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HomeMy WebLinkAboutAgenda Report - December 18, 2013 I-01AGENDA ITEM T''` CITY OF LODI ,. COUNCIL COMMUNICATION TM AGENDA TITLE: Review of City's Annual Financial Report (Fiscal Year 2012/13) by Macias, Gini & O'Connell, LLP MEETING DATE: December 18, 2013 PREPARED BY: Deputy City Manager RECOMMENDED ACTION: Receive and file the following reports and financial statements submitted by Macias, Gini & O'Connell, LLP and the Internal Services department for Fiscal Year 2012/13: The Combined Annual Financial and Single Audit Report Management Report Report on Applying Agreed-upon Procedures BACKGROUND INFORMATION: The annual audit was conducted to assure the City Council and other interested parties that the City's financial records and reports are prepared in accordance with generally accepted accounting principles (GAAP), that internal controls are adequate to safeguard the City against loss from unauthorized use or disposition of assets and that the City has complied with all agreements and covenants to. obtain grant funds and debt financing. Macias, Gini & O'Connell, LLP (MGO) issued an "unqualified opinion." Scott Brunner, Director of MGO, will be present to answer questions during the meeting. The reports will be provided to federal and State oversight agencies, bond trustees and insurance companies for their review and evaluation. Copies of the reports are provided to the City Council and are also available to the public by contacting the Financial Services Division or through the City web site at www.lodi.gov and at the Lodi Public Library. The City received a Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association of the United States and Canada (GFOA) for the 20th year and the California Society of Municipal Finance Officers (CSMFO) for the 14th year in a row. A copy of the GFOA certificate is included in the 2012/13 Financial Reports. FISCAL IMPACT: By law and good management practice, the City's financial records are audited by independent auditors according to Generally Accepted Auditing Standards. Well maintained financial records are the cornerstone by which the City fulfills its fiduciary responsibilities to the public. Jordan Ayers Deputy City Manager KonradMartlam, City Manager 2012/13 Comprehensive Annual Financial Report City Council December 18,, 2013 Auditor's Opinion ❑ City engaged an independent auditor through a competitive process ❑ Macias, Gini,, O'Connell, LLP has given the City aclean' opinion for the year ■ Reviewed financial records and found them to be in compliance will all rules and regulations in all material respects ■ Financial statements fairly present the balances and operations of the City 2 Status of City's Financial Position Highlights of Financial Records ❑ General Fund ■ Unassigned Fund Balance of $7,,614,044 ❑ Includes $54,,975 for Library ❑ About $500,000 higher than projected for budget purposes ❑ 17.9% of General Fund revenues for 2013/14 ■ Fully funds Catastrophic Reserve (8%) ■ Fully funds Economic Reserve (8%) ■ Surplus reserve amount of $807,258 3 Status of City's Financial Position Highlights of Financial Records ❑ General Fund (cont.) ■ Budget to Actual Variances ❑ Revenues $1.0 million higher than budget ■ Sales taxes up about $470,000 ■ Property taxes up about $104,000 ■ Business license taxes up about $65,000 ■ Card room fees up about $45,000 ■ Late payment/re-connection fees up about $415,000 ■ Police hiring grant down about $225,000 rd Status of City's Financial Position Highlights of Financial Records ❑ General Fund (cont.) ■ Budget to Actual Variances (cont.) ❑ Expenditures about $1.0 million under budget ■ Salary and Benefits savings of about $575,000 ■ Service and Supply savings of about $475,000 5 Single Audit ❑ 'Clean" opinion ❑ No questioned costs ❑ Findings related to reporting requirements ■ Draft report included matching costs as federal costs ■ City will develop and implement written review procedures 0 Management Letter ❑ Review of City's Internal controls ■ No new findings ❑ Prior year findings ■ 1 closed; 2 remain open ❑ Closed -Deficit balance in Benefits Internal Services Fund ❑ Open - IT disaster preparedness plan needs to be fully tested ❑ Open -Fixed asset module implementation Questions? CITY OF LODI, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT Year Ended June 30, 2013 ALAN NAKANISHI, MAYOR PHIL KATZAKIAN, MAYOR PRO TEMP LARRY HANSEN, COUNCILMEMBER BOB JOHNSON, COUNCILMEMBER JOANNE MOUNCE, COUNCILMEMBER KONRADT BARTLAM, CITY MANAGER Prepared by the Financial Services Division Ruby Paiste, Financial Services Manager Wendy Dowhower, Supervising Accountant INTRODUCTORY SECTION CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2013 TABLE OF CONTENTS INTRODUCTORY SECTION Table of Contents Letter of Transmittal i v Certificate of Achievement for Excellence in Financial Reporting xiii Organization Chart of the City of Lodi xiv Directory of Officials and Advisory Bodies FINANCIAL SECTION xv Independent Auditor's Report MANAGEMENT'S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Government -wide Financial Statements: Statement of Net Position Statement of Activities 17 Fund Financial Statements: 18 Balance Sheet —Governmental Funds 1921 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 22 Statement of Revenues, Expenditures and Changes in Fund Balances — Governmental Funds 23 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 24 Statement of Net Position — Proprietary Funds 25 Statement of Revenues, Expenses and Changes in Net Position — Proprietary Funds 26 Statement of Cash Flows — Proprietary Funds 27 Statement of Fiduciary Net Position — Fiduciary Funds 29 Statement of Changes in Fiduciary Net Position - Fiduciary Funds 30 Notes to Basic Financial Statements 31 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Funding Progress — Pension Plan 77 Schedule of Funding Progress — OPEB Plan 78 Schedule of Revenues, Expenditures and Changes in Fund Balance — Budget and Actual — General Fund 79 Note to the Required Supplementary Information 80 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet — Nonmajor Governmental Funds 83 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds Nonmajor Governmental Funds - Special Revenue Funds 84 Combining Balance Sheet —Nonmajor Governmental Funds — Special Revenue Funds 85 87 Combining Statement of Revenues, Expenditures and.Changes in Fund Balances — Nonmajor Governmental Funds — Special Revenue Funds 88 CITY OF WPI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2013 TABLE OF CONTENTS - continued Schedules of Revenues, Expenditures and Changes in Fund Balance — Budget and Actual — Nonmajor Governmental Funds — Special Revenue Fund; 89 Nonmajor Governmental Funds - Capital Project Funds 95 Combining Balance Sheet — Nonmajor Governmental Funds — Capital Project Funds 96 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds — Capital Project Funds 97 Internal Service Funds 99 Combining Statement of Net Position - Internal Service Funds 100 Combining Statement of Revenues, Expenses and Changes in Fund Net Position — Internal Service Funds 101 Combining Statement of Cash Flows - Internal Service Funds 102 Combining Statement of Fiduciary Net Position - Private -Purpose Trust Funds 103 Combining Statement of Changes in Fiduciary Net Position - Private -Purpose Trust Funds 104 Statement of Changes in Assets and Liabilities - Agency Fund 105 STATISTICAL TABLES (UNAUDITED) Government -wide information: Net Position by Component - Last Ten Fiscal Years Changes in Net Position - Last Ten Fiscal Years Fund information: Fund Balances, Governmental Funds - Last Ten Fiscal Years Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years Tax Revenues by Source, Governmental Funds - Last Ten Fiscal Years Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years Direct and Overlapping Property Tax Rates - Last Ten Fiscal Years Principal Property Taxpayers -Current Year and Seven Years Ago Property Tax Levies and Collections - Last Ten Fiscal Years Electricity Sold by Type of Customer - Last Eight Fiscal Years Ratios of Outstanding Debt by Type - Last Ten Fiscal Years Ratios of General Bonded Debt Outstanding- Last Ten Fiscal Years Legal Debt Margin Information - Last Ten Fiscal Years Direct and Overlapping Governmental Activities Debt Pledged -Revenue Coverage - Last Ten Fiscal Years Demographic and Economic Statistics - Last Ten Fiscal Years Principal Employers - Current Year and Nine Years Ago Full -Time Equivalent City Government Employees By Department - Last Ten Fiscal Years Operating Indicators by Function/Program/Department - Last Eight Fiscal Years Capital.Asset Statistics by Function/Program/Department - Last Nine Fiscal Years SINGLE AUDIT REPORTS Schedule of Expenditures of Federal Awards Notes to the Schedule of Expenditures of Federal Awards 107 108 109 111 112 114 115 116 117 118 119 120 121 122 123 124 127 128 129 130 132 135 137 CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2013 TABLE OF CONTENTS - continued Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 138 Independent Auditor's Report on Compliance with Requirements That Could Have a Direct and Material Effect on Each Major Program and on Internal Control over Compliance in Accordance with OMB Circular A-133 140 Schedule of Findings and Questioned Costs 142 Schedule of Prior Year Findings and Questioned Costs 145 CONTINUING DISCLOSURES (UNAUDITED) Annual Report for Electric Utility Annual Report for Wastewater Utility Annual Report for the Lodi Public Improvement Corporation and the Lodi Public Financing Authority Annual Report for Water Utility 10 150 156 163 166 (This page intentionally left blank.) CITY COUNCIL ALAN NAKANISHI, Mayor PHIL. KATZAKIAN, Mayor Pro Tempore COUNCILMEMBERS: LARRY HANSEN BOB JOHNSON JOANNE MOUNCE December 6, 2013 CITY OF LODI CITY HALL, 221 WEST PINE STREET P.O. BOX 3006 LODI, CALIFORNIA 95241-1910 (209) 333-6706 FAX (209) 333-6795 To the Honorable Mayor, Members of the City Council and the Manager of the City of Lodi: KONRADT BARTLAM City Manager RANDI JOHL-OLSON City Clerk STEVE SCHWABAUER City Attorney The Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2013, is hereby submitted. Thisreport is provided to present the financial position, changes in financial position, and where applicable, cash flows of the City of Lodi (City) as of and for the year ended June 30, 2013, in conformity with generally accepted accounting principles. The report conforms to the highest standards of financial reporting as established by the Governmental Accounting Standards Board (GASB), for reporting by State and local governments. The responsibility for the accuracy, fairness and completeness of the report rests with the City. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full. responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed to protect the City's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City's financial statements in conformity with generally accepted accounting principles (GAAP). We believe that the information is accurate in all material respects and that it is presented in a manner designed to fairly present the financial position of the City. In addition, we believe that all disclosures necessary to enable the reader to gain full understanding of the City's financial activities have been included. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The MD&A can be found immediately following the independent auditors' report. THE REPORTING ENTITY AND SERVICES PROVIDED The funds included in the CAFR are those deemed dependent upon the City and controlled by the City Council and reflect the City's financial reporting entity in accordance with GASB Statement No. 14, as amended by GASB Statement No. 61. The City was incorporated December 6, 1906, as a municipal corporation under the general laws of the State of California. The City operates under a Council -Manager form of government. Under the Council -Manager form of government, policy making and legislative authority are entrusted to the City Council. The City Council consists of five members elected at -large by its voters for four-year terms, with no term limits. Elections are held in November of even -numbered years. Each year the Mayor and Mayor Pro -Tempore are chosen by the members of the City Council. The Mayor presides at Council meetings and acts as the ceremonial head of the City, the Mayor Pro Tempore serves as Mayor in his or her absence. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for appointing department heads, and .overseeing the operations of the City. The City Manager, City Attorney and the City Clerk are appointed by the City Council. The City provides a wide range of municipal services including public safety (police, fire, and graffiti abatement), public utilities services (electric, water and wastewater), transportation services (streets, flood control and transit) leisure, cultural and social services (parks and recreation, library and community center), and general government services (management, community development, human resources administration, financial administration, building maintenance and equipment maintenance). Several municipal services are provided through other government agencies, private companies or public utility companies, including:. Number of Facilities Elementary and Secondary Schools 18 Sanitation (solid waste) and Cable Television 3 Ambulance 1 Gas and Telephone 2 ECONOMIC CONDITION AND OUTLOOK The City is located in the San Joaquin Valley between Stockton 10 miles to the south, and Sacramento 35 miles to the north, and adjacent to U.S. Highway 99. The City population is 62,930 and is contained in an area of 13.98 square miles. The City has grown steadily since incorporation in 1906. The City's growth is provided for in both the General Plan and the City's growth control ordinance that allows an increase in population of 2% per year until the growth limits are reached. The City is built on a strong and broad based local economy. The City is known for its Zinfandel wine. It is an authentic dynamic wine region with 80 wineries within 10 miles of downtown. The employment base is diversified with food processing, packaging, plastic and service industries. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from 10 to 150 employees and produce a wide variety of products, services and commodities. Over the past several years, there has been an increase in industrial and residential development that has been unprecedented since the early 1980s. This new development combined with the growing strength of the wine/grape industry is a positive indicator for the City. The City's focus on economic development has encouraged numerous big industries to move to the City that collectively created hundreds of new jobs. Im Economic Development The City continues to be committed to promoting economic development (business retention and attraction) and expanding the tax base to fund City services rather than increase taxes to pay for these services. The City has provided for additional retail sales and commercial activity with approval of new retail developments adjacent to Highway 99 and Harney Lane. The City is also committed to an Enterprise Zone with San Joaquin County. MAJOR GOALS, OBJECTIVES AND PROJECTS To assist the citizens of the City in understanding where the City intends to allocate available resources, the City Council, the City Manager and Department Heads established in 2004 a hierarchy of major goals, objectives and major projects that support and re -enforce the City's mission statement. Four major City goals were established as policy direction and focal points for the efforts of City staff. These goals include: Ensure a High Quality of Life and a Safe Environment for Citizens Ensure Efficient and Productive City Organization Ensure Public Trust, and Ensure the Development of the Lodi Economy for a Fiscally Sound City Organization City Council, the City Manager and Department Heads established nineteen major City objectives: Maintain City's Sense of Community Provide Employee Training and Education Provide for a Balanced Community Evaluate Telecommunications Opportunities Enhance Access through Implementation of Information Systems Strategic Plan Provide Resources to Maintain City's Infrastructure Promote Urban Forestry Promote Public Relations and Marketing Efforts Attract, Retain and Invest in a Quality City Work Force Ensure Open and Accessible Public Meetings Encourage Public Arts, Cultural and Recreational Opportunities Pursue Efforts to be Entrepreneurial Provide Appropriate and Sufficient City Facilities Improve Customer Service Develop Short and Long Range Operational Plans Continue to use Partnerships to Advance City's Objectives Develop Effective Records Management Program Provide a Balanced Budget & Adhere to Adopted Policies Promote Commercial/Industrial Base Projects represent the foundation of the planning statements for the City. These projects are designed to accomplish specific objectives and become the focus for organization wide effort. As discussed above, economic revitalization continued to be an active focal point of the City in 2012-13. The following projects are underway and will see significant progress or be completed in 2013. Surface Water Treatment Plant The City historically relied on groundwater for its drinking water supply. During FY 2009-10, the City requested bids for the construction of an 8 million gallon a day water treatment plant, utilizing surface water from the Mokelumne River. In October 2010, the City awarded the construction contract and closed on a revenue bond issue to finance the construction. Construction began in March 2011 and was completed in November 2012. The plant is fully integrated into the water distribution system. Total cost for the plant was $34.5 million. Vii Grape Bowl Improvements The Grape Bowl is a stadium that was originally constructed using Work Project Administration Funding during the 1940's. The City continues to improve and update the facility. Significant improvements to lighting, disability access and installation of an all-weather surface were completed in prior years. A $2.0 million project, using a combination of Community Development Block Grant and local funds to construct a concession and restroom building, plaza area, and disability access and seating on the south concourse, was completed in fall 2013. Reynolds Ranch Reynolds Ranch is a planned development on the south eastern edge of the city that will eventually incorporate residential and commercial development. Development continues with additional retail space completed in 2013. Looking forward, plans include additional retail space scheduled for completion in 2014. Water Meters and Water Infrastructure Under state law, all residential housing must be billed for water usage on a metered basis by 2025. The City has embarked on a program to install meters on approximately 14,000 parcels over a seven year period. A portion of this project will also include moving mains and service connections from alleys and rear yards to streets and front yards. Additionally, the City will be appropriately sizing water mains as part. of this project. Construction began during FY 2009-10 and will continue through FY 2016-17. To date, approximately 9,000 meters have been installed. Estimated cost for the complete program is $42.5 million. FINANCIAL INFORMATION, MANAGEMENT AND CONTROL A detailed understanding of the financial position and operating results of the City is provided in the following sections of this report. The following is a brief description of the City's financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City's accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary fund types, the City uses the accrual basis of accounting. As such, the measurement focus is on net income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incurred. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Accounting System and Budgetary Control In developing the City's accounting system, consideration is given to the adequacy of the internal controls. The objective of the City's internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the preparation of financial statements in accordance with generally accepted accounting principles. The concept of reasonable assurance recognizes that the cost of control should not exceed the benefits likely to be derived and that estimates and judgments are required to be made by management in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager is responsible for the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end balances. During fiscal year 2012-13, the City Council and City Manager made several supplemental budget appropriations, the majority of which relate to operating budgets and capital projects. Fund Balance It is the City's goal to target and maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses. Based on a reserve policy adopted in March 2011, the target for the Electric enterprise fund working capital is $28.7 million for fiscal year 2012-13. The goals allow for variations from year-to-year to account for economic and fiscal changes. The General Fund maintained an unassigned fund balance of $7,614,044 or 20.18%, of operating revenues at the end of fiscal year 2012-13. Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. They .also describe the City's. capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investment terms are to be consistent with the City's cash flow needs. Investment reports are issued quarterly to the City Manager and City Council toprovide detailed information regarding the City's investments and compliance with City policy and state law. An important objective of the City's investment policy is to achieve a reasonable rate of return on public funds while minimizing risks and preserving capital. In evaluating the performance of the City's investment portfolio, investments are expected to yield a rate of return that regularly meets or exceeds an average rate of return on a three- month U.S. Treasury Bill. Appropriation Limitation Article XIII B of the Constitution of the State of California (Proposition 4) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed Fiscal Year 1979 appropriation levels except as adjusted for increases in population and the growth in the California per capita income or non-residential assessed valuation due to new construction within the City. Excluded from the limitation are appropriations funded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to Fiscal Year 1979. Pursuant to subsequent legislation adopted after Article XIII B, the City is required to annually establish and adopt its appropriations limit by resolution. For 2012-13, the City's appropriations subject to limit were $31,470,842 and the appropriation limit was $81,450,625 leaving appropriations at $49,979,782 below the limit. Debt Administration At June 30, 2013, the City had outstanding Certificates of Participation of $179,442,636. These liabilities are discussed in Note 8 of the Basic Financial Statements and summarized below. ix The City issued $5.0 million of Certificates of Participation (1995 COP) to fund its share of capital improvements in the downtown and Cherokee Lane areas. These bonds were refunded by the issuance of the 2002 Certificates of Participation. The 2002 bonds were refunded by the issuance of the 2012 Certificates of Participation. The City also issued $10.12 million for the renovation of the Performing Arts Center on August 1, 1996; the 2002 Certificates of Participation also refunded these bonds. The 2002 bonds were refunded by the issuance of the 2012 Certificates of Participation. In 1999, the Electric Utility issued $43.96 million Certificates of Participation to finance the costs of certain improvements to the distribution and transmission facilities of the City's electric system. These bonds were refunded by the issuance of the 2002 Electric Systems Revenue Certificates of Participation. The 2002 bonds were refunded with the 2008 Electric Systems Revenue Certificates of Participation thereby eliminating a variable rate obligation. In November 2002, the City issued the 2002 Revenue Certificates of Participation Series C for $21,225,000 and 2002 Series D for $22,740,000, to buy out the energy purchase agreement entered into by the City in January 2002 with Calpine. On October 7, 2003, the City and the City of Fort Bragg issued Water and Wastewater revenue bonds (2003B) through the California Statewide Communities Development Authority ("the Authority") under its pooled financing program. Total bonds issued were $9,855,000 of which $5,000,000 was for the upgrade of the City's wastewater facilities. In 2004, the City issued $27,360,000 in Wastewater Certificates of Participation (2004A) to finance the costs of improvements to the wastewater collection, treatment and disposal system. These bonds were partially refunded in the current year. In 2007, the City issued $30,320,000 in Wastewater Certificates of Participation (2007A) to finance Phase III of the wastewater improvements and to refund the 1991 Certificates of Participation. On July 24, 2008, the City issued the 2008 Electric System Revenue Certificates of Participation to provide funds to currently refund the outstanding $46,760,000 principal amount of the Electric System Revenue Certificates of Participation 2002 Series A Variable Rates Certificates (the "Refunded 2002 Certificates"); and to pay certain costs relating to the termination of a swap agreement relating to the Refunded 2002 Certificates. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility. which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conduct financing on a competitive basis, will seek an investment grade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. x Interim Financial Reporting Monthly financial reports are prepared to present the City's financial condition and results of operations. These executive reports are organized using the "pyramid" approach. As such, the highest level of summary data is presented first, followed by progressively greater levels of detail. The reports provide current period and year to date revenues, expenditures and encumbrances for all activities and funds, including year to date estimates and variances. The reports are available to all departments. Single Audit The City is subject to financial and compliance reporting required by the Single Audit Act Amendments of 1996 and OMB Circular A-133, which is a requirement of all local and state governments receiving federal financial awards. As part of the Single Audit, tests are made to determine the adequacy of internal controls, including that portion related to federal financial awards, as well as to determine that the City has complied with certain applicable laws and regulations governing federal funds. The Single Audit report is published as part of the annual financial statements for easy reference. Competitive Bidding Policy All required purchases for materials, equipment and services during 2012-13 were made pursuant to competitive bidding procedures as established under the City's purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of $5,000. Risk Management The City is self-insured for dental care, workers' compensation, general liability and unemployment insurance. General liability and workers' compensation are administered by outside agencies. The City administers unemployment insurance. Self-insurance transactions are accounted for under the Insurance Funds. At June 30, 2013, the Insurance Fund had a net position of $2,464,809. INDEPENDENT AUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. To ensure internal control, periodically the City conducts a request for proposal (RFP) process for auditing services. The accounting firm of Macias Gini & O'Connell LLP was selected to perform this audit. The independent auditors' report precedes the basic financial statements and concludes that the City's basic financial statements are presented fairly, in all material respects, in accordance with accounting principles generally accepted in the United States of America. CERTIFICATES OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2012. These Certificates of Achievement are prestigious national and state awards recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. Xi A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last twenty consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements and we are submitting it to GFOA this year. ACKNOWLEDGMENTS As always the professionalism, dedication and efficiency of the Financial Services Division Accounting staff made it possible for the timely preparation of this report and are to be commended. I would also like to personally thank Ruby Paiste, Financial Services Manager, Wendy Dowhower, Supervising Accountant, Tyson Mordhorst, Senior Programmer Analyst and Nancy Spinelli, Accounting Clerk. Their work in preparing this year's CAFR is greatly appreciated. I would also like to thank you for your continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, df Jordan Ayers Deputy City Manager/Internal Services Director xii E A Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lodi California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2012 Executive Director/CEO City of Lodi Citizens City Council Library Boards and Board I City Attorney I City Manager City Clerk 11 Commissions Libra Deputy city Library ' ManagerAntemal Services Director Parks, Rec. & Community Cultural Development Electric Utility Public Works Fire Police Services i Number of Positions Authorized: 410 Financial Budget/ Human Information Budgeted: 381 Services Treasury Resources Systems Division Division Division Division FY 2012-2013 x;v DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Alan Nakanishi Phil Katzakian Larry Hansen Bob Johnson Joanne Mounce ADVISORY BODIES Planning Commission Library Board Recreation Commission Site Plan and Architectural Review Committee PRINCIPAL ADMINISTRATIVE OFFICERS Konradt Bartlam Jordan Ayers Steve Schwabauer Randi Johl-Olson Dean Gualco Larry Rooney Jeff Hood Wally Sandelin Elizabeth Kirkley Konradt Bartlam Mark Helms xv Mayor Mayor Pro Temp Council Member Council Member Council Member Lodi Improvement Committee Lodi Arts Commission Youth Commission Lodi Senior Citizens' Commission City Manager Deputy City Manager City Attorney City Clerk Library Services Director Fire Chief Parks, Recreation & Cultural Services Director Public Works Director Electric Utility Director Community Development Director Police Chief FINANCIAL SECTION The Financial Section is comprised of the Independent Auditors' Report, Management Discussion and Analysis, Basic Financial Statements, including the notes, required Supplementary Information, and Supplementary Information which includes Combining and Individual Fund Statements and Schedules. Certified Public Accountants. INDEPENDENT AUDITOR'S REPORT The Honorable Members of City Council City of Lodi, California Report on the Financial Statements Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland LA/Century City Newport Beach San Diego Seattle We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (City), as of and for the year ended June 30, 2013, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing. standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2013, and the respective_ changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. www.mgocpa.com Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, the schedules of funding progress for the pension plan and OPEB plan, and the schedule of revenues, expenditures and change in fund balance — budget and actual — for the General Fund as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, the combining and individual nonmajor fund financial statements and schedules, the statistical section, the schedule of expenditures of federal awards, as required by Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non -Profit Organizations, and the continuing disclosure section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory, statistical, and continuing disclosure sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 2, 2013 on our consideration of City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City's internal control over financial reporting and compliance. Sacramento, California December 2, 2013 2 MANAGEMENT'S DISCUSSION AND ANALYSIS This section of the Comprehensive Annual Financial Report is presented as discussion and analysis of the financial performance of the City of Lodi (City) for the fiscal year ended June 30, 2013. FINANCIAL HIGHLIGHTS • The assets of the City exceeded its liabilities at the close of the 2013 fiscal year by $255,021,098 (net position). Of this amount, $15,984,880 is unrestricted. • The City's total net position increased by $54,395,539 in fiscal year 2013. • As of June 30, 2013, the City's governmental funds reported combined ending fund balances of $20,012,501, a decrease of $431,091 in comparison with the prior year. Of this amount, $7,101,839 is available for spending at the City's discretion (unassigned fund balance). • At the close of the fiscal year, fund balance for the general fund was $7,965,212, of which $7,614,044 is unassigned or 20.18% of total general fund revenues of $37,723,271. • The City's total long-term liabilities decreased by $53,420,185 (19.50%)during the current fiscal year. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: (1) Government -wide financial statements, (2) Fund financial statements, and (3) Notes to the Financial Statements. This report also includes other supplementary information in addition to the basic financial statements. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether or not the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as revenues pertaining to uncollected taxes and expenses pertaining to earned but unused vacation and sick leave. 3 Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through users fees and charges (business -type activities). The governmental activities of the City include general government, public protection, public works, community development, library, and parks, recreation and cultural services. The business -type activities of the City include electric operations, wastewater operations, water operations and public transit operations. Fund Financial Statements The fund financial statements are designed to report information about groupings of related accounts, which are used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into the following three categories: Governmental funds, Proprietary funds, and Fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. Most of the City's basic services are reported in governmental funds. These statements, however, focus on (1) how cash and other financial assets can readily be converted to available resources and (2) the balances left at year-end that are available for spending. Such information may be useful in determining financial resources available in the near future to finance City programs. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their type (special revenue, capital projects and debt service). Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the general fund which is considered to be a major fund. Data from the remaining governmental funds .are combined into a single, aggregated presentation. Individual fund data for each of the non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual budget for its general fund and special revenue funds. Budgetary comparison statements have been provided for the general fund and the special revenue funds to demonstrate compliance with this budget. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers, either outside customers, or internal units or departments of the City. Proprietary funds provide the same type of information as shown in the government -wide financial statements, only in more detail. The City maintains the following two types of proprietary funds: • Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for the operations of the Electric, Wastewater, Water, all of which are considered to be major funds and the Transit system, which is considered to be a nonmajor proprietary fund. I • Internal Service funds are used to report activities that account for various employee benefits, self-insurance, and fleet activities of the City. Because these activities predominantly benefit governmental rather than business -type functions, they have been included within the governmental activities in the government -wide financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. The activities of the Industrial Way -Beckman special assessment and various landscape and lighting districts are accounted for and reported under the fiduciary, funds. The activities of the Private Sector trust and the Holz bequest are also accounted for under the fiduciary funds. Since the resources of these funds are not available to support the City's own programs, they are not reflected in the government -wide financial statements. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to the Financial Statements The notes to the financial statements provide additional information that is essential to a full understanding of the data provided in the government - wide and fund financial statements. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information concerning the City's progress in funding its obligation to provide pension and other post employment benefits (OPEB) to its employees, and schedules comparing budget to actual amounts in the General Fund. Combining Statements The combining statements in connection with non -major governmental funds and fiduciary funds are presented immediately following the required supplementary information on pensions. 5 GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. The City's assets exceeded liabilities by $255,021,098 at the close of the current fiscal year. Assets: Current and other assets Capital assets Total assets Liabilities: Long-term liabilities outstanding Other liabilities Total liabilities Net position: Net investment in capital assets Restricted Unrestricted (deficit) Total net position City of Lodi's Net Position Governmental Activities 2013 2012 $ 38, 750, 736 126,641,197 165,391,933 38,871,505 5,934,472 44,805,977 106,827,620 12,600,862 1,157,474 $ 120,585,956 35,198, 588 128,857,069 164,055,657 40,168,249 3,729,658 43,897,907 107,587,069 16,176,191 (3,605,510) 120,157,750 Business -type Activities 2013 91,178,980 235,205,934 326,384,914 181,617,786 10, 331, 986 191,949,772 113, 008,124 6,599,612 14, 827,406 134,435,142 2012 103,092,730 $ 225,752,808 328,845,538 233,741,227 13, 552, 502 247,293,729 109,582,092 6,533,121 (34,563,404) 81,551,809 Assets. The City's total assets decreased by $1,124,348. The decrease is primarily due to the following: 2013 129,929,716 361,847:131 491, 776, 847 220,489,291 16,266,458 2.36,755,749 219,835,744 19,200,474 15, 984, 880 $ 255,021,098 Total 2012 138,291,318 354;609,877 492,901,195 273, 909,476 17,282,160 291,191,636 217,169,161 22,709,312 (38,168,914) 201, 709; 559 Governmental activities. Total assets for the governmental activities had an increase of $1,336,276 or 0.81% resulting largely from the decrease in debt service payments from the refunding of the 2002 Certificates of Participation ($1,182,736); the refund from San Joaquin County for property tax administration overcharged in prior years, $695,795; revenue from recycled water, $320,000; and increase in rent from NCPA, $439,013, offset by a decrease in loans receivable from the Lodi Hotel Investors, $1,084,000. Other insignificant activities offset the difference. Business -type activities. Total assets for the business -type activities had a decrease of $2,460,624 or 0.75%. Capital assets increased by $9,453,126 primarily from buildings and improvements, machinery and equipment, and vehicles, offset by the decrease in current and other assets of $11,913,750, mainly from the decrease of restricted assets held by fiscal agent from the proceeds of the 2010 Water Certificates of Participation ($8,038,143) for the construction of the Surface Water Treatment Facility; decrease in cash and restricted cash due to other major projects, i.e.; 2 water meter program ($5,841,667); the decrease in development impact fees ($470,975); offset by the Greenhouse gas allowance of $2,018,000. Other insignificant activities offset the difference. Liabilities. The City's total liabilities decreased by $54,435,887 or 18.69%. The decrease is primarily due to the following: Governmental activities. Total liabilities for the governmental activities increased by $908,070. This is attributed largely to the decrease in debt service due to the refunding of the 2002 Certificates of Participation, $1,456,423, offset by the increase in self-insurance liability of $645,231. Other insignificant activities offset the difference. Business -type activities. Total liabilities for the business -type activities decreased by $55,343,957 or 22.38%. The decrease is primarily attributable to the principal payments towards the various certificates of participation, $6,875,000; and the reduction of the pollution remediation obligation of $45,448,874. Other insignificant activities offset the difference. Net position. The. City's overall financial position has increased during the fiscal year. The net position has increased by $54,395,539, excluding the restatement of $1,084,000, or 27.11%. The largest portion ($219,835,744) of the City's net position reflects its investment in capital assets net of any associated depreciation (e.g., land, buildings and improvements, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City's net position, $19,200,474 (7.53%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position amounts to $15,984,880. At the end of the current fiscal year, the City is able to report positive balances in all categories of net position for the government as a whole. Unrestricted net position is positive for both the governmental and business -type activities. 7 Revenues Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Property taxes Othertaxes Grants and contributions not restricted to specific programs Litigation -environmental lawsuits proceeds Other Total revenues Expenses General government Public protection Public works Community development Library Parks and recreation Interest on long-term debt Electric Wastewater Water Transit Total expenses Changes in net position before transfers Transfers Changes in net position Net position at beginning of year, as previously reported Adjustment to loans receivable Net position at beginning of year, as restated Net position at end of year Analysis of Changes in Net Position City of Lodi's Change in Net position Governmental Business -type Activities Activities Total 2013 2012 2013 2012 2013 2012 $ 6,004,957 4,661,080 89,602,626 89,800,503 $ 95,607,583 94,461,583 2,341,326 2,299,800 5,178,459 4,213,932 7,519,785 6,513,732 4,215,635 5,024,837 4,714,744 3,206,279 8,930,379 83231,116 12,217,633 12,102,780 12,217,633 12,102,780 10,804,737 10,825,658 10,804,737 10,825,658 9,382,422 9,277,277 9,382,422 9,277,277 1,106,400 1,106,400 2,024,143 2,184,288 1,755,400 1,810,063 3;779;543 3,994,351 46,990,854 46,375,720 102,357,629 99,030,777 149,348,483 145,406,497 8,943,223 9,380,968 8,943,223 9,380,968 25,929,936 25,432,210 25,929,936 25,432,210 10,546,173 10,247,617 10,5463173 10,247,617 1,049,897 1,003,008 1,049,897 1,003,008 1,341,845 1,381,524 1,341,845 1,381,524 2,932,819 2,912,632 2,932,819 2,912,632 416,322 1,032,716 416,322 1,032,716 61,106,066 62,599,298 61,106,066 62,599,298 13,422,950 17,440,897 13,422,950 17,440,897 (34,876,879) 7,953,480 (34,8763879) 7,953,480 4,140,592 4,255,963 4,140,592 4,255,963 51,160,215 51,390,675 43,792,729 92,249,638 94,952,944 143,640,313 (4,169,360) (5,014,955) 58,564,900 6,781,139 54,395,539 1,766,184 5,681,567 1,261,227 (5,681,567) (1,261,227) 1,512,206 (3,753,728) 52,883,333 5,519,912 54,395,539 1,766,184 120,157,750 123,911,478 81,551,809 76,031,897 201,709,559 199,943,375 (1,084,000) (1,084,000) 119,073,750 123,911,478 81,551,809 76,031,897 200,625,559 199,943,375 $ 120,585,956 120,157,750 134,435,142 81,551,809 $ 255,021,098 201,709,559 Governmental activities. Net position for the governmental activities increased by $1,512,206 in the current fiscal year. The key factors impacting the change in net position are: • Charges for services increased by 29%, a net amount of $1,343,877 from the prior fiscal year largely from increased development activity resulting in increased building permit fees ($232,245), plan check fees ($124,861), fire permit review and inspection fees ($80,747); increase in revenues from late fees and utility reconnections, $319,600; revenue from recycled water, $320,000; increase in revenue received from the After School program, $195,980; increase in police fees, $34,763; and $42,453 for Strike Team reimbursements. • Capital grants and contributions decreased by $809,202 or 16% from the prior fiscal year. The decrease in capital contributions was mainly attributable to the Prop 1 B funds used for the Lodi Avenue reconstruction project ($807,447), received in the prior year. • Property taxes — increased by $114,853 or 0.9% compared to prior year. The economy is showing evidence of positive movement particularly in the housing market. Rising home prices coupled with record lows in mortgage rates are helping the process to generate sales, resulting in a slight increase in property tax revenues in the current year. • Grants and contributions not restricted to specific programs increased by $105,145 or 1% basically from sales tax revenues which increased by $104,008. The overall increase in sales tax is attributed to a general increase in consumer spending and steady increase in auto sales spurred by low interest rates, easy credit and manufacturer's incentives. • Other revenues decreased by $160,145 or 7% from prior fiscal year. This decrease is basically a reclassification of donations for the Grape Bowl Improvements to capital contributions. The difference is offset by various small decreases in other revenues. Expenses for governmental functions totaled $51,160,215, a decrease of $230,460 from the prior fiscal year. Business -type activities. Business -type activities increased the City's net position by $52,883,333 in the current year. The key elements of this increase are: • Reduction of the pollution remediation obligation via water expenses of $45,448,874. A re-evaluation of the scope of the remaining remedial work determined that much of the initially anticipated work is no longer necessary; as a result, the estimate has been revised to reflect current anticipated level of remediation work. • Wastewater and water rates were increased during the year resulting in increased charges for services revenues of $467,000 and $357,813, respectively. • Increase in capital contributions in the Transit Fund for the purchase of six CNG buses funded by federal funds (FTA), $1,839,790 and Prop 1B, $946,950 and other projects funded by federal grants and Prop 113 funds (i.e.; facility upgrades, MSC solar project, $219,300; Lodi Station Security improvements, $309,788). • Increase in environmental lawsuits proceeds of $1,106,400 from PCE/TCE litigation. • The City's Energy Cost Adjustment (ECA) was established with the intent to automatically adjust electric rates for monthly fluctuations in the City's purchased power expenses. Bulk power costs decreased in the current year and by way of the ECA charge, operating revenue decreased by $1,021,723. • Operating grants and contributions increased by $964,527. The receipt of Greenhouse gas allowance (GHG) of $2,018,000, a new revenue in the Electric Fund related to Assembly Bill 32: Global Warming Act, which set the 2020 greenhouse gas emissions reduction into law and also adopted a regulation that established a system of market-based declining annual aggregate emission limits for sources or categories of sources that emit greenhouse gases. In 2011, the California Air Resources Board (ARB) adopted the cap -and -trade regulation. This program covers major sources of GHG emissions in the State such as refineries, power plants, industrial facilities, and E transportation fuels. The cap -and -trade program includes an enforceable emissions cap that will decline over time. The State distributes allowances which are tradable permits, equal to emissions allowed under the cap. • Operating expenses in the Transit Fund was reduced by $761,563 mainly from lower cost of operations. In prior years, the City of Gait received their FTA allocations as a pass through the City, but beginning the FY 2012-13, Galt was no longer included in the City's urban jurisdiction, hence, a reduction of $363,400. These reductions reduced the allocations from TDA and FTA in the current year. FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds. The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Types of governmental funds reported by the City include the General Fund, special revenue funds, debt service fund and capital projects funds. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $20,012,501. This represents a decrease of $431,091 in comparison to the prior year resulting from the increase in capital outlay and overall increase in expenditures offset by the increase in total revenues and decrease in operating transfers out. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the General Fund was $7,614,044 while total fund balance was $7,965,212. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance and total fund balance represent 21.86% and 22.87% of total General Fund expenditures, respectively. The fund balance of the General Fund increased by $1,676,259 during the current fiscal year. Key factors in this growth are as follows: • Total revenues increased by $1,135,072, primarily from the recycled water revenue of $320,000; increase in rent,. $193,962; increase in late fees, $240,500 and increase in reconnect fees, $79,100; increase in sales tax, $104,009; increase in property tax, $93,402 and real property transfer tax $29,236; and increase in in reimbursable charges, $114,724. Other insignificant increase and decreases offset the difference. • Total expenditures increased by $1,406,314, primarily from the contribution to the other postemployment benefits (OPEB), $698,000; increase in salaries, $522,976; increase in deferred compensation, $265,450, increase in overtime, $249,015, and increase in worker's compensation benefits, $442,520; offset by the refund received from the County for prior years' overcharge of property tax administration, $697,995. • Transfers out for debt service decreased $717,771 due to the refunding of the 2002 certificates of participation; decrease in transfers to Community Development, $40,200; decrease in transfers out to Parks, Recreation and Cultural Services, $467,825; decrease in transfers for vehicle replacements, $310,000 and the decrease in transfer to the Capital Outlay Reserve in prior year, $643,072. 10 Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net position at the end of the year for the Wastewater Fund was $14,258,298, Water Fund was $4,188,348 and for the Transit Fund, $3,255,896. The Electric Fund unrestricted net position was ($6,875,136) and the Internal Services Funds unrestricted net position was $262,242. Other factors concerning the finances of these funds are discussed in the City's business -type activities. GENERAL FUND BUDGETARY HIGHLIGHTS Differences between the original budget and the final budget in the General Fund were a net increase in appropriations of $183,375. The increase in appropriations can be briefly summarized as follows: • $18,573 increase in general government • $202 decrease in public protection • $109,325 increase in public works • $55,679 increase in library Significant differences between the final budget and the actual revenues and expenditures can be briefly summarized as follows: • Taxes — a favorable variance of $466,290 was due to positive variances in property tax ($104,387), real property transfer tax (21,179), transient occupancy tax ($112,243), in -lieu of vehicle license fees ($75,237), card room tax ($44,566), business license tax ($64,962), cable TV franchise fees ($41,251), and waste removal franchise fees ($26,872), offset by a negative variance in electric, gas and industrial waste franchise ($24,407). • Intergovernmental revenues — a favorable variance of $286,207 was mainly due to a positive variance in sales tax ($469,406) offset by a negative variance in Police Hiring grant ($225,351). • Fines, forfeits and penalties — a favorable variance of $310,670 resulted from a positive variance in late payment fees ($303,568) and utility reconnection fees ($111,728), offset by a negative variance in vehicle code and moving violation fines ($116,077). • For expenditures, a favorable variance between the final budget and actual expenditures of $1,050,368 was due to savings from vacancies and the continued overall effort to reduce spending and costs. 11 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2013, amounts to $361,847,131 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, vehicles, infrastructure, works of art, and construction in progress. The total increase in the City's investment in capital assets for the current fiscal year was $7,237,254, a 2.04% increase (a 1.72% decrease in governmental activities and 4.19% increase in business -type activities) as shown in the table below. A significant increase in machinery and equipment compared to prior year was primarily due to the ongoing improvements to the White Slough Pollution Control Facility; the Surface Water Treatment Plant construction costs; and the water meter installation project. The increase in vehicles was the addition of six CNG buses in the transit operations. Additional information on the City's capital assets can be found in Note 6 on pages 49-51 of this report. 12 Changes in Capital Assets, Net of Depreciation Governmental Activities Business -type Activities Total 2013 2012 2013 2012 2013 2012 Land $ 24,094,424 $ 23,693,292 $ 5,535,718 $ 5,535,718 $ 29,630,142 $ 29,229,010 Buildings and Improvements 37,263,520 37,729,107 31,368,774 32,016,153 68,632,294 69,745,260 Machinery and Equipment 1,064,146 1,495,080 191,367,138 148,320,501 192,431,284 149,815,581 Vehicles 816,472 872,518 3,033,279 1,179,412 3,849,751 2,051,930 Infrastructure 57,023,439 61,364,827 57,023,439 61,364,827 Work of Art 304,907 304,907 304,907 304,907 Construction in Progress 6,074,289 3,397,338 3,901,025 38,701,024 9,975,314 42,098,362 Total $ 126,641,197 $ 128,857,069 $ 235,205,934 $ 225,752,808 $ 361,847,131 $ 354,609,877 A significant increase in machinery and equipment compared to prior year was primarily due to the ongoing improvements to the White Slough Pollution Control Facility; the Surface Water Treatment Plant construction costs; and the water meter installation project. The increase in vehicles was the addition of six CNG buses in the transit operations. Additional information on the City's capital assets can be found in Note 6 on pages 49-51 of this report. 12 Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $179,442,636. Of this amount, $19,568,577 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $159,874,059 from the business -type activities consists of $37,621,906 for the Water Fund; $51,920,344 for the Wastewater Fund; and $70,331,809 for the Electric Fund. City of Lodi's Outstanding Debt Governmental Business -type Activities activities Total Certificates of Participation $ 19,568,577 159,874,059 179,442,636 The City's total bonded debt decreased by $8,155,794 during the current fiscal year Bond Rating In June 2010, Standard & Poor's Rating Services affirmed the rating on outstanding electric utility debt instruments of A- with a stable outlook as a result of improved financial performance due to the implementation of various policies instituted by management. Fitch Rating Services upgraded the rating on outstanding wastewater utility debt instruments to A+ with a stable outlook in May 2011, as part of its global ratings recalibration. In October 2010, Standard & Poor's Rating Services issued a rating of AA- with a stable outlook in regards to the $38,665,000 Water Revenue bonds. Moody's Investor Services assigned a rating of Aa3 to this new issue. On August 1, 2011, Fitch Rating Services affirmed the rating on outstanding public improvement bonds at AA- and assigned an implied general obligation bond rating of AA. The rating outlook was revised to stable from negative as a result of the City's successful improvement of its general fund position and maintaining its low debt profile. On August 7, 2012, Fitch Rating Services and Standard & Poor's Rating Services issued a rating of AA- and A with a stable outlook, respectively, in regards to the $19,080,000 2012 Refunding bonds; and an A+ with a stable outlook rating from both rating agencies in regards to the $17,105,000 2012 Refunding Wastewater Revenue bonds. Additional information on the City's long-term debt can be found in Note 8 on pages 52-58 of this report ECONOMIC FACTORS AND NEXT YEAR'S BUDGET The impacts of the global economic recession continue to affect Lodi's families, businesses, institutions and the City. Although economic times continue to be somewhat difficult throughout the region, Lodi is growing. General Fund revenues are projected to increase for the .second consecutive year. This past year has seen the maturation of the Costco and Home Depot stores that opened in 2012 in a commercial development in the southeastern corner of the City. Additional retailers are moving forward with plans to complete other sections of the development. The City also 13 received a favorable ruling on litigation regarding a Wal-Mart Environmental Impact Report and expects the retailer to be open for business late in the fiscal year. The viability of the General Fund continues to be of greatest concern. The General Fund is dependent upon tax revenues and is most vulnerable to economic fluctuations. The City has reduced its workforce by 20% over the past nine years, from 470 full-time budgeted employees in 2004/05 to 377 full-time budgeted employees in 2013/14. Employee furloughs will be ending during the budget year. Although there have been reductions in frequency, or delays in timeliness, the City nevertheless continues to offer the same basic range of municipal services. The 2013-14 budget has several issues that were taken into consideration: employee costs and contributions; capital programs; and cost increases beyond the City's control. The City has been operating under annual concession agreements with all of its bargaining units. While concession agreements have allowed the City to meet its budgetary requirements, such concession agreements are not conducive to long-term planning. Of the City's nine bargaining units, eight have agreements that expired during FY 2011/12. The City has negotiated successor agreements with all of these units, along with modifying the benefits for Executive, Council Appointees and Confidential employees. All nine bargaining unit agreements expire in fiscal year 2013/14. Employee costs and contributions — Prior to the economic downturn, Lodi aggressively moved to manage employee expenses. Positions not deemed vital to City operations were held vacant, and other departmental expenses were closely monitored. Importantly, as the economy plummeted, in March 2009, City employees made a number of temporary salary and benefit concessions to reduce salary costs, including salary reductions, furloughs, and waiving of the City's deferred compensation match. These concessions alone were valued at over $2.3 million for FY 2009-10, $2.7 million for FY 2010-11, and $3.0 million for FY 2011-12. Consequently, the City has largely avoided employee layoffs and drastic service cuts so common in other cities. As the City renegotiated with its bargaining units, three principal elements of successor agreements were to: (1) have all employees pay the full share of the employee portion of pension costs; (2) cap the City's exposure to medical cost increases; and (3) establish a second tier retirement benefit for new employees. The City has also used early retirement to reduce its work force. Over the course of the last five years, the City has offered a retirement incentive multiple times to selected employee classifications. As employees have accepted the incentive, the City has left the positions vacant. A total of 40 employees have taken advantage of the retirement incentive. Capital programs — The City continues to utilize one-time funds for capital maintenance, rather than ongoing operations. In prior years, the City assessed its physical plant and is using one-time funds generated by the Lodi Energy Center, to address deferred maintenance projects on its buildings. Scheduled to be completed this year are a retrofit of a portion of the unused space in the City hall annex and resurfacing of the various city owned parking lots in the downtown area as well as the improvements to the parking lot at the Municipal Services Center and Kofu Park. Additionally, the FY 2013/14 budget allocates funding for the replacement of the City's financial and billing systems. The Municipal Service Center /Kofu Park and financial/billing system projects are jointly funded by the General Fund and the enterprise funds. The above projects total $1.8. million. Costs beyond the City's control — While revenues have increased slightly, the cost of retirement and insurance continue to rise. In the last few years, CalPERS has revised a number of its actuarial assumptions and policies. Rates for 2013/14 incorporate the impact of changes to the 14 discount rate approved in prior years. Rates for Miscellaneous plan employees rose 1.8 percent while Safety plan rates increased 4.3 percent. Total additional cost to the City is about $330,000. Cal PERS has provided estimated rates for 2014/15 that reflect a projected cost increase of an additional $735,000. For FY 2015/16 and beyond, the City expects rates to continue to increase, advised by the CalPERS chief actuary. Preliminary estimates indicate that rates for the Miscellaneous plans could be in excess of 26 percent and Safety plans in excess of 48 percent of salary for the 2019/20 fiscal year. Note that these cost increases fall solely on the employer portion of the rate. Estimated annual cost would be about $5 million more than FY 2013/14. A second cost increase that is a cause of concern is medical insurance. While the City has negotiated a medical insurance cap with its bargaining units, costs are expected to increase and impact the net pay of the workforce. Staff is evaluating the impact of the Affordable Care Act and no provision has been made in the budget. A third cost increase that is a cause of concern is worker's compensation. The City is self-insured for worker's compensation costs. There has been a gradual increase in the cost and severity of claims and the City expects that the actuarial liability will also increase. Economic Development During this difficult economic time, the City has fared better than the surrounding area, as a whole. While not immune to the current foreclosure crisis, the City housing stock has seen fewer foreclosures and has maintained housing values better than the surrounding communities. The City's unemployment rate continues to track roughly 3 percent lower than that of San Joaquin County. The City's diversified economic base continues to help the City maintain its revenue base. Although agriculture is an important part of the City's past, present and future by providing residents with employment on farms and in processing plants, even more jobs can be found in food and plastics manufacturing and in health-related businesses. Lodi Memorial Hospital, Blue Shield and Cottage Bakery have the highest year-round employment in the City, and large national and international manufacturers such as General Mills and CertainTeed find the City an attractive base for their West Coast operations. REQUEST FOR INFORMATION This financial report is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City' accountability for the money it receives. If you have any questions about this report or need additional information, contact the Financial Services Division of the City of Lodi at 310 W. Elm Street, Lodi, California, 95240. 15 (This page intentionally left blank.) BASIC FINANCIAL STATEMENTS The Government -wide Financial Statements provide a broad overview of the City's financial position and operating results. Information is grouped by governmental activities or business -type activities. The Fund Financial Statements report information about the City's Governmental Funds, Proprietary Funds, and the Fiduciary Funds. The notes have an integral role in disclosing information essential to the fair presentation of the Basic Financial Statements. GOVERNMENT-WIDE FINANCIAL STATEMENTS ASSETS Cash and investments Accounts receivable, net Property tax receivable Interest receivable Internal balances Due from other governmental agencies Restricted assets Loans receivable Advance receivable Inventory Other assets Deferred charges Capital assets, net: Nondepreciable Depreciable, net TOTAL ASSETS LIABILITIES Accounts payable and accrued liabilities Accrued salaries and wages Accrued interest Unearned revenue Long-term liabilities: Due within one year Due in more than one year TOTAL LIABILITIES NET POSITION Net investment in capital assets Restricted for: Capital projects Debt service Other purposes Unrestricted (deficit) TOTAL NET POSITION The notes to the financial statements are an integral part of this statement. CITY OF LODI STATEMENT OF NET POSITION June 30, 2013 Governmental Business -type Activities Activities 35,531,414 3,824,364 23,644 19,953 (1,842,596) 752,684 10,355 44,707 142,127 9,918 234,166 30,473,620 96,167,577 165,391,933 30,930,224 8,547,280 23,941 1,842,596 1,791,183 36,375,125 132,401 5,270,130 2,990,628 9,489 3,265,983 9,436,743 225,769,191 326,384,914 4,924,299 6,296,973 714,085 211,203 2,634,331 84,885 1,400,682 3,779,267 10,470,090 35, 092,238 171,147,696 44,805,977 191,949,772 106,827,620 113,008,124 11,434,796 6,599,612 1,166,066 1,157,474 14,827,406 $ 120,585,956 134,435,142 17 Total $ 66;461,638 12,371,644 23,644 43,894 2,543,867 36,385,480 177,108 5,270,130 3,132,755 19,407 3,500,149 39,910,363 321,936,768 491,776,847 11,221,272 714,085 2,845534 1,485,567 14,249,357 206,239,934 236,755,749 219;835,744 11,434,796 6,599,612 1,166,066 15,984,880 $ 255,021,098 CITY OF LODI STATEMENT OF ACTIVITIES Year ended June 30, 2013 General revenues: Taxes: Property taxes Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings Litigation - environmental lawsuits proceeds Other Transfers Total general revenues and transfers Change in net position Net position, beginning of year, as previously reported Adjustment to loans receivable Net position, beginning of year, as restated Net position, end of year The notes to the financial statements are an integral part of this statement. 18 12,217,633 12,217,633 8,734,866 Net (Expense) Revenue and 1,524,428 1,524,428 Program Revenues Changes in Net Position 9,382,422 43,719 Operating Capital 1,106,400 1,106,400 Functions/Programs Expenses Charges for Services Grants and Grants and Governmental Business -type PRIMARY GOVERNMENT: Contributions Contributions Activities Activities Total Governmental activities: General government Public protection $ 8,943,223 2,337,372 86,173 251 (6,519,427) $ (6,519,427) Public works 25,929,936 537,790 1,266,544 183,912 (23,941,690) (23,941,690) Community development 10,546,173 1,049,897 223,407 1,458,264 962,088 3,689,817 (5,670,861) (5,670,861) Library Parks & recreation 1,341,845 43,850 26,521 408,367 (1,271,474) 408,367 (1,271,474) Interest on long-term debt 2,932,819 416,322 1,404,274 341,655. (1,186,890) (1,186,890) Total governmental activities 51,160,215 6,004,957 2,341,326 4,215,635 (416,322). (38,598,297) (416,322) (38,598,297) Business -type activities: Electric Wastewater 61,106,066 63,229,645 2,018,416 264,255 4,406,250 4,406,250 Water 13,422,950 13,747,216 29,338 353,604 353,604 Transit (34,876,879) 12,441,039 633,246 767,350 48,718,514 48,718,514 Total business -type activities 4,140,592 43,792,729 184,726 89,602,626 2,526,797 5,178,459 3,653,801 4,714,744 2,224,732 55,703,100 2,224,732 55,703,100 Total primary government $ 94,952,944 95,607,583 7,519,785 8,930,379 (38,598,297) 55,703,100 $ 17,104,803 General revenues: Taxes: Property taxes Franchise taxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings Litigation - environmental lawsuits proceeds Other Transfers Total general revenues and transfers Change in net position Net position, beginning of year, as previously reported Adjustment to loans receivable Net position, beginning of year, as restated Net position, end of year The notes to the financial statements are an integral part of this statement. 18 12,217,633 12,217,633 8,734,866 8,734,866 1,524,428 1,524,428 545,443 545,443 9,382,422 9,382,422 43,719 497,096 540,815 1,106,400 1,106,400 1,980,425 1,258,304 3,238,729 5,681,567 (5,681,567) 40,110,503 (2,819,767) 37,290,736 1,512,206 52,883,333 54,395,539 120,157,750 81,551,809 201,709,559 (1,084,000) (1,084,000) 119,073,750 81,551,809 200,625,559 $ 120,565,950 134,435,142 $ 255,021,096 FUND FINANCIAL STATEMENTS FUND FINANCIAL STATEMENTS Governmental Fund Types Governmental funds consist of the General Fund, special revenue funds, debt service fund and capital projects funds. Major Governmental Fund: General Fund This fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax receipts, franchise taxes and various subventions such as Motor Vehicle In - Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. Proprietary Fund Types Proprietary funds consist of the enterprise funds and the internal service funds. Major Enterprise Funds include: Electric Fund The City established this fund in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements maintenance and debt service. E Sewer Fund This fund was established by the City in order to account for the provision of waste water collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. Water Fund This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Nonmajor Enterprise Fund: Transit Fund This fund is used to account for the operations of the Dial -A -Ride and the Grapeline bus system. Fiduciary Fund Types Private -purpose Trust Funds These funds are used to account for assets held by the Library Board as trustee of the Lodi Public Library and for assets held by the City in accordance with the trust agreement on behalf of the Hutchins Street Square. Agency Fund This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman Districts and the Downtown and Cherokee Lane Districts and various landscape and lighting districts around the City. 20 CITY OF LODI BALANCE SHEET GOVERNMENTAL FUNDS June 30, 2013 The notes to the financial statements are an integral part of this statement. 21 Other Total General Governmental Governmental Fund Funds Funds ASSETS Cash and investments $ 7,649,868 15,144,099 $ 22,793,967 Restricted assets 10,355 10,355 Receivables: Accounts, net 3,301,609 500,130 3,801,739 Property taxes 23,644 23,644 Interest 6,632 6,273 12,905 Due from other funds 463,962 151,451 615,413 Due from other governmental agencies 67,391 685,293 752,684 Loans receivable 44,707 44,707 Inventory 3,339 3,339 Other assets 8,567 1,351 9,918 Total assets $ 11,521,673 16,546,998 $ 28,068,671 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable and other liabilities $ 2,802,864 1,951,620 $ 4,754,484 Accrued salaries and wages 714,085 714,085 Due to other funds 615,413 615,413 Advances from other funds 1,842,596 1,842,596 Deferred revenue 39,512 90,080 129,592 Total liabilities 3,556,461 4,499,709 8,056,170 Fund balances: Nonspendable Inventory 3,339 3,339 Other assets 8,567 8,567 Restricted Capital projects 11,390,089 11,390,089 Debt service Other purposes 1,166,066 1,166,066 Committed Video- related capital projects 277,209 277,209 Assigned Encumbrances 65,392 65,392 Unassigned 7,614,044 (512,205) 7,101,839 Total fund balances 7,965,212 12,047,289 20,012,501 Total liabilities and fund balances $ 11,521,673 16,546,998 $ 28,068,671 The notes to the financial statements are an integral part of this statement. 21 CITY OF LODI RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION June 30, 2013 Amounts reported for governmental activities in the statement of net position are different because: Fund balances - total governmental funds Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds Nondepreciable capital assets Depreciable capital assets, net Long-term liabilities are not due and payable in the current period and therefore are not reported in the governmental funds as follows: Compensated absences Long-term debt Deferred charge for issuance costs (to be amortized over life of debt) Issuance premium (to be amortized as interest expense) Unamortized gain on defeasance (to be amortized as interest expense) Accrued interest Other long-term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds Internal service funds are used by management to charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance, employee benefits and the cost of operating and maintaining the City's fleet to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position Net position of governmental activities The notes to the financial statements are an integral part of this statement. 22 20,012,501 30,473,620 96,137,187 (6,584,077) (19,325,000) 234,166 (977,910) 489,333 (211,203) 44,707 292,632 $ 120,585,956 CITY OF LODI STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS Year ended June 30, 2013 Other financing sources (uses) Transfers in 5,367,990 Other Total Transfers out General Governmental Governmental Refunding bonds issued Fund Funds Funds Revenues: (19,847,510) (19,847,510) Taxes $ 23,022,370 $ 23,022,370 Licenses and permits 62,582 858,549 921,131 Intergovernmental revenues 10,531,871 4,093,766 14,625,637 Charges for services 1,105,178 2,774,645 3,879,823 Fines, forfeits and penalties 1,628,870 2,600 1,631,470 Investment and rental income 979,100 410,282 1,389,382 Miscellaneous revenue 393,300 684,539 1,077,839 Total revenues 37,723,271 8,824,381 46,547,652 Expenditures: Current: General government 5,943,193 2,579,285 8,522,478 Public protection 25,920,654 361,031 26,281,685 Public works 1,555,833 2,975,881 4,531,714 Community development 1,110,620 1,110,620 Library 1,410,657 1,410,657 Parks and recreation 2,370,375 2,370,375 Capital outlay 6,270,442 6,270,442 Debt service: Interest and fiscal charges 483,420 483,420 Bond issuance costs 244,908 244,908 Advance refunding escrow 1,689,269 1,689,269 Total expenditures 34,830,337 18,085,231 52,915,568 Excess (deficiency) of revenues over (under) expenditures 2,892,934 (9,260,850) (6,367,916) Other financing sources (uses) Transfers in 5,367,990 7,177,737 12,545,727 Transfers out (6,584,665) (279,495) (6,864,160) Refunding bonds issued 20,102,768 20,102,768 Payment to refunded bond escrow agent (19,847,510) (19,847,510) Total other financing sources (uses) 1,216,675 7,153,500 5,936,825 Net change in fund balances 1,676,259 (2,107,350) (431,091) Fund balances, beginning of year 6,288,953 14,154,639 20,443,592 Fund balances, end of year $ 7,965,212 12,047,289 $ 20,012,501 The notes to the financial statements are an integral part of this statement. 23 CITY OF LODI RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES Year ended June 30, 2013 Amounts reported for governmental activities are different because: Net change in fund balances - total governmental funds Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. Capital outlays, capital contributions and depreciation expense are as follows: Capitalized capital outlays Capital asset contributions Depreciation expense Long-term debt proceeds provide current financial resources to governmental funds, but issuing debt proceeds increases long-term liabilities in the statement of net position. Repayments of the principal are expenditures in the governmental funds, but the repayments reduce long-term liabilities in the statement of net position. Proceeds from long-term debt: Refunding bonds issued Bond premium Cost of issuance Payment to escrow agent for refunding Internal service funds are used by management to charge the costs of certain activities, such as health benefits and self-insurance, costs of operation and maintenance of the City's fleet, to individual funds. The net revenue (expenses) of the internal service funds are reported with governmental activities. Revenues reported in the funds since they provide current financial resources are not reported as revenues in the statement of activities this year since they were reported in the previous year. Other expenses in the statement of activities that do not use current financial resources are not reported as expenditures in the governmental funds. Change in compensated absences Amortization of gain on defeasance Amortization of issuance costs Amortization of bond premium Change in accrued interest Change in net position of governmental activities The notes to the financial statements are an integral part of this statement. 24 $ (431,091) 6,270,442 450,223 (8,935,089) (19,080,000) (1,022,768) 244,908 21,536,779 2,338,797 (31,002) 114,651 (22,446) (10,742) 44,858 44,686 $ 1,512,206 CITY OF LODI STATEMENT OF NET POSITION PROPRIETARY FUNDS June 30, 2013 LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued interest Unearned revenue Self-insurance liability Accrued compensated absences Certificates of participation payable Total current liabilities Noncurrent liabilities: Self-insurance liability Accrued compensated absences Certificates of participation payable Net OPEB obligation Pollution remediation obligation Total noncurrent liabilities TOTAL LIABILITIES NET POSITION Net investment in capital assets Restricted: Debt service Unrestricted TOTAL NET POSITION 2,643,671 202,760 2,831,252 619,290 6,296,973 169,815 Govemmental 592,699 178,718 2,634,331 Activities - 868,218 532,464 Business -type Activities -Enterprise Funds Internal 1,911,196 Nonmajor Fund 210,648 Service ASSETS Electric Wastewater Water Transit Total Funds Current assets: 9,241,038 5,637,231 4,748,373 1,175,434 20,802,076 Cash and investments Restricted cash and investments $ 6,636,200 13,695,513 9,044,659 1,553,852 $ 30,930,224 $ 12,737,447 Restricted assets with fiscal agents 12,164,989 747,074 15,983,265 5,309,947 1,367,714 15,983,265 18,222,010 65,856,556 Receivables: 36,777,206 149,924,982 Accounts, net Interest 5,482,841 889,279 967,551 1,207,609 8,547,280 22,625 Due from other governmental agencies 3,683 7,602 11,794 862 23,941 7,048 Advance receivable 5,270,130 4,837 55,170 1,731,176 1,791,183 191,949,772 Loans receivable 132,401 3,857,860 43,278.921 5,270,130 132,401 15,609,290 Inventory Other assets 2,672,122 22,226 296,280 2,990,628 138,788 Total current assets 32,362,366 8,214 15,374,745 1,275 31,669,941 4,493,499 9,489 83,900,551 12,905,908 Noncurrent assets: 57,537,219 54,450,401 18,865,186 $ 134,435,142 $ 292,632 Restricted assets with fiscal agents 2,169,850 2,169,850 Advances to other funds 633,571 1,209,025 1,842,596 Deferred charges Capital assets, net: 2,200,961 687,020 378,002 3,265,983 Nondepreciable Depreciable, net 763,785 4,184,004 3,483,657 1,005,297 9,436,743 Total capital assets 43,976,506 88,098,337 79,090,355 14,603,993 225,769,191 30,390 Total noncurrent assets 44,740,291 92,282,341 82,574,012 15,609,290 235,205,934 30,390 TOTAL ASSETS 46,941,252 95,772,782 84,161,039 15,609,290 242,484,363 30,390 79,303,618 111,147,527 115,830,980 20,102,789 326,384,914 12,936,298 LIABILITIES Current liabilities: Accounts payable and other liabilities Accrued interest Unearned revenue Self-insurance liability Accrued compensated absences Certificates of participation payable Total current liabilities Noncurrent liabilities: Self-insurance liability Accrued compensated absences Certificates of participation payable Net OPEB obligation Pollution remediation obligation Total noncurrent liabilities TOTAL LIABILITIES NET POSITION Net investment in capital assets Restricted: Debt service Unrestricted TOTAL NET POSITION 2,643,671 202,760 2,831,252 619,290 6,296,973 169,815 1,862,914 592,699 178,718 2,634,331 868,218 532,464 1,400,682 1,911,196 261,200 210,648 25,485 23,680 521,013 44,094 4,473,253 4.631,124 844,700 9,949,077 9,241,038 5,637,231 4,748,373 1,175,434 20,802,076 2,125,105 7,205,866 621.688 683,857 62,169 1,367,714 62,169 65,856,556 47,289,220 36,777,206 149,924,982 3,250,526 19,855,000 19,855,000 66,480,244 47.973,077 56,632,206 62169 171,147,696 10,518,561 75,721,282 53,610,308 61,380,579 1,237,603 191,949,772 12,643.666 3,857,860 43,278.921 50,262,053 15,609,290 113,008,124 30,390 6,599,612 6,599,612 (6,875,136) 14,258,298 4,188,348 3,255,896 14,827,406 262,242 $ 3,582,336 57,537,219 54,450,401 18,865,186 $ 134,435,142 $ 292,632 The notes to the financial statements are an integral part of this statement. 25 OPERATING REVENUES Charges for services OPERATING EXPENSES Personnel services Supplies, materials and services Pollution remediation Utilities Depreciation and amortization Claims TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Operating grants Greenhouse gas allowance Litigation -environmental lawsuits proceeds Loss on disposal of capital assets Other revenues TOTAL NONOPERATING REVENUES (EXPENSES) INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS Capital contributions Transfers out Net capital contributions and transfers Change in net position NET POSITION - BEGINNING OF YEAR NET POSITION - END OF YEAR The notes to the financial statements are an integral part of this statement. CITY OF LODI STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS Year ended June 30, 2013 26 Governmental Activities - Business -type Activities - Enterer se Funds Internal Nonmajor Fund Service Electric Wastewater Water Transit Total Funds $ 63,229,645 13,747,216 12,441,039 184,726 $ 89,602,626 $ 12,684,277 5,279,504 3,089,930 2,272,568 316,744 10,958,746 932,989 10,811,560 1,900,710 2,882,547 2,228,469 17,823,286 7,015,049 (45,448,874) (45,448,874) 39,238,460 683,508 683,635 64,971 40,670,574 21,007 1,749,059 4,283,528 2,566,638 884,216 9,483,441 1,448 2,503,895 57,078,583 9,957,676 (37,043,486) 3,494,400 33,487,173 10,474,388 6,151,062 3,789,540 49,484,525 (3,309,674) 56,115,453 2,209,889 92.508 301,347 97,256 5,985 497,096 23,981 (4,027,483) ('2,646,676) (2,166,607) (8,840,766) 633,246 2,526,797 3,160,043 2,018,416 2,018,416 1,106,400 1,106,400 (818,598) (646,192) (1,464,790) 652.380 227,530 269,335 109,059 1,258,304 104,927 (1,264.179) (2.936,397) (60,370) 1,995,649 (2,265,297) 128,908 4,886,883 853,143 49,424,155 (1,314,025) 53,850,156 2.338,797 264,255 29,338 767,350 3,653,801 4,714,744 (3,169,967) (1,451,480) (1,060,120) (5,681,567) (2,905,712) (1,422,142) (292,770) 3,653,801 (966,823) 1,981,171 (568,999) 49,131,385 2,339,776 52,883,333 2,338,797 1,601,165 58,106,218 5,319,016 16,525,410 81,551,809 (2,046,165) $ 3,582,336 57,537,219 54,450,401 18,865,186 $ 134,435,142 $ 292,632 26 Cash flows from operating activities: Receipts from customers and users Receipts from intertund services provided Cash paid to suppliers for goods & services Payments to employees Payments for intertund services provided Proceeds from litigation settlements Net cash provided by (used in) operating activities Cash flows from noncapital financing activities: Operating grants Loaned to other funds Repaid from other funds Received -greenhouse gas allowance Transfers out Net cash provided by (used in) noncapital financing activities Cash flows from capital and related financing activities: Proceeds from Certificates of Participation Fees received for water meter installations Issuance costs - Certificates of Participation Acquisition and construction of capital assets Fees received from developers Capital grants received Principal payments on debt Interest payments on debt Net cash used in capital and related financing activities Cash flows from investing activities: Interest on investments Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year CITY OF LODI STATEMENT OF CASH FLOWS PROPRIETARY FUNDS Year ended June 30, 2013 (continued) 27 Governmental Business -type Activities - Enterprise Funds Activities- Fund Internal Service ElectricNonmajor Wastewater Water Transit Total Funds $ 69,441,625 13,898,065 12,566,669 293,785 $ 96,200,144 $ 90,907 147,230 147,230 12,664,277 (48,547,384) (2,215,380) (5,486,575) (2,372,995) (58,622,334) (9,245,655) (5,295,035) (3,066,926) (2,255,605) (316,376) (10,933,942) (932,823) (2,503) (628,763) (643,154) (49,749) (1,324,169) 1,106,400 1,106,400 15,743,933 7,986,996 5,287,735 (2,445,335) 26,573,329 2,596,706 633,246 1,346,495 1,979,741 (675,000) (675,000) 96,429 96,429 2,018,416 2,018,416 (3,169,967) (1,451,480) (1,060,120) (5,681,567) (1,151,551) (2,030,051) (426,874) 1,346,495 (2,261,981) 157,378 157,378 585,965 585,965 (145,828) (145,828) (1,678,255) (1,047,362) (13,243,546) (3,817,303) (19,786,466) 6,226 29,338 2,529 38,093 2,576,216 2,576,216 (4,575,000) (1,500,000) (800,000) (6,875,000) (3,839,396) (2,559,804) (2,168,606) (8,567,806) ('10,086,425) (5,066,278) (15,623,658) (1,241,087) (32,017,448) 66,125 165,006 89,308 9,726 330,165 28,632 4,572,082 1,055,673 (10,673,489) (2,330,201) (7,375,935) 2,625,338 14,229,107 13,386,914 41,011,360 3,884,053 72,511,434 10,112,109 $ 18,801,189 14,442,587 30,337,871 1,553,852 $ 65,135,499 $ 12.737,447 (continued) 27 Reconciliation to the statement of net position: Cash and investments Restricted cash and investments Restricted assets with fiscal agents - current Total cash and cash equivalents Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Depreciation and amortization Proceeds from litigation settlements Other revenues Change in assets and liabilities: Decrease in loans receivable Increase in accounts receivable Decrease in advance receivables Increase in due from other governmental agencies Decrease (increase) in inventory Increase in other assets Increase (decrease) in accounts payable and other liabilities Increase (decrease) in compensated absences Increase in self-insurance liability Decrease in pollution remediation obligation Decrease in net OPER obligation Net cash provided by (used in) operating activities Noncash Investing, Capital and Financing Activities Capital asset contributions Book value of disposed capital assets Defeasance of old costs of issuance Costs of issuance paid out of debt proceeds Refunding debt proceeds deposited into escrow Defeasance of old debt CITY OF LODI STATEMENT OF CASH FLOWS - continued PROPRIETARY FUNDS Year ended June 30, 2013 $ 258,029 The notes to the financial statements are an integral part of this statement. 28 818,598 342,669 88,541 18,688,528 17,370,324 178,856 $ 436,885 646,192 1,464,790 Governmental Business -type Activities - Enterprise Funds Activities- ElectricNonmajor Wastewater Water Fund Transit Total Internal Service Funds $ 6,636,200 13,695,513 9,044,659 1,553,852 $ 30,930,224 $ 12,737,447 15,983,265 15,983,265 12,164,989 747,074 5,309,947 18,222,010 $ 18,801,189 14,442,587 30,337,871 1,553,852 $ 65,135,499 $ 12,737,447 $ 6,151,062 3,789,540 49,484,525 (3,309,674) $ 56,115,453 $ 2,209,889 1,749,059 4,283,528 2,566,638 884,216 9,483,441 1,448 1,106,400 1,106,400 652,380 227,530 269,335 109,059 1,258,304 104,927 112,987 112,987 (599,472) (67,230) (143,705) (810,407) (14,020) 6,306,302 6,306,302 (4,837) (4,837) 466,169 (10,252) (65,053) 390,864 (9,619) (4,614) (4,614) 920,977 (249,673) (2,498,494) (129,304) (1,956,494) 29,751 {15,531) 23,004 16,963 368 24,804 166 645,231 (45,448,874) (45,448,874) $ 15,743,933 7,986,996 5,287,735 (2,445,335) $ 26,573,329 $ (371,067) 2,596.706 $ 258,029 The notes to the financial statements are an integral part of this statement. 28 818,598 342,669 88,541 18,688,528 17,370,324 178,856 $ 436,885 646,192 1,464,790 CITY OF LODI STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS June 30, 2013 ASSETS Cash and investments Receivables: Interest TOTAL ASSETS LIABILITIES Agency obligations NET POSITION The notes to the financial statements are an integral part of this statement. 29 Private -Purpose Trust Funds $ 274,917 $ 274,917 $ 274,917 $ Agency Fund 396,984 223 397,207 397,207 CITY OF LODI STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS Year ended June 30, 2013 ADDITIONS Investment and rental income DEDUCTIONS Current Library CHANGE IN NET POSITION NET POSITION, BEGINNING OF YEAR NET POSITION, END OF YEAR The notes to the financial statements are an integral part of this statement. 30 Private -Purpose Trust Funds $ 20,270 4,077 16,193 258,724 $ 274,917 NOTES TO BASIC FINANCIAL STATEMENTS CITY OF LODI Notes to Basic Financial Statements June 30, 2013 (1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (a) The Financial Reporting Entity The City of Lodi (City) was incorporated on December 6, 1906, as a municipal corporation under the General Laws of the State of California. The City operates under a Council -Manager form of government and provides the following services: general government, public works, community development, public protection (police and fire), public utilities, library, parks and recreation. The accounting policies of the City conform to generally accepted accounting principles (GAAP) as applicable to governments in the United States of America. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and financial reporting principles. An elected five -member council governs the City of Lodi. As required by GAAP, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The component units, although legally separate entities, are, in substance, part of the City's operations and therefore, their activities are blended with data of the City. Blended Component Units The blended component units of the City are as follows: The Lodi Public Improvement Corporation (LPIC) was formed on April 26, 1988, for the purpose of rendering financial assistance to the City in the issuance of the 1988 Certificates of Participation (refunded by the issuance of the 1991 Certificates of Participation) to finance the expansion of the City's White Slough Pollution Control Facility. Since then, several Certificates of Participation were issued to finance various major projects (See Note 8). The City Council constitutes the Board of Directors of LPIC. The funds of LPIC have been included in the Enterprise (Electric and Wastewater) Funds and in the other governmental funds in the accompanying basic financial statements. The Lodi Financing Corporation (LFC) was formed on October 12, 1999, for the purpose of assisting the City with the financing of the costs of its environmental abatement program and enhancing the water supply of the City for the use, benefit and enjoyment of the citizens served by the City. The City Council is the Board of Directors of LFC. The funds of LFC are included in the Water Fund in the accompanying basic financial statements. The Lodi Public Financing Authority (LPFA) was created by a Joint Exercise of Powers Agreement between the City and the Industrial Development Authority (IDA) on July 21, 2010, for the purpose of assisting the City in the financings of public capital improvements. The 2010 Water Revenue Certificates of Participation Series A and B were issued in October 2010 to provide funds for a new water treatment facility. 31 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The City Council constitutes the Board of Directors of LPFA. The funds of LPFA have been included in the Enterprise (Water) Fund in the accompanying basic financial statements. (b) Government -Wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the non - fiduciary activities of the primary government and its component units. For the most part the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities that rely, to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1). charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. (c) Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and accrual basis of accounting, as are the proprietary fund and private -purpose trust fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grant and similar items are recognized as revenue as soon as all eligibility requirements have been met. Agency funds use the accrual basis of accounting, but they do not have a measurement focus. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. The City considers property tax revenues to be available if they are collected within 60 days of the end of the current fiscal year. All other revenues are considered to be available if they are generally collected within 120 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to vacation, sick leave, claims and judgments, are recorded only when payment is due. 32 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Property taxes, other local taxes, licenses, intergovernmental revenues, and interest associated with the current fiscal period are all considered susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenues are considered to be measurable and available when the City receives cash. The City reports the following major governmental fund: The General Fund is the City's primary operating fund. It accounts for all financial resources of the City except those required to be accounted for in another fund. The City reports the following major proprietary (enterprise) funds: The Electric Fund accounts for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements, and maintenance and debt service. The Wastewater Fund accounts for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. The Water Fund accounts for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Additionally, the City reports the following fund types: The Internal Service Funds account for the City's claims, benefits and fleet services. The Fiduciary Funds account for assets held in trust for other agencies. Private -Purpose Trust Funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. They were established to account for assets held and invested by the Library Board as trustee; and to account for assets held by the City in accordance with a trust agreement on behalf of the Hutchins Square. These funds can only be spent in accordance with the trust agreements. 33 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Agency Funds account for assets held by the City as a trustee or as an agent for individuals, private organizations, related organizations and/or other governmental units. This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way/Beckman Districts, the Downtown/Cherokee Lane Districts and various landscape and lighting districts around the City. The effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this rule are charges to other City departments from the Electric, Wastewater, Water and Transit Funds. These charges have not been eliminated because elimination would distort the direct costs and program revenues reported in the statement of activities. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services in connection with the fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and internal service funds are charges for customer services including: electric, wastewater, water and public transportation fees. Operating expenses for enterprise funds and internal service funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. (d) Cash and Investments The City maintains a cash and investment pool that is available for all funds of the City for the purpose of increasing interest earnings through investment activities. Investments are generally stated at fair value with the exception of guaranteed investment contracts, which are stated at cost. Income earned or losses arising from the investment of pooled cash are allocated to various funds based on month-end cash balances in accordance with California Government Code Section 53647. Changes in fair value of investments are recognized as a component of investment income. (e) Restricted Cash and Investments The City accounts for certain settlement payments for environmental remediation as restricted with the understanding that these funds will be used exclusively for environmental clean up, investigation or remediation expenses incurred by the City in the specified areas and that they will not be used for the payment of legal or technical fees. These funds are accounted for in the Water Fund. (f) Restricted Assets with Fiscal Agents Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,169,850 guaranteed investment contract held in the Wastewater Fund which is a long- term investment. 34 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 In the Electric Enterprise Fund, restricted assets represent the proceeds of the 2002D and the 2008 Certificates of Participation restricted for debt service. In the Capital Outlay Reserve Fund, the restricted assets represent the proceeds of the 2012 Refunding bonds restricted for debt service. In the Wastewater fund, the restricted assets represent the proceeds of the 2004A and the 2007A Certificates of Participation issued for improvements to the City's wastewater collection, treatment and disposal system. In the Water Fund, restricted assets represent the'proceeds of the 2010A and 2010B Certificates of Participation issued for the purpose of providing funds to pay the cost of a new Water Treatment Facility. (g) Property Taxes San Joaquin County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13 plus a percentage of the increase in market value in specific areas. The City's property tax is liened based on the assessed value listed as of the prior January 1 st for all real and personal property located in the City. Property sold after the assessment date (January 1st) is reassessed and the amount of property tax assessed is prorated. The assessed value at January 1, 2012, upon which the 2012-13 levy was based, was $4,973,587,000. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent after December 10 and April 10, respectively. Unsecured property tax is levied on July 1, due on July 31 and becomes delinquent after August 31. Property taxes levied for the year ended June 30, 2013, are recorded as receivables, net of estimated uncollectible amounts. Property taxes paid to the City by the County within 60 days of the fiscal year end are considered "available" and are, therefore, recognized as revenue in governmental funds. In 1993, the City made an agreement with the San Joaquin County to participate in the Teeter Plan. The Teeter plan is an alternative method of apportioning property tax money. The cities receive 95% of the property taxes in advance from the County and the 5% remaining after reconciling the cities' balances at June 30. As part of the agreement, the County keeps the penalties and interest on the delinquent taxes. (h) Due From/Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. In the fund financial statements, these receivables and payables are classified as "due from other funds" or "due to other funds." Long-term interfund loans receivable are reported as "advances to other funds." The corresponding long-term interfund loans payable are reported as "advances from other funds." In the government -wide financial statements, these receivables and payables are eliminated within the governmental activities and business -type activities columns. Receivables and payables between the governmental activities and the business -type activities are classified as internal balances. 35 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (i) Transfers In the fund financial statements, interfund transfers are recorded as transfers in (out) except for transactions that are described below: Charges for services are recorded as revenues of the performing fund and expenditures of the requesting fund. Unbilled costs are recognized as an asset of the performing fund at the end of fiscal year. Reimbursements for expenditures, initially made by one fund that is properly applicable to another fund, are recorded as expenditures in the reimbursing fund and as a reduction of expenditures in the fund that is reimbursed. Reimbursements are eliminated for purposes of government -wide reporting. 0) Long-term Obligations In the government -wide financial statements and in the proprietary fund type financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund statement of net position. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. Gains or losses occurring from advance refunding are deferred and amortized as an expense for both governmental and business -type activities. (k) Loans Receivable Loans receivable reported in the HOME Program & Community Development Block Grants Special Revenue Fund represent funds loaned to first-time homebuyers. Loans receivable in the Electric Enterprise Fund represent loans to eligible industrial and commercial customers participating in the Lodi Energy Efficiency Financing Pilot Project. In December 2009, the City entered into a contractual relationship with the California Department of Housing and Community Development (HCD) to administer a First-time Homebuyers Program. The loan program is intended to provide deferred down -payment assistance to first-time homebuyers who are at or below 80% of the median income, for the purchase of homes within Lodi. The loan bears 2% interest and is due and payable 30 years from close of escrow, upon transfer of the property or when the home is no longer owner -occupied, whichever comes first. In October 2010, the City established a loan fund in its public benefits program from which G2 electric utility rate commercial and industrial customers may borrow money to implement energy conservation projects in their facilities. The loan is at zero interest rate payable in two years capped at $50,000 per customer. As of June 30, 2013, a total of seventeen loans to industrial and commercial customers have been approved. 36 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (1) Advance Receivable Advance receivable reported in the Electric Enterprise Fund represents the City's portion of the Northern California Power Agency's (NCPA) General Operating Reserve that is refundable upon demand by the City (See Note 12). (m) Inventory Other governmental funds inventories are recorded at cost and are recognized as expenditures when consumed rather than when purchased. For the proprietary fund types, inventories are recorded at cost using the weighted average cost method, which approximates market, and expense is recognized when inventories are consumed in operations. (n) Deferred Charges Deferred charges reported in the Electric Enterprise Fund include costs incurred in connection with the issuance of the 2008 Certificates of Participation Series A amortized over 24 years. The deferred charges reported in the Wastewater Enterprise Fund include costs incurred on the issuance of the 2003B and 2007A Certificates of Participation amortized over 20 years and the 2012 Refunding Certificates of Participation amortized over 11 years. Deferred charges reported in the Water Enterprise Fund include costs incurred in the issuance of the 2010 Certificates of Participation Series A and B amortized over 30 years. Deferred charges reported in the governmental activities include costs incurred in the issuance of the 2012 Refunding Certificates of Participation. (o) Capital Assets Capital assets, which include land, buildings and improvements, machinery and equipment, vehicles, infrastructure (e.g., streets, streetlights, traffic signals, sidewalks, and bridges), and electric lines, wastewater lines and storm drains are reported in the applicable governmental or business -type activities columns in the government -wide financial statements and in the proprietary funds financial statements. Capital assets are defined by the City as assets with individual cost of $3,000 or more and have an estimated useful life in excess of two years. Such assets are recorded at historical cost. Donated capital assets are recorded at estimated fair market value at the date of donation. Capital outlay is recorded as expenditures in the General and other governmental funds and as assets in the government -wide financial statements to the extent the City's capitalization threshold is met. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. As required by the Governmental Accounting Standards Board Statement No. 34, beginning July 1, 2002, the City has capitalized infrastructure, primarily its network of streets, as part of the capital assets shown in the governmental activities column on the government -wide statement of net position. This capitalization included infrastructure that could be identified and has been acquired since July 1, 1980. 37 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Depreciation of capital assets is provided on the straight-line basis over the following estimated useful lives: Years Buildings and improvements 3-40 Machinery and equipment 2-40 Vehicles 5-15 Infrastructure 10-50 (p) Compensated Absences[Vacation and Sick Leave The City accrues for compensated absences, in the government -wide financial statements and the proprietary funds financial statements, to pay its employees for the unused vacation, compensatory time, and miscellaneous leave. The City is not obligated to pay for unused sick leave if employees terminate prior to retirement. (q) Self -Insurance The City is self-insured for general liability, workers' compensation, dental benefits, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance liability, which is accounted for in an internal service fund. The accrued liability for estimated self-insured claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not reported. (r) Net Position In the government -wide and proprietary funds financial statements, net position is reported in one of three categories: Net Investment in Capital Assets — This category consists of capital assets net of accumulated depreciation and reduced by outstanding debt that is attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — Assets restricted by external creditors, grantors, contributors, or laws or regulations of other governments reduced by liabilities related to those assets. Unrestricted Net Position — This category consists of all net position that do not meet the definition of net investment in capital assets or restricted net position. 38 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (s) Fund Balance Fund balances presented in the governmental fund financial statements represent the difference between assets and liabilities. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, establishes the criteria for classifying fund balances into specifically defined classifications and clarifies definitions for governmental funds. GASB Statement No. 54 requires that the fund balances be classified in categories based upon the type of restrictions imposed on the use of funds. The City evaluated each of its funds at June 30, 2013 and classified fund balances into the following five categories: Nonspendable — Amounts that cannot be spent because they are (1) not in spendable form, such as prepaid items, inventories and long-term receivables for which the payment of proceeds are not restricted or committed with respect to the nature of the specific expenditures of that fund or (2) legally or contractually required to remain intact. Restricted — Amounts that are restricted by external parties such as creditors or imposed by grants, laws or regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The City has legislative restrictions on amounts collected and reported in the City's various governmental funds. Committed — Amounts that can only be used for specific purposes pursuant to constraints imposed by a formal action by the entity's "highest level of decision-making authority", which the City considers to be an ordinance passed by the Lodi City Council. Assigned — Amounts that have been allocated by action of the Lodi City Council in which the City's intent is to use the funds for a specific purpose. Once assigned, funds may only be released by resolution of the City Council. Unassigned — Amounts that constitute the residual balances that have no restrictions placed upon them and are reported in the General Fund. For other governmental funds, as restrictions exceed available resources only deficit amounts are reported in the unassigned category. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. The City does not have a policy on the order of spending unrestricted amounts when an expenditure is incurred for which amounts in any of the unrestricted fund balance classifications could be used. Therefore, by default under GASB Statement No. 54, the City uses committed resources first, then assigned resources and unassigned resources last as they are needed. It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses and the target for the Electric enterprise fund working capital is $28.7 million. The policy allows for variations from year-to-year to account for economic and fiscal changes. 39 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The City Council also adopted a policy to establish the following reserves Catastrophic reserve - To maintain the ability of the City to meet operational costs during times of declared emergency or major catastrophe, the City shall designate General Fund balance of a minimum of 8% of annual General Fund revenues. This reserve may only be drawn upon pursuant to an emergency as declared under the Municipal Code. Economic reserve - To maintain the City's economic viability and to meet seasonal cashflow shortfalls, the City shall designate General Fund economic reserve balance of a minimum of 8% of annual General Fund revenues. Funding the economic reserve will begin in the fiscal year following full funding of the catastrophic reserve. Funding may only be disbursed upon a resolution of the City Council. Once fully funded, if these reserves fall below 5% of annual revenues, the City Manager shall prepare a plan within three months of approval of the City's Financial Statements. This plan will restore the 5% within 12 months and the 8% within 24 months. (t) Statement of Cash Flows A statement of cash flows is presented for proprietary fund types. For purposes of reporting cash flows, the City considers all highly liquid investments with maturities of three months or less when purchased and investments maintained in the pool to be cash equivalents. (u) Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Actual results could differ from those estimates. (v) Implementation of New Governmental Accounting Standards During the fiscal year ending June 30, 2013, the City implemented GASB Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre -November 30, 1989 FASB and AICPA Pronouncements. This statement incorporates into the GASB authoritative literature certain accounting and financial reporting guidance that is included in FASB and AICPA pronouncements issued on or before November 30, 1989. During the fiscal year ending June 30, 2013, the City implemented GASB Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position. This statement provides financial reporting guidance for deferred outflows of resources and deferred inflows of resources, introduced and defined in GASB Concepts Statement No. 4. This statement incorporates deferred outflows of resources and deferred inflows of resources into the definitions of the required components of the residual measure and by renaming that measure as net positions, rather than net assets. 40 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (w) Future Implementation of New Governmental Accounting Standards In March 2012, GASB issued Statement No. 65, Items Previously Reported as Assets and Liabilities. This statement establishes accounting and financial reporting standards that reclassify, as deferred outflows of resources or deferred inflows of resources, certain items that are currently reported as assets and liabilities and recognizes, as outflows of resources or inflows of resources, certain items that are currently reported as assets and liabilities. This statement is effective for the City's fiscal year ending June 30, 2014. In March 2012, GASB issued Statement No. 66, Technical Corrections: 2092 — An Amendment of GASB Statements No. 90 and No. 62. This statement amends Statement No. 10, Accounting and Financial Reporting for Risk Financing and Related Insurance Issues, by removing the provision that limits fund -based reporting of a state and local government's risk financing activities to the general fund and the internal service fund type. This statement also amends Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre - November 30, 1989 FASB and AICPA Pronouncements, by modifying the specific guidance on accounting for (1) operating lease payments that vary from a straight-line basis, (2) the difference between the initial investment (purchase price) and the principal amount of a purchased loan or group of loans, and (3) servicing fees related to mortgage loans that are sold when the stated service fee rate differs significantly from a current servicing fee rate. This statement is effective for the City's fiscal year ending June 30, 2014. In June 2012, GASB issued Statement No. 68, Accounting and Financial Reporting for Pensions — An Amendment of GASB Statement No. 27. The primary objective of this statement is to improve accounting and financial reporting by state and local governments for pensions. It also improves information provided by state and local governmental employers about financial support for pensions that is provided by other entities. This statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for pensions with regard to providing decision -useful information, supporting assessments of accountability and interperiod equity, and creating additional transparency. This statement replaces the requirements of Statement No. 27, Accounting for Pensions by State and Local Governmental Employers, as well as the requirements of Statement No. 50, Pension Disclosures, as they relate to pensions that are provided through pension plans administered as trusts or equivalent arrangements that meet certain criteria. This statement will require the City to record a net pension liability related to its defined benefit pension plans, as defined by the standard. This statement is effective for the City's fiscal year ending June 30, 2015. ill CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (2) CASH AND INVESTMENTS Cash and investments as of June 30, 2013 are classified in the accompanying financial statements as follows: Statement of net position: Cash and investments $ 66,461,638 Restricted assets 36,385,480 Fiduciary funds cash and investments: Private -purpose trust funds 274,917 Agency fund 396,984 Total cash and investments $ 103,519,019 Cash and investments as of June 30, 2013 consist of the following: Cash on hand $ 2,771 Deposits with financial institutions 4,815,799 Investments 98,700,449 Total cash and investments $ 103,519,019 (a) Authorized Investments The City has adopted an investment policy pursuant to Government Code Section 53601 which authorizes the City to invest in obligations of the U.S. Treasury, U.S Government agency securities and instruments, bankers' acceptances, certificates of deposit, negotiable certificates of deposit, commercial paper, State of California Local Agency Investment Fund (LAIF), Investment Trust of California (CALTRUST), mutual funds that invest in eligible securities, guaranteed investment contracts and medium term notes as permitted by the Government Code. The City is not authorized to enter into reverse repurchase agreements. The City selects its investments based on safety, liquidity and yield. 42 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The following table identifies the permitted investment types authorized per the City's investment policy. The table also identifies certain provisions that address interest rate risk and concentration of credit risk. Maximum Maximum % of Maximum Investment Permitted Investments/Deposits Maturity Portfolio in One issuer U.S. Treasury Obligations 5 years 100% U.S. Agency Securities 5 years 100% Banker's Acceptances 180 days 40% 25% Negotiable Certificates of Deposit 5 years 30% Commercial Paper 270 days 40% California State Local Agency Investment Fund (LAIF) Indefinite 100% $50m per account Money Market Mutual Funds Indefinite 20% Guaranteed investment contracts (GICs) 5 years 100% Medium term Notes 5 years 30% Investment Trust of California (CALTRUST) Indefinite 100% (b) Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by the provisions of the debt agreements as to the extent that they are permissible investments of funds of the City. (c) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater is the sensitivity of its fair value to changes in market interest rates. Information about the sensitivity of the fair values of the City's investments to market interest rate fluctuations is provided by the following table that shows the maturity date of each investment: 43 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Investment as of June 30, 2013 LAI F CALTRUST Money Market Mutual Funds Held by bond trustee: Negotiable Certificates of Deposit LAI F Money Market Mutual Funds Guaranteed investment contracts (GICs) Total investments subject to interest rate risk Equities and options Total investments Maturity Maturity Less than One Year One to Five Years Total $ 39,021,007 $ 39,021,007 39,004,582 39,004,582 151,064 151,064 702,040 5,350,963 6,053,003 1,844,357 1,844,357 10,335,008 10,335,008 2,169,850 2,169,850 52,053,476 46,525,395 98,578,871 121,578 $ 98,700,449 Investments in equities are shares of stock received by the Library as an endowment from a private citizen. (d) Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The money market mutual funds are registered under the Federal Investment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and have a rating by S&P of "AAAm-G," "AAA -m" or "AA -m" and rated by Moody's "Aaa," "Aa1" or "Aa2." The GICs and LAIF do not have a rating provided by a nationally recognized statistical rating organization. The CALTRUST Short term fund is rated "AA/S1+" by S&P while the CALTRUST Medium term fund is rated "A or better." The negotiable certificates of deposit are all rated AAA. In accordance with the City's investment policy in selecting authorized investments, consideration must be given to credit ratings and collateralization of applicable instruments, however, the City does not have a minimum credit rating limitations policy. 44 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (e) Concentration of Credit Risk The investment policy of the City contains certain limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in LAIF, CALTRUST, and money market mutual funds are not subject to the concentration of credit risk disclosure. There are no investments with any one issuer greater than 5% of total investments. (f) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover collateral securities that are in the possession of an outside party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial risk for deposits, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured deposits. $5,201,624 of the City's deposits with financial institutions, which exceeded federal depository insurance limits, was collateralized in this fashion. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of the investment or collateral securities that are in the possession of another party. The California Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for investments. With respect to investments, custodial credit risk generally applies only to direct investments in marketable securities. Custodial credit risk does not apply to a local government's indirect investment in securities through the use of mutual funds or government investment pools such as LAIF. (g) Investments in Investment Pools The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. The total amount invested by all public agencies in LAIF at June 30, 2013 was $21.9 billion. LAIF is part of the California Pooled Investment Account (PMIA), which at June 30, 2013 had a balance of $58.8 billion. Of this amount, 1.96% was invested in medium-term and short-term structured notes and asset-backed securities. PMIA is not SEC -registered, but is required to invest according to California State Code. The average maturity of PMIA investments was 278 days as of June 30, 2013. 45 (3) CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The Local Investment Advisory Board has oversight responsibility for LAIF. The Board consists of five members as designated by state statute. The value of the pool of shares in LAIF, which maybe withdrawn, is determined on an amortized cost basis, which is different than the fair value of the City's portion of the pool. Withdrawals from LAIF are done on a dollar for dollar basis. In accordance with GASB Statement 31, investments are marked to fair values annually and an adjustment is made to each fund accordingly. However, actual daily activity is done on a dollar to dollar basis and only a withdrawal from the pool size that jeopardizes pool participants would cause the withdrawal to be done at market value. The City is also a participant in the Investment Trust of California Joint Powers Authority Pool (CALTRUST). At June 30, 2013, the City's investment in CALTRUST is $39 million. CALTRUST is an innovative partnership between the CSAC Finance Corporation and the League of California Cities to provide a convenient method for local agencies to pool their assets for investment. The weighted average to maturity of CALTRUST investments was as follows: CALTRUST Short Term, 15 months and CALTRUST Medium, 24 months. The Board of Trustees, which is made up of experienced local treasurers and Investment Officers has oversight responsibility for CALTRUST. The value of the pool shares in CALTRUST, which may be withdrawn, is determined on a fair value basis, which may be different than the amortized cost of the City's portion of the pool. The total amount invested in CALTRUST by California public agencies, as of June 30, 2013 was divided among the following asset classes: CALTRUST Medium Term was $667 million and CALTRUST Short term was $667 million. ALLOWANCE FOR UNCOLLECTIBLE ACCOUNTS Receivables of the General Fund, Electric, Wastewater and Water funds are reported net of uncollectible amounts. Total allowance provided for uncollectible amounts related to receivables of the current period are as follows: Uncollectibles related to late charges and services Uncollectibles related to electric sales and services Uncollectibles related to wastewater services Uncollectibles related to water sales and services Total uncollectibles of the current fiscal year 46 21,500 204,800 46,000 117,000 $ 389,300 (4) (5) CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 INTERFUND RECEIVABLES/PAYABLES Interfund receivables and payables at June 30, 2013 are as follows: Due from Due to Amount Other governmental General $ 463,962 Other governmental Other governmental 151,451 $ 615,413 "Due to" and "due from" balances are recorded primarily when funds overdraw their share of pooled cash or when there are short-term loans between funds. The $463,962 and $151,451 represent cash deficits in other governmental funds. Advances from Wastewater Water Advances to Other governmental Other governmental Amount $ 633,571 1,209,025 $ 1,842,596 The $633,571 advance from Wastewater Fund was used for the Impact Mitigation Fees update, $55,000; and $578,571 was used for the Grape Bowl Improvements - Phase 3. The $1,209,025 advance from the Water Fund was used for the construction of Fire Station #4. TRANSFERS Transfers for the year ended June 30, 2013, are summarized as follows: Transfers out: General Other governmental Electric Wastewater Water Total Transfers in Other General Governmental Total $ 6,584,665 $ 6,584,665 279,495 279,495 2,856,390 313,577 3,169,967 1,451,480 1,451,480 1,060,120 1,060,120 $ 5,367,990 7,177,737 $ 12,545,727 47 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. Transfers out of $2,856,390 from the Electric Fund, $1,451,480 from the Wastewater Fund, and $1,060,120 from the Water Fund represent the cost of services reimbursement to the General Fund. The transfer of $6,584,665 from the General Fund to other governmental represents transfer of $291,045 to the Debt Service Fund for the interest required to pay the 2012 Refunding Certificates of Participation; $3,413,695 to Parks, Recreation and Community Services for operating costs; $110,000 to Community Development for operating costs; $216,900 to the Vehicle. and Equipment Fund for vehicle replacements and computer replacements; and $1,985,195 to the Capital Outlay Reserve Fund for various capital projects; and $567,830 to the Street Fund for various streets projects The transfer out of $279,495 from other governmental to other governmental includes $192,375 transferred from Parks, Recreation and Community Services to Debt Service Fund for the interest required to pay the 2012 Refunding Certificates of Participation, and $20,000 for turf replacement at the Grape Bowl; and transfer of $2,510 from the Community Development and $64,610 from the Parks, Recreation and Community Services to the Vehicle and Equipment Fund for fleet replacement. The transfer out from the Electric Fund to other governmental of $313,577 represents public benefits program funds transferred to the Capital Outlay Reserve Fund, $280,000; and $33,577 to the Parks Capital Fund; for various capital projects. 48 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (6) CAPITAL ASSETS Capital assets activity of the primary government for the year -ended June 30, 2013, was as follows: Governmental activities Capital assets, not being depreciated: Land Work of Art Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Machinery and equipment Vehicles Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Buildings and improvements Machinery and equipment Vehicles Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Governmental activities capital assets, net Balance June 30, 2012 $ 23,693,292 304,907 3,397,338 27,395.537 64, 312,466 11, 064,153 9,696,959 133,783,793 218,857,371 26,583,359 9,569,073 8,824,441 72,418,966 117,395,839 101,461,532 Increases Decreases 401,132 5,944,218 6,345,350 1,283,191 136,928 350,934 1,871,529 3,642,582 1,748,778 567,862 406,980 6,212,917 8,936,537 (5,293,955) (3,267,267) (3,267,267) (27,830) (165,456) (193,286) (27,830) (165,456) (193,286) Balance June 30. 2013 $ 24,094,424 304,907 6,074,289 30,473,620 65,595,657 11,173,251 9,882,437 135,655,322 222,306,667 28,332,137 10,109,105 9,065,965 78,631,883 126,139,090 96,167,577 $ 128,857,069 1,051,395 (3,267,267) $ 126,641,197 49 Business -type activities Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Machinery and equipment Vehicles Total capital assets, being depreciated Less accumulated depreciation for: Buildings and improvements Machinery and equipment Vehicles Total accumulated depreciation Total capital assets, being depreciated, net Business -type activities capital assets, net CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Balance June 30, 2012 Increases Decreases $ 5,535,718 38, 701, 024 14,120, 774 44,236,742 14,120,774 45,721,798 207,485,271 8,822,082 262,029,151 13,705,645 59,164, 770 7,642,670 80,513,085 181,516,066 596,499 51, 312,478 3,114,373 55,023,350 1,243,878 7,447,243 614,314 9,305,435 45,717,915 (48,920,773) (48,920,773) (839,588) (2,471,773) (3,311,361) (20,990) (1,825,581) (1,846,571) (1,464,790) Balance June 30, 2013 $ 5,535,718 3,901,025 9,436,743 46,318,297 257, 958,161 9,464,682 313,741,140 14,949,523 66,591,023 6,431,403 87,971,949 225,769,191 $ 225,752,808 59,838,689 (50,385,563) $ 235,205,934 50 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government $ 710,883 Public protection 1,022,380 Public works 6,352,497 Community development 6,084 Library 38,490 Parks and recreation 804,755 Internal service funds 1,448 Total depreciation expense - governmental activities $ 8,936,537 Business -type activities: Electric $ 1,633,219 Wastewater 4,237,440 Water 2,550,560 Transit 884,216 Total depreciation expense - business -type activities $ 9,305,435 (7) OPERATING LEASES The City is obligated under an operating lease for the use of facilities. Total costs for such lease was $21,000 for the year ended June 30, 2013. Future minimum lease payments required by this lease agreement that has a remaining noncancellable lease term of one year or more as of June 30, 2013, are as follows: Fiscal Years Ending 2014 Total minimum lease payments required under operating leases 51 21,000 $ 21,000 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (8) LONG-TERM OBLIGATIONS The following is a summary of debt transactions of the City for the year ended June 30, 2013: Amounts Due Within Governmental activities: Interest Rates June 30, 2012 Additions Reductions June 30, 2013 One Year Compensated absences 2002 Certificates of Participation $ 6,804,825 1,841,177 (1,955,662) $ 6,690,340 $ 1,841,177 3.0-5.0% 21,025,000 (21,025,000) 2012 Certificates of Participation 2.0-5.0% 19,080,000 Add deferred amounts: 19,080,000 For issuance premium Less deferred amounts: 1,022,768 (44,858) 977,910 53,830 From refunding Net (511,779) 22,446 (489,333) (26,936) 19,590,989 (22,412) 19,568,577 26,894 Note payable 6.0% 245,000 245,000 Self-insurance liability 8,471,831 1,911,196 (1,265,965) 9,117,062 1,911,196 Net OPEB obligation 3,621,593 1,283,605 (1,654,672) 3,250,526 Governmental activity long-term liabilities $ 40,168,249 24,626,967 (25,923,711) $ 38,871,505 $ 3,779,267 52 Business -type activities: Compensated absences Pollution remediation obligation Certificates of Participation: 2010 Certificates of Participation A & 6 Add deferred amounts: For issuance premium Total 2008 Certificates of Participation A Add deferred amounts: For issuance premium Less deferred amounts: From refunding Net 2002 Certificates of Participation C & D 2003 Certificates of Participation B Add deferred amounts: For issuance premium Total 2004 Certificates of Participation A Add deferred amounts: For issuance premium Total CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Interest Rates Amounts Due Within June 30, 2012 Additions Reductions June 30, 2013 One Year — $ 1,863,923 521,012 (496,208) 1,888,727 $ 521,013 65,303,874 (46,148,874) 19,155,000 2.50-6.637% 37,890,000 (800,000) 37,090,000 825,000 53 551,606 (19,700) 531,906 19,700 38,441,606 (819,700) 37,621,906 844,700 3.8-5.05% 60,685,000 60,685,000 498,174 (24,909) 473,265 24,909 (6,033,112) 301,656 (5,731,456) (301,656) 55,150,062 276,747 55,426,809 (276,747) 1.54-5.25% 19,480,000 (4,575,000) 14,905,000 4,750,000 2.0-5.0% 3,415,000 (225,000) 3,190,000 3,190,000 46,147 (4,102) 42,045 42,045 3,461,147 (229,102) 3,232,045 3,232,045 2.0-5.5% 20,330,000 (18,260,000) 2,070,000 260,644 (260,644) 20,590,644 (18,520,644) 2,070,000 53 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 2012 Certificates of Participation Add deferred amounts: For issuance premium Less deferred amounts: From refunding Net Total Certificates of Participation Business -type activity long-term liabilities 2.0-5.0% 17,105,000 1,829,447 17,105,000 1,280,000 (124,734) 1,704,713 166,313 (1,660,873) 113,242 (1,547,631) (150,988) Amounts (11,492) 17,262,082 1,295,325 166,573,430 17,273,574 Due Within 159,874,059 Interest Rates June 30, 2012 Additions Reductions June 30, 2013 One Year 2007 Certificates of Participation A 4.0-5.0% 29,875,000 (130,000) 29,745,000 140,000 Add deferred amounts: For issuance premium 209,090 (8,253) 200,837 8,253 Less deferred amounts: From refunding (634,119) 44,499 (589,620) (44,499) Net 29,449,971 (93,754) 29,356,217 103,754 2012 Certificates of Participation Add deferred amounts: For issuance premium Less deferred amounts: From refunding Net Total Certificates of Participation Business -type activity long-term liabilities 2.0-5.0% 17,105,000 1,829,447 17,105,000 1,280,000 (124,734) 1,704,713 166,313 (1,660,873) 113,242 (1,547,631) (150,988) 17,273,574 (11,492) 17,262,082 1,295,325 166,573,430 17,273,574 (23,972,945) 159,874,059 9,949,077 $ 233,741,227 17,794,586 (70,618,027) $ 180,917,786 $ 10,470,090 Internal service funds predominantly serve the governmental funds. Accordingly, long-term liabilities for them are included as part of the above totals for governmental activities. At year-end, internal service funds self-insurance liability for $9,117,062 and $3,250,526 for net OPEB obligation were included in the above amounts. Also, for the governmental activities, compensated absences are generally liquidated by the General Fund and the internal service funds. Long-term debt payable at June 30, 2013, comprised of the following individual issues: Note Payable The City issued a $245,000 promissory note to James E. Dean and Carol Dean, as trustees of the James E. Dean Family Trust, for the purchase of 307 W. Elm Street property, which is the site of the new Public Safety Building. Interest is payable quarterly and principal is due on April 1, 2017. 54 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Annual debt service requirements to maturity of the note payable are as follows: Fiscal Year Ending Governmental Activities June 30, Principal Interest 2014 $ $ 14,700 2015 14,700 2016 14,700 2017 245,000 11,025 Total $ 245,000 $ 55,125 Certificates of Participation $5,000,000 California Statewide Communities Development Authority Water and Wastewater Revenue Bonds were issued on October 7, 2003. The City of Lodi along with the City of Fort Bragg issued $9.855 million 2003 Series B revenue bonds through the California Statewide Communities Development Authority (the "Authority") pooled financing program. The City of Lodi's portion is $5.0 million for the upgrade of its wastewater facilities. Principal is payable annually on October 1 in amounts from $185,000 to $365,000 with final payment due October 1, 2023. The City has pledged future wastewater revenues, net of specified operating expenses, to repay $5.0 million in wastewater revenue bonds. The bonds are payable solely from wastewater customer net revenues. The total principal and interest remaining to be paid on the bonds is $3,280,111. Principal and interest paid for the current year and total net revenues were $381,122 and $8,631,283, respectively. The Authority's Water and Wastewater Pooled Financing Program is available to California water and wastewater agencies to facilitate the financing or refinancing of capital improvements. The program is available to California cities and special districts that operate water or wastewater enterprises. The Authority is authorized pursuant to Chapter 5 of Division 7 of Title 1 of the California Government Code to issue bonds to finance and refinance water and wastewater public capital improvements of local agencies located throughout California. $27,360,000 Certificates of Participation (2004A COP) were issued on May 12, 2004 to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. Principal is payable annually on October 1 in amounts from $170,000 to $2,070,000 with final payment due October 1, 2024. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $3,151,575. Principal and interest paid for the current year and total net revenues were $1,705,213 and $8,631,283, respectively. These Certificates of Participation were partially refunded in the current year. 55 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 $30,320,000 Certificates of Participation (2007A COP) were issued on November 16, 2007 to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City and to provide resources for the repayment of the 1991 Certificates of Participation (Wastewater Treatment Plant Expansion Refunding Project). Principal is payable annually on October 1 in amounts ranging from $105,000 to $2,980,000 with final payment due October 1, 2037. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $55,635,988. Principal and interest paid for the current year and total net revenues were $1,598,950 and $8,631,283, respectively. $26,745,000 Certificates of Participation (2002 COP) were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City, to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. As of June 30, 2013, there are no outstanding balances of these refunded Certificates. The 1995 Certificates of Participation (1995 COP) were sold in October 1995 to finance the City Downtown Revitalization and the Cherokee Lane Beautification projects. The 1996 Certificates of Participation (1996 COP) were sold in August 1996 to finance the construction of the Hutchins Street Square Conference and Performing Arts Center. Principal is payable annually on October 1 in amounts ranging from $730,000 to $1,600,000 with final payment due October 1, 2031. These Certificates of Participation were refunded in the current fiscal year. $21,225,000 Revenue Certificates of Participation 2002 Series C and $22,740,000 Revenue Certificates of Participation Series D were issued to buy out the energy purchase agreement with Calpine. In February 2001, the City entered into an energy purchase. agreement (the Original Agreement) with Calpine Energy Services L.P. (Calpine) to purchase 25 MW of energy at $65/mwh for a ten-year period beginning January 1, 2002. Since the execution of the Original Agreement, actions of the State in connection with the energy market conditions, including the initiation of conservation programs, and other factors, have resulted in lower electric load requirements and reduced energy costs throughout the State. As a result, the City's need for the energy purchased under the Original Agreement to serve its load has been reduced. The Original Agreement was amended on September 4, 2002, and was divided into three parts. The City sold its interests in the energy purchased under the Original Agreement to Calpine and nets the payments due from the City with respect to its purchase of such energy against the payments due from Calpine with respect to its purchase of the City's rights to such energy. On November 21, 2002, the City issued $21,225,000 Revenue Certificates of Participation 2002 Series C and $22,740,000 Revenue Certificates of Participation 2002 Taxable Series D to buy out the amended contract in the amount of $42,406,175. Principal is payable annually on July 1 in amounts ranging from $110,000 to $5,195,000 with final payment due July 1, 2015. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $16,089,942. Principal and interest paid for the current year and total net revenues were $5,456,621 and $12,765,289, respectively. The City issued $60,685,000 Certificates of Participation (2008A COP) on July 24, 2008 to allow the City to prepay and cause the immediate defeasance of the outstanding $46,760,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2002 Series A Variable Rate Certificates) and to pay $8,979,000 for the termination of a swap agreement related to the refunded 2002 certificates. Principal is 56 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 payable annually on July 1 in amounts ranging from $2,390,000 to $5,090,000 with final payment due July 1, 2032. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $96,815,950. Principal and interest paid for the current year and total net revenues were $2,957,775 and $12,765,289, respectively. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. Principal is payable annually on June 1 in amounts ranging from $775,000 to $2,210,000 with final payment due June 1, 2040. The City has pledged future water revenues, net of operation and maintenance costs, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $75,206,658. Principal and interest paid for the current year and total net revenues were $2,335,360 and $6,467,980, respectively. The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverage. The City is in compliance with all such significant limitations and restrictions. Current and advance refunding The City issued $19,080,000 Certificates of Participation (2012 COP) on September 1, 2012 to allow the City to prepay and cause the immediate defeasance of the outstanding $21,025,000 Certificates of Participation (2002 COP). As a result, the refunded bonds are considered to be defeased and the liability has been removed from the Governmental Activities column of the Statement of Net Position. This current refunding was undertaken to reduce total debt service payments over the next 19 years resulting in economic gain of $3,246,004 and a reduction of $3,425,612 in future debt payments. The reacquisition price exceeded the net carrying amount of the old debt by $511,779. This amount is being netted against the new debt and amortized over the life of the old debt which is the same as the refunding debt obligation. The total principal and interest remaining to be paid on the bonds is $29,145,582. Principal is payable annually on October 1 in amounts ranging from $260,000 to $1,605,000 beginning in 2016 with final payment due in 2031. In addition, the City issued $17,105,000 Wastewater Revenue Refunding Bonds for an advance refunding of the $17,115,000 principal amount of the 2004 Wastewater Revenue Certificates of Participation. The refunding was undertaken to reduce future debt service payments. The reacquisition price exceeded the net carrying amount of the old debt by $1,660,873. This amount is being netted against the new debt and amortized over the life of the old debt which is the same as the refunding debt obligation. At June 30, 2013, the unamortized deferred amount on refunding was $1,547,631. The transaction also resulted in an economic gain of $854,477 and a reduction of $979,193 in future debt payments. The City pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the bonds is $21,406,000. Principal is payable annually on October 1 in amounts ranging from $1,280,000 to $1,885,000 beginning in 2013 with final payment due in 2023. Principal and interest paid for the current year and total net revenues were $374,519 and $8,631,283 respectively. At June 30, 2013, the remaining balance of the refunded debt is $17,115,000. 57 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Annual debt service requirements to maturity for certificates of participation are as follows: Fiscal Year Ending Governmental Activities June 30, Principal Interest 2014 $ 7,310,000 $ 844,813 2015 7,324,025 844,813 2016 260,000 840,913 2017 830,000 824,563 2018 860,000 794,912 2019-2023 4,880,000 3,380,935 2024-2028 6,205,000 2,023,235 2029-2033 6,045,000 511,398 2034-2038 2039-2040 Total $ 19,080,000 $ 10,065,582 Industrial Development Bonds Business -type Activities Principal Interest $ 10,185,000 $ 8,044,182 7,310,000 7,649,614 9,990,000 7,324,025 5,000,000 6,969,356 5,210,000 6,767,006 29,640,000 30,228,643 37,450, 000 22,168, 327 35,200,000 12,413,994 20,475,000 4,797,017 4,330,000 434,060 $ 164,790,000 $ 106,796,224 The City of Lodi has lent its name to the City of Lodi Industrial Development Authority for the purpose of issuing the following industrial development bonds: Minton Corporation $5,000,000; Dart Corporation $8,000,000; Wallace Computer Services $3,000,000; and Luster -Cal Nameplate Corporation $3,000,000. These bonds are special obligation bonds only, payable solely out of the bond revenues or other sources of the above companies and are not a pledge of the general credit of the City. The City is not obligated for the redemption or administration of these industrial development bonds. Woodbridge Irrigation District Bonds On October 8, 2003, the City lent its name to the Woodbridge Irrigation District (the "District") in the procurement of $11.745 million 2003 Revenue Certificates of Participation, to provide funds to finance the costs of construction of a new diversion dam on the Mokelumne River and related facilities of the water district. A significant portion of the District's sources of payment for the 2003 Certificates are expected to be derived from amounts to be received by the District from the City of Lodi pursuant to an Agreement for purchase of water from the Woodbridge Irrigation District by the City of Lodi, dated May 13, 2003 (the "Lodi Water Sales Agreement"). Under the agreement, the City will purchase 6,000 acre feet of water per annum from the District for 40 years. 58 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (9) DEFINED BENEFIT PENSION PLAN (a) Plan Description The City of Lodi contributes to the California Public Employees' Retirement System (PERS); an agent multiple -employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost -of -living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their Executive Office- 400 Q Street, Sacramento, CA 95811. (b) Funding Policy Participants are required to contribute 7% (9% for safety employees) of their annual covered salary. The City makes the contributions required of City employees on their behalf and for their account. Employees pay a portion of the contributions required of City employees at a range of 1% to 9%. The City is required to contribute at an actuarially determined rate; the current rate is 14.411% for miscellaneous employees, 31.335% for fire and police employees, of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. (c) Annual Pension Cost For the year ended June 30, 2013, the City's annual pension cost of $3,500,602 for the Safety Plan and $2,253,549 for the Miscellaneous Plan were equal to the City's required contributions. The required contribution was determined as part of the June 30, 2010, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included (a) 7.75% investment rate of return (net of administrative expenses) (b) projected annual salary increases that vary by age, length of service, and type of employment (c) 3.25% payroll growth, and (d) 3.00% inflation. The actuarial value of PERS assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a fifteen -year period (smoothed market value). PERS unfunded actuarial liability is being amortized as a level percentage of projected payroll on a closed basis. The actuarial assumption used to determine the required contributions are the same as those used to determine the funded status. Amortization of the remaining period for the Safety Plan was 28 years and for the Miscellaneous Plan was 21 years as of June 30, 2012. 59 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (d) Trend Information Three -Year Trend information ($ Amounts in Thousands): (e) Funded Status and Funding Progress As of June 30, 2011, the most recent actuarial valuation date, the Safety Plan was 73.6% funded and the Miscellaneous Plan was 84.3% funded. The actuarial accrued liability for benefits was $132 million for the Safety Plan and $143 million for the Miscellaneous Plan, and the actuarial value of assets was $97 million for the Safety Plan and $120 million for the Miscellaneous Plan; resulting in an unfunded actuarial accrued liability (UAAL) of $35 million for the Safety Plan and $23 million for the Miscellaneous Plan. The covered payroll (annual payroll of active employees covered by the plans) was $10 million for the Safety Plan and $17 million for the Miscellaneous Plan, and the ratio of the UAAL to the covered payroll was 333.5% and 132.0% for the Safety and Miscellaneous plans, respectively. The actuarial assumptions used for the June 30, 2011 valuation differ from those previously disclosed for the June 30, 2010 valuation as follows: (a) 7.50% discount rate (net of administrative expenses), (b) 3.00% payroll growth, and (c) 2.75% inflation. The schedule of funding progress, presented as RSI following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. m SAFETY PLAN Annual Percentage Net Fiscal Year Pension of APC Pension Ended Cost (APC) Contributed Obligation 6/30/11 $ 2,726 100% $0 6/30/12 3,239 100% $0 6/30/13 3,501 100% $0 MISCELLANEOUS PLAN Annual Percentage Net Fiscal Year Pension of APC Pension Ended Cost (APC) Contributed Obligation 6/30/11 $ 2,080 100% $0 6/30/12 2,110 100% $0 6/30/13 2,254 100% $0 (e) Funded Status and Funding Progress As of June 30, 2011, the most recent actuarial valuation date, the Safety Plan was 73.6% funded and the Miscellaneous Plan was 84.3% funded. The actuarial accrued liability for benefits was $132 million for the Safety Plan and $143 million for the Miscellaneous Plan, and the actuarial value of assets was $97 million for the Safety Plan and $120 million for the Miscellaneous Plan; resulting in an unfunded actuarial accrued liability (UAAL) of $35 million for the Safety Plan and $23 million for the Miscellaneous Plan. The covered payroll (annual payroll of active employees covered by the plans) was $10 million for the Safety Plan and $17 million for the Miscellaneous Plan, and the ratio of the UAAL to the covered payroll was 333.5% and 132.0% for the Safety and Miscellaneous plans, respectively. The actuarial assumptions used for the June 30, 2011 valuation differ from those previously disclosed for the June 30, 2010 valuation as follows: (a) 7.50% discount rate (net of administrative expenses), (b) 3.00% payroll growth, and (c) 2.75% inflation. The schedule of funding progress, presented as RSI following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. m (10) CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS (a) Plan Description The City sponsors a single -employer defined -benefit postemployment healthcare plan (Plan) to provide medical insurance benefits to eligible retired employees and their spouses. The Plan does not issue a publicly available financial report. Medical coverage is provided through PERS healthcare program. Employees who retire from the City and receive a PERS pension are eligible for postemployment medical benefits. The City contributes the minimum amount provided under Government Code Section 22825 of the Public Employees Medical and Hospital Care Act. In general, retirees must contribute any premium amounts in excess of the City contribution. However, as described below, a closed group of active employees and retirees receive additional postemployment benefits. Employees hired prior to the dates shown in the following table are allowed to convert their accumulated sick leave into postemployment medical benefits at retirement as long as they have ten or more years of service with the City. Group Hired prior to: Executive Management July 1, 1994 Mid -Management July 1, 1994 Fire Mid -Management December 6, 1995 Police Mid -Management July 1, 1994 General Services July 1, 1995 IBEW July 1, 1995 Maintenance and Operators July 1, 1995 Dispatchers July 9, 1994 Police October 10, 1994 Fire December 6, 1995 The most widely elected options are the "Bank" option and the "Conversion" option. Under the "Bank" option, accumulated sick leave amounts are translated by specified formulas into a bank amount that is then used to pay postemployment healthcare premiums until the "Bank" is exhausted. Under the "Conversion" option, the accumulated sick leave hours are converted by specified formulas into a period of time during which the retiree will receive postemployment benefits. The number of hours is multiplied by 50% and converted to days. The City pays one month's premium for employee and dependents for each day after conversion. For each year of employment in excess of ten years, 2.5% is M CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 added to the 50% before conversion. The amount of premium paid will be the same as the premium paid by the City at the time of retirement. In the event that the premium increases, the retiree pays the difference. The City also allows a surviving dependent of a retiree to enroll in the Sick Leave Conversion program to purchase medical insurance at the employee only premium for the same period as if the retiree had not died. Retirees are allowed to enroll in any of the available PERS medical plans. The PERS minimum amount will continue for the life of the retiree and surviving spouse. The "Conversion" benefit will continue until the end of a period that is based on accumulated sick leave at retirement. (b) Funding Policy Contribution requirements of the postemployment benefit are based on pay-as-you-go financing. For fiscal year 2012-13, the City contributed $1,654,672, or 127.55%, of the actuarially required contributions. (c) Annual OPEB Cost and Net OPEB Obligation The City's annual other postemployment benefits (OPEB) cost is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Annual required contribution $ 1,297,272 Interest on net OPER obligation 146,828 Adjustment to annual required contribution (160,495) Annual OPEB cost (expense) 1,283,605 Contribution made (1,654,672) Decrease in net OPEB obligation (371,067) Net OPEB obligation - beginning of year 3,621,593 Net OPEB obligation - end of year $ 3,250,526 62 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation, are as follows: Fiscal year Annual Percentage of Net ended $ 17,011,467 Annual OPEB OPEB Annual covered payroll (active plan members) OPEB Cost Cost Contributed Obligation 06/30/2011 $ 1,414,182 33.21% $ 3,014,788 06/30/2012 1,221,126 50.31% 3,621, 593 06/30/2013 1,283,605 128.91% 3,250,526 (d) Funding Status and Funding Progress As of January 1, 2012, the most recent actuarial valuation date, the funded status of the Retiree Health Plan was as follows: Actuarial accrued liability (AAL) $ 17,011,467 Actuarial value of plan assets 0 Unfunded actuarial accrued liability (UAAL) $ 17,011,467 Funded ratio (actuarial value of plan assets/AAL) 0.0% Annual covered payroll (active plan members) $ 7,304,558 UAAL as percentage of annual covered payroll 232.9% (e) Actuarial Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and 63 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 the plan members to that point. The actuarial methods and the assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2012 actuarial valuation, the entry age normal cost method was used. The actuarial assumptions included a 4% discount rate to calculate the present value of future benefit payments; a 3.0% inflation rate; an annual healthcare cost trend rate of 9.0% initially, reduced by .5 percent increments to an ultimate rate of 4.5% in the eleventh year and beyond; the PERS minimum benefit will increase 4% per year; a 3.25% annual rate of increase in payroll; assumed that 100% of future eligible retirees will elect to maintain their enrollment in a PERS medical plan and qualify for the City's minimum contribution; 75% of future retirees will enroll a spouse; and also assumed that 100% of General Services, Maintenance and Operators and Dispatchers will elect the conversion option and 50% of Executive Management, Mid Management and Police will elect the option. The conversion option is not available to IBEW and Fire retirees. The unfunded actuarial accrued liability is amortized as a level of percentage of expected payroll over a closed thirty year period. As of January 1, 2012, the remaining amortization period is 27 years. Since the prior valuation in 2010, there have been several factors which decreased the City's GASB 45 Actuarial Accrued Liability. These include (1) fewer participants covered under the Conversion option due to pre -retirement termination of employment or cessation of medical coverage with the City; (2) updated demographic assumptions; and (3) the reduction in the assumed PEMHCA benefit increase rate. These decreases were partially offset by the updated healthcare trend rate assumption. (11) CLAIMS AND BENEFITS The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured as discussed in the following paragraphs for which liabilities are recorded in the Internal Service Fund -Insurance Funds. The City is self-insured for general liability up to the first $500,000 per occurrence with claims from $500,000 to $40,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. The City never had any settlements that exceeded its general liability insurance coverage (See Note 13). The City is self-insured for workers' compensation up to the first $250,000 per claim. Any claims of $250,000 up to California statutory limits are covered under a purchased policy through the membership with the Local Agency Workers' Compensation Excess Joint Powers Authority with coverage up to $300,000,000 in the current year. The City never had any settlements that exceeded its workers' compensation insurance coverage (See Note 13). The City is fully self-insured for dental and unemployment for its employees. 64 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $9,117,062 at June 30, 2013, for all self-insured claims in the Internal Service Fund -Insurance Funds that includes an amount for incurred but not reported claims. The liability amount is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. Changes in the self-insurance liability for fiscal years ended June 30, 2013 and 2012 are as follows: Beginning FY 11-12 $ 8,350,338 FY 12-13 $ 8,471,831 (12) PARTICIPATION IN JOINT VENTURES Northern California Power Agency Current -Year Claims and Changes Claim in Estimates Payments 1,520,134 (1,398,641) 1,911,196 (1,265,965) Ending $ 8,471,831 $ 9,117,062 The City, along with thirteen other public agencies, is a member of the Northern California Power Agency (NCPA) that was formed in 1968 as a joint powers agency. Its membership consists of eleven cities with publicly owned electric utility distribution systems, one irrigation district, one public utility district, one port authority and three other associate member entities. NCPA is generally empowered to purchase, generate, transmit, distribute and sell electrical energy. Members participate in the projects of NCPA on an elective basis. A commission comprising of one representative from each member organization governs NCPA. The commission is responsible for the general management of the affairs, property and business of NCPA. Under the direction of the general manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA and its associated power corporations. Project Financing and Construction NCPA's project construction and development programs have been individually financed by project revenue bonds collateralized by NCPA's assignment of all payments, revenues and proceeds associated with its interest in each project. Each Project Participant has agreed to pay its proportionate share of debt service and other costs of the related project, notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project for any reason. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. 65 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Increase in Non -defaulting Proiect Participant's Original Proiect Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non - defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non - defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. General Operating Reserve with NCPA Members of NCPA established a general operating reserve in 1992 for the purposes of providing a vehicle to fund reasonably foreseeable contingent liabilities. It was set up primarily to provide the following advantages: minimizes the number and dollar amount of reserve that might otherwise be funded separately in connection with NCPA's individually financed operating plants, projects and programs; provides each member with flexibility and unilateral control over the determination of what they will fund, how they will fund it and what expenditures from the reserve will be made on their individual behalf. It provides funding for contingent liabilities that are not budgeted but that may require significant future expenditures. The reserve is segregated by participant and is refundable on demand by the participant. As of June 30, 2013, the City's balance in the NCPA General Operating Reserve, which has been credited with annual interest earnings and settlements, is $5,270,130. :. CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Project Participation The NCPA members and their percentage share at June 30, 2013, which is the most recent available data, are as follows: Hydro Combustion Multiple Lodi NCPA MEMBERS Geothermal Electric Turbine Capital Transmission Energy Project Project Project #1 Facilities Project Center Alameda BART 16.8825% 10.00% 21.820% 19.00% 30.7802% /o Biggs 0.2270 Gridley 0.1976.6000 0.3446 0.2679 Healdsburg 0.3360 0 .350 0.6248 1.9643 Lodi 3.6740 1.66 5.833 6.6947 1.6428 Lompoc 10.2800 10.37 13.393 39.50 20.6077 9.5000 Palo Alto 3.6810 2.30 5.833 5.00 6.7101 2.0357 22.92 Plumas-Sierra Rural Electric Coop 0.7010 1.69 1.817 PCWA 1.3112 0.7857 Roseville7 .8830 12.00 2.6679 Santa Clara 44.3905 37.02 41.667 36.50 13.0846 Turlock Irrigation District 6.3305 25.7500 Ukiah 5.6145 2.04 9.090 9.6106 10.2315 1.7857 NON-MEMBERS Azusa CDWR 2.7857 Modesto Irrigation District 33.5000 10. Bulk power purchased by the City through NCPA amounted to $39,190,554 during the year ended June 30, 2013 and is reflected in4utilities expense in the Electric Enterprise Fund. 67 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 NCPA Geothermal Proiect A purchase power agreement with NCPA obligates the City for a 10.28% share of the operating costs and debt service of two of NCPA's 110 - megawatt steam powered plants, Project Number 2 and Project Number 3. Outstanding long-term debt related to this project was approximately $34 million at June 30, 2012. In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). Each plant has two 55MW turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tapline; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes wellpads, access roads, steam wells and reinjection wells. Calaveras Hydroelectric Project NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirements for the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement the City is obligated to pay 10.37% of the debt service and operating costs. At June 30, 2012, approximately $436 million in long-term debt used to finance this project was outstanding. NCPA Combustion Turbine Project The project consists of five combustion turbine units; each nominally rated at 25 megawatts. Two such units are located in Roseville, two in Alameda and one in Lodi. The project provides capacity during peak load periods and emergency capacity reserves. Excess capacity and energy from the project are also sold to other entities from time to time. Under the NCPA power agreement, the City is obligated to pay 13.393% of the debt service and operating costs. At June 30, 2012, there was no outstanding long-term debt related to this project. Transmission Project The project was undertaken to meet certain obligations of NCPA under the NCPA/PG & E Interconnection Agreement. The project includes an ownership interest in PG & E's 230kv Castle Rock to Lakeville Substation Transmission Line in Sonoma County, additional firm transmission rights in that Transmission Line, and a central scheduling and dispatch facility in service at the NCPA headquarters in Roseville, California. Under a power purchase agreement, the City is obligated to pay 20.6077% of the debt service and operating costs. At June 30, 2012, there was no outstanding long-term debt related to this project. 68 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Capital Facilities Proiect The Project consists of one 49.9 megawatt natural gas-fired steam injected combustion turbine generator unit located in Lodi, California. Wastewater is reclaimed from the City of Lodi's White Slough water pollution control facility, processed to eliminate contaminants, and used in the turbine to produce steam for power enhancement and emissions control. Under a power purchase agreement, the City is obligated to pay 39.5% of the debt service and operating costs. At June 30, 2012, approximately $55 million in long-term debt was outstanding. Lodi Energy Center The Lodi Energy Center project is a 280 MW base load, combined cycle, natural gas-fired, combustion turbine generating station (one gas turbine and one steam turbine) built in Lodi on city property. Under a power purchase agreement, the City is obligated to pay 17.03% of the debt service and 9.5% of operating costs. At June 30, 2012, approximately $396 million in long-term debt was outstanding. The following are the most recent available audited condensed financial statements of NCPA; Combined Balance Sheet June 30, 2012 (in thousands) Assets Liabilities and Net Assets Current assets $ 68,042 Current portion of long-term debt $ 20 635 Restricted assets 221,700 Other current liabilities 59,846 Electric plant, net 684,399 Other liabilities and deferred credits 233,992 Other assets and deferred charges 212,421 Long-term debt, net 843,692 Net assets 28,397 Total assets $ 1,186,562 Total liabilities and net assets $ 1,186,562 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Combined Statement of Revenues, Expenses and Changes in Net Assets Year ended June 30, 2012 (in thousands) Sales for resale Operating expenses Other expenses Future recoverable costs Net revenues before refunds Refunds to participants Increase in net position Net assets, beginning of year Net assets, end of year $ 277,257 (241, 977) (28,608) 6,514 Combined Statement of Cash Flow Year ended June 30, 2012 (in thousands) Net cash from operating activities $ Net from investing activities Net cash from capital and related financing activities 13,186 Net cash from noncapital (12,788) and related financing activities 398 Increase in cash and cash equivalents 27,999 Cash and cash equivalents, beginning of year $ 28,397 Cash and cash equivalents end of year 77,853 (880) (158,227) (12,131) (93,385) 218,870 $ 125,485 At June 30, 2012, NCPA's total net outstanding long-term debt was $864,327,000 at an average interest rate of 5%. The current portion of long- term debt at June 30, 2012, was $20,635,000. Complete financial information for NCPA may be obtained at the following administration office: Northern California Power Agency 180 Cirby Way Roseville, CA 95678 Transmission Agency of Northern California The Transmission Agency of Northern California (TANC) was organized under the California Government Code pursuant to a joint powers agreement entered into by fifteen Northern California utilities including the City of Lodi. The purpose of TANC is to provide electric transmission or other facilities for the use of its members through its authority to acquire, construct, finance, operate and maintain facilities for electric power transmission. The joint powers agreement provides that the costs of TANC's activities can be financed or recovered through assessment of its members or user charges through transmission contracts with its members. Each TANC member has agreed to pay a pro rata share of the costs to operate TANC and has the right to participate in future project agreements. The joint power agreement remains in effect until debt obligations and interest thereon have been paid, unless otherwise extended by the members. 70 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Increase in Non -defaulting Proiect Participant's Original Proiect Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non - defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non - defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. California -Oregon Transmission Project The project is a 340 -mile long, 500 -kilovolt alternating current transmission project between Southern Oregon and Central California. The project is operated in coordination with the Pacific AC Intertie as a part of the California -Oregon Intertie (COI) within the Western Electricity Coordinating Council (WECC) region. The WECC approved rating of the COI is 4,800 MW. TANC, Western Area Power Authority (WAPA), and five other parties have agreed to an Interim Participation Agreement (IPA) under which project participant is granted a percentage entitlement in project transfer capability and is required to pay a percentage of the costs. Pursuant to the IPA and a subsequent agreement with WAPA, and the purchase of entitlement, rights and title, and interest in the City of Vernon's share of the project transmission assets, TANC is entitled to use approximately 1,362 MW, and is obligated to pay an average of approximately 80 percent of the operating costs associated with the project. Under the TANC joint powers agreement, the City is obligated to pay 1.89% of its debt service and operating costs. At June 30, 2012, approximately $370 million in long-term debt was outstanding of which $27 million is considered current. Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 3100 Zinfandel Drive, Suite 600 Sacramento, CA 95670 71 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 (13) MEMBERSHIP IN INSURANCE POOLS California Joint Powers Risk Management Authority The City is a member, along with 18 other individual cities and 8 joint powers authorities, of California Joint Powers Risk Management Authority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses. CJPRMA has a twenty-one member Board of Directors, including a director from the City of Lodi. The Board members elect officers of CJPRMA every two years. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined through an actuarial analysis of loss history during the ten-year period preceding the three years prior to the end of the current program year. The City periodically pays deposits to the CJPRMA. These deposits are recorded as expenses in the year paid, as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 2013, premiums of $1,625 were paid to CJPRMA for the liability program. The participants at June 30, 2013, are as follows: Alameda, Chico, Central San Joaquin Valley Risk Management Authority, Fairfield, Fremont, Livermore, Lodi, Manteca, Municipal Pooling Authority of Northern California, Northern California Cities Self Insurance Fund, Petaluma, Pomona, Public Entity Risk Management Authority, Redding, Redwood Empire Municipal Insurance Fund, Richmond, Roseville, San Leandro, San Rafael, Santa Barbara Area Joint Powers Insurance Authority, Santa Rosa, Small Cities Organized Risk Effort, Stockton, Sunnyvale, Vacaville, Vallejo, and Yolo County Public Agencies Risk Management Insurance Authority. Complete financial information for CJPRMA may be obtained at the following administration office: California Joint Powers Risk Management Authority 3252 Constitution Dr. Livermore, CA 94551 Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with thirty-two other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. LAWCX offers $150,000, 250,000, $350,000, $500,000 and $1 million self-insured retentions (SIR) or a member can attach directly to the purchased excess insurance. LAWCX covers the layer above the member SIR up to $5 million. The City of Lodi's self-insured retention is $250,000. LAWCX participates in the California State Association of Counties Excess Insurance Authority (CSAC-EIA) to obtain coverage up to statutory limits. The City paid $293,700 in premiums to LAWCX during the fiscal year ended June 30, 2013. 72 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The participants at June 30, 2013, are as follows: City of Alameda, Association of Bay Area Governments Shared Risk Pool (ABAG SHARP), Bay Cities Joint Powers Insurance Authority (BCJPIA), City of Benicia, Contra Costa County Transit Agency (CCCTA), Central San Joaquin Valley Risk Management Authority (CSJVRMA), City of Clovis, City of Coronado, City of Encinitas, Fire Agencies Self Insurance System (FASTS), City of Gilroy, City of Livermore, City of Lodi, Town of Los Gatos, City of Merced, Monterey County Local Agencies Insurance Authority (MCLAIA), City of Morgan Hill, City of Newark, City of Placentia, City of Pleasanton, Public Agency Risk Sharing Authority of California (PARSAC), City of Roseville, Public Entity Risk Management Authority (PERMA), City of San Leandro, City of Santa Maria, City of Santee, Small Cities Organized Risk Effort (SCORE), City of South Lake Tahoe, City of Suisun City, City of Vacaville, City of Vallejo, Vector Control Joint Powers Agency (VCJPA) and City of Vista. Complete financial information for LAWCX may be obtained at the following administration office: Local Agency Workers' Compensation Excess Joint Powers Authority 1750 Creekside Oaks Drive, Suite 200 California Transit Insurance Pool Sacramento, California 95833 The City, along with thirty-three other public agencies is a member of California Transit Insurance Pool (CaITIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public officials errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program I applies to members who choose to utilize CalTIP's claims administrator services. Program II applies to members with self-insured retentions who choose to provide their own claims administrator services. CaITIP purchases excess insurance over its $1,000,000 retention up to $20 million per occurrence. Each member is provided with $4 million in excess of the pooled retention for a total of $5 million in coverage and has the option to choose one or both of two additional layers for the full $20 million. CaITIP also provides physical damage coverage to its members. This coverage program is optional for all members and offers damage or loss protection for transit, staff and maintenance vehicles to transit operators. CaITIP self -insures to $100,000, under which members have the option of five levels of deductible ranging from $500 to $10,000 per vehicle. Claims are administered by the CaITIP's adjuster. . 73 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The City paid $70,591 in premiums to CaITIP during the fiscal year ended June 30, 2013. There have been no reductions in insurance coverage from the prior year and there were no insurance settlements in excess of insurance coverage in any of the last three years. Self - Insured Limit Physical Program Retention (in millions) Damage City of Lodi Transit System I Prefunded 20 Yes Complete financial information for CalTip may be obtained at the following administration office: California Transit Insurance Pool 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 (14) DEFICIT IN FUND EQUITY Nonmaior Governmental Fund — Parks Recreation and Community Services — A deficit in fund equity in the amount of $508,866 at June 30, 2013, (a reduction of $352,977 from prior year) is attributed to the City raising its fees, reducing full-time staffing, and using donations to help offset the cost of repairs and maintenance in a concerted effort to eliminate this deficit. Internal Service Funds - Benefits Fund — A deficit in fund equity in the amount of $2,204,516 at June 30, 2013, is attributed to the net OPEB obligation set up in accordance with the requirements of GASB Statement No. 45. Net OPEB obligation as of June 30, 2013, was $3,250,526. The City will continue to address annual funding to eliminate the deficit during the budget process. (15) POLLUTION REMEDIATION OBLIGATION Lodi relies on groundwater for its drinking water and in the late 1980's, PCE and TCE pollution was discovered in several municipal water supply wells. Investigations conducted by the California Regional Water Quality Control Board (RWQCB) in the early 1990's under the Well Investigation program revealed numerous areas where TCE was discharged, or where PCE from dry cleaning operations was discharged to the sewer system. In 1997, the Department of Toxic Substances Control and the City entered into a cooperative agreement whereby the City assumed a lead role in the cleanup and agreed to pursue legal action against potentially responsible parties (PRPs). The City's total litigation based estimate of the pollution remediation was $70 million. The City has settled with all the involved parties. 74 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 The City received a draft cleanup and abatement order to investigate the discharges of waste, clean up the waste and abate the effects of the discharges of waste in conformance with the State Board's Resolution No. 92-49 Policies and Procedures for Investigation and Cleanup and Abatement of Discharges Under the Water Code Section 13304 and with the Regional Boards' Water Quality Control Plan for the Sacramento River and San Joaquin River. The City then engaged the services of Treadwell and Rollo to advise the City on courses of action in the preparation of feasibility studies, remedial design, and remedial action plan to comply with the technical and reporting requirements of the State Board. The City's estimated total pollution remediation obligation as of June 30, 2013, is $19,855,000. This amount is an estimate and subject to changes resulting from price increases or reductions, technology, or changes in applicable laws or regulations. Over the course of the last several years, the City has performed remedial action on a number of the sites, conducted additional studies and consulted with RWQCB staff. This additional work and consultation with regulatory agencies has determined that much of the work initially anticipated will not be necessary. As a result, the estimate has been revised to reflect current anticipated level of remediation work necessary. An adjustment of $45,448,874 is reflected as a reduction in expenses in the Water Fund in the current year. This adjustment represents a reduction of estimated costs due to change in remedial tasks necessary to complete the remediation and the reduction in the number of years necessary to monitor the groundwater contamination from 50 years to 30 years. The original estimate for remediation was $70.6 million and the City has paid remediation costs to date of $5.3 million. (16) COMMITMENTS AND CONTINGENCIES have amassed a $16 million dollar reserve which is expected to cover all costs through the next 10 years. CLitigation and claims — The City has fully resolved all the litigation arising out of its groundwater contamination. Settlement and rate revenues osts thereafter can be effectively managed with new rate revenues. As such, the City Attorney does not anticipate a material effect on the City's financial condition. The City owns a 1,000 acre wastewater treatment facility known as "White Slough" approximately 5 miles west of the contiguous city limit. Neighboring farming and dairy operations are in litigation over elevated nitrate levels in the area. Efforts to join the City in the litigation have been so far unsuccessful but are expected to continue. It is too early at this stage to estimate liability or damages if the City is joined in the action. However, the City Attorney does not currently expect the matter to have a material effect on the City's financial condition. All other actions against the City are under $75,000 or have no arguable cost and will therefore not have a material financial effect on the City. Water Purchase Agreement with Woodbridge Irrigation District — The City obtains its municipal water supply from wells located within the City, extracting water from the underground aquifer, which is replenished in part by flows of the Mokelumne River. To avoid being wholly dependent upon wells and the possible impacts of eventual overdraft of the groundwater supply, the City made a commitment in 2003 to purchase surface water supply from Woodbridge Irrigation District for 40 years beginning in 2003. The agreement provides for the purchase of 6,000 acre feet per year and the City pays the District $1.2 million annually. Commencing on January 1 of the seventh year, the amount payable to the District shall be increased by two percent (2%) per year or by the change in the Consumer Price Index whichever is higher but shall not exceed five percent (5%). 75 CITY OF LODI Notes to Basic Financial Statements (continued) June 30, 2013 Arbitrage Earnings Rebate Liability — Arbitrage earnings are defined as income earned on the unexpended tax-exempt certificate proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the certificates. Currently, arbitrage earnings must be rebated to the United States Treasury every five years. There is no cumulative arbitrage liability as of June 30, 2013, for any of the City's outstanding Certificates of Participation. (17) RESTATEMENT OF NET POSITION In prior years, a loan receivable of $1,084,000 was reported in the HOME Program & Community Development Block Grants (CDBG) Special Revenue Fund representing HOME and CDBG funds loaned to a developer in 1995 for a low-income housing project through the U.S. Department of Housing and Urban Development's (HUD) Urban County program via San Joaquin County. Proceeds of the loan were originally due to the City in 2025 to be available for future projects or new loans. However, due to the City's separation from HUD's Urban County program and becoming a participant of HUD's Entitlement City program in 2009, it was confirmed that the loan proceeds will be retained by San Joaquin County and not repaid to the City as originally stated. (18) SUBSEQUENT EVENTS On November 7, 2013, the City fully redeemed the outstanding balance of its allocable portion of the California Statewide Communities Development Authority Water and Wastewater Revenue Bonds that were issued on October 7, 2003. The City of Lodi along with the City of Fort Bragg issued $9.855 million 2003 Series B revenue bonds through the California Statewide Communities Development Authority (the "Authority") pooled financing program. The City of Lodi's portion was $5.0 million for the upgrade of its wastewater facilities. Total principal and interest paid for the redemption was $2,974,298. 76 REQUIRED SUPPLEMENTARY INFORMATION Plan Safety City of Lodi Required Supplementary Information Schedule of Funding Progress - Pension Plan June 30, 2013 (in thousands of dollars) Miscellaneous 6/30/09 6/30/10 6/30/11 110,318 127,535 Entry Age 133,618 120,203 Actuarial Actuarial Actuarial Accrued Valuation Asset Value Liability Date (A) (B) 6/30/09 $ 88,892 $ 115,657 6/30/10 93,058 122,477 6/30/11 97,287 132,267 Miscellaneous 6/30/09 6/30/10 6/30/11 110,318 127,535 114,994 133,618 120,203 142,608 77 Unfunded 86.5% Actuarial 86.1% Accrued Funded Liability Ratio [(B) - (A)] [(A) / (B)l $ 26,765 76.9% 29,419 76.0% 34,980 73.6% 17,217 86.5% 18,624 86.1% 22,405 84.3% 18,696 Unfunded 17,856 Actuarial 16,970 Liability as Covered Percentage of Payroll Covered Payroll (C) {[(B) — (A)l/(C)) $ 11,409 234.6% 11,394 258.2% 10,489 333.5% 18,696 92.1% 17,856 104.3% 16,970 132.0% City of Lodi Required Supplementary Information Schedule of Funding Progress — OPEB Plan June 30, 2013 (in thousands of dollars) Entry Age Unfunded Actuarial Normal Actuarial Value Accrued Valuation of Assets Liability Date (A) (B) 1/1/08 $ 0 $ 23,323 1/1/10 0 17,710 1/1/12 0 17,011 Unfunded Funded Liability Ratio [(B) - (A)l [(A) / (B)l $ 23,323 17,710 17,011 78 Annual Covered Payroll (C) 0% $ 9,846 0% 9,410 0% 7,305 UAAL As a Percentage of Covered Payroll {[(B) — (A)l/(C)} 237% 188% 233% CITY OF LODI SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GENERAL FUND Year ended June 30, 2013 Budget Variance with REVENUES Original Final Actual Final Budget Taxes Licenses and permits $ 22,556,080 22,556,080 23,022,370 $ 466,290 Intergovernmental revenues 94 ,880 84,680 62,582 (32,298) Charges for services 10, 084, 330 10, 245,664 10, 531,871 286,207 Fines, forfeits and penalties 1,769,350 1,129,350 1,105,178 Investment and rental income 1,318,200 1,318,200 1,628,870 310,670(24J72) Miscellaneous revenue 452,600 1,092,600 979,100 (113,500) Total revenues 279,760 279,760 393,300 113,540 36,555,200 36,716,534 37,723,271 1,006,737 EXPENDITURES Current: General government: City Council City Manager 155,690 155,690 128,105 27,585 City Clerk 1,036,730 875,004 867,022 7,982 City Attorney 429,650 438,060 417,027 21,033 Human Resources 466,730 475,140 437,155 37,985 Information Systems 514,090 522,500 466,221 56,279 Financial Services 983,540 1,000,359 979,057 21,302 Budget and Treasury 1,517,320 1,564,975 1,478,812 86,163 Non Departmental 359, 470 367,880 359,701 9;179 Total general government 986,520 1,068,705 810,093 258,612 6,449,740 6,468,313 5,943,193 525,120 Public protection: Police Fire 16,844,700 16,693,125 16,341,056 352,069 Total public protection 9,480,940 9,632,313 9 ,579,598 52,715 26,325,640 26,325,438 25,920,654 404,784 Public Works 1,566,420 1,675,745 1,555,833 119,912 Library 1,355,530 1,411,209 1,410,657 552 Total expenditures 35,697,330 35,880,705 34,830,337 1,050,368 EXCESS OF REVENUES OVER EXPENDITURES 857,870 835,829 2,892,934 2,057,105 OTHER FINANCING SOURCES (USES) Transfers in Transfers out 5,367,990 5,367,990 5,367,990 Total other financing sources (uses) (6,216 099) _ (6,584,665) (6,584 665) 848,109 1,216,675 1,216,675 NET CHANGE IN FUND BALANCE 9,761 (380,846) 1,676,259 2,057,105 FUND BALANCE , beginning of year 4,009,975 4,009,975 6,288,953 2,278,978 FUND BALANCE, end of year $ 4,019,736 3,629,129 7,965,212$ 4,336,083 The note to the required supplementary information is an integral part of this schedule 79 CITY OF LODI Note to the Required Supplementary Information June 30, 2013 Budgetary Data The City adopts an annual budget for the general and special revenue funds. These budgets are prepared in accordance with generally accepted accounting principles. As part of the City's internal controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with the legal provisions embodied in the annual appropriated budget approved by the City Council. The accompanying financial statements present budget and actual data only of funds for which an annual budget was adopted. The budgets of capital projects are primarily "long-term" budgets that emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for Debt Service Funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the accompanying basic financial statements for capital projects and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying basic financial statements: Original Budget On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budget for the fiscal year commencing July 1. The budget includes proposed expenditures and the means of financing them. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Prior to July 1, the budget is legally enacted through passage of a resolution. Final Budget The final budgetary data presented in the basic financial statements reflects the following changes to the original budget: • Budgeted expenditures represent original appropriations adjusted by budget transfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures can not legally exceed the appropriated a amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenue fund expenditures, including transfers out, are approved by Council at the fund level. • The City Manager may transfer appropriations from one activity to another within a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. 81 (This page intentionally left blank.) COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Nonmajor Governmental Funds include: Special Revenue Funds account for the proceeds of specific revenue sources that are restricted by law or administrative action to expenditures for specified purposes, other than those for major capital projects; Debt Service Fund account for the accumulation of resources for the repayment of principal and interest on general long-term debt; Capital Project Funds account for the financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by proprietary funds. CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS June 30, 2013 Assets Cash and investments Restricted assets Receivables: Accounts, net Interest Due from other funds Due from other governmental agencies Loans receivable Inventory Other assets Total assets Liabilities and Fund Balances Liabilities: Accounts payable and other liabilities Due to other funds Advances from other funds Deferred revenue Total liabilities Fund Balances: Nonspendable: Inventory Restricted for: Capital projects Debt service Other purposes Unassigned Total fund balances Total liabilities and fund balances 83 Special Capital Revenue Projects Total $ 6,421,227 8,722,872 $ 15,144,099 10,355 10,355 323,630 176,500 500,130 2,809 3,464 6,273 151,451 151,451 685,293 685,293 44,707 44,707 3,339 3,339 1,351 1,351 $ 7,633,807 8,913,191 $ 16,546,998 $ 1,306,878 644,742 $ 1,951,620 615,413 615,413 1,842,596 1,842,596 90,080 90,080 2,012,371 2,487,338 4,499,709 3,339 3,339 4,964,236 6,425,853 11,390,089 1,166,066 1,166,066 (512,205) (512,205) 5,621,436 6,425,853 12,047,289 $ 7,633,807 8,913,191 $ 16,546,998 CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS Year ended June 30, 2013 84 Special Debt Capital Revenues: Revenue Service Projects Total Licenses and permits Intergovernmental revenues $ 858,549 $ 858,549 Charges for services 4,093, 4,093,766 Fines, forfeits and penalties 2,758,114141 16,504 2,774,645 Investment and rental income 2,600 2,600 Miscellaneous revenue 401,381 8,901 410,282 Total revenues 328,048 356,491 684,539 8,442,485 381,896 8,824,381 Expenditures: Current: General government Public protection 2,579,285 2,579,285 Public works 361,031 361,031 Community development 2,975,881 2,975,881 Parks and recreation 1110620 ,, 1,110,620 Capital outlay 2,370,375 2,370,375 Debt service: 3,414,201 2,856,241 6,270,442 Interest and fiscal charges Bond issuance costs 483,420 483,420 Advance refunding escrow 244,908 244,908 Total expenditures 12,811,393 1,689,269 1,689,269 483,420 4,790,418 18,085,231 Deficiency of revenues under expenditures _(4,368,908) (483,420) (4,408,522) (9,260,850) Other financing sources (uses): Transfers in Transfers out 4,091,525 483,420 2,602,792 7,177,737 Refunding bonds issued (279,495) (279,495) Payment to refunded bond escrow agent 20,102,768 20,102,768 Total other financing sources (uses) (19,847,510) (19,847,510) 3,812,030 483,420 2,858,050 7,153,500 Net change in fund balances (556,878) (1,550,472) (2,107,350) Fund balances, beginning of year 6,178,314 7,976,325 14,154,639 Fund balances, end of year $ 5,621,436 6,425,853 $ 12,047,289 84 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS SPECIAL REVENUE FUNDS Parks, Recreation and Community Services This fund was established to account for the revenues and expenditures related to the activitiesof the Hutchins Street Square and Performing Arts Theater and the wide -range of parks and recreation activities and programs offered to the public Public Safety This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution monies. Community Development This fund was established to account for development planning and project review services including land use entitlements, permit processing and review/inspection of public improvements to ensure orderly physical growth and development of the City. Streets Fund This fund was established to account for the following: Gas Tax To account for revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drains and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November 4, 1991. Measure K Sales Tax To account for revenues and expenditures apportioned to the City for sales tax collections under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. Intermodal Surface Transportation Efficiency Act (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program (STP) for streets and roads, congestion mitigation and air quality program (CMAQ) and hazard elimination safety (HES) for street lighting projects. 85 Transportation This fund was established to account for the receipt of moneys from the State of California apportioned to the City for transportation purposes. The State has designated 114% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems; and Article 4 funds, which are restricted for public transit systems. HOME Program and Community Development Block Grants This fund was established to account for the City's HOME Program that provides adequate and affordable housing for low and very low-income residents, and Community Development Block Grants provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. 86 ASSETS Cash and Investments Receivables: Accounts, net Interest Due from other funds Due from other governmental agencies Loans receivable Inventory Other assets TOTALASSETS LIABILITIES AND FUND BALANCES LIABILITIES Accounts payable and other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICIT) Nonspendable Inventory Restricted for: Capital projects Other purposes Unassigned TOTAL FUND BALANCES (DEFICIT) TOTAL LIABILITIES AND FUND BALANCES (DEFICIT) CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS June 30, 2013 Parks, Recreation & HOME Program & Community Public Community Community Services Safety Development Streets Transportation Development Block Grants Total $ 114,232 853,943 5,453,052 $ 6.421,227 66,500 1,796 216,155 39,179 323,630 161 473 2,175 2,809 21,570 129,881 151,451 187, 560 11,242 486,491 685,293 3,339 44,707 44,707 1,286 65 3,339 $ 71,125 301,953 877,847 5,812,505 39,179 531,198 $ 1,351 7,633807 $ 116,029 463,962 4,509 2,046 841,443 21 342,830 $ 1,306,878 38,792 112,659 615,413 579,991 7.545 12,054 2,046 6,826 848,269 75,709 90,080 2,012,371 38,813 531,198 3,339 3,339 4,964,236 4,964,236 289,899 875,801 366 1,166,066 (512.205) (612,20§1 (508,866) 289,899 875,801 4,964,236 366 5,621,436 $ 71,125 301,953 877,847 5,812,505 39,179 531,198 $ 7,633,807 87 CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 88 Total $ 858,549 4,093,766 2,758,141 2,600 401,381 328,048 8,442,485 2,579,285 361,031 2,975,881 1,110,620 2,370,375 3,414,201 12,811,393 (4,368,908) 4,091,525 (279,495) 3,812,030 (556,878) 6,178,314 $ 5,621,436 Parks Recreation & HOME Program & 9 Community Public CommunityCommunity REVENUES Services Safety Development Streets Transportation Development Block Grants Licenses and permits Intergovernmental revenues $ 858,549 Charges for services 1,703,288 430,310 2,524,177 39,097 1,100,182 Fines, forfeits and penalties 599,715 455,138 Investment and rental income 2,600 Miscellaneous revenue 389,003 447 1,147 10,784 Total revenues 73,636 104,777 149,635 2,165,927 433,357 1,564,188 _ 3,139,734 39,097 1,100,182 EXPENDITURES Current General government Public protection 2,579,285 Public works 361,031 Community development 1,897,269 1,078,612 Parks and recreation 1,089,050 21,570 Capital outlay 2,370,375 Total expenditures 3,359,070 55,131 4,949,660 361,031 1,089,050 5,256,339 55,131 1,100,182 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (2,783 733) 72,326 475,138 (2.116,605) (16,034) OTHER FINANCING SOURCES (USES) Transfers in Transfers out 3,413,695 110,000 567,830 Total other financing sources (uses) (276,985) (2.510) 3,136710 _ 107,490 567,830 NET CHANGE IN FUND BALANCES 352,977 72,326 582,628 (1,548,775) (16,034) FUND BALANCES (DEFICIT), beginning of year (861,843) 217,573 293,173 6,513,011 16,400 FUND BALANCES (DEFICIT), end of year $ (508,866) 289,899 875,801 4,964,236 366 88 Total $ 858,549 4,093,766 2,758,141 2,600 401,381 328,048 8,442,485 2,579,285 361,031 2,975,881 1,110,620 2,370,375 3,414,201 12,811,393 (4,368,908) 4,091,525 (279,495) 3,812,030 (556,878) 6,178,314 $ 5,621,436 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Charges for services Investment and rental income Miscellaneous revenue Total Revenue EXPENDITURES Current General government Parks and recreation Total Expenditures DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCE FUND DEFICIT, BEGINNING OF YEAR FUND DEFICIT, END OF YEAR WE PARKS, RECREATION & COMMUNITY SERVICES FINAL BUDGET ACTUAL VARIANCE $ 1,748,480 1,703,288 $ (45,192) 380,000 389,003 9,003 57,397 73,636 16,239 2,185,877 2,165,927 (19,950) 2,855,862 2,579,285 276,577 2,453,157 2,370,375 82,782 5,309,019 4,949,660 359,359 (3,123,142) (2,783,733) 339,409 3,413,695 3,413,695 (276,985) (276,985) 3,136,710 3,136,710 13,568 352,977 339,409 (861,843) (861,843) $ (848,275) (508,866) $ 339,409 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Intergovernmental revenues Fines, forfeits and penalties Investment and rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Public protection NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR all PUBLIC SAFETY FINAL BUDGET ACTUAL $ 643,307 430,310 $ 2,600 1,240 447 1,000 645,547 433,357 VARIANCE (212,997) 2,600 (793) (1,000) (212,190) 677,636 361,031 316,605 (32,089) 72,326 104,415 203,034 217,573 $ 170,945 289,899 $ 104;415 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Licenses and permits Charges for services Investment and rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Community development EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR 91 COMMUNITY DEVELOPMENT FINAL BUDGET ACTUAL VARIANCE $ 531,730 858,549 $ 326,819 393,970 599,715 205,745 970 1,147 177 140,000 104,777 (35,223) 1,066,670 1,564,188 497,518 1,185,040 1,089,050 95,990 (118,370) 475,138 593,508 110,000 110,000 (2,510) (2,510) 107,490 107,490 (10,880) 582,628 593,508 293,173 293,173 $ 282,293 875,801 $ 593,508 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Public works Capital outlay Total Expenditures DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES Transfers in NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR 92 STREETS FINAL Variance with BUDGET Actual Final Budget $ 3,229,100 2,524,177 $ (704,923) 452,860 455,138 2,278 26,180 10,784 (15,396) 20,000 149,635 129,635 3,728,140 3,139,734 (588,406) 1,897, 310 1,897,269 41 4,421,424 3,359,070 1,062,354 6,318,734 5,256,339 1,062,395 (2,590,594) (2,116,605) 473,989 567,830 567,830 (2,022,764) (1,548,775) 473,989 6,513,011 6,513,011 $ 4,490,247 4,964,236 $ 473,989 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Intergovernmental revenues EXPENDITURES Capital outlay NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR 93 TRANSPORTATION FINAL BUDGET ACTUAL VARIANCE $ 39,200 39;097 $ (103) 55,614 55,131 483 (16,414) (16,034) 380 16,400 16,400 $ 14 366 $ 380 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30, 2013 REVENUES Intergovernmental revenues EXPENDITURES Current General government Public works Community development Total Expenditures NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR HOME PROGRAM and COMMUNITY DEVELOPMENT BLOCK GRANTS FINAL BUDGET ACTUAL VARIANCE $ 1,604,733 1,100,182 $ (504,551) 94 1,583,163 1,078,612 504,551 21,570 21,570 1,604,733 1,100,182 504,551 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECT FUNDS CAPITAL PROJECT FUNDS Vehicle and Equipment This fund was established to account for the financing and replacement of vehicles and equipment for all funds of the City with the exception of the Enterprise Funds. Financing is primarily provided through transfers from other funds, interest earnings and sales of surplus property. Hutchins Street Square When the old Lodi High School burned down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High Site Foundation was established and this organization organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve This fund was established to account for the entire City's construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily by operating transfers from other funds and from State and Federal grants. Parks Capital This fund was established to account for the acquisition, construction and installation of capital facilities for the various city parks. 95 CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS - CAPITAL PROJECT FUNDS June 30, 2013 96 Vehicle and Hutchins Capital Outlay Parks ASSETS Eauj[ment _ Street Square Reserve Capital Total Cash and investments Restricted assets $ 2,481,432 2,181 4,631,451 1,607,808 $ 8,722,872 Receivables: 10,355 10,355 Accounts, net Interest 176,500 176,500 TOTAL ASSETS $ 2,481,432 2,181 2,571 893 3,464 _ 4,644,3771,785,201 $ 8---- 91 LIABILITIES Accounts payable and other liabilities Advances from other funds $ 88 189 287,002 269,551 $ 644,742 TOTAL LIABILITIES 88,189___1,842,5966 1,264,025 578,571 1,551,027 848,122 2,487,338 FUND BALANCES Restricted for: Capital projects 2,393,243 2,181 3,093;350 937,079 6,425,853 TOTAL LIABILITIES AND FUND BALANCES $ 2,481,432 =_ 2,181 4,644,377 1,785,201 $ 8,913,191 96 CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS - CAPITAL PROJECT FUNDS Year ended June 30, 2013 REVENUES Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Current Capital outlay Debt service: Bond issuance costs Advance refunding escrow Total expenditures DEFICIENCY OF REVENUE UNDER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Refunding bonds issued Payment to refunded bond escrow agent Total other financing sources (uses) NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Hutchins Vehicle and Street Equipment Square 16,420 16,420 Capital 2,265,195 Outlay Parks Reserve Capital 2,407 14,097 5,532 3,369 53,577 340,071 7,939 357,537 402,090 1,627,293 826,858 244,908 1,689,269 402,090 3,561,470 826,858 (385.670) (3,553,531) (469,321) 284,020 2,265,195 53,577 20,102,768 (19,847,510) 284,020 2,520,453 53,577 (101,650) (1,033,078) (415,744) 2,494,893 2,181 4,126,428 1,352,823 $ 2,393,243 2,181 3,093,350937,079 97 Total 16,504 8,901 356,491 381,896 2,856,241 244,908 1,689,269 4,790,418 (4,408,522) 2,602,792 20,102,768 (19,847,510) 2,858,050 (1,550,472) 7,976,325 $ 6,425,853 (This page intentionally left blank.) INTERNAL SERVICE FUNDS Internal Service Funds are maintained to account for the internal transfer of services between operating units of the City and to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Fleet Services This fund is used to account for the operation, maintenance and timely replacement of the City's fleet of vehicles which serve the transportation needs of all city departments. Benefits This fund is used to account for the following employee benefits: Dental Employee assistance program Chiropractic Employee recognition program Life/accidental insurance Unemployment insurance Medical Flexible spending program Vision Long Term Disability Insurance This fund is used to account for the following insurances: General Liability Workers' Compensation Other Insurance . • ASSETS Current assets: Cash and investments Receivables: Accounts, net Interest Inventory Noncurrent assets: Capital assets (net) Total current assets LIABILITIES Current liabilities: Accounts payable and other liabilities Self-insurance liability Accrued compensated absences Noncurrent liabilities: Self-insurance liability Accrued compensated absences Net OPEB obligation Total liabilities NET POSITION Net investment in capital assets Unrestricted (deficit) Total net position CITY OF LODI COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS June 30, 2013 Fleet 65,323 17,906 169,815 Services Benefits Insurance Total $ 55,979 1,088,103 11,593,365 $ 12,737,447 22,625 7,205,866 22,625 31 605 6,412 7,048 138,788 3,250,526 138,788 30,390 3,315,849 9,134,968 30,390 225,188 1,111,333 11,599,777 12,936,298 86,586 65,323 17,906 169,815 1,911,196 1,911,196 44,094 44,094 7,205,866 7,205,866 62,169 62,169 3,250,526 3,250,526 192,849 3,315,849 9,134,968 12,643,666 30,390 30,390 1,949 (2,204,516) 2,464,809 262,242 $ 32,339 (2,204,516) 2,464,809 $ 292,632 K1 OPERATING REVENUES Charges for services OPERATING EXPENSES Personnel services Supplies, materials and services Utilities Depreciation and amortization Claims TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUES Investment income Other revenues TOTAL NONOPERATING REVENUES Change in net position NET POSITION - BEGINNING OF YEAR NET POSITION - END OF YEAR CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS Year ended June 30, 2013 Fleet Services Benefits Insurance Total $ 1:575,842 7,999,931 3,108,504 $ 12,684,277 708,335 877,258 21,007 1,448 13,140 1,621,188 224,654 5,812,927 579,559 6,617,940 324,864 1,911,196 2,236,060 932,989 7,015,049 21,007 1,448 2,503,895 10,474,388 (45,346) 1,382,791 872,444 2,209,889 213 68 281 (45,065) 77,404 $ 32,339 101 1,321 33,037 34,358 1,417,149 (3,621,665) (2,204,516) 22,447 71,822 94,269 966,713 1,498,096 2,464,809 23,981 104,927 128,908 2,338,797 (2,046,165) $ 292,632 Cash flows from operating activities: Receipts from customers and users Receipts from interfund services provided Cash paid to suppliers for goods & services Payments to employees Net cash provided by (used for) operating activities Cash flows from investing activities: Interest on investments CITY OF LODI COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS Year ended June 30, 2013 Fleet (30,361) 1,047,314 1,608,385 Services Benefits Insurance Total $ 68 10,412 80,427 $ 90,907 1,575,842 7,999,931 3,108,504 12,684,277 (898,284) (6,739,091) (1,608,280) (9,245,655) (708,169) (224,654) 1,382,791 (932,823) (30,543) 1,046,598 1,580,651 2,596,706 182 716 27,734 28,632 Net increase (decrease) in cash and cash equivalents (30,361) 1,047,314 1,608,385 2,625,338 Cash and cash equivalents, beginning of year 86,340 40,789 9,984,980 10,112,109 Cash and cash equivalents, end of year $ 55,979 1,088,103 11,593,365 $ 12,737,447 Reconciliation of operating income (loss) to net cash provided by (used for) operating activities: Operating Income (loss) $ (45,346) 1,382,791 872,444 $ 2,209,889 Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities: Depreciation and amortization 1,448 1,448 Other revenues 68 33,037 71,822 104,927 Change in assets and liabilities: Decrease (increasse) in accounts receivable (22,625) 8,605 (14,020) Increase in inventory (9,619) (9,619) Increase (decrease) in accounts payable and other liabilities 22,740 24,462 (17,451) 29,751 Increase in compensated absences 166 166 Increase in self-insurance liability 645,231 645,231 Decrease in net OPEB obligation (371,067) (371,067) Net cash provided by (used for) operating activities $ (30,543) 1,046,598 1,580,651 $ 2,596,706 102 FIDUCIARY FUNDS Private -purpose Trust Funds These funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. Agency Fund This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman Districts and the Downtown and Cherokee Lane Districts. CITY OF LODI COMBINING STATEMENT OF FIDUCIARY NET POSITION PRIVATE -PURPOSE TRUST FUNDS June 30, 2013 Hutchins Street Library Square Bequest Total ASSETS Cash and Investments $ 273,411 1,506 $ 274,917 NET POSITION $ 273,411 1,506 $ 274,917 103 CITY OF LODI COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET POSITION PRIVATE -PURPOSE TRUST FUNDS Year ended June 30, 2013 ADDITIONS Investment income and donations DEDUCTIONS Current Library CHANGE IN NET POSITION NET POSITION, BEGINNING OF YEAR NET POSITION, END OF YEAR Library $ 20,267 Hutchins Street Square Bequest 3 $ 4,077 16,190 3 Total 20,270 4,077 16,193 257,221 1,503 258,724 $ 273,411 1,506 $ 274,917 104 CITY OF LODI STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCYFUND Year ended June 30, 2013 105 Special Assessments Balance Balance 7/1/12 Additions Deductions 6/30/13 ASSETS Cash and investments $ 366,130 509,708 478,854 $ 396,984 Interest receivable 535 223 535 223 TOTAL ASSETS $ 366,665 509,931 479,389$ 397,207 LIABILITIES Agency obligations $ 366,665 30,542 $ 397,207 105 (This page intentionally left blank.) STATISTICAL TABLES STATISTICAL SECTION The Statistical Section provides detailed information as a framework for understanding the information in the financial statements, notes and required supplementary information. This section presents additional data and analysis that may provide the reader with valuable insight regarding the demographics and the overall health of the City. Contents Pages Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being has changed over time. 108-113 Revenue Capacity These schedules contain information to help the reader assess the factors affecting the City's most significant local revenue source, the property tax. 114-119 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 120-126 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. 127-129 Operating Information These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the city provides and the activities it performs. 130-134 Sources Unless otherwise noted, the information in these schedules are derived from the comprehensive annual financial reports for the current year. 107 CITY OF LODI NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Dollar amounts in thousands) Business -type activities Net investment in capital assets $ 113,008 $ 109,582 $ 104,858 $ 100,233 $ 95,533 $ 98,109 $ Fiscal Year 77,494 $ 67,668 $ 64,214 Restricted 6,600 6,533 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 Governmental activities: 6,417 1,880 7,445 (7,511) Total business -type activities net position $ 134,435 $ 81,552 $ 76,032 $ 71,642 $ 60,085 $ 133,226 $ 113,089 $ Net investment in capital assets $ 106,828 $ 107,587 $ 114,165 $ 113,308 $ 115,036 $ 107,874 $ 110,815 $ 111,572 $ 106,293 $ 100,749 Restricted 12,601 16,176 14,894 13,233 13,492 15,043 15,044 14,526 13,465 11,205 Unrestricted 1,157 (3,606) (5,148) (6,110) (3,462) (4,162) (3,968) (8,838) (8,801) (9,437) Total governmental activities net position $ 120,586 $ 120,157 $ 123,911 $ 120,431 $ 125,066 $ 118,755 $ 121,891 $ 117,260 $ 110,957 $ 102,517 Business -type activities Net investment in capital assets $ 113,008 $ 109,582 $ 104,858 $ 100,233 $ 95,533 $ 98,109 $ 97,961 $ 77,494 $ 67,668 $ 64,214 Restricted 6,600 6,533 5,303 8,657 8,711 10,969 2,351 2,578 Unrestricted 14,827 (34,563) (34,129) (28,591) (35,448) 26,460 6,417 1,880 7,445 (7,511) Total business -type activities net position $ 134,435 $ 81,552 $ 76,032 $ 71,642 $ 60,085 $ 133,226 $ 113,089 $ 90,343 $ 77,464 $ 59,281 Primary government Net investment in capital assets $ 219,836 $ 217,169 $ 219,023 $ 213,541 $ 210,569 $ 205,983 $ 208,776 $ 189,066 $ 173,961 $ 164,963 Restricted 19,201 22,709 20,197 13,233 13,492 23,700 23,755 25,495 15,816 13,783 Unrestricted 15,984 (38,169) (39,277) (34,701) (38,910) 22,298 2,449 (6,958) (1,356) (16,948) Total primary government net position $ 255,021 $ 201,709 $ 199,943 $ 192,073 $ 185,151 $ 251,981 $ 234,980 $ 207,603 $ 188,421 $ 161,798 Source: City of Lodi Financial Services Division CITY OF LODI CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Dollar amounts in thousands) Program Revenues Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 Expenses Charges for services: 63,230 64,251 62,167 69,664 74,000 69,284 65,809 59,112 53,908 Governmental activities: General government $ 2,337 $ 1,718 $ 1,793 $ 2,184 $ 1,631 $ 1,544 $ 1,280 $ 1,232 $ 3,639 $ General government $ 8,943 $ 9,381 $ 8,262 $ 8,749 $ 9,451 $ 8,307 $ 7,853 $ 9,746 $ 9,958 $ 13,167 Public protection 25,930 25,432 25,113 27,186 27,110 25;531 23,328 22,105 22,253 19,162 Public works 10,546 10,248 9,305 10,462 10,464 12,224 10,599 13,229 12,377 11,868 Community development 1,050 1,003 973 1,114 1,323 2,027 2,130 2,290 54 49 Library 1,342 1,381 1,355 1,440 1,495 1,696 1,630 1,485 1,484 1,409 Parks and recreation 2,933 2,913 5.778 5,077 4,609 4,414 4,172 4,114 4,565 4,095 Interest and fiscal charges 416 1,033 1,075 1,105 1,134 1,166 1,201 1,234 1,617 1,267 Total governmental activities expenses 51,160 51,391 51,861 55,133 55,586 55,365 50,913 54,203 52,254 50,968 Business type activities: Business -type activities 55,703 4,971 9,119 11,381 6,007 10,192 17,122 7,038 (6,548) Electric 61,106 62,599 63,399 64,364 73,358 65,201 67,534 63,780 57,308 55,943 Wastewater 13,423 17,441 11,687 11,289 10,940 12,227 9,271 8,574 10,653 6,297 Water (34,877) 7,953 8,188 6,148 9,604 9,920 9,875 8,256 11,748 7,489 Transit 4,141 4,256 4,132 4,785 4,832 3,908 3,577 3,643 3,018 3,064 Total business -type activities expenses 43,793 92,249 87,406 86,586 98,734 91,256 90,257 84,253 82,727 72,793 Total primary government expenses $ 94,953 $ 143,640 $ 139,267 $ 141,719 $ 154,320 $ 146,621 $ 141,170 $ 138,456 $ 134,981 $ 123,761 Program Revenues Governmental activities: Charges for services: 63,230 64,251 62,167 69,664 74,000 69,284 65,809 59,112 53,908 52,899 General government $ 2,337 $ 1,718 $ 1,793 $ 2,184 $ 1,631 $ 1,544 $ 1,280 $ 1,232 $ 3,639 $ 3,144 Public protection 538 500 643 714 844 837 582 563 623 525 Public works 224 166 356 326 358 755 295 320 461 430 Community development 1,458 993 1,601 786 749 1,085 1,174 1,630 2,731 2,547 Library 44 43 47 48 44 53 53 54 49 50 Parks and recreation 1,404 1,241 1,245 1,269 1,158 851 1,007 918 833 679 Operating grants and contributions 2,341 2,300 2,236 1,927 1,951 2,305 2,589 2,587 2,195 2,321 Capital grants and contributions 4,216 5,025 6,737 5,122 10,822 4,717 6,975 14,631 17,559 13,894 Total governmental activities program revenues 12,562 11,986 14,658 12,376 17,557 12,147 13,955 21,935 25,359 21,043 Business -type activities: Charges for services: Electric 63,230 64,251 62,167 69,664 74,000 69,284 65,809 59,112 53,908 52,899 Wastewater 13,747 13,280 13,090 11,513 9,276 9,091 8,524 8,927 8,086 6,560 Water 12,441 12,083 11,940 11,716 11,787 11,350 10,040 8,343 7,713 6,007 Transit 185 186 195 217 251 278 401 386 340 244 Operating grants and contributions 5,178 4,214 3,983 3,449 3,653 3,381 2,621 3,377 2,731 2,547 Capital grants and contributions 4,715 3,206 5,150 1,408 5,774 8,064 19,984 11,146 3,401 8,268 Total business -type activities program revenues 99,496 97,220 96,525 97,967 104,741 101,448 107,379 91,291 76,179 76,525 Total primary government program revenues $ _112.058$ 109,206 $ 111,183 $ 110,343 $ 122,298 $ 113,595 121,334 $ 113,226 $ 10.1,538 $ 97,568 Net Governmental activities $ (38,598) $ (39,405) $ (37,203) $ (42,757) $ (38,029) $ (43,218) $ (36,958) $ (32,268) $ (26,895) $ (29,925) Business -type activities 55,703 4,971 9,119 11,381 6,007 10,192 17,122 7,038 (6,548) 3,732 Total primary government net expense $ 17,105 $ (34,434) $ (28,084) $ (31,376) $ (32,022) $ (33,026) $ (19,836) $ (25,230) $ (33,443) $ (26,193) (Continued) 109 CITY OF LODI CHANGES IN NET POSITION (Continued) LAST TEN FISCAL YEARS (Dollar amounts in thousands) Business -type activities: Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 General Revenues and Other Changes in Net Position: Litigation -environmental lawsuits proceeds 1,107 - 300 2,010 8,892 6,222 6,700 9,150 Governmental activities: Other 1,258 1,244 1,353 923 1,891 2,717 1,749 2,056 2,432 Taxes: Special item -forgiveness of debt Property $ 12,218 $ 12,103 $ 12,698 $ 12,836 $ 13,564 $ 13,838 $ 9,524 $ 8,031 $ 7,124 $ 7,188 Franchise taxes 8,735 8,712 8,692 8,658 8,357 9,338 9,609 8,721 8,918 8,381 Business license tax 1,524 1,628 1,246 1,242 1,190 1,140 1,082 973 982 874 Transient occupancy tax 546 486 426 382 405 396 380 368 352 317 Grants and contributions not restricted to specific programs 9,382 9,277 8,954 7,064 8,249 9,593 14,772 14,215 13,193 11,895 Investment earnings 44 132 133 155 467 1,008 874 328 150 125 Other 1,980 2,052 1,556 1,917 2,382 1,077 621 1,012 608 590 Special item -gain on sale of parkland 1,766 $ 7,870 321 (1,101) 17,001 27,377 19,182 26,62 ,919 Transfers 5,682 1,261 6,657 5,868 5,368 3,693 4,727 4,923 4,008 2,915 Total governmental activities 40,111 35,651 40,683 38,122 39,982 40,083 41,589 38,571 35,335 32,285 Business -type activities: Investment earnings 497 566 575 731 1,385 2,028 2,380 2,008 1,880 2,242 Litigation -environmental lawsuits proceeds 1,107 - 300 2,010 8,892 6,222 6,700 9,150 865 Other 1,258 1,244 1,353 923 1,891 2,717 1,749 2,056 2,432 2,635 Special item -forgiveness of debt Special item -swap termination (8.979) 15,277 Transfers (5,682) (1,261) (6,657) (5,868) (5,368) (3,693) (4,727) (4,923) (4,008) (2,915) Total business -type activities (2,820) 549 (4,729) (3,914) (9,061) 9,944 5,624 5,841 24,731 2,827 Total primary government $ 37,291 $ 36,200 $ 35,954 $ 34,208 $ 30,921 $ 50,027 $ 47,213 $ 44,412 $ 60,066 $ 35,112 Change in Net Position Governmental activities $ 1,513 $ (3,754) $ 3,480 $ (4,635) $ 1,953 $ (3,135) $ 4,631 $ 6,303 $ 8,440 $ 2,360 Business -type activities 52,883 5,520 4,390 7,467 (3,054) 20,136 22,746 12,879 18,183 6,559 Total primary government $ 54,396 $ 1,766 $ 7,870 2,832 (1,101) 17,001 27,377 19,182 26,62 ,919 Source: City of Lodi Financial Services Division 110 CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) $ 20,012 $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20,178 $ 21,044 $ 17,441 $ 14,684 $ 11,485_ Implemented GASB 54 during the 2011 fiscal year changing the presentation of fund balance. Source: City of Lodi Financial Services Division 111 Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 General Fund Reserved $ $ $ $ 389 $ 383 $ 1,150 $ 1,144 $ 1,321 $ 1,185 $ 1,296 Unreserved 3,896 3,383 4,159 5,175 3,048 1,507 157 Nonspendable 9 6 357 Committed 277 0 Assigned 65 50 136 Unassigned 7,614 6,233 5,654 Total General Fund $ 7,965 $ 6,289 $ 6,147 $ 4,285 $ 3,766 $ 5,309 $ 6,319 $ 4,369 $ 2,692 $ 1,453 All other governmental funds Reserved $ $ $ $ 7,801 $ 1,487 $ 1,932 $ 1,874 $ 1,138 $ 4,942 $ 3,778 Unreserved, reported in: Special revenue funds 963 6,540 7,433 6,651 6,271 1,400 534 Capital projects funds 3,649 5,217 5,504 6,200 5,663 5,650 5,720 Nonspendable 3 1 Restricted 12,556 15,017 13,786 Unassigned (512) (863) (846) Total all other governmental funds $ 12,047 $ 14,155 $ 12,940 $ 12,413 $ 13,244 $ 14,869 $ 14,725 $ 13,072 $ 11,992 $ 10,032 $ 20,012 $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20,178 $ 21,044 $ 17,441 $ 14,684 $ 11,485_ Implemented GASB 54 during the 2011 fiscal year changing the presentation of fund balance. Source: City of Lodi Financial Services Division 111 Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services Fines and forfeitures Investment and rental income Contributions and donations Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Public works Community development Library Parks and recreation Capital outlay Debt service: Interest and fiscal charges Principal payments Advance refunding escrow Total expenditures Excess (deficiency) of revenues Over (under) expenditures CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 $ 23,022 $ 22,928 $ 23,061 $ 23,118 $ 23,516 $ 24,712 $ 20,594 $ 18,094 $ 17,606 $ 16,908 921 686 954 520 431 683 717 1,020 2,511 2,021 14,625 15,289 16,865 12,579 13,229 14,980 19,892 25,491 22,834 16,657 3,880 3,427 3,946 4,116 3,329 4,757 4,696 3,848 9,404 4,479 1,632 1,357 1,407 1,444 1,416 1,321 1,245 1,173 1,190 1,085 1,389 1,264 817 923 922 1,312 998 707 753 537 2,370 2,254 689 4,180 3,776 3,826 3,598 3,440 3,691 3,412 1,078 813 799 1,093 1,762 822 304 653 458 473 46,547 45,764 48,538 43,793 44,605 48,587 48,446 50,986 54,756 42,160 8,522 8,820 7,667 7,666 8,431 9,545 8,893 8,345 10,858 10,815 26,282 25,249 24,489 24,466 24,716 23,979 22,211 20,863 20,351 17,491 4,532 4,174 3,715 4,383 4,657 5,842 5,587 7,827 7,361 7,303 1,111 1,037 969 1,013 1,341 2,006 2,062 1,847 1,411 1.381 1.357 1,322 1,500 1,673 1,588 1,468 1,420 1,356 2,370 2,254 4,127 4,180 3,776 3,826 3,598 3,440 3,691 3,412 6,271 2,961 9,377 5,108 6,791 4,207 3,526 7,232 9,508 10,041 483 1,039 1,081 1,110 1,139 1,170 1,205 1,238 1,645 1,245 245 630 752 725 789 898 900 892 855 759 1,689 52,916 47,545 53,534 49,973 53,140 53,146 49,570 53,152 55,689 52,422 (6,369) (1,781) (4,996) (6,180) (8,535) (4,559) (1.124) (2,166) (933) (10,262) 112 (Continued) CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS (continued) LAST TEN FISCAL YEARS (Dollar amounts in thousands) Source: City of Lodi Finance Services Division 113 Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 Other financing sources (uses): Transfers in 12,546 14,486 11,881 11,173 10,609 7,058 8,863 9,142 8,017 9,774 Transfers out (6,864) (11,348) (5,224) (5,305) (5,242) (3,365) (4,136) (4,219) (4,009) (6,859) Proceeds from sale of land 98 Capital lease proceeds Refunding bonds issued 20,103 124 883 Payment to refunded bond escrow agent (19,848) Total other financing sources (uses) 5,937 3,138 6,755 5,868 5,367 3,693 4,727 4,923 4,132 3,798 Special item- sale of parkland - 630 Net change in fund balances (432) 1,357 2,389 (312) (3,168) (866) 3,603 2,757 3,199 (6,464) Fund balances, beginning of year 20,444 19,087 16,698 17,010 20,178 21,044 17,441 14,684 11,485 17,949 Fund balances, end of year $ 20.012 $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20.178 $ 21,044 $ 17,441 $ 14,684 $ 11,485 Debt service as a percentage of noncapital expenditures 5.5% 3.9% 4.3% 4.3% 4.3% 4.4% 4.8% 4.9% 5.7% 5.0% Source: City of Lodi Finance Services Division 113 City of Lodi TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. Source: City of Lodi Financial Services Division 114 % Change 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2004 to Property $ 7,955 $ 7,861 $ 8,285 $ 8,342 $ 8,887 $ 9,210 $ 9,289 $ 7,676 $ 6,771 $ 6,948 2013 14% Sales & Use 9,350 9,246 8,663 6,873 8,028 9,296 10,137 9,812 9,183 8,533 10% Transient Occupancy 545 486 426 382 405 396 380 368 352 317 72% Franchise 1,758 1,734 1,715 1,681 1,415 976 929 890 821 800 120% Documentary Transfer 120 91 95 117 114 125 235 355 353 240 -50% Motor Vehicle in Lieu 4,143 4,151 4,317 4,377 4,784 4,797 4,635 41402 4,606 2,767 50% Public Protection 325 295 250 267 296 338 390 310 304 264 23% Business License 1,187 1,182 958 962 1,038 1,140 1,082 973 982 874 36% In Lieu Franchise 6,977 6,977 6,977 6,977 6,942 8,362 8,680 7,831 8,097 7,581 -8% Totals $ 32,360 $ 32,023 $ 31,686 $ 29,978 $ 31,909 $ 34,640 $ 35,757 $ 32,617 $ 31,469 $ 28,324 14% Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. Source: City of Lodi Financial Services Division 114 CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (Dollar amounts in thousands) Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% (1) All exemptions (secured, utility, and unsecured rolls) are homeowners - $64,112 and other- $263,671 =$327,783 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year; the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the the actual market value of taxable property and is subject to the limitations described above. Source: San Joaquin County Auditor -Controllers Office 115 2013 2012 2011 2010 Fiscal Year 2009 2008 2007 2006 2005 2004 Secured roll $ 4,737,807 $ 4,738,823 $ 4,907,588 $ 4,986,693 $ 5,156,706 $ 5,069,788 $ 4,799,141 $ 4,254,184 $ 3,877,398 $ 3,619,116 Utility roll 2,382 2,382 2,423 2,423 2,031 2,035 2,773 3,654 3,782 3,893 Unsecured roll 233,398 226,651 270,600 270,315 263,648 258,687 242,082 216,065 215,469 202,785 Gross assessed value 4,973,587 4,967,856 5,180,611 5,259,431 5,422,385 5,330,510 5,043,996 4,473,903 4,096,649 3,825,794 Less exemptions (1) 327,783 314,448 321,138 332,701 265,154 243,259 229,049 220,590 217,077 212,102 Net assessed value 4,645,804 4,653,408 4,859,473 4,926,730 5,157,231 5,087,251 4,814,947 4,253,313 3,879 572 3,613,692 Land 1,227, 969 1,264,884 1,322,830 1,345,815 1,562,729 1,537,554 1,431,203 1,226,293 1,107,776 1,027,462 Improvements 3,445,328 3,401,792 3,534,778 3,600,824 3,577,741 3,503,186 3,327,453 2,989,575 2,739,061 2,549,860 Personal property 300,290 301,180 323,003 312,792 281,915 289,770 285,340 258,035 249,812 248,472 Gross assessed value 4,973,587 4,967,856 5,180,611 5,259,431 5,422,385 5,330,510 5,043,996 4,473,903 4,096,649 3,825,794 Less exemptions (1) 327,783 314,448 321,138 332,701 265,154 243,259 229,049 220,590 217,077 212,102 Net assessed value $ 4,645,804 $ 4,653,408 $ 4,859,473 $ 4,926,730 $ 5,157,231 $ 5,087,251 $ 4,814,947 $ 4,253,313 $ 3,879,572 _$_3,613.L692 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% (1) All exemptions (secured, utility, and unsecured rolls) are homeowners - $64,112 and other- $263,671 =$327,783 Note: In 1978, the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year; the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only assessed at the time that it is sold to a new owner. At that point, the property being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data currently available with respect to the the actual market value of taxable property and is subject to the limitations described above. Source: San Joaquin County Auditor -Controllers Office 115 CITY OF LODI DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Rate per $100 of assessed value) Source: San Joaquin County Tax Collector 116 Basic Fiscal Countywide Year Levy School All Other Total 2013 1.0000 0.0646 0.0000 1.0646 2012 1.0000 0.0658 0.0000 1.0658 2011 1.0000 0.0626 0.0000 1.0626 2010 1.0000 0.0575 0.0000 1.0575 2009 1.0000 0.0517 0.0000 1.0517 2008 1.0000 0.0478 0.0000 1.0478 2007 1.0000 0.0478 0.0000 1.0478 2006 1.0000 0.0570 0.0000 1.0570 2005 1.0000 0.0311 0.0000 1.0311 2004 1.0000 0.0475 0.0000 1.0475 Source: San Joaquin County Tax Collector 116 CITY OF LODI PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND SEVEN YEARS AGO (Dollar amounts in thousands) Fiscal Year 2013 2006 Information for 2005 and 2004 is not available. Source: San Joaquin County Assessor's Office 117 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Lodi Memorial Hospital Assn $ 147,153 1 3.291 % General Mills 133,725 2 3.006 $ 152,102 1 3.768 % Pacific Coast Producers 80,933 3 1.820 43,068 2 1.067 Calif Physicians Service Corp 57,739 4 1.206 Cottage Bakery Inc 43,695 5 0.889 25,341 4 0.628 Westcore Vine LP 24,109 6 0.505 Costco 20,014 7 0.447 Dart Container Corp 18,573 8 0.382 17,625 8 0.437 Archer Daniels Midland Co Corp 17,188 9 0.367 Certainteed Corp 15,390 10 0.340 18,842 7 0.467 Pacific Coast Producers Corp. 34,267 3 0.849 Kristmont West 21,961 5 0.544 Parinehs Exchange 2004 LLC 19,539 6 0.484 Fountains at Lodi LLC 13,031 9 0.323 Panattoni, Carl D ETAL 12,984 10 0.322 Principal Secured Property Valuation 558,519 12.665 358,760 8.889 Other Secured Taxpayers 4,179:288 94.768 3,895,424 96.575 Exemptions relative to secured tax roll 327.783 7.433 220,590 5.464 Total Secured Property Valuation $ 4,410,024 100.000 % $ 4,033,594 100.000 % Information for 2005 and 2004 is not available. Source: San Joaquin County Assessor's Office 117 CITY OF LODI PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (Dollar amounts in thousands) 1) Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 118 Collected Within the Total Collections Fiscal Year of the Levy to Date Taxes Levied for Percent Percent Fiscal the Fiscal of of Year Year Amount Levy (1) Amount Levy 2013 $ 7,865 $ 7,865 100.0% $ 7,865 100.0% 2012 7,754 7,754 100.0% 7,754 100.0% 2011 8,143 8,143 100.0% 8,143 100.0% 2010 8,291 8,291 100.0% 8,291 100.0% 2009 7,966 7,966 100.0% 7,966 100.0% 2008 8,167 8,167 100.0% 8,167 100.0% 2007 8,170 8,170 100.0% 8,170 100.0% 2006 7,815 7,815 100.0% 7,815 100.0% 2005 7,057 7,057 100.0% 7,057 100.0% 2004 6,570 6,570 100.0% 6,570 100.0% 1) Per agreement with San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin County Auditor/Controller's Office 118 CITY OF LODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST EIGHT FISCAL YEARS Type of Customer Billed Accounts 2013 2012 2011 2010 2009 2008 2007 2006 City Accounts 204 195 197 189 189 187 186 184 Contract Large Industrial 5 5 Contract Medium Industrial 1 1 6 Contract Small Industrial 1 0 2 Domestic Residential 22,541 22,361 22,360 22,525 22,506 22,510 22,938 1 22,860 Domestic Mobile Home Park 13 13 13 13 13 13 13 13 Dusk to Dawn 88 92 89 89 92 92 95 95 Large Commercial 344 336 350 357 377 380 375 359 Large Industrial 40 38 40 39 37 32 33 33 Medium Industrial 11 9 9 9 8 8 10 13 Residental Low Income 2,582 2,531 2,258 2,193 1,847 1,943 2,003 1,910 Small Commerical 3,358 3,340 3,324 3,280 3,249 3,199 3,241 3,279 Small Industrial 9 11 11 10 10 9 9 9 Total 29,190 28,926 28,651 28,704 28,328 28,380 28,909 28,764 Information prior to the implementation of GASB 44 is not available. Source: City of Lodi Financial Services Division 119 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Governmental Activities Business -type Activities Details regarding the City's outstanding debt can be found in the Note 8 of these financial statements. (1) gee uemograpnlc and tconomlc z:itausucs taole tor personal Income and population. Source: City of Lodi Financial Services Division 120 Certificates Total Certificates Total Total Fiscal of Loan Notes Governmental of Notes Business -type Primary Percent of Personal Per Year Participation Payable Payable Activities Participation Payable Activities Government Income (1) Capita (1) 2013 $ 19,080 $ 245 $ 19,325 $ 164,790 $ $ 164,790 $ 184,115 9.43 % 2,926 2012 21,025 245 21,270 171,675 171,675 192,945 10.25 3,071 2011 21,655 245 21,900 177,150 177,150 199,050 10.58 3,186 2010 22,265 245 22,510 142,935 1,409 144,344 166,854 8.43 2,626 2009 22,855 245 23,100 147,175 1,585 148,760 171,860 8.74 2,714 2008 23,420 94 245 23,759 139,760 1,755 141,515 165,274 8.94 2,608 2007 23,975 187 245 24,407 121,675 1,918 123,593 148,000 8.12 2,335 2006 24,510 279 245 25,034 125,340 2,077 127,417 152,451 8.90 2,427 2005 25,030 368 245 25,643 126,615 2,230 128,845 154,488 9.43 2,473 2004 25,530 456 245 26,231 148,675 2,378 151,053 177,284 11.43 2,917 Details regarding the City's outstanding debt can be found in the Note 8 of these financial statements. (1) gee uemograpnlc and tconomlc z:itausucs taole tor personal Income and population. Source: City of Lodi Financial Services Division 120 CITY OF LODI RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1) Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 121 Percent of Certificates Less Amounts Assessed Fiscal of Available for Value (1) of Per Year Participation Debt Service Net Property Capita 2013 $ 19,080 $ 10 $ 19,070 0.4 % 303.04 2012 21,025 1,692 19,333 0.4 307.73 2011 21,655 1,692 19,963 0.4 319.55 2010 22,265 1,692 20,573 0.4 323.73 2009 22,855 1,692 21,163 0.4 334.26 2008 23,420 1,692 21,728 0.4 342.92 2007 23,975 1,692 22,283 0.4 351.49 2006 24,510 1,692 22,818 0.5 363.25 2005 25,030 1,692 23,338 0.6 373.61 2004 25,530 1,692 23,838 0.6 392.27 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1) Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 121 CITY OF LODI LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollar amounts in thousands) Total net debt applicable to the limit as 10.8% 10.9% 10.8% 11.0% 10.8% 11.2% 12.2% 14.1% 15.7% 17.2% a percent of debt limit The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the Slate of California for local governments located within the state. ( 1) Reflects City assessed valuation with other exemptions of S263.671 deducted for 2013 Source: San Joaquin County Auditor -Controller's Office 122 FISCAL YEAR 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 Assessed valuation (1) $ 4,709,916 $ 4,718,766 $ 4,926,130 $ 4,995,362 $ 5,227,580 $ 5,159,269 $ 4,887,074 $ 4,325,000 $ 3,951,862 $ 3,686,227 Conversion percentage 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% Adjusted assessed valuation 1,177,479 1,179,692 1,231,533 1,248,841 1,306,895 1,289,817 1,221,769 1,081,250 987,966 921,557 Debt limit percentage 15% 15% 15% 15% 15% 15% 15% 15% 15% 15% Debt Limit 176,622 176,954 184,730 187,326 196,034 193,473 183,265 162,188 148,195 138,234 Total net debt applicable to limit 19,070 19,333 19,963 20,573 21,163 21,728 22,283 22,818 23,338 23,838 Legal debt margin $ 157,552 $ 157,621 $ 164,767 $ 166,753 $ 174,871 $ 171,745 $ 160,982 $ 139,370 $ 124,857 $ 114,396 Total net debt applicable to the limit as 10.8% 10.9% 10.8% 11.0% 10.8% 11.2% 12.2% 14.1% 15.7% 17.2% a percent of debt limit The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the Slate of California for local governments located within the state. ( 1) Reflects City assessed valuation with other exemptions of S263.671 deducted for 2013 Source: San Joaquin County Auditor -Controller's Office 122 CITY OF LODI DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT June 30, 2013 OVERLAPPING DEBT: San Joaquin Community College District Lodi Unified School District San Joaquin County Certificates of Participation Lodi Unified School District Certificates of Participation SUBTOTAL OVERLAPPING DEBT DIRECT DEBT: City of Lodi Certificates of Participation City of Lodi - Note payable SUBTOTAL DIRECT DEBT TOTAL DIRECT AND OVERLAPPING DEBT(2) 2012-13 Assessed Valuation 2012-13 Population DEBT RATIOS (1) Percent of overlapping agency's assessed valuation located within the boundaries of the City. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Auditors -Controller Office State of California, Department of Finance, Demographic Research Unit 123 Percentage City's Share Total Debt Applicable (1) of Debt $ 125,821,425 8.865 % $ 11,154,069 94,740,000 37.209 35,251,807 161,110, 000 9.821 15,822,613 39,800,000 37.209 14,809,182 77,037,671 19,080,000 100.00 19,080,000 245,000 100.00 245,000 19,325,000 $ 96,362,671 $ 4,973,587,000. 62,930 Per Capita Value Total Gross Debt $ 96,362,671 $ 1,531 1.94% (1) Percent of overlapping agency's assessed valuation located within the boundaries of the City. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Auditors -Controller Office State of California, Department of Finance, Demographic Research Unit 123 CITY OF LODI PLEDGED -REVENUE COVERAGE LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest Total Coverage Electric Revenue Certificates of Participation 2013 $ 63,974 $ 51,209 $ 12,765 $ 4,575 $ 3,839 $ 8,414 1.52 2012 65,220 50,164 15,056 3,270 4,021 7,291 2.07 2011 63,307 48,397 14,910 3,080 4,152 7,232 2.06 2010 70,288 49,949 20,339 2,920 4,274 7,194 2.83 2009 75,195 58,370 16,825 5,240 4,720 9,960 1.69 2008 74,923 54,437 20,486 2,305 3,961 6,266 3.27 2007 67,865 52,984 14,881 2,350 3,977 6,327 2.35 2006 61,066 51,131 9,935 - 3,613 3,613 2.75 2005 60,793 44,252 16,541 5,895 3,146 9,041 1.83 2004 56,347 45,045 11,302 2,150 3,261 5,411 2.09 Source: City of Lodi Financial Services Division continued 124 CITY OF LODI PLEDGED -REVENUE COVERAGE (continued) LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest Total Coverage Wastewater Certificates of Participation 2013 $ 14,305 $ 5,674 $ 8,631 $ 1,500 $ 2,560 $ 4,060 2.13 2012 13,787 6,659 7,128 1,430 2,688 4,118 1.73 2011 16,508 5,972 10,536 1,370 2,748 4,118 2.56 2010 12,284 6,180 6,104 1,320 2,832 4,152 1.47 2009 10,764 5,921 4,843 1,270 2,882 4,152 1.17 2008 10,530 6,189 4,341 1,355 2,334 3,689 1.18 2007 9,881 5,287 4,594 1,315 2,017 3,332 1.38 2006 9,865 4,886 4,979 1,275 2,056 3,331 1.49 2005 9,232 4,781 4,451 540 2,210 2,750 1.62 2004 7,211 4,385 2,826 175 715 890 3.18 Source: City of Lodi Financial Services Division continued 125 CITY OF LODI PLEDGED -REVENUE COVERAGE (continued) LAST TEN FISCAL YEARS (Dollars amounts in thousands) Includes all nongeneral obligation long term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in the Note 8 of these financial statements (1) and other revenue. (2) depreciation and amortization. Net of Build America Bonds interest subsidy. Source: City of Lodi Financial Services Division 126 Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest (3) Total Coverage Water Certificates of Participation 2013 $ 13,367 $ 6,899 $ 6,468 $ 800 $ 1,535 $ 2,335 2.77 2012 13,275 5,392 7,883 775 1,530 2,305 3.42 2011 14,051 5,662 8,389 1,409 874 2,283 3.67 Includes all nongeneral obligation long term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in the Note 8 of these financial statements (1) and other revenue. (2) depreciation and amortization. Net of Build America Bonds interest subsidy. Source: City of Lodi Financial Services Division 126 CITY OF LODI DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Personal income is the income received by all persons from all sources. Personal income is the sum of net earnings by place of residence, rental income of persons, personal dividend income, personal interest income, and personal current transfer receipts. Per capita personal income is calculated as the personal income of residents of a given area divided by the resident population of the area. In computing per capita personal income, Bureau of Economic analysis uses the Census Bureau's annual midyear population estimates. Source: State of California, Department of Finance, Demographic Reseach Unit and Department of Labor. 127 Personal Per Population San Joaquin Population Rank in Size Income Capita Fiscal Square City Percent County Percent of California (millions of Personal Unemployment Year Miles Population Change Population of County Cities dollars) Income Rate 2013 13.92 62,930 0.2% 698,414 9.0% 137 $ 1,952 31,013 9.0% 2012 13.92 62,825 0.8% 695,750 9.0% 136 1,931 30,732 11.3% 2011 13.92 62,473 0.6% 690,899 9.0% 135 1,882 30,132 13.4% 2010 13.92 63,549 0.6% 694,293 9.2% 136 1,980 31,166 13.3% 2009 13.92 63,313 -0.1% 689,480 9.2% 135 1,967 31,071 12.2% 2008 13.92 63,362 -0.1% 685,600 9.2% 133 1,849 29,178 7.1% 2007 13.17 63,395 0.9% 679,687 9.3% 129 1,822 28,743 6.1% 2006 12.81 62,817 0.6% 668,265 9.4% 131 1,713 27,272 5.5% 2005 12.81 62,467 2.8% 653,333 9.6% 131 1,639 26,239 5.9% 2004 12.79 60,769 0.4% 630,600 9.6% 130 1,551 25,527 6.5% Personal income is the income received by all persons from all sources. Personal income is the sum of net earnings by place of residence, rental income of persons, personal dividend income, personal interest income, and personal current transfer receipts. Per capita personal income is calculated as the personal income of residents of a given area divided by the resident population of the area. In computing per capita personal income, Bureau of Economic analysis uses the Census Bureau's annual midyear population estimates. Source: State of California, Department of Finance, Demographic Reseach Unit and Department of Labor. 127 CITY OF LODI PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO Employer Employees Lodi Unified School District 3,650 Lodi Memorial Hospital 1,320 Pacific Coast Producers 1,000 Blue Shield 778 Cottage Bakery 509 General Mills 435 City of Lodi 377 Walmart 230 Farmers & Merchants Bank 190 Target 160 Valley Industries 1 CertainTeed 2 Total 8,649 Current Nine Years Ago Percent Percent of Total City of Total City Rank Employment Employees Rank Employment 1 13.97 % 2,940 1 11.25 % 2 5.05 1,121 2 4.29 3 3.83 800 3 3.06 4 2.98 5 1.95 6 1.67- 500 4 1.91 7 1.44 428 5 1.64 8 0.88 340 7 1.30 9 0.73 310 8 1.19 10 0.61 189 9 0.72 360 6 1.38 106 10 0.41 33.11 7,094 27.15 Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30, 2006. 128 CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT LAST TEN FISCAL YEARS Fiscal Year 2013 2012 2011` 2010 2009 2008 2007 2006 2005 2004 Department: Administration 10 12 13 31 32 19 35 33 37 36 Community Development 9 9 13 13 13 14 18 17 17 17 Electric 40 40 41 51 50 48 64 65 52 52 Financial Services 24 26 39 30 28 38 38 Fire 53 54 64 64 64 64 64 61 68 61 Internal Services 31 29 35 Library 11 12 14 14 14 14 16 14 15 15 Parks & Recreation 31 31 30 34 31 34 34 Parks, Recreation and Cultural Services 27 29 37 Police 104 103 125 125 125 125 116 117 117 116 Public Works 92 93 98 102 102 107 114 99 111 110 Total 377 381 440 455 457 460 491 465 489 479 Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks & Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 129 General government: Building permits issued Business tax certificates: Retail sales and service Manufacturers and processors Professions Miscellaneous contractors, peddlers, delivery vehicles, etc. Utility billing/customer service: Number of customers Energy sales (KWH) Peak demand (MW) Public safety: Police: Major reported crimes Total arrests Dispatched calls for service Fire: Interior structure fire calls Non-structural fire calls Hazardous materials calls Emergency medical calls Total emergency calls Total number of units dispatched Public works: Miles of streets resurfaced Fleet job orders completed Trees planted Water utility: New connections Water main breaks Wastewater utility: Average daily treatment (million gal/day) Library: Registered borrowers Circulation of library materials Reference, research and informational questions answered Annual attendance at libraries Number of programs offered Annual attendance at programs Public access computer usage CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT (continued) LAST EIGHT FISCAL YEARS 2,643 3,573 2,885 Fiscal Year 2,454 2,993 3,096 2013 2012 2011 2010 2009 2008 2007 2006 1,578 1,461 2,022 1,709 1,754 1,851 2,317 2,699 2,526 2,485 2,530 2,406 2,496 2,442 2,632 2,565 78 77 76 80 82 78 78 125 362 364 371 373 380 398 404 322 1,456 1,362 1,357 1,312 1,411 1,063 1,127 533 23,927 23,761 23,575 25,573 25,555 25,555 25,712 25,655 435,822,465 435,655,731 421,130,329 434,200,987 452,075,554 450,407,709 458,740,745 459,637,092 122 116 116 120. 134 134 144 127 2,643 3,573 2,885 2,377 2,454 2,993 3,096 3,234 3,825 4,350 4,410 4,238 4,646 5,590 5,463 5,162 50,124 46,756 52,061 51,870 56,391 55,911 53,686 55,937 67 57 56 47 69 88 79 66 209 163 121 123 123 160 163 158 58 41 69 70 70 35 27 26 3,882 3,820 3,752 3,494 3,364 3,420 3,213 2,912 5,823 5,620 5,753 5,385 5,392 5,346 5,000 4,447 7,954 7,855 7,835 7,390 7,038 7,841 7,005 6,055 6 6 6 3 6 5 4 33 1,803 1,953 2,810 3,303 3,921 3,520 6,938 5,608 131 96 130 95 8 7 8 17 17 35 110 266 14 10 8 6 4 4 10 8 5.10MG 6.5MG 6.5MG 6.5MG 6.5MG 6.5MG 6.9MG 6.7MG 51,594 47,147 43,927 39,199 53,530 48,969 44,558 52,779 215,293 217,742 248,250 251,967 219,711 280,466 273,270 281,216 16,270 14,463 16,234 16,501 15,379 19,257 18,854 17,342 224,762 222,148 210,279 207,123 n/a 296,793 288,070 287,986 407 432 388 344 316 348 339 320 14,443 12,993 13.133 10,676 8,765 11.242 10,700 10,872 45,871 47,428 58,990 52,124 38,388 38,999 35,260 29,896 130 (Continued) Community center: Community center bookings Instructional classes Registered students Yearly attendance Parks and recreation: After school program registration (number of participants/sites) Adult sports Program/Participation Programs offered Partnerships Tournaments Youthr een sports Program attendance Programs offered Aquatics Program attendance Number of programs Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30. 2006. Information prior to the implementation of GASS 44 is not available. Source: City of Lodi CITY OF LODI OPERATING INDICATORS BY FUNCTION/PROGRAM/DEPARTMENT (continued) LAST EIGHT FISCAL YEARS 3,643 3,889 4,251 Fiscal Year 24 16 23,414 34,366 2013 2012 2011 2010 2009 2008 2007 2006 718 698 926 789 475 494 302 220 580 307 536 583 507 530 478 509 2,819 3,713 3,438 3,525 3,316 5,550 3,548 4,369 13,925 13,925 14,217 13,355 14,050 14,410 14,429 15,369 1,715/20 3,232/20 1,920/4 1,920/4 1,920/4 3,014/4 145,000/12 135,000/12 2,246 2,420 2.528 2,528 2,284 28,000 36,000 36,000 16 15 16 16 13 11 11 11 2 3 5 5 1 3 3 5 6 12 7 7 10 10 20 20 3,643 3,889 4,251 19 24 16 23,414 34,366 32,566 13 25 13 131 4,251 215,000 195,000 200,000 200,000 16 24 14 14 20 32,566 2,433 50,000 59,000 59,000 13 6 3 8 6 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTIONlPROGRAM/DEPARTMENT (continued) LAST NINE FISCAL YEARS (Continued) 132 Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 General government: Total square miles 13.92 13.92 13.92 13.92 13.92 13.92 13.17 12.81 12.81 Public safety: Police: Facilities: Stations 1 1 1 1 1 1 1 1 1 Animal control facility 1 1 1 1 1 Police training facility (pistol range) 1 1 1 1 1 1 1 1 1 1 1 1 1 Vehicles: Marked patrol cars 23 23 23 23 25 25 25 28 28 Motorcycles and scooters 5 5 5 5 5 5 5 4 1 Animal control vehicles 2 2 2 2 2 2 2 3 3 Other automobiles 37 37 37 37 38 40 41 41 41 Fire: Facilities: Fire stations 4 4 4 4 4 4 4 4 4 Vehicles: Fire engines 6 6 7 7 7 6 6 5 5 Trucks/Trailers 6 5 5 6 6 9 8 7 7 Other automobiles 11 9 8 10 12 7 10 11 11 Public works: Miles of streets 202 202 202 202 202 200 184 198 100 Miles of alley ways 16 16 16 16 16 16 16 16 14 Traffic signals 67 67 67 62 62 64 66 64 60 Street lights 7,270 7,270 7,270 7,270 7,270 7,270 7,270 7,203 6,995 (Continued) 132 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAWDEPARTMENT (continued) LAST NINE FISCAL YEARS Parks and recreation: Parks and squares Park acreage Boating facilities - launch lanes Senior center Community Centers Swimming pools Baseball/softball diamonds Tennis courts Skateboard park Playgrounds Ballpark Soccer Field Football Field Handball/Basketball/Volleyball Courts/Bocce Courts Horseshoe Pits Library: Central library Total items in collection Integrated library system Microfilm readers Microfilm readers/printers Self check out machines Electric utility: Overhead lines 12kv (miles) Overhead lines 60kv (miles) Underground lines (miles) Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 26 26 26 26 26 23 23 23 23 361 373 373 373 371 275 275 275 275 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 4 4 4 4 4 3 3 3 3 20 24 24 24 24 26 26 26 26 11 11 11 11 11 11 11 11 11 1 1 1 1 1 1 1 1 1 20 22 25 25 25 22 22 22 22 24 24 24 24 24 26 26 26 26 22 22 22 22 22 22 22 22 22 1 1 1 1 1 3 3 3 3 12 10 10 10 10 8 8 8 8 8 8 6 6 6 7 10 10 10 1 1 1 1 1 1 1 1 1 149,243 135,113 134,804 130,530 135,197 142,885 142,098 134,129 137,673 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 0 1 1 1 133 133 133 130 130 130 129 129 129 14 14 13 13 13 13 13 13 13 159 159 157 155 154 153 151 151 151 133 (Continued) Water utility: Water main lines Water storage capacity (gallons) Water wells Water reservoirs Wastewater utility: Wastewater main lines (miles) Treatment capacity Wastewater treatment plant Stormwater utility: Stormwater main drain lines (miles) Stormwater pump stations Central parking district: Parking structure Parking spaces Parking lots CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAMMEPARTMENT (continued) LAST NINE FISCAL YEARS Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30, 2006. Information prior to 2005 is not readily available. Source: City of Lodi Departments 134 Fiscal Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 236 236 236 237 233 233 238 235 230 4,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 28 27 27 26 26 26 26 26 25 3 2 2 2 2 2 2 2 2 196 196 196 191 194 194 189 182 182 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 1 1 1 1 1 1 9 1 1 124 124 124 124 161 119 161 115 114 14 14 14 14 14 14 14 13 14 1 1 1 1 1 1 1 1 1 2,453 2,453 2,453 2,453 2,453 2,453 2,453 2,453 2,453 25 25 25 25 25 25 25 25 25 Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30, 2006. Information prior to 2005 is not readily available. Source: City of Lodi Departments 134 SINGLE AUDIT REPORTS CITY OF LODI SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30, 2013 Federal Grantor Pass-through Grantor or Direct Program Title U.S. Department of Housing and Urban Development Direct: Community Development Block Grants/Entitlement Grants - 2010-11 Program Year Community Development Block Grants/Entitlement Grants - 2011-12 Program Year Community Development Block Grants/Entitlement Grants - 2012-13 Program Year Total Community Development Block Grants/Entitlement Grants Passed through State of California Department of Housing and Community Development: Home Investment Partnerships Program Home Investment Partnerships Program - prior year loans with continuing compliance requirements Total Home Investment Partnerships Program Passed through California State University of Fresno: Sustainable Communities Planning Grant Total U.S. Department of Housing and Urban Development U.S. Department of Justice Direct: ARRA - Public Safety Partnership and Community Policing Grants Edward Byrne Memorial Justice Assistance Grant Program Total U.S. Department of Justice CFDA Grant/Project Number Number Expenditures 14.218 B -10 -MC -06-0038 $ 138,959 14.218 B -11 -MC -06-0038 284,498 14.218 B -12 -MC -06-0038 522,310 945,767 14.239 09 -HOME -6271 21,570 14.239 09 -HOME -6271 44,707 66,277 14.703 CARIP0004-10 132,845 $ 1,144,889 16.710 2009-RK-WX-0151 250,449 16.738 2010 -DJ -BX -0941 2,374 $ 252,823 See accompanying notes. to the schedule of expenditures of federal awards. 135 CITY OF LODI SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Federal Grantor Pass-through Grantor or Direct Program Title U.S. Department of Transportation Direct: Federal Transit - Formula Grants Federal Transit - Formula Grants Federal Transit - Formula Grants Federal Transit - Formula Grants Federal Transit - Formula Grants ARRA - Federal Transit - Formula Grants Total Federal Transit - Formula Grants Passed through California Department of Transportation: Highway Planning and Construction Passed through State of California Office of Traffic Safety State and Community Highway Safety State and Community Highway Safety Total State and Community Highway Safety Alcohol Impaired Driving Countermeasures Incentive Grants I Minimum Penalties for Repeat Offenders for Driving While Intoxicated Passed through University of Berkeley: Minimum Penalties for Repeat Offenders for Driving While Intoxicated Passed through City of Stockton: Minimum Penalties for Repeat Offenders for Driving While Intoxicated Total Minimum Penalties for Repeat Offenders for Driving While Intoxicated Total U.S. Department of Transportation Total Federal Awards CFDA Grant/Project Number Number Expenditures 20.507 CA -95-X169-00 $ 1,839,790 20.507 CA -90-Y565-00 80,656 20.507 CA -90-Y634-00 37,100 20.507 CA -90-Y736-00 71,181 20.507 CA -90-Z094-00 1,255,425 20.507 CA -96-X052-01 402,537 3,686,689 20.205 STPL-5154(040) 160,739 20.600 DD1331 17,379 20.600 PT1357 36,768 54,147 20.601 20564 25,570 20.608 PT1357 9,371 20.608 SC 11230 58,743 20.608 AL1160 18,861 86,975 4,014,120 $ 5,411,832 See accompanying notes to the schedule of expenditures of federal awards. 136 CITY OF LODI NOTES TO THE SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30, 2013 NOTE 1 — GENERAL The accompanying Schedule of Expenditures of Federal Awards (SEFA) for the year ended June 30, 2013, presents the activity of all federal award programs of the City of Lodi, California (City). The City reporting entity is defined in Note 1 of the City's basic financial statements. All federal awards received directly from federal agencies, as well as federal awards passed through other government agencies, are included in the SEFA. NOTE 2 — BASIS OF ACCOUNTING The accompanying SEFA is presented using the modified accrual basis of accounting for grants accounted for in governmental fund types and the full accrual basis of accounting for grants accounted for in proprietary fund types, as described in Note 1 of the City's basic financial statements. NOTE 3 — CATALOG OF FEDERAL DOMESTIC ASSISTANCE The CFDA numbers included in the accompanying SEFA were determined based on the program name, review of grant contract information and Office of Management and Budget's Catalog of Federal Domestic Assistance. NOTE 4 — LOAN PROGRAM The City participates in certain federal award programs that sponsor revolving loan programs, which are administered by the City. These programs maintain servicing and trust arrangements with the City to collect loan repayments. The funds are returned to the programs upon repayment of the principal and interest and programs funded by these repayments are reported as expenditures in the SEFA. The federal government has imposed certain continuing compliance requirements with respect to the loans rendered under the programs. In accordance with Subpart B, Section 205 of the Office of Management and Budget Circular A-133, the City has reported the value of total outstanding and new loans made during the current year. The following is a summary of the loan program balances and activities that have continuing compliance requirements at June 30, 2013. Program Title Home Investment Partnerships Program June 30, 2013 CFDA Loans Number Outstanding 14.239 $ 44,707 137 Prior Year Loans With Continuing Fiscal Year Compliance 2013 Loan Requirements Disbursements $ 44,707 $ - Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland LA/Century City Newport Beach INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER San Diego MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Seattle The Honorable Members of City Council City of Lodi, California We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (City), as of and for the year ended June 30, 2013, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated December 2, 2013. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that were not identified. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. We did identify a deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2013-1 that we consider to be a significant deficiency. 138 w v w.m9ocpa.com Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. City's Response to Findings The City's response to the finding identified in our audit is described in the accompanying schedule of findings and questioned costs. The City's response was not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on it. Purpose of the Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. ..�/'1'��.�.r�-cmc. �. �- t✓ �C�,� -�-C-� ..��i Sacramento, California December 2, 2013 139 Sacramento 3000 S Street, Suite 300 Certified Public Accoun ts. Sacramento, CA 95816 9tb.92s.aa00oo Walnut Creek INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH REQUIREMENTS THAT COULD HAVE A DIRECT AND MATERIAL Oakland EFFECT ON EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH WCenturyCity OMB CIRCULAR A-133 Newport Beach The Honorable Members of City Council City of Lodi, California San Diego Report on Compliance for Each major Federal Program Seattle We have audited the City of Lodi's compliance with the types of compliance requirements described in the OMB Circular A-133 Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2013. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with the requirement's of laws, regulations, contracts, and grants applicable to its federal programs. Auditor's Responsibility Our responsibility is to express an opinion on compliance for each of the City's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audits of States, Local Governments, and Non -Profit Organizations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the City's compliance. Opinion on Each Major Federal Program In our opinion, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2013. 140 www.:ngocpa.corn Report on Internal Control over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the City's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with OMB Circular A-133, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that were not identified. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, we identified a deficiency in internal control over compliance, as described in the accompanying schedule of findings and questioned costs as item 2013-1, that we consider to be a significant deficiency. The City's response to the internal control over compliance finding identified in our audit is described in the accompanying schedule of findings and questioned costs. The City's response was not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the response. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of OMB Circular A-133. Accordingly, this report is not suitable for any other purpose. Sacramento, California December 2, 2013 141 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED JUNE 30, 2013 Section I — Summary of Auditor's Results Financial Statements: Type of auditor's report issued: Unmodified Internal control over financial reporting: ■ Material weaknesses identified? No ■ Significant deficiencies identified that are not considered to be material weaknesses? Yes Noncompliance material to financial statements noted? No Federal Awards: Internal control over major programs: ■ Material weaknesses identified? No ■ Significant deficiencies identified that are not considered to be material weaknesses? Yes Type of auditor's report issued on compliance for major programs: Unmodified Any audit findings disclosed that are required to be reported in accordance with section 510(a) of Circular A-133? Yes 142 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Identification of major programs: Federal Program Title CFDA No. ARRA — Public Safety Partnership and Community Policing Grants 16.710 Federal Transit — Formula Grants (ARRA and non -ARRA) 20.507 Dollar threshold used to distinguish between type A and type B programs: Auditee qualified as low-risk auditee? Reference Number: 2013-1 $300,000 Yes Section II — Financial Statement Findings Criteria: Pursuant to Subpart C, section .300(d) of Office of Management and Budget (OMB) Circular A-133, Audits, of States, Local Governments, and Non -Profit Organizations, the auditee shall prepare appropriate financial statements, including the schedule of expenditures of federal awards in accordance with section .310." Per Section 310(b)(3), "the schedule of expenditures of federal awards shall provide total Federal awards expended for each individual Federal program and the Catalog of Federal Domestic Assistance (CFDA) number or other identifying number when the CFDA information is not available." Condition: The expenditures for the Public Safety Partnership and Community Policing Grants were not properly reported on the first draft of the schedule of expenditures of federal award (SEFA). The City had included the matching expenditures as federal expenditures, thus overstating the federal expenditures by $238,922. Questioned Costs: There are no questioned costs. Effect: The City inaccurately prepared the SEFA by overstating federal expenditures, which required an audit adjustment to correct. In addition, the City exposed itself to the risk of an incorrect assessment of major programs. 143 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Cause: It appears that there was no formal review of federal expenditures reported on the SEFA. Recommendation: It is recommend that the City develop written policies and procedures that document the process for measuring and reporting federal expenditures as it pertains to the SEFA and Federal Audit Clearinghouse Data Collection Form (SF -SAC) pursuant to the requirements of OMB Circular A-133. The new policies and procedures should provide staff with the proper guidelines on the reporting requirements and provide a framework for ensuring consistency and continuity in the identification and reporting of federal expenditures. Management Response and Corrective Action: Staff will develop written policies and procedures as recommended. The City is also in the process of implementing a new ERP system that has a specialized grant and project accounting system that will ensure proper reporting and tracking of all the grants received by the City. See Finding 2013-1 above. Section [II — Federal Award Findings and Questioned Costs 144 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED JUNE 30, 2013 Financial Statement Findings Reference Number: 2012-A Criteria: Under generally accepted accounting principles, internal service funds are expressly designed to function as cost -reimbursement devices. That is, an internal service fund is simply a means of accumulating costs related to a given activity on an accrual basis so that the costs can subsequently be allocated to the benefitting funds in the form of fees and charges. Condition: The City is not charging City funds their share of the City's Other Post Employment Benefits (OPEB) costs accumulating in its Benefits Internal Service Fund. Context: The Benefits Internal Service Fund's net deficit balance was $1,078,724, $1,930,874, $2,934,664, and $3,621,665 as of June 30, 2009, 2010, 2011, and 2012, respectively. Effect: This condition resulted in an increase of $687,001 in the net deficit of the Benefits Internal Service Fund during the year ended June 30, 2012. Cause: The City is only charging City fiends their share of the City's OPEB costs that it has chosen to pay under a pay-as-you-go basis. Recommendation: Under generally accepted accounting principles, the City needs to charge City funds their share of the OPEB cost incurred in its Benefits Internal Service Fund as opposed to limiting the charges to those costs actually paid. Management Response and Corrective Action: The City's practice of reflecting the total liability and expense of the Other Post Employment Benefits (OPEB) program in the Benefits Internal Service Fund enhances transparency in reporting by showing the impact of this reporting requirement in one location. The deficit net assets will continue until the City fully funds the actuarially calculated liability and expense that it is required to record. Staff will bring forward the deficit amount each budget cycle for Council consideration. Status: For the year ended June 30, 2013, the City addressed our recommendation to develop a plan to begin charging funds and/or departments their share of the Benefits Internal Service Fund's expenses, and as a result the net deficit balance of the Benefits Internal Service Fund decreased from $3,621,665 to $2,204,516. The City will continue to address this deficit during its annual preparation of the City budget. Therefore, we consider our recommendation implemented and will continue to monitor this issue in future audits. 145 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Federal Award Findings and Questioned Costs Reference Number: 2012-1 Federal Program Title: ARRA — Public Safety Partnership and Community Policing Grants Federal Catalog Number: 16.710 Federal Award Number and Year: 2009-RK-WX-0151; 2009 Federal Agency: U.S. Department of Justice Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .41, Financial Reporting (b) Financial Status Report — (1) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all nonconstruction grants and for construction grants when required in accordance with paragraph Section .41(e)(2)(iii) of this section. (4) Due Date. When reports are required on a quarterly or semiannual basis, they will be due 30 days after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. The Office of Community Oriented Policing Services within the U.S. Department of Justice requires the financial status report (SF -425) to be submitted on a quarterly basis. The SF -425, Federal Financial Report, replaces SF -269 and SF -269A. Per OMB memorandum M-09-21, Implementing Guidance for the Reports on Use of Funds Pursuant to the American Recovery and Reinvestment Act of 2009 dated June 22, 2009, Section 2. 1, Section 1512 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the 10`h day after the end of each calendar quarter (beginning the quarter ending September 30, 2009) and for the Federal agency providing those funds to make the reports publicly available no later than the 30`h day after the end of that quarter. Aimed at providing transparency into the use of these funds, the recipient reports are required to include the following detailed information: • Total amount of funds received; and of that, the amount spent on projects and activities; • A list of those projects and activities funded by name to include: o Description o Completion status o Estimates on jobs created or retained; • Details on sub -awards and other payments. CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Condition: It was noted that expenditures reported in the Federal Financial Reports and Section 1512 reports were not for the periods reported. The reports covering the period of October 2011 through December 2011 reported expenditures to date of $585,296, which were the cumulative expenditures through September 2011 as reported in the 2010 SEFA ($73,112), plus reported in the 2011 SEFA ($409,795), plus requested in the Drawdown Report for the period of July 2011 through September 2011 ($102,389). The reports covering the period of January 2012 through March 2012 reported expenditures to date of $697,431, which were the cumulative expenditures through December 2011 as reported in the 2010 SEFA ($73,112), plus reported in the 2011 SEFA ($409,795), plus requested in the Drawdown Report for the period of July 2011 through September 2011 ($102,389), plus requested in the Drawdown Report for the period of October 2011 through December 2011 ($112,135). Questioned Costs: There are no questioned costs. Context: The Federal Financial Reports and Section 1512 reports were submitted quarterly for the year ended June 30, 2012. The Drawdown Reports for the period of July 2011 through September 2011 ($102,389) plus the period October 2011 through December 2011 ($112,135) plus the period of January 2012 through March 2012 ($108,270) plus the period of April 2012 through June 2012 ($128,083) equals the expenditures reported in the SEFA of $450,877. Effect: Reporting expenditures in arrears will provide for non-current data and could mislead readers of the reports and provide false annual expenditure amounts. Cause: Per the Support Services Manager at the City of Lodi Police Department, the cause of the delay in the reporting of expenditures is due to the Federal Financial Reports and Section 1512 reports being prepared and submitted at the end of a quarter before the Drawdown Reports are prepared and submitted. Recommendation: It is recommended that the City prepare the Drawdown Reports prior to preparing the Section 1512 reports and Federal Financial Reports to report current expenditures for each quarter. Management Response and Corrective Action: Staff began implementing a corrective action as recommended, however, additional correction to rectify the reporting issue will be implemented in the immediate reporting period. Status: During the fourth quarter of the year ended June 30, 2013, the City implemented procedures to correctly report the expenditures in the respective quarter they were incurred. Therefore, our recommendation is considered implemented. 147 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Reference Number: 2012-2 Federal Program Title: ARRA — Energy Efficiency and Conservation Block Grants (EECBG) Federal Catalog Number: 81.128 Federal Award Number and Year: DE-SC0002707; 2009 Federal Agency: U.S. Department of Energy Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .40, Performance Reporting (b) Nonconstruction Performance Reports. (1) Grantees shall submit annual performance reports unless the awarding agency requires quarterly or semi-annually reports. However, performance reports will not be required more frequently than quarterly. Annual reports shall be due 90 days after the grant year, quarterly or semi-annual reports shall be due 30 days after the reporting period. The final performance report will be due 90 days after the expiration or termination of grant support. If a justified request is submitted by a grantee, the Federal agency may extend the due date for any performance report. Additionally, requirements for unnecessary performance reports may be waived by the Federal agency. The award agreement terms and conditions require quarterly reports. OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .41, Financial Reporting (b) Financial Status Report — (1) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all nonconstruction grants and for construction grants when required in accordance with paragraph Section .41(e)(2)(iii) of this section. (4) Due Date. When reports are required on a quarterly or semiannual basis, they will be due 30 days after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. The award agreement terms and conditions require Standard Form 425 (SF -425) on a quarterly basis. The SF -425, Federal Financial Report, replaces SF -269 and SF -269A. Per OMB memorandum M-09-21, Implementing Guidance for the Reports on Use of Funds Pursuant to the American Recovery and Reinvestment Act of 2009 dated June 22, 2009, Section 2. 1, Section 1512 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the 10th day after the end of each calendar quarter (beginning the quarter ending September 30, 2009). Condition: It was noted that the City submitted three Federal Financial Reports and two quarterly performance reports after their respective due dates. The City was also unable to provide two Section 1512 reports. 148 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDNGS AND QUESTONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2013 Questioned Costs: There are no questioned costs Context: Three of the four Federal Financial Reports, three of the four quarterly performance reports, and two of the four Section 1512 reports were sampled for the year ended June 30, 2012. Effect: Continued noncompliance could result in future EECBG grants being funded on a reimbursement basis or the City losing out on future EECBG grants. Cause: Per management, the City is short-staffed and was unable to complete the tasks on a timely basis. Recommendation: The City should strengthen procedures to ensure compliance with the reporting requirements over the EECBG program set forth by OMB Circular A-133, specifically procedures to submit quarterly performance reports and Federal Financial Reports no later than 30 days following the end of each quarter and Section 1512 reports no later than 10 days following the end of each quarter. Management Response and Corrective Action: All grant funds have been spent and the City is awaiting final instructions to close out the grant. Status: The City submitted their final reports for this grant in fiscal year 2012 and the City closed out the grant during the year ended June 30, 2013. Since there were no reports to test in fiscal year 2013, this finding is considered resolved. 149 CONTINUING DISCLOSURES UNAUDITED CONTINUING DISCLOSURE REQUIREMENTS FOR THE CITY OF LODI, THE LODI PUBLIC IMPROVEMENT CORPORATION AND THE LODI PUBLIC FINANCING AUTHORITY Fiscal Year 2012-13 The City of Lodi has executed Continuing Disclosure Certificates associated with the various debt issues outstanding by the Electric Utility, Wastewater Utility and the Lodi Public Improvement Corporation. These Certificates were executed to satisfy provisions of Securities and Exchange Commission Rule 15c2 -12(b) (5). The material provided herein applies to the various debt issues as noted. Data for each utility is shown separately. This Bond Disclosure Section included within the City's Comprehensive Annual Financial Report (CAFR) provides the information required by the Continuing Disclosure Certificates. The CAFR, in turn, will be filed with the Municipal Securities Rulemaking Board. The CAFR may also be found on the City's website at www.lodi.gov. ANNUAL REPORT FOR ELECTRIC UTILITY The Lodi Electric Utility has Continuing Disclosure requirements associated with its 2008 Series A Certificates of Participation, 2002 Series C Certificates of Participation and 2002 Taxable Series D Certificates of Participation. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Electric Utility). The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the City's power supply resources for the most recently completed fiscal year. 2. A table showing the average number of customers, sales, 'revenues and demand for the past five fiscal years. 3. A table showing the outstanding debt of joint powers agencies in which Lodi participates and the City of Lodi share of that debt for the most recent fiscal year. 4. A table showing a summary of Operating Results for the past five fiscal years. 5. A table showing Lodi Electric Utility Department Rate Changes since November 1996 (applicable only to the 2002 Series C and D issues). Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2013, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 150 Table 1 A table setting forth the City's power supply resources. CITY OF LODI ELECTRIC UTILITY DEPARTMENT POWER SUPPLY RESOURCES Source Purchased Power (2) Western NCPA Geothermal Project Hydroelectric Project Combustion Turbine Project No. 1 Capital Facilities, Unit One Lodi Energy Center (6) Contracts, Exchanges and Bilaterals (3) Total Total Capacity and Energy Sold at Wholesale City System Requirement for Retail Load Capacity Available Actual Energy % of Total (MW)(1)(4) (MWh) Energy 4.7 15,720 2.99% 13.3 87,354 16.59 26.2 27,764 5.27 9.4 102 0.02 19.6 865 0.16 26.6 64,453 12.24 70.0 330,290 62.73 169.8 526,548(4) (5) 100.00% N/A 74,223 143.2 452,325 (1) Non -coincident capacity available. (2) Entitlements, firm allocations and contract amounts. (3) Includes participation in NCPA/Seattle City Light exchange. See "OTHER NCPA PROJECTS—Power Purchase Contracts" in the forepart of Official Statement. (4) Units at Backbone Output. (5) Includes supply from exchanges and line losses. (6) Lodi Energy Center came online mid -year. 151 Table 2 A table showing the average number of customers, sales, revenues and demand for the past five fiscal years. CITY OF LODI ELECTRIC UTILITY DEPARTMENT CUSTOMER SALES, REVENUE AND DEMAND Fiscal Years Ended June 30, 2009 2010 2011 2012 2013 Number of Customers: Residential 22,465 21,981 22,251 22,244 22,369 Commercial 2,696 3,163 2,865 2,834 2,902 Industrial 37 31 39 37 39 Other 188 194 229 235 246 Total Customers 25,386 25,369 25,384 25,350 .25,556 Kilowatt -Hour (kWh) Sales: Residential 153,487,430 150,811,587 144,256,683 149,814,375 151,814,834 Commercial 155,206,324 146,644,990 137,584,723 138,735,487 140,733,500 Industrial 131,059,764 125,000,860 128,072,575 135,620,441 131,473,405 Other 12,322,036 11,563,550 11,216,348 11,485,428 11,800,726 Total kWh sales 452,075,554 434,020,987 421,130,329 435,655,731 435,822,465 Revenues from Sale of Energy: Residential $ 29,016,776 $ 27,642,200 $ 24,513,202 $ 25,606,368 $ 25,377,978 Commercial 26,883,557 24,901,257 21,870,624 21,814,073 21,816,149 Industrial 15,875,038 15,015,036 13,914,539 14,876,828 14,173,951 Other 2,224,567 2,105,196 1,868,985 1,954,099 1,861,567 Total Revenues from Sale of Energy: $ 73,999,939 $ 69,663,689 $ 62,167,350 $ 64,251,368 $ 63,229,645 Peak Demand (MW) 117.4 119.6 123.9 116.0 123.3 Excludes revenues from California Energy Commission Tax. Sources: City of Lodi, audited annual financial statements and Customer Information System reports. 152 Table 3 A table showing the outstanding debt of joint powers agencies in which Lodi participates. CITY OF LODI ELECTRIC UTILITY DEPARTMENT OUTSTANDING DEBT OF JOINT POWERS AGENCIES (Dollar Amounts in Millions) Outstanding Debt NCPA Hydroelectric Project $ 383.0 Capital Facilities Project Unit One 48.1 Lodi Energy Center Project 245.7 TANC Lodi's Lodi's Share of Partici pationtti Outstanding Debt 10.37%(2) $ 39.7 39.50 19.0 17.03 41.8 COTP 343.2 1.92(" 6.6 TOTAL' $ 1,020.0 10.50% $ 107.1 " Columns may not add to totals due to independent rounding. (1) Participation obligation is subject to increase upon default of another project participant. Such increase shall not exceed, without the written consent of a non -defaulting participant, an accumulated maximum of 25% of such non -defaulting participant's original participation. (2) Participant's project entitlement remains the same but share of debt has increased to 10.64% due to change in debt participation (3) Lodi's actual obligation differs slightly from this percentage due to varying shares of certain series of TANC bonds relating to each TANC member -participant's taxable portion and each TANC member -participant's participation or non -participation in acquisition of assets from Vernon. Source: City of Lodi. 153 Table 4 A table showing a summary of operating results for the past five fiscal years. Operating Revenues Rate Revenue ECA Revenue Other Revenue Total Operating Revenue Operating Expenses Purchased Power Non -Power Costs (Z) Total Operating Expenses Net Revenue Available for Debt Service Parity Debt Service 2002 C & D, 2008 A Bonds Total Net Debt Service Debt Service Coverage Remaining Revenue Available for Other Purposes Non -Operating Revenue/Expenses Greenhouse gas allowance In -Lieu Transfer to General Fund Net Cash Flow Before Capital Expenditures Beginning Operating Reserve Changes in GOR Net Deposit/Withdrawal from Reserves Ending Operating Reserve CITY OF LODI ELECTRIC SYSTEM SUMMARY OF OPERATING RESULTS t�) Ending Fiscal Year June 30 (Dollars in 000s) Actual 2009 $ 65,229 8,771 1,195 75,195 46,405 11,965 58,370 16,825 Actual 2010 Actual 2011 $ 62,613 7,050 625 70,288 37,943 12,006 49,949 20,339 9,960 7,194 9,960 7,194 1.69 2.83 6,865 13,145 (6,942) (6,977) (77) 6,168 14,513 (582) (77) $ 13,854 13,854 5,877 6,168 $ 25,899 $ 59,676 2,491 1,140 63,307 35,282 13,115 48,397 14,910 Actual 2012 Actual 2013 $ 61,658 2,593 969 65,220 39,416 10,748 50,164 15,056 $ 61,888 1,341 745 63,974 39,191 12,018 51,209 12,765 7,232 7,291 8,414 7,232 7,291 8,414 2.06 2.07 1.52 7,678 7,765 4,351 2,018 (6,977) (6,977) (6,977) 701 788 (608) 25,899 28,455 30,384 1,854 1,141 1,306 701 788 (608) 28,454 30,384 31,082 Source: City of Lodi (1) As defined in the Installment Purchase Contract, which may or may not be on the same basis as Generally Accepted Accounting Principles. (2) Non -power costs include cost of services provided by other departments and does not include depreciation and amortization expense. 154 Table 5 A table showing Lodi Electric Utility Department Rate Changes since November 1996. CITY OF LODI ELECTRIC UTILITY DEPARTMENT RATE CHANGES Effective Date Percent Change July 2013 Established Electric Vehicle and Industrial Equipment Charging Rates April 2009 Established Economic Development Rates updated July 2013 December 2007 Established Solar Initiative Surcharge of $0.00125 per kilowatt-hour August 2007 Implemented monthly Energy Cost Adjustment December 2005 Average 17% increase across all rate classes December 2002 4.5% average rate increase August 2001 Increased MCA for all but contract customers: 10% to 12% rate change June 2001 Implemented MCA for residential and small commercial: 8% to 10% rate change December 1998 5.00% rate decrease for small commercial/industrial customers May 1998 2.50% general rate increase to fund public benefit programs September 1997 4.5 to 5.5 cents per kilowatt-hour, non -demand, non -time -use, contract rate available for new large commercial/industrial loads December 1996 10% to 40% economic development discount on new small to medium commercial/industrial electric loads November 1996 Economic Stimulus Rate Credit increased to 1.262 cents per kilowatt-hour from 0.4 cents per kilowatt-hour for largest primary service customers (estimated 19% reduction) Source: City of Lodi. 155 ANNUAL REPORT FOR WASTEWATER UTILITY The Lodi Wastewater Utility has Continuing Disclosure requirements associated with its 2004 Series A Certificates of Participation, 2007 Series A Certificates of Participation and the 2012 Refunding Lease Revenue Bonds. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Wastewater Utility). The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the City's number of connections by user type for the past five fiscal years. 2. A table showing the proportion of service charge revenue by class of user for the most recent fiscal year (applicable only to the 2004 Series A issue). 3. A table showing the largest users by service charge revenues for the most recent fiscal year. 4. A table showing a schedule of service charges. 5. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. Additionally, the Certificate for the 2007 Series A issue requires a description of any additional indebtedness incurred during the prior fiscal year which is payable from the system net revenues on a parity with the installment payments. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2013, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 156 Table 9 A table setting forth the City's number of connections by user type for the past five fiscal years. City of Lodi Wastewater System Number of Connections by User Type as of June 30 and Percentage of Fiscal Year 2012-13 Service Charge Revenue by User Type % of FY 12/13 Service Charge User Type 2009 2010 2011 2012 2013 Revenue Residential 22,227 21,974 21,956 21,864 21,959 76.6% Commercial/Industrial 1,815 1,768 1,785 1,819 1,851 23.4% Total All Users 24,042 23,742 23,741 23,683 23,810 100.0% Source: City of Lodi 157 Table 2 A table showing the proportion of service charge revenue by class of user for the most recent fiscal year. City of Lodi Wastewater System Proportion of Service Charge Revenues by Class of User Fiscal Year 2012-13 Percentage of Total Annual Service User Type Charge Revenue Single Family Residential Multiple Family Residential Commercial/Industrial Total Source: City of Lodi 158 60.4% 16.2% 23.4% 100.0% Table 3 A table showing the largest users by service charge revenue for the most recent fiscal year. User Cottage Bakery Lodi Unified School District General Mills City of Lodi Pacific Coast Producers Miller Packing Company Lodi Memorial Hospital Archer Daniels Midland Blue shield of California Del Castillo Foods Total top ten users Total System City of Lodi Wastewater System Largest Users by Service Charge Revenues Fiscal Year 2012-13 Type of Business Specialty bakery, frozen dough K-12, adult education Cereals, bread mixes, snack foods Government Private label fruit canning Hot dog producer Health Care Agricultural processor Health Insurance Tortilla producer 159 I Service Charge Revenue 442,855 280,907 267,590 63,836 49,641 40,551 39,842 37,217 36,548 25,946 1,284,933 13,747,216 Percentage of Total Annual Service Charge Revenue 3.22% 2.04 1.95 .46 .36 .29 .29 .27 .27 .19 9.34% 100.00% Table 4 A table showing the schedule of service charges. City of Lodi Wastewater System Schedule of Wastewater Service Charges 160 Service Service Service Charge Service Change Charge Charge (effective Jul v (effective July (effective July (effective July 16, 2009) 1, 2010 1. 2011) 1, 2012) For Residential Users (per month): 1 Bedroom .............................. $20.81 $23.30 $24.47 $25.20 2 Bedrooms ............................ 27.74 31.07 32.62 33.60 3 Bedrooms ............................ 34.68 38.84 40.78 42.00 4 Bedrooms ............................ 41.61 46.61 48.93 50.40 5 Bedrooms ............................ 48.55 54.37 57.09 58.80 6 Bedrooms ............................ 55.48 62.14 65.24 67.20 7 Bedrooms ............................ 62.42 69.91 73.40 75.60 For Commercial/industrial Users: Moderate Strength (annual per Sewage Service Unit (SSU)........ $332.88 372.84 $391.44 $403.20 High Strength: Flow (annual per MG) ............................................ 2,808.88 3,145.95 3,303.25 3,402.35 BOD (annual per 1,000 lbs.) .................................... 463.54 519.16 545.12 561.47 SS (annual per 1,000 lbs.) ..................................... 289.83 324.61 340.84 351.07 Grease Interceptor/Septic Holding Tank Waste within City Limits (per 1,000 gal.) ..................................... 245.44 274.89 288.63 297.29 Septic Holding Tank Waste Outside City Limits (per 1,000 gal.)........................................................... 521.03 583.55 612.73 631.11 Disposal to Storm Drain System (per MG) ................. 257.80 288.74 303.18 312.28 Disposal to Industrial System.- ystem:Flow Flow(per MG, annual basis) .................... 2,218.78 2,485.03 2,609.28 2,687.56 BOD (per 1,000 lbs., annual basis)............ 20.34 22.78 23.92 24.64 Winery Waste (per 1,000 gallons) ............................ 248.53 278.35 292.27 301.01 160 Table 5 A table showing historic operating results and debt service coverage for the past five fiscal years. Operating Revenues Charges for Services Non -Operating Revenues Interest Income Rent Other Total System Revenues Operating Expenses Personnel services Supplies, Materials and services Utilities Total Operating Expenses System Net Revenues Parity Debt Service 2003 Installment Payments 2004 Installment Payments 2007 Installment Payments 2012 Installment Payments Total Parity Debt Service Debt Service Coverage Non -Operating Expenses Transfers (In)/Out Total Non -Operating Expenses Net Cashflow Before Capital Expenditures Source: Financial Services Division City of Lodi Wastewater System Historical Operating Results and Debt Service Coverage Fiscal Years 2008-09 through 2012-13 2008-09 2009-10 $9,276,217 428,586 221,422 838,007 10,764,232 2,984,049 2,067,646 869,129 5,920,824 4,843,408 426,022 2,134,856 1,591,200 Y, I JG,V IQ 1.17 1,451,478 1,451,478 $(760,148) $11,513,389 298,337 2010-11 $13,089,679 220,600 2011-12 $13,2$0,216 216,108 2012-13 $13,747,216 301,347 472,578 3,198,194 290,819 256,868 12,284, 304 16,508,473 13,787,143 14,305,431 2,800,891 3,257,618 3,130,012 3.089,930 2,532,246 1,955,464 2,818,041 1,900,710 847,167 758,934 710,622 683,508 6,180,304 5,972,016 6,658,675 5,674,148 6,104,000 10,536,457 7,128,468 8,631,283 161 381,400 2,138,700 1,631,500 T, IJ I,VVV 1.47 1,451,478 1,451,478 $500,922 381,393 2,147,600 1,588,750 2.56 1,451,480 1,451,480 4,967,234 379,170 2,139,350 1,599,050 4,117,570 1.73 (778,092) (778,092) $3,788,990 381,122 1,705,213 1,598,950 374,519 4,059,804 2.13 1,451,480 1,451,480 $3,119,999 Additional Indebtedness The Wastewater Utility did not incur any additional indebtedness during the 2012-13 fiscal year which is payable from the system net revenues on a parity with the installment payments. 162 ANNUAL REPORT FOR THE LODI PUBLIC IMPROVEMENT CORPORATION AND THE LODI PUBLIC FINANCING AUTHORITY The Lodi Public Improvement Corporation and the Lodi Public Financing Authority have Continuing Disclosure requirements associated with its 2002 Certificates of Participation and the 2012 Refunding Lease Revenue Bonds. The annual report includes, by reference, the audited financial statement of the City of Lodi. The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the approved budget and actual results for the most recent fiscal year. 2. A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. 3. A table showing the assessed valuations for the last five fiscal years. 4. A table showing the secured property tax collections for the past ten fiscal years. 5. A table showing the ten largest locally secured taxpayers for the last fiscal year. 6. A table showing the Employee -paid and City -paid employee portion of the retirement plan. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2013, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. Table 1 A table setting forth the approved budget and actual results for the most recent fiscal year. Please refer to the Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual on page 79 of this Comprehensive Annual Financial Report. 163 Table 2 A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services Fines, forfeits and penalties Investment and rental income Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Public works Library Parks and recreation Debt service: Interest and fiscal charges Principal payments Total expenditures Deficiency of revenues under expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances, beginning of year Fund balances, end of year STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GENERALFUND LAST FIVE YEARS 2009 23,516,164 61,783 8,967,410 1,055,137 1,415,174 231,181 446,404 35,693,253 2010 23,118,461 72,171 7,772,071 1,343,199 1,441,354 516,304 462,592 34, 726,152 2011 23, 061,164 83,395 10,032,523 1,035,220 1,404,307 455,923 480,028 36,552,560 2012 22,928,438 79,745 10,449,364 682,156 1,355,101 807,270 286,125 36,588,199 2013 23,022,370 62,582 10,531,871 1,105,178 1,628,870 979,100 393,299 37,723,270 6,922,096 6,411,741 6,478,159 6,007,327 5,943,192 24,463,771 23,854,905 24,091,472 24,923,155 25,920,654 2,967,402 1,471,779 1,421,238 1,112,569 1,555,833 1,499,720 1,322,052 1,357,473 1,380,972 1,410,657 2,160,035 2,234, 349 2,191,102 18,516 129,487 38,161,027 (2,467,774) 5,367,983 (4,442,883) 925,100 (1,542,674) 5,308,862 $ 3,766,188 164 12,578 135,425 35,442,829 (716,677) 5,867,983 (4,632,278) 1,235,705 519,028 3,766,188 4,285,216 6,427 141,576 35,687,447 865,113 5,379,186 (4,383,110) 996,076 1,861,189 4,285,216 6,146,405 33,424,023 3,164,176 5,370,230 (8,391,858) 3,021,628 142,548 6,146,405 6,288,953 34,830,336 2,892,934 5,367,990 (6,584,665) 1,216,675 1,676,259 6,288,953 7,965,212 Table 3 A table showing the assessed valuations for the last five fiscal years. Please refer to the table shown in the Statistical Section on page 115. Table 4 A table showing the secured property tax collections for the past ten fiscal years. Please refer to the table shown in the Statistical Section on page 118. Table 5 A table showing the ten largest locally secured taxpayers for the last fiscal year. Please refer to the table shown in the Statistical Section on page 117. Table 6 A table showing the Employee -paid and City -paid employee portion of the retirement plan. Bargaining Units Council appointees Executive management Confidential mid -management Confidential Fire mid -management Fire Mid -management General services Maintenance and operators IBEW Police mid -management Police Dispatchers Pension Contributions As of Fiscal Year Ended June 30, 2013 Employee Paid 7.0% 7.0 3.3 3.3 3.0 5.3 3.3 3.3 3.3 9.0 6.0 3.0 165 City Paid 3.7 3.7 6.0 3.7 3.7 3.7 3.7 7.0 3.0 4.0 Total Employee Share 7.0% 7.0 7.0 7.0 9.0 9.0 7.0 7.0 7.0 7.0 9.0 9.0 7.0 ANNUAL REPORT FOR WATER UTILITY The Lodi Water Utility has Continuing Disclosure requirements associated with its 2010 Series A and B Certificates of Participation. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Water Utility). The annual report also contains the following four (4) tables as required in the Certificates: 1. A table setting forth the City's number of accounts and revenues by user type for the past five fiscal years. 2. A table showing the largest users by service charge revenues for the most recent fiscal year. 3. A table showing a schedule of selected rates effective January 1, 2013. 4. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. Additionally, the Certificate for the 2010 Series A issue requires a description of any additional indebtedness incurred during the prior fiscal year which is payable from the system net revenues on a parity with the installment payments. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2013, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 166 Table 9 A table showing number of accounts and revenues by user type. CITY OF LODI WATER SYSTEM Number of Accounts and Revenues by User Type Commercial/Industrial/ Municipal Residential Year Ending Number of Number of December 31 Accounts Revenue Accounts Revenue 2007 1,445 $ 2,043,731 21,533 $ 8,715,928 2008 1,470 2,184,496 21,449 9,429,594 2009 1,382 2,188,486 21,577 9,600,129 2010 1,383 2,097,001 21,622 9,604,412 2011 1,396 2,169,967 21,593 9,706,537 2012 1,432 2,329,957 23,399 8,411,315 Source: City of Lodi 167 Table 2 A table showing the largest users by service charge revenue for the most recent fiscal year. User Lodi Unified School District City of Lodi Pacific Coast Producers General Mills Cottage Bakery Lodi Memorial Hospital Heartland Steel Products Temple Baptist Church Miller Packing Company CalTrans Subtotal Top Ten Users TOTAL SYSTEM City of Lodi Water System Largest Users by Service Charge Revenues Fiscal Year 2012-13 Type of Business K-12, adult education Government Private label fruit canning Cereals, bread mixes, snack foods Specialty bakery, frozen dough Health care Steel products Church Hot dog producer Government 168 $ Service Charge Revenue 264,950 215,680 140,472 69,538 62,835 47,103 20,142 16,255 14,341 14,316 865,632 12,441,039 Percentage of Total Annual Service Charge Revenue 2.13% 1.73 1.13 0.56 0.51 0.38 0.16 0.13 0.11 0.11 6.95% 100.00% Table 3 A table showing selected rates effective January 1, 2013. CITY OF LODI WATER SYSTEM Selected Rates Effective January 1, 2013 Percent Increase Current Flat Rates ($/month) Single Family Residential Unit ($/month) 1 Bedroom $29.17 2 Bedroom $35.03 3 Bedroom $41.99 Metered Water Rates Service Charge ($/month) Single Family Residential Up to 3/4" Meter $23.20 Multi -Family and Non -Residential 1" Meter $37.66 1 1/2" Meter $58.77 2" Meter $73.43 Water Usage rates ($/CCF) Single Family Residential Tier 1 - 0 to 10 CCF/month $0.90 Tier 2 - 11 to 50 CCF/month $1.35 Tier 3 - Over 50CCF/month $1.78 Multi -Family and Non -Residential All Water Usage 0.90 Source: City of Lodi. 169 Table 4 A table showing historic operating results and debt service coverage for the past five fiscal years New Treatment Plant Operations (net) Utilities CITY OF LODI 733,653 652,296 693,657 683,635 WATER SYSTEM 1,060,122 1,060,122 1,060,120 1,060,120 Historical Operating results and Debt Service Coverage Total O & M Expenses 5,827,227 5,101,191 Fiscal Years 2008-09 through 2012-13 5,391,530 6,898,870 Net Revenue Available for Debt Service 6,582,501 2008-09 2009-10 2010-11 2011-12 2012-13 Gross Revenues Meter Retrofit Program (7) 582,000 919,555 6,325,558 Water Sales (1) $ 11,787,140 11,715,748 11,940,022 12,083,226 12,441,039 Investment Earnings 258,552 103,640 83,374 119,526 67,892 Water Impact Mitigation Fees 13,086 270,863 14,803 111,429 2,529 Meter Retrofit Installation Charges 2,283,363 1,653,399 675,815 585,965 Other Revenues (2) 350,950 372,034 359,979 285,093 269,335 Total Gross Revenues 12,409,728 12,462,285 14,051,577 13,275,089 13,366,850 Operating and Maintenance Expenses Personnel Services (3) 1,471,463 1,325,536 1,359,227 1,856,131 2,272,568 Supplies, Materials and Services (3) 2,490,875 1,981,880 2,590,222 1,781,622 2,882,547 New Treatment Plant Operations (net) Utilities 804,767 733,653 652,296 693,657 683,635 Administrative Overhead 1,060,122 1,060,122 1,060,120 1,060,120 1,060,120 Total O & M Expenses 5,827,227 5,101,191 5,661,865 5,391,530 6,898,870 Net Revenue Available for Debt Service 6,582,501 7,361,094 8,389,712 7,883,559 6,467,980 Debt Service Meter Retrofit Program (7) 582,000 919,555 6,325,558 6,536,687 1991 California DWR SRF loan (4) 228,012 228,025 1,433,395 2010 Bonds (5) 849,968 2,304,811 2,335,360 Total Net Debt Service 228,012 228,025 2,283,363 2,304,811 2,335,360 Debt Service Coverage (6) Debt Service Coverage 28.87 32.28 3.67 3.42 2.77 Debt Service Coverage (excluding impact mitigation fees) 28.81 31.09 3.67 3.37 2.77 Net Remaining Revenues Available for Capital 6,354,489 7,133,069 6,106,349 5,578,748 4,132,620 Capital Improvement Projects Meter Retrofit Program (7) 582,000 919,555 6,325,558 6,536,687 170 Other Water System Improvements (8) Total Capital Improvement Projects Net Change in Reserve Water Enterprise Fund (9) Beginning Cash Balance Ending Cash Balance 782,382 3,932,424 1,364,382 3,932,424 4,990,107 3,200,645 17, 621, 590 13,469,170 $ 13,469,170 14,120,605 3,666,202 4,585,757 1,520,592 14,120,605 12,807,412 540,832 6,866,390 (1,287,639) 12,807,412 12,465,350 1,144,363 7,681,050 (3,548,520) 12,465,350 9,044,659 (1) Water sales reflect Council -adopted rate increases of 2.2% effective January 1, 2013. (2) Includes rent, sales of City property, discounts, water reimbursements, and damage to property, water tap fees, DBCP reimbursements, and other miscellaneous revenues. DBCP reimbursements are expected to decline beginning in Fiscal Year 2012-13 as new plant becomes operational and groundwater draws diminish. PCE/TCE litigation revenues are excluded from Fiscal year 2005-06 through 2009-10. Fiscal year 2009-10 reflects one-time adjustments from prior years. (3) PCE/TCE litigation expenses are excluded from Fiscal Year 2006-07 through Fiscal year 2010-11. (4) Debt service on 1991 Loan was paid off in full on October 1, 2010. (5) Reflects total debt service for the 2010 Water Revenue Bonds net of the 35% interest rate subsidy for the Series 2010B bonds. (6) Coverage calculated based on Net Revenues divided by net Debt Service and Net Revenues less mitigation fees divided by Net Debt Service. (7) Annual capital costs of transition to water meters. Program expected to be completed in Fiscal Year 2017-18. (8) Excludes costs of the Project to be funded from proceeds of the Series 2010 Bonds. (9) Water Enterprise Fund balance includes both operating and capital reserves and is presented on a cash basis. Cash position is expected to increase substantially upon completion of the water meter installation program. Source: City of Lodi 171 CITY OF LODI, CALIFORNIA Report to City Council For the Year Ended June 30, 2013 Certified Public Accountants. CITY OF LODI, CALIFORNIA Report to City Council For the Year Ended June 30, 2013 Table of Contents Page(s) TransmittalLetter.......................................................................................................................................... 1 Required Communications.........................................................................................................................2-3 Status of Prior Year Recommendations.....................................................................................................4-6 Sacramento 3000 S Street, Suite 300 Certified Public Accountants. Sacramento, CA 9 916.928.46004600 Walnut Creek Oakland City Council WCentury City City of Lodi, California Newport Beach San Diego We have audited the financial statements of the governmental activities, the business -types activities, each major fund, and the aggregate remaining fund information of the City of Lodi, California (City), as Seattle of and for the year ended June 30, 2013, and have issued our report thereon dated December 2, 2013. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, Government Auditing Standards, and OMB Circular A-133, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated June 6, 2013. Professional standards also require that we communicate to you the information related to our audit that is included in the Required Communications section of this report. In planning and performing our audit of the financial statements of the City as of and for the year ended June 30, 2013, in accordance with auditing standards generally accepted in the United States of America, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control Accordingly, we do not express an opinion on the effectiveness of the City's internal control. During our audit for the year ended June 30, 2013, we followed up on our recommendations to address conditions we identified during previous years' audits. The status of those recommendations is included in the Status of Prior Year Recommendations section of this report. This report does not affect our report dated December 2, 2013, on the basic financial statements of the City. We also noted certain matters that we reported to management of the City of Lodi in a separate letter dated December 2, 2013. This letter is intended solely for the information and use of City Council and management and is not intended to be and should not be used by anyone other than these specified parties. We would like to thank the City's management and staff for the courtesy and cooperation extended to us during the course of our engagement. We have discussed our comments and suggestions with management and would be pleased to discuss them further. Sacramento, California December 2, 2013 www.mgocpa.com CITY OF LODI, CALIFORNIA Report to City Council Required Communications For the Year Ended June 30, 2013 Significant Audit Findings Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the financial statements. As described in Note 1, the City adopted the provisions of Governmental Accounting Standards Board (GASB) Statement No. 62 Codification of Accounting and Financial Reporting Guidance Contained In Pre- November 30, 1989 FASB and AICPA Pronouncements and GASB Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: • The self-insurance liability is based on the development of amounts from various consultants' actuarial studies. • The pollution remediation obligation is based upon estimated cash flows determined by an engineering consultant's remedial action plan. • The actuarial pension data contained in Note 9 to the financial statements and required supplementary information (unaudited) is based on actuarial calculations performed in accordance with the parameters set forth in GASB Statement No. 50 and GASB Statement No. 27, Accounting for Pensions by State and Local Government Employers. • The actuarial data for other postemployment benefits contained in Note 10 to the financial statements and required supplementary information (unaudited) is based on actuarial calculations performed in accordance with GASB Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions. We evaluated the key factors and assumptions used to develop these estimates in determining that they are reasonable in relation to each opinion unit's financial statements. The financial statements disclosures are neutral, consistent, and clear. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements. CITY OF LODI, CALIFORNIA Report to City Council Required Communications (Continued) For the Year Ended June 30, 2013 Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of the audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated December 2, 2013. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters With respect to the supplementary information accompanying the financial statements (the combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards), we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or the financial statements themselves. With respect to other information accompanying the financial statements (the introductory, statistical, and continuing disclosure sections), we read the information to determine that the information was not materially inconsistent with the audited financial statements. CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations For the Year Ended June 30, 2013 The following is a summary of the status of prior years' recommendations. FROM YEAR ENDED JUNE 30, 2011 - DEFICIT BENEFITS INTERNAL SERVICE FUND Condition For the year ended June 30, 2011, the revenue charged to user funds and/or departments by the City's Benefits Internal Service Fund was $255,951 less than the Ca1PERS invoice billings of health insurance premiums for active participants enrolled in the health care plans offered by CalPERS. Absent a reconciliation of the enrolled participants in the Ca1PERS health care plans and the City's internal payroll and Human Resources system, the costs related to the Ca1PERS invoice billings of health insurance premiums could be permanently stranded in the internal service fund, and therefore, the user funds and/or departments not being charged their proportionate share of the costs. In addition, the City isn't recovering the expenses of its Benefits Internal Service Fund from user funds and/or departments. Under generally accepted accounting principles, internal service funds are expressly designed to function as cost -reimbursement devices. That is, an internal service fund is simply a means of accumulating costs related to a given activity on an accrual basis so that the costs can subsequently be allocated to the benefiting funds in the form of fees and charges. This condition resulted in an increase in the net deficit of the Benefits Internal Service Fund of $1,003,790 to $2,934,664. Recommendation Management and/or authorized employees should perform a monthly reconciliation of the enrolled participants in the health care plans as reported by Ca1PERS in the monthly health insurance invoice roster detail with the City's internal payroll system and Human Resources records to ensure accuracy and completeness of the roster. Furthermore, the City should develop a plan to begin charging funds and/or departments their share of the Benefits Internal Services Fund's expenses as opposed to limiting the charges to their share of expenses paid. Prior Year Status For the year ended June 30, 2012, the City has implemented our recommendation to perform a reconciliation of members' plans reported and charged by Ca1PERS to the City's records. However, the City has not addressed our recommendation to develop a plan to begin charging funds and/or departments their share of the Benefits Internal Service Fund's expenses, and as a result the net deficit balance of the Benefits Internal Service Fund increased from $2,934,664 to $3,621,665. As this deficit has grown for four consecutive years, we have reported this issue as a reportable condition in the Government Auditing Standards report. Prior Year Management Response The City's practice of reflecting the total liability and expense of the Other Post Employment Benefits (OPEB) program in the Benefits Internal Services Fund enhances transparency in reporting by showing the impact of this reporting requirement in one location. The deficit net assets will continue until the City fully funds the actuarially calculated liability and expense that it is required to record. Staff will bring forward the deficit amount each budget cycle for Council consideration. 4 CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations (Continued) For the Year Ended June 30, 2013 Current Year Status For the year ended June 30, 2013, the City addressed our recommendation to develop a plan to begin charging funds and/or departments their share of the Benefits Internal Service Fund's expenses, and as a result the net deficit balance of the Benefits Internal Service Fund decreased from $3,621,665 to $2,204,516. The City will continue to address this deficit during its annual preparation of the City budget. Therefore, we consider our recommendation implemented and will continue to monitor this issue in future audits. FROM YEAR ENDED JUNE 30, 2005 - INFORMATION TECHNOLOGY (IT) Computer Operations — Disaster Preparedness/Business Continuity Plans Condition The City currently has no disaster preparedness or business continuity plans in place. Recommendation The City should work to develop a comprehensive disaster preparedness and business continuity plan. The plan, upon completion, should be thoroughly tested and provisions made for periodic reviews of the plan. Current Year Status The City performs its own disaster recovery by doing two nightly backups on tapes and one weekly full backup. One copy of the nightly backup is stored in the IS Division and another copy in the Public Safety Building. Although best practices recommend that the backup tapes be stored at least 20 miles from the primary data center, the City has no plans to change the secondary storage site. This puts the City at increased risk of losing financial information as the backup tapes are subject to many of the same environmental risks as the primary data center, such as floods, large fires or earthquakes. The City has developed a disaster preparedness plan and has begun limited testing of the plan by verifying that the backup tapes will restore correctly. The City has been testing one daily backup tape per week. Although the City has begun limited testing, the plan has not been fully tested. Therefore our recommendation remains in the process of implementation. In order to fully implement the plan, the City should hire an outside firm to fully test the plan. The system should be shut down completely as if it crashed or was lost in a fire, etc. Then the backup tapes will be used to see if they can fully restore the system to where it used to be. Currently, the City is only testing a small piece to see if the tapes work, but they aren't taking the whole system offline and trying to start over from scratch. Current Year Management Response The City will explore suitable options for testing its Disaster Recovery Plan, taking into consideration financial constraints and impacts to users. In the meantime, the City will continue to test and validate the daily and weekly backup tapes to ensure their viability and reliability in the event of a disaster. CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations (Continued) For the Year Ended June 30, 2013 FROM YEAR ENDED JUNE 30, 2004 - CAPITAL ASSETS Condition During our audit of the City's financial statements for the year ended June 30, 2004, we noted that the acquisition and construction of capital assets is maintained on a spreadsheet, outside of the City's accounting system, which can lead to inaccurate recording and depreciation of capital assets. Recommendation We recommend that the City place into operation the ME fixed asset module that records the City's capital assets and automatically calculates depreciation. The system would support the City's deprecation method and automatically post accumulated depreciation expense to the General Ledger module for a specified accounting period. The system provides methods to track assets, their beginning cost, current value, and method of depreciation. Some of the advantages include: 1. Flexible Asset Numbering System — an unlimited number of assets can be maintained. The assets can be grouped by many types of categories for reporting purposes. 2. User Defined Asset Control - Accumulated depreciation, depreciation expense and asset master accounts can be user specified for each asset. 3. Reports - variety of reports can be produced including a listing of all assets by type, category and description, method of depreciation, and all other information maintained in the master file. The module could be programmed to also print reports listing assets with original cost and current book value plus calculated depreciation for a specified period. To reduce operating overhead, the City should consider hiring temporary staff for data entry into the capital assets module. Current Year Status Condition unchanged. Recommendation continues. Current Year Management Response The City is in the process of procuring a replacement to the current financial system. The capital asset module will be implemented in the new system. 6 CITY OF LODI Agreed -Upon Procedures Report for Appropriations Limit For the Fiscal Year Ended June 30, 2013 Certified Public Accountants. Sacramento 3000 S Street, Suite 300 Certified Public Accountants. Sacramento, CA 9 916.928.46004600 Walnut Creek Oakland LA/Century City INDEPENDENT ACCOUNTANT'S REPORT ON APPLYING AGREED-UPON Newport Beach PROCEDURES RELATED TO THE ARTICLE XIII -B APPROPRIATIONS LIMIT CALCULATION San Diego City Council Lodi, California We have performed the procedures enumerated below to the accompanying Appropriations Limit Worksheet of the City of Lodi, California (City) for the fiscal year ended June 30, 2013. These procedures, which were agreed to by City management and the League of California Cities (as presented in its publication entitled Article XIII -B Appropriations Limitations Uniform Guidelines), were performed solely to assist the City in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City's management is responsible for the Appropriations Limit Worksheet. This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of the procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and our findings were as follows: We obtained the completed worksheets setting forth the calculations necessary to establish the City's appropriations limit and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheets to those that were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of this procedure. 2. For the accompanying Appropriations Limit Worksheet, we added last year's appropriations limit to the annual adjustment amount, and compared the resulting amount to this year's appropriations limit. Finding: No exceptions were noted as a result of this procedure. We compared the current year information presented in the accompanying Appropriations Limit Worksheet to the worksheets described in procedure No. 1 above. Finding: No exceptions were noted as a result of this procedure. www.mgocpa.com Seattle 4. We agreed the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet to the prior year appropriations limit adopted by the City Council. Finding: No exceptions were noted as a result of this procedure. We were not engaged to and did not perform an examination, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by Article XIII -B of the California Constitution. This report is intended solely for the information and use of the City Council and management of the City and is not intended to be and should not be used by anyone other than these specified parties. Sacramento, California November 22, 2013 CITY OF LODI APPROPRIATIONS LIMIT WORKSHEET FOR THE FISCAL YEAR ENDED JUNE 30, 2013 Appropriation Limit, fiscal year ended June 30, 2012, as adopted Adjustment factors: Population factor, for fiscal year ended June 30, 2013, as adopted Inflation factor, for fiscal year ended June 30, 2013, as adopted Annual percentage increase Annual adjustment $77,891,729 1.0077 1.0377 1.04569% 3,558,896 Appropriation limit, fiscal year ended June 30, 2013 as adopted81.450.625