HomeMy WebLinkAboutAgenda Report - November 2, 2022 C-10CITY OF
Z10 i
CALIFORNIA
AGENDA ITEM C40/0
COUNCIL COMMUNICATION
AGENDA TITLE: Adopt a Resolution Authorizing the City Manager to Extend a Three -Year Professional
Service Agreement with Business Recovery Services Inc., of Alameda, to Provide
Lockbox Services for Processing Utility Check Payments Received ($54,000)
MEETING DATE: November 2, 2022
PREPARED BY: Revenue Manager
RECOMMENDED ACTION: Adopt a resolution authorizing the City Manager to extend a three-year
professional service agreement with Business Recovery Services Inc., of
Alameda, to provide lockbox services for processing utility check payments
received ($54,000).
BACKGROUND INFORMATION: On September 18, 2019, after a Request for Proposal process, the City
Council approved Resolution 2019-190 authorizing an agreement with
Business Recovery Services Inc. The contract consisted of collecting mail
payments, checks processed through the third -party's high-capacity,
automated equipment, generated data files to send to the City of Lodi for posting, funds deposit each business
day before closing and physical images of each payment and stub/coupon. The contract expired on September
30, 2022.
Approximately 36,000 utility bills are issued monthly. Of this amount, approximately 5,000 payments were paid
with manual checks processed by Customer Service Representatives. Check payments are labor intensive,
requiring manually opening payment envelopes and running checks and remittance stubs through a rapid
processing service machine to upload the checks to the bank. About 10% of the checks must be manually
entered into the City's software system for various errors or discrepancies. At the end of each business day, all
payments must be balanced and prepared for bank deposit. Due to the cumbersome nature of check
processing, check payments divert staff time from other tasks, including front-line customer service to the
City's residents and businesses and completing other daily department functions.
It is recommended that the City Council authorize the City Manager to extend the current agreement with
Business Recovery Services Inc. for three more years for lockbox services that include providing a collection of
mailed payments, checks processed through the third -party's high-capacity, automated equipment, generated
data files to send to the City of Lodi for posting, funds deposit each business day before closing, and physical
images of each payment and stub/coupon in the amount of $54,000.
FISCAL IMPACT: Based on initial estimates, lockbox services are estimated to cost approximately
$18,000 annually. The estimate is based on current volumes of check payments
APPROVED: W:� -
Steve Schwa Gauer (Oct 74, 2022 11:05 PDT)
Stephen Schwabauer, City Manager
and increased costs. Actual costs will be based primarily on transaction volumes.
As residents continue to transition to online payment options, the cost may
decrease over time.
FUNDING AVAILABLE: Fiscal Year 2022/23-2024/25, account number 10020203.72450
Ofn� Xvgbj
Andrew Keys
Deputy City Manager/Internal Services Director
TW fa SO"
rra Sumner (Oct 24, 2022 06:59 PDT)
Tarra Sumner
Revenue Manager
AMENDMENT NO. 1
BUSINESS RECOVERY SERVICES INC., dba BANK UP CORPORATION
Professional Services Agreement
THIS AMENDMENT NO. 1 TO PROFESSIONAL SERVICES AGREEMENT, is made and
entered this day of September, 2022, by and between the CITY OF LODI, a municipal
corporation, hereinafter called "CITY", and BUSINESS RECOVERY SERVICES INC., dba
BANK UP CORPORATION, a California Corporation, hereinafter called "CONTRACTOR".
WITNESSETH:
1. WHEREAS, CONTRACTOR and CITY, entered into a Professional Services Agreement
on September 23, 2019, the "Agreement", as set forth in Exhibit A, attached hereto and
made part of; and
2. WHEREAS, CITY requests to extend the term of the Agreement for three additional
years and increase the contract amount payable to CONTRACTOR by $54,000, for a
total contract amount of $93,942; and
3. WHEREAS, CONTRACTOR agrees to the amendments as set forth above.
NOW, THEREFORE, the parties agree to amend the Agreement as set forth in
Paragraph 2 above. All other terms and conditions of the Agreement remain unchanged.
IN WITNESS WHEREOF, CITY and CONTRACTOR have executed this Amendment
No. 1 on the date and year first above written.
CITY OF LODI, a municipal corporation CONTRACTOR
STEVE SCHWABAUER
City Manager
Attest:
OLIVIA NASHED
City Clerk
Approved as to Form:
JANICE D. MAGDICH
City Attorney (�e*
BUSINESS RECOVERY SERVICES INC.
M
Title:
EXHIBIT A
AGREEMENT FOR PROFESSIONAL SERVICES
ARTICLE 1
PARTIES AND PURPOSE
Section 1.1 Parties
THIS AGREEMENT is entered into onCC.,4�, 2019, by and between the CITY
OF LODI, a municipal corporation (hereinafter "CITY"), and Business Recovery
Services, Inc., a Califomia Corporation dba Bank Up Corporation (hereinafter
"CONTRACTOR').
Section 1.2 Purpose
CITY selected the CONTRACTOR to provide the services required in
accordance with attached Scope of Services, Exhibit A, attached and incorporated by
this reference.
CITY wishes to enter into an agreement with CONTRACTOR for Remittance
Lockbox and eLockbox Payment Processing Solution (hereinafter "Project") as set forth
in the Scope of Services attached here as Exhibit A. CONTRACTOR acknowledges that
it is qualified to provide such services to CITY.
ARTICLE 2
SCOPE OF SERVICES
Section 2.1 Scope of Services
CONTRACTOR, for the benefit and at the direction of CITY, shall perform the
Scope of Services as set forth in Exhibit A.
Section 2.2 Time For Commencement and Completion of Work
CONTRACTOR shall commence work pursuant to this Agreement, upon receipt
of a written notice to proceed from CITY or on the date set forth in Section 2.6,
whichever occurs first, and shall perform all services diligently and complete work under
this Agreement based on a mutually agreed upon timeline or as otherwise designated in
the Scope of Services.
CONTRACTOR shall submit to CITY such reports, diagrams, drawings and other
work products as may be designated in the Scope of Services.
CONTRACTOR shalt not be responsible for delays caused by the failure of CITY
staff to provide required data or review documents within the appropriate time frames.
The review time by CITY and any other agencies involved in the project shall not be
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counted against CONTRACTOR's contract performance period. Also, any delays due to
weather, vandalism, acts of God, etc., shall not be counted. CONTRACTOR shall
remain in contact with reviewing agencies and make all efforts to review and return all
comments.
Section 2.3 Meetings
CONTRACTOR shall attend meetings as may be set forth in the Scope of
Services.
Section 2.4 Staffing
CONTRACTOR acknowledges that CITY has relied on CONTRACTOR's
capabilities and on the qualifications of CONTRACTOR's principals and staff as
identified in its proposal to CITY. The Scope of Services shall be performed by
CONTRACTOR, unless agreed to otherwise by CITY in writing. CITY shall be notified
by CONTRACTOR of any change of Project Manager and CITY is granted the right of
approval of all original, additional and replacement personnel at CITY's sole discretion
and shall be notified by CONTRACTOR of any changes of CONTRACTOR's project staff
prior to any change.
CONTRACTOR represents it is prepared to and can perform all services within
the Scope of Services (Exhibit A) and is prepared to and can perform all services
specified therein. CONTRACTOR represents that it has, or will have at the time this
Agreement is executed, all licenses, permits, qualifications, insurance and approvals of
whatsoever nature are legally required for CONTRACTOR to practice its profession, and
that CONTRACTOR shall, at its own cost and expense, keep in effect during the life of
this Agreement all such licenses, permits, qualifications, insurance and approvals, and
shall indemnify, defend and hold harmless CITY against any costs associated with such
licenses, permits, qualifications, insurance and approvals which may be imposed against
CITY under this Agreement.
Section 2.5 Subcontracts
Unless prior written approval of CITY is obtained, CONTRACTOR shall not enter
into any subcontract with any other party for purposes of providing any work or services
covered by this Agreement.
Section 2.6 Term
The term of this Agreement commences on September 23, 2019 and terminates
upon the completion of the Scope of Services or on September 22, 2022, whichever
occurs first.
ARTICLE 3
COMPENSATION
Section 3.1 Compensation
CONTRACTOR's compensation for all work under this Agreement shall conform
to the provisions of the Fee Proposal, attached hereto as Exhibit B and incorporated by
this reference.
CONTRACTOR shall not undertake any work beyond the scope of this
Agreement unless such additional work is approved in advance and in writing by CITY.
Section 3.2 Method of Payment
CONTRACTOR shall submit invoices for completed work on a monthly basis, or
as otherwise agreed, providing, without limitation, details as to amount of hours,
individual performing said work, hourly rate, and indicating to what aspect of the Scope
of Services said work is attributable. CONTRACTOR's compensation for all work under
this Agreement shall not exceed the amount of the Fee Proposal.
Section 3.3 Costs
The Fee Proposal shall include all reimbursable costs required for the
performance of the Scope of Services. Payment of additional reimbursable costs
considered to be over and above those inherent in the original Scope of Services shall
be approved in advanced and in writing, by CITY.
Section 3.4 Auditinq
CITY reserves the right to periodically audit all charges made by CONTRACTOR
to CITY for services under this Agreement. Upon request, CONTRACTOR agrees to
furnish CITY, or a designated representative, with necessary information and assistance
needed to conduct such an audit.
CONTRACTOR agrees that CITY or its delegate will have the right to review,
obtain and copy all records pertaining to performance of this Agreement.
CONTRACTOR agrees to provide CITY or its delegate with any relevant information
requested and shall permit CITY or its delegate access to its premises, upon reasonable
notice, during normal business hours for the purpose of interviewing employees and
inspecting and copying such books, records, accounts, and other material that may be
relevant to a matter under investigation for the purpose of determining compliance with
this requirement. CONTRACTOR further agrees to maintain such records for a period of
three (3) years after final payment under this Agreement.
KII
ARTICLE 4
MISCELLANEOUS PROVISIONS
Section 4.1 Nondiscrimination
In performing services under this Agreement, CONTRACTOR shall not
discriminate in the employment of its employees or in the engagement of any sub
CONTRACTOR on the basis of race, color, religion, sex, sexual orientation, marital
status, national origin, ancestry, age, or any other criteria prohibited by law.
Section 4.2 ADA Compliance
In performing services under this Agreement, CONTRACTOR shall comply with
the Americans with Disabilities Act (ADA) of 1990, and all amendments thereto, as well
as all applicable regulations and guidelines issued pursuant to the ADA.
Section 4.3 Indemnification and Responsibility for Damage
CONTRACTOR to the fullest extent permitted by law, shall indemnify and hold
harmless CITY, its elected and appointed officials, directors, officers, employees and
volunteers from and against any claims, damages, losses, and expenses (including
reasonable attorney's fees and costs), arising out of performance of the services to be
performed under this Agreement, provided that any such claim, damage, loss, or
expense is caused by the negligent acts, errors or omissions of CONTRACTOR, any
subcontractor employed directly by CONTRACTOR, anyone directly or indirectly
employed by any of them, or anyone for whose acts they may be liable, except those
injuries or damages arising out of the active negligence, sole negligence, or sole willful
misconduct of the City of Lodi, its elected and appointed officials, directors, officers,
employees and volunteers. CITY may, at its election, conduct the defense or participate
in the defense of any claim related in any way to this indemnification. If CiTY chooses at
its own election to conduct its own defense, participate in its own defense, or obtain
independent legal counsel in defense of any claim related to this indemnification,
CONTRACTOR shall pay all of the costs related thereto, including without limitation
reasonable attorney fees and costs. The defense and indemnification obligations
required by this Agreement are undertaken in addition to, and shall not in any way be
limited by the insurance obligations set forth herein.
Section 4.4 No Personal Liability
Neither the City Council, nor any other officer or authorized assistant or agent or
City employee shall be personally responsible for any liability arising under this
Agreement.
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Section 4.5 Responsibility of CITY
CITY shall not be held responsible for the care or protection of any material or
parts of the work described in the Scope of Services prior to final acceptance by CITY,
except as expressly provided herein.
Section 4.6 Insurance Requirements for CONTRACTOR
CONTRACTOR shall take out and maintain during the life of this Agreement,
insurance coverage as set forth in Exhibit C attached hereto and incorporated by this
reference.
Section 4.7 Successors and Assigns
CITY and CONTRACTOR each bind themselves, their partners, successors,
assigns, and legal representatives to this Agreement without the written consent of the
others. CONTRACTOR shall not assign or transfer any interest in this Agreement
without the prior written consent of CITY. Consent to any such transfer shall be at the
sole discretion of CITY.
Section 4.8 Notices
Any notice required to be given by the terms of this Agreement shall be in writing
signed by an authorized representative of the sender and shall be deemed to have been
given when the same is personally served or upon receipt by express or overnight
delivery, postage prepaid, or three (3) days from the time of mailing if sent by first class
or certified mail, postage prepaid, addressed to the respective parties as follows:
To CITY: City of Lodi
221 West Pine Street
P.O. Box 3006
Lodi, CA 95241-1910
Attn: Tarra Sumner, Revenue Manager
To CONTRACTOR: MmNk Recovery Services, Inc. dba Bank Up Corporation
1301 Marina Village Pkwy, Suite 250
Alameda, CA 94501
Attn: Michael Santimauro, CEO
Section 4.9 Cooperation of CITY
CITY shall cooperate fully and in a timely manner in providing relevant
information it has at its disposal relevant to the Scope of Services.
Section 4.10 CONTRACTOR is Not an Employee of CITY
CONTRACTOR agrees that in undertaking the duties to be performed under this
Agreement, it shall act as an independent contractor for and on behalf of CITY and not
an employee of CITY. CITY shall not direct the work and means for accomplishment of
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the services and work to be performed hereunder. CITY, however, retains the right to
require that work performed by CONTRACTOR meet specific standards without regard
to the manner and means of accomplishment thereof.
Section 4.11 Termination
CITY may terminate this Agreement, with or without cause, by giving
CONTRACTOR at least ten (10) days written notice. Where phases are anticipated
within the Scope of Services, at which an intermediate decision is required concerning
whether to proceed further, CITY may terminate at the conclusion of any such phase.
Upon termination, CONTRACTOR shall be entitled to payment as set forth in the
attached Exhibit B to the extent that the work has been performed. Upon termination,
CONTRACTOR shall immediately suspend all work on the Project and deliver any
documents or work in progress to CITY. However, CITY shall assume no liability for
costs, expenses or lost profits resulting from services not completed or for contracts
entered into by CONTRACTOR with third parties in reliance upon this Agreement.
Section 4.12 Confidentiality
CONTRACTOR agrees to maintain confidentiality of all work and work products
produced under this Agreement, except to the extent otherwise required by law or
permitted in writing by CITY. CITY agrees to maintain confidentiality of any documents
owned by CONTRACTOR and clearly marked by CONTRACTOR as "Confidential" or
"Proprietary", except to the extent otherwise required by law or permitted in writing by
CONTRACTOR. CONTRACTOR acknowledges that CITY is subject to the California
Public Records Act.
Section 4.13 Applicable Law, Jurisdiction, Severability. and Attorney's Fees
This Agreement shall be governed by the laws of the State of California.
Jurisdiction of litigation arising from this Agreement shall be venued with the San
Joaquin County Superior Court. If any part of this Agreement is found to conflict with
applicable laws, such part shall be inoperative, null, and void insofar as it is in conflict
with said laws, but the remainder of this Agreement shall be in force and effect. In the
event any dispute between the parties arises under or regarding this Agreement, the
prevailing party in any litigation of the dispute shall be entitled to reasonable attorney's
fees from the party who does not prevail as determined by the San Joaquin County
Superior Court.
Section 4.14 City Business License Requirement
CONTRACTOR acknowledges that Lodi Municipal Code Section 3.01.020
requires CONTRACTOR to have a city business license and CONTRACTOR agrees to
secure such license and pay the appropriate fees prior to performing any work
hereunder.
Section 4.15 Captions
The captions of the sections and subsections of this Agreement are for
convenience only and shall not be deemed to be relevant in resolving any question or
interpretation or intent hereunder.
Section 4.16 Integration and Modification
This Agreement represents the entire understanding of CITY and
CONTRACTOR as to those matters contained herein. No prior oral or written
understanding shall be of any force or effect with respect to those matters covered
hereunder. This Agreement may not be modified or altered except in writing, signed by
both parties.
Section 4.17 Contract Terms Prevail
All exhibits and this Agreement are intended to be construed as a single
document. Should any inconsistency occur between the specific terms of this
Agreement and the attached exhibits, the terms of this Agreement shall prevail.
Section 4.18 Severability
The invalidity in whole or in part of any provision of this Agreement shall not void
or affect the validity of any other provision of this Agreement.
Section 4.13 Ownership of Documents
All documents, photographs, reports, analyses, audits, computer media, or other
material documents or data, and working papers, whether or not in final form, which
have been obtained or prepared under this Agreement, shall be deemed the property of
CITY. Upon CITY's request, CONTRACTOR shall allow CITY to inspect all such
documents during CONTRACTOR's regular business hours. Upon termination or
completion of services under this Agreement, all information collected, work product and
documents shall be delivered by CONTRACTOR to CITY within ten (10) calendar days.
CITY agrees to indemnify, defend and hold CONTRACTOR harmless from any
liability resulting from CITY's use of such documents for any purpose other than the
purpose for which they were intended.
VA
Section 4.20 Authori
The undersigned hereby represent and warrant that they are authorized by the
parties to execute this Agreement.
Section 4.21 Federal Transit Funding Conditions
Q If the box at left is checked, the Federal Transit Funding conditions attached as
Exhibit D apply to this Agreement. In the event of a conflict between the terms of this
Agreement or any of its other exhibits, and the Federal Transit Funding Conditions, the
Federal Transit Funding Conditions will control.
IN WITNESS WHEREOF, CITY and CONTRACTOR have executed this
Agreement as of the date first above written.
ATTEST:
7 r� Mi
J4 0 4
APPROVED AS TO FORM:
JANICE D. MAGDICH, City Attorney
CITY OF LODI, a municipal corporation
UAL
�rSTEPHEN SCIIWABAUER
City Manager
Business Rec ery Services, Inc., a California
corporation d I
a Bank Up Corporation
By' ' By:
� Name: I
`
Title:
Attachments:
Exhibit A — Scope of Services
Exhibit B — Fee Proposal
Exhibit C — Insurance Requirements
Exhibit D — Federal Transit Funding Conditions (if applicable)
Funding Source: 10020203.72460
(Business Unit & Account No.)
s. r
CA.Rev.01.2415
el Santimauro
Executive Officer
EXHIBIT A
Work Plan:
Bank Ups Lockbox implementation Plan is outlined above, on page 22, bullet #7.
SCOPE OF SERVICES (post -implementation Work Plan)
Remittance Lockbox and eLockbox Payment Processing Solution
Bank Up Corporation will act as a non -depository agent for (CLIENT) (Client) for the purpose of
acceptance and processing of utility remittance payments. Bank Up will receive daily deliveries by
courier of various payments to be processed. Payments will be processed according to commercially
acceptable standards which include, but are not limited to record keeping, security, timely payment and
safety.
This solution incorporates the following services:
1. Bank Up will provide a full lockbox processing solution wherein Client will direct payments to a
pre -assigned lockbox at the Northern California Lundy Regional Post Office in San lose, CA
contracted to Client. All mail delivered to San Jose will be picked up by secure, T5A-approved
courier every day, M -F, excluding Federal holidays, and delivered to the Bank Up Regional
Processing Center in Alameda, CA before 9AM PT.
2. Bank Up will extract, scan and process all coupons/checks and electronically process each
payment according to the parameters assigned by Client. Bank Up will utilize its proprietary
payment processing solution, FLEXRPS, a proven, comprehensive remittance processing
platform. Bank Up utilizes this platform to process transactions in both the lockbox operations
and for the Company's extensive in-house system customers. Bank Up will prepare and deliver a
daily electronic cash letter (ECL) deposit to Client's depository bank no later than [ ) p.m.
(Pacific time zone). Deposits are guaranteed to be made the same day that the work is
processed by Bank Up. An image of each check and coupon associated with each remittance will
be captured by Bank Up before it is deposited.
3. Bank Up will provide a daily Deposit Detail Report to Client upon completion of each days
processing. The daily exception file along with images of checks/stubs of the exception file will
be sent to Client no later than (cutoff time] p.m. (Pacific time zone). At that time, Client will
make necessary corrections/additions to exception file for processing in next day's remittance
processing_ Banking for the exception file will be done with the next day's processing. other
reports available from the Bank Up system will also be made available to Client.
4. Bank Up will provide file transmissions of required information in order to create an X9.37
Image Cash Letter in a format required by Client's depository bank.
S. Bank Up will also prepare a daily output posting file and transmit that file in the required format
to Client in order to update the Client's Financial Management System. The daily output posting
file will be delivered to a secure FTP site or made available from Bank Up's secure FTP
immediately upon completion of each day's processing by ( ] p -m. (Pacific time zone)_
5. Bank Up Corporation will accept payments for Client and review and perform required
reject/reentry to the MICR information as required by the processing standards associated with
32
the Check Clearing for 21st Century Act (Check 21). Bank Up will resolve exception items
through its online Exception Decisioning module and process the corrected exception items next
business day. The resolved exception item payments will be deposited on the same day that
Bank Up receives the corrected information from Client. Bank Up will present for deposit
exception items listed on the appropriate reports or files, in accordance with instructions, either
in writing or orally, by Client. All rejected items will be returned as directed by Client or handled
through an alternative method established by Client for such rejected items.
7. Bank Up will provide the image archive file thru the internet to Client in order for the file to be
merged with their current image archive file stored in-house, on the same day that work is
processed by Bank Up. Bank Up will email a daily confirmation to Client of the daily deposit,
which will include date, dollar amount and number of items processed.
8. Bank Up will also provide the eLockbox solution to Client. This solution will aggregate
automated bili pay remittances from Client's customers' home banking systems. The solution
will consolidate electronic bill payment checks by combining thousands of electronic sources
into a single posting file that will be uploaded daily by the Bank Up lockbox platform into the
Client Financial Management System. Client will receive deposits of home banking payments
directly from the RPPS (MasterCard) network of financial institutions via ACH and receive a daily
report of all payments received through this channel.
9. Bank Up Corporation will provide Tier 1 toll-free support for Client. Level 1 support includes
assisting Client with all reasonable problem determination and troubleshooting over the phone,
as well as engineering support for changes to the processing services or resolution of technical
problems. Bank Up will provide a dedicated support individual and customer support to Client
weekdays from SAM until GPM Pacific Time, excluding Federal holidays. Client support at other
times will be based on the severity of the problem. Bank Up maintains support after regular
business hours as needed via its 24x7 toll free support number in the event Client needs to
invoke incident management resources_ Client will continue to receive support from Bank Up's
Chief Technology Officer, Jeff Kirkland for any questions prior to SAM PacificStandard Time,
10, Bank Up Corporation will assign a Senior Technical Support Manager to Client. This individual
will provide Client with the Initial Implementation Plan as well as providing ongoing technical
support as required. The Initial Implementation Plan will include all aspects of the migration of
the current ELEXRPS platform installed at Client and the installation of that platform onto the
Bank Up Remittance Lockbox Processing solution. Included in this plan will be the operations
and technical coordination between Bank Up Corporation and Client. Bank Up Corporation will
also provide any training and installation support for Client staff as required.
11. Bank Up will provide Client with a Monthly Client Management Report to include items and
dollars processed by Bank Up.
12. Bank Up Corporation will invoice Client monthly in arrears for all monthly processing fees.
Payment will be due within thirty days of Client's receipt of an undisputed invoice.
13. Service levels will be evaluated periodically throughout the implementation process to ensure
that Bank Up and Client have developed measurement standards acceptable to both parties.
33
EXHIBIT B
CITY OF LODI
Schedule of Fees – Lockbox Ser�vices – REVISED 13/19%19 j
BA i N I K I
{ tr£3CK8tI7(SERVICE
Institution Implementation Fee
One -Time
Waived
Lockbox Maintenance Fee
Monthly
Waived
Transaction Fee – Automated with OCR Scan Line
Per Transaction
$0.15
..Multiple Check and List
Greater of Per Check or
Stub
tu
$0`15
Check Only
Per Check
—
$0.15
Exception Items – Non -Automated without OCR Scan tine
Requiring Manual Processing
Plus Transaction Fee
$0.09
Daily Electronic Check Deposit
Per Check
$0.02
Safekeeping and Secure Destruction
Per Item
$0.003
Fax/Copy
Per Page
$1.00
Daily Payment File Transmission to City's CIS (Tyler)
Per Month
$50.00
Customer Service Interface Access to Online !mage/Archive
and Exception Decisioning Module
Per Month
$50.00
Insured Courier from San Jose USPS to Bank Up Processing
Center in Alameda, CA, at Cost
Per Month
$85.00
insured Courier from Sacramento USPS, at Cost (Optional)
Per Month
$85.00
Insured Courier from Lodi USPS, at Cost (Optional)
Per Month
$330.00
USPS PO Box Rental (PO Box size 3 in Lodi), at Cost
Per Month
$17.00
Implementation Fee 1 One time 1 $500.00
Check Intercept Fee
Per check 1 $0.15
Bank lip will increase pricir:g in this proposal by not more than the current CPl after the initial three-year term of this agreement for
subsequent renewals.
EXHIBIT B CONT'D
CITY OF LODI
Schedule of Fees — Lockbox Services — REVISED 8/19/29
BkNKUP
cit;'rl.t d : itj"
Total Estimated Monthly Service Charges
Based on the above -referenced pricing and current approximate volume (5,000 lockbox payments/month), the
monthly cost for providing the Sank Up lockbox solution to the City of Lodi will be as follows:
Lockbox Maintenance Fee Waived
Daily Payment File to CIS $50.00
Customer Service Interface IAR and Exception Decision $50.00
USPS PCI Box Rental (size 3 — in Sacramento) $29.50
Courier (Sacramento USPS to Bank Up) $85.00
Monthly Fixed Cost $204.50
Per Transaction $O.15
Electronic Deposit $0.02
Total Per Transaction Charge $0.28
Monthly Volume Estimate x 5,000 $400.00
Exceptions Additional @ $0.09
(Estimate 1% of volume) $5.00
Monthly Variable Cost $905.00
Total Monthly Cost $1,109:50
EXHIBIT C
NOTE. The City of Lodi is now using the online insurance program PINS Advantage. (ince you have been awarded a
contract you will receive an email from the City's online insurance program requesting you to forward the email to your
insurance provider(s) to submit the required insurance documentation electronically
Insurance Requirements for Most Contracts
Not construction or requiring professional liability
Contractor shalt procure and maintain for the duration of the contract insurance against claims for injuries to persons or damages
to property which may arise from or in connection with the performance of the work hereunder and the results of that work by the
Contractor, his agents, representatives, employees or subcontractors
MINIMUM SCOPE AND LIMIT OF INSURANCE
Coverage shall be at least as broad as:
1 - Commercial General Liability (CGL): Insurance Services Office Farm CG 00 01 covering CGL on an "occurrence" basis, including
products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than
$2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this
project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit.
2. Automobile Liability: ISO Form Number CA 00 01 covering any auto or if Contractor has no owned autos, then hired, and non -
owned autos with limit no less than $1,000,000 per accident for bodily injury and property damage.
3. Workers' Compensation: as required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit
of no less than $1,000,000 per accident for bodily injury or disease.
her Insurance Provisions:
(a) Additional Named Insured Status
The City of Lodi, its elected and appointed boards, commissions, officers, agents, employees, and volunteers are to be covered
as additional insureds on the CGL and auto policy with respect to liability arising out of work or operations performed by or on
behalf of the Contractor including materials, parts, or equipment furnished in connection with such work or operations. General
liability coverage can be provided in the form of an endorsement to the Contractor's insurance (at feast as broad as ISO Form
CG 20 10 1185 or if not available, through the addition of both CG 20 10, CG 20 26, CG 20 33, or CG 20 38, and CG 20 37 if a
later edition is used
(b) Primary and Non -Contributory Insurance Endorsement
The limits of insurance coverage required may be satisfied by a combination of primary and umbrella or excess insurance. For
any claims related to this contract, the Contractor's insurance coverage shall be primary coverage at least as broad as ISO CG
20 0104 13 as respects the Entity, its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained
by the Entity, its officers, officials, employees, or volunteers shall be excess of the Contractor's insurance and shall not contribute
with it.
(c) Waiver of Subrogation Contractor hereby grants to City of Lodi a waiver of any right to subrogation which any insurer of said
Contractor may acquire against the City of Lodi by virtue of the payment of any loss under such insurance. Contractor agrees to
obtain any endorsement that may be necessary to affectthis waiverof subrogation, butthis provision applies regardless of whether
or not the City of Lodi has received a waiver of subrogation endorsement from the insurer
NOTE: (1) The street address of the CITY OF LODI must be shown along with (a) and (b) and (c) above: 221 West Pine Street,
Lodi, California, 95240; (2) The insurance certificate must state, on its face or as an endorsement, a description of the groi ect
that it is insuring.
(d) Severability of Interest Clause
The term "insured" is used severally and not collectively, but the inclusion herein of more than one insured shall not operate to
increase the limit of the company's liability under the Contractors commercial general liability and automobile liability policies.
(e) Notice of Cancellation or Change in Coverage Endorsement
This policy may not be canceled nor the coverage reduced by the company vrithout 30 days` prior written notice of such
cancellation or reduction in coverage to the Risk Manager, City of Lodi, 221 West Pine St., Lodi, CA 95240.
Page 1 ! of 2 pages I Risk: rev. 3/1/2018
(f) Continuity of Coverage
AD policies shall be in effect on or before the first day of the Term of this Agreement. At least thirty (30) days prior to the expiration
of each insurance policy, Contractor shall furnish a certificate(s) showing that a new or extended policy has been obtained which
meets the minimum requirements of this Agreement. Contractor shall provide proof of continuing insurance on at least an annual
basis during the Term. If Contractor's insurance lapses or is discontinued for any reason, Contractor shall immediately notify the
City and immediately obtain replacement insurance. Contractor agrees and stipulates that any insurance coverage provided to the
City of Lodi shall provide for a claims period following termination of coverage which is at least consistent with the claims period or
statutes of limitations found in the California Tort Claims Act (California Government Code Section 810 et seq.).
(g) Failure to Comdv
If Contractor fails or refuses to obtain and maintain the required insurance, or fails to provide proof of coverage, the City may obtain
the insurance. Contractorshall reimbursethe City forpremiums paid, with interest on the premium paid by the City at the maximum
allowable legal rate then in effect in California. The City shall notify Contractor of such payment of premiums within thirty (30) days
of payment stating the amount paid, the names) of the insurer(s), and rate of interest. Contractor shall pay such reimbursement
and interest on the first (1st) day of the month following the City's notice. Notwithstanding any other provision of this Agreement,
if Contractor fails or refuses to obtain or maintain insurance as required by this agreement, or fans to provide proof of insurance,
the City may terminate this Agreement upon such breach. Upon such termination, Contractor shall immediately cease use of the
Site or facilities and commence and diligently pursue the removal of any and all of its personal property from the site or facilities.
(h) Verification of Coverage
Consultant shall furnish the City with a copy of the policy declaration and endorsement page(s), original certificates and
amendatory endorsements or copies of the applicable policy language effecting coverage required by this clause. All certificates
and endorsements are to be received and approved by the City before work commences. However, failure to obtain the required
documents prior to the work beginning shall not waive the Consultants obligation to provide them. The City reserves the right to
require complete, certified copies of all required insurance policies, including endorsements required by these specifications, at
any time. Failure to exercise this right shall not constitute a waiver of the City's right to exercise after the effective
date.
(i) Self -Insured Retentions
Self-insured retentions must be declared to and approved by the City. The City may require the Consultant to provide proof of ability
to pay losses and related investigations, claim administration, and defense expenses within the retention The policy language shall
provide, or be endorsed to provide, that the self-insured retention may be satisfied by either the named insured or City.
(j) Insurance Limits
The limits of insurance described herein shall not limit the liability of the Contractor and Contractor`s officers, employees, agents,
representatives or subcontractors. Contractor's obligation to defend, indemnify and hold the City and its offers, officials,
employees, agents and volunteers harmless under the provisions of this paragraph is not limited to or restricted by any requirement
in the Agreement for Contractor to procure and maintain a policy of insurance.
(k) Subcontractors
Consultant shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and
Consultant shall ensure that City is an additional insured on insurance required from subcontractors
(€) Qualified Insurer(s)
All insurance required by the temTs of this Agreement must be provided by insurers licensed to do business in the State of
California which are rated at least "A-, VI" by the AM Best Ratings Guide, and which are acceptable to the City Non -admitted
surplus lines carriers may be accepted provided they are included on the most recent list of California eligible surplus lines
insurers (LESLI list) and otherwise meet City requirements.
Page 21 of 2 pages I Risk: rev. 3/1/2018
BANK UP
CORPORATION
OTY OF LODI
Exhibit B
Schedule of Fees
LOCKBOX SOLUTION
BASIS
FEE AT
CURRENT
VOLUME
Lockbox Implementation Fee
One Time
Waived
Lockbox Maintenance Fee
Monthly
$55.00
Transaction Fee —Automated with OCR Scan Line
Per Transaction
Tier 1 < 10,000 Payments
$0.17
Check Only
Per Check
$0.17
Multiple Transactions
Greater of Per Check/Stub
$0.17
File Transmission
Fixed Monthly Fee Per File
Containing Payment Data or
Images
$54.25
Exception items — Includes Access to Bank Up Exception
Decisioning Module
Per Exception
$0.10
Electronic Check Deposit to Synergy Depository Bank
Per Check
$0.02
Check and List Transactions
Per Account Credited
$0.17
Fax/Copy
Per Page
$1.00
Customer Service Interface/Online Image Archive Access (up to 5
users) Available Through Contract Term
Per Month
$54.25
USPS PO Box Rental at TBD
Per Month
At Cost
Courier/Mail from USPS to Bank Up Processing Site
Per Day
At Cost
Technical Services/Programming Changes Post Implementation
Per Hour
$200.00
Minimum Fee
Per Month
$750.00
eLOCKBOX SOLUTION (Optional)
BASIS
FEE
Implementation Fee
One time
Waived
Electronic Check Intercept Fee
Per Check
$0.20
BAND UP
CGRK)RATION
CITY OF LODi
FEE DEFINITIONS
Implementation Fee:
included in the Implementation Fee is the specifications development, programming, testing and all
aspects of the implementation including interfacing with bill presentment, CIS/billing and depository
bank for a new Check 21 file.
Lockbox Maintenance Fee
included in the monthly lockbox maintenance fee is document preparation, auditing and secure document
storage and destruction.
Transaction Fees:
Transaction Fees include extraction of all mail received, sorting payments and batches, scanning,
processing, imaging all payment documents (checks and remittance coupons) and generating and
uploading the daily payment file for the Client. The Fee is per transaction. Transaction Fee also
includes Daily and Monthly reporting at no additional charge.
The Transaction Fee applies to any of the following:
Check and remittance coupon with scanline.
Multiples are trasactions containing multiple remittance coupons and/or checks. Bank Up will
charge the Client for the greater of checks or remittance coupons.
Check Only Transaction for electronic deposit only. No payment data is uploaded.
Check and List Transaction
A payment consisting of a check and a check skirt or other media that requires keying of the account
number from the media.
Exception Items:
Exceptions are defined as payments that cannot be processed electronically through the Bank Up
high-speed automated scanning equipment, but require additional handling and keying or may be
returned to the Client as requested. Exceptions are typically managed on the same day of processing
through the Bank Up web -enabled Exception Decisioning Module. Exception items are presented
each day and posted to the Bank Up Customer Service Interface in order for decisioning by the Client.
Exceptions are made available in this module via a secure Internet connection.
Electronic Check Deposit:
Checks are prepared for deposit to the Client's depository bank account using the defined image
data posting file. A balanced Check 21 X9.37 Image Cash Letter (ICL) of all processed checks is
delivered to Client's depository bank each day for downstream processing and clearing.
Electronic Payment File:
Processed remittance information is made available via an electronic payment file to the Client's
billing system each day in order to update Accounts Receivable. The payment file is balanced to the
Image Cash Letter.
BANK QIP
CORPORATION
Crry OF LODI
Customer Service Interface
Bank Up will archive and provide web -enabled secure access to all images of processed documents within its
Microsoft Azure cloud -based solution for the duration of the contract with the Client. Bank Up will provide
access to up to five (5) users for the fixed monthly fee. Additional fee will apply for additional users.
Technical Professional Services:
These are typically provided after the implementation process and regular processing is underway.
These additional modifications and enhancements will be subject to the Client's approval of a
written Statement of Work (SOW). These services may include change to the Image Cash Letter bank
deposit, payment posting file, custom report development, etc.
File Transmission
Fixed monthly fee per file containing payment data or images which includes ICL (Check 21 file), AR,
and/or account validation file of account numbers to be processed containing derogatory or positive
pay data either sent or received.
Courier/Mail Fees
This pass through expense is managed by Bank Up. Bank Up will accommodate from which USPS
payment pickup is requested. (Le San Jose, CA USPS will be utilized for same-day delivery of
payments to the Bank Up Alameda, CA processing site).
eLockbox Solution
See attached Scope of Services for description of this solution.
Pricing of the lockbox Schedule of Fees will be guaranteed for the base term of the contract and each of
the subsequent contract years. Bank Up may increase pricing at not more than the then current CPI at
the commencement of any contract renewal term.
EXHIBIT C
NOTE: The City of Lodi is now using the online insurance program PiNS Advantage. Once you have been awarded a
contract you will receive an email from the City's online insurance program requesting you to forward the email to your
insurance provider(s) to submit the required insurance documentation electronically
Insurance Requirements for Most Contracts
(Not construction or requiring professional liability)
Contractor shall procure and maintain for the duration of the contract insurance against claims for injuries to persons or damages
to property which may arise from or in connection with the performance of the work hereunder and the results of that work by the
Contractor, his agents, representatives, employees or subcontractors.
MINIMUM SCOPE AND LIMiT OF INSURANCE
Coverage shall be at least as broad as:
1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL on an `occurrence" basis, including
products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than
$2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this
project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit.
2. Automobile Liability: ISO Form Number CA 00 01 covering any auto or if Contractor has no owned autos, then hired, and non -
owned autos with limit no less than $1,000,000 per accident for bodily injury and property damage.
3. Workers' Compensation: as required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit
of no less than $1,000,000 per accident for bodily injury or disease.
Other insurance Provisions:
(a) Additional Named Insured Status
The City of Lodi, its elected and appointed boards, commissions, officers, agents, employees, and volunteers are to be covered
as additional insureds on the CGL and auto policy with respect to liability arising out of work or operations performed by or on
behalf of the Contractor including materials, parts, or equipment furnished in connection with such work or operations. General
liability coverage can be provided in the form of an endorsement to the Contractor's insurance (at least as broad as ISO Form
CG 20 10 1185 or if not available, through the addition of both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 20 37 if a
later edition is used
(b) Primary and Non -Contributory Insurance Endorsement
The limits of insurance coverage required may be satisfied by a combination of primary and umbrella or excess insurance. For
any claims related to this contract, the Contractor's insurance coverage shall be primary coverage at least as broad as ISO CG
20 01 04 13 as respects the Entity, its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained
by the Entity, its officers, officials, employees, or volunteers shall be excess of the Contractor's insurance and shall not contribute
with it.
(c) Waiver of Subrogation Contractor hereby grants to City of Lodi a waiver of any right to subrogation which any insurer of said
Contractor may acquire against the City of Lodi by virtue of the payment of any loss under such insurance. Contractor agrees to
obtain any endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether
or not the City of Lodi has received a waiver of subrogation endorsement from the insurer
NOTE: (1) The street address of the CITY OF LODI must be shown along with (a) and (b) and (c) above: 221 West Pine Street,
Lodi, California, 95240; (2) The insurance certificate must state, on its face or as an endorsement, a description of therp oiect
that it is insuring.
(d) Severability of Interest Clause
The term "insured" is used severally and not collectively, but the inclusion herein of more than one insured shall not operate to
increase the limit of the company's liability under the Contractors commercial general liability and automobile liability policies.
(e) Notice of Cancellation or Change in Coverage Endorsement
This policy may not be canceled nor the coverage reduced by the company without 30 days' prior written notice of such
cancellation or reduction in coverage to the Risk Manager, City of Lodi, 221 West Pine St., Lodi, CA 95240.
Page 1 of 2 pages - Risk: rev. 3/1/2018
(f} Continuity of Coverage
All policies shall be in effect on or before the first day of the Term of this Agreement. At least thirty (30) days prior to the expiration
of each insurance policy, Contractor shall furnish a certificates) showing that a new or extended policy has been obtained which
meets the minimum requirements of this Agreement. Contractor shall provide proof of continuing insurance on at least an annual
basis during the Term. If Contractor's insurance lapses or is discontinued for any reason, Contractor shall immediately notify the
City and immediately obtain replacement insurance. Contractor agrees and stipulates that any insurance coverage provided to the
City of Lodi shall provide for a claims period following termination of coverage which is at least consistent with the claims period or
statutes of limitations found in the California Tort Claims Act (California Government Code Section 810 et seq.).
(g) Failure to Comply
if Contractor fails or refuses to obtain and maintain the required insurance, or fails to provide proof of coverage, the City may obtain
the insurance. Contractor shall reimburse the City for premiums paid, with interest on the premium paid by the City at the maximum
allowable legal rate then in effect in California. The City shall notify Contractor of such payment of premiums within thirty (30) days
of payment stating the amount paid, the name(s) of the insurer(s), and rate of interest. Contractor shall pay such reimbursement
and interest on the first (1st) day of the month following the City's notice. Notwithstanding any other provision of this Agreement,
if Contractor fails or refuses to obtain or maintain insurance as required by this agreement, or fails to provide proof of insurance,
the City may terminate this Agreement upon such breach. Upon such termination, Contractor shall immediately cease use of the
Site or facilities and commence and diligently pursue the removal of any and all of its personal property from the site or facilities.
(h) Verification of Coverage
Consultant shall furnish the City with a copy of the policy declaration and endorsement page(s), original certificates and
amendatory endorsements or copies of the applicable policy language effecting coverage required by this clause. All certificates
and endorsements are to be received and approved by the City before work commences. However, failure to obtain the required
documents prior to the work beginning shall not waive the Consultant's obligation to provide them. The City reserves the right to
require complete, certified copies of all required insurance policies, including endorsements required by these specifications, at
any time. Failure to exercise this right shall not constitute a waiver of the City's right to exercise after the effective
date.
(i) Self -Insured Retentions
Self-insured retentions must be declared to and approved by the City. The City may require the Consultantto provide proof of ability
to pay losses and related investigations, claim administration, and defense expenses within the retention. The policy language shall
provide, or be endorsed to provide, that the self-insured retention may be satisfied by either the named insured or City.
(j} Insurance Limits
The limits of insurance described herein shall not limit the liability of the Contractor and Contractor's officers, employees, agents,
representatives or subcontractors. Contractor's obligation to defend, indemnify and hold the City and its officers, officials,
employees, agents and volunteers harmless under the provisions of this paragraph is not limited to or restricted by any requirement
in the Agreement for Contractor to procure and maintain a policy of insurance.
(k) Subcontractors
Consultant shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and
Consultant shall ensure that City is an additional insured on insurance required from subcontractors
(1) Qualified Insurer(s)
All insurance required by the terms of this Agreement must be provided by insurers licensed to do business in the State of
California which are rated at least "A-, VI" by the AM Best Ratings Guide, and which are acceptable to the City. Non -admitted
surplus lines carriers may be accepted provided they are included on the most recent fist of California eligible surplus lines
insurers (LESLi list) and otherwise meet City requirements.
Page 2 of 2 pages Risk: rev. 3/1/2018
RESOLUTION NO. 2022-267
A RESOLUTION OF THE LODI CITY COUNCIL AUTHORIZING THE
CITY MANAGER TO EXECUTE AMENDMENT NO. 1 TO THE PROFESSIONAL
SERVICES AGREEMENT WITH BUSINESS RECOVERY SERVICES, INC., OF
ALAMEDA, TO PROVIDE LOCKBOX SERVICES FOR PROCESSING UTILITY
CHECK PAYMENTS RECEIVED
WHEREAS, the City Council approved Resolution No. 2019-190 on
September 19, 2019, authorizing an agreement with Business Recovery Services, Inc., for
lockbox services that included collecting mail payments, checks processed through the third
party's high capacity automated equipment, generating data files to send to the City of Lodi for
posting funds deposited each business day before closing, and physical images of each
payment and stub/coupon; and
WHEREAS, the agreement expired September 30, 2022; and
WHEREAS, approximately 5,000 of the 36,000 utility bills that are produced monthly are
paid with manual checks that are processed by Customer Service Representatives. About 10%
of the checks must be manually entered into the City's software system for various errors and
discrepancies and at the end of each business day, all payments must be balanced and
prepared for bank deposit; and
WHEREAS, this labor intensive process diverts staff time from other tasks, including
front-line customer service to the City's residents and businesses and completing other daily
department functions; and
WHEREAS, utilizing technology, BankUp has provided efficient and effective check
processing to the City for the last three years that has freed up staff resources for higher-level
customer service tasks; and
WHEREAS, staff recommends that the City Council authorize the City Manager to
execute Amendment No. 1 to the Professional Services Agreement for lockbox services with
Business Recovery Services, Inc., extending the agreement for an additional three years, in the
amount of $54,000.
NOW, THEREFORE, BE IT RESOLVED that the Lodi City Council does hereby
authorize the City Manager to execute Amendment No. 1 to the Professional Services
Agreement for lockbox services with Business Recovery Services, Inc., of Alameda, California,
thereby extending the term for three years, in the amount of $54,000; and
BE IT FURTHER RESOLVED, pursuant to Section 6.3q of the City Council Protocol
Manual (adopted 11/6/19, Resolution No. 2019-223), the City Attorney is hereby authorized to
make minor revisions to the above -referenced document(s) that do not alter the compensation or
term, and to make clerical corrections as necessary.
Dated: November 2, 2022
I hereby certify that Resolution No. 2022-267 was passed and adopted by the City Council
of the City of Lodi in a regular meeting held November 2, 2022, by the following vote:
AYES: COUNCIL MEMBERS — Hothi, Khan, Kuehne, Nakanishi, and
Mayor Chandler
NOES: COUNCIL MEMBERS — None
ABSENT: COUNCIL MEMBERS — None
ABSTAIN. COUNCIL MEMBERS — None
OLIVIA NASHED
City Clerk
2022-267