HomeMy WebLinkAboutAgenda Report - September 17, 1997 (73)9
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a CITY OF LODI COUNCIL COMMUNICATION
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AGENDA TITLE: Renewal of Contract for General Liability Claims Administration
MEETING DATE: September 17, 1997
SUBMITTED BY: Human Resources Director
RECOMMENDED ACTION: Approve the attached Self -Insured Claims Management and
General Risk Management Consulting Contract for liability
administration services with Insurance Consulting Associates.
BACKGROUND INFORMATION: Insurance Consulting Associates (ICA) has been providing
claims administration services for the City of Lodi since
December 20, 1993. The renewal of this contract will allow ICA to continue it services through December
20, 1999.
It is recommended to approve of the attached renewal of this contract.
COST: Billing for services is on a time & expense basis, which has not changed for the seven years
that ICA has provided these services, along with certain annual fees. Future increases are
provided for in the contract under mutual agreement between the parties.
FUNDING: General Liability Fund
cc: City Attorney
Respectfully submitted,
Joanne. arloch, Human Resources Director
APPROVED:
H. Dixon Flynn — C ty Manager
SELF-INSURED CLAIMS MANAGEMENT
AND GENERAL RISK MANAGEMENT
CONSULTING CONTRACT
THIS CONTRACT is made and entered into this day of , 1997, by and
between the CITY OF LODI, hereinafter referred to as the CITY, and INSURANCE
CONSULTING ASSOCIATES, INC., hereinafter referred to as the CLAIMS
ADMINISTRATOR.
INSURANCE CONSULTING ASSOCIATES, INC. is licensed in California to provide
independent adjusting services. Its State License number is 0607524. It is a California
Corporation with Home Office located at 621-A Second Street, Petaluma, CA 94952; telephone
number: 707/778-1118. The Corporate Officers are Ronald Blanquie, President, and Daniel A.
Blanquie, Executive Vice President.
IT IS HEREBY AGREED by and between the parties signing this Contract, as follows:
I. GENERAL
The CITY desires to have unified claims management and general risk management
consulting services. INSURANCE CONSULTING ASSOCIATES, INC. is a Claims
Management and Consulting firm experienced in providing the requested services and is
ready and capable to perform such services for the CITY.
H. SERVICES
The CLAIMS ADMINISTRATOR will assist the CITY in the management of the CITY's
liability claims program. The CITY will transmit promptly to the CLAIMS
ADMINISTRATOR all verified claims which it receives and will notify the CLAIMS
ADMINISTRATOR through Incident Reports of circumstances which it believes may
give rise to future claims. The CLAIMS ADMINISTRATOR will perform no
investigation of Incident Reports without the express request of the CITY. It will initiate
Prompt investigations and attempt to secure the cooperation and confidence of claimants
and their attorneys. It will provide reports to the CITY with respect to issues of fact,
damages, and liability. It will provide recommendations with respect to courses of action
regarding settlement and/or defense. Utilizing settlement authority as provided by the
CITY, it will negotiate with claimants and their attorneys with the goal of securing a
mutually -acceptable resolution to any claim. It will attempt to resolve cases without
litigation. If assignment of a case to defense counsel is necessary, it will make the
assignment on behalf of the CITY utilizing counsel specified and approved in advance
by the CITY. It will receive and review all expense billings related to pending cases and,
before approving such billings for payment, will secure any necessary supportive
documentation. Absent direction from the CITY to the contrary, it will attempt to secure
open or limited extensions of time on cases which it believes are likely to be resolved
more quickly, efficiently, and economically in that manner. Releases of All Claims will
be obtained from all claimants receiving settlements from the CITY through the CLAIMS
ADMINISTRATOR. The CLAIMS ADMINISTRATOR will provide timely and
appropriate reporting to the excess insurers of the CITY in a manner consistent with the
reporting guidelines provided to it by the carriers. It will make itself available to the City
Council for discussion of pending cases. Consistent with the expressed wishes of the
CITY, it will make itself available for scheduled claim reviews with the CITY. It will
provide to the CITY a monthly computerized Loss Run of pending and closed cases
sorted in a format to be approved by the CITY. The CLAIMS ADMINISTRATOR will
perform loss control analysis and consulting services for the CITY and will assist the
CITY with risk management services in a manner and to an extent agreed upon. It will
encourage cooperative activity amongst the various other firms providing administration
or consulting services to the CITY.
M. DENIAL, COMPROMISE OR SETTLEMENT OF CLAIMS
Settlement authority will be obtained by the CLAIMS ADMINISTRATOR from the CITY
or, in the event of an exposure piercing the CITY's self-insured retention, jointly from the
CITY and its Excess Insurer. Absent specific instructions to the contrary from the CITY,
the CLAIMS ADMINISTRATOR is authorized to incur on behalf of the CITY defense
costs including, but not limited to attorney fees, court costs, charges for court reporters,
experts, technical analyses and reviews, medical examinations, and related items as are
necessary or appropriate in the judgment of the CLAIMS ADMINISTRATOR or defense
counsel for the proper defense of any case.
IV. PAYMENT FOR SERVICES
The annual Computer Services fee for the first year of this Contract is $3,000.00. That
fee covers the cost of computer hardware, space on the system, and production of Loss
Run Register, Graphic Summary, and Numeric Summary reports. The Fee is due in full
at the inception of each year of the Contract, though, for the convenience of the CITY,
payments of $250.00 or one -twelfth of the annual fee, whichever is greater, may be made
monthly toward any remaining balance.
There will be no charge for the time and attention necessary to review and respond by
phone to Incident Reports not requiring investigation, adjustment, or contact with
claimants, witnesses, or counsel.
All activities related to the handling of specific claims will be billed on a Time &
Expense basis, as follows, for the first year:
Professional Services
Claims Management: * $ 52.00 per hour
Risk Management and Loss Control Consulting: **$ 75.00 per hour
*Based exclusively on time of investigative, supervisory, and management
personnel. No additional charge, except as provided below, for routine secretarial,
insurance, or office overhead or telephone.
**Although $90.00 per hour is presently the current fee, this amount shall be
reduced to $75.00 per hour as long as claims administration is performed by
INSURANCE CONSULTING ASSOCIATES INC.
Allocated Costs - billed as incurred, according to the following schedule:
Computer fee for file set up
$
25.00 /each
Travel (billed from Fairfield).
$
.40 /mile
Photocopies
$
.30 /page
Color photography (35 mm.)
$
2.00 /print
Recording cassettes for statements
$
2.50 /tape
Statement transcription
$
5.00 /page
Video recording of evidence ICA's prevailing
market rate
Long distance telephone (outside 707 or 209 area codes)
Incurred cost
FAX charges First page:
$
2.50
Each additional page:
$
1.75
Report acquisition
Incurred cost
Trustee account check issuance (checks provided by client)
$
12.50 /each
Audit registers
$
12.50 /each
Specially requested computer services and reports
- provided in-house by ICA personnel ICA's prevailing
market rate
- provided by non -ICA personnel ICA's prevailing
market rate
Necessarily incurred expenses
Incurred cost
Index Bureau check
$
20.00 /each
Posting costs
Incurred cost
Subject to agreement by both parties, increases are authorized for the second and third
years of this contract in an amount not to exceed 5% per year, plus a pro -rata share of
any increase in liability insurance cost exceeding 25% of the previous year's premium.
The CLAIMS ADMINISTRATOR shall submit Statements on a monthly basis showing
an itemized break down by claim or by consulting activity. Billings are payable upon
presentation, with any unpaid item being subject to a late charge of 1-1/2% per month
imposed on the next billing cycle.
V. TERM
The term of this Contract shall be for a period of three (3) years beginning
1997, and terminating at midnight, , 2000. This contract
may be terminated by either party for any reason upon sixty (60) days' written notice. The
Contract may be renewed subject to renegotiation of terms and conditions by the parties
hereto.
VI. INDEPENDENT CONTRACTOR
It is expressly agreed that the CLAIMS ADMINISTRATOR shall have the status of an
Independent Contractor and shall not be deemed to be an officer, employee, or agent of
the CITY.
VII. OWNERSHIP OF FILES
It is agreed that the claim files maintained in the CLAIMS ADMINISTRATOR's offices
are the property of the CITY and may be reviewed upon reasonable notice. Upon
termination of this Contract, possession of the files will be transferred to the CITY which
will pay the reasonable costs of any activity associated with the transfer including, but
not limited to, the cost of photocopying in whole or in part any and all claims files are
required for the CLAIMS ADMINISTRATOR to be in compliance with any law
pertaining to the maintenance of records by a licensed adjusting firm. The CLAIMS
ADMINISTRATOR is authorized to destroy any claim file without notice to the CITY
after seven years following the date of file closure.
VIII. MUTUAL HOLD HARMLESS AND INDEMNIFICATION
Each party hereto agrees to indemnify, hold harmless and defend the other, its officers,
agents, and employees from and against any and all claims, demands, liability, costs and
expenses of whatever nature, including court costs and counsel fees arising out of injury,
death, or loss to any person or persons, or loss of, or physical damage to, any property
resulting in any manner from the sole negligence or willful acts of the responsible party,
its atp
gents, employees, licensees, or guests in the making or arising out of the performance
of this agreement.
In the event it is determined by settlement or litigation that there is a joint liability and/or
responsibility of the parties for the settlement or judgment, the parties hereto agree that
the responsibility for payment of such settlement or judgment shall be borne by the
parties in proportion to the share of fault as determined by the court or jury in case of a
judgment, and by agreement, or arbitration in the event that agreement cannot be reached,
in the. case of a settlement. The parties further agree hereunder that in those cases
described under this paragraph, each party shall bear its own costs and attorney fees.
IX. LNSURANCE
The CLAIMS ADMINISTRATOR agrees to procure and maintain during the life of this
contract and to provide evidence to the CITY that it carries General Liability, Non -Owned
Automobile Liability, and Errors & Omissions insurance in an amount not less than
$1,000,000, plus statutory Workers Compensation coverages. _
X. LIMITATION OF LIABILITY
It is agreed that the CLAIMS ADMINISTRATOR will provide services utilizing good
faith efforts based upon its experience in claims management and consulting. The
CLAIMS ADMINISTRATOR provides no warranty, express not implied, that its services
will result in any specific outcome for any case nor any reduction in the frequency,
severity, or cost of any liability claims(s) nor any incidents giving rise to claims, no
matter how caused.
XI. ARBITRATION
The CITY and the CLAIMS ADMINISTRATOR agree to submit any claims arising
under this Contract to binding arbitration pursuant to the current provisions of the
California Code of Civil Procedure and any successor statutes.
In the event of any claim between the parties hereto arising out of the terms and
conditions of this agreement, the prevailing party, whether by way of arbitration or by
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judicial litigation, shall be entitled to reasonable attorney's fees and costs as determined
either by the arbitrator or by a court of competent jurisdiction.
XII. RESPONSIBILITY FOR CLAIMS ADMINISTRATION FEES
It is agreed that the CITY is liable for payment for all services rendered in accord with
this Contract. Should the self-insured retention, the deductible, or the annual aggregate
applicable to a particular claim or policy year be exceeded, the CLAIMS
ADMINISTRATOR's billings remain the responsibility of the CITY, and the CLAIMS
ADMINISTRATOR is expressly authorized to continue all claims management activities
which it deems to be appropriate until it receives from the CITY express written
instructions to terminate any involvement in the claim or grouping of claims.
XIII. TERMINATION OF SERVICES
The responsibility of the CLAIMS ADMINISTRATOR to provide any services terminates
on the date that this Contract is terminated, whether or not that date is the scheduled date
provided herein or is earlier or later. Should this Contract be terminated for any reason
and should the parties agree that the CLAIMS ADMINISTRATOR will continue to
handle any aspect of any claims or grouping of claims, charges for services so rendered
will be billed at the rates then in effect as established by the CLAIMS
ADMINISTRATOR.
Date
0
CITY OF LODI
Authorized Signature
Approved as to form:
City Attorney
INSURANCE CONSULTING ASSOCIATES, INC.
sy:i Aoo"'�
Dati U —9anil 1 A. Blanquie
Executi a Vice President
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RESOLUTION NO. 97-152
A RESOLUTION OF THE LODI CITY COUNCIL
APPROVING RENEWAL CONTRACT FOR GENERAL
LIABILITY CLAIMS ADMINISTRATION
BE IT RESOLVED, that the Lodi City Council does hereby approve the renewal
of the contract for General Liability Claims Administration with Insurance Consulting
Associates (ICA); and
BE IT FURTHER RESOLVED, that the City Manager is hereby authorized and
directed to execute agreement on behalf of the City of Lodi.
Dated: September 17, 1997
I hereby certify that Resolution No. 97-152 was passed and adopted by the City
Council of the City of Lodi in a regular meeting held September 17, 1997 by the
following vote:
AYES: Council Members -
NOES: Council Members -
ABSENT: Council Members -
ABSTAIN: Council Members -
ALICE M. REIMCHE
City Clerk
97-152