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HomeMy WebLinkAboutResolutions - No. LPFA2018-01EXHIBIT A GOVERNMENT CODE SECTION 5852.1 DISCLOSURE The following information consists of estimates that have been provided by the Underwriter, which has been represented by such party to have been provided in good faith: (A) True lnterest Cost of the Bonds: 3.15%. (B) Finance Charge of the Bonds (Sum of all fees paid to third parties): $385,152. (C) Net Proceeds to be Received (net of finance charges, reserves and capitalized interest, if any): $47,853,391. (D) Total Payment Amount Through Maturity: $60,933,154 The foregoing estimates constitute good faith estimates only. The principal amount of the Bonds, the true interest cost of the Bonds, the finance charges thereof, the amount of proceeds received therefrom and total payment amount with respect thereto may differ from such good faith estimates due to (a) the actual date of the sale of the Bonds being different than the date assumed for purposes of such estimates, (b) the actual principal amount of Bonds sold being different from the estimated amount used for purposes of such estimates, (c) the actual amortization of the Bonds being different than the amortization assumed for purposes of such estimates, (d) the actual market interest rates at the time of sale of the Bonds being different than those estimated for purposes of such estimates, (e) other market conditions, or (f) alterations in the City's financing plan, or a combination of such factors. The actual date of sale of the Bonds and the actual principal amount of Bonds sold will be determined by the City based on the timing of the need for proceeds of the Bonds and other factors. The actual interest rates borne by the Bonds will depend on market interest rates at the time of sale thereof. The actual amortization of the Bonds will also depend, in part, on market interest rates at the time of sale thereof. Market interest rates are affected by economic and other factors beyond the control of the City. EXHIBIT B FORM OF INDENTURE OF TRUST Jones Hall, APLC Draft 4110118 OPEN ITEMS: Necessity of reserve requirement and bond insurance INDENTURE OF TRUST Dated as ofJune 1,2018 between MUFG UNION BANK, N.4., as lrusfee and the LODI PUBL¡C FINANCING AUTHOR¡TY Authorizing the lssuance of Lodi Public Financing AuthoritY 2018 Electric System Revenue Refunding Bonds sEcïoN 1.01 SECTTON 1.02 SECTTON 1.03 SECTTON 2.01. sEcTroN 2.02. SECTTON 2.03. sEcTloN 2.04. SECTTON 2.05. SECTTON 2.06. SECTTON 2.07. SECTTON 3.01 SECTTON 3.02 sEcïoN 3.03 SECTTON 3.04 SECTTON 4.01. SECTTON 4.02. sEcïoN 4.03. sEcïoN 4.04. SECTTON 4.05. TABLE OF CONTENTS ARTICLE I DEFINITIONS; RULES OF CONSTRUCTION Definitions Authorization..........,.. lnterpretation ............ ARTICLE II The Bonds Authorization of 8onds............... Terms of the Bonds Transfer and Exchange of Bonds Book-Entry System Registration Books Form and Execution of Bonds... Bonds Mutilated, Lost, Destroyed or Stolen ARTICLE III lssuance of Bonds; Application of Proceeds lssuance of the Bonds Application of Proceeds of Sale of the Bonds Establishment and Application of Costs of lssuance Fund... Validity of Bonds ARTICLE IV Redemption of Bonds Terms of Redemption .........,. Selection of Bonds for Redemption ......... Notice of Redemption; Rescission ........ Partial Redemption of Bonds Effect of Redemption ........... ARTICLE V Authority Revenues; Funds and Accounts; Payment of Principal and lnterest Security for the Bonds; Bond Fund Allocation of Authority Revenues lnterest Account.... Principal Account Reserved Application of Redemption Fund lnvestments .........,..... Valuation and Disposition of lnvestments ............... ARTICLE VI Covenants of the AuthoritY Punctual Payment... Extension of Payment of Bonds. Against Encumbrances.........., Power to lssue Bonds and Make Pledge and Assignment..' Accounting Records.... Limitation on Additional Obligations............. Tax Covenants .......... Reserved Waiver of Laws Further Assurances ............... .3 .3 .3 .3 .4 .5 .5 .7 ,7 .8 .8 .8 .9 .9 SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION 5.01. 5.02. 5.03. 5.04. 5.05. 5.06. 5.07. 5.08. 12 12 13 13 13 13 13 14 6.01 6.02 6.03 6.04 6.05 6.06 6.07 6.08 6.09 6.10 -i- SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION 7.01 7.02 7.03 7.04 7.05 7.06 7.07 7.08 7.09 7.10 ARTICLE VII Events of Default and Remedies Events of Default Remedies Upon Event of Default Application of Authority Revenues Other Funds After Default Trustee to Represent Bond Owners Limitation on Bond Owners' Right to Sue........... Absolute Obligation of Authority Termination of Proceedings Remedies Not Exclusive............ No Waiver of Default Notice to Bond Owners of Default.. ARTICLE VIII The Trustee SECTION 8.01. Appointment of Trustee SECTION 8.02. Acceptance of Trusts; Removal and Resignation of Trustee SECTION 8.03. Merger or Consolidation SECTION 8.04. Liability of Trustee SECTION 8.05. Right to Rely on Documents............ SECTION 8.06. Preservation and lnspection of Documents SECTION 8.07. Compensation and lndemnification... ARTICLE IX Modification or Amendment Hereof SECTION 9.01. Amendments Permitted SECTION 9.02. Effect of Supplemental lndenture .......... SECTION 9.03. Endorsement of Bonds; Preparation of New Bonds SECTION 9.04. Amendment of Particular Bonds ARTICLE X Defeasance SECTION 10.01. Discharge of lndenture .............. SECTION 10.02. Discharge of Liability on Bonds.. SECTION 10.03. Deposit of Money or Securities with Trustee SECTION 10.04. Unclaimed Funds....... ARTICLE XI Miscellaneous SECTION 11.01. Liability of Authority Limited to Authority Revenues SECTION 11.02. Limitation of Rights to Parties and Bond Owners SECTION 1 1.03. Funds and Accounts............ SECTION 11.04. Waiver of Notice; Requirement of Mailed Notice....... SECTION 11.05. Destruction of Bonds SECTION 11.06. Severability of lnvalid Provisions. SEcTloN 11.07. Notices SECTION 11.08. Evidence of Rights of Bond Owners SECTION 11.09. Disqualified Bonds SECTION 11.10. Money Held for Particular Bonds SECTION 11.11. Waiver of Personal Liability SECTION 11.12. Successor ls Deemed lncluded in All References to Predecessor.............. SECTION 11.13. Execution in Several Counterparts............. SECTION 11.14. Payment on Non-Business Day.......... SECTION 11.15. Governing Law .......... 21 21 23 23 26 26 26 27 28 28 29 29 29 30 31 ..31 ..31 ..31 ..32 ..32 ..32 ..32 ..33 ..33 ..34 ..34 34 34 34 34 -il- APPENDIX A APPENDIX B DEFINITIONS FORM OF BOND -il t- INDENTURE OF TRUST This INDENTURE OF TRUST (this "lndenture"), dated for convenience as of June 1, 2018, is between the LODI PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority organized and existing under the laws of the State of California (the "Authoritv"), and MUFG UNION BANK, N.4., a national banking association organized and existing under the laws of the United States of America, with a corporate trust office in San Francisco, California, being qualified to accept and administer the trusts hereby created (the "Trustee"). BACKGROUND: 1. The City owns and operates facilities and property for the distribution of electricity within the service area of the City (the "E!-ec!Ig Svstem."). 2. The City previously entered into an lnstallment Purchase Contract, dated as of July 1,2008 (the "2008 lnstallment Purchase Contract") with the Lodi Public lmprovement Corporation (the "@Ia.þ.n"), pursuant to which the City agreed to make certain installment payments in the aggregate principal amount of $60,685,000 (the "2008 lnstallment Pavments"), and caused execution and delivery of Electric System Revenue Certificates of Participation, 2008 Series A (the "2908 Çertificates"), púrsuant to a Trust Agreement, dated as of July 1, 2008 (the "2008 Trust Aqreement"), between the Corporation and The Bank of New York Mellon Trust Company, N.4., as trustee (the "2008 Trustee"), all for the purpose of (i) currently refunding the then- outstanding $+qZOO,OOO principal amount of Electric System Revenue Certificates of Participatioi 2002 Series A Variable Rate Certificates (the "2002 Certificates'), (i¡) paying costs of delivery of the 2008 Certificates, (iii) funding certain costs relating to ter:miñat¡on of the swap agreement relating to the 2002 Certificates, (iv) purchasing a financial guaranty insurance policy for the 2008 Certificates, and (v) funding a reserve fund for the 2008 Certificates. 3. The proceeds of the 2002 Certificates were used to refund, on an advance basis, the 1999 Series A Current lnterest Certificates and the 1999 Series B Capital Appreciation Certificates (together, the "l999tQÞIg!jqg"). The proceeds of the 1999 Obligations were used to finance the Existing Facilities relating to the Electric System. 4. Pursuant to Section 3.02 of the 2008 lnstallment Purchase Contract, the City has the right to prepay all or any part of the 2008 lnstallment Payments. Pursuant to Section Z.Oq of the 2008 Trust Agreement, the 2008 Certificates with a maturity date of July 1 , 2O1g and thereafter are subject to prepayment from prepayments of 2008 lnsiallment Payments made at the option of the City on and after July 1 , 2018, at a prepayment price equal to the principal amount of the 2008 Certificates to be prepaid plus accrued but unpaid interest thereon to the prepayment date, without premium. 5. Under current economic conditions, it is possible for the City to refinance on a tax-exempt basis the 2008 lnstallment Payments and the related 2008 Certificates maturing on and after July 1,2019 for the purpose of achieving savings for the benefit of the customers of the Electric System. 6. pursuant to Section 9.01 of the 2008 lnstallment Purchase Contract, all obligations of the City with respect to 2008 lnstallment Payments shall cease and -1- terminate (except for the obligation to make payment from deposited funds and Defeasance Securities (as definêd in the 2008 Trust Agreement) as provided in Article Vlll of the 2008 Trust Agreement) when the 2008 Certificates have been paid or deemed paid in accordance with Article Vlll of the 2008 Trust Agreement. 7. The Authority has been formed for the purpose of assisting the City in the financing and refinancing of public capital improvements, and in order to accomplish the refinaniing described in-tfre þrevious paragraph, the Authority and the^City have entered into an lnstallment Purchase Agreement dated as of June 1, 2018 (the "lnstallment purchase Aqreement"), under wnicn the City will sell the Existing Facilities to the @ritywillselltheExistingFacilitiestotheCityinconsiderationof the agréement by the City to pay the purchase price thereof in semiannual installment payments. L For the purpose of obtaining funds that are sufficient (along with other available City funds) to refinance the 2008 lnstallment Paymen_ts, the Authority has authorized the issuánce of its Lodi Public Financing Authority 2018 Electric System Revenue Refunding Bonds in the aggregate principal amount of $- (the ;'Bonds") under thislndenture and undéi thê provisio_ns of Article 4 of Chapter 5, Division ili1e i of the Government Code of the State of California, commencing with Section 6584 of said Code (the "Bond Law"). g. ln order to provide for the authentication and delivery of the Bonds, to establish and declare the terms and conditions upon which the Bonds are to be issued and to secure the payment of the principal thereof, premium (if any) and interest thereon, the Authority hãs authorized the execution and delivery of this lndenture. 10.The Authority has found and determines, and hereby affirms, that all acts and proceedings requiréd by law necessary to make the.Bonds, when executed by the Àuthãrity, authénticated and delivered by the Trustee and duly issued, the valid, binding rnà r"gáíspecial obligations of the Authôrity, and to constitute this lndenture a valid and bindin! agieement fır the uses and purposes herein set forth in accordance with its termslrraíe been done and taken, and the execution and delivery of this lndenture have been in all respects duly authorized. AGREEMENT: ln order to secure the payment of the principal of and the interest and redemption premium (if any) on all the Outstanding Bonds under this lndenture ac"ord'ing to their tenôr, and to secure the performance and observance of all the couenanä and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the furchase and accepiance of the Bonds by the Owners thereof, and for other valuable bonsiderations, the receipt of which is hereby acknowledged, the Authority and the Trustee do hereby covénant and agree with one another, for the benefit of the respective Owners from time to time of the Bonds, as follows: -¿- ARTICLE I DEFIN¡TIONS; RULES OF CONSTRUCTION SECTTON 1.01. Definitions. Unless the context clearly otherwise requires or unless otherwise defined herein, the capitalized terms defined in Appendix A attached to this lndenture have the respective meanings specified in that Appendix when used in this lndenture. SECTTON 1.02. Authorization. Each of the parties hereby represents and warrants that it has full legal authority and is duly empowered to enter into this lndenture, and has taken all actions necessary to authorize the execution hereof by the officers and persons signing it. SECTION 1.03. lnterPretation. (a) Unless the context othenruise indicates, words expressed in the singular shall include the plural and vice versa and the use of the neuter, masculine, or feminine gender is for convenience only and shall be deemed to include the neuter, masculine or feminine gender, as appropriate. (b) Headings of articles and sections herein and the table of contents hereof are solely for conveiience of reference, do not constitute a part hereof and shall not affect the meaning, construction or effect hereof. (c) All references herein to "Articles," "sections" and other subdivisions are to the corresponding Articles, Sections or subdivisions of this lndenture; the words "hefein," "hefegf," "hefeby," "hefeundef" and Othef wOfdS Of Similaf impOft fefef tO this lndenture as a whole and not to any particular Article, Section or subdivision hereof. ARTICLE II THE BONDS SECTTON 2.01. Authorization of Bonds. The Authority has reviewed all proceedings heretofore taken and has found, as a result of such review, and hereby iinds and ðetermines that all things, conditions and acts required by law to exist, happen or be performed precedent to and in connection with the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law, and the Authority is now duly empowered, under each and every requirement of law, to issue the Bonds in the manner and form provided in this lndenture. The Authority hereby authorizes the issuance of a series of Bonds, designated the "Lodi Public Financing Authority 2018 Electric System Revenue Refunding Bonds" in theaggregateprincipalamountof$-undertheBondLawforthepurposes of pròviOiñg funds to refinance the 2008 lnstallment Payments and refund the 2008 Certificates. The Bonds are authorized and issued under, and are subject to the terms of, this lndenture and the Bond Law. -3- SECTION 2.02. Terms of the Bonds. (a) Pavment Provisions. The Bonds shall be issued in fully registered form without coupons in denominations of $5,000 or any integral multiple thereof, so long as no Bond has more than one maturity date. The Bonds shall mature on September 1 in each of the years and in the amounts, and bear interest (calculated on the basis of a 360-day year of twelve 30-day months) at the rates, as follows: Maturity Date Principal (September 1) Amount $ lnterest Rate o/o lnterest on the Bonds is payable from the lnterest Payment Date next preceding the date of authentication thereof unless: (a) a Bond is authenticated on or before an lnterest Payment Date and after the close of business on the preceding Record Date, in which event it will bear interest from such lnterest Payment Date, a Bond is authenticated on or before the first Record Date, in which event interest thereon will be payable from the Closing Date, or (b) (c)interest on any Bond is in default as of the date of authentication thereof, in which event interest thereon will be payable from the date to which interest has been paid in full, payable on each lnterest Payment Date. lnterest is payable on each lnterest Payment Date to the persons in whose names the ownership of the Bonds is registered on the Registration Books at the close of business on the immediately preceding Record Date, except as provided below. lnterest on any Bond which is not punctually paid or duly provided for on any lnterest payment Date is payable to the person in whose name the ownership of such Bond is registered on the Registration Books at the close of business on a special record date -4- for the payment of such defaulted interest to be fixed by the Trustee, notice of which is given to súch Owner by first-class mail not less than 10 days prior to such special record date. The Trustee will pay interest on the Bonds by check of the Trustee mailed by first class mail, postage prepaið, on each lnterest Payment Date to the Owners of the Bonds at their reåpectiùe 'addresses shown on the Registration Books as of the close of business on the preceding Record Date. At the written request of the Owner of Bonds in an aggregate þrincipalãmount of at least $1,000,000, which written request is on file with the Trustee as of any Record Date, the Trustee will pay interest on such Bonds on each succeeding lnterest Payment Date by wire transfer in immediately available funds to such account of a financiaiinstitution within the United States of America as specified in such written request, which written request will remain in effect until rescinded in writing by the Owner, The Trustee will pay principal of the Bonds in lawful money of the Uniteð dtates of America by check of the Trustee upon presentation and surrender thereof at the Office of the Trustee. SECTION 2.03. Transfer and Exchange of Bonds. (a) Transfer. Any Bond may, in accordance with its terms, be transferred, upon thà ne$stration Books, by the person in whose name it is registered, in person or Oy a Ouly aüthorized attorney-of such person, upon.surrender of such Bond to the Tiustee át ¡ts on¡ce for cancejlation, accompanied by delivery of a written instrument of transfer in a form acceptable to the Trustee, duly executed. The Trustee shall collect any tax or other gouernmental charge on the transfer of any Bonds under.this Section 2.03. Whenever any Bond or Bonãs shall be surrendered for transfer, the Authority shall execute and th'e Trustee shall authenticate and deliver to the transferee a new Bond or Bonds of like series, interest rate, maturity and aggregate principal amount. The Authority shall pay the cost of printing Bonds and any services rendered or expenses inclrred by'the Trustee in connection with any transfer of Bonds. (b) Exchanse. The Bonds may be exchanged at the Office of the Trustee for a like aggrégate pffial amount of Bonðs of other authorized denominations and of the same-ãer'lés, interest rate and maturity. The Trustee shall collect any tax or other governmental charge on the exchange- of any Bonds under this subsection (b)' The Ãuthority shall pay the cost of printing Bonds and any services rendered or expenses incurred by the Trustee in connection with any exchange of Bonds. (c) Limitations. The Trustee may refuse to transfer or exchange, under the provisioiá oflt{sffin 2.03, any Bonds selected by the Trustee for redemption under nrt¡.1" lV, or any Bonds during thé period established by the Trustee for the selection of Bonds for redemPtion. SECTION 2.04. Book-Entry SYsfem. (a) Orioinal Delivery. The Bonds will be initially deliv-ered in the form of a separatà i¡n!¡g-rullv registered bond (which may be typewritten) for each maturity of the Bonds. Upo-n in¡tiál de'iivery, the Trustee shall register the ownership of each Bond on tnè negistration Books in tñe name of the Nominee. Except as provided in subsection (c), thiownership of all of the Outstanding Bonds shall be registered in the name of the Nominee on the Registration Books' à With respect to Bonds the ownership of which shall be registered in the name of the Nominee, the Authority and the Trustee have no responsibility or obligation to any Depository System Participant or to any person on behalf of which the Nominee holds an'interest in the Bonds. Without limiting the generality of the immediately preceding sentence, the Authority and the Trustee have no responsibility or obligation with respect to (i) the accuracy of the records of the Depository, the Nominee or any Depository Sydtêm Participani with respect to any ownership interest in the Bonds, (ii) the delivery to any Depository System Participant or any other person, other than a Bond Owner as shown ln ine Reglstiation Books, of any notice with respect to the Bonds, including any notice of redemplion, (iii) the selection by the Depository of the beneficial interests in the Bonds to be redeemed if the Authority elects to redeem the Bonds in part, (iv) the payment to any Depository System Participant or any other person, other than a Bond bwner as shown ¡Å tne Regístration Books, of any amount with respect to principal, premium, if any, or interest on tne Bonds or (v) any consent given or other action taken by the Depositóry as Owner of the Bonds. The Authority and the Trustee may treat and cónsider the person in whose name each Bond is registered as the absolute owner of such Bond tor tne purpose of payment of principal of and premium, if any, and interest on such Bond, for'the purpose of giving notices of redemption and other matters with respect to such Bond, toi tfre purpose of registering transfers of ownership of such Bond, and for all other purposes'wlratsoever. The Trustee shall pay the principal of and the interest and premium,'if any, on the Bonds only to the respective Owners or their respective attorneys duly authorjzed in writing, and all such payments shall be valid and efféctive to fully sátisty ãnd discharge all obligations with respect to payment of principal of and interest and premium, if any, on the Bonds to the extent of the sum or sums so paid. No person bther than a -Bond Owner shall receive a Bond evidencing the äOligation oi tne Authority to make payments of principal, interest and premium, if any, undér this lndenture. Upon delivery by the Depository to the Authority of written notice to the effect that the Depository has determined to substitute a new Nominee in its place, and subject to the proviðions herein with respect to Record Dates, such new nominee shall become the Nominee hereunder for all purposes; and upon receipt of such a notice the Authority shall promptly deliver a copy of the same to the Trustee. (b) Representation Letter. ln order to qualify the Bonds for the Depository's book-entry@shallexecuteanddelivertosuchDepositoryaletter representíng such matters as shâll be necessary to so qualify the Bonds. The execution and deliver! of such letter shall not in any way limit the provisions of subsection (a) above or in any other way impose upon the Authority or the Trustee any obligation whatsoever with respect to persons having interests in the Bonds other than the Bond Owners. Upon the written acceptance by the Trustee, the Trustee shall agree to take all action reas'onably necessary for all representations of the Trustee in such letter with respect to the Trústee to at âll times be complied with. ln addition to the execution and delivery of such letter, the Authority may take any other actions, not inconsistent with this lndenture, to qualify the Bonds for the Depository's book-entry program. (c) Transfers Outside Book-Entrv Svster-n. lf either (i) the Depository determines not to conttnue to act as Depository for the Bonds, or (ii) the Authority determines to terminate the Depository as such, then the Authority shall thereupon discontinue the book-entry system with such Depository. ln such event, the Depository shall cooperate with the Authority and the Trustee in the issuance of replacement Bonds by providing the Trustee with á list showing the interests of the Depository System eâriicipants-in the Bonds, and by surrendering the Bonds, registered in the name of the Nominêe, to the Trustee on oi before the date such replacement Bonds are to be -6- issued. The Depository, by accepting delivery of the Bonds, agrees to be bound by the provisions of this subsection (c). lf, prior to the termination of the Depository acting as such, the Authority fails to identify another Securities Depository to replace the Depository, then the Bonds shall no longer be required to be registered in the Registration Books in the name of the Nominee, but shall be registered in whatever name or names the Owners transferring or exchanging Bonds shall designate, in accordance with the provisions hereof. lf the Authority determines that it is in the best interests of the beneficial owners of the Bonds that they be able to obtain certificated Bonds, the Authority may notify the Depository System Participants of the availability of such certificated Bonds through the Deþository. ln such event, the Trustee will issue, transfer and exchange Bonds as required by the Depository and others in appropriate amounts; and whenever the Depository requests, the Trustee and the Authority shall cooperate with the Depository in taking -appropriate action (i) to make available one or more separate certificates evidencing the Bonds to any Depository System Participant having Bonds credited to its account wittr tne Depository, or (ii) to arrange for another Securities Depository to maintain custody of a single certificate evidencing such Bonds, all at the Authority's expense. (d) Payments to the Nominee. Notwithstanding any other provision of this lndentuie to tfre contrary, so long as any Bond is registered in the name of the Nominee, all payments with respect to principal of and interest and premium, if any, on such Bond and all notices with respect to such Bond shall be made and given, respectively, as provided in the letter described in subsection (b) of this Section or as otheruvise instructed by the Depository. SECTTON 2.05. Registration Books. The Trustee will keep or cause to be kept, at the Office of the Trustee, sufficient records for the registration and transfer of ownership of the Bonds, which shall upon reasonable notice as agreed to by the Trustee, be open to inspection during regular business hours by the Authority; and, upon presentation for such purpose, the Trustee shall, under such reasonable régulatìons as it may prescribe, register or transfer or cause to be registered or tra-nsferred, on such records, the ownership of the Bonds as hereinbefore provided. SECTTON 2.06. Form and Execution of Bonds. The Bonds, the form of Trustee's certificate of authentication, and the form of assignment to appear thereon, are set forth in Appendix B attached hereto and by this reference incorporated herein, with necessary or appropriate variations, omissions and insertions, as permitted or required by this lndenture. The Chair of the Authority shall execute, and the Secretary of the Authority shall attest each Bond. Either or both of such signatures may be made manually or may be affixed by facsimile thereof. lf any officer whose signature appears on any Bond ceases to be súch officer before the Closing Date, such signature will nevertheless be as effective as if the officer had remained in office until the Closing Date. Any Bond may be signed and attested on behalf of the Authority by such persons as at the actual date of thð execution of such Bond are the proper officers of the Authority, duly authorized to execute debt instruments on behalf of the Authority, although on the date of such Bond any such person was not an officer of the Authority. -7- Only those Bonds bearing a certificate of authentication in the form set forth in Appendix B, manually executed and dated by the Trustee, are valid or obligatory for any purpose or entitled to the benefits of this lndenture, and such certificate of the Trustee is conclusive evidence that such Bonds have been duly authenticated and delivered hereunder and are entitled to the benefits of this lndenture. SECTTON 2.07. Bonds Mutilated, Lost, Destroyed or Stolen. lf any Bond is mutilated, the Authority, at the expense of the Owner of such Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in exchange and substitution for the Bond so mutilated, but only upon surrender to the TrusteJ of the Bond so mutilated. The Trustee shall cancel every mutilated Bond surrendered to it and deliver such mutilated Bond to, or upon the order of, the Authority. lf any Bond is lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if such evidence is satisfactory and if indemnity satisfactory to the Trustee is given, the Authority, at the expense of the Owner, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in lieu of and in substitution for the Bond so lost, destroyed or stolen. The Trustee may require payment of a sum not exceeding the actual cost of preparing each new Boñd ¡ssued under this Section and of the expenses which may be incurred by the Trustee in connection therewith. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, destroyed or stolen will constitute an original additional òontractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyêd or stolen be at any time enforceable by anyone, and shall be équally and proportionately entitled to the benefits of this lndenture with all other Bonds issued under this lndenture. Notwithstanding any other provision of this Section 2.07, in lieu of delivering a new Bond for which p-rincipal has become due for a Bond which has been mutilated, lost, destroyed or stoien, the Trustee may make payment of such Bond in accordance with its terms upon receipt of indemnity satisfactory to the Trustee. ARTICLE III lssulucE oF BoNDS; App¡-lcnrloN oF PROCEEDS SECTTON 3.01. /ssuance of the Bonds. At any time after the execution of this lndenture, the Authority may execute and the Trustee shall authenticate and, upon the Written Request of the Authority, deliver the Bonds to the Original Purchaser. SECTION 3.02. Applica tion of Proceeds of Sale of the Bonds. Upon the receipt of payment for the Bonds on the Closing Date, in the amount of $-, representing the aggregate princi pal amount ($-), plus an original issue premium of $-, less an undenrvriter's discount of the Trustee shall deposit the proceeds of sale thereof into the Bond Proceeds Fund, which shall be established and held bY th e Trustee in trust, and such amount shall be applied as follows (a)TheTrusteewilldeposittheamountof$-intheCosts of lssuance Fund. -8- (b)The Trustee will transfer the amount of $-, constituting the rernainder of such proceeds, to the Escrow Bank for deposit into the Escrow Fund established under the Escrow Agreement. After moneys in the Bond Proceeds Fund have been applied as described above, the Trustee shall close the Bond Proceeds Fund. SECTTON 3.03. Estabtishment and Application of Cosfs of lssuance Fund. The Trustee shall establish, maintain and hold in trust a separate fund designated as the "Costs of lssuance Fund" into which the Trustee shall deposit a portion of the proceeds of sale of the Bonds under Section 3.02. The Trustee shall disburse amounts in the Costs of lssuance Fund from time to time to pay the Costs of lssuance of the Bonds upon submission of a Written Requisition of the Authority stating the perso_n to whom payment is to be made, the amount to be paid, the purpose for which the obligation was incurred and that such payment is a proper charge against said fund. The Trustee may conclusively rely on the representations and certifications set forth in such Written Requisitioni and shall be fully protected in relying thereon. All such payments shall be made by check or wire transfer in accordance with payment instructions contained in the Written Requisition or in any invoice attached thereto, and the Trustee has no duty or obligation to authenticate such payment instructions or the authorization thereof. On sl'tall transfer all amounts remaining in the Costs of lssuance Fund to the lnterest Account, and the Trustee shall thereupon close the Costs of lssuance Fund. SECTTON 3.04. Vatidity of Bonds. The recital contained in the Bonds that the same are issued under the Constitution and laws of the State of California shall be conclusive evidence of their validity ànd of compliance with the provisions of law in their issuance. ARTICLE IV RCOEMPTION OF BONDS -9- SECTION 4.01. Terms of Redemption.l (a) Optional Redemption, The Bonds maturing on or before September 1, 2O--, are not subject to optional redemption prior to their respective stated maturity dates. The Bonds maturing on or after September 1, 20_-, are subject to redemption in whole, or in part at the Written Request of the Authority among maturities on such basis as the Authority may designate and within a maturity as set forth in Section 4.02, at the option of the Authority, on any date on or after September 1, 20-, from any available source of funds, at a redemption price equal to 10Oo/o of the principal amount of the Bonds to be redeemed, plus accrued interest to the date of redemption, without premium. (b) Notice of Optional Redemption to the Trustee. The Authority shall give the Trustee written notice of its intention to redeem Bonds under subsection (a), and the manner of selecting such Bonds for redemption from among the maturities thereof, at least 45 days prior to the redemption date. SECTTON 4.02. Selection of Bonds for Redemption. Whenever provision is made in this lndenture for the redemption of less than all of the Bonds of a single maturity, the Trustee shall select the Bonds of that maturity to be redeemed by lot in any manner which the Trustee in its sole discretion deems appropriate. For purposes of such selection, the Trustee shall treat each Bond as consisting of separate $5,000 portions and each such portion shall be subject to redemption as if such portion were a separate Bond. SECTTON 4.03. Notice of Redempfion; Rescrssion. The Trustee shall mail notice of redemption of the Bonds by first class mail, postage prepaid, not less than 30 nor more than 60 days before any redemption date, to the respective Owners of any Bonds designated for redemption at their addresses appearing on the Registration Books and to oñe or more Securities Depositories and to the Municipal Securities Rulemaking Board. Each notice of redemption shall state the date of the notice, the redemption date, the place or places of redemption, whether less than all of the Bonds (or all Bonds of a single maturity) are to be redeemed, the CUSIP numbers and (in the event that not all Bond! within a maturity are called for redemption) Bond numbers of the Bonds to be redeemed and the maturity or maturities of the Bonds to be redeemed, and in the case of Bonds to be redeemed in part only, the respective portions of the principal amount thereof to be redeemed. Each such notice shall also state that on the redemption date there will become due and payable on each of said Bonds the redemption price thereof, and that from and after such redemption date interest thereon shall cease to accrue, and shall require that such Bonds be then surrendered. Neither the failure to receive any notice nor any defect therein shall affect the sufficiency of the proceedings for such redemption or the cessation of accrual of interest from and after the redemption date. Notice of redemption of Bonds shall be given by the Trustee, at the expense of the Authority, for and on behalf of the Authority. Any notice of an optional redemption may state that redemption is conditioned on funds being available on the selected redemption date. The Authority has the right to rescind any notice of the redemption of Bonds under Section a.ü@) by written notice to the Trustee on or prior to the date fixed for t Sinking fund mandatory redemption to be added if required -1 0- redemption. Any notice of a redemption pursuant to Section 4.01(a) may provide that it is subject to rescission as described in this paragraph. Any notice of redemption shall be cañcelled and annulled if for any reason funds will not be or are not available on the date fixed for redemption for the payment in full of the Bonds then called for redemption, and such cancellation shall not constitute an Event of Default. The Authority and the Trustee have no liability to the Bond Owners or any other party related to or arising from such rescission of redemption. The Trustee shall mail notice of such rescission of redêmption in the same manner as the original notice of redemption was sent under this Section. SECTTON 4.04, Partiat Redemption of Bonds. Upon surrender of any Bonds redeemed in part only, the Authority shall execute and the Trustee shall authenticate and deliver to the Owñer thereof, at the expense of the Authority, a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Bonds surrendered. SECTTON 4.05. Effect of Redemption. Notice of redemption having been duly given as aforesaid, and moneys for payment of the redemption price of, together with interest accrued to the date fixed for redemption on, including any applicable premium, the Bonds (or portions thereof) so called for redemption being held by the Trustee, on the redempiion date designated in such notice, the Bonds (or portions thereof) so called for redemþtion shall beCome due and payable, interest on the Bonds so called for redemption shall cease to accrue, said Bonds (or portions thereof) shall cease to be entitled to any benefit or security under this lndenture, and the Owners of said Bonds shall have no rights in respect thereof except to receive payment of the redemption price thereof. All Bonds redeemed under the provisions of this Article shall be canceled by the Trustee upon surrender thereof and destroyed in accordance with the retention policy of the Trustee then in effect. -11- ARTIGLE V AurnoRtrY REVENUES; FUNDs AND AccouNrs; PlvmENT oF PRllrlclpAL AND INTEREST SECTION 5.01. Securityforthe Bonds; Bond Fund. (a) Pledqe of Authoritv Revenues and Other Amounts. Subject only to the provisions of this lndenture permitting the application thereof for the purposes and on ihe terms and conditions set forth herein, all of the Authority Revenues and all amounts (including proceeds of the sale of the Bonds) held in any fund or account established under this lndenture are hereby pledged to secure the payment of the principal of and interest and premium (if any) on the Bonds in accordance with their terms and the provisions of this lndenture. Said pledge constitutes a lien on and security interest in ihe Authority Revenues and such amounts and shall attach, be perfected and be valid and binding from and after the Closing Date, without the need for any physical delivery thereof or further act. (b) Assiqnment to Trustee. The Authority hereby irrevocably transfers, assigns and sets'over to ihe Trustee, without recourse to the Authority, all of its rights in the lnstallment Purchase Agreement (excepting only the Authority's rights under Section 10.11 thereof), including nut not limited to all of the Authority's rights to receive and collect all of the lnstallment Payments. The Trustee is entitled to collect and receive all of the lnstallment Payments, and any lnstallment Payments collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as the agent of the Trustee and shall forthwith be paid by the Authority to the Trustee. The Trultee is also entitled to and shall, subject to the provisions of Article Vlll, take all steps, actions and proceedings which the Trustee determines to be reasonably necessary in its judgment to enforce, either jointly with the_ Authority or separately, all of the rights of the Authority and all of the obligations of the City under the I nstallment Purchase Agreement. (c) Deposit of Authoritv Revenues in Bond Fund. All Authority Revenues shall be promptly OepositeO by the Trustee upon receipt thereof in a special fund designated as ihe "Boñd Fund" which the Trustee shall establish, maintain and hold in trust; except that all moneys received by the Trustee and required hereunder or under the lnstallment Purchase Agreement to be deposited in the Redemption Fund shall be promptly deposited in such funds. All Authority Revenues deposited with the Trustee shall be heid, disbursed, allocated and applied by the Trustee only as provided in this lndenture. Any surplus remaining in the Bond Fund, after payment in full of (i) the principal of and intérest on the Bonds or provision therefore under Article X, and (ii) any applicable fees and expenses to the Trustee, shall be withdrawn by the Trustee and remitted to the City. SECTTON 5.02. Atlocation of Authority Revenues. On or before each lnterest Payment Date, the Trustee shall transfer from the Bond Fund and deposit into the foll'owing respective accounts (each of which the Trustee shall establish and maintain within the Bond Fund), the following amounts in the following order of priority: (a) Deposit to lnterest Account. The Trustee shall deposit in the lnterest Account an amount required to cause the aggregate -12- amount on deposit in the lnterest Account to be at least equal to the amount of interest becoming due and payable on such lnterest Payment Date on all Bonds then Outstanding. (b) Deposit to Principal Account. The Trustee shall deposit in the Principal Account an amount required to cause the aggregate amount on deposit in the Principal Account to equal the principal amount of the Bonds coming due and payable on such lnterest Payment Date. SECTTON 5,03. lnterest Account. All amounts in the lnterest Account shall be used and withdrawn by the Trustee solely for the purpose of paying interest on the Bonds as it comes due and payable (including accrued interest on any Bonds purchased or redeemed prior to maturity). SECTTON 5.04. Principat Account. All amounts in the PrincipalAccount shall be used and withdrawn by the Trustee solely to pay the principal amount of the Bonds at their respective maturity dates. SECTION 5.05. Reserved. SECTTON 5.06. Apptication of Redemption Fund. Upon the determination by the Authority to redeem any Bonds under Section 4.01(a), the Trustee shall establish and maintain the "Redemption Fund", into which the Trustee shall deposit a portion of the Authority Revenues received, in accordance with a Written Request of the Authority, and whiôh shall be used and withdrawn by the Trustee solely for the purpose of paying the principal and premium (if any) of the Bonds to be redeemed under Section a.01(a). At any time prior to the selection of Bonds for redemption, the Trustee may apply such amounts to the purchase of Bonds at public or private sale, when and at such prices (including brokerage and other charges, but excluding accrued interest, which is iayable irom the lñterest Account) as shall be directed under a Written Request of the Âuihority, except that the purchase price (exclusive of accrued interest) may not exceed the redemption price then applicable to the Bonds. The Trustee is entitled to conclusively rely on any Written Request of the Authority received under this Section 5.06, and is fully protected in relying thereon. SECTTON 5.07. lnvestments. Except as otherwise set forth in this lndenture, moneys in any of the funds or accounts established with the Trustee under this lndeniure shall be invested by the Trustee solely in Permitted lnvestments. Such investments shall be directed by the Authority under a Written Request of the Authority filed with the Trustee at least two Business Days in advance of the making of such investments. ln the absence of any such directions from the Authority, the Trustee shall invest any such moneys in Permitted lnvestments designated in paragraph (c) of the definition, provided, however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have received directions from the Authority specifying a specific money market fund and, if no such directions from the Authority is so received, the Trustee shall hold such moneys uninvested. The Trustee shall notify the Authority in writing within five business days if it is holding any moneys uninvested. Permitted lnvestments purchased as an investment of moneys in any fund shall be deemed to be part of such fund or account. To the extent permitted lnvesiments are registrable, such Permitted lnvestments must be registered in the name of the Trustee. -1 3- All interest or gain derived from the investment of amounts in any of the funds or accounts established hereunder shall be retained in such fund or account. For purposes of acquiring any investments hereunder, the Trustee may commingle funds held by it hereunder. The Trustee or any of its affiliates may act as principal or agent in the acquisition or disposition of any investment and may impose its customary charges therefor. The Trustee shall incur no liability for losses arising from any investments made under this Section 5.07. The Trustee may make any investments hereunder through its own bond or investment department or trust investment department, or those of its parent or any affiliate. The irustee or any of its affiliates may act as sponsor, advisor or manager in connection with any investments made by the Trustee hereunder. The Trustee is hereby authorized, in making or disposing of any investment permitted by this Section, to deål with itself (in its individual capacity) or with any one or more of its affiliates, whether it or such affiliate is acting as an agent of the Trustee or for any third person or is dealing as a principal for its own account. The Trustee shall furnish the Authority periodic cash transaction statements which include detail for all investment transactions effected by the Trustee or brokers selected by the Authority. Upon the Authority's election, such statements will be delivered via the Trustee'ê Online Trust and Custody service and upon electing such service, paper statements will be provided only upon request. The Authority waives the right to receive brokerage confirmations of security transactions effected by the Trustee aı ttrey occur, to the extent permitted by law. The Authority further understands that trade ðonfirmations for securities transactions effected by the Trustee will be available upon request and at no additional cost and other trade confirmations may be obtained from the applicable broker. SECTION 5.08. Valuation and Disposition of Investments. (a) Except as othenruise provided in subsection (b) of this Section, the Authority covenants that ail investments of amounts deposited in any fund or account created by or under this lndenture, or othenruise containing gross proceeds of the Bonds (within the meaning of Section 148 oÍ the Tax Code) shall be acquired, disposed of and valued at the Faii Market Value thereof as such term is defined in subsection (d) below. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow the investment directions of the Authority in any Written Request of the Authority. (b) lnvestments in funds or accounts (or portions thereof) that are subject to a yield reètiiction under applicable provisions of the Tax Code; provided that the Authority àhall ¡nform the Trustee which funds are subject to a yield restriction. (c) Except as provided in the preceding subsection (b), for the purpose of determining the amount in any fund or account established hereunder, the value of Permitted lnvestments credited to such fund shall be valued by the Trustee at least annually on or before June 15. The Trustee may sell or present for redemption, any permittäd lnvestment so purchased by the Trustee whenever it shall be necessary in order to provide moneys to meet any required payment, transfer, withdrawal or disbursement from the fund to which such Permitted lnvestment is credited, and the -14- Trustee shall not be liable or responsible for any loss resulting from any such Permitted lnvestment. (d) For purposes of this Section 5.08, the term "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of Section 1273 of the Tax Code) and, otherwise, the term "Fair Market Value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if (¡) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Tax Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a foruvard supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Tax Code, or (iii) the investment is a United States Treasury Security -- State and Local Government Series which is acquired in accordance with applicable regulations of the United States Bureau of Public Debt. (e) To the extent of any valuations made by the Trustee hereunder, the Trustee may utilize and rely upon computerized securities pricing services that may be available to it, including those available through its regular accounting system. ARTICLE VI Coveru¡NTS OF THE AUTHORITY SECTTON 6.01. Punctual Payment. The Authority shall punctually pay or cause to be paid the principal of and interest and premium (if any) on all the Bonds in strict conformity with the terms of the Bonds and of this lndenture, according to the true intent and meaning thereof, but only out of the Authority Revenues and other amounts pledged for such payment as provided in this lndenture. SECTTON 6.02. Extension of Payment of Bonds. The Authority shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest by the purchase of such Bonds or by any other arrangement, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case of any default hereunder, to the benefits of this lndenture, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which have not been so extended, Nothing in this Section 6.02 limits the right of the Authority to issue Bonds for the purpose of refunding any Outstanding Bonds, and such issuance does not constitute an extension of maturity of the Bonds. SECTTON 6.03. Against Encumbrances. The Authority shall not create, or permit the creation of, any pledge, lien, charge or other encumbrance upon the Authority Revenues and other assets pledged or assigned under this lndenture while any of the Bonds are Outstanding, except the pledge and assignment created by this lndenture. Subject to this limitation, the Authority expressly reserves the right to enter into one or -l 5- more other indentures for any of its corporate purposes, and reserves the right to issue other obligations for such purposes. SECTTON 6.04. Powerfo /ssue Bonds and Make Ptedge and Assignment. The Authority is duly authorized under law to issue the Bonds and to enter into this lndenture and to pledge and assign the Authority Revenues and other amounts purported to be pledged and assigned, respectively, under this lndenture in the manner and to the äxteñt provided in this lndenture. Íhe Bonds and the provisions of this lndenture are and will be the legal, valid and binding special obligations of the Authority in accordance with their terms, and the Authority and the Trustee shall at all times, subject to the provisions of Article Vlll and to the extent permitted by law, defend, preserve and protect said pledge and assignment of Authority Revenues and other assets and all the rights of the Bond Owners under this lndenture against all claims and demands of all persons whomsoever. SECTTON 6.05. Accounting Records. The Trustee shall at all times keep, or cause to be kept, proper books of record and account, prepared in accordance with corporate trust industry standards, in which complete and accurate entries shall be made of all transactions made by it relating to the proceeds of Bonds and all funds and accounts established under this lndenture. The Trustee shall make such books of record and account available for inspection by the Authority and the City, during business hours, upon reasonable notice, and under reasonable circumstances. SECTTON 6.06. Limitation on Additional Obligations. The Authority covenants that no additional bonds, notes or other indebtedness shall be issued or incurred which are payable out of the Authority Revenues. SECTION 6.07. Tax Covenants. (a) Private Business Use Limitation. The Authority shall lssure that the proceeds.of the Bonds are not used in a manner which would cause the Bonds to satisfy ihe private business tests of Section 141(b) of the Tax Code or the private loan financing test of Section ß1(c) of the Tax Code. (b) Federal Guarantee Prohibition. The Authority shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause the'Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the Tax Code. (c) No Arbitraqe. The Authority shall not take, or permit or suffer !o be taken by the Trustee or othenruise, any action with respect to the proceeds of the Bonds or of any other obligations which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the Closing Date, would have caused the Bonds to be "arbitrage bonds" within the meaning of Section 148(a) of the Tax Code. (d) Maintenance of Tax Exemption, The Authority shall take all actions necessary to assr¡re ttre exclusion of interest on the Bonds from the gross income of the Owners ót ttre Bonds to the same extent as such interest is permitted to be excluded from gross income under the Tax Code as in effect on the Closing Date. -16- (e) Rebate of Excess lnvestment Earninos to United States. The Authority shall calculate or cause to be calculated all amounts of excess investment earnings which are required to be rebated to the United States of America under Section 1a8(f) of the Tax Code, at the times and in the manner required under the Tax Code. The Authority shall pay when due an amount equal to excess investment earnings to the United States of America in such amounts, at such times and in such manher as may be required under the Tax Code, such payments to be made from any amounts provided by the City for that purpose under Section 7.03(e) of the lnstallment Purchase Agreement. The Aúthority shall keep or cause to be kept, and retain or cause to be retained for a period of six years following the retirement of the Bonds, records of the determinations made under this subsection (e). SECTION 6.08. Reserved. SECTTON 6.09. Waiver of Laws. The Authority shall not at any time insist upon or plead in any manner whatsoever, or claim or take the benefit or advantage of, any stay or extension law now or at any time hereafter in force that may affect the covenants and agreements contained in this lndenture or in the Bonds, and all benefit or advantãge of any such law or laws is hereby expressly waived by the Authority to the extent permitted by law. SECTTON 6.10. Further Assurances. The Authority will make, execute and deliver any and all such further indentures, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this lndenture and for the better assuring and confirming unto the Owners of the Bonds of the rights and benefits provided in this lndenture. ARTICLE VII EVENTS OF DEFAULT AND REMEOICS SECTTON 7.01. Events of Defautt. The following events constitute Events of Default hereunder: (a) Failure to pay any installment of the principal of any Bonds when due, whether at maturity as therein expressed, by proceedings for redemption, by acceleration, or othenuise. (b) Failure to pay any installment of interest on the Bonds when due. (c) Failure by the Authority to observe and perform any of the other covenants, agreements or conditions on its part contained in this lndenture or in the Bonds, if such failure has continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, has been given to the Authority by the Trustee; provided, however, if in the reasonable opinion of the Authority the failure stated in the notice can be corrected, but not within such 30-day period, such failure shall not constitute an Event of Default if the Authority institutes corrective action within -17 - such 30-day period and thereafter diligently and in good faith cures the failure in a reasonable period of time. (d)The commencement by the Authority of a voluntary case under Title 11 of the United States Code or any substitute or successor statute. (e)The occurrence and continuation of an event of default under and as defined in the lnstallment Purchase Agreement. SECTION 7.02. Remedres Upon Event of Default. (a) Only as long as Section 8.02 is an available remedy under the lnstallment Purchase Agreement, if any Event of Default occurs, then, and in each and every such case during the continuance of such Event of Default, the Trustee may, and at the written direction of the Owners of a majority in aggregate principal amount of the Bonds at the time Outstanding shall, in each case, upon receipt of indemnification satisfactory to Trustee against the costs, expenses and liabilities to be incurred in connection with such action, upon notice in writing to the Authority, declare the principal of all of the Bonds then Outstanding, and the interest accrued thereon, to be due and payable immediately, and upon any such declaration the same shall become and shall be immediately due and payable, anything in this lndenture or in the Bonds contained to the contrary notwithstanding. (b) The Trustee may, subject to the receipt of indemnity as provided herein: (i) by mandamus or other action or proceeding or suit at law or in equity enforce its rights against the Authority, or any board member, officer or employee thereof, and compel the Authority or any such board member, officer or employee to perform and carry out its or his or her duties under applicable law and the agreements and covenants contained herein required to be performed by it or him; (ii) by suit in equity enjoin any acts or things which are unlawful or violate the rights of the Trustee or the owners of the Bonds hereunder; (iii) intervene in judicial proceedings that affect the Bonds or the security therefor or hereunder; or (iv) by suit in equity upon the happening of an Event of Default require the Authority and its officers and employees to account as the trustee of an express trust. (c) Except with respect to an Event of Default under Section 7.01(d) above, if, at any time after such declaration and before any judgment or decree for the payment of the moneys due shall have been obtained or entered, the Authority deposits with the Trustee a sum sufficient to pay all the principal of and installments of interest on the Bonds payment of which is overdue, with interest on such overdue principal at the rate borne by the respective Bonds to the extent permitted by law, and the reasonable fees, charges and expenses (including those of its legal counsel, including the allocated costs of internal attorneys) of the Trustee, and any and all other Events of Default known to the Trustee (other than in the payment of principal of and interest on the Bonds due and payable solely by reason of such declaration) have been made good or cured to the -1 8- satisfaction of the Trustee or provision deemed by the Trustee to be adequate has been made therefor, then, and in every such case, the Trustee, ffiây, on behalf of the Owners of all of the Bonds, rescind and annul such declaration and its consequences and waive such Event of Default; but no such rescission and annulment shall extend to or shall affect any subsequent Event of Default, or shall impair or exhaust any right or power consequent thereon. SECTTON 7.03. Apptication of Authority Revenues and Other Funds After Defautt. lf an Event of Default occurs and is continuing, all Authority Revenues and any other funds then held or thereafter received by the Trustee under any of the provisions of this lndenture shall be applied by the Trustee in the following order of priority: (a) To the payment of reasonable fees, charges and expenses of the Trustee (including reasonable fees and disbursements of its legal counsel including outside counsel and the allocated costs of internal attorneys) incurred in and about the performance of its powers and duties under this lndenture; (b) To the payment of the principal of and interest then due on the Bonds (upon presentation of the Bonds to be paid, and stamping or otherwise noting thereon of the payment if only partially paid, or surrender thereof if fully paid) in accordance with the provisions of this lndenture, as follows: First: To the payment to the persons entitled thereto of all installments of interest then due in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any installment or installments maturing on the same date, then to the payment thereof ratably, according to the amounts due thereon, to the persons entitled thereto, without any discrimination or preference; and second: To the payment to the persons entitled thereto of the unpaid principal of any Bonds which shall have become due, whether at maturity or by acceleration or redemption, with interest on the overdue principal at the rate borne by the respective Bonds (to the extent permitted by law), and, if the amount available shall not be sufficient to pay in full all the Bonds, together with such interest, then to the payment thereof ratably, according to the amounts of principal due on such date to the persons entitled thereto, without any discrimination or Preference. SECTTON 7.04. Trustee to Represent Bond Owners. The Trustee is hereby irrevocably appointed (and the successive respective Owners of the Bonds, by taking and holding the same, shall be conclusively deemed to have so appointed the Trustee) as trustee and true and lawful attorney-in-fact of the Owners of the Bonds for the purpose of exercising and prosecuting on their behalf such rights and remedies as may be'available to such Owners under the provisions of the Bonds, this lndenture and applicable provisions of any law. All rights of action under this lndenture or the Bonds or oihenvise may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in any proceeding relating thereto, and any -1 9- such sult, action or proceeding instituted by the Trustee shall be brought in the name of the Trustee for the benefit and protection of all the Owners of such Bonds, subject to the provisions of this lndenture. SECTION 7.05. Limitation on Bond Owners' Right fo Sue. Notwithstanding any other provision hereof, no Owner of any Bonds has the right to institute any suit, action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under this lndenture, the lnstallment Purchase Agreement or any other applicable law with respect to such Bonds, unless (a) such Owner has given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of the Bonds then Outstanding have requested the Trustee in writing to exercise the powers hereinbefore granted or to institute such suit, action or proceeding in its own name; (c) such Owner or Owners have tendered to the Trustee reasonable indemnity against the costs, expenses and liabilities to be incurred in compliance with such request; (d) the Trustee has failed to comply with such request for a period of 60 days after such written request has been received by, and said tender of indemnity has been made to, the Trustee; and (e) no direction inconsistent with such written request has been given to the Trustee during such 60-day period by the Owners of a majority in aggregate principal amount of the Bonds then Outstanding. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy hereunder or under law; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this lndenture or the rights of any other Owners of Bonds, or to enforce any right under the Bonds, this lndenture, the lnstallment Purchase Agreement or other applicable law with respect to the Bonds, except in the manner herein provided, and that all proceedings at law or in equity to enforce any such right shall be instituted, had and maintained in the manner herein provided and for the benefit and protection of all Owners of the Outstanding Bonds, subject to the provisions of this lndenture. SECTTON 7.06. A;,bsolute Obligation of Authority. Nothing in Section 7.06 or in any other provision of this lndenture or in the Bonds contained affects or impairs the obligation of the Authority, which is absolute and unconditional, to pay the principal of and interest and premium (if any) on the Bonds to the respective Owners of the Bonds at their respective dates of maturity, or upon acceleration or call for redemption, as herein provided, but only out of the Authority Revenues and other assets herein pledged therefor, or affect or impair the right of such Owners, which is also absolute and unconditional, to enforce such payment by virtue of the contract embodied in the Bonds. SECTTON 7.07. Termination of Proceedings. ln case any proceedings taken by the Trustee or by any one or more Bond Owners on account of any Event of Default have been discontinued or abandoned for any reason or have been determined adversely to the Trustee or the Bond Owners, then in every such case the Authority, the Trustee and the Bond Owners, subject to any determination in such proceedings, shall be restored to their former positions and rights hereunder, severally and respectively, and all rights, remedies, powers and duties of the Authority, the Trustee and the Bond Owners shall continue as though no such proceedings had been taken. -20- SECTTON 7.08. Remedies Not Exclusive. No remedy herein conferred upon or reserved to the Trustee or the Owners of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy, to the extent permitted by law, shall be cumulative and in addition to any other remedy given hereunder or now or hereafter existing at law or in equity or otherwise. SECTTON 7.09. No Waiver of Default. No delay or omission of the Trustee or any Owner of the Bonds to exercise any right or power arising upon the occurrence of any default or Event of Default shall impair any such right or power or shall be construed to be a waiver of any such default or Event of Default or an acquiescence therein; and every power and remedy given by this lndenture to the Trustee or to the Owners of the Bonds may be exercised from time to time and as often as may be deemed expedient by the Trustee or the Bond Owners. SECTTON 7.10. Notice to Bond Owners of Default. lmmediately upon obtaining actual knowledge of the occurrence of an Event of Default, but in no event later than five Business Days after obtaining actual knowledge of such occurrence, the Trustee shall promptly give written notice thereof by first class mail, postage prepaid, to the Owner of each Outstanding Bond, unless such Event of Default has been cured before the giving of such notice; provided, however that except in the case of an Event of Default described in Sections 7.01(a) or 7.01(b), the Trustee may elect not to give such notice to the Bond Owners if and so long as the Trustee in good faith determines that it is in the best interests of the Bond Owners not to give such notice. ARTICLE VIII THE TRUSTEE SECTTON 8.01. Appointment of Trustee. MUFG Union Bank, N.4., is hereby appointed Trustee by the Authority for the purpose of receiving all moneys required to be deposited with the Trustee hereunder and to allocate, use and apply the same as provided in this lndenture. The Authority will maintain a Trustee which is qualified under the provisions of the foregoing provisions of this Article Vlll so long as any Bonds are Outstanding. SECTION 8.02. Acceptance of Trusts; Removal and Resignation of Trustee. The Trustee hereby accepts the express trusts imposed upon it by this lndenture, and agrees to perform said trusts, but only upon and subject to the following express terms and conditions: (a) The Trustee shall, prior to an Event of Default, and after the curing or waiver of all Events of Default which may have occurred, perform such duties and only such duties as are expressly and specifically set forth in this lndenture and no implied duties or covenants shall be read into this lndenture against the Trustee. ln case an Event of Default has occurred (which has not been cured) the Trustee shall exercise such of the rights and powers vested in it by the Trust Agreement, and use the same degree of care and skill in their exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. -21- (b) The Authority may remove the Trustee at any time, unless an Event of Default has occurred and is then continuing, and shall remove the Trustee (a) if at any time requested to do so by the Owners of a majority in aggregate principal amount of the Bonds then Outstanding (or their attorneys duly authorized in writing) or (b) if at any time the Trustee ceases to be eligible in accordance with Section 8.02, or becomes incapable of acting, or is adjudged a bankrupt or insolvent, or a receiver of the Trustee or its property is appointed, or any public officer takes control or charge of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation. Any such removal shall be made upon at least 30 days' prior written notice to the Trustee. (c) The Trustee may at any time resign by giving written notice of such resignation to the Authority and the City, and by giving the Bond Owners notice of such resignation by mail at the addresses shown on the Registration Books. (d) Any removal or resignation of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. ln the event of the removal or resignation of the Trustee under subsections (b) or (c), respectively, the Authority shall promptly appoint a successor Trustee. lf no successor Trustee has been appointed and accepted appointment within 45 days of giving notice of removal or notice of resignation as aforesaid, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee, and such court may thereupon, after such notice (if any) as it may deem proper, appoint such successor Trustee. Any successor Trustee appointed under this lndenture, must signify its acceptance of such appointment by executing and delivering to the Authority and to its predecessor Trustee a written acceptance thereof, and after payment by the Authority of all unpaid fees and expenses of the predecessor Trustee, and thereupon such successor Trustee, without any further act, deed or conveyance, shall become vested with all the moneys, estates, properties, rights, powers, trusts, duties and obligations of such predecessor Trustee, with like effect as if originally named Trustee herein. At the Written Request of the Authority or the request of the successor Trustee, such predecessor Trustee shall pay over, transfer, assign and deliver to the successor Trustee any money or other property subject to the trusts and conditions herein set forth. Upon request of the successor Trustee, the Authority shall execute and deliver any and all instruments as may be reasonably required for more fully and certainly vesting in and confirming to such successor Trustee all such moneys, estates, properties, rights, powers, trusts, duties and obligations. Upon acceptance of appointment by a successor Trustee as provided in this subsection, the Authority shall promptly mail or cause the successor trustee to mail a notice of the succession of such Trustee to the trusts hereunder to each rating agency which is then rating the Bonds and to the Bond Owners at the addresses shown on the Registration Books. lf the Authority fails to mail such notice within 15 days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be mailed at the expense of the Authority. (e) Any Trustee appointed under this lndenture shall be a corporation or association organized and doing business under the laws of any state or the United States of America or the District of Columbia, shall be authorized under such laws to exercise corporate trust powers, shall have (or, in the case of a corporation or 22 association that is a member of a bank holding company system, the related bank holding company has) a combined capital and surplus of at least $50,000,000, and shall be subject to supervision or examination by a federal or state agency, so long as any Bonds are Outstanding. lf such corporation or association publishes a report of condition at least annually under law or to the requirements of any supervising or examining agency above referred to, then for the purpose of this subsection (e), the combined capital and surplus of such corporation or association shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. lf the Trustee at any time ceases to be eligible in accordance with the provisions of this subsection (e), the Trustee shall resign immediately in the manner and with the effect specified in this Section. (f) Notwithstanding any other provision of this lndenture, the Trustee may be removed at any time for any breach of the trust set forth herein. SECTION 8.03. Merger or Consolidation. Any national banking association, bank, federal savings association, or trust company into which the Trustee may be merged or converted or with which it may be consolidated or any national banking association, bank, federal savings association, or trust company resulting from any merger, conversion or consolidation to which it shall be a party or any national banking association, bank, federal savings association, or trust company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided such national banking association, bank, federal savings association, or trust company shall be eligible under subsection (e) of Section 8.02 shall be the successor to such Trustee, without the execution or filing of any paper or any further act, anything herein to the contrary notwithstand ing. SECTION 8.04. Liability of Trustee (a) The recitals of facts herein and in the Bonds contained shall be taken as statements of the Authority, and the Trustee shall not assume responsibility for the correctness of the same, or make any representations as to the validity or sufficiency of this lndenture, the Bonds or the lnstallment Purchase Agreement, nor shall the Trustee incur any responsibility in respect thereof, other than as expressly stated herein in connection with the respective duties or obligations of Trustee herein or in the Bonds assigned to or imposed upon it. The Trustee shall, however, be responsible for its representations contained in its certificate of authentication on the Bonds. The Trustee shall not be liable in connection with the performance of its duties hereunder, except for its own negligence. The Trustee may become the Owner of Bonds with the same rights it would have if it were not Trustee, and, to the extent permitted by law, may act as depository for and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Bond Owners, whether or not such committee shall represent the Owners of a majority in principal amount of the Bonds then Outstanding. (b) The Trustee is not liable for any error of judgment made by a responsible officer, unless it is proved that the Trustee was negligent in ascertaining the pertinent facts. (c) The Trustee is not liable with respect to any action taken or omitted to be taken by it in accordance with the direction of the Owners of a majority in aggregate principal amount of the Bonds at the time Outstanding relating to the time, method and -23- place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under this lndenture or assigned to it hereunder. (d) The Trustee is not liable for any action taken by it and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this lndenture. (e) The Trustee shall not be deemed to have knowledge of any Event of Default hereunder, or any other event which, with the passage of time, the giving of notice, or both, would constitute an Event of Default hereunder unless and until it shall have actual knowledge thereof, or a corporate trust officer shall have received written notice thereof at its Office from the City, the Authority or the Owners of at least 25o/o in aggregate principal amount of the Outstanding Bonds. Except as othenryise expressly provided herein, the Trustee shall not be bound to ascertain or inquire as to the performance or observance by the Authority or the City of any of the terms, conditions, covenants or agreements herein, under the lnstallment Purchase Agreement or the Bonds or of any of the documents executed in connection with the Bonds, or as to the existence of a default or an Event of Default or an event which would, with the giving of notice, the passage of time, or both, constitute an Event of Default. The Trustee is not responsible for the validity, effectiveness or priority of any collateral given to or held by it. Without limiting the generality of the foregoing, the Trustee shall not be required to ascertain or inquire as to the performance or observance by the City or the Authority of the terms, conditions, covenants or agreements set forth in the lnstallment Purchase Agreement, other than the covenants of the City to make lnstallment Payments to the Trustee when due and to file with the Trustee when due, such reports and certifications as the City is required to file with the Trustee thereunder. (f) No provision of this lndenture requires the Trustee to expend or risk its own funds or othen¡vise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers. (g) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through agents, receivers or attorneys and the Trustee shall not be responsible for any misconduct or negligence on the part of any agent, receiver or attorney appointed with due care by it hereunder. (h) The Trustee has no obligation to exercise any of the rights or powers vested in it by this lndenture at the request or direction of the Bond Owners under this lndenture, unless such Owners have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities (including but not limited to fees and expenses of its attorneys) which might be incurred by it in compliance with such request or direction. No permissive power, right or remedy conferred upon the Trustee hereunder shall be construed to impose a duty to exercise such power, right or remedy. (i) Whether or not therein expressly so provided, every provision of this lndenture relating to the conduct or affecting the liability of or affording protection to the Trustee is subject to the provisions of Section 8.02(a), this Section 8.04 and Section 8.05, and shall be applicable to the assignment of any rights to the Trustee hereunder. -24- 0) The Trustee is not accountable to anyone for the subgequent use or application of any moneys which are released or withdrawn in accordance with the provisions hereof. (k) The Trustee makes no representation or warranty, expressed or implied as to the title, value, design, compliance with specifications or legal requirements, quality, durability, operation, condition, merchantability or fitness for any particular purpose for the use contemplated by the Authority or the City of the Project. ln no event shall the Trustee be liable for incidental, indirect, special or consequential damages in connection with or arising from the lnstallment Purchase Agreement or this lndenture for the existence, furnishing or use of the Project. (l) The Trustee has no responsibility with respect to any information, statement, or recital in any official statement, offering memorandum or any other disclosure material prepared or distributed with respect to the Bonds. (m) The Trustee agrees to accept and act upon instructions or directions pursuant to this lndenture sent by unsecured e-mail (provided, that for purposes of this Agreement, an e-mail does not constitute a notice, request or other communication hereunder but rather the portable document format or similar attachment attached to such e-mail shall constitute a notice, request or other communication hereunder), facsimile transmission or other similar unsecured electronic methods, provided, however, that, the Trustee shall have received an incumbency certificate listing persons designated to give such instructions or directions and containing specimen signatures of such designated persons, which such incumbency certificate shall be amended and replaced whenever a person is to be added or deleted from the listing. lf the Authority or the City elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee's understanding of such instructions shall be deemed controlling. The Trustee shall not be liable for any losses, costs or expenses arising directly or indirectly from the Trustee's reliance upon and compliance with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction. The Authority and the City agree to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and misuse by third parties. (n) The Trustee shall not be considered in breach of or in default in its obligations hereunder or progress in respect thereto in the event of enforced delay ("unavoidable delay") in the performance of such obligations due to unforeseeable causes beyond its control and without its fault or negligence, including, but not limited to, Acts of God or of the public enemy or terrorists, acts of a government, acts of the other party, fires, floods, epidemics, quarantine restrictions, strikes, freight embargoes, earthquakes, explosion, mob violence, riot, inability to procure or general sabotage or rationing of labor, equipment, facilities, sources of energy, material or supplies in the open market, litigation or arbitration involving a party or others relating to zoning or other governmental action or inaction pertaining to the Project, malicious mischief, condemnation, and unusually severe weather or delays of suppliers or subcontractors due to such causes or any similar event and/or occurrences beyond the control of the Trustee. -25- SECTTON 8.05. Right to Rely on Documents. The Trustee shall be protected and shall incur no liability in acting or refraining from acting in reliance upon any notice, resolution, request, consent, order, certificate, report, opinion, bonds or other paper or document believed by them to be genuine and to have been signed or presented by the proper party or parties. The Trustee is under no duty to make any investigation or inquiry as to any statements contained or matter referred to in any paper or document but may accept and conclusively rely upon the same as conclusive evidence of the truth and accuracy of any such statement or matter and shall be fully protected in relying thereon. The Trustee may consult with counsel, who may be counsel of or to the Authority, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith. The Trustee may treat the Owners of the Bonds appearing in the Registration Books as the absolute owners of the Bonds for all purposes and the Trustee shall not be affected by any notice to the contrary. Whenever in the administration of the trusts imposed upon it by this lndenture the Trustee deems it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may be deemed to be conclusively proved and established by a Written Certificate, Written Request or Written Requisition of the Authority or the City, and such Written Certificate, Written Request or Written Requisition shall be full warrant to the Trustee for any action taken or suffered under the provisions of this lndenture in reliance upon such Written Certificate, Written Request or Written Requisition, and the Trustee shall be fully protected in relying thereon, but in its discretion the Trustee may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as to it may deem reasonable. SECTTON 8.06. Preservation and lnspection of Documents. All documents received.by the Trustee under the provisions of this lndenture shall be retained in its respective possession and in accordance with its retention policy then in effect and shall, upon reasonable notice to Trustee, be subject to the inspection of the Authority, the City and any Bond Owner, and their agents and representatives duly authorized in writing, during business hours and under reasonable conditions as agreed to by the Trustee. SECTTON 8.07. Compensation and lndemnification. The Authority shall pay to the Trustee from time to time, on demand, the compensation for all services rendered under this lndenture and also all reasonable expenses, advances (including any interest on advances), charges, legal (including outside counsel and the allocated costs of internal attorneys) and consulting fees and other disbursements, incurred in and about the performance of its powers and duties under this lndenture. The Authority shall indemnify the Trustee, its officers, directors, employees and agents against any cost, loss, liability or expense whatsoever (including but not limited to fees and expenses of its attorneys) incurred without negligence or willful misconduct on its part, arising out of or in connection with the acceptance or administration of this trust and this lndenture, including costs and expenses of defending itself against any claim or liability in connection with the exercise or performance of any of its powers hereunder or under the lnstallment Purchase Agreement. As security for the performance of the obligations of the Authority under this Section 8.07, the Trustee shall -¿o- have a lien prior to the lien of the Bonds upon all property and funds held or collected by the Trustee as such. The rights of the Trustee and the obligations of the Authority under this Section 8.07 shall survive the resignation or removal of the Trustee or the discharge of the Bonds and this lndenture and the lnstallment Purchase Agreement. ARTICLE IX MooIpICATION OR AMENDMENT HCNCOT SECTION 9.01. Amendments Permitted. (a) Amendments With Owner Consent. This lndenture and the rights and obligations of the Authority and of the Owners of the Bonds and of the Trustee may be modified or amended from time to time and at any time by Supplemental lndenture, which the Authority and the Trustee may enter into when the written consents of the Owners of a majority in aggregate principal amount of all Bonds then Outstanding are filed with the Trustee. No such modification or amendment may (i) extend the fixed maturity of any Bonds, or reduce the amount of principal thereof or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon, without the consent of the Owner of each Bond so affected, or (ii) reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification or amendment, or permit the creation of any lien on the Authority Revenues and other assets pledged under this lndenture prior to or on a parity with the lien created by this lndenture except as permitted herein, or deprive the Owners of the Bonds of the lien created by this lndenture on such Authority Revenues and other assets (except as expressly provided in this lndenture), without the consent of the Owners of all of the Bonds then Outstanding. lt is not necessary for the consent of the Bond Owners to approve the particular form of any Supplemental lndenture, but it is sufficient if such consent approves the substance thereof. (b) Amendments Without Owner Consent. This lndenture and the rights and obligations of the Authority, of the Trustee and the Owners of the Bonds may also be modified or amended from time to time and at any time by a Supplemental lndenture, which the Authority and the Trustee may enter into without the consent of any Bond Owners, if the Trustee has been furnished an opinion of counsel that the provisions of such Supplemental lndenture shall not materially adversely affect the interests of the Owners of the Bonds, including, without limitation, for any one or more of the following purposes: (i) to add to the covenants and agreements of the Authority in this lndenture contained, other covenants and agreements thereafter to be observed, to pledge or assign additional security for the Bonds (or any portion thereof), or to surrender any right or power herein reserved to or conferred upon the Authority; (ii) to cure any ambiguity, inconsistency or omission, or to cure or correct any defective provision, contained in this lndenture, or in regard to matters or questions arising under this lndenture, as the Authority deems necessary or desirable, provided that such -27- modification or amendment does not materially adversely affect the interests of the Bond Owners, in the opinion of Bond Counsel filed with the Trustee; (¡ii) to modify, amend or supplement this lndenture in such manner as to permit the qualification hereof under the Trust lndenture Act of 1939, as amended, or any similar federal statute hereafter in effect, and to add such other terms, conditions and provisions as may be permitted by said act or similar federal statute; and (iv) to modify, amend or supplement this lndenture in such manner as to assure that the interest on the Bonds remains excluded from gross income under the Tax Code. (c) Limitation. The Trustee is not obligated to enter into any Supplemental lndenture authorized by subsections (a) or (b) of this Section 9.01 which materially adversely affects the Trustee's own rights, duties or immunities under this lndenture or othenryise. (d) Bond Counsel Opinion Requirement. Prior to the Trustee entering into any Supplemental lndenture hereunder, the Authority shall deliver to the Trustee an opinion of Bond Counsel stating, in substance, that such Supplemental lndenture has been adopted in compliance with the requirements of this lndenture and that the adoption of such Supplemental lndenture will not, in and of itself, adversely affect the exclusion of interest on the Bonds from gross income for purposes of federal income taxes. (e) Notice of Amendments. The Authority shall deliver or cause to be delivered a draft of any Supplemental lndenture to each rating agency which then maintains a rating on the Bonds, at least 10 days prior to the effective date of such Supplemental lndenture under this Section 9.01. SECTION 9.02. Effect of Supplemental Indenture. Upon the execution of any Supplemental lndenture under this Article lX, this lndenture shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under this lndenture of the Authority, the Trustee and all Owners of Bonds Outstanding shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any such Supplemental lndenture shall be deemed to be part of the terms and conditions of this lndenture for any and all purposes, SECTION 9.03. Endorsement of Bonds; Preparation of New Bonds. Bonds delivered after the execution of any Supplemental lndenture under this Article may, and if the Authority so determines shall, bear a notation by endorsement or othenryise in form approved by the Authority as to any modification or amendment provided for in such Supplemental lndenture, and, in that case, upon demand on the Owner of any Bonds Outstanding at the time of such execution and presentation of his Bonds for the purpose at the Office of the Trustee or at such additional offices as the Trustee may select and designate for that purpose, a suitable notation shall be made on such Bonds. lf the Supplemental lndenture shall so provide, new Bonds so modified as to conform, in the opinion of the Authority, to any modification or amendment contained in such Supplemental lndenture, shall be prepared and executed by the Authority and authenticated by the Trustee, and upon demand on the Owners of any Bonds then -28- Outstanding shall be exchanged at the Office of the Trustee, without cost to any Bond Owner, for Bonds then Outstanding, upon surrender for cancellation of such Bonds, in equal aggregate principal amount of the same maturity. SEcTION 9.04. Amendment of Particutar Bonds. The provisions of this Articte lX do not prevent any Bond Owner from accepting any amendment as to the particular Bonds held by such Owner. ARTICLE X DEFEASANCE SECTTON 10.01. Discharge of lndenture. Any or all of the Outstanding Bonds may be paid by the Authority in any of the following ways, provided that the Authority also pays or causes to be paid any other sums payable hereunder by the Authority: (a) by paying or causing to be paid the principal of and interest and premium (if any) on such Bonds, as and when the same become due and payable; (b) by depositing with the Trustee, in trust, at or before maturity, money or securities in the necessary amount (as provided in Section 10.03) to pay or redeem such Bonds; or (c) by delivering all of such Bonds to the Trustee for cancellation lf the Authority also pays or causes to be paid all other sums payable hereunder by the Authority, then and in that case, at the election of the Authority (evidenced by a Written Certificate of the Authority, filed with the Trustee, signifying the intention of the Authority to discharge all such indebtedness and this lndenture), and notwithstanding that any of such Bonds shall not have been surrendered for payment, this lndenture and the pledge of Authority Revenues and other assets made under this lndenture with respect to such Bonds and all covenants, agreements and other obligations of the Authority under this lndenture with respect to such Bonds shall cease, terminate, become void and be completely discharged and satisfied, subject to Section 10.02. ln such event, upon the Written Request of the Authority, the Trustee shall execute and deliver to the Authority all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, and the Trustee shall pay over, transfer, assign or deliver to the Authority all moneys or securities or other property held by it under this lndenture which are not required for the payment of any of such Bonds not theretofore surrendered for such payment. The Trustee is entitled to conclusively rely on any such Written Certificate or Written Request and, in each case, is fully protected in relying thereon. SEcTION 10.02. Discharge of Liability on Bonds. Upon the deposit with the Trustee, in trust, at or before maturity, of money or securities in the necessary amount (as provided in Section 10.03) to pay or redeem any Outstanding Bonds (whether upon or prior to the maturity or the redemption date of such Bonds), provided that, if such Bonds are to be redeemed prior to maturity, notice of such redemption shall have been given as provided in Article lV or provision satisfactory to the Trustee shall have been -29- made for the giving of such notice, then all liability of the Authority in respect of such Bonds shall cease, terminate and be completely discharged, and the Owners thereof shall thereafter be entitled only to payment out of such money or securities deposited with the Trustee as aforesaid for their payment, subject, however, to the provisions of Section 10.04. Notwithstanding anything to the contrary in this Article X, in the event of defeasance of all Outstanding Bonds, such defeasance will not operate to discharge any of the following: (a) the obligation of the Trustee to transfer and exchange Bonds hereunder, (b) the obligation of the Authority to pay or cause to be paid to the Owners of such Bonds, from the amounts so deposited with the Trustee, all sums due thereon, and (c) the obligations of the Authority to compensate and indemnify the Trustee under Section 8.07. The Authority may at any time surrender to the Trustee, for cancellation by Trustee, any Bonds previously issued and delivered, which the Authority may have acquired in any manner whatsoever, and such Bonds, upon such surrender and cancellation, shall be deemed to be paid and retired. SECTTON 10.03. Deposit of Money or Securities with Trustee. Whenever in this lndenture it is provided or permitted that there be deposited with or held in trust by the Trustee money or securities in the necessary amount to pay or redeem any Bonds, the money or securities so to be deposited or held may include money or securities held by the Trustee in the funds and accounts established under this lndenture and shall be: (a) lawful money of the United States of America in an amount equal to the principal amount of such Bonds and all unpaid interest thereon to maturity, except that, in the case of Bonds which are to be redeemed prior to maturity and in respect of which notice of such redemption shall have been given as provided in Article lV or provision satisfactory to the Trustee shall have been made for the giving of such notice, the amount to be deposited or held shall be the principal amount of such Bonds, premium, if any, and all unpaid interest thereon to the redemption date; or (b) non-callable Federal Securities, the principal of and interest on which when due will, in the written opinion of an lndependent Accountant filed with the City, the Authority and the Trustee, provide money sufficient to pay the principal of and interest and premium (if any) on the Bonds to be paid or redeemed, as such principal, interest and premium become due, provided that in the case of Bonds which are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as provided in Article lV or provision satisfactory to the Trustee has been made for the giving of such notice; -30- provided, in each case, that (i) the Trustee shall have been irrevocably instructed (by the terms of this lndenture or by Written Request of the Authority) to apply such money to the payment of such principal, interest and premium (if any) with respect to such Bonds, and (ii) the Authority shall have delivered to the Trustee an opinion of Bond Counsel to the effect that such Bonds have been discharged in accordance with this lndenture (which opinion may rely upon and assume the accuracy of the lndependent Accountant's opinion referred to above). The Trustee shall be entitled to conclusively rely on such Written Request or opinion and shall be fully protected, in each case, in relying thereon. SECTTON 10.04. tJnclaimed Funds. Notwithstanding any provisions of this lndenture, any moneys held by the Trustee in trust for the payment of the principal of, or interest on, añy Bonds and remaining unclaimed for two years after the principal of all of the Bonds has become due and payable (whether at maturity or acceleration as provided in this lndenture), if such moneys were so held at such date, or two years after ihe date of deposit of such moneys if deposited after said date when all of the Bonds became due and payable, shall be repaid to the Authority free from the trusts created by this lndenture, and all liability of the Trustee with respect to such moneys shall thereupon cease; provided, however, that before the repayment of such,moneys to the Authority as aforesaid, the Trustee shall (at the cost of the Authority) first mail to the Owners of Bonds which have not yet been paid, at the addresses shown on the Registration Books, a notice, in such form as may be deemed appropriate by the Trultee with respect to the Bonds so payable and not presented and with respect to the provisions relating to the repayment to the Authority of the moneys held for the payment thereof. ARTICLE XI MISCELLANEOUS SECT|ON 11.01. Liability of Authority Limited to Authority Revenues. Notwithstanding anything in this lndenture or in the Bonds contained, the Authority is not required to advance any moneys derived from any source other than the Authority Revenues and other assets pledged under this lndenture for any of the purposes in this lndenture mentioned, whether for the payment of the principal of or interest on the Bonds or for any other purpose of this lndenture. Nevertheless, the Authority may, but is not required io, advance for any of the purposes hereof any funds of the Authority which may be made available to it for such purposes. SECTTON 11.02. Limitation of Rightsto Parties and Bond Owners. Nothing in this lndenture or in the Bonds expressed or implied is intended or shall be construed to give to any person other than the Authority, the Trustee, the City and the Owners of the Bonds, any legal or equitable right, remedy or claim under or in respect of this lndenture or any covenãnt, condition or provision therein or herein contained; and all such covenânts, conditions and provisions are and shall be held to be for the sole and exclusive benefit of the Authority, the Trustee, the City and the Owners of the Bonds. SECTTON 11.03. Funds and Accounts. Any fund or account required by this lndenture to be established and maintained by the Trustee may be established and maintained in the accounting records of the Trustee, either as a fund or an account, and -31- may, for the purposes of such records, any audits thereof and any reports or statements with respect thereto, be treated either as a fund or as an account; but all such records with respect to all such funds and accounts shall at all times be maintained in accordance with corporate trust industry standards to the extent practicable, and with due regard for the requirements of Section 6.05 and for the protection of the security of the Bonds and the rights of every Owner thereof. The Trustee may establish such funds and accounts as it deems necessary or appropriate to perform its obligations under this lndenture. SECTTON 11.04. Waiver of Notice; Requirement of Mailed Notice. Whenever in this lndenture the giving of notice by mail or othenruise is required, the giving of such notice may be waived in writing by the person entitled to receive such notice and in any such case the giving or receipt of such notice shall not be a condition precedent to the validity of any action taken in reliance upon such waiver. Whenever in this lndenture any notice is required to be given by mail, such requirement may be satisfied by the deposit of such notice in the United States mail, postage prepaid, by first class mail. SECTTON 11.05. Destruction of Bonds. Whenever in this lndenture provision is made for the cancellation by the Trustee, and the delivery to the Authority, of any Bonds, the Trustee shall destroy such Bonds as may be allowed by law and deliver a certificate of such destruction to the Authority. SECTTON 11.06. Severabitity of tnvalid Provisions. lf any one or more of the provisions contained in this lndenture or in the Bonds shall for any reason be held to be invalid, illegal or unenforceable in any respect, then such provision or provisions shall be deemed sèverable from the remaining provisions contained in this lndenture and such invalidity, illegality or unenforceability shall not affect any other provision of this lndenture, anO th¡s lndenture shall be construed as if such invalid or illegal or unenforceable provision had never been contained herein. The Authority hereby declares that it would have entered into this lndenture and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issuance of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses or phrases of this lndenture may be held illegal, invalid or unenforceable. SECTTON 11.07. Nofices. All notices or communications to be given under this lndenture shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time. Notice shall be effective either (a) upon transmission by facsimile transmission or other form of telecommunication, (b) 48 hours after deposit in ttre United States mail, postage prepaid, or (c) in the case of personal delivery to any person, including overnight mail and courier, upon actual receipt. The Authority, the City or the Trustee may, by written notice to the other parties, from time to time modify the address or number to which communications are to be given hereunder. -32- lf to the Authority or the City: City of Lodi 221 West Pine Street P.O. Box 333-6700 Lodi, Califo rnia 95241 -1 91 0 Attention: City Manager lf to the Trustee:MUFG Union Bank, N.A. 350 California Street 17th Floor San Francisco, CA 94104 Attention: Corporate Trust Fax: 415-273-2492 E mai I : Ad m in istration-CorporateTrust@union ban k.com SECTTON 11.08. Evidence of Rights of Bond Owners. Any request, consent or other instrument required or permitted by this lndenture to be signed and executed by Bond Owners may be in any number of concurrent instruments of substantially similar tenor and shall be signed or executed by such Bond Owners in person or by an agent or agents duly appointed in writing. Proof of the execution of any such request, consent or other instrument or of a writing appointing any such agent, or of the holding by any person of Bonds transferable by delivery, shall be sufficient for any purpose of this indenture and shall be conclusive in favor of the Trustee and the Authority if made in the manner provided in this Section 11.08. The fact and date of the execution by any person of any such request, consent or other instrument or writing may be proved by the certificate of any notary public or other officer of any jurisdiction, authorized by the laws thereof to take acknowledgments of deeds, certifying that the person signing such request, Qonsent or other instrument acknowledged io h¡m tne execution thereof, or by an affidavit of a witness of such execution duly sworn to before such notary public or other officer' The ownership of Bonds shall be proved by the Registration Books. Any request, consent, or other instrument or writing of the Owner of any Bond shall bind every future Owner of the same Bond and the Owner of every Bond issued in exchange therefor or in lieu thereof, in respect of anything done or suffered to be done by the Trustee or the Authority in accordance therewith or reliance thereon. SECTTON 11.09. Disquatified Bonds. ln determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand, request, direction, consent or waiver under this lndenture, Bonds which are known by the Trustee to be owned or held by or for the account of the Authority or the City, or by any other obligor on the Bonds, or by any person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the City or any other obligor on the Bonds, shall be disregarded and deemed not to be Outstanding for the pur[ose of any such determination. Bonds so owned which have been pledged in good faith may be regarded as Outstanding for the purposes of this Section if the pledgee shall estâblish tı the satisfaction of the Trustee the pledgee's right to vote such Bonds and that the pledgee is not a person directly or indirectly controlling or controlled by, or under direct or iñdirect common control with, the Authority or the City or any other obligor on the Bonds. ln case of a dispute as to such right, the Trustee shall be entitled -33- to rely upon the advice of counsel in any decision by Trustee and shall be fully protected in relying thereon. Upon request, the Authority and the City shall specify to the Trustee those Bonds disqualified under this Section 11.09 and the Trustee may conclusively rely upon such certificate. SECTTON 11.10. Money Held for Particular Bonds. The money held by the Trustee for the payment of the interest, premium, if any, or principal due on any date with respect to particular Bonds (or portions of Bonds in the case of Bonds redeemed in part only) shall, on and after such date and pending such payment, be set aside on its books and held in trust by it for the Owners of the Bonds entitled thereto, subiect, however, to the provisions of Section 10.04 but without any liability for interest thereon. SECTTON 11.11. Waiver of Personal Liability. No member, officer, agent or employee of the Authority shall be individually or personally liable for the payment of the principal of or interest or premium (if any) on the Bonds or be subject to any personal iianitity or accountability by reason of the issuance thereof; but nothing herein contained shall ielieve any such member, officer, agent or employee from the performance of any official duty provided by law or by this lndenture. SECTTON 11.12. Successor /s Deemed lncluded in All References to Predecessor. Whenever in this lndenture either the Authority, the City or the Trustee is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this lndenture contained by or on bãnalf of the Authority, the City or the Trustee shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. SECTTON 11.13. Execution in Several Counterparts. This lndenture may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as ihe'Authority and the Trustee shall preserve undestroyed, shall together constitute but one and the same instrument. SECTION 11.14. Payment on Non-Busrness Day. ln the event any payment is required to be made hereunder on a day which is not a Business Day, such payment shall be made on the next succeeding Business Day and with the same effect as if made on such preceding non-Business Day. SECTION 11.15. Governing Law. This lndenture shall be governed by and construed in accordance with the laws of the State of California. -34- IN WITNESS WHEREOF, thc LODI PUBLIC FINANCING AUTHORITY hAS CAUSEd this lndenture to be signed in its name by its Executive Director and attested to by the City Clerk, and MUFG UNION BANK, N.4., in token of its acceptance of the trusts created hereunder, has caused this lndenture to be signed in its corporate name by its officer thereunto duly authorized, all as of the day and year first above written. LODI PUBLIC FINANCING AUTHORITY By Stephen Schwabauer, Executive Director Attest: Jennifer M. Ferraiolo, City Clerk Approved as to form Janice D. Magdich, City AttorneY MUFG UNION BANK, N.4., as Trustee Authorized Officer By -35- APPENDIX A DEFINITIONS ..,'meanS,foranyFiscalYearoranydesignated twelve-month period in question, the Annual Debt Service for such Fiscal Year or twelve-month period minus the sum of the amount of the Annual Debt Service with respect to Outstanding Parity Obligations to be paid during such Fiscal Year or twelve- month period from thé proceeds of Parity Obligations or interest earned thereon (other than inierest deposited into the Electric Revenue Fund), all as set forth in a Written Certificate of the City. ..,,meanS,foranyFiscalYearoranydesignated twelve-rnonth period in question, the Adjusted Annual Revenues during such Fiscal Year or twelve-month period less the Maintenance and Operation Costs during such Fiscal Year or twelve-month period. ..@,,mean,foranyFiscalYearoranydesignated twelve-m@n,theRevenuesduringsuchFiscalYearortwelve-month period plus (i) GHG Revenues during such Fiscal Year or twelve-month period, (ii) for itre purposes of determining compliance with Section 7.13(b) of the lnstallment purchase Agreement only, the amount of Available Reserves on deposit, or which the City has aut-horized to bsdeposited, in the Electric Revenue Fund as of the first day of suóh Fiscal Year or twelve-month period and (iii) for the purposes of determining compliance with Section 7.13(b) of the lnstallment Purchase Agreement only, the amount of Available Reserves on deposit in the Electric Utility Environmental Compliance Fund (or a successor fund) as of the first day of such Fiscal Year or twelve- month period. "MdB.Ud.æ!" means, for each Fiscal Year, the budget for the Electric System for such Fiscal Yrar prepared by the City pursuant to Section7.07 of the lnstallment Purchase Agreement. ,.@',meanS,foranyFiscalYearoranydesignatedtwelve- monthffi)withrespecttothelnstallmentPayments,therequired payments scheduled to be made with respect to all Outstanding lnstallment Payments in bucn fiscal Year or twelve-morith period, provided that for the purpose of determining the Reserve Requirement, compliance with Section 7.13 of the lnstallment Purchase Agreement, and ihe conditions for the execution of Parity Obligations, clauses (C) and 1O¡ Oetow shall apply if any Payment Agreement is in effect with respect to any òútstanding lnstallmeht Payments; or (ii) with respect to Parity Obligations, the required payments ıcheduled to be made with respect to all Outstanding Parity Obligations in iuón f¡scal Year or twelve-month period provided, that for the purposes of determining compliance with Section7.13 of the lnstallment Purchase Agreement and conditions for the execution of Parity Obligations: (A) Generatty. Except as otheruvise provided by subparagraph (B) with respect to Variable lnterest Rate Parity Obligations, by subparagraph (C) with respect to Parity Obligations as to which a Payment Agreement is in force, and by subparagraph (D) with respect to certain Parity Payment Agreements, interest on any Parity Obligation shall be calculated based on the actual amount of interest that is payable under that Parity Obligation; A-1 (B) lnterest on Variable lnterest Rate Parity Obligations. The amount of interest deemed to be payable on any Variable lnterest Rate Parity Obligation shall be calculated on the assumption that the interest rate on that Parity Obligation would be equal to the Assumed RB|-based Rate; (C) lnterest on lnstallment Payments or Parity Obligations with Respecf to Which a Payment Agreement is in Force. The amount of interest deemed to be payable on any Payment Agreement or Parity Obligations with respect to which a Payment Agreement is in force shall, so long as the Qualified Counterparty thereto is not in default thereunder, be based on the net economic effect on the City expected to be produced by the terms of such Payment Agreement or Parity Obligation and such Payment Agreement, including but not limited to the effects that (i) any such Parity Obligation which would, but for such Payment Agreement, be treated as an obligation bearing interest at a Variable lnterest Rate instead shall be treated as an obligation bearing interest at a fixed interest rate, and (ii) any such Payment Agreement or Parity Obligation which would, but for such Payment Agreement, be treated as an obligation bearing interest at a fixed interest rate instead shall be treated as an obligation bearing interest at a Variable lnterest Rate; and accordingly, the amount of interest deemed to be payable on any Payment Agreement or Parity Obligation with respect to which a Payment Agreement is in force shall, so long as the Qualified Counterparty thereto is not in default thereunder, be an amount equal to the amount of interest that would be payable at the rate or rates stated in such Payment Agreement or Parity Obligation plus the Payment Agreement Payments minus the Payment Agreement Receipts, and for the purpose of calculating Payment Agreement Receipts and Payment Agreement Payments under such Payment Agreement, the following assumptions shall be made: (1) Counterparty Obligated to pay Actual Variable lnterest Rate on Variable lnterest Rate Parity Obligations. lf the Payment Agreement obligates a Qualified Counterparty to make payments to the City based on the actualVariable lnterest Rate on a Parity Obligation that would, but for the Payment Agreement, be treated as a Variable lnterest Rate Parity Obligation and obligates the City to make payments to the Qualified Counterparty based on a fixed rate, payments by the City to the Qualified Counterparty shall be assumed to be made at the fixed rate specified by the Payment Agreement and payments by the Qualified Counterparty to the City shall be assumed to be made at the actual Variable lnterest Rate on such Parity Obligation, without regard to the occurrence of any event that, under the provisions of the Payment Agreement, would permit the Qualified Counterparty to maKe payments on any basis other than the actual Variable lnterest Rate on such Parity Obligation, and such Parity Obligation shall set forth a debt service schedule based on that assumPtion; (2) Variable lnterest Rate Parity Obligations and Payment Agreements Having the Same Variable lnterest Rate Component. lf both a Payment Agreement and the related Parity Obligation that would, but for the Payment Agreement, be treated as a Variable lnterest Rate Parity Obligation include a variable interest rate payment component that is required to be calculated on the same basis (including, without limitation, A-2 on the basis of the same variable interest rate index), it shall be assumed that the variable interest rate payment component payable pursuant to the Payment Agreement is equal in amount to the variable interest rate component payable on such Parity Obligation; (3) Variable lnterest Rate Parity Obligations and Payment Agreements Having Different Variable Interest Rate Components. lf a Payment Agreement obligates either the City or the Qualified Counterparty to make payments of a variable interest rate component on a basis that is different (including, without limitation, on a different variable interest rate index) from the basis that is required to be used to calculate interest on the Parity Obligation that would, but for the Payment Agreement, be treated as a Variable lnterest Rate Parity Obligation, it shall be assumed: (a) City Obligated to Make Payments Based on Variable lnterest Rate lndex. lf payments by the City under the Payment Agreement are based on a variable interest rate index and payments by the Qualified Counterparty are based on a fixed interest rate, payments by the City to the Qualified Counterparty will be based upon an interest rate equal to the Assumed RBI- based Rate, and payments by the Qualified Counterparty to the City will be based on the fixed rate specified by the Payment Agreement; and (b) City Obtigated to Make Payments Based on Fixed lnterest Rate. lf payments by the City under the Payment Agreement are based on a fixed interest rate and payments by the Qualified Counterparty are based on a variable interest rate index, payments by the City to the Qualified Counterparty will be based on an interest rate equal to the rate that is one hundred percent (100%) of the fixed interest rate specified by the Payment Agreement to be paid by the City, and payments by the Qualified Counterparty to the City will be based on a rate equal to the Assumed RB|-based Rate as the variable interest rate deemed to apply to the Variable lnterest Rate Parity Obligation. (4) Certain Payment Agreements May be Disregarded. Notwithstanding the provisions of subparagraphs (CX1), (2) and (3) of this definition, the City shall not be required to (but may at its option) take into account as set forth in subparagraph (C) of this definition (for the purpose of determining Annual Debt Service) the effects of any Payment Agreement that has a remaining term of ten (10) years or less; (D) Debt Service on Parity Payment Agreemenfs. No interest shall be taken into account with respect to a Parity Payment Agreement for any period during which Payment Agreement Payments on that Parity Payment Agreement are taken into account in determining Annual Debt Service on a related Parity Obligation under subparagraph (C) of this definition; provided, that for any period during which Payment Agreement Payments are not taken into account in calculating Annual Debt Service on any Parity Obligation because the Parity A-3 Payment Agreement is not then related to any other Parity Obligation, interest on that Parity Payment Agreement shall be taken into account by assuming: (1) City Obligated to Make Payments Based on Fixed Interest Rate. lf the City is obligated to make Payment Agreement Payments based on a fixed interest rate and the Qualified Counterparty is obligated to make payments based on a variable interest rate index, payments by the City will be based on the specified fixed rate, and payments by the Qualified Counterparty will be based on a rate equal to the average rate determined by the variable interest rate index specified by the Payment Agreement during the calendar quarter preceding the calendar quarter in which the calculation is made; and (2) City Obligated to Make Payments Based on Variable lnterest Rate lndex. lf the City is obligated to make Payment Agreement Payments based on a variable interest rate index and the Qualified Counterparty is obligated to make payments based on a fixed interest rate, payments by the City will be based on an interest rate equal to the average rate determined by the variable interest rate index specified by the Payment Agreement during the calendar quarter preceding the calendar quarter in which the calculation is made, and the Qualified Counterparty will make payments based on the fixed rate specified by the Parity Payment Agreement; and (3) Certain Payment Agreements May be Disregarded' Notwithstanding the provisions of subparagraphs (D)(1) and (2) of this definition, the City shall not be required to (but may at its option) take into account (for the purpose of determining Annual Debt Service) the effects of any Payment Agreement that has a remaining term of ten (10) years or less; (E) Balloon Parity Obligations. For purposes of calculating Annual Debt Service on any Balloon Parity Obligations, it shall be assumed that the principal of those Balloon Parity Obligations shall be amortized in amounts which produce, together with interest thereon at a rate equal to the Assumed RBI- based Rate, equal annual installments of principal and interest over a term of thirty (30) years from the date of issuance. ..@,,meanS,asofanydateofcalculation,anassumed interest rate equal to ninety percent (90%) of the average RBI during the twelve (12) calendar months immediately preceding the month in which the calculation is made. "Mj!y" means the Lodi Public Financing Authority, a joint exercise of powers authority duly organized and existing under the laws of the State of California. "Authoritv Revenues" means: (a) all of the lnstallment Payments, and (b) all interest, profits or other income derived from the investment of amounts in any fund or account established under this lndenture. .,@,meanS:(a)withrespecttotheAuthority,itsChair, Executive Director, Treasurer, or Secretary, or any other person designated as an Authorized Representative of the Authority by a Written Certificate of the Authority A-4 signed by its Chair, Executive Director, Treasurer, or Secretary and filed with the City and the Trustee; and (b) with respect to the City, its Mayor, City Manager, Deputy City Manager, City Attorney, or any other person designated as an Authorized Representative of the City by a Written Certificate of the City signed by its Mayor, City Manager, Deputy City Manager, City Attorney and filed with the Authority and the Trustee. ,.@,,means,asofanydateofcalculation,thesumofthe following: (i) The amount of unrestricted funds in the Electric Revenue Fund designated as "Available Reserves" for purposes of the lnstallment Purchase Agreement by the City and then available to pay Maintenance and Operation Costs and/or Annual Debt Service, which may include any funds which are legally available for deposit in the Electric Revenue Fund; and (¡i) The amount of unrestricted funds in the Electric Utility Environmental Compliance Fund (or any successor fund) designated as "Available Reserves" for purposes of the lnstallment Purchase Agreement by the City and then available to pay Maintenance and Operation Costs and/or Annual Debt Service. "Balloon P Oblioation"means any Parity Obligation described as such in such Parity Obligation. ..E.9@],,means(a)JonesHall,AProfessionalLawCorporation,or(b) any other attorney or firm of attorneys appointed by or acceptable to the City or the Authority of nationally-recognized experience in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Tax Code. "Bond Fund" means the fund by that name established and held by the Trustee under Section 5.01. ["Bond lnsurance PolicV" means the _ issued by the Bond lnsurer insuring the payment when due of the principal of and interest on the Bonds as provided therein.l ["Bond lnsurer" means _r as issuer of the Bond lnsurance Policy or any successor or assign.] "Bond Law" means the provisions of Article 4 of Chapter 5, Division 7, Title 1 of the Government Code of the State of California, commencing with Section 6584 of said Code, as in effect on the Closing Date or as thereafter amended in accordance with its terms. Proceed means the fund established and held by the Trustee pursuant to Section 3.02. "Bond Year" means each twelve-month period extending from September 2 in one calendar year to September 1 of the succeeding calendar year, both dates A-5 inclusive; except that the first Bond Year commences on the Closing Date and extends to and including September 1,2018. llBoJ1dS'meansthe$-aggregateprincipalamountofLodiPublic Financing Authority 2018 Electric System Revenue Refunding Bonds authorized by and at any time Outstanding under this lndenture. "Business Dav" means a day (other than a Saturday or a Sunday) on which banks are not required or authorized to remain closed in the City in which the Office of the Trustee is located. "Çj!y" means the City of Lodi, a municipal corporation organized and existing under the laws of the State of California. "Citv Transfers" means any payments from Revenues to the City for payments- in-lieu of taxes, transfers to the General Fund or similar payments but shall not include any item constituting a Maintenance and Operation Cost. "Closinq Date" means the date of delivery of the Bonds to the Original Purchaser. "Continuing Disclosure Aqreement" means the Continuing Disclosure Agreement, dated as of June 1,2018, between the City and - with respect to the Bonds. "@|]W," means all items of expense directly or indirectly payable by or reimbursable to the City or the Authority relating to the authorization, issuance, sale and delivery of the Bonds, including but not limited to: printing expenses; rating agency fees; filing and recording fees; initial fees, expenses and charges of the Trustee and its counsel, including the Trustee's first annual administrative fee; fees, charges and disbursements of attorneys, financial advisors, accounting firms, consultants and other professionals; fees and charges for preparation, execution and safekeeping of the Bonds; and any other cost, charge or fee in connection with the original issuance of the Bonds. "Costs of lssuance Fund" means the fund by that name established and held by the Trustee under Section 3.03. "Credit Aqreement" means an agreement to reimburse a bank, bond insurance company or other provider of credit enhancement for the payment of the lnstallment Payments or Parity Obligations for amounts drawn under such credit enhancement and the interest thereon. "Depositorv" means (a) initially, DTC, and (b) any other Securities Depositories acting as Depository under Section 2.04. "Depository Svstem P " means any participant in the Depository's book- entry system. 'Dl-q' means The Depository Trust Company, New York, New York, and its successors and assigns. A-6 "Electric Revenue Fund" means the Electric Utility Fund (or any successor fund) previously established by the City. "Elec1¡¡iq-jservice" means the services, commodities, and products furnished, made available, or provided by the Electric System. "Escrow Agent" means The Bank of New York Mellon Trust Company, N.4., as escrow agent under the Escrow Agreement. "Escrow Agreement" means the Escrow Deposit and Trust Agreement, dated as of June 1,2018, by and between the City and the Escrow Agent. "Event of Default" means any of the events specified in Section 7'01. "Existinq Facilities" means the additions, betterments, modifications and improvements to the Electric System generally described in Exhibit 1 to the lnstallment Purchase Agreement. "Federal Securities" means: (a) any direct general obligations of the United States of America (including obligations issued or held in book entry form on the books of the Department of the Treasury of the United States of America), the payment of principal of and interest on which are unconditionally and fully guaranteed by the United States of America; and (b) any obligations the principal of and interest on which are unconditionally guaranteed by the United States of America' "&a¡J'eal" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the City as its official fiscal year period. "Eiþh" means Fitch Ratings and its successors and assigns. 'GHG Reve¡ueg" means amounts received by the City from the California Air Resources Board pursuant to the State of California's cap-and-trade program. "Generallv Accepted Accountinq Principles" means the uniform accounting and reportingprocedures set forth in publications of the American lnstitute of Certified Public Accountants or its successor, or by any other generally accepted authority on such procedures selected by the Authority or City, and includes, as applicable, the standards set forth by the GovernmentalAccounting Standards Board or its successor. "b@nj!re" means this lndenture of Trust, as originally executed or as it may from timã to time be supplemented, modified or amended by any Supplemental lndenture under the provisions hereof. "lndependent Accountant" means any certified public accountant or firm of certified public accountants appointed and paid by the Authority or the City, and who, or each of whom (a) is in fact independent and not under domination of the Authority or the C¡ty; (b) does not have any substantial interest, direct or indirect, in the Authority or the Citi; and (c) is not connected with the Authority or the City as an officer or employee of the Authority or the City, but who may be regularly retained to make annual or other audits of the þooks of or reports to the Authority or the City. A-7 "lndependent Enqineer" means any registered engineer or firm of registered engineers of national reputation generally recognized to be well qualified in engineering matters relating to public electric utility systems, appointed and paid by the City, and who or each of whom (a) is in fact independent and not under the domination of the Authority or City; (b) does not have any substantial interest, direct or indirect, in the Authority or the City; and (c) is not connected with the Authority or the City as an officer or employee of the Authority or the City but who may be regulady retained to make reports to the Authority or the City. "lnstallment Pavment Date" means, with respect to any lnterest Payment Date, the date five Business Days preceding such lnterest Payment Date. "lnstallment Pavments" means all payments required to be paid by the City on any date under Section 3.01 of the lnstallment Purchase Agreement, including any amounts payable upon delinquent installments and including any prepayment thereof under Section 9.02 of the lnstallment Purchase Agreement. "lnstallment Purchase Aqreement" means the lnstallment Purchase Agreement dated as of June 1 , 2018, between the City and the Authority, together with any duly authorized and executed amendments thereto. "lnterest Account" means the account by that name established and held by the Trustee in the Bond Fund under Section 5.02. "lnterest Pa ment Date" means each March 1 and September 1, commencing September 1,2018, so long as any Bonds remain unpaid. " " mean the costs paid or incurred by the City for maintaining and operating the Electric System including, but not limited to, (a) all costs of electric energy and power generated or purchased by the City for resale, costs of transmission, fuel supply and water supply in connection with the foregoing, (b) all expenses of management and repair and other expenses necessary to maintain and preserve the Electric System in good repair and working order, (c) all administrative costs of the City that are charged directly or apportioned to the operation of the Electric System, such as salaries and wages of employees, overhead, taxes (if any) and insurance premiums (including payments required to be paid into any self-insurance funds not maintained from Revenues), (d) all other reasonable and necessary costs of the City or charges required to be paid by it to comply with the terms hereof or of any resolution authorizing the execution of the lnstallment Purchase Agreement or of any resolution authorizing the issuance of any Parity Obligations or of such Parity Obligations, such as compensation, reimbursement and indemnification of the trustee, remarketing agent fees for Parity Obligations, and fees and expenses of lndependent Accountants and lndependent Engineers; (e) all amounts required to be paid by the City under contracts with a joint powers agency for the purchase of capacity, energy, transmission capability or any other commodity or service in connection with the foregoing, which contract requires payments to be made by the City thereunder to be treated ãs maintenance and operation costs of the Electric System; (f) all deposits to be made for rebate pursuant to the Tax Certificate and all deposits in comparable accounts established with respect to Parity Obligations required to be deposited pursuant to the proceedings authorizing such Parity Obligations; and (g) any other cost or expense which, in ãccordance with Generally Accepted Accounting Principles, is to be treated as A-8 a cost of operating or maintaining the Electric System; but excluding in all cases depreciation, replacement and obsolescence charges or reserves therefor, amortization of intangibles and City Transfers. "Maximum Annual Debt Service" means, with respect to any Fiscal Year or any other period of twelve consecutive months, the greatest Annual Debt Service payable during such Fiscal Year or other period, as applicable, on the Outstanding lnstallment Payments and any Outstanding Parity Obligations or Parity Obligations then being issued. ".@,'means Moody's lnvestors Service, its successors and assigns. "Net Pavments" means the scheduled net payments to be made by the City pursuant to a Payment Agreement. "¡¡g! Revenues" means, for any period of time in question, the Revenues during such period less the Maintenance and Operation Costs during such period. means (a) initially, Cede & Co. as nominee of DTC, and (b) any other nominee of the Depository designated under Section 2.0a@). "Q1|f¡ce" means the corporate trust office of the Trustee in San Francisco, California, or such other or additional offices as the Trustee may designate in writing to the Corporation from time to time as the corporate trust office for purposes of this lndenture; except that with respect to presentation of Bonds for payment or for registration of transfer and exchange such term means the office or agency of the Trustee at which, at any particular time, its corporation trust agency business is conducted. ,.@,,meansJ.P.MorganSecuritiesLLc,astheoriginal purchaser of the Bonds upon their delivery by the Trustee on the Closing Date. "Outstandinq" mearìs, (i) when used as of any particular time with reference to Bonds, means all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under this lndenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds with respect to which all liability of the Authority shall have been discharged in accordance with Section 10.02, including Bonds (or portions thereof) described in Section 11.09; and (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee under this lndenture, (ii) when used as of any particular time with reference to lnstallment Payments, all lnstallment Payments wl"rich have not been paid or othenruise satisfied as provided in Article lX of the lnstallment Purchase Agreement, and (iii) when used as of any particular time with reference to Parity Obligations means all Parity Obligations which have not been paid or otherwise satisfied as provided in the proceedings and instruments pursuant to which such Parity Obligations have been issued or incurred. For purposes of Section 6.01 and Section 7.13 of the lnstallment Purchase Agreement only, (i) Parity Payment Agreements related to other Parity Obligations which are included in determining Annual Debt Service on such other Parity Obligations, and (ii) Credit Agreements as to which no amounts have been drawn which have not been reimbursed by the City shall not be considered Outstanding for purposes of the lnstallment Purchase Agreement. A-9 "@f", whenever used herein with respect to a Bond, means the person in whose name the ownership of such Bond is registered on the Registration Books. "Paritv lioations " means all obligations hereafter issued or incurred by the City, the payment of which constitutes a charge and lien on the Net moneys in the Electric Revenue Fund equal to and on a parity basis with lien upon the Net Revenues and moneys in the Electric Revenue Fund Revenues and the charge and for the payment of the lnstallment Payments. "Paritv Pavment Aqreement" means a Payment Agreement that is a Parity Obligation. "Pavment Aqreement" means a written agreement for the purpose of managing or reducing the City's exposure to fluctuations in interest rates or for any other interest rate, investment, cash flow, asset or liability managing purposes, entered into either on a current or fonuard basis by the City and a Qualified Counterparty in connection with, or incidental to, the entering into of any Parity Obligation, that provides for an exchange of payments based on interest rates, ceilings or floors on such payments, options on such payments, or any combination thereof or any similar device. "Pavment Aqreement Pavments" means the amounts required to be paid periodically by the City to the Qualified Counterparty pursuant to a Payment Agreement. " " means the amounts required to be paid periodically by the Qualified Counterparty to the City pursuant to a Payment Agreement. ..@,'meanSanyofthefollowingwhichatthetimeof investment are determined by the Authority to be legal investments under the laws of the State of California for the moneys proposed to be invested therein (provided that the Trustee shall be entitled to rely conclusively upon any such determination by the Authority): (a) FederalSecurities. (b) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any federal agencies whose obligations are backed by the full faith and credit of the United States of America' (c) Money market funds registered under the Federal lnvestment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and which are rated in the highest short-term rating category by S&P (such funds may include funds for which the Trustee, its affiliates, parent or subsidiaries provide investment advisory or other management services) but excluding funds with a floating net asset value. Certificates of deposit (including those of the Trustee, its parent and its affiliates) secured at all times by collateral described in (a) or (b) above, which have a maturity not greater than one year from the date of investment and which are issued by commercial banks, savings and loan associations or mutual savings banks whose short-term obligations are rated A or better by S&P, which collateral (d) AJlO must be held by a third party and provided that the Trustee must have a perfected first security interest in such collateral. (e) Certificates of deposit, savings accounts, deposit accounts or money market deposits (including those of the Trustee and its affiliates) which are fully insured by the Federal Deposit lnsurance Corporation or secured at all times by collateral described in (a) or (b) above. (f) lnvestment agreements with a financial institution the long{erm debt or claims paying ability of which, or in the case of a guaranteed corporation the long{erm debt, or, in the case of a monoline financial guaranty insurance company, claims paying ability, of the guarantor or the institution is rated AA or better from S&P, by the terms of which the Trustee is permitted to withdraw the invested funds if the rating from S&P falls below AA. (g) A repurchase agreement with any bank or trust company organized under the laws of any state of the United States or any national banking association (including the Trustee) having a minimum permanent capital of one hundred million dollars ($100,000,000) or government bond dealer reporting to, trading with, and recognized as a primary dealer by the Federal Reserve Bank of New York, which agreement has a term of no more than thirty (30) days and is secured by any one or more of the securities and obligations described in clauses (a) or (b) above, which shall have a market value (inclusive of accrued interest and valued at least weekly) equal to one hundred four percent (104o/o) of the amount of cash transferred by the Trustee to the bank, trust company, national banking association or bond dealer and at a level such that such repurchase agreement shall have a rating that is equal to or greater than the rating on the Bonds; such securities shall be lodged with the Trustee or other fiduciary, as custodian for the Trustee, by the bank, trust company, national banking association or bond dealer executing such repurchase agreement, and the entity executing each such repurchase agreement required to be so secured shall furnish the Trustee with an undertaking satisfactory to it that the aggregate market value of all such obligations securing each such repurchase agreement (as valued at least weekly) will be an amount equal to such required level and the Trustee shall be entitled to rely on each such undertaking. (h) The Local Agency lnvestment Fund which is administered by the California Treasurer for the investment of funds belonging to local agencies within the State of California, provided for investment of funds held by the Trustee, the Trustee is entitled to make investments and withdrawals in its own name as Trustee. "Principal Account" means the account by that name established and held by the Trustee in the Bond Fund under Section 5.02 A-11 "Qualified Counterpartv" means a party (other than the City) who is the other party to a Payment Agreement and (1) (a) whose senior debt obligations are rated in one of the three highest rating categories of each of the Rating Agencies then rating the Bonds or any Parity Obligations (without regard to any gradations within a rating category), or (b) whose obligations under the Payment Agreement are guaranteed for the entire term of the Payment Agreement by a bond insurer or other institution which has been or whose debt service obligations have been assigned a credit rating in one of the three highest rating categories of each of the Rating Agencies then rating the Bonds or any Parity Obligations (without regard to any gradations within a rating category), and (2) who is otherwise qualified to act as the other party to a Payment Agreement with the City under any applicable laws. "Ratinq Agencies" means S&P and Moody's and their respective successors or assigns, or any other nationally recognized securities rating agency or agencies rating the Bonds or any Outstanding Parity Obligations at the Written Request of the City. "[Q[" means the Bond Buyer Revenue Bond lndex or comparable index of long- term municipal obligations chosen by the City, or, if no comparable index can be obtained, eighty percent (80%) of the LIBOR lndex Rate. "Record Date" means , with respect to any lnterest Payment Date, the 15th calendar day of the month preceding such lnterest Payment Date, whether or not such day is a Business Day. ..@,,meanstherecordsmaintainedbytheTrusteeunder Section 2.05 for the registration and transfer of ownership of the Bonds. 2["Reserve Requirement" means with respect to the Bonds, as of any date of determination, the least of (a) ten percent (10o/o) of the initial offering price to the public of the Bonds as determined under the Code, or (b) the greatest Annual Debt Service with respect to the lnstallment Payments in any Fiscal Year during the period commencing with the Fiscal Year in which the determination is being made and terminating with the last Fiscal Year in which any lnstallment Payment is due, or (c) one hundred twenty-five percent (125o/o) of the sum of the Annual Debt Service with respect to the lnstallment Payments for all Fiscal Years during the period commencing with the Fiscal Year in which such calculation is made (or if appropriate, the first full Fiscal Year following the execution and delivery of the Bonds) and terminating with the last Fiscal Year in which any lnstallment Payment is due, divided by the number of such Fiscal Years, all as computed and determined by the City and specified in writing to the Trustee.l "Revenues" mean all gross income and revenue received or receivable by the City from the ownership or operation of the Electric System, including all rates and charges for the Electric Service and the other services and facilities of the Electric System, all proceeds of insurance covering business interruption loss relating to the Electric System and all other income and revenue howsoever derived by the City from the ownership or operation of the Electric System or otherwise arising from the Electric System, including all Payment Agreement Receipts, and all income from the deposit or investment of any money in the Electric Revenue Fund (provided that all Payment 'To be deleted throughout if not required A-12 Agreement Receipts and all income from the deposit or investment of any money in the Electric Revenue Fund shall be excluded from the definition of "Revenues" for purposes of Section 6.01(a) and Section 7.13 of the lnstallment Purchase Agreement), but excluding (i) proceeds of taxes and (ii) refundable deposits made to establish credit and advances or contributions in aid of construction and line extension fees. uS&P" means Standard & Poor's, a division of the McGraw Hill Companies, of New York, New York, its successors and assigns. ..@,,meansDTC;and,inaccordancewiththencurrent guidelines of the Securities and Exchange Commission, such other addresses and/or such other securities depositories as the Authority designates in written notice filed with the Trustee. ..@',meansobligationsoftheCityauthorizedandexecuted by the City under applicable law, the payments under and pursuant to which are payable from Net Revenues, subject and subordinate to the payment of the lnstallment Payments hereunder and to the payment of Parity Obligations. Such obligations may be payable from any fund established for the purpose of paying debt service on such Subordinate Obligations. "Suþþleme I lndenture" means an y indenture hereafter duly authorized and entered into between the Authority and the Trustee, supplementing, mod ifying or amending this lndenture; but only if and to the extent that such Supplemental lndenture is specifically authorized hereunder. "Tax Certificate" means the Certificate as to Arbitrage and Certificate Regarding Use of Proòèeds, concerning certain matters pertaining to the use and investment of proceeds of the Bonds, executed and delivered by the Authority on the date of delivery of the Bonds, including any and all exhibits attached thereto. "Tax Code" means the lnternal Revenue Code of 1986 in effect on the Closing Date or (except as othenruise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable temporary and final regulations promulgated, and applicable official public guidance published, under said Code. ..@,'meanstheamount,ifany,payablebytheCitypursuant to a Payment Agreement as the result of the termination of such Payment Agreement prior to its scheduled expiration date. "Trustee' means MUFG Union Bank, N.4., a national banking association organized and existing under the laws of the United States of America, or its successor or successors, as Trustee hereunder as provided in Article Vlll. .,@',meansanyvariableinterestrateorratestobepaid under any Parity Obligations, the method of computing which variable interest rate shall þe as specified in the applicable Parity Obligation, which Parity Obligation shall also specify either (i) the payment period or periods or time or manner of determining such period or periods or time for which each value of such variable interest rate shall remain in effect, and (ii) the time or times based upon which any change in such variable interest rate shall become effective, and which variable interest rate may, without A-13 limitation, be based on the interest rate on certain bonds or may be based on interest rate, currency, commodity or other indices. " " mearìs, for any period of time, all in accordance with the definition of "Annual Debt Service", any Parity Obligations that bear a Variable lnterest Rate during such period, except that (i) Parity Obligations shall not be treated as Variable lnterest Rate Parity Obligations if the net economic effect of interest rates on particular payments of the Parity Obligations and interest rates on other payments of the same Parity Obligations, as set forth in such Parity Obligations, or the net economic effect of a Payment Agreement with respect to particular Parity Obligations, in either case, is to produce obligations that bear interest at a fixed interest rate, and (ii) lnstallment Payments and Parity Obligations with respect to which a Payment Agreement is in force shall be treated as Variable lnterest Rate Parity Obiigations if the net economic effect of the Payment Agreement is to produce obligations that bear interest at a Variable lnterest Rate. "@Qertificalg." "WL!1!4Bgg@l!" and "Written Requisition" of the Authority or the City mean, respectively, a written certificate, request or requisition signed in the name of the Authority or the City by its Authorized Representative. Any such instrument and supporting opinions or representations, if any, may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or moie so combined shall be read and construed as a single instrument. A-14 NO. R- INTEREST RATE: o/o MATURITY DATE: September 1, _ APPENDIX B BOND FORM ***$ UruITTO STATES OF AMERICA STATE OF CALIFORNIA LODI PUBLIC FINANCING AUTHORITY 2018 EIECTRIC SYSTEM REVENUE REFUNDING BOITIO ORIGINAL ISSUE DATE: CUSIP *** 2018 REGISTERED OWNER: CEDE & CO ***PRINCIPAL AMOUNT: **" The LODI PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority duly organized and existing under the laws of the State of California (the "Authority"), for value received, hereby promises to pay to the Registered Owner specified above or registered assigns (the "Registered Owner"), on the Maturity Date specified, the Principal Amount specified above, in lawful money of the United States of America, and to pay interest thereon in like lawful money from the lnterest Payment Date (as hereinafter defined) next preceding the date of authentication of this Bond unless (i) this Bond is authenticated on or before an lnterest Payment Date and after the close oi business on the 1sth day of the month preceding such interest payment date, in which event it shall bear interest from such lnterest Payment Date, or (ii) this Bond is authenticated on or before August 15,2018, in which event it shall bear interest from the Original lssue Date specified above; provided, however, that if at the time of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the lnterest Payment Date to which interest has previously been paid or made available for payment on this Bond, at the lnterest Rate per annum specified above, payable semiannually on March 1 and September 1 in each year, commencing September 1,2018 (the "lnterest Payment Dates"), calculated on the basis of a 360-day year composed of twelve 30-day months. Principal hereof is payable upon presentation and surrender hereof at the corporate trust office of MUFG UNION BANK, N.4., as trustee (the "Trustee"), in San Francisco, California, or such other place as designated by the Trustee (the "Trust Office"). lnterest hereon is payable by check of the Trustee mailed on the applicable lnterest Payment Date to the Registered Owner hereof at the Registered Owner's B-1 address as it appears on the registration books of the Trustee as of the close of business on the fifteenth day of the month preceding each lnterest Payment Date (a "Record Date"), or, upon written request filed with the Trustee as of such Record Date by a registered owner of at least $1,000,000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account in the United States designated by such registered owner in such written request. This Bond is not a debt of the City of Lodi (the "City"), the County of San Joaquin, the State of California, or any of its political subdivisions, and neither the City, said County, said State, nor any of its political subdivisions, is liable hereon nor in any event shall this Bond be payable out of any funds or properties of the Authority other than the Authority Revenues. This Bond is one of a duly authorized issue of bonds of the Authority designated as the "Lodi Public Financing Authority 2018 Electric System Revenue Refunding all of likeBonds" (the "Bonds"), in an aggregate princip al amount of $ tenor and date (except for such variation, if any, as may be required to designate varying numbers, maturities or interest rates) and all issued under the provisions of Article 4 of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Bond Law"), and under an lndenture of Trust dated as of 1,2018, between the Authority and the Trustee (the "lndenture") and a resolution of the Authority adopted on 2018, authorizing the issuance of the Bonds. Reference is hereby made to the lndenture (copies of which are on file at the office of the Authority) and a supplements thereto for a description of the terms on which the Bonds are issued, the provisions with regard to the nature and extent of the security for the Bonds, and the rights thereunder of the owners of the Bon ds and the rights, duties and immunities of the Trustee and the rights and obligations of the Authority thereunder, to all of the provisions of which the Registered Owner of this Bond, by acceptance hereof, assents and agrees, The Bonds maturing on or before Septembet 1, 20_-, are not subject to optional redemption prior to their respective stated maturity dates. The Bonds maturing on or after September 1 , 20-., are subject to redemption in whole, or in part at the Written Request of the Authority among maturities on such basis as the Authority may designate and within a maturity as set forth in the lndenture, at the option of the Authority, on any date on or after September 1, 2O_, from any available source of funds, at a redemption price equal to 100% of the principal amount of the Bonds to be redeemed, plus accrued interest to the date of redemption, without premium. The Bonds have been issued by the Authority to refinance an installment payment obligation incurred by the City to finance improvements to the electric distribution system of the City (the "Electric System"). The Bonds are special obl ationsrg of the Authority which are payable from and secured by a charge and lien on the Authority Revenues as defined in the lndenture, consisting principally of installment payments made by the City under an lnstallment Purchase Agreement dated as of between the Authority and the City (the "lnstallment Purchase Agreement"). As and to the extent set forth in the lndenture, Revenues are exclusively and irrevocably pledged in accordance 1,2018, all of the Authority with the terms of the lndenture to the payment of the principal of and interest and premium (if any) on the Bonds. B-2 The rights and obligations of the Authority and the owners of the Bonds may be modified or amended at any time in the manner, to the extent and upon the terms provided in the lndenture, but no such modification or amendment shall extend the fixed maturity of any Bonds, or reduce the amount of principal thereof or premium (if any) thereon, or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon, without the consent of the owner of each Bond so affected. This Bond is transferable by the Registered Owner hereof, in person or by his attorney duly authorized in writing, at the Trust Office, but only in the manner, subject to the limitations and upon payment of the charges provided in the lndenture, and upon surrender and cancellation of this Bond. Upon registration of such transfer, a new Bond or Bonds, of authorized denomination or denominations, for the same aggregate principal amount and of the same maturity will be issued to the transferee in exchange herefor. This Bond may be exchanged at the Trust Office for of the same tenor, aggregate principal amount, interest rate and maturity, of other authorized denominations. The Authority and the Trustee may treat the Registered Owner hereof as the absolute owner hereof for all purposes, and the Authority and the Trustee shall not be affected by any notice to the contrary. Unless this Bond is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC") to the Authority or the Trustee for registration of transfer, exchange, or payment, and any Bond issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON lS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. It is hereby certified by the Authority that all of the things, conditions and acts required to exist, to have happened or to have been performed precedent to and in the issuance of this Bond do exist, have happened or have been performed in due and regular time, form and manner as required by the Bond Law and the laws of the State of California and that the amount of this Bond, together with all other indebtedness of the Authority, does not exceed any limit prescribed by any laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the lndenture. This Bond is not entitled to any benefit under the lndenture or valid or obligatory for any purpose until the certificate of authentication hereon endorsed has been manually signed by the Trustee. B-3 lN WITNESS WHEREOF, the Lodi Public Financing Authority has caused this Bond to be executed in its name and on its behalf with the facsimile signature of its Chair and attested to by the facsimile signature of its Secretary, all as of the Original lssue Date specified above. LODI PUBLIC FINANC¡NG AUTHORITY By Chair Attest Secretary CERTIFICATE OF AUTHENTICATION This is one of the Bonds described in the within-mentioned lndenture Dated MUFG UNION BANK, N.4., AS TruStEE By: Authorized Signatory ASSIGNMENT For value received the undersigned hereby sells, assigns and transfers unto whose address and social security or other tax identifying number is the within-mentioned Bond and hereby irrevocably constitute(s)and appoint(s) attorney, to transfer the same on the registration books of the Trustee with full power of substitution in the premises Dated Signature Guaranteed Note: Signature guarantee shall be made by a guarantor institution participating in the Securities Transfer Agents Medallion Program or in such other guarantee program acceptable to the Trustee. Note: The signature(s) on this Assignment must correspond with the name(s) as written on the face of the within Bond in every particular without alteration or enlargement or any change whatsoever. B-4 B-5 EXHIBIT C FORM OF INSTALLMENT PURCHASE AGREEMENT Jones Hall, APLC Draft 4110118 OPEN ITEMS: Necessity of reserve requirement and bond insurance INSTALLMENT PURGHASE AGREEMENT by and between the CITY OF LODI, and the LODI PUBLIC FINANCING AUTHORITY Dated as ofJune 1,2018 Relating to $_ 2018 Electric System Revenue Refunding Bonds TABLE OF CONTENTS Paqe ARTICLE l. DEFINITIONS; RULES OF INTERPRETATION SECTION 1.01. Definitions 3 ARTICLE II. REPRESENTATIONS, COVENANTS AND WARRANTIES SECTION 2.01. Purchase of Existing Facilities by Authority SECTION 2.02. Sale of the Bonds SECTION 2.03. lnvestment of Moneys in Funds Created Under lndenture ARTICLE III. INSTALLMENT PAYMENTS AND PREPAYMENTS SECTION 3.01 . /nsfallment Payments SECTION 3.02. Effect of Prepayment.......'.. " SECTION 3.03. Prepayments and Bond lnsurance' ARTICLE IV. ELECTRIC SYSTEM REVENUES; FUNDS SECTION 4.01. Ptedge of Net Revenues and Etectric Revenue Fund ."...." ..'.""""'4 SECTION 4.02. Escrow Fund . Error! Bookmark not defined' SECTION 4.03. tnvesfmenÚs.... """"""'6 ARTICLE V. BOND INSURANCE POLICY ARTICLE VI. PARITY OBLIGATIONS AND SUBORDINATE OBLIGATIONS sEcTloN 6.01. Conditions for the Execution of Parity obligations SECTION 6.02. tnteresf Rafe Exchange Agreements SECTION 6.03. Subordinate Obligations ARTICLE VII. COVENANTS OF THE CITY 3 3 3 3 4 4 7II I II SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 01. 02. 03. 04. 05. 06. 07. 08. 09. 10. 11. 12. Compliance with Contract.... Distribution of Net Revenues. Tax Covenanfs .......... Against Encumbrances............ Sale or Other Disposition of Property Eminent Domain and lnsurance Proceeds ...'........ Maintenance and Operation of the Electric Sysfem; Budgets .... Comptiance with Contracts for use of the Electric Sysfem......... lnsurance Accounting Records; Financial Statements and Other Reporfs Protection of Security and Rights of the Authority.'. Payment of Taxes and Compliance with Governmental Regulations ............... -t- 12 SECTION 7 SECTION 7 SECTION 7 SECTION 7 SECTION 7 sEcTloN 8.01 sEcÏoN 8.02 sEcTtoN 8.03 sEcTloN 8.04 sEcTtoN 8.05 sEcTroN 10.01. sEcTtoN 10.02. sEcÏoN 10.03. sEcTroN 10.04. sEcïoN 10.05. sEcTloN 10.06. sEcTloN 10.07. sEcTtoN 10.08. sEcTloN 10.09. sEcTroN 10.10. sEcTloN 10.11. sEcTloN 10.12. sEcïoN 10.13. sEcTloN 10.14. sEcÏoN 10.15. 13. Amount of Rates and Charges......... 14. Collection of Rates and Charges...... 15. Fuñher Assurances............... 16. Continuing Disclosure............ 17. City Obligations to pay the Trustee... ARTICLE VIII. EVENTS OF DEFAULT AND REMEDIES Events of Default.. Remedies on Default. Non-Waiver.......... ;.... Remedies Not Exclusive............ Application of Net Revenues Upon Acceleration Payment Liability of City Limited..... Amendmenfs .............. Assignment of Contracf .............. Benefits of Contracts Limited to Pafties.. Successor is Deemed lncluded in all References to Predecessor.............. Waiver of Personal LiabilitY Articte and Section Heading, Gender and References. Partial lnvalidity Net Contract .............. California Law........... I ndemnification ........... Funds Noúices Effective Date ......... Execution in Counterpart ............. 13 14 14 15 15 ARTICLE IX. DISCHARGE OF OBLIGATIONS SECTION 9.01. Security DePosit SECTION 9.02. Optional Prepayment............ SECTION 9.03. Accounting and Discharge lnstrumenfs" ARTICLE X. MISCELLANEOUS 16 16 17 17 17 18 18 18 18 19 19 19 19 19 20 20 20 20 APPENDIX A SCHEDULE OF INSTALLMENT PAYMENTS AS OF DELIVERY DATE EXHIBIT 1 DESCRIPTION OF EXISTING FACILITIES -il- I NSTALLMENT PURCHASE AGREEMENT ThiS INSTALLMENT PURCHASE AGREEMENT MAdE ANd ENtCTEd iNtO AS Of JUNC 1, 2018 (this "lnstallment Purchase Agreement"), by and between the CITY OF LODI, a municipâl corporation duiy organized and existing under and by virtue qf t!9laws of the State óf Cal¡fornia (the "Qj!y"), and the LODI PUBLIC FINANCING AUTHORITY, a joint exercise of powers auth.iìty organized and existing under the laws of the State of California (the "Authoritv"), WITNESSETH: WHEREAS, the City owns and operates facilities and property for the distribution of electricity within the service area of the City (the "Electric Svstem") to furnish its inhabitants with light and power; and WHEREAS, the City previously entered into an lnstallment Purchase Contract, dated as of July 1, 2OOg (the "2008 lnstallment Purchase Contract") with the Lodi Public lmprovement Corporation (the "Corporation"), pursuant to which the City agreed to make certain installment payments in the aggregate principal amount of $60,685,000 (the "2008 lnstallment Pavments"), and caused execution and delivery of Electric òystemffiarticipation,2008-SeriesA(the.,20089@ates''), púrsuant to a Trust Agreement, dated as of July 11 20qq (the "2009 frust Aqreemeil"), between the Corporatlon and The Bank of New York Mellon Trust Company, N.A', as trustee (the "20d8 Trustee"), all for the purpose of (i) currently refunding the then- outstanding $¿O,ZOOpOO principal amount of Electric System Revenue Certificates of participatioln 2002 Series' A Variable Rate Certificates (the "200? Certificates'), (ii) paying costs of delivery of the 2008 Certificates, (iii) funding certain costs relating to ieri-niñat¡on of the swaþ agreement relating to the 2002 Certificates, (iv) purchasing a financial guaranty insuianCe policy for the 2008 Certificates, and (v) funding a reserve fund for the 2008 Certificates; and WHEREAS, the proceeds of the 2002 Certificates were used to refund, on an advance basis, the 1999 Series A Current lnterest Certificates and the 1999 Series B Capital Appreciation Certificates (together, the "1999 Obligations")..T|" proceeds of the lggg ObÍ¡òations were used to finance the Existing Facilities relating to the Electric System; ánd WHEREAS, pursuant to Section 3.02 of the 2008 lnstallment Purchase Contract, the City has the right to prepay the 2008 lnstallment Payments. Pursuant to Section Z.O¿ of tne 2008 Tiust Agreement, the 2008 Certificates with a maturity date of July 1, 2019 and thereafter are subject to prepayment from prepayments of 2008 lnstallment payments made at the option of the City on and after July 1 , 2018, at a prepayment prióe equal to the principal amount of the 2008 Certificates to be prepaid plus accrued but unpaid interest thereon to the prepayment date, without premium; and WHEREAS, the City proposes to refinance the City' s obligations to make the 2008 lnstallment Payments and the related 2008 Certificates maturing on and after July 1, 2O1g for the purþose of achieving savings for the benefit of the customers of the Electric System; and WHEREAS, pursuant to Section 9.01 of the 2008 lnstallment Purchase Contract, all obligations of the City with respect to the 2008 lnstallment Payments shall cease and terminãte (except for the obligation to make payment from deposited funds and Defeasance Securities (as defined in the 2008 Trust Agreement) as provided in Article Vlll of the 2008 Trust Agreement) when the 2008 Certificates have been paid or deemed paid in accordance with Article Vlll of the 2008 Trust Agreement; and WHEREAS, the Authority has been formed for the purpose of assisting the City in the financing and refinancing of public capital improvements; and WHEREAS, the Authority has agreed to assist the City by acquiring the Existing Facilities as herein provided and selling the Existing Facilities to the City on the terms and conditions set forth herein; and WHEREAS, the Authority will raise funds that are sufficient (along with other available City funds) for the payment and prepayment of the 2008 lnstallment Payments and, as a reiult, the defeasance and prepayment of the 2008 Certificates, by issuing its loOi pu5l¡c Financing Authority 2018 Electric System Revenue Refunding Bonds in the aggregate principal ãmount of $- (the "Bonds") undel an lndenture of Tiùst ãateO as ót June 1 , 2018 6he "lndenture"), between the Authority and MUFG Union Bank, N.4., as trustee (the "Trustee"); and WHEREAS, the Bonds are payable from revenues consisting primarily of lnstallment Payments payable by the City hereunder; and WHEREAS, in the City's obligation to make the lnstallment Payments is secured by a pledge of and lien on the Net Revenues (as defined in the lndenture) of the Electric System; and WHEREAS, the City and the Authority have duly authorized the execution of this lnstallment Purchase Agreement; and WHEREAS, all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in connection with the exècution and delivery of this lnstallment Purchase Agreement do exist, have happened and have been performed in regular and due time, form and manner as required by law, and the parties hereto are now duly authorized to execute and enter into this lnstallment Purchase Agreement; NOW, THEREFORE, IN CONSIDERATION OF THESE PREMISES AND OF THE MUTUAL AGREEMENTS AND COVENANTS CONTAINED HEREIN AND FOR OTHER VALUABLE CONSIDERATION, THE PARTIES HEREBY AGREE AS FOLLOWS: -2- ARTICLE I DrrrunoNs; RULES oF INTERPRETATIoN SECTION 1.01. Definitions. Unless the context othenruise requires, capitalized terms used in this lnstallment Purchase Agreement shall for all purposes hereof and of any amendment hereof or supplement hereto and of any report or other document méntioned herein or therein have the meanings given such terms in the lndenture, such definitions to be equally applicable to both the singular and plural forms of any of the defined terms. ARTICLE II RepnESCNTATIONS, COVENANTS AND WARRANT¡ES SECTION 2.01. Purchase of Existing Facitities by Authority. ln consideration of the application of the proceeds of the Bonds as provided in Section 3.02 of the lndeniure, the City hereby sells, assigns, and transfers to the Authority, and the Authority hereby púrchases from the City, all of the City's right, title and interest in the Existing Facilities. ln consideration of the agreement of the City to make the lnstallment payme-nts as provided in Section 3.01 hereof, the Authority hereby sells, assigns, and trañsfers to the City, and the City hereby purchases from the Authority, all of the Authority's right, title and interest in the Existing Facilities' SECTION 2.02. Sale of the Bonds. ln order to provide funds for the refunding of the 2008 Certificates, the Authority, as soon as practicable after the execution of this lnstallment Purchase Agreement, will cause the sale and delivery of the Bonds to the Original Purchaser theréof and pay the proceeds thereof to Trustee who shall deposit the proceeds of such sale received by the Trustee as provided in Section 3.02 of the lndenture. SECTION 2.03. lnvestment of Moneys in Funds Created lJnder lndenture. Any moneys held as a part of the Bond Fund or any other fund created pursuant to the lndeniure shall be invested or reinvested by Trustee as provided in Section 5.07 of the lndenture. The City approves and agrees with the investment provisions of the lndenture. The City acknowledges that to the extent regulations of the Comptroller of the Currency or other applicable regulatory entity grant the Authority or the City the right to receive brokerage confirmations of security transactions as they occur, the City specifically waives réceipt of such confirmations to the extent permitted by law. ARTICLE III IruSTRUIVIENT PAYMENTS AND PREPAYMENTS; SECTION 3.01. lnstallment Payments. The City shall, subject to any rights of prepayment provided in Section 9.02 hereof and the exercise of any remedies under -ó- Article Vlll hereof, pay the Authority the lnstallment Payments at the times and in the amounts set forth in Schedule A hereto as the purchase price for the Existing Facilities. The obligation of the City to pay the lnstallment Payments is, subject to Section 10.01 hereof, ábsolute and unconditional, and until such time as the lnstallment payments shall have been paid in full (or provision for the payment thereof shall have beén made pursuant to Article lX hereof), the City will not discontinue or suspend any lnstallment Payments required to be paid by it under this section when due, whether or not the Electric System or any part thereof (including the Existing Facilities) is operating or operable, or its use is suspended, interfered with, reduced, curtailed or terminated in whoie or in part, and such lnstallment Payments shall not be subject to reduction whether by offset, abatement or othen¡vise and shall not be conditional upon the performanóe or nonperformance by any party to any agreement or for any other cause whatsoever. SECTION 3.02. Effect of Prepayment. lf the City prepays all remaining lnstallment Payments in full under Section 9.02, the City's obligations . under this lnstallmeñt Purchase Agreement will thereupon cease and terminate, including but not limited to the City's obligation to pay lnstallment Payments therefor under Section 3.01; provided, however, that the City's obligations to compensate and indemnify the Trustee under Section 10.11 will survive such prepayment. lf the City prepays the lnstallment payments in part but not in whole under Section 9.02, the principal component of each suóceeding lnstallment Payment will be reduced as provided in such Section, and the interest cımponent of eaðh remaining lnstallment Payment will be reduced by the aggregate corresponding amount of iñterest which would othenryise be payable with rãr.-p"ðt to the goñOs thereby redeemed under the applicable provisions of Section 4.01 of the lndenture. [SECTION 3.03. Prepayments and Bond lnsurance. ln the event that a draw is made ón the Bond lnsurance Policy, the City shall not make any prepayments of lnstallment Payments pursuant to Section 9.02 hereof unless all amounts owed by the City to the Bónd lnsurer have been paid in full pursuant to the terms of the Bond lnsurance Policy.l ARTICLE IV Euecrnrc SYSTEM REVENUES; FUNDS SECTION 4.01. Ptedge of Net Revenues and Electric Revenue Fund. (a) Subject to the application thereof on the terms and conditions and for the purposes neré¡n provided, all ruet Revenues of the Electric System and all moneys on deposit in the Elect¡c Revenue Fund are hereby irrevocably pledged to the payment of the lnstallment Payments and the compensation and indemnification payable to the Trustee pursuant to Sêction 7.17, which pledge shall be on a parity with any pledge of Net iìeuenues or of moneys in the Electric Revenue Fund securing Parity Obligations as to which the provisions of Section 6.01 hereof have been satisfied. This pledge shall constitute a t¡rst pledge of and charge and lien upon the Net Revenues of the Electric System and moneys in ttre Electric Revenue Fund for the payment of amounts due with respect to the lnsiallment Payments and all Parity Obligations in accordance with the terms hereof and thereof. -4- The general fund of the City is not liable for, and neither the faith and credit nor the taxing pòwer of the City is pledged to, the payment of the lnstallment Payments. (b) ln order to carry out and effectuate the obligation of the City contained herein to pay ihe lnstallment Payments, the City agrees and covenants that all Revenues received by it shall be deposited when and as received in the Electric Revenue Fund which fund has heretofore been established by the City and which fund the City agrees and covenants to maintain separate and apart from other funds of the City so long as any lnstallment Payment remains Outstanding hereunder. All money on deposit in the Eléctric Revenue Èund shall be applied, transferred and used only as provided below and in the following order of priority with any deficiency in any required deposit to be rectified before making any deposit of a lower priority: (i) To the payment of the Maintenance and Operation Costs then due and payable and thó establishment of a reasonable contingency reserve for Maintenance and Operation Costs. (ii) On or before each lnstallment Payment Date, a sum equal to the lnstallment Payment becoming due and payable on such date shall be transferred to the Bond Fund. Oñ or before each date (other than an lnstallment Payment Date) on which an lnstallment Payment becomes due and payable hereunder (whether by prepayment pursuant to Sectión 9.02, acceleration pursuant to Section 8.02 or othenrvise), a sum äqual to the lnstallment Payment becoming due and payable on such.date shall be tránsferred to the Bond Éund. Notwithstanding the foregoing provisions of this subsection (ii), no such deposits to the Bond Fund need be made by the City from the Electric Revenue Fund to t'he extent the Trustee then holds in the Bond Fund sufficient available funds to pay the lnstallment Payment to be paid with such deposit. ln addition, on or before each due date therefor under the instruments and proceedings pursuant to which Parity Obligations have been issued or incurred, the sum or sums required to be paid or deóositeð in a debt service or other paym_enl fund or account with respect to þ¡ncipal, premium, if any, and interest on Parity Obligations (or in the case of Parity Þaym"ni Âgreements, the scheduled Net Payments d.ue) shall be transferred or paid acóording tı tne terms of such instruments or proceedings. All transfers and payments to be ma-de pursuant to this subsection (ii) shall be made without preference or priority, and in the event of any insufficiency of such moneys shall be transferred or paid ratably without any discrimination or preference. t(iii) on each lnterest Payment Date, that sum, if any, necessary to restore the Reserve Fund to an amount equal to the Reserve Fund Requirement' ln addition,l To the extent required by the instruments and proceedings pursuant to which parity Obligations have been issued or incurred, to any applicable debt service reserve fund or aðcount for any Parity Obligations for which a separate reserve has been established in accordanðe with-Sectión 6.01(e), the sum or sums, if any, equal to the amount required to be deposited therein in accordance with the terms of such Parity Obligations (other than interest on draws on debt service reserve fund sureties or ¡nañcial guaiantees for such debt service reserves). All transfers and payments to be made purluant to this subsection (iii) shall be made without preference or priority, and in the event of any insufficiency of such moneys shall be transferred or paid ratably without any discrimination or preference.] -5- (iv) To the extent required by the instruments and proceedings pursuant to which Parity Obligations have been issued or incurred, to the payment when due of any interest then due on amounts drawn under any debt service reserve fund surety or guarantee for any Parity Obligations for which a separate debt service reserve has been established pursuant to Section 6.01 (e). All transfers and payments to be made pursuant to this subsection (iv) shall be made without preference or priority, and in the event of any insufficiency of such moneys shall be transferred or paid ratably without any discrimination or preference. [(v) To the payment of any amounts due to the Bond lnsurer not provided by (i), (ii), (i¡i) or (iv) above;l (vi) To the payment when due of any amounts due under a Credit Agreement to the extent not required to be paid as principal or interest pursuant to subsection (ii) above. (vii) To the payment when due of any Termination Payment payable by the City upon the termination of a transaction under a Parity Payment Agreement before its scheduled termination date. (viii)To the payment of any Subordinate Obligations in accordance instruments and proceedings pursuant to which such Subordinate Obligations have been authorized. (ix) To the making of City Transfers. (x) To any other lawful purpose of the City. SECTION 4.02. lnvestments. Any moneys held in the Electric Revenue Fund shall be invested in any lawful investment, including by not limited to any Permitted lnvestments, which will, as nearly as practicable, mature on or before the dates when such moneys are anticipated to be needed for disbursement hereunder. All investment earnings fróm moneys or deposits in the Electric Revenue Fund shall be credited in such fund and applied only to the purposes permitted for such fund. The City may commingle any of the moneys in Electric Revenue Fund with the moneys held in other funds or accounts (except for moneys held in any rebate fund, which shall be held separately) for investment purposes only; provided however, that all moneys in the Electric Revenue Fund shall be accounted for separately notwithstanding such commingling. '¡RRlcLE v BOND I I,ISURRI.ICE POLICYI ' To be added in consultation with lnsurer if insurance will be obtained. -6- ARTICLE VI Plnrrv OeuctloNs eNo SUSoRDINATE Oeu¡clnoNS SECTTON 6.01. Conditions for the Execution of Parity Obligations. The City may at any time execute and deliver any Parity Obligation, the payment of which is payable from and secured by a lien and charge on the Net Revenues and amounts in iné ftectr¡c Revenue Fund on a parity with payment of the lnstallment Payments and the lien and charge on Net Revenues and amounts in the Electric Revenue Fund securing the lnstallment Payments provided: (a) With respect to a Parity Obligation other than a Parity Payment Agreement or a Credit Agreement: (i) during any twelve (12) consecutive calendar months out of the immediately prðceding eighteen (18) calendar month period, the Adjusted Annual Net Revenues were at least equal to one hundred twenty percent (120o/o) of the Maximum Annual Debt Service for all Outstanding lnstallment Payments and all Outstanding Parity Obligations; and (ii) as evidenced by a Certificate of the City or an Engineer' s Report on file with the City, the projected Adjusted Annual Net Revenues during each of the succeeding five i5) complete Fiscal Years beginning with the first Fiscal Year following issuance ú tne Parity Obligation proposed to be executed in which interest thereon is not capitalized in whole from the proceeds of Parity Obligations, is at least equal to one hundred twenty percent (120o/o) of the Maximum Annual Debt Service for all Outstanding lnstallment Payments and all Outstanding Parity Obligations plus the Parity Obligation proposed to be executed. (b) lf the Parity Obligation proposed to be executed is not a Parity Payment Agreement, the proceeds of such Parity Obligation shall be used solely to finance or refinance (including reimbursement to the City of amounts advanced for such costs) one or more additions,-betterments, improvements to, or other capital assets of, the Electric System as designated by the City and to pay any incidental costs and expenses related th-ereto (including the costs of issuance, execution or delivery of such proposed Parity Obligation and the funding of a debt service reserve fund). (c) With respect to any Parity Obligation proposed to be executed which is a Parity Payment Agreement or a Credit Agreement, there shall have been delivered to the City êvidence that the incurrence of such Parity Payment Agreement or Credit Agreement will not in and of itself cause a downgrade of the rating issued by the Rating Agencies then rating the Bonds or any Parity Obligation then outstanding. (d) There shall have been delivered to the City an Opinion of Counsel substaniially to the effect that (1) subject to standard exceptions and qualifications, the parity Obligation is a valid and binding special obligation of the City, and (2) such Parity Obligation has been duly and validly authorized, executed and delivered in accordance herewith. -7- (e) lf required by the terms of such Parity Obligation, a separate reserve has been established for such Parity Obligation and that provision has been made to fund such reserve. Notwithstanding the foregoing provisions, neither clause (a) nor clause (b) above shall limit the ability of the City to execute any Parity Obligations at any time to refund any Outstanding lnstallment Payments or Outstanding Parity Obligations, in each case which results in a net present value savings to the City, inclusive of all costs of such refunding. SECTION 6.02. lnterest Rate Exchange Agreements. Each interest rate exchange agreement, including each Parity Payment Agreement (each an "lnterest Rate Exchanóe A.qreement") entered into by the City shall meet the conditions set forth in this Section. The lnterest Rate Exchange Agreement (i) must be entered into to manage interest costs related to, or a hedge against (a) assets then held, or (b) debt then outstanding, or (c) debt reasonably expected to be issued within the next twelve (12) months, and (ii) shall not contain any leverage element or multiplier component greater than 1.0x unless there is a matching hedge arrangement which effectively off-sets the exposure from any such element or component. So long as the Bond lnsurance Policy remains in effect ánd the Bond lnsurer is not in default of its obligations thereunder, the City shall not terminate an lnterest Rate Exchange Agreement unless it demonstrates to the satisfaction of the Bond lnsurer prior to the payment of any such termination amount that such payment will not cause the City to be in default under this lnstallment purchase Agreement, including but not limited to, any monetary obligations hereunder. All counterpãrties or guarantors to the lnterest Rate Exchange Agreement must have a rating of ai least ,,A_i or "A3" by S&p and Moodyrs. lf the counterparty or guarantor's rating falls below "A-" or "43" by either S&P or Moody's, the counterparty or guarantor shall execute a credit support annex to the lnterest Rate Exchange Agreement, which credit support annex shail be acceptable to the Bond lnsurer. lf the counterparty or the guarantor''s long term unsecured rating falls below "Baa1" or "BBB+" by either Moody's ór S&P, a replaiement counterparty or guarantor, acceptable to the Bond lnsurer, shall be required. SECTION 6.03. Subordinate Obligations. The City may incur Subordinate Obligations without meeting any of the tests set forth in Section 6.01. ARTICLE VII COVENANTS OF THE CITY SECTION 7.01. Compliance with tnstallment Purchase Agreemenf. The City will punctually pay the lnstallment Payments in strict conformity with the terms hereof, and will faithfúlly observe and perform all the agreements, conditions, covenants and terms contained herein required to be observed and performed by it, and will not terminate this lnstallment Purchase Agreement or fail to make any payment required by this lnstallment Purchase Agreement for any cause including, without limiting the generality of the foregoing, any acls or circumstances that may constitute failure of consideration, destruction of -or damage to all or a portion of the Electric System, commercial frustration of purpose, any change in the tax or other laws of the United States of America or of ihe State or any political subdivision of either or any failure of the Authority to observe or perform any agreement, condition, covenant or term contained in this -B- lnstallment Purchase Agreement required to be observed and performed by it, whether express or implied, or any duty, liability or obligation arising out of or connected with this lnstallment Purchase Agreement or the insolvency, or deemed insolvency, or bankruptcy or liquidation of the Authority or any force majeure, including acts of God, tempest, étorm, earthquake, war, rebellion, riot, civil disorder, acts of public enemies, blockade or embargo, strikes, industrial disputes, lockouts, lack of transportation facilities, fire, explosion, or acts or regulations of governmental authorities. SECTION 7.02. Distribution of Net Revenues for Debt Service, The City hereby covenants that it will distribute Net Revenues available for Outstanding lnstallment Payments and debt service on all Outstanding Parity Obligations on a pro rata basis without regard to whether each such Parity Obligation has a funded debt service reserve or a surety bond or other similar funding instrument' SECTION 7.03. Tax Covenants. (a) Private Business Use Limitation. The City shall assure that the proceeds of the Bonds are not used in a manner which would cause the Bonds to satisfy the private business tests of Section 141(b) of the Tax Code or the private loan financing test of Section 141(c) of the Tax Code. (b) Federal Guarantee Prohibition. The City may not take any action or permit or suffei åny action to Oe táken if the result of the same would be to cause the Bonds to be "federally guaranteed" within the meaning of Section 1a9(b) of the Tax Code. (c) No Arbitraqe. The City may not take, or permit or suffer to be taken by the Trustee ór otnerwlse, 'any action with respect to the proceeds of the Bonds or of any other obligations which, if such action had been reasonably expected to have been taken, or ñad been deliberately and intentionally taken, on the Closing Date, would have caused the Bonds to be "arbiirage bonds" within the meaning of Section 148(a) of the Tax Code. (d) Maintenance of Tax Exemption. The City shall take all actions necessary to assuie'tne exerlus¡on of ¡nm,rest on the Bonds from the gross income of the Owners of the Bonds to the same extent as such interest is permitted to be excluded from gross income under the Tax Code as in effect on the Closing Date. (e) Rebate of Excess lnvestment Earninqs to United Stales. The City shall calculate or cause to Oe caiculated the excess investment earnings in all respects at the times and in the manner required under the Tax Code. The City shall pay the full amount of excess investment earnings to the United States of America in such amounts, at such times and in such manner as may be required under the Tax Code. Such payments shall be made by the City from any source of legally available funds of the City. The City shall keep or cause to be kept and retain or cause to be retained for a period of six yéars following the retirement of the Bonds, records of the determinations made under this subsection (e). ln order to provide for the administration of this subsection (e), the City may provide for the employment of independent attorneys, accountants'and consuitants compensated on such reasonable basis as the City may deem appropriate. The Trustee has no duty or obligation to monitor or enforce compliance by the City of any of the requirements under this subsection (e). -9- SECTION 7.04. Against Encumbrances. The City will pay or cause to be paid when due all sums of money that may become due or purporting to be due for any labor, services, materials, supplies or equipment furnished, or alleged to have been furnished, to or for the City in, upon, about or relating to the Electric System and will keep the Electric System free of any and all liens against any portion of the Electric System. ln the event any such lien attaches to or is filed against any portion of the Electric System, the City will cause each such lien to be fully discharged and released at the time the performance of any obligation secured by any such lien matures or becomes due, except that if the City desires to contest any such lien it may do so if contesting such lien will not materially impair operation of the Electric System. lf any such lien shall be reduced to final judgment and such judgment or any process as may be issued for the enforcement thereof is not promptly stayed, or if so stayed and such stay thereafter expires, the City will forthwith pay or cause to be paid and discharged such judgment. Tlre City will, to the maximum extent permitted by law, indemnify and hold the Authority harmless from, and defend it against, any claim, demand, loss, damage, liability or expense (including attorneys' fees) as a result of any such lien or claim of lien against any portion of the Electric System. SECTTON 7.05. Sa/e or Other Disposition of Property. The City will not sell, transfer or othenryise dispose of any of the works, plant, properties, facilities or other part or rights of the Electric System or any real or personal property comprising a part of ine etectric System if such sale, transfer or disposition would cause the City to be unable to satisfy the requirements of Section 7.13 hereof. SECTION 7.06. Eminent Domain and lnsurance Proceeds. lf all or any part of the Electric System shall be taken by eminent domain proceedings, or if the City receives any insurance proceeds resulting from a casualty loss to the Electric System, the Net Próceeds thereof, at the option of the City, shall be applied either to the proportional prepayment of Outstanding lnstallment Payments hereunder and buistanding Parity Obligations or shall be used to substitute other components for the condemned or destroyed components of the Electric System. SECTION 7.07. Maintenance and Operation of the Electric System; Budgets. The City will maintain and preserve the Electric System in good repair and working order at all times and will operate the Electric System in an efficient and economical manner and will pay all Maintenance and Operation Costs as they become due and payable. On or before July 1 of each Fiscal Year, the City Council of the City shall adopt a budget for the Electric System for such Fiscal Year setting forth the estimated Maintenance and Operation Costs for such Fiscal Year and all lnstallment Payments required to be made hereunder and all payments coming due in such Fiscal Year with respect to Parity Obligations and Subordinate Obligations. lf requested, the City will file with the Authority and the Bond lnsurer, not later than October 1 of each year, a cover letter, signed by an authorized officer of the City stating that all lnstallment Payments required by this lnstallment Purchase Agreement have been included in the Annual Budget for the then current Fiscal Year. The Annual Budget may be amended at any time during any Fiscal Year and such amended budget shall be filed by the City with the Authority and the Bond lnsurer. SECTION 7.08. Comptiance with Contracts for use of the Electric Sysfem. The City will comply with, keep, observe and perform all agreements, conditions, covenants and terms, express or implied, required to be performed by it contained in all contracts -1 0- for the use of the Electric System and all other contracts affecting or involving the Electric System to the extent that the City is a party thereto. SECTION 7.09. lnsurance. The City shall maintain insurance covering risks (including, without limitation, property and casualty, general liability and public officials èrrors añd omissions) with respect to the Electric System in amounts as customarily maintained by electric utilities of similar size and conducting similar operations as the City. All insurers must be rated at least "4" by A.M Best or S&P. Any policy of insurance required under this Section 7.09 may be maintained as part of or in'conjúnction with any other insurance coverage carried by the City, and may be maintained iñ whole or in part in the form of self-insurance by the City or in the form of the participation by the City in a joint powers agency or other program providing pooled'insurånce. lf requested, the City shall file evidence of all insurance policies maintained under this Section at least annually with the Authority and the Trustee. SECTION 7.10. Accounting Records; Financial Statements and Other Reporfs. (a) The City will keep appropriate accounting records in which complete and correct eñtries shait be made of all transactions relating to the Electric System which records shall be available for inspection by the Authority and the Bond lnsurer at reasonable hours and under reasonable conditions. (b) The City will prepare and file with the Authority and the Bond lnsurer annually within tùó nunOreO ten (Zt0) days after the close of each Fiscal Year (commencing with the Fiscal Year ending June 30, 2018): (i) financial statements of the City for such Fiscal Year prepared in accordance w¡ifr Generally Accepted Accounting Principles, together with an Accountant's Report thereon; and (ii) a detailed report as to all insurance policies maintained and self- insurance programs maintained by the City with respect to the Electric System as of the close of such-Fiscal Year, including the names of the insurers which have issued the policies and the amounts thereof and the property or risks covered thereby. (iii) prior to issuing additional Parity Obligations, any disclosure document or financing agreement pertaining to such additional Parity Obligations, which disclosure document or financing agreement shall include, without limitation, the applicable maturity schedule, inteiestlate or rates, redemption and security provisions pertaining to any such additional Parity Obligations; (iv) immediate notice of any draw on the Reserve Fund; (v) within thirty (30) days following any judgment or administrative ruling that may have a'material adverse effect on the financial position of the Electric System notice of such judgment or administrative ruling; and (vi) copies of all continuing disclosure filings with national recognized municipal securities repositories with respect to the City. -11- SECTION 7.11. Protection of Security and Rights of the Authority. The City will preserve and protect the security of the lnstallment Payments under this lnstallment Purchase Agreement and the rights of the Authority to the lnstallment Payments under this lnstallment Purchase Agreement and will warrant and defend such rights against all claims and demands of all persons. SECTION 7.12. Payment of Taxes and Compliance with Governmental Regutations. The City will pay and discharge all taxes, assessments and other governmental charges which may hereafter be lavrrfully imposed upon the Electric System or any part thereof when the same shall become due. The City will duly observe añd conform w¡tn all valid regulations and requirements of any governmental authority relative to the operation of the Electric System or any part thereof, but the City shall not be required to comply with any regulations or requirements so long as the validity or application thereof shall be contested in good faith and contesting such validity or application will not materially impair the operations or financial condition of the Electric System. SECTION 7.'13. Amount of Rafes and Charges. The City will at all times fix, prescribe and collect rates and charges for the services, facilities and electricity of the Êlectric System during each Fiscal Year which will be at least sufficient to yield: (a) Adjusted Annual Revenues for such Fiscal Year at least equal to the sum of the following for such Fiscal Year: (i) Maintenance and Operation Costs; (ii) Adjusted Annual Debt Service with respect to the lnstallment Payments and Parity Obligations, and (iii) all other payments required to meet any other obligations of the City which are charges, liens or encumbrances upon or payable from the Electric Revenue Fund, including all amounts owed to any issuer of a surety bond credited to a debt service reserve for Parity Obligations then in effect; (b) Adjusted Annual Net Revenues for such Fiscal Year equal to at least one hundred iweniy percent (120o/o) of Adjusted Annual Debt Service with respect to the lnstallment Payments and Parity Obligations for such Fiscal Year. For the avoidance of doubt, as used in this Section 7.13(b) but not for other purposes of this lnstallment purchase Agreement, the definition of "Adjusted Annual Net Revenues" includes (i) the amount of Ávailable Reserves on deposit, or which the City has authorized to be deposited, in the Electric Revenue Fund as of the first day of the .releva¡t Fiscal Year and (ii) the amount of Available Reserves on deposit in the Electric Utility Environmental CompÍiance Fund (or successor fund) as of the first day of the relevant Fiscal year. The City may make adjustments from time to time in such fees and charges and may make such classifications thereof as it deems necessary but shall not reduce the ratés and charges then in effect unless the Revenues and the Adjusted Annual Net Revenues fromluch reduced rates and charges will at all times be sufficient to meet the requirements of this Section. SECTION 7.14. Cotlection of Rates and Charges. The City will have in effect at all times rules and regulations requiring each consumer or customer located on any -12- premises connected with the Electric System to pay the rates and charges applicable to the Electric Service provided to such premises and providing for the billing thereof and for a due date and a delinquency date for each bill. The City will not permit any part of the Electric System or any facility thereof to be used or taken advantage of free of charge by any corporation, firm or person, or by any public agency (including the United Statãs oï America, the State of California and any city, county, district, political subdivision, public corporation or agency of any thereof). Nothing herein shall prevent the City, in iis sole and exclusive discretion, from permitting other parties from selling electricìty to retail customers within the service area of the Electric System; provided, however, that permitting such sales shall not relieve the City of its obligations hereunder. SECTION 7.15. Further Assurances. The City will adopt, deliver, execute and make any and all further assurances, instruments and resolutions as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this lnstallmeñt Purchase Agreement and for the better assuring and confirming unto the Authority of the rights and benefits provided to it in this lnstallment Purchase Agreement. SECTION 7.16. Continuing Disclosure. The City hereby covenants and agrees that it will comply with and carry out all of its obligations under the Continuing Disclosure Agreement. Nótwithstanding any other provision of this lnstallment Purchase Alreement, failure of the City to comply with the Continuing Disclosure..Agreement shall nıt Ue considered an Event of Default hereunder and the Authority shall have no right to accelerate amounts due hereunder as a result thereof; provided, however, that the Bond lnsurer or any Owner may take such actions as may be necessary and appropriate, including seeúing mandate or specific performance by court order, to cause the City or the Truıtee, as ihe case may be, to comply with its obligations in this Section and the Continuing Disclosure Agreement. SECTION 7.17. City Obligations to Pay the Trustee. The City agrees to pay all amounts payable to the Trustee pursuant to Section 8.07 of the lndenture. ARTICLE VIII EveruTS OF DEFAULT AND REMEDIES SECTION 8.01. Events of Default. The following events constitute Events of Default hereunder: (a) Failure by the City to pay any lnstallment Payment when due and payable hereunder or any Parity Obligation when and as the same shall become due and payable. (b) Failure by the City to observe and perform any covenant, condition or agreement on its part to be observed or performed, other than as referred to in the pieceding clause (a), for a period of 30 days after written notice specifying such failure and requésting thàt.it be remedied has been given to the City by the Authority or the Trustee; provi-ded, however, that if the City notifies the Authority and the Trustee that in its reasohable opinion the failure stated in the notice can be corrected, but not within such 30-day period, such failure will not constitute an event of default hereunder if the -1 3- City commences to cure such failure within such 30 day period and thereafter diligently and in good faith cures the failure in a reasonable period of time. (c) The filing by the City of a voluntary petition in bankruptcy, or failure by lhe City promptly to lift any execution, garnishment or attachment, or adjudication of the City as a bankrupt, or assignment by the City for the benefit of creditors, or the entry by the City into an agreement of composition with creditors, or the approval by a court of competent jurisdiction of a petition applicable to the City in any proceedings instituted under the provisions of the Federal Bankruptcy Code, as amended, or under any similar acts which may hereafter be enacted. (d) The occurrence of any event of default under and as defined with respect to any Parity Obligation. SECTION 8.02. Remedies on Default lf an Event of Default occurs and is continuing, the Trustee as assignee of the Authority has the right, at its option and without añy further demand or notice, to take any one or more of the following actions: (a) Only as long as it is an available remedy under and as defined with respect'io all Parity Obligations, declare all principal components of the unpaid lnsiallment Payments, together with accrued interest thereon from the immediately preceding lnstállment Payment Date on which payment was made, to be immediately due and þayable, whereupon the same shall immediately become due and payable. The Trustee shall rescind and annul such declaration and its consequences if, before any judgment or decree for the payment of the moneys due has been obtained or entered, (i) the City deposits with the Trustee a sum sufficient to pay all principal components of the lnstallment Payments coming due prior to such deciaration and aÍl matured interest components (if any) of the lnstallment Payments, and (ii) the City pays the reasonable expenses of the Trustee (including any fees and expenóes of itô attorneys), and (iii) any and all other defaults known to the Trustee loilrer than in the payment of the principal and interest components of the lnstallment Þayments due and'páyable solely by reason of such declaration) have been made good. No such rescission and annulment will extend to or shall affect any subsequent default or impair or exhaust any right or power consequent thereon. (b) Take whatever action at law or in equity may appear necessary or desirable to collect the lnstallment Payments then due or thereafter to become due during the Term of this lnstallment Payment Agreement, or enforce performance and observance of any obligation, agreement or covenant of the City under this lnstallment Payment Agreement. (c) As a matter of right, in connection with the filing of a suit or other commencement of judicial proceedings to enforce the rights of the Trustee and the Bond Owners hereunder, cause the appointment of a receiver or receivers of the Net Revenues and other amounts pledged hereunder, with such powers as the court making such appointment may confer. SECTION 8.03. Other Remedies. Nothing in this Article or in any other provision hereof shall affect or impair the obligation of the City, which is absolute and unconditional, to pay the lnstallment Payments from the Net Revenues and amounts in the Electric Revenu-e Fund available for such payment in accordance herewith at the -14- respect¡ve due dates or upon acceleration or prepayment, or shall affect or impair the right of the Authority, which is also absolute and unconditional, to institute suit to enforce such payment by virtue of the contract embodied in this lnstallment Purchase Agreement. A waiver of any default or breach of duty or contract by the Authority shall not affect any subsequent default or breach of duty or contract or impair any rights or remedies on any such subsequent default or breach of duty or contract. No delay or omission by the Authority to exercise any right or remedy accruing upon any default or breach of d-uty or contract shall impair any such right or remedy or shall be construed to be a waiver of any such default or breach of duty or contract or an acquiescence therein, and every iigtrt or remedy conferred upon the Authority by law or by this article may be enforced- and exercised from time to time and as often as shall be deemed expedient by the Authority. lf any action, proceeding or suit to enforce any right or exercise any remedy is abandoned or determined adversely to the Authority, the City and the Autihority shall be restored to their former positions, rights and remedies as if such action, proceeding or suit had not been brought or taken. SECTION 8.04. Non-Waiver. No remedy herein conferred upon or reserved to the Authority or the Bond lnsurer, is intended to be exclusive of any other remedy, and each such iemedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing in law or in equity or by statute or othenruise ãnd may be exercised without exhausting and without regard to any other remedy conferred by law. SECTION 8.05. Apptication of Net Revenues Upon Acceleration. All Net Revenues available upon tlre date of the declaration of acceleration by the Authority as provided in Section b.O2 above and all Net Revenues thereafter received shall be applied in the following order: First, to the payment of the fees, costs and expenses of the Authority and the Trustee, if any, in'cârrying out the provisions of this Article, including reasonable compensation to their agents, accountants and counsel. Second, to the payment of the interest component of lnstallment Payments then due and payable anO tné interest then due and payable with respect to unpaid Parity Obligations (including the interest component of Net Payments due under Parity payñrent Agreementð); provided that, if the amount available shall not be sufficient to pay in full ãll the amounts due with respect to such interest component of lnstallment Þayments and interest on Parity Obligations (including Net Payments), then to the payment thereof ratably, according to the interest due, without any discrimination or preference. Third, to the payment of the principal component of lnstallment Payments then due and payable, the principal amount of the Parity Obligations which.has become due and payablé, whether on the original due date or upon acceleration (other than Parity eayment Agreements), and the frincipal component of Net Payments due under Parity payment A!reements; provided that, if the amount available shall not be sufficient to pay in full ãll the amounts due with respect to the lnstallment Payments, the Parity bOtigations, and the Net Payments due under Parity Payment Agreements, then to the payrient thereof ratably, acóording to the principal and Net Payments due, without any discrimination or preference. -1 5- Fourth, to the payment of amounts due to the Bond lnsurer and the bond insurance for any Parity Obligations not provided for in First, Second, and Third above. Fifth, to Termination Payments required under any Parity Payment Agreement that are secured by a pledge of Net Revenues on a parity with the payments under paragraph Third above, to the extent and in the manner provided by the terms of such Parity Payment Ag reement. ARTICLE IX DISCHARGE OF OELICRTIONS SECTION 9.01. Security Deposit. Notwithstanding any other provision hereof, the City may on any date secure the payment of lnstallment Payments, in whole or in part, by irreúocably depositing with the Trustee an amount of cash which, together with other available amounts, is either: (a) sufficient to pay all such lnstallment Payments, including the principal and interest components thereof, when due under Section 3.01, or invested in whole or in part in non-callable Federal Securities in such amount as will, in the opinion of an lndependent Accountant (which opinion is addressed and delivered to the Trustee), together with interest to accrue thereon and together with any cash which is so deposited, be fully sufficient to pay all such lnstallment Payments when due under Section 3.01 or when due on any opiional prepayment date under Section 9.02, as the City instructs at the time of said deposit. (b) lf the City makes a security deposit under this Section for the payment of all remaining lnstallment Payments, all obligations of the City hereunder, and the pledge of Net Revènues and all other security provided by this lnstallment Purchase Agreement for said obligations, will thereupon cease and terminate, excepting only the obligation of the City to make, or cause to be made, all lnstallment Payments from the security deposit. The security deposit will be deemed to be and will constitute a special fund for the payment of the lnstaltment Payments in accordance with the provisions hereof. SECTION 9.02. Optionat Prepaymenf. The City may exercise its option to prepay the principal components of the lnstallment Payments in whole or in part on any batà on or after the lnstallment Payment Date relating to the 1,20_ lnterest payment Date. The City may exercise such option by payment of a prepayment price eqúal to the sum of (a) the aggregate principal components of the lnstallment Payments to be prepaid, (b) the interest component of the lnstallment Payment required to be paid on or'accrued to such date, and (c) the premium (if any) then required to be paid upon the corresponding redemption of the Bonds under Article lV of the lndenture. The Trustee shall depósit the prepayment price in the Redemption Fund to be applied to the redemption of Bonds under Section a.ü@) of the lndenture. lf the City prepays the lnstallment Payments in part but not in whole, the principal components will be prepaid -16- among such maturities and in such integral multiples of $5,000 as the City designates in writteñ notice to the Trustee. The City shall give the Trustee written notice of its intention to exercise its option in sufficient time to enable the Trustee to give notice of redemption as required by the lndenture. The lnstallment Payments will othenruise be subject to prepayment in the amounts and at the times necessary to provide for redemption of the Bonds as set forth in the lndenture. SECTION 9.03. Accounting and Discharge lnstruments. After the payment, or provision for the payment as provided in Section 9,01 or Section 9.02, of all lnstallment Þayments and payment in full of all fees and expenses of the Authority, the Bond lnsurer and the Trustee, the Authority, upon request of the City, shall cause an accounting for such period or periods as may be requested by the City to be prepared and filed w¡tn tne City and the Authority shall execute and deliver to the City all such instruments as may be necessary or desirable to evidence such total discharge and satisfaction of this lnstallment Purchase Agreement. ARTICLE X MISCEUANEOUS SECTTON 10.01 . Payment Liabitity of City Limited. Notwithstanding anything contained herein, the City shall not be required to advance any moneys derived from any source of income óther than the Net Revenues and amounts in the Electric Revenue Fund for the payment of the lnstallment Payments or for the performance of any agreements or covenãnts required to be performed by it contained herein. The City mãy, lrowever, advance moneys for any such purpose so long as such moneys are derived from a source legally available for such purpose and may be legally used by the City for such purpose. The obligation of the City to make the lnstallment Payments is a special obligation of the City payable solely from the Net Revenues and amounts in the Electric Revénue Fund as provided herein. The general fund of the City is not liable, and neither the faith and credit nor the taxing power of the City is pledged for the payment of the lnstallment Payments or the performance or satisfaction of any other obligations of the City hereunder. SECTION 10.02. Amendments. The Authority and the City may at any time amend or modify any of the provisions of this Agreement, but only: (a) with the prior written consent -of t'he Owners of a majority in aggregate principal amount of the Outstanding Bonds; or (b) without the consent of the Trustee or any of the Bond Owners, bùt only if such amendment or modification is for any one or more of the following purposes: to add to the covenants and agreements of the City contained in this Agreement, other covenants and agreements thereafter to be observed, or to limit or surrender any rights or power herein reserved to or conferred upon the City; (i) -17- (i i)to make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained herein, to conform to the original intention of the City and the Authority; to modify, amend or supplement this Agreement in such manner as to assure that the interest on the Bonds remains excluded from gross income under the Tax Code; and in any other respect whatsoever as the Authority and the city deem neceðsary or desirable, if in the opinion of Bond Counsel such modifications or amendments do not materially adversely affect the interests of the Owners of the Bonds. (iii) No such modification or amendment may (a) extend or have the effect of extending any lnstallment Payment Date or reducing any lnstallment Payment or any premiurn- payãOte upon the prepayment thereof, without the express consent of the bwners of the affected Bonds, or (b) modify any of the rights or obligations of the Trustee without its written assent thereto. SECTION 10.03. Assignment of tnstattment Purchase Agreement. The City hereby acknowledges that the Authority, for good and valuable consideration, has transferred, assignéd and sent over to the Trustee, pursuant to the provisions of the lndenture, all of the lnstallment Payments and any and all rights and privileges it has hereunder with respect to the lnstallment Payments and references herein to the Authority's rights witlr respect to the lnstallment Payments (but not the obligations of the Authority heleunder, it being understood that the Trustee shall not assume any responsibility for any duties oicovenants or warranties of the Authority hereunder) shall be construed to be references to the Trustee. SECTION 10.04. Benefits of Contracts Limited to Pa¡úies. Nothing contained in this lnstallment Purchase Agreement, expressed or implied, is intended to give to any person other than the Authority, the Trustee (with respect to its rights pursuant to bections 4.01(b) and 10.12 hereof and as the assignee of the Authority's rights hereunder), thè 'City, or the Bond lnsurer (so long as the Bond lnsurer is not in default under a Bônd lnsuiance Policy) any right, remedy or claim under or pursuant thereto, and any agreement or covenañt required herein to be performed by or on behalf of the Authoriiy (ãnd the Trustee, as the assignee of the Authority's rights hereunder) or the city shall be for the sole and exclusive benefit of the other party. SECTION 10.05. Successor rs Deemed lncluded in all References to predecessor. Whenever either the Authority or the City is named or referred to herein, such reference shall be deemed to include the successor to the powers, duties and functions that are presently vested in the Authority or the City, and all agreements and covenants required hereby to be performed by or on behalf of the Authority or the City shall bind and inure to the benefit of the respective successors thereof whether so expressed or not. SECTION 10.06. Waiver of Personat Liability. No officer or employee of the City shall þe individually or personally liable for the payment of the lnstallment Payments or the performance oi satisfaction of any other obligation of the City hereunder, but nothing coniained herein shall relieve any officer or employee of the City from the performance (iv) -1 8- of any official duty provided by any applicable provisions of law or by the terms of this I nstallment Purchase Agreement. SECTION 10.07. Articte and Section Heading, Gender and References. The headings or titles of the several articles and sections hereof and the table of contents appended hereto shall be solely for convenience of reference and shall not affect the meaning, construction or effect hereof, and words of any gender shall be deemed and construed to include all genders. All references herein to "Articles," "Sections," "Exhibits" and other subdivisions or clauses are to the corresponding articles, sections, exhibits, subdivisions or clauses hereof; and the words "hereby," "herein," "hereof," "hereto," "herewith" and other words of similar import refer to this lnstallment Purchase Agreement as a whole and not to any particular article, section, exhibit, subdivision or clause hereof. SECTION 10.08. Partial lnvalidity: lf any one or more of the agreements or covenants or portions thereof required hereby to be performed by or on the part of the Authority or the City shall be contrary to law, then such agreement or agreements, such covenant or covenants or such portions thereof shall be null and void and shall be deemed separable from the remaining agreements and covenants or portions thereof and shall in no way affect the validity hereof. The Authority and the City hereby declare that they would have executed this lnstallment Purchase Agreement, ald each and every otFrer article, section, paragraph, subdivision, sentence, clause and phrase hereof irresþective of the fact that anyone or more articles, sections, paragraphs, subdivisions, sentences, clauses or phrases hereof or the application thereof to any person or circumstance may be held to be unconstitutional, unenforceable or invalid. SECTION 10.09. Net Contract. This lnstallment Purchase Agreement shall be deemed and construed to be a net contract, and the City shall pay absolutely net during the term hereof the lnstallment Payments and all other payments required under this Installment Purchase Agreement, free of any deductions and without abatement, diminution or set-off whatsoever. SECTION 10.10. Catifornia Law. This lnstallment Purchase Agreement shall be construed and governed in accordance with the laws of the State of California. SECTION 10.11. tndemnification. The City shall, to the full extent then permitted by law, indemnify, protect, hold harmless, save and keep harmless the Authority, the Bond lnsurer and the Trustee and their directors, officers and employees from and against any and all liability, obligations, losses, claims and damages whatsoever, iegardless of the cause thereof, and expenses in connection therewith, including, without limitation, counsel fees and expenses, penalties and interest arising out of oi as the result of (i) the entering into of this lnstallment Purchase Agreement, the use of any of the Existing Facilities or any accident in connection with the operation, use, condltion or possession of any of the Existing Facilities or any portion thereof resulting in damage to property or injury to or death to any person including, without limitatioñ, any claim alleging latent and other defects, whether or not discoverable by the City or the Authority, (ii) any claim for patent, trademark or copyright infringement, (iii) any claim arising out of strict liability in tort, (iv) without negligence or willful misconduct, the Trustee's atceptance or administration of the trust under the lndenture, or the exercise or performance of any of its powers or duties thereunder or hereunder; or (v) any untrue statement or alleged untrue statement of any material fact or omission or alleged omission to state a material fact necessary to make the statements made, in -1 9- light of the circumstances under which they were made, not misleading in any official statement or other offering circular utilized in connection with the sale of any Bonds executed and delivered under the lndenture. The indemnification arising under this Section shall continue in full force and effect notwithstanding the full payment of all obligations hereunder or the termination of the other provisions hereof for any reason. The City agrees not to withhold or abate any portion of the lnstallment Payments required pursuant hereto by reason of any defects, malfunctions, breakdowns or infirmities of any of the Existing Facilities; The City and the Authority mutually agree to promptly give notice to each other of any claim or liability hereby indemnified against following either's learning thereof. The rights to indemnification from the City hereunder shall survive the termination hereof or the resignation or removal of the Trustee. SECTION 10.12. Funds. Any fund required to be established and maintained herein by the City may be established and maintained in the accounting records of the City either as an account or a fund and may, for the purpose of such accounting records, any audits thereof and any reports or statements with respect thereto, be treated either as an account or a fund; but all such records with respect to any such fund shall at all times be maintained in accordance with sound accounting practice. SECTION 10.13. Nofices. All notices, certificates or other communications hereunder shall be deemed sufficiently given upon actual receipt thereof when received by the City, the Authority, the Trustee, the Bond lnsurer, [and the Rating Agencies,] as the case may be, at the respective address provided pursuant to Section 11.07 of the lndenture or, if mailed by first class mail, postage prepaid, addressed to the appropriate address provided pursuant to Section 11.07 of the lndenture, six Business Days after deposit in the United States mail. Unless otheruvise requested by the City, the Authority, the Trustee, the Bond lnsurer, or a Rating Agency, any notice required to be given hereunder in writing may be given by any form of telephonic or electronic transmission capable of making a written iecord. -Eacñ such party shall file with the Trustee information appropriate to receiving such form of telephonic or electronic transmission. Any of the parties noted above may, by notice given hereunder, designate any different addresses to which subsequent notices, certificates or other communications shall be sent. SECTION 10.14. Effective Date. This lnstallment Purchase Agreement shall become effective upon its execution and delivery, and, except as othenruise specifically provided with respect to particular terms hereof, shall terminate when the lnstallment Þayments provided herein shall have been fully paid (or provision for the payment thereof shall have been made pursuant to Article lX hereof). SECTION 10.15. Execution in Counterpart. This lnstallment Purchase Agreement may be executed in several counterparts, each of which shall be deemed an orìginal, and all of which shall constitute but one and the same instrument. [Remainder of Page lntentionally Left Blank] -20- lN WITNESS WHEREOF, the parties hereto have executed and attested this lnstallment Purchase Agreement by their respective officers thereunto duly authorized, as of the day and year first written above. CITY OF LODI, A MUNIC¡PAL CORPORATION By Stephen Schwabauer, City Manager LODI PUBLIC FINANCING AUTHORITY By Stephen Schwabauer, Executive Director ATTEST: Jennifer M. Ferraiolo, CitY Clerk APPROVED AS TO FORM Janice D. Magdich, City AttorneY -21- SCHEDULE A SCHEDULE OF INSTALLMENT PAYMENTS AS OF DELIVERY DATE lnstallment Payment Date Principal Component $ lnterest Component TotAl Payment $$ A-1 EXHIBIT 1 DESCRIPTION OF EXISTING FACILITIES The Existing Facilities consist of the following generally described improvements, facilities and extensions of the Electric System: . Distribution system improvements including new/enhanced overhead and underground electric plant such as vaults, conductor, poles, protective devices, etc.; . Metering system improvements including new meters and ancillary meter devices, meter reading equipment, etc,; . Transmission system improvements such as new circuits, conductor poles, protective devices, etc.; . Substation system improvements including new/rehabilitated plant, equipment replacement and upgrades, transformer overhauls, etc.; . Vehicle and rolling stock acquisition including trucks, cars, cranes, trailers, polesetting equipment, wire pulling equipment, vacuum units, etc.; . Communications equipment including fiber optics, remote terminal units, radio systems and device, etc.; . Building/structure improvements including property acquisition, lighting, HVAC, furniture, workspace enhancements, etc,; and/or . Technology enhancements including new computer hardware/ software systems, system test and repair devices, etc. EXH 1-1 EXHIBIT D FORM OF BOND PURCHASE AGREEMENT $ LODI PUBLIC FINANCING AUTHORITY 2018 ELECTRIC SYSTEM REVENUE REFUNDING BONDS BOND PURCHASE AGREEMENT 201 8 Board of Directors Lodi Public Financing Authority Lodi, California City Council City of Lodi Lodi, California Ladies and Gentlemen: The undersigned, J.P. Morgan Securities LLC (the "Underwriter"), relating to the Authority's$-2018ElectricSystemRevenueRefundingBonds(the,,20l8Bonds,,), hereby offers to enter into this Bond Purchase Agreement (the "Purchase Agreement") with you, the Lodi Public Financing Authority (the "Authority") and you, the City of Lodi (the "City"), which, upon the Authority's and the City's acceptance of this offer, will be binding upon the Authority, the City and the Underwriter. This offer is made subject to acceptance by each of you prior to 11:59 P.M., California time, on the date hereof. If this offer is not so accepted, this offer will be subject to withdrawal by the Underwriter upon notice delivered to you at any time prior to acceptance. Upon acceptance, this Purchase Agreement shall be in full force and effect in accordance with its terms and shall be binding upon the Authority, the Cþ and the Underwriter. All capitalized terms used herein not otherwise defined herein shall have the respective meanings ascribed thereto in the Official Statement and the Indenture (each, as herein defined). 1. Purchase. Sale and Delivery of the 2018 Bonds. (a) Subject to the terms and conditions and in reliance upon 'the representations, warranties and agreements set forth herein, the Underwriter hereby agrees to purchase and the Authority agrees to sell and deliver to the Underwriter all (but not less than all) of the 2018 Bonds. (b) The 2018 Bonds shall be issued pursuant to the Marks Roos Local Bond Pooling Act of 1985, consisting of Article 4, Chapter 5, Division 7, TiLle 1 of the Government Code of the State of California (commencing with Section 6584 (the "Act") and an Indenture of Trust (the "Indenture"), dated as of 2018, by and between the Authority and MUFG Union Bank, as trustee (the "Trustee"). The 2018 Bonds shall be dated the Closing Date (as hereinafter defined). The 2018 Bonds shall have the maturities and bear interest at the rates per annum and at the prices and yields and shall be subject to redemption as shown on ExhibitA hereto. The 2018 Bonds are subject to 1 2999445.3 042414 AGMT redemption prior to maturity as set forth in the Official Statement. The 2018 Bonds shall be substantially in the form described in, and shall be issued and secured under, the provisions of the Indenture. The 2018 Bonds are special, limited obligations of the Authority payable solely from and secured by Authority Revenues and certain funds and accounts held under the Indenture. Authority Revenues consist primarily of installment payments ('ilnstallment Payments") to be made by the City pursuant to an Installment Purchase Agreement dated as of 2018 (the "Installment Purchase Agreement"). The obligation of the City to make the Installment Payments is a special obligation of the City that is secured by a pledge of and payable solely from Net Revenues relating to the City's electric system. The 2018 Bonds are being issued to provide funds to (i) refinance $principal amount of City of Lodi (the "City") Electric System Revenue Certificates of Participation, 2008 Series A (such amount refinanced constituting the "Refunded Certificates") and the corresponding portion of the related installment payment obligation of the City; and (ii) pay the costs of issuing the 2018 Bonds. (c)Theaggregatepurchasepriceforthe2018Bondswillb"$- (consisting of the aggregate principal amount of the 2018 Bonds less an Underwriter's discount of $and plus [net] original issue premium of $ ) (d) At 8:00 4.M., California time, on 2018, or at such other time or on such other date as we mutually agree upon (the "Closing Date"), the Authority and the City will, subject to the terms and conditions hereof, cause to be delivered to the Underwriter, at a location or locations to be designated by the Underwriter in New York, New York, the 2018 Bonds (delivered through the book entry system of The Depository Trust Company), duly executed, and at the offices of Jones Hall, A Professional Law Corporation, San Francisco, California, or at such other place as shall have been mutually agreed upon by the Authority and the Underwriter, and the other documents mentioned herein. The Underwriter will accept such delivery and pay the Purchase Price in immediately available funds (such delivery and payment being herein referred to as the 'oClosing") to the order of the Trustee. (e) The Underwriter agrees to make a bona fide public offering of the 2018 Bonds at the initial offering prices set forth in the Official Statement (as hereinafter defined), which prices may be changed from time to time by the Underwriter after such offering. (Ð The City will undertake, pursuant to a Continuing Disclosure Certificate, dated as of the Closing Date (the "Continuing Disclosure Certificate") to provide certain annual financial information and notices of the occurrence of certain events. A description of this undertaking is set forth in the Preliminary Offrcial Statement (as hereinafter defined) and will also be set forth in the Official Statement. Except as described in the Official Statement, the City has not failed to comply in the last five years in all material respects with any previous undertakings with regard to Rule I5c2-12 (as defined below) to provide annual reports or notices of material events. (g) The City and the Authority acknowledge and agree that (i) the purchase and sale of the Bonds pursuant to this Purchase Agreement is an arm's-length 2 2999445.3 042414 AGMT commercial transaction among the City, the Authority and the Underwriter, (ii) in connection therewith and with the discussions, undertakings and procedures leading up to the consummation of such transaction, the Underwriter is and has been acting solely as a principal and is not acting as the agent or fiduciary of the City or the Authority, (iii) the Underwriter has not assumed any advisory or fiduciary responsibilities in favor of the City and the Authority with respect to the offering contemplated hereby or the discussions, undertakings and procedures leading thereto (inespective of whcther the Underwriter has provided other services or is currently providing other services to the City and the Authority on other matters) and the Underwriter has no obligation to the City and the Authority with respect to the offering contemplated hereby except the obligations expressly set forth in this Purchase Agreement and (iv) the City and the Authority have consulted their own legal, financial and other advisors to the extent they have deemed appropriate. 2. Use and Preparation of Official Statement. The Authority and the City hereby ratify, confirm and approve of the use and distribution by the Underwriter prior to the date hereof of the Preliminary Official Statement dated 2018 relating to the 2018 Bonds (which, together with all appendices thereto, is referred to herein as the "Preliminary Offrcial Statement"). The Authority and the City have deemed final the Preliminary Official Statement as of its date for purposes of Rule I5c2-12 promulgated by the Securities Exchange Act of 1934 ("Rule I5c2-I2"), as amended, except for the omission of such information as is specified in Rule 15c2-12(bx1). The Authority and the City hereby agree to deliver or cause to be delivered to the Underwriter, within seven (7) business days of the date hereof, conformed copies of the final Offrcial Statement, dated the date hereof (which shall be in the form of the Preliminary Official Statement with only the addition of information previously permitted to have been omitted by Rule I5c2-12) and any amendments or supplements to such Official Statement as have been approved by the Authority, the City and the Underwriter (the "Official Statement") in sufficient quantity to enable the Underwriter to comply with the rules of the Securities and Exchange Commission and the Municipal Securities Rulemaking Board. The Authority and the City hereby approve of the use and distribution by the Underwriter of the Official Statement in connection with the offer and sale of the 2018 Bonds. At the time of or prior to the Closing Date, the Underwriter shall file a copy of the Official Statement with the Municipal Securities Rulemaking Board. 3. Representations. Warranties and Agreements of the Authority. The Authority hereby represents, warrants and agrees with the Underwriter as follows: (a) The Authority is, and will be on the Closing Date, a joint powers entity of the State of Californía organized and operating pursuant to the laws of the State of California with the full power and authority to issue the 2018 Bonds pursuant to the Act, to execute and deliver the Offrcial Statement and to enter into this Purchase Agreement, the Indenture, and the Installment Purchase Agreement; (b) By all necessary official action of the Authority prior to or concurrently with the acceptance hereof, the Authority has duly approved, ratified and confirmed the distribution of the Preliminary Official Statement and the execution, delivery and distribution of the Official Statement, and has duly authoñzed and approved the J 299944s.3 042414 AGMT execution and delivery of, and the performance by the Authority of the obligations on its part contained in the Indenture, the Installment Purchase Agreement and this Purchase Agreement and the consummation by it of all other transactions contemplated by the Official Statement, the Indenture, the Installment Purchase Agreement and this Purchase Agreement; (c) The Authority is not in any material respect in breach of or default under any applicable constitutional provision, law or administrative regulation to which it is subject or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Authority is a party or to which the Authority or any of its property or assets is otherwise subject, and no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute such a default or event of default in any material respect under any such instrument; and the issuance of the 2018 Bonds and the execution and delivery of the Indenture, the Installment Purchase Agreement, this Purchase Agreement and the Official Statement, and compliance with the provisions on the Authority's part contained herein and therein, will not in any material respect conflict with or constitute a breach of or default under any law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Authority is a party or is otherwise subject, nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or assets of the Authority under the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument; (d) To the best knowledge of the Authority after reasonable investigation, there is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, public board or body, pending or threatened against the Authority in any material respect affecting the existence of the Authority or the titles of its officers to their respective offices or affecting or seeking to prohibit, restrain or enjoin the issuance, sale or delivery of the 2018 Bonds or contesting or affecting, as to the Authority, the validity or enforceability of the 2018 Bonds, the Installment Purchase Agreement, the Indenture or this Purchase Agreement or contesting the powers of the Authority or its authority to enter into, adopt or perform its obligations under any of the foregoing, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement, or any amendment or supplement thereto, wherein an unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Indenture, the Installment Purchase Agreement or this Purchase Agreement; (e) All authorizations, approvals, licenses, permits, consents and orders of any governmental authority, legislative body, board, agency or commission having jurisdiction of the matter which are required for the due authorizationby, or which would constitute a condition precedent to or the absence of which would materially adversely affect the due performance by, the Authority of its obligations in connection with the issuance of the 2018 Bonds under the Indenture have been duly obtained, except for such approvals, consents and orders as may be required under the Blue Sky or securities laws 4 2999445.3 042414 AGMT of any state in connection with the offering and sale of the 2018 Bonds; and all authorizations, approvals, licenses, permits, consents and orders of any governmental authority, board, agency or commission having jurisdiction of the matter which are required for the due authorization by, or which would constitute a condition precedent to or the absence of which would materially adversely affect the due performance by, the Authority of its obligations under the Indenture, the Installment Purchase Agreement or this Purchase Agreement have been duly obtained; (Ð The Authority will frrnish such information, execute such instruments and take such other action in cooperation with the Underwriter as the Underwriter may reasonably request in order (i) to qualify the2018 Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions of the United States as the Undenvriter may designate and (ii) to determine the eligibility of the 2018 Bonds for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualification in effect so long as required for distribution of the 2018 Bonds; provided, that in no event shall the Authority be required to take any action which would subject it to service of process in any jurisdiction in which it is not now so subject; (g) As of the date thereof and hereof, the Preliminary Official Statement (except for the omission of such information as is specihed in Rule 15c2-12(bx1)) did not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein relating to the Authority, in the light of the circumstances under which they were made, not misleading (excluding therefrom information about DTC or the book-entry only system contained in the Preliminary Official Statement); (h) As of the date thereof and at all times subsequent thereto to and including the date which is 25 days following the End of the Underwriting Period (as such term is hereinafter defined) for the 2018 Bonds, the Official Statement did not and will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, relating to the Authority in the light of the circumstances under which they were made, not misleading; (Ð If.between the date hereof and the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, an event occurs which might or would cause the information contained in the Official Statement, as then supplemented or amended, to contain an untrue statement of a material fact or to omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, the Authority will notify the Underwriter, and, if in the opinion of the Authority, the Underwriter or its counsel, such event requires the preparation and publication of a supplement or amendment to the Official Statement, the Authority will forthwith prepare and furnish to the Underwriter (at the expense of the Authority) a reasonable number of copies of an amendment of or supplement to the Official Statement (in form and substance satisfactory to counsel for the Underwriter) which will amend or supplement the Official Statement so that it will not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements 5 2999445.3 0424t4 AGMT therein, in the light of the circumstances under which they were made, not misleading. For the purposes of this subsection, between the date hereof and the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, the Authority will furnish such information with respect to itself as the Underwriter may from time to time reasonably request; ú) If the information contained in the Official Statement is amended or supplemented pursuant to paragraph (i) hereof, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such subparagraph) at all times subsequent thereto up to and including the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, the portions of the Official Statement so supplemented or amended (including any financial and statistical data contained therein) will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (k) After the Closing up to and including the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, the Authority will not participate in the issuance of any amendment of or supplement to the Offrcial Statement to which, after being furnished with a copy, the Underwriter shall reasonably object in writing or which shall be disapproved by counsel for the Underwriter; 0) As used herein and for the purposes of the foregoing, the term "End of the Underwriting Period" forthe 2018 Bonds shall meanthe earlier of (i) the Closing Date, unless the Authority and the City shall have been notified in writing to the contrary by the Underwriter on or prior to the Closing Date, or (ii) the date on which the End of the Underwriting Period for the 2018 Bonds has occurred under Rule 15c2-12; provided, that the Authority and the City may treat as the End of the Underwriting Period for the 2018 Bonds the date specified as such in a notice from the Underwriter stating the date which is the End of the Underwriting Period; (m) The Authority will apply, or cause the application of, the proceeds of the 2018 Bonds in accordance with the Installment Purchase Agreement and the Indenture; and (n) Any certificate signed by any authorized official of the Authority, and delivered to the Underwriter in connection with the execution and delivery of the 2018 Bonds, shall be deemed a representation and warranty by the Authority to the Underwriter as to the statements made therein. 4. Representations. V/arranties and Agreements of the City. The City hereby represents, warrants and agrees with the Underwriter as follows: (a) The City is, and will be on the Closing Date, a municipal corporation and general law city duly organized and existing under the Constitution and laws of the State of California (the "State") with the full power and authority to execute and deliver the Official Statement and to enter into this Purchase Agreement, the Continuing Disclosure 6 299944s.3 042414 AGMT Certificate, the Installment Purchase Agreement and the Escrow Deposit and Trust Agreement, dated as of -, 2018 (the "Escrow Agreement"), between the City and The Bank of New York Mellon Trust Company, N.4., as escrow agent for the Refunded Certificates (the "Escrow Agent"); (b) By all necessary official action of the City prior to or concurrently with the acceptance hereof, the City has duly approved, ratified and confirmed the distribution of the Preliminary Official Statement and the execution, delivery and distribution of the Official Statement, and has duly authorized and approved the execution and delivery of, and the performance by the City of the obligations on its part contained in, the Continuing Disclosure Certificate, the Installment Purchase Agreement, the Escrow Agreement and this Purchase Agreement and the consummation by it of all other transactions contemplated by the Official Statement, the Continuing Disclosure Certihcate, the Installment Purchase Agreement, the Escrow Agreement and this Purchase Agreement; (c) The City is not in any material respect in breach of or default under any applicable constitutional provision, law or administrative regulation to which it is subject or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the City is a party or to which the City or any of its property or assets is otherwise subject, and no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute such a default or event of default in any material respect under any such instrument; and the execution and delivery of the Continuing Disclosure Certificate, the Installment Purchase Agreement, this Purchase Agreement, the Escrow Agreement and the Official Statement, and compliance with the provisions on the City's part contained herein and therein, will not in any material respect conflict with or constitute a breach of or default under any law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the City is a party or is otherwise subject, nor will any such executioq delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or assets of the City under the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument; (d) There is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, public board or body, pending or, to the best knowledge of the City after reasonable investigation, threatened against the City in any material respect affecting the existence of the City or the titles of its offrcers to their respective offices or contesting or affecting, as to the City, the validity or enforceability of the Continuing Disclosure Certificate, the Installment Purchase Agreement, the Escrow Agreement or this Purchase Agreement or contesting the powers of the City or its authority to enter into, adopt or perform its obligations under any of the foregoing, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement, or any amendment or supplement thereto, wherein an unfavorable decision, ruling or finding would materially adversely affect the 7 2999445.3 042414 AGMT validity or enforceability of the Continuing Disclosure Certificate, the Installment Purchase Agreement, the Escrow Agreement or this Purchase Agreement; (e) All authorizations, approvals, licenses, permits, consents and orders of any governmental authority, legislative body, board, agency or commission having jurisdiction of the matter which are required for the due authorization by, or which would constitute a condition precedent to or the absence of which would materially adversely affect the due performance by the City of its obligations in connection with the issuance of the 2018 Bonds have been duly obtained, except for such approvals, consents and orders as may be required under the Blue Sky or securities laws of any state in connection with the offering and sale of the 2018 Bonds; and all authorizations, approvals, licenses, permits, consents and orders of any governmental authority, board, agency or commission having jurisdiction of the matter which are required for the due authorization by, or which would constitute a condition precedent to or the absence of which would materially adversely affect the due performance by the City of its obligations under the Continuing Disclosure Certificate, the Installment Purchase Agreement, the Escrow Agreement or this Purchase Agreement have been duly obtained (including to the extent required, any govemmental permits and approvals); (Ð The City will furnish such information, execute such instruments and take such other action in cooperation with the Underwriter as the Underwriter may reasonably request in order (i) to qualify the 2018 Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions of the United States as the Underwriter may designate; and (ii) to determine the eligibility of the 2018 Bonds for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualification in effect so long as required for distribution of the 2018 Bonds; provided, that in no event shall the City be required to take any action which would subject it to service of process in any jurisdiction in which it is not now so subject; (g) As of the date thereof and hereof, the Preliminary Official Statement (except for the omission of such information as is specified in Rule 15c2-12(bx1) did not (excluding therefrom information about DTC or the book-entry only system contained in the Preliminary Official Statement), contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (h) As of the date thereof and at all times subsequent thereto, to and including the date which is 25 days following the End of the Underwriting Period for the 2018 Bonds, the Official Statement (excluding therefrom information about DTC or the book- entry only system contained in the Offrcial Statement), did not and will not contain any untrue statement of a material fact or omit to state a malerial fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (i) If between the date hereof and the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, an event occurs which might or would cause 8 299944s3 042414 AGMT the information contained in the Offrcial Statement, as then supplemented or amended, to contain an untrue statement of a material fact or to omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, the City will notify the Underwriter, and, if in the opinion of the City, the Underwriter or its counsel, such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will forthwith prepare and furnish to the Underwriter (at the expense of the City) a reasonable number of copies of an amendment of or supplement to the Off,rcial Statement (in form and substance satisfactory to counsel for the Underwriter) which will amend or supplement the Off,rcial Statement so that it will not contain an untrue statement of a material lact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. For the pu{poses of this subsection, between the date hereof and the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, the City will furnish such information with respect to itself as the Underwriter may from time to time reasonably request; (j) If the information contained in the Official Statement is amended or supplemented pursuant to paragraph (i) hereof, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such subparagraph) at all times subsequent thereto up to and including the date which is 25 days after the End of the Underwriting Period for the 2018 Bonds, the portions of the Official Statement so supplemented or amended (excluding therefrom information about DTC or the book-entry only system), will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (k) After the Closing up to and including the date which is 25 days after the End of the Underwriting Period forthe 2018 Bonds, the City will notparticipate inthe issuance of any amendment of or supplement to the Official Statement to which, after being furnished with a copy, the Underwriter shall reasonably object in writing or which shall be disapproved by counsel for the Underwriter; (l) The Audited Financial Statements of the City for the Fiscal Year ended June 30, 2017, as contained in Appendix B to the Official Statement, fairly aird accurately present the financial condition of the Electric System as of such date and there has not been, nor does the City anticipate that there will be, any adverse change of a material nature in the financial position, results of operations or condition, financial or otherwise, of the Electric System; (m) Since June 30, 2017, except as referred to in or as contemplated by the Official Statement, with respect to its Electric System, the City has not incurred any financial liabilities, direct or contingent, or entered into any transactions and there has not been any adverse change in the condition, financial or physical, of the Electric System, in any case that would materially and adversely affect the ability of the City to meet its obligations under the Installment Purchase Agreement; 9 2999445.3 042414 AGMT (") Between the date of this Purchase Agreement and the Closing Date, except as described in the Official Statement, the City will not, without the prior written consent of the Underwriter, offer or issue any bonds, notes or other obligations for borrowed money, or incur any material liabilities direct or contingent, payable from Electric System Revenues (as defined in the Indenture), nor does the City reasonably anticipate that there will be any adverse change of a material nature in the financial position, results of operations or condition, financial or otherwise, of the City; and (o) Any certificate signed by any authorized official of the City, and delivered to the Underwriter in connection with the execution and delivery of the 201 8 Bonds, shall be deemed a representation and warranty by the City to the Underwriter as to the statements made therein. 5 ñnnrlifinnc fn fha l^ìhlicrq tions ^f +ho T T-rlcn¡¡rifer The Underwriter hereby enters into this Purchase Agreement in reliance upon the representations and warranties of the Authority and the City contained herein and the representations and warranties to be contained in the documents and instruments to be delivered at the Closing and upon the performance by the Authority and the City of their obligations both on and as of the date hereof and as of the Closing Date. Accordingly, the Underwriter's obligations under this Purchase Agreement to purchase, to accept delivery of and to pay for the 2018 Bonds shall be subject, at the option of the Underwriter, to the accuracy in all material respects of the representations and warranties of the Authority and the City contained herein as of the date hereof and as of the Closing Date, to the accuracy in all material respects of the statements of the officers and other officials of the Authority and the City made in any certificate or other document furnished pursuant to the provisions hereof, to the performance by the Authority and the City of their respective obligations to be performed hereunder and under such documents and instruments at or prior to the Closing Date, and also shall be subject to the following additional conditions: (a) The Underwriter shall receive, within seven (7) business days of the date hereof, copies of the Official Statement (including all information previously permitted to have been omitted by Rule l5c2-I2 and any amendments or supplements as have been approved by the Underwriter), in such reasonable quantity as the Underwriter shall have requested; (b) The representations and warranties of the Authority and the City contained herein shall be true and correct on the date hereof and on the Closing Date, as if made on and at the Closing; (c) At the Closing, the Indenture, the Installment Purchase Agreement, the Continuing Disclosure Certificate, the Escrow Agreement and this Purchase Agreement shall have been duly authorized, executed and delivered by the respective parties thereto, and the Official Statement shall have been duly authorized, executed and delivered by the Authority and the City, all in substantially the forms heretofore submitted to the Underwriter, with only such changes as shall have been agreed to in writing by the Underwriter, and shall be in full force and effect; and there shall be in full force and effect such resolution or resolutions of the Board of Directors of the Authority and the City Council of the City as, in the opinion of Jones Hall, A Professional Law 10 299944s3 042414 AGMT Corporation, Bond Counsel to the Authority ("Bond Counsel"), shall be necessary or appropriate in connection with the transactions contemplated hereby; (d) Between the date hereof and the Closing Date, the market price or marketability, at the initial offering prices set forth in the Official Statement, of the 2018 Bonds shall not have been materially adversely affected, in the reasonable judgment of the Underwriter (evidenced by a written notice to the Authority and the City terminating the obligation of the Underwriter to accept delivery of and make any payment for the 2018 Bonds), by,reason of any of the following: (1) an amendment to the Constitution of the United States or the State of California shall have been passed or legislation shall have been introduced in or enacted by the Congress of the United States or the legislature of any state having jurisdiction of the subject matter or legislation pending in the Congress of the United States shall have been amended or legislation shall have been recommended to the Congress of the United States or to any state having jurisdiction of the subject matter or otherwise endorsed for passage (by press release, other form of notice or otherwise) by the President of the United States, the Treasury Department of the United States, the Internal Revenue Service or the Chairman or ranking minority member of the Committee on Finance of the United States Senate or the Committee on Ways and Means of the United States House of Representatives, or legislation shall have been proposed for consideration by either such Committee by any member thereof or presented as an option for consideration by either such Committee by the staff of such Committee or by the staff of the Joint Committee on Taxation of the Congress of the United States, or legislation shall have been favorably reported for passage to either House of the Congress of the United States by a Committee of such House to which such legislation has been referred for consideration, or a decision shall have been rendered by a court of the United States or of the State of California or the Tax Court of the United States, or a ruling shall have been made or a regulation or temporary regulation shall have been proposed or made or any other release or announcement shall have been made by the Treasury Department of the United States, the Internal Revenue Service or other federal or State of California authority, with respect to federal or State of California taxation upon revenues or other income of the general character to be derived by the Authority or upon interest received on obligations of the general character of the 2018 Bonds which, in the reasonable judgment of the Underwriter, may have the purpose or effect, directly or indirectly, of affecting the tax status of the Authority, its property or income, its securities (including the 2018 Bonds) or the interest thereon, or any tax exemption granted or authorized by State of California legislation or, in the reasonable judgment of the Underwriter, materially and adversely affecting the market for the 2018 Bonds or the market price generally of obligations of the general character ofthe 2018 Bonds; (2) legislation enacted, introduced in the Congress or recommended for passage by tlte President of the United States, or a decision rendered by a court established under Article III of the Constitution of the United States or by the Tax 11 299944s3 042414 AGMT Court of the United States, or an order, ruling, regulation (final, temporary or proposed) or official statement issued or made by or on behalf of the Securities and Exchange Commission, or any other governmental agency having jurisdiction of the subject matter shall have been made or issued to the effect that obligations of the general character of the 2018 Bonds, orthe 2018 Bonds, including any or all underlying arrangements, are not exempt from registration under the Securities Act of 1933, as amended, or that the Indenture is not exempt from qualification under the Trust Indenture Act of 1939, as amended; (3) the declaration of war or engagement or significant escalation in major military hostilities by the United States or the occuruence of any other national emergency or calamity relating to the effective operation of the government of, or the financial community in, the United States; (4) the declaration of a general banking moratorium by federal, New York or California authorities, or the general suspension of trading on any national securities exchange; (5) the imposition by the New York Stock Exchange or other national securities exchange, or any governmental authority, of any material restrictions not now in force with respect to the 2018 Bonds or obligations of the general character of the 2018 Bonds or securities generally, or the material increase of any such restrictions now in force, including those relating to the extension of credit by, or the charge to the net capital requirements of, the Underwriter; (6) an order, decree or injunction of any court of competent jurisdiction, or order, ruling, regulation or official statement by the Securities and Exchange Commission, or any other governmental agency having jurisdiction of the subject matter, issued or made to the effect that the issuance, offering or sale of obligations of the general character of the 2018 Bonds, or the issuance, offering or sale of the 2018 Bonds, including any or all underlying obligations, as contemplated hereby or by the Offrcial Statement, is or would be in violation of the federal securities laws as amended and then in effect; (7) the withdrawal or downgrading or placement on "credit watch" or "negative outlook" of any rating of the 2018 Bonds by a national rating agency; or (8) any event occurring, or information becoming known which, in the judgment of the Underwriter, makes untrue in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains any untrue statement of material fact or omits to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (e) At or prior to the ClosingDate, the Underwriter shall have received the following documents, in each case satisfactory in form and substance to the Underwriter: T2 2999445.3 042414 AGMT (1) The Preliminary Official Statement, the Official Statement and each supplement or amendment, if any, thereto, executed on behalf of the Authority and the City; (2) Copies of the Indenture, the Installment Purchase Agreement, this Purchase Agreement, the Escrow Agreement and the Continuing Disclosure Certificate, each duly executed and delivered by the respective parties thereto; (3) The approving opinion of Bond Counsel, dated the Closing Date and addressed to the Authority, in substantially the form attached to the Official Statement as Appendix D thereto, and a letter of such counsel, dated the Closing Date and addressed to the Underwriter, to the effect that such opinion may be relied upon by the Underwriter to the same extent as if such opinion were addressed to it; (4) The supplemental opinion of Bond Counsel, dated the Closing Date and addressed to the Underwriter, in substantially the form attached hereto as Exhibit B; (5) The opinion of Authority Counsel, dated the Closing Date and addressed to the Underwriter, in substantially the form attached hereto as Exhibit C; (6) The opinion of the City Attorney, dated the Closing Date and addressed to the Underwriter, in substantially the form attached hereto as Exhibit D; (7) The opinion of counsel to the Trustee, dated the Closing Date and addressed to the Authority, the City and the Underwriter, to the effect that (i) the Trustee has duly authorized, executed and delivered the Indenture; and (ii) the Indenture constitutes a legally valid and binding obligation of the Trustee, enforceable against the Trustee in accordance with its terms, except that the enforceability thereof may be limited by applicable bankruptcy, insolvency, reorganizati.on, moratorium and other laws in effect from time to time affecting the rights of creditors generally and except to the extent that the enforceability thereof may be limited by the application of general principles of equity; (8) The opinion of counsel to the Escrow Agent, dated the Closing Date and addressed to the Authority, the City and the Underwriter, to the effect that (i) the Escrow Agent has duly authorized, executed and delivered the Escrow Agreement; and (ii) the Escrow Agreement constitutes a legally valid and binding obligation of the Escrow Agent, enforceable against the Escrow Agent in accordance with its terms, except that the enforceability thereof may be limited by applicable bankruptcy, insolvency, reorganization, moratorium and other laws in effect from time to time affecting the rights of creditors generally and except to the extent that the enforceability thereof may be limited by the application of general principles of equity; 13 2999445.3 042414 AGMT (9) A certificate or certificates, dated the Closing Date, signed by a duly authorized official of the Authority satisfactory to the Underwriter, in form and substance satisfactory to the Underwriter, to the effect that (i) the representations and warranties of the Authority contained in this Purchase Agreement are true and correct in all material respects on and as of the Closing Date with the same effect as if made on the Closing Date; (ii) there is no action, suit, proceeding, inquiry or investigation pending or to the best knowledge of such official after reasonable investigation, threatened (a) to restrain or enjoin the execution, sale or delivery of any of the 2018 Bonds, (b) in any way affecting the validity of the 2018 Bonds, this Purchase Agreement, the Indenture, the Escrow Agreement or the Installment Purchase Agreement, or (c) in any way contesting the existence or powers of the Authority; nor to the best knowledge of such official after reasonable investigation is there any basis for any such action, suit, proceeding, inquiry or investigation wherein an unfavorable decision, ruling or finding would make invalid or materially adversely affect the authorization, execution, delivery or performance by the Authority of the foregoing and (iii) no event affecting the Authority has occurred since the date of the Official Statement which either makes untrue or incorrect in any material respect as of the Closing Date any statement or information contained in the Official Statement relating to the Authority or is not reflected in the Official Statement but should be reflected therein in order to make the statements and information therein relating to the Authority not misleading in any material respect; (10) A certificate or certificates, dated the Closing Date, signed by a duly authorized official of the City satisfactory to the Underwdter, in form and substance satisfactory to the Underwriter, to the effect that (i) the representations and warranties of the City contained in this Purchase Agreement are true and correct in all material respects on and as of the Closing Date with the same effect as if made on the Closing Date; (ii) there is no action, suit, proceeding, inquiry or investigation pending or, to the best knowledge of such official, threatened (a) to restrain or enjoin payments under the Installment Purchase Agreement, (b) in any way contesting or affecting the validity of the Continuing Disclosure Certificate, this Purchase Agreement, the Escrow Agreement or the Installment Purchase Agreement, or (c) in any way contesting the existence or powers of the City; nor to the best knowledge of such official after reasonable investigation, is there any basis for any such action, suit, proceeding, inquiry or investigation, wherein an unfavorable decision, ruling or finding would make invalid or materially adversely affect the authori zation, execution, delivery or performance by the City of the foregoing; (iii) no event has occurred since the date of the Official Statement (excluding therefrom information about DTC or the book-entry only system contained in the Official Statement) which either makes untrue or incorrect in any material respect as of the Closing Date any statement or information contained in the Official Statement or is not reflected in the Official Statement but should be reflected therein in order to make the statements and information therein not misleading in any material respect; and (iv) since June 30, 2017, except as referred to in or as contemplated by the Official Statement, with respect to the Electric System, the City has not incurred any financial liabilities, t4 2999445.3 042414 AGMT direct or contingent, or entered into any transactions and there has not been any adverse change in the condition, financial or physical, of the Electric System, in any case that would materially and adversely affect the ability of the City to meet its obligations under the Installment Purchase Agreement; (11) A certificate, dated the Closing Date, signed by a duly authorized official of the Trustee, satisfactory in form and substance to the Underwriter, to the effect that: (i) the Trustee is a national banking association organized and existing under and by virtue of the laws of the United States of America; having the full power and being qualified to enter into and perform its duties under the Indenture; (ii) the Trustee is duly authorized to enter into the Indenture; (iii) the execution and delivery of the Indenture and compliance with the provisions on the Trustee's part contained therein, will not conflict with or constitute a breach of or default under any law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Trustee is a party or is otherwise subject (except that no representation, warranty or agreement is made with respect to any federal or state securities or Blue Sky laws or regulations), nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbfance of any nature whatsoever upon any of the properties or assets held by the Trustee pursuant to the lien created by the Indenture under the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument, except as provided by the Indenture; (iv) it has not been served with any action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, public board or body, nor is any such action, to the best of such official's knowledge after reasonable investigation, threatened against the Trustee, as such but not in its individual capacity, affecting the existence of the Trustee, or the titles of its offrcers to their respective offices, or seeking to prohibit, restrain or enjoin the collection of the funds to be applied to pay the principal, premium, if any, and interest with respect to the 2018 Bonds, or the pledge thereof, or in any way contesting or affecting the validity or enforceability of the Indenture, or contesting the powers of the Trustee or its authority to enter into, adopt or perform its obligations under any of the foregoing, wherein an unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Indenture; and (v) subject to the provisions of the Indenture and applicable law, the Trustee will apply the proceeds from the 2018 Bonds to the purposes specified in the Indenture; (12) A certificate, dated the Closing Date, signed by a duly authorized official of the Escrow Agent, satisfactory in form and substance to the Underwriter, to the effect that: (i) the Escrow Agent is a national banking association organized and existing under and by virtue of the laws of the United States of America; having the full power and being qualified to enter into and perform its duties under the Escrow Agreement; (ii) the Escrow Agent is duly authorized to enter into the Escrow Agreement; (iii) the execution and delivery of the Escrow Agreement and compliance with the provisions on the Escrow 15 299944s3 042414 AGMT Agent's part contained therein, will not conflict with or constitute a breach of or default under any law, administrative regulation, judgment, dectee, loan agreement, Escrow Agreement, bond, note, resolution, agreement or other instrument to which the Escrow Agent is a party or is otherwise subject (except that no representation, warranty or agreement is made with respect to any federal or state securities or Blue Sky laws or regulations), nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or assets held by the Escrow Agent pursuant to the lien created by the Escrow Agreement under the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument, except as provided by the Escrow Agreement; and (iv) it has not been served with any action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, govefnmental agency, public board or body, nor is any such action, to the best of such official's knowledge after reasonable investigation, threatened against the Escrow Agent, as such but not in its individual capacity, affecting the existence of the Escrow Agent, or the titles of its officers to their respective offices, or the pledge of the Escrow Agreement, or in any way contesting or affecting the validity or enforceability of the Escrow Agreement, or contesting the powers of the Escrow Agent or its authority to enter into, adopt or perform its obligations under any of the foregoing, wherein aî unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Esuow Agreement; (13) A certified copy of the general resolution of the Trustee authorizing the execution and delivery of the Indenture; (14) A certified copy of the general resolution of the Escrow Agent authorizing the execution and delivery of the Escrow Agreement; (15) Certified copies of the resolution of the Authority authorizing the execution and delivery of the Indenture, the Installment Purchase Agreement, this Purchase Agreement and the Official Statement; (16) Certified copies of the resolutions of the City authorizing the execution and delivery of the Installment Purchase Agreement, the Continuing Disclosure Certificate, this Purchase Agreement, the Escrow Agreement and the Official Statement; (I7) A Tax Certificate with respect to the 2018 Bonds, together with Form 8038-G, in form satisfactory to Bond Counsel, signed by an appropriate officer of the City and the Authority; (1S) Evidence that the ratings on the 2018 Bonds as set forth in the Offrciat Statement are in full force and effect as of the Closing Date; t6 2999445.3042414 AGMT (19) A letter of Disclosure Counsel, dated the Closing Date and addressed to the Underwriter, to the effect that, without having undertaken to determine independently, and without assuming any responsibility for, the accuracy, completeness or fairness of any of the statements contained in the Preliminary Official Statement or the Official Statement nor making any representation regarding independent verification of the accuracy, completeness or fairness of any of the statements contained in the Preliminary Official Statement or the Official Statement, such counsel advises that no information has come to the attention of the attorneys in the firm representing the Authority and the City as Disclosure Counsel which would lead them to believe that the Preliminary Official Statement or the Official Statement, as of their respective dates (except for information relating to any financial, statistical or economic data or forecasts, numbers, charts, tables, graphs, estimates, projections, assumptions or expressions of opinion, any of the Appendices to the Official Statement, or any information about book-entry or DTC, included therein, as to which no opinion or view need be expressed; and, with respect to the Preliminary Official Statement, information permitted to be omitted under Rule l5c2-I2) or the Offrcial Statement, as of the date of the Closing (except as aforesaid), contained or contains, any untrue statement of a materialfact or omitted or omits to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (20) An opinion of Underwriter's Counsel, dated the Closing Date and addressed to the Underwriter, in their capacity as counsel to the Underwriter in connection with the purchase by the Underwriter of the 2018 Bonds, in form and substance satisfactory to the Underwriter; which shall contain a statement to the effect that, without having undertaken to determine independently, and without assuming any responsibility for, the accuracy, completeness or fairness of any of the statements contained in the Preliminary Official Statement or the Official Statement nor making any representation regarding independent verification of the accuracy, completeness or fairness of any of the statements contained in the Preliminary Official Statement or the Official Statement, such counsel advises that no information has come to the attention of the attorneys in the firm representing the Underwriter in connection with their purchase of the 201 8 Bonds which would lead them to believe that the Preliminary Official Statement or the Offrcial Statement, as of their respective dates (except for information relating to any financial, statistical or economic data or forecasts, numbers, charts, tables, graphs, estimates, projections, assumptions or expressions of opinion, any of the Appendices to the Official Statement, or any information about book-entry or DTC, included therein, as to which no opinion or view need be expressed; and, with respect to the Preliminary Official Statement, information permitted to be omitted under Rule 15c2-I2) or the Official Statement, as of the date of the Closing (except as aforesaid), contained or contains, any untrue statement of a material fact or omitted or omits to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; and t7 2999445.3 042414 AGMT (2I) Such additional legal opinions, certificates, proceedings, instruments, insurance policies or evidences thereof and other documents as the Underwriter or Bond Counsel may reasonably request to evidence the truth and accvracy, as of the date hereof and as of the Closing Date, of the representations of the Authority and the City herein and of the statements and information contained in the Official Statement, and the due performance or satisfaction by the Authority and the City at or prior to the Closing of all agreements then to be performed and all conditions then to be satisfied by the Authority and the City in connection with the transactions contemplated hereby and by the Indenture and the Installment Purchase Agreement. If the Authority and the City shall be unable to satisfy the conditions to the Underwriter's obligations contained in this Purchase Agreement or if the Underwriter's obligations shall be terminated for any reason permitted herein, all obligations of the Underwriter hereunder may be terminated by the Underwriter af, or at any time prior to, the Closing Date by written notice to the Authority and the City and neither the Underwriter nor the Authority or the City shall have any further obligations hereunder. 6. Public Offering Price. V/ith respect to the issue price of the 2018 Bonds: (a) The Underwriter agrees to assist the Authority and the City in establishing the issue price of the 2018 Bonds and shall execute and deliver to the Authority and the City at Closing an "issue price" or similar certificate, together with the supporting pricing wires or equivalent communications, substantially in the form attached hereto as Exhibit E, with such modifications as may be appropriate or necessary, in the reasonable judgment of the Underwriter, the Authority, the City and Bond Counsel, to accurately reflect, as applicable, the sales price or prices or the initial offering price or prices to the public of the 2018 Bonds. (b) fExcept as otherwise set forth in Schedule I attached hereto,] [T][t]the Authority and the City will treat the first price at which l0o/o of each maturity of the 2018 Bonds (the " 100/o test") is sold to the public as the issue price of that maturity (if different interest rates apply within a maturity, each separate CUSIP number within that maturity will be subject to the 10% test). At or promptly after the execution of this Bond Purchase Agreement, the Underwriter shall report to the Authority and the City the price or prices at which the Underwriter has sold to the public each maturity of 2018 Bonds. If at that time the l0o/o tesl has not been satisfied as to any maturity of the 2018 Bonds, the Underwriter agrees to promptly report to the Authority and the City the prices at which 2018 Bonds of that maturity have been sold by the Underwriter to the public. That reporting obligation shall continue, whether or not the Closing Date has occurred, until fhe l0o/o test has been satisfied as to fhe2018 Bonds of that maturity or until all 2018 Bonds of that maturity have been sold to the public. (c) [The Underwriter confirms that it has offered the 2018 Bonds to the public on or before the date of this Bond Purchase Agreement at the offering price or prices (the "initial offering price"), or at the corresponding yield or yields, set forth in Schedule I attached hereto, except as otherwise set forth therein. Schedule I also sets forth, as of the 18 299944s.3 042414 AGI|J{T date of this Bond Purchase Agreement, the maturities, if any, of the 2018 Bonds for which the l0o/o test has not been satisfied and for which the Authority and the City and the Underwriter agree that the restrictions set forth in the next sentence shall apply, which will allow the Authority and the City to treat the initial offering price to the public of each such maturity as of the sale date as the issue price of that maturity (the "hold-the- offering-price rule"). So long as the hold-the-offering-price rule remains applicable to any maturity of the 2018 Bonds, the Underwriter will neither offer nor sell unsold 2018 Bonds of that maturity to any person at a price that is higher than the initial offering price to the public during the period starting on the sale date and ending on the earlier of the following: (1) the close of the fifth (5th) business day after the sale date; or (2) the date on which the Underwriter has sold at least 10% of that maturity of the 2018 Bonds to the public at a price that is no higher than the initial offering price to the public. The Underwriter shall promptly advise the Authority and the City when the Underwriter has sold l\Yo ofthat maturity of the 2018 Bonds to the public at a price that is no higher than the initial offering price to the public, if that occurs prior to the close of the fifth (5th) business day after the sale date. The Authority and the City acknowledge that, in making the representation set forth in this subsection, the Underwriter will rely on (i) in the event a selling group has been created in connection with the initial sale of the 2018 Bonds to the public, the agreement of each dealer who is a member of the selling group to comply with the hold-the- offering-price rule, as set forth in a selling group agreement and the related pricing wires, and (ii) in the event that an Underwriter is a party to a retail distribution agreement that was employed in connection with the initial sale of the 2018 Bonds to the public, the agreement of each broker-dealer that is a party to such agreement to comply with the hold-the-offering-price rule, as set forth in the retail distribution agreement and the related pricing wires. The Authority and the City further acknowledge that each Underwriter shall be solely liable for its failure to comply with its agreement regarding the hold-the-offering-price rule and that no Underwriter shall be liable for the failure of any other Underwriter, or of any dealer who is a member of a selling group, or of any broker-dealer that is a party to a retail distribution agreement, to comply with its corresponding agreement regarding the hold-the-offering-price rule as applicable to the 2018 Bonds.l (d) The Underwriter confirms that: (1) any agreement among underwriters, any selling group agreement and each retail distribution agreement (to which the Underwriter is a party) relating to the initial sale of the 2018 Bonds to the public, together with the related pricing wires, contains or will contain language obligating each Underwriter, each dealer who is a member of the selling group, and each broker- dealer that is a party to such retail distribution agreement, as applicable, to (A) I9 299944s3 042414 AGMT report the prices at which it sells to the public the unsold 2018 Bonds of each maturity allotted to it until it is notified by the Underwriter that either the 10% test has been satisfied as to the 2018 Bonds of that maturity or all 2018 Bonds of that maturity have been sold to the public and (B) comply with the hold-the-offering- price rule, if applicable, in each case if and for so long as directed by the Underwriter and as set forth in the related pricing wires, and (2) any agreement among underwriters relating to the initial sale of the 2018 Bonds to the public, together with the related pricing wires, contains or will contain language obligating each Underwriter that is aparty to a retail distribution agreement to be employed in connection with the initial sale of the 201 8 Bonds to the public to require each broker-dealer that is a party to such retail distribution agreement to (A) report the prices at which it sells to the public the unsold 2018 Bonds of each maturity allotted to it until it is notified by the Underwriter or the Underwriter that either the ljYo test has been satisfied as to the 2018 Bonds of that maturity or all 2018 Bonds of that maturity have been sold to the public and (B) comply with the hold-the-offering-price rule, if applicable, in each case if and for so long as directed by the Underwriter or the Underwriter and as set forth in the related pricing wires. (e) The Underwriter acknowledges that sales of any 2018 Bonds to any person that is a related party to an Underwriter shall not constitute sales to the public for purposes of this section. Further, forpurposes of this section: (1) "public" means any person other than an underwriter or a related þartY, (2) "underwriter" means (A) any person that agrees pursuant to a written contract with the Authority and the City (or with the lead underwriter to form an underwriting syndicate) to participate in the initial sale of the 2018 Bonds to the public and (B) any person that agrees pursuant to a written contract directly or indirectly with a person described in clause (A) to participate in the initial sale of the 201 8 Bonds to the public (including a member of a selling group or a party to a retail distribution agreement participating in the initial sale of the 2018 Bonds to the public), (3) a purchaser of any of the 2018 Bonds is a "related party" to an underwriter if the underwriter and the purchaser are subject, directly or indirectly, to (i) at least 50% common ownership of the voting power or the total value of their stock, if both entities are corporations (including direct ownership by one corporation of another), (ii) more than 50Yo common ownership of their capital interests or profits interests, if both entities are partnerships (including direct ownership by one partnership of another), or (iii) more than 50olo common ownership of the value of the outstanding stock of the corporation or the capital interests or profit interests of the partnership, as applicable, if one entity is a corporation and the other entity is a partnership (including direct ownership of the applicable stock or interests by one entity of the other), and 20 2999445.3 0424t4 AGMT (4) "sale date" means the date of execution of this Bond Purchase Agreement by all parties. 7. Expenses. All expenses and costs incident to the authorization, issuance, delivery and sale of the 2018 Bonds to the Unden¡rriter, including the costs of printing of the 2018 Bonds, the Preliminary Official Statement and the Offrcial Statement, the cost of duplicating the Indenture, the Installment Purchase Agreement, the Continuing Disclosure Certificate, the fees of accountants, financial advisors, consultants and rating agencies, the initial fee of the Trustee and its counsel in connection with the issuance of the 2018 Bonds, the fees and expenses of Bond Counsel, shall be paid from the proceeds of the 2018 Bonds. In addition, the fees of counsel to the Underwriter in the amount of 522, 500 shall be paid from the proceeds of the 201 8 Bonds. In the event that the 20 I 8 Bonds for any reason are not issued, or to the extent proceeds of the 201 8 Bonds are insufficient or unavailable therefor, any fees, costs and expenses owed by the Authority or the City, which otherwise would have been paid from the proceeds of the 2018 Bonds, shall be paid by the Authority or the City. All out of pocket expenses of the Underwriter, including traveling and other expenses, the California Debt and Investment Advisory Commission fee and the fees and expenses of Underwriter's Counsel (in excess of the amount paid from the proceeds of the 2018 Bonds) shall be paid by the Underwriter. L Notices. Any notice or other communication to be given under this Purchase Agreement may be given by delivering the same in writing to the respective parties at the following address: Underwriter: J.P. Morgan Securities LLC l4l5 L Street, Suite 650 Sacramento, CA 95814 Attention: Juan Fernandez Authority Lodi Public Financing Authority c/o the City of Lodi 221West Pine Street Lodi, CA 95241-1910 Attention: City Manager City:City of Lodi 221West Pine Street Lodi, CA 95241-1910 Attention: City Manager 2t 2999445.3 042414 AGMT 9. Survival of Representations and Warranties. The representations and warranties of the Authority and the City set forth in or made pursuant to this Purchase Agreement shall not be deemed to have been discharged, satisfied or otherwise rendered void by reason of the Closing or termination of this Purchase Agreement and regardless of any investigations or statements as to the results thereof made by or on behalf of the Underwriter and regardless of delivery of and payment for the 2018 Bonds. 10. Effectiveness and Counterpart Signatures. This Purchase Agreement shall become effective and binding upon the respective parties hereto upon the execution of the acceptance hereof by duly authorized officers of the Authority and the City and shall be valid and enforceable as of the time of such acceptance. This Purchase Agreement may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute but one and the same instrument. I 1. Parties in Interest. This Purchase Agreement is made solely for the benefit of the Authority, the City and the Underwriter (including the successors or assigns of the Underwriter) and no other person shall acquire or have any right hereunder or by virtue hereof. 12. Headines. The headings of the sections of this Purchase Agreement are inserted for convenience only and shall not be deemed to b e apart hereof. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 22 299944s3 042414 AGMT 13. Governing Law. This Purchase Agreement shall be construed in accordance with the laws of the State of California. Very truly yours, J.P. MORGAN SECURITIES LLC By Authorized Signatory ACCEPTED: LODI PUBLIC FINANCING AUTHORITY By: Stephen Schwabauer, City Manager CITY OF LODI, A MUNICIPAL CORPORATION By: Stephen Schwabauer, City Manager Approved as to form By Janice D. Magdich, City Attorney 23 2999445.3 042414 AGMT $ EXHIBIT A MATURITY SCHEDULE Series 2018 Serial Bonds Interest Rate . o/o Maturþ Date (September 1) Principal Amount Yield Price $ *Priced to par call date of September 1,20_. Redemption Optional Redemption. The 2018 Bonds maturing on or before September 1,20-, are not subject to optional redemption prior to their respective stated maturity dates. The 2018 Bonds maturing on or after September 1, 20-_, are subject to redemption in whole, or in part at the Written Request of the Authority among maturities on such basis as the Authority may designate and within a maturity as set forth in the Indenture, at the option of the Authority, on any date on or after September I,20-, from any available source of funds, at a redemption price equal to I00Yo of the principal amount of the 2018 Bonds to be redeemed, plus accrued interest to the date of redemption, without premium. A-1 2999445.3 042414 AGMT EXHIBIT B FORM OF SUPPLEMENTAL OPINION OF BOND COUNSEL City of Lodi Lodi Public Financing Authority 221 V/est Pine Street P.O. Box 333-6700 Lodi, Califo rnia 9 5241 -19 I 0 J.P. Morgan Securities LLC 560 Mission St., Suite 2400 San Francisco, California $Lodi Public Financing Authority 2018 Electric System Revenue Refunding Bonds Ladies and Gentlemen: 'We have acted as bond counsel to the Lodi Public Financing Authority (the "Authority") in connection with the issuance by the Authority of the above-referenced bonds (the "Bonds"), pursuant to Article 4 of Chapter 5, DivisionT, Title I of the Government Code of the State of California (the "Bond Law") and an Indenture of Trust (the "Indenture"), dated as of _, 2018, by and between the Authority and MUFG Union Bank, N.4., as trustee (the "Trustee"). Capitalized terms not defined herein shall have those meanings assigned to them in the Bond Purchase Agreement, dated 2018 (the "Purchase Agreement"), among J.P. Morgan Securities LLC (the "Underwriter"), the Authority and the City of Lodi (the "City"). The Bonds are secured primarily by installment payments to be made by the City under anInstallmentPurchaseAgreement,datedasof-,2018(theo.InstallmentPurchase Agreement"), by and between the Authority and the City. We have examined the Bond Law and such certified proceedings and other papers as we deem necessary to render this opinion. This letter is being delivered in our capacity as bond counsel to the Authority and not as counsel to any other addressee hereof. As to questions of fact material to our opinion, we have relied upon representations of the Authority and the City contained in the Indenture, the Installment Purchase Agreement, and the certified proceedings and certifications of public offrcials and others furnished to us without undertaking to verify the same by independent investigation. Based upon the foregoing, we are of the opinion, under existing law, as follows: 1. The Authority has duly and validly executed the Purchase Agreement, and the Purchase Agreement constitutes the legal, valid and binding agreement of the Authority, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights generally, and by equitable principles, whether considered at law or in equity. B-1 2999445.3 042414 AGMT 2. The statements contained in the Official Statement on the cover page and under the captions "INTRODUCTION," "THE 2018 BONDS" (other than information relating to DTC and its book-entry only system, as to which no opinion is expressed)," "SECURITY AND SOURCES OF PAYMENT FOR THE 2018 BONDS," "TAX MATTERS," and in Appendices C and D thereto, insofar as such statements purport to summarize certain provisions of the Bonds, the Indenture, the Installment Purchase Agreement, or to state legal conclusions and the opinion of Bond Counsel regarding the tax-exempt nature of the Bonds, present a fair and accurate summary of the provisions thereof. 3. The Bonds are exempt from registration under the Securities Act of 1933, as amended, and the Indenture is exempt from qualification under the Trust Indenture Act of 1939, as amended. This opinion is rendered solely for your benefit in connection with issuance of the Bonds and may not be relied upon, used, circulated, quoted or referred to, nor any copies hereof be delivered to, any other person without our prior written approval. We disclaim any obligation to supplement this letter to reflect any facts or circumstances that may hereafter come to our attention or any changes in the law that may hereafter occur, and our engagement with respect to this matter has terminated as of the date hereof. Respectfully submitted, A Professional Law Corporation B-2 2999445.3 042414 AG}IT EXHIBIT C OPINION OF AUTHORITY COUNSEL ADDRESSED TO THE UNDERWRITER [DATE OF DELIVERY] J.P. Morgan Securities LLC San Francisco, California Lodi Public Financing Authority 2018 Electric System Revenue Refunding Bonds Dear Ladies and Gentlemen: Iam , counsel to the Lodi Public Financing Authority (the "Authority") a joint exercise of powers entity organized and existing pursuant to the provisions of Title 1, Division 7, Chapter 5 of the Government Code of the State of California. This opinion is rendered in connection with the issuance of the above-referenced bonds (the "Bonds"). The Bonds are being issued pursuant to an Indenture of Trust (the "Indenture"), dated as of _,2018, by and between the Authority and MUFG Union Bank, as trustee (the "Trustee"). The Bonds were sold to J.P. Morgan Securities LLC (the "Underwriter"), pursuant to a Bond Purchase Agreement, dated 2018 (the "Purchase Agreement"), among the Underwriter, the City of Lodi (the "City"; and the Authority. This letter is being delivered in my capacity as counsel to the Authority and not as counsel to the Underwriter. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Indenture, or, if not defined in the Indenture, in the Purchase Agreement. In rendering this opinion, I have examined the following documents (i) The Indenture; (ii) The Installment Purchase Agreement, dated as of Purchase Agreement") between the City and the Authority; 2018 (the "Installment (iiÐ The Purchase Agreement; and (iv) The Official Statement (the "Official Statement") dated relating to the Bonds. 2018, In addition, I have examined such other documents and instruments, including certificates of public officials, and have made such investigations of law and of fact as I have deemed necessary or appropriate for the purpose of rendering the opinions set forth herein. Based on the foregoing, I am of the opinion that: The Authority is a joint exercise of powers entity duly organized under the laws of the State of California. $ c-1 299944s.3 042414 AG.I/TT Resolution No. 2018- (the "Resolution") approving and authorizing the issuance of the 2018 Bonds and the execution and delivery of the Indenture, the Installment Purchase Agreement, the Purchase Agreement and the Official Statement was duly adopted by the AuthorityataregularmeetingoftheBoardofDirectorsoftheAuthorityheldon-, 20T8, which was called and held pursuant to law and with all public notice required by law and at which a quorum was present and acting throughout. There is no action, suit, proceeding, inquiry or investigation at law or in equity, before or by any court, public board or body pending (with service of process having been accomplished) or, to my current actual knowledge after reasonable investigation, threatened against or affecting the Authority in any \ilay contesting or affecting the validity of the Bonds, the Indenture, the Installment Purchase Agreement or the Purchase Agreement or the sources of payment for the Bonds. The issuance of the Bonds and the execution and delivery of the Indenture, the Installment Purchase Agreement, the Purchase Agreement and the Offrcial Statement by the Authority, the adoption of the Resolution, and compliance by the Authority with the provisions of the foregoing, as appropriate, under the circumstances contemplated thereby, does not and will not in any material respect conflict with or constitute on the part of the Authority a breach or default under any agreement or other instrument to which the Authority is a party (and of which I have current actual knowledge after reasonable investigation) or by which it is bound (and of which I have current actual knowledge after reasonable investigation) or any existing law, regulation, court order or consent decree to which the Authority is subject. The Offrcial Statement and the Bonds have been duly autho úzed,executed and delivered by the Authority, and the Indenture, the Installment Purchase Agreement and the Purchase Agreement have been duly authorized, executed and delivered by the Authority and, assuming due authorization, execution and delivery by the other parties thereto, the Indenture, the Installment Purchase Agreement and the Purchase Agreement constitute legal, valid and binding agreements of the Authority, enforceable in accordance with their respective terms, subject in each case to laws relating to bankruptcy, insolvency or other laws affecting the enforcement of creditors' rights generally and the application of equitable principles; provided, that the enforceability of the foregoing agreements may be subject or limited by the unenforceability under certain circumstances of provisions imposing penalties, forfeitures or late payment charges upon delinquency in payment or the occurrence of a default, and no opinion is expressed as to any indemnifi cation provisions contained therein. Except as described in the Offrcial Statement, no authorization, approval, consent or other order of the State of California or any other governmental authority or agency within the State of California having jurisdiction over the Authority is required for the valid authorization, execution, delivery and performance by the Authority of the Bonds, the Indenture, the Installment Purchase Agreement, the Official Statement or the Purchase Agreement or for the adoption of the Resolution which has not been obtained; provided, that no opinion is expressed with respect to qualification under Blue Sky or other state securities laws. Sincerely, c-2 2999445.3 042414 AGMT c-3 2999445.3 042414 AGMT EXHIBIT D OPINION OF THE CITY ATTORNEY IDATE OF DELIVERY] J.P. Morgan Securities LLC San Francisco, California Lodi Public Financing Authority 2018 Electric System Revenue Refunding Bonds Dear Ladies and Gentlemen: I am City Attorney to the City of Lodi (the 'oCity"), a municipal corporation and general law city duly organized and existing under the Constitution and laws of the State of California (the "State"). This opinion is rendered in connection with the issuance of the above-referenced bonds (the "Bonds"). The Bonds are being issued pursuant to an Indenture of Trust (the "Indenture"), dated as of 2018, by and between the Lodi Public Financing Authority (the "Authority") and MUFG Union Bank, as trustee (the "Trustee"). The Bonds were sold to J.P. Morgan Securities LLC (the "Underwriter"), pursuant to a Bond Purchase Agreement, dated 2018 (the "Purchase Agreement"), among the Underwriter, the City of Lodi (the "City") and the Authority. This letter is being delivered in my capacity as counsel to the City and not as counsel to the Underwriter. In rendering this opinion, I have examined the following documents: (i) an Installment Purchase Agreement, dated as of 2018 (the "Installment Purchase Agreement") between the City and the Authority; (ii) the Purchase Agreement; (iii) the Escrow Agreement; (iv) the Official Statement (the "Official Statement") dated 2018, relating to the Bonds; and (v) the Continuing Disclosure Certificate (the "Continuing Disclosure Certificate"), dated as of the date hereof, relating to the Bonds. In addition, I have examined such other documents and instruments, including certificates of public officials, and have made such investigations of law and of fact as I have deemed necessary or appropriate for the purpose of rendering the opinions set forth herein. Based on the foregoing, I am of the opinion that: The City is a municipal corporation and general law city duly organized under the laws of the State of California. Resolution No. 2018-_ (the "Resolution") approving and authorizingthe issuance of the 2018 Bonds and the execution and delivery of the Installment Purchase Agreement, the Purchase Agreement, the Continuing Disclosure Certif,rcate, Escrow Agreement and the Offrcial Statement was duly adopted by the City at a meeting of the City Council of the City held on 2018, which was called and held pursuant to law and with all public notice required by law and at which a quorum was present and acting throughout. $ D-1 2999445.3 042414 AGMT There is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, public board or body pending (with service of process having been accomplished) or, to my current actual knowledge after reasonable investigation, threatened against or affecting the City's financial condition or operation or in any way contesting or affecting the validity of the Installment Purchase Agreement, the Purchase Agreement or the Continuing Disclosure Certificate or the sources of payment for the Bonds. The execution and delivery of the Installment Purchase Agreement, the Purchase Agreement, the Escrow Agreement, the Continuing Disclosure Certificate and the Official Statement by the City, the adoption of the Resolution, and compliance by the City with the provisions of the foregoing, as appropriate, under the circumstances contemplated thereby, does not and will not in any material respect conflict with or constitute on the part of the City a breach or default under any agreement or other instrument to which the City is a party (and of which I have current actual knowledge after reasonable investigation) or by which it is bound (and of which I have current actual knowledge after reasonable investigation) or any existing law, regulation, court order or consent decree to which the City is subject. The Official Statement has been duly authorized, executed and delivered by the City, and the Installment Purchase Agreement, the Purchase Agreement, the Escrow Agreement and the Continuing Disclosure Certificate have been duly authoized, executed and delivered by the City and, assuming due authorization, execution and delivery by the other parties thereto, the Installment Purchase Agreement, the Purchase Agreement and the Continuing Disclosure Certificate constitute legal, valid and binding agreements of the City, enforceable in accordance with their respective terms, subject in each case to laws relating to bankruptcy, insolvency or other laws affecting the enforcement of creditors' rights generally and the application of equitable principles; provided, that the enforceability of the foregoing agreements may be subject or limited by the unenforceability under certain circumstances of provisions imposing penalties, forfeitures or late payment charges upon delinquency in payment or the occurrence of a default, and no opinion is expressed as to any indemnification provisions contained therein. Except as described in the Official Statement, no authorization, approval, consent or other order of the State of California or any other governmental authority or agency within the State of California having jurisdiction over the City is required for the valid authoÅzaiion, execution, delivery and performance by the City of the Installment Purchase Agreement, the Official Statement, the Purchase Agreement, the Escrow Agreement or the Continuing Disclosure Certificate or for the adoption of the Resolution which has not been obtained; provided, that no opinion is expressed with respect to qualification under Blue Sky or other state securities laws. Under the laws of the State of California, and subject to the requirements of Proposition 218, the City has the authority to fix and collect charges for electricity utility service and is not presently subject to the regulatory jurisdiction of any state, regional or local governmental regulatory authority in connection with fixing and collecting such charges. The Net Revenues (as defined in the Official Statement) are free and clear of and from any and all liens and encumbrances other than as set forth in the Official Statement. D-2 299944s.3 0424t4 AGI/{T I am not passing upon and have not undertaken to determine independently or to verify the accuracy or completeness of the statements contained in the Official Statement and I am, therefore, unable to make any representation to you in that regard. However, based on my ongoing role as City Attorney and my participation in conferences with representatives of the City, the City's Financial Advisor, and others, during which conferences the content of the Offrcial Statement and related matters were discussed, and, in reliance thereon and on certain documents reviewed by me and on the documents, letters, certificates and opinions described above and my understanding of applicable law, I advise you as a matter of fact, but not opinion, that no information has come to my attention which caused me to believe that the Official Statement as of its date contained, or as of the date hereof contains, any untrue statement of a material fact or as of its date omitted, or as of the date hereof omits, to state any materi al fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading (excluding any CUSIP numbers, financial, accounting, statistical, economic, engineering or demographic data or forecasts, numbers, charts, tables, graphs, estimates, projections, assumptions or expressions of opinion, the Appendices thereto, and information regarding DTC and its book- entry only system contained in the Official Statement, as to which no opinion is expressed). Sincerely, City Attorney By: D-3 2999445.3 042414 AGMT EXHIBIT E Purchaser's Certificate: IT IS HEREBY CERTIFIED by the undersigned on behalf of J.P. Morgan Securities LLC (the "Purchaser"), ur the underwriters for the Lodi Public Financing Authority, 2018 Electric System Revenue Refunding Bonds (the "Bonds"): 1. We acknowledge receipt of the Bonds in the aggregate principal amount of $bearing interest, maturing, being in such denominations and having such terms and provisions as provided in the Indenture and the Bond Purchase Agreement. 2. A bona fide public offering was made for all of the Bonds on the Sale Date at the initial public offering prices shown on the inside cover page of the Official Statement for the Bonds. Those Prices are the Prices at which the Bonds were initially offered to the Public on or before the Sale Date. A copy of the pricing wire or similar documentation supporting this certification is attached as Exhibit 2. For the pulposes of this certificate: Capitalized terms not otherwise defined herein shall have the meanings set forth in the Bond Purchase Agreement (the "Bond Purchase Agreement"), dated _,2018, among the Purchaser, the Lodi Public Financing Authority and the City of Lodi. "Maturity" means each group of bonds with the same terms which matures on the same date and bears interest at the same rate. "Price" means, if a yield is shown on the inside cover page of the Official Statement for any maturity, the dollar price that produces that yield. "Public" means any person (including an individual, trust, estate, partnership, association, company, or corporation) other than an underwriter or a related party. "Sale Date" means the date the Purchaser's offer to purchase the Bonds in the Bond Purchase Agreement was accepted on behalf of the Issuer. "Substantial amount" is 10% or more of each maturity. "UnderwriteÍ" means (i) any person that agrees pursuant to a written contract with the Issuer (or with the lead underwriter to form an underwriting syndicate) to participate in the initial sale of the Bonds to the Public, and (ii) any person that agrees pursuant to a written contract directly or indirectly with a person described in clause (i) of this paragraph to participate in the initial sale of the Bonds to the Public (including a member of a selling group or aparty to a retail distribution agreement participating in the initial sale of the Bonds to the Public). 3. V/ith respect to the Bonds maturing on _ and the hrst Price at which a Substantial Amount of such Bonds were sold to the Public is the Price shown on the inside cover page of the Official Statement and on Exhibit 1. E-1 2999445.3 042414 AGMT 4. With respect to the remaining Maturities of the Bonds, as set forth in the Bond Purchase Agreement, the Underwriter[s] [has][have] agreed in writing that, for each such Maturity of the Bonds, [it] [they] would neither offer nor sell any of the Bonds of such Maturity to any person at a Price that is higher than the initial public offering price for such Maturity during the period starting on the Sale Date and ending on the earlier of (i) the close of the fifth business day after the Sale Date or (ii) the date on which the Underwriterfs] [has][have] sold a Substantial Amount of such Maturity of the Bonds to the Public at a Price that is no higher than the initial public offering price for such Maturity. [No Undenwiter has]fThe Underwriter has not] offered or sold any such remaining Maturity of the Bonds at a Price that is higher than the respective initial public offering price for that Maturity of the Bonds during the offering period applicable to that Maturity described in the preceding sentence. 5. The Issuer and its counsel may rely on these certifications in concluding that the Bonds meet certain requirements of the Internal Revenue Code of 1986 as amended (the "Code"), relating to tax-exempt bonds; however, nothing herein represents our interpretation of any law and we are not providing any interpretations of law or regulations in executing and delivering this certificate. " DATED as of _,2018. J.P. Morgan Securities LLC, as Underwriter By: Title E-2 2999445.3 042414 AGMT Exhibit 1 (Offering Prices of Bonds) E-3 299544s.3 0424t4 AGMT Exhibit 2 (Copy of Pricing Wire or Similar Documentation) E-4 2999445.3 042414 AGMT fSchedule 1] s-1 2999445.3 042414 AGMT