date) $ 24,157,531 $ 2,396,261 $ 21,761,270 77 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 9 — Post Employment Benefits Other Than Pensions (Continued) 1. OPEB Liabilities, OPEB Expense and Deferred Outflows/Inflows of Resources to OPEB (Continued) For the year ended June 30, 2022, the City recognized OPEB expense of $1,872,451 for the City Plan. At June 30, 2022 the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Contributions subsequent to measurement date $ 1,657,903 $ - Change of assumptions - 1,967,815 Difference between expected and actual liability 5,929,182 Difference between expected and actual investment earnings 208,245 $ 1,657,903 $ 8,105,242 The $1,657,903 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net OPEB liability in the year ending June 30, 2022. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Measurement Period Ended June 30 2023 (1,811,905) 2024 (1,813,086) 2025 (1,485,110) 2026 (1,433,081) 2027 (1,032,884) Thereafter (529,176) Total $ (8,105,242) Note 10 — Implementation of New GASB Pronouncements For the year ended June 30, 2022, the financial statements include the adoption of GASB Statement No. 87, Leases. The primary objective of this statement is to enhance the relevance and consistency of information about governments' leasing activities. This statement establishes a single model for lease accounting based on the principle that leases are financings of the right to use an underlying asset. Under this Statement, a lessee is required to recognize a lease liability and an intangible right -to -use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources. For additional information, refer to the disclosures below. Leases The City monitors changes in circumstances that would require a remeasurement of its leases and will remeasure any lease asset, liability, and deferred inflows if certain changes occur that are expected to significantly affect the amount of the lease liability. 78 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 10 — Implementation of New GASB Pronouncements (Continued) A. Lessee Lease assets are reported as right to use along with other capital assets and lease liabilities are reported with long- term debt on the statement of net position. For the year ended June 30, the financial statements include the adoption of GASB Statement No. 87, Leases. The primary objective of this statement is to enhance the relevance and consistency of information about governments' leasing activities. This statement establishes a single model for lease accounting based on the principle that leases are financings of the right to use an underlying asset. Under this Statement, a lessee is required to recognize a lease liability and an intangible right -to -use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources. For additional information, refer to the disclosures below. On July 1, 2021, Lodi, CA entered into a 36 month lease as Lessee for the use of City Base. An initial lease liability was recorded in the amount of $134,429. As of June 30, the value of the lease liability is $89,733. Lodi, CA is required to make monthly fixed payments of $3,750. The lease has an interest rate of 0.2850%. The Equipment estimated useful life was 24 months as of the contract commencement. The value of the right to use asset as of June 30 of $134,429 with accumulated amortization of $44,644 is included with Equipment on the Lease Class activities table found below. Lodi, CA has 1 extension option(s), each for 12 months. On July 1, 2021, Lodi, CA entered into a 795 month lease as Lessee for the use of Woodbridge Irrigation District - Pumping Plant. An initial lease liability was recorded in the amount of $45,526. As of June 30, the value of the lease liability is $44,802. Lodi, CA is required to make annual fixed payments of $1,000. The lease has an interest rate of 1.2120%. The Land estimated useful life was 795 months as of the contract commencement. The value of the right to use asset as of June 30 of $45,526 with accumulated amortization of $687 is included with Land on the Lease Class activities table found below. Lodi, CA has 1 extension option(s), each for 480 months. 79 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 10 — Implementation of New GA56 Pronouncements (Continued) A. Lessee (Continued) Principal and interest expected to maturity: Governmental Activities Fiscal Year Principal Payments Interest Payments Total Payments 2023 $ 545,200 $ 1,037,058 $ 1,582,258 2024 639,987 1,022,308 1,662,295 2025 546,384 1,012,708 1,559,092 2026 552,352 1,003,090 1,555,442 2027 562,149 993,293 1,555,442 2028-2032 2,948,236 4,813,015 7,761,251 2033-2037 3,127,894 4,541,423 7,669,317 2038-2042 2,205,388 4,318,593 6,523,981 2043-2047 2,316,724 4,146,328 6,463,052 2048-2052 2,423,140 3,966,114 6,389,254 2053-2057 2,572,316 3,773,551 6,345,867 2058-2062 2,780,154 3,565,713 6,345,867 2063-2067 3,004,785 3,341,082 6,345,867 2068-2072 3,247,566 3,098,301 6,345,867 2073-2077 3,509,963 2,835,904 6,345,867 2078-2082 3,793,561 2,552,306 6,345,867 2083-2087 4,100,073 2,245,794 6,345,867 2088-2092 4,431,351 1,914,516 6,345,867 2093-2097 4,789,395 1,556,472 6,345,867 2098-2102 5,176,369 1,169,498 6,345,867 2103-2107 5,594,609 751,258 6,345,867 2108-2112 6,046,643 299,225 6,345,868 2113-2114 745,026 3,788 748,814 Total $ 65,659,265 $ 53,961,338 $ 119,620,603 Principal and interest expected to maturity: Business -Type Activities Fiscal Year Principal Payments Interest Payments Total Payments 2023 $ 41,840 $ 2,770 $ 44,610 2024 42,454 2,156 44,610 2025 43,081 1,529 44,610 2026 43,719 891 44,610 2027 33,837 247 34,084 Total $ 204,931 $ 7,593 $ 212,524 B. Lessor The City is a lessor for leases of special purpose facilities, office and commercial space, and land. The City recognizes leases receivable and deferred inflows of resources in the financial statements. On July 1, 2021, Lodi, CA entered into a 117 month lease as Lessor for the use of Adopt -A -Child. An initial lease receivable was recorded in the amount of $127,928. As of June 30, the value of the lease receivable is $115,408. The 80 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 10 — Implementation of New GASB Pronouncements (Continued) B. Lessor (Continued) lessee is required to make monthly fixed payments of $1,140. The lease has an interest rate of 1.0400%. The value of the deferred inflow of resources as of June 30 was $114,904, and Lodi, CA recognized lease revenue of $13,024 during the fiscal year. On July 1, 2021, Lodi, CA entered into a 37 month lease as Lessor for the use of Ascend Fitness. An initial lease receivable was recorded in the amount of $63,665. As of June 30, the value of the lease receivable is $47,344. The lessee is required to make monthly fixed payments of $1,825. The lease has an interest rate of 0.1980%. The value of the deferred inflow of resources as of June 30 was $43,525, and Lodi, CA recognized lease revenue of $20,140 during the fiscal year. On July 1, 2021, Lodi, CA entered into a 67 month lease as Lessor for the use of World of Wonders Science Museum. An initial lease receivable was recorded in the amount of $68,631. As of June 30, the value of the lease receivable is $56,389. The lessee is required to make monthly variable principal and interest payments of $1,000 based on a CPI index of 3.00%. The lease has an interest rate of 0.1980%. The value of the deferred inflow of resources as of June 30 was $56,339, and Lodi, CA recognized lease revenue of $12,292 during the fiscal year. The lessee has 1 extension option(s), each for 36 months. On July 1, 2021, Lodi, CA entered into a 345 month lease as Lessor for the use of McCaw Communications - AT&T. An initial lease receivable was recorded in the amount of $416,090. As of June 30, the value of the lease receivable is $402,341. The lessee is required to make monthly variable principal and interest payments of $1,249 based on a CPI index of 2.16%. The lease has an interest rate of 0.4170%. The value of the deferred inflow of resources as of June 30 was $401,637, and Lodi, CA recognized lease revenue of $14,453 during the fiscal year. On July 1, 2021, Lodi, CA entered into a 264 month lease as Lessor for the use of NCPA. An initial lease receivable was recorded in the amount of $4,616,866. As of June 30, the value of the lease receivable is $4,432,549. The lessee is required to make monthly fixed payments of $20,310. The lease has an interest rate of 1.4330%. The value of the deferred inflow of resources as of June 30 was $4,407,326, and Lodi, CA recognized lease revenue of $209,540 during the fiscal year. On July 1, 2021, Lodi, CA entered into a 1098 month lease as Lessor for the use of NCPA Ground Lease. An initial lease receivable was recorded in the amount of $61,336,378. As of June 30, the value of the lease receivable is $60,097,664. The lessee is required to make annual fixed payments of $20,310. The lessee is required to make annual variable principal and interest payments of $1,188,686.16 based on a CPI index of 2.50%. The lease has an interest rate of 1.5550%. The value of the deferred inflow of resources as of June 30 was $60,666,604, and Lodi, CA recognized lease revenue of $669,774 during the fiscal year. The lessee has 1 extension option(s), each for 600 months. On July 1, 2021, Lodi, CA entered into a 36 month lease as Lessor for the use of Verizon. An initial lease receivable was recorded in the amount of $146,156 As of June 30, the value of the lease receivable is $97,553. The lessee is required to make monthly variable principal and interest payments of $3,932 based on a Prime Rate of 3.67%. The lease has an interest rate of 0.2850%. The value of the deferred inflow of resources as of June 30 was $97,438, and Lodi, CA recognized lease revenue of $48,719 during the fiscal year. On May 1, 2022, Lodi, CA entered into a 60 month lease as Lessor for the use of THE VILLAGE. An initial lease receivable was recorded in the amount of $153,458. As of June 30, the value of the lease receivable is $148,543. The lessee is required to make monthly fixed payments of $2,688. The lease has an interest rate of 1.9770%. The value of the deferred inflow of resources as of June 30 was $148,343, and Lodi, CA recognized lease revenue of $5,115 during the fiscal year. 81 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 10 - Implementation of New GASB Pronouncements (Continued) B. Lessor (Continued) On May 29, 2022, Lodi, entered into a 180 month lease as Lessor for the use of Judicial Council of California. An initial lease receivable was recorded in the amount of $2,890,306. As of June 30, the value of the lease receivable is $2,890,306. The lessee is required to make monthly variable principal and interest payments of $19,747. The lease has an interest rate of 2.3060%. The value of the deferred inflow of resources as of June 30 was $2,873,178, and Lodi, CA recognized lease revenue of $17,128 during the fiscal year. The lessee has 1 extension option(s), each for 120 months. Principal and interest requirements to maturity: Governmental Activities Fiscal Year Principal Payments Interest Payments Total Payments 2023 $ 11,201 $ 49 $ 11,250 2024 $ 11,233 17 11,250 Total $ 22,434 $ 66 $ 22,500 Amount of lease assets by major classes of underlying asset: As of Fiscal Year-end Asset Class Lease Asset Value Accumulated Amortization Net Equipment $ 134,429 $ 44,644 $ 89,785 Land 45,526 687 44,839 Total Leases $ 179,955 $ 45,331 $ 134,624 82 Business -Type Activities Fiscal Year Principal Payments Interest Payments Total Payments 2023 $ 34,059 $ 691 $ 34,750 2024 34,161 590 34,751 2025 468 532 1,000 2026 474 526 1,000 2027 480 520 1,000 2028-2032 2,486 2,514 5,000 2033-2037 2,641 2,359 5,000 2038-2042 2,805 2,195 5,000 2043-2047 2,979 2,021 5,000 2048-2052 3,164 1,836 5,000 2053-2057 3,360 1,640 5,000 2058-2062 3,569 1,431 5,000 2063-2067 3,791 1,209 5,000 2068-2072 4,026 974 5,000 2073-2077 4,276 724 5,000 2078-2082 4,541 459 5,000 2083-2087 4,823 177 5,000 Total $ 112,103 $ 20,398 $ 132,501 Amount of lease assets by major classes of underlying asset: As of Fiscal Year-end Asset Class Lease Asset Value Accumulated Amortization Net Equipment $ 134,429 $ 44,644 $ 89,785 Land 45,526 687 44,839 Total Leases $ 179,955 $ 45,331 $ 134,624 82 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 10 - Implementation of New GASB Pronouncements (Continued) C. Activity Governmental Activities: The following is a summary of lease transactions of the City for the year ended June 30, 2022: Lessor Lease receivable Governmental activities: Buildings: Adopt -A -Child Ascend Fitness Judicial Council of California Land: McCaw Communications - AT&T NCPA NCPA Ground Lease T -Mobile Verizon Business -type activities: Buildings: World of Wonders Science Museum The Village Total lease receivable Balance as of Balance as of July 1, 2021 Additions Reductions June 30, 2022 $ 127,928 $ $ (12,521) $ 115,407 63,665 (16,320) 47,345 - 2,890,306 2,890,306 416,090 - (13,749) 402,341 401,235 (20,310) 380,925 62,042,868 (388,283) 61,654,585 104,538 (33,735) 70,803 146,156 (48,603) 97,553 68,631 - (12,242) 56,389 - 153,458 (4,916) 148,542 $ 63,371,111 $ 3,043,764 $ (550,679) $ 65,864,196 Lessor Balance as of Balance as of Deferred inflow of resources July 1, 2021 Additions Reductions June 30, 2022 Business -type activities: Buildings: World of Wonders Science Museum $ 68,631 $ - $ (12,292) $ 56,339 The Village - 153,458 (5,115) 148,343 Governmental activities: Buildings: Adopt -A -Child 127,928 - (13,024) 114,904 Ascend Fitness 63,665 - (20,140) 43,525 Judicial Council of California - 2,890,306 (17,128) 2,873,178 Land: McCaw Communications - AT&T 416,090 - (14,453) 401,637 NCPA 401,235 (18,210) 383,025 NCPA Ground Lease 62,042,868 (677,489) 61,365,379 T -Mobile 104,538 (34,944) 69,594 Verizon 146,156 - (48,719) 97,437 Total deferred inflow of resources $ 63,371,111 $ 3,043,764 $ (861,514) $ 65,553,361 Note 11- Claims and Benefits The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured as discussed in the following paragraphs for which liabilities are recorded in the Internal Service Fund -Insurance Fund. 83 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 11— Claims and Benefits (Continued) The City is self-insured for general liability up to the first $500,000 per occurrence with claims from $500,000 to $40,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. The City has not had any settlements that exceeded its general liability insurance coverage (See Note 13). The City is self-insured for workers' compensation up to the first $250,000 per claim. Any claims of $250,000 up to California statutory limits are covered under a purchased policy through the membership with the Local Agency Workers' Compensation Excess Joint Powers Authority with coverage up to $300,000,000 in the current year. The City has not had any settlements that exceeded its workers' compensation insurance coverage (See Note 13). The City is fully self-insured for dental and unemployment for its employees. General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $10,870,196 at June 30, 2022, for all self-insured claims in the Internal Service Fund -Insurance Funds that includes an amount for incurred but not reported claims. The liability amount is based on the requirements of GASB Statement No. 62, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. Changes in the self-insurance liability for the years ended June 30, 2022, 2021, and 2020 are as follows: FY21-22 FY20-21 FY19-20 Beginning Balance $ 9,482,536 $ 8,665,085 $ 8,065,374 Current Year Claims & Changes In Estimates 3,186,469 3,528,844 1,979,746 Claim Payments (1,798,809) (2,711,393) (1,380,035) Ending Balance $ 10,870,196 $ 9,482,536 $ 8,665,085 Note 12 — Participation in Joint Ventures A. Northern California Power Agency The City, along with fifteen other public agencies, is a member of the Northern California Power Agency (NCPA) that was formed in 1968 as a joint powers agency. Its membership consists of twelve cities with publicly owned electric utility distribution systems, one port authority, a transit authority, one public utility district and on associate member. NCPA is generally empowered to purchase, generate, transmit, distribute and sell electrical energy. Members participate in the projects of NCPA on an elective basis. A commission comprising of one representative from each member organization governs NCPA. The commission is responsible for the general management of the affairs, property, and business of NCPA. Under the direction of the General Manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA, its associated power corporations and its members. NCPA's project construction and development programs have been individually financed by project revenue bonds collateralized by NCPA's assignment of all payments, revenues and proceeds associated with its interest in each project. 84 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 12 — Participation in Joint Ventures (Continued) A. Northern California Power Agency (Continued) Each Project Participant has agreed to pay its proportionate share of debt service and other costs of the related project, notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project for any reason. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. Project Financing and Construction Increase in Non -defaulting Proiect Participant's Original Proiect Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non -defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non -defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. General Operating Reserve with NCPA Members of NCPA established a general operating reserve in 1992 for the purposes of providing a vehicle to fund reasonably foreseeable contingent liabilities. It was set up primarily to provide the following advantages: minimizes the number and dollar amount of reserve that might otherwise be funded separately in connection with NCPA's individually financed operating plants, projects and programs; and provides each member with flexibility and unilateral control over the determination of what they will fund, how they will fund it and what expenditures from the reserve will be made on their individual behalf. It provides funding for contingent liabilities that are not budgeted but that may require significant future expenditures. The reserve is segregated by participant and is refundable on demand by the participant. As of June 30, 2022, the City's advance receivable in the NCPA General Operating Reserve, which has been credited with annual interest earnings and settlements, is $10,922,475. Project Participation The NCPA members and their percentage share at June 30, 2022, which is the most recent available data, are as follows: 85 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 12 - Participation in Joint Ventures (Continued) A. Northern California Power Agency (Continued) NCPA MEMBERS Alameda Bay Area Rapid Transit Biggs Gridley Healdsburg Lodi Lompoc Palo Alto Plumas-Sierra Rural Electric Coop Roseville Santa Clara Ukiah OTHER PARTICIPANTS Azusa California Department of Water Resources Modesto Irrigation District Power & Water Resources Pooling Agency Turlock Irrigation District Bulk power purchased by the City through NCPA amounted to $48,380,956 during the year ended June 30, 2022 and is reflected in utilities expense in the Electric Enterprise Fund. NCPA Geothermal Proiect In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). With combined 165 MW turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tap line; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes well pads, access roads, steam wells and re-injection wells. Under a power purchase agreement with NCPA, the City is obligated to pay 10.28% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $10.8 million at June 30, 2022. Calaveras Hydroelectric Proiect NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirements for the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement, the City is obligated to pay 10.37% of the operating costs and approximately 10.56% of the debt service. At June 30, 2022, approximately $228.4 million in long-term debt used to finance this project was outstanding. 86 Hydro Combustion Multiple Lodi Geothermal Electric Turbine Capital Transmission Energy Project Project Project #1 Facilities Project Center 16.88% 10.00% 21.82% 19.00% 30.36% 0.00% - - - - - 6.60 0.23 0.20 0.41 0.27 0.34 - 0.35 0.60 1.96 3.67 1.66 5.83 - 6.61 1.64 10.28 10.37 13.39 39.50 18.49 9.50 3.68 2.30 5.83 5.00 6.62 2.04 - 22.92 - - - 0.70 1.69 1.82 - 1.26 0.79 7.88 12.00 - 36.50 14.18 - 44.39 37.02 41.67 - - 25.75 5.61 2.04 9.09 10.10 1.79 - - - 2.79 33.50 10.71 - 2.67 6.33 11.38 - Bulk power purchased by the City through NCPA amounted to $48,380,956 during the year ended June 30, 2022 and is reflected in utilities expense in the Electric Enterprise Fund. NCPA Geothermal Proiect In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). With combined 165 MW turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tap line; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes well pads, access roads, steam wells and re-injection wells. Under a power purchase agreement with NCPA, the City is obligated to pay 10.28% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $10.8 million at June 30, 2022. Calaveras Hydroelectric Proiect NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirements for the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement, the City is obligated to pay 10.37% of the operating costs and approximately 10.56% of the debt service. At June 30, 2022, approximately $228.4 million in long-term debt used to finance this project was outstanding. 86 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 12 — Participation in Joint Ventures (Continued) A. Northern California Power Agency (Continued) NCPA Combustion Turbine Proiect #1 The original project consisted of five combustion turbine units; each nominally rated at 25 MW. Concurrent with the final project bond maturity, two units located in Roseville were acquired by an NCPA member. The remaining project consists of two units in Alameda and one in Lodi. The project provides capacity during peak load periods and emergency capacity reserves. Excess capacity and energy from the project are also sold to other entities from time to time. Under the NCPA power agreement, the City is obligated to pay 13.39% of the debt service and operating costs. At June 30, 2022, there was no outstanding long-term debt related to this project. Capital Facilities Proiect The Project consists of one 49.9 MW natural gas-fired steam injected combustion turbine generator unit located in Lodi, California. Wastewater is reclaimed from the City of Lodi's White Slough water pollution control facility, processed to eliminate contaminants, and used in the turbine to produce steam for power enhancement and emissions control. Under a power purchase agreement with NCPA, the City is obligated to pay 39.5% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $14.7 million at June 30, 2022. Transmission Proiect The project was undertaken to meet certain obligations of NCPA under the NCPA/PG&E Interconnection Agreement. The project includes co -tenancy interest in PG&E's 230 kV Castle Rock to Lakeville Substation Transmission Line in Sonoma County, additional firm transmission rights in that transmission line and a central dispatch facility. The City is obligated to pay 18.49% of the operating and debt service costs. At June 30, 2022 there was no outstanding long- term debt related to this project. Lodi Energy Center The Lodi Energy Center project is a 304 MW natural gas-fired, combined -cycle power generation plant located in Lodi on City property. Pursuant to a power sales agreement, NCPA owns and operates the project, selling the capacity and energy to various project participants, including both members and non-members of NCPA. This project is located next to the Capital Facilities Projects listed above. The City is obligated to pay 17.03% of the debt service and 9.5% of operating costs. At June 30, 2022, approximately $293.6 million in long-term debt was outstanding. Audited Statements The following are the most recent available audited condensed financial statements of NCPA: At June 30, 2022, NCPA's total net outstanding long-term debt was $547,666,000 at an average interest rate of 5%. The current portion of long-term debt at June 30, 2022, was $44,314,000. Complete financial information for NCPA may be obtained at the following administration office: Northern California Power Agency 651 Commerce Drive Roseville, CA 95678-6411 87 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 12 — Participation in Joint Ventures (Continued) A. Northern California Power Agency (Continued) Condensed Statement of Net Position Condensed Statement of Revenues, Expenses June 30, 2022 and Changes in Net Position (in thousands) Year ended June 30, 2022 Assets and Deferred Outflows of Resources (in thousands) Current assets $ 177,909 Sales for resale $ 879,672 Restricted assets 140,337 Operating expenses (842,096) Electric plant, net 518,691 Other expenses (35,049) Other assets 197,060 Future recoverable costs (12,122) Total assets 1,033,997 Net revenues before refunds (9,595) Deferred outflows of resources 77,321 Refunds to participants (1,336) Total assets and deferred outflows of resources $ 1,111,318 Increase in net position (10,931) Liabilities, Deferred Inflows of Resources and Net Position Net position, beginning of year 27,628 Long-term debt, net $ 503,352 Net position, end of year $ 16,697 Current liabilities 137,039 Non-current liabilities 340,297 Combined Statement of Cash Flows Deferred inflows of resources 113,933 Year ended June 30, 2022 Net position (in thousands) Net investment in capital assets (18,234) Net cash from operating activities $ 36,358 Restricted 43,734 Net from investing activities 13,008 Unrestricted (8,803) Net cash from capital and related Total liabilities, deferred inflows financing activities (87,002) of resources and net position $ 1,111,318 Net cash from noncapital and related financing activities 9,272 Increase in cash and cash equivalents (28,364) Cash and cash equivalents, beginning ofyear 137,236 Cash and cash equivalents end of year $ 108,872 B. Transmission Agency of Northern California The City of Lodi is a member of the Transmission Agency of Northern California (TANC), a California Joint Powers Agency formed in the early 1980's to build the California Oregon Transmission Project (COTP) — a transmission line connecting the Pacific Northwest with Central California. On April 2, 2014, the Lodi City Council approved a 25 -year layoff of the City's share of the COTP transfer capability, effective July 1, 2014, whereby the City and all of the TANC members who are in the CAISO Balancing Authority lay off their interests to certain other COTP participants. In exchange, these entities pay the City's allocated share of COTP costs. This layoff arrangement does not change Lodi's membership status in TANC and does not relieve the City of its obligations under the TANC Agreement in the event of any default in payment by an acquiring party. 88 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 12 — Participation in Joint Ventures (Continued) B. Transmission Agency of Northern California (Continued) TANC and certain TANC members have arranged for Pacific Gas & Electric (PG&E) to provide TANC and its members with 300 MW of firm bi-directional transmission capacity on its transmission system between its Midway Substation near Buttonwillow, CA and its Tesla Substation near Tracy, CA, near the southern terminus of the COTP under an agreement known as the South of Tesla (SOT) Principles. The City has utilized its full allocation of Tesla -Midway Transmission Service for power transactions in the past. The City is responsible for 2.07% of TANC's SOT debt service which as of June 30, 2022 had an outstanding balance of approximately $2.5 million. Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 35 Iron Point Circle, Suite 225 Folsom, CA 95630 Note 13 — Membership in Insurance Pools A. California Joint Powers Risk Management Authority The City is a member, along with sixteen other individual cities and four joint powers authorities, of California Joint Powers Risk Management Authority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses. CJPRMA has a twenty-one member Board of Directors, including a director from the City of Lodi. The Board members elect officers of CJPRMA every two years. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined through an actuarial analysis of loss history during the ten-year period preceding the three years prior to the end of the current program year. The City periodically pays premiums to the CJPRMA. These premiums are recorded as expenses in the year paid, as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 2022, premiums of $668,405 were paid to CJPRMA for the liability program. The participants at June 30, 2022, are as follows: Alameda, Chico, Fairfield, Fremont, Livermore, Lodi, Livermore Pleasanton Fire Department, Northern California Cities Self Insurance Fund, Petaluma, Redding, Richmond, Roseville, San Leandro, San Rafael, Santa Rosa, Small Cities Organized Risk Effort, Stockton, Sunnyvale, Vacaville, and Yolo County Public Agencies Risk Management Insurance Authority. Complete financial information for CJPRMA may be obtained at the following administration office: California Joint Powers Risk Management Authority 3252 Constitution Dr. Livermore, CA 94551 89 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 13 — Membership in Insurance Pools (Continued) B. Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with thirty-three other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. LAWCX offers $150,000, $250,000, $350,000, $500,000 and $1 million self-insured retentions (SIR) or a member can attach directly to the purchased excess insurance. LAWCX covers the layer above the member SIR up to $5 million. The City's self-insured retention is $250,000. LAWCX participates in the California State Association of Counties Excess Insurance Authority (CSAC-EIA) to obtain coverage up to statutory limits. The City paid $663,761 in premiums to LAWCX during the year ended June 30, 2022. The participants at June 30, 2022, are as follows: City of Alameda, Association of Bay Area Governments Shared Risk Pool (ABAG SHARP), Bay Cities Joint Powers Insurance Authority (BCJPIA), City of Benicia, Central Contra Costa County Transit Agency (CCCTA), California Housing Workers' Compensation Authority (CHWCA), Central San Joaquin Valley Risk Management Authority (CSJVRMA), City of Clovis, City of Coronado, City of Encinitas, Fire Agencies Self Insurance System (FASIS), City of Gilroy, City of Livermore, City of Lodi, Town of Los Gatos, City of Merced, City of Morgan Hill, City of Newark, City of Placentia, City of Pleasanton, City of Roseville, Public Entity Risk Management Authority (PERMA), City of San Leandro, City of Santa Maria, City of Santee, Small Cities Organized Risk Effort (SCORE), City of South Lake Tahoe, City of Suisun City, City of Vacaville, Vector Control Joint Powers Agency (VCJPA) and City of Vista. Complete financial information for LAWCX may be obtained at the following administration office: Local Agency Workers' Compensation Excess Joint Powers Authority 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 C. California Transit Insurance Pool The City, along with thirty-three other public agencies is a member of the California Transit Insurance Pool (Cal TIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public officials errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program I applies to members who choose to utilize Cal Tip's claims administrator services. Program II applies to members with self-insured retentions who choose to provide their own claims administrator services. Cal TIP purchases excess insurance over its $1,000,000 retention up to $20 million per occurrence. Each member is provided with $4 million in excess of the pooled retention for a total of $5 million in coverage and has the option to choose one or both of two additional layers for the full $20 million. Cal TIP also provides physical damage coverage to its members. This coverage program is optional for all members and offers damage or loss protection for transit, staff and maintenance vehicles to transit operators. Cal TIP self - insures up to $100,000, under which members have the option of five levels of deductible ranging from $500 to $10,000 per vehicle. Claims are administered by the Cal Tip's adjuster. 90 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 13 — Membership in Insurance Pools (Continued) C. California Transit Insurance Pool (Continued) The City paid $101,590 in premiums to Cal TIP during the year ended June 30, 2022. There have been no reductions in insurance coverage from the prior year and there were no insurance settlements in excess of insurance coverage in any of the last three years. Self -Insured Limit Physical Program Retention (in millions) Damage City of Lodi Transit System I Prefunded 20 Yes Complete financial information for Cal Tip may be obtained at the following administration office: California Transit Insurance Pool 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 Note 14 — Deficit in Net Position A. Deficit in Net Position The City has a deficit net position in its governmental activities in the amount of ($56,728,304) which is primarily attributable to the net pension and OPEB obligations outstanding as of June 30, 2022. A deficit in net position in the amount of ($667,858) in the ISF Fleet Services Fund at June 30, 2022, is attributed to the increase in personnel expenses. The City will evaluate the rates charged to departments to eliminate the deficit during the budget process. B. Expenditures in Excess Of Appropriations Expenditures In Excess Of Appropriations For the year ended June 30, 2022, expenditures exceeded appropriations in the following programs/functions/fund (legal level of budgetary control) of the respective funds: The General Fund expenditures for the Financial Services division were higher than anticipated for this department due to additional expenditures relating to salaries and benefits. Expenditures for debt service were higher than anticipated due to expenditures relating to the implementation of GASB 87 leases. The General Fund, however, did not have excess expenditures over appropriations at the fund level. Funds General Fund: Financial Services Debt service Excess Expenditures Appropriations Expenditures over Appropriations 1,129,110 $ 1,138,329 $ (9,219) - 11,250 (11,250) 91 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 15 — Pollution Remediation Obligation The City relies on groundwater for its drinking water and in the late 1980's, Perch loroethylene (PCE) and Trichloroethylene (TCE) pollution was discovered in several municipal water supply wells. Investigations conducted by the California Regional Water Quality Control Board (RWQCB) in the early 1990's under the Well Investigation program revealed numerous areas where TCE was discharged, or where PCE from dry cleaning operations was discharged to the sewer system. In 1997, the Department of Toxic Substances Control (DTSC) and the City entered into a cooperative agreement whereby the City assumed a lead role in the cleanup and agreed to pursue legal action against potentially responsible parties (PRPs). The City's estimate of the pollution remediation obligation was $70 million. The City has settled with all the involved parties. The City received a draft cleanup and abatement order to investigate the discharges of waste, clean up the waste and abate the effects of the discharges of waste in conformance with the State Water Resources Control Board's (SWRCB) Resolution No. 92-49 Policies and Procedures for Investigation and Cleanup and Abatement of Discharges Under the Water Code Section 13304 and with the RWQCB's Water Quality Control Plan for the Sacramento River and San Joaquin River. The City then engaged the services of Treadwell and Rollo to advise the City on courses of action in the preparation of feasibility studies, remedial design, and remedial action plan to comply with the technical and reporting requirements of the SWRCB. The City's estimated total pollution remediation obligation as of June 30, 2022, is $15,039,357. This amount is an estimate and subject to changes resulting from price increases or reductions, technology, or changes in applicable laws or regulations. Note 16—Commitments and Contingencies A. Litigation and claims The City from time to time is a party to various claims, legal actions, and complaints arising in the ordinary course of business. In the opinion of the City's administration, the various claims, legal actions, and complaints resulting from such litigation not covered by the City's self-insurance program (see Note 13) would not materially affect the financial position of the City. B. Water Purchase Agreement with Woodbridge Irrigation District The City obtains its municipal water supply from wells located within the City, extracting water from the underground aquifer, which is replenished in part by flows of the Mokelumne River. To avoid being wholly dependent upon wells and the possible impacts of eventual overdraft of the groundwater supply, the City made a commitment in 2003 to purchase surface water supply from Woodbridge Irrigation District for an initial term of 40 years. The agreement provides for the purchase of 6,000 acre feet per year and the City pays the District $1.2 million annually. The initial term of the agreement was for 40 years. In January 2008, the District and the City of Lodi amended the 2003 water sale contract to, among other matters, extend that agreement for four years to October 2047. C. Arbitrage Earnings Rebate Liability Arbitrage earnings are defined as income earned on the unexpended tax-exempt certificate proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the certificates. Currently, arbitrage earnings must be rebated to the United States Treasury every five years. There is no cumulative arbitrage liability as of June 30, 2022, for any of the City's outstanding Certificates of Participation and Revenue Bonds. 92 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 16 —Commitments and Contingencies (Continued) D. Construction and Other Significant Commitments Commitments are existing arrangements to enter into future transactions or events, such construction contracts for ongoing projects and long-term contractual obligations with suppliers for future purchases at specified prices and sometimes specified quantities. Significant commitments as of June 30, 2022 are as follows: Governmental Activities: Business -type Activities: General Fund $ 650,154 Electric Fund $ 1,836,642 Other governmental funds 5,256,623 Wastewater Fund 1,197,646 Water Fund 804,104 Transit Fund 30,205 Total governmental activities $ 5,906,777 Total business -type activities $ 3,868,597 E. Power Supply Costs On August 18, 2021, the Lodi City Council took action to approve the use of $2 million in General Operating Reserves (GOR) to reduce the August 2021 and September 2021 Energy Cost Adjustment (ECA) charge applied to Lodi Electric Utility (LEU) customer energy bills. The ECA, approved by the Lodi City Council in 2007, is a monthly charge or credit applied to customer utility bills based on corresponding increases or decreases in power supply costs. The ECA is a cost recovery mechanism which mitigates the need to consider more frequent changes to base electric rates. Without the ECA, electric rates would need to be adjusted on a more frequent basis to ensure sufficient reserves are available to address unforeseen cost increases. During the summer of 2021, LEU experienced an increase in market power purchases due to worsening drought conditions and limited resources. Recognizing the impact of higher than average ECA amounts on customers and their utility bills over summer months when usage is at its highest, the Lodi City Council approved the use of Lodi's GOR funds held at Northern California Power Agency to reduce the August 2021 and September 2021 ECA. Lodi's GOR provides funding for, among other things, business related areas of risk such as market power volatility and the cost of replacement power during dry year conditions for which costs cannot reasonably be forecasted and budgeted. Sufficient funding was available in Lodi's GOR which had a balance of $10,922,475 at June 30, 2022. Note 17 — Reclassification of Fund Balance Net Position Net Position July 1, 2021 Reclassification Adjustment July 1, 2021, as restated Internal Service Fund (28,926,492) 29,257,928 $ 331,436 Internal Services Fund - Benefits OPEB Liability The OPEB liability was recorded in the Benefits Internal Services Fund. It was also presented in the government wide financial statement. The prior period restatement is to restate the Benefits Internal Services Fund and remove the OPEB liability from this fund. 93 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2022 Note 18 — Subsequent Events American Rescue Plan Act (ARPA) In March 2021, Congress passed the American Rescue Plan Act (ARPA). ARPA is intended to provide direct relief to the American people, rescue the American economy, and work to end the COVID-19 pandemic. Under ARPA more than $360 billion in emergency funding for state, local, territorial, and Tribal governments was distributed to ensure that they are in a position to keep front line public workers on the job and paid, while also effectively distributing the vaccine, scaling testing, reopening schools, and maintaining other vital services. The City was allocated $15.7 million dollars, with the first portion of $7.8 million received in July 2021. The City received the second portion of funding in July 2022. The City has worked on finalizing exactly how the complete funding package will be spent. The ARPA money is being allocated to an Access center to address the homelessness, a citywide broadband project, small business loans and providing utility relief, in addition to other projects. Initially, Council approved a portion of the funding to be spent on, utility relief, vaccine incentives and community grants to local businesses. Additional funding will be spent on the Access Center, Citywide Broadband project, Loel Senior Center restroom and accessibility expansion project and the remaining funding will go towards revenue loss. Labor Agreements On June 30, 2022, the employment contract, Memorandum of Understanding (MOU), between the City of Lodi and the Lodi Police Dispatch Association (LPDA) expired. The City is currently in negotiations with LPDA and has reached a successor MOU. The following employment contracts expire December 31, 2022, and the City is currently in negotiations with Lodi City Mid -Management, AFSCME, Lodi Professional Firefighters on a successor MOU. This will have an impact on the next fiscal year's budgets for the increase in salary and benefit costs. CAISO Unsecured Credit The Northern California Power Agency (NCPA) transacts in the California Independent System Operator (CAISO) markets and serves as the Scheduling Coordinator (SC) for Lodi Electric Utility. As such, Lodi through NCPA is required to post sufficient credit with the CAISO to secure its Estimated Aggregate Liability (EAL) required under CAISO's tariffs and protocols. As a member of NCPA (operating as a Joint Power Agency), Lodi is assigned $1 million of CAISO unsecured credit by default, which contributes towards Lodi's EAL collateral requirements. However, due to rising energy and transmission costs in Fiscal Year 2022, Lodi received notice from NCPA that Lodi was required to further supplement its collateral deposit with the CAISO (based on Lodi's increased EAL requirements). Lodi's options for satisfying the additional collateral requirements were 1) Lodi could submit a request to the CAISO for additional CAISO unsecured credit, and upon CAISO granting such additional unsecured credit to Lodi, all or a portion of that unsecured credit could then be assigned to NCPA, or 2) Lodi could provide cash or a letter or credit to be posted with the CAISO on behalf of NCPA. On June 27, 2022, Lodi submitted an application for Unsecured Credit to the CAISO requesting additional CAISO unsecured credit. On July 12, 2022, in response to Lodi's request the CAISO assigned approximately $9 million of additional unsecured credit to Lodi. Lodi in turn executed a Guaranty with the CAISO, for the benefit of NCPA, to assign $3 million of Lodi's unsecured credit on July 18, 2022 to NCPA to satisfy Lodi's current EAL credit requirements. 94 ir y (This page intentionally left blank.) CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS MISCELLANEOUS PLAN Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning Ill Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll Iii Plan Net Pension Liability as a Percentage of Covered Payroll 2020-21 2019-20 2018-19 2017-18 $ 3,122,428 $ 3,061,982 $ 2,951,947 $ 3,020,122 14,741,817 14,272, 357 13,863, 223 13,374,883 - - - 47,853 699,175 (261,709) 621,792 830,292 - - (950,894) (11,713,899) (11,281,823) (10,490,850) (9,814,728) 6,849,521 5,790,807 6,946,112 6,507,528 209,775,815 203,985,008 197,038,896 190,531,368 216,625,336 209,775,815 203,985,008 197,038,896 7,699,946 5,480,277 5,002,406 4,208,873 2,129,311 1,743,741 1,372,046 1,364,684 33,076,897 7,191,594 9,071,083 11,191,848 (11,713,899) (11,281,823) (10,490,850) (9,814,728) (206,493) (146,291) (202,321) (98,627) (391,520) 31,045,964 2,931,468 4,856,058 6,352,664 146,446,488 143,515,020 138,658,962 132,306, 298 177,492,452 146,446, 488 143, 515, 020 138, 658, 962 $ 39,132,884 $ 63,329,327 $ 60,469,988 $ 58,379,934 81.94% 69.81% 70.36% 70.37% $ 19,662,644 $ 19,355,131 $ 18,257,959 $ 18,995,671 199.02% 327.20% 331.20% 307.33% Notes to Schedule: I'l During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CAPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). IZl Includes ny beginning of year adjustment. (3) Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is presented only for period after GASB 68 implementation. Additional years will be added to this schedule until 10 years of data is presented. 97 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS MISCELLANEOUS PLAN (Continued) Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning IZI Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll lal Plan Net Pension Liability as a Percentage of Covered Payroll 2016-17 2015-16 2014-15 2013-14 $ 2,862,495 $ 2,464,894 $ 2,358,112 $ 2,478,901 12,923,048 12,565, 553 12,061, 399 11,705,179 (398,276) 542,177 (1,655,012) 10,541,016 - (2,903,507) (9,129,724) (8,641,550) (8,208,103) (7,729,680) 16,798,559 6,931,074 1,652,889 6,454,400 173,732,809 166,801, 735 165,148,846 158,694,446 190,531,368 173,732,809 166,801, 735 165,148,846 3,950,727 3,500,179 2,994,958 2,694,850 1,341,146 1,241,136 1,183,452 1,237,916 13,581,013 643,509 2,829,910 19,249,151 (9,129,724) (8,641,550) (8,208,103) (7,729,680) (181,224) (76,838) (145,538) 9,561,938 (3,333,564) (1,345,321) 15,452,237 122,744, 360 126,077,924 127,423, 245 111,971,008 132,306,298 122,744, 360 126,077,924 127,423, 245 $ 58,225,070 $ 50,988,449 $ 40,723,811 $ 37,725,601 69.44% 70.65% 75.59% 77.16% $ 17,970,339 $ 17,423,446 $ 16,572,579 $ 16,669,363 324.01% 292.64% 245.73% 226.32% Notes to Schedule: I'l During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CAPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). IZl Includes ny beginning of year adjustment. "' Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is presented only for period after GASB 68 implementation. Additional years will be added to this schedule until 10 years of data is presented. 98 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS SAFETY PLAN Measurement Period Total Pension Liability Service Cost Interest Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability- Beginning Total Pension Liability- Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense)1�1 Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning 121 Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability- Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll 131 Plan Net Pension Liability as a Percentage of Covered Payroll 2020-21 2019-20 2018-19 2017-18 $ 3,530,630 $ 3,251,866 $ 3,005,853 $ 3,385,583 14,951,257 14, 313, 890 13,882,332 13, 288, 494 2,342,238 (329,854) 1,853,213 (122,816) - - (681,450) (11,326,169) (10,940,141) (10,350,986) (9,712,985) 9,497,956 6,295,761 8,390,412 6,156,826 210,664,024 204,368,263 195,977,851 189,821,025 220,161,980 210,664,024 204,368,263 195,977,851 9,831,931 6,927,425 6,462,421 5,549,746 2,238,261 1,835,228 1,173, 690 1,079,094 29,108,868 6,175,068 7,740,905 9,544,033 (11,326,169) (10,940,141) (10,350,986) (9,712,985) (174,988) (126,704) (173,420) (83,983) (331,781) 29,726,187 3,824,160 4,942,047 5,953,119 126,838,141 123,013,981 118,071,934 112,118,815 156,564,328 126,838,141 123,013,981 118,071,934 $ 63,597,652 $ 83,825,883 $ 81,354,282 $ 77,905,917 71.11% 60.21% 60.19% 60.25% $ 13,061,895 $ 11,816,374 $ 10,779,847 $ 11,518,923 486.89% 709.40% 754.69% 676.33% Notes to Schedule: 111 During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CalPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). 121 Includes any beginning of year adjustment. 131 Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended lune 30, 2014-17. Information in this schedule is presented only for period after GASB 68 implementation. Additional years will be added to this schedule until 10 years of data is presented. 99 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS SAFETY PLAN (Continued) Measurement Period Total Pension Liability Service Cost Interest Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability- Beginning Total Pension Liability- Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning (2) Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability- Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll (3) Plan Net Pension Liability as a Percentage of Covered Payroll 2016-17 2015-16 2014-15 2013-14 $ 3,336,917 $ 2,890,607 $ 2,968,819 $ 3,048,048 12, 869,943 12, 357,788 11,827,918 11, 390,793 1,123,761 600,847 (932,918) - 10,945,791 - (2,939,033) (9,433,148) (8,730,081) (8,134,067) (7,448,361) 18,843,264 7,119,161 2,790,719 6,990,480 170, 977,761 163,858, 600 161,067,881 154,077,401 189, 821, 025 170, 977, 761 163, 858, 600 161, 067, 881 5,220,306 4,660,278 4,176,197 4,106,044 1,095,689 1,062, 984 1,007,876 1,058, 376 11,443,777 558,434 2,397,191 16,070,261 (9,433,148) (8,730,081) (8,134,067) (7,448,361) (153,469) (64,882) (119,971) 8,173,155 (2,513,267) (672,774) 13,786,320 103,945, 660 106,458,927 107,131, 701 93, 345,381 112,118,815 103,945, 660 106,458,927 107,131, 701 $ 77,702,210 $ 67,032,101 $ 57,399,673 $ 53,936,180 59.07% 60.79% 64.97% 66.51% $ 11,518,923 $ 11,106,615 $ 11,293,867 $ 11,194,123 674.56% 603.53% 508.24% 481.83% Notes to Schedule: Ill During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CalPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). Ill Includes any beginning of year adjustment. I31 Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is presented only for period after GASB 68 implementation. Additional years will be added to this schedule until 10 years of data is presented. 100 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS Miscellaneous Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions 1zl Contribution Deficiency (Excess) Covered Payroll 13,41 Contributions as a Percentage of Covered Payroll Safety Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions I21 Contribution Deficiency (Excess) Covered Payroll 13,41 Contributions as a Percentage of Covered Payroll 2021-22 Ill 2020-21111 2019-201�1 For details, see June 30, 2018 Funding Valuation Report. 2018-1911) $ 5,736,690 $ 5,323,688 $ 4,879,985 $ 4,907,206 (7,699,946) (9,611,114) (5,496,434) 7.00% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. (5,002,406) $ (1,963,256) $ (4,287,426) $ (616,449) $ (95,200) $ 19,662,644 $ 19,355,131 $ 18,257,959 $ 18,995,671 39.16% 49.66% 30.10% 25.83% $ 7,189,903 $ 6,739,342 $ 6,311,400 $ 6,195,073 (9,831,931) (7,955,910) (6,847,548) (6,462,421) $ (2,642,028) $ (1,216,568) $ (536,148) $ (267,348) $ 13,061,895 $ 11,816,374 $ 10,779,847 $ 11,886,327 75.27% 67.33% 63.52% 52.12% Notes to Schedule: 111 Historical information is presented only for measurement periods for which GASB 68 is implemented 121 Employers are assumed to make contributions equal to the actuarially determined contributions. However, some employers may choose to make additional contributions towards their unfunded liability. Employer contributions for such plans exceed the actuarially determined contributions. 131 Covered -Employee Payroll represented above is based on pensionable earnings provided by the employer. However, GASB 68 defines covered -employee payroll as the total payroll of employees that are provided pensions through the pension plan. Accordingly, if pensionable earnings aredifferent than total earnings for covered -employers, the employer should display in the disclosure footnotes the payroll based on total earnings for the covered group and recalculate the required payroll -related ratios. 141 Payroll from June 30, 2018-20 for miscellaneous was assumed to increase by 2.75 percent payroll growth assumption. 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Actuarial Cost Method Entry Age Normal Amortization Method/Period For details, see June 30, 2018 Funding Valuation Report. Asset Valuation Method Market value of assets. Inflation 2.5% Salary Increases Varies by Entry Age and Service Payroll Growth 2.75% Investment Rate of Return 7.00% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Retirement Age The probabilities of Retirement are based on the 2017 CAPERS Experience Study for the period from 1997 to 2015. Mortality The probabilities of mortality are based on the 2017 CAPERS Experience Study for the period from 1997 to 2015. Pre- retirement and Post-retirement mortality rates include 15 years of projected on-going mortality improvement using 90% of Scale MP -2016 published by the Society of Actuaries. Other information: For changes in previous years' information, refer to past GASB 68 reports. 101 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS (Continued) Miscellaneous Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions Contribution Deficiency (Excess) Covered Payroll 13'4I Contributions as a Percentage of Covered Payroll Safety Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions al Contribution Deficiency (Excess) Covered Payroll 13'4) Contributions as a Percentage of Covered Payroll 2017-18I'I 2016-17") 2015-16 Ill 2014-15 2013-14") 2013-14") $ 4,208,873 $ 3,880,495 $ 3,500,179 $ 2,994,958 $ 2,694,850 (4,208,873) (3,880,495) (3,500,179) (2,994,958) (2,694,850) $ 17,970,339 $ 17,802,886 $ 17,423,446 $ 16,572,579 $ 16,669,363 23.42% 21.80% 20.09% 18.07% 16.17% $ 5,549,746 $ 5,136,610 $ 4,660,278 $ 4,176,197 $ 4,106,044 (5,549,746) (5,136,610) (4,660,278) (4,176,197) (4,106,044) $ - $ - $ - $ - $ - $ 11,518,923 $ 11,477,432 $ 11,106,615 $ 11,293,867 $ 11,194,123 48.18% 44.75% 41.96% 36.98% 36.68% Notes to Schedule: (') Historical information is presented only for measurement periods for which GASB 68 is implemented 121 Employers are assumed to make contributions equal to the actuarially determined contributions. However, some employers may choose to make additional contributions towards their unfunded liability. Employer contributions for such plans exceed the actuarially determined contributions. iii Covered -Employee Payroll represented above is based on pensionable earnings provided by the employer. However, GASB 68 defines covered -employee payroll as the total payroll of employees that are provided pensions through the pension plan. Accordingly, if pensionable earnings aredifferent than total earnings for covered -employers, the employer should display in the disclosure footnotes the payroll based on total earnings for the covered group and recalculate the required payroll -related ratios. (4) Payroll from June 30, 2018-20 for miscellaneous was assumed to increase by 2.75 percent payroll growth assumption. 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014- 17. Actuarial Cost Method Entry Age Normal Amortization Method/Period For details, see June 30, 2018 Funding Valuation Report. Asset Valuation Method Market value of assets. Inflation 2.5% Salary Increases Varies by Entry Age and Service Payroll Growth 2.75% Investment Rate of Return 7.00% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Retirement Age The probabilities of Retirement are based on the 2017 CAPERS Experience Study for the period from 1997 to 2015. Mortality The probabilities of mortality are based on the 2017 CAPERS Experience Study for the period from 1997 to 2015. Pre -retirement and Post-retirement mortality rates include 15 years of projected on-going mortality improvement using 90% of Scale MP -2016 published by the Society of Actuaries. Other information: For changes in previous years' information, refer to past GASB 68 reports. 102 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS Last Ten Fiscal Years (1) For the Year Ended June 30, 2022 Measurement period, year ending: Total OPEB liability Service cost Interest Differences between expected and actual experience Changes of assumptions Benefit payments, including refunds of member contributions Net change in total OPEB liability Total OPEB liability - beginning Total OPEB liability - ending (a) OPEB fiduciary net position Contributions - employer Net investment income Benefit payments, including refunds of member contributions Administrative expense Net change in plan fiduciary net position Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Plan net OPEB liability - ending (a) - (b) Plan fiduciary net position as a percentage of the total OPEB liability Covered -employee payroll Plan net OPEB liability as a percentage of covered -employee payroll 6/30/2021 Ill 6/30/2020 Ill 6/30/2019 Ill 6/30/2018 Ill 6/30/2017 ill $ 745,536 $ 757,587 $ 1,092,362 $ 1,042,935 $ 1,139,099 932,315 875,524 1,269,594 1,240,787 1,073,783 (2,659,765) (28,866) (5,914,145) - - 614,806 (958,836) (1,584,690) (209,408) (2,518,711) (1,836,904) (1,772,822) (1,940,352) (1,862,969) (1,947,260) (2,204,012) (1,127,413) (7,077,231) 211,345 (2,253,089) $ 1,836,904 $ 2,470,847 $ 1,940,352 $ 1,862,969 $ 2,947,260 393,880 81,556 80,425 66,683 79,789 (1,836,904) (1,772,822) (1,940,352) (1,862,969) (1,947,260) 2,003,111 1,224,345 1,144,166 1,079,480 9.92% 7.60% 4.45% 3.31% 3.14% $ 36,431,628 $ 34,262,678 $ 32,883,009 $ 33,204,023 $ 35,314,645 59.73% 71.09% 79.87% 100.66% 94.23% Notes to Schedule: (1) Information in this schedule is presented only for periods after GASB 75 implementation. Additional years will be added to this schedule until 10 years of data is presented 103 Contributions in Relation to the Actuarially Determined Contribution Contribution Deficiency (Excess) Covered -employee payroll Contributions as a percentage of covered -employee payroll Actuarially determined contribution for fiscal year Valuation date: Actuarial cost method Asset valuation method Discount rate Inflation Payroll increases Mortality CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER OPEB CONTRIBUTIONS Last Ten Fiscal Years (1) For the Year Ended June 30, 2022 2022 2021 (1,826,983) (1,885,306) $ (1,826,983) $ (1,885,306) 36,431,628 34,262,678 June 30, 2022 June 30, 2021 Entry Age Normal Cost Method Straight line 5 year period 3.22% 2.25% Pub -2010 General and Safety above median income Employee and Retiree mortality tables projected with generational mortality improvement using 80% of scale MP -2020. Notes to Schedule: '1) Information in this schedule is presented only for period after GASB 75 implementation. Additional years will be added to this schedule until 10 years of data is presented The City does not currently calculate an ADC. 104 59.7% June 30, 2021 June 30, 2019 Entry Age Normal Cost Method Straight line 5 year period 3.56% 2.50% Based on assumptions for PERS, Police & Fire members June 30, 2016 CalPERS actuarial valuation 79.9% CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER OPEB CONTRIBUTIONS Last Ten Fiscal Years (1) For the Year Ended June 30, 2022 (Continued) 2020 2019 2018 2017 (2,046,385) (1,940,352) (1,862,949) (2,947,260) $ (2,046,385) $ (1,940,352) $ (1,862,949) $ (2,947,260) 32,883,009 33,204,023 34,286,063 34,286,063 79.9% June 30, 2020 June 30, 2019 Entry Age Normal Cost Method Straight line 5 year period 3.56% 2.50% Based on assumptions for PERS, Police & Fire members June 30, 2016 CalPERS actuarial valuation 100.7% June 30, 2019 June 30, 2017 Entry Age Normal Cost Method Straight line 5 year period 3.66% 2.75% Based on assumptions for PERS, Police & Fire members June 30, 2016 CalPERS actuarial valuation June 30, 2018 June 30, 2017 Entry Age Normal Cost Method Straight line 5 year period 3.60% 2.75% Based on assumptions for PERS, Police & Fire members June 30, 2016 CalPERS actuarial valuation 97.1% June 30, 2017 June 30, 2017 Entry Age Normal Cost Method Straight line 5 year period 3.60% 2.75% Based on assumptions for PERS, Police & Fire members June 30, 2016 CalPERS actuarial valuation Notes to Schedule: '1) Information in this schedule is presented only for period after GASB 75 implementation. Additional years will be added to this schedule until 10 years of data is presented The City does not currently calculate an ADC. 105 97.1% CITY OF LODI General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances- Budget and Actual For the Year Ended June 30, 2022 EXPENDITURES Budgeted Amounts Variance with Current: Original Final Actual Final Budget REVENUES 1,338,780 1,808,780 1,277,837 530,943 Taxes $ 32,652,850 $ 32,652,850 $ 34,483,025 $ 1,830,175 Sales and use tax 21,775,960 24,305,720 26,247,772 1,942,052 Licenses and permits 63,500 60,500 62,077 1,577 Intergovernmental revenues 1,326,050 18,290,123 9,172,086 (9,118,037) Charges for services 1,915,860 1,948,860 2,369,097 420,237 Fines, forfeits, and penalties 868,100 843,100 303,921 (539,179) Investment and rental income 1,785,050 1,785,050 (303,334) (2,088,384) Miscellaneous revenue 287,260 287,260 320,093 32,833 Total revenues 60,674,630 80,173,463 72,654,737 (7,518,726) EXPENDITURES Current: City Manager 1,338,780 1,808,780 1,277,837 530,943 City Clerk 704,500 704,500 667,702 36,798 City Attorney 706,690 706,690 591,419 115,271 Internal Services Admin 253,220 255,720 253,360 2,360 Human Resources 748,410 748,410 704,692 43,718 Information Systems 1,816,720 1,933,222 1,680,672 252,550 Financial Services 1,129,110 1,129,110 1,138,329 (9,219) Revenue Services 1,426,800 2,926,100 1,359,322 1,566,778 Budget and Treasury 425,080 425,080 406,556 18,524 Non Departmental 3,702,250 12,849,449 5,117,408 7,732,041 Total general government 12,251,560 23,487,061 13,197,297 10,289,764 Public protection: Police 27,157,950 28,058,038 25,409,787 2,648,251 Fire 16,392,350 16,810,274 15,644,344 1,165,930 Total public protection 43,550,300 44,868,312 41,054,131 3,814,181 Public works 3,175,320 3,204,200 3,034,047 170,153 Library 1,613,230 1,618,230 1,214,407 403,823 Community Development - 539,741 393,290 146,451 Debt service Interest - - 76 (76) Principal retirement - - 11,174 (11,174) Total debt service - - 11,250 (11,250) Total expenditures 60,590,410 73,717,544 58,904,422 14,813,122 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 84,220 6,455,919 13,750,315 7,294,396 OTHER FINANCING SOURCES (USES) Transfers in 3,494,790 3,494,790 3,494,790 - Transfers out (19,004,760) (19,004,760) (19,004,760) Lease liability issued - - 33,607 Gain on sale of property 1,000 1,000 - (1,000) Total other financing sources (uses) (15,508,970) (15,508,970) (15,476,363) (1,000) Net changes in fund balance (15,424,750) (9,053,051) (1,726,048) $ 7,293,396 FUND BALANCES, BEGINNING OF YEAR 40,690,098 40,690,098 40,690,098 FUND BALANCES, END OF YEAR $ 25,265,348 $ 31,637,047 38,964,050 Basis adjustment: Cummulative pension set aside (15,198,535) Fund balance (budgetary basis) $ 23,765,515 See accompanying notes to the required supplementary information. 106 CITY OF LODI Streets Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 REVENUES Intergovernmental revenues Charges for services Investment income Miscellaneous revenue Total revenues EXPENDITURES Current: Public works Capital outlay Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Proceeds from sale of property Total other financing sources (uses) Net change in fund balance FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Basis adjustment: Cummulative pension set aside Fund balance (budgetary basis) Original Amounts Final Actual Variance with Final Budget $ 5,586,680 $ 6,999,140 $ 6,417,449 $ (581,691) 1,168,610 1,168,610 1,463,094 294,484 146,660 146,660 (450,865) (597,525) 35,000 35,000 139,016 104,016 6,936,950 8,349,410 7,568,694 (780,716) 2,893,770 3,011,355 2,901,344 110,011 2,895,000 6,138,718 1,994,329 4,144,389 5,788,770 9,150,073 4,895,673 4,254,400 1,148,180 (800,663) 2,673,021 3,473,684 258,620 520,620 541,330 20,710 - - 1,461 1,461 258,620 520,620 542,791 22,171 1,406,800 (280,043) 3,215,812 $ 3,495,855 14,133,853 14,133,853 14,133,853 $ 15,540,653 $ 13,853,810 17,349,665 See accompanying notes to the required supplementary information. 107 (294,423) $ 17,055,242 CITY OF LODI Notes to the Required Supplementary Information June 30, 2022 Budgetary Data The City adopts an annual budget for the General Fund and special revenue funds. These budgets are prepared in accordance with generally accepted accounting principles with the exception of deposits into the pension stabilization account that the City budgeted for as expenditures in the General Fund; Streets; Parks, Recreation, and Community Services; and Community Development funds. As part of the City's internal controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with the legal provisions embodied in the annual appropriated budget approved by the City Council. The budgetary comparison schedules present budget and actual data only of funds for which an annual budget was adopted. The budgets for capital projects are primarily "long-term" budgets that emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for debt service funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the combining and individual fund statements and schedules for capital projects and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds: Original Budget On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budget for the fiscal year commencing July 1. The budget includes proposed expenditures and the means of financing them. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Prior to July 1, the budget is legally enacted through passage of a resolution. Final Budget The final budgetary data presented in the required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds reflects the following changes to the original budget: Budgeted expenditures represent original appropriations adjusted by budget transfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenue fund expenditures, including transfers out, are approved by Council at the fund level. The City Manager may transfer appropriations from one activity to another within a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. Pension Set Aside The City has invested in the Public Agency Retirement Services (PARS) for the PARS Public Agency Post -Employment Benefit Trust. The trust is to be used only for the payment of such post -employment benefits for retirees. This amount is restricted in the applicable funds for this purpose. 108 too Aiw too (This page intentionally left blank.) IM 111111te] 0 Nonmajor Governmental Funds include: r eSpecial Revenue Funds account for the proceeds of specific revenue sources that are restricted or ' I committed by law or administrative action to expenditures for specified purposes, other than those for major capital projects; Debt Service Fund account for the accumulation of resources for the repayment of principal and interest on general long-term debt; Capital Projects Funds account for the financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by proprietary funds. 111 (This page intentionally left blank.) "m ASSETS Cash and investments Restricted cash and investments Accounts receivable, net Interest receivables Lease receivables Prepaid Due to other funds Home loan receivable Due from other governmental agencies Inventory Total assets LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue Leases Total deferred inflows of resources FUND BALANCES Nonspendable Inventory Prepaid Restricted Road -related projects Public safety Home and CDBG program Community development Capital projects Pension Speical assessments Committed Parks, recreation and community services Assigned Capital projects Total fund balances Total liabilities and fund balances CITY OF LODI Combining Balance Sheet Nonmajor Governmental Funds Summary by Fund Type June 30, 2022 Special revenue funds Capital projects funds $ 7,641,172 $ 22,848,519 855,032 15,013,351 123,366 400 7,129 14,051 47,344 - 2,015 855,032 1,978,118 343,124 35,572 2,198,981 4,500 - $ 12,893,229 $ 37,876,321 $ 564,185 $ 492,270 63,639 - 1,978,118 43,520 2,649,462 492,270 35,572 43,525 79,097 1,170 1,170 Total Other Debt service funds Governmental Funds $ $ 30,489,691 15,868,383 123,766 21,180 47,344 2,015 1,978,118 35,572 2,198,981 4,500 $ $ 50,769,550 $ $ 1,056,455 63,639 1,978,118 43,520 3,141,732 36,742 43,525 80,267 4,500 4,500 2,015 2,015 111,620 111,620 336,052 336,052 10,338 10,338 8,092,813 - 8,092,813 - 27,139,208 27,139,208 855,032 - 855,032 343,124 343,124 409,176 409,176 - 10,243,673 10,243,673 10,164,670 37,382,881 47,547,551 $ 12,893,229 $ 37,876,321 $ $ 50,769,550 113 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds Summary by Fund Type For the Year Ended June 30, 2022 REVENUES Licenses and permits Developer impact fees Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Public protection Public works Community development Parks and recreation Capital outlay Debt service: Interest Principal retirement Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Bond procceeds Total other financing sources (uses) Net change in fund balances Fund balances - beginning Fund balances - ending Total Other Special revenue funds Capital projects funds Debt service funds Governmental Funds $ 2,487,420 $ - $ $ 2,487,420 - 2,592,177 2,592,177 4,850,500 - 4,850,500 3,379,467 3,379,467 239,460 (609,275) (369,815) 72,707 41,499 114,206 11,029,554 2,024,401 13,053,955 2,747,303 545,613 3,292,916 110,540 - 110,540 896,301 896,301 2,306,181 2,306,181 3,144,921 - 3,144,921 3,850,127 1,998,785 - 5,848,912 2,867 252 661,984 665,103 83,673 13,301, 750 1,020,000 14,405,423 13,141,913 15,846,400 1,681,984 30,670,297 (2,112,359) (13,821,999) (1,681,984) (17,616,342) 6,810,195 12,682,440 1,679,745 21,172,380 (2,749,900) - - (2,749,900) - 28,884,344 28,884,344 4,060,295 41,566,784 1,679,745 47,306,824 1,947,936 27,744,785 (2,239) 29,690,482 8,216,734 9,638,096 2,239 17,857,069 $ 10,164,670 $ 37,382,881 $ - $ 47,547,551 114 Parks, Recreation, and Community Services This fund was established to account for the revenues and expenditures related to the activities of the Hutchins Street Square and Performing Arts Theater and the wide -range of parks and recreation activities and programs offered to the public. Public Safety This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution monies along with State and Federal grants related to public safety operations. Community Development This fund was established to account for development planning and project review services including land use entitlements, permit processing and review/ inspection of public improvements to ensure orderly physical growth and development of the City. Transportation This fund was established to account for the receipt of monies from the State of California apportioned to the City for transportation purposes. The State has designated 1/4% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems; and Article 4 funds, which are restricted for public transit systems. Special Assessment Fund This was established to account for special assessments collected in the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman districts and the Downtown and Cherokee Lane districts. HOME Program and Community Development Block Grant This fund was established to account for the City's HOME Program that provides adequate and affordable housing for low and very low-income residents, and Community Development Block Grants provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. CITY OF LODI Combining Balance Sheet Nonmajor Special Revenue Funds June 30, 2022 116 Parks, Recreation & Community Community Services Public Safety Development ASSETS Cash and investments $ 731,374 $ 335,739 $ 6,194,500 Restricted cash and investments 541,977 - 313,055 Accounts receivables, net 43,421 - Due from other funds - 1,978,118 Prepaid 2,015 - - Interest receivables 1,284 513 5,091 Lease receivable 47,344 - - Home loan receivable - Due from other governmental agencies - Inventory 4,500 - - Total assets $ 1,371,915 $ 336,252 $ 8,490,764 LIABILITIES Accounts payable and other liabilities $ 278,973 $ - $ 69,686 Accrued salaries and wages 48,229 200 15,210 Due to other funds - - - Unearned revenue 43,520 - Total liabilities 370,722 200 84,896 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - - - Leases 43,525 Total deferred inflow of resources 43,525 - - Total liabilities and deferred inflows of resources 414,247 200 84,896 FUND BALANCES Nonspendable Inventory 4,500 Prepaid 2,015 Restricted Road -related projects - - Public safety 336,052 Home and CDBG program - - Community development - 8,092,813 Pension 541,977 313,055 Special assessments - - Committed Parks, recreation and community services 409,176 - - Total fund balances 957,668 336,052 8,405,868 Total liabilities, deferred inflows of resources and fund balances $ 1,371,915 $ 336,252 $ 8,490,764 116 CITY OF LODI Combining Balance Sheet (Continued) Nonmajor Special Revenue Funds June 30, 2022 117 HOME Program and Community Development Block Total Nonmajor Transportation Special Assessments Grants Special Revenue Funds ASSETS Cash and investments $ 36,619 $ 342,940 $ $ 7,641,172 Restricted cash and investments - - 855,032 Accounts receivables, net 79,945 123,366 Due from other funds - 1,978,118 Prepaid - 2,015 Interest receivables 184 57 7,129 Lease receivable - - 47,344 Home loan receivable 35,572 35,572 Due from other governmental agencies 2,198,981 2,198,981 Inventory - - - 4,500 Total assets $ 116,564 $ 343,124 $ 2,234,610 $ 12,893,229 LIABILITIES Accounts payable and other liabilities $ 4,944 $ - $ 210,582 $ 564,185 Accrued salaries and wages - - 63,639 Due to other funds 1,978,118 1,978,118 Unearned revenue - - 43,520 Total liabilities 4,944 2,188,700 2,649,462 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - 35,572 35,572 - 43,525 Total deferred inflow of resources 35,572 79,097 Total liabilities and deferred inflows of resources 4,944 2,224,272 2,728,559 FUND BALANCES Nonspendable Inventory 4,500 Prepaid - 2,015 Restricted Road -related projects 111,620 111,620 Public safety - - 336,052 Home and CDBG program 10,338 10,338 Community development - 8,092,813 Pension - 855,032 Special assessments 343,124 343,124 Committed Parks, recreation and community services - - - 409,176 Total fund balances 111,620 343,124 10,338 10,164,670 Total liabilities, deferred inflows of resources and fund balances $ 116,564 $ 343,124 $ 2,234,610 $ 12,893,229 117 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Special Revenue Funds For the Year Ended June 30, 2022 EXPENDITURES Current: General government Parks, Recreation & 50,690 Community Public protection Community Services Public Safety Development REVENUES - - Licenses and permits $ - $ - $ 2,487,420 Intergovernmental revenues 122,019 782,181 83,101 Charges for services 1,661,040 - 1,687,629 Investment and rental income 425,581 (16,082) (238,670) Miscellaneous revenue 39,782 - 32,925 Total revenues 2,248,422 766,099 4,052,405 EXPENDITURES Current: General government 2,651,019 50,690 Public protection - 110,540 Public works - - Community development - 2,306,181 Parks and recreation 3,144,921 - Capital outlay 1,431,613 - Debt service: Principal retirement - 83,673 Interest - 2,867 - Total expenditures 7,227,553 247,770 2,306,181 Excess (deficiency) of revenues over expenditures (4,979,131) 518,329 1,746,224 OTHER FINANCING SOURCES (USES) Transfers in 6,810,195 - - Transfers out (2,336,190) (347,440) (66,270) Total other financing sources (uses) 4,474,005 (347,440) (66,270) Net change in fund balances (505,126) 170,889 1,679,954 Fund balances - beginning 1,462,794 165,163 6,725,914 Fund balances - ending $ 957,668 $ 336,052 $ 8,405,868 118 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (Continued) Nonmajor Special Revenue Funds For the Year Ended June 30, 2022 119 HOME Program and Community Development Block Total Nonmajor Transportation Special Assessments Grants Special Revenue Funds REVENUES Licenses and permits $ - $ - $ - $ 2,487,420 Intergovernmental revenues 79,945 33,785 3,749,469 4,850,500 Charges for services - - 30,798 3,379,467 Investment and rental income (508) (7,975) 77,114 239,460 Miscellaneous revenue - - - 72,707 Total revenues 79,437 25,810 3,857,381 11,029,554 EXPENDITURES Current: General government - 45,594 - 2,747,303 Public protection - - 110,540 Public works 896,301 896,301 Community development - 2,306,181 Parks and recreation - - 3,144,921 Capital outlay 53,048 2,365,466 3,850,127 Debt service: Principal retirement - - 83,673 Interest - - - 2,867 Total expenditures 53,048 45,594 3,261,767 13,141,913 Excess (deficiency) of revenues over expenditures 26,389 (19,784) 595,614 (2,112,359) OTHER FINANCING SOURCES (USES) Transfers in - - 6,810,195 Transfers out (2,749,900) Total other financing sources (uses) - - 4,060,295 Net change in fund balances 26,389 (19,784) 595,614 1,947,936 Fund balances - beginning 85,231 362,908 (585,276) 8,216,734 Fund balances - ending $ 111,620 $ 343,124 $ 10,338 $ 10,164,670 119 CITY OF LODI Parks, Recreation & Community Services Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 REVENUES Charges for services Intergovernmental revenues Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Parks and recreation Capital Outlay Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net changes in fund balance FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Basis adjustment: Cummulative pension set aside Fund balance (budgetary basis) Budgeted Amounts Original Final Actual Variance with Final Budget 1,906,090 $ 1,913,590 $ 1,661,040 $ (252,550) 1,952,020 1,952,020 122,019 (1,830,001) 288,960 288,960 425,581 136,621 27,500 36,300 39,782 3,482 4,174,570 4,190,870 2,248,422 (1,942,448) 3,010,080 3,010,080 2,651,019 359,061 3,150,660 3,354,521 3,144,921 209,600 212,440 2,049,258 1,431,613 617,645 6,373,180 8,413,859 7,227,553 1,186,306 (2,198,610) (4,222,989) (4,979,131) (756,142) 4,228,830 6,810,195 6,810,195 (2,336,190) (2,336,190) (2,336,190) 1,892,640 4,474,005 4,474,005 (305,970) 251,016 (505,126) $ (756,142) 1,462, 794 1,462,794 1,462,794 $ 1,156,824 $ 1,713,810 957,668 120 (541,977) $ 415,691 CITY OF LODI Public Safety Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual For the Year Ended June 30, 2022 REVENUES Intergovernmental revenues Investment income Total revenues EXPENDITURES Current: General government Public protection Debt service: Principal retirement Interest expense Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING (USES) Transfers out Total other financing (uses) Budgeted Amounts (172,380) (584,276) Variance with Original Final Actual Final Budget FUND BALANCES, END OF YEAR $ (7,217) $ (419,113) $ $ 425,320 $ 652,840 $ 782,181 $ 129,341 4,690 4,690 (16,082) (20,772) 430,010 657,530 766,099 108,569 24,000 54,337 50,690 3,647 401,320 662,959 110,540 552,419 173,080 173,080 83,673 89,407 3,990 3,990 2,867 1,123 602,390 894,366 247,770 646,596 (172,380) (236,836) 518,329 (538,027) (347,440) (347,440) (347,440) (347,440) Net change in fund balances (172,380) (584,276) 170,889 $ (538,027) FUND BALANCES, BEGINNING OF YEAR 165,163 165,163 165,163 FUND BALANCES, END OF YEAR $ (7,217) $ (419,113) $ 336,052 121 CITY OF LODI Community Development Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 122 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Licenses and permits $ 1,599,300 $ 1,599,300 $ 2,487,420 $ 888,120 Intergovernmental revenues 239,180 239,180 83,101 (156,079) Charges for services 959,500 959,500 1,687,629 728,129 Investment income 61,830 61,830 (238,670) (300,500) Miscellaneous revenue - - 32,925 32,925 Total revenues 2,859,810 2,859,810 4,052,405 1,192,595 EXPENDITURES Current: Community development 2,692,770 2,745,270 2,306,181 439,089 Total expenditures 2,692,770 2,745,270 2,306,181 439,089 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 167,040 114,540 1,746,224 1,631,684 OTHER FINANCING SOURCES (USES) Transfers out (90,170) (90,170) (66,270) 23,900 Total other financing sources (uses) (90,170) (90,170) (66,270) 23,900 Net change in fund balances 76,870 24,370 1,679,954 $ 1,655,584 FUND BALANCES, BEGINNING OF YEAR 6,725,914 6,725,914 6,725,914 FUND BALANCES, END OF YEAR $ 6,802,784 $ 6,750,284 8,405,868 Basis adjustment: Cummulative pension set aside (313,055) Fund balance (budgetary basis) $ 8,092,813 122 CITY OF LODI Transportation Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 123 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 68,140 $ 68,140 $ 79,945 $ 11,805 Investment income 480 480 (508) (988) Total revenues 68,620 68,620 79,437 10,817 EXPENDITURES Capital outlay 30,000 75,207 53,048 22,159 Total expenditures 30,000 75,207 53,048 22,159 Net change in fund balances 38,620 (6,587) 26,389 $ 32,976 FUND BALANCES, BEGINNING OF YEAR 85,231 85,231 85,231 FUND BALANCES, END OF YEAR $ 123,851 $ 78,644 $ 111,620 123 CITY OF LODI Special Assessments Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 `11M Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 33,830 $ 33,830 $ 33,785 $ (45) Investment income 4,020 4,020 (7,975) (11,995) Total revenues 37,850 37,850 25,810 (12,040) EXPENDITURES General government 76,000 76,000 45,594 30,406 Total expenditures 76,000 76,000 45,594 30,406 Net change in fund balances (38,150) (38,150) (19,784) $ 18,366 FUND BALANCES, BEGINNING OF YEAR 362,908 362,908 362,908 FUND BALANCES, END OF YEAR $ 324,758 $ 324,758 $ 343,124 `11M CITY OF LODI HOME Program and Community Development Block Grants Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2022 125 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 1,842,720 $ 5,997,850 $ 3,749,469 $ (2,248,381) Charges for services - - 30,798 30,798 Investment income 12,420 12,420 77,114 64,694 Total revenues 1,855,140 6,010,270 3,857,381 (2,152,889) EXPENDITURES Public works 1,442,070 2,176,100 896,301 1,279,799 Capital outlay - 5,256,325 2,365,466 2,890,859 Total expenditures 1,442,070 7,432,425 3,261,767 4,170,658 Net change in fund balances 413,070 (1,422,155) 595,614 $ (6,323,547) FUND BALANCES, BEGINNING OF YEAR (585,276) (585,276) (585,276) FUND BALANCES, END OF YEAR $ (172,206) $ (2,007,431) $ 10,338 125 (This page intentionally left blank.) 126 Library This fund is used to account for the acquisition, construction and installation of capital facilities for the Library. Hutchins Street Square When the old Lodi High School burned down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High School Site Foundation was established which organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve This fund was established to account for the entire City's construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily through transfers from other funds, impact fees, and State and Federal grants. Parks Capital This fund was established to account for the acquisition, construction and installation of capital facilities for the various City parks. 127 (This page intentionally left blank.) 128 CITY OF LODI Combining Balance Sheet Nonmajor Capital Projects Funds June 30, 2022 ASSETS Cash and investments Restricted cash and investments Accounts receivables, net Interest receivables Totalassets LIABILITIES Accounts payable and other liabilities Total liabilities DEFERRRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflows of resources FUND BALANCES Assigned Capital projects Restricted Capital projects Total fund balances Library Hutchins Street Square $ 101,382 $ 1,185 61 1 $ 101,443 $ 1,186 101,443 101,443 1,186 186 Total liabilities, deferred inflows of resources and fund balances $ 101,443 $ 1,186 129 CITY OF LODI Combining Balance Sheet (Continued) Nonmajor Capital Projects Funds June 30, 2022 ASSETS Cash and investments Restricted cash and investments Accounts receivables, net Interest receivables Total assets LIABILITIES Accounts payable and other liabilities Total liabilities DEFERRRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflows of resources FUND BALANCES Assigned Capital projects Restricted Capital projects Total fund balances Total liabilities, deferred inflows of resources and fund balances Total Nonmajor Capital Capital Outlay Reserve Parks Capital Projects Funds $ 14,275,134 $ 8,470,818 $ 22,848,519 15,013,351 - 15,013,351 - 400 400 8,693 5,296 14,051 $ 29,297,178 $ 8,476,514 $ 37,876,321 $ 63,797 $ 428,473 492,270 63,797 428,473 492,270 1,170 1,170 70 70 2,094,173 8,046,871 10,243,673 27,139,208 - 27,139,208 29,233,381 8,046,871 37,382,881 $ 29,297,178 $ 8,476,514 $ 37,876,321 130 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Capital Projects Funds For the Year Ended June 30, 2022 REVENUES Developer impact fees Investment income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Capital outlay Debt service: Principal Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES Transfers in Bond proceeds Total other financing sources Change in fund balances Fund balances - beginning Fund balances - ending Library Hutchins Street Square 36 (27) 36 (27) 36 (27) 21,000 - 21,000 - 21,036 (27) 80,407 1,213 $ 101,443 $ 1,186 131 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (Continued) Nonmajor Capital Projects Funds For the Year Ended June 30, 2022 132 Total Nonmajor Capital Capital Outlay Reserve Parks Capital Projects Funds REVENUES Developer impact fees $ 2,592,177 $ $ 2,592,177 Investment income (351,302) (257,982) (609,275) Miscellaneous revenue - 41,499 41,499 Total revenues 2,240,875 (216,483) 2,024,401 EXPENDITURES Current: General government 545,613 - 545,613 Capital outlay 734,762 1,264,023 1,998,785 Debt service: Principal 13,301,750 - 13,301,750 Interest 252 252 Total expenditures 14,582,377 1,264,023 15,846,400 Excess (deficiency) of revenues over expenditures (12,341,502) (1,480,506) (13,821,999) OTHER FINANCING SOURCES Transfers in 3,701,440 8,960,000 12,682,440 Bond proceeds 28,884,344 - 28,884,344 Total other financing sources 32,585,784 8,960,000 41,566,784 Change in fund balances 20,244,282 7,479,494 27,744,785 Fund balances - beginning 8,989,099 567,377 9,638,096 Fund balances - ending $ 29,233,381 $ 8,046,871 $ 37,382,881 132 I Internal Service Funds are maintained to account for the internal transfer of services between operating units of the City and to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Fleet Services is used to account for the operation, maintenance and timely replacement of the City's fleet of vehicles which serve the transportation needs of all City departments. Benefits is used to account for the following employee benefits: • Dental • Employee Assistance Program • Chiropractic • Employee Recognition Program • Life/Accidentallnsurance • Unemployment Insurance • Medical • Flexible Spending Program • Vision "- • Long Term Disability Insurance is used to account for the following insurances: • General Liability • Worker's Compensation • Otherinsurance 4• ' Vehicle and Equipment This fund was established to account for the financing and replacement of vehicles and equipment for all funds of the City _ with the exception of the Enterprise Funds. 133 (This page intentionally left blank.) 134 CITY OF LODI Combining Statement of Net Position Internal Service Funds June 30, 2022 135 Vehicle and Total Internal Service Fleet Services Benefits Insurance Equipment Funds ASSETS Current assets: Cash and investments $ 591,855 $ 2,236,460 $ 17,735,943 $ 3,050,887 $ 23,615,145 Restricted cash and investments 142,544 - 41,826 - 184,370 Receivables: Accounts, net 107 91,419 222,917 - 314,443 Receivables: Interest - 1,452 11,306 1,242 14,000 Inventory 251,512 - - - 251,512 Prepaid - 106,780 547 107,327 Capital assets, net 17,367 17,367 Total assets 1,003,385 2,436,111 18,012,539 3,052,129 24,504,164 DEFERRED OUTFLOWS OF RESOURCES Related to pensions 114,843 - - - 114,843 Related to OPEB 13,493 13,493 Total deferred outflows of resources 128,336 128,336 LIABILITIES Current liabilities: Accounts payable and other liabilities 133,974 91,139 2,206 95,235 322,554 Accrued salaries and wages 8,756 - - - 8,756 Accrued compensated absences 43,884 - 43,884 Self insurance liability 3,337,660 3,337,660 Noncurrent liabilities: Self insurance liability - 7,532,536 7,532,536 Accrued compensated absences 284,795 - 284,795 Net OPEB Liability 177,111 177,111 Net pension liability 761,904 761,904 Total liabilities 1,410,424 91,139 10,872,402 95,235 12,469,200 DEFERRED INFLOWS OF RESOURCES Related to pensions 323,187 - - - 323,187 Related to OPEB 65,968 65,968 Total deferred inflows of resources 389,155 389,155 NET POSITION Investment in capital assets 17,367 - - - 17,367 Unrestricted (deficit) (685,225) 2,344,972 7,140,137 2,956,894 11,756,778 Total net position (deficit) $ (667,858) $ 2,344,972 $ 7,140,137 $ 2,956,894 $ 11,774,145 135 CITY OF LODI Combining Statement of Revenues, Expenses, and Changes in Net Position Internal Service Funds For the Year Ended June 30, 2022 136 Vehicle and Total Internal Service Fleet Services Benefits Insurance Equipment Funds OPERATING REVENUES Charges for services $ 2,120,031 $ 9,161,712 $ 6,079,621 $ 4,109,223 $ 21,470,587 Total operating revenues 2,120,031 9,161,712 6,079,621 4,109,223 21,470,587 OPERATING EXPENSES Personnel services 476,011 1,283,232 383,689 - 2,142,932 Supplies, materials and services 1,231,159 4,505,847 2,727,256 3,397,397 11,861,659 Utilities 13,012 - - - 13,012 Depreciation 1,447 - - 1,447 Claims/premiums 50,590 1,303,383 3,203,339 - 4,557,312 Total operating expenses 1,772,219 7,092,462 6,314,284 3,397,397 18,576,362 Operating income (loss) 347,812 2,069,250 (234,663) 711,826 2,894,225 NONOPERATING REVENUES (EXPENSES) Investment income (19,452) (55,714) (423,335) (73,093) (571,594) Other revenues/(expenses) - - - Gain on sale of City property 227 13,877 14,104 Total nonoperating revenues (expenses) (19,225) (55,714) (423,335) (59,216) (557,490) Change in net position 328,587 2,013,536 (657,998) 652,610 2,336,735 Total net position - beginning, as restated (996,445) 331,436 7,798,135 2,304,284 9,437,410 Total net position - ending $ (667,858) $ 2,344,972 $ 7,140,137 $ 2,956,894 $ 11,774,145 136 CITY OF LODI Statement of Cash Flows Internal Service Funds For the Year Ended June 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund customers Payments to suppliers Payments to employees Net cash provided (used) by operating activities CASH FLOWS FROM CAPITAL RELATED FINANCING ACTIVITIES Sale of property Net cash provided (used) by noncapital financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash (used) by investing activities Net increase (decrease) in cash and cash equivalents Balances - beginning of year Balances - end of the year Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Customer Receivables Inventory Other assets Accounts Payable Accrued salaries and wages Net pension liability, OPEB liability and related amounts Compensated absences Self-insurance liability Deferred inflows of resources Deferred outflows of resources Net cash provided (used) by operating activities 137 Fleet Services Benefits $ 100 $ (31,093) 2,120,031 9,161,712 (1,342,620) (7,941,043) (939,199) (700,512) (161,688) 489,064 227 227 (19,453) (56,602) (19,453) (56,602) (180,914) 432,462 915,313 1,803,998 $ 734,399 $ 2,236,460 347,812 2,069,250 1,447 100 (31,093) (48,169) - - 10,818 1,238 3,069 2,584 - (970,035) (1,562,980) (3,459) 326,604 180,190 - $ (161,688) $ 489,064 CITY OF LODI Statement of Cash Flows Internal Service Funds (Continued) For the Year Ended June 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund customers Payments to suppliers Payments to employees Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Sale of property Net cash provided (used) by noncapital financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash (used) by investing activities Net increase (decrease) in cash and cash equivalents Balances - beginning of year Balances - end of the year Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Customer Receivables Inventory Other assets Accounts Payable Accrued salaries and wages Net pension liability, OPEB liability and related amounts Compensated absences Self-insurance liability Deferred inflows of resources Deferred outflows of resources Net cash provided (used) by operating activities Insurance $ 461,038 5,561,633 (4,560,294) (383,689) 1,078,688 Vehicle and Equipment $ 68,013 4,041,210 (3,400,398) 708,825 Total $ 498,058 20,884,586 (17,244,355) (2,023,400) 2,114,889 13,877 14,104 13,877 14,104 (429,269) (73,579) (578,903) (429,269) (73,579) (578,903) 649,419 649,123 1,550,090 17,128,350 2,401,764 22,249,425 $ 17,777,769 $ 3,050,887 $ 23,799,515 (234,663) 711,826 $ 2,894,225 1,447 (56,950) (87,943) - (48,169) (547) 10,271 (16,812) (3,001) (15,506) 2,584 (2,533,015) - (3,459) 1,387,660 1,387,660 - 326,604 - 180,190 $ 1,078,688 $ 708,825 $ 2,114,889 138 I I Private -Purpose Trust Funds account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. 139 (This page intentionally left blank.) 140 ASSETS Cash and investments Interest receivable Total assets Restricted: for organizations CITY OF LODI Combining Statement of Fiduciary Net Position Private -Purpose Trust Funds June 30, 2022 Hutchins St Sq/Holz Total Private -Purpose Library Bequest 148,925 $ 1,631 1 148,925 1,632 Trust Funds $ 150,556 1 150,557 $ 148,925 $ 1,632 $ 150,557 `ffiI CIN OF LODI Combining Statement of Changes in Fiduciary Net Position Private -Purpose Trust Funds For the Year Ended June 30, 2022 ADDITIONS Investment income DEDUCTIONS Current: Library Changes in fiduciary net position Fiduciary Net Position- beginning of the year Fiduciary Net Position -end of the year Hutchins St Sq/Holz Total Private -Purpose Library $ (20,689) $ 1,512 (22,201) uest Trust Funds (38) $ (20,727) - 1,512 (38) (22,239) 171,126 1,670 172,796 $ 148,925 $ 1,632 $ 150,557 IEE imm'FF �� Statistical Section (Unaudited) .. a...i= 143 Statistical Section (Unaudited) (This page intentionally left blank.) 144 STATISTICAL SECTION The Statistical Section provides detailed information as a framework for understanding the information in the financial statements, notes and required supp emen ary information. This section presents additional data and analysis that may provide the reader with valuable insight regarding the demographics and the overall health of the City. Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being has changed over time. Revenue Capacity These schedules contain information to help the reader assess the factors affecting the City's most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. Operating Information These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the city provides and the activities it performs. Sources Unless otherwise noted, the information in these schedules are derived from the comprehensive annual financial report. 145 CITY OF LODI NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2022 2021 2020 2019 2018 "' 2017 2016 2015 "' 2014 2013 Governmental activities: Net investment in capital assets 5 111,961 $ 120,763 $ 117,010 $ 116,179 $ 119,222 $ 117,196 $ 111,256 $ 105,944 $ 105,462 $ 106,828 Restricted 42,297 37,505 33,230 25,751 25,904 15,545 13,911 12,001 11,809 12,601 Unrestricted (56,728) (84,870) (107,255) (115,043) (117,535) (77,162) (76,984) (74,146) 2,551 1,157 Total governmental activities net position 97,530 73,398 42,985 26,887 27,591 55,579 48,183 43,799 119,822 120,586 Business -type activities: Net investment in capital assets 159,768 137,219 137,468 135,175 137,291 129,086 121,468 119,924 116,156 113,008 Restricted 6,077 18,860 19,594 7,230 20 3,929 3,893 6,810 6,703 6,600 Unrestricted 64,957 55,534 28,164 35,812 24,584 16,463 14,427 892 16,535 14,827 Total business -type activities net position 230,802 211,613 185,226 178,217 161,895 149,478 139,788 127,626 139,394 134,435 Primary government: Net investment in capital assets 271,729 257,982 254,478 251,354 256,513 246,282 232,724 225,868 221,618 219,836 Restricted 48,374 56,365 52,824 32,981 25,924 19,474 17,804 18,811 18,512 19,201 Unrestricted 8,229 (29,336) (79,091) (79,231) (92,951) (60,699) (62,557) (73,254) 19,086 15,984 Total primary government net position $ 328,332 $ 285,011 $ 228,211 $ 205,104 $ 189,486 $ 205,057 $ 187,971 $ 171,425 $ 259,216 $ 255,021 i'i Fiscal year 2015 beginning net position was restated due to the implementation of GASB 68. (2) Fiscal year 2018 beginning net position was restated due to the implementation of GASB 75. Source: City of Lodi Financial Services Division 146 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Dollar amounts in thousands) 147 Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Expenses Governmental activities: General government $ 14,493 $ 25,410 $ 13,156 $ 11,390 $ 11,601 $ 9,650 $ 10,369 $ 9,109 $ 9,580 $ 8,943 Public protection 41,534 34,716 35,764 33,396 38,795 33,239 31,395 27,426 27,884 25,930 Public works 11,800 12,387 9,336 10,986 9,823 10,614 10,326 10,281 10,644 10,546 Community development 2,654 1,752 2,056 2,187 1,999 1,709 1,792 1,165 1,174 1,050 Library 1,448 1,052 1,882 785 1,753 1,253 1,389 1,324 1,282 1,342 Parks and recreation 4,318 3,379 3,873 4,142 4,672 3,663 4,262 3,116 3,164 2,933 Interest and fiscal charges 15,889 656 712 782 768 824 822 818 825 416 Total governmental activities expenses 92,136 79,352 66,779 63,668 69,411 60,952 60,355 53,239 54,553 51,160 Business -type activities: Electric 74,001 68,307 71,758 64,104 67,943 62,791 61,764 64,367 61,974 61,106 Wastewater 11,624 11,683 18,049 14,410 16,008 16,318 14,024 12,912 12,527 13,423 Water 12,646 8,142 14,514 12,138 11,776 11,961 10,967 9,905 11,014 (34,877) Transit 4,904 4,335 4,841 5,086 5,233 4,925 4,415 4,134 3,834 4,141 Total business -type activities expenses 103,175 92,467 109,162 95,738 100,960 95,995 91,170 91,318 89,349 43,793 Total primary government expenses 195,311 171,819 175,941 159,406 170,371 156,947 151,525 144,557 143,902 94,953 Program Revenues Governmental activities: Charges for services: General government 2,056 2,119 3,240 323 3,670 3,246 1,490 1,971 1,955 2,337 Public protection 1,245 1,065 619 619 1,000 779 740 609 582 538 Public works 1,051 1,484 1,302 2,631 990 1,209 734 832 415 224 Community development 4,175 4,086 2,805 1,059 2,665 2,838 2,292 1,378 1,219 1,458 Library 12 - 38 - 37 43 63 43 43 44 Parks and recreation 1,868 1,176 1,551 1,286 1,698 1,660 1,637 1,360 1,479 1,404 Operating grants and contributions 4,872 4,582 3,426 7,968 2,287 2,391 2,596 3,369 2,686 2,341 Capital grants and contributions 15,834 8,418 10,302 6,861 8,737 12,830 10,559 3,131 5,359 4,216 Total governmental activities program revenues 31,113 22,930 23,283 20,747 21,084 24,996 20,111 12,693 13,738 12,562 Business -type activities: Charges for services: Electric 80,343 74,197 72,182 67,961 69,247 65,848 67,507 65,237 64,693 63,230 Wastewater 17,145 16,781 16,097 15,904 14,914 15,106 14,960 14,714 14,305 13,747 Water 14,187 14,112 14,192 13,345 13,005 12,474 12,161 12,723 12,756 12,441 Transit 264 70 126 216 227 220 210 230 203 185 Operating grants and contributions 8,443 6,866 7,034 8,261 5,969 4,514 5,089 5,186 4,431 5,178 Capital grants and contributions 8,683 5,145 2,894 2,092 11,307 7,972 2,860 5,284 2,846 4,715 Total business -type activities program revenues 129,065 117,171 112,525 107,779 114,669 106,134 102,787 103,374 99,234 99,496 Total primary government program revenues 160,178 140,101 135,808 128,526 135,753 131,130 122,898 116,067 112,972 112,058 Net Governmental activities (61,023) (56,422) (43,496) (42,919) (48,327) (35,956) (40,244) (40,546) (40,815) (38,598) Business -type activities 25,890 24,704 3,363 12,041 13,709 10,139 11,617 12,056 9,885 55,703 Total primary government net expense $ (35,133) $ (31,718) $ (40,133) $ (30,878) $ (34,618) $ (25,817) $ (28,627) $ (28,490) $ (30,930) $ 17,105 147 CITY OF LODI CHANGES IN NET POSITION LASTTEN FISCALYEARS (CONTINUED) (Dollar amounts in thousands) Source: City of Lodi Financial Services Division 'Certain tax amounts have been reclassified in fiscal year 2013. 148 Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 General Revenues and Other Changes in Net Position: Governmental activities: Taxes: Property $ 13,681 $ 12,672 $ 11,728 $ 11,050 $ 10,325 $ 9,984 $ 9,373 $ 8,969 $ 8,290 $ 8,075 Special assessments' 512 378 252 139 44 - - - - - Sales' 26,248 24,303 20,084 14,287 11,333 11,749 11,808 10,624 10,111 9,349 Document transfer[ 6,498 6,073 5,760 5,399 5,147 4,903 4,572 4,559 4,315 4,176 Franchise 9,934 9,582 9,612 9,212 9,218 9,099 9,073 8,976 8,838 8,735 Business license 2,373 2,092 1,884 1,887 1,822 1,736 1,552 1,486 1,528 1,524 Transient occupancy 1,485 899 988 736 867 849 783 666 594 546 Grants and contributions not restricted to specific programs' 7,885 14,166 475 441 601 2 - 1 180 - Investment earnings (6,303) 1,966 1,921 1,576 311 257 326 145 203 44 Rent 2,828 1,721 1,693 1,553 - - 1,954 1,942 1,906 1,370 Other 15,906 850 953 353 933 722 719 605 528 610 Transfers 3,454 4,448 4,270 4,233 4,252 4,051 4,469 7,514 4,792 5,682 Total governmental activities 84,501 79,150 59,620 50,866 44,853 43,352 44,629 45,487 41,285 40,111 Business -type activities: Investment earnings (1,498) 2,223 4,816 1,584 716 816 952 632 757 497 Litigation- environmental lawsuits proceeds - - - - - - 100 - - 1,107 Rent - - - - - - 4 4 4 - Other (1,749) 3,906 3,101 2,321 2,244 2,786 3,957 2,745 2,370 1,258 Transfers (3,454) (4,448) (4,270) (4,233) (4,252) (4,051) (4,469) (7,514) (4,792) (5,682) Total business -type activities (6,701) 1,681 3,647 (328) (1,292) (449) 544 (4,133) (1,661) (2,820) Total primary government 77,800 80,831 63,267 50,538 43,561 42,903 45,173 41,354 39,624 37,291 Change in Net Position Governmental activities 23,478 22,729 16,124 7,696 (3,474) 7,396 4,385 4,941 470 1,513 Business -type activities 19,190 26,386 7,010 11,712 12,417 9,690 12,161 7,923 8,224 52,883 Total primary government $ 42,668 $ 49,115 $ 23,134 $ 19,408 $ 8,943 $ 17,086 $ 16,546 $ 12,864 $ 8,694 $ 54,396 Source: City of Lodi Financial Services Division 'Certain tax amounts have been reclassified in fiscal year 2013. 148 CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 General Fund Reserved $ 15,199 $ 15,641 $ 12,671 $ 10,717 $ $ $ $ $ - $ Nonspendable 24 - - - 33 10 9 Committed 352 558 712 563 9,031 3,520 465 345 301 277 Assigned - - - - - - 1,564 26 29 65 Unassigned 23,389 24,491 14,520 11,172 9,737 11,448 11,185 12,107 9,134 7,614 Total General Fund 38,964 40,690 27,903 22,452 18,768 14,968 13,247 12,478 9,474 7,965 All other governmental funds Nonspendable 7 2 2 1 1 1 1 1 4 3 Assigned 10,244 9,638 6,744 8,979 - - - - - - Committed 409 914 690 716 - - - - - - Restricted 54,237 21,439 19,629 14,202 16,062 15,263 13,867 11,957 11,764 12,556 Unassigned - - - - - - - - (99) (512) Total all other governmental funds 64,897 31,993 27,065 23,898 16,063 15,264 13,868 11,958 11,669 12,047 $ 103,861 $ 72,683 $ 54,968 $ 46,350 $ 34,831 $ 30,232 $ 27,115 $ 24,436 $ 21,143 $ 20,012 Source: City of Lodi Financial Services Division 149 Revenues: Taxes Sales and use tax Licenses and permits Intergovernmental revenues Charges for services Developer impact fees Fines, forfeits, and penalties Investment and rental income Contributions and donations Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest Principal payments Advance refunding escrow Total expenditures Excess (deficiency) of revenues over(under)expenditures Other financing sources (uses): Transfers in Transfers out Proceeds from sale Refunding bonds issued Lease liabilities issued Payment to refunded bond escrow agent Capital lease proceeds Loan proceeds Total other financing sources (uses) Special item -sale of parkland Net change in fund balances Fund balances, beginning of year 1�1 Fund balances, end of year Debt service as a percentage of noncapital expenditures CIN OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2022 1') 2021121 2020 i'i 2019 2018 2017 2016 2015 2014 2013 $ 34,483 $ 31,698 $ 30,224 $ 28,423 $ 27,423 $ 26,491 $ 25,327 $ 24,631 $ 23,719 $ 23,022 26,248 24,302 20,084 14,287 - - - - - - 2,549 2,621 1,774 1,570 1,764 2,015 1,646 967 852 921 20,440 22,657 10,499 9,213 20,807 23,975 21,083 17,557 17,392 14,625 7,212 10,056 8,333 6,558 6,020 5,722 5,830 3,827 3,558 3,880 2,592 - - - - - - - - - 304 217 1,053 1,274 1,396 906 1,495 1,573 1,557 1,632 (1,124) 5,193 4,728 2,994 2,325 2,319 2,155 2,029 2,025 1,389 - - - - - 818 - 282 1,003 - 573 1,290 845 812 1,206 1,116 538 1,078 93,277 98,034 77,540 65,131 60,941 62,246 58,652 51,404 50,106 46,547 16,490 25,847 13,019 9,609 9,738 9,499 9,360 9,151 9,019 8,522 41,165 38,110 37,410 31,949 30,788 30,201 28,821 26,646 27,093 26,282 6,832 6,555 5,436 5,452 4,628 4,608 4,070 4,508 4,393 4,532 2,699 2,127 2,249 2,112 1,756 1,651 1,601 1,226 1,192 1,111 1,214 1,024 1,181 1,166 1,058 1,153 1,153 1,311 1,268 1,411 3,145 2,827 2,764 2,680 2,497 2,378 2,369 2,145 2,299 2,370 7,843 6,843 4,679 3,380 8,296 11,592 13,117 9,842 7,652 6,271 665 696 732 821 805 858 847 845 851 483 1,115 1,144 1,106 1,080 1,028 1,240 260 - - 245 13,302 1,689 94,470 85,173 68,576 58,249 60,594 63,180 61,598 55,674 53,767 52,916 (1,193) 12,861 8,964 6,882 347 (934) (2,946) (4,270) (3,661) (6,369) 25,209 10,788 10,735 13,201 13,863 11,723 13,310 15,599 11,596 12,546 (21,755) (6,340) (6,464) (8,968) (9,611) (7,672) (8,716) (8,036) (6,804) (6,864) 1 28 - 404 - - - - - - 28,884 - - - - - - - - 20,103 34 - - - - - - - - - - - - - - - - - - (19,848) - - - - - - 563 - - - 468 32,373 4,476 4,271 4,637 4,252 4,051 5,625 7,563 4,792 5,937 31,180 17,337 13,235 11,520 4,599 3,117 2,679 3,293 1,131 (432) 72,681 55,344 41,733 34,831 30,232 2,963 284 (3,009) (4,140) (3,708) $ 103,861 $ 72,681 $ 54,968 $ 46,351 $ 34,831 $ 6,080 $ 2,963 $ 284 $ (3,009) $ (4,140) 17.4% 2.3% 2.9% 3.5% 3.5% 4.1% 2.3% 1.8% 1.8% 5.2% (')The beginning of year fund balance change was due to a reclassification of the Vehicle and Equipment Fund to an Internal Service Fund. (2) The beginning of year fund balance change was due to a reclassification of the Special Assessments Fund to a Special Revenue Fund. 131 Developer impact fees shown as its own revenue category 150 CITY OF LODI TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 % Change 2013 to 2022 Property $ 14,193 $ 13,050 $ 11,980 $ 11,050 $ 10,043 $ 9,744 $ 9,151 $ 8,810 $ 8,314 $ 7,955 Sales and Use 26,248 24,302 20,084 14,286 11,333 11,750 11,809 10,625 10,111 9,350 Transient Occupancy 1,485 899 987 735 867 849 783 666 594 545 Franchise 2,501 2,207 2,338 2,128 2,059 1,915 1,990 1,942 1,862 1,758 Documentary Transfer 81 86 (25) 230 281 240 223 159 155 120 Motor Vehicle in Lieu 6,498 6,073 5,760 5,399 5,176 4,904 4,572 4,533 4,289 4,143 Public Protection 704 527 462 441 401 378 365 362 341 325 Business License 2,373 2,092 1,884 1,887 1,822 1,736 1,552 1,133 1,220 1,187 In Lieu Franchise 7,433 7,375 7,274 7,197 7,159 7,131 7,082 7,033 6,977 6,977 Totals $ 61,516 $ 56,611 $ 50,744 $ 43,353 $ 39,141 $ 38,647 $ 37,527 $ 35,263 $ 33,863 $ 32,360 Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. 151 30.08% 116.05% 149.24% 139.55% -120.00% 20.08% 36.69% 65.26% -13.01% 46% CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (Dollar amounts in thousands) 12'2019& 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 152 Fiscal Year 2022 2021 2020 2019 (2) 2018 (2) 2017 2016 2015 2014 2013 Secured roll $ 7,425,099 $ 6,962,679 $ 6,566,183 $ 6,174,155 $ 5,903,144 $ 5,603,023 $ 5,394,659 $ 5,156,704 $ 4,895,091 $ 4,737,807 Utility roll 2,046 2,047 1,901 2,299 2,299 2,299 3,490 3,490 3,490 2,382 Unsecured roll 232,613 231,423 247,608 258,682 266,956 254,946 250,160 257,856 230,827 233,398 Gross assessed value 7,659,758 7,196,149 6,815,692 6,435,136 6,172,399 5,860,268 5,648,309 5,418,050 5,129,408 4,973,587 Less exemptions 111 364,661 353,561 338,170 345,178 339,542 334,485 331,562 326,833 324,439 327,783 Net assessed value $ 7,295,097 $ 6,842,588 $ 6,477,522 $ 6,089,958 $ 5,832,857 $ 5,525,783 $ 5,316,747 $ 5,091,217 $ 4,804,969 $ 4,645,804 Land $ 2,144,590 $ 2,077,223 $ 1,971,712 $ 1,873,216 $ 1,812,408 $ 1,711,208 $ 1,601,581 $ 1,469,347 $ 1,364,401 $ 1,227,969 Improvements 5,282,139 4,894,256 4,614,260 4,286,480 4,042,264 3,854,604 3,736,867 3,610,391 3,443,266 3,445,328 Personal property 233,029 224,670 229,720 275,440 317,727 294,457 309,861 338,312 321,741 300,290 Grass assessed value 7,659,758 7,196,149 6,815,692 6,435,136 6,172,399 5,860,269 5,648,309 5,418,050 5,129,408 4,973,587 Less exemptions (1) 364,661 353,561 338,170 345,178 339,542 334,485 331,562 326,833 324,439 327,783 Net assessed value $ 7,295,097 $ 6,842,588 $ 6,477,522 $ 6,089,958 $ 5,832,857 $ 5,525,784 $ 5,316,747 $ 5,091,217 $ 4,804,969 $ 4,645,804 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% "' All exemptions (secured, utility, and unsecured rolls) are homeowners exemption $58,335 and other exemption of $295,226 = $353,561 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. 12'2019& 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 152 CITY OF LODI DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Rate per $100 of assessed value) Source: San Joaquin County Auditor data, MuniServices, LLC / Avenu Insights & Analytics Table has been reformatted to comply with GASB No. 44. TRA represented: 1-001. (l) Amounts restated based on new assessed value information provided. 153 Basic Fiscal Year Countywide Levy School All Other Total 2022 1.0000 0.1028 0.0163 1.1191 2021 1.0000 0.0829 0.0183 1.1012 2020 1.0000 0.0806 0.0199 1.1005 2019 1.0000 0.0843 0.0225 1.1068 2018 1.0000 0.0857 0.0180 1.1037 2017 1.0000 0.0371 0.0180 1.0551 2016 1.0000 0.0401 0.0198 1.0599 2015 1.0000 0.0425 0.0233 1.0658 2014M 1.0000 0.0574 0.0000 1.0574 2013 1.0000 0.0646 0.0000 1.0646 Source: San Joaquin County Auditor data, MuniServices, LLC / Avenu Insights & Analytics Table has been reformatted to comply with GASB No. 44. TRA represented: 1-001. (l) Amounts restated based on new assessed value information provided. 153 General Mills Cereals Prop LLC Pacific Coast Producers Calif Physicians Service Corp Stag Ca Holdings LP Reynolds Ranch Sr Development Company LP Cepheid Big Box Property Owner E LLC Wal Mart Real Est Business Trust Cal-Purnia Associates LP Kdk Land Company Winterfell Vintage Ca Owner LP Westcore Vine LP Cottage Bakery Inc Costco Wholesale Corp Dart Container Corporation Wine & Roses LLC Lowes Hiw Inc Target Corp Principal Secured Property Valuation Other Secured Taxpayers Exemptions relative to secured tax roll Total Secured Property Valuation CITY OF LODI PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (Dollar amounts in thousands) Fiscal Year 2022 2013 Percent of Total Percent of Total Taxable Assessed City Taxable Taxable Assessed City Taxable Value Rank Assessed Value Value Rank Assessed Value $ - $ - % $ 82,357 1 1.823 % 114,217 1 1.650 70,257 2 1.555 52,754 2 0.800 55,332 3 1.225 44,600 3 0.610 44,077 4 0.570 39,878 5 0.510 39,535 6 0.480 36,828 7 0.470 34,903 8 0.440 30,780 9 0.410 30,490 10 0.300 Source: San Joaquin County Assessor data, MuniServices, LLC / Avenue Insights & Analytics 154 0.523 0.479 0.431 0.403 0.359 0.303 99.864 7.245 100.000 % 23,637 4 21,662 5 19,473 6 18,211 7 16,231 8 13,690 9 13,094 10 468,062 6.416 333,944 6,957,037 95.366 4,518,010 130,002 1.782 327,783 $ 7,295,097 100.000 % $ 4,524,171 Source: San Joaquin County Assessor data, MuniServices, LLC / Avenue Insights & Analytics 154 0.523 0.479 0.431 0.403 0.359 0.303 99.864 7.245 100.000 % CITY OF LODI PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Ill Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 155 Taxes Collected Within the Total Collections Levied for Fiscal Year of the Levy to Date the Fiscal Percent of Percent of Fiscal Year Year Amount Levy (l) Amount Levy 2022 $ 13,679 $ 13,679 100.0% $ 13,679 100.0% 2021 12,526 12,526 100.0% 12,526 100.0% 2020 11,642 11,642 100.0% 11,642 100.0% 2019 10,883 10,883 100.0% 10,883 100.0% 2018 10,222 10,222 100.0% 10,222 100.0% 2017 9,821 9,821 100.0% 9,821 100.0% 2016 9,117 9,117 100.0% 9,117 100.0% 2015 8,742 8,742 100.0% 8,742 100.0% 2014 8,353 8,353 100.0% 8,353 100.0% 2013 7,865 7,865 100.0% 7,865 100.0% Ill Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 155 CITY OF LODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST TEN FISCAL YEARS Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately Small, Medium, Large Industrial now combined into one "Industrial'. Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch (" Large Industrial for 2018 reported as N/A in 2018 - correct number is 55. I21 Small Industrial for 2018 reported as N/A in 2018 - correct number is 11. 156 Billed Accounts Type of Customer 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 City Accounts 258 325 231 248 223 217 213 212 207 204 Domestic Residential 26,237 24,675 23,234 22,228 22,041 21,917 22,497 22,393 22,623 22,541 Domestic Mobile Home Park 13 13 13 13 13 13 13 13 13 13 Dusk to Dawn 87 90 89 91 92 85 85 88 89 88 Industrial - - - - 43 - - - - - Large Commercial 471 402 394 383 96 355 348 337 339 344 Large Industrial (" 18 16 38 69 55 35 44 41 39 40 Medium Commercial - - - - 375 - - - - - Medium Industrial 6 11 23 14 10 10 11 12 11 11 Residential Low Income 2,043 2,725 2,248 2,796 2,539 2,669 2,688 2,798 2,788 2,582 Small Commercial 3,589 3,619 3,254 2,795 3,148 3,434 3,416 3,332 3,367 3,358 Small Industrial (2) 6 6 7 11 11 10 11 7 8 9 Total 32,728 31,882 29,531 28,648 28,646 28,745 29,326 29,233 29,484 29,190 Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately Small, Medium, Large Industrial now combined into one "Industrial'. Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch (" Large Industrial for 2018 reported as N/A in 2018 - correct number is 55. I21 Small Industrial for 2018 reported as N/A in 2018 - correct number is 11. 156 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Governmental Activities Business -type Activities Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. ") See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 157 Lease Total Certificates of Notes/ Total Total Percent of Fiscal Revenue Loan Notes Capital Governmental Participation and Loan Business -type Primary Personal Per Year Bonds Payable Payable Lease Activities Revenue Bonds Payable Activities Government Income ") Capita Itl 2022 $ 28,880 $ $ - $ 85 28,965 $ 102,530 $229 102,759 131,724 3.96 % $ 1,979 2021 14,882 169 15,051 108,741 454 109,195 124,246 4.15 % 1,807 2020 15,901 97 251 16,249 114,866 673 115,539 131,788 4.81 1,940 2019 16,885 193 331 17,409 121,566 887 122,453 139,862 5.03 2,049 2018 17,839 286 410 18,535 125,062 1,096 126,158 144,693 5.56 2,156 2017 18,753 378 487 19,618 138,193 1,300 139,493 159,111 6.41 2,484 2016 19,637 468 245 562 20,912 143,417 1,500 144,917 165,829 7.49 2,603 2015 19,950 - 245 - 20,195 149,767 - 149,767 169,962 7.67 2,667 2014 20,004 245 20,249 157,297 157,297 177,546 8.45 2,789 2013 20,058 245 20,303 167,743 167,743 188,046 9.63 2,988 Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. ") See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 157 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1) Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 158 CITY OF LODI RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Less Amounts Percent of Fiscal Lease Revenue Available for Assessed Value Per Year Bonds Debt Service Net (1) of Property Capita 2022 $ 28,880 $ - $ 28,880 $ 12.4 $ 420.07 2021 14,882 - 14,882 0.2 219.08 2020 15,901 - 15,901 4.4 232.91 2019 16,885 - 16,885 0.2 251.56 2018 17,839 - 17,839 0.3 278.48 2017 18,753 - 18,753 0.4 296.64 2016 19,637 - 19,637 0.4 308.18 2015 19,950 - 19,950 0.4 313.43 2014 20,004 - 20,004 0.4 317.88 2013 20,058 10 20,048 0.4 319.11 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1) Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 158 CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollar amounts In thousands) FISCAL YEAR 2022 2021 2020 201911 20181'J 2017 2016 2015 2014 2013 Assessed valuation 1�J $ 7,353,234 $ 6,900,923 $ 5,891,914 $ 5,584,838 $ 5,375,564 $ 5,585,242 $ 5,377,266 $ 5,152,666 $ 4,867,731 $ 4,709,916 Conversion percentage Adjusted assessed valuation Debt limit percentage Debt Limit Total net debt applicable to limit Legal debt margin 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 1,838,309 1,725,231 1,472,979 1,396,210 1,343,891 1,396,311 1,344,317 1,288,167 1,216,933 1,177,479 15% 15% 15% 15% 15% 15% 15% 15% 15% 15% 275,746 258,785 220,947 209,431 201,584 209,447 201,647 193,225 182,540 176,622 28,880 14,882 15,901 16,885 17,839 18,753 19,637 19,950 20,004 20,048 $ 246,866 $ 243,903 $ 205,046 $ 192,546 $ 183,745 $ 190,694 $ 182,010 $ 173,275 $ 162,536 $ 156,574 Total net debt applicable to the limit as a percent of debt limit 10.5% 5.8% 7.2% 8.1% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value las of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State of California for local governments located within the state. i'i All exemptions (secured, utility, and unsecured rolls) are homeowners which is added to Net Assessed Value ai 2019 & 2018 figures updated per San Joaquin County amounts Source: California Municipal Statistics Inc. 159 8.8% 9.0% 9.7% 10.3% 11.0% 11.4% CITY OF LODI DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT June 30. 2022 OVERLAPPING DEBT: San Joaquin Community College District Lodi Unified School District San Joaquin County Certificates of Participation Lodi Unified School District Certificates of Participation SUBTOTAL OVERLAPPING DEBT DIRECT DEBT: City of Lodi Lease Revenue Bonds City of Lodi -Capital lease SUBTOTAL DIRECT DEBT TOTAL DIRECT AND OVERLAPPING DEBT (2) 2020-22 Gross Assessed Valuation $ 7,353,233,712 2020-21 Population 66,570 DEBT RATIOS Total Gross Debt Percentage City's Share Total Debt Applicable Ili of Debt $ 188,480,000 7.469 % $ 14,077,571 300,695,000 36.895 110,941,420 60,400,000 8.095 4,889,380 10,065,000 36.895 3,713,482 133,621,853 28,250,000 100.00 28,250,000 85,427 100.00 85,427 28,335,427 $ 161,957,280 Per Capita Value 161,957,280 2,433 2.20% Ili Percent of overlapping agency's assessed valuation located within the boundaries of the City. Ili Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Auditors -Controller Office State of California, Department of Finance, Demographic Research Unit 160 CITY OF LODI PLEDGED -REVENUE COVERAGE LAST TEN FISCAL YEARS (Dollars amounts in thousands) Includes all nongeneral obligation long-term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in Note 8 to the basic financial statements. (l) Total operating revenues including investment earnings, operating grants, capital contributions (including developer impact fees) and other revenue. (Z) Total operating expenses including cost of services paid to the General Fund and excluding in -lieu fees, depreciation and amortization. 131 Net of Build America Bonds interest subsidy - Water Revenue Bonds. (4) Adjusted Annual Revenues restated for correction to developer impact fees. 161 Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues(l) Expenses (Z) Revenue Principal Interest (3) Total Coverage Electric Revenue Certificates of Participation 2022 $ 81,327 $ 62,414 $ 18,913 $ 2,365 $ 1,823 $ 4,188 4.52 2021 77,896 58,841 19,055 2,250 1,938 4,188 4.55 2020 76,445 64,558 11,887 1,710 3,747 5,457 2.18 2019 69,846 58,916 10,930 - 1,497 1,497 7.30 2018 73,505 50,317 23,188 2,510 2,788 5,298 4.38 2017 67,815 52,259 15,556 2,390 2,898 5,288 2.94 2016 70,440 51,205 19,235 5,195 3,094 8,289 2.32 2015 67,132 52,116 15,016 4,960 3,358 8,318 1.81 2014 67,144 50,349 16,795 4,750 3,606 8,356 2.01 2013 63,974 51,209 12,765 4,575 3,839 8,414 1.52 Wastewater Certificates of Participation and Revenue Bonds 2022 $ 19,127 $ 5,236 13,891 $ 1,971 1,359 3,330 4.17 2021 17,949 6,001 11,948 1,899 1,434 3,333 3.58 2020 19,441 10,119 9,322 1,819 1,506 3,325 2.80 2019 17,864 8,301 9,563 1,753 1,573 3,326 2.88 2018 19,317 7,302 12,015 1,650 954 2,604 4.61 2017 16,707 10,128 6,579 1,575 1,492 3,067 2.15 2016 16,941 7,237 9,704 1,535 2,131 3,666 2.65 2015 15,845 6,335 9,510 1,500 2,172 3,672 2.59 2014 15,186 6,003 9,183 4,610 2,294 6,904 1.33 2013 14,305 5,674 8,631 1,500 2,560 4,060 2.13 Water Revenue Bonds 2022 $ 14,915 $ 9,226 $ 5,689 $ 930 $ 997 $ 1,927 2.95 2021 (4) 16,642 4,932 11,710 1,040 1,033 2,073 5.65 2020 17,061 11,316 5,745 1,010 1,422 2,432 2.36 2019 15,509 7,173 8,336 980 1,368 2,348 3.55 2018 17,187 10,895 6,292 950 1,356 2,306 2.73 2017 13,844 7,733 6,111 915 1,393 2,308 2.65 2016 13,025 6,801 6,224 870 1,482 2,352 2.65 2015 13,370 5,815 7,555 850 1,506 2,356 3.21 2014 14,166 6,835 7,331 825 1,530 2,355 3.11 2013 13,367 6,899 6,468 800 1,535 2,335 2.77 Includes all nongeneral obligation long-term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in Note 8 to the basic financial statements. (l) Total operating revenues including investment earnings, operating grants, capital contributions (including developer impact fees) and other revenue. (Z) Total operating expenses including cost of services paid to the General Fund and excluding in -lieu fees, depreciation and amortization. 131 Net of Build America Bonds interest subsidy - Water Revenue Bonds. (4) Adjusted Annual Revenues restated for correction to developer impact fees. 161 CITY OF LODI DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS The California Department of Finance demographics estimates now incorporate 2010 Census counts as the benchmark 1.) Population Projections are provided by the California Department of Finance Projections. 2.) Income Data is provided by the U.S. Census Bureau, 2010 American Community Survey. 3.) Unemployment Data is provided by the EDD's Bureau of Labor Statistics Department. 162 Personal Per Population San Joaquin Population Rank in Size Income Capita Fiscal Square City Percent County Percent of California (millions of Personal Unemployment Year Miles Population Change Population of County Cities dollars) Income Rate 2022 13.98 66,570 -1.2% 784,298 8.5% 136 $ 3,328 $ 49,991 3.7% 2021 13.98 68,751 -1.2% 783,534 8.8% 131 2,992 43,523 10.0% 2020 13.98 67,930 0.5% 773,632 8.8% 133 2,739 40,322 14.4% 2019 13.98 68,272 0.8% 770,385 8.9% 134 2,779 40,707 6.1% 2018 13.98 67,121 0.7% 758,744 8.8% 136 2,602 38,769 6.9% 2017 13.98 64,058 0.7% 746,868 8.6% 139 2,483 38,769 6.9% 2016 13.98 63,219 0.7% 733,383 8.6% 139 2,284 36,136 7.8% 2015 13.98 63,719 0.4% 719,511 8.9% 138 2,215 34,755 7.8% 2014 13.98 63,651 0.2% 710,731 9.0% 135 2,102 33,024 8.8% 2013 13.98 62,930 0.2% 698,414 9.0% 137 1,952 31,013 9.0% The California Department of Finance demographics estimates now incorporate 2010 Census counts as the benchmark 1.) Population Projections are provided by the California Department of Finance Projections. 2.) Income Data is provided by the U.S. Census Bureau, 2010 American Community Survey. 3.) Unemployment Data is provided by the EDD's Bureau of Labor Statistics Department. 162 Employer Pacific Coast Producers Lodi Unified School District Adventist Health Lodi Memorial Blue Shield of CA Walmart Supercenter City of Lodi Rich Products formerly known as Cottage Bakery Costco Wholesale Scientific Specialties Inc. Arbor Rehabilitation & Nursing Center General Mills Ili Farmers & Merchant Bank Target CITY OF LODI PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO Current Nine Years Total o,7 -)L Note: Principal employers are based on the best available information. Source: MuniServices, LLC / an Avenu Insights & Analytics Company Results based on direct correspondence with city's local businesses. * Count includes FTE, PTE, Temporary & Seasonal Employees. I�1 General Mills permanently closed. 163 435 6 190 9 160 10 LL..7/70 25,u47 1.67% 0.73 n f,1 % 33.1170 Labor Force 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 Percent Percent of Total City of Total City Employees Rank Employment Employees Rank Employment 1,486 1 4.82% % 1,000 3 3.83% 1,363 2 4.43% 3,650 1 13.97% 1,242 3 4.03% 1,320 2 5.05% 1,084 4 3.52% 778 4 2.98% 403 5 1.31% 230 8 0.88% 395 6 1.28% 377 7 1.44% 276 7 0.90% 509 5 1.95% 278 8 0.90% 215 9 0.70% 210 10 0.68% Total o,7 -)L Note: Principal employers are based on the best available information. Source: MuniServices, LLC / an Avenu Insights & Analytics Company Results based on direct correspondence with city's local businesses. * Count includes FTE, PTE, Temporary & Seasonal Employees. I�1 General Mills permanently closed. 163 435 6 190 9 160 10 LL..7/70 25,u47 1.67% 0.73 n f,1 % 33.1170 Labor Force 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 28,700 CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT- LAST TEN FISCAL YEARS Fiscal Year Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks & Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 164 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Department: Administration 12 12 9 9 9 10 10 10 10 10 Community Development 20 13 11 11 11 11 11 11 9 9 Electric 54 52 52 52 52 51 49 44 43 40 Fire 57 57 57 53 53 54 54 57 53 53 Internal Services 36 35 34 31 31 32 31 31 31 31 Library 8 8 8 7 7 7 10 11 10 11 Parks, Recreation and Cultural Services 27 24 24 24 24 24 26 28 27 27 Police 112 111 109 103 103 103 102 107 104 104 Public Works 116 109 103 101 101 101 100 97 95 92 Total 442 421 407 391 391 393 393 396 382 377 Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks & Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 164 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS Public safety: Fiscal Year 2022 2021 2020 2019 General government: Major reported crimes 1,631 1,643 1,938 Building permits issued 3,569 3,017 2,500 2,502 Business tax certificates: Dispatched calls for service 43,357 34,046 36,053 Retail sales and service 3,515 3,008 2,755 3,014 Manufacturers and processors 59 167 81 87 Professions 283 328 315 330 Miscellaneous contractors, peddlers, Hazardous materials calls 95 78 64 delivery vehicles, etc. 264 1,464 1,518 1,986 Utility billing/customer service: Total emergency calls 7,647 7,206 7,211 Number of customers 27,747 25,166 24,764 24,576 Energy sales (KWH) 450,539,324 439,083,721 417,003,511 410,566,814 Peak demand (MW) 125.40 132.50 126 117.9 Public safety: Police: Major reported crimes 1,631 1,643 1,938 1,943 Total arrests 3,078 3,432 3,792 3,611 Dispatched calls for service 43,357 34,046 36,053 37,806 Fire: Interior structure fire calls 136 130 133 70 Non-structural fire calls 236 192 188 255 Hazardous materials calls 95 78 64 87 Emergency medical calls 4,218 3,866 3,557 3,915 Total emergency calls 7,647 7,206 7,211 7,600 Total number of units dispatched 6,946 7,629 8,317 7,701 Public works: Miles of streets resurfaced 6.8 6.5 7 3 Fleet job orders completed 2303 2147 2,106 1,866 Trees planted 65 245 657 500 Water utility: New connections 249 227 189 290 Water main breaks 2 6 5 1 Wastewater utility: Average daily treatment (million gal/day) 4.50MG 4.50MG 4.55MG 4.6MG Library: Registered borrowers 27,857 54,263 64,864 67,334 Circulation of library materials 86,509 35,528 134,950 168,793 Reference, research and informational questions answered 1818 2495 8,024 11,296 Annual attendance at libraries 50,318 67,892 172,631 231,391 Number of programs offered 197 265 653 715 Annual attendance at programs 2305 4168 14,863 18,825 Public access computer usage 27,000 12,376 24,033 27,603 Community center: Community center bookings 365 307 501 809 Instructional classes 406 59 481 616 Registered students 584 157 1,172 2,546 Yearly attendance 11,270 2,663 9,521 14,220 Parks and recreation: CITY after school program 202/4 230/5 2,474/4 2,950/4 LUSD After School Program 960/12 3993/12 9,944/12 9,867/10 Camps 157/4 284/3 225/3 631/3 Adult sports Program/Participation 360 240 1,176 2,045 Programs offered 14 6 6 14 Partnerships 1 0 - 2 Tournaments 0 0 - 7 Youth/Teen sports Program attendance 934 128 1,165 3,517 Programs offered 15 2 11 18 Aquatics Program attendance 18,691 4,937 18,336 18,202 Number of programs 13 8 13 12 Source: City of Lodi 165 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS (CONTINUED) 2,062 2,025 Fiscal Year 2,268 2,268 2018 2017 2016 2015 2014 2013 2,699 2,447 2,482 2,404 2,404 1,578 2,137 2,443 2,288 2,281 2,281 2,526 75 76 78 23 23 78 294 308 316 323 323 362 1,232 949 1,268 1,256 1,256 1,456 24,259 26,018 26,034 25,912 25,912 23,927 425,157,874 425,410,574 437,246,335 438,780,911 438,780,911 435,822,465 131 129 124 134 134 122 2,062 2,025 3,068 2,268 2,268 2,643 3,460 4,226 4,083 3,690 3,690 3,825 37,301 37,866 40,390 35,992 35,992 50,124 56 51 33 32 32 67 235 177 154 143 143 209 55 90 73 65 65 58 5,364 3,572 3,123 3,418 3,418 3,882 6,996 5,869 5,238 3,666 3,666 5,823 8,230 7,225 7,430 5,727 5,727 7,954 0 6 6 6 6 6 1,744 2,129 2,162 2,500 2,500 1,803 372 135 135 135 135 131 180 205 69 8 8 8 2 2 3 16 16 14 4.51MG 4.65MG 4.61MG 4.6MG 4.61MG 5.10MG 63,631 64,742 60,362 58,824 58,824 51,594 162,796 187,853 199,096 197,673 197,673 215,293 9,852 9,695 11,109 13,189 13,189 16,270 225,558 231,602 245,936 224,762 789 764 456 432 432 407 24,682 23,960 15,452 12,888 12,888 14,443 25,825 31,205 34,071 34,071 41,180 45,871 595 597 758 794 769 718 438 554 518 500 553 580 2,695 3,010 2,744 2,586 3,269 2,819 11,011 13,925 13,925 13,925 13,925 13,925 2,705/4 1,964/4 1,898/4 1,679/4 1,630/4 1,811/4 12,985/13 13,016/3 12,318/13 12,001/13 12,878/13 11,800/13 71 103 67 74 89 45 1,990 1,895 1,976 2,106 2,082 2,246 14 14 15 18 17 16 2 2 2 2 2 2 4 6 8 10 5 6 3,480 3,496 3,652 3,621 3,672 3,643 11 18 18 18 18 19 26,571 28,974 28,195 28,009 27,731 23,414 8 14 14 15 13 13 Source: City of Lodi 166 CIN OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LASTTEN FISCALYEARS 167 Fiscal Year 2022 2021 2020 2019 General government: Total square miles 13.98 13.98 13.98 13.98 Public safety: Police: Facilities: Stations 1 1 1 1 Animal control facility 1 1 1 1 Police training facility (pistol range) 1 1 1 1 Vehicles: Marked patrol cars 26 29 27 21 Motorcycles and scooters 6 5 5 5 Animal control vehicles 2 2 2 2 Other automobiles 35 37 35 36 Fire: Facilities: Fire stations 4 4 4 4 Vehicles: Fire engines 7 8 7 6 Trucks/Trailers 7 5 5 5 Other automobiles 8 8 6 5 Boat 1 1 Public works: Miles of streets 198 198 194 190 Miles of alley ways 12 12 12 12 Traffic signals 70 70 70 69 Street lights 8,304 7,910 7,776 7,739 Parks and recreation: Parks and squares 30 29 29 28 Park acreage 375 371 371 367 Boating facilities - launch lanes 1 1 1 1 Senior center 1 1 1 1 Community Centers 1 1 1 1 Swimming pools 4 4 4 4 Baseball/softball diamonds 18 18 18 20 Tennis courts 9 9 9 11 Pickleball courts 6 6 6 - Skateboard park 1 1 1 1 Playgrounds 21 22 22 20 Ballpark 24 24 24 24 Soccer Field 22 22 22 22 Football Field 1 1 1 1 Handball/Basketball/Volleyball Courts/ Bocce Courts 15 15 15 15 Horseshoe Pits 9 9 9 9 Library: Central library 1 1 1 1 Total items in collection 106,729 106,975 108,750 110,000 Integrated library system 1 1 1 1 Microfilm readers 0 0 0 0 Microfilm readers/printers 0 0 0 0 Self check out machines 3 3 3 3 Electric utility: Overhead lines 12kv (miles) 116.87 116.98 117 117 Overhead lines 60kv (miles) 14 14 14 14 Underground lines (miles) 143.85 138.69 133 129 Water utility: Water main lines 251 248 245 245 Water storage capacity (gallons) 5,100,000 5,100,000 4,100,000 4,100,000 Water wells 28 28 28 28 Water reservoirs 4 4 3 3 Water Treatment Plant 1 1 1 1 Wastewater utility: Wastewater main lines (miles) 203 205 203 203 Treatment capacity 8.5MG 8.5MG 8.5MG 8.5MG Wastewater treatment plant 1 1 1 1 Wastewater Pump Stations 13 13 13 13 Stormwater utility: Stormwater main drain lines (miles) 135 132 130 130 Stormwater pump stations 17 17 17 17 Central parking district: Parking structure 1 1 1 1 Parking spaces 2450 2450 2450 2,450 Parking lots 25 25 25 25 Source: City of Lodi Departments 167 CIN OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LASTTEN FISCAL YEARS (CONTINUED) Fiscal Year 2018 2017 2016 2015 2014 2013 13.98 13.98 13.98 13.98 13.98 13.98 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 23 23 23 23 23 23 6 7 7 7 5 5 2 2 2 2 2 2 37 37 37 37 37 37 4 4 4 4 4 4 6 7 6 6 6 6 5 8 6 6 6 6 8 5 11 11 11 11 190 202 202 202 202 202 12 16 16 16 16 16 69 68 67 67 67 67 7,697 7,270 7,270 7,270 7,270 7,270 28 26 26 26 26 26 366 361 361 361 361 361 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 4 4 4 4 4 4 20 20 20 20 20 20 11 11 11 11 11 11 1 1 1 1 1 1 17 20 20 20 20 20 24 24 24 24 24 24 22 22 22 22 22 22 1 1 1 1 1 1 12 12 12 12 12 12 8 8 8 8 8 8 1 1 1 1 1 1 111,544 125,730 130,657 119,554 148,287 149,243 1 1 1 1 1 1 0 0 0 1 1 1 0 1 1 1 1 1 3 3 3 2 2 2 117.19 117 117 117 117 133 13.56 14 14 14 14 14 128.36 123 121 118 115 159 245 243 240 236 236 236 4,100,000 4,100,000 4,100,000 4,100,000 4,100,000 4,100,000 28 28 28 28 28 28 3 3 3 3 3 3 1 1 1 0 0 0 203 196 196 196 196 196 8.5MG 8.5MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 1 1 1 1 1 1 13 9 9 0 0 0 130 128 126 124 124 124 17 16 16 14 14 14 1 1 1 1 1 1 2,450 2,450 2,450 2,450 2,450 2,453 25 25 25 25 25 25 Source: City of Lodi Departments 168 THE � PUN GROUP ACCOUNTANTS & ADVISORS CITY OF LODI Presentation to the City Council Agenda Item: H-1 For the Fiscal Year Ended June 30, 2022 December 7, 2022 r, Emi CONTENTS • Scope of Work • Required Communications (AU -C 260) • Overview of Financial Statements • Key Financial Indicators • Audit Results • Thank You! THE PUN GROL11 ACCOUNTANTS& ADIdSORS 2 SCOPE OF WORK THE GROUP ACCOUNTANTS& ADVJSOPS SCOPE OF WORK For the fiscal year ended June 30, 2022: • Audit of Annual Comprehensive Financial Report (ACFR) • Report on Internal Control over Financial Reporting and on Compliance and Other Matters in accordance with Government Auditing Standards • Required Communications Report to Board of Directors • Appropriations Limit Agreed -Upon Procedures Report (GANN Limit) for the year ending June 30, 2023 • Single Audit — Federal Expenditures Audit (Finalizing) MN GROUV AC COU NTA NTS & ADV ISO KS THE GROUP ACCOUNTANTS& ADVJSOPS ANNUAL REQUIRED COMMUNICATIONS 1 Annual Required Communications • Responsible for the Financial Statements • Present the Financial Statements in accordance with Accounting Principles Generally Accepted in the United States of America • Adopt sound accounting policies • Establish and maintain internal controls over financial reporting and compliance • Provide evidence supporting the amounts and disclosures in the financial statements • Fair presentation of financial statements that are free from material misstatements, whether due to fraud or error • Prevent and detect fraud ThN cOUF ACCOUNTANTS & ADVISORS Annual Required Communications (continued) • Perform the audit in conformity with Auditing Standards Generally Accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States • Communicate with "Those Charged with Governance" • Assess audit risk of internal control over financial reporting • Determine fair presentation of the financial statements • Render an opinion on the Basic Financial Statements • Issue report on control weaknesses and recommendations to Management, if any ThN cOUF ACCOUNTANTS & ADVISORS E Annual Required Communications (continued) Ethics and Independence Complied with ALL relevant ethical requirements regarding independence ThN GROUP ACCOUNTANTS & ADVISORS Significant Accounting Policies The City disclosed the summary of significant accounting policies in Note 1 to the ACFR The City implemented GASB Statements No. 84, Fiduciary Activities and No. 90, Majority Equity Interest Significant Estimates Fair Value of Investments Depreciation of Capital Assets Net Pension Liability Net OPEB Liability Annual Required Communications (continued) • Sensitive Disclosures Note 1 — Summary of Significant Accounting Policies Note 8 — Pension Plans Note 9 — Post Employment Benefits Other Than Pensions (OPEB) Note 10— Implementation of New GASB Pronouncements (GASB 87, Leases) Note 14 — Deficit in Net Position Note 15 — Commitments and Contingencies Note 17 — Reclassification of Fund Balance (OPEB) 0 Note 18 — Subsequent Events Q MN GRQUV AC COU NTA NTS & ADV ISO KS Annual Required Communications (continued) A% Consultation with Other No outside consultations with other �� Accountants accountants regarding auditing and other matters. ASignificant Difficulties No significant difficulties encountered during the audit. S":%* Disagreement with No disagreement over accounting Mana ement treatments or audit procedures g performed. ThN GROUP ACCOUNTANTS & ADVISORS Annual Required Communications (continued) • Corrected / Uncorrected Audit Adjustments — Representation Letter • All proposed audit entries were posted • Immaterial unposted entries (1) • Other Audit Findings or Issues • Reportable Conditions, if any, in Internal Controls are Reported within Single Audit • Other Matters —Auditors' Responsibility • Required Supplementary Information • Supplementary Information MN GRQUV AC COU NTA NTS & ADV ISO KS AUDIT RESULT PUN GROUP ACCOUNTANTS& ADVJSOPS 12 Audit Results • Financial Statements • Unmodified opinion • Financial Statements are fairly presented in all material respects • Significant accounting policies have been consistently applied • Estimates are reasonable • Disclosures are properly reflected in the financial statements • The City complied, in all material respects, with the compliance requirements that could have a direct and material effects on its major federal program • GANN Limit • No exceptions were found • Single Audit (Finalizing) MN GROUV AC COU NTA NTS & ADV ISO KS OVERV STATEM PUN GROUP ACCOUNTANTS& ADVJSOPS NTS City of Lodi Government -Wide Financial Statements Summary Statement of Net Position June 30, 2022 Governmental Business -Type Activities Activities Total Current Assets Noncurrent Assets Total Assets Deferred Outflows of Resources Current Liabilities Noncurrent Liabiltiies Total Liabilities Deferred Inflows of Resources Net Position: Net investments in capital assets Restricted Unrestricted Total Net Position ThN GROUP ACCOUNTANTS & ADVISORS $ 137,604,018 $ 124,642,563 $ 262,246,581 206,040,868 255,649,706 461,690,574 343, 644, 886 380, 292, 269 723, 937,155 16, 960, 996 7,314,051 24, 275, 047 17, 526, 077 17, 787,495 35, 313, 572 148,626,861 130,892,649 279,519,510 166,152,938 148,680,144 314,833,082 96,922,967 8,123,527 105,046,494 111, 961, 302 159, 768, 229 271, 729, 531 42,296,979 6,077,383 48,374,362 (56,728,304) 64,957,037 8,228,733 $ 97,529,977 $ 230,802,649 $ 328,332,626 City of Lodi Government -Wide Financial Statements Summary Statement of Activities For the Year Ended June 30, 2022 General Revenues Investment Income Other Transfers Changes in Net Position ThN GROUP ACCOUNTANTS & ADVISORS 68,615,381 - (3,474,490) (1,498,177) 15,906,043 (1,748,718) 3,453,840 (3,453,840) $ 23, 477, 851 $ 19,189, 560 $ 68,615,381 (4,972,667) 14,157,325 42,667,411 Governmental Business -Type Activities Activities Total Expenses $ 92,136,106 $ 103,174,785 $ 195,310,891 Program Revenues Charges for Services 10,407,348 111,939,682 122,347,030 Operating Grants and Contributions 4,871,549 8,442,821 13,314,370 Capital Grants and Contributions 15,834,286 8,682,577 24,516,863 Total Program Revenues 31,113,183 129,065,080 160,178,263 Net Cost of Services (61,022,923) 25,890,295 (35,132,628) General Revenues Investment Income Other Transfers Changes in Net Position ThN GROUP ACCOUNTANTS & ADVISORS 68,615,381 - (3,474,490) (1,498,177) 15,906,043 (1,748,718) 3,453,840 (3,453,840) $ 23, 477, 851 $ 19,189, 560 $ 68,615,381 (4,972,667) 14,157,325 42,667,411 City of Lodi General Fund Summary Balance Sheet June 30, 2022 and 2021 Assets Liabilities Deferred Inflows of Resources Fund Balance: Nonspendable Restricted Commited Unassigned Total Fund Balance ThN GROUP ACCOUNTANTS & ADVISORS 2022 2021 $ 110, 824, 019 $ 48, 814, 009 6,293,533 7,409,887 65,566,436 714,024 24,321 15,198, 535 352,540 53,739 15, 641, 640 557,686 23,388,654 24,437,033 $ 38,964,050 $ 40,690,098 City of Lodi General Fund Summary Statement of Revenues, Expenditures and Changes in Fund Balance For the Year Ended June 30, 2022 and 2021 Revenues: Taxes Sales use tax Charges for services Licenses, permits, fines, fees Intergovernmental revenues Other Total revenues Expenditures: General governments Public protection Public Works Community development Library Debt service 2022 $ 34,483,025 26,247,772 2,369,097 365,998 9,172,086 16,759 72,654,737 13,197,297 41,054,131 3,034,047 393,290 1,214,407 11.250 2021 $ 31,697,986 24,302,433 2,598,283 286,101 15,116,622 5,135,560 79,136,985 23,829,150 38,005,919 2,743,906 1,024,617 Total expenditures 58,904,422 65,603,592 Proceeds from Capital Lease 33,607 14,666 Net Transfers In (Out) (15,509,970) (761,002) EffiNGROUP Changes in Fund Balance $ (1,726,048) $ 12,787,057 KEY FII PUN GROUP ACCOUNTANTS& ADVJSOPS City of Lodi Sales Tax Trend Fiscal Years Ended June 30,2015 to 2022 (In millions) 28,000 27,000 26,000 25,000 24,000 23,000 22,000 21,000 20,000 19,000 18,000 c 17,000 16,000 N 15,000 14,000 13; 000 F>'1, 000 10, 000 9, 000 8, 000 S7,000 6, 000 5, 000 4,000 3, 000 2,000 (;1,000 By Fiscal Year ThN GROUP ACCOUNTANTS & ADVISORS 2015 2016 2017 2018 2019 2020 2021 2022 City of Lodi Governmental Activities Net Cost of Services to Tax Revenues For the Fiscal Year Ended June 30, 2022 Expenses Less: Program Revenues Net Cost of Services Tax Revenues Ratio ThN GROUP ACCOUNTANTS & ADVISORS $ 92,136,106 (32,113,103) 60,023,003 60,730,797 City of Lodi General Fund Reserves Available Fund Balance to Annual Expenditures Fiscal Years 2020 to 2022 2022 Unassigned Fund Balance $ 23,388,654 Annual Expenditures 58,904,422 General Fund Reserves Ratio ThN cOUF ACCOUNTANTS & ADVISORS 39.71% 2021 $ 24,437,033 65,603,592 37.25% 2020 $ 14,519,980 50,969,997 28.49% City of Lodi GASB 68 - The Pension Standard Net Pension Liablity @ 7.15% Discount Rate Funded Ratio - 2020-21 June 30, 2022 Miscellaneous Safety Total $ 39,132,884 $ 63,597,652 $ 102,730,536 81.94% Sensitivity Analysis: Net Pension Liability @ 6.15% (-1 %) $ 66,054,054 $ 93,309,844 $ 159,363,898 Net Pension Liability @ 8.15% (+1 %) $ 16,772,833 $ 39,201,926 $ 55,974,759 ThN GROUP ACCOUNTANTS & ADVISORS City of Lodi GASB 75 - The OPEB Standard June 30, 2022 Net OPEB Liablity @ 3.22% Discount Rate Funded Ratio Sensitivity Analysis: Net OPEB Liability @ 2.22% (-1 %) Net OPEB Liability @ 4.22% (+1 %) ThN GROUP ACCOUNTANTS & ADVISORS Total $ 21,761,270 9.92% $ 24,527,882 $ 19,463,635 Summary of PY Findings and Recommendations - 2021 Section II - Financial Statement Findings 2021-001 Internal Control over Financial Reporting • Payroll timecards were missing proper approvals in 4 of 40 selected for testing. Current Status: Implemented ThN GROUP ACCOUNTANTS & ADVISORS Summary of Unposted Audit Adjustments Governmental / Business -Type Activities 1) Entry to correct amortization of deferred costs on debt issuance ($60,000) MTbNGR0UV ACCOUNTANTS & AOVISO KS THE PUN GROUP ACCOUNTANTS & ADVISORS HQ - ORANGE COUNTY 200 E. Sandpointe Avenue Suite 600 Santa Ana, CA 92707 SAN DIEGO 4365 Executive Drive Suite 710 San Diego, CA 92121 BAY AREA 2121 North California Blvd. Suite 290 Walnut Creek, CA 94596 LAS VEGAS 1050 Indigo Drive Suite 110 Las Vegas, NV 89145 PHOENIX 4742 North 24th Street Suite 300 Phoenix, AZ 85016