Loading...
HomeMy WebLinkAboutAgenda Report - January 19, 2022 H-02AGENDA ITEM e,2 CITY OF LODI COUNCIL COMMUNICATION AGENDA TITLE: Receive and File City's Annual Comprehensive Financial Report (Fiscal Year 2020/21) by The Pun Group MEETING DATE: January 19, 2022 PREPARED BY: Accounting Manager RECOMMENDED ACTION: Receive and file the following reports and financial statements submitted by The Pun Group, LLP and the Internal Services Department for Fiscal Year 2020/21: BACKGROUND INFORMATION: The annual audit was conducted to assure the City Council and other interested parties that the City's financial records and reports are prepared in accordance with generally accepted accounting principles (GAAP), that internal controls are adequate to safeguard the City against loss from unauthorized use or disposition of assets and that the City has compiled with all agreements and covenants to obtain grant funds and debt financing. The Pun Group, LLP issued an "unqualified opinion." Vanessa Burke, Managing Partner of the Pun Group, LLP and Kenneth Pun, Managing Partner of the Pun Group, LLP will be present over zoom to answer questions during the Council meeting. The reports will be provided to federal and State oversight agencies, bond trustees and insurance companies for their review and evaluation. Copies of the reports are provided to the City Council and also available to the public by contacting the Financial Services Division or the City's website at www.lodi.gov and at the Lodi Public Library. The City received a Certificate of Achievement for Excellence in Reporting from the Government Finance Officers Association of United States and Canada (GFOA) for the 28th year. A copy of the GFOA certificate is included in the 2020/21 financial reports. FISCAL IMPACT: By law and good management practice, the City's financial records are audited by independent auditors according to Generally Accepted Auditing Standards. Well-maintained financial records are the cornerstone by which the City fulfills its fiduciary responsibilities to the public. FUNDING AVAILABLE: Not applicable. Melissa Munoz, Accounting Manager Andrew Keys, Deputy City Manager Stephen Schwabauer, City Manager 0 0 R. -t ol _ Og 1 1 0 ol _ Og 1 (This page intentionally left blank.) CITY OF Z ALIFORNIA ALAN NAKANISHI, MAYOR, DISTRICT 1 MARK CHANDLER, MAYOR PRO TEMPORE, DISTRICT 2 DOUG KUEHNE, COUNCIL MEMBER, DISTRICT 3 SHAK KHAN, COUNCIL MEMBER, DISTRICT 4 MIKEY HOTHI, COUNCIL MEMBER, DISTRICT 5 STEVE SCHWABAUER, CITY MANAGER Prepared by the Financial Services Division Melissa Munoz, Accounting Manager Robin Xiang, Supervising Accountant Harron Akbar, Accountant (This page intentionally left blank.) 'iellll[Mgo] ' • (This page intentionally left blank.) TABLE OF CONTENTS Page INTRODUCTORY SECTION (UNAUDITED) Tableof Contents......................................................................................................................................................i Letterof Transmittal.................................................................................................................................................iii Certificate of Achievement for Excellence in Financial Reporting.........................................................................xiv Cityof Lodi Organization Chart ...............................................................................................................................xv Mayorand Council...................................................................................................................................................xvi Advisory Bodies and Directory of Officials.............................................................................................................xvii FINANCIAL SECTION IndependentAuditor's Report .................................................................................................................................1 MANAGEMENT'S DISCUSSION AND ANALYSIS (UNAUDITED).......................................................5 BASIC FINANCIAL STATEMENTS............................................................................................................15 Government -Wide Financial Statements............................................................................................................17 Statementof Net Position..............................................................................................................................19 Statementof Activities..................................................................................................................................20 FundFinancial Statements.................................................................................................................................23 Balance Sheet — Governmental Funds...........................................................................................................27 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position....................28 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds ...................29 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities......................................................................................30 Statement of Net Position — Proprietary Funds..............................................................................................31 Statement of Revenues, Expenditures, and Changes in Net Position — Proprietary Funds ............................33 Statement of Cash Flows — Proprietary Funds...............................................................................................35 Statement of Fiduciary Net Position — Private — Purpose Trust Funds..........................................................39 Statement of Changes in Fiduciary Net Position..........................................................................................40 Notes to Basic Financial Statements..................................................................................................................41 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED).......................................................85 Schedule of Changes in Net Pension Liability and Related Ratios — Miscellaneous Plan .............................87 Schedule of Changes in Net Pension Liability and Related Ratios — Safety Plan.........................................89 Scheduleof Pension Contributions................................................................................................................91 Schedule of Changes in Net OPEB Liability and Related Ratios..................................................................93 Schedule of Employer OPEB Contributions..................................................................................................94 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — GeneralFund.................................................................................................................................................95 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — StreetsFund...................................................................................................................................................96 Note to the Required Supplementary Information.........................................................................................97 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES.....................................99 Nonmajor Governmental Funds.....................................................................................................................101 Combining Balance Sheet — Nonmajor Governmental Funds.......................................................................103 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor GovernmentalFunds......................................................................................................................................104 Nonmajor Governmental Funds — Special Revenue Funds...........................................................................105 Combining Balance Sheet — Nonmajor Governmental Funds — Special Revenue Funds ..............................106 TABLE OF CONTENTS Page Combining Statement of Revenues, Expenditures, and Changes in Fund Balance — Nonmajor GovernmentalFunds......................................................................................................................................108 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — Nonmajor Governmental Funds — Special Revenue Funds: Parks, Recreation, and Community Services Fund..................................................................................110 PublicSafety Fund...................................................................................................................................111 Community Development Fund...............................................................................................................112 TransportationFund.................................................................................................................................113 SpecialAssignments...............................................................................................................................114 HOME Program and Community Development Block Grants Fund.......................................................115 Nonmajor Governmental Funds — Capital Project Fund..........................................................................117 Combining Balance Sheet — Nonmajor Governmental Funds — Capital Projects ....................................119 Combining Satement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds — Capital Projects..................................................................................................121 InternalService Funds.............................................................................................................................123 Combining Statement of Net Position — Internal Service Funds.............................................................125 Combining Statement of Revenues, Expenditures, and Changes in Net Position — Internal Service Funds.......................................................................................................................................................126 Combining Statement of Cash Flows — Internal Service Funds...............................................................127 FiduciaryFunds.......................................................................................................................................129 Combining Statement of Fiduciary Net Position — Private — Purpose Trust Funds .................................131 Combining Statement of Changes in Fiduciary Net Position — Private — Purpose Trust Funds ..............132 STATISTICAL SECTION (UNAUDITED) Government -Wide Information: Net Position by Component — Last Ten Fiscal Years..........................................................................136 Changes in Net Position — Last Ten Fiscal Years................................................................................138 Fund Information: Fund Balances, Governmental Funds — Last Ten Fiscal Years ...........................................................142 Changes in Fund Balances of Governmental Funds — Last Ten Fiscal Years .....................................144 Tax Revenues by Source, Governmental Funds — Last Ten Fiscal Years ..............................................146 Assessed Value and Estimated Actual Value of Taxable Property — Last Ten Fiscal Years..................148 Direct and Overlapping Property Tax Rates — Last Ten Fiscal Years ....................................................150 Principal property Taxpayers — Current Year and Nine Years AGo ......................................................151 Property Tax Levies and Collections — Last Ten Fiscal Years...............................................................152 Electricity Sold by Type of Customer — Last Ten Fiscal Years..............................................................153 Ratios of Outstanding Debt by Type......................................................................................................154 Ratios of General Bonded Debt Outstanding — Last Ten Fiscal Years...................................................155 Legal Debt Margin Information — Last Ten Fiscal Years.......................................................................156 Direct and Overlapping Governmental Activities Debt..........................................................................158 Pledged -Revenue Coverage — Last Ten Fiscal Years.............................................................................159 Demographic and Economic Statistics — Last Ten Fiscal Years.............................................................160 Principal Employers — Current Year and Nine Years Ago.....................................................................161 Full -Time Equivalent City Government Employees by Department — Last Ten Fiscal Years ...............162 Operating Indicators by Function/Program/Department — Last Ten Fiscal Years ..................................163 Capital Asset Statistics by Function/Program/Department — Last Ten Fiscal Years ..............................165 ii CITY COUNCIL ALAN NAKANISHI, Mayor MARK CHANDLER, Mayor Pro Tempore MIKEY HOTHI SHAK KHAN DOUG KUEHNE December 31, 2021 CITY OF L OD I 2015 "Wine Region of the Year" CITY HALL, 221 WEST PINE STREET P.O. BOX 3006 LODI, CALIFORNIA 95241-1910 (209) 333-6702 / FAX (209) 333-6807 www.lodi.gov cityclerk cblodi.gov Honorable Mayor, Members of the City Council: STEPHEN SCHWABAUER City Manager JENNIFER CUSMIR City Clerk JANICE D. MAGDICH City Attorney I am pleased to present the City's Annual Comprehensive Financial Report (ACFR) for the fiscal year (FY) ended June 30, 2021. State law requires that every general purpose local government publish, within six months of the close of each fiscal year, a complete set of audited financial statements. This report fulfills that requirement for the fiscal year (FY) ended June 30, 2021. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. The data in this report is presented in a manner that is designed to fairly set forth the financial position and results of operations of the City of Lodi (the City). It contains the disclosure necessary to promote in-depth understanding of the City's financial affairs and evaluate its financial condition. The City's financial statements have been audited by The Pun Group, LLP located in Walnut Creek, California. The independent auditors concluded, based on their audit, that there was a reasonable basis for rendering an unmodified (or "clean") opinion that the City of Lodi financial statements for the fiscal year (FY) ended June 30, 2021 are fairly presented in conformity with generally accepted accounting principles. The independent auditor's report is the first item presented in the financial section of this report. In addition to the financial audit, each year the City is required to undergo an audit of federal grant expenditures. That report is commonly referred to as a Single Audit report and is issued as a separate document and is not included herein. The Single Audit report includes the Schedule of Expenditures of Federal Awards, Findings and Recommendations, and an auditor's report on the internal control structure and compliance with applicable laws and regulations. The provisions of Governmental Accounting Standards Board (GASB) State 34, "Basic Financial Statements -and Management's Discussion & Analysis" (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with the MD&A, which can be found immediately following the report of the independent auditors in the financial section of the ACFR. Profile of the City of Lodi The City of Lodi, was incorporated December 6, 1906, as a municipal corporation under the general laws of the State of California. The City of Lodi is located on the northern boundary of San Joaquin County. The City of Lodi is a General Law City and has the power to make and enforce ordinances and regulations with respect to municipal affairs to the extent expressly permitted or implied by the California constitution or specific legislation. The City government is organized under the Council -Manager form of government. The five -member City Council is elected by district by its voters for overlapping four- year terms, with no term limits. Each year the Mayor and Mayor Pro -Tempore are chosen by the members of the City Council. The Mayor presides at Council meetings and acts as the ceremonial head of the City, the Mayor Pro Tempore serves as Mayor in his or her absence. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for appointing department heads, and overseeing the operations of the City. The City Manager, City Attorney and the City Clerk are appointed by the City Council. The City Council is responsible for adopting the budget on or before June 30 each fiscal year. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is maintained at the fund level. The City Manager is responsible for the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager may transfer resources within a fund. Supplemental appropriations and budget transfers between funds and projects, however, need approval from the City Council. During fiscal year 2020-21, the City Council and City Manager made several supplemental appropriations for operating budgets and capital projects. The City, with 412 full time equivalent employees, provide a wide rant of services to a residential population 68,751. These service include public protection (police and fire), public utilities services (electric, water, and wastewater), public works, transit services, parks and recreation, library, community development, and general government (City Manager, City Clerk, City Attorney, human resources, information systems, financial services, and budget and treasury). The City is also financially accountable for the following legally separate reporting entity the Lodi Public Financing Authority (LPFA), which are reported within the City's financial statements as a blended component unit. Additional information on this legally separate entity can be found in the notes to the financial statements (see Note 1A). Local Economy The information presented in the financial statements is perhaps better understood when it is considered from the broader perspective of the specific environment within which the City operates. The City of Lodi is located in California's fertile San Joaquin Valley, adjacent to State Highway Route 99, between Stockton, 10 miles to the south, and Sacramento, 35 miles to the north. The City population is estimated at approximately 68,800 and is contained in an area of 13.98 square miles. The City has grown steadily since incorporation in 1906. The City's growth is provided for in both the General Plan and the City's Growth Management Allocation Ordinance that allows an increase in population of 2% per year until the growth limits are reached. The City is built on a strong and diverse local economy. Lodi is best known for its Zinfandel wines; however, Lodi is an authentic and dynamic wine region with more than 80 wineries within 10 miles of downtown. The City's employment base is just as diverse with industry that includes agribusiness, biotechnology, distribution, food and beverage product manufacturing, general service, government, health care, heavy manufacturing, and of course, wine based tourism and lodging. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from approximately 10 to 3,500 employees and produce a wide variety of products, services and commodities. The City is growing. Over the last few years it has seen significant new commercial, industrial and residential development projects come to fruition. The past few years have seen an average 200 new single family homes constructed and sold. The City has entitled and granted growth allocations for more than 2,000 residential lots, providing for consistent residential growth over the next eight to ten years. The City's first market rate apartment complex in over 25 years has completed construction and is fully rented. A 150 unit senior apartment complex has completed construction and is now open for occupancy. The City has also seen significant investment in expanding existing commercial developments. All this activity is a positive indicator for the City moving forward. The City's focus on economic development, compact development and quality of life has encouraged these investments within the City, collectively creating hundreds of new employment and housing opportunities. Even in the face of the COVID-19 pandemic, the most difficult budget issue facing the City is the California Public Employees' Retirement System (CaIPERS) funding crisis. The City is well aware of this challenge and is taking aggressive steps to address this concern. The City approved a Pension Stabilization Funding Policy in 2017 that requires unassigned reserves in excess of the General Fund target be invested at Public Agency Retirement System (PARS) in an IRS Section 115 irrevocable trust known as a Pension Rate Stabilization Program (PRSP). The City has amassed over $20 million in this fund to offset future pension costs. Non General Funds must contribute their proportional share to the trust as well. Due to the COVID-19 pandemic, the iv City Council suspended this policy for fiscal year 2020-21, but it was reinstated with the adoption of the fiscal year 2021-22 budget. Lodi's General Fund revenues performed exceptionally well during the pandemic, resulting in significantly better than expected fiscal year 2020-21 results. Substantial additional contributions to the PRSP will be made at what is estimated to be the highest annual level since the policy was adopted. More details can be found in the Economic Factors and Next Year's Budget section of the Management's Discussion and Analysis in this report. Measure L, the City's general purpose sales tax approved by voters in 2018, continues performance above expectations. In large part because of Measure L, the City in February 2021 was able to restore all seven positions in the police department frozen at fiscal year 2020-21 budget adoption. More details can be found in the Economic Factors and Next Year's Budget section of the Management's Discussion and Analysis in this report. Economic Development The City of Lodi is a city of many cultures, skill levels and political and social orientations; yet its citizens are inspired by a shared vision and the certainty that this city of the north Central Valley is special. Lodi, deep-rooted in California's wine country, is giving rival Napa Valley a run for its money. Lodi has been a major wine grape growing region since the 1850s and today, the area has 100,000 acres of wine grapes farmed by over 750 growers. Lodi is best known for its full-bodied Old Vine Zinfandel wines. There are six major wineries in the area—Robert Mondavi Woodbridge, Michael David, Turner Road Vintners, Sutter Home Winery, Bear Creek Winery and Oak Ridge Winery. More than 60 leading California wineries buy grapes from our region including E&J Gallo, Constellation, Fetzer, Delicato, Napa Ridge, Ravenswood and Beringer. Even the City's industrial sector makes way for wine. Northeast of downtown Lodi is the Lodi Wine and Business Center. This former winery has been converted to industrial space, a warehouse, office and wine cooperage. This busy industrial setting offers lined wine storage tanks and chiller capacity for millions of gallons of local wine. In recent decades, Lodi's agricultural roots have evolved. Lodi has developed an emerging concentration of related manufacturing businesses who depend on reliable and affordable electric power, ample water, efficient transportation, affordable real estate, and access to markets to control costs and prosper. In addition to the robust viticulture, Lodi's economic drivers include manufacturers of rapid molecular diagnostic systems, consumable plastics for use in research laboratories, the world's largest manufacturer of foam cups and disposable containers, and food manufacturing. Over the next five years, the compound annual growth rates of these industries is estimated to be 4.8 percent, 6.2 percent, and 11.2 percent, respectively. A little over a year and a half ago, big cities were in, bustling with a prosperity they hadn't seen in many years. Then came the lockdown attributable to COVID and many downtowns, including Lodi's, found themselves struggling. While it's true that office -based, university and hospitality -centric cities were hit hard by the stay at home mandate, the City of Lodi showed signs of resilience. Although restaurants and bars did close to indoor use, the City assisted as many establishments as it could, by participating in the successful Great Plates program, a meals delivery program for senior citizens, which also served as a restaurant stimulus program. Wherever possible, restaurants were permitted to set up outdoor dining by occupying wider swaths of the public right of way onto streets and sidewalks. In addition to a buoyant restaurant industry, the local economy fared better because of its variegated industry sectors. To help stimulate the local economy, the City offered small business grants to businesses faced with closing their doors, and provided over $3 million in financial assistance to help pay utility bills across customer classes. It is expected the pandemic will significantly change how Americans live and work. According to the real estate site Zillow, Americans are seeking out less expensive regions and more square feet of living space. In June 2021, Lodi home prices were up 15.3 percent compared to last year, selling for a median price of $481,000. According to Redfin, another full-service real estate brokerage firm, on average, homes in Lodi sold after about 7 days on the market compared to 30 days last year. Many homes get multiple offers and 73.6 percent of homes sold above the list price in 2021 compared to a year ago. Lodi is a large submarket relative to the national average and contains about 12.2 million square feet of industrial space. The overwhelming majority of inventory remains full and the net absorption over the past year is substantially above the five year v average. Industrial rents are slightly above the metro average, and the 12 -month rent growth is 5.5 percent. The vacancy rate is currently about 2.4 percent. Multi -family, retail, and office rents all experienced greater than average rent growth and slightly below average vacancy rates over the last 12 months. In March 2021, Lodi published its first development prospectus which serves as a "prequalification statement" for a city to attract capital and drive smart investments. The prospectus presents a granular assessment of our competitive position which merits the additional application of new capital either from existing investors or external investors. The development prospectus provides authentic evidence of the deployment of private capital which is happening now in Lodi. In addition to labor and demographic statistics, the development prospectus gives our market strengths, our challenges, a view of Lodi's catalytic private investments, and recommendations for growth in the near term. Labor and Demoeraohic Statistics After population growth, wage growth is an important private sector location factor. It determines what kinds of jobs are being created and at what point workers begin to reap the benefits of economic growth. The Economic Policy Institute's growth target for wages is 3.5 to 4 percent year over year. Lodi's wage growth is approximately 2.2 percent per year which indicates growth below the target. Next to wage growth, job growth ranks high as a locational factor. According to the Bureau of Labor Statistics, Lodi's job growth is also about two percent per year which is a growth rate a little higher than average. In 2020, Lodi's local economy employed just over 33 thousand people. Since 2016, the employment rate grew at a rate of about 2.05 percent per year. The 2020 Occupational Employment and Wage Statistics, U.S. Bureau of Labor Statistics reports the most common employment sectors for those who live in Lodi were Education, Health Care & Social Assistance (8,325 people), and Finance, Insurance, Real Estate, Rental, and Leasing (6,656 people). Other common employment sectors were Retail (4,408), Manufacturing (3,498), Arts, Entertainment, Recreation, Accommodation and Food Services (2,489) and Professional, Scientific, Management (1,519). In raw numbers, the biggest increases since 2016 have been in 1) finance, insurance and real estate, 2) wholesale trade, 3) education, health care, and social assistance, and 4) manufacturing. The biggest declines have been in agriculture, construction, transportation and warehousing. The highest paid employment sectors are Management Occupations, Legal Occupations, and Healthcare Practitioners with 2020 mean annual earnings of $116,000, $109,060, and $103,000, respectively. The lowest paid employment sectors reported are Farming, Food Preparing and Service -related occupations, and Healthcare Support with mean annual earnings of $31,360, $32,230, and $33,350, respectively. Mean annual wages for Production -related occupations were $42,250 and $40,470 for Transportation/Material Moving. From 2019 to 2020, the median household income in Lodi was $59,151. In June 2021, Lodi home prices were up 15.2 percent, compared to last year, and the median price of a home is $481,000. The homeownership rate remains unchanged from June 2020 to June 2021 at 57 percent. Of Lodi's population 25 years and older in 2020, 34.24 percent held Associate's degrees or higher, and 19.2 percent held Bachelor's degrees or higher. Lodi by the Numbers Economic and business indicators which provide data at the city level are not abundant. Most data from traditional data sources like the U.S Census Bureau and U.S Department of Labor assemble and publish data at the MSA and county level. However, the Lodi Development Prospectus provides valuable business data from a variety of sources which authenticates Lodi as a sustainable business location. For example, the U.S. Patent Office reports that from 2017-2020, an average of 17.6 patents were issued to entrepreneurs in Lodi. The Small Business Administration (SBA) reports that from 2017-2019, small business loan activity was $34.7 million. Pitchbook, a venture capital, private equity and merger/acquisition database, reveals that since 2018, $10.87 million in venture capital has been deployed in Lodi. The Opportunity Atlas, a collaboration between researchers at the Census Bureau and Harvard University researching social mobility, reports the upward mobility rate in Lodi is currently 19 percent. An upward mobility rate is a rate at which an individual moves to an increased socioeconomic status. The City of Lodi reports that public infrastructure spending from 2015-2020 was $12 million from local sources, and building permits were up 12 percent. Lodi's FY 2021-25 Capital Improvement Budget is $108.8 million. This represents an expenditure of $1,601 per capita in public infrastructure spending, the highest among per capita spending among Sacramento, Modesto, vi Fresno, and Roseville. In addition to economic data, site selectors determine car collision rates and crime statistics in a specific geographic area before making a site selection. The reasons are obvious to business. The economic costs of car collisions and crime are lost productivity, medical costs, legal and court costs, congestion, and workplace losses. Car collision rates in Lodi decreased 66 percent from 2015 to 2020. The crime index lowered from 330.6 to 236.1 during the same time period. Market Strengths In addition to steady job growth, other market strengths serving to attract investment to Lodi includes direct transportation access to major state and interstate corridors, rail access, adjacency to cargo -centric Stockton Regional Airport and Sacramento International Airport, and contiguousness to the Port of Stockton. These strengths provide for proximity to markets and proximity to a highly functioning supply chain. Lodi owns its own electric utility providing highly reliable power, and administers its own water and wastewater utility delivering high quality and an abundant supply of potable water to Lodi's service territory. Governed locally, these utilities strive to keep costs low to increase business profits. Challenges The primary business location factor today is workforce. While population growth has been consistent, a concern to new and existing businesses is the talent pipeline. The growth of the 15 to 22 age group has been flat since 2010. Conversely, the group retiring soon (ages 60 and over) has been slowly but steadily increasing. Educational attainment, the share of the population with an associates or bachelor's degree, is below the statewide average. However, from 2010 to present, there has been a slow but steady increase in the share of population with a college degree. About 17 percent of Lodi's population live below the poverty level. The statewide average is about 15 percent. Lodi and San Joaquin County are addressing industry skills needs through collaborative efforts among Lodi Unified School District, San Joaquin County WorkNet, University of the Pacific (UOP), San Joaquin Delta Community College, and San Joaquin Building Trades Council. Catalytic Investments More than $502.4 million in private investment will be invested within the city limits between 2014 and 2024. Supporting this private investment, is an $87.5 million public investment in public infrastructure during the same timeframe. In Lodi's industrial sector East of SR -99, Cepheid, a rapidly -growing manufacturer of molecular diagnostic systems, is adding at least 175,000 sf of new production space and will add over 2,500 new jobs in Lodi by 2024. The investment capital added is $250 million. Recent construction activity in downtown across from the new restaurant, retail and office sector is estimated to be $8.6 million since 2018. In the Northeast, the City has been anxiously awaiting the progression of The Lakehouse, a high value mixed-use of hospitality, retail and residential valued at $65 million. Currently in the environmental review stage, the groundbreaking is expected to be in 2022. In the near east, the iconic Sunset Theater is undergoing renovation. Set to drastically change the landscape of Lodi Avenue, the new Sunset on Ave will bring thousands back to Lodi to recapture a bit of the past while enjoying present-day entertainment and retail. The Sunset on Ave will add nearly 21,000 sf of entertainment venue at an estimated cost of $5 million. On the City's South side, a new Marriott Residence Inn is in the planning and development stage. The completion of this vii hotel will cost $13.4 million In early 2021, a 150 unit market -rate apartment complex was completed at a cost of $28 million. Adjacent to Reynolds Ranch, the newest of Lodi's mixed-use developments, LaVida Apartments of Lodi offers contemporary living and resort -style amenities to active seniors. Contiguous to LaVida, is Oakmont Assisted Living, an 80 unit facility valued at $10 million. By year-end 2021, a new luxury non -age restricted multi -family rental development will commence construction on the City's Southwest side. Targeted for completion in 2023, this development will add $30 million in value. While new market rate multi -family units are relatively new to the residential market in Lodi, its single family development in 2021 is unprecedented. In 2021, construction will start on over 1,400 market -rate single family homes valued at $65 million. The estimated completion date for these additions is 2024. Recommendations to Sustain Business and Stimulate Growth Based upon the Lodi Development Prospectus, a number of recommendations have been made to sustain business and stimulate greater growth. First, rebuild and expand fiber connectivity for speed, cloud access, reliability, signal strength and security. Second, increase Lodi's size by strategic annexation adjacent to major transportation corridors. Third, explore economic development incentives which build on existing incentives. Fourth, connect local business with greater export resources. Fifth, develop a small business center satellite in partnership with the existing San Joaquin County SBDC. Sixth, expand on the current Brownfield Program to include market studies, cleanup and demolition. And last, but not least, invest in the availability of economic, labor, demographic, and industry data sources to provide interested investors and site selectors in Lodi as a location to deploy investment capital. MAJOR GOALS, OBJECTIVES AND PROJECTS To assist the citizens of the City in understanding where the City intends to allocate available resources, the City Council, the City Manager and Department Heads established in 2004 a hierarchy of major aspirational goals, objectives and major projects that support and reinforce the City's mission statement. Council then set project specific goals at a series of workshops in 2016. 1.) Aspirational Goals Four major City goals were established as policy direction and focal points for the efforts of City staff. These goals include: • Ensure a High Quality of Life and a Safe Environment for Citizens, • Ensure Efficient and Productive City Organization, • Ensure Public Trust, and • Ensure the Development of the Lodi Economy for a Fiscally Sound City Organization. City Council, the City Manager and Department Heads established nineteen major City objectives: • Maintain City's Sense of Community • Provide Employee Training and Education • Provide for a Balanced Community • Evaluate Telecommunications Opportunities • Enhance Access through Implementation of IT Strategic Plan • Provide Resources to Maintain City's Infrastructure • Promote Urban Forestry • Promote Public Relations and Marketing Efforts • Attract, Retain and Invest in a Quality City Work Force • Ensure Open and Accessible Public Meetings 2.) Project Specific Goals • Encourage Public Arts, Cultural and Recreational Opportunities • Pursue Efforts to be Entrepreneurial • Provide Appropriate and Sufficient City Facilities • Improve Customer Service • Develop Short and Long Range Operational Plans • Continue to use Partnerships to Advance City's Objectives • Develop Effective Records Management Program • Provide a Balanced Budget and Adhere to Adopted Policies • Promote Commercial/Industrial Base These projects are designed to accomplish specific objectives and become the focus for organization -wide effort. Council set the following priorities and categories in 2016: • Economic development for "shovel ready" land • Economic development and incentive program to focus on underutilized parcels • Public Safety, Gang Reduction Intervention Program, training and increase in staffing • Fiscal sustainability, asset preservation, CALPERS and Other Postemployment Benefits • East side rehabilitation, incentive programs and infrastructure Additional priorities that did not fit into the above categories include 1) addressing homelessness issues, 2) providing downtown Wi-Fi and music, and 3) beautification of highway overpasses. As discussed above, economic revitalization continued to be an active focal point of the City in fiscal year 2020-21. The following projects were recently completed, are underway and will see significant progress, or be completed in 2021. Residential Development In fiscal year 2020-21, the City has accepted the following residential developments: Villa Fiore Unit 2 and Unit 3, Rose Gate II Unit 1, Vineyard Terrace Unit 2, Iris Drive, and Interlaken subdivisions. The City also accepted the Rose Gate off-site Storm Water and Wastewater improvements. The La Vida Senior Apartments and Oakmont Assisted Living Facility projects have been completed as part of the Reynolds Ranch Development. In fiscal year 2020-21 the City finalized a total of 245 dwelling units. Sales and construction in various development projects are ongoing. The City is considering the annexation of additional land to support continued growth. Downtown and Infill Development COVID-19 has had a huge impact to the City's various businesses. The City has helped restaurants by allowing outdoor dining in areas of on -street parking and by participating the in the Great Plates Delivered program that provides freshly prepared, healthy meals to vulnerable populations (over age 60 with high risk factors, or anyone over age 65) to local residents prepared by local restaurants. The City has seen the interest in our downtown establishments, but due to COVID-19 impacts, the growth has been slow. ix There are new restaurants that are still under construction in downtown, including the Oxford and the very soon to be completed expansion of the Lodi Beer Company. In fiscal year 2021, Papapavlos Bistro & Bar officially opened. Still under construction, across Lockeford Street is the new Lodi Bowling Alley. This project consists of a two-story bowling alley that will be equipped with 34 lanes, bar and banquet room. Both projects have put vacant land to use, generating foot traffic on the edges of downtown. Water Meters and Water Infrastructure Under state law, all residential housing must be billed for water usage on a metered basis by 2025. In 2010, the City embarked on a program to install meters on approximately 16,000 parcels over an eleven year period. A portion of this project also included relocating water mains and service connections from alleys and rear yards to streets and sizing the new water mains to improve fire flow. Construction began during fiscal year 2009-10 and will continue through fiscal year 2022- 23. To date, all single family dwelling water meters (approximately 16,000) have been installed. Estimated cost for the complete program is $42.5 million. The final phase of construction will begin in fiscal year 2022-23. The City has a water well rehabilitation program and Well 3R rehabilitation ($174,700) was completed this fiscal year. For the Dibromo-chloropropane (DBCP), 123 Trichlorophenylmethyliodosalicyl (TCP) cleanup effort, the granular activated carbon (GAC) at Well 16 ($134,700) was changed out. New GAC vessels at Well 27 ($1,064,000) were constructed and operational. Wastewater Projects The City has completed the Wastewater Rehabilitation Phase 8 project at a total construction cost of $2.24 million. The Wastewater Rehabilitation Phase 9 is under design and expected to be completed by the end of 2022. The White Slough Water Pollution Control Facility (WSWPCF) irrigation project ($946,000) was completed and accepted. Additional projects planned for fiscal year 2021-22 and FY 2022-23 include the WSWPCF aeration and solids handling system improvements. The design of a WSWPCF electrical room relocation is complete and is scheduled to start construction in the summer of 2022. In compliance with the State Storm Water Trash policies, the City has started the multi -phase storm water trash collection program. The first phase of the program is completed at the cost of $224,000. The second phase is expected to be completed by June of 2022. FINANCIAL INFORMATION, MANAGEMENT AND CONTROL A detailed understanding of the financial position and change in financial position of the City is provided in the following sections of this report. The following is a brief description of the City's financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City's accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary fund types, the City uses the accrual basis of accounting. As such, the measurement focus is on operating income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incurred. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Accounting System and Budgetary Control In developing the City's accounting system, consideration is given to the adequacy of the internal controls. The objective of the City's internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the x preparation of financial statements in accordance with Generally Accepted Accounting Principles. The concept of reasonable assurance recognizes that the cost of the controls should not exceed the benefits likely to be derived and that management estimates and judgments are required in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year- end fund balances. Long Term Financial Planning The City has implemented a long-term financial planning practice to review the impact of current decisions on the City's General Fund. This analysis can be found in the City's budget document and includes assumptions, revenue, expenditures, and fund balance projections. In addition, there is discussion of risks and opportunities not modeled. The tool is a baseline projection that provides management and policy makers a view of what the City's financial condition may be if current operations are maintained and a reasonable set of economic assumptions are made. This plan is updated periodically as new information is available that will materially impact the projection. Fund Balance It is the City's goal to target and maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds, and at least 25% of operating expenses. Based on a reserve policy adopted in March 2018, the target for the Electric enterprise fund working capital was $29.9 million for fiscal year 2020-21. In fiscal year 2020-21, the City has budgeted to take the final steps to fund another 16% Measure L Reserve fund over three years. The goals allow for variations from year-to-year to account for economic and fiscal changes. The General Fund maintained an unassigned fund balance of $24,437,033, or 30.87% of revenues at the end of fiscal year 2020- 21. Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. They also describe the City's capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investment terms are to be consistent with the City's cash flow needs. Investment reports are issued quarterly to the City Manager and City Council to provide detailed information regarding the City's investments and compliance with City policy and state law. The policy has three objectives: (1) protect principle; (2) provide for liquidity needs, and (3) obtain the most reasonable rate of return within the first two objectives. All investment activities are to be undertaken and judged using the Prudent Investor Standard as described within the policy. Appropriation Limitation Article XIII B of the Constitution of the State of California (Proposition 4) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed fiscal year 1979 appropriation levels except as adjusted for increases in population and the growth in the California per capita income or non-residential assessed valuation due to new construction within the City. Excluded from the limitation are appropriations funded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to fiscal year 1979. Pursuant to subsequent legislation adopted after Article XIII B, the City is required to annually establish and adopt its appropriations limit by resolution. For fiscal year 2020-21, the City's appropriations subject to limit were $46,704,764 and the appropriation limit was $116,864,705, leaving appropriations at $70,159,941 below the limit. A Debt Administration At June 30, 2021, the City had outstanding Certificates of Participation and Revenue Bonds of $123,623,638. These liabilities are discussed in Note 7 of the Basic Financial Statements and summarized below. In 2004, the City issued $27,360,000 in Wastewater Certificates of Participation (2004A) to finance the costs of improvements to the wastewater collection, treatment and disposal system. These bonds were partially refunded with the 2012 Refunding Wastewater Revenue Bonds, Series A. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility, which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. The Water Revenue Bonds 2010 Series B was refunded in the previous fiscal year and is now the 2020 Water Revenue Bonds. The Water Revenue Bonds 2010 Series A was paid off in fiscal year 2020-21. On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. The City also issued the $17,105,000 2012 Refunding Wastewater Revenue Bonds (2012 Bonds) in September 2012 to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation (2004 COP). The 2004 COP were issued to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. On March 10, 2016, the City issued the $20,295,000 2016 Refunding Wastewater Revenue Bonds, Series A (2016 Bonds) to partially refund $21,415,000 outstanding principal of the 2007A COP. On December 1, 2017, the City issued $7,762,794 Installment Purchase Agreement, refunding the Certificates of Participation, 2007 A (2007 COP). On June 13, 2018 the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certifications of Participation 2008 Series A). On April 8, 2020 the City issued $25,390,000 Water Revenue Refunding Bonds (2020 Bonds) to allow the City prepay and cause the immediate defeasance of the outstanding $29,650,000 Lodi Public Financing Authority 2010 Water Revenue Bonds, Series B (Federally Taxable — Build America Bonds). The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conduct financing on a competitive basis, will seek an investment grade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. Competitive Biddine Polic All required purchases for materials, equipment and services during fiscal year 2020-21 were made pursuant to competitive bidding procedures as established under the City's purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of $5,000. xii Risk Management The City is self-insured for dental care, long-term disability, workers' compensation, general liability and unemployment insurance. General liability and workers' compensation are administered by outside agencies. The City administers unemployment insurance and long-term disability. Self-insurance transactions are accounted for under the Insurance Funds. At June 30, 2021, the Insurance Fund had a net position of $7,798,135. INDEPENDENT AUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. To ensure proper internal control, periodically the City conducts a request for proposal (RFP) process for auditing services. The accounting firm of The Pun Group was selected to perform this audit. The independent auditor's report precedes the basic financial statements and concludes that the City's basic financial statements are presented fairly, in all material respects, in accordance with GAAP. CERTIFICATES OF ACHIEVEMENT The City has applied for the Government Finance Officers Association of the United States and Canada (GFOA) award for Certificate of Achievement for Excellence in Financial Reporting to the City for its Annual Comprehensive Financial Report (ACFR) for the year ended June 30, 2020. These Certificates of Achievement are prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized ACFR, whose contents conform to program standards. The ACFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last twenty-eight consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements and we are submitting it to GFOA this year. ACKNOWLEDGMENTS As always the professionalism, dedication and efficiency of the Financial Services Division Accounting staff made it possible for the timely preparation of this report and are to be commended. I would also like to personally thank Melissa Munoz, Accounting Manager, Robin Xiang, Supervising Accountant, Harron Akbar, Accountant and the entire Finance Team. Their work in preparing this year's ACFR is greatly appreciated. I would also like to thank you for your continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, Andrew Keys Deputy City Manager/Internal Services Director Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lodi California For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30, 2020 Executive Director/CEO XIV -City of Lodi Community Development Budget/Treasury .� Electric Utility Financial Services Human Public Works Resources Information Fire Systems Police FY 2020-2021 Xv Mayor and Council Alan Nakanishi, Mayor District 1 0 YAA& Mark Chandler, Mayor Pro Tempore District 2 Doug Kuehne, Council Member District 3 Lodi City Council Members work to provide citizens with a better, more attractive, and healthier place in which to live. Council establishes local laws, sets policies, approves programs, appropriates funds, and supervises the operations of City government. Council Members are elected on a by -district basis from five single -member Council districts by voters residing in the district in which the Council Member resides. Council Members hold four-year terms and elections are held in November of even numbered years. xvi Shak Khan, Council Member District 4 Mikey Hothi, Council Member District 5 ADVISORY BODIES AND DIRECTORY OFFICIALS ADVISORY BODIES Planning Commission Library Board Recreation Commission Site Plan and Architectural Review Committee PRINCIPAL ADMINSTRATIVE OFFICERS Steve Schwabauer Andrew Keys Janice Magdich Jennifer Cusmir Andrew Keys Ken Johnson Christina Jaromay Charles Swimley Jeff Berkheimer John Della Monica Sierra Brucia xvii Lodi Improvement Committee Lodi Arts Commission Youth Commission Lodi Senior Citizens' Commission City Manager Deputy City Manager City Attorney City Clerk Interim Library Services Director Fire Chief Parks, Recreation & Cultural Services Director Public Works Director Electric Utility Director Community Development Director Police Chief (This page intentionally left blank.) FINANCIAL SECTION The Financial Section is comprised of the Independent Auditor's Report, Management's Discussion and Analysis, Basic Financial Statements, including the Notes, Required Supplementary Information, and Supplementary Information which includes Combining and Individual Fund Statements and Schedules. 1F! (This page intentionally left blank.) THE � PUN GROUP ACCOUNTANTS & ADVISORS INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Report on Financial Statements We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (the "City"), as of and for the year ended June 30, 2021, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.cpa To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2021, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter Prior Period Adjustment As discussed in Note 16 to the basic financial statements, compensated absences in the governmental activities were overstated by $5,850,449. Accordingly, beginning net position as of July 1, 2020, of the governmental activities was restated to reflect the correction of these errors. Our opinions are not modified with respect to these matters. Implementation of GASB 84 As discussed in Note lx to the basic financial statements, the City implemented Governmental Accounting Standards Board ("GASB") Statement No. 84, Fiduciary Activities. The adoption of the standard resulted in the reclassification of the special assessment fund from fiduciary fund to a special revenue fund. Accordingly, the beginning net position as of July 1, 2020, of the governmental activities and the beginning fund balance as of July 1, 2020 of the special assessment special revenue fund was restated by $375,940. Our opinions are not modified with respect to these matters. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis on pages 5 through 14 and the Schedule of Changes in Net Pension Liability and Related Ratios, Schedule of Pension Contributions, Schedule of Changes in the Net OPEB Liability and Related Ratios, Schedule of Employer OPEB Contributions and the Budgetary Comparison Schedules (General Fund and Streets Fund) on pages 87 through 97 are presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the Required Supplementary Information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The Introductory Section, Combining and Individual Nomnajor Fund Financial Statements and Budgetary Comparison Schedules, and Statistical Section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 3 The Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The Introductory and Statistical Sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated November 23, 2020, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. ,I;j-1 -- " A, IJP Walnut Creek, California December 31, 2021 This page intentionally left blank. CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS June 30, 2021 This section of the Annual Comprehensive Financial Report is presented as discussion and analysis of the financial performance of the City of Lodi (City) for the year ended June 30, 2021. FINANCIAL HIGHLIGHTS • The assets and the deferred outflows of resources of the City exceeded its liabilities and the deferred inflows of resources at the close of the fiscal year by $285,665,215 (net position). Of this amount, ($44,748,967) is unrestricted deficit. • The City's total net position increased by $51,228,065 in fiscal year 2021. • As of June 30, 2021, the City's governmental funds reported combined ending fund balances of $72,681,020, an increase of $17,340,255 in comparison with the prior year. Of this amount, $24,437,033 is available for spending at the City's discretion (unassigned fund balance). • At the close of the fiscal year, fund balance for the General Fund was $40,690,098, of which $24,437,033 is unassigned or 37.24% of total general fund expenditures of $65,603,592. Of the $40,690,098 fund balance, $53,739 is non -spendable for pre -paid expenses, $15,641,640 is restricted for Pensions and $557,686 is committed for video related capital projects. • The City's total long-term liabilities decreased by $14,136,854 or 8.05% during the current fiscal year. Other liabilities increased $2,287,789 or 12.57%. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: (1) Government -wide financial statements, (2) Fund financial statements, and (3) Notes to Basic Financial Statements. This report also includes required supplementary information and combining and individual fund statements and schedules in addition to the basic financial statements. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities and deferred inflow of resources, with the difference reported as net position. Overtime, increases or decreases in net position may serve as a useful indicator of whether or not the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as revenues pertaining to uncollected taxes, and expenses pertaining to earned but unused vacation and sick leave. Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City include general government, public protection, public works, community development, library, parks and recreation. The business -type activities of the City include electric operations, wastewater operations, water operations and public transit operations. Fund Financial Statements The fund financial statements are designed to report information about groupings of related accounts, which are used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into the following three categories: Governmental funds, Proprietary funds, and Fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. Most of the City's basic services are reported in governmental funds. These statements, however, focus on (1) how cash and other financial assets can readily be converted to available resources and (2) the balances left at year-end that are available for spending. Such information may be useful in determining financial resources available in the near future to finance City programs. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their type (general, special revenue, capital projects and debt service). Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General Fund and Streets Fund which are considered major funds. Data from the remaining governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual budget for its General Fund and special revenue funds. Budgetary comparison statements and schedules have been provided for the General Fund and the special revenue funds to demonstrate compliance with this budget. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers, either outside customers, or internal units or departments of the City. Proprietary funds provide the same type of information as shown in the government -wide financial statements, only in more detail. The City maintains the following two types of proprietary funds: • Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for the operations of the Electric, Wastewater, Water, all of which are considered to be major funds and the Transit system, which is considered to be a non -major enterprise fund. • Internal Service funds are used to report activities that account for various employee benefits, self-insurance, fleet activities, and vehicle and equipment replacement of the City. Because these activities predominantly benefit governmental rather than business -type functions, they have been included within the governmental activities in the government -wide financial statements. 6 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. The activities of the Private -Purpose Trust and the Hutchins Street Square Bequest are also accounted for under the fiduciary funds. Since the resources of these funds are not available to support the City's own programs, they are not reflected in the government -wide financial statements. Fiduciary funds are accounted for using the accrual basis of accounting. Notes to the Basic Financial Statements The notes to the basic financial statements provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information concerning changes in net pension and other post -employment liabilities and related ratios for the City's Miscellaneous and Safety pension plans, the City's progress in funding its obligation to provide other postemployment benefits (OPEB) to its employees, and schedules comparing budget to actual amounts in the General Fund and Streets Fund. Combining Statements The combining statements in connection with non -major governmental funds, internal service funds and fiduciary funds are presented immediately following the required supplementary information. GOVERNMENT -WIDE FINANCIAL ANALYSIS Assets: Current and other assets Capital assets Total assets Deferred outflows of resources Liabilities: Net OPEB obligation Net pension liability Long-term liabilities outstanding Other liabilities Total liabilities Deferred inflows of resources Net position: Invested in capital assets, net of related debt Restricted Unrestricted Total net position City of Lodi's Net Assets June 30, 2021 and 2020 Governmental Activities Business -type Activities Total 137,467,657 2021 2020 2021 2020 2021 2020 $ 107,397,365 136,983,261 $ 85,328,959 132,931,298 $ 121,120,296 $ 253,309,985 109,002,767 247,071,050 $ 228,517,661 390,293,246 $ 194,331,726 380,002,348 244,380,626 218,260,257 374,430,281 356,073,817 618,810,907 574,334,074 17,279,260 16,721,382 11,267,852 9,424,449 28,547,112 26,145,831 19,969,043 114,251,141 35,155,052 11,445,566 21,227,058 111,492,523 41,948,772 9,068,858 4,389,389 32,904,069 126,283,946 9,046,629 5,037,553 30,331,747 133,627,080 9,135,548 24,358,432 147,155,210 161,438,998 20,492,195 26,264,611 141,824,270 175,575,852 18,204,406 180,820,802 183,737,211 172,624,033 178,131,928 353,444,835 361,869,139 6,786,958 8,260,604 1,461,011 2,139,401 8,247,969 10,400,005 122,205,737 117,009,601 151,811,971 137,467,657 274,017,708 254,477,258 37,536,500 33,229,610 18,859,974 19,594,455 56,396,474 52,824,065 (85,690,111) (107,255,386) 40,941,144 28,164,825 (44,748,967) (79,090,561) $ 74,052,126 $ 42,983,825 $ 211,613,089 $ 185,226,937 $ 285,665,215 $ 228,210,762 N CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 As noted earlier, net position may serve over time as a useful indicator of a government's financial position. The City's assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $285,665,215 at the close of the current fiscal year. Assets. The City's total assets increased by $44,476,833. The increase is primarily due to the following: Governmental Activities. Total assets for governmental activities had an increase of $26,120,369 or 11.97%. Current and other assets increased by $22,068,406 primarily resulting from the increase in restricted assets of $16,990,838, $11,149,450 increase in due from other governmental agencies, and increase in accounts receivable of $10,345,939. Capital assets increased by $4,051,963. Other insignificant activities make up the difference. Business -type Activities. Total assets for the business -type activities had an increase of $18,356,464 or 5.16%. Current and other assets increased by $12,117,529 primarily due to increases in cash and investments of $8,924,835, increase in advance receivable of $248,957. Capital assets increased by $6,238,935. Other insignificant activities contributed to the difference. Deferred outflows of resources. The increase in total deferred outflows of resources of $2,401,281 is primarily from changes in various components related to the Miscellaneous and Safety Plans in the CalPERS valuation reports and current pension contributions made after the measurement date of June 30, 2020. Liabilities. The City's total liabilities decreased by $8,424,303 or 2.33%. The decrease is primarily due to the following: Governmental Activities. Total liabilities for the governmental activities had a decrease of $2,916,409 or 1.59%, primarily from a decrease in long-term liabilities. Decreases in liabilities included a reduction in the compensated absences in the long-term liabilities. Business -type Activities. Total liabilities for the business -type activities decreased by $5,507,895 or 3.09%. The decrease is primarily attributable to a decrease in long-term liabilities, which is an offset by the increase in net pension liability. Decreases in other liabilities include accrued salaries and wages, accounts payable and a decrease in unearned revenue. Other insignificant activities offset the difference. Net position. The City's overall financial position increased during the fiscal year. The net position has increased by $51,228,819, or 25.18%. The largest portion ($274,017,708) of the City's net position reflects its investment in capital assets net of any associated depreciation (e.g., land, buildings and improvements, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets are reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources. An additional portion of the City's net position, $56,396,474 (19.74%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position amounts to a deficit of ($44,748,967). At the end of the current fiscal year, the City is able to report positive balances in the General Fund and all Enterprise activities. Unrestricted net position is negative for the governmental -type activities primarily as a result of the City's outstanding pension and OPEB obligations. CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 Analysis of Changes in Net Position Governmental Activities Net position for the governmental activities increased by $24,841,912 in the current fiscal year. The change in net position is an improvement over last year's increase of $16,124,046 by $8,717,866. The increase is primarily a result of the following: • The City receives other taxes, such as franchise tax, business licenses and tourism occupancy tax. These other taxes increased by $404,313 or 2.22% compared to prior year. The economy continues to show evidence of positive movement particularly in the housing market, businesses and tourism. • Sales tax saw an increase of $4,218,571 or 21% from prior year. For General Fund, sales tax increased by $2,576,718. For Measure L, sales tax increased by $1,641,854. Bradley Burns' general sales tax revenues increased by $2,576,718 year over year. • Property taxes increased by $1,070,083 from prior year. • Capital grants and contributions decreased by $1,884,245 from the prior fiscal year. The difference is due to departments projects being placed on hold during the COVID-19 pandemic. Public Works used Federal grants to complete various projects in the prior fiscal year reducing the amount of grants in this fiscal year. 9 City of Lodi's Changes in Net Position June 30, 2021 and 2020 Governmental Business -type Activities Activities Total 2021 2020 2021 2020 2021 2020 Revenues Program revenues: Charges for services $ 9,930,463 $ 9,555,445 $ 105,154,641 $ 102,596,417 $ 115,085,104 $ 112,151,862 Operating grants and contributions 4,582,051 3,426,206 6,866,098 7,034,631 11,448,149 10,460,837 Capital grants and contributions 8,417,830 10,302,125 5,120,055 2,893,597 13,537,885 13,195,722 General revenues: Property taxes 13,050,417 11,980,334 - - 13,050,417 11,980,334 Sales taxes 24,302,433 20,083,863 24,302,433 20,083,863 Other taxes 18,647,569 18,243,256 18,647,569 18,243,256 Grants and contributions not restricted to specific programs 14,166,158 474,595 14,166,158 474,595 Other 4,536,154 4,567,817 6,160,060 7,917,094 10,696,214 12,484,911 Total revenues 97,633,075 78,633,641 123,300,854 120,441,739 220,933,929 199,075,380 Expenses General government 24,867,053 13,156,177 - - 24,867,053 13,156,177 Public protection 34,636,966 35,764,250 34,636,966 35,764,250 Public works 10,354,010 9,335,600 10,354,010 9,335,600 Community development 1,903,002 2,056,443 1,903,002 2,056,443 Library 1,152,899 1,881,688 1,152,899 1,881,688 Parks and recreation 3,670,846 3,873,477 3,670,846 3,873,477 Interest on long-term debt 654,504 712,187 654,504 712,187 Electric - - 68,306,979 71,757,740 68,306,979 71,757,740 Wastewater 11, 683, 283 18, 049,374 11, 683,283 18, 049, 374 Water 8,141,513 14,514,000 8,141,513 14,514,000 Transit 4,334,810 4,840,742 4,334,810 4,840,742 Total expenses 77,239,279 66,779,822 92,466,585 109,161,856 169,705,865 175,941,678 Changes in net position before transfers 20,393,796 11,853,819 30,834,269 11,279,883 51,228,064 23,133,702 Transfers 4,448,117 4,270,227 (4,448,117) (4,270,227) - - Changes in net position 24,841,912 16,124,046 26,386,152 7,009,656 51,228,064 23,133,702 Net position at beginning of year 42,983,825 26,859,779 185,226,937 178,217,281 228,210,762 205,077,060 Prior period adjustments 6,226,389 - - - 6,226,389 - Net position at beginning of year, as restated 49,210,214 26,859,779 185,226,937 178,217,281 234,437,151 205,077,060 Net position at end of year $ 74,052,126 $ 42,983,825 $ 211,613,089 $ 185,226,937 $ 285,665,215 $ 228,210,762 Analysis of Changes in Net Position Governmental Activities Net position for the governmental activities increased by $24,841,912 in the current fiscal year. The change in net position is an improvement over last year's increase of $16,124,046 by $8,717,866. The increase is primarily a result of the following: • The City receives other taxes, such as franchise tax, business licenses and tourism occupancy tax. These other taxes increased by $404,313 or 2.22% compared to prior year. The economy continues to show evidence of positive movement particularly in the housing market, businesses and tourism. • Sales tax saw an increase of $4,218,571 or 21% from prior year. For General Fund, sales tax increased by $2,576,718. For Measure L, sales tax increased by $1,641,854. Bradley Burns' general sales tax revenues increased by $2,576,718 year over year. • Property taxes increased by $1,070,083 from prior year. • Capital grants and contributions decreased by $1,884,245 from the prior fiscal year. The difference is due to departments projects being placed on hold during the COVID-19 pandemic. Public Works used Federal grants to complete various projects in the prior fiscal year reducing the amount of grants in this fiscal year. 9 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 Expenses for governmental functions totaled $77,239,279, an increase of $10,459,457 or 15.66% relative to the prior fiscal year. Increase in expenditures resulted from the City participating in the Great Plates program. Business -type Activities Business -type activities increased the City's net position by $26,386,152 in the current year, which is an increase of $19,376,496 from last year's increase of $7,009,656. The key elements of this change are: Charges for services in the Electric Fund increased by $2,015,604, Wastewater Fund increased by $683,896, the Water Fund decreased by $85,179 and Non -major Transit decreased by $56,097. Decrease in the greenhouse gas allowance (GHG) of $543,301 in the Electric Fund related to Assembly Bill 32: Global Warming Act, which set the 2021 greenhouse gas emissions reduction into law and also adopted a regulation that established a system of market-based declining annual aggregate emission limits for sources or categories of sources that emit greenhouse gases. In 2011, the California Air Resources Board (ARB) adopted the cap -and -trade regulation. This program covers major sources of GHG emissions in the State such as refineries, power plants, industrial facilities, and transportation fuels. The cap -and -trade program includes an enforceable emissions cap that will decline over time. The State distributes allowances which are tradable permits, equal to emissions allowed under the cap. Other revenues decreased by $1,782,297 primarily due to investment returns. Bulk power cost increased by $638,454 compared to the prior year primarily attributable to overall increase in generation and in third party increase in transmission, management services costs paid to NCPA. FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Types of governmental funds reported by the City include the General Fund, special revenue funds, debt service fund and capital projects funds. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $72,681,020, for a net change in fund balances of $17,340,255. In comparison to the prior year, the change in fund balance resulted from an increase in overall revenues and expenditures coming in under budget. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the General Fund was $24,437,033 while total fund balance was $40,690,098. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance and total fund balance represent 60.18% and 37.33% of total General Fund expenditures, respectively. The fund balance of the General Fund increased by $12,787,057 during the current fiscal year, an increase of $7,336,428 from last year's net change in fund balance of $5,450,629. Key factors in this increase are: • Total revenues increased by $21,424,773, primarily from the net increase of sales tax of $4,218,571, which includes the additional revenue from Measure L sales tax, an increase of secured property tax of $1,070,085, 10 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 increase intergovernmental revenue of $14,177,450 (primarily the Great Plates program). Other insignificant increases and decreases offset the difference. • Total expenditures increased by $14,633,595 primarily from the City participating in the Great Plates program. Due to management's decision to close certain City facilities and programs as a result of COVID-19, many expenditures came in lower than expected. Total fund balance of the Streets Funds was $14,133,853. Intergovernmental revenues of $6,774,637 offset by capital expenditures of $4,743,316 were the largest components that resulted in the increase of $1,389,856 to fund balance. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net position at the end of the year for the Electric Fund was $31,797,182, Wastewater Fund was $11,553,632, Water Fund was $(6,473,947), Transit Fund was $4,064,277 and the Internal Services Funds unrestricted net position was $(19,839,332). Other factors concerning the finances of these funds are discussed in the City's business -type activities. GENERAL FUND BUDGETARY HIGHLIGHTS Differences between the original budget and the final budget in the General Fund were a net increase in appropriations of $5,461,285. The increase in appropriations can be briefly summarized as follows: • $12,087,720 increase in general revenues • $17,549,005 increase in overall expenditures Significant differences between the final budget and the actual revenues and expenditures can be briefly summarized as follows: Tax revenue experienced a favorable variance between the final budget and actual revenue of $2,254,246, which resulted from an increase in property tax and special assessment taxes. Investment and rental income had a favorable variance between the budget and actual of $2,782,422. Sales and use tax had a favorable variance between the final budget and actual revenue of $4,344,433. All additional revenues had an unfavorable variance between final budget and actuals but were not significant. For expenditures, a favorable variance between the final budget and actual expenditures of $5,033,863 was due savings from vacancies and the continued overall effort to reduce spending and costs. Overall expenditures were additionally reduced due to management's decision to close certain City facilities and programs as a result of COVID-19. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2021, amounts to $390,293,246 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, vehicles, infrastructure, works of art, and construction in progress. The is CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 total increase in the City's capital assets for the current fiscal year was $10,290,898, a 2.71% increase (a 3.05% increase in governmental activities and 2.53% increase in business -type activities). An increase in complete construction in progress compared to prior year was primarily from the Streets projects. Additional information on the City's capital assets can be found in Note 6 on pages 61-62 of this report. Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $123,623,638. Of this amount, $14,882,270 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $108,741,368 from the business -type activities consists of $28,618,047 for the Water Fund, $37,303,247 for the Wastewater Fund; and $42,820,074 for the Electric Fund. The City's total bonded debt decreased by $7,143,860 during the current fiscal year. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET On June 15, 2021, the State of California's COVID-19 response Blueprint for a Safer Economy was retired. At that point, nearly all economic activity within the City of Lodi was allowed to proceed unimpeded. San Joaquin County lifted local COVID-19 restrictions and has instead operated with an indoor masking recommendation, but no business closures have been required since. Unemployment remains high and labor force participation low as the restructuring caused by and recovery of the economy from COVID takes full shape. Despite these challenges, Lodi's revenues performed greatly during fiscal year 2020-21 and it is anticipated they will continue to perform well in the coming year. From the actuals for fiscal year 2020-21 to the adopted budget for fiscal year 2021-22, it is estimated that sales tax and Measure L revenue will decrease by 7.89%, business license tax will grow by 5.7%. Transient occupancy tax, the only major revenue source to see a significant pandemic influenced decline, is anticipated to decrease by 11.1% and property tax will continue a steady increase of 4.25%, fueled by new development, turnover of long term ownership and general appreciation in property values. General Fund base revenue growth is projected to decrease by 5.93% from fiscal year 2020-21 actual revenue to the fiscal year 2021-22 budgeted revenue, totaling $58,827,000 when excluding pandemic related reimbursements. Given that fiscal year 2020-21 outperformed all expectations and outperformed budget by a substantial margin, it is likely that adopted revenue estimates for fiscal year 2021-22 are conservative and actual performance should again exceed expectations. `V, CITY OF LODI'S CAPITAL ASSETS (net of depreciation) Governmental Business -type Activities Activities Total Beginning of Year $ 132,931,298 $ 247,071,050 $ 380,002,348 Land 25,238,390 5,535,718 30,774,108 Buildings and Improvements 33,808,085 36,281,687 70,089,772 Machinery and equipment 2,861,571 197,409,303 200,270,874 Vehicles 3,902,167 2,880,592 6,782,759 Infrastructure 67,847,737 - 67,847,737 Work of Art 304,907 - 304,907 Construction in Progress 3,020,404 11,202,685 14,223,089 End of Year $ 136,983,261 $ 253,309,985 $ 390,293,246 An increase in complete construction in progress compared to prior year was primarily from the Streets projects. Additional information on the City's capital assets can be found in Note 6 on pages 61-62 of this report. Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $123,623,638. Of this amount, $14,882,270 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $108,741,368 from the business -type activities consists of $28,618,047 for the Water Fund, $37,303,247 for the Wastewater Fund; and $42,820,074 for the Electric Fund. The City's total bonded debt decreased by $7,143,860 during the current fiscal year. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET On June 15, 2021, the State of California's COVID-19 response Blueprint for a Safer Economy was retired. At that point, nearly all economic activity within the City of Lodi was allowed to proceed unimpeded. San Joaquin County lifted local COVID-19 restrictions and has instead operated with an indoor masking recommendation, but no business closures have been required since. Unemployment remains high and labor force participation low as the restructuring caused by and recovery of the economy from COVID takes full shape. Despite these challenges, Lodi's revenues performed greatly during fiscal year 2020-21 and it is anticipated they will continue to perform well in the coming year. From the actuals for fiscal year 2020-21 to the adopted budget for fiscal year 2021-22, it is estimated that sales tax and Measure L revenue will decrease by 7.89%, business license tax will grow by 5.7%. Transient occupancy tax, the only major revenue source to see a significant pandemic influenced decline, is anticipated to decrease by 11.1% and property tax will continue a steady increase of 4.25%, fueled by new development, turnover of long term ownership and general appreciation in property values. General Fund base revenue growth is projected to decrease by 5.93% from fiscal year 2020-21 actual revenue to the fiscal year 2021-22 budgeted revenue, totaling $58,827,000 when excluding pandemic related reimbursements. Given that fiscal year 2020-21 outperformed all expectations and outperformed budget by a substantial margin, it is likely that adopted revenue estimates for fiscal year 2021-22 are conservative and actual performance should again exceed expectations. `V, CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 The City added a record annual amount to its General Fund reserve balance in fiscal year 2020-21, largely due to revenues performing well above expectations, budgetary cuts due to pandemic uncertainty and continued difficulty filling General Fund positions. Simply, the pandemic did not impact the City of Lodi's revenues to a large extent. As the recovery continues, the City is projecting a balanced budget in the General Fund in fiscal year 2021-22, although continued widespread labor market challenges make it likely the City will be able to contribute to its reserve balance. The City's General Fund reserves are healthy, and with disciplined savings over the past 5 years driven by the City's Pension Stabilization Policy, the City's Pension Stabilization Reserves are substantial as well. Projected CalPERS unfunded accrued liability (UAL) cost of $11.2 million in fiscal year 2021-22 are anticipated to continue to grow to approximately $14.6 million by 2027-28, for a 30% increase over the forecast term included in the most recent actuarial reports provided by CAPERS to the City. Additionally, CalPERS will be utilizing a portion of the earnings in excess of the discount rate achieved in the year ending June 30, 2021 to further buy down the discount rate used to calculate UAL. CalPERS is also in the process of its Asset Liability Management review which may result in further changes to actuarial assumptions including the discount rate. Clearly caution and fiscal prudence towards CAPERS will be required in the coming years. For fiscal year 2021-22, the City increased its workforce by a net of six positions; adding one Legal Secretary, one Management Analyst, one Senior Customer Service Representative, one Network Administrator, one Code Enforcement Officer, one Police Records Clerk, and one Assistant/Associate Civil Engineer and deleting one Utility Billing Specialist. In addition all positions left vacant and unfunded during the fiscal year 2020-21 budget cycle due to COVID uncertainties, were restored at mid -year fiscal year 2020-21 and are continuously funded into fiscal year 2021- 22. This includes six police officer and one police dispatcher positions. The City has expanded capital project efforts in fiscal year 2021-22. Taking advantage of Measure L's tremendous performance, general revenue growth and unprecedented federal funding, the City will be able to contribute $400,000 towards a parks capital fund this year, which is the first budgeted transfer to this program in well over a decade. Significant projects expected to be undertaken include Grape Bowl Turf resurfacing, Hutchins Street Square roof replacement, Rebuilding of Zupo Field, Garfield St. Safe Routes to School project, planning for a new Animal Shelter, backbone Broadband installation, electrical overhead and underground maintenance, SCADA upgrades, various sewer main line replacements, Intelligent Transportation System Improvements and various transit facility repairs and upgrades. Employee costs and retirement contributions —The City entered multi-year labor agreements with all of its represented bargaining units that began in 2019 and offered employees the first significant salary increases since 2008. Employees worked diligently through the pandemic to continue provision of critical City services. Bargaining is underway for the first contract with the International Brotherhood of Electrical Workers that expires December 31, 2021. Public Safety labor groups have their contracts expiring at the end of fiscal year 2021-22 and all other groups have contracts that expire December 31, 2022. Based on the City's aggressive funding actions over the past four years, by the end of fiscal year 2020-21, total funding in the Pension Stabilization Fund (PSF) is estimated as follows: General Fund: $15.4 million; Other Funds $5.0 million. Because results for fiscal year 2020-21 significantly exceeded expectations, it is anticipated that the City will make additional contributions to the PSF in fiscal year 2021-22. Economic Development The City is deep-rooted in California's rival wine country, is as ripe for commercial and residential real estate development as it is for its Zinfandel grapes. Because of its agricultural roots, the City has unfolded into an international tourist destination and real estate market, attracting medical biotech and light industrial development to the area. With San Joaquin County's charming architecture, and Lodi's awe-inspiring vineyards, almond, olive and fruit orchards, it is easy to see why so many are drawn to the area for its beauty and abundance. 13 CITY OF LODI MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2021 Investors are beginning to look to the City as an opportunity for adding commercial real estate, residential, in -fill, and mixed-use development to its picturesque agricultural setting. The City's strength as a real estate market lies in its strong infrastructure, abundant water, wine tourism industry, and affordable real estate. The accessibility to Interstate 5 and Highway 99 allows manufacturers and distributors to get their product out to market quickly. The Lodi Energy Center, located only about three miles outside the city on 1-5 provides consistent and dependable local electricity, which is particularly crucial for its industrial thermoforming companies. The city -owned power is more reliable and less expensive than the investor owned utilities in the area. REQUEST FOR INFORMATION This financial report is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City' accountability for the money it receives. If you have any questions about this report or need additional information, contact the Financial Services Division of the City of Lodi at 310 W. Elm Street, Lodi, California, 95240. 14 BASIC FINANCIAL STATEMENT' The Government -wide Financial Statements provide a broad overview of the City's financial position and operating results. Information is grouped by governmental activities or business -type activities. The Fund Financial Statements report information about the City's Governmental Funds, Proprietary Funds, and the Fiduciary Funds. The notes have an integral role in disclosing information essential to the Basic Financial Statements. (This page intentionally left blank.) GOVERNMENT -WIDE FINANCIAL STATEMENTS (This page intentionally left blank.) ASSETS Cash and investments Restricted cash and investments Accounts receivables (net) Property tax receivable Interest receivable Due from other governmental agencies Advance receivable - NCPA Inventory Other assets Internal balances Capital assets, net: Nondepreciable Capital assets, net: Depreciable, net Total assets DEFERRED OUTFLOWS OF RESOURCES Related to pensions Related to OPEB Unamortized losses on defeasance of debt Total deferred outflows of resources LIABILITIES Accounts payable and accrued liabilities Accrued salaries and wages Accrued interest Unearned revenue Long term liabilities: Due within one year Due in more than one year Other long-term obligations: Net pension liability Net OPEB liability Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted Unrestricted (deficit) Total net position CITY OF LODI Statement of Net Position June 30, 2021 Primary Government Governmental Business -type Activities Activities Total $ 68,569,596 16,990,838 9,869,692 92,539 21,421 11,625,698 205,119 171,337 (148,875) 28,563,701 108,419,560 244,380,626 15,454,389 1,551,024 273,847 17,279,260 11,029,953 166,413 165,303 83,897 9,105,409 26,049,643 114, 251,141 19,969,043 180,820,802 $ 71,186,590 18,859,974 10,250,492 26,153 3,380,389 12,189,516 5,058,525 19,782 148,875 16,738,405 236,571,580 374,430,281 5,588,332 340,931 5,338,589 11,267,852 7,201,401 119,667 1,065,457 660,104 7,643,492 118,640,454 32,904,069 4,389,389 172,624,033 $ 139,756,186 35,850,812 20,120,184 92,539 47,574 15,006,087 12,189,516 5,263,644 191,119 45, 302,106 344,991,140 618,810,907 21,042,721 1,891,955 5,612,436 28, 547,112 18,231,354 286,080 1,230,760 744,001 16,748,901 144,690,097 147,155,210 24,358,432 353,444,835 545,547 89,088 634,635 6,241,411 1,371,923 7,613,334 6,786,958 1,461,011 8,247,969 122,205,737 37,536,500 (85, 690,111) $ 74,052,126 The notes to financial statements are an integral part of this statement. 19 151,811,971 18,859,974 40, 941,144 $ 211,613,089 274,017,708 56,396,474 (44,748,967) $ 285,665,215 CITY OF LODI Statement of Activities For the Year Ended June 30, 2021 Functions/Programs Expenses Primary government: Governmental activities: Program Revenues Operating Grants and Capital Grants and Charges for Services Contributions Contributions General government $ 24,867,053 $ 2,119,439 $ - $ Public protection 34,636,966 1,064,575 1,266,125 769,568 Public works 10,354,010 1,484,056 3,178,320 5,554,281 Community development 1,903,002 4,086,353 29,447 - Library 1,152,899 - 108,159 - Parks and recreation 3,670,846 1,176,040 - 2,093,981 Debt Service 654,504 - - - Total governmental activities 77,239,280 9,930,463 4,582,051 8,417,830 Business -type activities: Electric 68,306,979 74,197,234 1,908,549 567,681 Wastewater 11,683,283 16,780,674 379,098 2,241,113 Water 8,141,513 14,106,809 260,505 1,165,001 Transit Funds 4,334,810 69,924 4,317,946 1,146,260 Total business -type activities 92,466,585 105,154,641 6,866,098 5,120,055 Total primary government $ 169,705,865 $ 115,085,104 $ 11,448,149 $ 13,537,885 General revenues: Property taxes Special assessments Sales tax Document transfer Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings Other Transfers Total general revenues, and transfers Change in net position Net position - beginning, as restated (Note 16) Net position - ending The notes to financial statements are an integral part of this statement. 20 CIN OF LODI Statement of Activities (Continued) For the Year Ended June 30, 2021 Net (Expense) Revenue and Changes in Net Position Primary Government Governmental Business -type 12,671,994 Activities Activities Total $ (22,747,614) $ $ (22,747,614) (31,536,698) (31,536,698) (137,353) (137,353) 2,212,798 2,212,798 (1,044,740) (1,044,740) (400,825) - (400,825) (654,504) 2,223,031 (654,504) (54,308,936) 3,937,029 (54,308,936) 4,448,117 8,366,485 8,366,485 79,150,848 7,717,602 7,717,602 7,390,802 7,390,802 26,386,152 1,199,320 1,199,320 185,226,937 24,674,209 24,674,209 (54,308,936) 24,674,209 (29,634,727) 12,671,994 12,671,994 378,423 378,423 24,302,433 24,302,433 6,073,416 6,073,416 9,581,892 9,581,892 2,092,327 2,092,327 899,934 899,934 14,166,158 - 14,166,158 3,686,178 2,223,031 5,909, 209 849,976 3,937,029 4,787,005 4,448,117 (4,448,117) - 79,150,848 1,711,943 80,862,791 24,841,912 26,386,152 51,228,064 49,210,214 185,226,937 234,437,151 $ 74,052,126 $ 211,613,089 $ 285,665,215 The notes to financial statements are an integral part of this statement. 21 (This page intentionally left blank.) FUND FINANCIAL STATEMENTS Government Fund Types • Major Funds: o General Fund o Streets Fund Proprietary Fund Types • Major Funds: o Electric Fund o Wastewater Fund o Water Fund • Nonmajor Enterprise Fund: o Transit Fund • Internal Service Funds Private -purpose Trust Funds ..ISL a r PO i 0 1. _0 WOOJ IV MOP OL • Milli �=' (This page intentionally left blank.) FINANCIAL STATEMENT DESCRIPTIONS Government Fund Types Governmental Funds consist of the General Fund, Special Revenue Funds, Debt Service Fund and Capital Projects Funds. Major Governmental Funds: GENERAL FUND This fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax receipts, franchise taxes and various subventions such as Motor Vehicle In -Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. STREETS FUND This fund was established to account for the following types of revenues and expenditures: Gas Tax To account for revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drains and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November 4, 1991. Measure K Sales Tax To accountfor revenues and expenditures apportioned to the Cityfor salestax collections under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. Intermodal Surface Transportation Efficiency Act (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program (STP) for streets and roads, congestion mitigation and air quality program (CMAQ) and hazard elimination safety (HES) for street lighting projects. Nonmajor Governmental Funds can be found in supplementary information. 25 Proprietary Fund Types Proprietary funds consist of the enterprise funds and the Internal Service funds. Major Enterprise Funds: ELECTRIC FUND The City established this fund in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements maintenance and debt service. WASTEWATER FUND This fund was established by the City in order to account for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. WATER FUND This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Nonmajor Enterprise Fund: TRANSIT FUND This fund is used to account for the operations of the Dial -A -Ride and the Grapeline bus system. Internal Service Funds: These funds are used to account for interdepartmental operations where it is the stated intent that costs of providing services to the departments of the City on a continuing basis be financed or recovered primarily by charges to the user departments. Fiduciary Fund Types PRIVATE-PURPOSRE TRUST FUNDS These funds are used to account for assets held by the Library Board as trustee of the Lodi Public Library and for assets held by the City in accordance with the trust agreement on behalf of the Hutchins Street Square. 26 CITY OF LODI Balance Sheet Governmental Funds June 30, 2021 The notes to financial statements are an integral part of this statement. 27 Other Governmental Total Governmental ASSETS General Fund Streets Funds Funds Cash and investments $ 15,180,526 $ 13,125,732 $ 18,202,288 $ 46,508,546 Accounts receivables, net 7,190,261 2,128,815 324,113 9,643,189 Property taxes receivables 92,539 - - 92,539 Interest receivable 4,218 4,619 5,889 14,726 Due from other governmental agencies 10,651,086 908,795 65,817 11,625,698 Inventory - - 1,776 1,776 Prepaid 53,739 - - 53,739 Restricted cash and investments 15,641,640 298,541 862,282 16,802,463 Total assets $ 48,814,009 $ 16,466,502 $ 19,462,165 $ 84,742,676 LIABILITIES Accounts payable and other liabilities $ 7,302,047 $ 2,298,592 $ 1,091,245 $ 10,691,884 Accrued salaries and wages 107,840 10,020 42,381 160,241 Advances from other funds - - 148,875 148,875 Unearned revenue - - 83,897 83,897 Total liabilities 7,409,887 2,308,612 1,366,398 11,084,897 DEFERRED INFLOWS OF RESOURCES Unavailable revenue 714,024 24,037 238,698 976,759 Total deferred inflows of resources 714,024 24,037 238,698 976,759 FUND BALANCES Nonspendable Inventory - - 1,776 1,776 Prepaid 53,739 - - 53,739 Restricted Road -related projects - 13,835,312 85,231 13,920,543 Home and CDBG program - (585,276) (585,276) Public safety 165,163 165,163 Community development 6,410,945 6,410,945 Debt service - - 2,239 2,239 Pension 15,641,640 298,541 862,282 16,802,463 Special assessments - - 362,908 362,908 Committed Video - related capital projects 557,686 - 557,686 Parks, recreation and community services - 913,705 913,705 Assigned Capital projects - 9,638,096 9,638,096 Unassigned 24,437,033 - - 24,437,033 Total fund balances 40,690,098 14,133,853 17,857,069 72,681,020 Total liabilities, deferred inflows of resources and fund balances $ 48,814,009 $ 16,466,502 $ 19,462,165 $ 84,742,676 The notes to financial statements are an integral part of this statement. 27 CITY OF LODI Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position June 30, 2021 Fund balances - total governmental funds $ 72,681,020 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the funds. Nondepreciable capital assets 28,563,701 Depreciable capital assets, net 108,419,560 Internal Service Fund capital asset (18,814) Deferred outflows of resources related to pensions & OPEB reported in government -wide statement of net position 17,005,414 Deferred inflows of resources related to pensions & OPEB are reported in government -wide statement of net position (6,786,959) Deferred outflows of resources related to unamortized losses on defeasance are not reported in governmental funds. 273,847 Amounts reported in Internal Service Funds Deferred outflows of resources related to pensions & OPEB (1,845,173) Deferred inflows of resources related to pensions & OPEB 6,246,100 Long-term liabilities and related accounts are not due and payable in the current period and therefore are not reported in the governmental funds as follows: Accrued Interest (165,303) Long-term liabilities - Due within one year (9,105,409) Long-term Liabilities - Due in more than one year (26,049,643) Net pension liability (114,251,141) Net OPEB liability (19,969,043) Long-term liabilities reported in the Internal Service Funds Net pension liability 1,731,939 Net OPEB liability 19,969,043 Accrued compensated absences 6,714,211 Self-insurance liability 9,482,536 Unavailable revenue reported in governmental funds was recorded as revenue in the statement of activities. 976,759 Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. (19,820,518) Net position of governmental activities $ 74,052,126 The notes to financial statements are an integral part of this statement. 28 CITY OF LODI Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2021 REVENUES Taxes Sales and use tax Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest Principal retirement Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Other Governmental Total Governmental General Fund Streets Funds Funds $ 31,697,986 $ $ $ 31,697,986 24,302,433 Transfers out (5,458,817) 24,302,433 69,004 (6,340,176) 2,551,510 2,620,514 15,116,622 6,774,637 765,877 22,657,136 2,598,283 1,511,609 5,971,088 10,080,980 217,097 - - 217,097 4,640,812 166,969 384,935 5,192,716 494,747 228,186 542,543 1,265,476 79,136,984 8,681,401 10,215,953 98,034,338 23,829,150 - 2,018,538 25,847,688 38,005,919 - 104,210 38,110,129 2,743,906 2,849,603 961,969 6,555,478 - - 2,126,650 2,126,650 1,024,617 - 1,024,617 - - 2,827,449 2,827,449 4,743,316 2,099,325 6,842,641 - 694,616 694,616 - - 1,144,218 1,144,218 65,603,592 7,592,919 11,976,975 85,173,486 13,533,392 1,088,482 (1,761,022) 12,860,852 Transfers in 4,697,816 287,509 5,802,968 10,788,293 Transfers out (5,458,817) - (881,359) (6,340,176) Proceeds from sale of property 14,666 13,865 - 28,531 Total other financing sources (uses) (746,335) 301,374 4,921,609 4,476,648 Net change in fund balances 12,787,057 1,389,856 3,160,587 17,337,500 Fund balances - beginning, as restated (Note 16) 27,903,041 12,743,997 14,696,482 55,343,520 Fundbalances- ending $ 40,690,098 $ 14,133,853 $ 17,857,069 $ 72,681,020 The notes to financial statements are an integral part of this statement. 29 CITY OF LODI Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2021 Changes in fund balances - total governmental funds $ 17,337,500 Amounts reported for governmental activities are different because: (358,262) Governmental funds report capital outlays as expenditures. However, in the (26,936) statement of activities the cost of those assets is allocated over their estimated 53,830 useful lives and reported as depreciation expense. In addition, contributed capital (184,231) assets do not impact the governmental funds however they are reported in the (13,176) statement of activities. 931,348 Capital outlays, capital asset contributions, and depreciation expense are as follows: (2,462,912) Capital outlays 6,842,641 Capital asset contributions 5,759,081 Depreciation expense (8,607,648) Less: Internal service fund depreciation 1,447 Repayments of the principal are expenditures in the governmental funds, but the repayments reduce long-term liabilities in the statement of net position. Principal payment 1,144,218 Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The net loss income of the internal service funds are reported with governmental activities. 3,224,327 Other expenses in the statement of activities that do not use current financial resources are not reported as expenditures in the governmental funds. Change in compensated absences and sick leave conversion balance 1,200,685 Less Internal Service Funds compensated absences (358,262) Amortization of loss on defeasance (26,936) Amortization of bond premium 53,830 Change in unavailable revenue (184,231) Change in accrued interest (13,176) Change in net pension liability and related amounts 931,348 Change in OPEB obligation and related amounts (2,462,912) Change in net position of governmental activities $ 24,841,912 The notes to financial statements are an integral part of this statement. 30 ASSETS Current assets: Cash and investments Restricted cash and investments Account receivables, net Interest Receivable Due from other governmental agencies Advance receivables - NCPA Inventory Other assets Total current assets Noncurrent assets: Restricted assets with fiscal agents Restricted cash and investments Advances to other funds Capital assets: Nondepreciable Depreciable, net Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Unamortized losses on defeasance of debt Related to OPEB Related to pensions Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued interest Unearned revenue Loans payable Accrued compensated absences Pollution remediation obligation Certificates of participation and revenue bonds payable Total current liabilities Noncurrent liabilities: Loans payable Self insurance liability Accrued compensated absences Certificates of participation and revenue bonds payable Net pension liability Net OPEB liability Pollution remediation obligation Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted for: Debt service Pensions Pollution Remediation Unrestricted (deficit) Total net position CITY OF LODI Statement of Net Position Proprietary Funds June 30, 2021 Business -type Activities Electric Wastewater Water $ 29,975,250 $ 26,591,516 $ 13,946,796 - - 12,790,247 6,014,293 1,638,602 1,095,555 9,443 8,417 8,068 12,189,516 - - 4,483,387 46,900 528,238 13,490 787,219 6,292 52,685,379 28,285,435 28,375,196 4,207,819 58,363,258 4 2,510,196 2 1,991,595 734,201 734,201 - - 148,875 1,677,348 6,081,478 7,195,478 41,376,378 85,493,919 94,980,181 45,045,325 94,819,794 103,058,737 97, 730, 704 12 3,105, 229 131,433,933 4,075,234 1,639,936 (376,581) 35,758 195,629 109,544 3,280, 677 1,986, 733 187,018 7,391,669 3,822,298 (80,019) 2,596,539 278,336 3,760,361 66,504 42,902 7,118 633,670 348,683 83,104 - - 660,104 224,178 - - 245,146 466,132 56,009 - - 400,000 2,842,246 2,267,967 1,100,646 6,608,283 3,404,020 6,067,342 229,405 337,083 291,512 44,843 39,977,828 35,035,280 27,517,401 19,316,608 11,697,875 1,101,164 460,374 2,518,662 1,410,353 - - 14,982,824 60,321,298 49,543,329 45,056,585 66,929,581 52,947,349 51,123,927 52,300 31,672 2,981 143,892 787,219 440,812 196,192 818,891 443,793 4,207,819 58,363,258 72,735,691 4 2,510,196 2 1,991,595 734,201 734,201 - - 12,790,247 31,797,182 11,553,632 (6,473,947) $ 37,996,600 $ 73,161,287 $ 79,786,194 The notes to financial statements are an integral part of this statement. 31 CITY OF LODI Statement of Net Position (Continued) Proprietary Funds June 30, 2021 ASSETS Current assets: Cash and investments Restricted cash and investments Account receivables, net Interest Receivable Due from other governmental agencies Advance receivables - NCPA Inventory Other assets Total current assets Noncurrent assets: Restricted assets with fiscal agents Restricted cash and investments Advances to other funds Capital assets: Nondepreciable Depreciable, net Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Unamortized losses on defeasance of debt Related to OPEB Related to pensions Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued interest Unearned revenue Loans payable Accrued compensated absences Pollution remediation obligation Certificates of participation and revenue bonds payable Total current liabilities Noncurrent liabilities: Loans payable Self insurance liability Accrued compensated absences Certificates of participation and revenue bonds payable Net pension liability Net OPEB liability Pollution remediation obligation Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted for: Debt service Pensions Pollution Remediation Unrestricted (deficit) Total net position Governmental Business -type Activities Activities Non -Major Transit Funds Total Enterprise Funds Internal Service Funds $ 673,028 $ 71,186,590 $ 22,061,050 - 12,790,247 188,375 1,502,042 10,250,492 226,503 225 26,153 6,695 3,380,389 3,380,389 - - 12,189,516 - 5,058,525 203,343 - 19,782 117,598 5,555,684 114,901,694 22,803,564 - 2,510,202 99,528 3,559,525 - 148,875 1,784,101 16,738,405 - 14,721,102 236,571,580 18,814 16,604, 731 259,528, 587 18,814 22,160,415 374,430,281 22,822,378 5,338,589 - - 340,931 1,551,025 133,904 5,588,332 294,148 133,904 11,267,852 1,845,173 566,165 7,201,401 338,068 3,143 119,667 6,172 - 1,065,457 - 660,104 - 224,178 - 41,168 808,455 57,443 - 400,000 - - 6,210,859 - 610,476 16,690,121 401,683 229,405 - - - 9,482,536 224,278 897,716 6,656,768 - 102,530,509 - 788,422 32,904,069 1,731,939 - 4,389,389 19,969,043 - 14,982,824 - 1,012,700 155,933,912 37,840,286 1,623,176 172,624,033 38,241,969 2,135 89,088 4,689 - 1,371,923 6,241,411 2,135 1,461,011 6,246,100 16, 505, 203 151, 811, 971 18,814 - 2,510,202 - 99,528 3,559,525 - 12,790,247 4,064,277 40,941,144 (19,839,332) $ 20,669,008 $ 211,613,089 $ (19,820,518) The notes to financial statements are an integral part of this statement. 32 CITY OF LODI Statement of Revenues, Expenses, and Changes in Net Position Proprietary Funds For the Year Ended June 30, 2021 The notes to financial statements are an integral part of this statement. 33 Business -type Activities Electric Wastewater Water OPERATING REVENUES Charges for services $ 74,197,234 $ 16,780,674 $ 14,106,809 OPERATING EXPENSES Personnel services 9,481,228 3,818,107 2,457,115 Supplies, materials and services 12,994,460 1,124,344 901,733 Utilities 41,562,943 863,579 727,216 Depreciation 1,978,200 4,647,540 3,212,895 Claims - - - Total operating expenses 66,016,831 10,453,570 7,298,959 Operating income (loss) 8,180,403 6,327,104 6,807,850 NONOPERATING REVENUES (EXPENSES) Investment income 1,135,011 638,685 362,266 Interest expense (2,290,148) (1,229,713) (842,554) Operating grants - 379,098 260,505 Greenhouse gas allowance 1,908,549 - - Other revenues 2,334,325 599,913 679,042 Gain on sale of city property - 22 31,026 Total nonoperating revenues (expenses) 3,087,737 388,005 490,285 Income (loss) before contributions and transfers 11,268,140 6,715,109 7,298,135 Capital contributions 567,681 2,241,113 1,165,001 Transfers In - 41,600 - Transfers out (2,285,270) (1,084,699) (853,449) Change in net position 9,550,551 7,913,123 7,609,687 Total net position (deficit) - beginning 28,446,049 65,248,164 72,176,507 Total net position (deficit) - ending $ 37,996,600 $ 73,161,287 $ 79,786,194 The notes to financial statements are an integral part of this statement. 33 CITY OF LODI Statement of Revenues, Expenses, and Changes in Net Position (Continued) Proprietary Funds For the Year Ended June 30, 2021 OPERATING REVENUES Charges for services OPERATING EXPENSES Personnel services Supplies, materials and services Utilities Depreciation Claims Total operating expenses Operating income (loss) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Operating grants Greenhouse gas allowance Other revenues Gain on sale of city property Total nonoperating revenues (expenses) Income (loss) before contributions and transfers Capital contributions Transfers In Transfers out Change in net position Total net position (deficit) - beginning Total net position (deficit) - ending 432,830 25,714,214 1,146,260 5,120,055 - 41,600 (266,299) (4,489,717) 1,312,791 26,386,152 3,224,327 3,224,327 19,356,217 185,226,937 (23,044,845) $ 20,669,008 $ 211,613,089 $ (19,820,518) The notes to financial statements are an integral part of this statement. 34 Governmental Business -type Activities Activities Non -Major Transit Funds Total Enterprise Funds Internal Service Funds $ 69,924 $ 105,154,641 $ 18,112,304 467,122 16,223,572 (203,973) 2,800,465 17, 821, 002 10, 943, 011 49,920 43,203,658 11,927 1,017,303 10,855,938 1,447 - - 4,941,487 4,334,810 88,104,170 15,693,899 (4,264,886) 17,050,471 2,418,405 87,069 2,223,031 199,438 - (4,362,415) - 4,317,946 4,957,549 - 1,908,549 - 290,709 3,903,989 596,868 1,992 33,040 9,616 4,697,716 8,663,743 805,922 432,830 25,714,214 1,146,260 5,120,055 - 41,600 (266,299) (4,489,717) 1,312,791 26,386,152 3,224,327 3,224,327 19,356,217 185,226,937 (23,044,845) $ 20,669,008 $ 211,613,089 $ (19,820,518) The notes to financial statements are an integral part of this statement. 34 CITY OF LODI Statement of Cash Flows Proprietary Funds For the Year Ended June 30, 2021 Business -type Activities - Enterprise Funds The notes to financial statements are an integral part of this statement. 35 Electric Wastewater Water CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers $ 74,222,048 $ 17,053,642 $ 14,602,029 Cash from interfund customers - - - Payments to suppliers (54,742,194) (1,327,358) (992,177) Payments to employees (9,640,634) (4,201,536) (3,910,135) Due from other funds charges for services - (841,241) (709,384) Net cash provided (used) by operating activities 9,839,220 10,683,507 8,990,333 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating grants - 379,098 260,505 Repaid from other funds - - 295,587 Received - greenhouse gas allowance 1,908,549 - Sale of property - 22 5,763 Transfers out (9,244,649) (1,084,699) (853,449) Transfer in 6,959,379 41,600 Net cash provided (used) by noncapital financing activities (376,721) (663,979) (291,594) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Fees received for water meter installations 71,322 Acquisition and construction of capital assets (2,951,754) (5,622,136) (7,726,503) Fees received from developers 567,681 2,241,113 1,165,001 Capital grants received - - - Principal payments on debt (2,469,027) (1,889,846) (1,040,000) Interest payments on debt (1,954,477) (1,431,810) (1,016,233) Net cash provided (used) by capital and related financing activities (6,807,577) (6,702,679) (8,546,413) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 668,952 349,961 355,416 Net cash provided by investing activities 668,952 349,961 355,416 Net increase (decrease) in cash and cash equivalents 3,323,874 3,666,810 507,742 Balances - beginning of year 28,642,975 23,999,253 26,963,504 Balances - end of the year $ 31,966,849 $ 27,666,063 $ 27,471,246 Reconciliation to the statement of net position: Cash and investments $ 29,975,250 $ 26,591,516 $ 13,946,796 Restricted cash and investments - - 12,790,247 Restricted assets with fiscal agents 4 2,510,196 2 Restricted cash and investments 1,991,595 734,201 734,201 Less: Guaranteed Investment Contract - (2,169,850) - Total cash and cash equivalents $ 31,966,849 $ 27,666,063 $ 27,471,246 The notes to financial statements are an integral part of this statement. 35 CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2021 Business -type Activities - Enterprise Funds Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Other revenues Changes in assets, liabilities and deferred outflow/inflows of resources: Loans receivable Customer Receivables Advance receivable Inventory Other assets Deferred inflows of resources Deferred outflows of resources Compensated absences Accounts Payable - Supplier Accrued salaries and wages Net pension liability, OPEB and related amounts Self-insurance liability Pollution remediation obligation Net cash provided by operating activities Noncash investing, capital and financing activities: Capital asset contributions Amortization of issuance premium Amortization of losses on defeasance Total noncash investing, capital and financing activities Electric Wastewater Water $ 8,180,403 $ 6,327,104 $ 6,807,850 1,978,200 4,647,540 3,212,895 2,334,325 599,913 607,720 52,196 (2,084,444) (326,939) (114,257) (248,957) - (286,537) 779 (54,181) (13,490) - (3,780) (286,825) 69,742 3,664 (49,882) (177,209) 222,901 60,758 42,898 7,118 203,473 (500,321) (811,215) - - (888,382) $ 9,839,220 $ 10,683,507 $ 8,990,333 $ 567,681 2,241,113 $ 1,165,001 (376,175) 297,292 188,063 477,246 - - $ 668,752 $ 2,538,405 $ 1,353,064 The notes to financial statements are an integral part of this statement. W, CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2021 The notes to financial statements are an integral part of this statement. 37 Business -type Activities - Enterprise Funds Governmental Activities Non -Major Transit Fund Total Enterprise Funds Internal Service Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers $ 360,649 $ 106,238,368 $ 837,396 Cash from interfund customers - - 17,791,751 Payments to suppliers (2,528,346) (59,590,075) (15,148,292) Payments to employees (442,102) (18,194,407) (2,089,786) Due from other funds (42,540) (1,593,165) - Net cash provided (used) by operating activities (2,652,339) 26,860,721 1,391,069 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating grants 3,364,373 4,003,976 - Repaid from other funds (237,449) 58,138 Received - greenhouse gas allowance - 1,908,549 Sale of property 1,992 7,777 Transfers out (266,299) (11,449,096) Transfer in - 7,000,979 Net cash provided (used) by noncapital financing activities 2,862,617 1,530,323 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Fees received for water meter installations - 71,322 Acquisition and construction of capital assets (769,213) (17,069,606) Fees received from developers - 3,973,795 Capital grants received 1,164,196 1,164,196 Principal payments on debt - (5,398,873) Interest payments on debt - (4,402,520) Net cash provided (used) by capital and related financing activities 394,983 (21,661,686) - CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 86,667 1,460,996 208,367 Net cash provided by investing activities 86,667 1,460,996 208,367 Net increase (decrease) in cash and cash equivalents 691,928 8,190,354 1,599,436 Balances - beginning of year 80,628 79,686,360 20,649,989 Balances - end of the year $ 772,556 $ 87,876,714 $ 22,249,425 Reconciliation to the statement of net position: Cash and investments $ 673,028 $ 71,186,590 $ 22,061,050 Restricted cash and investments - 12,790,247 188,375 Restricted assets with fiscal agents - 2,510,202 - Restricted cash and investments 99,528 3,559,525 Less: Guaranteed Investment Contract - (2,169,850) - Total cash and cash equivalents $ 772,556 $ 87,876,714 $ 22,249,425 The notes to financial statements are an integral part of this statement. 37 CITY OF LODI Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended June 30, 2021 Business -type Activities - Enterprise Funds Governmental Activities Non -Major Transit Fund Total Enterprise Funds Internal Service Funds Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Other revenues Changes in assets, liabilities and deferred outflow/inflows of resources: Loans receivable Customer Receivables Advance receivable Inventory Other assets Deferred inflows of resources Deferred outflows of resources Compensated absences Accounts Payable - Supplier Accrued salaries and wages Net pension liability, OPEB and related amounts Self-insurance liability Pollution remediation obligation Net cash provided (used) by operating activities Noncash investing, capital and financing activities: Capital asset contributions Amortization of issuance premium Amortization of losses on defeasance Total noncash investing, capital and financing activities $ (4,264,886) $ 17,050,471 $ 2,418,405 1,017,303 10,855,938 1,447 290,709 3,832,667 606,484 - 52,196 - (2,525,640) (89,644) (248,957) (339,939) (27,801) (17,270) (1,491) (369,789) - 1,206 102,741 (110,678) 242,827 279,499 275,309 (77,580) 3,143 113,917 6,172 (80,848) (1,188,911) (2,136,618) 817,451 (888,382) - $ (2,652,339) $ 26,860,721 $ 1,391,069 $ 1,146,260 $ 5,120,055 $ - - 109,180 - 477,246 $ 1,146,260 $ 5,706,481 $ The notes to financial statements are an integral part of this statement. 38 CITY OF LODI Statement of Fiduciary Net Position June 30, 2021 ASSETS Cash and investments Interest receivable Total assets LIABILITIES Deposits payable Private -Purpose Trust Funds 172,795 172,796 NET POSITION $ 172,796 The notes to financial statements are an integral part of this statement. 39 CITY OF LODI Statement of Changes in Fiduciary Net Position For the Year Ended June 30, 2021 ADDITIONS Investment and rental income DEDUCTIONS Current: Library Change in Fiduciary Net Position Net Position - beginning of the year Net Position - end of the year Private -Purpose Trust Funds 31,211 1,398 29,813 142,983 $ 172,796 The notes to financial statements are an integral part of this statement. 40 • F1 • M. A A T EgTq�E '�hi fy RY DA s •,t'rA Py Lnpl y�N7 INV- OYO ► DANCI wl MAGC�IIA WINERY • -1 CITY OF LODI Notes to Basic Financial Statements June 30, 2021 Note 1— Summary of Significant Accounting Policies A. The Financial Reporting Entity The City of Lodi (City) was incorporated on December 6, 1906, as a municipal corporation under the General Laws of the State of California. The City operates under a Council -Manager form of government and provides the following services: general government, public works, community development, public protection (police and fire), public utilities, library, parks and recreation. The accounting policies of the City conform to generally accepted accounting principles (GAAP) as applicable to governments in the United States of America. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and financial reporting principles. An elected five -member council governs the City of Lodi. As required by GAAP, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The component units, although legally separate entities, are, in substance, part of the City's operations and therefore, their activities are blended with data of the City. Blended Component Units The blended component units of the City are as follows: The Lodi Public Financing Authority (LPFA) was created by a Joint Exercise of Powers Agreement between the City and the Industrial Development Authority (IDA) on July 21, 2010, for the purpose of assisting the City in the financings of public capital improvements. The 2010 Water Revenue Bonds Series A and B were issued in October 2010 to provide funds for a new water treatment facility. On September 1, 2012, the $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) were issued to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. The $17,105,000 2012 Refunding Wastewater Revenue Bonds (2012 Bonds) were also issued in September 2012 to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation (2004 COP). The 2004 COP were issued to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. The 2016 Refunding Wastewater Revenue Bonds (2016 Bonds) were issued to refinance $21,415,000 principal amount of the 2007 Wastewater System Revenue Certificates of Participation (2007 COP). On December 1, 2017 the City issued $7,762,794 2017 Installment Purchase Agreement for a current refunding for the $7,555,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. On June 13, 2018, the City issued $41,610,000 Electric System Revenue Bonds (2018 Bonds) to allow the prepayment and cause immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2008 Series A). In April 2020, the City issued $25,390,000 2020 Refunding Water Revenue Bonds, Series A (2020 Bonds) to redeem all of the outstanding $29,650,000 principal of the 2010 Water Revenue Bonds Series B, (Federally Taxable — Build America Bonds — Direct Payment). The City Council constitutes the Board of Directors of LPFA. The funds of LPFA have been included in the governmental activities, Enterprise (Wastewater and Water and Electric) Funds and in the accompanying basic financial statements. [y: CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) B. Government -Wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the non -fiduciary activities of the primary government and its component units. For the most part the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business - type activities that rely, to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and accrual basis of accounting, as are the proprietary fund and private -purpose trust fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grant and similar items are recognized as revenue as soon as all eligibility requirements have been met. Agency funds use the accrual basis of accounting. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. The City considers property tax revenues to be available if they are collected within 60 days of the end of the current fiscal year. All other revenues are considered to be available if they are generally collected within 120 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to vacation, sick leave, claims and judgments, are recorded only when payment is due. Property taxes, other local taxes, licenses, intergovernmental revenues, and interest associated with the current fiscal period are all considered susceptible to accrual and have been recognized as revenues of the current fiscal period. All other revenues are considered to be measurable and available when the City receives cash. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds, and internal service funds are charges for customer services including electric, wastewater, water and public transportation fees. Operating expenses for enterprise funds and internal service funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. 43 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the City except those required to be accounted for in another fund. The Streets Fund accounts for Gas Tax revenues apportioned to the City under the State Streets and Highway Code, impact fees charged to provide for the building of various storm drains and street improvements needed to serve new developments, and to account for funds apportioned to the City for sales tax collections under Measure K. The City reports the following major proprietary (enterprise) funds: The Electric Fund accounts for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements, and maintenance and debt service. The Wastewater Fund accounts for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. The Water Fund accounts for the provision of water to the residents of the City as well as some customers in the San Joaquin County (County). All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Additionally, the City reports the following fund types: The Internal Service Funds account for the City's claims, benefits, fleet services and equipment/vehicle replacement. Private -Purpose Trust Funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. They were established to account for assets held and invested by the Library Board as trustee; and to account for assets held by the City in accordance with a trust agreement on behalf of the Hutchins Square. These funds can only be spent in accordance with the trust agreements. The effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this rule are charges to other City departments from the Electric, Wastewater, Water and Transit Funds. These charges have not been eliminated because elimination would distort the direct costs and program revenues reported in the statement of activities. D. Cash and Investments The City maintains a cash and investment pool that is available for all funds of the City for the purpose of increasing interest earnings through investment activities. Investments are generally stated at fair value with the exception of guaranteed investment contracts, which are stated at cost. Income earned or losses arising from the investment of pooled cash are allocated to various funds based on month-end cash balances in accordance with California Government Code Section 53647. Changes in fair value of investments are recognized as a component of investment income. 44 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) E. Restricted Cash and Investments The City accounts for certain settlement payments for environmental remediation as restricted with the understanding that these funds will be used exclusively for environmental cleanup, investigation or remediation expenses incurred by the City in the specified areas and that they will not be used for the payment of legal or technical fees. These funds are accounted for in the Water Fund. The City has invested in the Public Agency Retirement Services (PARS) for the PARS Public Agencies Post - Employment Benefits Trust. This trust is to be used only for the payment of such post -employment benefits for retirees. These funds are accounted for in the General Fund; Streets; Parks, Recreation and Community Services; Community Development; Electric Utility; Wastewater; Water; Fleet and Non -major Transit Funds. F. Restricted Cash and Investments with Fiscal Agents Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,169,850 guaranteed investment contract held in the Wastewater Fund which is a long-term investment. In the Electric Fund, restricted assets represent the proceeds of the 2018 Electric Bonds restricted for debt service. In the Wastewater Fund, the restricted assets represent the proceeds of the 2004A, the 2016A Refunding Wastewater Revenue Bonds and the 2017 Installment Purchase Agreement issued for improvements to the City's Wastewater collection, treatment and disposal system. In the Water Fund, restricted assets represent the proceeds of the 2010A Revenue Bonds issued for the purpose of providing funds to pay the cost of a new Water Treatment Facility and the 2020 Water Refunding Series A Bonds. G. Receivables Revenues are recorded when received in cash, except revenues subject to accrual (up to 90 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are sales tax, special assessments, intergovernmental revenues, other taxes, interest revenue, rental revenue and certain charges for services. Federal and State grants are considered receivable and accrued as revenue when all eligibility requirements have been met under the accrual basis of accounting in the government -wide statement of net positions. The amount recognized as revenue under the modified accrual basis of accounting in the governmental funds is limited to the amount that is deemed measureable and available. Billed but not collected and unbilled utility revenue earned is recognized as revenue and accounts receivable in the enterprise funds. H. Loan Receivables Loans receivable reported in the HOME Program and Community Development Block Grants Special Revenue Fund represent funds loaned to first-time homebuyers. Loans receivable in the Electric Enterprise Fund represent loans to eligible industrial and commercial customers participating in the Lodi Energy Efficiency Financing Pilot Project. 45 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) H. Loan Receivables (Continued) In December 2009, the City entered into a contractual relationship with the California Department of Housing and Community Development (HCD) to administer a First-time Homebuyers Program. The loan program is intended to provide deferred down -payment assistance to first-time homebuyers who are at or below 80% of the median income, for the purchase of homes within Lodi. The loan bears 2% interest and is due and payable 30 years from close of escrow, upon transfer of the property or when the home is no longer owner -occupied, whichever comes first. At June 30, 2021, the outstanding balance of these loans amounted to $65,816, which the City included in due from other governmental agencies. In December 2012, the City increased the loan funds in its public benefits program from which G2, G3, G4, G5 or 11 electric utility rate commercial and industrial customers may borrow money to implement energy conservation projects in their facilities. The loan is at zero interest rate payable in two years capped at $150,000 per customer. As of June 30, 2021, a total of twenty-three loans to industrial and commercial customers have been approved. At June 30, 2021, there were three outstanding loans, with a balance of $37,899. Property Taxes The County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13, plus a percentage of the increase in market value in specific areas. The City's property tax lien is based on the assessed value listed as of the prior January 1st for all real and personal property located in the City. Property sold after the assessment date (January 1st) is reassessed and the amount of property tax assessed is prorated. The assessed value at January 1, 2021, upon which the 2020-21 levy was based, was $6,900,922,739. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent after December 10 and April 10, respectively. Unsecured property tax is levied on July 1, due on July 31 and becomes delinquent after August 31. Property taxes levied for the year ended June 30, 2021, are recorded as receivables. Property taxes paid to the City by the County within 60 days of the fiscal year-end are considered "available" and are, therefore, recognized as revenue in governmental funds. In 1993, the City made an agreement with the San Joaquin County to participate in the Teeter Plan. The Teeter plan is an alternative method of apportioning property tax money. The City receives 95% of the property taxes in advance from the County and the 5% remaining after reconciling the City's balance at June 30. As part of the agreement, the County keeps the penalties and interest on the delinquent taxes. J. Due From/Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. In the fund financial statements, these receivables and payables are classified as "due from other funds" or "due to other funds". Long-term interfund loans receivable are reported as "advances to other funds". The corresponding long-term interfund loans payable are reported as "advances from other funds". In the government -wide financial statements, these receivables and payables are eliminated within the governmental activities and business -type activities columns. Receivables and payables between the governmental activities and the business -type activities are classified as internal balances. 46 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) K. Transfers In the fund financial statements, interfund transfers are recorded as transfers in (out) except for transactions that are described below: Charges for services are recorded as revenues of the performing fund and expenditures/expenses of the requesting fund. Unbilled costs are recognized as an asset of the performing fund at the end of fiscal year. Reimbursements for expenditures/expenses, initially made by one fund that is properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as a reduction of expenditures/expenses in the fund that is reimbursed. L. Long-term Obligations In the government -wide financial statements and in the proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund statement of net position. Bond premiums are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium. Losses occurring from advance refunding are reported as deferred outflows of resources and amortized as an expense for both governmental and business -type activities. M. Advance Receivable Advance receivable reported in the Electric Enterprise Fund represents the City's portion of the Northern California Power Agency's (NCPA) General Operating Reserve that is refundable upon demand by the City (See Note 11). N. Inventory Other governmental funds inventories are recorded at cost and are recognized as expenditures when consumed rather than when purchased. For the proprietary fund types, inventories are recorded at cost using the weighted average cost method, which approximates market, and expense is recognized when inventories are consumed in operations. O. Deferred Outflows and Inflows of Resources Unamortized Losses on Defeasance Deferred outflows of resources reported in the Wastewater Enterprise Fund include the refunding loss incurred on the issuance of the 2012 Refunding Revenue Bonds amortized over 11 years, and the 2016 Refunding Revenue Bonds amortized over 21 years. Deferred outflows of resources reported in the Electric Utility Enterprise Fund include the 2018 Revenue Refunding Bonds amortized over 14 years. Deferred outflows of resources in the Water Enterprise Fund include the 2020 Water Revenue Refunding Bonds amortized over 20 years. Deferred outflows of resources reported in the governmental activities represent the refunding loss incurred with the issuance of the 2012 Refunding Lease Revenue Bonds. Related to Pensions Pension contributions made in the current year, changes of assumptions, difference between expected and actual experience and the net difference between projected and actual earnings on plan investments are reported as deferred outflows or deferred inflows of resources per GASB Statement No. 71 as the CalPERS' valuation measurement date is June 30, 2020. These amounts are to be recognized in future pension expense and the amortization period differs depending on the source of the gain or loss. 47 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) O. Deferred Outflows and Inflows of Resources(Continued) Ralatarl to nPFR OPEB contributions made in the current year are reported as deferred outflows of resources per GASB Statement No. 71 as the CalPERS' valuation measurement date is June 30, 2020. Those contributions will be recognized as a reduction of the net OPEB liability in the year ending June 30, 2021. Plan earnings in excess of earnings projected, changes in assumptions, differences between expected and actual experience in the OPEB actuarial report are reported as deferred outflows or inflows of resources. Unavailable Revenue The unavailable revenue in the governmental funds is related to the HCD's First-time Homebuyers Program, Development Impact Fees, and miscellaneous revenue for various projects. All fees are expected to be repaid in full. P. Capital Assets Capital assets, which include land, works of art, buildings and improvements, machinery and equipment, vehicles, infrastructure (e.g., streets, streetlights, traffic signals, sidewalks, and bridges), and electric lines, wastewater lines and storm drains are reported in the applicable governmental or business -type activities columns in the government -wide financial statements and in the proprietary funds financial statements. Capital assets are defined by the City as assets with individual cost of $10,000 or more and have an estimated useful life in excess of two years. Such assets are recorded at historical cost. Donated capital assets are recorded at acquisition value at the date of donation. Capital outlay is recorded as expenditures in the General Fund and other governmental funds and as assets in the government -wide financial statements to the extent the City's capitalization threshold is met. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. As required by the Governmental Accounting Standards Board Statement No. 34, beginning July 1, 2002, the City has capitalized infrastructure, primarily its network of streets, as part of the capital assets shown in the governmental activities column on the government -wide statement of net position. This capitalization included infrastructure that could be identified and has been acquired since July 1, 1980. Depreciation of capital assets is provided on the straight-line basis over the following estimated useful lives: Years Buildings and improvements 3-40 Machinery and equipment 2-40 Vehicles 5-15 Infrastructure 10-50 Q. Compensated Absences/Vacation and Sick Leave The City accrues for compensated absences, in the government -wide financial statements and the proprietary funds financial statements, to pay its employees for the unused vacation, compensatory time, and miscellaneous leave. The City is not obligated to pay for unused sick leave if employees terminate prior to retirement. 48 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) Q. Compensated Absences/Vacation and Sick Leave (Continued) Employees hired prior to July 1, 1994, after 10 years with the City and only upon retirement, may convert their accumulated sick leave time to medical insurance premiums under the following options: bank or conversion. The bank option converts the unused sick leave into a dollar amount that will be placed into a "bank" to be used for medical insurance premiums for the employee. The conversion option takes the unused sick leave and converts it to days and the City will pay the medical insurance premiums for the employee for each day after conversion until the balance is exhausted. R. Pensions For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Miscellaneous and Safety Plans (Plans) and additions to/deductions from the Plans' fiduciary net position have been determined on the same basis as they are reported by the CalPERS Financial Office. For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. The following timeframes are used for Pensions reporting: Valuation Date: June 30, 2019 Measurement Date: June 30, 2020 Measurement Period: July 1, 2019 to June 30, 2020 S. Other Post -Employment Benefits (OPEB) For purposes of measuring the Net OPEB liability, deferred outflows of resources and deferred inflows of resources related to pensions, and OPEB expense, information about the fiduciary net position of the plans and additions to/deductions from the plans' fiduciary net position have been determined on the same basis as they are reported by the plans. The following timeframes are used for OPEB reporting: Valuation Date: June 30, 2019 Measurement Date: June 30, 2020 Measurement Period: July 1, 2019 to June 30, 2020 T. Self -Insurance The City is self-insured for general liability, workers' compensation, dental benefits, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance liability, which is accounted for in an internal service fund. The accrued liability for estimated self-insured claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not reported. U. Net Position In the government -wide and proprietary funds financial statements, net position is reported in one of three categories: 49 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) U. Net Position (Continued) Net Investment in Capital Assets — This category consists of capital assets net of accumulated depreciation and reduced by deferred outflows of resources and outstanding debt that is attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — Assets restricted by external creditors, grantors, contributors, enabling legislation or laws or regulations of other governments reduced by liabilities related to those assets. Unrestricted Net Position — This category consists of all net position that does not meet the definition of net investment in capital assets or restricted net position. Fund balances presented in the governmental fund financial statements represent the difference between assets, liabilities and deferred inflows of resources. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, establishes the criteria for classifying fund balances into specifically defined classifications and clarifies definitions for governmental funds. GASB Statement No. 54 requires that the fund balances be classified in categories based upon the type of constraints imposed on the use of funds. The City evaluated each of its funds at June 30, 2021 and classified fund balances into the following five categories: Non -spendable — Amounts that cannot be spent because they are (1) not in spendable form, such as prepaid items, inventories and long-term receivables for which the payment of proceeds are not restricted or committed with respect to the nature of the specific expenditures of that fund or (2) legally or contractually required to remain intact. Restricted — Amounts that are restricted by external parties such as creditors or imposed by grants, laws or regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The City has legislative restrictions on amounts collected and reported in the City's various governmental funds. Committed — Amounts that can only be used for specific purposes pursuant to constraints imposed by a formal resolution or ordinance of the City Council. Commitments may be changed or lifted only by the City taking the same formal action that imposed the constraint originally. Assigned — Amounts that have been allocated by the City's intent to be used for specific purposes. The intent can be established at either the highest level of decision making, which includes City Council or by an official designated such as the City Manager for such purpose. Unassigned — Amounts that constitute the residual balances that have no restrictions placed upon them and are reported in the General Fund. For other governmental funds, as restrictions exceed available resources only deficit amounts are reported in the unassigned category. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. The City does not have a policy on the order of spending unrestricted amounts when an expenditure is incurred for which amounts in any of the unrestricted fund balance classifications could be used. Therefore, by default under GASB Statement No. 54, the City uses committed resources first, then assigned resources and unassigned resources last as they are needed. 50 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) U. Net Position (Continued) It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses and the target for the Electric Enterprise Fund working capital is $29.9 million. The policy allows for variations from year -to year to account for economic and fiscal changes. The City Council also adopted a policy to establish the following reserves: Catastrophic reserve — To maintain the ability of the City to meet operational costs during times of declared emergency or major catastrophe, the City shall designate General Fund balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. This reserve may only be drawn upon pursuant to an emergency as declared under the Municipal Code. Economic reserve — To maintain the City's economic viability and to meet seasonal cash flow shortfalls, the City shall designate General Fund economic reserve balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. Funding the economic reserve will begin in the fiscal year following full funding of the catastrophic reserve. Funding may only be disbursed upon a resolution of the City Council. Once fully funded, if these reserves fall below 5% of annual revenues, the City Manager shall prepare a plan within three months of approval of the City's financial statements. This plan will restore the 5% within 12 months and the 8% within 24 months. V. Statement of Cash Flows A statement of cash flows is presented for proprietary fund types. For purposes of reporting cash flows, the City considers all highly liquid investments with maturities of three months or less when purchased and investments maintained in the pool to be cash equivalents. W. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Actual results could differ from those estimates. X. Current & Future Implementation of New Governmental Accounting Standards Current Implementations: The City is currently analyzing its accounting practices to determine the potential impact on the financial statements for the following GASB Statements: In January 2017, GASB issued Statement No. 84, Fiduciary Activities (GASB Statement No. 84), to improve guidance regarding the identification of fiduciary activities for accounting and financial reporting purposes and how those activities should be reported. The statement establishes criteria for identifying fiduciary activities of all state and local governments. It also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the government to disburse fiduciary resources. The implementation of this standard did not have significant impact on the City's financial statements. 51 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) X. Current & Future Implementation of New Governmental Accounting Standards (Continued) In August 2018, the GASB issued Statement No. 90, Majority Equity Interests — an Amendment of GASB Statements No. 14 and No. 61 (GASB Statement No. 90), to improve the consistency and comparability of reporting a government's majority equity interest in a legally separate organization and to improve the relevance of financial statement information for certain component units. This statement requires that a component unit in which a government has a 100 percent equity interest account for its assets, deferred outflows of resources, liabilities, and deferred inflows of resources at acquisition value at the date the government acquired a 100 percent equity interest in the component unit. The implementation of this standard did not have significant impact on the City's financial statements. In April 2021, the GASB issued statement No. 98, The Annual Comprehensive Financial report (GASB Statement No. 98), is to address references in authoritative literature to the term comprehensive annual financial report. This statement establishes the annual comprehensive financial report and ACFR in generally accepted accounting principles (GAAP) for state and local governments and eliminates the prior name and acronym. This statement was developed in response to concerns raised by stakeholders that the common pronunciation of the acronym for comprehensive annual financial report sounds like a profoundly objectionable racial slur. The statement's introduction of the new term in founded on a commitment to promoting inclusiveness. The implementation of this standard did not have significant impact on the City's financial statements. Future Implementations: In June 2017, GASB issued Statement No. 87, Leases (GASB Statement No. 87), to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. This statement increases the usefulness of governments' financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It also establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. GASB Statement No. 87 is effective for the City's fiscal year ending June 30, 2022. In June 2018, GASB issued Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period (GASB Statement No. 89), to (1) enhance the relevance and comparability of information about capital assets and the cost of borrowing for a reporting period and (2) simplify accounting for interest cost incurred before the end of a construction period. This statement requires that interest cost incurred before the end of a construction period be recognized as an expense in the period in which the cost is incurred for financial statements prepared using the economic resources measurement focus. As a result, interest cost incurred before the end of a construction period will not be included in the historical cost of a capital asset reported in a business -type activity or enterprise fund. GASB Statement No. 89 is effective for the City's fiscal year ending June 30, 2022. In May 2019, GASB issued Statement No. 91, Conduit Debt Obligations (GASB Statement No. 91), to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This Statement achieves those objectives by clarifying the existing definition of a conduit debt obligation; establishing that a conduit debt obligation is not a liability of the issuer; establishing standards for accounting and financial reporting of additional commitments and voluntary commitments extended by issuers and arrangements associated with conduit debt obligations; and improving required note disclosures. GASB Statement No. 91 is effective for the City's fiscal year ending June 30, 2023. 52 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 1— Summary of Significant Accounting Policies (Continued) X. Current & Future Implementation of New Governmental Accounting Standards (Continued) In January 2020, GASB issued Statement No. 92, Omnibus 2020 (GASB Statement No. 92), to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing practice issues that have been identified during implementation and application of certain GASB statements. This Statement addresses a variety of topics. GASB Statement No. 92 originally effective for the City's fiscal year ending June 30, 2021, has been postponed to the fiscal year ending June 30, 2022. In March 2020, GASB issued Statement No. 93, Replacement of Interbank Offered Rates (GASB Statement No. 93), to address those and other accounting and financial reporting implications that result from the replacement of an interbank offered rate (IBOR) — most notably, the London Interbank Offered Rate (LIBOR) which is expected to cease to exist in its current form at the end of 2021. GASB Statement No. 93 originally effective for the City's fiscal year ending June 30, 2021, has been postponed to fiscal year ending June 30, 2022. In March 2020, GASB issued Statement No. 94, Public -Private and Public -Public Partnerships and Availability Payment Arrangements (GASB Statement No. 94) to improve financial reporting by addressing issues related to public-private and public -public partnership arrangements (PPPs). This Statement also provides guidance for accounting and financial reporting for availability payment arrangements (APAs). GASB Statement No. 94 is effective for the City's fiscal year ending June 30, 2023. In May 2020, GASB issued Statement No. 96, Subscription -Based Information Technology Arrangements (GASB Statement No. 96), to provide guidance on the accounting and financial reporting for subscription -based technology arrangements (SBITAs) for government end users (governments). This Statement (1) defines a SBITA; (2) establishes that a SBITA results in a right -to -use subscription asset — an intangible asset — and a corresponding subscription liability; (3) provide the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA. GASB Statement No. 96 is effective for the City's fiscal year ending June 30, 2023. In June 2020, GASB issued Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans — An Amendment of GASB Statements No. 14 and No. 84, and a Supersession of GASB Statement No. 32 (GASB Statement No.97), to (1) increase consistency and comparability related to the reporting of fiduciary component units; (2) mitigate costs associated with the reporting of certain defined contribution pension plans, defined contribution other postemployment benefit (OPEB) plans, and employee benefit plans other than pension plans or OPEB plans (other employee benefit plans) as fiduciary component units in fiduciary fund financial statements; and (3) enhance the relevance, consistency, and comparability of the accounting and financial reporting for the Internal Revenue Code (IRC) Section 457 deferred compensation plans (Section 457 plans) that meet the definition of a pension plan and for benefits provided through those plans. GASB Statement No. 97 is effective for the City's fiscal year ending June 30, 2022. 53 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 2 — Cash and Investments Cash and investments as of June 30, 2021 are classified in the accompanying financial statements as follows: Fiduciary Funds Governmental Business -type Statement of Activities Activities Total Net Position Total Cash and investments $ 68,569,596 $ 71,186,590 $ 139,756,186 $ 172,795 $ 139,928,981 Restricted cash and investments 16,990,838 18,859,974 35,850,812 35,850,812 Total $ 85,560,434 $ 90,046,564 $ 175,606,998 $ 172,795 $ 175,779,793 Cash and investments as of June 30, 2021 consist of the following: Cash on hand Demand deposits Investments Total cash and investments A. Authorized Investments $ 3,696 6,377,457 6,381,153 169,398,640 $ 175,779,793 The City has adopted an investment policy pursuant to Government Code Section 53601, which authorizes the City to invest surplus funds in the City Treasury in certain investment categories authorized by the California Government Code and the City's Investment Policy. The City's Investment Policy is more restrictive than the Government Code. The following table identifies the permitted investment types authorized per the City's investment policy. The table also identifies certain provisions that address interest rate risk and concentration of credit risk. (1) Funds held at NCPA shall not count to this limit) 54 Maximum Permitted Investments Maturity of Portfolio Minimum Quality Requirements U.S. Treasury Obligations 5 years 100% None US Government Agency Securities & Instrumentalities 5 years 100% None Bankers Acceptances 180 days 40% None Certificates of Deposit 5 years 100% None Negotiable Certificates of Deposit 5 years 30% None Credit rating of P1/A1 or A1+/F1 or F1+ Commercial Paper 270 days 30% by Moody's S&P or Fitch California State Local Agency Investment Fund Indefinite 100% None Passbook Deposits Indefinite 100% None Mutual Funds & Money Market Mutual Funds N/A 20% Multiple Requirements per Gov't Code Medium Term Corporation Notes 5 years 30% A-/A3/A- by Moody's, S&P, or Fitch Joint Powers Authority Pool Indefinite 30%(1) Multiple Requirements per Gov't Code Certificates of Deposit Account Registry Service (CDARS) Indefinite 30% None Supranational Obligations 5 years 30% AA-/Aa3/AA- by Moody's, S&P, or Fitch Municipal Securities (50 States or California Local Agencies) 5 years 100% None (1) Funds held at NCPA shall not count to this limit) 54 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 2 — Cash and Investments (Continued) B. Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by the provisions of the debt agreements as to the extent that they are permissible investments of funds of the City. C. Restricted Cash The City has established a pension stabilization account with Public Agency Retirement Services (PARS), which invests in a Balanced Index PLUS Fund. The investments made by the City to this fund, are in restricted cash and investments. D. Disclosure Relating to Interest Rate Risk and Credit Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity over time as necessary to provide the cash flow and liquidity needed for operations. The City monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio, as well as limiting a securities maturity to five years or less for investments in the investment pool. Investments held outside the investment pool can have longer maturities as these funds are restricted by bond covenants and are held to the maturity of the bonds. Investment Type AAA/Aaa AA+/AA/AA- A+/A/A- BBB+/BBB/BBB- Not Rated Total Investments by Fair Value: Held by Trustee: US Agency Securities $ $ 7,966,550 $ $ $ 758,500 $ 8,725,050 Money Market Mutual Funds - 6,555,515 6,555,515 Municipal Securities 2,383,811 17,320,553 1,085,443 2,268,835 23,058,642 Corporate Securities 821,360 4,903,876 12,654,135 3,299,015 - 21,678,386 Negotiable Certificate of Deposits - - - - 7,766,100 7,766,100 Sovereigns, Supranational & Agencies 419,046 994,200 1,413,246 Guaranteed Investments Contracts - 2,169,850 2,169,850 Exempt from Credit Rating Disclosure: U.S Treasury Notes 6,744,115 6,744,115 Held by City: CALTRUST 10,518,243 10,518,243 PARS 20,499,725 20,499,725 Local Bank Certificate of Deposits 2,000,000 2,000,000 Demand Deposits 6,377,457 6,377,457 Cash on hand 3,696 3,696 LAIF 58,269,768 58,269,768 Total Cash and Investments $ 3,205,171 $ 30,610,025 $ 13,739,578 $ 3,299,015 $ 124,926,004 $ 175,779,793 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by nationally recognized statistical rating organization. Presented below and on the following page is the minimum rating required by the California Government Code, the City's investment policy, or debt agreements and the actual rating at year end for each investment type. 55 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 2 — Cash and Investments (Continued) Concentration of Credit Risk The California Government Code and the investment policy of the City contain limitations on the amount that can be invested in any one issuer. Investments in any one issuer (other than investments issued by or explicitly guaranteed by the US Government and investments in mutual funds, external investment pools, and other pooled investments) that represent 5% or more of the total City investments are required to be disclosed. Investments in LAIF, CalTRUST, and money market mutual funds are not subject to the concentration of credit risk disclosure. The City holds 53.76% of its investments in the various securities. These investments in aggregate total are greater than 5% of the total investments, and no one individual holding is greater than 5% of the total investments. Reporting Unit Issuer Investment Type Reported Amount Entity Wide: United States Treasury US Treasury Notes $ 6,744,115 Federal Home Loan Bank US Agency Securities 5,672,775 F. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover collateral securities that are in the possession of an outside party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial risk for deposits, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured deposits. The City's deposits with financial institutions, exceeded federal depository insurance limits by $14,658,254, and was collateralized. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker- dealer) to a transaction, a government will not be able to recover the value of the investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for investments. With respect to investments, custodial credit risk generally applies only to direct investments in marketable securities. Custodial credit risk does not apply to a local government's indirect investment in securities through the use of mutual funds or government investment pools such as LAIF. Investment Type 12 Months or Less 13 to 24 Months 25 to 36 Months 37 to 60 Months 61 + Months Total Investments by Fair Value: Held by City: CALTRUST $ 10,518,243 $ $ $ $ $ 10,518,243 LAIF 58,269,768 58,269,768 PARS 20,499,725 20,499,725 Local Bank Certificate of Deposits 2,000,000 2,000,000 Cash on Hand 3,696 3,696 Demand Deposits 6,377,457 6,377,457 Held by Trustee: Negotiable Certificate of Deposits 1,513,725 3,636,150 1,337,625 776,850 501,750 7,766,100 US Agency Securities 2,021,625 1,555,925 263,450 - 4,884,050 8,725,050 Money Market Mutual Funds 6,555,515 - - - - 6,555,515 Municipal Securities 4,780,542 3,981,824 3,716,480 6,210,981 4,368,815 23,058,642 Corporate Securities 3,333,365 3,571,958 6,019,211 4,082,622 4,671,230 21,678,386 Sovereigns, Supranational & Agencies - - - - 1,413,246 1,413,246 Guaranteed Investments Contracts - - - 2,169,850 - 2,169,850 U.S Treasury Notes 2,673,465 2,820,150 255,100 - 995,400 6,744,115 Total Investments $ 118,547,126 $ 15,566,007 $ 11,591,866 $ 13,240,303 $16,834,491 $175,779,793 56 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 2 — Cash and Investments (Continued) G. Investments in Investment Pools The City is a voluntary participant in the California Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio. At June 30, 2021, the City's investment position in LAIF was $58.3 million. Of the investment with LAIF, 1.10% is invested in structured notes and 3.37% is invested in asset-backed securities. The City is also a voluntary participant in the CalTRUST which is a Joint Powers Authority governed by a Board of Trustees made up of local treasurers and investment officers. The Board of Trustees sets overall policy for CaITRUST, and selects and supervises the activities of the Investment Manager and other agents. As of June 30, 2021, the City's investment in CalTRUST is $10.5 million; all of which is invested in the Medium term fund. H. Investments in Guaranteed Investment Contracts The City has entered into nonparticipating guaranteed investment contracts (GICs), which are authorized under bond documents as outlined in the City's investment policy or the debt agreement. GICs are non -marketable interest bearing agreements with or guaranteed by certain financial institutions. The agreements provide for a guaranteed return on principal over a specified period. A GIC is a general obligation instrument issued by a financial institution, subject to applicable legal restrictions. The City's investments in GIC's represent proceeds from bond issues that have been set aside (held for the benefit of the bondholders) as debt service reserves and proceeds of bonds that have been invested until used on the projects being financed. The investment contracts holding debt service reserves are held long-term and bear interest 5.455%, while most project funds are invested short-term with lower rates. All of the investment contracts are collateralized by investments, with $2,169,850 collateralized at 104% to 105%, as set forth in the legal agreements. Fair Value Measurements In accordance with GASB Statement 72, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is a market-based measurement for a particular asset or liability based on assumptions that market participants would use in pricing the asset or liability. Valuation inputs are assumptions that market participants use in pricing an asset or liability. The hierarchy of inputs used to generate the valuation is classified into three different levels. • Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities at the measurement date. • Level 2 inputs include quoted prices for similar assets or liabilities in markets that are active; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs other than quoted prices that are observable for an asset, either directly or indirectly. • Level 3 inputs are unobservable inputs from the asset or liability where there is very little market activity and they should be used only when relevant Level 1 and Level 2 inputs are unavailable. The City uses the market approach for determining the fair value levels. The market approach uses the prices associated with actual market transactions for similar or identical assets and liabilities to derive a fair value. The City has the following fair value measurements as of June 30, 2021: 57 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 2 — Cash and Investments (Continued) 1. Fair Value Measurements (Continued) Investment Type Investments by Fair Value: Held by City: Negotiable Certificate of Deposits US Agency Securities Sovereigns, Supranational & Agencies U.S Treasury Notes Municipal Securities Corporate Securities Subtotal Investments Exempt from Fair Value Hierarchy: Held by City Guaranteed Investments Contracts CALTRUST PARS LAIF Local Certificate of Deposits Money Market Cash on Hand Demand Deposits Total Investments Note 3 — Allowance for Uncollectible Accounts Level Level Total $ - $ 7,766,100 $ 7,766,100 - 8,725,050 8,725,050 - 1,413,246 1,413,246 - 6,744,115 6,744,115 - 23,058,642 23,058,642 - 21,678,386 21,678,386 - 69,385,539 69,385,539 - - 2,169,850 - - 10,518,243 - - 20,499,725 - - 58,269,768 - - 2,000,000 - - 6,555,515 - - 3,696 - - 6,377,457 $ - $ - $175,779,793 Receivables of the General Fund, Electric, Wastewater and Water funds, as well as the miscellaneous receivables are reported net of uncollectible amounts. The write off policy for the City is all receivables over 120 days are considered an uncollectible account. Total allowance provided for uncollectible amounts related to receivables of the current period are as follows: Uncollectibles related to: Late charges and services $ 62,497 Electric sales and services 312,011 Wastewater services 73,738 Water sales and services 61,531 Miscellaneous billing 686,948 Total uncollectibles, at end of fiscal year $ 1,196,725 Note 4 — Interfund Receivables/Payables Advances to Advances from Amount Other governmental Water $ 148,875 58 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 4 — Interfund Receivables/Payables (Continued) The advances from the Water Fund were used for the construction of Fire Station #4. In fiscal year 2019, the interfund loan was taken to Council to establish interest terms and repayment terms. The repayment terms include a quarterly payment of all fee revenue collected, to be applied to outstanding principle prior to calculation of quarterly interest calculation. Interest is calculated on a quarterly compounded basis after payment is applied at the rate of the Variable -1 year United States Treasury Note. The final payment to be made by June 30, 2024. Note 5 — Transfers Transfers for the year ended June 30, 2021, are summarized as follows: Transfers In Other General Streets Governmental Wastewater Total Transfers Out: General $ - $ 287,509 $ 5,148,908 $ 22,400 $ 5,458,817 Other governmental 227,299 - 654,060 - 881,359 Electric 2,275,670 - - 9,600 2,285,270 Wastewater 1,084,699 - - - 1,084,699 Water 843,849 - - 9,600 853,449 Transit 266,299 - - - 266,299 Total $4,697,816 $ 287,509 $ 5,802,968 $ 41,600 $10,829,893 During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. Transfers out of $2,275,670 from the Electric Fund, $1,084,699 from the Wastewater Fund, $843,849 from the Water Fund and $269,299 from the Transit Fund represent operating contributions to the General Fund. In addition, Community Development transferred to the General Fund $127,299 for normal operating costs and Library Capital transferred to Library $100,000 for a capital project that did not occur, that was funded in a previous fiscal year. The transfer of $287,509 from the General Fund to the Streets Fund is for operations and for various streets projects. The transfer of $5,148,908 from the General Fund to other governmental funds represents transfer of $1,098,460 to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $4,050,448 to Parks, Recreation, and Community Services Fund for operating costs. The transfer out of $654,060 from other governmental funds to other governmental funds includes $654,060 transferred from Parks, Recreation, and Community Services Fund to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds. The transfer of $22,400 was transferred from the General Fund, the $9,600 from the Electric and $9,600 from Water Fund to the Wastewater Fund for the purchase of equipment. 59 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 6 — Capital Assets Capital assets activity of the primary government for the year ended June 30, 2021, was as follows: Governmental activities July 1, 2020 Additions Retirements Transfers June 30, 2021 Capital assets, not being depreciated: Retirements Transfers June 30, 2021 Capital assets, not being depreciated: Land $ 24,886,595 $ 351,795 $ $ $ 25,238,390 Work of Art 304,907 - Construction in progress 304,907 Construction in progress 1,126,756 5,709,815 (3,816,167) 3,020,404 Total capital assets, not being depreciated 26,318,258 6,061,610 (3,816,167) 28,563,701 Capital assets, being depreciated: Buildings and improvements 57,580,080 Buildings and improvements 77,869,002 57,889 249,148 78,176,039 Machinery and equipment 16,430,432 266,979 160,054 16,857,465 Vehicles 13,061,565 1,135,463 (225,011) - 13,972,017 Infrastructure 182,561,819 5,137,670 - 3,406,965 191,106,454 Total capital assets, being depreciated 289,922,818 6,598,001 (225,011) 3,816,167 300,111,975 Less accumulated depreciation for: - 26,028,073 Machinery and equipment * 129,398,989 Buildings and improvements 42,300,774 2,067,180 - 44,367,954 Machinery and equipment 13,211,811 784,082 Total accumulated depreciation 13,995,893 Vehicles 9,678,730 616,133 (225,011) 10,069,852 Infrastructure 118,118,463 5,140,253 Business -type activities capital assets, net 123,258,716 Total accumulated depreciation 183,309,778 8,607,648 (225,011) 191,692,415 Total capital assets, being depreciated, net 106,613,040 (2,009,647) 3,816,167 108,419,560 Governmental activities capital assets, net $ 132,931,298 $ 4,051,963 $ $ - $ 136,983,261 Business -type activities (Restated) July 1, 2020 Additions Retirements Transfers June 30, 2021 Capital assets, not being depreciated: Land $ 5,535,718 $ - $ $ - $ 5,535,718 Construction in progress 11,724,120 12,454,145 (12,975,578) 11,202,687 Total capital assets, not being depreciated 17,259,838 12,454,145 (12,975,578) 16,738,405 Capital assets, being depreciated: Buildings and improvements 57,580,080 - 4,729,678 62,309,758 Machinery and equipment * 322,435,164 4,573,447 (25,264) 8,245,900 335,229,247 Vehicles 15,043,274 67,281 (10,183) - 15,100,372 Total capital assets, being depreciated 395,058,518 4,640,728 (35,447) 12,975,578 412,639,377 Less accumulated depreciation for: Buildings and improvements 24,514,273 1,513,800 - 26,028,073 Machinery and equipment * 129,398,989 8,446,219 (25,264) 137,819,944 Vehicles 11,334,044 895,919 (10,183) 12,219,780 Total accumulated depreciation 165,247,306 10,855,938 (35,447) 176,067,797 Total capital assets, being depreciated, net 229,811,212 (6,215,210) 12,975,578 236,571,580 Business -type activities capital assets, net $ 247,071,050 $ 6,238,935 $ $ - $ 253,309,985 *Machinery and equipment and related accumulated depreciation for July 1, 2020 were restated in the amount of $4,875,057 and $4,875,057 respectively as a result of City-wide inventory of its Electric Utility and other infrastructure assets. 60 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 6 — Capital Assets (Continued) Depreciation expense was charged to function/programs of the primary government as follows: Governmental Activities: General government Public protection Public works Community development Library Parks and recreation $ 627,654 971,777 Busin Electric Wastewater Activities: $ 1,978,200 4,647,540 5,506,182 Water 3,212,895 11,514 Transit 1,017,303 263,677 Total depreciation expense $ 10,855,938 1,225,397 Internal service funds 1,447 Total depreciation expense $ 8,607,648 Note 7 — Long — Term Liabilities The following is a summary of long-term liability transactions of the City for the year ended June 30, 2021: *Compensated absences balances restated as of July 1, 2020 in the amount $(5,025,939), from $9,013,756 to $3,987,816. Sick Leave Conversion balances restated as of July 1, 2020 in the amount of $(824,509), from $8,020,515 to $7,196,006, for a net amount to restate of $428,857. 61 (Restated) Amounts Due Governmental activities: July 1, 2020 Additions Reductions June 30, 2021 Within One Year Compensated absences * $ 3,987,816 $ 6,117,458 $ (6,140,092) $ 3,965,182 $ 3,601,611 Sick leave conversion * 7,196,006 75,635 (615,676) 6,655,965 - Self-insurance liability 8,665,085 3,528,844 (2,711,393) 9,482,536 4,346,295 Publicly offered: 2012 Lease Revenue Bonds 15,300,000 - (965,000) 14,335,000 1,020,000 Issuance premium 601,100 (53,830) 547,270 53,830 Total 15,901,100 (1,018,830) 14,882,270 1,073,830 Loan payable 97,263 (97,263) - - Capitallease 251,054 (81,955) 169,099 83,673 Governmental activities long-term liabilities $ 36,098,324 $ 9,721,937 $ (10,665,209) $ 35,155,052 $ 9,105,409 *Compensated absences balances restated as of July 1, 2020 in the amount $(5,025,939), from $9,013,756 to $3,987,816. Sick Leave Conversion balances restated as of July 1, 2020 in the amount of $(824,509), from $8,020,515 to $7,196,006, for a net amount to restate of $428,857. 61 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 7 — Long — Term Liabilities (Continued) Business -type Activities: In August 2015, the City obtained a loan in the amount of $1.5 million to finance the Electric Enterprise Fund's LED Street Light Retrofit project. Annual principal and interest payment is approximately $235,000 with final payment due December 1, 2022. The annual payments will be paid from the Greenhouse Gas Free Allowance proceeds. Annual payments are pledged from revenue in the Electric Utility. Annual debt service requirements to maturity of the loans payables are as follows: Year Ending Business -type Activities June 30, Principal Interest Amounts Due 224,178 10,577 July 1, 2020 Additions Reductions June 30, 2021 Within One Year Business -type activities: Compensated absences $ 1,816,867 $ 987,794 $ (1,932,077) $ 872,584 $ 808,455 Sick leave conversion - 833,587 833,587 - Pollution remediation obligation (Note 14) 16,271,205 10,439 (898,820) 15,382,824 400,000 Loan payable 672,610 - (219,027) 453,583 224,178 Publicly offered: Certificates of Participation and Revenue Bonds: 2004 Certificates of Participation A 2,070,000 2,070,000 - 2010 Water Revenue Bonds A & B 1,040,000 (1,040,000) - Issuance premium - Total 1,040,000 (1,040,000) - - 2012 Wastewater Refunding Revenue Bonds A 7,065,000 (1,660,000) 5,405,000 1,725,000 Issuance premium 540,519 (166,313) 374,206 166,313 Total 7,605,519 (1,826,313) 5,779,206 1,891,313 2016 Wastewater Refunding Revenue Bonds A 20,075,000 (115,000) 19,960,000 125,000 Issuance premium 2,193,897 (130,979) 2,062,918 130,979 Total 22,268,897 (245,979) 22,022,918 255,979 2017 Installment Purchase Agreement 7,545,969 (114,846) 7,431,123 120,675 Issuance premium - - - Total 7,545,969 (114,846) 7,431,123 120,675 2018 Electric System Refunding Revenue Bonds 39,900,000 (2,250,000) 37,650,000 2,365,000 Issuance premium 5,647,320 (477,246) 5,170,074 477,246 Total 45,547,320 (2,727,246) 42,820,074 2,842,246 2020 Water Refunding Revenue Bonds 25,390,000 25,390,000 930,000 Issuance premium 3,398,693 (170,646) 3,228,047 170,646 Total 28,788,693 (170,646) 28,618,047 1,100,646 Total Certificates of Participation and Revenue Bonds 114,866,398 (6,125,030) 108,741,368 6,210,859 Business -type activities long-term liabilities $133,627,080 $ 1,831,820 $ (9,174,954) $126,283,946 $ 7,643,492 Loans Payables Governmental Activities: In September 2015, the City obtained a loan in the amount of $468,000 to finance the purchase of a fire engine. Annual principal and interest payment is $99,172. The final payment of $99,172 was made on December 1, 2020 from the Fire department appropriations. Business -type Activities: In August 2015, the City obtained a loan in the amount of $1.5 million to finance the Electric Enterprise Fund's LED Street Light Retrofit project. Annual principal and interest payment is approximately $235,000 with final payment due December 1, 2022. The annual payments will be paid from the Greenhouse Gas Free Allowance proceeds. Annual payments are pledged from revenue in the Electric Utility. Annual debt service requirements to maturity of the loans payables are as follows: Year Ending Business -type Activities June 30, Principal Interest 2022 224,178 10,577 2023 229,405 5,350 2024 - Total $ 453,583 $ 15,927 62 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 7 — Long — Term Liabilities (Continued) Capital Lease On June 22, 2016, the City entered into a lease -purchase agreement for the acquisition of Dispatch Console equipment for the Police Department. The new equipment will provide the City with a more flexible system for better connectivity between the Lodi Police Department dispatch operators and field personnel. The annual payments will be paid from Police department appropriations. The pledge of payment is for annual appropriation and payment from all sources up to and including the General Fund. The present values of future minimum capital lease payments as of June 30, 2021, are as follows: Year Ending, June 30 2022 2023 2024 Total minimum lease payments Less amounts representing interest 86,540 86,540 173,080 (3,981) Present value of minimum capital lease payments $ 169,099 Certificates of Participation and Revenue Bonds Governmental Activities: On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to allow the City to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. As of June 30, 2021, there are no outstanding balances of these refunded Certificates. The 1995 Certificates of Participation (1995 COP) were sold in October 1995 to finance the City Downtown Revitalization and the Cherokee Lane Beautification projects. The 1996 Certificates of Participation (1996 COP) were sold in August 1996 to finance the construction of the Hutchins Square Conference and Performing Arts Center. The total principal and interest remaining to be paid on the 2012 LRB is $18,088,931. Principal is payable annually on October 1 in amounts ranging from $260,000 to $1,605,000 beginning in 2016 with final payment due in 2031. Interest paid for the current year was $685,338. The pledge of payment is for annual appropriation and payment from all sources up to and including the General Fund. Business -type Activities: On May 12, 2004, the City issued $27,360,000 Certificates of Participation (2004A COP) to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. Principal is payable annually commencing 2024 on October 1 in amounts from $170,000 to $2,070,000 with final payment due October 1, 2024. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $2,364,978. Interest paid for the current year and total net revenues were $98,326 and $11,947,780, respectively. On October 1, 2010, the City issued $9,015,000 Water Revenue Bonds, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) (2010 Bonds) to finance the construction of the Surface Water Treatment Facility which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. Principal is payable annually on June 1 in amounts ranging from $775,000 to $2,210,000 with final payment due June 1, 2040. The City has pledged future water revenues, net of operation and maintenance costs, to repay these certificates. In fiscal year 2020, the Series B Bonds were refunded, see new debt below. The 2010 Water Revenue Bonds Series A final principal payment was made in June 2021. 63 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 7 — Long — Term Liabilities (Continued) On August 16, 2012, the City issued $17,105,000 2012 Refunding Wastewater Revenue Bonds Series A (2012 Bonds) to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $1,280,000 to $1,885,000 beginning in 2013 with final payment due in 2023. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2012 Bonds is $5,809,750. Principal and interest paid for the current year and total net revenues were $1,951,400 and $11,947,780, respectively. On March 10, 2016, the City issued $20,295,000 2016 Refunding Wastewater Revenue Bonds Series A (2016 Bonds) for an advance refunding of the $21,415,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $110,000 to $2,175,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2016 bonds is $28,162,956. Interest paid for the current year and total net revenues were $846,950 and $9,321,460, respectively. At June 30, 2020, the remaining balance of the refunded debt is $19,960,000. On December 1, 2017, the City issued $7,762,794 2017 Installment Purchase Agreement for an advance refunding of the $7,555,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $107,000 to $545,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2017 Agreement is $9,382,749. On June 13, 2018, the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City to prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2008 Series A). Principal is payable annually on September 1 in amounts ranging from $1,710,000 to $4,045,000 beginning in 2019 with final payment due in 2032. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $50,034,500. On April 8, 2020, the City issued $25,390,000 Water Revenue Refunding Bonds (2020 Bonds) to allow the City to prepay and cause the immediate defeasance of the outstanding $29,650,000 principal of Lodi Public Financing Authority 2010 Water Revenue Bonds, Series B (Federally Taxable — Build America Bonds). Principal is payable annually on June 1 in amounts ranging from $930,000 to 1,835,000 beginning in 2021 with final payment due in 2040. The City has pledged future water revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $36,334,550. The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverage. The City is in compliance with all such significant limitations and restrictions. Annual debt service requirements to maturity for certificates of participation and bonds are as follows: Year Ending Governmental Activities Business -type Activities June 30, Principal Interest Principal Interest 2022 1,020,000 635,712 5,265,675 4,238,323 2023 1,065,000 583,587 5,511,416 3,995,169 2024 1,120,000 528,962 5,767,098 3,729,702 2025 1,175,000 470,119 6,511,831 3,401,684 2026 1,240,000 406,726 6,818,707 3,187,421 2027-2031 7,110,000 1,095,722 32,078,166 11,414,485 2032-2036 1,605,000 33,103 24,756,596 4,339,541 2037-2040 - - 11,196,634 817,926 Total $ 14,335,000 $ 3,753,931 $ 97,906,123 $ 35,124,251 64 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 8 — Pension Plans Plan Descriptions All qualified permanent and probationary employees are eligible to participate in the City's separate Miscellaneous and Safety Plans (Plans), agent multiple -employer defined benefit pension plans administered by the California Public Employees' Retirement System (CalPERS), which acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plans are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non -duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. The Plans' provisions and benefits in effect at June 30, 2021, are summarized as follows: Miscellaneous Plan Hire date Benefit formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as a % of eligible compensation Required employee contribution rates Required employer contribution rates Hire date Benefit formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as a % of eligible compensation Required employee contribution rates Required employer contribution rates Prior to On or after 1 -Jan -13 1 -Jan -13 2% @ 55 5 years of service monthly for life 50-67 1.426%-2.418% 7% 21.80% Safety Plan 2% @ 62 5 years of service monthly for life 52-67 1% to 2.5% 6.75% 21.80% Prior to December 22, 2012 to On or after 22 -Dec -12 31 -Dec -12 1 -Jan -13 3%@50 5 years of service monthly for life 50-55 3% 9% 44.75% 65 3%@55 5 years of service monthly for life 50-55 2.4% to 3% 9% 44.75% 2.7% @ 57 5 years of service monthly for life 50-57 2% to 2.7% 11.25% 44.75% CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 8 — Pension Plans (Continued) Employees Covered At June 30, 2021, the most recent actuarial valuation available, the following employees were covered by the benefits of the City's Plans: Miscellaneous Safety Plan Plan Inactive employees or beneficiaries currently receiving benefits 135 115 Inactive employees entitled but not yet receiving benefits 116 46 Active employees 269 24 Total 520 185 Aggregate Miscellaneous Safety Total Contributions - employer $ 9,611,114 $ 7,955,910 $ 17,567,024 Contributions Section 20814(c) of the California Public Employees' Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. The contributions for the measurement period were as follows: Net Pension Liability The City's net pension liability for each Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension liability of each of the Plans is measured as of June 30, 2020, using an annual actuarial valuation as of June 30, 2019 rolled forward to June 30, 2020 using standard update procedures. Actuarial Assumptions The total pension liabilities in the June 30, 2019 actuarial valuations were determined using the following actuarial assumptions: Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Investment Rate of Return Mortality Miscellaneous Plan Safety Plan June 30, 2019 June 30, 2019 June 30, 2020 June 30, 2020 Entry -Age Normal Cost Method 7.15% 2.63% 7.25% 111 7.15% 2.63% 7.25% 111 Based on rates of CalPERS Experience Study (1) Net of pension plan investment expenses, including inflation 66 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 8 — Pension Plans (Continued) The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2019 valuation were based on the 2016 CalPERS Experience Study for the period from 1997 to 2011. Further details of the Experience Study can be found on the CalPERS website. Discount Rate The discount rate used to measure the total pension liability was 7.15% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.15% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best -estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds' asset classes, expected compound (geometric) returns were calculated over the short- term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. 67 Current Target Real Return Real Return Asset Class Allocation Years 1- 10 (1) Years 11 +(Z) Global Equity 50.20% 50.00% 0.60% Fixed Income 28.70% 28.00% 12.50% Inflation 0.00% 0.00% 0.00% Sensitive Private Equity 7.10% 8.00% -5.10% Real Estate 11.00% 13.00% 4.60% Liquidity 1.00% 1.00% 1.60% Trust Level 2.00% 0.00% 0.00% 67 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 8 — Pension Plans (Continued) Changes in the Net Pension Liability The changes in the Net Pension Liability for each Plan follows: Miscellaneous Plan: Balance at June 30, 2019 Changes in the year: Service cost Interest on the total pension liability Changes in assumptions Changes in benefit terms Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income(') Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period Balance at June 30, 2020 Safety Plan: Balance at June 30, 2019 Changes in the year: Service cost Interest on the total pension liability Changes in assumptions Changes in benefit terms Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income(') Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period Balance at June 30, 2020 Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability $ 203,985,008 $ 143,515,020 $ 60,469,988 3,061,982 3,061,982 14,272,357 14,272,357 (261,709) - (261,709) 5,480,277 (5,480,277) 1,743,741 (1,743,741) 7,191,594 (7,191,594) (11,281,823) (11,281,823) - - (202,321) 202,321 5,790,807 2,931,468 2,859,339 $ 209,775,815 $ 146,446,488 $ 63,329,327 Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability $ 204,368,263 $ 123,013,981 $ 81,354,282 3,251,866 3,251,866 14,313,890 14,313,890 (329,854) - (329,854) 6,927,425 (6,927,425) 1,835,228 (1,835,228) 6,175,068 (6,175,068) (10,940,141) (10,940,141) - - (173,420) 173,420 6,295,761 3,824,160 2,471,601 $ 210,664,024 $ 126,838,141 $ 83,825,883 Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the City for each Plan, calculated using the discount rate for each Plan, as well as what the City's net pension liability would be if it were calculated using a discount rate that is 1 -percentage point lower or 1 -percentage point higher than the current rate: 68 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Miscellaneous Plan Safety Plan 1% Decrease 6.15% 6.15% Net Pension Liability $89,685,828 $112,354,313 Current Discount Rate 7.15% 7.15% Net pension Liability $63,329,327 $83,825,883 1% Increase 8.15% 8.15% Net Pension Liability $41,451,990 $60,406,238 Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in the separately issued CAPERS financial reports. Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2021, the City recognized pension expense of $5,496,434 and $6,847,548 for the Miscellaneous and Safety Plans, respectively. At June 30, 2021, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Pension contributions subsequent to measurement date Changes of assumptions Difference between expected and actual experience Net differences between projected and actual earnings on plan investments Total Miscellaneous Plan Safety Plan Total Deferred Deferred Deferred Deferred Deferred Deferred Outflows of Inflows of Outflows of Inflows of Outflows of Inflows of Resources Resources Resources Resources Resources Resources $ 9,611,114 $ $ 7,955,910 $ - 521,227 182,829 177,654 171,465 931,350 280,341 $ 17,567,024 $ - 521,227 182,829 1,109,004 451,806 966,902 878,564 1,845,466 $ 10,755,670 $ 171,465 $ 10,287,051 $ 463,170 $ 21,042,721 $ 634,635 The $9,611,114 and $7,955,910 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the next measurement period or the year ending June 30, 2021. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized as pension expense as follows: 69 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 8 — Pension Plans (Continued) Year Ending Miscellaneous Safety July 1, 1994 30 -Jun Plan Plan Total 2020 $ (574,946) $ 244,437 $ (330,509) 2021 250,319 577,470 827,789 2022 716,407 540,808 1,257,215 2023 581,311 505,256 1,086,567 Total $ 973,091 $ 1,867,971 $ 2,841,062 Note 9 — Post Employment Benefits Other Than Pensions A. Plan Description The City sponsors a single -employer defined -benefit postemployment healthcare plan (Retiree Health Plan) to provide medical insurance benefits to eligible retired employees and their spouses. The Plan does not issue a publicly available financial report. Medical coverage is provided through CalPERS healthcare program. Employees who retire from the City and receive a CalPERS pension are eligible for postemployment medical benefits. The City contributes the minimum amount provided under Government Code Section 22825 of the Public Employees Medical and Hospital Care Act. In general, retirees must contribute any premium amounts in excess of the City contribution. However, as described below, a closed group of active employees and retirees receive additional postemployment benefits. Employees hired prior to the dates shown in the following table are allowed to convert their accumulated sick leave into postemployment medical benefits at retirement as long as they have ten or more years of service with the City. Group Hired prior to: Executive Management July 1, 1994 Mid -Management July 1, 1994 Fire Mid -Management December 6, 1995 Police Mid -Management July 1, 1994 General Services July 1, 1995 IBEW July 1, 1995 Maintenance and Operators July 1, 1995 Dispatchers July 9, 1994 Police October 10, 1994 Fire December 6, 1995 B. Eligibility Employees of the City are eligible for retiree health benefits if they retire from the City and commence pension benefits under PERS (typically on or after age 50 with at least five years of PERS eligible service). Membership in the plan consisted of the following at June 30, 2019, the date of the latest actuarial valuation. 70 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 9 — Post Employment Benefits Other Than Pensions (Continued) B. Eligibility (Continued) Eligibility Plan Active plan members 282 Inactive plan members entitled to, but not yet receiving benefits 93 Retirees electing coverage 204 Retirees 8 Total 587 C. Funding Policy Contribution requirements of the Retiree Health Plan are based on pay-as-you-go financing. The City's policy is to fund the normal cost (current accrual for benefits being earned) plus an amortization of the net (unfunded accrued) OPEB liability. For fiscal year 2020-21, the City contributed $1,772,822. D. Net OPEB Liability The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Actuarial accrued liability (AAL) $ 26,361,543 Actuarial value of plan assets 2,003,111 Unfunded actuarial accrued liability (UAAL) $ 24,358,432 E. Actuarial Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the employer and the plan members to that point. The actuarial methods and the assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. F. Actuarial Valuations The net OPEB liability in the June 30, 2019 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: 71 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 9 — Post Employment Benefits Other Than Pensions (Continued) F. Actuarial Valuations (Continued) Actuarial Methods and Assumptions Used to Determine Total OPEB Liability Valuation date: June 30, 2019 Measurement date: June 30, 2020 Actuarial Cost Method Entry Age Normal level percent of pay cost method Actuarial Assumptions: Discount Rate 3.56% Inflation 2.50% Wage Inflation 2.75% Expected Rate of Return 6.00% per annum. This discount rate assumes the City continues to fully fund for its retiree benefits through the California Employers' Retiree Benefit Trust (CERBT) under its investment strategy 2. G. Healthcare Trend Rate An annual healthcare cost trend rate of 6.4% initially reduced by decrements to an ultimate of 4.0% therefore. Discount Rate The discount rate used to measure the net OPEB liability was 3.56%. This discount rate assumes the City continues to fully fund for its retiree health benefits through the "California Employers Retiree Benefit Trust" (CERBT) under its investment allocation strategy 2. The rate reflects the OPEB published median interest rate for strategy 1 of 7.28% with an additional margin for adverse deviation. The table below reflects long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These geometric rates of return are net of administrative expenses. Asset Class Target Allocation _ Global equity 40.00% Fixed income 43.00% TIPS 5.00% Commodities 4.00% Real estate 8.00% 1- Long term expected rate of return in 6.00% Long-term Expected Real Rate of Returnl 4.76% 2.01% 1.20% 2.39% 4.53% H. Sensitivity of the Net OPEB Liability to changes in the Healthcare Cost Trend Rate The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate 1 -percentage point lower (2.56%) or 1 -percentage point higher (4.56%) than the current discount rate: Plan's Net OPEB Liability/(Asset) Discount Rate - 1% Current Discount Discount Rate + 1% (2.56%) Rate (3.56%) (4.56%) $ 27,181,396 $ 24,358,432 $ 21,984,101 72 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 9 — Post Employment Benefits Other Than Pensions (Continued) 1. OPEB Liabilities, OPEB Expense and Deferred Outflows/Inflows of Resources to OPEB The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using healthcare cost trend rates 1 -percentage point lower (5.0%HMO/5.5/`PPO decreasing to 4.0%HMO/4.5/`PPO) or 1 -percentage point higher (7.0%HMO/6.5`/`PPO decreasing to 6.0%HMO/6.5`/`PPO) than the current healthcare cost trend rates: 1% Decrease Current Discount Rate 1% Increase HMO 4.00% 5.00% 6.00% PPO 4.50% 5.50% 6.50% City Plan $ 21,666,382 24,358,432 27,607,284 J. Change in Net OPEB Liability For the year ended June 30, 2021, the City recognized OPEB expense of $1,836,904 for the City Plan. At June 30, 2021 the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Contributions subsequent to measurement date $ 1,885,306 $ - Change of assumptions - 3,220,278 Difference between expected and actual liability - 4,393,056 Difference between expected and actual investment earnings 6,649 - $ 1,891,955 $ 7,613,334 The $1,885,306 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net OPEB liability in the year ending June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Measurement Period Ended June 30 2022 $ (1,498,756) 2023 (1,490,544) 2024 (1,491,725) 2025 (1,163,749) 2026 (1,111,720) Thereafter (850,191) Total $ (7,606,685) 73 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 10 — Claims and Benefits The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured as discussed in the following paragraphs for which liabilities are recorded in the Internal Service Fund -Insurance Fund. The City is self-insured for general liability up to the first $500,000 per occurrence with claims from $500,000 to $40,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. The City has not had any settlements that exceeded its general liability insurance coverage (See Note 12). The City is self-insured for workers' compensation up to the first $250,000 per claim. Any claims of $250,000 up to California statutory limits are covered under a purchased policy through the membership with the Local Agency Workers' Compensation Excess Joint Powers Authority with coverage up to $300,000,000 in the current year. The City has not had any settlements that exceeded its workers' compensation insurance coverage (See Note 12). The City is fully self-insured for dental and unemployment for its employees. General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $9,482,536 at June 30, 2021, for all self-insured claims in the Internal Service Fund -Insurance Funds that includes an amount for incurred but not reported claims. The liability amount is based on the requirements of GASB Statement No. 62, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. Changes in the self-insurance liability for the years ended June 30, 2021, 2020, and 2019 are as follows: FY20-21 FY19-20 FY18-19 Beginning Balance $ 8,665,085 $ 8,065,374 $ 7,994,536 Current Year Claims & Changes In Estimates 3,528,844 1,979,746 2,042,840 Claim Payments (2,711,393) (1,380,035) (1,972,002) Ending Balance $ 9,482,536 $ 8,665,085 $ 8,065,374 Note 11— Participation in Joint Ventures Northern California Power Agency The City, along with fifteen other public agencies, is a member of the Northern California Power Agency (NCPA) that was formed in 1968 as a joint powers agency. Its membership consists of twelve cities with publicly owned electric utility distribution systems, one port authority, a transit authority, one public utility district and on associate member. NCPA is generally empowered to purchase, generate, transmit, distribute and sell electrical energy. Members participate in the projects of NCPA on an elective basis. A commission comprising of one representative from each member organization governs NCPA. The commission is responsible for the general management of the affairs, property, and business of NCPA. Under the direction of the General Manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA, its associated power corporations and its members. NCPA's project construction and development programs have been individually financed by project revenue bonds collateralized by NCPA's assignment of all payments, revenues and proceeds associated with its interest in each project. 74 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 11- Participation in Joint Ventures (Continued) Northern California Power Agency (Continued) Each Project Participant has agreed to pay its proportionate share of debt service and other costs of the related project, notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project for any reason. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. Project Financing and Construction Increase in Non -defaulting; Prosect Participant's Original Protect Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non -defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non -defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. General Operating; Reserve with NCPA Members of NCPA established a general operating reserve in 1992 for the purposes of providing a vehicle to fund reasonably foreseeable contingent liabilities. It was set up primarily to provide the following advantages: minimizes the number and dollar amount of reserve that might otherwise be funded separately in connection with NCPA's individually financed operating plants, projects and programs; and provides each member with flexibility and unilateral control over the determination of what they will fund, how they will fund it and what expenditures from the reserve will be made on their individual behalf. It provides funding for contingent liabilities that are not budgeted but that may require significant future expenditures. The reserve is segregated by participant and is refundable on demand by the participant. As of June 30, 2021, the City's advance receivable in the NCPA General Operating Reserve, which has been credited with annual interest earnings and settlements, is $12,189,516. Protect Participation The NCPA members and their percentage share at June 30, 2021, which is the most recent available data, are as follows: 75 Hydro Combustion Multiple Lodi Geothermal Electric Turbine Capital Transmission Energy NCPA MEMBERS Project Project Project#1 Facilities Project Center Alameda 16.88% 10.00% 21.82% 19.00% 30.36% 0.00% Bay Area Rapid Transit - - - - - 6.60 Biggs 0.23 0.20 0.41 0.27 Gridley 0.34 - 0.35 0.60 1.96 Healdsburg 3.67 1.66 5.83 - 6.61 1.64 Lodi 10.28 10.37 13.39 39.50 18.49 9.50 Lompoc 3.68 2.30 5.83 5.00 6.62 2.04 Palo Alto - 22.92 - - - Plumas-Sierra Rural Electric Coop 0.70 1.69 1.82 - 1.26 0.79 Roseville 7.88 12.00 - 36.50 14.18 - Santa Clara 44.39 37.02 41.67 - - 25.75 Ukiah 5.61 2.04 9.09 10.10 1.79 OTHER PARTICIPANTS - Azusa - - - 2.79 California Department of Water Resources 33.50 Modesto Irrigation District 10.71 Power & Water Resources Pooling Agency - 2.67 Turlock Irrigation District 6.33 11.38 - 75 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 11— Participation in Joint Ventures (Continued) Project Financing and Construction (Continued) Bulk power purchased by the City through NCPA amounted to $41,501,170 during the year ended June 30, 2021 and is reflected in utilities expense in the Electric Enterprise Fund. NCPA Geothermal Prosect In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). With combined 165 MW turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tap line; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes well pads, access roads, steam wells and re-injection wells. Under a power purchase agreement with NCPA, the City is obligated to pay 10.28% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $15.5 million at June 30, 2021. Calaveras Hydroelectric Proiect NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirements for the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement, the City is obligated to pay 10.37% of the operating costs and approximately 10.63% of the debt service. At June 30, 2021, approximately $255.8 million in long-term debt used to finance this project was outstanding. NCPA Combustion Turbine Prosect #1 The original project consisted of five combustion turbine units; each nominally rated at 25 MW. Concurrent with the final project bond maturity, two units located in Roseville were acquired by an NCPA member. The remaining project consists of two units in Alameda and one in Lodi. The project provides capacity during peak load periods and emergency capacity reserves. Excess capacity and energy from the project are also sold to other entities from time to time. Under the NCPA power agreement, the City is obligated to pay 13.39% of the debt service and operating costs. At June 30, 2021, there was no outstanding long-term debt related to this project. Capital Facilities Prosect The Project consists of one 49.9 MW natural gas-fired steam injected combustion turbine generator unit located in Lodi, California. Wastewater is reclaimed from the City of Lodi's White Slough water pollution control facility, processed to eliminate contaminants, and used in the turbine to produce steam for power enhancement and emissions control. Under a power purchase agreement with NCPA, the City is obligated to pay 39.5% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $19.3 million at June 30, 2021. Transmission Prosect The project was undertaken to meet certain obligations of NCPA under the NCPA/PG&E Interconnection Agreement. The project includes co -tenancy interest in PG&E's 230 kV Castle Rock to Lakeville Substation Transmission Line in Sonoma County, additional firm transmission rights in that transmission line and a central dispatch facility. The City is obligated to pay 18.49% of the operating and debt service costs. At June 30, 2021 there was no outstanding long-term debt related to this project. 76 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 11— Participation in Joint Ventures (Continued) Project Financing and Construction (Continued) Lodi Energy Center The Lodi Energy Center project is a 304 MW natural gas-fired, combined -cycle power generation plant located in Lodi on City property. Pursuant to a power sales agreement, NCPA owns and operates the project, selling the capacity and energy to various project participants, including both members and non-members of NCPA. This project is located next to the Capital Facilities Projects listed above. The City is obligated to pay 17.03% of the debt service and 9.5% of operating costs. At June 30, 2021, approximately $306.5 million in long-term debt was outstanding. Audited Statements The following are the most recent available audited condensed financial statements of NCPA: At June 30, 2021, NCPA's total net outstanding long-term debt was $597,178,000 at an average interest rate of 5%. The current portion of long-term debt at June 30, 2021, was $43,400,000. Complete financial information for NCPA may be obtained at the following administration office: Northern California Power Agency 651 Commerce Drive Roseville, CA 95678-6411 Condensed Statement of Net Position June 30, 2021 (in thousands) Assets and Deferred Outflows of Resources Current assets Restricted assets Electric plant, net Other assets Total assets Deferred outflows of resources Total assets and deferred outflows of resources Liabilities, Deferred Inflows of Resources and Net Position Long-term debt, net Current liabilities Non-current liabilities Deferred inflows of resources Net position Net investment in capital assets Restricted Unrestricted Total liabilities, deferred inflows of resources and net position 77 $ 206,369 146,024 449,256 210,264 1,011,913 91,950 $ 1,103,863 $ 553,778 136,520 291,632 94,305 (25,088) 42,444 10,272 $ 1,103,863 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 11— Participation in Joint Ventures (Continued) Project Financing and Construction (Continued) Condensed Statement of Revenues, Expenses and Changes in Net Position Year ended June 30, 2021 (in thousands) Sales for resale Operating expenses Other expenses Future recoverable costs Net revenues before refunds Refunds to participants Increase in net position Net position, beginning of year Net position, end of year Combined Statement of Cash Flows Year ended June 30, 2021 (in thousands) Net cash from operating activities Net from investing activities Net cash from capital and related financing activities Net cash from noncapital and related financing activities Increase in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents end of year Transmission Agency of Northern California $ 807,535 (768,694) (21,501) (15,622) 1,718 (14,481) (12,763) 40,391 $ 27,628 $ 91,973 11,764 (72,926) (6,263) 24,548 112,688 $ 137,236 The City of Lodi is a member of the Transmission Agency of Northern California (TANC), a California Joint Powers Agency formed in the early 1980's to build the California Oregon Transmission Project (COTP) — a transmission line connecting the Pacific Northwest with Central California. On April 2, 2014, the Lodi City Council approved a 25 -year layoff of the City's share of the COTP transfer capability, effective July 1, 2014, whereby the City and all of the TANC members who are in the CAISO Balancing Authority lay off their interests to certain other COTP participants. In exchange, these entities pay the City's allocated share of COTP costs. This layoff arrangement does not change Lodi's membership status in TANC and does not relieve the City of its obligations under the TANC Agreement in the event of any default in payment by an acquiring party. 78 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 11— Participation in Joint Ventures (Continued) Project Financing and Construction (Continued) TANC and certain TANC members have arranged for Pacific Gas & Electric (PG&E) to provide TANC and its members with 300 MW of firm bi-directional transmission capacity on its transmission system between its Midway Substation near Buttonwillow, CA and its Tesla Substation near Tracy, CA, near the southern terminus of the COTP under an agreement known as the South of Tesla (SOT) Principles. The City has utilized its full allocation of Tesla -Midway Transmission Service for power transactions in the past. The City is responsible for 2.07% of TANC's SOT debt service which as of June 30, 2021 had an outstanding balance of approximately $2.5 million. Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 35 Iron Point Circle, Suite 225 Folsom, CA 95630 Note 12 — Membership in Insurance Pools California Joint Powers Risk Management Authority The City is a member, along with sixteen other individual cities and four joint powers authorities, of California Joint Powers Risk Management Authority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses. CJPRMA has a twenty-one member Board of Directors, including a director from the City of Lodi. The Board members elect officers of CJPRMA every two years. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined through an actuarial analysis of loss history during the ten-year period preceding the three years prior to the end of the current program year. The City periodically pays premiums to the CJPRMA. These premiums are recorded as expenses in the year paid, as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 2021, premiums of $385,861 were paid to CJPRMA for the liability program. The participants at June 30, 2021, are as follows: Alameda, Chico, Fairfield, Fremont, Livermore, Lodi, Northern California Cities Self Insurance Fund, Petaluma, Redding, Redwood Empire Municipal Insurance Fund, Richmond, Roseville, San Leandro, San Rafael, Santa Rosa, Small Cities Organized Risk Effort, Stockton, Sunnyvale, Vacaville, Vallejo, and Yolo County Public Agencies Risk Management Insurance Authority. Complete financial information for CJPRMA may be obtained at the following administration office: California Joint Powers Risk Management Authority 3252 Constitution Dr. Livermore, CA 94551 79 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 12 — Membership in Insurance Pools (Continued) Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with thirty-three other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. LAWCX offers $150,000, $250,000, $350,000, $500,000 and $1 million self-insured retentions (SIR) or a member can attach directly to the purchased excess insurance. LAWCX covers the layer above the member SIR up to $5 million. The City's self-insured retention is $250,000. LAWCX participates in the California State Association of Counties Excess Insurance Authority (CSAC-EIA) to obtain coverage up to statutory limits. The City paid $544,871 in premiums to LAWCX during the year ended June 30, 2021. The participants at June 30, 2021, are as follows: City of Alameda, Association of Bay Area Governments Shared Risk Pool (ABAG SHARP), Bay Cities Joint Powers Insurance Authority (BCJPIA), City of Benicia, Central Contra Costa County Transit Agency (CCCTA), California Housing Workers' Compensation Authority (CHWCA), Central San Joaquin Valley Risk Management Authority (CSJVRMA), City of Clovis, City of Coronado, City of Encinitas, Fire Agencies Self Insurance System (FASTS), City of Gilroy, City of Livermore, City of Lodi, Town of Los Gatos, City of Merced, Monterey County Local Agencies Insurance Authority (MCLAIA), City of Morgan Hill, City of Newark, City of Placentia, City of Pleasanton, Public Agency Risk Sharing Authority of California (PARSAC), City of Roseville, Public Entity Risk Management Authority (PERMA), City of San Leandro, City of Santa Maria, City of Santee, Small Cities Organized Risk Effort (SCORE), City of South Lake Tahoe, City of Suisun City, City of Vacaville, City of Vallejo, Vector Control Joint Powers Agency (VCJPA) and City of Vista. Complete financial information for LAWCX may be obtained at the following administration office: Local Agency Workers' Compensation Excess Joint Powers Authority 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 California Transit Insurance Pool The City, along with thirty-three other public agencies is a member of the California Transit Insurance Pool (Cal TIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public officials errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program I applies to members who choose to utilize Cal Tip's claims administrator services. Program II applies to members with self-insured retentions who choose to provide their own claims administrator services. Cal TIP purchases excess insurance over its $1,000,000 retention up to $20 million per occurrence. Each member is provided with $4 million in excess of the pooled retention for a total of $5 million in coverage and has the option to choose one or both of two additional layers for the full $20 million. Cal TIP also provides physical damage coverage to its members. This coverage program is optional for all members and offers damage or loss protection for transit, staff and maintenance vehicles to transit operators. Cal TIP self -insures up to $100,000, under which members have the option of five levels of deductible ranging from $500 to $10,000 per vehicle. Claims are administered by the Cal Tip's adjuster. 80 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 12 — Membership in Insurance Pools (Continued) California Transit Insurance Pool (Continued) The City paid $131,470 in premiums to Cal TIP during the year ended June 30, 2021. There have been no reductions in insurance coverage from the prior year and there were no insurance settlements in excess of insurance coverage in any of the last three years. Self -Insured Limit Physical Program Retention (in millions) Damage City of Lodi Transit System I Prefunded 20 Yes Complete financial information for Cal Tip may be obtained at the following administration office: California Transit Insurance Pool 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 Note 13 — Deficit in Net Position A. Deficit in Net Position The City has a deficit net position in its governmental activities in the amount of ($85,690,111) which is primarily attributable to the net pension and OPEB obligations outstanding as of June 30, 2021. A deficit in net position in the amount of ($1,015,259) in the ISF Fleet Services Fund at June 30, 2021, is attributed to the increase in personnel expenses. The City will evaluate the rates charged to departments to eliminate the deficit during the budget process. A deficit in net position in the amount of ($28,926,492) in the ISF Benefits Fund at June 30, 2021, is attributed to the OPEB Liability as required by GASB 75. B. Expenditures in Excess Of Appropriations Expenditures In Excess Of Appropriations For the year ended June 30, 201, expenditures exceeded appropriations in the following programs/functions/fund (legal level of budgetary control) of the respective funds: The General Fund expenditures for the Budget and Treasury division were higher than anticipated for these departments due to additional expenditures relating to salaries and benefits. The General Fund, however, did not have excess expenditures over appropriations at the fund level. Funds General Fund: Budget and Treasury Appropriations Expenditures $ 357,037 $ 357,897 81 Excess Expenditures over Appropriations $ (860) CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 14 — Pollution Remediation Obligation The City relies on groundwater for its drinking water and in the late 1980's, Perchloroethylene (PCE) and Trichloroethylene (TCE) pollution was discovered in several municipal water supply wells. Investigations conducted by the California Regional Water Quality Control Board (RWQCB) in the early 1990's under the Well Investigation program revealed numerous areas where TCE was discharged, or where PCE from dry cleaning operations was discharged to the sewer system. In 1997, the Department of Toxic Substances Control (DTSC) and the City entered into a cooperative agreement whereby the City assumed a lead role in the cleanup and agreed to pursue legal action against potentially responsible parties (PRPs). The City's estimate of the pollution remediation obligation was $70 million. The City has settled with all the involved parties. The City received a draft cleanup and abatement order to investigate the discharges of waste, clean up the waste and abate the effects of the discharges of waste in conformance with the State Water Resources Control Board's (SWRCB) Resolution No. 92-49 Policies and Procedures for Investigation and Cleanup and Abatement of Discharges Under the Water Code Section 13304 and with the RWQCB's Water Quality Control Plan for the Sacramento River and San Joaquin River. The City then engaged the services of Treadwell and Rollo to advise the City on courses of action in the preparation of feasibility studies, remedial design, and remedial action plan to comply with the technical and reporting requirements of the SWRCB. The City's estimated total pollution remediation obligation as of June 30, 2021, is $15,382,824. This amount is an estimate and subject to changes resulting from price increases or reductions, technology, or changes in applicable laws or regulations. Note 15 — Commitments and Contingencies Litigation and claims — The City from time to time is a party to various claims, legal actions, and complaints arising in the ordinary course of business. In the opinion of the City's administration, the various claims, legal actions, and complaints resulting from such litigation not covered by the City's self-insurance program (see Note 12) would not materially affect the financial position of the City. Water Purchase Agreement with Woodbridge Irrigation District — The City obtains its municipal water supply from wells located within the City, extracting water from the underground aquifer, which is replenished in part by flows of the Mokelumne River. To avoid being wholly dependent upon wells and the possible impacts of eventual overdraft of the groundwater supply, the City made a commitment in 2003 to purchase surface water supply from Woodbridge Irrigation District for an initial term of 40 years. The agreement provides for the purchase of 6,000 acre feet per year and the City pays the District $1.2 million annually. The initial term of the agreement was for 40 years. In January 2008, the District and the City of Lodi amended the 2003 water sale contract to, among other matters, extend that agreement for four years to October 2047. Arbitrage Earnings Rebate Liability — Arbitrage earnings are defined as income earned on the unexpended tax-exempt certificate proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the certificates. Currently, arbitrage earnings must be rebated to the United States Treasury every five years. There is no cumulative arbitrage liability as of June 30, 2021, for any of the City's outstanding Certificates of Participation and Revenue Bonds. Construction and Other Significant Commitments — Commitments are existing arrangements to enter into future transactions or events, such construction contracts for ongoing projects and long-term contractual obligations with suppliers for future purchases at specified prices and sometimes specified quantities. Significant commitments as of June 30, 2021 are as follows: 82 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 15 — Commitments and Contingencies (Continued) Governmental Activities: General Fund $ 681,775 Other governmental funds 2,140,876 Total governmental activities $ 2,822,651 Note 16 — Restatement of Fund Balance Net Position Business -type Activities: Electric Fund $ 3,486,254 Wastewater Fund 1,199,797 Water Fund 2,073,564 Transit Fund 127,127 Total business -type activities $ 6,886,742 Governmental Activities Net Position July 1, 2020 $ 42,983,825 Prior Period Adjustment Sick Leave Conversion 5,850,449 GASB 84 375,940 July 1, 2020, as restated $ 49,210,214 Governmental Activities Sick leave conversion During the implementation of GASB 75, entries were made to correctly state the new balances of the accrued liability for the City's sick leave conversion balances. The City currently has two sick leave conversion programs: sick leave conversion and sick leave conversion bank. The sick leave conversion program required a prior period adjustment to recognize the liability balances to be used for future conversions. The City recorded a prior period adjustment to the government wide statement of activities to reinstate the fund balance. Business -type Activities Capital assets In the process of recording the current year capital assets, the City recorded prior period adjustments to the beginning net position of the Governmental Activities. During the analysis of the information provided by the departments for their capital assets, it was determined that certain capital improvement projects and certain machinery and equipment was either completed or placed into service in prior years and not yet capitalized or was not properly valued utilizing a current replacement or actual cost. An adjustment to capital assets was booked to correctly report the value of completed projects, placing the machinery and equipment in service. Governmental funds The Special Assessment fund was established to account for the special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman districts and the Downtown and Cherokee Lane Districts. In the previous fiscal years, the Special Assessment fund was accounted for in the Agency Funds. In the current fiscal year, the Special Assessment fund was reclassified to the Special Revenue Funds. The beginning fund balance restatement was $373,185. 83 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2021 Note 16 — Restatement of Fund Balance (Continued) Governmental funds (Continued) Net Position Other Total Governmental funds Governmental funds Net Position July 1, 2020 $ 14,320,542 $ 54,967,580 Prior Period Adjustment GASB 84 375,940 375,940 July 1, 2020, as restated $ 14,696,482 $ 55,340,520 Note 17 — Subsequent Events In March 2021, Congress passed the American Rescue Plan Act (ARPA). ARPA is intended to provide direct relief to the American people, rescue the American economy, and work to end the COVID-19 pandemic. Under ARPA more than $360 billion in emergency funding for state, local, territorial, and Tribal governments was distributed to ensure that they are in a position to keep front line public workers on the job and paid, while also effectively distributing the vaccine, scaling testing, reopening schools, and maintaining other vital services. The City will receive $15.7 million dollars, with the first portion of $7.8 million being received in July 2021. The City is working on finalizing exactly how the complete funding package will be spent. A portion has been approved by Council to be spent on, utility relief, vaccine incentives and community grants to local businesses. The Lodi Public Finance Authority 2012 Lease Revenue Bonds are callable April 1, 2022. Current projections suggest it is financially advantageous for the City to execute the call option on the bonds. Staff will recommend the bonds be called and refunded in the Spring of 2022 to create interest savings that will be accrued to the City's General Fund. On December 31, 2021, the employment contract, Memorandum of Understanding (MOU), between the City of Lodi and the International Brotherhood of Electrical Workers (IBEW) expires. The City is currently in negotiations with IBEW on a successor MOU. 84 hokAmelill klkA 3 1 OJOJ■M►VAI nLl0WAIN I 0 1 Loa JA V�v I I* At :i (This page intentionally left blank.) CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS MISCELLANEOUS PLAN Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability- Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning (Z) Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll Iii Plan Net Pension Liability as a Percentage of Covered Payroll 2019-20 2018-19 2017-18 2016-17 $ 3,061,982 $ 2,951,947 $ 3,020,122 $ 2,862,495 14,272,357 13,863,223 13, 374, 883 12, 923, 048 - - 47,853 - (261,709) 621,792 830,292 (398,276) - (950,894) 10,541,016 (11,281,823) (10,490,850) (9,814,728) (9,129,724) 5,790,807 6,946,112 6,507,528 16,798,559 203, 985,008 197, 038,896 190, 531, 368 173, 732,809 209,775,815 203,985,008 197,038,896 190,531,368 5,480,277 5,002,406 4,208,873 3,950,727 1,743,741 1,372,046 1,364,684 1,341,146 7,191,594 9,071,083 11,191,848 13,581,013 (11,281,823) (10,490,850) (9,814,728) (9,129,724) (206,493) (181,224) (202,321) (98,627) (391,520) 2,931,468 4,856,058 6,352,664 9,561,938 143, 515,020 138, 658,962 132, 306, 298 122, 744, 360 146,446,488 143, 515,020 138, 658,962 132, 306, 298 $ 63,329,327 $ 60,469,988 $ 58,379,934 $ 58,225,070 69.81% 70.36% 70.37% 69.44% $ 19,355,131 $ 18,257,959 $ 18,995,671 $ 17,970,339 327.20% 331.20% 307.33% 324.01% Notes to Schedule: (') During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CaIPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CaIPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CaIPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). Izl Includes ny beginning of year adjustment. Iii Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 87 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS MISCELLANEOUS PLAN (Continued) Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning i�1 Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability- Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll 131 2015-16 2014-15 2013-14 $ 2,464,894 $ 2,358,112 $ 2,478,901 12,565,553 12,061,399 11,705,179 542,177 (1,655,012) - (2,903,507) (8,641,550) (8,208,103) (7,729,680) 6,931,074 1,652,889 6,454,400 166,801,735 165,148,846 158,694,446 173,732,809 166,801,735 165,148,846 3,500,179 2,994,958 2,694,850 1,241,136 1,183,452 1,237,916 643,509 2,829,910 19,249,151 (8,641,550) (8,208,103) (7,729,680) (76,838) (145,538) (3,333,564) (1,345,321) 15,452,237 126,077, 924 127,423, 245 111,971, 008 199 Inn 2Cr 19G — 09A 197 A94 1— 70.65% 75.59% 77.16% $ 17,423,446 $ 16,572,579 $ 16,669,363 Plan Net Pension Liability as a Percentage of Covered Payroll 292.64% 245.73% 226.32% Notes to Schedule: 111 During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CalPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). 1�1 Includes ny beginning of year adjustment. Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 88 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS SAFETY PLAN Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability- Beginning Total Pension Liability- Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning IZI Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll I3I Plan Net Pension Liability as a Percentage of Covered Payroll 2019-20 2018-19 2017-18 2016-17 1,835,228 1,173, 690 1,079,094 1,095,689 $ 3,251,866 $ 3,005,853 $ 3,385,583 $ 3,336,917 14,313,890 13,882, 332 13,288,494 12,869,943 (329,854) 1,853,213 (122,816) 1,123,761 (173,420) - (681,450) 10,945,791 (10,940,141) (10,350,986) (9,712,985) (9,433,148) 6,295,761 8,390,412 6,156,826 18,843,264 204,368, 263 195,977,851 189,821,025 170,977, 761 210,664,024 204,368,263 195,977,851 189,821,025 6,927,425 6,462,421 5,549,746 5,220,306 1,835,228 1,173, 690 1,079,094 1,095,689 6,175,068 7,740,905 9,544,033 11,443,777 (10,940,141) (10,350,986) (9,712,985) (9,433,148) (174,988) (153,469) (173,420) (83,983) (331,781) 3,824,160 4,942,047 5,953,119 8,173,155 123,013,981 118,071,934 112,118,815 103,945, 660 126,838,141 123,013,981 118,071,934 112,118,815 $ 83,825,883 $ 81,354,282 $ 77,905,917 $ 77,702,210 60.21% 60.19% 60.25% 59.07% $ 11,816,374 $ 10,779,847 $ 11,518,923 $ 11,518,923 709.40% 754.69% 676.33% 674.56% Notes to Schedule: Ill During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CalPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CalPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). IZI Includes any beginning of year adjustment. I3l Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 89 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS SAFETY PLAN (Continued) Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Other Miscellaneous Income/(Expense) Ill Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning 121 Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll 131 Plan Net Pension Liability as a Percentage of Covered Payroll 2015-16 2014-15 2013-14 $ 2,890,607 $ 2,968,819 $ 3,048,048 12,357, 788 11,827,918 11,390, 793 600,847 (932,918) - (2,939,033) (8,730,081) (8,134,067) (7,448,361) 7,119,161 2,790,719 6,990,480 163, 858, 600 161, 067, 881 154, 077, 401 170, 977, 761 163, 858, 600 161, 067, 881 4,660,278 4,176,197 4,106,044 1,062,984 1,007, 876 1,058,376 558,434 2,397,191 16,070,261 (8,730,081) (8,134,067) (7,448,361) (64,882) (119,971) (2,513,267) (672,774) 13,786,320 106,458,927 107,131,701 93,345, 381 103,945,660 106,458,927 107,131,701 $ 67,032,101 $ 57,399,673 $ 53,936,180 60.79% 64.97% 66.51% $ 11,106,615 $ 11,293,867 $ 11,194,123 603.53% 508.24% 481.83% Notes to Schedule: Ili During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions (GASB 75), CalPERS reported its proportionate share of activity related to postemployment benefits in the State of California's agent OPEB plan. Accordingly, CalPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CaIPERS employees participate in various State of California agent pension plans and during Fiscal Year 2017-18, CalPERS recorded a correction to previously reported financial statements to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions (GASB 68). 121 Includes any beginning of year adjustment. I31 Includes one year's payroll growth using 2.75 percent payroll growth assumption for fiscal years ended June 30, 2018-20; 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 90 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS Miscellaneous Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions (2) Contribution Deficiency (Excess) Covered Payroll (3,4) Contributions as a Percentage of Covered Payroll Safety Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions (2) Contribution Deficiency (Excess) Covered Payroll (3,4) Contributions as a Percentage of Covered Payroll 2020-21 I11 2019-2011) 2018-19(1) 2017-18 111 $ 5,323,688 $ 4,879,985 $ 4,907,206 $ 4,208,873 (9,611,114) (5,496,434) (5,002,406) (4,208,873) $ (4,287,426) $ (616,449) $ (95,200) $ - $ 19,355,131 $ 18,257,959 $ 18,995,671 $ 17,970,339 49.66% 30.10% 25.83% 23.42% $ 6,739,342 $ 6,311,400 $ 6,195,073 $ 5,549,746 (7,955,910) (6,847,548) (6,462,421) (5,549,746) $ (1,216,568) $ (536,148) $ (267,348) $ - $ 11,816,374 $ 10,779,847 $ 11,886,327 $ 11,518,923 67.33% 63.52% 52.12% 48.18% Notes to Schedule: (1) Historical information is required only for measurement periods for which GASB 68 is applicable (2) Employers are assumed to make contributions equal to the actuarially determined contributions. However, some employers may choose to make additional contributions towards their unfunded liability. Employer contributions for such plans exceed the actuarially determined contributions. (3) Covered -Employee Payroll represented above is based on pensionable earnings provided by the employer. However, GASB 68 defines covered -employee payroll as the total payroll of employees that are provided pensions through the pension plan. Accordingly, if pensionable earnings aredifferent than total earnings for covered -employers, the employer should display in the disclosure footnotes the payroll based on total earnings for the covered group and recalculate the required payroll -related ratios. (4) Payroll from June 30, 2018-20 for miscellaneous was assumed to increase by 2.75 percent payroll growth assumption. 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Actuarial Cost Method Entry Age Normal Amortization Method/Period For details, see June 30, 2017 Funding Valuation Report. Asset Valuation Method Market value of assets. Inflation 2.625% Salary Increases Varies by Entry Age and Service Payroll Growth 2.875% Investment Rate of Return 7.25% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Retirement Age The probabilities of Retirement are based on the 2017 CaIPERS Experience Study for the period from 1997 to 2015. Mortality The probabilities of mortality are based on the 2017 CalPERS Experience Study for the period from 1997 to 2015. Pre -retirement and Post-retirement mortality rates include 15 years of projected on-going mortality improvement using Scale BB published by the Society of Actuaries. Other information: For changes in previous years' information, refer to past GASB 68 reports. 91 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS (Continued) Miscellaneous Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions IZI Contribution Deficiency (Excess) Covered Payroll (3,4) Contributions as a Percentage of Covered Payroll Safety Plan: Actuarially Determined Contributions Contributions in Relation to the Actuarially Determined Contributions IZI Contribution Deficiency (Excess) Covered Payroll (3,4) Contributions as a Percentage of Covered Payroll 2016-17(1) 2015-16(1) 2014-15(1) 2013-14(1) $ 3,880,495 $ 3,500,179 $ 2,994,958 $ 2,694,850 (3,880,495) (3,500,179) (2,994,958) (2,694,850) $ 17,802,886 $ 17,423,446 $ 16,572,579 $ 16,669,363 21.80% 20.09% 18.07% 16.17% $ 5,136,610 $ 4,660,278 $ 4,176,197 $ 4,106,044 (5,136,610) (4,660,278) (4,176,197) (4,106,044) $ 11,477,432 $ 11,106,615 $ 11,293,867 $ 11,194,123 44.75% 41.96% 36.98% 36.68% Notes to Schedule: Ill Historical information is required only for measurement periods for which GASB 68 is applicable IZI Employers are assumed to make contributions equal to the actuarially determined contributions. However, some employers may choose to make additional contributions towards their unfunded liability. Employer contributions for such plans exceed the actuarially determined contributions. (3) Covered -Employee Payroll represented above is based on pensionable earnings provided by the employer. However, GASB 68 defines covered -employee payroll as the total payroll of employees that are provided pensions through the pension plan. Accordingly, if pensionable earnings aredifferent than total earnings for covered -employers, the employer should display in the disclosure footnotes the payroll based on total earnings for the covered group and recalculate the required payroll -related ratios. (4) Payroll from June 30, 2018-20 for miscellaneous was assumed to increase by 2.75 percent payroll growth assumption. 3.00 percent payroll growth assumption for fiscal years ended June 30, 2014-17. Actuarial Cost Method Entry Age Normal Amortization Method/Period For details, see June 30, 2017 Funding Valuation Report. Asset Valuation Method Market value of assets. Inflation 2.625% Salary Increases Varies by Entry Age and Service Payroll Growth 2.875% Investment Rate of Return 7.25% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Retirement Age The probabilities of Retirement are based on the 2017 CalPERS Experience Study for the period from 1997 to 2015. Mortality The probabilities of mortality are based on the 2017 CalPERS Experience Study for the period from 1997 to 2015. Pre -retirement and Post-retirement mortality rates include 15 years of projected on-going mortality improvement using Scale BB published by the Society of Actuaries. Other information: For changes in previous years' information, refer to past GASB 68 reports. 92 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS Last Ten Fiscal Years (1) For the Year Ended June 30, 2021 Measurement period, year ending: Total OPEB liability Service cost Interest Changes of benefit terms Differences between expected and actual experience Changes of assumptions Benefit payments, including refunds of member contributions Net change in total OPEB liability Total OPEB liability - beginning Total OPEB liability - ending (a) OPEB fiduciary net position Contributions - employer Net investment income Benefit payments, including refunds of member contributions Administrative expense Net change in plan fiduciary net position Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Plan net OPEB liability - ending (a) - (b) Plan fiduciary net position as a percentage of the total OPEB liability Covered -employee payroll Plan net OPEB liability as a percentage of covered -employee payroll 6/30/2020 (1) 6/30/2019 ill 6/30/2018 ill 6/30/2017 ill $ 757,587 $ 1,092,362 $ 1,042,935 $ 1,139,099 87S,524 1,269,S94 1,240,787 1,073,783 (28,866) (5,914,145) (958,836) (1,584,690) (209,408) (2,518,711) (1,772,822) (1,940,352) (1,862,969) (1,947,260) (1,127,413) (7,077,231) 211,345 (2,253,089) 27,488,956 34,566,187 34,354,842 36,607,931 $ 26,361,543 $ 27,488,956 $ 34,566,187 $ 34,354,842 $ 2,470,847 $ 1,940,352 $ 1,862,969 $ 2,947,260 81,556 80,425 66,683 79,789 (1,772,822) (1,940,352) (1,862,969) (1,947,260) (815) (246) (1,997) (309) 778,766 80,179 64,686 1,079,480 1,224,345 1,144,166 1,079,480 - 7.60% 4.45% 3.31% 3.14% $ 34,262,678 $ 32,883,009 $ 33,204,023 $ 35,314,645 71.09% 79.87% 100.66% 94.23% Notes to Schedule: (1) Information in this schedule is not available prior to FY2017-18 measurement period. Additional years will be added to this schedule until 10 years of data is presented 93 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER OPEB CONTRIBUTIONS Last Ten Fiscal Years (1) For the Year Ended June 30, 2021 Notes to Schedule al Information in this schedule is not available prior to FY2017-18 measurement period. Additional years will be added to this schedule until 10 years of data is presented Ixl Per GASB 75 paragraph 57c., these disclosure are only required if the employer calculates an Actuarially Determined Contribution (ADC). The City does not currently calculate an ADC. 94 2021 2020 2019 2018 2017 Actuarially Determined Contribution Izl $ - $ - $ - $ - $ - Contributions in Relation to the Actuarially Determined Contribution (1,885,306) (2,046,385) (1,940,352) (1,862,949) (2,947,260) Contribution Deficiency (Excess) $ (1,885,306) $ (2,046,385) $ (1,940,352) $ (1,862,949) $ (2,947,260) Covered -employee payroll 34,262,678 32,883,009 33,204,023 34,286,063 34,286,063 Contributions as a percentage of covered -employee payroll 79.9% 79.9% 100.7% 97.1% 97.1% Actuarially determined contribution for fiscal year June 30, 2021 June 30, 2020 June 30, 2019 June 30, 2018 June 30, 2017 Valuation date: June 30, 2019 June 30, 2019 June 30, 2017 June 30, 2017 June 30, 2017 Actuarial cost method Entry Age Normal Cost Method Entry Age Normal Cost Method Entry Age Normal Cost Method Entry Age Normal Cost Method Entry Age Normal Cost Method Asset valuation method Straight line 5 year period Straight line 5 year period Straight line 5 year period Straight line 5 year period Straight line 5 year period Discount rate 3.56% 3.56% 3.66% 3.60% 3.60% Inflation 2.50% 2.50% 2.75% 2.75% 2.75% Payroll increases Mortality Based on assumptions for PERS, Based on assumptions for PERS, Based on assumptions for PERS, Based on assumptions for PERS, Based on assumptions for PERS, Police & Fire members Police & Fire members Police & Fire members Police & Fire members Police & Fire members June 30, 2016 CaIPERS actuarial June 30, 2016 CalPERS actuarial June 30, 2016 CalPERS actuarial June 30, 2016 CalPERS actuarial June 30, 2016 CalPERS actuarial valuation valuation valuation valuation valuation Notes to Schedule al Information in this schedule is not available prior to FY2017-18 measurement period. Additional years will be added to this schedule until 10 years of data is presented Ixl Per GASB 75 paragraph 57c., these disclosure are only required if the employer calculates an Actuarially Determined Contribution (ADC). The City does not currently calculate an ADC. 94 CITY OF LODI General Fund Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual For the Year Ended June 30, 2021 REVENUES Taxes Sales and use tax Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: City Manager City Clerk City Attorney Internal Services Admin Human Resources Information Systems Financial Services Revenue Services Budget and Treasury Non Departmental Total general government Public protection: Police Fire Total public protection Public works Library Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Gain on sale of property Amounts Variance with Original Final Actual Final Budget $ 29,443,740 $ 29,443,740 $ 31,697,986 $ 2,254,246 17,535,870 19,958,000 24,302,433 4,344,433 91,550 91,550 69,004 (22,546) 1,166,920 11,640,910 15,116,622 3,475,712 1,783,570 1,974,570 2,598,283 623,713 1,300,100 300,700 217,097 (83,603) 1,858,390 1,858,390 4,640,812 2,782,422 296,280 296,280 494,747 198,467 53,476,420 65,564,140 79,136,984 13,572,844 956,510 1,021,010 983,634 37,376 770,040 770,040 556,367 213,673 615,140 646,620 588,955 57,665 241,130 241,130 238,076 3,054 695,240 695,240 664,156 31,084 1,693,020 1,693,020 1,586,133 106,887 1,039,770 1,039,770 1,031,848 7,922 1,296,610 1,296,610 1,257,070 39,540 338,580 357,037 357,897 (860) 1,452,430 18,367,987 16,565,014 1,802,973 9,098,470 26,128,464 23,829,150 2,299,314 24,921,930 25,061,761 23,894,807 1,166,954 14,461,600 14,751,320 14,111,112 640,208 39,383,530 39,813,081 38,005,919 1,807,162 2,891,680 2,941,680 2,743,906 197,774 1,714,770 1,754,230 1,024,617 729,613 53,088,450 70,637,455 65,603,592 5,033,863 387,970 (5,073,315) 13,533,392 18,606,707 4,697,816 4,697,816 4,697,816 - (5,458,817) (5,458,817) (5,458,817) - 1,000 1,000 14,666 13,666 Total other financing sources (uses) (760,001) (760,001) (746,335) 13,666 Net changes in fund balance (372,031) (5,833,316) 12,787,057 $ 18,620,374 FUND BALANCES, BEGINNING OF YEAR 27,903,041 27,903,041 27,903,041 FUND BALANCES, END OF YEAR $ 27,531,010 $ 22,069,725 40,690,098 Basis adjustment: Cummulative pension set aside (15,641,640) Fund balance (budgetary basis) $ 25,048,458 See accompanying notes to the required supplementary information. 95 CITY OF LODI Streets Statement of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 Basis adjustment: Cummulative pension set aside Fund balance (budgetary basis) See accompanying notes to the required supplementary information. (298,541) $ 13,835,312 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 5,007,680 $ 8,050,060 $ 6,774,637 $ (1,275,423) Charges for services 1,471,380 1,471,380 1,511,609 40,229 Investment and rental income 223,760 223,760 166,969 (56,791) Miscellaneous revenue 30,000 30,000 228,186 198,186 Total revenues 6,732,820 9,775,200 8,681,401 (1,093,799) EXPENDITURES Current: Public works 2,866,100 3,051,730 2,849,603 202,127 Capital outlay 2,755,000 8,501,504 4,743,316 3,758,188 Total expenditures 5,621,100 11,553,234 7,592,919 3,960,315 Excess (deficiency) of revenues over expenditures 1,111,720 (1,778,034) 1,088,482 2,866,516 OTHER FINANCING SOURCES (USES) Transfers in 687,440 698,360 287,509 (410,851) Transfers out (399,930) (410,850) - 410,850 Proceeds from sale of property - - 13,865 13,865 Total other financing sources (uses) 287,510 287,510 301,374 13,864 Net change in fund balance 1,799,160 (1,079,674) 1,389,856 $ 2,455,665 FUND BALANCES, BEGINNING OF YEAR 12,743,997 12,743,997 12,743,997 FUND BALANCES, END OF YEAR $ 14,543,157 $ 11,664,323 14,133,853 Basis adjustment: Cummulative pension set aside Fund balance (budgetary basis) See accompanying notes to the required supplementary information. (298,541) $ 13,835,312 CITY OF LODI Notes to the Required Supplementary Information June 30, 2021 Budgetary Data The City adopts an annual budget for the General Fund and special revenue funds. These budgets are prepared in accordance with generally accepted accounting principles with the exception of deposits into the pension stabilization account that the City budgeted for as expenditures in the General Fund; Streets; Parks, Recreation, and Community Services; and Community Development funds. As part of the City's internal controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with the legal provisions embodied in the annual appropriated budget approved by the City Council. The budgetary comparison schedules present budget and actual data only of funds for which an annual budget was adopted. The budgets for capital projects are primarily "long-term" budgets that emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for debt service funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the combining and individual fund statements and schedules for capital projects and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds: Original Budget On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budget for the fiscal year commencing July 1. The budget includes proposed expenditures and the means of financing them. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Prior to July 1, the budget is legally enacted through passage of a resolution. Final Budget The final budgetary data presented in the required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds reflects the following changes to the original budget: Budgeted expenditures represent original appropriations adjusted by budget transfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenue fund expenditures, including transfers out, are approved by Council at the fund level. The City Manager may transfer appropriations from one activity to another within a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. 97 (This page intentionally left blank.) COMBINING & INDIVIDUAL FUND STATEMENTS & SCHEDULES rIA&sem. (This page intentionally left blank.) NONMAJOR GOVERNMEK FUNDS Nonmajor Governmental Funds include: Special Revenue Funds account for the proceeds of specific revenue sources that are restricted or committed by law or administrative action to expenditures for specified purposes, other than those for major capital projects: Debt Service Fund account for the accumulation of resources for the repayment of principal and interest on general long-term debt: Capital Projects Funds account for the financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by proprietary funds. (This page intentionally left blank.) ASSETS Cash and investments Restricted cash and investments Accounts receivable, net Interest Receivables Due from other governmental agencies Inventory Total assets LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Advances from other funds Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflows of resources FUND BALANCES Nonspendable Inventory Restricted Road -related projects Public safety Home and CDBG program Community development Debt service Pension Speical assessments Committed Parks, recreation and community services Assigned Capital projects Total fund balances Total liabilities and fund balances CITY OF LODI Combining Balance Sheet Nonmajor Governmental Funds Summary by Fund Type June 30, 2021 $ 992,555 42,381 83,897 1,118,833 $ 98,690 $ 148,875 247 65,816 172,882 65,816 172,882 $ 1,091,245 42,381 148,875 83,897 1,366,398 238,698 238,698 1,776 1,776 Total Other Special revenue funds Capital projects funds Debt service funds Governmental Funds $ 8,316,729 $ 9,883,320 $ 2,239 $ 18,202,288 862,282 - - 862,282 152,001 172,112 324,113 2,778 3,111 5,889 65,817 - 65,817 1,776 - - 1,776 $ 9,401,383 $ 10,058,543 $ 2,239 $ 19,462,165 $ 992,555 42,381 83,897 1,118,833 $ 98,690 $ 148,875 247 65,816 172,882 65,816 172,882 $ 1,091,245 42,381 148,875 83,897 1,366,398 238,698 238,698 1,776 1,776 85,231 85,231 165,163 165,163 (585,276) (585,276) 6,410,945 - 6,410,945 - 2,239 2,239 862,282 - 862,282 362,908 362,908 913,705 913,705 - 9,638,096 9,638,096 8,216,734 9,638,096 2,239 17,857,069 $ 9,401,383 $ 10,058,543 $ 2,239 $ 19,462,165 103 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds Summary by Fund Type For the Year Ended June 30, 2021 REVENUES Licenses and permits Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Public protection Public works Community development Parks and recreation Capital outlay Debt service: Interest Principal retirement Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances - beginning, as restated (Note 16) Fund balances - ending Total Other Special revenue funds Capital projects funds Debt service funds Governmental Funds $ 2,551,510 $ $ $ 2,551,510 765,877 765,877 2,700,494 3,270,594 5,971,088 309,327 75,608 384,935 186,537 356,006 542,543 6,513,745 3,702,208 10,215,953 2,018,538 - 2,018,538 104,210 104,210 961,969 961,969 2,126,650 2,126,650 2,827,449 - 2,827,449 1,391,503 707,822 2,099,325 4,585 243 689,788 694,616 81,955 - 1,062,263 1,144,218 9,516,859 708,065 1,752,051 11,976,975 (3,003,114) 2,994,143 (1,752,051) (1,761,022) 4,050,448 - 1,752,520 5,802,968 (781,359) (100,000) - (881,359) 3,269,089 (100,000) 1,752,520 4,921,609 265,975 2,894,143 469 3,160,587 7,950,759 6,743,953 1,770 14,696,482 $ 8,216,734 $ 9,638,096 $ 2,239 $ 17,857,069 104 NONMAJOR SPECIAL REVENUE qr Parks, Recreation, and Community Services This fund was established to account for the revenues and expenditures related to the activities of the Hutchins Street Square and Performing Arts Theater and the wide -range of parks and recreation activities and programs offered to the public. Public Safety This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution monies along with State and Federal grants related to public safety operations. Community Development This fund was established to account for development planning and project review services including land use entitlements, permit processing and review/inspection of public improvements to ensure orderly physical growth and development of the City. Transportation This fund was established to account for the receipt of monies from the State of California apportioned to the City for transportation purposes. The State has designated 1/4% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems; and Article 4 funds, which are restricted for public transit systems. Special Assessment Fund This was established to account for special assessments collected in the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman districts and the Downtown and Cherokee Lane districts. HOME Program and Community Development Block Grant This fund was established to account for the City's HOME Program that provides adequate and affordable housing for low and very low-income residents, and Community Development Block Grants provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. CITY OF LODI Combining Balance Sheet Nonmajor Special Revenue Funds June 30, 2021 106 Parks, Recreation & Community Community Services Public Safety Development ASSETS Cash and investments $ 1,043,855 $ 256,237 $ 6,544,967 Restricted cash and investments 547,313 - 314,969 Accounts receivables, net 76,794 - - Interest receivables 369 102 2,059 Due from other governmental agencies - - - Inventory 1,776 - - Total assets $ 1,670,107 $ 256,339 $ 6,861,995 LIABILITIES Accounts payable and other liabilities $ 92,287 $ 90,313 $ 125,692 Accrued salaries and wages 31,129 863 10,389 Unearned revenue 83,897 - - Total liabilities 207,313 91,176 136,081 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - - - Total deferred inflow of resources - - - Total liabilities and deferred inflows of resources 207,313 91,176 136,081 FUND BALANCES Nonspendable Inventory 1,776 Restricted Road -related projects - - Public safety 165,163 Home and CDBG program - - Community development - 6,410,945 Pension 547,313 314,969 Special assessments - - Committed Parks, recreation and community services 913,705 - Total fund balances 1,462,794 165,163 6,725,914 Total liabilities, deferred inflows of resources and fund balances $ 1,670,107 $ 256,339 $ 6,861,995 106 ASSETS Cash and investments Restricted cash and investments Accounts receivables, net Interest receivables Due from other governmental agencies Inventory Total assets LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflow of resources Total liabilities and deferred inflows of resources FUND BALANCES Nonspendable Inventory Restricted Road -related projects Public safety Home and CDBG program Community development Pension Special assessments Committed Parks, recreation and community services Total fund balances Total liabilities, deferred inflows of resources and fund balances CITY OF LODI Combining Balance Sheet (Continued) Nonmajor Special Revenue Funds June 30, 2021 - - 913,705 85,231 362,908 (585,276) 8,216,734 $ 116,995 $ 365,523 $ 130,424 $ 9,401,383 107 HOME Program and Community Development Block Total Nonmajor Transportation Special Assessments Grants Special Revenue Funds $ 41,788 $ 365,351 $ 64,531 $ 8,316,729 - - - 862,282 75,207 - - 152,001 - 172 76 2,778 - 65,817 65,817 - - - 1,776 $ 116,995 $ 365,523 $ 130,424 $ 9,401,383 $ 31,764 $ 2,615 $ 649,884 $ 992,555 - - - 42,381 - - - 83,897 31,764 2,615 649,884 1,118,833 - - 65,816 65,816 - - 65,816 65,816 31,764 2,615 715,700 1,184,649 - - - 1,776 85,231 85,231 - 165,163 (585,276) (585,276) 6,410,945 - 862,282 362,908 362,908 - - 913,705 85,231 362,908 (585,276) 8,216,734 $ 116,995 $ 365,523 $ 130,424 $ 9,401,383 107 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Special Revenue Funds For the Year Ended June 30, 2021 EXPENDITURES Current: General government Public protection Public works Community development Parks and recreation Capital outlay Debt service: Principal Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances - beginning Fund balances - ending 1,709,609 259,252 - 104,210 - 2,126,650 2,827,449 - 35,545 81,955 - 4,585 - 4,572,603 450,002 2,126,650 (3,068,710) (213,312) 2,157,460 4,050,448 (654,060) 3,396,388 327,678 (213,312) (127,299) (127,299) 2,030,161 1,135,116 378,475 4,695,753 $ 1,462,794 $ 165,163 $ 6,725,914 108 Parks, Recreation & Community Community Services Public Safety Development REVENUES Licenses and permits $ - $ - $ 2,551,510 Intergovernmental revenues 32,575 232,841 29,447 Charges for services 1,165,651 - 1,534,843 Investment and rental income 184,860 3,849 102,580 Miscellaneous revenue 120,807 - 65,730 Total revenues 1,503,893 236,690 4,284,110 EXPENDITURES Current: General government Public protection Public works Community development Parks and recreation Capital outlay Debt service: Principal Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances - beginning Fund balances - ending 1,709,609 259,252 - 104,210 - 2,126,650 2,827,449 - 35,545 81,955 - 4,585 - 4,572,603 450,002 2,126,650 (3,068,710) (213,312) 2,157,460 4,050,448 (654,060) 3,396,388 327,678 (213,312) (127,299) (127,299) 2,030,161 1,135,116 378,475 4,695,753 $ 1,462,794 $ 165,163 $ 6,725,914 108 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (Continued) Nonmajor Special Revenue Funds For the Year Ended June 30, 2021 109 HOME Program and Community Development Block Total Nonmajor Transportation Special Assessments Grants Special Revenue Funds REVENUES Licenses and permits $ - $ - $ - $ 2,551,510 Intergovernmental revenues 75,207 33,785 362,022 765,877 Charges for services - - - 2,700,494 Investment and rental income 591 2,860 14,587 309,327 Miscellaneous revenue - - - 186,537 Total revenues 75,798 36,645 376,609 6,513,745 EXPENDITURES Current: General government - 49,677 - 2,018,538 Public protection - - 104,210 Public works 961,969 961,969 Community development - 2,126,650 Parks and recreation - - 2,827,449 Capital outlay 63,399 1,292,559 1,391,503 Debt service: Principal - - 81,955 Interest - - - 4,585 Total expenditures 63,399 49,677 2,254,528 9,516,859 Excess (deficiency) of revenues over expenditures 12,399 (13,032) (1,877,919) (3,003,114) OTHER FINANCING SOURCES (USES) Transfers in - 4,050,448 Transfers out (781,359) Total other financing sources (uses) - 3,269,089 Net change in fund balances 12,399 (13,032) (1,877,919) 265,975 Fund balances - beginning 72,832 375,940 1,292,643 7,950,759 Fund balances - ending $ 85,231 $ 362,908 $ (585,276) $ 8,216,734 109 CITY OF LODI Parks, Recreation & Community Services Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 REVENUES Charges for services Intergovernmental revenues Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Parks and recreation Capital Outlay Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net changes in fund balance FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Basis adjustment: Cummulative pension set aside Amounts Original Final Actual Variance with Final Budget 2,130,620 $ 2,130,620 $ 1,165,651 $ (964,969) 200,000 200,000 32,575 (167,425) 545,810 545,810 184,860 (360,950) 27,500 27,500 120,807 93,307 2,903,930 2,903,930 1,503,893 (1,400,037) 2,973,400 2,973,400 1,709,609 1,263,791 3,075,630 3,295,804 2,827,449 468,355 140,000 1,852,773 35,545 1,817,228 6,189,030 8,121,977 4,572,603 3,549,374 (3,285,100) (5,218,047) (3,068,710) 2,149,337 4,880,450 5,050,890 4,050,448 (1,000,442.00) (1,747,800) (1,747,800) (654,060) 1,093,740 3,132,650 3,303,090 3,396,388 93,298 (152,450) (1,914,957) 327,678 $ 2,242,635 1,135,116 1,135,116 1,135,116 $ 982,666 $ (779,841) 1,462,794 (547,313) Fund balance (budgetary basis) $ 915,481 110 CITY OF LODI Public Safety Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 111 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 323,000 $ 495,917 $ 232,841 $ (263,076) Investment and rental income 18,650 18,650 3,849 (14,801) Total revenues 341,650 514,567 236,690 (277,877) EXPENDITURES Current: General government - 284,707 259,252 25,455 Public protection 296,500 914,046 104,210 809,836 Debt service: Principal retirement - - 81,955 (81,955) Interest expense - - 4,585 (4,585) Total expenditures 296,500 1,198,753 450,002 748,751 Net change in fund balances 45,150 (684,186) (213,312) $ 470,874 FUND BALANCES, BEGINNING OF YEAR 378,475 378,475 378,475 FUND BALANCES, END OF YEAR $ 423,625 $ (305,711) $ 165,163 111 CITY OF LODI Community Development Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 112 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Licenses and permits $ 1,408,200 $ 1,408,200 $ 2,551,510 $ 1,143,310 Intergovernmental revenues - 300,000 29,447 (270,553) Charges for services 880,300 880,300 1,534,843 654,543 Investment and rental income 83,960 83,960 102,580 18,620 Miscellaneous revenue - - 65,730 65,730 Total revenues 2,372,460 2,672,460 4,284,110 1,611,650 EXPENDITURES Current: Community development 2,255,090 2,657,580 2,126,650 530,930 Total expenditures 2,255,090 2,657,580 2,126,650 530,930 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 117,370 14,880 2,157,460 2,142,580 OTHER FINANCING SOURCES (USES) Transfers in - - - - Transfers out (66,730) (127,300) (127,299) 1 Total other financing sources (uses) (66,730) (127,300) (127,299) 1 Net change in fund balances 50,640 (112,420) 2,030,161 $ 2,142,581 FUND BALANCES, BEGINNING OF YEAR 4,695,753 4,695,753 4,695,753 FUND BALANCES, END OF YEAR $ 4,746,393 $ 4,583,333 6,725,914 Basis adjustment: Cummulative pension set aside (314,969) Fund balance (budgetary basis) $ 6,410,945 112 CITY OF LODI Transportation Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 113 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 35,000 $ 35,000 $ 75,207 $ 40,207 Investment and rental income 220 220 591 371 Total revenues 35,220 35,220 75,798 40,578 EXPENDITURES Capital outlay 30,000 63,398 63,399 (1) Total expenditures 30,000 63,398 63,399 (1) Net change in fund balances 5,220 (28,178) 12,399 $ 40,577 FUND BALANCES, BEGINNING OF YEAR 72,832 72,832 72,832 FUND BALANCES, END OF YEAR $ 78,052 $ 44,654 $ 85,231 113 CITY OF LODI Special Assessments Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 IM Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 33,830 $ 33,830 $ 33,785 $ (45) Investment and rental income 4,760 4,760 2,860 (1,900) Total revenues 38,590 38,590 36,645 (1,945) EXPENDITURES General government 76,000 76,000 49,677 26,323 Total expenditures 76,000 76,000 49,677 26,323 Net change in fund balances (37,410) (37,410) (13,032) $ 24,378 FUND BALANCES, BEGINNING OF YEAR 375,940 375,940 375,940 FUND BALANCES, END OF YEAR $ 338,530 $ 338,530 $ 362,908 IM CITY OF LODI HOME Program and Community Development Block Grants Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2021 115 Budgeted Amounts Variance with Original Final Actual Final Budget REVENUES Intergovernmental revenues $ 647,280 $ 1,443,688 $ 362,022 $ (1,081,666) Investment and rental income 25,350 25,350 14,587 (10,763) Total revenues 672,630 1,469,038 376,609 (1,092,429) EXPENDITURES Public works 647,280 5,891,908 961,969 4,929,939 Total expenditures 647,280 5,891,908 961,969 4,929,939 Net change in fund balances 25,350 (4,422,870) (585,360) $ 3,837,510 FUND BALANCES, BEGINNING OF YEAR 1,292,643 1,292,643 1,292,643 FUND BALANCES, END OF YEAR $ 1,317,993 $ (3,130,227) $ 707,283 115 (This page intentionally left blank.) NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECT F'IND04 Library This fund is used to account for the acquisition, construction and installation of capital facilities for the Library. Hutchins Street Square When the old Lodi High School burned down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High Site Foundation was established which organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve This fund was established to account for the entire City's construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily through transfers from other funds and from State and Federal grants. Parks Capital This fund was established to account for the acquisition, construction and installation of capital facilities for the various City parks. (This page intentionally left blank.) CITY OF LODI Combining Balance Sheet Nonmajor Capital Projects Funds June 30, 2021 ASSETS Cash and investments Accounts receivables, net Interest receivables Total assets LIABILITIES Accounts payable and other liabilities Advances from other funds Total liabilities DEFERRRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflows of resources FUND BALANCES Assigned Capital projects Total fund balances Total liabilities, deferred inflows of resources and fund balances Library Hutchins Street Square $ 80,382 $ 1,212 25 1 $ 80,407 $ 1,213 80,407 1,213 80,407 1,213 $ 80,407 $ 1,213 M CITY OF LODI Combining Balance Sheet (Continued) Nonmajor Capital Projects Funds June 30, 2021 LIABILITIES Accounts payable and other liabilities $ 42,922 $ 55,768 Total Nonmajor Capital Advances from other funds Capital Outlay Reserve Parks Capital Projects Funds ASSETS 191,797 55,768 247,565 Cash and investments $ 9,178,007 $ 623,719 $ 9,883,320 Accounts receivables, net 171,712 400 172,112 Interest receivables 2,889 196 3,111 Total assets $ 9,352,608 $ 624,315 $ 10,058,543 LIABILITIES Accounts payable and other liabilities $ 42,922 $ 55,768 98,690 Advances from other funds 148,875 - 148,875 Total liabilities 191,797 55,768 247,565 DEFERRRED INFLOWS OF RESOURCES Unavailable revenue 171,712 1,170 172,882 Total deferred inflows of resources 171,712 1,170 172,882 FUND BALANCES Assigned Capital projects 8,989,099 567,377 9,638,096 Total fund balances 8,989,099 567,377 9,638,096 Total liabilities, deferred inflows of resources and fund balances $ 9,352,608 $ 624,315 $ 10,058,543 120 CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Capital Projects Funds For the Year Ended June 30, 2021 REVENUES Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: Capital outlay Debt service: Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers out Total other financing sources (uses) Change in fund balances Library Hutchins Street Square 25 25 25 (100,000) (100,000) (99,975) 11 Fund balances - beginning 180,382 1,202 Fund balances - ending $ 80,407 $ 1,213 1W CITY OF LODI Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (Continued) Nonmajor Capital Projects Funds For the Year Ended June 30, 2021 EXPENDITURES Current: Capital outlay Debt service: Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers out Total other financing sources (uses) Change in fund balances Fund balances - beginning Fund balances - ending 590,274 117,548 707,822 243 243 590,517 117,548 708,065 3,066,776 (72,669) 2,994,143 3,066,776 (72,669) (100,000) (100,000) 2,894,143 5,922,323 640,046 6,743,953 $ 8,989,099 $ 567,377 $ 9,638,096 `"61 Total Nonmajor Capital Capital Outlay Reserve Parks Capital Projects Funds REVENUES Charges for services $ 3,270,594 $ - $ 3,270,594 Investment and rental income 69,589 5,983 75,608 Miscellaneous revenue 317,110 38,896 356,006 Total revenues 3,657,293 44,879 3,702,208 EXPENDITURES Current: Capital outlay Debt service: Interest Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers out Total other financing sources (uses) Change in fund balances Fund balances - beginning Fund balances - ending 590,274 117,548 707,822 243 243 590,517 117,548 708,065 3,066,776 (72,669) 2,994,143 3,066,776 (72,669) (100,000) (100,000) 2,894,143 5,922,323 640,046 6,743,953 $ 8,989,099 $ 567,377 $ 9,638,096 `"61 INTERNA SERVICE FUNDS Internal Service Funds are maintained to account for the internal transfer of services between operating units of the City and to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Y 01 Fleet Services is used to account for the operation, maintenance and timely replacement of the City's fleet of vehicles which serve the transportation needs of all City departments. Benefits is used to account for the following employee benefits: • Dental • Employee Assistance Program • Chiropractic • Employee Recognition Program • Life/Accidental Insurance • Unemployment Insurance • Medical • Flexible Spending Program • Vision • Long Term Disability Insurance is used to account for the following insurances: • General Liability • Worker's Compensation • ,Other Insurance Vehicle and Equipment This fund was established to account for the financing and replacement of vehicles and equipment for all funds of the City with the exception of the Enterprise Funds. (This page intentionally left blank.) ASSETS Current assets: Cash and investments Restricted cash and investments Receivables: Accounts, net Receivables: Interest Inventory Prepaid Capital assets, net Total assets DEFERRED OUTFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued salaries and wages Accrued compensated absences Noncurrent liabilities: Self insurance liability Accrued compensated absences Net OPEB Liability Net pension liability Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred inflows of resources NET POSITION Investment in capital assets Unrestricted (deficit) Total net position (deficit) CITY OF LODI Combining Statement of Net Position Internal Service Funds June 30, 2021 125 Vehicle and Total Internal Service Fleet Services Benefits Insurance Equipment Funds $ 777,576 $ 1,803,998 $ 17,077,712 $ 2,401,764 $ 22,061,050 137,737 - 50,638 - 188,375 208 60,327 165,968 - 226,503 - 567 5,372 756 6,695 203,343 - - - 203,343 - 117,598 117,598 18,814 - - 18,814 1,137,678 1,982,490 17,299,690 2,402,520 22,822,378 294,148 - - - 294,148 14,379 1,536,646 1,551,025 308,527 1,536,646 1,845,173 132,740 88,073 19,019 98,236 338,068 6,172 - - - 6,172 57,443 - 57,443 - - 9,482,536 9,482,536 266,682 6,390,086 - 6,656,768 185,124 19,783,919 19,969,043 1,731,939 - - 1,731,939 2,380,100 26,262,078 9,501,555 98,236 38,241,969 4,689 - - - 4,689 57,861 6,183,550 6,241,411 62,550 6,183,550 6,246,100 18,814 - - - 18,814 (1,015,259) (28,926,492) 7,798,135 2,304,284 (19,839,332) $ (996,445) $ (28,926,492) $ 7,798,135 $ 2,304,284 $ (19,820,518) 125 CITY OF LODI Combining Statement of Revenues, Expenses, and Changes in Net Position Internal Service Funds For the Year Ended June 30, 2021 126 Vehicle and Total Internal Service Fleet Services Benefits Insurance Equipment Funds OPERATING REVENUES Charges for services $ 3,023,822 $ 8,518,969 $ 5,724,643 $ 844,870 $ 18,112,304 Total operating revenues 3,023,822 8,518,969 5,724,643 844,870 18,112,304 OPERATING EXPENSES Personnel services 981,977 (1,496,690) 310,740 - (203,973) Supplies, materials and services 1,017,223 6,077,705 1,981,245 1,866,838 10,943,011 Utilities 11,927 - - - 11,927 Depreciation 1,447 - - 1,447 Claims/premiums 42,300 1,370,343 3,528,844 4,941,487 Total operating expenses 2,054,874 5,951,358 5,820,829 1,866,838 15,693,899 Operating income (loss) 968,948 2,567,611 (96,186) (1,021,968) 2,418,405 NONOPERATING REVENUES (EXPENSES) Investment income 19,864 14,834 137,130 27,610 199,438 Other revenues / (expenses) 11,406 - 561,493 23,969 596,868 Gain on sale of City property 1,256 - 8,360 9,616 Total nonoperating revenues (expenses) 32,526 14,834 698,623 59,939 805,922 Change in net position 1,001,474 2,582,445 602,437 (962,029) 3,224,327 Total net position - beginning (1,997,919) (31,508,937) 7,195,698 3,266,313 (23,044,845) Total net position - ending $ (996,445) $ (28,926,492) $ 7,798,135 $ 2,304,284 $ (19,820,518) 126 CITY OF LODI Statement of Cash Flows Internal Service Funds For the Year Ended June 30, 2021 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund customers Payments to suppliers Payments to employees Net cash provided (used) by operating activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided (used) by investing activities Net increase (decrease) in cash and cash equivalents Balances - beginning of year Balances - end of the year Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Customer Receivables Inventory Other assets Accounts Payable - Supplier Accrued salaries and wages Net pension and OPEB liability Compensated absences Self-insurance liability Deferred inflows of resources Deferred outflows of resources Other revenues Net cash provided (used) by operating activities IPPA Fleet Services Benefits $ 12,510 $ (60,327) 3,023,822 8,518,972 (1,000,699) (7,556,756) (1,010,324) (768,722) 1,025,309 133,167 (100,301) (2,036,317) 19,862 15,522 19,862 15,522 1,045,171 148,689 (129,858) 1,655,309 $ 915,313 $ 1,803,998 968,948 2,567,611 1,447 (152) (60,327) (27,801) (1,491) 64,740 (110,959) 6,172 (100,301) (2,036,317) 242,827 (38,372) (331,417) (104,861) 106,067 12,662 - $ 1,025,309 $ 133,167 CITY OF LODI Statement of Cash Flows Internal Service Funds (Continued) For the Year Ended June 30, 2021 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund customers Payments to suppliers Payments to employees Net cash provided (used) by operating activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided (used) by investing activities Net increase (decrease) in cash and cash equivalents Balances - beginning of year Balances - end of the year Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense Changes in assets, liabilities and deferred outflow/inflows of resources: Customer Receivables Inventory Other assets Accounts Payable - Supplier Accrued salaries and wages Net pension and OPEB liability Compensated absences Self-insurance liability Deferred inflows of resources Deferred outflows of resources Otherrevenues Net cash provided (used) by operating activities Insurance Vehicle and Equipment Total $ 852,884 $ 32,329 $ 837,396 5,404,087 844,870 17,791,751 (4,740,157) (1,850,680) (15,148,292) (310,740) (2,089,786) 1,206,074 (973,481) 1,391,069 143,878 29,105 208,367 143,878 29,105 208,367 1,349,952 (944,376) 1,599,436 15,778,398 3,346,140 20,649,989 $ 17,128,350 $ 2,401,764 $ 22,249,425 (96,186) (1,021,968) $ 2,418,405 1,447 ( 29,165) (89, 644) (27,801) (1,491) (47,519) 16,158 (77,580) - 6,172 (2,136,618) - 242,827 817,451 817,451 - (369,789) 1,206 561,493 32,329 606,484 $ 1,206,074 $ (973,481) $ 1,391,069 128 J AND (This page intentionally left blank.) ASSETS Cash and investments Interest receivable Total assets CITY OF LODI Combining Statement of Fiduciary Net Position Private -Purpose Trust Funds June 30, 2021 Hutchins St Sq/Holz Total Private -Purpose Library Bequest Trust Funds 171,126 $ 1,669 $ 172,795 1 1 171,126 1,670 172,796 Fiduciary Net Position $ 171,126 $ 1,670 $ 172,796 131 CITY OF LODI Combining Statement of Changes in Fiduciary Net Position Private -Purpose Trust Funds For the Year Ended June 30, 2021 ADDITIONS Investment and rental income DEDUCTIONS Current: Library Changes in fiduciary net position Fiduciary Net Position - beginning of the year Fiduciary Net Position - end of the year Hutchins St Sq/Holz Total Private -Purpose Library Bequest Trust Funds $ 31,196 $ 15 $ 31,211 1,398 29,798 1,398 15 29,813 141,328 1,655 142,983 $ 171,126 $ 1,670 $ 172,796 132 A t"k , Fl a 0 A r ,_ ,Aaf .... .. LODI ORA .... .. LODI ORA (This page intentionally left blank.) STATISTICAL SECTION The Statistical Section provides detailed information as a framework for understanding the information in the financial statements, notes and required supp ementary information. This section presents additional data and analysis that may provide the reader with valuable insight regarding the demographics and the overall health of the City. Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being has changed over time. Revenue Capacity These schedules contain information to help the reader assess the factors affecting the City's most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. Operating Information These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the city provides and the activities it performs. Sources Unless otherwise noted, the information in these schedules are derived from the comprehensive annual financial report. 135 CITY OF LODI NET POSITION BY COMPONENT Governmental activities: Net investment in capital assets Restricted Unrestricted Total governmental activities net position Business -type activities: Net investment in capital assets Restricted Unrestricted Total business -type activities net position W-51111111111140 IaWWIIWIF_1C41 (Dollar amounts in thousands) Fiscal Year 2021 2020 2019 2018 (2) 2017 $ 122,206 $ 117,010 $ 116,179 $ 119,222 $ 117,196 37,536 33,230 25,751 25,904 15,545 (85,690) (107,255) (115,043) (117,535) (77,162) 74,052 42,985 26,887 27,591 55,579 151,812 137,468 135,175 137,291 129,086 18,860 19,594 7,230 20 3,929 40,941 28,164 35,812 24,584 16,463 211,613 185,226 178,217 161,895 149,478 Primary government: Net investment in capital assets 274,018 254,478 251,354 256,513 246,282 Restricted 56,396 52,824 32,981 25,924 19,474 Unrestricted (44,749) (79,091) (79,231) (92,951) (60,699) Total primary government net position $ 285,665 $ 228,211 $ 205,104 $ 189,486 $ 205,057 ili Fiscal year 2015 beginning net position was restated due to the implementation of GASB 68 (Z) Fiscal year 2018 beginning net position was restated due to the implementation of GASB 75 Source: City of Lodi Financial Services Division 136 CITY OF LODI NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year 2016 2015(1) 2014 2013 2012 Governmental activities: Net investment in capital assets $ 111,256 $ 105,944 $ 105,462 $ 106,828 $ 107,587 Restricted 13,911 12,001 11,809 12,601 16,176 Unrestricted (76,984) (74,146) 2,551 1,157 (3,606) Total governmental activities net position 48,183 43,799 119,822 120,586 120,157 Business -type activities: Net investment in capital assets 121,468 119,924 116,156 113,008 109,582 Restricted 3,893 6,810 6,703 6,600 6,533 Unrestricted 14,427 892 16,535 14,827 (34,563) Total business -type activities net position 139,788 127,626 139,394 134,435 81,552 Primary government: Net investment in capital assets 232,724 225,868 221,618 219,836 217,169 Restricted 17,804 18,811 18,512 19,201 22,709 Unrestricted (62,557) (73,254) 19,086 15,984 (38,169) Total primary government net position $ 187,971 $ 171,425 $ 259,216 $ 255,021 $ 201,709 (1) Fiscal year 2015 beginning net position was restated due to the implementation of GASB 68 (Z) Fiscal year 2018 beginning net position was restated due to the implementation of GASB 75 Source: City of Lodi Financial Services Division 137 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Dollar amounts in thousands) 138 Fiscal Year 2021 2020 2019 2018 2017 Expenses Governmental activities: General government $ 24,866 $ 13,156 $ 11,390 $ 11,601 $ 9,650 Public protection 34,637 35,764 33,396 38,795 33,239 Public works 10,354 9,336 10,986 9,823 10,614 Community development 1,903 2,056 2,187 1,999 1,709 Library 1,152 1,882 785 1,753 1,253 Parks and recreation 3,671 3,873 4,142 4,672 3,663 Interest and fiscal charges 656 712 782 768 824 Total governmental activities expenses 77,239 66,779 63,668 69,411 60,952 Business -type activities: Electric 68,307 71,758 64,104 67,943 62,791 Wastewater 11,683 18,049 14,410 16,008 16,318 Water 8,142 14,514 12,138 11,776 11,961 Transit 4,335 4,841 5,086 5,233 4,925 Total business -type activities expenses 92,467 109,162 95,738 100,960 95,995 Total primary government expenses 169,706 175,941 159,406 170,371 156,947 Program Revenues Governmental activities: Charges for services: General government 2,119 3,240 323 3,670 3,246 Public protection 1,065 619 619 1,000 779 Public works 1,484 1,302 2,631 990 1,209 Community development 4,086 2,805 1,059 2,665 2,838 Library - 38 - 37 43 Parks and recreation 1,176 1,551 1,286 1,698 1,660 Operating grants and contributions 4,582 3,426 7,968 2,287 2,391 Capital grants and contributions 8,418 10,302 6,861 8,737 12,830 Total governmental activities program revenues 22,930 23,283 20,747 21,084 24,996 Business -type activities: Charges for services: Electric 74,197 72,182 67,961 69,247 65,848 Wastewater 16,781 16,097 15,904 14,914 15,106 Water 14,107 14,192 13,345 13,005 12,474 Transit 70 126 216 227 220 Operating grants and contributions 6,866 7,034 8,261 5,969 4,514 Capital grants and contributions 5,120 2,894 2,092 11,307 7,972 Total business -type activities program revenues 117,141 112,525 107,779 114,669 106,134 Total primary government program revenues 140,071 135,808 128,526 135,753 131,130 Net (Expense)/Revenue Governmental activities (54,309) (43,496) (42,919) (48,327) (35,956) Business -type activities 24,674 3,363 12,041 13,709 10,139 Total primary government net expense $ (29,635) $ (40,133) $ (30,878) $ (34,618) $ (25,817) 138 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year 2016 2015 2014 2013 2012 Expenses Governmental activities: General government $ 10,369 $ 9,109 $ 9,580 $ 8,943 $ 9,381 Public protection 31,395 27,426 27,884 25,930 25,432 Public works 10,326 10,281 10,644 10,546 10,248 Community development 11792 1,165 1,174 1,050 1,003 Library 11389 1,324 1,282 1,342 1,381 Parks and recreation 4,262 3,116 3,164 2,933 2,913 Interest and fiscal charges 822 818 825 416 1,033 Total governmental activities expenses 60,355 53,239 54,553 51,160 51,391 Business -type activities: Electric 61,764 64,367 61,974 61,106 62,599 Wastewater 14,024 12,912 12,527 13,423 17,441 Water 10,967 9,905 11,014 (34,877) 7,953 Transit 4,415 4,134 3,834 4,141 4,256 Total business -type activities expenses 91,170 91,318 89,349 43,793 92,249 Total primary government expenses 151,525 144,557 143,902 94,953 143,640 Program Revenues Governmental activities: Charges for services: General government 1,490 1,971 1,955 2,337 1,718 Public protection 740 609 582 538 500 Public works 734 832 415 224 166 Community development 2,292 1,378 1,219 1,458 993 Library 63 43 43 44 43 Parks and recreation 11637 1,360 1,479 1,404 1,241 Operating grants and contributions 2,596 3,369 2,686 2,341 2,300 Capital grants and contributions 10,559 3,131 5,359 4,216 5,025 Total governmental activities program revenues 20,111 12,693 13,738 12,562 11,986 Business -type activities: Charges for services: Electric 67,507 65,237 64,693 63,230 64,251 Wastewater 14,960 14,714 14,305 13,747 13,280 Water 12,161 12,723 12,756 12,441 12,083 Transit 210 230 203 185 186 Operating grants and contributions 5,089 5,186 4,431 5,178 4,214 Capital grants and contributions 2,860 5,284 2,846 4,715 3,206 Total business -type activities program revenues 102,787 103,374 99,234 99,496 97,220 Total primary government program revenues 122,898 116,067 112,972 112,058 109,206 Net (Expense)/Revenue Governmental activities (40,244) (40,546) (40,815) (38,598) (39,405) Business -type activities 11,617 12,056 9,885 55,703 4,971 Total primary government net expense $ (28,627) $ (28,490) $ (30,930) $ 17,105 $ (34,434) 139 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year General Revenues and Other Changes in Net Position: Governmental activities: Taxes: Property Special assessments Ill Sales Ill Document transferlll Franchise Business license Transient occupancy Grants and contributions not restricted to specific programs(l) Investment earnings Rent Other Special item -gain on sale of parkland Transfers Total governmental activities Business -type activities: Investment earnings Litigation- environmental lawsuits proceeds Rent Other Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government (l) Certain tax amounts have been reclassified in fiscal year 2013. Source: City of Lodi Financial Services Division 2021 2020 2019 2018 2017 $ 12,672 $ 11,728 $ 11,050 $ 10,325 $ 9,984 378 252 139 44 - 24,303 20,084 14,287 11,333 11,749 6,073 5,760 5,399 5,147 4,903 9,582 9,612 9,212 9,218 9,099 2,092 1,884 1,887 1,822 1,736 900 988 736 867 849 14,166 475 441 601 2 1,966 1,921 1,576 311 257 1,721 1,693 1,553 - - 850 953 353 933 722 4,448 4,270 4,233 4,252 4,051 79,151 59,620 50,866 44,853 43,352 2,223 4,816 1,584 716 816 3,937 3,101 2,321 2,244 2,786 (4,448) (4,270) (4,233) (4,252) (4,051) 1,712 3,647 (328) (1,292) (449) 80,863 63,267 50,538 43,561 42,903 24,843 16,124 7,696 (3,474) 7,396 26,386 7,010 11,712 12,417 9,690 $ 51,229 $ 23,134 $ 19,408 $ 8,943 $ 17,086 140 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year General Revenues and Other Changes in Net Position: Governmental activities: Taxes: Property Special assessments Ill Sales Ill Document transferlll Franchise Business license Transient occupancy Grants and contributions not restricted to specific programs(l) Investment earnings Rent Other Special item -gain on sale of parkland Transfers Total governmental activities Business -type activities: Investment earnings Litigation- environmental lawsuits proceeds Rent Other Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government (l) Certain tax amounts have been reclassified in fiscal year 2013. Source: City of Lodi Financial Services Division 2016 2015 2014 2013 2012 $ 9,373 $ 8,969 $ 8,290 $ 8,075 $ 12,103 11,808 10,624 10,111 9,349 566 4,572 4,559 4,315 4,176 - 9,073 8,976 8,838 8,735 8,712 1,552 1,486 1,528 1,524 1,628 783 666 594 546 486 - 1 180 - 9,277 326 145 203 44 132 1,954 1,942 1,906 1,370 - 719 605 528 610 2,052 4,469 7,514 4,792 5,682 1,261 44,629 45,487 41,285 40,111 35,651 952 632 757 497 566 100 - - 1,107 - 4 4 4 3,957 2,745 2,370 1,258 1,244 (4,469) (7,514) (4,792) (5,682) (1,261) 544 (4,133) (1,661) (2,820) 549 45,173 41,354 39,624 37,291 36,200 4,385 4,941 470 1,513 (3,754) 12,161 7,923 8,224 52,883 5,520 $ 16,546 $ 12,864 $ 8,694 $ 54,396 $ 1,766 Mil CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) All other governmental funds Fiscal Year Reserved 2021 2020 2019 2018 2017 General Fund Reserved $ 15,641 $ 12,671 $ 10,717 $ $ - Unreserved - - - - Nonspendable 54 - - - - Committed 558 712 563 9,031 3,520 Assigned - - - - - Unassigned 24,437 14,520 11,172 9,737 11,448 Total General Fund 40,690 27,903 22,452 18,768 14,968 All other governmental funds Reserved - - Unreserved, reported in: Special revenue funds - - Debt service funds - - Capital projects funds - - - - - Nonspendable 2 2 1 1 1 Assigned 9,638 6,744 8,979 - - Committed 914 690 716 - - Restricted 21,437 19,629 14,202 16,062 15,263 Unassigned - - - - - Total all other governmental funds 31,991 27,065 23,898 16,063 15,264 $ 72,681 $ 54,968 $ 46,350 $ 34,831 $ 30,232 Source: City of Lodi Financial Services Division IEE CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year 2016 2015 2014 2013 2012 General Fund Reserved $ - $ $ - $ $ Unreserved - - - - - Nonspendable 33 - 10 9 6 Committed 465 345 301 277 - Assigned 1,564 26 29 65 50 Unassigned 11,185 12,107 9,134 7,614 6,233 Total General Fund 13,247 12,478 9,474 7,965 6,289 All other governmental funds Reserved - - - - - Unreserved, reported in: Special revenue funds - Debt service funds - - Capital projects funds - - - - - Nonspendable 1 1 4 3 1 Assigned - - - - - Committed - - - - - Restricted 13,867 11,957 11,764 12,556 15,017 Unassigned - - (99) (512) (863) Total all other governmental funds 13,868 11,958 11,669 12,047 14,155 Source: City of Lodi Financial Services Division $ 27,115 $ 24,436 $ 21,143 $ 20,012 $ 20,444 143 CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year Revenues: Taxes Sales and use tax Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Contributions and donations Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest Principal payments Advance refunding escrow Total expenditures Excess (deficiency) of revenues over(under)expenditures Other financing sources (uses): Transfers in Transfers out Proceeds from sale Refunding bonds issued Payment to refunded bond escrow agent Capital lease proceeds Loan proceeds Total other financing sources (uses) Net change in fund balances Fund balances, beginning of yearltl Fund balances, end of year Debt service as a percentage of noncapital expenditures 2021 (2) 2020111 2019 2018 2017 $ 31,698 $ 30,224 $ 28,423 $ 27,423 $ 26,491 24,302 20,084 14,287 - - 2,621 1,774 1,570 1,764 2,015 22,657 10,499 9,213 20,807 23,975 10,081 8,333 6,558 6,020 5,722 217 1,053 1,274 1,396 906 5,193 4,728 2,994 2,325 2,319 - - - - 818 1,265 845 812 1,206 - 98,034 77,540 65,131 60,941 62,246 25,845 13,019 9,609 9,738 9,499 38,110 37,410 31,949 30,788 30,201 6,555 5,436 5,452 4,628 4,608 2,127 2,249 2,112 1,756 1,651 1,025 1,181 1,166 1,058 1,153 2,827 2,764 2,680 2,497 2,378 6,843 4,679 3,380 8,296 11,592 696 732 821 805 858 1,142 1,106 1,080 1,028 1,240 85,170 68,576 58,249 60,594 63,180 12,864 8,964 6,882 347 (934) 10,788 10,735 13,201 13,863 11,723 (6,340) (6,464) (8,968) (9,611) (7,672) 28 404 4,476 4,271 4,637 4,252 4,051 17,340 13,235 11,520 4,599 3,117 55,341 41,733 34,831 30,232 2,963 $ 72,681 $ 54,968 $ 46,351 $ 34,831 $ 6,080 2.3% 2.9% 3.5% 3.5% 4.1% ')The beginning of year fund balance change was due to a reclassification of the Vehicle and Equipment Fund to an Internal Service Fund. (Z) The beginning of year fund balance change was due to a reclassification of the Special Assessments Fund to a Special Revenue Fund. 144 CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year Revenues: Taxes Sales and use tax Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Contributions and donations Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest Principal payments Advance refunding escrow Total expenditures Excess (deficiency) of revenues over(under)expenditures Other financing sources (uses): Transfers in Transfers out Proceeds from sale Refunding bonds issued Payment to refunded bond escrow agent Capital lease proceeds Loan proceeds Total other financing sources (uses) Net change in fund balances Fund balances, beginning of yearlti Fund balances, end of year Debt service as a percentage of noncapital expenditures 2016 2015 2014 2013 2012 $ 25,327 $ 24,631 $ 23,719 $ 23,022 $ 22,928 1,646 967 852 921 686 21,083 17,557 17,392 14,625 15,289 5,830 3,827 3,558 3,880 3,427 1,495 1,573 1,557 1,632 1,3S7 2,155 2,029 2,025 1,389 1,264 - 282 1,003 - - 1,116 538 - 1,078 813 58,652 51,404 50,106 46,547 45,764 9,360 9,151 9,019 8,522 8,820 28,821 26,646 27,093 26,282 25,249 4,070 4,508 4,393 4,532 4,174 1,601 1,226 1,192 1,111 1,037 1,153 1,311 1,268 1,411 1,381 2,369 2,145 2,299 2,370 2,254 13,117 9,842 7,652 6,271 2,961 847 845 851 483 1,039 260 - - 245 630 - - - 1,689 - 61,598 55,674 53,767 52,916 47,545 (2,946) (4,270) (3,661) (6,369) (1,781) 13,310 15,599 11,596 12,546 14,486 (8,716) (8,036) (6,804) (6,864) (11,348) 20,103 - (19, 848) 563 468 - - 5,625 7,563 4,792 5,937 3,138 2,679 3,293 1,131 (432) 1,357 284 (3,009) (4,140) (3,708) (5,065) $ 2,963 $ 284 $ (3,009) $ (4,140) $ (3,708) 2.3% 1.8% 1.8% 5.2% 3.7% ')The beginning of year fund balance change was due to a reclassification of the Vehicle and Equipment Fund to an Internal Service Fund. (Z) The beginning of year fund balance change was due to a reclassification of the Special Assessments Fund to a Special Revenue Fund. 145 CITY OF LODI TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2021 2020 2019 2018 2017 Property $ 13,050 $ 11,980 $ 11,050 $ 10,043 $ 9,744 Sales and Use 24,302 20,084 14,286 11,333 11,750 Transient Occupancy 899 987 735 867 849 Franchise 2,207 2,338 2,128 2,059 1,915 Documentary Transfer 86 (25) 230 281 240 Motor Vehicle in Lieu 6,073 5,760 5,399 5,176 4,904 Public Protection 527 462 441 401 378 Business License 2,092 1,884 1,887 1,822 1,736 In Lieu Franchise 7,375 7,274 7,197 7,159 7,131 Totals $ 56,611 $ 50,744 $ 43,353 $ 39,141 $ 38,647 Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. 146 CITY OF LODI TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) Fiscal Year 2016 2015 2014 2013 2012 % Change 2012 to 2021 Property $ 9,151 $ 8,810 $ 8,314 $ 7,955 $ 7,861 19.98% Sales and Use 11,809 10,625 10,111 9,350 9,246 53.68% Transient Occupancy 783 666 594 545 486 85.61% Franchise 1,990 1,942 1,862 1,758 1,734 118.03% Documentary Transfer 223 159 155 120 91 84.00% Motor Vehicle in Lieu 4,572 4,533 4,289 4,143 4,151 12.55% Public Protection 365 362 341 325 295 30.47% Business License 1,552 1,133 1,220 1,187 1,182 65.53% In Lieu Franchise 7,082 7,033 6,977 6,977 6,977 -13.93% Totals $ 37,527 $ 35,263 $ 33,863 $ 32,360 $ 32,023 25% Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. IEE CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (Dollar amounts in thousands) ill All exemptions (secured, utility, and unsecured rolls) are homeowners exemption $58,335 and other exemption of $295,226 =$353,561 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. (Z) 2019 & 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 148 Fiscal Year 2021 2020 2019 (2) 2018 12i 2017 Secured roll $ 6,962,679 $ 6,566,183 $ 6,174,155 $ 5,903,144 $ 5,603,023 Utility roll 2,047 1,901 2,299 2,299 2,299 Unsecured roll 231,423 247,608 258,682 266,956 254,946 Gross assessed value 7,196,149 6,815,692 6,435,136 6,172,399 5,860,268 Less exemptions (1) 353,561 338,170 345,178 339,542 334,485 Net assessed value $ 6,842,588 $ 6,477,522 $ 6,089,958 $ 5,832,857 $ 5,525,783 Land $ 2,077,223 $ 1,971,712 $ 1,873,216 $ 1,812,408 $ 1,711,208 Improvements 4,894,256 4,614,260 4,286,480 4,042,264 3,854,604 Personal property 224,670 229,720 275,440 317,727 294,457 Gross assessed value 7,196,149 6,815,692 6,435,136 6,172,399 5,860,269 Less exemptions (1) 353,561 338,170 345,178 339,542 334,485 Net assessed value $ 6,842,588 $ 6,477,522 $ 6,089,958 $ 5,832,857 $ 5,525,784 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% ill All exemptions (secured, utility, and unsecured rolls) are homeowners exemption $58,335 and other exemption of $295,226 =$353,561 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. (Z) 2019 & 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 148 CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) ill All exemptions (secured, utility, and unsecured rolls) are homeowners exemption $58,335 and other exemption of $295,226 =$353,561 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. (Z) 2019 & 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 149 Fiscal Year 2016 2015 2014 2013 2012 Secured roll $ 5,394,659 $ 5,156,704 $ 4,895,091 $ 4,737,807 $ 4,738,823 Utility roll 3,490 3,490 3,490 2,382 2,382 Unsecured roll 250,160 257,856 230,827 233,398 226,651 Gross assessed value 5,648,309 5,418,050 5,129,408 4,973,587 4,967,856 Less exemptions (1) 331,562 326,833 324,439 327,783 314,448 Net assessed value $ 5,316,747 $ 5,091,217 $ 4,804,969 $ 4,645,804 $ 4,653,408 Land $ 1,601,581 $ 1,469,347 $ 1,364,401 $ 1,227,969 $ 1,264,884 Improvements 3,736,867 3,610,391 3,443,266 3,445,328 3,401,792 Personal property 309,861 338,312 321,741 300,290 301,180 Gross assessed value 5,648,309 5,418,050 5,129,408 4,973,587 4,967,856 Less exemptions (1) 331,562 326,833 324,439 327,783 314,448 Net assessed value $ 5,316,747 $ 5,091,217 $ 4,804,969 $ 4,645,804 $ 4,653,408 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% ill All exemptions (secured, utility, and unsecured rolls) are homeowners exemption $58,335 and other exemption of $295,226 =$353,561 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. (Z) 2019 & 2018 figures updated per San Joaquin County amounts Source: San Joaquin County Auditor -Controller's Office 149 CITY OF LODI DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Rate per $100 of assessed value) (1) Amounts restated based on new assessed value information provided. Source: San Joaquin County Auditor data, MuniServices, LLC / Avenu Insights & Analytics Table has been reformatted to comply with GASB No. 44. TRA represented: 1-001. 150 Basic Fiscal Year Countywide Levy School All Other Total 2021 1.0000 0.0829 0.0183 1.1012 2020 1.0000 0.0806 0.0199 1.1005 2019 1.0000 0.0843 0.0225 1.1068 2018 1.0000 0.0857 0.0180 1.1037 2017 1.0000 0.0371 0.0180 1.0551 2016 1.0000 0.0401 0.0198 1.0599 2015 1.0000 0.0425 0.0233 1.0658 2014 (1) 1.0000 0.0574 0.0000 1.0574 2013 1.0000 0.0646 0.0000 1.0646 2012 1.0000 0.0658 0.0000 1.0658 (1) Amounts restated based on new assessed value information provided. Source: San Joaquin County Auditor data, MuniServices, LLC / Avenu Insights & Analytics Table has been reformatted to comply with GASB No. 44. TRA represented: 1-001. 150 CIN OF LODI PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (Dollar amounts in thousands) *Includes Secured and Unsecured Property. Source: San Joaquin County Assessor data, MuniServices, LLC / Avenue Insights & Analytics 151 Fiscal Year 2021 2012 Percent of Total Percent of Total Taxable Assessed City Taxable Taxable Assessed City Taxable Taxpayer Value Rank Assessed Value Value Rank Assessed Value Pacific Coast Producers 112,642 1 1.650 % $ 67,027 1 1.480 Calif Physicians Service Corp 54,565 2 0.800 55,304 2 1.220 Reynolds Ranch Sr Development Company LP 41,631 3 0.610 Big Box Property Owner E LLC 39,130 4 0.570 CaLPurnia Associates LP 34,545 5 0.510 Wal Mart Real Est Business Trust 32,665 6 0.480 Cepheid 32,217 7 0.470 Cottage Bakery Inc Et al 30,274 8 0.440 21,944 3 0.480 Winterfell Vintage CA Owner LP 30,134 9 0.410 Sandpiper Pennebaker Group LLC 28,272 10 0.300 Dart Container Corporation 18,093 4 0.400 Wine & Roses LLC 15,984 5 0.350 Lowes HIW Inc 13,718 6 0.300 First Lodi Plaza Associates 12,642 7 0.280 Lakeview Mills Assoc LP Et al 12,612 8 0.280 Target Corp 12,334 9 0.270 Fountains At Lodi LLC 8,606 10 0.190 Principal Secured Property Valuation 436,075 6.240 238,265 5.355 Other Secured Taxpayers 6,526,604 95.382 4,525,684 101.712 Exemptions relative to secured tax roll 120,091 1.620 314,448 7.067 Total Secured Property Valuation $ 6,842,588 100.000 % $ 4,449,501 100.000 *Includes Secured and Unsecured Property. Source: San Joaquin County Assessor data, MuniServices, LLC / Avenue Insights & Analytics 151 CITY OF LODI PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Ill Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 152 Taxes Collected Within the Total Collections Levied for Fiscal Year of the Levy to Date the Fiscal Percent of Percent of Fiscal Year Year Amount Levy (l) Amount Levy 2021 $ 12,526 $ 12,526 100.0% $ 12,526 100.0% 2020 11,642 11642 100.0% 11,642 100.0% 2019 10,883 10,883 100.0% 10,883 100.0% 2018 10,222 10,222 100.0% 10,222 100.0% 2017 9,821 9,821 100.0% 9,821 100.0% 2016 9,117 9,117 100.0% 9,117 100.0% 2015 8,742 8,742 100.0% 8,742 100.0% 2014 8,353 8,353 100.0% 8,353 100.0% 2013 7,865 7,865 100.0% 7,865 100.0% 2012 7,754 7,754 100.0% 7,754 100.0% Ill Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 152 CITY OF LODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST TEN FISCAL YEARS Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately. Small, Medium, Large Industrial now combined into one "Industrial'. Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch Ill Large Industrial for 2018 reported as N/A in 2018 - correct number is 55. Ill Small Industrial for 2018 reported as N/A in 2018 - correct number is 11. 153 Billed Accounts Type of Customer 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 City Accounts 325 231 248 223 217 213 212 207 204 195 Contract Large Industrial - - - - - - - - - - Contract Medium Industrial Contract Small Industrial - - - - - - Domestic Residential 24,675 23,234 22,228 22,041 21,917 22,497 22,393 22,623 22,541 22,361 Domestic Mobile Home Park 13 13 13 13 13 13 13 13 13 13 Dusk to Dawn 90 89 91 92 85 85 88 89 88 92 Industrial - - - 43 - - Large Commercial 402 394 383 96 355 348 337 339 344 336 Large Industrial (t) 16 38 69 55 35 44 41 39 40 38 Medium Commercial - - - 375 - - Medium Industrial 11 23 14 10 10 11 12 11 11 9 Residential Low Income 2,725 2,248 2,796 2,539 2,669 2,688 2,798 2,788 2,582 2,531 Small Commercial 3,619 3,254 2,795 3,148 3,434 3,416 3,332 3,367 3,358 3,340 Small Industrial (2) 6 7 11 11 10 11 7 8 9 11 Total 31,882 29,531 28,648 28,646 28,745 29,326 29,233 29,484 29,190 28,926 Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately. Small, Medium, Large Industrial now combined into one "Industrial'. Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch Ill Large Industrial for 2018 reported as N/A in 2018 - correct number is 55. Ill Small Industrial for 2018 reported as N/A in 2018 - correct number is 11. 153 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. I1I See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 154 Governmental Activities Business -type Activities Lease Total Certificates of Notes/ Total Total Percent of Fiscal Revenue Loan Notes Capital Governmental Participation and Loan Business -type Primary Personal Per Year Bonds Payable Payable Lease Activities Revenue Bonds Payable Activities Government Income Ill Capita (1) 2021 $ 14,882 $ - $ - $ 169 15,051 $ 108,741 $454 109,195 124,246 4.54 % $ 1,807 2020 15,901 97 251 16,249 114,866 673 115,539 131,788 4.81 1,940 2019 16,885 193 331 17,409 121,566 887 122,453 139,862 5.03 2,049 2018 17,839 286 410 18,535 125,062 1,096 126,158 144,693 5.56 2,156 2017 18,753 378 487 19,618 138,193 1,300 139,493 159,111 6.41 2,484 2016 19,637 468 245 562 20,912 143,417 1,500 144,917 165,829 7.49 2,603 2015 19,950 - 245 - 20,195 149,767 - 149,767 169,962 7.67 2,667 2014 20,004 245 20,249 157,297 157,297 177,546 8.45 2,789 2013 20,058 245 20,303 167,743 167,743 188,046 9.63 2,988 2012 21,025 245 21,270 173,241 173,241 194,511 10.07 3,096 Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. I1I See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 154 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). ili Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 155 CITY OF LODI RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Less Amounts Percent of Fiscal Lease Revenue Available for Assessed Value Per Year Bonds Debt Service Net of Property Capita 2021 $ 14,882 $ - $ 14,882 $ 6.4 $ 216.46 2020 15,901 - 15,901 0.2 234.08 2019 16,885 - 16,885 4.8 247.32 2018 17,839 - 17,839 0.3 265.77 2017 18,753 - 18,753 0.4 292.75 2016 19,637 - 19,637 0.4 310.62 2015 19,950 - 19,950 0.4 313.09 2014 20,004 - 20,004 0.4 314.28 2013 20,058 10 20,048 0.4 318.58 2012 21,025 1,692 19,333 0.4 307.73 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). ili Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 155 Assessed valuation (1) Conversion percentage Adjusted assessed valuation Debt limit percentage Debt Limit Total net debt applicable to limit Legal debt margin Total net debt applicable to the limit as a percent of debt limit CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollar amounts in thousands) FISCAL YEAR 2021 2020 2019 2018 2017 $ 6,900,923 $ 6,149,015 $ 5,891,912 $ 5,584,600 $ 5,585,242 25% 25% 25% 25% 25% 1,725,231 1,537,254 1,472,978 1,396,150 1,396,311 15% 15% 15% 15% 15% 258,785 230,588 220,947 209,423 209,447 14,882 15,901 16,885 17,839 18,753 $ 243,903 $ 214,687 $ 204,062 $ 191,584 $ 190,694 5.8% 6.9% 7.6% 8.5% 9.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State of California for local governments located within the state. ili All exemptions (secured, utility, and unsecured rolls) are homeowners which is added to Net Assessed Value * - 2019 & 2018 figures updated per San Joaquin County amounts Source: California Municipal Statistics Inc. 156 Assessed valuation (1) Conversion percentage Adjusted assessed valuation Debt limit percentage Debt Limit Total net debt applicable to limit Legal debt margin Total net debt applicable to the limit as a percent of debt limit CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (CONTINUED) (Dollar amounts in thousands) FISCAL YEAR 2016 2015 2014 2013 2012 $ 5,377,266 $ 5,152,666 $ 4,867,731 $ 4,709,916 $ 4,718,766 25% 25% 25% 25% 25% 1,344, 317 1,288,167 1,216,933 1,177,479 1,179, 692 15% 15% 15% 15% 15% 201,647 193,225 182,540 176,622 176,954 19,637 19,950 20,004 20,048 19,333 $ 182,010 $ 173,275 $ 162,536 $ 156,574 $ 157,621 9.7% 10.3% 11.0% 11.4% 10.9% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State of California for local governments located within the state. ili All exemptions (secured, utility, and unsecured rolls) are homeowners which is added to Net Assessed Value * - 2019 & 2018 figures updated per San Joaquin County amounts Source: California Municipal Statistics Inc. 157 CITY OF LODI DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT June 30. 2021 OVERLAPPING DEBT: San Joaquin Community College District Lodi Unified School District San Joaquin County Certificates of Participation Lodi Unified School District Certificates of Participation SUBTOTAL OVERLAPPING DEBT DIRECT DEBT: City of Lodi Lease Revenue Bonds City of Lodi -Capital lease SUBTOTAL DIRECT DEBT TOTAL DIRECT AND OVERLAPPING DEBT (2) 2020-21 Gross Assessed Valuation $ 6,900,922,739 2020-21 Population 68,751 DEBT RATIOS Total Gross Debt Percentage City's Share Total Debt Applicable (') of Debt $ 200,205,000 7.459 % $ 14,933,291 227,060,000 36.547 82,983,618 65,595,000 8.105 5,316,475 11,480,000 36.547 4,195,596 107,428,980 14,335,000 100.00 14,335,000 169,099 100.00 169,099 14,504,099 $ 121,933,079 Per Capita Value 121,933,079 1,774 1.77% i1 Percent of overlapping agency's assessed valuation located within the boundaries of the City. x1 Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Auditors -Controller Office State of California, Department of Finance, Demographic Research Unit 158 CITY OF LODI PLEDGED -REVENUE COVERAGE LAST TEN FISCAL YEARS (Dollars amounts in thousands) Includes all nongeneral obligation long-term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in Note 8 to the basic financial statements. Ill Total operating revenues including investment earnings, operating grants, capital contributions (including developer impact fees) and other revenue. IZI Total operating expenses including cost of services paid to the General Fund and excluding in -lieu fees, depreciation and amortization. ii Net of Build America Bonds interest subsidy - Water Revenue Bonds. 159 Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues(l) Expenses IZI Revenue Principal Interest (3) Total Coverage Electric Revenue Certificates of Participation 2021 $ 77,896 $ 58,841 $ 19,055 $ 2,250 $ 1,938 $ 4,188 4.55 2020 76,445 64,558 11,887 1,710 3,747 5,457 2.18 2019 69,846 58,916 10,930 - 1,497 1,497 7.30 2018 73,505 50,317 23,188 2,510 2,788 5,298 4.38 2017 67,815 52,259 15,556 2,390 2,898 5,288 2.94 2016 70,440 51,205 19,235 5,195 3,094 8,289 2.32 2015 67,132 52,116 15,016 4,960 3,358 8,318 1.81 2014 67,144 50,349 16,795 4,750 3,606 8,356 2.01 2013 63,974 51,209 12,765 4,575 3,839 8,414 1.52 2012 65,220 50,164 15,056 3,270 4,021 7,291 2.07 Wastewater Certificates of Participation and Revenue Bonds 2021 $ 17,949 $ 6,001 11,948 $ 1,899 1,434 3,333 3.58 2020 19,441 10,119 9,322 1,819 1,506 3,325 2.80 2019 17,864 8,301 9,563 1,753 1,573 3,326 2.88 2018 19,317 7,302 12,015 1,650 954 2,604 4.61 2017 16,707 10,128 6,579 1,575 1,492 3,067 2.15 2016 16,941 7,237 9,704 1,535 2,131 3,666 2.65 2015 15,845 6,335 9,510 1,500 2,172 3,672 2.59 2014 15,186 6,003 9,183 4,610 2,294 6,904 1.33 2013 14,305 5,674 8,631 1,500 2,560 4,060 2.13 2012 13,787 6,659 7,128 1,430 2,688 4,118 1.73 Water Revenue Bonds 2021 $ 16,095 $ 4,932 $ 11,163 $ 1,040 $ 1,033 $ 2,073 5.38 2020 17,061 11,316 5,745 1,010 1,422 2,432 2.36 2019 15,509 7,173 8,336 980 1,368 2,348 3.55 2018 17,187 10,895 6,292 950 1,356 2,306 2.73 2017 13,844 7,733 6,111 915 1,393 2,308 2.65 2016 13,025 6,801 6,224 870 1,482 2,352 2.65 2015 13,370 5,815 7,555 850 1,506 2,356 3.21 2014 14,166 6,835 7,331 825 1,530 2,355 3.11 2013 13,367 6,899 6,468 800 1,535 2,335 2.77 2012 13,275 5,392 7,883 775 1,530 2,305 3.42 Includes all nongeneral obligation long-term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in Note 8 to the basic financial statements. Ill Total operating revenues including investment earnings, operating grants, capital contributions (including developer impact fees) and other revenue. IZI Total operating expenses including cost of services paid to the General Fund and excluding in -lieu fees, depreciation and amortization. ii Net of Build America Bonds interest subsidy - Water Revenue Bonds. 159 CITY OF LODI DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS 160 Personal Per Population San Joaquin Population Rank in Size Income Capita Fiscal Square City Percent County Percent of California (millions of Personal Unemployment Year Miles Population Change Population of County Cities dollars) Income Rate 2021 13.98 68,751 -1.2% 783,534 8.8% 131 $ 2,739 $ 43,523 10.0% 2020 13.98 67,930 0.5% 773,632 8.8% 133 2,739 40,322 14.4% 2019 13.98 68,272 0.8% 770,385 8.9% 134 2,779 40,707 6.1% 2018 13.98 67,121 0.7% 758,744 8.8% 136 2,602 38,769 6.9% 2017 13.98 64,058 0.7% 746,868 8.6% 139 2,483 38,769 6.9% 2016 13.98 63,219 0.7% 733,383 8.6% 139 2,284 36,136 7.8% 2015 13.98 63,719 0.4% 719,511 8.9% 138 2,215 34,755 7.8% 2014 13.98 63,651 0.2% 710,731 9.0% 135 2,102 33,024 8.8% 2013 13.98 62,930 0.2% 698,414 9.0% 137 1,952 31,013 9.0% 2012 13.98 62,825 0.8% 695,750 9.0% 136 1,931 30,732 11.3% 160 Employer Lodi Unified School District Pacific Coast Producers Adventist Health Lodi Memorial Blue Shield of CA Walmart Supercenter City of Lodi Rich Products formerly known as Cottage Bakery Costco Wholesale Frank C Alegre Trucking Inc Farmers & Merchant Bank Cottage Bakery General Mills Ill Target Total CITY OF LODI PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO Current Nine Years Ago Percent Percent of Total City of Total City Employees Rank Employment Employees Rank Employment Labor Force 1,389 1 4.63 % 3,687 1 12.85 % 28,700 1,298 2 4.33 1,000 3 3.48 28,700 1,204 3 4.01 1,340 2 4.67 28,700 1,042 4 3.47 915 4 3.19 28,700 439 5 1.46 240 9 0.84 28,700 415 6 1.38 383 7 1.33 28,700 276 7 0.92 28,700 265 8 0.88 28,700 210 9 0.70 28,700 191 10 0.64 283 8 0.99 28,700 - 527 5 1.84 28,700 - 478 6 1.67 28,700 205 10 0.71 28,700 6,729 22.42 9,058 31.56 Note: Principal employers are based on the best available information. Source: MuniServices, LLC / an Avenu Insights & Analytics Company Results based on direct correspondence with city's local businesses. * Count includes FTE, PTE, Temporary & Seasonal Employees. Ill General Mills permanently closed. 161 CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT - LAST TEN FISCAL YEARS Fiscal Year 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Department: Administration Community Development Electric Fire Internal Services Library Parks, Recreation and Cultural Services Police Public Works Total 12 9 9 9 10 10 10 10 10 12 13 11 11 11 11 11 11 9 9 9 52 52 52 52 51 49 44 43 40 40 57 57 53 53 54 54 57 53 53 54 35 34 31 31 32 31 31 31 31 29 8 8 7 7 7 10 11 10 11 12 24 24 24 24 24 26 28 27 27 29 111 109 103 103 103 102 107 104 104 103 109 103 101 101 101 100 97 95 92 93 421 407 391 391 393 393 396 382 377 381 Internal Services consists of Budget, Financial Services, Human Resources, and Information Services Source: City of Lodi Budget Document 162 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS Source: City of Lodi 163 Fiscal Year 2021 2020 2019 2018 2017 General government: Building permits issued 3,017 2,500 2,502 2,699 2,447 Business tax certificates: Retail sales and service 3,008 2,755 3,014 2,137 2,443 Manufacturers and processors 167 81 87 75 76 Professions 328 315 330 294 308 Miscellaneous contractors, peddlers, delivery vehicles, etc. 1,464 1,518 1,986 1,232 949 Utility billing/customer service: Number of customers 25,166 24,764 24,576 24,259 26,018 Energy sales (KWH) 439,083,721 417,003,511 410,566,814 425,157,874 425,410,574 Peak demand (MW) 132.50 125.90 118 130.9 129 Public safety: Police: Major reported crimes 1,643 1,938 1,943 2,062 2,025 Total arrests 3,432 3,792 3,611 3,460 4,226 Dispatched calls for service 34,046 36,053 37,806 37,301 37,866 Fire: Interior structure fire calls 130 133 70 56 51 Non-structural fire calls 192 188 255 235 177 Hazardous materials calls 78 64 87 55 90 Emergency medical calls 3,866 3,557 3,915 5,364 3,572 Total emergency calls 7,206 7,211 7,600 6,996 5,869 Total number of units dispatched 7,629 8,317 7,701 8,230 7,225 Public works: Miles of streets resurfaced 6.5 6.6 3 0 6 Fleet job orders completed 2147 2106 1,866 1,744 2,129 Trees planted 245 657 500 372 135 Water utility: New connections 227 189 290 180 205 Water main breaks 6 5 1 2 2 Wastewater utility: Average daily treatment (million gal/day] 4.50MG 4.55MG 4.6MG 4.5MG 4.65MG Library: Registered borrowers 54,263 64,864 67,334 63,631 64,742 Circulation of library materials 35,528 134,950 168,793 162,796 187,853 Reference, research and informational questions answered 2495 8024 11,296 9,852 9,695 Annual attendance at libraries 67,892 172,631 231,391 225,558 231,602 Number of programs offered 265 653 715 789 764 Annual attendance at programs 4168 14863 18,825 24,682 23,960 Public access computer usage 12,376 24,033 27,603 25,825 31,205 Community center: Community center bookings 307 501 809 595 597 Instructional classes 59 481 616 438 554 Registered students 157 1,172 2,546 2,695 3,010 Yearly attendance 2,663 9,521 14,220 11,011 13,925 Parks and recreation: CITY after school program 230/5 2,474/4 2,950/4 2,705/4 1,964/4 LUSD After School Program 3993/12 9,944/12 9,867/10 12,985/13 13,016/3 Camps 284/3 225/3 631/3 702/3 103 Adult sports Program/Participation 240 1,176 2,045 1,990 1,895 Programs offered 6 6 14 14 14 Partnerships 0 0 2 2 2 Tournaments 0 0 7 4 6 Youth/Teen sports Program attendance 128 1,165 3,517 3,480 3,496 Programs offered 2 11 18 11 18 Aquatics Program attendance 4,937 18,336 18,202 26,571 28,974 Number of programs 8 13 12 8 14 Source: City of Lodi 163 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS (CONTINUED) Source: City of Lodi 164 Fiscal Year 2016 2015 2014 2013 2012 General government: Building permits issued 2,482 2,404 2,404 1,578 1,461 Business tax certificates: Retail sales and service 2,288 2,281 2,281 2,526 2,485 Manufacturers and processors 78 23 23 78 77 Professions 316 323 323 362 364 Miscellaneous contractors, peddlers, delivery vehicles, etc. 1,268 1,256 1,256 1,456 1,362 Utility billing/customer service: Number of customers 26,034 25,912 25,912 23,927 23,761 Energy sales (KWH) 437,246,335 438,780,911 438,780,911 435,822,465 435,655,731 Peak demand (MW) 124 134 134 122 116 Public safety: Police: Major reported crimes 3,068 2,268 2,268 2,643 3,573 Total arrests 4,083 3,690 3,690 3,825 4,350 Dispatched calls for service 40,390 35,992 35,992 50,124 46,756 Fire: Interior structure fire calls 33 32 32 67 57 Non-structural fire calls 154 143 143 209 163 Hazardous materials calls 73 65 65 58 41 Emergency medical calls 3,123 3,418 3,418 3,882 3,820 Total emergency calls 5,238 3,666 3,666 5,823 5,620 Total number of units dispatched 7,430 5,727 5,727 7,954 7,855 Public works: Miles of streets resurfaced 6 6 6 6 6 Fleet job orders completed 2,162 2,500 2,500 1,803 1,953 Trees planted 135 135 135 131 131 Water utility: New connections 69 8 8 8 7 Water main breaks 3 16 16 14 10 Wastewater utility: Average daily treatment (million gal/day] 4.6MG 4.6MG 4.6MG 5.10MG 5.5MG Library: Registered borrowers 60,362 58,824 58,824 51,594 47,147 Circulation of library materials 199,096 197,673 197,673 215,293 217,742 Reference, research and informational questions answered 11,109 13,189 13,189 16,270 14,463 Annual attendance at libraries 245,936 224,762 222,148 Number of programs offered 456 432 432 407 432 Annual attendance at programs 15,452 12,888 12,888 14,443 12,993 Public access computer usage 34,071 34,071 41,180 45,871 47,428 Community center: Community center bookings 758 794 769 718 698 Instructional classes 518 500 553 580 307 Registered students 2,744 2,586 3,269 2,819 3,713 Yearly attendance 13,925 13,925 13,925 13,925 13,925 Parks and recreation: CITY after school program 1,898/4 1,679/4 1,630/4 1,811/4 1,783/4 LUSD After School Program 12,318/13 12,001/13 12,878/13 11,800/13 8,285/9 Camps 67 74 89 45 71 Adult sports Program/Participation 1,976 2,106 2,082 2,246 2,420 Programs offered 15 18 17 16 15 Partnerships 2 2 2 2 3 Tournaments 8 10 5 6 12 Youth/Teen sports Program attendance 3,652 3,621 3,672 3,643 3,889 Programs offered 18 18 18 19 24 Aquatics Program attendance 28,195 28,009 27,731 23,414 34,366 Number of programs 14 15 13 13 25 Source: City of Lodi 164 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS Source: City of Lodi Departments 165 Fiscal Year 2021 2020 2019 2018 2017 General government: Total square miles 13.98 13.98 13.98 13.98 13.98 Public safety: Police: Facilities: Stations 1 1 1 1 1 Animal control facility 1 1 1 1 1 Police training facility (pistol range) 1 1 1 1 1 Vehicles: Marked patrol cars 29 27 21 23 23 Motorcycles and scooters 5 5 5 6 7 Animal control vehicles 2 2 2 2 2 Other automobiles 37 35 36 37 37 Fire: Facilities: Fire stations 4 4 4 4 4 Vehicles: Fire engines 8 7 6 6 7 Trucks/Trailers 5 5 5 5 8 Other automobiles 8 6 5 8 5 Boat 1 Public works: Miles of streets 198 194 190 190 202 Miles of alley ways 12 12 12 12 16 Traffic signals 70 70 69 69 68 Street lights 7,910 7,776 7,739 7,697 7,270 Parks and recreation: Parks and squares 29 29 28 28 26 Park acreage 371 371 367 366 361 Boating facilities - launch lanes 1 1 1 1 1 Senior center 1 1 1 1 1 Community Centers 1 1 1 1 1 Swimming pools 4 4 4 4 4 Baseball/softball diamonds 18 18 20 20 20 Tennis courts 9 9 11 11 11 Pickleball courts 6 6 - - - Skateboard park 1 1 1 1 1 Playgrounds 22 22 20 17 20 Ballpark 24 24 24 24 24 Soccer Field 22 22 22 22 22 Football Field 1 1 1 1 1 Handball/Basketball/Volleyball Courts/ Bocce Courts 15 15 15 12 12 Horseshoe Pits 9 9 9 8 8 Library: Central library 1 1 1 1 1 Total items in collection 106,975 108,750 110,000 111,544 125,730 Integrated library system 1 1 1 1 1 Microfilm readers 0 0 0 0 0 Microfilm readers/printers 0 0 0 0 1 Self check out machines 3 3 3 3 3 Electric utility: Overhead lines 12kv (miles) 116.98 117 117 117.19 117 Overhead lines 60kv(miles) 14 14 14 13.56 14 Underground lines (miles) 138.69 133 129 128.36 123 Water utility: Water main lines 248 245 245 245 243 Water storage capacity (gallons) 5,100,000 4,100,000 4,100,000 4,100,000 4,100,000 Waterwells 28 28 28 28 28 Water reservoirs 4 3 3 3 3 Water Treatment Plant 1 1 1 1 1 Wastewater utility: Wastewater main lines (miles) 205 203 203 203 196 Treatment capacity 8.5MG 8.5MG 8.5MG 8.5MG 8.5MG Wastewater treatment plant 1 1 1 1 1 Wastewater Pump Stations 13 13 13 13 9 Stormwater utility: Stormwater main drain lines (miles) 132 130 130 130 128 Stormwater pump stations 17 17 17 17 16 Central parking district: Parking structure 1 1 1 1 1 Parking spaces 2450 2450 2,450 2,450 2,450 Parking lots 25 25 25 25 25 Source: City of Lodi Departments 165 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LASTTEN FISCALYEARS (CONTINUED) Source: City of Lodi Departments 166 Fiscal Year 2016 2015 2014 2013 2012 General government: Total square miles 13.98 13.98 13.98 13.98 13.98 Public safety: Police: Facilities: Stations 1 1 1 1 1 Animal control facility 1 1 1 1 1 Police training facility (pistol range) 1 1 1 1 1 Vehicles: Marked patrol cars 23 23 23 23 23 Motorcycles and scooters 7 7 5 5 5 Animal control vehicles 2 2 2 2 2 Other automobiles 37 37 37 37 37 Fire: Facilities: Fire stations 4 4 4 4 4 Vehicles: Fire engines 6 6 6 6 6 Trucks/Trailers 6 6 6 6 5 Other automobiles 11 11 11 11 9 Boat Public works: Miles of streets 202 202 202 202 202 Miles of alley ways 16 16 16 16 16 Traffic signals 67 67 67 67 67 Street lights 7,270 7,270 7,270 7,270 7,270 Parks and recreation: Parks and squares 26 26 26 26 26 Park acreage 361 361 361 361 373 Boating facilities - launch lanes 1 1 1 1 1 Senior center 1 1 1 1 1 Community Centers 1 1 1 1 1 Swimming pools 4 4 4 4 4 Baseball/softball diamonds 20 20 20 20 24 Tennis courts 11 11 11 11 11 Pickleball courts - - - - - Skateboard park 1 1 1 1 1 Playgrounds 20 20 20 20 22 Ballpark 24 24 24 24 24 Soccer Field 22 22 22 22 22 Football Field 1 1 1 1 1 Handball/Basketball/Volleyball Courts/ Bocce Courts 12 12 12 12 10 Horseshoe Pits 8 8 8 8 8 Library: Central library 1 1 1 1 1 Total items in collection 130,657 119,554 148,287 149,243 135,113 Integrated library system 1 1 1 1 1 Microfilm readers 0 1 1 1 1 Microfilm readers/printers 1 1 1 1 1 Self check out machines 3 2 2 2 2 Electric utility: Overhead lines 12kv (miles) 117 117 117 133 133 Overhead lines 60kv (miles) 14 14 14 14 14 Underground lines (miles) 121 118 115 159 159 Water utility: Water main lines 240 236 236 236 236 Water storage capacity (gallons) 4,100,000 4,100,000 4,100,000 4,100,000 1,100,000 Waterwells 28 28 28 28 27 Water reservoirs 3 3 3 3 2 Water Treatment Plant 1 0 0 0 0 Wastewater utility: Wastewater main lines (miles) 196 196 196 196 196 Treatment capacity 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG Wastewater treatment plant 1 1 1 1 1 Wastewater Pump Stations 9 0 0 0 0 Stormwater utility: Stormwater main drain lines (miles) 126 124 124 124 124 Stormwater pump stations 16 14 14 14 14 Central parking district: Parking structure 1 1 1 1 1 Parking spaces 2,450 2,450 2,450 2,453 2,453 Parking lots 25 25 25 25 25 Source: City of Lodi Departments 166 THE PUN GROUP ACCOUNTANTS & ADVISORS CITY OF LODI I IL Presentation to City Council Agenda Item: H-2 For the Fiscal Year Ended June 30, 2021 January 19, 2022 in !7 CONTENTS • Scope of Work • Annual Required Communications (AU -C 260) • Audit Approach • Audit Results • Overview of Financial Statements • Key Pension and OPEB Information Thank You! PURI GROUP AC COU NTA NTS & ADVISORS 2 SCOPE OF WORK EffiNGROUV ACCOUNTANTS & ADVISORS SCOPE OF WORK For the fiscal year ended June 30, 2021: • Audit of Annual Comprehensive Financial Report (ACFR) • Report on Internal Control over Financial Reporting and on Compliance and Other Matters in accordance with Government Auditing Standards • Required Communications Report to Board of Directors (AU -C 260) • Single Audit — Federal Expenditures Audit (Finalizing) • Appropriations Limit Agreed -Upon Procedures Report (GANN Limit) for the yea ending June 30, 2022 (Finalizing) ThN GR UP ACCOUNTANTS & ADVISORS ANNUAL REQUIRED COMMUNICATIONS (AUMC 260) EffiNGROUV ACCOUNTANTS & ADVISORS Annual Required Communications • Responsible for the Financial Statements • Present the Financial Statements in accordance with Accounting Principles Generally Accepted in the United States of America • Adopt sound accounting policies • Establish and maintain internal controls over financial reporting and compliance • Provide evidence supporting the amounts and disclosures in the financial statements • Fair presentation of financial statements that are free from material misstatements, whether due to fraud or error • Prevent and detect fraud ThN GROUP ACCOUNTANTS & ADVISORS Annual Required Communications (continued) • Perform the audit in conformity with Auditing Standards Generally Accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States • Communicate with "Those Charged with Governance" • Assess audit risk of internal control over financial reporting • Determine fair presentation of the financial statements • Render an opinion on the Basic Financial Statements • Issue report on control weaknesses and recommendations to Management, if any ThN GROUP ACCOUNTANTS & ADVISORS E 0 U CL 7 O 0) C: 7 CL I Annual Required Communications (continued) Ethics and Independence Complied with ALL relevant ethical requirements regarding independence ThN GROUP ACCOUNTANTS & ADVISORS Lu Significant Accounting Policies The City disclosed the summary of significant accounting policies in Note 1 to the ACFR The City implemented GASB Statements No. 84, Fiduciary Activities and No. 90, Majority Equity Interest Significant Estimates Fair Value of Investments Depreciation of Capital Net Pension Liability Net OPEB Liability Annual Required Communications (continued) • Sensitive Disclosures Note 1 — Summary of Significant Accounting Policies Note 8 — Pension Plans Note 9 — Post Employment Benefits Other Than Pensions (OPEB) Note 12 — Other Postemployment Benefits — MCP Bonus Program Note 13 — Deficit in Net Position Note 15 — Commitments Note 16 — Restatement E Q Note 17 — Subsequent Events 0 0) Q I ThN GROUP ACCOUNTANTS & ADVISORS Annual Required Communications (continued) & Consultation with Other No outside consultations with other Accountants accountants regarding auditing and other matters. Significant Difficulties No significant difficulties encountered during the audit. ,,�� Disagreement with No disagreement over accounting 0 treatments or audit procedures 0) Management performed. Q ThN GR4, UP ACCOUNTANTS & ADVISORS Annual Required Communications (continued) Corrected /Uncorrected Audit � Adjustments -Representation Letter COther Audit Findings or Issues Other Matters -Auditors' 0 Responsibility ThN GR4, UP ACCOUNTANTS & ADVISORS All proposed audit entries were posted. Immaterial unposted entries (1) Reportable Conditions in Internal Controls are Reported within Single Audit Required Supplementary Information Supplementary Information AUDIT APPROACH EffiNGROUV ACCOUNTANTS & ADVISORS Audit Approach Planning (May/June) - Meet with City's Management to update City policies and procedures, establish any specific requirements Management may have, identification of unique transactions, implementation of new GASB pronouncements, and develop the audit work plan for the engagement. Interim (June) Assess accounting policies adopted by the City, obtain an understanding of the City and its operating environment, review internal controls on all significant transaction classes, perform walkthroughs and/or tests of internal control, perform preliminary analytical procedures, develop initial risk assessment, evaluate Single Audit compliance (if needed), identify any audit issues, and prepare confirmation correspondence. Also establish expectations including responsibilities and assignments for the year-end audit and hold a progress status meeting at the end of the Interim phase. Year -End (October/November) Conduct audit procedures on account balances in the general ledger, finish confirmation procedures, search for unrecorded liabilities, perform substantive analytical review procedures, complete work on compliance over Federal awards, and conclude fieldwork. Exit conference held at the end of the Year -End phase and communicate audit progress to management. Reporting (December) Review and prepare audit reports and perform quality control procedures over financial statements and audit work in accordance with the Quality Control Standards issued by the AICPA and GALAS. Audit Closeout Reporting Audit Closeout (January/February) Written reportable conditions (prior year and current year) are presented in draft to management for review, response, and corrective action. At the City's request, the Engagement Partner and Manager will present the audit to the City's governing body. THE GROUP ACCOUNTANTS & ADVISORS Planning Year End Interin AUDIT RESULTS EffiNGROUV ACCOUNTANTS & ADVISORS Flo 14 Audit Results • Financial Statements • Unmodified opinion • Financial Statements are fairly presented in all material respects • Significant accounting policies have been consistently applied • Estimates are reasonable • Disclosures are properly reflected in the financial statements • The City complied, in all material respects, with the compliance requirements that could have a direct and material effects on its major federal program ThN GROUP ACCOUNTANTS & ADVISORS EffiNGROUV ACCOUNTANTS & ADVISORS OVERVIEW OF THE FINANCIAL STATEMENTS Annual Comprehensive Financial Report • Letter of Transmittal • Certificate of Achievement for Excellence in Financial Reporting -Organization Chart • Directory of Officials and Advisory Bodies • Independent Auditors' Report • Management's Discussion and Analysis — RSI (Unaudited) • Basic Financial Statements •Government -Wide Financial Statements • Fund Financial Statements • Notes to Basic Financial Statements • GASB 68 Schedules on Pensions • GASB 75 Schedules on OPEB • Budgetary Comparison Schedules — General Fund and Streets Fund -Combining and Individual Fund Statements and Schedules — Non -major Funds • Financial Trends • Revenues Capacity • Debt Capacity • Demographic Information -Operating Information THE CROUP ACCOUNTANTS & ADVISORS ANNUAL CITY OF COMPREHENSIVE�'aCo FINANCIAL REPORT s_ CALIFORNIA FOR THE YEAR ENDED JUNE 30, 2021 City of Lodi Government -Wide Financial Statements Summary Statement of Net Position June 30, 2021 ThN CR UP ACCOUNTANTS & ADVISORS Governmental Business -Type Activities Activities Total Assets $ 244,380,626 $ 374,430,281 $ 618,810,907 Deferred Outflows of Resources 17,279,260 11,267,852 28,547,112 Liabilities 180,820,802 172,624,033 353,444,835 Deferred Inflows of Resources 6,786,958 1,461,011 8,247,969 Net Position: Net investments in capital assets 122,205,737 151,811,971 274,017,708 Restricted 37,536,500 18,859,974 56,396,474 Unrestricted (85,690,111) 40,941,144 (44,748,966) Total Net Position $ 74,052,126 $ 211,613,089 $ 285,665,216 ThN CR UP ACCOUNTANTS & ADVISORS City of Lodi Government -Wide Financial Statements Summary Statement of Activities For the Year Ended June 30, 2021 Expenses Program Revenues Charges for Services Operating Grants and Contributions Capital Grants and Contributions Total Program Revenues Net Cost of Services General Revenues Transfers Changes in Net Position ThN CROUP ACCOUNTANTS & ADVISORS Governmental Business -Type Activities Activities Total $ 77,239,280 $ 92,466,585 $ 169,705,865 9,930,463 105,154,641 115,085,104 4,582,051 6,866,098 11,448,149 8,417,830 5,120,055 13,537,885 22,930,344 117,140,794 140,071,138 (54,308,936) 24,674,209 74,702,731 6,160,060 4,448,117 (4,448,117) $ 24,841,912 $ 26,386,152 $ (29,634,727) 80,862,791 51,228,064 City of Lodi General Fund Summary Balance Sheet June 30, 2021 Assets $ Liabilities $ Deferred Inflows of Resources Fund Balance: Nonspendable Restricted Com m ited Unassigned Total Fund Balance Total Liabilities, Deferred Outflow and Fund Balance $ ThN GROUP ACCOUNTANTS & ADVISORS 48, 814, 009 7,409,887 714,024 537739 15, 641, 640 5577686 24,437,033 Cf:0:11[��I�I'7 City of Lodi General Fund Summary Statement of Revenues, Expenditures and Changes in Fund Balance For the Year Ended June 30, 2021 Revenues: Taxes Sales use tax Charges for services Licenses, permits, fines, fees Intergovernmental revenues Other Total revenues Expenditures: General governments Public protection Public Works Library Total expenditures Proceeds from property sale Net Transfers In (Out) Changes in Fund Balance ThN GROUP ACCOUNTANTS & ADVISORS $ 31,697,986 24,302,433 2,598,283 69,004 15,116,622 5,352,657 79,136,985 23,829,150 38,005,919 2,743,906 1.024.617 65,603,592 14,666 61,002 $ 12,787,057 KEY FINANCIAL INDICATORS AND PENSION & OPEB EffiNGROUV ACCOUNTANTS & ADVISORS $30,000 $25,000 $20,000 U) 0 z can $15,000 Z) O 2 • H $10,000 $5,000 ThN CROUP ACCOUNTANTS & ADVISORS City of Lodi Sales Tax For the Last Six Fiscal Years Ended June 30, By Fiscal Year ❑ 2015 E:12016 ❑2017 ❑ 2018 ❑ 2019 ❑ 2020 ❑ 2021 City of Lodi Governmental Activities Net Cost of Services to Tax Revenues For the Fiscal Year Ended June 30, 2020 Expenses $ 77,2391280 Less: Program Revenues (22,930,344) Net Cost of Services 54,308,936 Tax Revenues 56,0005419 Ratio ThN GROUP ACCOUNTANTS & ADVISORS City of Lodi General Fund Reserves Available Fund Balance to Annual Expenditures As of and for the Fiscal Year Ended June 30, Unassigned Fund Balance Annual Expenditures General Fund Reserves Ratio ThN GROUP ACCOUNTANTS & ADVISORS AA 2021 2020 $ 24,437,033 $ 14,519,980 65,603,592 50,969,997 37.25% 28.49% Change 68.3% 28.7% 30.8% City of Lodi GASB 68 - The Pension Standard Net Pension Liablity @ 7.15% Discount Rate Funded Ratio June 30, 2021 Miscellaneous Safety $ 63,329,327 $ 83,825,883 69.81% 60.21% Total $ 147,155,210 Sensitivity Analysis: Net Pension Liability @ 6.15% (-1 %) $ 89,685,828 $ 112,354,313 $ 202,040,141 Net Pension Liability @ 8.15% (+1%) $ 41,451,990 $ 60,406,238 $ 101,858,228 ThN GROUP ACCOUNTANTS & ADVISORS City of Lodi GASB 75 - The OPEB Standard June 30, 2021 Net OPEB Liablity @ 3.56% Discount Rate Funded Ratio Sensitivity Analysis: Net OPEB Liability @ 2.56% (-1 %) Net OPEB Liability @ 3.56% (+1 %) ThN CROUP ACCOUNTANTS & ADVISORS Total $ 24,358,432 7.60% $ 27,181,396 $ 21,984,101 THE PUN GROUP ACCOUNTANTS & ADVISORS Thank You ! 447 HQ - ORANGE COUNTY SAN DIEGO BAY AREA LAS VEGAS PHOENIX 200 E. Sandpointe Avenue 4365 Executive Drive 2121 North California Blvd. 1050 Indigo Drive 4742 North 24th Street Suite 600 Suite 710 Suite 290 Suite 110 Suite 300 Santa Ana, CA 92707 San Diego, CA 92121 Walnut Creek, CA 94596 Las Vegas, NV 89145 Phoenix, AZ 85016