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HomeMy WebLinkAboutAgenda Report - February 6, 2019 H-02CITY OF LODI COUNCIL COMMUNICATION AGENDA ITEM N -2 AGENDA TITLE: Receive and File City's Comprehensive Annual Financial Report (Fiscal Year 2017/18) by The Pun Group MEETING DATE: February 6, 2019 PREPARED BY: Accounting Manager RECOMMENDED ACTION: Receive and file the following reports and financial statements submitted by The Pun Group, LLP and the Internal Services Department for Fiscal Year 2017/18: BACKGROUND INFORMATION: The annual audit was conducted to assure the City Council and other interested parties that the City's financial records and reports are prepared in accordance with generally accepted accounting principles (GAAP), that internal controls are adequate to safeguard the City against loss from unauthorized use or disposition of assets and that the City has compiled with all agreements and covenants to obtain grant funds and debt financing. The Pun Group, LLP issued an "unqualified opinion." Ken Pun, Managing Partner of the Pun Group, LLP will be present to answer questions during the Council meeting. The reports will be provided to federal and State oversight agencies, bond trustees and insurance companies for their review and evaluation. Copies of the reports are provided to the City Council and also available to the public by contacting the Financial Services Division or the City's website at www.lodi.gov and at the Lodi Public Library. The City received a Certificate of Achievement for Excellence in Reporting from the Government Finance Officers Association of United States and Canada (GFOA) for the 25th year. A copy of the GFOA certificate is included in the 2017/18 financial reports. FISCAL IMPACT By law and good management practice, the City's financial records are audited by independent auditors according to Generally Accepted Auditing Standards. Well-maintained financial records are the cornerstone by which the City fulfills its fiduciary responsibilities to the public. FUNDING AVAILABLE: Not applicable. Melissa Munoz, Accoun g Manager Andrew Keys, Deputy City Manager APPROVED: -S eph-rk.Sch -bauer, City Manager CITY OF LODI, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT Year Ended June 30, 2018 MARK CHANDLER, MAYOR DOUG KUEHNE, MAYOR PRO TEM ALAN NAKANISHI, COUNCILMEMBER BOB JOHNSON, COUNCILMEMBER JOANNE MOUNCE, COUNCILMEMBER STEVE SCHWABAUER, CITY MANAGER Prepared by the Financial Services Division Melissa Munoz, Accounting Manager Robin Xiang, Supervising Accountant Harron Akbar, Accountant INTRODUCTORY SECTION CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2018 TABLE OF CONTENTS INTRODUCTORY SECTION Table of Contents Letter of Transmittal III Certificate of Achievement for Excellence in Financial Reporting xi Organization Chart of the City of Lodi xii Directory of Officials and Advisory Bodies xiii FINANCIAL SECTION Independent Auditors' Report 1 MANAGEMENT'S DISCUSSION AND ANALYSIS 5 BASIC FINANCIAL STATEMENTS Government -wide Financial Statements: Statement of Net Position 19 Statement of Activities 20 Fund Financial Statements: 24 Balance Sheet — Governmental Funds 28 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 29 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds 30 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances 31 of Governmental Funds to the Statement of Activities Statement of Net Position — Proprietary Funds 33 Statement of Revenues, Expenses, and Changes in Net Position — Proprietary Funds 35 Statement of Cash Flows — Proprietary Funds 37 Statement of Fiduciary Net Position — Fiduciary Funds 39 Statement of Change in Fiduciary Net Position - Private -Purpose Trust Funds 40 Notes to Basic Financial Statements 43 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Changes in Net Pension Liability and Related Ratios - Miscellaneous Plan 86 Schedule of Changes in Net Pension Liability and Related Ratios - Safety Plan 87 Schedule of Pension Contributions 88 Schedule of Funding Progress — OPEB Plan 89 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — General Fund 90 Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual — Streets Fund 91 Note to the Required Supplementary Information 92 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet — Nonmajor Governmental Funds 96 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds 97 Nonmajor Governmental Funds - Special Revenue Funds 100 Combining Balance Sheet — Nonmajor Governmental Funds — Special Revenue Funds 101 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds — Special Revenue Funds 102 Schedules of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual — Nonmajor Governmental Funds — Special Revenue Funds: Parks, Recreation, and Community Services Fund 105 Public Safety Fund 106 Community Development Fund 107 Transportation Fund 108 HOME Program and Community Development Block Grants Fund 109 Nonmajor Governmental Funds - Capital Project Funds 112 Combining Balance Sheet — Nonmajor Governmental Funds — Capital Project Funds 113 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds — Capital Project Funds 115 Internal Service Funds 118 Combining Statement of Net Position - Internal Service Funds 119 Combining Statement of Revenues, Expenses, and Changes in Net Position — Internal Service Funds 120 Combining Statement of Cash Flows - Internal Service Funds 121 Combining Statement of Fiduciary Net Position - Private -Purpose Trust Funds 124 Combining Statement of Changes in Fiduciary Net Position - Private -Purpose Trust Funds 125 Statement of Changes in Assets and Liabilities - Agency Fund 126 CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2018 TABLE OF CONTENTS - continued STATISTICAL SECTION (UNAUDITED) Government -wide information: Net Position by Component - Last Ten Fiscal Years 130 Changes in Net Position - Last Ten Fiscal Years 131 Fund information: Fund Balances, Governmental Funds - Last Ten Fiscal Years 133 Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years 134 Tax Revenues by Source, Governmental Funds - Last Ten Fiscal Years 135 Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years 136 Direct and Overlapping Property Tax Rates - Last Ten Fiscal Years 137 Principal Property Taxpayers -Current Year and Nine Years Ago 138 Property Tax Levies and Collections - Last Ten Fiscal Years 139 Electricity Sold by Type of Customer - Last Ten Fiscal Years 140 Ratios of Outstanding Debt by Type - Last Ten Fiscal Years 142 Ratios of General Bonded Debt Outstanding- Last Ten Fiscal Years 144 Legal Debt Margin Information - Last Ten Fiscal Years 145 Direct and Overlapping Governmental Activities Debt 147 Pledged -Revenue Coverage - Last Ten Fiscal Years 148 Demographic and Economic Statistics - Last Ten Fiscal Years 149 Principal Employers - Current Year and Nine Years Ago 150 Full -Time Equivalent City Government Employees By Department - Last Ten Fiscal Years 151 Operating Indicators by Function/Program/Department - Last Ten Fiscal Years 153 Capital Asset Statistics by Function/Program/Department - Last Ten Fiscal Years 155 SINGLE AUDIT REPORTS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of SA - 1 Financial Statements Performed in Accordance With Government Auditing Standards Independent Auditor's Report on Compliance for the Major Federal Program and Report on Internal Control Over Compliance SA - 3 Required by the Uniform Guidance Schedule of Expenditures of Federal Awards SA - 7 Notes to the Schedule of Expenditures of Federal Awards SA - 8 Schedule of Findings and Questioned Costs SA - 9 Summary Schedule of Prior Audit Findings SA - 12 CONTINUING DISCLOSURES (UNAUDITED) Annual Report for Electric Utility 158 Annual Report for Wastewater Utility 163 Annual Report for the Lodi Public Financing Authority 170 Annual Report for Water Utility 173 CITY COUNCIL MARK CHANDLER, Mayor DOUG KUEHNE, Mayor Pro Tempore COUNCILMEMBERS: ALAN NAKANISHI BOB JOHNSON JOANNE MOUNCE January 17, 2019 STEVE SCHWABAUER CITY OF LODI City Manager CITY HALL, 221 WEST PINE STREET P.O. BOX 3006 LODI, CALIFORNIA 95241-1910 (209) 333-6706 FAX (209) 333-6795 To the Honorable Mayor, Members of the City Council of the City of Lodi: JENNIFER FERRAIOLO City Clerk JANICE MAGDICH City Attorney The Comprehensive Annual Financial Report (CAFR) for the year ended June 30, 2018, is hereby submitted. This report is provided to present the financial position, changes in financial position, and where applicable, cash flows of the City of Lodi (City) as of and for the year ended June 30, 2018, in conformity with accounting principles generally accepted in the United States of America (GAAP). The report conforms to the highest standards of financial reporting as established by the Governmental Accounting Standards Board (GASB), for reporting by state and local governments. The responsibility for the accuracy, fairness and completeness of the report rests with the City. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report based on a comprehensive internal control framework established for this purpose. We believe that the information is accurate in all material respects, and that it is presented in a manner designed to fairly present the financial position and changes in financial position of the City. In addition, we believe that all disclosures necessary to enable the reader to gain a full understanding of the City's financial activities have been included. This letter of transmittal is designed to complement the Management's Discussion and Analysis (MD&A) and should be read in conjunction with it. The MD&A can be found immediately following the independent auditor's report. THE REPORTING ENTITY AND SERVICES PROVIDED The funds included in the CAFR are those deemed dependent upon the City and controlled by the City Council and reflect the City's financial reporting entity in accordance with GASB Statement No.14, as amended by GASB Statement Nos. 61 and 80. The City was incorporated December 6, 1906, as a municipal corporation under the general laws of the State of California. The City operates under a Council -Manager form of government. Under the Council - Manager form of government, policy making and legislative authority are entrusted to the City Council. The City Council consists of five members elected by district by its voters for four-year terms, with no term limits. Elections are held in November of even -numbered years. Each year the Mayor and Mayor Pro -Tempore are chosen by the members of the City Council. The Mayor presides at Council meetings and acts as the ceremonial head of the City, the Mayor Pro Tempore serves as Mayor in his or her absence. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for appointing department heads, and overseeing the operations of the City. The City Manager, City Attorney and the City Clerk are appointed by the City Council. The City provides a wide range of municipal services including public protection (police and fire), public utilities services (electric, water, and wastewater), public works, transit services, parks and recreation, library, community development, and general government (City Manager, City Clerk, City Attorney, human resources, information systems, financial services, and budget and treasury). I11 Several municipal services are provided through other government agencies, private companies or public utility companies, including: Number of Facilities Elementary and Secondary Schools 30 Sanitation (solid waste) and Cable Television 3 Ambulance 1 Gas and Telephone 2 ECONOMIC CONDITION AND OUTLOOK The City of Lodi is located in California's fertile San Joaquin Valley, adjacent to State Highway Route 99, between Stockton, 10 miles to the south, and Sacramento, 35 miles to the north. The City population is estimated at approximately 67,000 and is contained in an area of 13.98 square miles. The City has grown steadily since incorporation in 1906. The City's growth is provided for in both the General Plan and the City's Growth Management Allocation Ordinance that allows an increase in population of 2% per year until the growth limits are reached. The City is built on a strong and diverse local economy. Lodi is best known for its Zinfandel wines; however, Lodi is an authentic and dynamic wine region with more than 80 wineries within 10 miles of downtown. The City's employment base is just as diverse with industry that includes agribusiness, biotechnology, distribution, food and beverage product manufacturing, general service, government, health care, heavy manufacturing, and of course, wine based tourism and lodging. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from approximately 10 to 150 employees and produce a wide variety of products, services and commodities. The City is growing. Over the last few years it has seen significant new commercial, industrial and residential development projects come to fruition. Hundreds of new homes have already been constructed and hundreds more are entitled. The City's first market rate apartment complex in over 25 years has completed construction on some buildings and begun renting units. Full build out of the market rate complex along with an age restricted apartment complex is expected in the coming year. Combined with the ever growing strength of the wine grape and tourism industries is a positive indicator for the City moving forward. The City's focus on economic development, compact development and quality of life has encouraged these investments within the City, collectively creating hundreds of new employment and housing opportunities. The most difficult budget issue facing the City is the California Public Employees' Retirement System (CaIPERS) funding crisis. The City is well aware of this challenge and is taking aggressive steps to address this concern. In December 2017, the City approved a Pension Stabilization Funding Policy that requires unassigned reserves in excess of the General Fund target be invested at Public Agency Retirement System (PARS) in an IRS Section 115 irrevocable trust known as a Pension Rate Stabilization Program. Non General Funds must contribute their proportional share to the trust as well. More details can be found in the Economic Factors and Next Year's Budget section of the Management's Discussion and Analysis in this report. The City of Lodi has worked hard in recent years to protect key measures of quality of life that residents tell us they value — safe neighborhoods, adequate emergency response, decent roads and more. Residents desire the City to maintain or increase current levels of service while also being fiscally responsible. In order to do so, Measure L, a 1/2 cent sales tax measure, was filed for the November 6, 2018 ballot, and passed with a 58.70% approval The additional sales tax revenue will go to maintain and protect the services resident's value the most, including maintaining neighborhood police patrols and gang violence interventions to help reduce crime; improve emergency 911 rapid response times by IV restoring firefighter and adding police positions; fix potholes and maintain city streets; repair/upgrade Lodi Lake Park and our trail system, and maintain recreation facilities/programs; provide homelessness solutions, including both intervention services and enforcement. The sales tax measure is projected to bring in approximately $5.4 million in additional general revenues to the City. More details can be found in the Economic Factors and Next Year's Budget section of the Management's Discussion and Analysis in this report. Economic Development In addition to Measure L, the City continues its commitment to promote economic development (business retention and attraction) and expanding the tax base to fund City services. The City has provided for additional retail sales and commercial activity with approval of new retail developments adjacent to Highway 99 and Harney Lane in the southeast corner of the City, and with a large retail development in the southwest corner of the City. In 2018, steady progress toward buildout and occupancy of the new retail development has occurred and that is expected to continue into 2019. MAJOR GOALS, OBJECTIVES AND PROJECTS To assist the citizens of the City in understanding where the City intends to allocate available resources, the City Council, the City Manager and Department Heads established in 2004 a hierarchy of major aspirational goals, objectives and major projects that support and re -enforce the City's mission statement. Council then set project specific goals at a series of workshops in 2016. 1.) Aspirational Goals Four major City goals were established as policy direction and focal points for the efforts of City staff. These goals include: Ensure a High Quality of Life and a Safe Environment for Citizens Ensure Efficient and Productive City Organization Ensure Public Trust, and Ensure the Development of the Lodi Economy for a Fiscally Sound City Organization City Council, the City Manager and Department Heads established nineteen major City objectives: Maintain City's Sense of Community Provide Employee Training and Education Provide for a Balanced Community Evaluate Telecommunications Opportunities Enhance Access through Implementation of IT Strategic Plan Provide Resources to Maintain City's Infrastructure Promote Urban Forestry Promote Public Relations and Marketing Efforts Attract, Retain and Invest in a Quality City Work Force Ensure Open and Accessible Public Meetings Encourage Public Arts, Cultural and Recreational Opportunities Pursue Efforts to be Entrepreneurial Provide Appropriate and Sufficient City Facilities Improve Customer Service Develop Short and Long Range Operational Plans Continue to use Partnerships to Advance City's Objectives Develop Effective Records Management Program Provide a Balanced Budget and Adhere to Adopted Policies Promote Commercial/Industrial Base V 2.) Project Specific Goals Projects represent the foundation of the planning statements for the City. These projects are designed to accomplish specific objectives and become the focus for organization -wide effort. Council set the following priorities and categories in 2016: Economic development for "shovel ready" land Economic development and incentive program to focus on underutilized parcels Public Safety, Gang Reduction Intervention Program, training and increase in staffing Fiscal sustainability, asset preservation, CALPERS and Other Postemployment Benefits East side rehabilitation, incentive programs and infrastructure Additional priorities that did not fit into the above categories include 1) addressing homelessness issues, 2) providing downtown Wi-Fi and music and 3) beautification of highway overpasses. As discussed above, economic revitalization continued to be an active focal point of the City in fiscal year 2017-18. The following projects were recently completed, are underway and will see significant progress, or be completed in 2019. Harney Lane Union Pacific Railroad Grade Separation (UPRR) This project consists of widening and realignment of Harney Lane including the construction of a new three -span approximately 248 feet long and 88 feet wide to grade separate Harney Lane at the Union Pacific Railroad track. It also includes signal modifications, drainage and utility installation, street lighting, landscaping, construction of raised medians, curb gutter and sidewalk. The construction cost to complete this project was $15.1 million and was mostly funded by State and Federal grants. This project was accepted by Council on June 6, 2018. Residential Development The City has nine residential development projects that have been approved and total about 1,500 dwelling units. Dwelling units are fairly evenly divided among low, medium and high density units. Sales in four of the nine projects are ongoing. Construction is proceeding in seven of the nine projects this year and the remaining two are expected to begin construction in 2018. In addition, the City's first market rate apartment complex in over 25 years should complete construction and a new age restricted apartment complex should open in 2018. Hotel Development Two hotel developments that present significant opportunity for economic development and new tax revenue are underway. The 95 room Candlewood Inn and Suites is currently under construction and is expected to be completed in late 2019. The 72 room Fairfield Inn and Suites is currently in building plan review with construction possible in 2019. Infill Development The new 34 lane Lodi Bowling Alley is currently in building review with construction possible in 2019. Water Meters and Water Infrastructure. Under state law, all residential housing must be billed for water usage on a metered basis by 2025. The City has embarked on a program to install meters on approximately 16,000 parcels over an eleven year period. A portion of this project will also include moving mains and service connections from alleys and rear yards to streets and front yards. Additionally, the City will be appropriately sizing water mains as part of this project. Construction began during fiscal year 2009-10 and will continue through fiscal year 2020- 21. To date, approximately 15,300 meters have been installed. Estimated cost for the complete program is $42.5 million. Henry Glaves, Jr. Park Playground In August 2018, Parks, Recreation and Cultural Services staff completed the replacement of the playground at Henry Glaves, Jr. Park. The old playground at the park was well over twenty years old and VI had far exceeded its useful life. This was the first City funded replacement of any playground equipment in Lodi in twenty four years. FINANCIAL INFORMATION, MANAGEMENT AND CONTROL A detailed understanding of the financial position and change in financial position of the City is provided in the following sections of this report. The following is a brief description of the City's financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City's accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary fund types, the City uses the accrual basis of accounting. As such, the measurement focus is on operating income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incurred. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Accounting System and Budgetary Control In developing the City's accounting system, consideration is given to the adequacy of the internal controls. The objective of the City's internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the preparation of financial statements in accordance with GAAP. The concept of reasonable assurance recognizes that the cost of the controls should not exceed the benefits likely to be derived and that management estimates and judgments are required in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager is responsible for the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. During fiscal year 2017-18, the City Council and City Manager made several supplemental appropriations for operating budgets and capital projects. Long Term Financial Planning The City has implemented a long-term financial planning practice to review the impact of current decisions on the City's General Fund. This analysis can be found in the City's budget document beginning in fiscal year 2017-18 and includes assumptions, revenue, expenditures, and fund balance projections. In addition, there is discussion of risks and opportunities not modeled. The tool is a baseline projection that provides management and policy makers a view of what the City's financial condition may be if current operations are maintained and a reasonable set of economic assumptions are made. This plan is updated periodically as new information is available that will materially impact the projection. Fund Balance It is the City's goal to target and maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds, and at least 25% of operating expenses. Based on a reserve policy adopted in March 2018, the target for the Electric enterprise fund working capital is $23.3 million for fiscal year 2017-18. The goals allow for variations from year-to-year to account for economic and fiscal changes. The General Fund maintained an unassigned fund balance of $9,736,786, or 21.50% of revenues at the end of fiscal year 2017-18. vu Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. They also describe the City's capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investment terms are to be consistent with the City's cash flow needs. Investment reports are issued quarterly to the City Manager and City Council to provide detailed information regarding the City's investments and compliance with City policy and state law. An important objective of the City's investment policy is to achieve a reasonable rate of return on public funds while minimizing risks and preserving capital. In evaluating the performance of the City's investment portfolio, investments are expected to yield a rate of return that regularly meets or exceeds an average rate of return on a one-year U.S. Treasury Bill. Appropriation Limitation Article XIII B of the Constitution of the State of California (Proposition 4) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed Fiscal Year 1979 appropriation levels except as adjusted for increases in population and the growth in the California per capita income or non-residential assessed valuation due to new construction within the City. Excluded from the limitation are appropriations funded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to Fiscal Year 1979. Pursuant to subsequent legislation adopted after Article XIII B, the City is required to annually establish and adopt its appropriations limit by resolution. For fiscal year 2017-18, the City's appropriations subject to limit were $39,885,778 and the appropriation limit was $105,753,512, leaving appropriations at $65,867,734 below the limit. Debt Administration At June 30, 2018, the City had outstanding Certificates of Participation and Revenue Bonds of $142,227,294. These liabilities are discussed in Note 8 of the Basic Financial Statements and summarized below. In 2004, the City issued $27,360,000 in Wastewater Certificates of Participation (2004A) to finance the costs of improvements to the wastewater collection, treatment and disposal system. These bonds were partially refunded with the 2012 Refunding Wastewater Revenue Bonds, Series A. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility, which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. The City also issued the $17,105,000 2012 Refunding Wastewater Revenue Bonds (2012 Bonds) in September 2012 to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation (2004 COP). The 2004 COP were issued to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. On March 10, 2016, the City issued the $20,295,000 2016 Refunding Wastewater Revenue Bonds, Series A (2016 Bonds) to partially refund $21,415,000 outstanding principal of the 2007A COP. On December 1, 2017, the City issued $7,762,794 Installment Purchase Agreement, refunding the Certificates of Participation, 2007 A (2007 COP). VIII On June 13, 2018 the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certifications of Participation 2008 Series A). The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conduct financing on a competitive basis, will seek an investment grade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. Single Audit The City is subject to financial and compliance reporting required by the Single Audit Act Amendments of 1996 and the Uniform Guidance, which is a requirement of all local and state governments expending in excess of $750,000 of federal financial awards annually. As part of the Single Audit, tests are made to determine the adequacy of internal controls, including that portion related to federal financial awards, as well as to determine that the City has complied with certain applicable laws and regulations governing federal funds. The Single Audit report is published as part of the annual financial statements for easy reference. Competitive Bidding Policy All required purchases for materials, equipment and services during fiscal year 2017-18 were made pursuant to competitive bidding procedures as established under the City's purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of $5,000. Risk Management The City is self-insured for dental care, long-term disability, workers' compensation, general liability and unemployment insurance. General liability and workers' compensation are administered by outside agencies. The City administers unemployment insurance and long-term disability. Self-insurance transactions are accounted for under the Insurance Funds. At June 30, 2018, the Insurance Fund had a net position of $5,722,710. INDEPENDENT AUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. To ensure proper internal control, periodically the City conducts a request for proposal (RFP) process for auditing services. The accounting firm of The Pun Group was selected to perform this audit. The independent auditor's report precedes the basic financial statements and concludes that the City's basic financial statements are presented fairly, in all material respects, in accordance with GAAP. CERTIFICATES OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its Comprehensive Annual Financial Report (CAFR) for the year ended June 30, 2017. These Certificates of Achievement are prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last twenty-five consecutive years. We believe our current report continues to IX conform to the Certificate of Achievement program requirements and we are submitting it to GFOA this year. ACKNOWLEDGMENTS As always the professionalism, dedication and efficiency of the Financial Services Division Accounting staff made it possible for the timely preparation of this report and are to be commended. I would also like to personally thank Melissa Munoz, Accounting Manager, Robin Xiang, Supervising Accountant, Harron Akbar, Accountant and the entire Finance Team. Their work in preparing this year's CAFR is greatly appreciated. I would also like to thank you for your continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, Andrew Keys Deputy City Manager/Internal Services Director X Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lodi California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2017 P7,444:ct Executive Director/CEO xi City of Lodi Citizens City Council Library Board Library City Attorney City Manager City Clerk Boards and Commissions Deputy City Manager/Internal Services Director Parks, Rec. & Cultural Services Community Development Electric Utility Public Works Fire Police Budget/ Treasury Division xii Financial Services Division Human Resources Division Information Systems Division DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Mark Chandler Doug Kuehne Alan Nakanishi Bob Johnson JoAnne Mounce ADVISORY BODIES Planning Commission Library Board Recreation Commission Site Plan and Architectural Review Committee PRINCIPAL ADMINSTRATIVE OFFICERS Steve Schwabauer Andrew Keys Janice Magdich Jennifer Ferraiolo Anwan Baker Gene Stoddart Jeff Hood Charles Swimley Elizabeth Kirkley Steve Schwabauer Tod Patterson Mayor Mayor Pro Tempore Council Member Council Member Council Member Lodi Improvement Committee Lodi Arts Commission Youth Commission Lodi Senior Citizens' Commission City Manager Deputy City Manager City Attorney City Clerk Library Services Director Fire Chief Parks, Recreation & Cultural Services Director Public Works Director Electric Utility Director Community Development Director Police Chief FINANCIAL SECTION The Financial Section is comprised of the Independent Auditor's Report, Management's Discussion and Analysis, Basic Financial Statements, including the notes, Required Supplementary Information, and Supplementary Information which includes Combining and Individual Fund Statements and Schedules. TPUHE N GROUP ACCOUNTANTS & ADVISORS INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Report on Financial Statements We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (the "City"), as of and for the year ended June 30, 2018, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.com To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 2 Opinions In our opinion, based on our audit, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2018, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of a Matter Implementation of GASB Statement No. 75 As discussed in Note 14 to the financial statements, the City implemented Governmental Accounting Standards Board ("GASB") Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. The adoption of this standard required retrospective application of previously reported net position as of July 1, 2017 as described in Note 16 to the financial statements. In addition, the net other postemployment benefit (OPEB) liability is reported in the Statement of Net Position in the amount of $33,275,362 as of the measurement date. Net OPEB liability is calculated by actuaries using estimates and actuarial techniques from an actuarial valuation as of June 30, 2017, the measurement date. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, Budgetary Comparison Schedules, Schedules of Changes in Net Pension Liability and Related Ratios, Schedules of Plan Contributions — Pension, and the Schedule of Changes in the Net OPEB Liability and Related Ratios on pages 5 through 15 and 92 through 97 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the Required Supplementary Information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The Introductory Section, Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules, and Statistical Section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 3 Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Combining and Individual Nonmajor Fund Financial Statements and Budgetary Comparison Schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The Introductory and Statistical Sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated January 17, 2019, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. /Z./ /1-4i-gt/ Walnut Creek, California January 17, 2019 This page intentionally left blank. MANAGEMENT'S DISCUSSION AND ANALYSIS This section of the Comprehensive Annual Financial Report is presented as discussion and analysis of the financial performance of the City of Lodi (City) for the year ended June 30, 2018. Amounts for the year ended June 30, 2017 were audited by other auditors. Certain amounts have been reclassified to conform to current year presentation FINANCIAL HIGHLIGHTS • The assets and the deferred outflows of resources of the City exceeded its liabilities and the deferred inflows of resources at the close of the fiscal year by $189,486,514 (net position). Of this amount, $92,950,701 is unrestricted deficit. • The City's total net position decreased by $15,570,504 in fiscal year 2018, including the retroactive effect of the implementation of GASB's statements 74 and 75 for other post -employment benefits (OPEB) of $24,512,866. • As of June 30, 2018, the City's governmental funds reported combined ending fund balances of $34,830,746, an increase of $4,598,704 in comparison with the prior year. Of this amount, $9,736,786 is available for spending at the City's discretion (unassigned fund balance). • At the close of the fiscal year, fund balance for the General Fund was $18,767,905, of which $9,736,786 is unassigned or 21.5% of total general fund revenues of $45,288,116. • The City's total long-term liabilities increased by $22,308,923 or 6.56% during the current fiscal year. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: (1) Government -wide financial statements, (2) Fund financial statements, and (3) Notes to Basic Financial Statements. This report also includes required supplementary information and combining and individual fund statements and schedules in addition to the basic financial statements. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City's assets, deferred outflows of resources, and liabilities, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether or not the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as revenues pertaining to uncollected taxes and expenses pertaining to earned but unused vacation and sick leave. Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through users fees and charges (business -type activities). The governmental activities of the City include general government, public protection, public works, community development, library, parks and recreation. The business -type activities of the City include electric operations, wastewater operations, water operations and public transit operations. 5 Fund Financial Statements The fund financial statements are designed to report information about groupings of related accounts, which are used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into the following three categories: Governmental funds, Proprietary funds, and Fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. Most of the City's basic services are reported in governmental funds. These statements, however, focus on (1) how cash and other financial assets can readily be converted to available resources and (2) the balances left at year-end that are available for spending. Such information may be useful in determining financial resources available in the near future to finance City programs. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their type (general, special revenue, capital projects and debt service). Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General Fund and Streets Fund which are considered major funds. Data from the remaining governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual budget for its General Fund and special revenue funds. Budgetary comparison statements and schedules have been provided for the General Fund and the special revenue funds to demonstrate compliance with this budget. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers, either outside customers, or internal units or departments of the City. Proprietary funds provide the same type of information as shown in the government -wide financial statements, only in more detail. The City maintains the following two types of proprietary funds: • Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for the operations of the Electric, Wastewater, Water, all of which are considered to be major funds and the Transit system, which is considered to be a non -major enterprise fund. • Internal Service funds are used to report activities that account for various employee benefits, self- insurance, and fleet activities of the City. Because these activities predominantly benefit governmental rather than business -type functions, they have been included within the governmental activities in the government -wide financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. The activities of the Industrial Way -Beckman special assessment and various landscape and lighting districts are accounted for and reported under the fiduciary funds. The activities of the Private -Purpose Trust and the Hutchins Street Square Bequest are also accounted for under the fiduciary funds. Since the 6 resources of these funds are not available to support the City's own programs, they are not reflected in the government -wide financial statements. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to the Basic Financial Statements The notes to the basic financial statements provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information concerning changes in net pension liability and related ratios for the City's Miscellaneous and Safety pension plans, the City's progress in funding its obligation to provide other postemployment benefits (OPEB) to its employees, and schedules comparing budget to actual amounts in the General Fund and Streets Fund. Combining Statements The combining statements in connection with non -major governmental funds, internal service funds and fiduciary funds are presented immediately following the required supplementary information on pensions. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. The City's assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $189,487,959 at the close of the current fiscal year. Assets: Current and other assets Capital assets Total assets City of Lodi's Net Assets June 30, 2018 Governmental Business -type Activities Activities Total 2018 2017 2018 2017 2018 2017 $ 55, 518, 067 $ 53, 240, 280 $ 84, 853, 628 $ 87, 988, 072 $ 140, 371, 695 $ 141, 228, 352 137,566,325 136,432,091 244,153,401 241,202,789 381,719,726 377,634,880 193, 084, 392 189, 672, 371 329, 007, 029 329,190, 861 522, 091, 421 518, 863, 232 Deferred outflows of resources 21,122,850 17,821,434 12,136,938 11,812,878 33,259,788 29,634,312 Liabilities: Net OPEB obligation 33,275,362 8,939,061 33,275,362 8,939,061 Net pension liability 110,076,401 95,864,664 25,851,930 22,155,886 135,928,331 118,020,550 Long-term liabilities outstanding 34,787,789 36,067,833 145,612,504 159,181,909 180,400,293 195,249,742 Other liabilities 5,031,822 8,215,297 7,670,762 9,572,998 12,702,584 17,788,295 Total liabilities 183,171,374 149,086,855 179,135,196 190,910,793 362,306,570 339,997,648 Deferred inflows of resources 3,444,447 2,828,147 113,678 614,731 3,558,125 3,442,878 Net position: Invested in capital assets, net of related debt 119,222,288 117,196,121 137,290,786 129,085,926 256,513,074 246,282,047 Restricted 25,903,963 15,545,059 20,178 3,929,138 25,924,141 19,474,197 Unrestricted (117,534,830) (77,162,377) 24,584,129 16,463,151 (92,950,701) (60,699,226) Total net position $ 27,591,421 $ 55,578,803 $ 161,895,093 $ 149,478,215 $ 189,486,514 $ 205,057,018 7 Assets. The City's total assets increased by $3,228,189. The increase is primarily due to the following: Governmental activities. Total assets for the governmental activities had an increase of $3,412,021 or 1.80%. Current and other assets increased by $2,277,787 primarily resulting from the increase in restricted assets, $1,541,020 offset by the decrease in due from other governmental agencies, $1,340,138 and accounts receivables $200,882. Other insignificant activities make up the difference. Business -type activities. Total assets for the business -type activities had a decrease of $183,832 or 0.06%. Current and other assets decreased by $3,134,444 primarily due to decreases in restricted investments of $7,686,931. Capital assets increased by $2,950,612 largely from machinery and equipment. Other insignificant activities contributed to the difference. Deferred outflows of resources. The increase in deferred outflows of resources of $3,625,476 is primarily from changes in various components related to the Miscellaneous and Safety Plans per the CaIPERS valuation reports and current pension contributions made after the measurement date of June 30, 2017. Liabilities. The City's total liabilities increased by $22,308,923 or 6.56%. The increase is primarily due to the following: Governmental activities. Total liabilities for the governmental activities had a significant increase of $34,084,519 or 22.86%, primarily from the net pension liability and the net OPEB obligation. Business -type activities. Total liabilities for the business -type activities decreased by $11,775,597 or 6.17%. The decrease is primarily attributable to the refunding of principal on long-term debt offset by an increase in pension liability. Other insignificant activities offset the difference. Deferred inflows of resources. The increase in deferred inflows of resources of $115,247 represents changes in various components related to the Miscellaneous and Safety Plans per the CaIPERS valuation reports. Net position. The City's overall financial position decreased during the fiscal year. The net position has decreased by $15,570,504, or 7.59% The largest portion ($256,513,074) of the City's net position reflects its investment in capital assets net of any associated depreciation (e.g., land, buildings and improvements, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City's net position, $25,924,141 (13.68 %) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position amounts to a deficit of $92,950,701. At the end of the current fiscal year, the City is able to report positive balances in two categories of net position for the City as a whole. Unrestricted net position is negative for the governmental -type activities primarily as a result of the City's outstanding pension and OPEB obligations. 8 Governmental Business -type Activities Activities Total 2018 2017 2018 2017 2018 2017 Revenues Program revenues: Charges for services $ 10,060,332 $ 9,775,083 $ 97,391,760 $ 93,647,907 $ 107,452,092 103,422,990 Operating grants and contributions 2,286,476 2,391,015 5,969,086 4,513,922 8,255,562 6,904,937 Capital grants and contributions 8,737,149 12,830,462 11,307,763 7,972,612 20,044,912 20,803,074 General revenues: Property taxes 10,324,516 14,859,923 10,324,516 14,859,923 Sales taxes 11,333,228 11,749,969 11,333,228 11,749,969 Other taxes 17,097,961 11,684,301 17,097,961 11,684,301 Grants and contributions not restricted to specific programs 600,573 27,575 - - 600,573 27,575 Other 1,244,101 978,931 2,960,323 3,601,914 4,204,424 4,580,845 Total revenues 61,684,336 64,297,259 117,628,932 109,736,355 179,313,268 174,033,614 Expenses General government 11,600,548 9,650,423 11,600,548 9,650,423 Public protection 38,794,510 33,238,886 38,794,510 33,238,886 Public works 9,823, 848 10,614,158 9,823,848 10, 614,158 Community development 1,999,587 1,709,246 - 1,999,587 1,709,246 Library 1,752,595 1,252,743 - 1,752,595 1,252,743 Parks and recreation 4,672,015 3,663,013 - 4,672,015 3,663,013 Interest on long-term debt 768,077 824,021 - - 768,077 824,021 Eectric 67,943,086 62,790,906 67,943,086 62,790,906 Wastewater 16,008,272 16,317,764 16,008,272 16,317,764 Water - - 11,775,718 11,960,786 11,775,718 11,960,786 Transit - - 5,232,628 4,925,638 5,232,628 4,925,638 Total expenses 69,411,180 60,952,490 100,959,704 95,995,094 170,370,884 156,947,584 Changes in net position before transfers (7,726,844) 3,344,769 16,669,228 13,741,261 8,942,384 17,086,030 Transfers 4,252,350 4,051,000 (4,252,350) (4,051,000) - - Changes in net position (3,474,494) 7,395,769 12,416,878 9,690,261 8,942,384 17,086,030 Net position at beginning of year, as previously reported 55,578,803 48,183,034 149,478,215 139,787,954 205,057,018 187,970,988 Adjustment related to OPER (24,512,888) - - - (24,512,888) Net position at beginning of year, as restated 31,065,915 48,183,034 149,478,215 139,787,954 180,544,130 187,970,988 Net position at end of year $ 27,591,421 $ 55,578,803 $ 161,895,093 $ 149,478,215 $ 189,486,514 $ 205,057,018 Analysis of Changes in Net Position Governmental activities Net position for the governmental activities decreased by $3,474,494 in the current fiscal year, which is a decrease of $10,870,263 relative to last year's increase of $7,395,769. The key factors impacting this increase are: Revenues decreased $2,612,923 from the prior fiscal year. Key elements of this decrease are: • In addition to sales tax and property tax, the City receives other taxes, such as franchise tax, business licenses and transient occupancy tax. These other taxes increased by $5,413,660 or 46.33% compared to prior year. The economy continues to show evidence of positive movement particularly in the housing market. With continued growth in the housing market there has been an increase in property tax revenues in the current year, businesses and tourism are also seeing an increase. • Property taxes went down by $4,535,407 from a reclassification of tax revenue. Previously Motor -in - Lieu taxes were categorized with property taxes and are now reported in other taxes. • Capital grants and contributions decreased by $4,093,313 from the prior fiscal year. The difference is due to departments utilizing state and federal grants for projects. 9 Expenses for governmental functions totaled $69,411,180, an increase of $8,458,691 or 13.88% relative to the prior fiscal year. Transfers from business -type activities increased by $201,350, primarily due to contributions from the enterprise funds for various capital projects. Business -type activities Business -type activities increased the City's net position by $12,416,878 in the current year, which is an increase of $2,726,617 from last year's increase of $9,690,261. The key elements of this decrease are: • Transfers to the governmental activities for various capital projects increase by $201,350 in comparison to the prior year. • Charges for services in the Electric Fund increased by $3,399,128, Wastewater Fund decreased by $192,889, and the increase in the Water Fund by $531,347. • Decrease in the greenhouse gas allowance (GHG) of $107,638 in the Electric Fund related to Assembly Bill 32: Global Warming Act, which set the 2020 greenhouse gas emissions reduction into law and also adopted a regulation that established a system of market-based declining annual aggregate emission limits for sources or categories of sources that emit greenhouse gases. In 2011, the California Air Resources Board (ARB) adopted the cap -and -trade regulation. This program covers major sources of GHG emissions in the State such as refineries, power plants, industrial facilities, and transportation fuels. The cap -and -trade program includes an enforceable emissions cap that will decline over time. The State distributes allowances which are tradable permits, equal to emissions allowed under the cap. • Capital contributions increased by $3,335,151 due to completion of Harney Lane Grade Separation project which was previously included. • Other revenues decreased by $641,592 primarily from investments. • Bulk power cost increased by $2,168,952 compared to the prior year primarily attributable to overall increase in generation and in third party increase in transmission, management services costs paid to NCPA. FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Types of governmental funds reported by the City include the General Fund, special revenue funds, debt service fund and capital projects funds. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $34,830,746. This represents an increase of $4,598,704, an increase of $1,481,638 in comparison to the prior year increase of $3,117,069, resulting from the increase in total revenues, increase in total expenditures and decrease in net transfers in. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the General Fund was $9,736,786 while total fund balance was $18,767,905. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance and total fund balance represent 24.06% and 46.38% of total General Fund expenditures, respectively. The fund balance of the General Fund increased by $3,799,548 during the current fiscal year, an increase of $2,078,384 from last year's increase of $1,721,164. 10 Key factors in this increase are: • Total revenues increased by $1,066,460, primarily from the net increase in secured property tax of $299,368, increase in vehicle license fee of $272,874; increase in late fees of $359,544, increase of strike team reimbursement of $203,609 and, increase in business license tax of $61,948. Other insignificant increases and decreases offset the difference. • Total expenditures increased by $720,920 primarily from increase in salaries and wages for the vacancies filled during the current year and the increases approved in labor negotiations, increases related to OPEB and pensions. Other insignificant increases and decreases offset the difference. Total fund balance of the Streets Funds was $6,397,152. Intergovernmental revenues of $7,641,630 offset by capital expenditures of $5,712,335 were the largest components that resulted in the increase of $1,173,196 to fund balance. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net position at the end of the year for the Electric Fund was $10,000,373 Wastewater Fund was $11,104,904, Water Fund was $(235,491), Transit Fund was, $3,714,342 and the Internal Services Funds unrestricted net position was $(27,626,438). Other factors concerning the finances of these funds are discussed in the City's business -type activities. GENERAL FUND BUDGETARY HIGHLIGHTS Differences between the original budget and the final budget in the General Fund were a net increase in appropriations of $535,965. The increase in appropriations can be briefly summarized as follows: • $532,780 increase in general government, $12,827 increase in public protection. Significant differences between the final budget and the actual revenues and expenditures can be briefly summarized as follows: • Taxes — a favorable variance of $795,827 was due to positive variances in property tax, transient occupancy tax ($66,828), business license tax ($179,687), sales and use tax $157,602, offset by a negative variance in in -lieu of vehicle license fees ($20,307) and an unfavorable variance of $83,363 in fines, forfeits, and penalties. • For expenditures, a favorable variance between the final budget and actual expenditures of $2,671,936 was due to pension stabilization expense being recorded as restricted cash ($2,871,141) and savings from vacancies and the continued overall effort to reduce spending and costs. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2018, amounts to $381,719,726 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, vehicles, infrastructure, works of art, and construction in progress. The total increase in the City's investment in capital assets for the current fiscal year was $4,084,846, a 1.08% increase (a 0.83% increase in governmental activities and 1.22% increase in business -type activities) as shown in the table below. 11 Land Construction in Progress Buildings and Improvements Machinery and Equipment Vehicles Infrastructure Work of Art Total Governmental Activities 2018 2017 Business -type Activities Total 2018 2017 2018 2017 $ 24,947,834 $ 24,947,834 $ 5,535,718 $ 5,535,718 $ 30,483,552 $ 30,483,552 4,212,019 18, 416, 565 16, 901, 403 15, 409,186 21,113, 422 33, 825, 751 39, 099, 526 41, 234, 529 26, 637, 253 27, 924, 757 65, 736, 779 69,159, 286 2,078,972 1,166, 057 190, 875,150 187, 261, 550 192, 954,122 188,427, 607 2,607,087 2,694,344 4,203,877 5,071,578 6,810,964 7,765,922 64,315,980 47,667,855 64,315,980 47,667,855 304,907 304,907 304,907 304,907 $ 137,566,325 $ 136,432,091 $244,153,401 $ 241,202,789 $381,719,726 $ 377,634,880 A decrease in construction in progress compared to prior year was primarily from the Harney Lane grade separation project. Additional information on the City's capital assets can be found in Note 6 on pages 60-61 of this report. Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $142,900,403. Of this amount, $17,838,760 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $125,061,644 from the business -type activities consists of $33,113,405 for the Water Fund $43,656,795 for the Wastewater Fund; and $48,291,443 for the Electric Fund. The City's total bonded debt decreased by $14,152,481 during the current fiscal year. Bond Rating In April 2018, Moody's Investor Service assigned it 'A2' rating with a stable outlook to the City's electric utility debt instruments given the utilities satisfactory financial performance, an improving service area economy and a competitive electric rate structure, which is lower than the neighboring investor owned utility, Pacific Gas and Electric Company. In April 2018, Standard and Poor's Rating Services assigned its `A-' rating with a stable outlook to the City's electric Utility debt instruments given the utilities improving rate competitiveness, good and consistent liquidity and a renewable energy portfolio resource mix that is currently sufficient to meet state requirements through 2020. Additional information on the City's long-term debt can be found in Note 7 on pages 61-65 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET Economic indicators continue to be positive, leading to growth in sales and tourism occupancy taxes. General Fund revenue growth is projected at 7.4% from the FY 2018/19 budgeted revenue, totaling $51,300,380. The City added to its reserve balance again in FY 2017/18 and is projecting a balanced budget in the General Fund in FY 2017/18. The City's General Fund reserves are healthy for now, but projected CaIPERS cost of $7.1 million are anticipated to continue to grow to $13.5 million by 2024-25, for an 89% increase over the forecast term; making it apparent that caution and being fiscally prudent will be required in the coming years. The General Fund continues to be of the greatest focus. It funds all of the core municipal services including police, fire, administration, economic development, transfers to the parks and library funds and other essential 12 public services. The General Fund houses the great majority of City employees. It is also the most impacted by the cost increases imposed on the City by CaIPERS (see below). The City has maintained its workforce over the past three years with strategic reductions to capture cost savings and recognize efficiencies. The City reduced a net of 4 positions this year; adding a new Accountant and Deputy PRCS Director and eliminating the following full time equivalents: one ground worker, senior administrative clerk, librarian, parks superintendent, and electrician. In addition the Finance Services Division Manager position was re -classed into an Accounting Manager and a Revenue Manager position was added. The City will continue its capital efforts in the coming year. Significant projects expected to be undertaken include various electrical system maintenance projects, water meter and water system maintenance projects, various wastewater system maintenance projects, including a recycled wastewater storage facility that is funded by a state grant, and street maintenance. Balancing the 2018-19 budget involves balancing several critical issues: employee costs and retirement contributions; capital programs; and combination of cost increases that were either a) imposed on the City by external forces, or b) negotiated by the City with its bargaining groups. Employee costs and retirement contributions — The primary challenge facing the City stems from the CaIPERS funding crisis. The City's combined funded status for the Safety and Miscellaneous employee plans is approximately 63% as of the most recent June 30, 2017, actuarial report. Staff estimates that the City's combined CaIPERS bill will increase from approximately $10 million per year in FY 2017-18 to between $16.5 million and $17.8 million by FY 2022-23 if CaIPERS implements the phased discount rate reduction from 7.5% to 7.0% as is the current policy. The funded status of the City's plans is expected to decrease over that span, despite the increased contribution requirements as the discount rate drops. The City has already taken four major steps to address these increased pension funding demands. They are as follows: 1.) The City Council created a Pension Stabilization Fund (PSF) via a Section 115 Trust with Public Agency Retirement Solutions (PARS) at the close of FY 2016-17. Initial General Fund funding for the PSF came in the form of reserves over policy of $2.8 Million. 2.) The City acted again during FY 2017-18 budgeting for additional monthly contributions from the General Fund to the City's pension stabilization fund totaling $2,019,230. 3.) The City acted a third time in FY 2017-18 by electing to make its Unfunded Accrued Liability (UAL) payment in full in July 2017, realizing a 3.6% savings on the annual CaIPERS UAL bill as compared to the monthly billing option which was used as the basis for the FY 2017-18 budget. This practice was continued with the July 2018 payment that will be reflected in the FY 2018-19 financial statements. 4.) The fourth major action on Pension stabilization came in the form of Council adopting a Pension Stabilization policy on December 6, 2017 that invests all General Fund reserves in excess of the 16% reserve policy in the PSF until such time as the city's pension system is 80% funded. Funded status is calculated by comparing total accrued liabilities to combined CaIPERS and PSF assets. Other funds are similarly required to make contributions to the PSF on a prorated basis to the General Fund contribution based on the current year's total PERS budget for that fund. Implementation of that policy will result in additional funding to the PSF of $3.4 million from the General Fund in FY 2017-18 and another $1.3 million from operations outside the General Fund. Based on the strong performance of the General Fund in FY 2017-18, an additional $1.3 million from the General Fund and $0.5 million from operations outside the General Fund will be contributed to the PSF in FY 2018-19 as required by the policy. Based on a combination of these actions, by the end of FY 2017-18, total funding in the PSF made is estimated as follows: General Fund: $8.2 million; Other Funds $2.9 million. Current labor agreements with all City bargaining units expired on December 31, 2017. Negotiations have proceeded favorably, maintaining the tradition of strong labor-management relationships. The City has negotiated with all units and has presented to Council for approval all agreements. The new agreements will 13 become effective in June 2019 or December 2019, depending on the bargaining unit. The final labor contract was presented to Council in December 2018 bfor approval. Capital programs — The City continues to utilize one-time funds for capital maintenance, rather than ongoing operations. The Library and Parks, Recreation and Cultural Services (PRCS), are strategically using resources from vacant positions to add to fund balances and deploying reserves to capital projects as necessary. Imposed costs — The primary concern to the City's budget is the imposed cost increases by CaIPERS related to the discount rate reduction from 7.5% to 7.0%. CaIPERS board is currently considering its Asset Liability Management and Amortization policies which may have an impact on the discount rate or on the phased in approach currently adopted by the board to implement the discount rate reduction. Management is aggressively implementing solutions to counter the imposed costs from the currently approved reduction. A further discount rate reduction or modification to the amortization policy would have significant impacts on the City's ability to fund current operations and require difficult service level and service priority discussions. Rapidly increasing health care costs continue to be a concern. While the City has negotiated a medical insurance cap with its bargaining units, costs are expected to increase and impact the net pay of the workforce and possibly the City's competitiveness in the labor marketplace. Staff has managed the impact of the Affordable Care Act, and through prudent management of part-time hours, has allowed the City to avoid an economic impact. Recently negotiated contracts include a 5% increase to the amount the City pays towards an employee's health care premium. The new amount remains capped for the term of the agreements. A third cost increase that is a cause of concern is worker's compensation. The City is self-funded for worker's compensation costs. Lodi's claim experience has ebbed and flowed since a spike in 2008/09. Current loss experience is relatively level with costs trending upward with the settlement of old claims. The City has funded its actuarial liability at more than the 90 percent confidence level. Staff continues to manage the program and provide education to employees to minimize injuries and work time losses. Economic Development The City continues its commitment to promoting economic development (business retention and attraction) and expanding the tax base to fund City services. The City has provided for additional retail sales and commercial activity with approval of new retail developments adjacent to Highway 99 and Harney Lane in the southeast corner of the City, and with a large retail development in the southwest corner of the City. In 2018, steady progress toward buildout and occupancy of the new retail development has occurred and that is expected to continue into 2019. Tourism continues to be a major driving factor of the local economy. Two hotel developments present significant opportunity for economic development are underway. The Candlewood Inn and Suites and the Fairfield Inn and Suites are currently in building review or active construction, with progress to be significant in FY 2019. In addition, a developer is currently exploring options for an Extended Stay Motel 6. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from 10 to 150 employees and produce a wide variety of products, services and commodities. The City saw unprecedented growth with 210 single family houses constructed in eight separate projects including Rosegate 1, The Vine, Harvest Crossing, Villa Fiore and Orchard Lane. Current projections suggest the City will see another 200 homes in 18/19 and another 156 multi -family units. The City's first market rate apartment complex in over 25 years, had 80 units become occupied and 156 market rate units and 143 senior living apartments begin construction in Reynolds Ranch. The City's focus on economic development, compact development and quality of life has encouraged these investments within the City, collectively creating hundreds of new employment and housing opportunities. 14 The City's unemployment rate is roughly 0.5 percent lower than that of San Joaquin County. The City's diversified economic base contributes to this relatively stronger employment market and continues to help the City maintain its revenue base. Lodi is best known for its Zinfandel wines however, Lodi is an authentic and dynamic wine region with more than 80 wineries within 10 miles of downtown. The City's employment base is just as diverse with industry that includes agribusiness, biotechnology, distribution, food and beverage product manufacturing, general service, government, health care, heavy manufacturing, and, of course, wine based tourism and lodging. Lodi Unified School District, Adventist Health Lodi Memorial Hospital, Pacific Coast Producers, Blue Shield and Tree House Foods have the highest year-round employment in the City. Large national and international manufacturers such as Dart Container Corporation and North American Specialty Products find the City an attractive base for their West Coast operations. Cepheid, a Sunnyvale, California-based biotech company with a growing manufacturing presence in Lodi since 2012, continues to invest in Lodi and increase production of its proprietary molecular diagnostic product and the expansion is expected to create hundreds of additional jobs over the next few years. Mitsui Home America (MHA) has completed tenant improvements at the former Plummer auto dealership/Calturas wine and beer center. MHA provides pre -fabricated lumber wall systems for commercial buildings, including the Rubicon Apartment complex under construction in Reynolds Ranch. MHA's parent company is Japan's Mitsui, one of the world's largest conglomerates, that dates its origins to the 17th century. REQUEST FOR INFORMATION This financial report is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City' accountability for the money it receives. If you have any questions about this report or need additional information, contact the Financial Services Division of the City of Lodi at 310 W. Elm Street, Lodi, California, 95240. 15 (This page intentionally left blank.) BASIC FINANCIAL STATEMENTS The Government -wide Financial Statements provide a broad overview of the City's financial position and operating results. Information is grouped by governmental activities or business -type activities. The Fund Financial Statements report information about the City's Governmental Funds, Proprietary Funds, and the Fiduciary Funds. The notes have an integral role in disclosing information essential to the fair presentation of the Basic Financial Statements. GOVERNMENT -WIDE FINANCIAL STATEMENTS City of Lodi Statement of Net Position June 30, 2018 ASSETS Cash and investments Accounts receivables (net) Property tax receivable Interest receivable Due from other governmental agencies Restricted assets Advance receivable Inventory Other assets Internal balances Capital assets, net: Nondepreciable Capital assets, net: Depreciable, net Total assets DEFERRED OUTFLOWS OF RESOURCES Related to pensions Related to OPEB Unamortized losses on defeasance Total deferred outflows of resources LIABILITIES Accounts payable and accrued liabilities Accrued salaries and wages Accrued interest Unearned revenue Long term liabilities: Due within one year Due in more than one year Other long-term obligations: Net pension liability Net OPEB liability Total liabilities DEFERRED INFLOWS OF RESOURCES Related to pensions Related to OPEB Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted Unrestricted (deficit) Total net position The notes to financial statements are an integral part of this statement. Primary Government Governmental Activities $ 49,222,007 6,073,844 67,665 44,204 836,011 147,030 111,331 (984,025) 29,464,760 108,101,565 193,084,392 18,748,965 2,019,230 354,655 21,122,850 4,570,646 82,642 197,695 180,839 4,251,827 30,535,962 110,076,401 33,275,362 183,171,374 1,248,632 2,195,815 3,444,447 119,222,288 25,903,963 (117,534,830) $ 27,591,421 19 Business -type Activities $ Total 40,795,122 $ 8,358,283 58,807 1,400,000 20,118,316 9,456,605 3,682,470 984,025 22,437,121 221,716,280 329,007,029 4,515,743 7,621,195 12,136,938 5,727,284 35,401 1,015,114 892,964 6,357,245 139,255,258 25,851,930 179,135,196 113,678 113,678 137,290,786 20,178 24,584,129 90,017,129 14,432,127 67,665 103,011 2,236,011 20,118,316 9,456,605 3,829,500 111,331 51,901,881 329,817,845 522,091,421 23,264,708 2,019,230 7,975,850 33,259,788 10,297,930 118,043 1,212,809 1,073,803 10,609,072 169,791,220 135,928,331 33,275,362 362,306,570 1,362,310 2,195,815 3,558,125 256,513,074 25,924,141 (92,950,701) $ 161,895,093 $ 189,486,514 City of Lodi Statement of Activities For the Year Ended June 30, 2018 Program Revenues Operating Grants and Functions/Programs Expenses Charges for Services Contributions Primary government: Governmental activities: General government Public protection Public works Community development Library Parks and recreation Debt Service Total governmental activities 11,600,548 $ 3,669,845 $ 30 38,794,510 1,000,142 1,165,679 9,823,847 990,285 1,045,968 1,999,587 2,665,268 40,180 1,752,595 37,006 34,619 4,672,015 1,697,786 768,077 - 69,411,180 10,060, 332 2,286,476 Business -type activities: Electric 67,943,086 69,246,709 2,236,049 Nonmajor Fund Transit 5,232,628 226,485 3,123,071 Wastewater 16,008,272 14,913,543 Water 11,775,718 13,005,023 609,966 Total business -type activities 100,959,704 97,391,760 5,969,086 Total primary government $ 170,370,884 $ 107,452,092 $ 8,255,562 General revenues: Property taxes Special assessments Sales tax Document transfer Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings Other Transfers Total general revenues, and transfers Change in net position Net position - beginning, as restated (Note 16) Net position - ending The notes to financial statements are an integral part of this statement. 20 City of Lodi Statement of Activities For the Year Ended June 30, 2018 (Continued) Net (Expense) Revenue and Changes in Net Position Primary Government Capital Grants and Contributions Governmental Activities Business -type Activities Total $ 111,776 7,893,689 360,000 371,684 8,737,149 $ (7,930,673) $ (36,516,913) 106,095 705,861 (1,320,970) (2,602,545) (768,077) (48,327,223) $ (7,930,673) (36,516,913) 106,095 705,861 (1,320,970) (2,602,545) (768,077) (48,327,223) 2,510,146 - 6,049,818 6,049,818 1,845,168 - (37, 904) (37, 904) 3,801,959 - 2,707,230 2,707,230 3,150,490 - 4,989,761 4,989,761 11,307,763 13,708,905 13,708,905 $ 20,044,912 (48,327,223) 13,708,905 (34,618,318) 10,324,516 10,324,516 43,763 43,763 11, 333, 228 11, 333, 228 5,147, 262 5,147, 262 9,217,774 9,217,774 1,822,334 1,822,334 866,828 866,828 600,573 600,573 310,936 2,244,267 1,026,992 933,165 716,056 3,177,432 4,252,350 (4,252,350) - 44,852,729 (3,474,494) 31, 065, 915 (1,292,027) 43,560,702 12,416,878 8,942,384 149,478,215 180,544,130 $ 27,591,421 $ 161,895,093 $ 189,486,514 21 (This page intentionally left blank.) FUND FINANCIAL STATEMENTS FUND FINANCIAL STATEMENTS Governmental Fund Types Governmental funds consist of the General Fund, special revenue funds, debt service fund and capital projects funds. Major Governmental Funds: General Fund This fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax receipts, franchise taxes and various subventions such as Motor Vehicle In -Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. Streets Fund This fund was established to account for the following: Gas Tax To account for revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drains and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November 4, 1991. Measure K Sales Tax To account for revenues and expenditures apportioned to the City for sales tax collections under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. 24 Intermodal Surface Transportation Efficiency Act (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program (STP) for streets and roads, congestion mitigation and air quality program (CMAQ) and hazard elimination safety (HES) for street lighting projects. Proprietary Fund Types Proprietary funds consist of the enterprise funds and the internal service funds. Major Enterprise Funds include: Electric Fund The City established this fund in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements maintenance and debt service. Wastewater Fund This fund was established by the City in order to account for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. Water Fund This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Nonmajor Enterprise Fund: Transit Fund This fund is used to account for the operations of the Dial -A -Ride and the Grapeline bus system. 25 Fiduciary Fund Types Private -purpose Trust Funds These funds are used to account for assets held by the Library Board as trustee of the Lodi Public Library and for assets held by the City in accordance with the trust agreement on behalf of the Hutchins Street Square. Agency Fund This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman Districts and the Downtown and Cherokee Lane Districts and various landscape and lighting districts around the City. 26 (This page intentionally left blank.) City of Lodi Balance Sheet Governmental Funds June 30, 2018 Other Governmental Total Governmental General Fund Streets Funds Funds ASSETS Cash and investments $ 10,247,211 $ 4,465,029 $ 10,196,513 $ 24,908,753 Restricted cash and investments 8,573,950 156,702 446,311 9,176,963 Accounts receivables, net 4,137,816 1,534,396 344,215 6,016,427 Property taxes receivables 67,665 67,665 Interest receivable 12,597 5,721 8,924 27,242 Due from other funds - 61,503 61,503 Due from other governmental agencies 569,900 266,112 836,012 Inventory - 1,306 1,306 Total assets $ 23,039,239 $ 6,731,748 $ 11,324,884 $ 41,095,871 LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Advances from other funds Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue 3,797,974 $ 274,968 $ 285,630 $ 4,358,572 63,751 5,077 11,226 80,054 61,503 61,503 - - 984,025 984,025 409,609 54,551 272,104 736,264 4,271,334 334,596 1,614,488 6,220,418 44,707 44,707 FUND BALANCES Nonspendable Inventory 1,306 1,306 Restricted Road -related projects 6,240,450 160 6,240,610 Capital projects - 5,082,749 5,082,749 Home and CDBG program 371,191 371,191 Public safety 25,303 25,303 Community development 3,141,317 3,141,317 Parks, recreation and community services 1,042,917 1,042,917 Debt service 746 746 Committed Pension 8,573,949 156,702 8,730,651 Video - related capital projects 457,170 - 457,170 Unassigned 9,736,786 9,736,786 Total fund balances 18,767,905 6,397,152 9,665,689 34,830,746 Total liabilities and fund balances The notes to financial statements are an integral part of this statement. $ 23,039,239 $ 6,731,748 $ 11,324,884 $ 41,095,871 28 City of Lodi Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position June 30, 2018 Fund balances - total governmental funds Amounts reported for governmental activities in the statement of net position are different because: $ 34,830,746 Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Nondepreciable capital assets 29,464,760 Depreciable capital assets, net 108,101,566 Deferred outflows of resources related to pensions are not reported in governmental funds. 21,122,850 Deferred inflows of resources related to pensions are not reported in governmental funds. (3,444,447) Long-term liabilities and related accounts are not due and payable in the current period and therefore are not reported in the governmental funds as follows: Accrued Interest (197,695) Long-term liabilities - Due within one year (4,251,827) Long-term Liabilities - Due in more than one year (30,535,962) Net pension liability (110,076,401) Net OPEB liability (33,275,362) Other long-term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds. 600,131 Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. Net position of governmental activities The notes to financial statements are an integral part of this statement. 29 15,253,062 $ 27,591,421 REVENUES Taxes Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Miscellaneous revenue Total revenues City of Lodi Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2018 Other Govemmental Total Govemmental General Fund Streets Funds Funds $ 27,422,477 $ $ - $ 27,422,477 67,757 1,696,202 1,763,959 12,377,159 7,641,630 788,338 20,807,127 1,934,180 703,770 3,381,808 6,019,758 1,396,137 - 1,396,137 1,747,857 20,820 556,742 2,325,419 342,549 362,659 500,685 1,205,893 45,288,116 8,728,879 6,923,775 60,940,770 EXPENDITURES Current: General government 6,980,564 2,757,150 9,737,714 Public protection 30,576,759 - 210,610 30,787,369 Public works 1,852,852 2,305,308 470,048 4,628,208 Community development 1,756,328 1,756,328 Library 1,058,133 - 1,058,133 Parks and recreation - - 2,497,075 2,497,075 Capital outlay 5,712,335 2,583,851 8,296,186 Debt service: Interest 804,619 804,619 Principal retirement 1,028,784 1,028,784 Total expenditures 40,468,308 8,017,643 12,108,465 60,594,416 Excess (deficiency) of revenues over expenditures 4,819,808 711,236 (5,184,690) 346,354 OTHER FINANCING SOURCES (USES) Transfers in 5,949,190 461,960 7,452,305 Transfers out (6,969,450) - (2,641,655) Total other financing sources (uses) (1,020,260) 461,960 4,810,650 Net change in fund balances 3,799,548 1,173,196 (374,040) Fund balances -beginning 14,968,357 5,223,956 10,039,729 13,863,455 (9,611,105) 4,252,350 4,598,704 30,232,042 Fund balances -ending $ 18,767,905 $ 6,397,152 $ 9,665,689 $ The notes to financial statements are an integral part of this statement. 34,830,746 City of Lodi Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2018 Changes in fund balances - total governmental funds $ 4,598,704 Amounts reported for governmental activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. In addition, contributed capital assets do not impact the governmental funds however they are reported in the statement of activities. Capital outlays, capital asset contributions, and depreciation expense are as follows: Capital outlays 8,296,186 Capital asset contributions 770,505 Depreciation expense (7,921,428) The statement of activities reports gain and losses arising from the disposal of exisiting capital assets. However, in the governmental funds, any proceeds from the sale of disposed capital assets increases financial resources. Thus, the change in net position differs from the change in fund balance by the book value of the disposed capital assets. Repayments of the principal are expenditures in the governmental funds, but the repayments reduce long-term liabilities in the statement of net position. Principal payment (9,577) 1,028,784 Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The net loss of the internal service funds are reported with governmental activities. 2,583,482 Other expenses in the statement of activities that do not use current financial resources are not reported as expenditures in the governmental funds. Change in compensated absences (630,371) Amortization of loss on defeasance (26,936) Amortization of bond premium 53,830 Change in unavailable revenue 51,224 Change in accrued interest 9,648 Change in net pension liability and related amounts (11,069,820) Change in OPEB obligation (1,208,724) Change in net position of governmental activities $ (3,474,494) The notes to financial statements are an integral part of this statement. 31 (This page intentionally left blank.) ASSETS Current assets: Cash and investments Restricted assets with fiscal agents Account receivables, net Interest Receivable Due from other governmental agencies Advance receivables Due from other fund Inventory Other assets Total current assets City of Lodi Statement of Net Position Proprietary Funds June 30, 2018 Business -type Activities Electric Wastewater Water 18,149,010 $ 18,471,753 $ 18,359,607 29,910 232,996 2,302,295 3,755,108 1,215,166 904,900 19,228 20,303 17,800 9,456,605 3,362,753 45,221 274,496 34,772,614 19,985,439 21,859,098 Noncurrent assets: Restricted assets with fiscal agents 2,169,847 Advances to other funds 2,192,177 Nondepreciable 763,785 10,908,901 6,453,630 Depreciable, net 39,081,448 78,108,225 92,541,484 Total noncurrent assets 39,845,233 91,186,973 101,187,291 Total assets 74,617,847 111,172,412 123,046,389 DEFERRED OUTFLOWS OF RESOURCES Unamortized losses on defeasance 5,266,456 2,354,740 Related to pensions 2,511,122 1,706,627 173,915 Total deferred outflows of resources 7,777,578 4,061,367 173,915 LIABILITIES Current liabilities: Accounts payable and other liabilities 2,589,283 456,909 2,227,430 Accrued salaries and wages 17,498 15,504 1,674 Advances from other funds - - 1,208,152 Accrued interest 14,902 834,440 165,761 Due to other funds - Unearned revenue 660,104 Loans payable 172,292 - Accrued compensated absences 420,697 273,227 41,714 Pollution remediation obligation 400,000 Certificates of participation and revenue bonds payable 445,435 3,590,214 998,843 Total current liabilities 3,660,107 5,170,294 5,703,678 Noncurrent liabilities: Loans payable Self insurance liability Accrued compensated absences Certificates of participation and revenue bonds payable Net pension liability Net OPEB liability Pollution remediation obligation Total noncurrent liabilities Total liabilities 923,596 832,737 941,448 47,846,008 40,066,582 14,375,769 9,770,167 63,978,110 67,638,217 32,114,561 995,648 16,453,523 50,778,197 49,563,732 55,948,491 55,267,410 DEFERRED INFLOWS OF RESOURCES Related to pensions 63,215 42,963 4,379 Related to OPEB - - - Total deferred inflows of resources 63,215 42,963 4,379 NET POSITION Net investment in capital assets 4,673,437 48,137,418 68,184,004 Restricted for: Debt service 20,178 Unrestricted 10,000,378 11,104,907 (235,489) Total net position $ 14,693,993 $ 59,242,325 $ 67,948,515 The notes to financial statements are an integral part of this statement. 33 City of Lodi Statement of Net Position Proprietary Funds June 30, 2018 (Continued) Business -type Activities Govemmental Activities Nonmajor Fund Transit Total Enterprise Funds Internal Service Funds 1,198,021 $ 56,178,391 $ 15,136,293 2,565,201 2,483,111 8,358,285 57,415 1,477 58,808 16,961 1,400,000 1,400,000 9,456,605 71,500 3,682,470 145,724 111,331 5,082,609 81,699,760 15,539,224 4,310,804 11,985,122 16,295,926 21,378,535 124,079 124,079 2,169,847 2,192,177 22,437,120 221,716,279 23,155 248,515,423 23,155 330,215,183 15,562,379 7,621,196 269,518 4,515,743 2,019,230 12,136,939 2,288,748 453,662 5,727,284 212,077 725 35,401 2,589 1,208,152 1,015,103 71,500 232,859 892,963 172,292 14,824 750,462 40,518 400,000 5,034,492 702,070 15,236,149 326,684 923,596 7,994,536 76,805 1,850,990 112,264 120,027,151 710,346 25,851,930 1,542,965 33,275,362 16,453,523 - 787,151 165,107,190 42,925,127 1,489,221 180,343,339 43,251,811 3,123 113,680 6,784 2,195,815 3,123 113,680 2,202,599 16,295,927 137,290,786 23,155 20,178 - 3,714,343 24,584,139 (27,626,438) 20,010,270 $ 161,895,103 $ (27,603,283) The notes to financial statements are an integral part of this statement. 34 City of Lodi Statement of Revenues, Expenses, and Changes in Net Position Proprietary Funds For the Year Ended June 30, 2018 Business -type Activities Electric Wastewater Water OPERATING REVENUES Charges for services $ 69,246,709 $ 14,913,543 $ 13,005,023 OPERATING EXPENSES Personnel services 10,570,157 5,171,246 2,886,138 Supplies, materials and services 13,775,553 3,682,049 3,220,625 Utilities 39,583,812 726,588 518,271 Depreciation 2,368,139 4,249,995 3,088,616 Claims - - - Total operating expenses 66,297,661 13,829,878 9,713,650 Operating income (loss) 2,949,048 1,083,665 3,291,373 NONOPERATING REVENUES (EXPENSES) Investment income 169,856 399,403 99,018 Interest expense (1,672,701) (2,178,392) (2,062,067) Operating grants - 609,966 Greenhouse gas allowance 2,262,087 - Nonoperating expense - - - Other revenues 1,577,898 201,603 322,686 Total nonoperating revenues (expenses) 2,337,140 (1,577,386) (1,030,397) Income (loss) before contributions and transfers 5,286,188 (493,721) 2,260,976 Capital contributions 2,510,146 3,801,959 3,150,490 Transfers out (2,145,285) (1,108,270) (820,560) Operating grants - - Loan proceeds 20,177 11,765 Change in net position 5,671,226 2,211,733 4,590,906 Total net position (deficit) - beginning 9,022,767 57,030,592 63,357,609 Total net position (deficit) - ending $ 14,693,993 $ 59,242,325 $ 67,948,515 The notes to financial statements are an integral part of this statement. 35 City of Lodi Statement of Revenues, Expenses, and Changes in Net Position Proprietary Funds For the Year Ended June 30, 2018 (Continued) Business -type Activities Governmental Activities Nonmajor Fund Transit Total Enterprise Funds Internal Service Funds $ 226,485 $ 97,391,760 $ 13,704,243 452,237 19,079,778 1,874,344 3,308,886 23,987,113 8,111,380 55,558 40,884,229 15,671 1,415,947 11,122,697 1,447 - - 2,535,853 5,232,628 (5,006,143) 21,740 2,723,071 137,132 95, 073, 817 12,538,695 2,317,943 1,165,548 690,017 30,793 (5,913,160) 3,333,037 - 2,262,087 - 1,208,724 2,239,319 178,707 2,881,943 2,611,300 (2,124,200) 4,929,243 1,845,168 11,307,763 (177,945) (4,252,060) 400,000 400,000 31,942 (56,977) 12,416,888 20,067,247 149, 478, 215 1,418,224 2,583,772 (290) 2,583,482 (30,186,765) 20,010,270 $ 161,895,103 $ (27,603,283) The notes to financial statements are an integral part of this statement. 36 City of Lodi Statement of Cash Flows Proprietary Funds For the Year Ended June 30, 2018 Business -type Activities - Enterprise Funds Electric Wastewater Water CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers $ 70,989,436 $ 15,092,181 $ 13,581,112 Cash from interfund 172,241 Payments to suppliers (53,558,349) (3,834,553) (3,804,116) Payments to employees (8,285,520) (3,872,422) (2,860,175) Due to other funds (4,877) (665,234) (487,530) Net cash provided (used) by operating activities 9,312,931 6,719,972 6,429,291 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating grants - Repaid from other funds - Received - greenhouse gas allowance 2,262,087 Transfers out (3,093,283) Transfer in 949,593 Net cash provided (used) by noncapital financing activities 118,397 64,286 (1,108,270) 609,966 40,000 (820,560) (1,043,984) (170,594) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Fees received for water meter installations - - 21,577 Acquisition and construction of capital assets 3,499 (1,401,527) (3,809,101) Fees received from developers 137,611 550,911 362,481 Capital grants received - 441,142 - Principalpaymentsondebt (16,869,254) (1,430,441) (950,000) Interest payments on debt (3,560,020) (1,615,513) (2,064,442) Net cash provided (used) by capital and related financing activities (20,288,164) (3,455,428) (6,439,485) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 5,712,306 (47,188) 85,725 Net cash provided (used) by investing activities 5,712,306 (47,188) 85,725 Net increase (decrease) in cash and cash equivalents (5,144,530) 2,173,372 (95,063) Balances - beginning of year 23,323,450 16,531,377 20,756,966 Balances - end of the year $ 18,178,920 $ 18,704,749 $ 20,661,903 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income $ 3,438,837 $ 1,190,666 $ 3,291,373 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense 2,368,139 4,249,995 3,088,616 Deferred inflows (outflows) of resources - - Other revenues 1,577,898 201,603 322,686 Changes in assets and liabilities: Loans receivable 39,744 - Customer Receivables 812,137 (22,966) 198,232 Advance receivable (373,939) - - Due from other governmental agencies - - 55,170 Inventory (509,443) 41,191 17,678 Other assets - - Compensated absences 139,489 106,779 21,954 Accounts Payable - Supplier (325,080) (239,342) (69,942) Accrued salaries and wages - - - Due to other funds - - Net pension liability and related amounts 2,145,149 1,192,046 4,009 Self-insurance liability - - - Pollution remediation obligation (500,485) Net cash provided (used) by operating activities $ 9,312,931 $ 6,719,972 $ 6,429,291 Noncash investing capital and financing activities: Capital asset contributions Amortization of issuance premium Amortization of losses on defeasance Total noncash investing, capital and financing activities 2,372,535 $ 2,809,906 $ 2,766,433 39,770 617,207 19,700 31,348 283,090 - 2,443,653 $ 3,710,203 $ 2,786,133 Reconciliation to the statement of net position: Cash and investments $ 18,149,010 $ 18,471,753 $ 18,359,607 Restricted assets with fiscal agents 29,910 232,996 2,302,295 Total cash and cash equivalents $ 18,178,920 $ 18,704,749 $ 20,661,902 The notes to financial statements are an integral part of this statement. 37 City of Lodi Statement of Cash Flows Proprietary Funds For the Year Ended June 30, 2018 (Continued) Business -type Activities - Enterprise Funds Governmental Activities Nonmajor Fund Transit Total Enterprise Funds Internal Service Funds 363,617 $ 100,026,346 $ 153,800 172,241 13,748,052 (3,314,099) (64,511,117) (12,693,980) (336,268) (15,354,385) (389,693) (44,789) (1,202,430) (71,500) (3,331,539) 1,867,860 (177,945) 1,689,915 (883,437) 1,586,697 19,130,655 746,679 2,477,826 104,286 2,262,087 (5,200,058) 949,593 (290) 593,734 (290) 21,577 (6,090,566) 1,051,003 2,027,839 (19,249,695) (7,239,975) 703,260 (29,479,817) 23,353 5,774,196 34,814 23,353 5,774,196 34,814 (915,011) 2,113,032 (3,981,232) 781,203 62,724,825 14,355,090 1,198,021 $ 58,743,593 $ 15,136,293 $ (5,006,143) $ 2,914,733 $ 1,165,548 1,415,947 11,122,697 1,447 253,275 137,132 2,239,319 178,707 39,744 - - 987,403 (24,907) - (373,939) - 55,170 - (450,574) (1,303) (8,410) (1,022) 267,200 20,062 37,760 (596,604) 35,225 2,589 - - (27,692) 84,787 3,425,991 - - (847,862) (500,485) - $ (3,331,539) $ 19,130,655 $ 746,679 $ $ 7,948,874 $ 676,678 314,438 $ - $ 8,939,990 $ $ 1,198,021 $ 56,178,391 $ 15,136,293 - 2,565,201 - $ 1,198,021 $ 58,743,592 $ 15,136,293 The notes to financial statements are an integral part of this statement. 38 City of Lodi Statement of Fiduciary Net Position June 30, 2018 Private -Purpose Trust Funds Custodial Funds ASSETS Cash and investments $ 136,097 $ 423,289 Interest receivable 2 478 Total assets 136,099 $ 423,767 LIABILITIES Agency obligations $ 423,767 NET POSITION $ 136,099 The notes to financial statements are an integral part of this statement. 39 City of Lodi Statement of Changes in Fiduciary Net Position For the Year Ended June 30, 2018 Private -Purpose Trust Funds ADDITIONS Investment and rental income $ DEDUCTIONS Current: Library 100,021 Net Position -- beginning of the year 236,120 Net Position -- end of the year $ 136,099 The notes to financial statements are an integral part of this statement. 40 (This page intentionally left blank.) NOTES TO THE BASIC FINANCIAL STATEMENTS City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The Wastewater Fund accounts for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. The Water Fund accounts for the provision of water to the residents of the City as well as some customers in the San Joaquin County (County). All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Additionally, the City reports the following fund types: The Internal Service Funds account for the City's claims, benefits and fleet services. The Fiduciary Funds account for assets held in trust for other agencies. Private -Purpose Trust Funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. They were established to account for assets held and invested by the Library Board as trustee; and to account for assets held by the City in accordance with a trust agreement on behalf of the Hutchins Square. These funds can only be spent in accordance with the trust agreements. Custodial Funds account for assets held by the City as a trustee or as an agent for individuals, private organizations, related organizations and/or other governmental units. This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way/Beckman Districts, the Downtown/Cherokee Lane Districts and various landscape and lighting districts around the City. The effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this rule are charges to other City departments from the Electric, Wastewater, Water and Transit Funds. These charges have not been eliminated because elimination would distort the direct costs and program revenues reported in the statement of activities. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and internal service funds are charges for customer services including: electric, wastewater, water and public transportation fees. Operating expenses for enterprise funds and internal service funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses. D. Cash and Investments The City maintains a cash and investment pool that is available for all funds of the City for the purpose of increasing interest earnings through investment activities. Investments are generally stated at fair value with the exception of guaranteed investment contracts, which are stated at cost. Income earned or losses arising from the investment of pooled cash are allocated to various funds based on month-end cash balances in accordance with California Government Code Section 53647. Changes in fair value of investments are recognized as a component of investment income. 45 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) E. Restricted Cash and Investments The City accounts for certain settlement payments for environmental remediation as restricted with the understanding that these funds will be used exclusively for environmental clean-up, investigation or remediation expenses incurred by the City in the specified areas and that they will not be used for the payment of legal or technical fees. These funds are accounted for in the Water Fund. F. Restricted Cash and Investments with Fiscal Agents Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,169,847 guaranteed investment contract held in the Wastewater Fund which is a long-term investment. In the Electric Fund, restricted assets represent the proceeds of the 2018 Bonds restricted for debt service. In the Wastewater Fund, the restricted assets represent the proceeds of the 2004A, the 2016A Refunding Wastewater Revenue Bonds, and the 2017 Installment Purchase Agreement issued for improvements to the City's wastewater collection, treatment and disposal system. In the Water Fund, restricted assets represent the proceeds of the 2010A and 2010B Revenue Bonds issued for the purpose of providing funds to pay the cost of a new Water Treatment Facility. G. Property Taxes The County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13, plus a percentage of the increase in market value in specific areas. The City's property tax lien is based on the assessed value listed as of the prior January 1st for all real and personal property located in the City. Property sold after the assessment date (January 1st) is reassessed and the amount of property tax assessed is prorated. The assessed value at January 1, 2018, upon which the 2017-2018 levy was based, was $6,091,975,000. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent after December 10 and April 10, respectively. Unsecured property tax is levied on July 1, due on July 31 and becomes delinquent after August 31. Property taxes levied for the year ended June 30, 2018, are recorded as receivables. Property taxes paid to the City by the County within 60 days of the fiscal year-end are considered "available" and are, therefore, recognized as revenue in governmental funds. In 1993, the City made an agreement with the San Joaquin County to participate in the Teeter Plan. The Teeter plan is an alternative method of apportioning property tax money. The City receives 95% of the property taxes in advance from the County and the 5% remaining after reconciling the City's balance at June 30. As part of the agreement, the County keeps the penalties and interest on the delinquent taxes. H. Due From / Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. In the fund financial statements, these receivables and payables are classified as "due from other funds" or "due to other funds." Long-term interfund loans receivable are reported as "advances to other funds." The corresponding long-term interfund loans payable are reported as "advances from other funds." In the government -wide financial statements, these receivables and payables are eliminated within the governmental activities and business -type activities columns. Receivables and payables between the governmental activities and the business -type activities are classified as internal balances. 46 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 - Summary of Significant Accounting Policies (Continued) 1. Transfers In the fund financial statements, interfund transfers are recorded as transfers in (out) except for transactions that are described below: Charges for services are recorded as revenues of the performing fund and expenditures/expenses of the requesting fund. Unbilled costs are recognized as an asset of the performing fund at the end of fiscal year. Reimbursements for expenditures/expenses, initially made by one fund that is properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as a reduction of expenditures/expenses in the fund that is reimbursed. J. Long-term Obligations In the government -wide financial statements and in the proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund statement of net position. Bond premiums are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium. Losses occurring from advance refunding are reported as deferred outflows of resources and amortized as an expense for both governmental and business -type activities. K. Due from Other Government Agencies Loans receivable reported in the HOME Program and Community Development Block Grants (CDBG) Special Revenue Fund represent funds loaned to first-time homebuyers. Loans receivable in the Electric Enterprise Fund represent loans to eligible industrial and commercial customers participating in the Lodi Energy Efficiency Financing Pilot Project. In December 2009, the City entered into a contractual relationship with the California Department of Housing and Community Development (HCD) to administer a First-time Homebuyers Program. The loan program is intended to provide deferred down -payment assistance to first-time homebuyers who are at or below 80% of the median income, for the purchase of homes within Lodi. The loan bears 2% interest and is due and payable 30 years from close of escrow, upon transfer of the property or when the home is no longer owner -occupied, whichever comes first. At June 30, 2018, the outstanding balance of these loans amounted to $44,707, which the City included in due from other governmental agencies. In December 2012, the City increased the loan funds in its public benefits program from which G2, G3, G4, G5 or 11 electric utility rate commercial and industrial customers may borrow money to implement energy conservation projects in their facilities. The loan is at zero interest rate payable in two years capped at $150,000 per customer. As of June 30, 2018, a total of twenty-four loans to industrial and commercial customers have been approved. At June 30, 2018, there were three outstanding loans, with a balance of $12,995. L. Advance Receivable Advance receivable reported in the Electric Enterprise Fund represents the City's portion of the Northern California Power Agency's (NCPA) General Operating Reserve that is refundable upon demand by the City (See Note 11). M. Inventory Other governmental funds inventories are recorded at cost and are recognized as expenditures when consumed rather than when purchased. For the proprietary fund types, inventories are recorded at cost using the weighted average cost method, which approximates market, and expense is recognized when inventories are consumed in operations. 47 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) N. Deferred Outflows and Inflows of Resources Unamortized Losses on Defeasance Deferred outflows of resources reported in the Electric Enterprise Fund and business -type activities include the refunding loss incurred in connection with the issuance of the 2008 Certificates of Participation Series A amortized over 24 years. The deferred outflows of resources reported in the Wastewater Enterprise Fund and business -type activities include the refunding loss on the 2012 Refunding Revenue Bonds amortized over 11 years, the 2016 Refunding Revenue Bonds amortized over 21 years and the 2018 Refunding Revenue Bond over 14 years. Deferred outflows of resources reported in the governmental activities represent the refunding loss incurred with the issuance of the 2012 Refunding Lease Revenue Bonds. Related to Pensions Pension contributions made in the current year are reported as deferred outflows of resources per GASB Statement No. 71 the CaIPERS' valuation measurement date is June 30, 2017. Those contributions will be recognized as a reduction of the net pension liability in the year ending June 30, 2019. Plan earnings in excess of earnings projected, changes in assumptions, differences between expected and actual experience in the CaIPERS actuarial report are reported as deferred outflows or inflows of resources. Related to Other Post -Employment Benefits (OPEB) OPEB contributions made in the current year are reported as deferred outflows of resources per GASB Statement No. 75 the valuation measurement date is June 30, 2017. Those contributions will be recognized as a reduction of the net pension liability in the year ending June 30, 2019. Unavailable Revenue The unavailable revenue in the governmental funds is related to the HCD's First-time Homebuyers Program. O. Capital Assets Capital assets, which include land, works of art, buildings and improvements, machinery and equipment, vehicles, infrastructure (e.g., streets, streetlights, traffic signals, sidewalks, and bridges), and electric lines, wastewater lines and storm drains are reported in the applicable governmental or business -type activities columns in the government -wide financial statements and in the proprietary funds financial statements. Capital assets are defined by the City as assets with individual cost of $10,000 or more and have an estimated useful life in excess of two years. Such assets are recorded at historical cost. Donated capital assets are recorded at acquisition value at the date of donation. Capital outlay is recorded as expenditures in the General and other governmental funds and as assets in the government -wide financial statements to the extent the City's capitalization threshold is met. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. As required by the Governmental Accounting Standards Board Statement No. 34, beginning July 1, 2002, the City has capitalized infrastructure, primarily its network of streets, as part of the capital assets shown in the governmental activities column on the government -wide statement of net position. This capitalization included infrastructure that could be identified and has been acquired since July 1, 1980. The City uses basic approach to account for infrastructure which is the cost to acquire, construct, or improve a capital asset is not recognized immediately as expense when incurred, but instead is deferred and allocated over the estimated useful life of the asset. 48 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) O. Capital Assets (Continued) Depreciation of capital assets is provided on the straight-line basis over the following estimated useful lives: Years Buildings and improvements 3 - 40 Machinery and equipment 2 - 40 Vehicles 5 - 15 Infrastructure 10 — 50 P. Compensated Absences/Vacation and Sick Leave The City accrues for compensated absences, in the government -wide financial statements and the proprietary funds financial statements, to pay its employees for the unused vacation, compensatory time, and miscellaneous leave. The City is not obligated to pay for unused sick leave if employees terminate prior to retirement. Q. Pensions For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Miscellaneous and Safety Plans (Plans) and additions to/deductions from the Plans' fiduciary net position have been determined on the same basis as they are reported by the CaIPERS Financial Office. For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. GASB Statement No. 68 requires that the reported results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date: June 30, 2016, rolled forward to June 30, 2017 Measurement Date: June 30, 2017 Measurement Period: July 1, 2016 to June 30, 2017 R. Other Post -Employment Benefits (OPEB) For purposes of measuring the Net OPEB liability, deferred outflows of resources and deferred inflows of resources related to pensions, and OPEB expense, information about the fiduciary net position of the plans and additions to/deductions from the plans' fiduciary net position have been determined on the same basis as they are reported by the plans (Note 9). The following timeframes are used for OPEB reporting: Valuation date Measurement Date Measurement Period S. Self -Insurance June 30, 2017 June 30, 2017 July 1, 2016 to June 30, 2017 The City is self-insured for general liability, workers' compensation, dental benefits, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance liability, which is accounted for in an internal service fund. The accrued liability for estimated self-insured claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not reported. 49 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) T. Net Position In the government -wide and proprietary funds financial statements, net position is reported in one of three categories: Net Investment in Capital Assets — This category consists of capital assets net of accumulated depreciation and reduced by deferred outflows of resources and outstanding debt that is attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — Assets restricted by external creditors, grantors, contributors, enabling legislation or laws or regulations of other governments reduced by liabilities related to those assets. Unrestricted Net Position — This category consists of all net position that does not meet the definition of net investment in capital assets or restricted net position. U. Fund Balance Fund balances presented in the governmental fund financial statements represent the difference between assets, liabilities and deferred inflows of resources. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, establishes the criteria for classifying fund balances into specifically defined classifications and clarifies definitions for governmental funds. GASB Statement No. 54 requires that the fund balances be classified in categories based upon the type of constraints imposed on the use of funds. The City evaluated each of its funds at June 30, 2018 and classified fund balances into the following five categories: Nonspendable — Amounts that cannot be spent because they are (1) not in spendable form, such as prepaid items, inventories and long-term receivables for which the payment of proceeds are not restricted or committed with respect to the nature of the specific expenditures of that fund or (2) legally or contractually required to remain intact. Restricted — Amounts that are restricted by external parties such as creditors or imposed by grants, laws or regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The City has legislative restrictions on amounts collected and reported in the City's various governmental funds. Committed — Amounts that can only be used for specific purposes pursuant to constraints imposed by a formal action by the City's "highest level of decision-making authority", which the City considers to be an ordinance passed by the Lodi City Council. Assigned — Amounts that have been allocated by action of the Lodi City Council in which the City's intent is to use the funds for a specific purpose. Once assigned, funds may only be released by resolution of the City Council. Unassigned — Amounts that constitute the residual balances that have no restrictions placed upon them and are reported in the General Fund. For other governmental funds, as restrictions exceed available resources only deficit amounts are reported in the unassigned category. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. The City does not have a policy on the order of spending unrestricted amounts when an expenditure is incurred for which amounts in any of the unrestricted fund balance classifications could be used. Therefore, by default under GASB Statement No. 54, the City uses committed resources first, then assigned resources and unassigned resources last as they are needed. 50 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 - Summary of Significant Accounting Policies (Continued) U. Fund Balance (Continued) It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses and the target for the Electric Enterprise Fund working capital is $23.3 million. The policy allows for variations from year-to-year to account for economic and fiscal changes. The City Council also adopted a policy to establish the following reserves: Catastrophic reserve — To maintain the ability of the City to meet operational costs during times of declared emergency or major catastrophe, the City shall designate General Fund balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. This reserve may only be drawn upon pursuant to an emergency as declared under the Municipal Code. Economic reserve — To maintain the City's economic viability and to meet seasonal cashflow shortfalls, the City shall designate General Fund economic reserve balance of a minimum of 8% of annual General Fund revenues reported as unassigned fund balance. Funding the economic reserve will begin in the fiscal year following full funding of the catastrophic reserve. Funding may only be disbursed upon a resolution of the City Council. Once fully funded, if these reserves fall below 5% of annual revenues, the City Manager shall prepare a plan within three months of approval of the City's financial statements. This plan will restore the 5% within 12 months and the 8% within 24 months. V. Statement of Cash Flows A statement of cash flows is presented for proprietary fund types. For purposes of reporting cash flows, the City considers all highly liquid investments with maturities of three months or less when purchased and investments maintained in the pool to be cash equivalents. W. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Actual results could differ from those estimates. X. Implementation of New Governmental Accounting Standards The City is currently analyzing its accounting practices to determine the potential impact on the financial statements for the following GASB Statements: In June 2015, GASB issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. This statement applies to government employers who provide OPEB to their employees and for governments that finance OPEB for employees of other governments. This statement basically parallels GASB Statement 68 and replaces GASB Statement 45. Application of this statement had a significant effect on the City's financial statements (see Note 9). In December 2015, GASB issued Statement No. 81, Irrevocable Split -Interest Agreements. This Statement requires that a government that receives resources pursuant to an irrevocable split -interest agreement recognize assets, liabilities, and deferred inflows of resources at the inception of the agreement. Furthermore, this Statement requires that a government recognize assets representing its beneficial interests in irrevocable split - interest agreements that are administered by a third party, if the government controls the present service capacity of the beneficial interests. This Statement requires that a government recognize revenue when the resources become applicable to the reporting period. Application of this statement did not have a significant effect on the City's financial statements. 51 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) X. Implementation of New Governmental Accounting Standards (Continued) In March 2017, GASB Issued Statement No. 85, Omnibus 2017. This Statement addresses practices issues that have been identified during implementation and application of certain GASB Statements. This Statement also addresses a variety of topics including issues related to blending component units, goodwill, fair value measurement and application, and postemployment benefits (pensions and other postemployment benefits [OPEB]). Application of this statement did not have a significant effect on the City's financial statements. In April 2017, GASB issued Statement No. 86, Certain Debt Extinguishment Issues. This Statement improves consistency in accounting and financial reporting for in -substance defeasance of debt by providing guidance for transactions in which cash and other monetary assets acquired with only existing resources -resources other than the proceeds of refunding debt -are placed in an irrevocable trust for the sole purpose of extinguishing debt. This Statement also improves accounting and financial reporting for prepaid insurance on debt that is extinguished and notes to financial statements for debt that is defeased is substance. Application of this statement did not have a significant effect on the City's financial statements. Future Implementations: In November 2016, GASB issued Statement No. 83, Certain Asset Retirement Obligations. This Statement establishes criteria for determining the timing and pattern of recognition of a liability and a corresponding deferred outflow of resources for asset retirement obligations (ARO). This Statement requires that recognition occur when the liability is both incurred and reasonably estimable. The determination of when the liability is incurred should be based on the occurrence of external laws, regulations, contracts, or court judgments, together while the occurrence of an internal event that obligates a government to perform asset retirement activities. Laws and regulations may require governments to take specific actions to retire certain tangible capital assets at the end of the useful lives of those capital assets, such as decommissioning nuclear reactos and dismantling and removing sewage treatment plants. Other obligations to retire tangible capital assets may arise from contracts or court judgments. Internal obligating events include the occurrence of contamination, placing into operation a tangible capital asset that is required to be retired, abandoning a tangible capital asset before it is placed into operation, or acquiring a tangible capital asset that has an existing ARO. Application of this statement is effective for the City's fiscal year ending June 30, 2019. In January 2017, GASB issued Statement No. 84, Fiduciary Activities. This statement is to improve guidance regarding the identification of fiduciary activities for all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. The requirements of this statement are effective for the City's year ending June 30, 2020. In June 2017, GASB issued Statement No. 87, Leases. This Statement increase the usefulness of governments' financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions for the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. Under this Statement, a lessee is required to recognize a lease liability and an intangible right -to -use lease asset, and a lessor is required to recognize lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments' leasing activities. The requirements of this statement are effective for the City's year ending June 30, 2021. In April 2018, GASB issued Statement No. 88, Certain Disclosures Related to Debt, including Direct Borrowings and Direct Placements. This Statement is to improve the information that is disclosed in notes to government financial statements related to debt, including direct borrowings and direct placements. It also clarifies which liabilities governments should include when disclosing information related to debt. 52 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 1 — Summary of Significant Accounting Policies (Continued) X. Implementation of New Governmental Accounting Standards (Continued) This Statement also defines debt for purposes of disclosures in notes to financial statements as a liability that arises from a contractual obligation to pay cash (or other assets that may be used in lieu of cash) in one or more payments to settle an amount that is fixed at the date the contractual obligation is established. In addition, the statement requires that additional essential information related to debt be disclosed in notes to financial statements, including unused lines of credit; assets pledged as collateral for the debt; and terms specified in debt agreements related to significant events of default with finance -related consequences, significant termination events with finance -related consequences, and significant subjective acceleration clauses. Application of this statement is effective for the City's fiscal year ending June 30, 2020. In June 2018, GASB issued Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period. This Statement establishes accounting requirements for interest cost incurred before the end of a construction period. Such interest cost includes all interest that previously was accounted for in accordance with the requirements of paragraphs 5-22 of Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre -November 30, 1989 FASB and AICPA Pronouncements, which are superseded by this Statement. This Statement requires that interest cost incurred before the end of a construction period be recognized as an expense in the period in which the cost is incurred for financial statements prepared using the economic resources measurement focus. As a result, interest cost incurred before the end of a construction period will not be included in the historical cost of a capital asset reported in a business - type activity or enterprise fund. Application of this statement is effective for the City's fiscal year ending June 30, 2021. In August 2018, GASB issued Statement No. 90, Majority Equity Interests — An Amendment of GASB Statements No. 14 and No. 61. This Statement improves the consistency and comparability of reporting a government's majority equity interest in a legally separate organization and to improve the relevance of financial statement information for certain component units. It defines a majority equity interest and specifies that a majority equity interest in a legally separate organization should be reported as an investment if a government's holding of the equity interest meets the definition of an investment. A majority equity interest that meets the definition of an investment should be measured using the equity method, unless it is held by a special-purpose government engaged only in fiduciary activities, a fiduciary fund, or an endowment (including permanent and term endowments) or permanent fund. Those governments and funds should measure the majority equity interest at fair value. Application of this statement is effective for the City's fiscal year ending June 30, 2020. Note 2 — Cash and Investments Cash and investments as of June 30, 2018 are classified in the accompanying financial statements as follows: Cash and investments as of June 30, 2018 are classified in the accompanying financial statements as follows: Statement of net position: Cash and investments $ 90,017,129 Restricted assets 20,118,316 Fiduciary funds cash and investments: Private -purpose trust funds 136,097 Custodial fund 423,289 Total cash and investments $ 110,694,831 Cash and investments as of June 30, 2018 consist of the following: Cash on hand $ 3,396 Deposits with financial institutions 3,950,180 Investments 106, 741, 255 Total cash and investments $ 110,694,831 53 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 2 — Cash and Investments (Continued) A. Authorized Investments The City has adopted an investment policy pursuant to Government Code Section 53601, which authorizes the City to surplus funds in the City Treasury in certain investment categories authorized by the California Government Code and the City's Investment Policy. The City's Investment Policy is more restrictive than the Government Code. The following table identifies the permitted investment types authorized per the City's investment policy. The table also identifies certain provisions that address interest rate risk and concentration of credit risk. Permitted Investments Maximum % Maturity of Portfolio Minimum Quality Requirements U.S. Treasury Obligtions US Government Agency Securities & Instrumentalities Bankers Aceeptances Certificates of Deposit Negotiable Certificates of Deposit Commerical Paper California State Local Agency Investment Fund Passbook Deposits Mutual Funds & Money Market Mutual Funds Medium Term Corporation Notes Joint Powers Authority Pool Certificates of Deposit Account Registry Service (CDARS) Supranational Obligations Municipal Securities (50 States or California Local Agencies) (1) Funds held at NCPA shall not count to this limit) 5 years 5 years 180 days 5 years 5 years 270 days Indefinite Indefinite N/A 5 years Indefinite Indefinite 5 years 5 years 100% None 100% None 40% None 100% None 30% None Credit rating of P1/A1 or A1+/F1 or F1+ by 30% Moody's S&P or Fitch 100% None 100% None 20% Multiple Requirements per GoVt Code 30% A-/A3/A- by Moody's, S&P, or Fitch 30% (1) Multiple Requirements per Godt Code 30% None 30% AA-/Aa3/AA- by Moody's, S&P, or Fitch 100% None The City has established a pension stabilization account with Public Agency Retirement Services (PARS), which invests in a Balanced Index PLUS Fund. B. Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by the provisions of the debt agreements as to the extent that they are permissible investments of funds of the City. C. Disclosure Relating to Interest Rate Risk and Credit Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity over time as necessary to provide the cash flow and liquidity needed for operations. The City monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio, as well as limiting a securities maturity to five years or less for investments in the investment pool. Investments held outside the investment pool can have longer maturities as these funds are restricted by bond covenants and are held to the maturity of the bonds. 54 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 2 — Cash and Investments (Continued) C. Disclosure Relating to Interest Rate Risk and Credit Risk (Continued) Investment Type AA+/AA/AA- A+/A/A- AAA/AAA BBB+ NR Total Investments by Fair Value: Held by City: CALTRUST PARS Local Bank Certificate of Deposits Negotiable Certificate of Deposits Guaranteed Investments Contracts LAI F Held by Trustee: US Agency Securities Money Market Mutual Funds Municipal Securities Corporate Securities Exempt from Credit Rating Disclosure: U.S Treasury Notes Total Investments 13,013,508 4,545,831 7,160,137 5,328,688 584,904 6,645,565 $ - $ - $ 17,390,559 $ - - 11,095,822 - - 2,249,995 - - 7,996,699 - - 2,169,850 - - 15,947,421 1,733,643 597,347 152,147 246,270 9,882,869 17,390,559 11,095,822 2,249,995 7,996,699 2,169,850 15,947,421 13,013,508 4,545,831 9,724,954 12,723,747 9,882,869 $ 30,048,164 $ 7,230,469 $ 2,330,990 $ 152,147 $ 66,979,485 $ 106,741,255 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by nationally recognized statistical rating organization. Presented below and on the following page is the minimum rating required by the California Government Code, the City's investment policy, or debt agreements and the actual rating at year end for each investment type. D. Concentration of Credit Risk The California Government Code and the investment policy of the City contain limitations on the amount that can be invested in any one issuer. Investments in any one issuer (other than investments issued by or explicitly guaranteed by the US Government and investments in mutual funds, external investment pools, and other pooled investments) that represent 5% or more of the total City investments are required to be disclosed. Investments in LAIF, CaITRUST, and money market mutual funds are not subject to the concentration of credit risk disclosure. The City holds 58.41% of its investments in the various securities. There are no investments with any one issuer greater than 5% of total investments. Reporting Unit Issuer Investment Type Reported Amount Entity Wide: Federal Farm Credit Bank System Federal Home Loan Bank Federal Home Loan Mortgage Corporation Federal National Mortgage Association 55 Federal Agency Obligations Federal Agency Obligations Federal Agency Obligations Federal Agency Obligations $ 3,469,102 3,495,781 2,211,077 3,382,883 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 2 — Cash and Investments (Continued) E. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover collateral securities that are in the possession of an outside party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial risk for deposits, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured deposits. $7,160,187 of the City's deposits with financial institutions, which exceeded federal depository insurance limits, was collateralized in this fashion. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker- dealer) to a transaction, a government will not be able to recover the value of the investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for investments. With respect to investments, custodial credit risk generally applies only to direct investments in marketable securities. Custodial credit risk does not apply to a local government's indirect investment in securities through the use of mutual funds or government investment pools such as LAIF. Investment Type 12 Months or Less 13 to 24 Months 25 to 36 Months 37 to 60 Months Total Investments by Fair Value: Held by City: CALTRUST $ 17,390,559 $ - $ - $ - $ 17,390,559 LAIF 15,947,421 15,947,421 PARS 11,095,822 - 11,095,822 Held by Trustee: Negotiable Certificate of Deposits 1,250,000 1,500,000 5,246,699 7,996,699 Local Certificate of Deposits 2,249,995 - 2,249,995 US Agency Securities 993,503 2,476,901 1,453,643 8,089,461 13,013,508 Money Market Mutual Funds 4,545,831 - 4,545,831 Municipal Securities 494,070 1,645,262 2,528,665 5,056,957 9,724,954 Corporate Securities 501,165 2,780,071 3,197,937 6,244,574 12,723,747 Guaranteed Investments Contracts 2,169,850 2,169,850 U.S Treasury Notes 1,487,281 1,977,925 1,441,813 4,975,850 9,882,869 Total lnvestments $ 54,705,647 $ 10,130,159 $ 10,122,058 $ 31,783,391 $ 106,741,255 56 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 2 — Cash and Investments (Continued) F. Investments in Investment Pools The City is a voluntary participant in the California Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio. At June 30, 2018, the City's investment position in LAIF was $15.9 million. The City is also a voluntary participant in the CaITRUST which is a Joint Powers Authority governed by a Board of Trustees made up of local treasurers and investment officers. The Board of Trustees sets overall policy for CaITRUST, and selects and supervises the activities of the Investment Manager and other agents. As of June 30, 2018, the City's investment in CaITRUST is $17.4 million; all of which is invested in the Medium term fund. G. Fair Value Measurements In accordance with GASB Statement 72, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is a market-based measurement for a particular asset or liability based on assumptions that market participants would use in pricing the asset or liability. Valuation inputs are assumptions that market participants use in pricing an asset or liability. The hierarchy of inputs used to generate the valuation is classified into three different levels. • Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities at the measurement date. • Level 2 inputs include quoted prices for similar assets or liabilities in markets that are active; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs other than quoted prices that are observable for an asset, either directly or indirectly. • Level 3 inputs are unobservable inputs from the asset or liability where there is very little market activity and they should be used only when relevant Level 1 and Level 2 inputs are unavailable. The City has the following fair value measurements as of June 30, 2018: Investment Type Level 1 Level 2 Total Investments by Fair Value: Held by City: Negotiable Certificate of Deposits $ $ 7,996,699 $ 7,996,699 US Agency Securities 13,013,508 13,013,508 Municipal Securities 9,724,954 9,724,954 Corporate Securities 12,723,747 12,723,747 25,447,494 Subtotal $ 12, 723, 747 $ 43,458, 908 $ 56,182, 655 Investments Exempt from Fair Value Hierarchy: Held by City CALTRUST $ $ $ 17,390,559 PARS 11, 095, 822 LAIF 15,947,421 Local Certificate of Deposits 2,249,995 Money Market Mutual Funds - - 4,545,831 Guaranteed Investments Contracts - - 2,169,850 U.S Treasury Notes 9,882,869 Total Investments $ $ - $ 119,465,002 57 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 3 — Allowance for Uncollectible Accounts) Receivables of the General Fund, Electric, Wastewater and Water funds are reported net of uncollectible amounts. Total allowance provided for uncollectible amounts related to receivables of the current period are as follows: Uncollectibles related to late charges and services Uncollectibles related to electric sales and services Uncollectibles related to wastewater services Uncollectibles related to water sales and services Total uncollectibles of the current fiscal year Note 4 — Interfund Receivables / Payable Interfund receivables and payables at June 30, 2018 are as follows: $ 44,519 346,773 150,726 134,298 $ 676,316 Due from Due to Amount Non -major governmental Non -major governmental Community Development Home & CBG $ 8,588 Transportation 52,915 Internal Service Funds Internal Service Funds Insurance Fleet 71,500 $ 133,003 "Due to" and "due from" balances are recorded primarily when funds overdraw their share of pooled cash or when there are short-term loans between funds. The $61,503 and $71,500 represents cash deficits in other governmental funds and internal service funds. The advances from the Water Fund were used for the construction of Fire Station #4 and have no defined repayment terms; however, the City is repaying as funds are available. Advances to Other governmental Advances from Amount Water $ 984,025 58 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 5 — Transfers Transfers for the year ended June 30, 2018, are summarized as follows: Transfers In: Transfers Out: General Other governmental Electric Wastewater Water Transit Fleet General Other Streets Governmental Total $ - $ 461,960 $ 6,507,490 $ 6,969,450 1,696,840 - 944,815 2,641,655 2,145, 285 - 2,145, 285 1,108, 270 1,108, 270 820,560 - 820,560 177,945 - - 177,945 290 290 Total $ 5,949,190 $ 461,960 $ 7,452,305 $ 13, 863, 455 During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. Transfers out of $2,145,285 from the Electric Fund, $1,108,270 from the Wastewater Fund, $820,560 from the Water Fund and $177,945 from Transit represent operating contributions to the General Fund. The transfer of $461,960 from the General Fund to the Streets Fund is for operations and for various streets projects. The transfer of $6,507,490 from the General Fund to other governmental funds represents transfer of $1,101,250 to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; $3,853,240 to Parks, Recreation, and Community Services Fund for operating costs; $435,000 to the Vehicle and Equipment Fund for vehicle replacements and computer replacements; $421,000 to the Capital Outlay Reserve Fund for various capital projects; and $697,000 to Library Capital. The transfer out of $944,815 from other governmental funds to other governmental funds includes $655,890 transferred from Parks, Recreation, and Community Services Fund to the Debt Service Fund for the interest required to pay the 2012 Refunding Lease Revenue Bonds; transfer of $206,225 from Parks, Recreation, and Community Services Fund to Parks Capital Fund for park -related capital projects; and transfer of $21,000 from the Community Development Fund, and $61,700 from the Parks, Recreation, and Community Services Fund to the Vehicle and Equipment Fund for fleet replacement. The transfer of $290 from Fleet Fund to General Fund is to cover the expenses of the City's new website. 59 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 6 — Capital Assets Capital assets activity of the primary government for the year ended June 30, 2018, was as follows: Governmental activities July 1, 2017 Increases Decreases June 30, 2018 Capital assets, not being depreciated: Land $ 24,947,834 - $ 24,947,834 Work of Art 304,907 - 304,907 Construction in progress 18,416,565 973,217 (15,177,763) 4,212,019 Total capital assets, not being depreciated $ 43,669,306 $ 973,217 $ (15,177,763) $ 29,464,760 Capital assets, being depreciated: Buildings and improvements 77,456,162 - 77,456,162 Machineryand equipment 12,730,562 1,320,539 (6,247) 14,044,854 Vehicles 11,802,201 288,344 (386,089) 11,704,456 Infrastructure 149,567,248 21,915,633 171,482,881 Total capital assets, being depreciated 251,556,173 23,524,516 (392,336) 274,688,353 Less accumulated depreciation for: Buildings and improvements 36,246,234 2,111,849 38,358,083 Machineryand equipment 11,564,506 407,623 (6,247) 11,965,882 Vehicles 8,953,782 500,457 (358,316) 9,095,923 Infrastructure 101,899,393 5,267,507 107,166,900 Total accumulated depreciation 158,663,915 8,287,436 Total capital assets, being depreciated, net 92,892,258 15,237,080 Governmental activities capital assets, net $ 136,561,564 $ 16,210,297 (364,563) 166,586,788 (27,773) 108,101,565 $ (15,205,536) $ 137,566,325 Business -type activities July 1, 2017 Increases Decreases June 30, 2018 Capital assets, not being depreciated: Land 5,535,718 - 5,535,718 Construction in progress 15,409,186 1,901,433 (409,216) 16,901,403 Total capital assets, not being depreciated 20,944,904 1,901,433 Capital assets, being depreciated: Buildings and improvements 48,581,773 Machineryand equipment 285,935,643 12,099,400 Vehicles 13,444,052 481,692 Total capital assets, being depreciated 347,961,468 12,581,092 (409,216) 22,437,121 (207,844) 48,581,773 298,035,043 13,717,900 (207,844) 360,334,716 Less accumulated depreciation for: Buildings and improvements 20,657,017 1,287,504 21,944,521 Machineryand equipment 98,674,092 8,485,800 107,159,892 Vehicles 8,372,474 1,349,393 (207,844) 9,514,023 Total accumulated depreciation 127,703,583 11,122,697 (207,844) 138,618,436 Total capital assets, being depreciated, net 220,257,885 1,458,395 221,716,280 Business -type activities capital assets, net $ 241,202,789 $ 3,359,828 $ (409,216) $ 244,153,401 60 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 6 — Capital Assets (Continued) Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: Business -type activities: General government Public protection Public works Com munity development Library Parks and recreation Internal service funds $ 617,558 659,666 5,285,609 19,549 71,465 1,267,579 1,447 Total depreciation expense $ 7,922,873 Note 7 — Long — Term Liabilities Electric Wastewater Water Transit Total depreciation expense $ 2,368,139 4,249,995 3,088,616 1,415,947 $ 11,122,697 The following is a summary of long-term debt payable at June 30, 2018 and transactions for the year ended June 30, 2018 for the following individual issues: Governmental activities: July 1, 2017 Additions Compensated absences $ 7,607,875 $ 2012 Lease Revenue Bonds 17,990,000 Issuance premium 762,590 Total 18,752,590 Loan payable 378,011 Capital lease 486,959 Self-insurance liability Reductions 4,663,614 $ (4,013,177) 8,842,398 1,121, 320 Governmental activities long-term liabilities $ 36,067,833 $ 5,784,931 61 (860,000) (53,830) (913,830) (91, 775) (77,009) (1,969,182) $ (7,064,973) June 30, 2018 $ 8,258,312 17,130, 000 708,760 17, 838, 760 286,236 409,949 7,994,536 $ 34,787,793 Amounts Due Within One Year $ 2,004,483 900,000 53,830 953,830 93,571 78,624 1,121,320 $ 4,251,827 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 7 — Long — Term Liabilities (Continued) Interest Rates Business -type activities: Compensated absences Pollution remediation obligation Loan payable 2.30% Certificates of Participation and Revenue Bonds: 2004 Certificates of Parti 2.0-5.5% Amounts Due July 1, 2017 Additions Reductions June 30, 2018 Within One Year $ 2,334,250 $ 1,912,370 $ (1,645,171) $ 2,601,449 $ 750,461 17,354,008 - (500,486) 16,853,522 400,000 1,300,320 - (204,432) 1,095,888 172,292 2,070,000 2,070,000 2007 Certificates of Parti 4.0-5.0% 7,730,000 - (7,730,000) Issuance premium 45,301 - (45,301) Total 7,775,301 (7,775,301) 2008 Certificates of Parti 3.85-5.05% 58,295,000 (58,295,000) Issuance premium 373,630 (373,630) Total 58,668,630 (58,668,630) 2010 Revenue Bonds A 2.50-6.637% 33,630,000 (950,000) 32,680,000 980,000 Issuance premium 453,105 (19,700) 433,405 18,843 Total 34,083,105 (969,700) 33,113,405 998,843 2012 Revenue Bonds A 2.0-5.0% 11,675,000 - (1,475,000) 10,200,000 1,535,000 Issuance premium 1,039,460 - (166,313) 873,147 166,313 Total 12,714,460 (1,641,313) 11,073,147 1,701,313 2016 Revenue Bonds A 2.0-3.25% 20,295,000 - 20,295,000 1,650,000 Issuance premium 2,586,834 (130,979) 2,455,855 130,979 Total 22,881,834 (130,979) 22,750,855 1,780,979 2017 Installment 2.0-5.0% 7,762,794 7,762,794 107,922 Issuance premium Total 7,762,794 7,762,794 107,922 2018 Revenue Bonds 2.0-5.0% - 41,610,000 - 41,610,000 Issuance premium - 6,681,443 - 6,681,443 445,435 Total 48,291,443 48,291,443 445,435 Total Certificates of Participation and Revenue Bonds 138,193,330 56,054,237 (69,185,923) 125,061,644 5,034,492 Business -type activities long-term liabilities $ 159,181,908 $ 57,966,607 $ (71,536,012) $ 145,612,503 $ 6,357,245 Loans Payable In September 2015, the City obtained a loan in the amount of $468,000 to finance the purchase of a fire engine. Annual principal and interest payment is $99,172 with final payment due on December 1, 2020. The annual payments will be paid from Fire department appropriations. In August 2015, the City obtained a loan in the amount of $1.5 million to finance the Electric Enterprise Fund's LED Street Light Retrofit project. Annual principal and interest payment is approximately $235,000 with final payment due December 1, 2022. The annual payments will be paid from the Greenhouse Gas Free Allowance proceeds. 62 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 7 — Long — Term Liabilities (Continued) Loans Payable (Continued) Annual debt service requirements to maturity of the loans payables are as follows: Year Ending Governmental Activities Year Ending Business -type Activities June 30, Principal Interest June 30, Principal Interest 2019 $ 93,571 $ 5,601 2019 $ 172,292 $ 25,555 2020 95,402 3,770 2020 214,078 20,677 2021 97,263 1,908 2021 219,027 15,728 Total $ 286,236 $ 11,279 2022 224,178 10,577 2023 192,497 5,350 Total $1,095,888 $ 77,887 Capital Lease On June 22, 2016, the City entered into a lease -purchase agreement for the acquisition of Dispatch Console equipment for the Police Department. The new equipment will provide the City with a more flexible system for better connectivity between the Lodi Police Department dispatch operators and field personnel. The present values of future minimum capital lease payments as of June 30, 2018, are as follows: Year Ending, June 30 2019 $ 86,540 2020 86,540 2021 86,540 2022 86,540 2023 86,540 Total minimum lease payments 432,700 Less amounts representing interest (22,751) Present value of minimum capital lease payments $ 409,949 Certificates of Participation and Revenue Bonds Governmental Activities: On September 1, 2012, the City issued $19,080,000 Refunding Lease Revenue Bonds (2012 LRB) to allow the City to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). The 2002 COP were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. As of June 30, 2018, there are no outstanding balances of these refunded Certificates. The 1995 Certificates of Participation (1995 COP) were sold in October 1995 to finance the City Downtown Revitalization and the Cherokee Lane Beautification projects. The 1996 Certificates of Participation (1996 COP) were sold in August 1996 to finance the construction of the Hutchins Square Conference and Performing Arts Center. The total principal and interest remaining to be paid on the 2012 LRB is $23,045,569. Principal is payable annually on October 1 in amounts ranging from $260,000 to $1,605,000 beginning in 2016 with final payment due in 2031. Interest paid for the current year was $794,913. 63 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 7 — Long — Term Liabilities (Continued) Enterprise Activities: On May 12, 2004, the City issued $27,360,000 Certificates of Participation (2004A COP) to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. Principal is payable annually commencing 2024 on October 1 in amounts from $170,000 to $2,070,000 with final payment due October 1, 2024. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $2,659,956. Interest paid for the current year and total net revenues were $98,326 and $6,533,174, respectively. On October 1, 2010, the City issued $9,015,000 Water Revenue Bonds, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) (2010 Bonds) to finance the construction of the Surface Water Treatment Facility which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. Principal is payable annually on June 1 in amounts ranging from $775,000 to $2,210,000 with final payment due June 1, 2040. The City has pledged future water revenues, net of operation and maintenance costs, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $60,360,828. Principal and interest paid for the current year and total net revenues were $2,967,656 and $6,975,156, respectively. On August 16, 2012, the City issued $17,105,000 2012 Refunding Wastewater Revenue Bonds Series A (2012 Bonds) to advance refund the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $1,280,000 to $1,885,000 beginning in 2013 with final payment due in 2023. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2012 Bonds is $11,656,450. Principal and interest paid for the current year and total net revenues were $1,949,300 and $6,533,174, respectively. On March 10, 2016, the City issued $20,295,000 2016 Refunding Wastewater Revenue Bonds Series A (2016 Bonds) for an advance refunding of the $21,415,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $110,000 to $2,175,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2016 bonds is $31,037,706. Interest paid for the current year and total net revenues were $849,150 and $6,533,174, respectively. At June 30, 2018, the remaining balance of the refunded debt is $21,339,735. On December 1, 2017, the City issued $7,762,794 2017 Installment Purchase Agreement for an advance refunding of the $7,555,000 principal amount of the 2007 Wastewater Revenue Certificates of Participation. Principal is payable annually on October 1 in amounts ranging from $107,000 to $545,000 beginning in 2018 with final payment due in 2037. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the 2017 Agreement is $10,404,810. On June 13, 2018, the City issued $41,610,000 Electric System Revenue Refunding Bonds (2018 Bonds) to allow the City to prepay and cause the immediate defeasance of the outstanding $55,785,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2008 Series A). Principal is payable annually on September 1 in amounts ranging from $1,710,000 to $4,045,000 beginning in 2019 with final payment due in 2032. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $59,467,804. The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverage. The City is in compliance with all such significant limitations and restrictions. 64 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 7 — Long — Term Liabilities (Continued) Annual debt service requirements to maturity for certificates of participation and bonds are as follows: Year Ending Governmental Activities Business -type Activities June 30, Principal Interest Principal Interest 2019 $ 900,000 $ 755,213 $ 4,272,922 $ 3,562,724 2020 930,000 721,087 5,078,903 3,465,443 2021 965,000 685,337 5,179, 846 3,362,066 2022 1,020,000 635,712 5,410,675 3,250,128 2023-2027 5,905,000 2,329,313 32, 487, 032 13, 831, 479 2028-2032 7,410,000 788,907 31,343,153 9,493,025 2033-2037 - 22, 865,113 5,167, 385 2038-2040 7,980,150 916,250 Total $17,130,000 $ 5,915,569 $ 114, 617, 794 $43,048,500 Note 8 — Pension Plans Plan Descriptions All qualified permanent and probationary employees are eligible to participate in the City's separate Miscellaneous and Safety Plans (Plans), agent multiple -employer defined benefit pension plans administered by the California Public Employees' Retirement System (CaIPERS), which acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plans are established by State statute and City resolution. CaIPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CaIPERS website. Benefits Provided CaIPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non -duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. The Plans' provisions and benefits in effect at June 30, 2018, are summarized as follows: Miscellaneous Plan Prior to On or after Hire date 1 -Jan -13 1 -Jan -13 Benefit formula 2% @ 55 2% @ 62 Benefit vesting schedule 5 years of service 5 years of service Benefit payments monthly for life monthly for life Retirement age 50-67 52-67 Monthly benefits, as a % of eligible compensation 1.426%-2.418% 1% to 2.5% Required employee contribution rates 7% 6.75% Required employer contribution rates 21.80% 21.80% 65 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 8 — Pension Plans (Continued) Safety Plan Hire date Benefit formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as a % of eligible compensation Required employee contribution rates Required employer contribution rates Prior to 22 -Dec -12 3% @ 50 5 years of service monthly for life 50-55 3% 9% 44.75% December 22, 2012 to 31 -Dec -12 3% @ 55 5 years of service monthly for life 50-55 2.4% to 3% 9% 44.75% On or after 1 -Jan -13 2.7% @ 57 5 years of service monthly for life 50-57 2% to 2.7% 11.25% 44.75% Employees Covered At June 30, 2016, the most recent actuarial valuation available, the following employees were covered by the benefits of the City's Plans: Inactive employees or beneficiaries currently receiving benefits Inactive employees entitled to but not yet receiving benefits Active employees Total Contributions Miscellaneous Plan Safety Plan 409 187 121 20 266 119 796 326 Section 20814(c) of the California Public Employees' Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CaIPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. The contributions for the measurement period were as follows: Aggregate Miscellaneous Safety Total Contributions - employer $ 2,795,484 $ 3,539,856 $ 6,335,340 66 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 8 — Pension Plans (Continued) Net Pension Liability The City's net pension liability for each Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension liability of each of the Plans is measured as of June 30, 2017, using an annual actuarial valuation as of June 30, 2016 rolled forward to June 30, 2017 using standard update procedures. Actuarial Assumptions The total pension liabilities in the June 30, 2016 actuarial valuations were determined using the following actuarial assum ptions: Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Investment Rate of Return Mortality Miscellaneous Plan Safety Plan June 30, 2016 June 30, 2017 June 30, 2016 June 30, 2017 Entry -Age Normal Cost Method 7.15% 2.75% 7.65% (1) 7.15% 2.75% 7.65% (1) Based on rates of CaIPERS Experience Study (1) Net of pension plan investment expenses, including inflation The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2016 valuation were based on the 2014 CaIPERS Experience Study for the period from 1997 to 2014. Further details of the Experience Study can be found on the CaIPERS website. Discount Rate The discount rate used to measure the total pension liability was 7.15% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CaIPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.15% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CaIPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best -estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CaIPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds' asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long- term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. 67 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 8 — Pension Plans (Continued) Asset Class Current Target Real Return Allocation Years 1 - 10 (1) Real Return Years 11 + (2) Global Equity Global Fixed Income Inflation Sensitive Private Equity Real Estate Infrastructure and Forestland Liquidity 47.00% 19.00% 6.00% 12.00% 11.00% 3.00% 2.00% (1) An expected inflation of 2.50% used for this period (2) An expected inflation of 3.00% used for this period Changes in the Net Pension Liability The changes in the Net Pension Liability for each Plan follows: Miscellaneous Plan: Balance at June 30, 2016 (1) Changes in the year: Service cost Interest on the total pension liability Changes in Assumptions Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income (2) Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period Balance at June 30, 2017 5.25% 5.71% 0.99% 2.43% 0.45% 3.36% 6.83% 6.95% 4.50% 5.13% 4.50% 5.09% -0.55% -1.05% Increase (Decrease) Total Pension Liability $ 173,732,809 2,862,495 12, 923, 048 10,541,016 (398, 276) (9,129, 724) 16, 798, 559 Plan Fiduciary Net Net Pension Position Liability $ 122,744,359 $ 50,988,450 3,950,727 1,341,146 13,581,014 (9,129, 724) (181,224) 9,561,939 2,862,495 12, 923, 048 10,541,016 (398,276) (3,950,727) (1,341,146) (13,581,014) 181,224 7,236,620 $ 190, 531, 368 $ 132, 306, 298 $ 58, 225, 070 68 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 8 — Pension Plans (Continued) Safety Plan: Balance at June 30, 2016 (1) Changes in the year: Service cost Interest on the total pension liability Changes in Assumptions Differences between expected and actual experience Contribution - employer Contribution - employee Net investment income (2) Benefit payments, including refunds of employee contributions Other changes in fiduciary net position Net changes during measurement period Balance at June 30, 2017 Increase (Decrease) Total Pension Plan Fiduciary Net Liability Position $ 170, 977, 761 $ 103, 945, 660 3,336,917 12, 869, 943 10, 945, 791 1,123, 761 (9,433,148) 18, 843, 264 5,220,306 1,095,689 11, 443, 777 (9,433,148) (154, 520) Net Pension Liability $ 67,032,101 3,336,917 12, 869, 943 10,945,791 1,123, 761 (5,220,306) (1,095,689) (11,443, 777) 154,520 8,172,104 10, 671,160 $ 189,821,025 $ 112,117,764 $ 77,703,261 (1) The fiduciary net position includes receivables for employee service buybacks, deficiency reserves, fiduciary self-insurance and OPEB Expense. (2) Net of administrative expenses. Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the City for each Plan, calculated using the discount rate for each Plan, as well as what the City's net pension liability would be if it were calculated using a discount rate that is 1 - percentage point lower or 1 -percentage point higher than the current rate: 1% Decrease Net Pension Liability Current Discount Rate Net pension Liability 1% Increase Net Pension Liability Pension Plan Fiduciary Net Position Miscellaneous Plan Safety Plan 6.15% 6.15% $83,480,241 $104,180,259 7.15% 7.15% $58,225,070 $ 77,703,261 8.15% 8.15% $37,353,443 $56,060,808 Detailed information about each pension plan's fiduciary net position is available in the separately issued CaIPERS financial reports 69 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 8 — Pension Plans (Continued) Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2018, the City recognized pension expense of $8,321,133 and $10,011,164 for the Miscellaneous and Safety Plans, respectively. At June 30, 2018, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Pension contributions subsequent to measurement date Changes of assumptions Difference between expected and actual experience Net differences between projected and actual earnings on plan investments Total Miscellaneous Plan Safety Plan TOTAL Deferred Outflows of Resources Deferred Inflows of Resources Deferred Outflows of Resources Deferred Inflows of Resources Deferred Outflows of Resources Deferred Inflows of Resources $ 1,404,667 $ 6,776,367 - $ 2,025,661 $ - 8,339,650 168,261 256,035 1,806,338 $10,155,633 - $ 3,430,328 $ 839,726 15,1 16,017 1,170,928 266,549 839,726 1,339,189 522,584 1,572,836 3,379,174 $ 256,035 $13,109,075 $ 1,106,275 $23,264,708 $ 1,362,310 The $1,404,667 and $2,025,661 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ending June 30, 2019. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Year Ending 30 -Jun Miscellaneous Plan Safety Plan 2019 $ 3,703,070 $2,046,477 2020 5,014,833 4,622,023 2021 770,922 3,562,668 2022 (993,897) (254,026) Total $ 8,494,931 Total $ 5,749,547 9,636,856 4,333,590 (1,247,923) $9,977,142 $18,472,070 Note 9 — Post Employment Benefits Other Than Pensions A. Plan Description The City sponsors a single -employer defined -benefit postemployment healthcare plan (Retiree Health Plan) to provide medical insurance benefits to eligible retired employees and their spouses. The Plan does not issue a publicly available financial report. Medical coverage is provided through CaIPERS healthcare program. Employees who retire from the City and receive a CaIPERS pension are eligible for postemployment medical benefits. 70 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 9 — Post Employment Benefits Other Than Pensions (Continued) A. Plan Description (Continued) The City contributes the minimum amount provided under Government Code Section 22825 of the Public Employees Medical and Hospital Care Act. In general, retirees must contribute any premium amounts in excess of the City contribution. However, as described below, a closed group of active employees and retirees receive additional postemployment benefits. Employees hired prior to the dates shown in the following table are allowed to convert their accumulated sick leave into postemployment medical benefits at retirement as long as they have ten or more years of service with the City. Group Hired prior to: Executive Management July 1, 1994 Mid -Management July 1, 1994 Fire Mid -Management December 6, 1995 Police Mid -Management July 1, 1994 General Services July 1, 1995 IBEW July 1, 1995 Maintenance and Operators July 1, 1995 Dispatchers July 9, 1994 Police October 10, 1994 Fire December 6, 1995 B. Eligibility Employees of the City are eligible for retiree health benefits if they retire from the City and commence pension benefits under PERS (typically on or after age 50 with at least five years of PERS eligible service). Membership in the plan consisted of the following at June 30, 2017, the date of the latest actuarial valuation. C. Funding Policy Eligibility Plan Active plan members 283 Inactive plan members entitled to, but not yet receiving benefits 93 Retirees electing coverage 194 Retirees 7 Total 577 Contribution requirements of the Retiree Health Plan are based on pay-as-you-go financing. The City's policy is to fund the normal cost (current accrual for benefits being earned) plus an amortization of the net (unfunded accrued) OPEB liability. For fiscal year 2017-18, the City contributed $2,947,260, of which $1,000,000 was placed in an OPEB Trust. 71 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 9 — Post Employment Benefits Other Than Pensions (Continued) D. Net OPEB Liability The City's net OPEB liability was measured as of June 30, 2017. The total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation as of June 30, 2017. The net OPEB liability at June 30, 2018 was: Actuarial accrued liability (AAL) Actuarial value of plan assets Unfunded actuarial accrued liability (UAAL) E. Actuarial Methods and Assumptions $ 34, 354, 842 (1,079,480) $ 33, 275, 362 Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the employer and the plan members to that point. The actuarial methods and the assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. F. Actuarial Valuations The net OPEB liability in the June 30, 2017 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Actuarial Methods and Assumptions Used to Determine Total OPEB Liability Valuation date: June 30, 2017 Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Wage Inflation Expected Rate of Return Healthcare Trend Rate G. Discount Rate Measurement date: June 30, 2017 Entry Age Normal level percent of pay cost method 3.60% 2.75% 3.00% 6.73% per annum. This discount rate assumes the An annual healthcare cost trend rate of 6.8% initially reduced by decrements to an ultimate of 4.40% therefore. The discount rate used to measure the net OPEB liability was 3.60%. This discount rate assumes the City continues to fully fund for its retiree health benefits through the California Employers" Retiree Benefit Trust (CERBT) under its investment allocation strategy 2. The rate reflects the CERBT published median interest rate for strategy 1 of 6.73% with an additional margin for adverse deviation. 72 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 9 — Post Employment Benefits Other Than Pensions (Continued) G. Discount Rate (Continued) The table below reflects long-term expected real using the capital market assumptions applied geometric rates of return are net of administrative Asset Class Global equity Global fixed income Inflation sensitive Private equity Real estate Target Allocatio rate of return by asset class. The rate of return was calculated to determine the discount rate and asset allocation. These expenses. Long-term Expected n Real Rate of Return 40.00% 39.00% 10.00% 3.00% 8.00% 1 - Long term expected rate of return in 6.73% 5.50% 2.35% 1.50% 1.75% 3.65% H. Sensitivity of the Net OPEB Liability to Changes in the Discount Rate The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate 1 -percentage point lower (6.0%) or 1 -percentage point higher (8.0%) than the current discount rate: Plan's Net OPEB Liability/(Asset) Discount Rate - 1% (2.60%) Current Discount Rate (3.60%) Discount Rate + 1% (4.60%) $ 37, 086, 366 $ 33, 275, 362 $ 30, 053, 277 I. Sensitivity of the Net OPEB Liability to changes in the Healthcare Cost Trend Rate The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using healthcare cost trend rates 1 -percentage point lower (5.0%HMO/5.5%PPO decreasing to 4.0%HMO/4.5%PPO) or 1 -percentage point higher (7.0%HMO/6.5%PPO decreasing to 6.0%HMO/6.5%PPO) than the current healthcare cost trend rates: 1% Decrease Current Discount Rate 1% Increase HMO 4.00% 5.00% 6.00% PPO 4.50% 5.50% 6.50% City Plan $ 29,880,363 $ 33,275,362 $ 37,345,945 73 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 9 — Post Employment Benefits Other Than Pensions (Continued) J. OPEB Liabilities, OPEB Expense and Deferred Outflows/Inflows of Resources to OPEB For the year ended June 30, 2018, the City recognized OPEB expense of $1,810,506 for the City Plan. At June 30, 2018 the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Contributions subsequent to measurement date $ 2,019,230 $ Change of assumptions actual experience (2,162,961) (32,854) $ 2,019,230 $ (2,195,815) The $2,019,230 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ending June 30, 2019. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Measurement Period Ended June 30, 2019 $ (363,964) 2020 (363,964) 2021 (363,964) 2022 (363,962) 2023 (355,750) Thereafter (384,211) $ (2,195,815) 74 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 9 — Post Employment Benefits Other Than Pensions (Continued) K. Change in Net OPEB Liability Increase (Decrease) Total OPEB Plan Fiduciary Net Net OPEB Liability Position Liability/(Asset) (a) (b) (c) = (a) - (b) Balance at June 30, 2016 (as restated) $ 36,607,931 $ - $ 36,607,931 Changes Recognized for the Measurement Period: Service Cost 1,139,099 1,139,099 Interest on the total OPEB liability 1,073,783 1,073,783 Changes of assumptions (2,518,711) - (2,518,711) Employer contributions 2,947,260 (2,947,260) Net investment income 79,789 (79,789) Benefit payments, including refunds of member contributions (1,947,260) (1,947,260) Administrative expenses - (309) 309 Net Changes during July 1, 2016 to June 30, 2017 (2,253,089) 1,079,480 (3,332,569) Balance at June 30, 2017 (Measurement Date) $ 34,354,842 $ 1,079,480 $ 33,275,362 Note 10 — Claims and Benefits The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured as discussed in the following paragraphs for which liabilities are recorded in the Internal Service Fund -Insurance Fund. The City is self-insured for general liability up to the first $500,000 per occurrence with claims from $500,000 to $40,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. The City has not had any settlements that exceeded its general liability insurance coverage (See Note 15). The City is self-insured for workers' compensation up to the first $250,000 per claim. Any claims of $250,000 up to California statutory limits are covered under a purchased policy through the membership with the Local Agency Workers' Compensation Excess Joint Powers Authority with coverage up to $300,000,000 in the current year. The City has not had any settlements that exceeded its workers' compensation insurance coverage. The City is fully self-insured for dental and unemployment benefits for its employees. General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $7,994,538 at June 30, 2018, for all self-insured claims in the Internal Service Fund -Insurance Funds that includes an amount for incurred but not reported claims. The liability amount is based on the requirements of GASB Statement No. 62, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. 75 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 10 — Claims and Benefits (Continued) Changes in the self-insurance liability for the years ended June 30, 2018, 2017 and 2016 are as follows: Current Year Claims & Beginning FY 17-18 $ 8,842,398 FY 16-17 8,480,942 FY 15-16 8,305,887 Changes In Estimates Claim Payments Note 11 — Participation in Joint Ventures Northern California Power Agency $ 1,121,320 2,365,077 2,118,423 $ (1,969,182) (2,003,621) (1,943,368) Ending $ 7,994,536 8,842,398 8,480,942 The City, along with fifteen other public agencies, is a member of the Northern California Power Agency (NCPA) that was formed in 1968 as a joint powers agency. The membership consists of twelve cities with publicly owned electric utility distribution systems, one port authority, one transit authority, one public utility district, one associate member. NCPA is generally empowered to purchase, generate, transmit, distribute and sell electrical energy. Members participate in the projects of NCPA on an elective basis. NCPA is governed by a Commission comprised of one representative from each member. The Commission is responsible for the general management of the affairs, property and business of NCPA. Under the direction of the general manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA and its associated members. Project Financing and Construction NCPA's project construction and development programs have been individually financed by project revenue bonds collateralized by NCPA's assignment of all payments, revenues and proceeds associated with its interest in each project. Each NCPA's members may choose which projects it wishes to participate in, and is known as a "Project Participant" for each such project. Each project participant has agreed to pay its proportionate share of debt service and other costs of the related project; notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project for any reason. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. Increase in Non -defaulting Project Participant's Original Project Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non -defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non -defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. As of June 30, 2018, the City has not had an increase as a result of a defaulting party to the Member Agreement. General Operating Reserve with NCPA Members of NCPA established a general operating reserve in 1992 for the purposes of providing a vehicle to fund reasonably foreseeable contingent liabilities. It was set up primarily to provide the following advantages: minimizes the number and dollar amount of reserve that might otherwise be funded separately in connection with NCPA's individually financed operating plants, projects and programs; provides each member with flexibility and unilateral control over the determination of what they will fund, how they will fund it and what expenditures from the reserve will be made on their individual behalf. It provides funding for contingent liabilities that are not budgeted but that may require significant future expenditures. The reserve is segregated by participant and is refundable on demand by the participant. 76 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 11 - Participation in Joint Ventures (Continued) General Operating Reserve with NCPA (Continued) As of June 30, 2018, the City's balance in the NCPA General Operating Reserve, which has been credited with annual interest earnings and settlements, is $9,456,605, and is shown as "advance receivable" in the Business -Type Activities on the Government -Wide Statement of Net Position. Project Participation The NCPA members and their percentage share at June 30, 2018, which is the most recent available data, are as follows: NCPA MEMBERS Hydro Combustion Multiple Lodi Geothermal Electric Turbine Capital Transmission Energy Project Project Project #1 Facilities Project Center Alameda 16.88 % 10.00 % 21.82 % 19.00 % 30.78 % Bay Area Rapid Transit 6.60 Biggs 0.23 0.20 0.34 0.27 Gridley 0.34 0.35 0.62 1.96 Healdsburg 3.67 1.66 5.83 6.69 1.64 Lodi 10.28 10.37 13.39 39.50 20.61 9.50 Lompoc 3.68 2.30 5.83 5.00 6.71 2.04 Palo Alto 22.92 Plumas-Sierra Rural Electric Coop 0.70 1.69 1.82 1.31 0.79 Roseville 7.88 12.00 36.50 13.08 Santa Clara 44.39 37.02 41.67 25.75 Ukiah 5.61 2.04 9.09 10.23 1.79 OTHER PARTICIPANTS Azusa 2.79 California Department of Water Resources 33.50 Modesto Irrigation District 10.71 Power & Water Resources Pooling Agency 2.67 Turlock Irrigation District 6.33 9.61 Bulk power purchased by the City through NCPA amounted to $39,583,812 during the year ended June 30, 2018 and is reflected in utilities expense in the Electric Enterprise Fund. Geothermal Project In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). Each plant has two 165 MW (nameplate rating) turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tap -line; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes well pads, access roads, steam wells and re-injection wells. Under a power purchase agreement with NCPA, the City is obligated to pay 10.28% of the operating and debt service costs. Outstanding long-term debt related to this project was approximately $29 million at June 30, 2018. 77 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 11 — Participation in Joint Ventures (Continued) Hydroelectric Project NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirements for the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement with NCPA, the City is obligated to pay 10.37% of the debt service and operating costs. At June 30, 2018, approximately $315 million in long-term debt used to finance this project was outstanding. Combustion Turbine Project #1 The original project consisted of five combustion turbine units, each nominally rated at 25 MW. Concurrent with the final project bond maturity, two units located in Roseville were acquired by an NCPA member. The remaining project consists of two units in Alameda and one in Lodi. The project provides capacity during peak load periods and emergency capacity reserves. Excess capacity and energy from the project are also sold to other entities from time to time. Under the NCPA power agreement, the City is obligated to pay 13.393% of the debt service and operating costs. At June 30, 2018, there was no outstanding long-term debt related to this project. Multiple Facilities Project The Project consists of one 49.9 MW natural gas-fired steam injected combustion turbine generator unit located in Lodi, California. Wastewater is reclaimed from the City of Lodi's White Slough water pollution control facility, processed to eliminate contaminants, and used in the turbine to produce steam for power enhancement and emissions control. Under a power purchase agreement, the City is obligated to pay 39.5% of the debt service and operating costs. At June 30, 2018, approximately $34 million in long-term debt was outstanding. Transmission Project The project was undertaken to meet certain obligations of NCPA under the NCPA/PG&E Interconnection Agreement. The project includes co -tenancy interest in PG&E's 230 kV Castle Rock to Lakeville Substation Transmission Line in Sonoma County, additional firm transmission rights in that transmission line, and a central dispatch facility. The City is obligated to pay 20.6077% of the debt service and operating costs. At June 30, 2018, there was no outstanding long-term debt related to this project. Lodi Energy Center The project is a 296 MW natural gas-fired, combined -cycle power generation plant located in Lodi on City property. Pursuant to a power sales agreement, NCPA owns and operates the project, selling the capacity and energy to various project participants, including both members and non-members of NCPA. The City is obligated to pay 9.5% of operating costs and 17.03% of the debt service with Issue One. Outstanding long-term debt related to Issue One for the project was approximately $227 million at June 30, 2018. The following are the most recent available audited condensed financial statements of NCPA. These financial statements are not reported as part of the City's operations: At June 30, 2018, NCPA's total net outstanding long-term debt was $736,932,000 at an average interest rate of 5%. The current portion of long-term debt at June 30, 2018, was $42,335,000. Lodi's portion of the long-term debt is $88,399,561. 78 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 11 — Participation in Joint Ventures (Continued) Complete financial information for NCPA may be obtained at the following administration office: Northern California Power Agency 651 Commerce Drive Roseville, CA 95678-6411 Transmission Agency of Northern California Condensed Statement of Net Position June 30, 2018 (in thousands) Assets and Deferred Outflows of Resources Current assets $ 89,908 Restricted assets 219,905 Electric plant, net 531,337 Other assets 231,430 Total assets 1,072,580 Deferred outflows of resources 61,076 Total assets and deferred outflows of resources $ 1,133,656 Liabilities, Deferred Inflows of Resources and Net Position Long-term debt, net Current liabilities Non-current liabilities Deferred inflows of resources Net position Total liabilities, deferred inflows of resources and net position $ 694,597 95,389 231,517 74,085 38,068 $ 1,133,656 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 11 — Participation in Joint Ventures (Continued) Condensed Statement of Revenues, Expenses and Changes in Net Position Year ended June 30, 2018 (in thousands) Sales for resale Operating expenses Other expenses Future recoverable costs Net revenues before refunds Refunds to participants Increase in net position Net position, beginning of year Net position, end of year $ 560,883 (509,190) (25, 559) (11,812) 14,322 (10,314) 4,008 34,060 $ 38,068 Combined Statement of Cash Flows Year ended June 30, 2018 (in thousands) Net cash from operating activities $ 83,380 Net from investing activities (26,549) Net cash from capital and related financing activities (76,471) Net cash from noncapital and related financing activities (2,408) Increase in cash and cash equivalents (22,048) Cash and cash equivalents, beginning of year 126,044 Cash and cash equivalents end of year $ 103,996 The City of Lodi is a member of the Transmission Agency of Northern California (TANC), a California Joint Powers Agency formed in the early 1980's to build the California Oregon Transmission Project (COTP) — a transmission line connecting the Pacific Northwest with Central California. On April 2, 2014, the Lodi City Council approved a 25 -year layoff of the City's 26.7 MW share of the COTP transfer capability, effective July 1, 2014, whereby the City and all the TANC Members who are in the CAISO Balancing Authority lay off their interests to certain other COTP participants — specifically the Sacramento Municipal Utility District, Modesto Irrigation District and Turlock Irrigation District. In exchange, these entities pay the City's current allocated share of COTP costs. This layoff arrangement does not change Lodi's membership status in TANC and does not relieve the City of its obligations under the TANC Agreement in the event of any default in payment by an acquiring party. 80 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 11 — Participation in Joint Ventures (Continued) TANC and certain TANC Members have arranged for Pacific Gas & Electric (PG&E) to provide TANC and its members with 300 MW of firm bi-directional transmission capacity on its transmission system between its Midway Substation near Buttonwillow, CA and its Telsa Substation near Tracy, CA, near the southern physical terminus of the COTP under an agreement known as the South of Telsa (SOT) Principles. The City's share of this Telsa-Midway Transmission Service is 6.21 MW. The City has utilized its full allocation of Telsa-Midway Transmission Service for firm and no -firm power transactions in the past. The City is responsible for 2.07% of TANC's SOT debt service of approximately $53,000 per year. Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 35 Iron Point Circle, Suite 255 Folsom, CA 95630 Note 12 — Membership in Insurance Pools California Joint Powers Risk Management Authority The City is a member, along with sixteen other individual cities and 4 joint powers authorities, of California Joint Powers Risk Management Authority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses. CJPRMA has a twenty-one member Board of Directors, including a director from the City of Lodi. The Board members elect officers of CJPRMA every two years. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined through an actuarial analysis of loss history during the ten-year period preceding the three years prior to the end of the current program year. The City periodically pays premiums to the CJPRMA. These premiums are recorded as expenses in the year paid, as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 2018, premiums of $165,785 were paid to CJPRMA for the liability program. The participants at June 30, 2018, are as follows: Alameda, Chico, Fairfield, Fremont, Livermore, Lodi, Northern California Cities Self Insurance Fund, Petaluma, Redding, Redwood Empire Municipal Insurance Fund, Richmond, Roseville, San Leandro, San Rafael, Santa Rosa, Small Cities Organized Risk Effort, Stockton, Sunnyvale, Vacaville, Vallejo, and Yolo County Public Agencies Risk Management Insurance Authority. Complete financial information for CJPRMA may be obtained at the following administration office: California Joint Powers Risk Management Authority 3252 Constitution Dr. Livermore, CA 94551 Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with thirty-three other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. LAWCX offers $150,000, $250,000, $350,000, $500,000 and $1 million self-insured retentions (SIR) or a member can attach directly to the purchased excess insurance. LAWCX covers the layer above the member SIR up to $5 million. The City's self-insured retention is $250,000. LAWCX participates in the California State Association of Counties Excess Insurance Authority (CSAC-EIA) to obtain coverage up to statutory limits. The City paid $447,075 in premiums to LAWCX during the year ended June 30, 2018. 81 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 12 — Membership in Insurance Pools (Continued) The participants at June 30, 2018, are as follows: City of Alameda, Association of Bay Area Governments Shared Risk Pool (ABAG SHARP), Bay Cities Joint Powers Insurance Authority (BCJPIA), City of Benicia, Central Contra Costa County Transit Agency (CCCTA), California Housing Workers' Compensation Authority (CHWCA), Central San Joaquin Valley Risk Management Authority (CSJVRMA), City of Clovis, City of Coronado, City of Encinitas, Fire Agencies Self Insurance System (FASIS), City of Gilroy, City of Livermore, City of Lodi, Town of Los Gatos, City of Merced, Monterey County Local Agencies Insurance Authority (MCLAIA), City of Morgan Hill, City of Newark, City of Placentia, City of Pleasanton, Public Agency Risk Sharing Authority of California (PARSAC), City of Roseville, Public Entity Risk Management Authority (PERMA), City of San Leandro, City of Santa Maria, City of Santee, Small Cities Organized Risk Effort (SCORE), City of South Lake Tahoe, City of Suisun City, City of Vacaville, City of Vallejo, Vector Control Joint Powers Agency (VCJPA) and City of Vista. Complete financial information for LAWCX may be obtained at the following administration office: Local Agency Workers' Compensation Excess Joint Powers Authority 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 California Transit Insurance Pool The City, along with thirty-three other public agencies is a member of the California Transit Insurance Pool (CaITIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public official's errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program I applies to members who choose to utilize CaITIP's claims administrator services. Program II applies to members with self-insured retentions who choose to provide their own claims administrator services. CaITIP purchases excess insurance over its $1,000,000 retention up to $20 million per occurrence. Each member is provided with $4 million in excess of the pooled retention for a total of $5 million in coverage and has the option to choose one or both of two additional layers for the full $20 million. CaITIP also provides physical damage coverage to its members. This coverage program is optional for all members and offers damage or loss protection for transit, staff and maintenance vehicles to transit operators. CaITIP self - insures up to $100,000, under which members have the option of five levels of deductible ranging from $500 to $10,000 per vehicle. Claims are administered by the CaITIP's adjuster. The City paid $134,249 in premiums to CaITIP during the year ended June 30, 2018. There have been no reductions in insurance coverage from the prior year and there were no insurance settlements in excess of insurance coverage in any of the last three years. Program Self -Insured Limit Physical Retention (in millions) Damage City of Lodi Transit System Prefunded 20 Yes Complete financial information for CalTip may be obtained at the following administration office: California Transit Insurance Pool 1750 Creekside Oaks Drive, Suite 20 Sacramento, California 95833 82 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 13 — Deficit in Net Position The City has a deficit net position in its governmental activities in the amount of ($117,534,830) which is primarily attributable to the net pension and OPEB obligations outstanding as of June 30, 2018. A deficit in net position in the amount of ($1,370,125) in the ISF Fleet Services Fund at June 30, 2018, is attributed to the increase in personnel expenses. The City will evaluate the rates charged to departments to eliminate the deficit during the budget process. A deficit in net position in the amount of ($31,955,868) in the ISF Benefits Fund at June 30, 2018, is attributed to the restatement of the OPEB Liability as required by GASB 75. Note 14 — Pollution Remediation Obligation The City relies on groundwater for its drinking water and in the late 1980's, PCE and TCE pollution was discovered in several municipal water supply wells. Investigations conducted by the California Regional Water Quality Control Board (RWQCB) in the early 1990's under the Well Investigation program revealed numerous areas where TCE was discharged, or where PCE from dry cleaning operations was discharged to the sewer system. In 1997, the Department of Toxic Substances Control (DTSC) and the City entered into a cooperative agreement whereby the City assumed a lead role in the cleanup and agreed to pursue legal action against potentially responsible parties (PRPs). The City's estimate of the pollution remediation obligation was $70 million. The City has settled with all the involved parties. The City received a draft cleanup and abatement order to investigate the discharges of waste, clean up the waste and abate the effects of the discharges of waste in conformance with the State Water Resources Control Board's (SWRCB) Resolution No. 92-49 Policies and Procedures for Investigation and Cleanup and Abatement of Discharges Under the Water Code Section 13304 and with the RWQCB's Water Quality Control Plan for the Sacramento River and San Joaquin River. The City then engaged the services of Treadwell and Rollo to advise the City on courses of action in the preparation of feasibility studies, remedial design, and remedial action plan to comply with the technical and reporting requirements of the SWRCB. The City's estimated total pollution remediation obligation as of June 30, 2018, is $16,853,522. This amount is an estimate and subject to changes resulting from price increases or reductions, technology, or changes in applicable laws or regulations. Note 15 — Commitments and Contingencies Litigation and claims — The City from time to time is a party to various claims, legal actions, and complaints arising in the ordinary course of business. In the opinion of the City's administration, the various claims, legal actions, and complaints resulting from such litigation not covered by the City's self-insurance program (see Note 11) would not materially affect the financial position of the City. Water Purchase Agreement with Woodbridge Irrigation District — The City obtains its municipal water supply from wells located within the City, extracting water from the underground aquifer, which is replenished in part by flows of the Mokelumne River. To avoid being wholly dependent upon wells and the possible impacts of eventual overdraft of the groundwater supply, the City made a commitment in 2003 to purchase surface water supply from Woodbridge Irrigation District for an initial term of 40 years. The agreement provides for the purchase of 6,000 acre feet per year and the City pays the District $1.2 million annually. The initial term of the agreement was for 40 years. In January 2008, the District and the City of Lodi amended the 2003 water sale contract to, among other matters, extend that agreement for four years to October 2047. Arbitrage Earnings Rebate Liability — Arbitrage earnings are defined as income earned on the unexpended tax- exempt certificate proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the certificates. Currently, arbitrage earnings must be rebated to the United States Treasury every five years. There is no cumulative arbitrage liability as of June 30, 2018, for any of the City's outstanding Certificates of Participation and Revenue Bonds. 83 City of Lodi Notes to Basic Financial Statements (Continued) For the Year Ended June 30, 2018 Note 15 — Commitments and Contingencies (Continued) Construction and Other Significant Commitments — Commitments are existing arrangements to enter into future transactions or events, such construction contracts for ongoing projects and long-term contractual obligations with suppliers for future purchases at specified prices and sometimes specified quantities. Significant commitments as of June 30, 2018 are as follows: Governmental Activities: Business -type Activities: General Fund Other governmental funds $ 32,145 Electric Fund $ 204,639 865,136 Wastewater Fund 7,316,328 Water Fund 1,063,223 Transit Fund 2,030,104 Total governmental activities $ 897,281 Total business -type activities $10,614,293 Note 16 — Prior Period Adjustment The City recorded the following prior period adjustments to the beginning net position of the Governmental Activities in order to record beginning balances of OPEB-related items as part of GASB Statement 75 implementation. Statement of Net Position June 30, 2017 $ 55,578,803 Prior Period Adjustment - To implement OPEB per GASB 75 (24,512,888) June 30, 2017 - Adjusted $ 31,065,915 Note 17 — Subsequent Events On June 20, 2018, the Lodi City Council voted unanimously for a 1/2 cent City sales tax measure to be placed on the November 6, 2018 ballot (Measure L). Measure L was certified the first week of December and passed by 58.7% of the voters. The sales tax measure authorizes a 1/2 cent sales tax to provide needed revenue to return essential public services to pre -recession levels, maintain existing City services, and provide key improvements to City of Lodi public facilities and infrastructure. The sales tax measure is anticipated to bring in approximately $5.4 million in additional general revenues to the City. Revenue collections will begin as soon as April 2019. On December 31, 2017, all employment contracts, Memorandum of Understanding's (MOU's), between the City of Lodi and the employees' Unions expired. The City has been negotiating with the employees' labor unions on terms and conditions of employment and the MOU's. In August 2018, the first MOU contract was presented to City Council for approval. The final MOU contract was presented and approved by Council in December 2018. The new MOU contracts are extended through June 30, 2019 or December 31, 2019, depending on the bargaining unit. 84 REQUIRED SUPPLEMENTARY INFORMATION CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS MISCELLANEOUS PLAN Measurement Period 2016-17 (1) Total Pension Liability Service Cost Interest Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income (2) Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) 2015-16 (1) $ 2,862,495 $ 2,464,894 12, 923, 048 12, 565, 553 (398,276) 542,177 10,541,016 (9,129,724) (8,641,550) 16,798,559 6,931,074 173, 732, 809 166, 801, 735 190, 531,368 173,732,809 2014-15 (1) $ 2,358,112 12,061,399 (1,655,012) (2,903,507) (8,208,103) 1,652,889 165,148,846 166,801,735 2013-14 (1) $ 2,478,901 11,705,179 (7,729,680) 6,454,400 158,694,446 165,148,846 3,950,727 3,500,179 2,994,958 2,694,850 1,341,146 1,241,136 1,183, 452 1,237,916 13,581,014 643,509 2,829,910 19,249,151 (9,129,724) (8,641,550) (8,208,103) (7,729,680) (181,224) (76,838) (145,538) - 9,561,939 (3,333,564) (1,345,321) 15,452,237 122, 744,359 126,077,924 127,423,245 111,971,008 132, 306, 298 122,744, 360 126,077,924 127,423,245 $ 58,225,070 $ 50,988,449 $ 40,723,811 $ 37,725,601 Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 69.44% 70.65% 75.59% Covered Payroll $ 17,970,339 $ 17,423,446 $ 16,572,579 Plan Net Pension Liability as a Percentage of Covered Payroll 324.01% 292.64% 245.73% (1) Historical information is required only for measurement periods for which GASB 68 is applicable. (2) Net of administrative expenses. Notes to Schedule: Benefit Changes: There have been no changes in benefit terms. The figures above do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2015. This applies for voluntary benefit changes as well as any offers to Two Years Additional Service Credits (a.k.a. Golden Handshakes). Changes of Assumptions: In fiscal year 2017-18, the discount rate was changed from 7.65 percent to 7.15 percent. In fiscal year 2015-16, there were no changes. In fiscal year 2014-15, the discount rate was changed from 7.5 percent (net of administrative expense) to 7.65 percent. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 86 77.16% $ 16,669,363 226.32% CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS SAFETY PLAN Measurement Period Total Pension Liability Service Cost Interest Changes of Benefit Terms Differences Between Expected and Actual Experience Changes of Assumptions Benefit Payments, Including Refunds of Employee Benefit Payments, Including Refunds of Employee Contributions Net Change in Total Pension Liability Total Pension Liability - Beginning Total Pension Liability - Ending (a) Plan Fiduciary Net Position Contributions - Employer Contributions - Employee Net Investment Income (2) Benefit Payments, Including Refunds of Employee Contributions Other Changes in Fiduciary Net Position Net Change in Fiduciary Net Position Plan Fiduciary Net Position - Beginning Plan Fiduciary Net Position - Ending (b) Plan Net Pension Liability - Ending (a) - (b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Covered Payroll Plan Net Pension Liability as a Percentage of Covered Payroll 2016-17 ") 2015-16 (1) 2014-15 ") 3,336,917 12,869,943 1,123,761 10,945,791 (9,433,148) 18,843,264 170,977,761 189,821,025 $ 2,890,607 $ 2,968,819 12, 357,788 11, 827,918 600,847 (932,918) (2,939,033) (8,730,081) (8,134,067) 7,119,161 163,858,600 2013-14 (1) $ 3,048,048 11, 390,793 (7,448,361) 2,790,719 6,990,480 161, 067,881 154, 077,401 170, 977,761 163, 858,600 161, 067,881 5,220,306 4,660,278 4,176,197 4,106,044 1,095,689 1,062,984 1,007,876 1,058,376 11,443,777 558,434 2,397,191 16,070,261 (9,433,148) (8,730,081) (8,134,067) (7,448,361) (154,520) (64,882) (119,971) - 8,172,104 (2,513,267) (672,774) 13,786,320 103,945,660 106,458,927 107,131,701 93,345,381 112,117,764 103, 945, 660 106,458, 927 107,131, 701 $ 77,703,261 $ 67,032,101 $ 57,399,673 $ 53,936,180 59.06% 60.79% 64.97% 66.51% $ 11,518,923 $ 11,106,615 $ 11,293,867 $ 11,194,123 674.57% 603.53% 508.24% (I) Historical information is required only for measurement periods for which GASB 68 is applicable. (2) Net of administrative expenses. Notes to Schedule: Benefit Changes: There have been no changes in benefit terms. The figures above do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2015. This applies for voluntary benefit changes as well as any offers to Two Years Additional Service Credits (a.k.a. Golden Handshakes). Changes of Assumptions: In fiscal year 2017-18, the discount rate was changed from 7.65 percent to 7.15 percent. In fiscal year 2015-16, there were no changes. In fiscal year 2014-15, the discount rate was changed from 7.5 percent (net of administrative expense) to 7.65 percent. Information in this schedule is not available prior to fiscal year 2013-14 measurement period. Additional years will be added to this schedule until 10 years of data is presented. 87 481.83% CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS 2017-18 (1) 2016-17 (1) 2015-16 (1) 2014-15 (1) 2013-14 (1) Miscellaneous Plan: Actuarially Determined Contributions $ 3,950,727 $ 3,880,495 $ 3,500,179 $ 2,994,958 $ 2,694,850 Contributions in Relation to the Actuarially Determined Contributions (2) (3,950,727) (3,880,495) (3,500,179) (2,994,958) (2,694,850) Contribution Deficiency $ - $ - $ - $ - $ - Covered Payroll (3, 4) $ 17,970,339 $ 17,802,886 $ 17,423,446 $ 16,572,579 $ 16,669,363 Contributions as a Percentage of Covered Payroll 21.98% 21.80% 20.09% 18.07% 16.17% Safety Plan: Actuarially Determined Contributions $ 5,220,306 $ 5,136,610 $ 4,660,278 $ 4,176,197 $ 4,106,044 Contributions in Relation to the Actuarially Determined Contributions (2) (5,220,306) (5,136,610) (4,660,278) (4,176,197) (4,106,044) Contribution Deficiency $ - $ - $ - $ - $ - Covered Payroll (3, 4) $ 11,518,923 $ 11,477,432 $ 11,106,615 $ 11,293,867 $ 11,194,123 Contributions as a Percentage of Covered Payroll 45.32% 44.75% 41.96% 36.98% 36.68% Notes to Schedule: (1) Historical information is required only for measurement periods for which GASB 68 is applicable. (2) Emplolyers are assumed to make contributions equal to the actuarially determined contributions. However, some employers may choose to make additioanl contributions towards their unfunded liability. Employer contributions for such plans exceed the actuarially determind contributions. (3) Covered -Employee Payroll represented above is based on pensionable earnings provided by the employer. However, GASB 68 defines covered -employee payroll as the total payroll of employees that are provided pensions through the pension plan. Accordingly, if pensionalbe earnings are different than total earnings for covered -employers, the employer should display in the disclosure footnotes the payroll based on total earnings for the covered group and recalculate the required payroll -related ratios. (4) Payroll from prior year $17,970,339 for miscellaneous was assumed to increase by 1.00 percent payroll growth assumption. Payroll from prior year $11,477,432 fo safety was assumed to increase by 0.36 percent payroll growth assumption. The actuarial methods and assumptions used to set the actuarially determined contributions for Fiscal Year 2016-17 were from the June 30, 2014 public agency funding valuations. Actuarial Cost Method Amortization Method/Period Asset Valuation Method Inflation Salary Increases Payroll Growth Investment Rate of Return Retirement Age Mortality Entry Age Normal Level percent of payroll over 30 years. Market value of assets. 2.75% Varies by Entry Age and Service 3.00% 7.50% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. The probabilities of Retirement are based on the 2014 CaIPERS Experience Study for the period from 1997 to 2011. The probabilities of mortality are based on the 2014 CaIPERS Experience Study for the period from 1997 to 2011. Pre- retirement and Post-retirement mortality rates include 20 years of projected on-going mortality improvement using Scale BB published by the Society of Actuaries. Changes of Assumptions: In fiscal year 2016-17, the probabilities of mortality were updated to include the 2014 CaIPERS Experience Study through 2011, and mortality rates were changed from 5 years of projected mortality improvement using Scale AA to 20 years of projected on-going mortality improvement using Scale BB. In fiscal year 2015-16, the asset valuation method was changed to market value of assets from actuarial value of assets. No change in assumptions for fiscal year 2014-15. 88 CITY OF LODI REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS Last Ten Fiscal Years 1 For the Year Ended June 30, 2018 Measurement period, year ending: 6/30/2017 1 Total OPEB liability Service cost $ 1,139,099 Interest 1,073,783 Changes of benefit terms Differences between expected and actual experience Changes of assumptions (2,518,711) Benefit payments, including refunds of member contributions (1,947,260) Net change in total OPEB liability (2,253,089) Total OPEB liability - beginning 36,607,931 Total OPEB liability - ending (a) $ 34,354,842 OPEB fiduciary net position Contributions - employer $ 2,947,260 Net investment income 79,789 Benefit payments, including refunds of member contributions (1,947,260) Administrative expense (309) Net change in plan fiduciary net position 1,079,480 Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) 1,079,480 Plan net OPEB liability - ending (a) - (b) $ 33,275,362 Plan fiduciary net position as a percentage of the total OPEB liability 3.14% Covered -employee payroll $ 35,314,645 Plan net OPEB liability as a percentage of covered -employee payroll 94.23% 1 Ten year historical information is not available. 89 City of Lodi General Fund Statement of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 REVENUES Taxes Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits, and penalties Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: City Manager City Clerk City Attorney Human Resources Information Systems Financial Services Budget and Treasury Non Departmental Total general government Public protection: Police Fire Total public protection Public works Library Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net changes in fund balance FUND BALANCES, beginning of year FUND BALANCES, end of year Basis adjustment: Cummulative pension set aside Fund balance (budgetary basis) See accompanying notes to the required supplementary information. Budgeted Amounts Original Final 26,626,650 $ 98,820 12,473,240 1,603,830 1,480,000 1,558,630 289,000 44,130,170 476,690 562,290 557,480 496,340 1,249,800 1,900,510 289,230 3,596,380 9,128,720 Actual 26,626,650 $ 98,820 12,473,240 1,813,830 1,480,000 1,558,630 289,000 44,340,170 476,564 667,729 557,398 531,281 1,256,042 1,865,274 289,191 4,009,021 9,652,500 19,804,640 19, 720,035 11,695,580 11,793,012 31,500,220 31,513,047 2,322,320 2,321,968 1,129,940 1,129,650 44,081,200 44,617,165 48,970 (276,995) 5,949,190 5,949,190 (6,969,450) (6,969,450) (1,020,260) (1,020,260) (971,290) (1,297,255) 14, 968, 357 14, 968, 357 13,997,067 $ 13,671,102 90 Variance with Final Budget 27,422,477 $ 67,757 12,377,159 1,934,180 1,396,137 1,747,857 342,549 45,288,116 473,037 590,628 513,978 477,112 1,185,244 1,590,176 269,881 1,880,508 6,980,564 19,474,114 11,102,645 30,576,759 1,852,852 1,058,133 40,468,308 4,819,808 5,949,190 (6,969,450) (1,020,260) 795,827 (31,063) (96,081) 120,350 (83,863) 189,227 53,549 947,946 (3,527) (77,101) (43,420) (54,169) (70,798) (275,098) (19,310) (2,128,513) (2,671,936) (245,921) (690,367) (936,288) 469,116 71,517 (3,067,591) (2,119,645) 3,799,548 $ 14,968,357 18,767,905 (8,573,949) 10,193,956 (2,119,645) REVENUES Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total revenues City of Lodi Streets Statement of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 Budgeted Amounts Variance with Original Final Actual Final Budget 6,678,420 $ 6,678,420 $ 7,641,630 $ 963,210 1,310,890 1,310,890 703,770 (607,120) 26,570 26,570 20,820 (5,750) 486,900 486,900 362,659 (124,241) 8,502,780 8,502,780 8,728,879 226,099 EXPENDITURES Current: Public works 2,544,350 2,544,060 2,305,308 Capital outlay 1,495,000 9,380,397 5,712,335 Total expenditures 4,039,350 11,924,457 8,017,643 Excess (deficiency) of revenues over expenditures 4,463,430 (3,421,677) 711,236 OTHER FINANCING SOURCES (USES) Transfers in 461,960 461,960 461,960 Total other financing sources (uses) 461,960 461,960 461,960 238,752 3,668,062 3,906,814 4,132,913 Net change in fund balance 4,925,390 (2,959,717) 1,173,196 $ Fund balances, beginning of year 5,223,956 5,223,956 5,223,956 Fund balances, end of year $ 10,149,346 $ 2,264,239 6,397,152 Basis adjustment: Cummulative pension set aside (156,702) Fund balance (budgetary basis) $ 6,240,450 See accompanying notes to the required supplementary information. 91 4,132,913 CITY OF LODI Note to the Required Supplementary Information June 30, 2018 Budgetary Data The City adopts an annual budget for the General Fund and special revenue funds. These budgets are prepared in accordance with generally accepted accounting principles with the exception of deposits into the pension stabilization account that the City budgeted for as expenditures in the General; Streets; Parks, Recreation, and Community Services; and Community Development funds. As part of the City's internal controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with the legal provisions embodied in the annual appropriated budget approved by the City Council. The budgetary comparison schedules present budget and actual data only of funds for which an annual budget was adopted. The budgets for capital projects are primarily "long-term" budgets that emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for debt service funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the combining and individual fund statements and schedules for capital projects and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds: Original Budget On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budget for the fiscal year commencing July 1. The budget includes proposed expenditures and the means of financing them. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Prior to July 1, the budget is legally enacted through passage of a resolution. Final Budget The final budgetary data presented in the required supplementary information and in the budgetary comparison schedules for nonmajor special revenue funds reflects the following changes to the original budget: • Budgeted expenditures represent original appropriations adjusted by budget transfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures can not legally 92 CITY OF LODI Note to the Required Supplementary Information (Continued) June 30, 2018 exceed the appropriated amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenue fund expenditures, including transfers out, are approved by Council at the fund level. • The City Manager may transfer appropriations from one activity to another within a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Nonmajor Governmental Funds include: Special Revenue Funds account for the proceeds of specific revenue sources that are restricted or committed by law or administrative action to expenditures for specified purposes, other than those for major capital projects; Debt Service Fund account for the accumulation of resources for the repayment of principal and interest on general long-term debt; Capital Projects Funds account for the financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by proprietary funds. 95 ASSETS Cash and investments Restricted cash and investments Accounts receivable, net Due from other funds Interest Receivables Due from other governmental agencies Inventory Total assets LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Advances from other funds Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflows of resources FUND BALANCES Nonspendable Inventory Restricted Road -related projects Capital projects Home and CDBG program Public safety Community development Parks, recreation and community services Debt service Total fund balances City of Lodi Combining Balance Sheet Nonmajor Governmental Funds Summary by Fund Type June 30, 2018 Special revenue funds Total Other Capital projects funds Debt service funds Governmental Funds $ 4,085,093 $ 446,311 117,567 61,503 4,815 266,112 1,306 6,110,674 $ 226,648 4,109 4,982,707 $ 746 $ 6,341,431 $ 179,670 $ 11,226 61,503 103,407 355,806 44,707 44,707 1,306 160 371,191 25,303 3,141,317 1,042,917 10,196,513 446,311 344,215 61,503 8,924 266,112 1,306 746 $ 105,960 $ 984,025 168,697 1,258,682 5,082,749 4,582,194 5,082,749 746 746 11,324,884 285,630 11,226 61,503 984,025 272,104 1,614,488 44,707 44,707 1,306 160 5,082,749 371,191 25,303 3,141,317 1,042,917 746 9,665,689 Total liabilities and fund balances $ 4,982,707 $ 6,341,431 $ 746 $ 11,324,884 96 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds Summary by Fund Type For the Year Ended June 30, 2018 Total Other Special revenue funds Capital projects funds Debt service funds Governmental Funds REVENUES Licenses and permits $ 1,696,202 $ $ - $ 1,696,202 Intergovernmental revenues 788,338 788,338 Charges for services 2,900,279 481,529 3,381,808 Investment and rental income 539,807 16,935 556,742 Miscellaneous revenue 14,602 486,083 500,685 Total revenues 5,939,228 984,547 6,923,775 EXPENDITURES Current: General government 2,693,136 64,014 2,757,150 Public protection 210,610 - 210,610 Public works 470,048 470,048 Community development 1,756,328 1,756,328 Parks and recreation 2,497,075 - 2,497,075 Capital outlay 59,660 2,524,191 2,583,851 Debt service: Interest - 804,619 804,619 Principal retirement 77,009 951,775 1,028,784 Total expenditures 7,763,866 2,588,205 1,756,394 12,108,465 Excess (deficiency) of revenues over expenditures (1,824,638) (1,603,658) (1,756,394) (5,184,690) OTHER FINANCING SOURCES (USES) Transfers in 3,900,018 1,795,147 1,757,140 7,452,305 Transfers out (2,641,655) - - (2,641,655) Total other financing sources (uses) 1,258,363 1,795,147 1,757,140 4,810,650 Net change in fund balances (566,275) 191,489 746 (374,040) Fund balances - beginning 5,148,469 4,891,260 10,039,729 Fundbalances- ending $ 4,582,194 $ 5,082,749 $ 746 $ 9,665,689 97 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS NONMAJOR SPECIAL REVENUE FUNDS Parks, Recreation, and Community Services This fund was established to account for the revenues and expenditures related to the activities of the Hutchins Street Square and Performing Arts Theater and the wide -range of parks and recreation activities and programs offered to the public. Public Safety This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution monies along with State and Federal grants related to public safety operations. Community Development This fund was established to account for development planning and project review services including land use entitlements, permit processing and review/inspection of public improvements to ensure orderly physical growth and development of the City. Transportation This fund was established to account for the receipt of moneys from the State of California apportioned to the City for transportation purposes. The State has designated 1/4% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems; and Article 4 funds, which are restricted for public transit systems. HOME Program and Community Development Block Grants This fund was established to account for the City's HOME Program that provides adequate and affordable housing for low and very low-income residents, and Community Development Block Grants provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. 99 City of Lodi Combining Balance Sheet Nonmajor Special revenue funds June 30, 2018 ASSETS Cash and investments Restricted cash and investments Accounts receivables, net Due from other funds Interest receivables Due from other governmental agencies Inventory Total assets LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Unearned revenue Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue Total deferred inflow of resources Total liabilities and deferred inflows of resources FUND BALANCES Nonspendable Inventory Restricted Road -related projects Public safety Home and CDBG program Community development Parks, recreation and community services Total fund balances Parks, Recreation & Community Services Public Safety 829,600 $ 278,914 64,492 945 1,306 380,077 509 4,551 1,175,257 $ 385,137 65,082 $ 7,493 58,459 131,034 13,946 13,946 131,034 13,946 1,306 1,042,917 371,191 1,044,223 371,191 Total liabilities, deferred inflows of resources and fund balances $ 1,175,257 $ 385,137 100 City of Lodi Combining Balance Sheet Nonmajor Special revenue funds (continued) June 30, 2018 HOME Program and Community Development Total Nonmajor Special Community Development Transportation Block Grants revenue funds 2,875,416 $ $ $ 4,085,093 167,397 446,311 53,075 117,567 61,503 61,503 3,298 63 4,815 72,784 188,777 266,112 1,306 3,180,398 $ 53,075 $ 188,840 $ 4,982,707 35,348 $ $ 79,240 $ 3,733 52,915 8,588 31,002 39,081 52,915 118,830 39,081 52,915 179,670 11,226 61,503 103,407 355,806 44,707 44,707 44,707 44,707 163,537 400,513 1,306 160 160 371,191 25,303 25,303 3,141,317 3,141,317 1,042,917 3,141,317 160 25,303 4,582,194 $ 3,180,398 $ 53,075 $ 188,840 $ 4,982,707 101 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Special revenue funds For the Year Ended June 30, 2018 Parks, Recreation & Community Services Public Safety REVENUES Taxes $ $ Licenses and permits Intergovernmental revenues 225,034 Charges for services 1,931,213 Investment and rental income 519,164 4,935 Miscellaneous revenue 14,298 Total revenues 2,464,675 229,969 EXPENDITURES Current: General government Public protection Public works Community development Parks and recreation Capital outlay Debt service: Principal Total expenditures Excess (deficiency) of revenues over expenditures 2,693,136 2,497,075 210,610 - 77,009 5,190,211 287,619 (2,725,536) (57,650) OTHER FINANCING SOURCES (USES) Transfers in 3,900,018 Transfers out (925,700) Total other financing sources (uses) 2,974,318 Net change in fund balances 248,782 (57,650) Fund balances - beginning 795,441 428,841 Fund balances - ending $ 1,044,223 $ 371,191 102 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Nonmajor Special revenue funds (continued) For the Year Ended June 30, 2018 Community Development Transportation HOME Program and Community Development Block Total Nonmajor Special Grants revenue funds $ $ $ $ 1,696,202 1,696,202 40,180 53,075 470,049 788,338 969,066 2,900,279 15,443 189 76 539,807 304 14,602 2,721,195 53,264 1,756,328 59,660 470,125 5,939,228 470,048 2,693,136 210,610 470,048 1,756,328 2,497,075 59,660 - 77,009 1,756,328 59,660 470,048 7,763,866 964,867 (6,396) 77 (1,824,638) (1,715,955) 3,900,018 (2,641,655) (1,715,955) 1,258,363 (751,088) (6,396) 77 (566,275) 3,892,405 6,556 25,226 5,148,469 $ 3,141,317 $ 160 $ 25,303 $ 4,582,194 103 REVENUES Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Parks and recreation Total expenditures City of Lodi Parks, Recreation & Community Services Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 Budgeted Amounts Variance with Original Final Actual Final Budget 1,777,810 $ 513,200 5,000 1,777,810 $ 1,931,213 $ 153,403 513,200 519,164 5,964 5,000 14,298 9,298 2,296,010 2,296,010 2,464,675 168,665 2,818,760 2,861,760 2,693,136 168,624 2,552,120 2,748,735 2,497,075 251,660 5,370,880 5,610,495 5,190,211 420,284 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (3,074,870) (3,314,485) (2,725,536) OTHER FINANCING SOURCES (USES) Transfers in 3,853,240 3,900,018 3,900,018 Transfers out (790,090) (925,700) (925,700) Total other financing sources (uses) 3,063,150 2,974,318 2,974,318 588,949 Net changes in fund balance (11,720) (340,167) 248,782 $ FUND BALANCES, beginning of year 795,441 795,441 795,441 FUND BALANCES, end of year $ 783,721 $ 455,274 1,044,223 Basis adjustment: Cummulative pension set aside (278,914) Fund balance (budgetary basis) $ 765,309 104 588,949 City of Lodi Public Safety Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 Budgeted Amounts Original Final Actual Variance with Final Budget REVENUES Intergovernmental revenues $ 356,000 $ 599,643 $ 225,034 $ (374,609) Investment and rental income 2,030 2,030 4,935 2,905 Total revenues 358,030 601,673 229,969 (371,704) EXPENDITURES Current: General government - 12,066 - 12,066 Public protection 270,500 1,040,626 210,610 830,016 Debt service: Principal retirement - 77,009 - Total expenditures 270,500 1,052,692 287,619 842,082 Net change in fund balances 87,530 (451,019) (57,650) $ 470,378 FUND BALANCES, beginning of year 428,841 428,841 428,841 FUND BALANCES, end of year $ 516,371 $ (22,178) $ 371,191 105 City of Lodi Community Development Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 REVENUES Licenses and permits Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: Community development Debt service: Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES Budgeted Amounts Variance with Original Final Actual Final Budget 1,470,600 $ 1,470,600 $ 1,696,202 $ 225,602 200,000 200,000 40,180 (159,820) 650,000 650,000 969,066 319,066 20,000 20,000 15,443 (4,557) 55,000 55,000 304 (54,696) 2,395,600 2,395,600 2,721,195 325,595 2,026,140 2,277,905 2,026,140 2,277,905 1,756,328 521,577 1,756,328 521,577 369,460 117,695 964,867 (195,982) OTHER FINANCING SOURCES (USES) Transfers in - Transfers out (1,880,520) (1,880,955) (1,715,955) 165,000 Total other financing sources (uses) (1,880,520) (1,880,955) (1,715,955) 165,000 Net change in fund balances (1,511,060) (1,763,260) (751,088) $ 360,982 FUND BALANCES, beginning of year 3,892,405 3,892,405 3,892,405 FUND BALANCES, end of year $ 2,381,345 $ 2,129,145 $ 3,141,317 Basis adjustment: Cummulative pension set aside (167,397) Fund balance (budgetary basis) $ 2,973,920 106 City of Lodi Transportation Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 Budgeted Amounts Original Final Actual Variance with Final Budget REVENUES Intergovernmental revenues $ 49,000 $ 49,000 $ 53,075 $ 4,075 Investment and rental income - - 189 189 Total revenues 49,000 49,000 53,264 4,264 EXPENDITURES Capital outlay 50,000 88,001 59,660 28,341 Total expenditures 50,000 88,001 59,660 28,341 balances (1,000) (39,001) (6,396) $ 32,605 FUND BALANCES, beginning of year 6,556 6,556 6,556 FUND BALANCES, end of year $ 5,556 $ (32,445) $ 160 107 City of Lodi HOME Program and Community Development Block Grants Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual For the Year Ended June 30, 2018 REVENUES Intergovernmental revenues Investment and rental income Total revenues EXPENDITURES Public works Total expenditures Net change in fund balances Budgeted Amounts Original Final $ Actual 1,044,340 $ 1,044,340 $ 1,044,340 1,044,340 1,044,340 1,044,340 1,044,340 1,044,340 Variance with Final Budget 470,049 $ 76 (574,291) 76 470,125 (574,215) 470,048 574,292 470,048 574,292 77 $ 77 FUND BALANCES, beginning of year 25,226 25,226 25,226 FUND BALANCES, end of year $ 25,226 $ 25,226 $ 25,303 108 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECT FUNDS NONMAJOR CAPITAL PROJECT FUNDS Vehicle and Equipment This fund was established to account for the financing and replacement of vehicles and equipment for all funds of the City with the exception of the Enterprise Funds. Financing is primarily provided through transfers from other funds, interest earnings and sales of surplus property. Library This fund is used to account for the acquisition, construction and installation of capital facilities for the Library. Hutchins Street Square When the old Lodi High School burned down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High Site Foundation was established which organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve This fund was established to account for the entire City's construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily through transfers from other funds and from State and Federal grants. Parks Capital This fund was established to account for the acquisition, construction and installation of capital facilities for the various City parks. 111 ASSETS Cash and investments Accounts receivables, net Interest receivables Total assets City of Lodi Combining Balance Sheet Nonmajor Capital projects funds June 30, 2018 Vehicle and Equipment Library 2,392,257 16,388 $ 114,680 2,408,645 $ 114,680 LIABILITIES Accounts payable and other liabilities $ 45,483 $ 34,300 Advances from other funds - Unearned revenue Total liabilities 45,483 34,300 FUND BALANCES Restricted Capital projects Total fund balances 2,363,162 80,380 2,363,162 80,380 Total liabilities and fund balances $ 2,408,645 $ 114,680 112 City of Lodi Combining Balance Sheet Nonmajor Capital projects funds June 30, 2018 (Continued) Hutchins Street Square Capital Outlay Reserve 5,763 2,837,271 210,260 1 3,187 Total Nonmajor Capital Parks Capital projects funds 760,703 921 6,110,674 226,648 4,109 $ 5,764 $ 3,050,718 $ 761,624 $ 6,341,431 $ 17,278 $ 984,025 168,697 1,170, 000 5,764 1,880,718 5,764 1,880,718 8,899 $ 105,960 984,025 168,697 8,899 1,258,682 752,725 5,082,749 752,725 5,082,749 $ 5,764 $ 3,050,718 $ 761,624 $ 6,341,431 113 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Capital projects funds For the Year Ended June 30, 2018 REVENUES Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current: General government Capital outlay Total expenditures Excess (deficiency) of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Total other financing sources (uses) Change in fund balances Fund balances - beginning Vehicle and Equipment Library $ 43,927 360,000 43,927 360,000 64,014 156,354 991,187 220,368 991,187 (176,441) (631,187) 503,700 697,000 503,700 697,000 327,259 65,813 2,035,903 14,567 Fund balances - ending $ 2,363,162 $ 80,380 114 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Capital projects funds For the Year Ended June 30, 2018 (Continued) Hutchins Street Square Capital Outlay Reserve 2,472 Total Nonmajor Capital Parks Capital projects funds 481,529 $ - $ 481,529 7,011 7,452 16,935 10,000 72,156 486,083 2,472 498,540 79,608 984,547 994,388 382,262 994,388 64,014 2,524,191 382,262 2,588,205 2,472 (495,848) (302,654) (1,603,658) 388,222 206,225 388,222 206,225 2,472 (107,626) (96,429) 3,292 1,988,344 849,154 1,795,147 1,795,147 191,489 4,891,260 $ 5,764 $ 1,880,718 $ 752,725 $ 5,082,749 115 (This page intentionally left blank.) INTERNAL SERVICE FUNDS INTERNAL SERVICE FUNDS Internal Service Funds are maintained to account for the internal transfer of services between operating units of the City and to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Fleet Services is used to account for the operation, maintenance and timely replacement of the City's fleet of vehicles which serve the transportation needs of all City departments. Benefits is used to account for the following employee benefits: Dental Chiropractic Life/Accidental Insurance Medical Vision Employee Assistance Program Employee Recognition Program Unemployment Insurance Flexible Spending Program Long Term Disability Insurance is used to account for the following insurances: General Liability Workers' Compensation Other Insurance 118 City of Lodi Combining Statement of Net Position Internal service funds June 30, 2018 Total Internal service Fleet Services Benefits Insurance funds ASSETS Current assets: Cash and investments $ - $ 1,451,025 $ 13,685,268 $ 15,136,293 Receivables: Accounts, net 15 36,851 20,549 57,415 Receivables: Interest - 12,869 4,092 16,961 Inventory 145,724 - - 145,724 Due from other fund - 71,500 71,500 Other assets - 111,331 111,331 Depreciable, net 23,155 - 23,155 Total assets 168,894 1,612,076 13,781,409 15,562,379 DEFERRED OUTFLOWS OF RESOURCES Related to pensions 269,518 - 269,518 Related to OPEB - 2,019,230 2,019,230 Total deferred outflows of resources 269,518 2,019,230 2,288,748 LIABILITIES Current liabilities: Accounts payable and other liabilities 31,917 115,997 64,163 212,077 Accrued salaries and wages 2,589 2,589 Accrued compensated absences 40,518 40,518 Due to other fund 71,500 - 71,500 Self insurance liability 7,994,536 7,994,536 Accrued compensated absences 112,264 112,264 Net OPEB Liability - 33,275,362 33,275,362 Net pension liability 1,542,965 - 1,542,965 Total liabilities 1,801,753 33,391,359 8,058,699 43,251,811 DEFERRED INFLOWS OF RESOURCES Related to pensions 6,784 - 6,784 Related to OPEB - 2,195,815 2,195,815 Total deferred inflows of resources 6,784 2,195,815 2,202,599 NET POSITION Net investment in capital assets 23,155 23,155 Unrestricted (1,393,280) (31,955,868) 5,722,710 (27,626,438) Total net position $ (1,370,125) $ (31,955,868) $ 5,722,710 $ (27,603,283) 119 City of Lodi Combining Statement of Revenues, Expenditures, and Changes in Net Position Internal service funds For the Year Ended June 30, 2018 Total Internal service Fleet Services Benefits Insurance funds OPERATING REVENUES Charges for services $ 1,348,691 $ 8,329,193 $ 4,026,359 $ 13,704,243 Total operating revenues 1,348,691 8,329,193 4,026,359 13,704,243 OPERATING EXPENSES Personnel services 1,099,640 633,997 140,707 1,874,344 Supplies, materials and services 495,878 5,833,278 1,782,224 8,111,380 Utilities 15,371 300 15,671 Depreciation 1,447 - - 1,447 Claims 35,460 1,379,073 1,121,320 2,535,853 Total operating expenses 1,647,796 7,846,348 3,044,551 12,538,695 Operating income (loss) (299,105) 482,845 981,808 1,165,548 NONOPERATING REVENUES (EXPENSES) Investment income 2,544 8,896 Nonoperating expenses - 1,208,724 Other revenues (22,285) 50,718 Total nonoperating revenues (expenses) (19,741) 1,268,338 Income (loss) before transfers (318,846) 1,751,183 OTHER FINANCING SOURCES (USES) Transfers out (290) (290) Change in net position (319,136) 1,751,183 1,151,435 2,583,482 19,353 150,274 30,793 1,208,724 178,707 169,627 1,418,224 1,151,435 2,583,772 Total net position - beginning (1,050,989) (33,707,051) 4,571,275 (30,186,765) Total net position - ending $ (1,370,125) $ (31,955,868) $ 5,722,710 $ (27,603,283) 120 CASH FLOWS FROM OPERATING ACTIVITIES Cash receipts from customers Cash from interfund Payments to suppliers Payments to employees Due to other funds Net cash provided (used) by operating activities City of Lodi Statement of Cash Flows Internal service funds For the Year Ended June 30, 2018 Fleet Services Benefits Insurance Total (21,577) $ 45,651 $ 129,726 $ 153,800 1,392,499 8,329,194 4,026,359 13,748,052 (549,319) (8,395,629) (3,749,032) (12,693,980) (823,713) 574,727 (140,707) (389,693) - (71,500) (71,500) (2,110) 553,943 194,846 746,679 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers out (290) (290) Net cash (used) by noncapital financing activities (290) - - (290) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 2,400 (2,653) 35,067 34,814 Net cash (used) by investing activities 2,400 (2,653) 35,067 34,814 Net increase in cash and cash equivalents 551,290 229,913 781,203 Balances - beginning of year 899,735 13,455,355 14,355,090 Balances - end of the year $ - $ 1,451,025 $ 13,685,268 $ 15,136,293 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating Income (loss) $ (299,105) $ 482,845 $ 981,808 $ 1,165,548 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Expense 1,447 1,447 Changes in assets and liabilities: Customer Receivables Inventory Other assets Accounts Payable - Supplier Accrued salaries and wages Compensated absences Due to other funds Self-insurance liability Deferred inflows (outflows) of resources Other revenues Net cash provided (used) by operating activities 709 (5,067) (20,549) (24,907) (1,303) - - (1,303) - (8,410) - (8,410) (1,307) 33,857 2,675 35,225 2,589 - - 2,589 20,062 - 20,062 43,808 - (71,500) (27,692) (847,862) (847,862) 253,275 - - 253,275 (22,285) 50,718 150,274 178,707 $ (2,110) $ 553,943 $ 194,846 $ 746,679 121 (This page intentionally left blank.) FIDUCIARY FUNDS Private -Purpose Trust Funds account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. Agency Funds account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman districts and the Downtown and Cherokee Lane Districts. 123 City of Lodi Combining Statement of Fiduciary Net Position Private -Purpose Trust Funds June 30, 2018 Private Sector Trust Hutchins St Sq/Holz Total Private -purpose Bequest trust funds ASSETS Cash and investments $ 134,577 $ 1,520 $ 136,097 Interest receivable - 2 2 Total assets 134,577 1,522 136,099 FIDUCIARY NET POSITION $ 134,577 $ 1,522 $ 136,099 124 City of Lodi Combining Statement of Changes in Fiduciary Net Position Private -Purpose Trust Funds For the Year Ended June 30, 2018 Private Sector Trust Hutchins St Sq/Holz Total Private -purpose Bequest trust funds ADDITIONS Investment and rental income $ - $ - $ DEDUCTIONS Current: Library 99,998 23 Changes in fiduciary net position (99,998) (23) Fiduciary Net Position -- beginning of the year 234,575 1,545 100,021 (100,021) 236,120 Fiduciary Net Position -- end of the year $ 134,577 $ 1,522 $ 136,099 125 City of Lodi Combining Statement of Fiduciary Net Position Custodial funds June 30, 2018 Special Assessments Balance Balance July 1, 2017 Additions Deductions June 30, 2018 ASSETS Cash and investments $ 406,729 $ 62,569 $ 45,664 $ 423,634 Interest receivable 590 133 590 133 Total assets $ 407,319 $ 62,702 $ 46,254 $ 423,767 LIABILITIES Agency obligations 407,319 16,448 423,767 Total liabilities $ 407,319 $ 16,448 $ $ 423,767 126 (This page intentionally left blank.) STATISTICAL SECTION UNAUDITED STATISTICAL SECTION The Statistical Section provides detailed information as a framework for understanding the information in the financial statements, notes and required supplementary information. This section presents additional data and analysis that may provide the reader with valuable insight regarding the demographics and the overall health of the City. Contents Pages Financial Trends 130-134 These schedules contain trend information to help the reader understand how the City's financial performance and well-being has changed over time. Revenue Capacity 135-141 These schedules contain information to help the reader assess the factors affecting the City's most significant local revenue source, the property tax. Debt Capacity 142-148 These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information 149-152 These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. Operating Information 153-155 These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the city provides and the activities it performs. Sources Unless otherwise noted, the information in these schedules are derived from the comprehensive annual financial report. 129 CITY OF LODI NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015(1) 2014 2013 2012 2011 2010 2009 Govemmental activities: Net investment in capital assets $ 119,222 $ 117,196 $ 111,256 $ 105,944 $ 105,462 $ 106,828 $ 107,587 $ 114,165 $ 113,308 $ 115,036 Restricted 25,904 15,545 13,911 12,001 11,809 12,601 16,176 14,894 13,233 13,492 Unrestricted (117,535) (77,162) (76,984) (74,146) 2,551 1,157 (3,606) (5,148) (6,110) (3,462) Total govemmental activities net position $ 27,591 $ 55,579 $ 48,183 $ 43,799 $ 119,822 $ 120,586 $ 120,157 $ 123,911 $ 120,431 $ 125,066 Business -type activities: Net investment in capital assets $ 137,291 $ 129,086 $ 121,468 $ 119,924 $ 116,156 $ 113,008 $ 109,582 $ 104,858 $ 100,233 $ 95,533 Restricted 20 3,929 3,893 6,810 6,703 6,600 6,533 5,303 - Unrestricted 24,584 16,463 14,427 892 16,535 14,827 (34,563) (34,129) (28,591) (35,448) Total business -type activities net position $ 161,895 $ 149,478 $ 139,788 $ 127,626 $ 139,394 $ 134,435 $ 81,552 $ 76,032 $ 71,642 $ 60,085 Primary government Net investment in capital assets $ 256,513 $ 246,282 $ 232,724 $ 225,868 $ 221,618 $ 219,836 $ 217,169 $ 219,023 $ 213,541 $ 210,569 Restricted 25,924 19,474 17,804 18,811 18,512 19,201 22,709 20,197 13,233 13,492 Unrestricted (92,951) (60,699) (62,557) (73,254) 19,086 15,984 (38,169) (39,277) (34,701) (38,910) Total primary govemment net position $ 189,486 $ 205,057 $ 187,971 $ 171,425 $ 259,216 $ 255,021 $ 201,709 $ 199,943 $ 192,073 $ 185,151 (1) Fiscal year 2015 beginning net position was restated due to the implementation of GASB 68. Source: City of Lodi Financial Services Division 130 CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 Expenses Govemmental activities: General government $ 11,601 $ 9,650 $ 10,369 $ 9,109 $ 9,580 $ 8,943 $ 9,381 $ 8,262 $ 8,749 $ 9,451 Public protection 38,795 33,239 31,395 27,426 27,884 25,930 25,432 25,113 27,186 27,110 Public works 9,823 10,614 10,326 10,281 10,644 10,546 10,248 9,305 10,462 10,464 Community development 1,999 1,709 1,792 1,165 1,174 1,050 1,003 973 1,114 1,323 Library 1,753 1,253 1,389 1,324 1,282 1,342 1,381 1,355 1,440 1,495 Parks and recreation 4,672 3,663 4,262 3,116 3,164 2,933 2,913 5,778 5,077 4,609 Interest and fiscal charges 768 824 822 818 825 416 1,033 1,075 1,105 1,134 Total govemmental activities expenses $ 69,411 $ 60,952 $ 60,355 $ 53,239 $ 54,553 $ 51,160 $ 51,391 $ 51,861 $ 55,133 $ 55,586 Business -type activities: Electric 67,943 62,791 61,764 64,367 61,974 61,106 62,599 63,399 64,364 73,358 Wastewater 16,008 16,318 14,024 12,912 12,527 13,423 17,441 11,687 11,289 10,940 Water 11,776 11,961 10,967 9,905 11,014 (34,877) 7,953 8,188 6,148 9,604 Transit 5,233 4,925 4,415 4,134 3,834 4,141 4,256 4,132 4,785 4,832 Total business -type activities expenses 100,960 95,995 91,170 91,318 89,349 43,793 92,249 87,406 86,586 98,734 Total primary government expenses $ 170,371 $ 156,947 $ 151,525 $ 144,557 $ 143,902 $ 94,953 $ 143,640 $ 139,267 $ 141,719 $ 154,320 Program Revenues Governmental activities: Charges for services: General government $ 3,670 $ 3,246 $ 1,490 $ 1,971 $ 1,955 $ 2,337 $ 1,718 $ 1,793 $ 2,184 $ 1,631 Public protection 1,000 779 740 609 582 538 500 643 714 844 Public works 990 1,209 734 832 415 224 166 356 326 358 Community development 2,665 2,838 2,292 1,378 1,219 1,458 993 1,601 786 749 Library 37 43 63 43 43 44 43 47 48 44 Parks and recreation 1,698 1,660 1,637 1,360 1,479 1,404 1,241 1,245 1,269 1,158 Operating grants and contributions 2,287 2,391 2,596 3,369 2,686 2,341 2,300 2,236 1,927 1,951 Capital grants and contributions 8,737 12,830 10,559 3,131 5,359 4,216 5,025 6,737 5,122 10,822 Total govemmental activities program revenues $ 21,084 $ 24,996 $ 20,111 $ 12,693 $ 13,738 $ 12,562 $ 11,986 $ 14,658 $ 12,376 $ 17,557 Business -type activities: Charges for services: Electric $ 69,247 $ 65,848 $ 67,507 $ 65,237 $ 64,693 $ 63,230 $ 64,251 $ 62,167 $ 69,664 $ 74,000 Wastewater 14,914 15,106 14,960 14,714 14,305 13,747 13,280 13,090 11,513 9,276 Water 13,005 12,474 12,161 12,723 12,756 12,441 12,083 11,940 11,716 11,787 Transit 227 220 210 230 203 185 186 195 217 251 Operating grants and contributions 5,969 4,514 5,089 5,186 4,431 5,178 4,214 3,983 3,449 3,653 Capital grants and contributions 11,307 7,972 2,860 5,284 2,846 4,715 3,206 5,150 1,408 5,774 Total business -type activities program revenues 114,669 106,134 102,787 103,374 99,234 99,496 97,220 96,525 97,967 104,741 Total primary govemment program revenues $ 135,753 $ 131,130 $ 122,898 $ 116,067 $ 112,972 $ 112,058 $ 109,206 $ 111,183 $ 110,343 $ 122,298 Net (Expense)/Revenue Governmental activities Business -type activities Total primary govemment net expense $ (48,327) $ (35,956) $ (40,244) $ (40,546) $ (40,815) $ (38,598) $ (39,405) $ (37,203) $ (42,757) $ (38,029) 13,709 10,139 11,617 12,056 9,885 55,703 4,971 9,119 11,381 6,007 $ (34,618) $ (25,817) $ (28,627) $ (28,490) $ (30,930) $ 17,105 $ (34,434) $ (28,084) $ (31,376) $ (32,022) 131 CITY OF LODI CHANGES IN NET POSITION (Continued) LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 General Revenues and Other Changes in Net Position: Governmental activities: Taxes: Property $ 10,325 $ 14,860 $ 13,919 $ 13,502 $ 12,758 $ 12,218 $ 12,103 $ 12,698 $ 12,836 $ 13,564 Special assessments' 44 - - Sales' 11,333 - - - - - - - - - Document transfer' 5,147 - - Franchise 9,218 9,099 9,073 8,976 8,838 8,735 8,712 8,692 8,658 8,357 Business license 1,822 1,736 1,552 1,486 1,528 1,524 1,628 1,246 1,242 1,190 Transient occupancy 867 849 783 666 594 546 486 426 382 405 Grants and contributions not restricted to specific programs' 601 11,778 11,834 10,651 10,138 9,382 9,277 8,954 7,064 8,249 Investment earnings 311 257 326 145 203 44 132 133 155 467 Rent 1,954 1,942 1,906 1,370 Other 933 722 719 605 528 610 2,052 1,556 1,917 2,382 Special item -gain on sale of parkland 321 Transfers 4,252 4,051 4,469 7,514 4,792 5,682 1,261 6,657 5,868 5,368 Total governmental activities $ 44,853 $ 43,352 $ 44,629 $ 45,487 $ 41,285 $ 40,111 $ 35,651 $ 40,683 $ 38,122 $ 39,982 Business -type activities: Investment earnings $ 716 $ 816 $ 952 $ 632 $ 757 $ 497 $ 566 $ 575 $ 731 $ 1,385 Litigation- environmental lawsuits proceeds 100 1,107 - 300 2,010 Rent 4 4 4 - Other 2,244 2,786 3,957 2,745 2,370 1,258 1,244 1,353 923 1,891 Special item -forgiveness of debt Special item -swap termination (8,979) Transfers (4,252) (4,051) (4,469) (7,514) (4,792) (5,682) (1,261) (6,657) (5,868) (5,368) Total business -type activities (1,292) (449) 544 (4,133) (1,661) (2,820) 549 (4,729) (3,914) (9,061) Total primary government $ 43,561 $ 42,903 $ 45,173 $ 41,354 $ 39,624 $ 37,291 $ 36,200 $ 35,954 $ 34,208 $ 30,921 Change in Net Position Governmental activities $ (3,474) $ 7,396 $ 4,385 $ 4,941 $ 470 $ 1,513 $ (3,754) $ 3,480 $ (4,635) $ 1,953 Business -type activities 12,417 9,690 12,161 7,923 8,224 52,883 5,520 4,390 7,467 (3,054) Total primary government $ 8,943 $ 17,086 $ 16,546 $ 12,864 $ 8,694 $ 54,396 $ 1,766 $ 7,870 $ 2,832 $ (1,101) Source: City of Lodi Financial Services Division Certain tax amounts have been reclassified in fiscal year 2018. 132 CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 General Fund Reserved $ - $ - $ - $ - $ - $ - $ - $ - $ 389 $ 383 Unreserved - 3,896 3,383 Nonspendable 33 10 9 6 357 Committed 9,031 3,520 465 345 301 277 Assigned 1,564 26 29 65 50 136 Unassigned 9,737 11,448 11,185 12,107 9,134 7,614 6,233 5,654 - - Total General Fund $ 18,768 $ 14,968 $ 13,247 $ 12,478 $ 9,474 $ 7,965 $ 6,289 $ 6,147 $ 4,285 $ 3,766 All other govemmental funds Reserved $ - $ - $ - $ - $ - $ - $ - $ - $ 7,801 $ 1,487 Unreserved, reported in: Special revenue funds 963 6,540 Debt service funds Capital projects funds - 3,649 5,217 Nonspendable 1 1 1 1 4 3 1 Restricted 16,062 15,263 13,867 11,957 11,764 12,556 15,017 13,786 Unassigned (99) (512) (863) (846) - Total all other govemmental funds $ 16,063 $ 15,264 $ 13,868 $ 11,958 $ 11,669 $ 12,047 $ 14,155 $ 12,940 $ 12,413 $ 13,244 $ 34,831 $ 30,232 $ 27,115 $ 24,436 $ 21,143 $ 20,012 $ 20,444 $ 19,087 $ 16,698 $ 17,010 Implemented GASB 54 during the 2011 fiscal year changing the presentation of fund balance. Source: City of Lodi Financial Services Division 133 CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 Revenues: Taxes $ 27,423 $ 26,491 $ 25,327 $ 24,631 $ 23,719 $ 23,022 $ 22,928 $ 23,061 $ 23,118 $ 23,516 Licenses and permits 1,764 2,015 1,646 967 852 921 686 954 520 431 Intergovernmental revenues 20,807 23,975 21,083 17,557 17,392 14,625 15,289 16,865 12,579 13,229 Charges for services 6,020 5,722 5,830 3,827 3,558 3,880 3,427 3,946 4,116 3,329 Fines, forfeits, and penalties 1,396 906 1,495 1,573 1,557 1,632 1,357 1,407 1,444 1,416 Investment and rental income 2,325 2,319 2,155 2,029 2,025 1,389 1,264 817 923 922 Contributions and donations 818 282 1,003 689 Miscellaneous revenue 1,206 1,116 538 1,078 813 799 1,093 1,762 Total revenues $ 60,941 $ 62,246 $ 58,652 $ 51,404 $ 50,106 $ 46,547 $ 45,764 $ 48,538 $ 43,793 $ 44,605 Expenditures: Current: General govemment $ 9,738 $ 9,499 $ 9,360 $ 9,151 $ 9,019 $ 8,522 $ 8,820 $ 7,667 $ 7,666 $ 8,431 Public protection 30,788 30,201 28,821 26,646 27,093 26,282 25,249 24,489 24,466 24,716 Public works 4,628 4,608 4,070 4,508 4,393 4,532 4,174 3,715 4,383 4,657 Community development 1,756 1,651 1,601 1,226 1,192 1,111 1,037 969 1,013 1,341 Library 1,058 1,153 1,153 1,311 1,268 1,411 1,381 1,357 1,322 1,500 Parks and recreation 2,497 2,378 2,369 2,145 2,299 2,370 2,254 4,127 4,180 3,776 Capital outlay 8,296 11,592 13,117 9,842 7,652 6,271 2,961 9,377 5,108 6,791 Debt service: Interest 805 858 847 845 851 483 1,039 1,081 1,110 1,139 Principal payments 1,028 1,240 260 245 630 752 725 789 Advance refunding escrow 1,689 Total expenditures $ 60,594 $ 63,180 $ 61,598 $ 55,674 $ 53,767 $ 52,916 $ 47,545 $ 53,534 $ 49,973 $ 53,140 Excess (deficiency) of revenues over (under) expenditures $ 347 $ (934) $ (2,946) $ (4,270) $ (3,661) $ (6,369) $ (1,781) $ (4,996) $ (6,180) $ (8,535) Other financing sources (uses): Transfers in $ 13,863 $ 11,723 $ 13,310 $ 15,599 $ 11,596 $ 12,546 $ 14,486 $ 11,881 $ 11,173 $ 10,609 Transfers out (9,611) (7,672) (8,716) (8,036) (6,804) (6,864) (11,348) (5,224) (5,305) (5,242) Proceeds from sale of land 98 Refunding bonds issued 20,103 Payment to refunded bond escrow agent (19,848) Capital lease proceeds 563 Loan proceeds 468 Total other financing sources (uses) $ 4,252 $ 4,051 $ 5,625 $ 7,563 $ 4,792 $ 5,937 $ 3,138 $ 6,755 $ 5,868 $ 5,367 Special item -sale of parkland - 630 Net change in fund balances Fund balances, beginning of year Fund balances, end of year Debt service as a percentage of noncapital expenditures Source: City of Lodi Finance Services Division $ 4,599 $ 3,117 $ 2,679 $ 3,293 $ 1,131 $ (432) $ 1,357 $ 2,389 $ (312) $ (3,168) 30,232 6,937 4,258 965 (166) 266 (1,091) (3,480) (3,168) $ 34,831 $ 10,054 $ 6,937 $ 4,258 $ 965 $ (166) $ 266 $ (1,091) $ (3,480) $ (3,168) 3.5% 4.1% 2.3% 1.8% 1.8% 5.2% 3.7% 4.2% 4.1% 4.2% 134 City of Lodi TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 % Change 2009 to 2017 Property $ 10,043 $ 9,744 $ 9,151 $ 8,810 $ 8,314 $ 7,955 $ 7,861 $ 8,285 $ 8,342 $ 8,887 5.80% Sales and Use 11,333 11,750 11,809 10,625 10,111 9,350 9,246 8,663 6,873 8,028 26.40% Transient Occupancy 867 849 783 666 594 545 486 426 382 405 114.33% Franchise 2,059 1,915 1,990 1,942 1,862 1,758 1,734 1,715 1,681 1,415 96.19% Documentary Transfer 281 240 223 159 155 120 91 95 117 114 92.12% Motor Vehicle in Lieu 5,176 4,904 4,572 4,533 4,289 4,143 4,151 4,317 4,377 4,784 2.23% Public Protection 401 378 365 362 341 325 295 250 267 296 11.88% Business License 1,822 1,736 1,552 1,133 1,220 1,187 1,182 958 962 1,038 52.29% In Lieu Franchise 7,159 7,131 7,082 7,033 6,977 6,977 6,977 6,977 6,977 6,942 -14.72% Totals $ 39,141 $ 38,647 $ 37,527 $ 35,263 $ 33,863 $ 32,360 $ 32,023 $ 31,686 $ 29,978 $ 31,909 12% Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. 135 CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2018 2017 2016 2015 2014 Secured roll $ 6,174,155 $ 5,603,023 $ 5,394,659 $ 5,156,704 $ 4,895,091 Utility roll 2,300 2,300 3,490 3,490 3,490 Unsecured roll 258,680 254,946 250,160 257,856 230,827 Gross assessed value 6,435,135 5,860,269 5,648,309 5,418,050 5,129,408 Less exemptions (1) 345,179 334,485 331,562 326,833 324,439 Net assessed value $ 6,089,956 $ 5,525,784 $ 5,316,747 $ 5,091,217 $ 4,804,969 Land $ 1,873,216 $ 1,711,208 $ 1,601,581 $ 1,469,347 $ 1,364,401 Improvements 4,286,480 3,854,604 3,736,867 3,610,391 3,443,266 Personal property 275,439 294,457 309,861 338,312 321,741 Gross assessed value 6,435,135 5,860,269 5,648,309 5,418,050 5,129,408 Less exemptions (1) 345,179 334,485 331,562 326,833 324,439 Net assessed value $ 6,089,956 $ 5,525,784 $ 5,316,747 $ 5,091,217 $ 4,804,969 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% (1) All exemptions (secured, utility, and unsecured rolls) are homeowners - $59,458 and other - $279,025 =$338,080 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the the actual market value of taxable property and is subject to the limitations described above. Source: San Joaquin County Auditor -Controller's Office 136 CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (Dollar amounts in thousands) (Continued) Fiscal Year 2013 2012 2011 2010 2009 $ 4,737,807 $ 4,738,823 $ 4,907,588 $ 4,986,693 $ 5,156,706 2,382 2,382 2,423 2,423 2,031 233,398 226,651 270,600 270,315 263,648 4,973,587 4,967,856 5,180,611 5,259,431 5,422,385 327,783 314,448 321,138 332,701 265,154 $ 4,645,804 $ 4,653,408 $ 4,859,473 $ 4,926,730 $ 5,157,231 $ 1,227,969 $ 1,264,884 $ 1,322,830 $ 1,345,815 $ 1,562,729 3,445,328 3,401,792 3,534,778 3,600,824 3,577,741 300,290 301,180 323,003 312,792 281,915 4,973,587 4,967,856 5,180,611 5,259,431 5,422,385 327,783 314,448 321,138 332,701 265,154 $ 4,645,804 $ 4,653,408 $ 4,859,473 $ 4,926,730 $ 5,157,231 1.00% 1.00% 1.00% 1.00% 1.00% (1) All exemptions (secured, utility, and unsecured rolls) are homeowners - $59,458 and other - $279,025 =$338,080 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect 137 CITY OF LODI DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Rate per $100 of assessed value) Basic Fiscal Countywide Year Levy School All Other Total 2018 1.0000 0.1037 0.0000 1.1037 2017 1.0000 0.0551 0.0000 1.0551 2016 1.0000 0.0599 0.0000 1.0599 2015 1.0000 0.0658 0.0000 1.0658 2014 1.0000 0.0574 0.0000 1.0574 2013 1.0000 0.0646 0.0000 1.0646 2012 1.0000 0.0658 0.0000 1.0658 2011 1.0000 0.0626 0.0000 1.0626 2010 1.0000 0.0575 0.0000 1.0575 2009 1.0000 0.0517 0.0000 1.0517 Source: San Joaquin County Tax Collector Website Request from San Joaquin Audit Controllers Office CITY OF LODI PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (Dollar amounts in thousands) Taxpayer Fiscal Year 2018 2009 Percent of Total City Taxable Percent of Total Taxable Assessed City Taxable Taxable Assessed Assessed Value Rank Assessed Value Value Rank Value California Physicians Service Corp $ 603,869 1 Pacific Coast Producers 574,435 2 PACIFIC Cost Producers CORP 465,945 3 Big Box Property 417,330 4 Walmart 347,952 5 Winterfell Vintage 317,100 6 ConAgra/Cottage Bakery 279,667 7 PACIFIC Coast Producers Inc 249,424 8 Costco 222,943 9 North American Specialty Products LLC 214,570 10 Wine & Roses LLC Fountains At Lodi LLC Panattoni, Carl D ETAL Lodi Memorial Hospital Assn General Mills Certainteed Corp Dart Container Corp Archer Daniels Midland Co Corp Thule Hitch Systems Lowes Principal Secured Property Valuation 3,693,235 Other Secured Taxpayers 2,142,839 Exemptions relative to secured tax roll 286,123 Total Secured Property Valuation $ 5,549,951 138 10.881 10.350 8.395 7.520 6.269 5.714 5.039 4.494 4.017 3.866 $ 42,615 4 86,146 3 1.761 24,653 5 0.504 168,303 1 3.441 152,676 2 27.130 19,431 6 0.397 19,098 7 0.390 16,744 8 0.342 18,932 9 0.387 14,153 10 0.289 66.545 562,751 11.505 38.610 4,593,955 93.916 5.155 265,154 5.421 100.000 % $ 4,891,552 100.000 CITY OF LODI PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Collected Within the Fiscal Total Collections Year of the Levy to Date Taxes Levied Fiscal for the Fiscal Percent of Percent of Year Year Amount Levy (1) Amount Levy 2018 $ 10,222 $ 10,222 100.0% $ 10,222 100.0% 2017 9,821 9,821 100.0% 9,821 100.0% 2016 9,117 9,117 100.0% 9,117 100.0% 2015 8,742 8,742 100.0% 8,742 100.0% 2014 8,353 8,353 100.0% 8,353 100.0% 2013 7,865 7,865 100.0% 7,865 100.0% 2012 7,754 7,754 100.0% 7,754 100.0% 2011 8,143 8,143 100.0% 8,143 100.0% 2010 8,291 8,291 100.0% 8,291 100.0% 2009 7,966 7,966 100.0% 7,966 100.0% CITY OF LODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST TEN FISCAL YEARS Type of Customer Billed Accounts 2018 2017 2016 2015 2014 City Accounts 223 217 213 212 207 Contract Large Industrial - Contract Medium Industrial Contract Small Industrial Domestic Residential 22,041 21,917 22,497 22,393 22,623 Domestic Mobile Home Park 13 13 13 13 13 Dusk to Dawn 92 85 85 88 89 Industrial 43 - - - - Large Commercial 96 355 348 337 339 Large Industrial N/A 35 44 41 39 Medium Commercial 375 - - - Medium Industrial N/A 10 11 12 11 Residental Low Income 2,539 2,669 2,688 2,798 2,788 Small Commerical 3,148 3,434 3,416 3,332 3,367 Small Industrial N/A 10 11 7 8 Total 28,570 28,745 29,326 29,233 29,484 Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately. Small, Medium, Large Industrial now combined into one "Industrial". Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch 140 CITY OF LODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST TEN FISCAL YEARS (Continued) Type of Customer Billed Accounts 2013 2012 2011 2010 2009 City Accounts 204 195 197 189 189 Contract Large Industrial - - Contract Medium Industrial - Contract Small Industrial - Domestic Residential 22,541 22,361 22,360 22,525 22,506 Domestic Mobile Home Park 13 13 13 13 13 Dusk to Dawn 88 92 89 89 92 Industrial - - - - - Large Commercial 344 336 350 357 377 Large Industrial 40 38 40 39 37 Medium Commercial - - - - - Medium Industrial 11 9 9 9 8 Residental Low Income 2,582 2,531 2,258 2,193 1,847 Small Commerical 3,358 3,340 3,324 3,280 3,249 Small Industrial 9 11 11 10 10 Total 29,190 28,926 28,651 28,704 28,328 Notes: "Large commercial" previously had medium commercial combined now "Medium Commercial" stated separately. Small, Medium, Large Industrial now combined into one "Industrial". Source: City of Lodi Financial Services Division Intranet Dashboard Stats Util by Month and Sch 141 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Governmental Activities Total Fiscal Lease Revenue Loan Notes Capital Governmental Year Bonds Payable Payable Lease Activities 2018 $ 17,839 $ 286 $ $ 410 $ 18,535 2017 18,753 378 - 487 19,618 2016 19,637 468 245 562 20,912 2015 19,950 245 20,195 2014 20,004 245 20,249 2013 20,058 245 20,303 2012 21,025 245 21,270 2011 21,655 245 21,900 2010 22,265 245 22,510 2009 22,855 245 23,100 Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. (1) See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 142 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Business -type Activities Certificates of Notes/ Total Total Percent of Fiscal Participation and Loan Business -type Primary Personal Per Year Revenue Bonds Payable Activities Government Income (1) Capita (1) 2018 $ 125,062 $1,096 $ 126,158 $ 144,693 5.56 2017 138,193 1,300 139,493 159,111 6.41 2016 143,417 1,500 144,917 165,829 7.49 2015 149,767 149,767 169,962 7.67 2014 157,297 157,297 177,546 8.45 2013 167,743 167,743 188,046 9.63 2012 173,241 - 173,241 194,511 10.07 2011 178,827 178,827 200,727 10.67 2010 144,165 1,409 145,574 168,084 8.49 2009 148,529 1,585 150,114 173,214 8.81 Details regarding the City's outstanding debt can be found in Note 7 of these financial statements. (1) See Demographic and Economic Statistics table for personal income and population. Source: City of Lodi Financial Services Division 143 $ 2,156 2,484 2,603 2,667 2,789 2,988 3,096 3,213 2,645 2,736 CITY OF LODI RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 Lease Revenue Bonds Less Amounts Available for Debt Service Net Percent of Assessed Value (1) of Property Per Capita $ 17,839 18,753 19,637 19,950 20,004 20,058 21,025 21,655 22,265 22,855 10 1,692 1,692 1,692 1,692 - $ 17,839 - 18,753 - 19,637 19,950 20,004 20,048 19,333 19,963 20,573 21,163 7.0 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 % $ 265.77 292.74 310.62 313.09 314.28 318.58 307.73 319.55 323.73 334.26 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1) Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 144 CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollar amounts in thousands) FISCAL YEAR 2018 2017 2016 2015 2014 Assessed valuation (1) $ 6,156,110 $ 5,585,242 $ 5,377,266 $ 5,152,666 $ 4,867,731 Conversion percentage 25% 25% 25% 25% 25% Adjusted assessed valuation 1,539,028 1,396,311 1,344,317 1,288,167 1,216,933 Debt limit percentage 15% 15% 15% 15% 15% Debt Limit 230,854 209,447 201,647 193,225 182,540 Total net debt applicable to limit 17,839 18,753 19,637 19,950 Legal debt margin $ 213,015 $ 190,694 $ 182,010 $ 173,275 $ 182,540 Total net debt applicable to the limit as a percent of debt limit 7.7% 9.0% 9.7% 10.3% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State of California for local governments located within the state. (1) Reflects City assessed valuation with other exemptions of $275,027 deducted for 2017. Source: San Joaquin County Auditor -Controller's Office 145 CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollar amounts in thousands) (Continued) FISCAL YEAR 2013 2012 2011 2010 2009 Assessed valuation (1) $ 4,709,916 $ 4,718,766 $ 4,926,130 $ 4,995,362 $ 5,227,580 Conversion percentage 25% 25% 25% 25% 25% Adjusted assessed valuation 1,177,479 1,179,692 1,231,533 1,248,841 1,306,895 Debt limit percentage 15% 15% 15% 15% 15% Debt Limit 176,622 176,954 184,730 187,326 196,034 Total net debt applicable to limit 20,048 19,333 19,963 20,573 21,163 Legal debt margin $ 156,574 $ 157,621 $ 164,767 $ 166,753 $ 174,871 Total net debt applicable to the limit as a percent of debt limit 11.4% 10.9% 10.8% 11.0% 10.8% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State of California for local governments located within the state. (1) Reflects City assessed valuation with other exemptions of $275,027 deducted for 2017. Source: San Joaquin County Auditor -Controller's Office 146 CITY OF LODI DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT June 30, 2018 OVERLAPPING DEBT: San Joaquin Community College District Lodi Unified School District San Joaquin County Certificates of Participation Lodi Unified School District Certificates of Participation SUBTOTAL OVERLAPPING DEBT DIRECT DEBT: City of Lodi Lease Revenue Bonds City of Lodi - Loan payable City of Lodi -Capital lease SUBTOTAL DIRECT DEBT TOTAL DIRECT AND OVERLAPPING DEBT(2) Total Debt $ 154,305,582 159,305,582 92,370,000 20,445,000 17,839 286,236 409,950 2017-18 Gross Assessed Valuation $ 6,435,135,000 2017-18 Population 67,121 DEBT RATIOS Total Gross Debt $ 102,727,406 $ Percentage City's Share Applicable (1) of Debt 7.618 % $ 11,754,999 36.027 57,393,022 8.313 7,678,718 36.027 7,365,720 84,192,460 100.00 100.00 100.00 17,838,760 286,236 409,950 18,534,946 $ 102,727,406 Per Capita Value 1,530 1.60% (1) Percent of overlapping agency's assessed valuation located within the boundaries of the City. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Auditors -Controller Office State of California, Department of Finance, Demographic Research Unit 147 CITY OF LODI PLEDGED -REVENUE COVERAGE LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest Total Coverage Electric Revenue Certificates of Participation 2018 $ 73,505 $ 50,317 $ 23,188 $ 2,510 $ 2,788 $ 5,298 4.38 2017 67,815 52,259 15,556 2,390 2,898 5,288 2.94 2016 70,440 51,205 19,235 5,195 3,094 8,289 2.32 2015 67,132 52,116 15,016 4,960 3,358 8,318 1.81 2014 67,144 50,349 16,795 4,750 3,606 8,356 2.01 2013 63,974 51,209 12,765 4,575 3,839 8,414 1.52 2012 65,220 50,164 15,056 3,270 4,021 7,291 2.07 2011 63,307 48,397 14,910 3,080 4,152 7,232 2.06 2010 70,288 49,949 20,339 2,920 4,274 7,194 2.83 2009 75,195 58,370 16,825 5,240 4,720 9,960 1.69 Wastewater Certificates of Participation and Revenue Bonds 2018 $ 19,317 $ 7,302 $ 12,015 $ 1,650 954 $ 2,604 4.61 2017 16,707 10,128 6,579 1,575 1,492 3,067 2.15 2016 16,941 7,237 9,704 1,535 2,131 3,666 2.65 2015 15,845 6,335 9,510 1,500 2,172 3,672 2.59 2014 15,186 6,003 9,183 4,610 2,294 6,904 1.33 2013 14,305 5,674 8,631 1,500 2,560 4,060 2.13 2012 13,787 6,659 7,128 1,430 2,688 4,118 1.73 2011 16,508 5,972 10,536 1,370 2,748 4,118 2.56 2010 12,284 6,180 6,104 1,320 2,832 4,152 1.47 2009 10,764 5,921 4,843 1,270 2,882 4,152 1.17 Water Revenue Bonds 2018 $ 17,187 $ 10,895 $ 6,292 $ 950 $ 1,356 $ 2,306 2.73 2017 13,844 7,733 6,111 915 1,393 2,308 2.65 2016 13,025 6,801 6,224 870 1,482 2,352 2.65 2015 13,370 5,815 7,555 850 1,506 2,356 3.21 2014 14,166 6,835 7,331 825 1,530 2,355 3.11 2013 13,367 6,899 6,468 800 1,535 2,335 2.77 2012 13,275 5,392 7,883 775 1,530 2,305 3.42 2011 14,051 5,662 8,389 1,409 874 2,283 3.67 Includes all nongeneral obligation long-term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in Note 8 to the basic financial statements. (1) Total operating revenues including investment earnings, operating grants, capital contributions (including developer impact fees) and other revenue. (2) Total operating expenses including cost of services paid to the General Fund and excluding in -lieu fees, depreciation and amortization. (3) Net of Build America Bonds interest subsidy. 148 CITY OF LODI DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Personal Per Population San Joaquin Population Rank in Size Income Capita Fiscal Square City Percent County Percent of California (millions of Personal Unemployment Year Miles Population Change Population of County Cities dollars) Income Rate 2018 13.98 67,121 0.7% 758,744 8.8% 136 $ 2,602 $ 38,769 6.9% 2017 13.98 64,058 0.7% 746,868 8.6% 139 2,483 38,769 6.9% 2016 13.98 63,219 0.7% 733,383 8.6% 139 2,284 36,136 7.8% 2015 13.98 63,719 0.4% 719,511 8.9% 138 2,215 34,755 7.8% 2014 13.98 63,651 0.2% 710,731 9.0% 135 2,102 33,024 8.8% 2013 13.98 62,930 0.2% 698,414 9.0% 137 1,952 31,013 9.0% 2012 13.98 62,825 0.8% 695,750 9.0% 136 1,931 30,732 11.3% 2011 13.92 62,473 0.6% 690,899 9.0% 135 1,882 30,132 13.4% 2010 13.92 63,549 0.6% 694,293 9.2% 136 1,980 31,166 13.3% 2009 13.92 63,313 -0.1% 689,480 9.2% 135 1,967 31,071 12.2% Personal income is the income received by all persons from all sources. Personal income is the sum of net earnings by place of residence, rental income of persons, personal dividend income, personal interest income, and personal current transfer receipts. Per capita personal income is calculated as the personal income of residents of a given area divided by the resident population of the area. In computing per capita personal income, Bureau of Economic analysis uses the Census Bureau's annual midyear population estimates. Source: State of California, Department of Finance, Demographic Reseach Unit and Department of Labor. 149 CITY OF LODI PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO Current Nine Years Ago Percent Percent of Total City of Total City Employer Employees Rank Employment Employees Rank Employment Labor Force Lodi Unified School District 3,359 1 12.86 % 3,301 1 12.64 0/U 26,125 Pacific Coast Producers 1,663 2 6.37 1,200 3 4.59 26,125 Lodi Health Hospital 1,390 3 5.32 1,360 2 5.21 26,125 Blue Shield 848 4 3.25 850 4 3.25 26,125 TreeHouse 496 5 1.90 26,125 Walmart 484 6 1.85 285 9 1.09 26,125 City of Lodi 390 7 1.50 460 7 1.76 26,125 Farmers & Merchants Bank 358 8 1.37 336 8 1.29 26,125 Costco 227 9 0.87 26,125 Target 145 10 0.56 165 10 0.63 26,125 Cottage Bakery - 700 5 2.68 26,125 General Mills 478 6 1.83 26,125 Total 2000 Census Labor Force figure 9,360 35.83 9,135 150 34.97 CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT - LAST TEN FISCAL YEARS Fiscal Year 2018 2017 2016 2015 2014 Department: Administration 9 10 10 10 10 Community Development 11 11 11 11 9 Electric 52 51 49 44 43 Financial Services - - Fire 53 54 54 57 53 Internal Services 31 32 31 31 31 Library 7 7 10 11 10 Parks and Recreation - - Parks, Recreation and Cultural Services 24 24 26 28 27 Police 103 103 102 107 104 Public Works 101 101 100 97 95 Total 390 393 393 396 382 Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks & Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 151 CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT - LAST TEN FISCAL YEARS (Continued) Fiscal Year 2013 2012 2011* 2010 2009 Department: Administration 10 12 13 Community Development 9 9 13 Electric 40 40 41 Financial Services - - Fire 53 54 64 Internal Services 31 29 35 Library 11 12 14 Parks and Recreation - - Parks, Recreation and Cultural Services 27 29 37 Police 104 103 125 Public Works 92 93 98 Total 377 381 440 31 13 51 24 64 14 31 125 102 455 32 13 50 26 64 14 31 125 102 457 Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks & Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 152 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS Fiscal Year 2018 2017 2016 2015 2014 General government: Building permits issued 2,699 2,447 2,482 2,404 2,404 Business tax certificates: Retail sales and service 2,137 2,443 2,288 2,281 2,281 Manufacturers and processors 75 76 78 23 23 Professions 294 308 316 323 323 Miscellaneous contractors, peddlers, delivery vehicles, etc. 1,232 949 1,268 1,256 1,256 Utility billing/customer service: Number of customers 24,259 26,018 26,034 25,912 25,912 Energy sales (KWH) 425,157,874 425,410,574 437,246,335 438,780,911 438,780,911 Peak demand (MW) 130.9 129 124 134 134 Public safety: Police: Major reported crimes 2,062 2,025 3,068 2,268 2,268 Total arrests 3,460 4,226 4,083 3,690 3,690 Dispatched calls for service 37,301 37,866 40,390 35,992 35,992 Fire: Interior structure fire calls 56 51 33 32 32 Non-structural fire calls 235 177 154 143 143 Hazardous materials calls 55 90 73 65 65 Emergency medical calls 5,364 3,572 3,123 3,418 3,418 Total emergency calls 6,996 5,869 5,238 3,666 3,666 Total number of units dispatched 8,230 7,225 7,430 5,727 5,727 Public works: Miles of streets resurfaced 0 6 6 6 6 Fleet job orders completed 1,744 2,129 2,162 2,500 2,500 Trees planted 372 135 135 135 135 Water utility: New connections 180 205 69 8 8 Water main breaks 2 2 3 16 16 Wastewater utility: Average daily treatment (million gal/day) 4.5MG 4.65MG 4.6MG 4.6MG 4.6MG Library: Registered borrowers 63,631 64,742 60,362 58,824 58,824 Circulation of library materials 162,796 187,853 199,096 197,673 197,673 Reference, research and informational questions answered 9,852 9,695 11,109 13,189 13,189 Annual attendance at libraries 225,558 231,602 245,936 Number of programs offered 789 764 456 432 432 Annual attendance at programs 24,682 23,960 15,452 12,888 12,888 Public access computer usage 25,825 31,205 34,071 34,071 41,180 Community center: Community center bookings 595 597 758 794 769 Instructional classes 438 554 518 500 553 Registered students 2,695 3,010 2,744 2,586 3,269 Yearly attendance 11,011 13,925 13,925 13,925 13,925 Parks and recreation: After school program registration (number of participants/sites) 17,057/17 1,617/17 19,800/17 315,140/19 254,096/20 Adult sports Program/Participation 1,000 14,887 14,673 15,285 2,082 Programs offered 5 14 15 18 17 Partnerships 2 2 2 2 2 Tournaments 4 6 8 10 5 Youth/Teen sports Program attendance 3,480 3,496 3,652 3,621 3,672 Programs offered 11 18 18 18 18 Aquatics Program attendance 26,571 28,974 28,195 28,009 27,731 Number of programs 8 14 14 15 13 Source: City of Lodi 153 CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS (Continued) Fiscal Year 2013 2012 2011 2010 2009 General government: Building permits issued 1,578 1,461 2,022 1,709 1,754 Business tax certificates: Retail sales and service 2,526 2,485 2,530 2,406 2,496 Manufacturers and processors 78 77 76 80 82 Professions 362 364 371 373 380 Miscellaneous contractors, peddlers, delivery vehicles, etc. 1,456 1,362 1,357 1,312 1,411 Utility billing/customer service: Number of customers 23,927 23,761 23,575 25,573 25,555 Energy sales (KWH) 435,822,465 435,655,731 421,130,329 434,200,987 452,075,554 Peak demand (MW) 122 116 116 120 134 Public safety: Police: Major reported crimes 2,643 3,573 2,885 2,377 2,454 Total arrests 3,825 4,350 4,410 4,238 4,646 Dispatched calls for service 50,124 46,756 52,061 51,870 56,391 Fire: Interior structure fire calls 67 57 56 47 69 Non-structural fire calls 209 163 121 123 123 Hazardous materials calls 58 41 69 70 70 Emergency medical calls 3,882 3,820 3,752 3,494 3,364 Total emergency calls 5,823 5,620 5,753 5,385 5,392 Total number of units dispatched 7,954 7,855 7,835 7,390 7,038 Public works: Miles of streets resurfaced 6 6 6 3 6 Fleet job orders completed 1,803 1,953 2,810 3,303 3,921 Trees planted 131 131 96 Water utility: New connections 8 7 8 17 17 Water main breaks 14 10 8 6 4 Wastewater utility: Average daily treatment (million gal/day) 5.10MG 5.5MG 6.5MG 6.5MG 6.5MG Library: Registered borrowers 51,594 47,147 43,927 39,199 53,530 Circulation of library materials 215,293 217,742 248,250 251,967 219,711 Reference, research and informational questions answered 16,270 14,463 16,234 16,501 15,379 Annual attendance at libraries 224,762 222,148 210,279 207,123 n/a Number of programs offered 407 432 388 344 316 Annual attendance at programs 14,443 12,993 13,133 10,676 8,765 Public access computer usage 45,871 47,428 58,990 52,124 38,388 Community center: Community center bookings 718 698 926 789 475 Instructional classes 580 307 536 583 507 Registered students 2,819 3,713 3,438 3,525 3,316 Yearly attendance 13,925 13,925 14,217 13,355 14,050 Parks and recreation: After school program registration (number of participants/sites) 1,715/20 3,232/20 1,920/4 1,920/4 1,920/4 Adult sports Program/Participation 2,246 2,420 2,528 2,528 2,284 Programs offered 16 15 16 16 13 Partnerships 2 3 5 5 1 Tournaments 6 12 7 7 10 Youth/Teen sports Program attendance 3,643 3,889 4,251 4,251 215,000 Programs offered 19 24 16 16 24 Aquatics Program attendance 23,414 34,366 32,566 32,566 2,433 Number of programs 13 25 13 13 6 Source: City of Lodi 154 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LAST TEN FISCAL YEARS Fiscal Year 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 General government: Total square miles 13.98 13.98 13.98 13.98 13.98 13.98 13.98 13.92 13.92 13.92 Public safety: Police: Facilities: Stations 1 1 1 1 1 1 1 1 1 1 Animal control facility 1 1 1 1 1 1 1 1 1 1 Police training facility (pistol range) 1 1 1 1 1 1 1 1 1 1 Vehicles: Marked patrol cars 23 23 23 23 23 23 23 23 23 25 Motorcycles and scooters 6 7 7 7 5 5 5 5 5 5 Animal control vehicles 2 2 2 2 2 2 2 2 2 2 Other automobiles 37 37 37 37 37 37 37 37 37 38 Fire: Facilities: Fire stations 4 4 4 4 4 4 4 4 4 4 Vehicles: Fire engines 6 7 6 6 6 6 6 7 7 7 Trucks/Trailers 5 8 6 6 6 6 5 5 6 6 Other automobiles 8 5 11 11 11 11 9 8 10 12 Public works: Miles of streets 205 202 202 202 202 202 202 202 202 202 Miles of alley ways 16 16 16 16 16 16 16 16 16 16 Traffic signals 69 68 67 67 67 67 67 67 62 62 Street lights 7,697 7,270 7,270 7,270 7,270 7,270 7,270 7,270 7,270 7,270 Parks and recreation: Parks and squares 28 26 26 26 26 26 26 26 26 26 Park acreage 366 361 361 361 361 361 373 373 373 371 Boating facilities - launch lanes 1 1 1 1 1 1 1 1 1 1 Senior center 1 1 1 1 1 1 1 1 1 1 Community Centers 1 1 1 1 1 1 1 1 1 1 Swimming pools 4 4 4 4 4 4 4 4 4 4 Baseball/softball diamonds 20 20 20 20 20 20 24 24 24 24 Tennis courts 11 11 11 11 11 11 11 11 11 11 Skateboard park 1 1 1 1 1 1 1 1 1 1 Playgrounds 17 20 20 20 20 20 22 25 25 25 Ballpark 24 24 24 24 24 24 24 24 24 24 Soccer Field 22 22 22 22 22 22 22 22 22 22 Football Field 1 1 1 1 1 1 1 1 1 1 Handball/BasketballNolleyball Courts/Bocce Courts 12 12 12 12 12 12 10 10 10 10 Horseshoe Pits 8 8 8 8 8 8 8 6 6 6 Library: Central library 1 1 1 1 1 1 1 1 1 1 Total items in collection 111,544 125,730 130,657 119,554 148,287 149,243 135,113 134,804 130,530 135,197 Integrated library system 1 1 1 1 1 1 1 1 1 1 Microfilm readers 0 0 0 1 1 1 1 1 1 1 Microfilm readers/printers 0 1 1 1 1 1 1 1 1 1 Self check out machines 3 3 3 2 2 2 2 2 2 2 Electric utility: Overhead lines 12kv(miles) 129 117 117 117 117 133 133 133 130 130 Overhead lines 60kv (miles) 14 14 14 14 14 14 14 13 13 13 Undergroundlines(miles) 164 123 121 118 115 159 159 157 155 154 Water utility: Water main lines 240 243 240 236 236 236 236 236 237 233 Water storage capacity (gallons) 4,100,000 4,100,000 4,100,000 4,100,000 4,100,000 4,100,000 1,100,000 1,100,000 1,100,000 1,100,000 Water wells 28 28 28 28 28 28 27 27 26 26 Water reservoirs 3 3 3 3 3 3 2 2 2 2 Water Treatment Plant 1 1 1 Wastewater utility: Wastewater main lines (miles) 196 196 196 196 196 196 196 196 191 194 Treatment capacity 8.5MG 8.5MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG Wastewater treatment plant 1 1 1 1 1 1 1 1 1 1 Wastewater Pump Stations 9 9 9 Stormwater utility: Stormwater main drain lines (miles) 130 128 126 124 124 124 124 124 124 161 Stormwater pump stations 16 16 16 14 14 14 14 14 14 14 Central parking district: Parking structure 1 1 1 1 1 1 1 1 1 1 Parking spaces 2,450 2,450 2,450 2,450 2,450 2,453 2,453 2,453 2,453 2,453 Parking lots 25 25 25 25 25 25 25 25 25 25 Source: City of Lodi Departments 155 (This page intentionally left blank.) SINGLE AUDIT REPORTS City of Loan Lodi, California Single Audit and Independent Auditors' Reports For the Year Ended June 30, 2018 T PHEUN GROUP ACCOUNTANTS & ADVISORS City of Lodi Table of Contents Page Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards SA - 1 Independent Auditors' Report on Compliance for Each Major Federal Program, on Internal Control Over Compliance Required by the Uniform Guidance, and on Schedule of Expenditures of Federal Awards SA - 3 Schedule of Expenditures of Federal Awards SA - 7 Notes to the Schedule of Expenditures of Federal Awards SA - 9 Schedule of Findings and Questioned Costs SA - 10 This page intentionally left blank TPUHE N GROUP ACCOUNTANTS & ADVISORS REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Independent Auditors' Report To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (the "City"), as of and for the year ended June 30, 2018, and the related notes to the basic financial statements which collectively comprise the City's basic financial statements and have issued our report thereon dated January 16, 2019. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.com To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Page 2 Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's basic financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Paw /I -4-u., /-ip Walnut Creek, California January 17, 2019 SA - 2 TPUHE N GROUP ACCOUNTANTS & ADVISORS REPORT ON COMPLIANCE FOR EACH MAJOR FEDERAL PROGRAM, ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE, AND ON SCHEDULE OF EXPENDITURS OF FEDERAL AWARDS Independent Auditors' Report To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Report on Compliance for Each Major Federal Program We have audited the City of Lodi, California's (the "City") compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2018. The City's major federal programs are identified in the summary of the auditors' results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with federal statutes, regulations, and terms and conditions of federal awards applicable to its federal programs. Auditors' Responsibility Our responsibility is to express an opinion on compliance for each of the City's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the City's compliance. Opinion on Each Major Federal Program In our opinion, the City complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2018. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.com To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Page 2 Report on Internal Control over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered City's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of City's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. We consider the deficiency described as item number 2018-001 in the accompanying Schedule of Findings and Questioned Costs to be a significant deficiency in internal control over compliance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. The City's response to the internal control over compliance findings identified in our audit is described in the accompanying Schedule of Findings and Questioned Costs. The City's response was not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the response. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. SA -4 To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Page 3 Schedule of Expenditures of Federal Awards We have audited the financial statements of the governmental activities, the business -type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City as of and for the year ended June 30, 2018, and have issued our report thereon dated January 16, 2019 which contained unmodified opinion on those financial statements. Our audit was conducted for the purpose of forming our opinion on the City's Basic Financial Statements. The accompanying Schedule of Expenditures of Federal Awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, is presented for purposes of additional analysis and is not a required part of the financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain other procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Schedule of Expenditures of Federal Awards is fairly stated in all material respects in relation to the basic financial statements as a whole. ica-/ may-, 1-1-ip Walnut Creek, California January 17, 2019 SA -5 This page intentionally left blank SA -6 City of Lodi Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2018 Federal Grantor/Pass - Through Grantor/Program Title Federal Grant CFDA Identification Federal Number Number Expenditures U.S. Department of Housing and Urban Development CDBG - Entitlement Grants Cluster Direct Program: Community Development Block Grant 14.218 B -14 -MC -06-0038 $ 2,258 Community Development Block Grant 14.218 B -15 -MC -06-0038 61,070 Community Development Block Grant 14.218 B -16 -MC -06-0038 89,341 Community Development Block Grant 14.218 B -17 -MC -06-0038 317,381 Total CDBG - Entitlement Grants Cluster 470,050 U.S. Department of Transportation Federal Transit Cluster Direct Program: Federal Transit - Formula Grants Total Federal Transit Cluster Total U.S. Department of Housing and Urban Development 470,050 20.507 CA -2018-102 1,400,000 1,400,000 Highway Planning and Construction Cluster Passed through California Department of Transportation: Highway Planning and Construction 20.205 STPL-5154(040) 636,601 Total Planning and Construction Cluster 636,601 Passed through California Office of Traffic Safety: Minimum Penalties for Repeat Offenders for DWI U.S. Environmental Protection Agency Direct Program: Title III - NSIP Cl Incentive 20.608 PT18088 78,351 Total U.S. Department of Transportation 2,114,952 66.818 99T30201 40,180 Total U.S. Environmental Protection Agency 40,180 SA -7 Total Expenditures of Federal Awards $ 2,625,182 City of Lodi Notes to the Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2018 Note 1— Reporting Entity The financial reporting entity, as defined by the Governmental Accounting Standard Board ("GASB"), consists of the primary government, which is the City of Lodi, California (the "City"), organizations for which the primary government is financially accountable, and other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. Note 2 — Basis of Accounting Funds received under the various grant programs have been recorded within the governmental and proprietary fund types of the City. The City utilizes the modified accrual method of accounting for the governmental fund types and the full accrual method of accounting for the proprietary fund types. The accompanying Schedule of Expenditures of Federal Awards ("Schedule") is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Therefore, some amounts presented in the schedule may differ from amounts presented in, or used in, the preparation of the City's basic financial statements. Note 3 — Schedule of Expenditures of Federal Awards The accompanying Schedule presents the activity of all federal financial assistance programs of the City. Federal financial assistance received directly from federal agencies as well as federal financial assistance passed through the State of California is included in the Schedule. The Schedule was prepared from only the accounts of various grant programs and, therefore, does not present the financial position, change in fund balance, or results of operations of the City. Note 4 — Indirect Cost Rate The City has not elected to use the 10 -percent de minimis indirect rate as allowed under the Uniform Guidance. SA -8 City of Lodi Schedule of Findings and Questioned Costs For the Year Ended June 30, 2018 Section I — Summary of Auditor's Results Financial Statements Type of report the auditors issued on whether the financial statements audited were prepared in accordance with GAAP: Unmodified Internal control over financial reporting: • Material weakness(es) identified? No • Significant deficiency(ies) identified? No Noncompliance material to financial statements noted? No Federal Awards Internal control over major programs: • Material weakness(es) identified? No • Significant deficiency(ies) identified? Yes Type of auditor's report issued on compliance for major programs Unmodified Any audit findings disclosed that are required to be reported in accordance with 2 CFR 200.516(a)? 2018-001 Identification of major programs: CFDA Number(s) Name of Federal Program or Cluster Expenditures 20.205 Highway Planning and Construction Cluster $ 636,601 Total Expenditures of All Major Federal Programs $ 636,601 Total Expenditures of Federal Awards $ 2,625,182 Percentage of Total Expenditures of Federal Awards 24.25% Dollar threshold used to distinguish between type A and type B program $750,000 Auditee qualified as low-risk auditee in accordance with 2 CFR 200.520? SA -9 Yes City of Lodi Schedule of Findings and Questioned Costs (Continued) For the Year Ended June 30, 2018 Section II — Financial Statement Findings A. Current Year Findings — Financial Statement Audit No findings were noted on the City's financial statement audit for the year ended June 30, 2018. B. Prior Year Findings — Financial Statement Audit No findings were noted on the City's financial statement audit for the year ended June 30, 2017. Section III — Federal Award Findings A. Current Year Findings and Questioned Costs — Major Federal Award Program Audit Finding 2018-001 Procurement Policy Criteria: Non -Federal entities other than states, including those operating federal programs as subrecipients of states, must follow the procurement standards set out at 2 CFR sections 200.318 through 200.326. They must use their own documented procurement procedures, which reflect applicable state and local laws and regulations, provided that the procurements conform to applicable federal statutes and the procurement requirements identified in 2 CFR part 200. A non-federal entity must: 1. Meet the general procurement standards in 2 CFR section 200.318, which include oversight of contractors' performance, maintaining written standards of conduct for employees involved in contracting, awarding contracts only to responsible contractors, and maintaining records to document history of procurements. 2. Conduct all procurement transactions in a manner providing full and open competition, in accordance with 2 CFR section 200.319. 3. Use the micro -purchase and small purchase methods only for procurements that meet the applicable criteria under 2 CFR sections 200.320(a) and (b). Under the micro -purchase method, the aggregate dollar amount does not exceed $3,500 ($2,000 in the case of acquisition for construction subject to the Wage Rate Requirements (Davis -Bacon Act)). Small purchase procedures are used for purchases that exceed the micro -purchase amount but do not exceed the simplified acquisition threshold. Micro -purchases may be awarded without soliciting competitive quotations if the non-federal entity considers the price to be reasonable (2 CFR section 200.320(a)). If small purchase procedures are used, price or rate quotations must be obtained from an adequate number of qualified sources (2 CFR section 200.320(b)). 4. For acquisitions exceeding the simplified acquisition threshold, the non-federal entity must use one of the following procurement methods: the sealed bid method if the acquisition meets the criteria in 2 CFR section 200.320(c); the competitive proposals method under the conditions specified in 2 CFR section 200.320(d); or the noncompetitive proposals method (i.e., solicit a proposal from only one source) but only when one or more of four circumstances are met, in accordance with 2 CFR section 200.320(0. SA -10 City of Lodi Schedule of Findings and Questioned Costs For the Year Ended June 30, 2018 Section III — Federal Award Findings A. Current Year Findings and Questioned Costs — Major Federal Award Program Audit Finding 2018-001 Procurement Policy (Continued) Criteria (Continued): 5. Perform a cost or price analysis in connection with every procurement action in excess of the simplified acquisition threshold, including contract modifications (2 CFR section 200.323(a)). The cost plus a percentage of cost and percentage of construction cost methods of contracting must not be used (2 CFR section 200.323(d)). 6. Ensure that every purchase order or other contract includes applicable provisions required by 2 CFR section 200.326. These provisions are described in Appendix II to 2 CFR part 200, "Contract Provisions for Non - Federal Entity Contracts Under Federal Awards." Non-federal entities had a grace period of two full fiscal years after the effective date of the Uniform Guidance before they had to comply with the procurement requirements of 2 CFR section 200. For a non-federal entity with a fiscal year-end of June 30, its effective date for the procurement requirements was July 1, 2017. However, during this grace period, non-federal entities were required to clearly document whether they decided to comply with the previous version of the applicable procurement standards or the new standards contained in the Uniform Guidance. Condition: The City has not updated its purchasing policies and procedures to bring it into compliance with the requirements of Uniform Guidance. The City has also not formally documented whether it has decided to extend its applicable date of compliance with 2 CFR part 200 to be effective beginning July 1, 2018. Context: See condition above for context of the finding. Cause: The City has not evaluated its existing procurement policies for compliance with the requirements of the Uniform Guidance. Effect: The City is not in compliance with the procurement policy provisions of 2 CFR part 200 and the Uniform Guidance. Not updating the City's procurement policy could lead to future findings and questioned costs related to federal awards. The current audit did not identify noncompliance with direct and material compliance requirements of the major federal award program. Identification as a Repeat Finding: Not applicable. SA - 11 City of Lodi Schedule of Findings and Questioned Costs For the Year Ended June 30, 2018 Section III — Federal Award Findings A. Current Year Findings and Questioned Costs — Major Federal Award Program Audit Finding 2018-001 Procurement Policy (Continued) Recommendation: The City should evaluate and update existing purchasing policies and procedures in order to bring the City into compliance with the procurement policy requirements of 2 CFR part 200 and the Uniform Guidance. The updated policy should include, among other things: 1. Thresholds and appropriate approval procedures for allowable federal procurement methods. 2. Written standards for how conflicts of interest involving employees engaged to select, award, and administer contracts will be governed. 3. How to ensure that contracts and awards are made only to responsible and eligible contractors and how oversight of contractor performance will be monitored. 4. How records will be maintained in order to document the history of federal procurements. Views of Responsible Officials: The City agrees with the finding and the recommendation. B. Prior Year Findings and Questioned Costs — Major Federal Award Program Audit No findings or questioned costs were noted on the City's major federal programs for the year ended June 30, 2017. SA -12 This page intentionally left blank. SA - 13 CONTINUING DISCLOSURES UNAUDITED CONTINUNING DISCLOSURE REQUIREMENTS FOR THE CITY OF LODI, THE LODI PUBLIC IMPROVEMENT CORPORATION AND THE LODI PUBLIC FINANCING AUTHORITY FISCAL YEAR 2017-2018 The City of Lodi has executed Continuing Disclosure Certificates associated with the various debt issues outstanding by the Electric Utility, Wastewater Utility, Water Utility, the Lodi Public Improvement Corporation and the Lodi Public Financing Authority. These Certificates were executed to satisfy provisions of Securities and Exchange Commission Rule 15c2 -12(b) (5). The material provided herein applies to the various debt issues as noted. Data for each utility is shown separately. This Bond Disclosure Section included within the City's Comprehensive Annual Financial Report (CAFR) provides the information required by the Continuing Disclosure Certificates. The CAFR, in turn, will be filed with the Municipal Securities Rulemaking Board. The CAFR may also be found on the City's website at www.lodi.gov. 157 ANNUAL REPORT FOR ELECTRIC UTILITY The Lodi Electric Utility (LEU) has Continuing Disclosure requirements associated with its 2018 Electric System Revenue Refunding Bonds. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Electric Utility). The annual report also contains the following four (4) tables to reflect the most recently completed fiscal year as required in the Bonds: 1. Electric System Power Supply Resources 2. Electric System Customers, Sales, Revenues and Peak Demand 3. Outstanding Debt of Joint Powers Agencies 4. Historical Operating Results Reporting of Significant Events The Bonds identify sixteen (16) specific events that require special reporting. As of June 30, 2018, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Bonds. 158 Table 1 A table setting forth the City's power supply resources. CITY OF LODI ELECTRIC UTILITY DEPARTMENT POWER SUPPLY RESOURCES For the Fiscal Year Ended June 30, 2018 Source Purchased Power(2): Western NCPA Geothermal Project Hydroelectric Project Combustion Turbine Project No. 1 Capital Facilities, Unit One Lodi Energy Center Contracts and Exchanges(3) Total Capacity Available Actual Energy (MW)(1)(4) (MWh) 8.10 11.50 26.20 9.50 19.60 26.60 35.50 19,477 80,423 51,030 2,030 3,523 102,133 215,560 % of Total Energy 4.10% 17.00% 10.80% 0.40% 0.70% 21.50% 45.50% 137.00 474,176 (4) 100.00% Total Capacity and Energy Sold at Wholesale N/A City System Requirement for Retail Load(5) 130.9 38,258 435,918 (1) Source: NCPA Annual Resource Adequacy Filings. (2) Entitlements, firm allocations and contracts. (3) Includes participation in Astoria 2 Solar Project, Seattle City Light Exchange, and NCPA contracts. (4) Includes supply from exchanges and line losses. (5) NCPA All Resources Bill. 159 Table 2 A table showing the average number of customers, sales, revenues and demand for the past five fiscal years. CITY OF LODI ELECTRIC UTILITY DEPARTMENT CUSTOMER SALES, REVENUE AND DEMAND Fiscal Years Ended June 30 2018 Number of Customers: Residential 23,145 Commercial 3,075 Industrial 41 Other 169 Total Customers 26,430 Kilowatt Hour (kWh) Sales: Residential 155, 539, 509 Commercial 144, 244, 913 Industrial 115,066,917 Other 10,306,535 Total kWh sales 425,157,874 Revenues from Sale of Energy: Residential 27,967,919 Commercial 25,105,915 Industrial 14,877,597 Other 1,295,278 Total Revenues from Sale of Energy: 69,246,709 Peak Demand (MW) 130.9 Excludes revenues from California Energy Commission Tax. 160 Table 3 A table showing the outstanding debt of joint powers agencies in which Lodi participates. CITY OF LODI ELECTRIC UTILITY DEPARTMENT OUTSTANDING DEBT OF JOINT POWERS AGENCIES (Dollar Amounts in Millions) For the Fiscal Year Ended June 30,2018 Outstanding Lodi's Debt(1) Participation(2) Lodi's Share of Outstanding Debt NCPA Geothermal Project Three $ 28.80 10.28% $ 3.00 Hydroelectric Project 315.50 10.60% (3) 33.40 Capital Facilities Project Unit One 33.60 39.50% 13.30 Lodi Energy Center Project 227.40 17.03% 38.70 TANC(4) 2.60 2.07% 0.05 TOTAL* $ 607.90 14.55% $ 88.45 * Columns may not add to totals due to independent rounding. (1) Source: NCPA. (2) Participation obligation is subject to increase upon default of another project participant. Such increase shall not exceed, without the written consent of a non -defaulting participant, an accumulated maximum of 25% of such non -defaulting participant's original participation. (3) Participation obligation combined percentage of Generation Entitlement Share adjusted for other NCPA member opt -out and subsequent defeasance. (4) The City is responsible for 2.07% of TANC's South of Tesla debt service of approximately $53,000 per year. 161 Table 4 A table showing a summary of operating results for the past fiscal year. CITY OF LODI ELECTRIC SYSTEM SUMMARY OF OPERATING RESULTS (1) Ending Fiscal Year June 30 (Dollars in 000s) Actual 2018 Operating Revenues Beginning Reserves(1) $ 26,642 Rate Revenue 65,054 ECA Revenue 4,192 Other Revenue 3,495 Total Operating Revenue 72,741 Operating Expenses Purchased Power Non -Power Costs (2) Total Operating Expenses Net Revenue Available for Debt Service Parity Debt Service 2002 C & D, 2008 A Bonds Total Net Debt Service 39,519 16,422 55,941 16,800 5,298 5,298 Debt Service Coverage 4 Remaining Revenue Available for Other 11,502 Purposes Non -Operating Revenue/Expenses Greenhouse gas allowance 559 Im pact Fees 138 In -Lieu Transfer to General Fund (7,159) PERS Stabilization Contribution (603) Net Cash Flow Before Capital Expenditures (7,065) Capital Funded from Rates 2,718 Ending Reserves(6) $ 26,573 Source: City of Lodi Note: Figures shown above are calculated in accordance with the documents pursuant to requirements associated with its 2018 Electric System Revenue Refunding Bonds which may or may not be on the same basis as Generally Accepted Accounting Principles. (1) Includes cash held by the City and cash held at NCPA in the General Operating Reserve. (2) Includes Greenhouse Gas Allowance revenue used to pay eligible Operating Expenses. (3) Includes operations and maintenance costs of Electric System including cost of services provided by other departments and loan repayment for LED Streetlight Project. Does not include depreciation and amortization. (4) The calculation of Debt Service Coverage does not include Available Reserves as permitted by the 2018 Installment Purchase Agreement. (5) Includes Greenhouse Gas Revenues not eligible for application to Operating Expenses or Debt Service. (6) Includes reserve funds held locally and available at NCPA. 162 ANNUAL REPORT FOR WASTEWATER UTILITY The Lodi Wastewater Utility has Continuing Disclosure requirements associated with its 2004 Series A Certificates of Participation, 2012 Refunding Wastewater Revenue Bonds, the 2016 Refunding Wastewater Revenue Bonds and the 2017 Installment Purchase Agreement. The annual report includes, by reference, the audited financial statements of the City of Lodi (including the Wastewater Utility). The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the City's number of connections by user type for the past five fiscal years. 2. A table showing the proportion of service charge revenue by class of user for the most recent fiscal year (applicable only to the 2004 Series A issue). 3. A table showing the largest users by service charge revenues for the most recent fiscal year. 4. A table showing a schedule of service charges. 5. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. 6. A table showing historical reserve balances for the past four fiscal years. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2018, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 163 Table 1 A table setting forth the City's number of connections by user type for the past five fiscal years. City of Lodi Wastewater System Number of Connections by User Type as of June 30 and Percentage of Fiscal Year 2017-18 Service Charge Revenue by User Type % of FY 17/18 Service Charge User Type 2014 2015 2016 2017 2018 Revenue Residential 22,076 21,920 21,700 21,891 22,083 78% Commercial/Industrial 1,851 1,876 1,909 2,001 2,041 22% Total All Users 23,927 23,796 23,609 23,892 24,124 100% Source: City of Lodi 164 Table 2 A table showing the proportion of service charge revenue by class of user for the most recent fiscal year. City of Lodi Wastewater System Proportion of Service Charge Revenues by Class of User Fiscal Year 2017-18 Percentage of Total Annual User Type Service Charge Revenue Single Family Residential 59% Multiple Family Residential 19% Commercial/Industrial 22% Source: City of Lodi Total 100% 165 Table 3 A table showing the largest users by service charge revenue for the most recent fiscal year. User TreeHouse Foods Lodi Unified School District City of Lodi Pacific Coast Producers Lodi Memorial Hospital Archer Daniels Midland Blue Shield of California Miller Packing Company Tokay Villa Apartments Casa de Lodi Total top ten users City of Lodi Wastewater System Largest Users by Service Charge Revenues Fiscal Year 2017-18 Service Charge Type of Business Revenue Specialty bakery, frozen dough $ 476,475 K-12, adult education 343,492 Government 70,696 Private label fruit canning 55,876 Health care 46,104 Agricultural processor 41,562 Health insurance 41,350 Hot dog producer 40,609 Apartment complex 34,596 Mobile home park 28,404 Total System 166 Percentage of Total Annual Service Charge Revenue 3.19% 2.30% 0.47% 0.37% 0.31% 0.28% 0.28% 0.27% 0.23% 0.19% $ 1,179,164 7.91% $14,913,543 100.00% Table 4 A table showing the schedule of service charges. City of Lodi Wastewater System Schedule of Wastewater Service Charges Service Charge Service Charge Service Charge Service Charge (effective July 1 20143) (effective July 1 2015 (effective July 1, 2016) (effective July 1, 2017) For Residential Users (flat rate per month): 1 Bedroom $26.48 $27.22 $27.90 $27.90 2 Bedrooms 35.3 36.29 37.2 37.2 3 Bedrooms 44.13 45.36 46.49 46.49 4 Bedrooms 52.95 54.43 55.79 55.79 5 Bedrooms 61.78 63.51 65.09 65.09 6 Bedrooms 70.6 72.58 74.39 74.39 7 Bedrooms 79.43 81.65 83.69 83.69 For Residential Users (usage based rate per month): Monthly Usage Charge ($/CCF) (1) $2.75 $2.82 $2.89 $2.89 3/4" Meter Charge 24.11 24.78 25.4 25.4 For Commercial/Industrial Users: Moderate Strength (annual per Sewage Service Unit i $423.61 $423.61 $446.40 $446.40 High Strength: Flow (annual per MG) 3,574.60 3,674.68 3,730.00 3,849.00 BOD (annual per 1,000 lbs.) 589.9 606.41 616 636 SS (annual per 1,000 lbs.) 368.85 379.17 385 397 Grease Interceptor/Septic Holding Tank Waste within City Limits (per 1,000 gal.) 312.34 321 326 336 Septic Holding Tank Waste Outside City Limits (per 1,000 gal.) 663.06 482 489 505 Disposal to Storm Drain System (per MG) 328.09 328.09 328.09 Disposal to Industrial System: Flow (per MG, annual basis) BOD (per 1,000 lbs., annual basis) Winery Waste (per 1,000 gallons) 301.04 301.04 301 316 (1) Winter water usage determined as average monthly usage from December through February 167 Table 5 A table showing summary of historic operating results and debt service coverage for the past five fiscal years. City of Lodi Wastewater System Historical Operating Results and Debt Service Coverage Fiscal Years 2013-14 through 2017-18 2013-14 2014-15 2015-16 2016-17 2017-18 Operating Revenues Charges for Services $14,305,093 $14,714,213 $14,959,756 $15,106,432 $14,913,543 Non -Operating Revenues Interest Income 427,308 356,590 460,862 510,079 400,533 Rent Other 453,798 774,007 1,520,966 1,091,001 752,514 Total System Revenues 15,186,199 15,884,720 16,941,404 16,707,512 16,066,590 Operating Expenses Personnel services 3,215,190 3,116,493 2,923,572 4,501,156 3,505,621 Supplies, Materials and services 2,145,745 2,541,909 3,622,348 4,828,494 5,065,464 Utilities 642,508 676,838 691,632 798,452 726,588 Total Operating Expenses 6,003,443 6,335,240 7,237,552 10,128,102 9,297,673 System Net Revenues 9,182,756 9,509,480 9,703,852 6,579,410 6,768,917 Parity Debt Service 2003 Installment Payments 3,280,111 2004 Installment Payments 98,321 98,325 98,325 98,326 98,326 2007 Installment Payments 1,603,550 1,602,850 1,606,850 547,613 556,213 2012 Installment Payments 1,921,700 1,970,350 1,961,100 1,947,100 1,949,300 2016 Installment Payments 474,109 849,150 Total Parity Debt Service 6,903,682 3,671,525 3,666,275 3,067,148 3,452,989 Debt Service Coverage 1.33 2.59 2.65 2.15 1.96 Non -Operating Expenses Transfers (In)/Out 1,318,000 1,068,000 1,068,000 1,101,000 1,108,270 Total Non -Operating Expenses 1,318,000 1,068,000 1,068,000 1,101,000 1,108,270 Net Cashflow Before Capital Expenditures $961,072 $4,769,955 $4,969,578 $2,430,502 $2,207,658 Source: Financial Services Division 168 Table 6 A table showing historical reserve balances for the past five fiscal years. City of Lodi Wastewater System Historical Reserve Balances (in millions) Fund 2014 2015 2016 2017 2018 Operating $ 4.30 $ 5.60 $ 9.70 $ 13.00 $ 15.40 Rate Stabilization 0.50 0.50 0.50 0.50 0.50 Impact Mitigation 0.70 0.80 1.00 1.70 1.70 Capital 8.70 6.90 4.50 1.00 0.25 Total $ 14.20 $ 13.80 $ 15.70 $ 16.20 $ 17.90 25% Operating Reserve Goal $ 1.60 $ 1.60 $ 2.40 $ 3.30 $ 3.90 Source: City of Lodi Additional Indebtedness The Wastewater Utility partially refunded the 2007 Wastewater Certificates of Participation with the issuance of the 2016 Wastewater Refunding Revenue Bonds during the 2015-16 fiscal year which is payable from the system net revenues on a parity with the installment payments. 169 ANNUAL REPORT FOR THE LODI PUBLIC FINANCING AUTHORITY The Lodi Public Financing Authority has Continuing Disclosure requirements associated with its 2012 Refunding Lease Revenue Bonds. The annual report includes, by reference, the audited financial statements of the City of Lodi. The annual report also contains the following six (6) tables as required in the Certificates: 1. A table setting forth the approved budget and actual results for the most recent fiscal year. 2. A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. 3. A table showing the assessed valuations for the last five fiscal years. 4. A table showing the secured property tax collections for the past ten fiscal years. 5. A table showing the ten largest locally secured taxpayers for the last fiscal year. 6. A table showing the Employee -paid and City -paid employee portion of the retirement plan. Reporting of Significant Events The Certificates identify sixteen (16) specific events that require special reporting. As of June 30, 2018, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. Table 1 A table setting forth the approved budget and actual results for the most recent fiscal year. Please refer to the Schedule of Revenues, Expenditures and Changes in Fund Balance — Budget and Actual on page 92 of this Comprehensive Annual Financial Report. 170 Table 2 A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GENERAL FUND LAST FIVE FISCAL YEARS 2014 2015 2016 2017 2018 Revenues: Taxes $23,718,396 $24,630,745 $25,327,203 $26,490,919 $27,422,477 Licenses and permits 83,420 87,908 92,702 86,844 67,757 Intergovernmental revenues 11,319,708 12,642,107 12,887,767 12,830,329 12,377,159 Charges for services 1,025,851 1,482,448 1,437,440 1,852,855 1,934,180 Fines, forfeits and penalties 1,552,531 1,573,071 1,494,758 906,563 1,396,137 Investment and rental income 1,548,787 1,546,845 1,554,198 1,734,773 1,747,857 Miscellaneous revenue 352,331 290,951 349,153 319,373 342,549 Total revenues 39,601,024 42,254,075 43,143,221 44,221,656 45,288,116 Expenditures: Current: General government 6,482,226 6,490,907 6,824,884 6,926,368 6,980,564 Public protection 26,470,110 264,338,172 28,612,592 29,969,781 30,576,759 Public works 1,554,939 1,882,250 1,866,277 1,698,518 1,852,852 Library 1,267,850 1,311,367 1,152,901 1,152,721 1,058,133 Total expenditures 35,775,125 36,072,696 38,456,654 39,747,388 40,468,308 Excess of revenues over expenditures 3,825,899 6,181,379 4,686,567 4,474,268 4,819,808 Other financing sources (uses): Transfers in 3,952,000 3,952,000 3,952,000 3,952,000 5,949,190 Transfers out (6,269,351) (7,128,586) (7,869,927) (6,705,104) (6,969,450) Total other financing sources (uses (2,317,351) (3,176,586) (3,917,927) (2,753,104) (1,020,260) Net change in fund balance 1,508,548 3,004,793 768,640 1,721,164 3,799,548 Fund balance, beginning of year 7,965,212 9,473,760 12,478,553 13,247,193 14,968,357 Fund balance, end of year $ 9,473,760 $12,478,553 $13,247,193 $14,968,357 $18,767,905 171 Table 3 A table showing the assessed valuations for the last ten fiscal years. Please refer to the table shown in the Statistical Section on page 128. Table 4 A table showing the secured property tax collections for the past ten fiscal years. Please refer to the table shown in the Statistical Section on page 131. Table 5 A table showing the ten largest locally secured taxpayers for the last fiscal year. Please refer to the table shown in the Statistical Section on page 130. Table 6 A table showing the Employee -paid and City -paid employee portion of the retirement plan. Pension Contributions As of Fiscal Year Ended June 30, 2018 Bargaining Units Employee Paid* City Paid Total Employee Share Council appointees 7.00% % 7.00% Executive management 7.00% 7.00% Confidential mid -management 7.00% 7.00% Confidential 7.00% 7.00% Fire mid -management 9.00% 9.00% Fire 9.00% 9.00% Mid -management 7.00% 7.00% General services 7.00% 7.00% Maintenance and operators 7.00% 7.00% IBEW 7.00% 7.00% Police mid -management 9.00% 9.00% Police 9.00% 9.00% Dispatchers 7.00% 7.00% *PEPRA Miscellaneous Employees 6.75 *PEPRA Safety Employees 11.25 6.75 11.25 172 ANNUAL REPORT FOR WATER UTILITY The Lodi Water Utility has Continuing Disclosure requirements associated with its 2010 Series A and B Certificates of Participation. The annual report includes, by reference, the audited financial statements of the City of Lodi (including the Water Utility). The annual report also contains the following four (4) tables as required in the Certificates: 1. A table setting forth the City's number of accounts and revenues by user type for the past five fiscal years. 2. A table showing the largest users by service charge revenues for the most recent fiscal year. 3. A table showing a schedule of selected rates effective January 1, 2017. 4. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. Additionally, the Certificate for the 2010 Series A issue requires a description of any additional indebtedness incurred during the prior fiscal year which is payable from the system net revenues on a parity with the installment payments. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2018, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 173 Table 1 A table showing number of accounts and revenues by user type. CITY OF LODI WATER SYSTEM Number of Accounts and Revenues by User Type Commercial/Industrial/ Municipal Residential Year Ending Number of Revenue Number of Revenue December 31 Accounts Accounts 2008 1,470 $2,184,496 21,449 $9,429,594 2009 1,382 2,188,486 21,577 9,600,129 2010 1,383 2,097,001 21,622 9,604,412 2011 1,396 2,169,967 21,593 9,706,537 2012 1,432 2,329,957 23,399 8,411,315 2013 1,415 2,436,777 21,717 10,353,374 2014 1,435 2,534,741 21,722 10,359,235 2015 1,524 2,830,790 21,387 9,410,460 2016 1,821 2,991,610 21,683 9,500,400 2017 2,909 3,087,136 22,106 9,960,627 Source: City of Lodi Table 2 A table showing the largest users by service charge revenue for the most recent fiscal year. User Type of Business City of Lodi Lodi Unified School District Pacific Coast Producers Lodi Memorial Hospital Treehouse Foods Tokay Villa Casa de Lodi Temple Baptist Church Sweetener Products Wine & Roses Subtotal Top Ten Users TOTAL SYSTEM Government K-12, adult education Private label fruit canning Health care Specialty bakery, frozen dough Apartment complex Mobile home park Church Sweetener distribution Hotel 175 Service Charge Revenue Percentage of Total Annual Service Charge Revenue $ 525,864 352,919 147,898 65,309 57,013 33,143 28,848 22,102 21,213 20,385 $ 1,274,694 4.04% 2.71% 1.14% 0.50% 0.44% 0.25% 0.22% 0.17% 0.16% 0.16% 9.80% $ 13,005,023 100.00% Table 3 A table showing selected rates effective January 1, 2018. CITY OF LODI WATER SYSTEM Selected Rates Effective January 1, 2018 Percent Increase Current Flat Rates ($/month) Single Family Residential Unit ($/month) 1 Bedroom 2 Bedroom 3 Bedroom Metered Water Rates Service Charge ($/month) Single Family Residential Up to 3/4" Meter Multi -Family and Non -Residential 1" Meter 1 1/2" Meter 2" Meter Water Usage rates ($/CCF) Single Family Residential Tier 1 - 0 to 10 CCF/month Tier 2 - 11 to 50 CCF/month Tier 3 - Over 50CCF/month Multi -Family and Non -Residential All Water Usage Source: City of Lodi. $ 32.84 $ 39.44 $ 47.27 $ 21.87 $ 34.34 $ 65.25 $102.52 $ 0.97 $ 1.29 $ 1.60 $ 1.15 Table 4 A table showing historic operating results and debt service coverage for the past five fiscal years. CITY OF LODI WATER SYSTEM Historical Operating Results and Debt Service Coverage Fiscal Years 2013-14 through 2017-18 Gross Revenues Water Sales (1) Investment Earnings Water Impact Mitigation Fees Meter Retrofit Installation Charges Other Revenues (2) 2013-14 2014-15 2015-16 2016-17 2017-18 12,756,076 118,799 60,000 405,677 825,314 12, 722, 619 87,211 20,299 56,502 483,710 12,161,186 166,791 332,765 76,103 287,839 12,473,676 132,364 206,847 19,255 1,011,756 13, 005, 023 99,018 362,481 21,577 932,652 Total Gross Revenues 14,165,866 13,369,891 13,024,684 13,843,898 14,420,751 Operating and Maintenance Expenses Personnel Services 2,392,611 2,316,305 2,515,542 2,998,026 2,833,892 Supplies, Materials and Services 3,014,227 2,139,014 3,008,676 3,468,229 6,722,343 Utilities 648,233 579,774 496,316 453,488 518,271 Administrative Overhead 780,000 780,000 780,000 813,000 820,560 Total 0 & M Expenses 6,835,071 5,815,093 6,800,534 7,732,743 10,895,066 Net Revenue Available for Debt Service 7,330,795 7,554,798 6,224,150 6,111,155 3,525,685 Debt Service 2010 Bonds (3) 2,335,230 2,356,141 2,351,580 2,308,061 2,305,611 Total Net Debt Service 2,335,230 2,356,141 2,351,580 2,308,061 2,305,611 Debt Service Coverage (4) Debt Service Coverage 3.11 3.21 2.65 2.65 1.53 Debt Service Coverage (excluding impact mitigation fees) 3.09 3.2 2.51 2.56 1.38 Net Remaining Revenues Available for Capital 4,975,565 5,198,657 3,872,570 3,803,094 1,220,074 Capital Improvement Projects Meter Retrofit Program (5) Other Water System Improvements (6) Total Capital Improvement Projects Net Change in Reserve Water Enterprise Fund (7) Beginning Cash Balance Ending Cash Balance 6,891,350 380,675 4,841,932 267,902 1,606,734 9,097 4,589,636 330,380 4,068,588 114,412 7,272,025 5,109,834 1,615,831 4,920,016 4,183,000 (2,296,460) 88,823 2,256,739 (1,116,922) (2,962,896) 9,044,659 7,027,567 177 7,027,567 6,755,522 6,755,522 6,270,786 6,270,786 4,558,222 4,558,222 4,450,028 Table 4 A table showing historic operating results and debt service coverage for the past five fiscal years (continued). (1) Water sales reflect Council -adopted rate increases effective January 1, 2015. (2) Includes rent, sales of City property, discounts, water reimbursements, and damage to property, water tap fees, DBCP reimbursements, and other miscellaneous revenues. DBCP reimbursements are expected to decline beginning in Fiscal Year 2012-13 as new plant becomes operational and groundwater draws diminish. (3) Reflects total debt service for the 2010 Water Revenue Bonds net of the 35% interest rate subsidy for the Series 2010B bonds. (4) Coverage calculated based on Net Revenues divided by net Debt Service and Net Revenues less mitigation fees divided by Net Debt Service. (5) Annual capital costs of transition to water meters. Program expected to be completed in Fiscal Year 2020-21. (6) Excludes costs of the Project to be funded from proceeds of the Series 2010 Bonds. (7) Water Enterprise Fund balance includes both operating and capital reserves and is presented on a cash basis. Cash position is expected to increase substantially upon completion of the water meter installation program. Source: City of Lodi 178 City of Lodi Lodi, California Independent Accountants' Report on Agreed -Upon Procedures Applied to Appropriations Limit Schedule For the Year Ending June 30, 2019 T PHEUN GROUP 1< < OLIN IAN f . & A[]VISCIR THE PUN GROUP ACCOUNTANTS & ADVISORS INDEPENDENT ACCOUNTANTS' REPORT ON APPLYING AGREED-UPON PROCEDURES To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California We have performed the procedures enumerated below to the accompanying Appropriations Limit Schedule of the City of Lodi, California (the "City") for the year ending June 30, 2019. These procedures, which were agreed to by the City and the League of California Cities (as presented in the publication entitled Agreed-upon Procedures Applied to the Appropriations Limitation Prescribed by Article XIII -B of the California Constitution), were performed solely to assist you in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City management is responsible for the Appropriations Limit Schedule. This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or any other purpose. The procedures performed and our findings are described below: 1. We obtained the completed worksheets used by the City to calculate its appropriations limit for the year ending June 30, 2019, and determined that the limit and annual calculation factors were adopted by resolution of City Council. We also determined that the population and inflation options were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Schedule, we added the prior year's limit to the total adjustments, and agreed the resulting amount to the current year's limit. Finding: No exceptions were noted as a result of our procedures. 3. We agreed the current year information presented in the accompanying Appropriations Limit Schedule to corresponding information in worksheets used by the City. Finding: No exceptions were noted as a result of our procedures. 4. We agreed the appropriations limit presented in the accompanying Appropriations Limit Schedule to the appropriations limit adopted by the City Council. Finding: No exceptions were noted as a result of our procedures. 4365 Executive Drive, Suite 710, San Diego, California 92121 Tel: 858-242-5100 • Fax: 858-242-5150 www.pungroup.com To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Page 2 We were not engaged to and did not conduct an examination, the objective of which would be the expression of an opinion on the accompanying Appropriation Limit Schedule. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by Article XIII -B of the California Constitution. This report is intended solely for the information and use of the City Council and management of the City and is not intended to be and should not be used by anyone other than these specified parties. Paw 44Azei-(-, San Diego, California January 17, 2019 2 City of Lodi Appropriations Limit Schedule For the Year Ending June 30, 2019 A. Appropriations Limit FY2017-2018 Amount Source $ 100,166,687 Prior year B. Calculation Factors: 1) Population increase % 1.0184 State Department of Finance 2) Inflation increase % 1.0367 State Department of Finance 3) Total adjustment % 1.0558 (B1*B2) C. Annual Adjustment Increase 5,586,825 [A*(B3-1)] D. Other Adjustments: 1) Loss responsibility (-) - N/A 2) Transfer to private (-) - N/A 3) Transfer to fees (-) - N/A 4) Assumed responsibility (+) N/A E. Total Adjustments 5,586,825 (C+D) F. Appropriations Limit FY2018-2019 $ 105,753,512 (A+E) 3 City of Lodi Notes to Appropriations Limit Schedule For the Year Ending June 30, 2019 Note 1 — Purpose of Limited Procedures Review Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), California governmental agencies are restricted as to the amount of annual appropriations from proceeds of taxes. Effective for years beginning on or after July 1, 1990, under Section 1.5 of Article XIIIB, the annual calculation of the appropriations limit is subject to a limited procedures review in connection with the annual audit. Note 2 — Method of Calculation Under Section 10.5 of Article XIIIB, for fiscal years beginning on or after July, 1990, the appropriations limit is required to be calculated based on the limit for the fiscal year 1986-87, adjusted for the inflation and population factors discussed in Notes 3 and 4 below. Note 3 — Population Factors A California governmental agency may use as its population factor either the annual percentage change of the jurisdiction's own population or the annual percentage change in population of the county where the jurisdiction is located. The factor adopted by the City for the year 2018-2019 represents the annual percentage change in population for the City of Lodi. Note 4 — Inflation Factors A California governmental agency may use as its inflation factor either the annual percentage change in the 4th quarter per capita personal income (which percentage is supplied by the State Department of Finance) or the percentage change in the local assessment roll from the preceding year due to the change of local nonresidential construction. The factor adopted by the City for the year 2018-2019 represents the annual percentage change for per capita personal income. Note 5 — Other Adjustments A California government agency may be required to adjust its appropriations limit when certain events occur, such as the transfer of responsibility for municipal services to, or from, another government agency or private entity. The City had no such adjustments for the year 2018-2019. 4 THE PUN GROUP ACCOUNTANTS & ADVISORS January 17, 2019 To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi (the "City") for the year ended June 30, 2018, and have issued our report thereon dated January 17, 2019. In accordance with Government Auditing Standards, we have also issued our report dated January 17, 2019, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain information related to the scope and timing of our audit. We have communicated such information in our letter to you dated August 13, 2018. Professional standards also require that we communicate to you the following information related to our audit: Qualitative Aspects of Accounting Practices Accounting Policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the basic financial statements. Other than those standards describe below that were implemented in the fiscal year ended June 30, 2018, no new accounting policies were adopted and the application of existing policies was not changed. GASB Statement No. 75, Accounting and Financial Repor ingfor Pastemployment Benefits Other Than Pensions (OPEB) — This statement applies to government employers who provide OPEB to their employees and for governments that finance OPEB for employees of other governments. This statement basically parallels GASB Statement No 68, Pensions and replaces prior guidance under GASB Statement No. 45. The City has implemented GASB No. 75 which is reflected in the accompanying City's financial statements. The adoption of this standard required retrospective application (reduction) of previously reported net position in the amount of ($24,512,888) as of July 1, 2017 (Note 16). In addition, the OPEB liability is reported in the June 30, 2018 Statement of Net Position in the amount of $33,275,362 (amount as of the measurement date). Net OPEB liability is calculated by actuaries using estimates and actuarial techniques from in the actuarial valuation as of the measurement date. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.com To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 2 Accounting Estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: • Investments valuation • Depreciation on capital assets • Claims payable • Net pension liability • Net OPEB liability Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the financial statements were: • Note 1 Summary of Significant Accounting Policies • Note 7 Long-term Liabilities • Note 8 Pension Plans • Note 9 Postemployment Benefits Other Than Pensions • Note 10 Claims and Benefits • Note 11 Participation in Joint Ventures (Northern California Power Agency) and related Advance Receivable • Note 14 Pollution Remediation Obligations • Note 16 Prior Period Adjustment—Net OPER Liability The financial statement disclosures are neutral, consistent, and clear. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. Disagreements with Management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 3 Management Representations We have requested certain representations from management that are included in the management representation letter dated January 17, 2019. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the governmental unit's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Information in Documents Containing Audited Financial Statements Our responsibility for the supplementary information accompanying the financial statements, as described by professional standards, is to evaluate the presentation of the supplementary information in relation to the financial statements as a whole and to report on whether the supplementary information is fairly stated, in all material respects, in relation to the financial statements as a whole. We applied certain limited procedures to Management's Discussion and Analysis (MD&A), Budgetary Comparison Schedules, the Schedules of Changes in Net Pension Liability and Related Ratios, the Schedules of Plan Contributions - Pension, and the Schedule of Changes in the Net OPEB Liability and Related Ratios, which are Required Supplementary Information ("RSI") that supplement the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the Combining and Individual Fund Financial Statements and the Budgetary Comparison Schedules, which accompany the financial statements but are not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the Introductory and Statistical Sections, which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 4 Restriction on CTse This information is intended solely for the use of the City Council and management of the City and is not intended to be, and should not be, used by anyone other than these specified parties. Very truly yours, Paw 444Lat'/ The Pun Group, LLP Walnut Creek, California T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L City of Lodi Presentation to the City Council For the Fiscal Year Ended June 30, 2018 February 6, 2019 www.PunGroup.com T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBA L Contents • Scope of Work • AU -C 260 Required Communications • Approach to the Audit for City of Lodi • Overview of Financial Statements • Key Pension and OPEB Information • Audit Results T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Scope of Work www.PunGroup.com T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBA L Scope of Work • Financial Statement Audit • Comprehensive Annual Financial Report • Compliance Audit • Single Audit - Federal Expenditures Audit • Agreed Upon Procedures • GANN Limit 4 T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L AU -C 260 Required Communications www.PunGroup.com T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L AU -C 260 Required Communications • Audit Responsibilities • Significant findings from Audit • Accounting Policies, Significant Estimates and Disclosures • Implementation of GASB Pronouncements including the New OPEB Standards (GASB 75) • Management's estimate of the investment fair value, depreciation on capital assets and net pension and OPEB liabilities • Note 1 — Summary of Significant Accounting Policies • Note 8 — Pension Plans • Note 9 — Post Employment Benefits Other Than Pensions (OPEB) • Note 15 — Commitments and Contingencies T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Audit Responsibilities www.PunGroup.com T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L Management Responsibilities • Responsible for the Financial Statements • Present the Financial Statements in accordance with Accounting Principles Generally Accepted in the United States of America • Adopt sound accounting policies • Establish and maintain internal controls over financial reporting and compliance • Provide evidence supporting the amounts and disclosures in the financial statements • Fair presentation of financial statements that are free from material misstatements, whether due to fraud or error • Prevent and detect fraud THE PUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L Auditors' Responsibilities • Perform the audit in conformity with Auditing Standards Generally Accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. • Communicate with "Those Charged with Governance" • Assess audit risk of internal control over financial reporting • Determine fairness presentation of the financial statements • Render an opinion on the Financial Statements • Issue recommendations to Management, if any T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Approach to the Audit www.PunGroup.com THE PL.IN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L The Pun Group's Audit Approach • Phase I — Detailed Planning • Phase II — Risk Based Reviewed of Internal Controls Over Systems and Compliance • Financial Reporting • Revenues — Billings and Cash receipts • Expenses — Purchasing and Cash Disbursements • Payroll and Related Liabilities • General IT Controls • Phase III — Validation of Account Balances • Phase IV — Prepared Financial Statements and Issued Audit Opinion T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Overview of the Financial Statements www.PunGroup.com THE PL.IN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIVIGLOBA L Comprehensive Annual Financial Report • Introductory Section • Letter of Transmittal • Certificate of Achievement for Excellence in Financial Reporting • Organization Chart • Directory of Officials and Advisory Bodies • Financial Section • Independent Auditors' Report • Management's Discussion and Analysis — RSI (Unaudited) • Basic Financial Statements • Government -Wide Financial Statements • Fund Financial Statements • Notes to Basic Financial Statements • Required Supplementary Information • GASB 68 Schedules on Pensions • GASB 75 Schedules on OPEB • Budgetary Comparison Schedules — General Fund and Streets Fund THE P1.IN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L Comprehensive Annual Financial Report (Continued) • Statistical Section • Financial Trends • Revenues Capacity • Debt Capacity • Demographic Information • Operating Information • Single Audit Report • Independent Auditors' Reports • Internal Control Over Financial Reporting and Compliance • Compliance for the Major Programs and Internal Control Over Compliance • Schedule of Expenditures of Federal Awards • Schedule of Findings and Questioned Costs • Summary Schedule of Prior Audit Findings • Continuing Disclosures (Unaudited) • Annual Report for: • Electric Utilities • Wastewater Utilities • Lodi Public Financing Authority • Water Utilities T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L City of Lodi Government -Wide Financial Statements Summary Statement of Net Position June 30, 2018 Assets Deferred Outflows of Resources Liabilities Deferred Inflows of Resources Governmental Business -Type Activities Activities Total $ 193, 084, 392 $ 329, 007, 029 $ 522, 091, 421 21,122, 850 183,171, 374 3,444,447 12,136, 938 33, 259, 788 179,135,196 362, 306, 570 113,678 3,558,125 Net Position: Net investments in capital assets 119,222,288 137,290,786 256,513,074 Restricted 25,903,963 20,178 25,924,141 Unrestricted (117, 534, 830) 24, 584,129 (92, 950, 701) Total Net Position $ 27,591,421 $ 161,895,093 $ 189,486,514 T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L City of Lodi Government -Wide Financial Statements Summary Statement of Activities For the Year Ended June 30, 2018 Expenses Program Revenues Charges for Services Operating Grants and Contributions Capital Grants and Contributions Total Program Revenues Governmental Business -Type Activities Activities Total $ 69, 411,180 $ 100, 959, 704 $ 170, 370, 884 10, 060, 332 2,286,476 8,737,149 21, 083, 957 97, 391, 760 5,969,086 11, 307, 763 107,452,092 8,255,562 20, 044, 912 114, 668, 609 135, 752, 566 Net Cost of Services (48,327,223) 13,708,905 General Revenues 40,600,379 2,960,322 Transfers 4,252,350 (4,252,350) (34,618,318) 43, 560, 701 Changes in Net Position $ (3,474,494) $ 12,416,877 $ 8,942,383 TPUHE N GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIXGLOBA L Assets City of Lodi General Fund Summary Balance Sheet June 30, 2018 $ 23, 039, 239 Liabilities 4,271,334 Fund Balance: Commited 9,031,119 Unassigned 9,736,786 Total Fund Balance $ 18, 767, 905 TPUHE N GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBAL City of Lodi General Fund Summary Statement of Revenues, Expenditures and Changes in Fund Balance For the Year Ended June 30, 2018 Revenues: Taxes $ 27,422,477 Intergovernmental revenues 12,377,159 Other 5,488,480 Total revenues 45,288,116 Expenditures: General governments 6,980,564 Public protection 30,576,759 Public Works 1,852,852 Library 1,058,133 Total expenditures 40,468,308 Net Transfers (1,020,260) Changes in Fund Balance $ 3,799,548 T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Key Financial Indicators and Pension & OPEB Information 19 www.PunGroup.com TPUHE N GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBA L City of Lodi Sales Tax For the Last Five Fiscal Years Fiscal Year Ended June 30, Amounts 2018 $ 11,333,228 2017 11,749,967 2016 11,808,621 2015 10,624,808 2014 10,111,136 T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBAL City of Lodi Governmental Activities Net Cost of Services to Tax Revenues For the Fiscal Year Ended June 30, 2018 Expenses $ 69,411,180 Less: Program Revenues (21,083,957) Net Cost of Services 48,327,223 Tax Revenues 39,355,899 Ratio 122.80% T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIXGLOBA L City of Lodi General Fund Reserves Available Fund Balance to Annual Expenditures For the Fiscal Year Ended June 30, 2018 Unassigned Fund Balance $ 9,735,786 Annual Expenditures 40,468,308 General Fund Reserves Ratio 24.06% T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L City of Lodi GASB 68 — The Pension Standard June 30, 2018 Miscellaneous Safety Total Net Pension Liablity @ 7.15% Discount Rate $ 58,225,070 $ 77,702,210 $ 135,927,280 Funded Ratio Sensitivity Analysis: Net Pension Liability @ 6.15% Net Pension Liability @ 8.15% 69.44% 59.07% $ 83,480,241 $ 104,180,259 $ 187,660,500 $ 37,353,443 $ 56,060,808 $ 93,414,251 TPUHE N GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBA L City of Lodi GASB 75 — The OPEB Standard June 30, 2018 Total Net OPEB Liablity @ 3.60% Discount Rate $ 33,275,362 Funded Ratio 3.14% Sensitivity Analysis: Net OPEB Liability @ 2.60% Net OPEB Liability @ 4.60% $ 37,086,366 $ 30,053,277 T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Single Audit Report www.PunGroup.com TPUHE N GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIXGLOBAL City of Lodi Summary Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2018 Total Federal Expenditures $ 2,625,182 Major Program: 20.205 Highway Planning and Construction $ 636,601 Total Tested 24.25% T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIX\GLOBA L Audit Result www.PunGroup.com T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L Audit Result • Unmodified Opinion • Financial Statements are fairly presented in all material respects • Significant accounting policies have been consistently applied • Estimates are reasonable • Disclosures are properly reflected in the financial statements • The City complied, in all material respects, with the compliance requirements that could have a direct and material effects on its major federal program. • Other Results • No disagreements with Management • No material weaknesses in internal controls were noted • One significant deficiencies in internal controls were noted • No accounting issues • No irregularities were noted T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AIIGLOBA L Findings 2018-01 Procurement Policy Condition: The City has not updated its purchasing policies and procedures to bring it into compliance with the requirements of Uniform Guidance. The City has also not formally documented whether it has decided to extend its applicable date of compliance with 2 CFR par 200 to be effective beginning July 1, 2018. Recommendation: Update existing purchasing policies and procedures to include, but not limited to: • Thresholds and appropriate approval procedures • Written standards for how conflict of interest involve employees engaged to select, award, and administer contracts • Contracts and awards are made only to responsible and eligible contractor and how the City monitors its performance • Retention and maintenance of documentation T PHEUN GROUP ACCOUNTANTS & ADVISORS A MEMBER OF AItIXGLOBA L For more information, contact: Gary M. Caporicci, CPA, CGFM Direct +1 949 777 8802 Gary.Caporicci(i PunGroup.com Kenneth H. Pun, CPA, CGMA Direct +1 949 777 8801 Ken.Pun(i PunGroup.com 30 TI IF PUN GROUP ACCOUNTANTS & ADVISORS January 17, 2019 To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi (the "City") for the year ended June 30, 2018, and have issued our report thereon dated January 17, 2019. In accordance with Government Auditing Standards, we have also issued our report dated January 17, 2019, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain information related to the scope and timing of our audit. We have communicated such information in our letter to you dated August 13, 2018. Professional standards also require that we communicate to you the following information related to our audit: Qualitative Aspects ufAccountina Practices Accounting Policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the basic financial statements. Other than those standards describe below that were implemented in the fiscal year ended June 30, 2018, no new accounting policies were adopted and the application of existing policies was not changed. GASB Statement No. 75, Accounting and Financial Reporting for Po. temploy hent Benefits Other Than Pensions (OPEB) — This statement applies to government employers who provide OPEB to their employees and for governments that finance OPEB for employees of other governments. This statement basically parallels GASB Statement No 68, Pensions and replaces prior guidance under GASB Statement No. 45. The City has implemented GASB No. 75 which is reflected in the accompanying City's financial statements. The adoption of this standard required retrospective application (reduction) of previously reported net position in the amount of ($24,512,888) as of July 1, 2017 (Note 16). In addition, the OPEB liability is reported in the June 30, 2018 Statement of Net Position in the amount of $33,275,362 (amount as of the measurement date). Net OPEB liability is calculated by actuaries using estimates and actuarial techniques from in the actuarial valuation as of the measurement date. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. 2121 North California Blvd., Suite 290,Walnut Creek, California 94596 Tel: 925-974-3394 • Fax: 949-777-8850 www.pungroup.com To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 2 Accounting Estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: • Investments valuation • Depreciation on capital assets • Claims payable • Net pension liability • Net OPEB liability Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the financial statements were: • Note 1 Summary of Significant Accounting Policies • Note 7 Long-term Liabilities • Note 8 Pension Plans • Note 9 Postemployment Benefits Other Than Pensions • Note 10 Claims and Benefits • Note 11 Participation in Joint Ventures (Northern California Power Agency) and related Advance Receivable • Note 14 Pollution Remediation Obligations • Note 16 Prior Period Adjustment — Net OPEB Liability The financial statement disclosures are neutral, consistent, and clear. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. Disagreements with Management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. To the Honorable Mayor and Members of the City Council of the City of Lodi Lodi, California Page 3 Management Representations We have requested certain representations from management that are included in the management representation letter dated January 17, 2019. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the governmental unit's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Information in Documents Containing Audited Financial Statements Our responsibility for the supplementary information accompanying the financial statements, as described by professional standards, is to evaluate the presentation of the supplementary information in relation to the financial statements as a whole and to report on whether the supplementary information is fairly stated, in all material respects, in relation to the financial statements as a whole. We applied certain limited procedures to Management's Discussion and Analysis (MD&A), Budgetary Comparison Schedules, the Schedules of Changes in Net Pension Liability and Related Ratios, the Schedules of Plan Contributions - Pension, and the Schedule of Changes in the Net OPEB Liability and Related Ratios, which are Required Supplementary Information ("RSI") that supplement the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the Combining and Individual Fund Financial Statements and the Budgetary Comparison Schedules, which accompany the financial statements but are not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the Introductory and Statistical Sections, which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. City of Lodi Lodi, California Independent Accountants' Report on Agreed -Upon Procedures Applied to Appropriations Limit Schedule For the Year Ending June 30, 2019 TPUHE N GROUP THE PUN GROUP ACCOUNTANTS & ADVISORS INDEPENDENT ACCOUNTANTS' REPORT ON APPLYING AGREED-UPON PROCEDURES To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California We have performed the procedures enumerated below to the accompanying Appropriations Limit Schedule of the City of Lodi, California (the "City") for the year ending June 30, 2019. These procedures, which were agreed to by the City and the League of California Cities (as presented in the publication entitled Agreed-upon Procedures Applied to the Appropriations Limitation Prescribed by Article XIII -B of the California Constitution), were performed solely to assist you in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City management is responsible for the Appropriations Limit Schedule. This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or any other purpose. The procedures performed and our findings are described below: 1. We obtained the completed worksheets used by the City to calculate its appropriations limit for the year ending June 30, 2019, and determined that the limit and annual calculation factors were adopted by resolution of City Council. We also determined that the population and inflation options were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Schedule, we added the prior year's limit to the total adjustments, and agreed the resulting amount to the current year's limit. Finding: No exceptions were noted as a result of our procedures. 3. We agreed the current year information presented in the accompanying Appropriations Limit Schedule to corresponding information in worksheets used by the City. Finding: No exceptions were noted as a result of our procedures. 4. We agreed the appropriations limit presented in the accompanying Appropriations Limit Schedule to the appropriations limit adopted by the City Council. Finding: No exceptions were noted as a result of our procedures. 4365 Executive Drive, Suite 710, San Diego, California 92121 Tel: 858-242-5100 • Fax: 858-242-5150 www.pungroup.com To the Honorable Mayor and Members of City Council of the City of Lodi Lodi, California Page 2 We were not engaged to and did not conduct an examination, the objective of which would be the expression of an opinion on the accompanying Appropriation Limit Schedule. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by Article XIII -B of the California Constitution. This report is intended solely for the information and use of the City Council and management of the City and is not intended to be and should not be used by anyone other than these specified parties. San Diego, California January 17, 2019 2 City of Lodi Appropriations Limit Schedule For the Year Ending June 30, 2019 A. Appropriations Limit FY2017-2018 B. Calculation Factors: 1) Population increase % 2) Inflation increase % 3) Total adjustment % Amount Source $ 100,166,687 Prior year 1.0184 1.0367 1.0558 State Department of Finance State Department of Finance (B1*B2) C. Annual Adjustment Increase 5,586,825 [A*(B3-1)] D. Other Adjustments: 1) Loss responsibility (-) N/A 2) Transfer to private (-) N/A 3) Transfer to fees (-) N/A 4) Assumed responsibility (+) - N/A E. Total Adjustments 5,586,825 (C+D) F. Appropriations Limit FY2018-2019 $ 105,753,512 (A+E) 3 City of Lodi Notes to Appropriations Limit Schedule For the Year Ending June 30, 2019 Note 1— Purpose of Limited Procedures Review Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), California governmental agencies are restricted as to the amount of annual appropriations from proceeds of taxes. Effective for years beginning on or after July 1, 1990, under Section 1.5 of Article XIIIB, the annual calculation of the appropriations limit is subject to a limited procedures review in connection with the annual audit. Note 2 — Method of Calculation Under Section 10.5 of Article XIIIB, for fiscal years beginning on or after July, 1990, the appropriations limit is required to be calculated based on the limit for the fiscal year 1986-87, adjusted for the inflation and population factors discussed in Notes 3 and 4 below. Note 3 — Population Factors A California governmental agency may use as its population factor either the annual percentage change of the jurisdiction's own population or the annual percentage change in population of the county where the jurisdiction is located. The factor adopted by the City for the year 2018-2019 represents the annual percentage change in population for the City of Lodi. Note 4 — Inflation Factors A California governmental agency may use as its inflation factor either the annual percentage change in the 4th quarter per capita personal income (which percentage is supplied by the State Department of Finance) or the percentage change in the local assessment roll from the preceding year due to the change of local nonresidential construction. The factor adopted by the City for the year 2018-2019 represents the annual percentage change for per capita personal income. Note 5 — Other Adjustments A California government agency may be required to adjust its appropriations limit when certain events occur, such as the transfer of responsibility for municipal services to, or from, another government agency or private entity. The City had no such adjustments for the year 2018-2019. 4