HomeMy WebLinkAboutResolutions - No. 2010-86RESOLUTION NO. 2010-86
A RESOLUTION OF THE LODI CITY COUNCIL
ADOPTING A GENERAL FUND RESERVE POLICY
WHEREAS, maintaining General Fund reserves is fiscally prudent; and
WHEREAS, reserves can mitigate the financial exposure of catastrophic events
and actions from outside entities that affect our revenue streams; and
WHEREAS, reserves reflect positively on the creditworthiness and prudent
management of the City; and
WHEREAS, the City of Lodi Budget and Finance Committee has drafted the
attached General Fund Reserve Policyfor Council adoption.
NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of Lodi
does hereby approve the General Fund Reserve Policy attached as Exhibit A.
Dated: June 2, 2010
hereby certify that Resolution No. 2010-86 was passed and adopted by the City
Council of the City of Lodi in a regular meeting held June 2, 2010, by the following vote:
AYES: COUNCIL MEMBERS — Hansen, Hitchcock, Johnson, Mounce,
and Mayor Katzakian
NOES: COUNCIL MEMBERS —None
ABSENT: COUNCIL MEMBERS— None
ABSTAIN: COUNCIL MEMBERS— No
RA HL
City Clerk
City of Lodi -
r) i-T A
General Fund Reserve Policy
Purpose of Reserve Policy
Adequate designations of reserves ---funds set aside for various legitimate
purposes ---are critical to the successful and stable, short- and long-term
operation of the City of Lodi. Adequate reserves in the General Fund ensure that
the City is able to respond to emergencies and continue providing services to the
citizens of Lodi. Adequate reserves ensure that the City will have sufficient
funding available to meet its operating, capital and debt service obligations.
Pursuant to Statement No. 54 of the Governmental Accounting Standards Board
(GASB) — Fund Balance Reporting and Governmental Fund Type Definitions,
unrestricted fund balance is composed of funds that may be classified as
committed, assigned or unassigned. Committed fund balance representsthose
funds that are constrained by a limitation imposed by the governing body of a
government upon itself as to the use of those funds. Assigned fund balance
represents the City Council's intention to use funds for a specific purpose.
Unassigned fund balance represents the remainder of fund balance after
accounting for all reserved amounts. Provisions of GASB Statement No. 54 are
effective for reporting periods beginning after June 15, 2010.
Beginning with the budget for Fiscal Year 2010/11, the following General Fund
Reserves shall be funded, as funding is available.
Commiffed Fund Balance
General Fund Reserve — Catastrophic Reserve
To maintain the ability of the City to meet operational expenses during
times of declared emergency or major catastrophe, the City shall
maintain a committed General Fund balance of a minimum of 8% of
annual General Fund revenues. It is recognizedthat during a time of
emergency, the City will need to expend more resourcesthan normal
operations dictate to meetthe community's needs. In addition to an
increased level of expenditure, the tax base of the City may be
impaired after a major catastrophic event. This reserve shall be
exclusive of all other reserves. This reserve may only be drawn upon
pursuant to an emergency as declared under the Lodi Municipal Code.
If the General Fund — Catastrophic Reserve amount falls below 5% of
annual revenue, the City Manager shall prepare a plan within three
months of approval of the Comprehensive Annual Financial Report
(CAFR), commencing with the CAFR for FY 2009/10, to restore the 5%
level within 12 months and the 8% level within 24 months.
This reserve is not intended for normal unanticipated expenditures and
shall be funded before all other committed General Fund reserves.
General Fund Reserve — Economic Reserve
To maintain the City's economic viability and to meet seasonal cash
flow shortfalls, the City shall maintain a committed General Fund
Reserve — Economic Reserve balance of a minimum of 8% of annual
General Fund revenues. Although 8% is the minimum, because this
reserve is intended to levelize economic cycles from year to year, the
reserve should have a higher amount to cushion the cyclical effects of
the economy. This reserve shall be exclusive of all other reserves.
Funding may only be disbursed based upon a resolution of the City
Council.
Funding of the General Fund Reserve — Economic Reserve will begin
in the fiscal year following full funding of the General Fund Reserve —
Catastrophic Reserve. Provisions below regarding action required if
the General Fund Reserve — Economic Reserve falls below 5% of
General Fund revenues shall only apply after the reserve has been
funded at the minimum 8% level.
Once fully funded, if the General Fund Reserve — Economic Reserve
falls below 5% of annual revenue, the City Manager shall prepare a
plan within three months of approval of the Comprehensive Annual
Financial Report, commencing with the CAFR for FY 2009/10, to
restore the 5% level within 24 months and 8% within 48 months.
Once fully funded, in no case shall the General Fund Reserve -
Economic Reserve fall below 5% of annual General Fund revenue for
greater than a continuous 24 -month period.
Assigned Fund Balance
Once Committed Reserves are fully funded, the City Council may establish
Assigned Reserves for designated purposes. Assigned Reserves reflect
Council's intent as to the use of funds. Once assigned, funds may only be
released by resolution of the City Council.