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HomeMy WebLinkAboutAgenda Report - December 19, 2012 I-01AGENDA ITEM A% CITY OF LODI COUNCIL COMMUNICATION AGENDA TITLE: Review of City's Annual Financial Report (Fiscal Year 2011/12) by Macias, Gini & O'Connell, LLP MEETING DATE: December 19, 2012 PREPARED BY: Deputy City Manager RECOMMENDED ACTION: Receive and file the following reports and financial statements submitted by Macias, Gini & O'Connell, LLP and the Internal Services department for Fiscal Year 2011/12: The Combined Annual Financial and Single Audit Report Management Report Report on Applying Agreed-upon Procedures BACKGROUND INFORMATION: The annual audit was conducted to assure the City Council and other interested parties that the City's financial records and reports are prepared in accordance with generally accepted accounting principles (GAAP), that internal controls are adequate to safeguard the City against loss from unauthorized use or disposition of assets and that the City has complied with all agreements and covenants to obtain grant funds and debt financing. Macias, Gini & O'Connell, LLP (MGO) issued an "unqualified opinion." Scott Brunner, Director of MGO, will be presentto answer questions during the meeting. The reports will be provided to federal and State oversight agencies, bond trustees and insurance companies for their review and evaluation. Copies of the reports are provided to the City Council and are also available to the public by contacting the Financial Services Division or through the City web site at www.lodi.gov and at the Lodi Public Library. The City received a Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association of the United States and Canada (GFOA) for the 19th year and the California Society of Municipal Finance Officers (CSMFO) for the 13th year in a row. A copy of the GFOA certificate is included in the 2011/12 Financial Reports. FISCAL IMPACT: By law and good management practice, the City's financial records are audited by independent auditors according to Generally Accepted Auditing Standards. Well maintained financial records are the cornerstone by which the City fulfills its fiduciary responsibilitiesto the public. Jordan Ayers Deputy City Manager APPROVED: Bartlam, City Manager 2011/12 Comprehensive Annual Financial Report City Council December 19, 2012 Auditor's Opinion ❑ City engaged an independent auditor through a competitive process ❑ Macias, Gini, O'Connell, LLP has given the City aclean' opinion for the year ■ Reviewed financial records and found them to be in compliance will all rules and regulations in all material respects ■ Financial statements fairly present the balances and operations of the City z Status of City's Financial Position Highlights of Financial Records ❑ General Fund ■ Unassigned Fund Balance of $6,,232,,459 ❑ About $2.5 million higher than projected for budget purposes ❑ 14.9% of General fund revenues ■ Sufficient to fund Catastrophic Reserve (8%) ■ Partially funds Economic Reserve 3 Status of City's Financial Position Highlights of Financial Records ❑ General Fund (cont.) ■ Budget to Actual Variances ❑ Revenues $684,,000 higher than budget ■ Sales taxes up about $390,000 ■ Property taxes down about $300,000 ■ Business license taxes up about $231,000 ■ Card room fees up about $146,000 ■ Motor Vehicle In Lieu fees down about $102,000 ■ Strike team reimbursements down about $100,000 El Status of City's Financial Position Highlights of Financial Records ❑ General Fund (cont.) ■ Budget to Actual Variances (cont.) ❑ Expenditures about $1.4 million under budget ■ Salary and Benefits savings of about $1 million ■ Service and Supply savings of about $400,000 5 Single Audit ❑ 'Clean" opinion ❑ No questioned costs ❑ Findings related to reporting requirements ■ Certain reports not filed timely or correctly ■ City will comply in future A Management Letter ❑ Review of City's Internal controls ■ No new findings ❑ Prior year findings ■ 2 closed; 3 remain open ❑ Closed - Health Care cost reconciliation ❑ Closed - Indirect rate calculation ❑ Open - Deficit balance in Benefits Internal Services Fund ❑ Open - IT disaster preparedness plan needs to be fully tested ❑ Open - Fixed asset module implementation FN Questions? 1 .. � 1 L/F pit CITY OF LODI, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 3092012 CITY OF LODI, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT Year Ended June 30,2012 JOANNE MOUNCE, MAYOR ALAN NAKANISHI, MAYOR PRO TEMP LARRY HANSEN, COUNCILMEMBER BOB JOHNSON, COUNCILMEMBER PHIL KATZAKIAN, COUNCILMEMBER KONRADT BARTLAM, CITY MANAGER Prepared by the Financial Services Division Ruby Paiste, Financial Services Manager Wendy Dowhower, Supervising Accountant INTRODUCTORY SECTION CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2012 TABLE OF CONTENTS INTRODUCTORY SECTION Table of Contents Letter of Transmittal v Certificate of Achievement for Excellence in Financial Reporting xiii Organization Chart of the City of Lodi xiv Directory of Officials and Advisory Bodies xv FINANCIAL SECTION IndependentAuditor's Report 1 MANAGEMENTS DISCUSSION AND ANALYSIS BASIC FINANCIAL STATEMENTS Government -wide Financial Statements: Statementof NetAssets 17 Statementof Activities 18 Fund Financial Statements: 19 Balance Sheet — Governmental Funds 21 Reconciliation of the Balance Sheet of Governmental Funds to the Statementof NetAssets 22 Statementof Revenues, Expenditures and Changes in Fund Balances—Governmental Funds 23 Reconciliation of the Statementof Revenues, Expendituresand Changes in Fund Balances of Governmental Funds to the Statement of Activities 24 Statement of NetAssets — Proprietary Funds 25 Statementof Revenues, Expenses and Changes in NetAssets — Proprietary Funds 26 Statementof Cash Flows — Proprietary Funds 27 Statement of Fiduciary NetAssets — Fiduciary Funds 28 Statementof Changes in Fiduciary NetAssets - Fiduciary Funds 29 Notes to Basic Financial Statements 31 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Funding Progress— Pension Plan 75 Schedule of Funding Progress— OPEB Plan 76 Schedule of Revenues, Expendituresand Changes in Fund Balance — Budget and Actual — General Fund 77 Note to the Required Supplementary Information 78 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet— Nonmajor Governmental Funds 80 Combining Statementof Revenues, Expendituresand Changes in Fund Balances— Nonmajor Governmental funds 81 Nonmajor Governmental Funds - Special Revenue Funds 82 Combining Balance Sheet—Nonmajor Governmental Funds — Special Revenue Funds 84 CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2012 TABLE OF CONTENTS - continued Combining Statement of Revenues, Expenditures and Changes in Fund Balances —Nonmajor Governmental Funds —Special Revenue Funds 85 Schedules of Revenues, Expenditures and Changes in Fund Balance —Budget and Actual —Nonmajor Governmental Funds —Special Revenue Funds 86 Nonmajor Governmental Funds - Capital Project Funds 92 Combining Balance Sheet — Nonmajor Governmental Funds — Capital Project Funds 93 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds — Capital Project Funds 94 Combining Statementof Net Assets - Internal Service Funds 96 Combining Statementof Revenues, Expenses and Changes in Fund Net Assets — Internal Service Funds 97 Combining Statementof Cash Flows- Internal Service Funds 98 Combining Statement of Fiduciary Net Assets - Private-PurposeTrust Funds 100 Combining Statement of Changes in Fiduciary Net Assets - Private-PurposeTrust Funds 101 Statementcf Changes in Assets and Liabilities - Agency Fund 102 STATISTICALTABLES (UNAUDITED) Government -wide information: 104 Net Assets by Component- Last Ten FiscalYears 105 Changes in Net Assets - Last Ten FiscalYears 106 Fund information: Fund Balances, Governmental Funds - Last Ten FiscalYears 108 Changes in Fund Balances of Governmental Funds - Last Ten FiscalYears 109 Tax Revenues by Source, Governmental Funds - Last Ten Fiscal Years 111 Assessed Value and Estimated Actual Value cf Taxable Property- Last Ten FiscalYears 112 Direct and Overlapping Property Tax Rates- Last Ten FiscalYears 113 Principal Property Taxpayers -Current Year and NineYears Ago 114 Property Tax Levies and Collections- Last Ten FiscalYears 115 Electricity Sold by Type of Customer- Last Seven FiscalYears 116 Ratios cf Outstanding Debt by Type - Last Ten FiscalYears 117 Ratios of General Bonded Debt Outstanding- Last Ten FiscalYears 118 Legal Debt Margin Information- Last Ten FiscalYears 119 Direct and Overlapping Governmental Activities Debt 120 Pledged -Revenue Coverage- Last Ten FiscalYears 121 Demographicand Economic Statistics- Last Ten FiscalYears 124 Principal Employers - CurrentYear and NineYears Ago 125 Full -Time Equivalent City Government Employees By Department- Last Ten FiscalYears 126 Operating Indicators by Function/Program/Department - Last Seven FiscalYears 127 Capital Asset Statistics by FunctionlProgramlDepartment Last Eight FiscalYears 129 SINGLE AUDIT REPORTS Schedulecf Expenditurescf FederalAwards 132 Notes to the Schedulecf Expenditurescf FederalAwards 134 CITY OF LODI COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2012 TABLE OF CONTENTS- continued Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 135 Independent Auditor's Report on Compliance with Requirements That Could Have a Direct and Material Effect on Each Major Program and on Internal Control over Compliance in Accordance with OMB Circular A-133 137 Schedule of Findings and Questioned Costs 139 Schedule of Prior Year Findings and Questioned Costs 145 CONTINUING DISCLOSURES (UNAUDITED) Annual Report for Electric Utility 151 Annual Report for Wastewater Utility 157 Annual Report for the Lodi Public Improvement Corporation and the Lodi Public Financing Authority 164 Annual Report for Water Utility 167 (This page intentionally left blank.) CITY COUNCIL JOANNE MOUNCE, Mayor ALAN NAKANISHI, Mayor Pro Tempore COUNCILMEMBERS: LARRY HANSEN BOBJOHNSON PHIL KATZAKIAN December 6,2012 CITY OF LODI CITY HALL, 221 WEST PINE STREET P.O. BOX 3006 LODI, CALIFORNIA 95241-1910 (209) 333-6706 FAX (209) 333-6795 To the Honorable Mayor, Members of the City Council and the Manager cf the City of Lodi: KONRADT BARTLAM City Manager RANDIJOHL City Clerk STEVE SCHWABAUER City Attorney The Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2012, is hereby submitted. This report is provided to present the financial position, changes in financial position, and where applicable, cash flows of the City of Lodi (City) as of and for the year ended June 30, 2012, in conformity with generally accepted accounting principles. The report conforms to the highest standards of financial reporting as established by the Governmental Accounting Standards Board (GASB), for reporting by State and local governments. The responsibility for the accuracy, fairness and completeness of the report rests with the City. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed to protect the City's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City's financial statements in conformity with generally accepted accounting principles (GAAP). We believe that the information is accurate in all material respects and that it is presented in a manner designed to fairly present the financial position of the City. In addition, we believe that all disclosures necessaryto enable the reader to gain full understanding of the City's financial activities have been included. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The MD&A can be found immediately following the independent auditors' report. THE REPORTING ENTITYAND SERVICES PROVIDED The funds included in the CAFR are those deemed dependent upon the City and controlled by the City Council and reflect the City's financial reporting entity in accordancewith GASB Statement 14. The City was incorporated December 6, 1906, as a municipal corporation under the general laws of the State of California. The City operates under a Council -Manager form of government. Under the Council -Manager form of government, policy making and legislative authority are entrusted to the City Council. The City Council consists of five members elected at -large by its voters for four-year terms, with no term limits. Elections are held in November of even -numbered years. Each year the Mayor and Mayor Pro -Tempore are chosen by the members of the City Council. The Mayor presides at Council meetings and acts as the ceremonial head of the City, the Mayor Pro Tempore serves as Mayor in his or her absence. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for appointing department heads, and overseeing the operations of the City. The City Manager, City Attorney and the City Clerk are appointed by the City Council. The City provides a wide range of municipal services including public safety (police, fire and graffiti abatement), public utilities services (electric, water and wastewater), transportation services (streets, flood control and transit) leisure, cultural and social services (parks and recreation, library and community center), and general government services (management, community development, human resources administration, financial administration, building maintenance and equipment maintenance). Several municipal services are provided through other government agencies, private companies or public utility companies, including: Numbercf Facilities Elementary and Secondary Schools 18 Sanitation (solid waste) and Cable Television 3 Ambulance 1 Gas and Telephone 2 ECONOMIC CONDITION AND OUTLOOK The City is located in the San Joaquin Valley between Stockton 10 miles to the south, and Sacramento 35 miles to the north, and adjacent to U.S. Highway 99. The City population is 62,825 and is contained in an area of 13.98 square miles. The City has grown steadily since incorporation in 1906. The City's growth is provided for in both the General Plan and the City's growth control ordinance that allows an increase in population cf 2% per year until the growth limits are reached. The City is built on a strong and broad based local economy. The City is known for its Zinfandel wine. It is an authentic dynamic wine region with 80 wineries within 10 miles of downtown. The employment base is diversified with food processing, packaging, plastic and service industries. In addition, the City has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from 10 to 150 employees and produce a wide variety of products, services and commodities. Over the past several years, there has been an increase in industrial and residential development that has been unprecedented since the early 1980s. This new development combined with the growing strength of the wine/grape industry is a positive indicator for the City. The City's focus on economic development has encouraged numerous big industries to move to the City that collectively created hundreds of newjobs. A Economic Development The City continues to be committed to promoting economic development (business retention and attraction) and expanding the tax base to fund City services rather than increase taxes to pay for these services. The City has provided for additional retail sales and commercial activity with approval of new retail developments adjacent to Highway 99 and Harney Lane. The City is also committed to an EnterpriseZone with San Joaquin County. MAJORGOALS, OBJECTIVESAND PROJECTS To assist the citizens of the City in understanding where the City intends to allocate available resources, the City Council, the City Manager and Department Heads established in 2004 a hierarchy of major goals, objectives and major projects that support and re -enforce the City's mission statement. Four major City goals were established as policy direction and focal points for the efforts of City staff. These goals include: Ensure a High Quality of Life and a Safe Environmentfor Citizens Ensure Efficient and Productive City Organization Ensure PublicTrust, and Ensure the Development of the Lodi Economy for a Fiscally Sound City Organization City Council, the City Manager and Department Heads established nineteen major City objectives: Maintain City's Sense of Community Provide Employee Training and Education Provide for a Balanced Community Evaluate Telecommunications Opportunities Enhance Access through Implementation of Information Systems Strategic Plan Provide Resources to Maintain City's Infrastructure Promote Urban Forestry Promote Public Relations and Marketing Efforts Attract, Retain and Invest in a Quality City Work Force Ensure Open and Accessible Public Meetings Encourage PublicArts, Cultural and Recreational Opportunities Pursue Effortsto be Entrepreneurial Provide Appropriate and Sufficient City Facilities Improve Customer Service Develop Short and Long Range Operational Plans Continue to use Partnershipsto Advance City's Objectives Develop Effective Records Management Program Provide a Balanced Budget& Adhere to Adopted Policies Promote Commercial/industrial Base Projects represent the foundation of the planning statements for the City. These projects are designed to accomplish specific objectives and become the focus for organization wide effort. As discussed above, economic revitalization continued to be an active focal point of the City in 2011-12. The following projects are underway and will see significant progress or be completed in 2012. Surface Water Treatment Plant The City currently relies on groundwater for its drinking water supply. During FY 2009-10, the City requested bids for the construction of an 8 million gallon a day water treatment plant, utilizing surface water from the Mokelumne River. In October 2010, the City awarded the construction contract Vii and closed on a revenue bond issue to finance the construction. Construction began in March 2011 and the plant is estimated to begin delivering treated water to customers in December 2012. Total cost for the plant is estimated to be $36.5 million. Grape Bowl Improvements The Grape Bowl is a stadium that was originally constructed using Work Project Administration Funding during the 1940's. The City continues to improve and update the facility. Significant improvements to lighting, disability access and installation of an all-weather surface were completed in prior years. Additional disability access improvements are scheduled for construction between November 2012 and June 2013. This $2.0 million projectwill use a combination of Community Development Block Grant and local funds to construct a concession and restroom building, plaza area, and disability access and seating on the south concourse. Reynolds Ranch Reynolds Ranch is a planned development on the south eastern edge of the city that will eventually incorporate residential and commercial development. A Costco store was completed with a grand opening in June 2011 and a Home Depot opened in March 2012.. Water Meters and Water Infrastructure Under the state law, all residential housing must be billed for water usage on a metered basis by 2025. The City has embarked on a program to install meters on approximately 14,000 parcels over a seven year period. A portion of this project will also include moving mains and service connections from alleys and rear yards to streets and front yards. Additionally, the City will be appropriately sizing water mains as part of this project. Construction began during FY 2009-10 and will continue through FY 2016-17. To date, approximately 6,000 meters have been installed. Estimated cost for the complete program is $42.5 million. White Slough Wastewater Treatment Plant De -watering Facility The City awarded a contract in FY 2010/11 to construct a de -watering facility at its White Slough Wastewater Treatment Plant to meet regulatory requirements. The de -watering facility cost approximately $4.6 million and was completed in December 2011. FINANCIAL INFORMATION, MANAGEMENTAND CONTROL A detailed understandingof the financial position and operating results of the City is provided in the following sections of this report. The following is a brief description ofthe City's financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City's accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary fund types, the City uses the accrual basis of accounting. As such, the measurement focus is on net income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incurred. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Accounting System and Budgetary Control In developing the City's accounting system, consideration is given to the adequacy of the internal controls. The objective of the City's internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the preparation of financial statements in accordance with generally accepted accounting principles. The concept of reasonable assurance recognizes that the cost of control should not exceed the benefits likely to be derived and that estimates and judgments are required to be made by management in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager is responsiblefor the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end balances. During fiscal year 2011-12, the City Council and City Manager made several supplemental budget appropriations, the majority of which relate to operating budgets and capital projects. Fund Balance It is the City's goal to target and maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses. Based on a reserve policy adopted in March 2011, the target for the Electricenterprisefund working capital is $28.7 million for fiscal year 2011-12. The goals allow for variationsfrom year-to-yearto accountfor economic and fiscal changes. The General Fund maintained an unassigned fund balance of $6,232,459 or 17.03%, of operating revenues at the end of fiscal year 2011-12. Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. They also describe the City's capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investmentterms are to be consistent with the City's cash flow needs. Investment reports are issued quarterly to the City Manager and City Council to provide detailed information regarding the Citys investments and compliance with City policy and state law. An important objective of the City's investment policy is to achieve a reasonable rate of return on public funds while minimizing risks and preserving capital. In evaluating the performance of the City's investment portfolio, investments are expected to yield a rate of return that regularly meets or exceeds an average rate of return on a three- month U.S. Treasury Bill. Appropriation Limitation Article XIII B of the Constitution of the State of California (Proposition 4) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed Fiscal Year 1979 appropriation levels except as adjusted for increases in population and the growth in the California per capita income or non-residential assessed valuation due to new construction within the City. Excluded from the limitation are appropriationsfunded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to Fiscal Year 1979. Pursuantto subsequent legislation adopted after Article XIII B, ix the City is required to annually establish and adopt its appropriations limit by resolution. For 2011-12,the City's appropriations subject to limit were $31,857,150nd the appropriation limitwas $77,891,7212baving appropriations at $46,034,572)elowthe limit. Debt Administration At June 30, 2012, the City had outstanding Certificates of Participation of $187,598,430.These liabilities are discussed in Note 8 of the Basic Financial Statements and summarized below. The City issued $5.0 million of Certificates of Participation (1995COP) to fund its share of capital improvements in the downtown and Cherokee Lane areas. These bonds were refunded by the issuance of the 2002 Certificates of participation. The City also issued $10.12 million for the renovation of the Performing Arts Center on August 1, 1996;the 2002 Certificates of Participation also refunded these bonds. In 1999,the Electric Utility issued $43.96 million Certificates of Participation to finance the costs of certain improvements to the distribution and transmission facilities of the City's electric system. These bonds were refunded by the issuance of the 2002 Electric Systems Revenue Certificates of Participation. The 2002 bonds were refunded with the 2008 Electric Systems Revenue Certificates of Participation thereby eliminating a variable rate obligation. In November 2002,the City issued the 2002 Revenue Certificates of Participation Series C for $21,225,00%nd 2002 Series D for $22,740,000tp buy out the energy purchase agreement entered into by the City in January 2002 with Calpine. On October 7,2003,the City and the City of Fort Bragg issued Water and Wastewater revenue bonds (20038) through the California Statewide Communities Development Authority ("the Authority") under its pooled financing program. Total bonds issued were $9,855, 000f which $5,000,000 was for the upgrade of the City's wastewater facilities. In 2004,the City issued $27,360,OO1n Wastewater Certificates of Participation (2004A) to finance the costs of improvements to the wastewater collection, treatment and disposal system. In 2007,the City issued $30,320, 0001 Wastewater Certificates of Participation (2007A) to finance Phase III of the wastewater improvementsand to refund the 1991 Certificates of Participation. On July 24,2008,the City issued the 2008 Electric System Revenue Certificates of Participationto provide funds to currently refund the outstanding $46,760, 00principal amount of the Electric System Revenue Certificates of Participation 2002 Series A Variable Rates Certificates (the "Refunded 2002 Certificates"); and to pay certain costs relating to the termination of a swap agreement relating to the Refunded 2002 Certificates. On October 1, 2010, the City issued $9,015,00ONater Revenue Certificates of Participation, 2010 Series A and $29,650,006vater Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conductfinancing on a competitive basis, will seek an investmentgrade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. Interim Financial Reporting Monthly financial reports are prepared to present the City's financial condition and results of operations. These executive reports are organized using the "pyramid" approach. As such, the highest level of summary data is presented first, followed by progressively greater levels of detail. The reports provide current period and year to date revenues, expenditures and encumbrances for all activities and funds, including year to date estimates and variances. The reports are availableto all departments. Single Audit The City is subject to financial and compliance reporting required by the Single Audit Act Amendments of 1996 and OMB Circular A-133,which is a requirement of all local and state governments receiving federal financial awards. As part of the Single Audit, tests are made to determine the adequacy of internal controls, including that portion related to federal financial awards, as well as to determine that the City has complied with certain applicable laws and regulations governing federal funds. The Single Audit report is published as part of the annual financial statements for easy reference. Competitive Bidding Policy All required purchases for materials, equipment and services during 2011-12 were made pursuantto competitive bidding procedures as established under the City's purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of $5,000. Risk Management The City is self-insured for dental care, workers' compensation, general liability and unemployment insurance. General liability and workers' compensation are administered by outside agencies. The City administers unemployment insurance. Self-insurance transactions are accounted for underthe Insurance Funds. At June30,20121he Insurance Fund had a net asset of $1,498,096. INDEPENDENTAUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. To ensure internal control, periodically the City conducts a request for proposal (RFP) process for auditing services. The accounting firm of Macias Gini & O'Connell LLP was selected to perform this audit. The independent auditors' report precedes the basic financial statements and concludes that the City's basic financial statements are presented fairly, in all material respects, in accordance with accounting principles generally accepted in the United States of America. Xi CERTIFICATES OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2011. These Certificates of Achievement are prestigious national and state awards recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period cf one year only. The City has received a Certificate of Achievement for the last nineteen consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements and we are submitting it to GFOA this year. ACKNOWLEDGMENTS As always the professionalism, dedication and efficiency of the Financial Services Division Accounting staff made it possible for the timely preparation of this report and are to be commended. I would also like to personally thank Ruby Paiste, Financial Services Manager, Wendy Dowhower, Supervising Accountant, Tyson Mordhorst, Senior ProgrammerAnalyst and Nancy Spinelli, Accounting Clerk. Their work in preparing this year's CAFR is greatly appreciated. I would also like to thank you for your continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, Jordan Ayers Deputy City Manager/Internal Services Director %11 Certificate of Achievement for Excellence in IFinanclal Reporting Presented to City of Lodi California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30,201 1 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. 4%� President W= Executive Director Library Board City Attorney Library Parks, Rec. & Community Cultural Development Services i Numberof Positions Authorized: 410 Budgeted: 381 City of Lodi Citizens City Council City Manager Electric Utility I I Public Works Financial Services Division xiv City Clerk Boards and Commissions Deputy City Managerllnternal Services Director I Fire I I Police Treasury Resources Systems Division Division Division DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Joanne Mounce Alan Nakanishi Lary Hansen Bob Johnson Phil Katzakian ADVISORY BODIES Planning Commission Library Board Recreation Commission Site Plan and Architectural Review Committee PRINCIPAL ADMINISTRATIVE OFFICERS Konradt Bartlam Jordan Ayers Steve Schwabauer Randi Johl Nancy Martinez Lary Rooney Jeff Hood Wally Sandelin Elizabeth Kirkley Konradt Bartlam Mark Helms xv Mayor Mayor Pro Temp Council Member Council Member Council Member Loci Improvement Committee Lodi Arts Commission Youth Commission Lodi Senior Citizens' Commission City Manager Deputy City Manager City Attorney City Clerk Library Services Director Fire Chief Parks, Recreation & Cultural Services Director Public Works Director Electric Utility Director Community Development Director Police Chief (This page intentionally left blank.) FINANCIAL SECTION The Financial Section is comprised of the Independent Auditors' Report, Management Discussion and Analysis, Basic Financial Statements, including the notes, required Supplementary Information, and Supplementary Information which includes Combining and Individual Fund Statements and Schedules. Certified Public Accountants. Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland LA/Century City The Honorable Members of City Council Newport Beach City of Lodi, California San Diego INDEPENDENT AUDITOR'S REPORT Seattle We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fiind inforniation of the City of Lodi, California (City), as of and for the year ended Jane 30, 2012, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Atidifing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fiend information of the City, as of June 30, 2012, and the respective changes in financial position, and where applicable, cash flows, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated December 6, 2012 on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government AuditLV Standard's and should be considered in assessing the results of our audit. www.mgocpa.com Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, the schedules of funding progress for the pension plan and OPEB plan, and the schedules of revenues, expenditures and changes in fund balance — budget and actual — for the General Fund as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the inforniation because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's financial statements as a whole. The introductory section, the combining and individual nonmajor fund financial statements and schedules, and the statistical and continuing disclosure sections are presented for purposes of additional analysis and are not a required part of the financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U.S. Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non -Profit Oigani=ations, and is also not a required part of the financial statements. The combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. I n our opinion, the inforniation is fairly stated in all material respects in relation to the financial statements as a whole. The introductory, statistical and continuing disclosure sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Sacramento, California December 6, 2012 MANAGEMENT'S DISCUSSION AND ANALYSIS This section of the Comprehensive Annual Financial Report is presented as discussion and analysis of the financial performance of the City of Lodi (City) for the fiscal year ended June 30, 2012, FINANCIAL HIGHLIGHTS • The assets of the City exceeded its liabilities at the close of the 2012 fiscal year by $201,709,559 (net assets). Of this amount, $38,168,914 is unrestricted net assets deficit. • The City's total net assets increased by $1,766,184 in fiscal year 2012. • As of June 30, 2012, the City's governmental funds reported combined ending fund balances of $20,443,592, an increase of $1,357,090 in comparison with the prior year. Of this amount, $5,369,566 is available for spending at the City's discretion (unassigned fund balance). • At the close of the fiscal year, fund balance for the general fund was $6,288,953, of which $6,232,459 is unassigned or 17.03 % of total general fund revenues of $36,588,199. • The City's total long-term liabilities decreased by $6,081,673 (2.2%) during the current fiscal year. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: (1) Government -wide financial statements, (2) Fund financial statements, and (3) Notes to the Financial Statements. This report also includes other supplementary information in addition to the basic financial statements. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether or not the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as revenues pertaining to uncollected taxes and expenses pertaining to earned but unused vacation and sick leave. 3 Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through users fees and charges (business -type activities). The governmental activities of the City include general government, public protection, public works, community development, library, and parks, recreation and cultural services. The business -type activities of the City include electric operations, wastewater operations, water operations and public transit operations. Fund Financial Statements The fund financial statements are designed to report information about groupings of related accounts, which are used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into the following three categories: Governmental funds, Proprietary funds, and Fiduciaryfunds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. Most of the City's basic services are reported in governmental funds. These statements, however, focus on C Ih)ow cash and other financial assets can readily be converted to available resources and (2) the balances left at year-end that are available for spending. Such information may be useful in determining financial resources available in the near future to finance City programs. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their type (special revenue, capital projects and debt service). Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the general fund which is considered to be a major fund. Data from the remaining governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual budget for its general fund and special revenue funds. Budgetary comparison statements have been provided for the general fund and the special revenue funds to demonstrate compliance with this budget. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers, either outside customers, or internal units or departments of the City. Proprietary funds provide the same type of information as shown in the government -wide financial statements, only in more detail. The City maintains the following two types of proprietary funds: • Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for the operations of the Electric, Wastewater, Water, all of which are considered to be major funds and the Transit system, which is considered to be a nonmajor proprietary fund. 4 • Internal Service funds are used to report activities that account for various employee benefits and self-insurance, and fleet activities of the City. Because these activities predominantly benefit governmental rather than business -type functions, they have been included within the governmental activities in the govern ment-widefi nancial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. The activities of the Downtown and Cherokee Lane special assessments, the Industrial Way -Beckman special assessment and various landscape and lighting districts are accounted for and reported under the fiduciary funds. The activities of the Private Sector trust and the Holz bequest are also accounted for under the fiduciary funds. Since the resources of these funds are not available to support the City's own programs, they are not reflected in the government -wide financial statements. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to the Financial Statements The notes to the financial statements provide additional information that is essential to a full understanding of the data provided in the government - wide and fund financial statements. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information concerning the City's progress in funding its obligation to provide pension and other post employment benefits (OPEB) to its employees, and schedules comparing budget to actual amounts in the General Fund. Combining Statements The combining statements in connection with non -major governmental funds and fiduciary funds are presented immediately following the required supplementary information on pensions. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. The City assets exceeded liabilities by $201,709,559 at the close of the current fiscal year. Assets: Current and other assets Capital assets Total assets Liabilities: Long-term liabilities outstanding Other liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Restricted Unrestricted (deficit) Total net assets City cf Lodi's Net Assets Governmental Activities 2012 2011 Business -type Activities 2012 20-U Total 2012 2011 $ 35,198,588 33,913,523 103.092.730 130,456,950 $ 138,291,318 164,370,473 128,857,069 136,064,911 225,752,808 197,586,365 354,609,877 333,651,276 164,055,657 169,978,434 328,845,538 328,043,315 492,901,195 498,021,749 40,168,249 40,399,841 233,741,227 239,591,308 273,909,476 279,991,149 3,729,658 5,667,115 13,552,502 12,420,110 17,282,160 18,087,225 43,897,907 46,066,956 247,293,729 252,011,418 291,191,636 298,078,374 107,587,069 16,176,191 (3,605,510) $ 120,157,750 114,164,912 109,582,092 104,858,175 217,169,161 219,023,087 14,894,802 6,533,121 5,302,731 22,709,312 20,197,533 (5,148,236) 123,911,478 (34,563,404) (34,129,009) (38,168,914) (39,277,245) 81,551,809 76,031,897 $ 201,709,559 199,943,375 Assets. The City's total assets decreased by $5,120,554 or 1.03%. The increase is primarily due to the following: Governmental activities. Total assets for the governmental activities had a decrease of $5,922,777 resulting largely from the transfer of storm drain activities from the Street Fund ($2,229,572) and the related capital assets ($1,877,191) to the Wastewater Fund. Other insignificant activities offset the difference. Business -type activities. Total assets for the business -type activities had an increase of $802,223 or .24%. Capital assets increased by $28,166,443 primarily from buildings and improvements and machinery and equipment offset by the decrease in current and other assets of 71 $27,364,220, mainly from the decrease of restricted assets held by fiscal agent from the proceeds of the 2010 Water Certificates of Participation ($21,358,322) for the construction of the Surface Water Treatment Facility; decrease in cash and restricted cash due to other major projects, i.e.; construction of a biosolids facility ($3,688,071); water meter program ($6,328,558); the decrease in development impact fees ($2,530,871); offset by the transfer of storm drain activities from the Street Fund ($2,229,572)and related capital assets ($1,877,191)to the Wastewater Fund; and the increase in charges for services of $2,219,625. Other insignificant activities offset the difference. Liabilities. The City's total liabilities decreased by $6,886,738 or 2.31 %. The decrease is primarily due to the following: Governmental activities. Total liabilities for the governmental activities decreased by $2,169,049. This is attributed to decrease in self-insurance liabilities of $336,429; decrease in unearned revenues from Prop 1 B of $807,447, in Energy Efficiency Block grant $8,195, and in Local Law Enforcement Block grant, $59,267; decrease in compensated absences, $329,890; and decrease in accrued payments for various street projects, $637,315. Other insignificant activities offset the difference. Business -type activities. Total liabilities for the business -type activities decreased by $4,717,689 or 1.87%. The decrease is primarily attributable to the principal payments towards the various certificates of participations, $5,475,000. Other insignificant activities offset the difference. Net Assets. The City's overall financial position has increased during the fiscal year. The net assets have increased by $1,766,184 or 0.88%. The largest portion ($217,169,161) of the City's net assets reflects its investment in capital assets net of any associated depreciation (e.g., land, buildings and improvements, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City's net assets, $22,709,312 (11.26%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted deficit amounts to $38,168,914. At the end of the current fiscal year, the City is able to report positive balances in two categories of net assets for the government as a whole. Unrestricted net assets are negative for both the governmental and business -type activities. Referto page 10 for analysis of the business -type activities unrestricted net assets. 7 Revenues Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Propertytaxes Othertaxes Grants and contributions not restrictedto specific programs Other Total revenues Expenses General government Public protection Publicworks Community development Library Parks and recreation Intereston long-termdebt Electric Wastewater Water Transit Total expenses Changes in net assets before special item and transfers City of Lodi's Change in NetAssets 8,953,983 Governmental 8,953,983 Business -type 1,689,440 1,810,063 1,928,824 Activities 3,618,264 Activities 48,363,055 Total 98,453,515 2012 2011 2012 2= 2012 2011 $ 4,661,080 5,685,056 89,800,503 87,391,833 $ 94,461,583 93,076,889 2,299,800 2,235,980 4,213,932 3,982,740 6,513,732 6,218,720 5,024,837 6,737,432 3,206,279 5,150,118 8,23],116 11,887,550 12,102,780 12,697,676 10,825,658 10,363,488 12,102,780 12,697,676 10,825,658 10,363,488 9,277,277 8,953,983 9,277,277 8,953,983 2,184,288 1,689,440 1,810,063 1,928,824 3,994,351 3,618,264 46,375,720 48,363,055 99,030,777 98,453,515 145,406,497 146,816,570 9,380,968 8,261,967 9,380,968 8,261,967 25,432,210 25,112,684 25,432,210 25,112,684 10,247,617 9,305,242 10,247,617 9,305,242 1,003,008 972,855 1,003,008 972,855 1,381,524 1,354,904 1,381,524 1,354,904 2,912,632 5,778,165 2,912,632 5,778,165 1,032,716 1,075,064 1,032,716 1,075,064 62,599,298 63,399,665 62,599,298 63,399,665 17,440,897 11,686,782 17,440897 11,686,782 7,953,480 8,187,613 7,953,480 8,187,613 4,255,963 4,132,004 4,255,963 4,132,004 51,390,675 51,860,881 92,249,638 87,406,064 143,640,313 139,266,945 (5,014,955) (3,497,826) 6,781,139 11,047,451 1,766,184 7,549,625 8 Special item- gain on sale of parkland Transfers Changes in net assets Net assets at beginning of year Net assets at end of year Analvsis of Changes in Net Assets 320,739 1,261,227 6,657,202 (1,261,227) (6,657,202) 320,739 (3,753,728) 3,480,115 5,519,912 4,390,249 1,766,184 7,870,364 123,911,478 120,431,363 76,031,897 71,641,648 199,943,375 192,073,011 120,157,750 123,911,478 81,551,809 76,031,897 $ 201,709,559 199,943,375 Governmental activities. Net assets for the governmental activities decreased by $3,753,728 in the current fiscal year. The key factors impacting the change in net assets are: • Decreased development activity. • Decrease in personnel costs. • Charges for services decreased by 18%, a net amount of $1,023,976 from the prior fiscal year largely from decreased development activity resulting in decreased building permit fees ($263,807), engineering and inspection fees ($226,905), plan check fees ($136,757), planning fees ($137,649), fire permit review and inspection fees ($68,823); decrease in revenues from vehicle code -moving violation, $114,919; decrease in revenue received from the Hutchins Street Square at the box office, $54,784 and specialty classes, $16,804. • Capital grants and contributions decreased by $1,712,595 or 25% from prior fiscal year. Decrease in capital contributions was mainly attributable to a reduction in receipt of Prop 1B funds used for various street overlays and improvements ($1,033,006), and funds from the American Recovery and ReinvestmentAct (ARRA) used for the Lodi Avenue reconstruction project ($776,336) received in the prior year. • Property taxes — decreased by $594,896 or 5% compared to prior year. Continuing decline in market values falling below the assessed values caused homes to be reassessed and affected property tax revenues in the current year. • Other taxes increased by $462,170 primarily from the increase in business license tax ($223,594), increase in card room tax ($158,315) and transient occupancy tax ($60,286). • Grants and contributions not restricted to specific programs increased by $323,294 or 4%. Sales tax revenues increased by $582,538 offset by a decrease in State motor vehicle license fees by $259,244. The overall increase in sales tax is attributed to a general increase in consumer spending and steady increase in auto sales spurred by low interest rates, easy credit and manufacturer's incentives. The State motor vehicles license fee revenue was eliminated by SB89 effective July 1, 2011, as part of the state's effort to solve its budget problems. • Other revenues increased by $494,848 or 29% from prior fiscal year. This increase was attributable to the increase in agricultural lease revenue from Lima Ranch and Kirschenman Farms, ($137,578); increase in rent in Parks, Recreation and Cultural Services ($103,936); increase in late fees collected ($99,563); and increase in donations ($76,285). The difference is offset by various small decreases in other revenues. Expenses for governmental functions totaled $51,390,675 a decrease of $470,206 or 1 %from the prior fiscal year. E Business -type activities. Business -type activities increased the City's net assets by $5,519,912 in the current year. The key elements of this increase are: • Transfer of storm drain activity from the Streets Fund to the Wastewater Fund ($2,229,572) and related capital assets ($1,877,191). • The City's Energy Cost Adjustment (ECA) was established with the intent to automatically adjust the electric rates for monthly fluctuations in the City's purchased power expenses. Bulk power costs increased in the current year and by way of the ECA charge, operating revenue increased by $2,084,018. • Wastewater and water rates were increased during the year resulting in increased operating revenues of $190,537 and $143,204, respectively. FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds. The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Types of governmental funds reported by the City include the General Fund, special revenue funds, debt service fund and capital projectsfunds. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $20,443,592, an increase of $1,357,090 in comparison to the prior year resulting from the decrease in capital outlay and overall decrease in operating expenditures offset by the decrease in total revenues. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the general fund was $6,232,459 while total fund balance was $6,288,953. As a measure of the general fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 18.65% of total general fund expenditures. The fund balance of the General Fund increased by $142,548 during the current fiscal year. Key factors in this growth areas follows: • Total expenditures decreased by $2,263,424, as a result of an overall decrease in spending, the transfer of parks activities to the Parks, Recreation and Community Services Special Revenue Fund and the decrease in personnel costs due to early retirement incentives. • Transfers out to the Capital Outlay Reserve Fund in the amount of $ 2,269,821 for various capital projects and the elimination of the start up costs associated with the RedevelopmentAgency. 10 Proprietary Funds The City's proprietary funds providethe same type of information found in the govern ment-wide financial statements, but in more detail. Unrestricted net assets at the end of the year for the Wastewater Fund were $12,274,135 and for the Transit Fund, $3,203,015. The Electric Fund unrestricted net assets deficit was $8,750,916, the Water Fund was $41,289,638 and the Internal Services Funds unrestricted net assets deficit was $2,078,003. Other factors concerning the finances of these funds are discussed in the City's business -type activities. GENERAL FUND BUDGETARY HIGHLIGHTS Differences between the original operating budget and the final amended operating budget in the General Fund were a net increase in appropriationsaf $619,050. The increase in appropriations can be briefly summarized as follows: • $600,000 increase in public protection • $19,050 increase in library Significant differences between the final budget and the actual revenues and expenditures can be briefly summarized as follows: • Taxes — a favorable variance of $97,598 was largely due to the increased receipts from the card room ($146,275), increase in business license tax ($231,655), increase in cable TV franchise fees ($19,010), increase in transient occupancy tax ($86,185) and increase in waste removal franchise fees ($21,168) offset by a decrease in property taxes ($300,215), decrease in in -lieu of vehicle license fees ($79,598), and decrease in real property transfer tax ($23,157). • Intergovernmental revenues — a favorable variance of $289,064 was mainly due to an increase in sales tax ($389,598) offset by the decrease in state motor vehicle in -lieu revenue ($102,061). • Charges for services — an unfavorable variance of $134,354 resulting from a decrease in engineering inspection fees ($37,036) and the $100,000 budgeted annually for strike team reimbursement. These funds are contingent upon the occurrence of a significant fire event within the state. • Investment and rental income — a favorable variance of $355,900 resulted from the increase in interest earnings ($21,638) and rental revenue from the reallocation of rental income from water and wastewater to the General Fund ($199,495) and revenue from Lima Ranch and Kirschenman Farms, ($137,578). • For expenditures, a favorable variance between the final budget and actual expenditures of $1,352,347 was due to savings from several vacancies and the continued overall effort to reduce spending and costs. 11 CAPITALASSETS AND DEBT ADMINISTRATION Capital assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2012, amounts to $354,609,877 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, vehicles, infrastructure and construction in progress. The total increase in the City's investment in capital assets for the current fiscal year was $20,958,601, a 6.28% increase(a 5% decrease in governmental activities and 14% increase in business -type activities) as shown in the table below. Changes in Capital Assets, Net of Depreciation Governmental Activities Business-typeActivities Total 2012 2011 2012 2011 2012 2011 Land $ 23,693,292 $ 23,693,292 $ 5,535,718 $ 5,535,718 $ 29,229,010 $ 29,229,010 Buildingsand Improvements 37,729,107 37,460,196 32,016,153 25,069,129 69,745,260 62,529,325 Machinery and Equipment 1,495,080 1,633,494 148,320,501 98,016,026 149,815,581 99,649,520 Vehicles 872,518 839,298 1,179,412 1,668,994 2,051,930 2,508,292 infrastructure 61,364,827 60,880,644 61,364,827 60,880,644 Work of Art 304,907 304,907 304,907 304,907 Construction in Progress 3,397,338 11,253,080 38,701,024 67,296,498 42,098,362 78,549,578 Total $ 128,857,069 $ 136,064,911 $ 225,752,808 $ 197,586,365 $ 354,609,877 $ 333,651,276 A significant increase in machinery and equipment compared to prior year was primarily due to the ongoing improvements to the White Slough Pollution Control Facility; the Surface Water Treatment Plant construction costs; and the water meter installation project. The increase in buildings and improvements is due to the completion of various renovations. Additional information on the City's capital assets can be found in Note 6 on pages 48-50 of this report. 12 Long-term debt At the end of the current fiscal year, the City had total bonded debt outstanding of $187,598,430. Of this amount, $21,025,000 is the outstanding balance of the bonds issued to fund the new public safety building, refinancing of the performing arts center and the downtown and Cherokee Lane improvements. The total of $166,573,430 from the business -type activities consists of $38,441,606 for the Water Fund; $53,501,762 for the Wastewater Fund; and $74,630,062 for the Electric Fund. City of Lodi's Outstanding Debt Governmental Business -type Activities activities Total Certificates of Participation $ 21,025,000 166,573,430 187,598,430 The City's total bonded debt decreased by $5,869,904 during the currentfiscal year. Bond Rating In June 2010, Standard & Poor's Rating Services affirmed the rating on outstanding electric utility debt instruments of A- with a stable outlook as a result of improved financial performance due to the implementation of various policies instituted by management. Fitch Rating Services upgraded the rating on outstanding wastewater utility debt instruments to A+ with a stable outlook in May 2011, as part of its global ratings recalibration. In October 2010, Standard & Poor's Rating services issued a rating of AA- with a stable outlook in regards to the $38,665 million Water Revenue bonds. Moody's Investor Services assigned a rating of Aa3 to this new issue. On August 1, 2011, Fitch Rating Services affirmed the rating on outstanding public improvement bonds at AA- and assigned an implied general obligation bond rating of AA. The rating outlook was revised to stable from negative as a result of the City's successful improvementof its general fund position and maintaining its low debt profile. Additional information on the City's long-term debt can be found in Note 8 on pages 51-56 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET The impacts of the global economic recession continue to affect Lodi's families, businesses, institutions and the City but the case can be made that the City is not only surviving the recession, but thriving. The City of Lodi continues to take actions necessary to maintain a more sustainable city. The tax base is now more diverse and less dependent upon a single source of retail sales tax, permanent reductions have been made to the municipal work force and greater efficiency in the delivery of city services has been established. Management has evaluated ways to make every City service more efficient, streamlining and consolidating services where possible. Other efficiencies include consolidation of multiple recreational programs, decentralization cf purchasing and implementation of a single answer point for development permits. The City also reduced its workforce by 19% over the past eight years, from 470 full-time budgeted employees in 2004-05 to 381 full-time budgeted employees in 2012-13. Monthly work hours for many employees have been reduced through furloughs although the City continues to offer the same basic range of municipal services. 13 The recession is creating an opportunity for the City to take advantage of low construction costs to proceed with major capital projects. They include the completion of a Surface Water Treatment Plant, various electrical system maintenance projects, water meter installation and street resurfacing. The 2012-13 budget proposes as many projects as possible focusing on maintenance and replacement of existing facilities and projectsthat reduce the City's recurring operational costs. The City Council has adopted a new Comprehensive General Plan that maintains Lodi's compact urban character yet provides for jobs and economic growth. In the future, Lodi will be a city accommodating a population of 99,000 and 51,000 jobs. The 2012-13 budget has several issues that were taken into consideration: employee costs and contributions; capital programs; and cost increases beyond the City's control. The City has been operating under annual concession agreements with all of its bargaining units. The City has negotiated new agreements with all eight bargaining units whose contracts expired during the fiscal year, along with modifying the benefits for Executive, Council Appointees and Confidential employees. The only bargaining unit whose agreement did not expire during the fiscal year was the International Brotherhood of Electrical Workers (IBEW). Their current agreementwill expire on December 31, 2013. Key elements of the new agreements include employees paying their full share of retirement costs by the end of the agreement, capping City -paid medical costs at the January 2012 levels and creating a lower second-tier retirementformula. Employee costs and contributions — Prior to the economic downturn, Lodi aggressively moved to manage employee expenses. Positions not deemed vital to City operations were held vacant, and other departmental expenses were closely monitored. Importantly, as the economy plummeted, in March 2009, City employees made a number of temporary salary and benefit concessions to reduce salary costs, including salary reductions, furloughs, and waiving of the City's deferred compensation match. These concessions alone were valued at over $2.3 million for FY 2009-10, $2.7 million for FY 2010-11, and $3.0 million for FY 2011-12. Consequently, the City has largely avoided employee layoffs and drastic service cuts so common in other cities. As the City renegotiated with its bargaining units, three principal issues were addressed: fiscal sustainability, transparency and operational discretion. Historically, the City has paid for 100 percent of pension costs on behalf of the employees. Under concessions, each bargaining group paid various portions of employee pension costs. The City sought to have all employees paying their full share of pension costs by the end of the term of their agreement. All bargaining units with signed successor agreements have approved this term. The City also sought to establish a second-tier retirement benefit for newly -hired employees. The second tier approved by the bargaining units for Public Safety employees was 3% @ 55 formula with final compensation based upon a 36 -month average. Miscellaneous employee bargaining units approved a second-tier retirement based upon a 2% @ 60 formula. The City has also used early retirement to reduce work force. Over the course of the last four years, the City has offered a retirement incentive multiple times to selected employee classifications. As employees have accepted the incentive, the City has left the positions vacant. A total of 38 employees have taken advantage of the retirement incentive. 14 Capital programs — The City continues to utilize one-time funds for capital maintenance, rather than ongoing operations. In prior years, the City assessed its physical plant and is using one-time funds generated by the Lodi Energy Center, to address deferred maintenance projects on its buildings. Scheduled to be completed this year are roof and gutter replacement projects in City Hall and the jail, a retrofit of a portion of the unused space in the former public safety building and resurfacing of the parking lot at City Hall. Additionally, the FY 2012-13 budget allocates $245,000 toward the replacementof the financial and billing systems. The above projects total just over'$700.000. Costs beyond the Citv's control —While the revenues have increased slightly, the cost of retirement and insurance continue to rise. CaIPERS has recently revised its estimated investment return rate from 7.75% to 7.5%. The impact of this revision will increase the costs for the City. CalPERS has stated it will phase in this increase over a two-year period, beginning in FY 2013/14, and build it into the base rates for years beyond that. The City expects its employer costs to increase between $500,000 and $750,000 as a result of this rate change. A second cost increasethat is a cause of concern is medical insurance. While the City has negotiated a medical insurance cap with its bargaining units, costs are expected to increase and impact the net pay of the workforce. A third cost increase that is a cause of concern is worker's compensation. The City is self-insured for worker's compensation costs. There has been a gradual increase in the cost and severity of claims and the City expects that the actuarial liability will also increase. For budgetary purposes, $500,000 was added to the current budget. Economic Development During this difficult economic time, the City has fared better than the surrounding area, as a whole. While not immune to the current foreclosure crisis, the City housing stock has seen fewer foreclosures and has maintained housing values better than the surrounding communities. The City's unemployment rate continues to track roughly percent lower than that of San Joaquin County. The City's diversified economic base continues to help the City maintain its revenue base. Although agriculture is an important part of the City's past, present and future by providing residents with employment on farms and in processing plants, there are even more jobs in food and plastics manufacturing and in health-related businesses. Lodi Memorial Hospital, Blue Shield and Cottage Bakery have the highest year-round employment in the City, and large national and international manufacturers such as General Mills and CertainTeed find the City an attractive base for their West Coast operations. REQUEST FOR INFORMATION This financial report is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City' accountability for the money it receives. If you have any questions about this report or need additional information, contactthe Financial Services Division of the City of Lodi at 310 W. Elm Street, Lodi, California, 95240. WC (This page intentionally left blank.) BASIC FINANCIAL STATEMENTS The Government -wide Financial Statements provide a broad overview cf the City's financial position and operating results. Information is grouped by governmental activities or business -type activities. The Fund Financial Statements report information about the City's Governmental Funds, Proprietary Funds, and the Fiduciary Fund. The notes have an integral role in disclosing information essential to the fair presentation of the Basic Financial Statements. GOVERNMENT -WIDE FINANCIAL STATEMENTS ASSETS Cash and investments Accounts receivable, net Propertytax receivable Interest receivable Internal balances Due from other governmental agencies Restricted assets Loans receivable Advance receivable Inventory Other assets Deferred charges Capital assets, net: Nondepreciable Depreciable, net TOTALASSETS LIABILITIES Accounts payable and accrued liabilities Accrued salaries and wages Accrued interest Unearned revenue Long-term liabilities: Due within one year Due in more than one year TOTAL LIABILITIES NET ASSETS Invested in capital assets, net of related debt Restricted for: Capital projects Debt service Other purposes Unrestricted (deficit) TOTAL NETASSETS C r1.Y OF LODI STATEMENT OF NET ASSETS June 30,2012 Governmental Business -type Activities Activities Total $ 29,643,464 31,006,529 $ 60,649,993 3,226,290 6,702,582 9,928,872 10,447 10,447 35,305 44,028 79,333 (1,264,025) 1,264,025 557,149 1,640,335 2,197,484 1,691,898 43,674,755 45,366,653 1,159,709 245,388 1,405,097 11,576,432 11,576,432 130,219 3,381,492 3,511,711 8,132 4,875 13,007 3,552,289 3,552,289 27,395,537 44,236,742 71,632,279 101,461,532 181,516,066 282,977,598 164.055.657 328.845.538 492,901,195 2,813,951 630,948 255,889 28,870 4,081,067 36,087,182 43,897,907 107,587,069 13,957,147 1,691,898 527,146 (3,605,510) $ 12Q.157,750 The notes to the financial statements are an integral part o fthis statement. 17 8,253,467 2,820,768 2,478,267 7,089,270 226,651,957 247,293,729 109,582,092 6,533,121 (34,563,404) 81,551,809 11,067,418 630,948 3,076,657 2,507,137 11,170,337 262,739,139 291,191,636 217,169,161 13,957,147 8,225,019 527,146 (38,168,914) $ 201,709,559 Functions/Programs PRIMARY GOVERNMENT: Governmental activities: General government Public protection Publicworks Community development Library Parks& recreation Interest on long-term debt Total governmental activities Business -type activities: Electric Wastewater Water Transit Total primary government CITY OF LODI STATEMENT OF ACTIVITIES Year ended June 30,2012 Net (Expense) Revenue and Program Revenues Changes in Net Assets Operating Capital Charges for Giants and Grants and Governmental Business -type Expenses Services Contributions Contributions Activities Activities Total 9,380,968 I,718.073 32,022 56,500 (7,574,373) $ (7,574,373) 25,432,210 500,420 I,261,428 321,882 (23,348,480) (23,348,480) 10,247,617 165,975 975,762 4,617,556 (4,488,324) (4,488,324) I'003,008 992,809 3,536,287 81I,376 a0, 199) (10,199) 1,381,524 42,720 30,588 3,206,279 (1,308,216) (1,308,216) 2,912,632 1,241,083 6,513,732 28,899 (1,642,650) (1,642,650) 1,032,716 (1,032,716) (1,032,716) 51,390,675 4,661,080 2,299,800 (39,404,958) (39,404,95 62,599,298 64,251,368 15,600 I,285,434 2,953,104 2,953,104 17,440,897 13,280,216 1,627,930 220,978 (3,939,703) (3,939,703) 7,953,480 12,083,226 662,045 888,491 5,680,282 5,680,282 4,255,963 I85,693 3,536,287 81I,376 277,393 277,393 92,249,6384,213,932 548,836 36,200,066 3,206,279 4,971,076 4,971,076 $ 143,640,313 94,461,583 6,513,732 8,231,116 (39,404,958) 4,971,076 $ 4,4 General revenues: Taxes: Property taxes Franchisetaxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investmentearnings Other Transfers Total general revenues and transfers Change in net assets Net assets, beginningof year Net assets, end of year The notes to the financial statements are an integral part of this statement 18 12,102,780 12,102,780 8,71 I ,543 8,71 I ,543 1,627,930 1,627,930 486,185 486,185 9,277,277 9,277,277 132,043 565,919 697,962 22052,245 1,244,144 .3,296,389 1,261,227 (1,261,227) 35,651,230 548,836 36,200,066 (3,753,728) 5,519,912 I,766;84 123,911,478 76,031,897 199,943,375 120,157,750 81,551,809 $ 201,709,559 FUND FINANCIAL STATEMENTS FUND FINANCIAL STATEMENTS Governmental Fund Types Governmental funds consist of the General Fund, special revenue funds, debt service fund and capital projects funds. Major Governmental Fund: General Fund This fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax receipts, franchise taxes and various subventions such as Motor Vehicle In - Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. Proprietary Fund Types Proprietary funds consist of the enterprisefunds and the internal service funds. Major Enterprise Funds include: Electric Fund The City established this fund in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements maintenance and debt service. 19 Wastewater Fund This fund was established by the City in order to account for the provision of waste water collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. Water Fund This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Nonmajor Enterprise Fund: Transit Fund This fund is used to account for the operations of the Dial -A -Ride and the Grapeline bus system. Fiduciary Fund Type Private -purpose Trust Funds These funds are used to account for assets held by the Library Board as trustee of the Lodi Public Library and for assets held by the City -in accordance with the trust agreement on behalf of the Hutchins Street Square. Agency Fund This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way Beckman Districts and the Downtown and Cherokee Lane Districts and various landscape and lighting districts around the City. 20 ASSETS Cash and investments Restricted assets Receivables: Accounts, net Propertytaxes Interest Due from other funds Due from other governmental agencies Loans receivable Inventory Other assets Total assets LIABILITIESAND FUND BALANCES Liabilities: Accounts payable and other liabilities Accrued salaries and wages Due to other funds Advances from other funds Deferred revenue Total liabilities Fund balances: Nonspendable Inventory Other assets Restricted Capital projects Debt service Other purposes Assigned Encumbrances Unassigned Total fund balances Total liabilities and fund balances CITY OF LODI BALANCE SHEET GOVERNMENTAL FUNDS June 30,2012 Other Total General Governmental Governmental Fund Funds Funds $ 5,253,099 14,278,256$ 19,531,355 1,691,898 1,691,898 2,971,718 245,967 3,217,685 10,447 6,288,953 10,447 10,575 13,031 23,606 827,178 364,994 1,192,172 128,492 428,657 557,149 2,918,866 1,159, 709 1,159, 709 1,050 1,050 6,310 1,822 8,132 $ 9,207,819 18,185,384$ 27,393,203 $ 2,266,412 407,475$ 2,673,887 630,948 6,288,953 630,948 $ 9,207,819 1,192,172 1,192,172 1,264,025 1,264,025 21,506 1,167,073 1,188,579 2,918,866 4,030..745 6,949,611 1,050 1,050 6,310 6,310 12,797,438 12,797,438 1,691,898 1,691,898 527,146 527,146 50,184 50,184 6,232,459 (862,893) 5,369,566 6,288,953 14,154,639 20,443,592 $ 9,207,819 18,185,384$ 27,393,203 The notes to the financial statements are an integral part of this statement. 21 CITY OF LODI RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NETASSETS June 30,2012 Amounts reported for governmental activities in the statement of net assets are different because: Fund balances - total governmental funds Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds Nondepreciable capital assets Depreciable capital assets, net Long-term liabilities are not due and payable in the current period and therefore are not reported in the governmental funds as follows: Compensated absences Long-term debt Intereston long-term debt is not accrued in the funds, but rather is recognized as an expenditurewhen due Other long-term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds Internal service funds are used by managementto charge the costs of general liability insurance, workers' compensation insurance, health benefits insurance, other insurance and the cost of operating and maintaining the City's fleet to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net assets Net assets of governmental activities The notes to the financial statements are an integral part of this statement. 22 $ 20,443,592 27,395,537 101,429,694 (6,698,728) (21,270,000) (255,889) 1,159,709 (2,046,165) 120,157,750 CITY OF LODI STATEMENT OF REVENUES, EXPENDITURESAND CHANGES IN FUND BALANCES GOVERNMENTALFUNDS Year ended June 30,2012 The notes to the financial statements are an integral part of this statement. 23 Other Total General Governmental Governmental Fund Funds Funds Revenues: Taxes $ 22,928,438 $ 22,928,438 Licenses and permits 79,745 606,162 685,907 Intergovernmental revenues 10,449,364 4,840,100 15,289,464 Charges for services 682,156 2,744,373 3,426,529 Fines, forfeits and penalties 1,355,101 1,900 1,357,001 investment and rental income 807,270 456,536 1,263,806 Miscellaneous revenue 286,125 526,966 813,091 Total revenues 36,588,199 9,176,037 45,764,236 Expenditures: Current: General government 6,007,327 2,812,877 8,820,204 Public protection 24,923,155 326,333 25,249,488 Publicworks 1,112,569 3,061,438 4,174,007 Community development 1,036,610 1,036,610 Library 1,380,972 1,380,972 Parks and recreation 2,254,641 2,254,641 Capital outlay 2,960,626 2,960,626 Debt service: interest and fiscal charges 1,039,016 1,039,016 Principal payments 630,000 630.000 Total expenditures 33,424,023 14,121,541 47,545,564 Excess (deficiency)of revenues over (under) expenditures 3,164,176 (4,945,504) (1,781,328) Other financing sources (uses): Transfers in 5,370,230 9,115,777 14,486,007 Transfers out (8,391,858) (2,955,731) (11,347,589) Total other financing sources (uses) 3,021,628 6,160,046 3,138,418 Net change in fund balances 142,548 1,214,542 1,357,090 Fund balances, beginning of year 6.146.405 12,940,097 19,086,502 Fund balances, end of year $ 6,288,953 14,154,639 $ 20,443,592 The notes to the financial statements are an integral part of this statement. 23 CITY CIE' LODI RECONCILIATION CIE' THE STATEMENT OF REVENUES, EXPENDITURESAND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES Year ended June 30,2012 Amounts reported for governmental activities are different because: Net change in fund balances- total governmental funds Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. Capital outlays, capital contributionsand depreciation expense are as follows: Capitalized capital outlays Capital asset contributions Depreciation expense Book value on transferred capital assets Long-term debt proceeds, net of discounts, provide current financial resourcesto governmental funds, but issuing debt proceeds increases long-term liabilities in the statement of net assets. Repayments of the principal are expenditures in the governmental funds, but the repayments reduce long-term liabilities in the statement of net assets. Repaymentsof principal are as follows: Certificatesof participation principal Internalservice funds are used by managementto charge the costs of certain activities, such as health benefits and self-insurance, costs of operation and maintenanceof the City's fleet, to individualfunds. The net revenue (expenses) of the internal servicefunds are reportedwith governmental activities. Revenues reported in the funds since they provide current financial resources are not reported as revenues in the statement of activities this year since they were reported in the previousyear. Other expenses in the statement of activities that do not use current financial resources are not reported as expenditures in the governmental funds. Change in compensated absences Change in accrued interest Change in net assets of governmental activities The notes to the financial statements are an integral part of this statement. 24 1,357,090 2,960,626 516,079 (8,805,908) (1,877,191) 630,000 1,079,185 51,385 328,706 6,300 $ (3,753,728) ASSETS Currentassets: Cash and investments Restricted cash and investments Restrictedassets with fiscal agents Receivables: Accounts. net Interest Duefrom other governmental agencies Advance receivable Loans receivable Inventory Otherassets Total current assets Noncurrentassets: Restricted assets with fiscal agents Advances to otherfunds Deferred charges Capitalassets,net: Nondepreciable Depreciable, net Total capital assets Total noncurrentassets TOTAL ASSETS LIABILITIES Current liabilities: Accounts payableand other liabilities Accrued interest Uneamed revenue Self-insuranceI iabi lity Accrued compensated absences Certificatesof participation payable Total current liabilities Noncurrent liabilities: Self-insurance liability Accrued compensated absences Certificatesof participation payable Net OPEB obligation Pollution remediation obligation Total noncurrent liabilities TOTAL LIABILITIES NETASSETS (DEFICIT) I nested i n capital assets. net of related debt Restricted: Debt service Unrestricted (deficit) TOTAL NETASSETS (DEFICIT) $ C I NOF LODI STATEMENT OF NETASSETS PROPRIETARYFUNDS June 30,2012 Governmental Activities- Business-typeActivities-Enterprise Funds Internal NonmaiorFund Service Electric Wastewater Water Transit Total Funds 2,143,190 12,085,917 4,883,369 2,209 11,576,432 245,388 3,138,291 34,074,796 12,513,936 872.978 822.049 13,670 12,465,350 15,197,920 13,348,090 823.846 23,546 55,170 11.974 231,227 3,600 1,275 14,238,207 42,146,424 3,884,053 $ 31.006.529 $ 10,112,109 15,197,920 26,306,985 173,318 6,702,582 8.605 4,603 44.028 11.699 1,585,165 1,640,335 1,209,025 11,576,432 2,316,801 245.388 394.080 3,381,492 129.169 763,785 4,875 38,529,926 5,647,139 96,106,566 10,261,582 The notes to the financial statementsare an integral pan of this statement. Y8 2,169,850 2,169,850 55,000 1,209,025 1,264,025 2,316,801 841,408 394.080 3,552,289 763,785 4,294,177 38,529,926 648.854 44,236.742 43,673,441 91,996,840 33,172,244 12,673,541 181,516,066 31,838 44,437,226 96,291,017 71,702,170 13,322,395 225,752,808 31,838 46,754,027 99,357,275 73,305,275 13,322,395 232,738.972 31,838 80,828,823 113,595,482 115,451,699 18,969,534 328,845,538 10,293,420 1,722,694 452.433 5,329,746 748.594 8,253,467 140,064 1,976,483 663,568 180.717 2,820,768 868,218 1,610,049 2,478,267 1,520,134 270,355 180.632 8.522 22,675 482,184 43,290 4,298,253 1,489,133 8191700 6,607,086 8,267,785 2,785,766 7,206,903 2,381,318 20,641,772 1,703,488 6,951,697 628.064 690.869 62.806 1,381,739 62,807 70,331,809 52,012,629 37,621,906 159,966,344 3,621,593 65,303,874 65,303,874 70,959,873 52,703,498 102,925,780 62.806 226,651,957 10,636,097 79,227,658 55,489.264 110,132,683 2,444,124 247,293,729 12,339,585 3,818,960 45,832,083 46,608,654 13,322,395 109,582,092 31.838 6,533,121 6,533,121 (8,750,916) 12,274,135 (41,289,638) 3,203,015 (34,5.63,4.04) (2,078,003) $ 1,601,165 58,106,218 5,319,016 16,525,410$ 81,551,8093 2,04( 6,1651 The notes to the financial statementsare an integral pan of this statement. Y8 C I N OF LODI STATEMENTOF REVENUES, EXPENSESAND CHANGES IN NET ASSETS PROPRIETARYFUNDS Year ended June 30,2012 The notes to the financialstatements are an integral partofthis report. 26 Governmental Activities - Business -type Activities - Enterprise Funds Internal Nonmajor Fund Service Electric Wastewater Water Transit Total Funds OPERATING REVENUES Charges for services $ 64,251,368 13,280,216 12,083,226 185,693 $ 89,800,503 3 11,948,810 OPERATING EXPENSES Personnel services 5,098,744 3,130,012 1,856,131 291,495 9,684,310 1,051,644 Supplies, materialsand services 9,716,954 2,818,041 1,781,622 2,921,075 17,237,692 6,948,196 Utilities 39,468,262 710,622 693,657 61,893 40,934,434 1.575 Depreciationand amortization 4.050.718 4.322.270 1,432,152 981,500 10,796,640 1.448 Claims 3,025,843 TOTAL OPERATING EXPENSES 58,344,678 10,980,945 5,763,562 4,255,963 79,345,148 11,028,706 OPERATING INCOME (LOSS) 5,906,690 2,299,271 6,319,664 (4,070,270) 10,455,355 920.104 NONOPERATING REVENUES (EXPENSES) Investmentincome 164.280 216,108 172.478 13,053 565,919 44,020 Interestexpense (4,254,620) (2,715,428 (2,189,918) (9,159,959) Rent 4,200 4,200 Operatinggrants 15,600 662,045 3,536,287 4,213,932 Losson disposal of capital assets (3,744,531) (3,744,531) Other revenues 789,196 69,841 285,093 95,814 1,239,944 115,061 TOTAL NONOPERATING REVENUES (EXPENSES) (3,285,544) (6,174,003) (1,070,302) 3,649,354 6,880,495 159,081 INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS 2,621,146 (3,874,732) 5,249,362 (420,916) 3,574,860 1,079,185 Capital contributions 1,285,434 2,098,169 888,491 811,376 9,089,870 Transfers in 2,229,572 Transfersout (2,856,390) (1,451,480) (1,060,120) (5,367,990) Net capital contributionsand transfers p,570,956) 2,876,261 (171,629) 111.1,376 1,945,052 Change in net assets 1,050,190 (998,471) 5,077,733 390,460 5,519,912 1,079,185 NETASSETS(DEFICIT)-BEGINNINGOFYEAR 550,975 59,104,689 241,283 16,134,950 76,031,897 (3,125,350) NETASSETS(DEFICIT)- END OFYEAR $ 1,601,165 58,106,218 5,319,016 16,525,410 $ 81,551,809$ (2,046,165) The notes to the financialstatements are an integral partofthis report. 26 Cash flows from operating activities: Receiptsfrom customers and users Receiptsfrom interfund services provided Cash paid to suppliersfor goods & Services Payments to employees Paymentsfor interfund services provided Net cash provided by (used in) operating activities Cash flows from noncapitalfinancing activities: Operatinggrants Repaidto other funds Receivedfrom otherfunds Rent of City property Transfers in Transfers out Netcash provided by (used in) noncapitalfinancing activities Cash flows from capital and related financing activities: Fees receivedfor water meter installations Acquisition and construction of capital assets Fees receivedfrom developers Capital grants received Principal payments on debt Interest payments on debt Netcash provided by (used in) capital and relatedfinancing activities Cash flows from investing activities: Interest on investments Net increase (decrease) in cash and cash equivalents Cash and cash equivalents. beginning of year Cash and cash equivalents, end of year Reconciliationto the statement of net assets: Cash and investments Restricted cash and investments Restricted assets with fiscal agents -current Total cash and cash equivalents Reconciliation of operating income (loss)to net cash provided by (used in) operating activities: Operating Income (loss) Adjustmentsto reconcileoperating income(loss)to net cash provided by (used in) operating activities: Depredation and amotiiation Otherrevenues Change in assets and liabilities: Increase in loans receivable (Increase)decrease in accounts receivable Decrease in advance receivables Decreasein due from other govemmentalagencies Increase in inventory Decrease in other assets Increase (decrease) in accounts payableand other liabilities Increase (decrease)incompensatedabsences Increase in self-insurance liability Decreasein pollution remediationobligation Increase in net OPEB obligation Net cash provided by (used in) operating activities Noncash Investina.Capital and Financino Activities Capital asset contributions Book value of disposed capital assets Capital assets transferred in from govemmentalactivities The notes to the financial statements are an integral pan of this statement CITY OF LODI 2,299,271 675,816 675.816 (2,436,698) STATEMENT OF CASH FLOWS (28,268,956) (678.597) (37,130,533) 176.660 220,978 PROPRIETARY FUNDS 509.067 789.196 69,641 RZ99,146 Year ended J une 30,2012 (3,270,000) (1,430,000) (775,000) (5,475,000) (4,021.114) (2,687,571) (2,191,856) (8,900,541) Governmental Business-typeActivities- Enterprise Funds (49,0 2,045) Activities- 9,337 1,289,640 Nonmajor Fund Internal Service Electric wastewater Water Transit Total Funds $ 65,053,947 13,317,083 12,538,701 281.507 $ 91,191,238 $ 124.398 300,000 (623.256) 300,000 11,948,810 (49,556,415) (2,929,737) (1,883,635) (2,973,649) (57,343,436) (9,747,114) Is 10.1 1941 (3176,066) (3.410; (644,653) (1.847.609) (665,706) (291.414) (46,463) (10,418,283) (1,360,232) (1,052,828) (495,445) (2,450) (46,054) 8.522 81 662,045 5,308,060 5,970,105 (55,000) (55,000) 16.148 16,148 4,200 4,200 2,229,572 2,229,572 (2,856,3 (1,451,480) (1,060,120) (5,367,990) 5,312,260 115.508 180.250 150.325 9.532 455.615 41,587 (1,599,106) (2,172,906) (22,538,418) 2,912,322 (23,396,108) 1,314,853 15,828,213 15,559,820 63,549,778 97173195,909,542 8,797,256 $ 2,143,190 12,513,936 12,465,350 3,884,053 $ 31,006,529 $ 10,112,109 15,197,920 15,197,920 12,085,917 872,970 13,348,090 26,306,985 $ 14.229.107 13,386,914 41,011,360 3,684,053 $ 72311.434 $ 10,112,109 5,906,690 2,299,271 675,816 675.816 (2,436,698) (5,746,282) (28,268,956) (678.597) (37,130,533) 176.660 220,978 111,429 509.067 789.196 69,641 RZ99,146 1.299,146 (3,270,000) (1,430,000) (775,000) (5,475,000) (4,021.114) (2,687,571) (2,191,856) (8,900,541) (9,551,152) (9,642-875) (30,448,587) 620.549 (49,0 2,045) 115.508 180.250 150.325 9.532 455.615 41,587 (1,599,106) (2,172,906) (22,538,418) 2,912,322 (23,396,108) 1,314,853 15,828,213 15,559,820 63,549,778 97173195,909,542 8,797,256 $ 2,143,190 12,513,936 12,465,350 3,884,053 $ 31,006,529 $ 10,112,109 15,197,920 15,197,920 12,085,917 872,970 13,348,090 26,306,985 $ 14.229.107 13,386,914 41,011,360 3,684,053 $ 72311.434 $ 10,112,109 5,906,690 2,299,271 6,319,664 (4,070,270) $ 10,455,355 $ 920,104 4,060,718 4,322,270 1,432,152 981,500 10,796,640 1,448 789.196 69,641 285.093 95.814 1,239,944 115,061 (84,969) (84,969) (976,457) (99,303) (142,068) (1,217,828) 9,337 1,289,640 1,289,840 65,399 65,399 (586.393) (308) (36,555) (623.256) (4,353) 930 312.450 313,380 296.753 (45.419) 532,769 (37,144) 746,959 (495,445) (2,450) (46,054) 8.522 81 (39.901) (1,184) 121,493 (570.276) (570,278) 606.805 $ 10,692,928 6,666,627 8,141,751 (3,030,019) $ 22,371,287 $ 1,273,266 $ 1,108,774 101,246 $ 1,210,020 3,744.531 3,744,531 1,877,191 1,877,191 CITY OF LODI STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS June 30,2012 ASSETS Cash and investments Receivables: Interest TOTALASSETS LIABILITIES Agency obligations TOTAL LIABILITIES NET ASSETS The notes to the financial statements are an integral part of this statement. 28 Private -Purpose Trust Funds $ 258,724 $ 258,724 258,724$ Agency Fund 366,130 535 366,665 366,665 366,665 $ CITY OF LODI STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS Year ended June 30,2012 ADDITIONS Investmentand rental income DEDUCTIONS Current Library CHANGE IN NETASSETS NET ASSETS, BEGINNING OF YEAR NETASSETS, END OF YEAR The notes to the financial statements are an integral part of this statement. 29 Private -Purpose Trust Funds $ 5,813 9,534 (3,721) 262,445 $ 258,724 (This page intentionally left blank.) NOTES TO THE FINANCIAL STATEMENTS CITY OF LODI Notes to Basic Financial Statements June 30,2012 (1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (a) The Financial Reporting Entity The City of Lodi (City) was incorporated on December 6, 1906, as a municipal corporation under the General Laws of the State of California. The City operates under a Council -Manager form of government and provides the following services: general government, public works, community development, public protection (police and fire), public utilities, library, parks and recreation. The accounting policies of the City conform to generally accepted accounting principles (GAAP) as applicable to governments in the United States of America. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and financial reporting principles. An elected five -member council governs the City of Lodi. As required by GAAP, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The component units, although legally separate entities, are, in substance, part of the City's operations and therefore, their activities are blended with data of the City. Blended Component Units The blended component units of the City are as follows: The Lodi Public Improvement Corporation (LPIC) was formed on April 26, 1988, for the purpose of rendering financial assistance to the City in the issuance of the 1988 Certificates of Participation (refunded by the issuance of the 1991 Certificates of Participation)to finance the expansion of the City's White Slough Pollution Control Facility. Since then, several Certificates of Participation were issued to finance various major projects (See Note 8). The City Council constitutes the Board of Directors of LPIC. The funds of LPIC have been included in the Enterprise (Electric and Wastewater) Funds and in the other governmental funds in the accompanying basic financial statements. The Lodi Financing Corporation (LFC) was formed on October 12, 1999, for the purpose of assisting the City with the financing of the costs of its environmental abatement program and enhancing the water supply of the City for the use, benefit and enjoyment of the citizens served by the City. The City Council is the Board of Directors of LFC. The funds of LFC are included in the Water Fund in the accompanying basic financial statements. The Lodi Public Financing Authority (LPFA) was created by a Joint Exercise of Powers Agreement between the City and the Industrial Development Authority (IDA) on July 21, 2010, for the purpose of assisting the City in the financings of public capital improvements. The 2010 Water Revenue Certificates of Participation Series A and B were issued in October 2010 to provide funds for a new water treatment facility. 31 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The City Council constitutes the Board of Directors of LPFA. The funds of LPFA have been included in the Enterprise (Water) Fund in the accompanying basic financial statements. (b) Government-Wideand Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the non - fiduciary activities of the primary government and its component units. For the most part the effect of interfund activity has been removed from these Statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities that rely, to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include <Ic}arges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. (c) Measurement Focus, Basis cf Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and accrual basis of accounting, as are the proprietary fund and private -purpose trust fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grant and similar items are recognized as revenue as soon as all eligibility requirements have been met. Agency funds use the accrual basis of accounting, but they do not have a measurementfocus. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. The City considers property tax revenues to be available if they are collected within 60 days of the end of the current fiscal year. All other revenues are considered to be available if they are generally collected within 120 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to vacation, sick leave, claims and judgments, are recorded only when payment is due. 32 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Property taxes, other local taxes, licenses, intergovernmental revenues, and interest associated with the current fiscal period are all considered susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenues are considered to be measurable and available when the City receives cash. The City reports the following major governmental fund: The General Fund is the City's primary operating fund. It accounts for all financial resources of the City except those required to be accounted for in another fund. The City reports the following major proprietary (enterprise) funds: The Electric Fund accounts for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements, and maintenanceand debt service. The Wastewater Fund accounts for the provision of wastewater collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. The Water Fund accounts for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Additionally, the City reports the following fund types: The Internal Service Funds accountfor the City's claims, benefits and fleet services. The Fiduciary Funds accountfor assets held in trust for other agencies. Private -Purpose Trust Funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. They were established to account for assets held and invested by the Library Board as trustee; and to account for assets held by the City in accordance with a trust agreement on behalf of the Hutchins Square. These funds can only be spent in accordancewith the trust agreements. 33 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Agency Fund accounts for assets held by the City as a trustee or as an agent for individuals, private organizations, related organizations and/or other governmental units. This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the Industrial Way/Beckman Districts, the Downtown/Cherokee Lane Districts and various landscape and lighting districts around the City. Private—sector standards of accounting and financial reporting issued prior to December 1, 1989, are followed in both the business -type activities in the government -wide and the proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the GASB. The City also has the option of following subsequent private -sector guidance for their business -type activities and enterprise funds, subjectto this same limitation. The City has elected notto follow subsequent private -sector guidance. The effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this rule are charges to other City departments from the Electric, Wastewater, Water and Transit Funds. These charges have not been eliminated because elimination would distort the direct costs and program revenues reported in the statement of activities. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services in connection with the fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and internal service funds are charges for customer services including: electric, wastewater, water and public transportation fees. Operating expenses for enterprise funds and internal service funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. (d) Cash and Investments The City maintains a cash and investment pool that is available for all funds of the City for the purpose of increasing interest earnings through investment activities. Investments are generally stated at fair value with the exception of guaranteed investment contracts, which are stated at cost. Income earned or losses arising from the investment of pooled cash are allocated to various funds based on month-end cash balances in accordance with California Government Code Section 53647. Changes in fair value of investments are recognized as a component of investment income. (e) Restricted Cash and Investments The City accounts for certain settlement payments for environmental remediation as restricted with the understanding that these funds will be used exclusively for environmental clean up, investigation or remediation expenses incurred by the City in the specified areas and that they will not be used for the payment of legal or technical fees. These funds are accounted for in the Water Fund. 34 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (t) Restricted Assets with FiscalAgents Restricted assets represent the proceeds from debt and other cash and investments held by fiscal agents by agreement that meet the definition of cash and cash equivalents, with the exception of a $2,169, 85tuaranteed investment contract held in the Wastewater Fund which is a long- term investment. In the Electric Enterprise Fund, restricted assets represent the proceeds of the 2008 Certificates of Participation restricted for debt service. In the Capital Outlay Reserve Fund, the restricted assets representthe proceeds of the 2002 Improvement bonds restricted for debt service. I n the Wastewater fund, the restricted assets represent the proceeds of the 20036, the 2004A and 2007A Certificates of Participation issued for improvements to the City's wastewater collection, treatment and disposal system. In the Water Fund, restricted assets representthe proceeds of the 20104 and 201 CB Certificates of Participation issued for the purpose of providing funds to pay the cost of a new Water Treatment Facility. (g) Property Taxes San Joaquin County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13 plus a percentage of the increase in market value in specific areas. The City's property tax is liened based on the assessed value listed as of the prior January 1st for all real and personal property located in the City. Property sold after the assessment date (January 1 st) is reassessed and the amount of property tax assessed is prorated. The assessed value at January 1, 2010 ppon which the 2011 levy was based, was $4,967,856, 000. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent after December 10 and April 10, respectively. Unsecured property tax is levied on July 1, due on July 31 and becomes delinquent after August 31. Property taxes levied for the year ended June 30, 2012, are recorded as receivables, net cf estimated uncollectible amounts. Property taxes paid to the City by the County within 60 days of the fiscal year end are considered "available" and are, therefore, recognized as revenue. In 1993,the City made an agreementwith the San Joaquin County to participate in the Teeter Plan. The Teeter plan is an alternative method of apportioning property tax money. The cities receive 95% of the property taxes in advance from the County and the 5% remaining after reconcilingthe cities' balances at June 30. As part of the agreement, the County keeps the penalties and interest on the delinquenttaxes. (h) Due From/Due To Other Funds, Advances To/Advances From Other Funds, and Internal Balances During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. In the fund financial statements, these receivables and payables are classified as "due from other funds" or "due to other funds." Long-term interfund loans 35 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 receivable are reported as "advances to other funds." The corresponding long-term interfund loans payable are reported as "advances from other funds." In the government -wide financial statements, these receivables and payables are eliminated within the governmental activities and business -type activities columns. Receivables and payables between the governmental activities and the business -type activities are classified as internal balances. (i) Transfers In the fund financial statements, interfund transfers are recorded as transfers in (out) except for transactions that are described below: Charges for services are recorded as revenues of the performing fund and expenditures of the requesting fund. Unbilled costs are recognized as an asset of the performing fund at the end of fiscal year. Reimbursementsfor expenditures, initially made by one fund that is properly applicable to another fund, are recorded as expenditures in the reimbursing fund and as a reduction of expenditures in the fund that is reimbursed. Reimbursements are eliminated for purposes of government -wide reporting. G) Long-term Obligations In the government -wide financial statements and in the proprietaryfund type financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. Gains or losses occurring from advance refunding are deferred and amortized as an expense for both governmental and business -type activities. (k) Loans Receivable Loans receivable reported in the HOME Program & Community Development Block Grants Special Revenue Fund represent funds loaned to a developer for a low-income housing project and funds loaned to first-time homebuyers. Loans receivable in the Electric Enterprise Fund represent loans to eligible Industrial and Commercial customers participating in the Lodi Energy Efficiency Financing Pilot Project. On November 15, 1995, the City loaned to a developer funds for a low-income housing project of which the City will receive principal and interest from the original loan in 2025 and can use it for allowable projects or to make new loans. 36 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 In December 2009, the City entered into a contractual relationship with the California Department of Housing and Community Development (HCD) to administer a First-time Homebuyers Program. The loan program is intended to provide deferred down -payment assistance to first-time homebuyers who are at or below 80% of the median income, for the purchase of homes within Lodi. The loan bears 2% interest and is due and payable 30 years from close of escrow, upon transfer of the property or when the home is no longer owner -occupied, whichever comes first. The City approved one loan during the fiscal year. In October 2010, the City established a loan fund in its public benefits program from which G2 electric utility rate commercial and industrial customers may borrow money to implement energy conservation projects in their facilities. The loan is at zero interest rate payable in two years capped at $50,000 per customer. As of June 30,2012, a total of twelve loans to industrial and commercial customers have been approved. (I) Advance Receivable Advance receivable reported in the Electric Enterprise Fund represents the City's portion of the Northern California Power Agency's (NCPA) General Operating Reserve that is refundable upon demand by the City (See Note 12). (m) Inventory Other governmental funds inventories are recorded at cost and are recognized as expenditures when consumed rather than when purchased. For the proprietary fund types, inventories are recorded at cost using the weighted average cost method, which approximates market, and expense is recognized when inventories are consumed in operations. (n) Deferred Charges Deferred charges reported in the Electric Enterprise Fund include costs incurred in connection with the issuance of the 2008 Certificates of Participation Series amortized over 24 years. The deferred charges reported in the Wastewater Enterprise Fund include costs incurred on the issuance of the 20036 and 2004A Certificates of Participation amortized over 20 years and the 2007A Certificates of Participation amortized over 30 years. Deferred charges reported in the Water Enterprise Fund include costs incurred in the issuance of the 2010 Certificates of Participation Series and B amortized over 30 years. (o) Capital Assets Capital assets, which include land, buildings and improvements, machinery and equipment, vehicles, infrastructure (e.g., streets, streetlights, traffic signals, sidewalks, and bridges), and electric lines, wastewater lines and storm drains are reported in the applicable governmental or business -type activities columns in the government -wide financial statements and in the proprietary funds financial statements. Capital assets are defined by the City as assets with individual cost of $3, 000or more and have an estimated useful life in excess of two years. Such assets 37 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 are recorded at historical cost. Donated capital assets are recorded at estimated fair market value at the date of donation. Capital outlay is recorded as expenditures in the General and other governmental funds and as assets in the government -wide financial statements to the extent the City's capitalization threshold is met. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. As required by the Governmental Accounting Standards Board Statement No. 34, beginning July 1, 2002, the City has capitalized infrastructure, primarily its network of streets, as part of the capital assets shown in the governmental activities column on the government -wide statement of net assets. This capitalization included infrastructure that could be identified and has been acquired since July 1, 1980. Depreciation cf capital assets is provided on the straight-line basis over the following estimated useful lives: Years Buildingsand improvements 3-40 Machinery and equipment 2-40 Vehicles 5-15 Infrastructure 10-50 (p) CompensatedAbsencesNacation and Sick Leave The City accrues for compensated absences, in the government -wide financial statements and the proprietary funds financial statements, to pay its employees for the unused vacation, compensatory time, and miscellaneous leave. The City is not obligated to pay for unused sick leave if employees terminate prior to retirement. (q) Self -Insurance The City is self-insured for general liability, workers' compensation, dental benefits, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance liability, which is accounted for in an internal service fund. The accrued liability for estimated self-insured claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not reported. (r) Net Assets In the government -wide and proprietary funds financial statements, net assets are reported in one of three categories: Invested in Capital Assets, Net of Related Debt — This category consists of capital assets net of accumulated depreciation and reduced by outstanding debt that is attributed to the acquisition, construction, or improvementof the assets. 38 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Restricted Net Assets — External creditors, grantors, contributors, or laws or regulations of other governments restrict this amount. Unrestricted Net Assets — This category consists of all net assets that do not meet the definition of invested in capital assets, net of related debt or restricted net assets. (s) Fund Balance Fund balances presented in the governmental fund financial statements represent the difference between assets and liabilities. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, establishes the criteria for classifying fund balances into specifically defined classifications and clarifies definitions for governmental funds. GASB Statement No. 54 requires that the fund balances be classified in categories based upon the type of restrictions imposed on the use of funds. The City evaluated each of its funds at June 30, 2012 and classified fund balances into the following five categories: Nonspendable — Amounts that cannot be spent because they are (1) not in spendable form, such as prepaid items, inventories and long-term receivables for which the payment of proceeds are not restricted or committed with respect to the nature of the specific expenditures of that fund or (2) legally or contractually required to remain intact. Restricted — Amounts that are restricted by external parties such as creditors or imposed by grants, laws or regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The City has legislative restrictions on amounts collected and reported in the City's various governmental funds. Committed — Amounts that can only be used for specific purposes pursuant to constraints imposed by a formal action by the entity's "highest level cf decision-making authority'; which the City considers to be an ordinance passed by the Lodi City Council. Assigned — Amounts that have been allocated by action of the Lodi City Council in which the City's intent is to use the funds for a specific purpose. Once assigned, funds may only be released by resolution of the City Council. Unassigned — Amounts that constitute the residual balances that have no restrictions placed upon them are reported in the General Fund. For other governmental funds, as restrictions exceed available resources only deficit amounts are reported in the unassigned category. The City does not have a policy on the order of spending of unrestricted amounts when an expenditure is incurred for which amounts in any of the unrestricted fund balance classifications could be used. Therefore, by default under GASB Statement No. 54, the City uses committed resourcesfirst, then assigned resources and unassigned resources last as they are needed. 39 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 16% of revenues and working capital balances in the Water and Wastewater enterprise funds of at least 25% of operating expenses and the target for the Electric enterprise fund working capital is $28.7 million. The policy allows for variations from year-to-year to accountfor economic and fiscal changes. The City Council also adopted a policy to establish the following reserves: Catastrophic reserve - To maintain the ability of the City to meet operational costs during times of declared emergency or major catastrophe, the City shall designate General Fund balance of a minimum of 8% of annual General Fund revenues. This reserve may only be drawn upon pursuant to an emergency as declared underthe Municipal Code. Economic reserve - To maintain the City's economic viability and to meet seasonal cashflow shortfalls, the City shall designate General Fund economic reserve balance cf a minimum of 8% of annual General Fund revenues. Funding the economic reserve will begin in the fiscal year following full funding of the catastrophic reserve. Funding may only be disbursed upon a resolution of the City Council. Once fully funded, ff these reserves fall below 5% of annual revenues, the City Manager shall prepare a plan within three months of approval of the City's Financial Statements. This plan will restore the 5% within 12 months and the 8% within 24 months. (t) Statement of Cash Flows A statement of cash flows is presented for proprietary fund types. For purposes of reporting cash flows, the City considers all highly liquid investmentswith maturities of three months or less when purchased and investments maintained in the pool to be cash equivalents. (u) Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Actual results could differ from those estimates. 40 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (2) CASH AND INVESTMENTS Cash and investmentsas of June 30, 2012 are classified in the accompanying financial statements as follows: Statement of net assets: Cash and investments Restricted assets Fiduciary funds cash and investments: Private-purposetrust funds Agency fund Total cash and investments Cash and investments as cf June 30, 2012 consist of the following: Cash on hand Depositswith financial institutions Investments Total cash and investments (a) Authorized investments $ 60,649,993 45,366,653 258,724 366,130 $ 106,641,500 $ 2,471 8,120,334 98,518,695 $ 106,641,500 The City has adopted an investment policy pursuant to Government Code Section 53601 which authorizes the City to invest in obligations of the U.S. Treasury, U.S Government agency securities and instruments, bankers' acceptances, certificates of deposit, negotiable certificates of deposit, commercial paper, State cf California Local Agency Investment Fund (LAIF), InvestmentTrust of California (CALTRUST), mutual funds that invest in eligible securities, guaranteed investment contracts and medium term notes as permitted by the Government Code. The City is not authorized to enter into reverse repurchase agreements. The City selects its investments based on safety, liquidity and yield. The following table identifies the permitted investment types authorized per the City's investment policy. The table also identifies certain provisions that address interest rate risk and concentration of credit risk. 41 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Maximum Maximum% of Permitted Investments/Deposits Maturity Portfolio U.S. Treasury Obligations 5 years 100% U.S. Agency Securities 5 years 100% Banker's Acceptances 180 days 40% Negotiable Certificates of Deposit 5 years 30% Commercial Paper 270 days 40% California State LocalAgency Investment Fund (LAIF) indefinite 100% Money Market Mutual Funds Indefinite 20% Guaranteed investment contracts (GICs) 5 years 100% Medium term Notes 5 years 30% InvestmentTrust of California (CALTRUST) Indefinite 100% (b) Investments Authorized by Debt Agreements Maximum Investment in One issuer 25% $50m peraccount Investments of debt proceeds held by bond trustee are governed by the provisions of the debt agreements as to the extent that they are permissible investments of funds of the City. (c) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. Information about the sensitivity of the fair values of the City's investments to market interest rate fluctuations is provided by the following table that shows the maturity date of each investment: 42 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Investment as of June 30,2012 LAI F CALTRUST Money Market Mutual Funds Held by bond trustee: LAI F Money Market Mutual Funds Medium Term Notes US Agency Securities US Treasury Obligations Guaranteed investment contracts (GICs) Total investments subject to interest rate risk Equities and options Total investments Maturity Less than One Year $ 46,782,586 8,000,000 138,052 2,652,097 17,641,738 1,309,836 $ 76,524,309 Maturity One to Five Years 16,000,000 754,762 1,819,455 1,135,994 2,169,850 21,880,061 Investments in equities are shares of stock received by the Library as an endowment from a private citizen. (d) Credit Risk Total $ 46,782,586 24,000,000 138,052 2,652,097 17,641,738 754,762 1,819,455 2,445,830 2.169.850 98,404,370 114,325 $ 98,518,695 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The money market funds are registered under the Federal Investment Company Act of 1940;whose shares are registered under the Federal Securities Act of 1933,and have a rating by S&P of "AAAm- G," "AAA -m" or "AA -m" and rated by Moody's "Aaa," "Aa1" or "Aa2." The GICs and LAIF do not have a rating provided by a nationally recognized statistical rating organization. The U.S. Treasury obligations are not considered to have credit risk under GASB Statement No. 40, however, the U.S. treasury obligations and U.S. Agency securities are rated AA+ by S&P. The medium term notes are rated Aaa by Moody's and AA+ by S&P. The CALTRUST Short term fund is rated "AA/S1+" by S&P while the CALTRUST Medium term fund is rated "A or better." In accordance with the City's investment policy in selecting authorized investments, consideration must be given to credit ratings and collateralization of applicable instruments, however, the City does not have a minimum credit rating limitations policy. 43 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (e) Concentration cf Credit Risk The investment policy of the City contains certain limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in LAIF and money market mutual funds are not subject to the concentration of credit risk disclosure. There are no investments with any one issuer greater than 5% of total investments. (f) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover collateral securities that are in the possession of an outside party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial risk for deposits, other than the following provisionfor deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law. The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured deposits. $4,797,116 of the City's deposits with financial institutions, which exceeded federal depository insurance limits, was collateralized in this fashion. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer)to a transaction, a government will not be able to recover the value of the investment or collateral securities that are in the possession of another party. The California Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for investments. With respect to investments, custodial credit risk generally applies only to direct investments in marketable securities. Custodial credit risk does not apply to a local government's indirect investment in securities through the use of mutual funds or government investment pools such as LAI F. (g) Investments in Investment Pools The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. The total amount invested by all public agencies in LAIF at June 30, 2012 was $21.9 billion. LAIF is part of the California Pooled investment Account (PMIA), which at June 30, 2012 had a balance of $60.5 billion. Of this amount, 3.47% were invested in medium-term and short-term structured notes and asset-backed securities. PMIA is not SEC -registered, but is required to invest according to California State Code. The average maturity of PMIA investmentswas 270 days as of June 30,2012. 44 (3) (4) CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The Local InvestmentAdvisory Board has oversight responsibility for LAIF. The Board consists of five members as designated by state statute. The value of the pool of shares in LAIF, which maybe withdrawn, is determined on an amortized cost basis, which is different than the fair value of the City's portion of the pool. Withdrawals from LAIF are done on a dollar for dollar basis. In accordance with GASB Statement 31, investments are marked to fair values annually and an adjustment is made to each fund accordingly. However, actual daily activity is done on a dollar to dollar basis and only a withdrawal from the pool size that jeopardizes pool participants would cause the withdrawal to be done at market value. The City is also a participant in the Investment Trust of California Joint Powers Authority Pool (CALTRUST). At June 30, 2012, the City's investment in CALTRUST is $24 million. CALTRUST is an innovative partnership between the CSAC Finance Corporation and the League of California Cities to provide a convenient method for local agencies to pool their assets for investment. The weighted average to maturity of CALTRUST investments was as follows: CALTRUST Short Term, one year or less and CALTRUST Medium, 21 months. The Board of Trustees, which is made up of experienced local treasurers and Investment Officers has oversight responsibility for CALTRUST. The value of the pool shares in CALTRUST, which may be withdrawn, is determined on a fair value basis, which may be different than the amortized cost of the City's portion of the pool. The total amount invested in CALTRUST by California public agencies, as of June 30, 2012 was divided among the following asset classes: CALTRUST Medium Term was $439 million and CALTRUST Short term was $623 million. ALLOWANCE FOR UNCOLLECTIBLE ACCOUNTS Receivables of the General Fund, Electric, Wastewater and Water funds are reported net of uncollectible amounts. Total allowance provided for u ncol lectible amounts related to receivables of the current period are as follows: Uncollectibles related to late charges and services Uncollectibles related to electric sales and services Uncollectibles related to wastewater services Uncollectibles related to water sales and services Total uncollectibles of the current fiscal year INTERFUND RECEIVABLES/PAYABLES Interfund receivables and payables at June 30, 2012 are as follows: Due from Due to Other governmental General Other governmental Other governmental 45 $ 17,500 170,000 41,700 79,200 $ 308,400 Amount $ 827,178 364,994 $ 1,192,172 (5) CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 "Due to" and "due from" balances are recorded primarily when funds overdraw their share of pooled cash or when there are short-term loans betweenfunds. The $827,178 and $364,994 represent cash deficits in other governmental funds. Advances from Wastewater Water Advances to Other governmental Other governmental Amount $ 55,000 1,209,025 $ 1,264,025 The $55,000 advance from other governmentalwas used for the Impact Mitigation Fees update. The $1,209,025 advance from the Water Fund was used for the construction of Fire Station #4. TRANSFERS Transfers for the year ended June 30, 2012, are summarized as follows: Transfers out: General $ Other governmental Electric Wastewater Water Transfers in Other General Governmental Wastewater 2,240 2,856,390 1,451,480 1,060,120 8,391,858 723,919 2,229,572 Total $ 8,391,858 2,955,731 2,856,390 1,451,480 1.060.120 Total $ 5,370,230 9,115,777 2,229,572 $ 16,715,579 During the year, various interfund transfers were made to finance expenditures, subsidize operating losses and service debt. The transfer out of $2,240 from other governmental to the General Fund represents the return of unused funds intended as city match for a capital project in prior years. Transfers out of $2,856,390 from the Electric Fund, $1,451,480 from Wastewater Fund, and $1,060,120 from Water Fund representthe cost of services reimbursementto the General Fund. 46 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The transfer of $8,391,858 from the General Fund to other governmental represents transfer of $1,008,817 to the Debt Service Fund for the principal, interest and fiscal charges required to pay the 2002 Certificates of Participation; $3,881,520 to Parks, Recreation and Community Services for operating costs; $150,200 to Community Developmentfor operating costs; $526,900 to the Vehicle and Equipment Fund for vehicle replacements and computer replacements; and $2,269,821 to the Capital Outlay Reserve Fund which includes $988,750 for various capital projects, $500,000 set aside for Fire Station #2, $643,071 in incurred start up costs for a Redevelopment Agency, and $138,000 to provide additional funds for the purchase of the Dean property; and $554,600 to the Street Fund for various streets projects The transfer out of $723,919 from other governmental to other governmental includes $660,199 transferred from Parks, Recreation and Community Services to Debt Service Fund for the principal, interest and fiscal charges required to pay the 2002 Certificates of Participation; transfer of $2,510 from the Community Development and $61,210 from the Parks, Recreation and Community Services to the Vehicle and Equipment Fund for fleet replacement. The transfer from other governmental to the Wastewater Fund of $2,229,572 represents the transfer of the Storm Drains from the Streets Fund to the Wastewater Fund. 47 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (6) CAPITAL ASSETS Capital assets activity of the primary government for the year -ended June 30, 2012, was as follows: Governmental activities Capital assets, not being depreciated: Land Work of Art Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Machinery and equipment Vehicles Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Buildings and improvements Machinery and equipment Vehicles Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Balance Balance June 30,2011 Increases Decreases June 30,2012 23,693,292 304,907 11.253.080 1.663.085 35,251,279 1,663,085 62,325,005 10,577,307 9,372,495 127.224.357 209,499,164 24,864,809 8,943,813 8,533,197 66,343,713 108,685,532 100,813,632 1,987,461 486,846 421,513 6,559,436 9,455,256 1,718,550 625,260 388,293 6,075,253 8,807,356 647,900 (9,518,827) (9,518,827) (97,049) (97,049) (97,049) (97,049) $ 23,693,292 304,907 3,397,338 27,395,537 64,312,466 11,064,153 9,696,959 133,783,793 218,857,371 26,583,359 9,569,073 8,824,441 72,418,966 117,395,839 101,461,532 Governmental activities capital assets, net $ 136,064,911 2,310,985 (9,518,827) $ 128,857,069 48 Business -type activities Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Machinery and equipment Vehicles Total capital assets, being depreciated Less accumulated depreciation for: Buildings and improvements Machinery and equipment Vehicles Total accumulated depreciation Total capital assets, being depreciated, net CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Balance June 30,2011 $ 5,535,718 67,296,498 72,832,216 37,666,200 150,807,915 8,663,418 197.137.533 12,597,071 52,791,889 6,994,424 72, 383, 384 124,754,149 Increases Decreases 34,888,962 (63,484,436) 34,888,962 (63,484,436) 8,055,598 60,517,900 239,720 68,813,218 1,108,574 6,468,894 729,302 8,306,770 60,506,448 (3,840,544) (81,056) (3,921,600) (96,013) (81,056) (177,069) (3,744,531) Balance June 30.2012 $ 5,535,718 38,701,024 44,236,742 45,721,798 207,485,271 8,822,082 262,029,151 13,705,645 59,164,770 7,642,670 80,513,085 181,516,066 Business -type activities capital assets, net $ 197,586,365 95,395,410 (67,228,967) $ 225,752,808 49 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government $ 736,363 Public protection 1,042,911 Publicworks 6,206,763 Community development 6,084 Library 40,837 Parks and recreation 772,950 Internal service funds 1.448 Total depreciation expense - governmental activities $ 8,807,356 Business -type activities: Electric $ 1,638,451 Wastewater 4,270,745 Water 1,416,074 Transit 981,500 Total depreciation expense - business -type activities $ 8,306,770 (7) OPERATING LEASES The City is obligated under an operating lease for the use of facilities. Total costs for such lease was $21,000 for the year ended June 30, 2012. Future minimum lease payments required by this lease agreement that has a remaining noncancellable lease terms of one year or more as of June 30, 2012, are as follows: Fiscal Years Ending 2013 Total minimum lease payments required under operating leases 50 21,000 21,000 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (8) LONG-TERM OBLIGATIONS The followings a summary of debt transactions of the City for the year ended June 30, 2012: Governmental activities: Compensated absences 2002 Certificates of Participation Note payable Self-insurance liability Net OPEB obligation Governmental activity long-term liabilities Business -type activities: Compensated absences Pollution remediation obligation Certificates of Participation: 2010 Certificates of ParticipationA & B Add deferred amounts: For issuance premium Total 2008 Certificates of ParticipationA Add deferred amounts: For issuance premium Less deferred amounts: From refunding Net Amounts Due Within Interest Rates June 30,2011 Additions Reductions June 30,2012 One Year $ 1,903,824 482,184 (522,085) 1,863,923 $ 482,184 Amounts (570,276) 65,303,874 Due Within Interest Rates June 30,2011 Additions Reductions June 30,2012 One Year $ 7,134,715 1,905,933 (2,235,823) $ 6,804,825 $ 1,905,933 3.0-5.0% 21,655,000 819,700 (630,000) 21,025,000 655,000 6.0% 245,000 60,685,000 245,000 (24,904) 8,350,338 1,520,134 (1,398,641) 8,471,831 1,520,134 3,014,788 1,221,126 (614,321) 3,621,593 (276,747) $ 40,399,841 4,647,193 __(i,878,785L $ 40,168,249 $ 4,081,067 Amounts Due Within Interest Rates June 30,2011 Additions Reductions June 30,2012 One Year $ 1,903,824 482,184 (522,085) 1,863,923 $ 482,184 65,874,150 (570,276) 65,303,874 2.50-6.637% 38,665,000 (775,000) 37,890,000 800,000 571,306 (19,700) 551,606 19,700 39,236,306 (794,700) 38,441,606 819,700 3.8-5.05% 60,685,000 60,685,000 523,078 (24,904) 498,174 24,909 (6,334,766) 301,654 (6,033,112) (301,656) 54,873,312 276,750 55,150,062 (276,747) 51 2002 Certificates of Participation C & D Add deferred amounts: For issuance premium Total 2003 Certificates of Participation B Add deferred amounts: For issuance premium Total 2004 Certificates of ParticipationA Add deferred amounts: For issuance premium Total 2007 Certificates of ParticipationA Add deferred amounts: For issuance premium Less deferred amounts: From refunding Net Total Certificates of Participation Business -type activity long-term liabilities CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Internal service funds predominantly serve the governmental funds. Accordingly, long-term liabilities for them are included as part of the above totals for governmental activities. At year-end, internal service funds self-insurance liability for $8,471,831,$106,097 for compensated absences, and $3,621,593for net OPEB obligation were included in the above amounts. Also, for the governmental activities, compensated absences are generally liquidated by the General Fund and the internal service funds. 52 Amounts Due Within Interest Rates June 30,2011 Additions Reductions June 30,2012 One Year 1.54-5.25% 22,750,000 (3,270,000) 19,480,000 4,575,000 32,821 (32,821) 22,782,821 (3,302,821) 19,480,000 4,575,000 2.0-5.0% 3,630,000 (215,000) 3,415,000 225,000 50,249 (4,102) 46,147 4,102 3,680,249 (219,102) 3,461,147 229,102 2.0-5.5% 21,420,000 (1,090,000) 20,330,000 I,145,000 281,921 (21,277) 260,644 21,277 21,701,921 (1,111,277) 20,590,644 1,166,277 4.0-5.0% 30,000,000 (125,000) 29,875,000 130,000 217,343 (8,253) 209,090 8,253 (678,618) 44,499 (634,119) (44,499) 29,538,725 (88,754) 29,449,971 93,754 171,813,334 (5,239,904) 166,573,430 6,607,086 $ 239,591,308 482,184 (6,332,265) $ 233,741,227 $ 7,089,270 Internal service funds predominantly serve the governmental funds. Accordingly, long-term liabilities for them are included as part of the above totals for governmental activities. At year-end, internal service funds self-insurance liability for $8,471,831,$106,097 for compensated absences, and $3,621,593for net OPEB obligation were included in the above amounts. Also, for the governmental activities, compensated absences are generally liquidated by the General Fund and the internal service funds. 52 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Long-term debt payable at June 30, 2012, comprised of the following individual issues: Note Payable The City issued a $245,000 promissory note to James E. Dean and Carol Dean, as trustees of the James E. Dean Family Trust, for the purchase of 307 W. Elm Street property, which is the site of the new Public Safety Building. Interest is payable quarterly and principal is due on April 1, 2017. Annual debt service requirementsto maturity of the note payable are as follows: Fiscal Year Ending GovernmentalActivities June 30, Principal Interest 2013 $ $ 14,700 2014 14,700 2015 14,700 2016 14,700 2017 245,000 11,025 Total $ 245,000 $ 69,825 Certificates of Participation $5,000,000 California Statewide Communities Development Authority Water and Wastewater Revenue Bonds were issued on October 7, 2003. The City of Lodi along with the City of Fort Bragg issued $9.855 million 2003 Series B revenue bonds through the California Statewide Communities Development Authority (the "Authority") pooled financing program. The City of Lodi's portion is $5.0 million for the upgrade of its wastewater facilities. Principal is payable annually on October 1 in amounts from $185,000 to $365,000 with final payment due October 1, 2023. The City has pledged future wastewater revenues, net of specified operating expenses, to repay $5.0 million in wastewater revenue bonds. The bonds are payable solely from wastewater customer net revenues. The total principal and interest remaining to be paid on the bonds is $4,526,388. Principal and interest paid for the current year and total net revenues were $379,170 and $7,128,468, respectively. The Authority's Water and Wastewater Pooled Financing Program is available to California water and wastewater agencies to facilitate the financing -or refinancing of capital improvements. The program is available to California cities and special districts that operate water or 53 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 wastewater enterprises. The Authority is authorized pursuant to Chapter 5 of Division 7 of Title 1 of the California Government Code to issue bonds to finance and refinancewater and wastewater public capital improvements of local agencies located throughout California. $27,360,000 Certificates of Participation (2004A COP) were issued on May 12, 2004 to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City. Principal is payable annually on October 1 in amounts from $170,000 to $2,070,000 with final payment due October 1, 2024. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $27,665,662. Principal and interest paid for the current year and total net revenues were $2,139,350 and $7,128,468, respectively. $30,320,000 Certificates of Participation (2007A COP) were issued on November 16, 2007 to provide funds to finance the costs of certain improvements to the wastewater collection, treatment and disposal system of the City and to provide resources for the repayment of the 1991 Certificates of Participation (Wastewater Treatment Plant Expansion Refunding Project). Principal is payable annually on October 1 in amounts from $105,000 to $2,980,000 with final payment due October 1, 2037. The City has pledged future wastewater revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $57,234,938. Principal and interest paid for the current year and total net revenueswere $1,599,050 and $7,128,468, respectively. $26,745,000 Certificates of Participation (2002 COP) were issued in January 2002 to provide funds to finance the costs of constructing, furnishing and equipping a new police building and jail for the City; to finance portions of certain other projects and to refund the outstanding 1995 and 1996 Certificates of Participation. As of June 30, 2012, there are no outstanding balances of these refunded Certificates. The 1995 Certificates of Participation (1995 COP) were sold in October 1995 to finance the City Downtown Revitalization and the Cherokee Lane Beautification projects. The 1996 Certificates of Participation (1996 COP) were sold in August 1996 to finance the construction of the Hutchins Street Square Conference and Performing Arts Center. Principal is payable annually on October 1 in amounts from $730,000 to $1,600,000 with final payment due October 1, 2031. $21,225,000 Revenue Certificates of Participation 2002 Series C and $22,740,000 Revenue Certificates of Participation Series D were issued to buy out the energy purchase agreementwith Calpine. In February 2001, the City entered into an energy purchase agreement (the Original Agreement) with Calpine Energy Services L.P. (Calpine)to purchase 25 MW of energy at $65/mwh for a ten-year period beginning January 1, 2002. Since the execution of the Original Agreement, actions of the State in connection with the energy market conditions, including the initiation of conservation programs, and other factors, have resulted in lower electric load requirements and reduced energy costs throughout the State. As a result, the City's need for the energy purchased under the Original Agreement to serve its load has been reduced. The Original Agreement was amended on September 4, 2002, and was divided into three parts. The City sold its interests in the energy purchased under the Original Agreement to Calpine and nets the payments due from the City with respect to its purchase of such energy against the payments due from Calpine with respect to its purchase of the City's rights to such energy. On November 21, 2002, the City issued $21,225,000 Revenue Certificates of Participation 2002 Series C and $22,740,000 Revenue 54 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Certificates of Participation 2002 Taxable Series D to buyout the amended contract in the amount of $42,406,175. Principal is payable annually on July 1 in amounts from $110,000 to $5,195,000 with final payment due July 1, 2015. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $21,546,563. Principal and interest paid for the current year and total net revenues were $4,333,340 and $15,056,763, respectively. The City issued $60,685,000 Certificates of Participation (2008A COP) on July 24, 2008 to allow the City to prepay and cause the immediate defeasance of the outstanding $46,760,000 Certificates of Participation (Electric System Revenue Certificates of Participation 2002 Series A Variable Rate Certificates) and to pay $8,979,000 for the termination of a swap agreement related to the refunded 2002 certificates. Principal is payable annually on July 1 in amounts from $2,390,000 to $5,090,000 with final payment due July 1, 2032. The City has pledged future electric revenues, net of specified operating expenses, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $99,773,725. Principal and interest paid for the current year and total net revenues were $2,957,775 and $15,056,763, respectively. On October 1, 2010, the City issued $9,015,000 Water Revenue Certificates of Participation, 2010 Series A and $29,650,000 Water Revenue Bonds, 2010 Series B (Federally taxable - Build America Bonds) to finance the construction of the Surface Water Treatment Facility which is designed to pump water from the Mokelumne River, treat and deliver it to the City's water distribution system. Principal is payable annually on June 1 in amounts from $775,000 to $2,210,000 with final payment due June 1, 2040. The City has pledged future water revenues, net of operation and maintenance costs, to repay these certificates. The total principal and interest remaining to be paid on the certificates is $78,175,264. Principal and interest paid for the current year and total net revenues were $2,304,811 and $7,883,559, respectively. The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverage. The City is in compliance with all such significant limitations and restrictions. 55 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Annual debt service requirementsto maturity for certificates of participation are as follows: Fiscal Year Ending June 30, 2013 2014 2015 2016 2017 2018-2022 2023-2027 2028-2032 2033-2037 2038-2040 Total GovernmentalActivities Principal Interest $ 655,000 $ 1,010,047 690,000 981,013 715,000 949,400 745,000 916,550 775,000 880,413 4,485,000 3,792,545 5,695,000 2,556,375 7,265,000 943,625 $ $ 21,025,000 $ 12,029,968 $ Industrial Development Bonds Business-tvoe Activities Principal Interest 6,875,000 $ 8,626,550 7,150,000 8,296,081 7,460,000 7,948,813 10,185,000 7,582,344 5,235,000 7,199,664 29,995,000 32,171,342 37,745,000 24,114,300 38,670,000 14,456,167 19,550,000 5,934,856 8,810,000 917,423 171,675,000 $ 117,247,540 The City of Lodi has lent its name to the City of Lodi Industrial Development Authority for the purpose of issuing the following industrial development bonds: Minton Corporation $5,000,000; Dart Corporation $8,000,000; Wallace Computer Services $3,000,000; and Luster -Cal Nameplate Corporation $3,000,000. These bonds are special obligation bonds only, payable solely out of the bond revenues or other sources of the above companies and are not a pledge of the general credit of the City. The City is not obligated for the redemption or administration of these industrial development bonds. Woodbridge Irrigation District Bonds On October 8, 2003, the City lent its name to the Woodbridge Irrigation District (the "District") in the procurement of $11.745 million 2003 Revenue Certificates of Participation, to provide funds to finance the costs of construction of a new diversion dam on the Mokelumne River and related facilities of the water district. A significant portion of the District's sources of paymentfor the 2003 Certificates are expected to be derived from amounts to be received by the Districtfrom the City of Lodi pursuantto an Agreement for purchase of water from the Woodbridge Irrigation District by the City of Lodi, dated May 13, 2003 (the "Lodi Water Sales Agreement"). Underthe agreement, the City will purchase6,000 acre feet of water per annum from the District for 40 years. 56 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (9) DEFINED BENEFIT PENSION PLAN (a) Plan Description The City of Lodi contributes to the California Public Employees' Retirement System (PERS); an agent multiple-employerpublic employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost -of -living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their Executive Office- 400 Q Street, Sacramento, CA 95811. (b) Funding Policy Participants are required to contribute 7% (9% for safety employees) of their annual covered salary. The City makes the contributions required of City employees on their behalf and for their account. Beginning this fiscal year, the employees started to pay a portion of the contributions required of City employees at a range of 1 % to 9%. The City is required to contribute at an actuarially determined rate; the current rate is 13.680%for miscellaneous employees, 30.380% for fire and police employees, of annual covered payroll. The contribution requirementsof plan members and the City are established and may be amended by PERS. (c) Annual Pension Cost For the year ended June 30, 2012, the City's annual pension cost of $3,238,866 for the Safety Plan and $2,110,328 for the Miscellaneous Plan were equal to the City's required contributions. The required contribution was determined as part of the June 30, 2009, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included (a) 7.75% investment rate of return (net of administrative expenses) (b) projected annual salary increases that vary by age, length of service, and type of employment (c) 3.25% payroll growth, and (d) 3.00% inflation. The actuarial value of PERS assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a fifteen -year period (smoothed market value). PERS unfunded actuarial liability is being amortized as a level percentage of projected payroll on a closed basis. The actuarial assumption used to determine the required contributions are the same as those used to determine the funded status. Amortization of the remaining period for the Safety Plan was 28 years and for the Miscellaneous Plan was 22 years as of June 30, 2011. 57 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (d) Trend Information Three -Year Trend information ($ Amounts in Thousands): SAFETY PLAN MISCELLANEOUS PLAN Annual Percentage Net Fiscal Year Pension of APC Pension Ended Cost (APC) Contributed Obligation 6/30/10 $2,674 100% $0 6/30/11 2,726 100% $0 6/30/12 3,239 100% $0 MISCELLANEOUS PLAN (e) Funded Status and Funding Progress As of June 30, 2010, the most recent actuarial valuation date, the Safety Plan was 76.0% funded and the Miscellaneous Plan was 86.1 % funded. The actuarial accrued liability for benefits was $122 million for the Safety Plan and $134 million for the Miscellaneous Plan, and the actuarial value of assets was $93 million for the Safety Plan and $115 million for the Miscellaneous Plan; resulting in an unfunded actuarial accrued liability (UAAL) of $29 million for the Safety Plan and $19 million for the Miscellaneous Plan. The covered payroll (annual payroll of active employees covered by the plans) was $11 million for the Safety Plan and $18 million for the Miscellaneous Plan, and the ratio of the UAAL to the covered payroll was 258.2% and 104.3% for the Safety and Miscellaneous plans, respectively. The schedule of funding progress, presented as RSI following the notes to the financial statements, presents multi-year trend information about whether the actuarial value cf plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. 58 Annual Percentage Net Fiscal Year Pension of APC Pension Ended Cost (APC) Contributed Obligation 6/30/10 $2,018 100% $0 6/30/11 2,080 100% $0 6/30/12 2,110 100% $0 (e) Funded Status and Funding Progress As of June 30, 2010, the most recent actuarial valuation date, the Safety Plan was 76.0% funded and the Miscellaneous Plan was 86.1 % funded. The actuarial accrued liability for benefits was $122 million for the Safety Plan and $134 million for the Miscellaneous Plan, and the actuarial value of assets was $93 million for the Safety Plan and $115 million for the Miscellaneous Plan; resulting in an unfunded actuarial accrued liability (UAAL) of $29 million for the Safety Plan and $19 million for the Miscellaneous Plan. The covered payroll (annual payroll of active employees covered by the plans) was $11 million for the Safety Plan and $18 million for the Miscellaneous Plan, and the ratio of the UAAL to the covered payroll was 258.2% and 104.3% for the Safety and Miscellaneous plans, respectively. The schedule of funding progress, presented as RSI following the notes to the financial statements, presents multi-year trend information about whether the actuarial value cf plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. 58 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (10) POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS (a) Plan Description The City sponsors a single -employer defined -benefit postemployment healthcare plan (Plan) to provide medical insurance benefits to eligible retired employees and their spouses. The Plan does not issue a publicly available financial report. Medical coverage is provided through PERS healthcare program. Employees who retire from the City and receive a PERS pension are eligible for postemployment medical benefits. The City contributes the minimum amount provided under Government Code Section 22825 of the Public Employees Medical and Hospital Care Act. In general, retirees must contribute any premium amounts in excess of the City contribution. However, as described below, a closed group of active employees and retirees receive additional postemployment benefits. Employees hired prior to the dates shown in the following table are allowed to convert their accumulated sick leave into postemployment medical benefits at retirementas long as they have ten or more years of service with the City. Group Hired priorto: Executive Management July 1, 1994 Mid -Management July 1, 1994 Fire Mid -Management December6,1995 Police Mid -Management July 1, 1994 General Services July 1, 1995 IBEW July 1, 1995 Maintenance and Operators July 1, 1995 Dispatchers July 9, 1994 Police October 10, 1994 Fire December 6, 1995 The most widely elected options are the "Bank option and the "Conversion" option. Under the "Bank option, accumulated sick leave amounts are translated by specified formulas into a bank amount that is then used to pay postemployment healthcare premiums until the "Bank is exhausted. Under the "Conversion" option, the accumulated sick leave hours are converted by specified formulas into a period of time during which the retiree will receive postemployment benefits. The number of hours is multiplied by 50% and converted to days. The City pays one month's premium for employee and dependents for each day after conversion. For each year of employment in excess of ten years, 2.5% is 59 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 added to the 50% before conversion. The amount of premium paid will be the same as the premium paid by the City at the time of retirement. In the event that the premium increases, the retiree pays the difference. The City also allows a surviving dependent of a retiree to enroll in the Sick Leave Conversion program to purchase medical insurance at the employee only premium for the same period as if the retiree had not died. Retirees are allowed to enroll in any of the available PERS medical plans. The PERS minimum amount will continue for the life of the retiree and surviving spouse. The "Conversion" benefitwill continue until the end of a period that is based on accumulated sick leave at retirement. (b) Funding Policy Contribution requirements of the postemployment benefit are based on pay-as-you-go financing. For fiscal year 2011-12, the City contributed $614,321, or 50.31 %, of the actuarially required contributions. (c) Annual OPEB Cost and Net OPEB Obligation The City's annual other postemployment benefits (OPEB) cost is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Annual required contribution $ 1,227,913 Interest on net OPEB obligation 120,592 Adjustment to annual required contribution (127,379) Annual OPEB cost (expense) 1,221,126 Contribution made (614,321) Increase in net OPEB obligation 606,805 Net OPEB obligation - beginning of year 3,014,788 Net OPEB obligation - end of year $ 3,621,593 60 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation, are as follows: (d) Funding Status and Funding Progress As of January 1, 2012, the most recent actuarial valuation date, the funded status of the Retiree Health Plan was as follows: Actuarial accrued liability (AAL) $ 17,011,467 Actuarial value of plan assets 0 Unfunded actuarial accrued liability(UAAL) $ 17,011,467 Funded ratio (actuarial value of plan assets/AAL) 0.0% Annual covered payroll (active plan members) $ 7,304,558 UAAL as percentage of annual covered payroll 232.9% (e) Actuarial Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and 61 Percentage of Net Fiscal year Annual Annual OPEB OPEB ended OPEB Cost Cost Contributed Obligation 06/30/2010 $ 1,333,881 34.43% $2,070,199 06/30/2011 1,414,182 33.21% 3,014,788 06/30/2012 1,221,126 50.31% 3,621,593 (d) Funding Status and Funding Progress As of January 1, 2012, the most recent actuarial valuation date, the funded status of the Retiree Health Plan was as follows: Actuarial accrued liability (AAL) $ 17,011,467 Actuarial value of plan assets 0 Unfunded actuarial accrued liability(UAAL) $ 17,011,467 Funded ratio (actuarial value of plan assets/AAL) 0.0% Annual covered payroll (active plan members) $ 7,304,558 UAAL as percentage of annual covered payroll 232.9% (e) Actuarial Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contribution of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and 61 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 the plan members to that point. The actuarial methods and the assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistentwith the long-term perspectiveof the calculations. In the January 1, 2012 actuarial valuation, the entry age normal cost method was used. The actuarial assumptions included a 4% discount rate to calculate the present value of future benefit payments; a 3.0% inflation rate; an annual healthcare cost trend rate of 9.0% initially, reduced by .5 percent increments to an ultimate rate of 4.5% in the eleventh year and beyond; the PERS minimum benefit will increase 4% per year; a 3.25% annual rate of increase in payroll; assumed that 100% of future eligible retirees will elect to maintain their enrollment in a PERS medical plan and qualify for the City's minimum contribution; 75% of future retirees will enroll a spouse; and also assumed that 100% of General Services, Maintenance and Operators and Dispatchers will elect the conversion option and 50% of Executive Management, Mid Management and Police will elect the option. The conversion option is not available to IBEW and Fire retirees. The unfunded actuarial accrued liability is amortized as a level of percentage of expected payroll over a closed thirty year period. As of January 1, 2012, the remaining amortization period is 27 years. Since the prior valuation in 2010, there have been several factors which decreased the City's GASB 45 Actuarial Accrued Liability. These include (1) fewer participants covered under the Conversion option due to pre -retirement termination of employment or cessation of medical coverage with the City; (2) updated demographic assumptions; and (3) the reduction in the assumed PEMHCA benefit increase rate. These decreases were partiallyoffset by the updated healthcaretrend rate assumption. (11) CLAIMS AND BENEFITS The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured as discussed in the following paragraphs for which liabilities are recorded in the Internal Service Fund -Insurance Funds. The City is self-insured for general liability up to the first $500,000 per occurrencewith claims from $500,000 to $40,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. The City never had any settlementsthat exceeded its general liability insurance coverage (See Note 13). The City is self-insured for workers' compensation up to the first $250,000 per claim. Any claims of $250,000 up to California statutory limits are covered under a purchased policy through the membership with the Local Agency Workers' Compensation Excess Joint Powers Authority with coverage up to $300,000,000 in the current year. The City never had any settlements that exceeded its workers' compensation insurance coverage (See Note 13). The City is fully self-insured for dental and unemployment for its employees. 62 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $8,471,831 at June 30, 2012, for all self-insured claims in the Internal Service Fund -Insurance Funds that includes an amount for incurred but not reported claims. The liability amount is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. Changes in the self-insurance liabilityfor fiscal years ended June 30, 2012 and 2011 are as follows: Beginning FY 10-11 $ 8,929,967 FY 11-12 $ 8,350,338 (12) PARTICIPATION IN JOINT VENTURES Northern California Power Agency Current -Year Claims and Changes Claim in Estimates Payments 819,128 (1,398,757) 1,520,134 (1,398,641) Ending $ 8,350,338 $ 8,471,831 The City, along with thirteen other public agencies, is a member of the Northern California Power Agency (NCPA) that was formed in 1968 as a joint powers agency. Its membership consists of eleven cities with publicly owned electric utility distribution systems, one irrigation district, one public utility district, one port authority and four other associate member entities. NCPA is generally empowered to purchase, generate, transmit, distribute and sell electrical energy. Members participate in the projects of NCPA on an elective basis. A commission comprising of one representative from each member organization governs NCPA. The commission is responsible for the general management of the affairs, property and business of NCPA. Under the direction of the general manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA and its associated power corporations. Project Financing and Construction NCPAs project construction and development programs have been individually financed by project revenue bonds collateralized by NCPAs assignment of all payments, revenues and proceeds associated with its interest in each project. Each Project Participant has agreed to pay its proportionate share of debt service and other costs of the related project, notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project for any reason. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. 63 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Increasein Non -defaulting Proiect Participant's Original Proiect EntitlementPercentaq-e Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlementfor each non - defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non - defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. General Operating Reserve with NCPA Members of NCPA established a general operating reserve in 1992 for the purposes of providing a vehicle to fund reasonably foreseeable contingent liabilities. It was setup primarily to provide the following advantages: minimizes the number and dollar amount of reserve that might otherwise be funded separately in connection with NCPA's individually financed operating plants, projects and programs; provides each member with flexibility and unilateral control over the determination of what they will fund, how they will fund it and what expenditures from the reserve will be made on their individual behalf. It provides funding for contingent liabilities that are not budgeted but that may require significant future expenditures. The reserve is segregated by participant and is refundable on demand by the participant. As of June 30, 2012, the City's balance in the NCPA General Operating Reserve, which has been credited with annual interest earnings and settlements, is $11,576,432. 64 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Proiect Participation The NCPA members and their percentageshare at June 30, 2012, which is the most recent available data, are as follows: Hydro Combustion Multiple Lodi Geothermal Electric Turbine Capital Transmission Energy NCPA MEMBERS Project Project Project#1 Facilities Project Center Alameda 16.8825% 10.00% 21.820% 19.00% 30.7803% % BART 6.6000 Biggs 0.2270 .197 0.3446 0.2679 Gridley 0.3360 .350 0.6248 1.9643 Healdsburg 3.6740 1.66 5.833 6.6947 1.6428 Lodi 10.2800 10.37 13.393 39.50 20.6077 9.5000 Lompoc 3.6810 2.30 5.833 5.00 6.7101 2.0357 Palo Alto 22.92 Plumas-Sierra Rural Electric Coop .7010 1.69 1.817 1.3112 0.7857 Roseville 7.8830 12.00 36.50 13.0846 Santa Clara 44.3905 37.02 41.667 25.7500 Turlock Irrigation District 6.3305 9.6106 Ukiah 5.6145 2.04 9.090 10.2315 1.7857 NON-MEMBERS Azusa 2.7857 CDWR 33.5000 Modesto irrigation District 10.7143 PWRPA 2.6679 Bulk power purchased by the City through NCPA amounted to $39,415,812 during the year ended June 30, 2012 and is reflected in utilities expense in the Electric Enterprise Fund. 65 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 NCPA Geothermal Proiect A purchase power agreement with NCPA obligates the City for a 10.28% share of the operating costs and debt service of two of NCPA's 110 - megawatt steam powered plants, Project Number 2 and Project Number 3. Outstanding long-term debt related to this project was approximately $36 million at June 30, 2011. In addition to federal geothermal leasehold, steam wells, gathering system and related facilities, the project consists of two electric generating stations (Plant 1 and Plant 2). Each plant has two 55MW turbine generator units utilizing low temperature geothermal steam; associated electrical, mechanical and control facilities; a heat dissipation system; a steam gathering system; a transmission tapline; and, other related facilities. Geothermal steam for the project is derived from the geothermal property, which includes wellpads, access roads, steam wells and reinjection wells. Calaveras Hydroelectric Proiect NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District's requirementsfor the subsequent 50 years, subject to regulatory approval. Under a power purchase agreement the City is obligated to pay 10.37% of the debt service and operating costs. At June 30, 2011, approximately $450 million in long-term debt used to finance this projectwas outstanding. NCPA Combustion Turbine Proiect The project consists of five combustion turbine units; each nominally rated at 25 megawatts. Two such units are located in Roseville, two in Alameda and one in Lodi. The project provides capacity during peak load periods and emergency capacity reserves. Excess capacity and energy from the project are also sold to other entities from time to time. Under the NCPA power agreement, the City is obligated to pay 13.393% of the debt service and operating costs. At June 30, 2011, there was no outstanding long-term debt related to this project. Transmission Proiect The project was undertaken to meet certain obligations of NCPA under the NCPNPG & E InterconnectionAgreement. The project includes an ownership interest in PG & E s 230kv Castle Rock to Lakeville Substation Transmission Line in Sonoma County, additional firm transmission rights in that Transmission Line, and a central scheduling and dispatch facility in service at the NCPA headquarters in Roseville, California. Under a power purchase agreement, the City is obligated to pay 20.6077% of the debt service and operating costs. At June 30, 2011, there was no outstanding long-term debt related to this project. CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Capital Facilities Proiect The Project consists of one 49.9 megawatt natural gas-fired steam injected combustion turbine generator unit located in Lodi, California. Wastewater is reclaimed from the City of Lodi's White Slough water pollution control facility, processed to eliminate contaminants, and used in the turbine to produce steam for power enhancement and emissions control. Under a power purchase agreement, the City is obligated to pay 39.5% of the debt service and operating costs. At June 30, 2011, approximately $55 million in long-term debt was outstanding. Lodi Enersv Center The Lodi Energy Center project is a 280 MW base load, combined cycle, natural gas-fired, combustion turbine generating station (one gas turbine and one steam turbine) currently being built in Lodi on city property. Total project cost is estimated at about $375 million and expected to start producing electricity commercially in November 2012. Under a power purchase agreement, the City is obligated to pay 17.03% of the debt service and 9.5% of operating costs. At June 30, 2011, approximately $396 million in long-term debt was outstanding. The following are the most recent available audited condensed financial statements of NCPA: 67 Combined Balance Sheet June 30,2011 (in thousands) Assets Liabilities and Capitalization Currentassets $ 65,552 Current portion of long-term debt $ 11,175 Restricted assets 312,148 Other current liabilities 66,895 Electric plant, net 584,928 Other liabilities and deferred credits 196,244 Other assets and deferred charges 197,328 Long-term debt, net 857,643 Net assets 27,999 Total assets $ 1,159,956 Total liabilities and net assets $ 1,159,956 67 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Combined Statement of Revenues and Expenses and Changes in net Assets Combined Statement of Cash Flow Year ended June 30,201 1 Year ended June 30,2011 (in thousands) (in thousands) Sales for resale $ 268,469 Net cash from operating activities $ 81,824 Operating expenses (250,018) Net from investing activities (23,628) Other expenses (27,423) Net cash from capital and related Future recoverable costs 15,426 financing activities (268,369) Net revenues before refunds 6,454 Net cash from noncapital Refunds to participants (12,236) and related financing activities (10,936) Increase in net assets (5,782) Increase in cash and cash equivalents (221,109) Net assets, beginning of year 33,781 Cash and cash equivalents, beginning of year 439,979 Net assets, end of year $ 27,999 Cash and cash equivalents end of year $ 218,870 At June 30, 2011, NCPA's total net outstanding long-term debt was $868,818,000 at an average interest rate of 5%. The current portion of long- term debt at June 30, 2011, was $11,175,000. Complete financial information for NCPA may be obtained at the following administration office: Northern California PowerAgency 180 Cirby Way Roseville, CA 95678 Transmission Agency cf Northern California The Transmission Agency of Northern California (TANC) was organized under the California Government Code pursuant to a joint powers agreement entered into by fifteen Northern California utilities including the City of Lodi. The purpose of TANC is to provide electric transmission or other facilities for the use of its members through its authority to acquire, construct, finance, operate and maintain facilities for electric power transmission. The joint powers agreement provides that the costs ofTANC's activities can be financed or recovered through assessment of its members or user charges through transmission contracts with its members. Each TANC member has agreed to pay a pro rata share of the costs to operate TANC and has the right to participate in future project agreements. The joint power agreement remains in effect until debt obligations and interest thereon have been paid, unless otherwise extended by the members. 68 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 Increase in Non-defaultina Proiect Particioant'sOriainal Proiect Entitlement Percentaae Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlementfor each non - defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non - defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non -defaulting Project Participant shall not exceed, without written consent of such non -defaulting Project Participant, an accumulated maximum of 25% of the non -defaulting Project Participant's original Project Entitlement Percentage Share. Cal ifornia-OreaonTransmission Proiect The project is a 340 -mile long, 500 -kilovolt alternating current transmission project between Southern Oregon and Central California. The project s operated in coordination with the PacificAC Intertie as a part of the California-Oregonlntertie (COI) within the Western Electricity Coordinating Council (WECC) region. The WECC approved rating of the COI is 4,800 MW. TANC, Western Area Power Authority (WAPA), and five other parties have agreed to an Interim Participation Agreement (IPA) under which project participant is granted a percentage entitlement in project transfer capability and is required to pay a percentage of the costs. Pursuantto the IPA and a subsequent agreement with WAPA, and the purchase of entitlement, rights and title, and interest in the City of Vernon's share of the project transmission assets, TANC is entitled to use approximately 1,362 MW, and is obligated to pay an average of approximately 80 percent of the operating costs associated with the project. Under the TANC joint powers agreement, the City is obligated to pay 1.89% of its debt service and operating costs. At June 30, 2011, approximately $393 million in long-term debt was outstanding of which $26 million is considered current. Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 3100 Zinfandel Drive, Suite 600 Sacramento, CA 95670 69 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (13) MEMBERSHIP IN INSURANCE POOLS California Joint Powers Risk Management Authority The City is a member, along with 18 other individual cities and 8 joint powers authorities, of California Joint Powers Risk ManagementAuthority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses. CJPRMA has a twenty-one member Board of Directors, including a director from the City of Lodi. The Board members elect officers of CJPRMA every two years. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined through an actuarial analysis of loss history during the ten-year period preceding the three years prior to the end of the current program year. The City periodically pays deposits to the CJPRMA. These deposits are recorded as expenses in the year paid, as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 2012, deposits of $31,840 were paid to CJPRMA for the liability program. The participants at June 30, 2012, are as follows: Alameda, Chico, Central San Joaquin Valley Risk Management Authority, Fairfield, Fremont, Livermore, Lodi, Manteca, Municipal Pooling Authority of Northern California, Northern California Cities Self Insurance Fund, Petaluma, Pomona, Public Entity Risk ManagementAuthority, Redding, Redwood Empire Municipal Insurance Fund, Richmond, Roseville, San Leandro, San Rafael, Santa Barbara Area Joint Powers Insurance Authority, Santa Rosa, Small Cities Organized Risk Effort, Stockton, Sunnyvale, Vacaville, Vallejo, and Yolo County PublicAgencies Risk Management I nsu rance Authority. Complete financial information for CJPRMA may be obtained at the following administration office: California Joint Powers Risk Management Authority 3252 Constitution Dr. Livermore, CA 94551 Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with thirty-two other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX), which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. LAWCX offers $150,000, 250,000, $350,000, $500,000 and $1 million self-insured retentions (SIR) or a member can attach directly to the purchased excess insurance. LAWCX covers the layer above the member SIR up to $5 million. The City of Lodi's self-insured retention is $250,000. LAWCX participates in the California State Association of Counties Excess Insurance Authority (CSAC-EIA) to obtain coverage up to statutory limits. The City paid $286,874 in deposits to LAWCX during the fiscal year ended June 30, 2012. 70 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The participants at June 30, 2012, are as follows: City of Alameda, Association of Bay Area Governments Shared Risk Pool (ABAG SHARP), Bay Cities Joint Powers Insurance Authority (BCJPIA), City of Benicia, Contra Costa County Transit Agency (CCCTA), Central San Joaquin Valley Risk Management Authority (CSJVRMA), City of Clovis, City of Coronado, City of Encinitas, Fire Agencies Self Insurance System (FASTS), City of Gilroy, City of Livermore, City of Lodi, Town of Los Gatos, City of Merced, Monterey County Local Agencies Insurance Authority (MCLAIA), City of Morgan Hill, City of Newark, City of Placentia, City of Pleasanton, Public Agency Risk Sharing Authority of California (PARSAC), City of Roseville, Public Entity Risk Management Authority (PERMA), City of San Leandro, City of Santa Maria, City of Santee, Small Cities Organized Risk Effort (SCORE), City of South Lake Tahoe, City of Suisun City, City of Vacaville, City of Vallejo, Vector Control Joint Powers Agency (VCJPA) and City of Vista. Complete financial information for LAWCX may be obtained at the following administration office: Local Agency Workers' Compensation Excess Joint Powers Authority 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 California Transit Insurance Pool The City, along with thirty-three other public agencies is a member of California Transit Insurance Pool (CaITIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public officials errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program lappliesto memberswho chooseto utilizeCaITIP's claims administrator services. Proaram II applies to members with self-insured retentionswho choose to provide their own claims administrator services. CaITIP purchases excess insurance over its $1,000,000 retention up to $20 million per occurrence. Each member is provided with $4 million in excess of the pooled retention for a total of $5 million in coverage and has the option to choose one or both of two additional layers for the full $20 million. CaITIP also provides physical damage coverage to its members. This coverage program is optional for all members and offers damage or loss protection for transit, staff and maintenance vehicles to transit operators. CaITIP self -insures to $100,000, under which members have the option of five levels of deductible ranging from $500 to $10,000 per vehicle. Claims are administered by the CaITIP's adjuster. 71 (14) (15) CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The City paid $78,877 in deposits to CaITIP during the fiscal year ended June 30, 2012. There have been no reductions in insurance coverage from the prior year and there were no insurance settlements in excess of insurance coverage in any of the last three years. Self - Insured Limit Program Retention (in millions) City of Lodi Transit System I Prefunded 20 Complete financial information for CalTip may be obtained at the following administration office: California Transit Insurance Pool 1750 Creekside Oaks Drive, Suite 200 Sacramento, California 95833 DEFICIT IN FUND EQUITY Physical Damage Yes Nonmaior Governmental Fund — Parks. Recreation and Community Services — A deficit in fund equity in the amount of $861,843 at June 30, 2012, is attributed to operations not meeting revenue projections. Revenue reductions are a direct result of current economic conditions and mirror similar shortfalls seen in surrounding communities. The City has raised fees and reduced expenditures in an effort to eliminate the deficit. Internal Service Funds - Benefits Fund — A deficit in fund equity in the amount of $3,621,665 at June 30, 2012, is attributed to the net OPEB obligation setup in accordance with the requirements of GASB Statement No. 45. Net OPEB obligation as of June 30, 2012, was $3,621,593. The City is still weighing its options whether to pre -fund the OPEB obligation or continue on a pay-as-you-go basis. It will be addressed during the budget process. POLLUTION REMEDIATION OBLIGATION Lodi relies on groundwater for its drinking water and in the late 1980's, PCE and TCE pollution was discovered in several municipal water Supply wells. Investigationsconducted by the California Regional Water Quality Control Board in the early 1990's under the Well Investigation program revealed numerous areas where TCE was discharged, or where PCE from dry cleaning operations were discharged to the sewer system. In 1997, the Department of Toxic Substances Control and the City entered into a cooperative agreement whereby the City assumed a lead role in the cleanup and agreed to pursue legal action against potentially responsible parties (PRPs). The City has settled with all the involved parties. 72 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 The City received a draft cleanup and abatement order to investigate the discharges of waste, clean up the waste and abate the effects of the discharges of waste in conformance with the State Board's Resolution No. 92-49 Policies and Procedures for Investigation and Cleanup and Abatement of Discharges Under the Water Code Section 13304 and with the Regional Boards' Water Quality Control Plan for the Sacramento River and San Joaquin River. The City then engaged the services of Treadwell and Rollo to advise the City on courses of action in the preparation of feasibility studies, remedial design, and remedial action plan to comply with the technical and reporting requirements of the State Board. The City's total pollution remediation obligation as of June 30, 2012, is $65,303,874. This amount is an estimate and subject to changes resulting from price increases or reductions, technology, or changes in applicable laws or regulations. (16) COMMITMENTSAND CONTINGENCIES Litigation and claims — The City has fully resolved all the litigation arising out of its groundwater contamination. Settlement and rate revenues have amassed $16 million dollar reserve which is expected to cover all costs through the next 10 years. Costs thereafter can be effectively managed with new rate revenues. As such, the City Attorney does not anticipate a material effect on the City's financial condition. The City owns a 1,000 acre wastewater treatment facility known as "White Slough" approximately 5 miles west of the contiguous city limit. Neighboring farming and dairy operations are in litigation over elevated nitrate levels in the area. Effortsto join the City in the litigation have been so far unsuccessful but are expected to continue. It is too early at this stage to estimate liability or damages if the City is joined in the action. However, the City Attorney does not currently expect the matterto have a material effect on the City's financial condition. All other actions against the City are under $75,000 or have no arguable cost and will therefore not have a material financial effect on the City. Water Purchase Agreement with Woodbridge Irrigation District — The City obtains its municipal water supply from wells located within the City, extracting water from the underground aquifer, which is replenished in part by flows of the Mokelumne River. To avoid being wholly dependent upon wells and the possible impacts of eventual overdraft of the groundwater supply, the City made a commitment in 2003 to purchase surface water supply from Woodbridge Irrigation District for 40 years beginning in 2003. The agreement provides for the purchase of 6,000 acre feet per year and the City pays the District $1.2 million annually. Commencing on January 1 of the seventh year, the amount payable to the District shall be increased by two percent (2%) per year or by the change in the Consumer Price Index whichever is higher but shall not exceed five percent (5%). Arbitrage Earnings Rebate Liability — Arbitrage earnings are defined as income earned on the unexpended tax-exempt certificate proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the certificates. Currently, arbitrage earnings must be rebated to the United States Treasury every five years. There is no cumulative arbitrage liability as of June 30, 2012, for any of the City's outstanding Certificates of Participation. 73 CITY OF LODI Notes to Basic Financial Statements (continued) June 30,2012 (17) SUBSEQUENT EVENTS On September 1, 2012, the City issued $19,080,000 2012 Revenue Bonds to refinancethe outstanding principal amount of the 2002 Certificates of Participation (2002 COP); and $17,105,000 to refinance a portion of the principal amount of the Wastewater System Revenue Certificates of Participation, 2004 SeriesA. 74 REQUIRED SUPPLEMENTARY INFORMATION City of Lodi Required Supplementary Information Schedule of Funding Progress - Pension Plan June 30,2012 (in thousands of dollars) EntryAge Actuarial Actuarial Actuarial Accrued Valuation Asset Value Liability Plan Date (A) (B) Unfunded Actuarial Accrued Liability [(B) - (A)] Funded Ratio [(A) / (B)] Unfunded Actuarial Liability as Covered Percentage of Payroll Covered Payroll (C) {[(B) — (A)]/(C)} Safety 6/30/08 84,853 103,447 18,594 82.0% 10,422 178.4% 6/30/09 88,892 115,657 26,765 76.9% 11,409 234.6% 6/30/10 93,058 122,477 29,419 76.0% 11,394 258.2% Miscellaneous 6/30/08 105,760 117,537 11,777 90.0% 18,486 63.7% 6/30/09 110,318 127,535 17,217 86.5% 18,696 92.1% 6/30/10 114,994 133,618 18,624 86.1% 17,856 104.3% 75 City of Lodi Required Supplementary Information Schedule of Funding Progress —OPEB Plan June 30,2012 (in thousands of dollars) 76 Actuarial Normal Annual UAAL As a Actuarial Value Accrued Unfunded Funded Covered Percentage of Valuation of Assets Liability Liability Ratio Payroll Covered Payroll Date (A) A L(B) - (A)) [(A) / (B)] (C) (((B)—(A)U(C)} 1/1/08 $ 0 $ 23,323 $ 23,323 0% $ 9,846 237% 1/1/10 0 17,710 17,710 0% 9,410 188% 1/1/12 0 17,011 17,011 0% 7,305 233% 76 EXPENDITURES C IN OF LODI SCHEDULE OF REVENUES, EXPENDITURESAND CHANGES IN FUND BALANCE- BUDGETAND ACTUAL GENERALFUND Generalgovemment: Year ended June 30,2012 City Council 155,540 155,540 Budget 27.559 City Manager Variance with 979,400 Original Final Actual Final Budget REVENUES 347,405 9,025 CityAttomey 445,940 Taxes $ 22,830,840 22,830,840 22,928,438$ 97,598 Licenses and permits 73,800 73,800 79,745 5,945 Intergovernmentarevenues 10,130,400 10,160,300 10,449,364 289,064 Charges for services 816,510 816,510 682,156 (134,354) Fines,forfeits and penalties 1,342,000 1,342,000 1,355,101 13,101 Investmentandrental income 451.370 451,370 807,270 355,900 Miscellaneous revenue 228,970 228,970 286,125 57,155 Total revenues 35,873,890 35,903,790 36,588,199 684,409 EXPENDITURES Current: Generalgovemment: City Council 155,540 155,540 127,981 27.559 City Manager 979,400 979,400 969,885 9,515 City Clerk 356,430 356,430 347,405 9,025 CityAttomey 445,940 445,940 439,024 6,916 Human Resources 516,120 516,120 507.120 9,000 Information Systems 972.160 972.160 913,764 58,396 Financial Services 1,528,780 1,528,780 1,461,562 67,218 Budget and Treasury 352,580 352,580 343,167 9,413 Non Departmental 1,069,820 1,069,820 897,419 172,401 Total general government 6,376,770 6,376,770 6,007,327 369,443 Public protection: Police 15,673,040 16.06.040 15..744.906 320.134 Fire 9,190,150 9,398,150 9.178,249 219,901 Total public protection 24,863,190 25,463,190 24,923,155 540,035 Public Works 1,555,410 1,555,410 1,112,569 442,841 Library 1,361,950 1,381,000 1,380,972 28 Total expenditures 34,157,320 34,776,370 33,424,023 1,352,347 EXCESSOFREVENUESOVER EXPENDITURES 1,716,570 1,127,420 3,164,176 2,036,756 OTHER FINANCING SOURCES (USES) Transfers in 5,370,230 5,370,230 5,370,230 Transfersout (8,391,858) (8,391,858) (8,391,858) Total other financing sources (uses) 3,021,628 3,021,628 3,021,628 NET CHANGE IN FUND BALANCE (1,305,058) (1,894,208) 142,548 2,036,756 FUND BALANCE, beginningofyear 3,841,936 3,841,936 6,146,405 2,304,469 FUND BALANCE, end ofyear $ 2,536,878 1,947,728 6,288,95$ 4,341,225 The note to the required supplementary information is an integralpart of this schedule 77 CITY OF LODI Note to the Required Supplementary Information June 30,2012 Budgetary Data The City adopts an annual budget for the general and special revenue funds. These budgets are prepared in accordance with generally accepted accounting principles. As part of the City's internal controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliancewith the legal provisions embodied in the annual appropriated budget approved by the City Council. The accompanying financial statements present budget and actual data only of funds for which an annual budget was adopted. The budgets of capital projects are primarily "long-term" budgets that emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for Debt Service Funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the accompanying basic financial statements for capital projects and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying basic financial statements: Original Budget On or priorto the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budgetfor the fiscal year commencing July 1 The budget includes proposed expenditures and the means of financing them. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Priorto July 1, the budget is legally enacted through passage of a resolution. Final Budget The final budgetarydata presented in the basic financial statements reflectsthe following changes to the original budget: • Budgeted expenditures represent original appropriations adjusted by budgettransfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures can not legally exceed the appropriated 78 amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenuefund expenditures, including transfers out, are approved by Council at the fund level. • The City Manager may transfer appropriations from one activity to anotherwithin a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. 79 (This page intentionally left blank.) COMBININGAND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Nonmajor Governmental Funds include: Special Revenue Funds account for the proceeds of specific revenue sources that are restricted by law or administrative action to expenditures for specified purposes, other than those for major capital projects; Debt Service Fund accounts for the accumulation of resources for the repayment of principal and interest on general long-term debt; Capital Project Funds account for the financial resources to be used for the acquisition or construction of major capital facilities, other than those financed by proprietary funds. CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS June 30,201 2 Assets Cash and investments Restricted assets Receivables: Accounts, net Interest Due from other funds Due from other governmental agencies Loans receivable Inventory Other assets Total assets Liabilities and Fund Balances Liabilities: Accounts payable and other liabilities Due to otherfunds Advances from other funds Deferred revenue Total liabilities Fund Balances: Nonspendable: inventory Restricted for: Capital projects Debt service Other purposes Unassigned Total fund balances Special Capital Revenue Projects Total $ 6,584,293 7,693,90 14,278,256 1,691,898 1,691,898 245,967 245,967 6,911 6,120 13,031 364,994 364,994 428,657 428,657 1,159,709 1,159,709 1.050 1,050 1,822 1,822 8,793,403 9,391,981$ 18,185,384 255,844 151,631$ 407,475 1,192,172 1,192,172 1,264,025 1,264,025 1,167,073 1,167,073 2,615,089 1,415,656 4,030,745 1,050 1,050 6,513,011 6,284,427 12,797,438 1,691,898 1,691,898 527,146 527,146 (862,893) (862,893) 6,178,314 7,976,325 14,154,639 Total liabilities and fund balances $ 8,793,403 9,391,981$ 18,185,384 80 CITY OF LODI COMBINING STATEMENT CIF REVENUES, EXPENDITURESAND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS Year ended June 30,2012 Revenues: Licenses and permits I ntergovern mental revenues Charges for services Fines, forfeits and penalties Investmentand rental income Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Publicworks Community development Parks and recreation Capital outlay Debt service: Interest and fiscal charges Principal payments Total expenditures Deficiency of revenues under expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances, beginning of year Fund balances, end of year Special Debt Revenue Service 606,162 4,831,904 2,462,084 1,900 414,904 329,775 1,646,729 2,812,877 326,333 3,061,438 1,036,610 2,254,641 1,650,732 Capital Projects 8,196 282,289 41,632 197,191 529.308 1,309,894 1,039,016 630,000 11,142, 631 1,669,016 1,309,894 (2,495,902) (1,669,016) (780,586) 4,586,320 (2,955,71 1,630,589 (865,313) 7,043,627 $ 6,178,314 81 Total $ 606,162 4,840,100 2,744,373 1,900 456,536 526,966 9,176,037 2,812,877 326,333 3,061,438 1,036,610 2,254,641 2,960,626 1,039,016 630,000 14,121,541 (4,945,504) 1,669,016 2,860,441 9,115,777 (2,955,731) 1,669,016 2,860,441 6.160.046 2,079,855 1,214,542 5,896,470 12,940,097 7,976,325 $ 14,154,639 NONMAJOR GOVERNMENTAL FUN&S SPECIAL REVENUE FUNDS SPECIAL REVENUE FUNDS Parks, Recreation and Community Services This fund was established to account for the revenues and expenditures related to the activities of the Hutchins Street Square and Performing Arts Theater and the wide -range of parks and recreation activities and programs offered to the public Public Safety This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution monies. Community Development This fund was establishedto accountfor development planning and project review services including land use entitlements, permit processing and review/inspection of public improvementsto ensure orderly physical growth and development of the City. Streets Fund This fund was establishedto accountfor the following: Gas Tax To accountfor revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drains and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November4, 1991. Measure K Sales Tax To account for revenues and expenditures apportioned to the City for sales tax collections under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. 82 Intermodal Surface Transportation EfficiencyAct (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program (STP) for streets and roads, congestion mitigation and air quality program (CMAQ) and hazard elimination safety (HES) for street lighting projects. Transportation This fund was established to accountfor the receipt of moneys from the State of California apportioned to the City for transportation purposes. The State has designated 1/4% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems; and Article 4 funds, which are restricted for public transit systems. HOME Program and Community Development Block Grants This fund was established to account for the City's HOME Program that provides adequate and affordable housing for low and very low-income residents, and Community Development Block Grants provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. 83 ASSETS Cash and Investments Receivables: Accounts, net Interest Due from other funds Due from other governmental agencies Loans receivable Inventory Other assets TOTALASSETS LIABILITIESAND FUND BALANCES LIABILITIES Accounts payableand other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICIT) Nonspendable Inventory Restricted for. Capital projects Other purposes Unassigned TOTAL FUND BALANCES (DEFICIT) TOTAL LIABILITIESAND FUND BALANCES (DEFICIT) CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS June 30,2012 Parks, HO&WRfftgW & Recreation & ommumty Public Community Development Services Safety Development Streets Transportation Block Grants Total $ 169,124 290,905 6,107,883 16,381 $ 6,584,293 15,144 25,000 4,187 201,636 245,967 288 185 6,419 19 6,911 364,994 364,994 33,484 1,714 393,459 428,657 1,159,709 1,159,709 1,050 1,050 1,822 1,822 $ 18,016 227,896 295,277 6,682,646 16,400 1,553,168 $ 8,793,403 $ 52,681 2,959 2,104 169,635 28,465 $ 255,844 827,178 364,994 1,192,172 7.364 1,159,709 1,167,073 879,859 169,635 1.553.168 2.615.089 1,050 1,050 65_13. 0.11 6,513,011 MAN x,175 9®,4®® R111$6 (862,893) 602,$0 (861,843) 21 f,bt3 293,173 6,513,011 16,400 $ 18,016 227,896 295,277 6,682,646 16,400 1,553,168 $ 8,793,403 84 REVENUES Licensesand permits Intergovernmental revenues Charges for services Fines, forfeits and penalties Investmentand rental income Miscellaneous revenue Total revenues EXPENDITURES Current General government Public protection Publicworks Community development Parks and recreation Capital outlay Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCINGSOURCES(USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCES FUND BALANCES (DEFICIT), beginning of year FUND BALANCES (DEFICIT), end of year CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENDITURESAND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS -SPECIAL REVENUE FUNDS Year ended June 30,2012 Parks HOME Program& Recreation & Community Community Public Community Development Services Safety Development Streets Transportation Block Grants Total $ 606,162 $ 606,162 338,329 3,573,746 34,342 885,487 4,831,904 1,501,707 386,647 573.730 2,462,084 1,900 1,900 389.283 1,202 1,048 23,371 414,904 956 263 121,426 207,130 329,775 1,891,946 341,694 1,115,283 4,377,977 34,342 885,487 8,646,729 2,812,877 2,812,877 326,333 326,333 2.175,951 885,487 3,061,438 1,036,610 1,036,610 2,254,641 2,254,641 1,601,652 49,080 1,650,732 5,067,518 326,333 1,036,610 3,777,603 49,080 885.487 11,142,631 (3,175,572) 15,361 78,673 600,374 (14,738) (2,495,902) 3,881,520 150,200 554,600 4,586,320 (721,410) (822) (2,510) (2,230,989) (2,955,731) 3,160,110 (822) 147,690 (1,676,389) 1,630,589 (15,462) 14,539 226,363 (1,076,015) (14,738) (865,313) (846,381) 203,034 66,810 7,589,026 31,138 7,043,627 $ (861,843) 217,573 293,173 6,513,011 16,400 $ 6,178,314 85 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGETAND ACTUAL NONMAJOR GOVERNMENTAL FUNDS' SPECIAL REVENUE FUNDS Year ended June 30,2012 REVENUES Charges for services Investmentand rental income Miscellaneous revenue Total Revenue EXPENDITURES Current General government Parks and recreation Total Expenditures DEFICIENCYOF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCE FUNDDEFICIT, BEGINNINGOFYEAR FUND DEFICIT, END OF YEAR 86 PARKS, RECREATION & COMMUNITY SERVICES FINAL BUDGET ACTUAL VARIANCE $ 1,693,870 1,501,707$ (L92,163) 380,000 389,283 9,283 2,921,680 2,812,877 108,803 2,280,812 2,254,641 26,171 5,202,492 5,067,518 134,974 (3,128,622) (3,175,572) (46,950) 3,881,520 3,881,520 (721,410) (721,410) 3,160,110 3,160,110 31,488 a 5,462) (46,950) (846,381) dF 481) (814,893) (861,843)$ (46,950) CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30,2012 REVENUES Intergovernmental revenues Fines, forfeits and penalties Investmentand rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Public protection EXCESS (DEFICIENCY)OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES Transfers out NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNINGOF YEAR FUND BALANCE, END OF YEAR 87 PUBLIC SAFETY FINAL BUDGET ACTUAL VARIANCE $ 337,555 338,329$ 774 1,900 1,900 1,730 1,202 (528) 263 263 339,285 341,694 2,409 425,210 326,333 98,877 (85,925) 15,361 101,286 (822) (822) (86,747) 14,539 101,286 203,034 203,034 $ 116,287 217,573 $ 101,286 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGETAND ACTUAL NONMAJORGOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30,2012 REVENUES Licenses and permits Charges for services Investmentand rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Community development EXCESS OFREVENUESOVER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING W YEAR FUND BALANCE, END OF YEAR 88 COMMUNITY DEVELOPMENT FINAL BUDGET ACTUAL VARIANCE $ 557,400 606,162 $ 48,762 375,330 386,647 11,317 1,048 1,048 215,000 121,426 (93,574) 1,147,730 1,115,283 (32,447) 1,107,990 1,036,610 71,380 39,740 78,673 38,933 150,200 150,200 (2,510) (2,510) 147,690 147,690 187,430 226,363 38,933 66,810 66,810 $ 254,240 293,173 $ 38,933 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGETAND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30,2012 REVENUES Intergovernmental revenues Charges for services Investmentand rental income Miscellaneous revenue Total Revenue EXPENDITURES Current Publicworks Capital outlay Total Expenditures EXCESS (DEFICIENCY)OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNINGOF YEAR FUND BALANCE, END OF YEAR 89 FINAL BUDGET $ 2,559,280 546,210 56,740 An nnn STREETS 3,202,230 4,377,977 1,175,747 2,200,674 Variance with Actual Final Budget 1,601,652 3,573,746 $ 1,014,466 573,730 27,520 23,371 (33,369) 207,130 167,130 3,202,230 4,377,977 1,175,747 2,200,674 2,175,951 24,723 4,865,990 1,601,652 3,264,338 7,066,664 3,777,603 3,289,061 (3,864,434) 600,374 4,464,808 554,600 554,600 (1,417) (2,230,989) (2,229,572) 553,183 (1,676,389) (2,229,572) (3,311,251) (1,076,015) 2,235,236 7,589,026 7,589,026 4,277,775 6,513,011 $ 2,235,236 CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS- SPECIAL REVENUE FUNDS Year ended June 30,2012 REVENUES Intergovernmental revenues EXPENDITURES Capital outlay NET CHANGE IN FUND BALANCE TRANSPORTATION FINAL BUDGET 35,140 ACTUAL 34,342 $ 50,000 49,080 (14,860) (14,738) VARIANCE (798) 920 122 FUND BALANCE, BEGINNINGOF YEAR 31,138 31,138 FUND BALANCE, END OF YEAR $ 16,278 16,400 $ 122 .f CITY OF LODI SCHEDULE OF REVENUE, EXPENDITURESAND CHANGES IN FUND BALANCE BUDGETAND ACTUAL NONMAJOR GOVERNMENTAL FUNDS - SPECIAL REVENUE FUNDS Year ended June 30,2012 HOME PROGRAM and COMMUNITY DEVELOPMENT BLOCK GRANTS FINAL BUDGET ACTUAL VARIANCE REVENUES Intergovernmental revenues $ 1,306,220 885,487 $ (420,733) EXPENDITURES Current Public works 1,134,533 885,487 249,046 NET CHANGE IN FUND BALANCE 171,687 (171,687) FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR $ 171,687 (171,687) 91 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECT FUNDS CAPITAL PROJECT FUNDS Vehicle and Equipment This fund was establishedto accountfor the financing and replacementof vehicles and equipmentfor all funds of the City with the exception of the Enterprise Funds. Financing is primarily provided through transfers from other funds, interest earnings and sales of surplus property. Hutchins Street Square When the old Lodi High School burned down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High Site Foundation was established and this organization organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve This fund was established to account for the entire City's construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily by operating transfers from other funds and from State and Federal grants. Lodi Lake This fund was established to account for moneys charged for activities held at Lodi Lake. The Council designated the monies to be used for Lodi Lake capital projects. 92 ASSETS Cash and investments Restricted assets Receivables: Interest TOTALASSETS LIABILITIES Accounts payable and other liabilities Advances from other funds TOTAL LIABILITIES FUND BALANCES Restrictedfor: Capital projects Debt service TOTAL FUND BALANCES TOTAL LIABILITIESAND FUND BALANCES CITY OF LODI COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS - CAPITAL PROJECT FUNDS June 30,2012 Capital Vehicle and Hutchins Outlay Lodi Equipment Reserve Lake Total $ •2,522,056 2,181 3,809,015 1,360,711 $ 7,693,963 1,691,898 1,691,898 4,519 1,601 6,120 $ $ 9,391,981 $ 27.163 114,979 9,489 $ 151,631 1,264,025 1,264,025 27,163 1,379,004 9,489 1,415,656 2,494,893 2,181 2,434,530 1,352,823 6,284,427 1,691,898 1,691,898 2 X494.?93 2.181 4,126,428 7,976,325 $ 2,522,056 2,181 5,505,432 1,362,312 $ 9,391,981 93 CITY OF LODI COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS- CAPITAL PROJECT FUNDS Year ended June 30,2012 REVENUES Intergovernmental revenues Charges for services Investment and rental income Miscellaneous revenue Total revenues EXPENDITURES Capital outlay EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES Transfers in NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Hutchins Capital 2,860,441 168,533 Vehicle and Street Outlay Lodi 2,181 2,252,690 Equipment Square Reserve Lake Total $ 8,196 $ 8,196 270,488 11,801 282,289 35,081 6,551 41,632 52,120 145,071 197,191 52,120 474,207 709,848 125,839 1,309,894 (422,087) (396,083) 37,584 (780,586) 590,620 2,269,821 2,860,441 168,533 1,873,738 37,584 2,079,855 2,326,360 2,181 2,252,690 1,315,239 5,896,470 $ 2,494,893 2,181 4,126,428 1,352,823 $ 7,976,325 94 (This page intentionally left blank.) INTERNAL SERVICE FUNDS Internal Service Funds are maintained to account for the internal transfer of services between operating units of the City and to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Fleet Services This fund is used to accountfor the operation, maintenance and timely replacementcf the City's fleet cf vehicles which serve the transportation needs of all city departments. Benefits These funds are used to accountfor the following employee benefits: Dental Chiropractic Life/accidental insurance Medical Vision Employee assistance program Employee recognition program Unemployment insurance Flexible spending program Long Term Disability Insurance These funds are used to account for the following insurances: General Liability Workers' Compensation Other Insurance CITY OF LODI COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS June 30,2012 ASSETS Current assets: Cash and investments Receivables: Accounts, net Interest Inventory Noncurrent assets: Capital assets (net) Total current assets LIABILITIES Current liabilities: Accounts payable and other liabilities Self-insurance liability Accrued compensated absences Noncurrent liabilities: Self-insurance liability Accrued compensated absences Net OPEB obligation Total liabilities NETASSETS (DEFICIT) Invested in capital assets, net of related debt Unrestricted (deficit) Total net assets (deficit) Fleet Services Insurance Total $ 86,340 40,789 9,984,980 $ 10,112,109 8,605 8,605 11,699 11,699 129,169 129,169 31,838 31,838 247,347 40,789 10,005,284 10,293,420 63,846 40,861 43,290 62,807 35,357 1,520,134 6,951,697 3,621,593 169,943 3,662,454 8,507,188 140,064 1,520,134 43,290 6,951,697 62,807 3,621,593 12,339,585 31,838 31,838 45,566 (3,621,665) 1,498,096 (2,078,003) $ 77,404 (3,621,665) 1,498,096 $ (2,046,165) 96 OPERATING REVENUES Charges for services OPERATING EXPENSES Personnel services Supplies, materials and services Utilities Depreciation and amortization Claims TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUES investment income Other revenues TOTAL NONOPERATING REVENUES Change in net assets NETASSETS (DEFICIT)- BEGINNINGOFYEAR NETASSETS (DEFICIT)- END OF YEAR CITY OF LODE COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS INTERNAL SERVICE FUNDS Year ended June 30,2012 Fleet Services Benefits Insurance Total $ 1,682,010 6,746,784 3,520,016 $ 11,948,810 722,105 950,828 1,575 1,448 31,000 1.706.956 306,720 5,683,907 1,474,709 7,465,336 (24,946) (718,552) 6.649 6.649 (18,297) 95,701 $ 77,404 97 31,551 31,551 (687,001) (2,934,664) (3,621,665) 22,819 313,461 1,520,134 1,856,414 1.663.602 F, F, 76,861 120,881 1,784,483 (286,387) 1,498,096 1,051,644 6,948,196 1,575 1,448 3,025,843 11,028,706 920,104 44,020 115,061 159,081 1,079,185 (3,125,350) $ (2,046,165) CITY OF LODI COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS Year ended June 30,2012 Cash flows from operating activities: Receipts from customers and users Receiptsfrom interfund services provided Cash paid to suppliers for goods & services Paymentsto employees Net cash provided by (used for) operating activities Cash flows from investing activities: Intereston investments Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Reconciliation of operating income (loss) to net cash provided by (used for) operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities: Depreciation and amortization Other revenues Change in assets and liabilities: Decrease in accounts receivable Increase in inventory Decrease in accounts payable and other liabilities Decrease in compensated absences Increase in self-insurance liability Increasein netOPEB obligation Net cash provided by (used for) operating activities 98 Fleet Services Benefits Insurance Total $ 6,649 31,551 86,198 $ 124,398 1,682,010 6,746,784 3,520,016 11,948,810 (994,754) (6,582,336) (2,170,024) (9,747,114) (723,289) (306,720) (22,819) (1,052,828) (29,384) (110,721) 1,413,371 1,273,266 159 41,428 41,587 (29,384) (110,562) 1,454,799 1,314,853 115,724 151,351 8,530,181 8,797,256 $ 86,340 40,789 9,984.980 $ 10,112.109 $ (24,946) (718,552) 1,663,602 $ 920,104 1,448 1,448 6,649 31,551 76,861 115,061 9,337 9,337 (4,353) (4,353) (6,998) (30,525) (457,922) (495,445) (1,184) (1,184) 121,493 121,493 606,805 606,805 $ (29,384) (110,721) 1,413,371 $ 1,273,266 (•)Iuelq Ual Alleuoi;ua;ui abed siyl) FIDUCIARY FUNDS Private -purpose Trust Funds These funds are used to account for trust agreements under which the principal and income benefit individuals, private organizations or other governments. Agency Fund This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property owners within the IndustrialWay Beckman Districts and the Downtown and Cherokee Lane Districts. CITY OF LODI COMBINING STATEMENT OF FIDUCIARY NET ASSETS PRIVATE-PURPOSETRUST FUNDS June 30,2012 Hutchins Street Library Square Bequest Total ASSETS Cash and Investments $ 257,221 1,503 $ 258,724 TOTAL ASSETS 257,221 1; 503 258.724 NETASSETS $ 257,221 1,503 $ 258,724 100 CITY OF LODI COMBINING STATEMENT OF CHANGES IN FIDUCIARY NETASSETS PRIVATE-PURPOSETRUST FUNDS Year ended June 30,2012 ADDITIONS Investment income and donations DEDUCTIONS Current Library CHANGE IN NETASSETS NETASSETS, BEGINNING OF YEAR NETASSETS, END OF YEAR Library $ 5,808 9,534 (3,726) 260,947 $ 257,221 101 Hutchins Street Square Bequest 5 $ Total 5,813 9,534 5 (3,721) 1.498 262.445 1,503$ 258,724 ASSETS Cash and investments Special assessment receivable Interest receivable TOTALASSETS LIABILITIES Agency obligations TOTAL LIABILITIES CITY OF LODI STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND Year ended June 30,2012 Saecial Assessments Balance Balance 7/1/11 Additions Deductions 6/30/12 $ 469,120 401,317 504,307 $ 366,130 35,846 35,846 478 535 478 535 $ 505,444 $ 505,444 401,852 540,631 $ 366,665 138,779 $ 366,665 $ 505,444 138,779 $ 366,665 102 (This page intentionally left blank.) STATISTICAL TABLES UNAUDITED STATISTICAL SECTION The Statistical Section provides detailed information as a framework for understanding the information in the financial statements, notes and required supplementary information. This section presents additional data and analysis that may provide the reader with valuable insight regarding the demographics and the overall health of the City. Contents Pacles Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being has changed overtime. 105-110 Revenue Capacity These schedules contain information to help the reader assess the factors affecting the City's most significant local revenue source, the property tax. 111-116 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 117-123 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. 124-126 Operating Information These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the city provides and the activities it performs. 127-131 Sources Unless otherwise noted, the information in these schedules are derived from the comprehensive annual financial reports for the current year. 104 Governmental activities: Invested incapital assets, net of relateddebt Restricted Unrestricted Total governmental activities net assets Business -type activities: Invested in capital assets, net of related debt Restricted Unrestricted Total business -type activities net assets Primary government CITY OF LODI NET ASSETS BY COMPONENT LAST TEN FISCAL YEARS (Dollar amounts in thousands) Invested in capital assets, net of related debt $ 217,169 $ 219,023 $ 213,541 $ 210,569 $ Fiscal Year $ 208,776 $ 189,066 $ 173,961 $ 164,963 $ 157,433 Restricted 22,709 20,197 2012 2011 2010 2009 2008 15,816 2007 13,051 2006 (38,169) 2005 2004 (38,910) 2003 $ 107,587 $ 114,165 $ 113,308 $ 115,036 $ 107,874 $ 110,815 $ 111,572 $ 106,293 $ 100,749 $ 94,681 152,880 16,176 14,894 13,233 13,492 15,043 15,044 14,526 13,465 11,205 12,811 (3,606) (5,148) (6,110) (3,462) (4,162) (3,968) (8,838) (8,801) (9,437) (7,334) $ 120,157 $ 123,911 $ 120,431 $ 125,066 $ 118,755 $ 121,891 $ 117,260 $ 110,957 $ 102,517 $ 100,158 $ 109,582 $ 104,858 $ 100,233 $ 95,533 $ 98,109 $ 97,961 $ 77,494 $ 67,668 $ 64,214 $ 62,752 6,533 5,303 8,657 8,711 10,969 2,351 2,578 240 (34,563) (34,129) (28,591) (35,448) 26,460 6,417 1,880 7,445 (7,511) (10,270) $ 81,552 $ 76,032 $ 71,642 $ 60,085 $ 133,226 $ 113,089 $ 90,343 $ 77,464 $ 59,281 $ 52,722 Invested in capital assets, net of related debt $ 217,169 $ 219,023 $ 213,541 $ 210,569 $ 205,983 $ 208,776 $ 189,066 $ 173,961 $ 164,963 $ 157,433 Restricted 22,709 20,197 13,233 13,492 23,700 23,755 25,495 15,816 13,783 13,051 Unrestricted (38,169) (39,277) (34,701) (38,910) 22,298 2,449 (6,958) (1,356) (16,948) (17,604) Total primary government net assets $ 201,709 $ 199,943 $ 192,073 $ 185,151 $ 251,981 $ 234,980 $ 207,603 $ 188,421 $ 161,798 $ 152,880 Source: City of Lodi Financial Services Division 105 CITY OF LODI CHANGES IN NETASSETS LAST TEN FISCAL YEARS Dollar amounts i n thousands Program Revenues FiscalYear 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 Expenses Charges for services: 64,251 62,167 69,664 74,000 69,284 65.809 59,112 53,908 52.899 Governmental activities: General government $ 1,718 $ 1,793 $ 2,184 $ 1,631 $ 1.544 $ 1,280 $ 1,232 $ 3,639 $ 3,144 $ General government $ 9,381 $ 8.262 $ 8.749 $ 9,451 $ 8,307 $ 7.853 $ 9,746 $ 9,958 $ 13,167 $ 12,238 Publicprotection 25,432 25,113 27,186 27,110 25,531 23,328 22,105 22,253 19,162 16,632 Publicworks 10,248 9,305 10,462 10,464 12,224 10,599 13,229 12,377 11,868 10,946 Community development 1,003 973 1,114 1,323 2,027 2,130 2,290 54 49 50 Library 1,381 1,355 1,440 1,495 1,696 1,630 1,485 1.484 1,409 1,454 Parks and recreation 2.913 5,778 5,077 4,609 4,414 4,172 4,114 4,565 4,095 3,989 Interestand fiscal charges 1,033 1,075 1,105 1,134 1,166 1,201 1,234 1,617 1,267 1,214 Total governmental activities expenses 51,391 51,861 55.133 55.586 55,365 50,913 54.203 52,254 50,968 46,473 Business-typeactivities: 3,732 (6,001) Total primary government net expense 5 (34,434) 5 (28,084) 5 (31.376) 5 (32,022) $ (33,026) $ (19.836) $ (25,230) $ (33,443) $ (26,193) $ (38,471) Electric 62,599 63,399 64,364 73,358 65,201 67.534 63,780 57.308 55,943 51,388 Wastewater 17,441 11,687 11.289 10,940 12,227 9,271 8.574 10,653 6,297 6,141 Water 7 953 8.188 6.148 9.604 91920 9,875 8,256 11.748 7,489 12.879 Transil 4,256 4,132 4,785 4.832 3,908 3.577 3,643 3,018 3,064 5,389_ Total business -type activities expenses 92,249 87,406 86,586 98,734 91,256 90,257 84,253 82,727 72,793 75,797_ Total primary govemmentexpenses _ $ 143,640 $ 139,267 $ 141,7]9 $ 954,324 $ ]46,621 $ 141„1.M $138-,456 $ 134,981 $123,761 $ 122„270 Program Revenues Governmental activities: Charges for services: 64,251 62,167 69,664 74,000 69,284 65.809 59,112 53,908 52.899 48.873 General government $ 1,718 $ 1,793 $ 2,184 $ 1,631 $ 1.544 $ 1,280 $ 1,232 $ 3,639 $ 3,144 $ 2,355 Public protection 500 643 714 844 837 582 563 623 525 541 Publicworks 166 356 326 358 755 295 320 461 430 335 Community development 993 1,601 786 749 1,085 1,174 1,630 2,731 2,547 1.772 Library 43 47 48 44 53 53 54 49 50 57 Parks and recreation 1.241 1.245 1.269 1.158 851 1.007 918 833 679 585 Operatinggrants and contributions 2,300 2,236 1,927 1,951 2,305 2,589 2,587 2,195 2,321 3,315 Capital grants and contributions 5,025 6.737 5,122 10,822 4,717 6,975 14.631 17,559 13,894 6,814 Total governmental activities program revenues 11.986 14,658 12,376 17,557 12,147 13,955 21,935 25,359 21,043 14,003 Business-typeactivities: Chargesforservices: Electric 64,251 62,167 69,664 74,000 69,284 65.809 59,112 53,908 52.899 48.873 Wastewater 13,280 13,090 11,513 9,276 9,091 8,524 8,927 8,086 6,560 6,760 Water 12.083 11,940 11,716 11,787 11,350 10,040 8,343 7,713 6,007 5,532 Transit 186 195 217 251 278 401 386 340 244 293 Operatinggrants and contributions 4,214 3.983 3,449 3,653 3,381 2,621 3,377 2,731 2,547 1.772 Capital grants and contributions 3,206 5,150 1.408 5,774 8,064 19,984 11,148 3,401 8,268 6,566 Total business -type activities program revenues 97.220 96,525 97,967 104.741 1D1.448 147,379 91,291 76,179 76,525 69,790 Total primary govemmentprogramrevenues _ $ 909206 $ 111„183 $ 114,343 $ 922298 $ 916,595 $ 121„334 $ 116226 $ 9D1„538 $ 97,568 $ 83,799 Net (Expensaylkevenue Govemmentalactivities $ (39,405) $ (37,203) $ (42,757) $ (38,029) $ (43,218) $ (36,958) $ (32,268) $ (26,895) $ (29,925) $ (32,470) Business-typeactivities 4,971 9,119 11,381 6,007 10,192 17,122 7,038 (6,548) 3,732 (6,001) Total primary government net expense 5 (34,434) 5 (28,084) 5 (31.376) 5 (32,022) $ (33,026) $ (19.836) $ (25,230) $ (33,443) $ (26,193) $ (38,471) (Continued) 106 General Revenuesand Other Changes in Net Assets: Govem mentalactivities: Taxes: Properly Franchisetaxes Business license tax Transient occupancy tax Grants and contributions not restricted to specific programs Investment earnings Other Special item-gainon sale of parkland Transfers Total govemmentalactivities Business-typeactivities: Investment earnings Litigation -environmental lawsuits proceeds Other Special item-forgivenessof debt Special item -swap termination Transfers Total business-typeactivities Total primarygovemment Change in NetAssets Govem mentalactivities B usi ness-typeactivities Total primarygovemment Source: City of Lodi Financial Services Division CITY CF LODI CHANGES IN NETASSETS (Continued) LASTTEN FISCALYEARS (Dollar amounts in thousands) FiscalYear 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 $ 12,103 5 12,698 $ 12,836 $ 13.564 $ 13,838 $ 9,524 $ 8,031 $ 7,124 $ 7,188 $ 6,398 8,712 8,692 8,658 8.357 9,338 9,609 8,721 8,918 8,381 7,624 1,628 1,246 1,242 1,190 1,140 1.082 973 982 874 822 486 426 382 405 396 380 368 352 317 400 9,277 8,954 7,064 8,249 9,593 14,772 14,215 13,193 11,895 12,069 132 133 155 467 1,008 874 328 150 125 269 2,052 1,556 1,917 2.382 1,077 621 1,012 608 590 137 321 1,261 6,657 5,868 5.368 3,693 4,727 4.99123 4,008 2,915 2.981 35,651 40.683 38.122 39,982 40,083 41.589 38,571 35,335 32,285 30,700 566 575 731 1.385 2,028 2.380 2.008 1,880 2,242 6,457 300 2,010 8,892 6,222 6,700 9.150 865 2.728 1,244 1,353 923 1,891 2,717 1,749 2,056 2,432 2,635 1,594 15,277 (8.979) (1,261) (6,657) (5,868) (5,368) (3,693) (4,727) (4,923) (4,008) (2,915) (2,981) 549 (4.729) (3.914) (9,061) 9,944 5,624 5,841 24,731 2,827 7,798 $ (3,754) S 3.480 S 14.6351 5 1,953 $ (3,135) 5 4,631 3 6,303 $ 8,440 $ 2.36) $ (1,770) 5.520 4,390 7.467 (3,054) 20,136 22,746 12,879 18.183 6,559 1,797 5 1,766 $ 7,870 $ 2,832 $ (1,101)$ 17,001 $ 27,377 $ 19,182 $ 26,623 $ 8,919 27 107 CITY OF LODI FUND BALANCES, GOVERNMENTAL FUNDS LASTTEN FISCALYEARS (Dollar amounts in thousandsl $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20,178 $ 21,044 $ 17,441 $ 14,684 11 11,485 $ 17,949 Implemented GASB 54 during the 2011 fiscal year changing the presentationo`fund balance Source: City of Lodi FinancialServices Division 108 Fiscal Year 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 General Fund Reserved $ $ $ 389 $ 383 $ 1,150 $ 1,144 $ 1,321 $ 1,185 $ 1,296 $ 927 Unreserved 3,896 3,383 4,159 5,175 3,048 1,507 157 640 Nonspendable 6 357 Assigned 50 136 Unassigned 6,233 '5,654 Total General Fund $ 6,289 $ 6,147 $ 4,285 $ 3,766 $ 5,309 $ 6,319 $ 4,369 $ 2,692 $ 1,453 $ 1,567 All other governmental funds Reserved $ $ $ 7,801 $ 1,487 $ 1,932 $ 1,874 $ 1,138 $ 4,942 $ 3,778 $ 6,405 Unreserved, reported in: Special revenue funds 963 6,540 7,433 6,651 6,271 1,400 534 2,322 Capital projectsfunds 3,649 5,217 5,504 6,200 5,663 5,650 5,720 7,655 Nonspendable I Restricted 15,017 13,786 Unassigned (863) (846) Totalallothergovernmentalfunds $ 14,155 $ 12,940 $ 12,413 $ 13,244 $ 14,869 $ 14,725 $ 13,072 $ 11,992 $ 10,032 $ 16,382 $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20,178 $ 21,044 $ 17,441 $ 14,684 11 11,485 $ 17,949 Implemented GASB 54 during the 2011 fiscal year changing the presentationo`fund balance Source: City of Lodi FinancialServices Division 108 Revenues: Taxes Licensesand permits Intergovernmental revenues Charges for services Fines and forfeitures Investment and rental income Contributions and donations Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Publicworks Community development Library Parks and recreation Capital outlay Debt service: Interestand fiscal charges Principal payments Total expenditures Excess (deficiency) cf revenues Over (under) expenditures CITY CF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LASTTEN FISCALYEARS (Dollar amounts in thousands) Fiscal Year 2012 $ 22,928 $ 23,061 $ 23,118 $ 23,516 $ 24,712 $ 20,594 $ 18,094 $ 17,606 $ 16,908 $ 24,100 686 954 520 431 683 717 1,020 2,511 2,021 1,669 15,289 16,865 12,579 13,229 14,980 19,892 25,491 22,834 16,657 7,385 3.427 3,946 4,116 3,329 4,757 4,696 3,848 9,404 4,479 6,272 1,357 1,407 1,444 1,416 1,321 1,245 1,173 1,190 1,085 803 1,264 817 923 922 1,312 998 707 753 537 832 689 813 799 1,093 1,762 822 304 653 458 473 453 45,764 48,538 43,793 44,605 48.587 48,446 50,986 54,756 42,160 41,514 8,820 7,667 7,666 8,431 9,545 8,893 8,345 10,858 10,815 10,874 25,249 24,489 24,466 24,716 23,979 22,211 20,863 20,351 17,491 15,597 4,174 3,715 4,383 4,657 5,842 5,587 7,827 7,361 7,303 6,926 1,037 969 1,013 1,341 2,006 2,062 1,847 1,381 1,357 1,322 1,500 1,673 1,588 1,468 1,420 3,856 3,386 2,254 4,127 4,180 3,776 3,826 3,598 3,440 3,691 2.961 9.377 5,108 6,791 4,207 3,526 7,232 9,508 10,041 12,943 1,039 1,081 1,110 1,139 1,170 1,205 1,238 1,645 1,245 1,220 630 752 725 789 898 900 892 855 759 730 47,545 53,534 49,973 53,140 53,146 49,570 53,152 55,689 52,422 52,991 (1,781) (4,996) (6,180) (8,535) (4,559) (1,124) (2,166) (933) (10,262) (11,477) 109 (Continued) CITY OF LODI CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS (continued) LASTTEN FISCALYEARS (Dollar amounts in thousands) Fiscal Year Other financing sources (uses): Transfers in 14,486 11,881 11,173 10,609 7,058 8,863 9,142 8,017 9,774 11,209 Transfers out (11,348) (5,224) (5,305) (5,242) (3,365) (4,136) (4,219) (4,009) (6,859) (8,228) Proceedsfrom sale of land 98 Capital lease proceeds 124 883 Proceedsfrom bond refunding Payment to refunded bond escrow Proceedsof certificates of participation Total otherfinancing sources (uses) Special item- sale of parkland Net change in fund balances Fund balances, beginningof year Adjustmentto fund balance as previously reported Fund balances, end of year Debt service as a percentageof noncapital expenditures Source: City of Lodi Finance Services Division 3,138 6,755 5,868 5,367 3,693 4,727 4,923 4,132 3,798 2,981 630 1,357 2,389 (312) (3,168) (866) 3,603 2,757 3,199 (6,464) (8,496) 19,087 16,698 17,010 20,178 21,044 17,441 14,684 11,485 17,949 26,445 $ 20,444 $ 19,087 $ 16,698 $ 17,010 $ 20,178 $ 21,044 $ 17.441 $ 14,684 $ 11,485 $ 17,949 3.9% 4.3% 4.3% 4.3% 4.4% 4.8% 4.9% 5.7% 5.0% 5.1% 110 City of Lodi TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Fiscal Year Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. Source: City of Lodi Financial Services Division 111 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 % Change 2003 to 2012 Property $ 7,861 $ 8,285 $ 8,342 $ 8,887 $ 9,210 $ 9,289 $ 7,676 $ 6,771 $ 6,948 $ 6,191 27% Sales& Use 9,246 8,663 6,873 8,028 9,296 10,137 9,812 9,183 8,533 8,709 6% Transient Occupancy 486 426 382 405 396 380 368 352 317 400 22% Franchise 1,734 1,715 1,681 1,415 976 929 890 821 800 730 138% Documentary Transfer 91 95 117 114 125 235 355 353 240 207 -56% Motor Vehicle in Lieu 4,151 4,317 4,377 4,784 4,797 4,635 4,402 4,606 2,767 3,430 21% Public Protection 295 250 267 296 338 390 310 304 264 247 19% Business License 1,182 958 962 1,038 1,140 1,082 973 982 874 822 44% In Lieu Franchise 6.977 6.977 6.977 6.942 8,362 8.680 7.831 8.097 7.581 6.894 1% Totals $ 32,023 $ 31,686 $ 29,978 $ 31,909 $ 34,640 $ 35,757 $ 32,617 $ 31,469 $ 28,324 $ 27,630 16% Note: General governmental tax revenues are included in taxes, licenses and permits, intergovernmental revenues and miscellaneous revenues. Source: City of Lodi Financial Services Division 111 Secured roll Utility roll Unsecured roll Gross assessed value Less exemptions (1) Net assessed value Land Improvements Personal property CITY OF LODI ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LASTTEN FISCALYEARS (Dollar amounts in thousands) Fiscal Year 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 $ 4,738,823 $ 4,907,588 $ 4,986,693 $ 5,156,706 $ 5,069,788 $ 4,799,141 $ 4,254,184 $ 3,877,398 $ 3,619,116 $ 3,381,945 2,382 2,423 2,423 2,031 2,035 2,773 3,654 3,782 3,893 3,352 226,651 270,600 270,315 263,648 258,687 242,082 216,065 215,469 202,785 207,095 4,967,856 5,180,611 5,259,431 5,422,385 5,330,510 5,043,996 4,473,903 4,096,649 3,825,794 3,592,392 314,448 321,138 332,701 265,154 243,259 229,049 220,590 217,077 212,102 200,957 4,653,408 4,859,473 4,926,730 5,157,231 5,087,251 4,814,947 4,253,313 3,879,572 3,613,692 3,391,435 1,264,884 1,322,830 1,345,815 1,562,729 1,537,554 1,431,203 1,226,293 1,107,776 1,027,462 960,166 3,401,792 3,534,778 3,600,824 3,577,741 3,503,186 3,327,453 2,989,575 2,739,061 2,549,860 2,366,887 301,180 323,003 312,792 281,915 289,770 285,340 258,035 249,812 248,472 265,339 Gross assessed value 4,967,856 5,180,611 5,259,431 5,422,385 5,330,510 5,043,996 4,473,903 4,096,649 3,825,794 3,592,392 Less exemptions (1) 314,448 321,138 332,701 265,154 243,259 229,049 220,590 217,077 212,102 200,957 Net assessed value $ 4,653,408 $ 4,859,473 $ 4,926,730 $ 5,157,231 $ 5,087,251 $ 4,814,947 $ 4,253,313 $ 3,879,572 $ 3,613,692 $ 3,391,435 Total Direct Tax Rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% (1) All exemptions (secured, utility, and unsecured rolls) are homeowners- $65,358and other- $249,090=$314,448 Note: In 1978. the voters of the State of California passed Proposition 13 which limited propertytaxes to a total maximum rate of 1% based upon the assessedvalue cE the property being taxed. Each year, the assessed value of property maybe increased by an "inflation factor' (limited to a maximum increase of 29/6). With few exceptions, properlyis only assessed at the time that it is sold to a new owner. At That point, the properly being sold is reassessed at the purchase price. The assessed valuation data shown above represents the only data curmntlY availablewith respect to the the actual market value of taxable property and is subject to the limitations described above. Source: San Joaquin County Auditor-ControlleesOffice 112 CITY OF LODI DIRECTAND OVERLAPPING PROPERTYTAX RATES LAST TEN FISCAL YEARS (Rate per $100 of assessed value) Basic Fiscal Countywide Year Levy School All Other Total 2012 1.0000 0.0658 0.0000 1.0658 2011 1.0000 0.0626 0.0000 1.0626 2010 1.0000 0.0575 0.0000 1.0575 2009 1.0000 0.0517 0.0000 1.0517 2008 1.0000 0.0478 0.0000 1.0478 2007 1.0000 0.0478 0.0000 1.0478 2006 1.0000 0.0570 0.0000 1.0570 2005 1.0000 0.0311 0.0000 1.0311 2004 1.0000 0.0475 0.0000 1.0475 2003 1.0000 0.0487 0.0000 1.0487 Source: San Joaquin County Tax Collector 113 CITY OF LODI PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (Dollar amounts in thousands) Fiscal Year 2012 2003 Source: San Joaquin County Assessor's Office 114 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Lodi Memorial HospitalAssn $ 163,270 1 3.291% General Mills 135,846 2 3.006 $ 171,116 1 5.887 % Pacific Coast Producers 87,000 3 1.820 59,325 2 2.041 Calif Physicians Service Corp 55,332 4 1.206 Cottage Bakery Inc 40,669 5 0.889 Westcore Vine LP 23,637 6 0.505 Costco 19,776 7 0.447 Dart Container Corp 18,480 8 0.382 13,486 4 0.464 Archer Daniels Midland Co Corp 16,844 9 0.367 Wine & Roses LLC 15,810 10 0.340 Certainteed Corp 15,532 3 0.534 King Video Cable Company 12,363 5 0.425 Edmund N. Richmond 11,852 6 0.408 Wal Mart Stores 10,894 7 0.375 Wallace Computer Service 10,855 8 0.373 Interlake Material Handling Inc 10f837 9 0.373 Dayton Hudson Corp 10,504 10 0.361 Principal Secured Property Valuation 576,664 13.034 326,764 10.271 Other Secured Taxpayers 4 ,162 ,159 94.073 3,055,181 96.045 Exemptions relativeto secured tai roll 314,448 7.107 200f957 6.317 Total Secured Property Valuation $ 4,424,375 100.000% $3,180,988 100.000% Source: San Joaquin County Assessor's Office 114 CITY OF LODI PROPERTYTAX LEVIESAND COLLECTIONS LAST TEN FISCAL YEARS (Dollar amounts in thousands) Taxes Levied for Fiscal the Fiscal Year Year 2012 $ 2011 2010 2009 2008 2007 2006 2005 2004 2003 7,754 8,143 8,291 7,966 8,167 8,170 7,815 7,057 6,570 5,832 Collected Within the Total Collections Fiscal Year of the Levy to Date Percent Percent Of of Amount Levy (1) Amount Levy $ 7,754 100.0% $ 7,754 100.0% 8,143 100.0% 8,143 100.0% 8,291 100.0% 8,291 100.0% 7,966 100.0% 7,966 100.0% 8,167 100.0% 8,167 100.0% 8,170 100.0% 8,170 100.0% 7,815 100.0% 7,815 100.0% 7,057 100.0% 7,057 100.0% 6,570 100.0% 6,570 100.0% 5,832 100.0% 5,832 100.0% 1) Per agreementwith San Joaquin County, the County provides the City of Lodi with 100% of the amount owed to the City for secured properties, regardless of collection status. In exchange, the County is entitled to 100% of revenues collected for interest and penalties. This agreement is commonly referred to as the Teeter Plan. Source: San Joaquin CountyAuditor/Controller's Office 115 Type of Customer City Accounts Contract Large Industrial Contract Medium Industrial Contract Small Industrial Domestic Residential Domestic Mobile Home Park Duskto Dawn Large Commercial Large Industrial Medium Industrial Residental Low Inwme SmallCommerical Small Industrial Total CINOFLODI ELECTRICITY SOLD BY TYPE OF CUSTOMER LAST SEVEN FISCAL YEARS Information prior to the Implementatlonof GASB 44 Is not available Soure City of Lodi Financial Services Division 116 Billed Accounts 2012 2011 2010 2009 2008 2007 2006 195 197 189 189 187 186 184 5 5 6 1 1 2 1 0 1 22,361 22,360 22,525 22.506 22,510 22,938 22,860 13 13 13 13 13 13 13 92 89 89 92 92 95 95 336 350 357 377 360 375 359 38 40 39 37 32 33 33 9 9 9 8 8 10 13 2,531 2,258 2,193 1.847 1,943 2,003 1,910 3,340 3,324 3,280 3.249 3,199 3,241 3,279 11 11 10 10 9 9 28,926 28,651 28,704 28,328 28,380 28,909 28,764 Information prior to the Implementatlonof GASB 44 Is not available Soure City of Lodi Financial Services Division 116 CITY OF LODI RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) Governmental Activities Business -type Activities Certificates certificates Of Notes Total Fiscal of Loan Notes Governmental Year Participation Payable Payable Activities 2012 $ 21.025 $ $ 245 $ 21,270 $ 2011 21,655 148,675 245 21,900 2010 22,265 245 22.510 2009 22,855 245 23.100 2008 23,420 94 245 23,759 2007 23.975 187 245 24,407 2006 24,510 279 245 25,034 2005 25,030 368 245 25,543 2004 25,530 456 245 26,231 2003 26,015 543 245 26,803 Certificates 192,945 Of Notes Participation Payable 171,675 $ 177,150 165,274 142,935 1,409 147,175 1,585 139,760 1,755 121,675 1,918 125,340 2,077 126,615 2,230 148,675 2,378 117,515 2,521 Details regarding the City's outstandingdebt can be found in the Note 8 of these financial statements. (1) See Demographic and EconomicStatistics table for personal income and population. Source: City of Lodi Financial Services Division 117 Total Total Business -type Primary Activities Government $ 171,675 $ 192,945 177,150 199,050 144,344 166,854 148,760 171,860 141,515 165,274 123,593 148,000 127,417 152.451 128,845 154,488 151,053 177.284 120,036 146,839 Percent of Personal Per Income (1) Capita (1) 9.99 % 3,071 10.58 3.186 8.43 2,626 8.74 2,714 8.94 2,608 8.12 2,335 8.90 2,427 9.43 2,473 11.43 2,917 9.85 2,427 CITY OF LODI RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (Dollar amounts in thousands, except per capita) General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1)Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 118 Less Amounts Percent of Certificates Available in Assessed Fiscal of Debt Service Value (9) of Per Year Participation Fund Net Property Capita 2012 21,025 $ 1,692 $ 19,333 0.4 % 307.73 2011 21,655 1,692 19,963 0.4 319.55 2010 22,265 1,692 20,573 0.4 323.73 2009 22,855 1,692 21,163 0.4 334.26 2008 23,420 1,692 21,728 0.4 342.92 2007 23,975 1,692 22,283 0.4 351.49 2006 24,510 1,692 22,818 0.5 363.25 2005 25,030 1,692 23,338 0.6 373.61 2004 25,530 1,692 23,838 0.6 392.27 2003 26,015 1,692 24,323 0.7 402.03 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). (1)Assessed value has been used because the actual value of taxable property is not readily available in the State of California. Source: City of Lodi Financial Services Division 118 Assessed valuation (1) Conversion percentage Adjusted assessed valuation Debt limit percentage Debt Limit Total net debt applicable to limit Legal debt margin Total net debt applicable to the limit as a percent of debt limit CITY OF LODI LEGAL DEBT MARGIN INFORMATION LASTTEN FISCALYEARS (Dollar amounts in thousands) FISCAL YEAR 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 $ 4,718,766 $ 4,926,130 $ 4,995,362 $ 5,227,580 $ 5,159,269 $ 4,887,074 $ 4,325,000 $ 3,951,862 $ 3,686,227 $ 3,464,195 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 1,179,692 1,231,533 1,248,841 1,306,895 1,289,817 1,221,769 1,081,250 987,966 921,557 866,049 15% 15% 15% 15% 15% 15% 15% 15% 15% 15% 176,954 184,730 187,326 196,034 193,473 183,265 162,188 148,195 138,234 129,907 $ 129,907 $ 176,954 $ 184,730 $ 187,326 $ 196,034 $ 193,473 $ 183,265 $ 162,188 $ 148,195 $ 138,234 0% p% 0% 0% 0% 0% 0% 0$ 0$ 0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% C3 market value. Effective with the 1982 fiscal year, each parcel is now assessed at 100% of market value (as ofthe most recent change in ownership for that parcel). The computation shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time the legal debt margin was enacted by the State cf Califomiafor local govemements located within the state. (1) Reflects City assessed valuation with other exemptionsof $249,090 deducted for 2012 Source: San Joaquin CountyAuditor-Controlleesoffice 119 CITY OF LODI DIRECTAND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT June 30,2012 OVERLAPPING DEBT: San Joaquin Community College District Lodi Unified School District San Joaquin County Certificates of Participation Lodi Unified School District Certificates of Participation SUBTOTAL OVERLAPPING DEBT DIRECT DEBT: City of Lodi Certificates of Participation City of Lodi - Note payable TOTAL DIRECTAND OVERLAPPING DEBT(2) 2011-12 Assessed Valuation 2011-12 Population DEBT RATIOS Percentage Total Debt Applicable(1) City's Share of Debt $ 133,626,655 8.865 % $ 11,846,003 99,010,000 37.209 36,840,631 176,129,997 9.821 17,297,727 40,710,000 37.209 15,147,784 81,132,145 21,025,000 100.00 21,025,000 245,000 100.00 245,000 $ 102.402.145 $ 4,967,856,000 62,825 Per Capita Value Total Gross Debt $ 102,402,145 $ 1,630 2.06% (1) Percent of overlapping agency's assessed valuation located within the boundaries of the City. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. SOURCE: California Municipal Statistics, San Francisco, CA San Joaquin County Aud itors-Control ler Office State of California, Department of Finance, Demographic Research Unit 120 CITY OF LODI PLEDGED-REVENUECOVERAGE LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1)Expenses (2) Revenue Principal Interest Total Coverage Electric Revenue Certificates of Participation 2012 $ 65,220 $ 50,164 $ 15,056 $ 3,270 $ 4,021 $ 7,291 2.07 2011 63,307 48,397 14,910 3,080 4,152 7,232 2.06 2010 70,288 49,949 20,339 2,920 4,274 7,194 2.83 2009 75,195 58,370 16,825 5,240 4,720 9,960 1.69 2008 74,923 54,437 20,486 2,305 3,961 6,266 3.27 2007 67,865 52,984 14,881 2,350 3,977 6,327 2.35 2006 61,066 51,131 9,935 _ 3,613 3,613 2.75 2005 60,793 44,252 16,541 5,895 3,146 9,041 1.83 2004 56,347 45,045 11,302 2,150 3,261 5,411 2.09 2003 55,847 39,584 16,263 4,575 2,836 7,411 2.19 Source: City cf Lodi Financial Services Division continued 121 CITY OF LODI PLEDGED -REVENUE COVERAGE (continued) LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest Total Coverage Wastewater Certificates of Participation 2012 $ 13,787 $ 6,659 2011 16,508 5,972 2010 12,284 6,180 2009 10,764 5,921 2008 10,530 6,189 2007 9,881 5,287 2006 9,865 4,886 2005 9,232 4,781 2004 7,211 4,385 2003 7,428 4,380 $ 7,128 $ 1,430 10,536 1,370 6,104 1,320 4,843 1,270 4,341 1,355 4,594 I,315 4,979 1,275 4,451 540 2,826 175 3,048 160 Source: City of Lodi Financial Services Division continued 122 $ 2,688 $ 4,118 2,748 4,118 2,832 4,152 2,882 4,152 2,334 3,689 2,017 3,332 2,056 3,331 2,210 2,750 715 890 639 799 1.73 2.56 1.47 1.17 1.18 1.38 1.49 1.62 3.18 3.81 CITY OF LODI PLEDGED-REVENUECOVERAGE (continued) LAST TEN FISCAL YEARS (Dollars amounts in thousands) Less: Adjusted Adjusted Net Fiscal Annual Operating Available Debt Service Year Revenues (1) Expenses (2) Revenue Principal Interest (3) Total Coverage Water Certificates of Participation 2012 $ 13,275 $ 5,392 $ 7,883 $ 775 $ 1,530 $ 2,305 3.42 2011 14,051 5,662 8,389 1,409 874 2,283 3.67 Includes all nongeneral obligation long term debt backed by pledged revenues. Details regarding the City's outstanding debt can be found in the Note 8 cf these financial statements. (1) Total operating revenues including investment earnings, operating grants, capital contributions and other revenue. (2) Total operating expenses including cost ofservices paid to the General Fund and excluding in -lieu fees, depreciation and amortization. (3) Net cf Build America Bonds interest subsidy. Source: City of Lodi Financial Services Division continued 123 CITY OF LODI DEMOGRAPHICAND ECONOMIC STATISTICS LASTTEN FISCALYEARS Personal income is the income received by all persons from all sources. Personal income is the sum of net earnings by place of residence, rental income cf persons, personal dividend income, personal interest income, and personal current transfer receipts. Per capita personal income is calculated as the personal income cf residents of a given area divided by the resident population of the area. In computing per capita personal income, Bureau of Economic analysis uses the Census Bureau's annual midyear population estimates. Source: State of California, Departmentof Finance, Demographic Reseach Unitand Departmentcf Labor. 124 Personal Per Population San Joaquin Population Rank in Size Income Capita Fiscal Square City Percent County Percent of California (millions of Personal Unemployment Year Miles Population Change Population al! County Cities dollars) Income Rate 2012 13.92 62,825 0.8% 695,750 9.0% 136 $ 1,931 30,732 11.3% 2011 13.92 62,473 0.6% 690,899 9.0% 135 1,882 30,132 13.4% 2010 13.92 63,549 0.6% 694,293 9.2% 136 1,980 31,166 13.3% 2009 13.92 63,313 -0.10/0 689,480 9.2% 135 1,967 31,071 12.2% 2008 13.92 63,362 -0.10/0 685,600 9.2% 1.33 1,849 29,178 7.1% 2007 13.17 63,395 0.9% 679,687 9.3% 129 1,822 28;743 6.1% 2006 12.81 62,817 0.6% 668,265 9.4% 131 1,713 27,272 5.5% 2005 12.81 62,467 2.8% 653,333 9.6% 131 1,639 26,239 5.9% 2004 12.79 60,769 0.4% 630,600 9.6% 130 1,551 25,527 6.596 2003 12.69 60,500 1.8% 613,500 9.9% 179 1,490 24,620 6.9% Personal income is the income received by all persons from all sources. Personal income is the sum of net earnings by place of residence, rental income cf persons, personal dividend income, personal interest income, and personal current transfer receipts. Per capita personal income is calculated as the personal income cf residents of a given area divided by the resident population of the area. In computing per capita personal income, Bureau of Economic analysis uses the Census Bureau's annual midyear population estimates. Source: State of California, Departmentof Finance, Demographic Reseach Unitand Departmentcf Labor. 124 CITY OF LODI PRINCIPAL EMPLOYERS CURRENTYEAR AND NINE YEARS AGO Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30,2006 125 Current Nine Years Ago Percent Percent of Total City of Total City Employer Employees Rank Employment Employees Rank Employment Lodi Unified School District 3,687 1 14.11 % 2,800 1 10.72 % Lodi Memorial Hospital 1,340 2 5.13 1,045 2 4.00 Pacific Coast Producers 1,000 3 3.83 500 4 1.91 Blue Shield 915 4 3.50 Cottage Bakery 527 5 2.02 General Mills 478 6 1.83 550 3 2.11 City cf Lodi 383 7 1.47 457 5 1.75 Farmers & Merchants Bank 283 8 1.08 162 9 0.62 Walmart 240 9 0.92 330 7 1.26 Target 205 10 0.78 200 8 0.77 Valley Industries 335 6 1.28 CertainTeed 113 10 0.43 Total 9,058 34.67 6,492 24.85 Note: The City of Lodi implemented GASB 44 for the fiscal year ended June 30,2006 125 Department: Administration Community Development Electric Financial Services Fire Internal Services Library Parks& Recreation Parks, Recreation and Cultural Services Police Public Works Total CITY OF LODI FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY DEPARTMENT LAST TEN FISCAL YEARS Fiscal Year 2012 2011* 2010 2009 2008 2007 2006 2005 2004 2003 12 13 31 32 19 35 33 37 36 37 9 13 13 13 14 18 17 17 17 18 40 41 51 50 48 64 65 52 52 52 24 26 39 30 28 38 38 38 54 64 64 64 64 64 61 68 61 68 29 35 12 14 14 14 14 16 14 15 15 15 31 31 30 34 31 34 34 34 29 37 103 125 125 125 125 116 117 117 116 117 93 98 102 102 107 114 99 111 110 110 381 440 455 457 460 491 465 489 479 489 Community Center, Human Resources and Information Systems were previously included in Administration. Budget, Financial Services, Human Resources and Information Services are now Internal Services. Community Center, Parks& Recreation are now Parks, Recreation and Cultural Services. Source: City of Lodi Budget Document 126 CITY OF LODI OPERATING INDICATORSBY FUNCTION/PROGRAM/DEPARTMENT LAST SEVEN FISCALYEARS General government: Building permits issued Businesstax certificates: Retail sales and service Manufacturersand processors Professions Miscellaneouscontractors. peddlers, delivery vehicles, etc. Utility billing/customer service: Number of customers Energy sales (KWH) Peak demand (MW) Publicsafety: Police: Major reported crimes Total arrests Dispatchedcalls for service Fire: Interiorstructurefire calls Non-structuralfire calls Hazardous materials cal Is Emergency medical calls Total emergencycalls Total numberof units dispatched Publicworks: Milescf streets resurfaced Fleetjob orders completed Trees planted Water utility: Newconnections Water main breaks Wastewater utility: Average daily treatment (milliongaVday) Library: Registered borrowers Circulationof library materials Reference. researchand informational questions answered Annual attendanceat libraries Number of programs offered Annual attendance at programs Publicaccess computer usage Fiscal Year 2012 2011 2010 2009 2008 2007 2006 1,461 2,022 1,709 1,754 1,851 2,317 2,699 2,485 2,530 2,406 2,496 2,442 2,632 2,565 77 76 80 82 78 78 125 364 371 373 380 398 404 322 1,362 1,357 1,312 1,411 1,063 1,127 533 23,761 23,575 25,573 25,555 25,555 25,712 25,655 435,655,731 421,130,329 434,200,987 452,075,554 450,407,709 458,740,745 459,637,092 116 116 120 134 134 144 127 3,573 2.885 2,377 2,454 2,993 3,096 3,234 4,350 4.410 4.238 4,646 5,590 5,463 5,162 46,756 52,061 51.870 56,391 55,911 53,686 55,937 57 56 47 69 88 79 66 163 121 123 123 160 163 158 41 69 70 70 35 27 26 3.820 3,752 3,494 3,364 3,420 3,213 2,912 5,620 5,753 5,385 5,392 5,346 5,000 4,447 7.855 7.835 7,390 7,038 7,841 7,005 6,055 6 6 3 6 5 4 33 1953 2,810 3,303 3,921 3,520 6,938 5,608 96 130 95 7 8 17 17 35 110 266 10 8 6 4 4 10 8 6.5MG 6.5MG 6.5MG 6.5MG 6.5MG 6.9MG 6,7MG 47,147 43,927 39,199 53,530 48.969 44,558 52,779 217.742 248,250 251,967 219,711 280,466 273,270 281.216 14,463 16,234 16,501 15,379 19,257 18,854 17,342 222.148 210.279 207.123 nla 296,793 288.070 287,986 432 388 344 316 348 339 320 12,993 13,133 10,676 8,765 11,242 10,700 10,872 47.428 58,990 52,124 38,388 38,999 35,260 29,896 (Continued) 127 CITY OF LODI OPERATING INDICATORS BY FUNCTIONIPROGRAMIDEPARTMENT LAST SEVEN FISCALYEARS Note: The Cily of Lodi implementedGASB 44 for the fiscal year ended June 30.2006 Information prior to the implementation of GASB 44 i4 not available. Source. City of Lodi 128 Fiscal Year 2012 2011 2010 2009 2008 2007 2006 Community center: Community center bookings 698 926 789 475 494 302 220 Instructional classes 307 536 583 507 530 478 509 Registered students 3,713 3,438 3,525 3,316 5,550 3,548 4,369 Yearly attendance 13,925 14,217 13,355 14,050 14,410 14,429 15,369 Parks and recreation: After school program registration (number of participants/sites) 3,232/20 1,92014 1.92014 1,92014 3,014/4 145.000112 135,000/12 Adult sports Program/Participation 2420 2,528 2.528 2.284 28,000 36,000 36,000 Programs offered 15 16 16 13 11 11 11 Partnerships 3 5 5 1 3 3 5 Tournaments 12 7 7 10 10 20 20 Youthrreen sports Program attendance 3,889 4,251 4,251 215,000 195,000 200.000 200,000 Programsoffered 24 16 16 24 14 14 20 Aquatics Program attendance 34,366 32,566 32,566 2,433 50,000 59,000 59,000 Number of programs 25 13 13 6 3 8 6 Note: The Cily of Lodi implementedGASB 44 for the fiscal year ended June 30.2006 Information prior to the implementation of GASB 44 i4 not available. Source. City of Lodi 128 CITY OF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LAST EIGHT FISCALYEARS (Continued) 129 2012 Fiscal Year 2011 2oTU-- 2009 2008 20U1 2UUb 2005 General government: Total square miles 13.92 13.92 13.92 13.92 13.92 13.17 12.81 12.81 Public safety: Police: Facilities: Stations 1 1 1 1 1 1 1 1 Animal control facility 1 1 1 1 1 1 1 1 Police training facility (pistol range) 1 1 1 1 1 1 1 1 Vehicles: Marked patrol cars 23 23 23 25 25 25 28 28 Motorcycles and scooters 5 5 5 5 5 5 4 1 Animal control vehicles 2 2 2 2 2 2 3 3 Other automobiles 37 37 37 38 40 41 41 41 Fire: Facilities: Fire stations 4 4 4 4 4 4 4 4 Vehicles: Fire engines 6 7 7 7 6 6 5 5 Trucks/Trailers 5 5 6 6 9 8 7 7 Other automobiles 9 8 10 12 7 10 11 11 Publicworks: Miles cf streets 202 202 202 202 200 184 198 100 Miles of alley ways 16 16 16 16 16 16 16 14 Trafficsignals 67 67 62 62 64 66 64 60 Street lights 7,270 7,270 7,270 7,270 7,270 7,270 7,203 6,995 (Continued) 129 CITY CF LODI CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM/DEPARTMENT LAST EIGHT FISCALYEARS (Continued) 130 Fiscal Year 2012 2011 2010 2009 2008 2007 2006 2005 Parks and recreation: Parks and squares 26 26 26 26 23 23 23 23 Park acreage 373 373 373 371 275 275 275 275 Boating facilities - launch lanes 1 1 1 1 1 1 1 1 Senior center 1 1 1 1 1 1 1 1 Community Centers 1 1 1 1 1 1 1 1 Swimming pools 4 4 4 4 3 3 3 3 Baseballlsoftball diamonds 24 24 24 24 26 26 26 26 Tennis courts 11 11 11 11 11 11 11 11 Skateboard park 1 1 1 1 1 1 1 1 Playgrounds 22 25 25 25 22 22 22 22 Ballpark 24 24 24 24 26 26 26 26 Soccer Field 22 22 22 22 22 22 22 22 Football Field 1 1 1 1 3 3 3 3 Handball/Basketball/Volleyball Courts 10 10 10 10 8 8 8 8 Horseshoe Pits 8 6 6 6 7 10 10 10 Library: Central library 1 1 1 1 1 1 1 1 Total items in collection 135,113 134,804 130,530 135,197 142,885 142,098 134,129 137,673 Integrated library system 1 1 1 1 1 1 1 1 Microfilm readers 1 1 1 1 1 1 1 1 Microfilm readerslprinters 1 I 1 1 1 1 1 1 Self check out machines 2 2 2 2 0 1 1 1 Electric utility: Overhead lines 12kv (miles) 133 133 130 130 130 129 129 129 Overhead lines 60kv (miles) 14 13 13 13 13 13 13 13 Underground lines (miles) 159 157 155 154 153 151 151 1% (Continued) 130 Water utility: Water main lines Water storage capacity (gallons) Water wells Water reservoirs Wastewater utility: Wastewater main lines (miles) Treatment capacity Wastewater treatment plant Stormwater utility: Stormwatermain drain lines (miles) Stormwater pump stations Central parking district: Parking structure Parking spaces Parking lots CITY OF LODI CAPITALASSET STATISTICS BY FUNCTION/PROGRAMMEPARTMENT LAST EIGHT FISCAL YEARS Fiscal Year 2012 2011 2010 2009 2008 2007 2006 2005 236 236 237 233 233 238 235 230 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 1,100,000 27 27 26 26 26 26 26 25 2 2 2 2 2 2 2 2 196 196 191 194 194 189 182 182 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 8.5 MG 1 1 1 1 1 1 1 1 124 124 124 161 119 161 115 114 14 14 14 14 14 14 13 14 1 1 1 1 1 1 1 1 2,453 2,453 2,453 2,453 2,453 2,453 2,453 2,453 25 25 25 25 25 25 25 25 Note: The City of Lodi implemented GASB 44 for thefiscal year ended June 30,2006. Information prior to 2005 is not readily available. Source: City of Lodi Departments 131 SINGLE AUDIT REPORTS CITY OF LODI SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30, 2012 Federal Grantor Pass-through Grantor or Direct CFDA GranUProject Prop Title Number Number Expenditures U.S. Department of Housing and Urban Development Direct: Community Development Block Grants/Entitlement Grants 14.218 B -09 -MC -06-0038 $ 202,493 Community Development Block Grants/Entitlement Grants 14.218 B -10 -MC -06-0038 145,967 Community Development Block Grants/Entitlement Grants 14.218 B -I1 -MC -06-0038 457.238 'Total Comm unity Development Block Grants/Entitlement Grants 805,698 Passed through State of California Department of I lousing and Community Development: Home Investment Partnerships Program 14.239 09 -HOME -6271 54,054 Passed through California State University of Fresno: Sustainable Communities Planning Grant Total U.S. Department of Housing and Urban Development U.S. Department of Justice Direct: ARRA - Public Sal'ety Partnership and Community Policing Grants Edward Byrne Memorial Justice Assistance Gant Program Passed through City of Stockton: Edward Byrne Memorial Justice Assistance Grant Program Total Edward Byrne Memorial Justice Assislance Grant I'rogram Passed through Sun Joaquin County: ARRA - Recovery Act - Edward Byrne Memorial Justice Assislance Grant (JAG) Program / Grants to Units of Local Government Total JAG Program Cluster Total U.S. Department of Justice 14.703 CAMP0004-10 25.735 885.487 16.710 2009-RK-WX-0151 450,877 16.738 2007 -DJ -BX -0138 10,126 16.738 2009 -DJ -BX -0574 36,743 46.869 16.804 2009 -SB -B9-0539 22,343 69,212 520.089 See accompanying notes to the schedule of expenditures of federal awards. 132 CITY OF LODI SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Federal Grantor kiss -through Grantor or Direct Program `Title U.S. Department of Transportation Direct: Federal "Transit - Formula Grants Federal Transit - FOrltnla Grants ARRA - Federal Transit - Formula Grants `Totalhederal Transit - Formula Grants Passed through State of California 0ftice of Traffic Safety Alcohol lmpairecl Driving Countermeasures Incentive Grants I Mininuun Penalties for Repeat Offenders for Driving While Intoxicated Passed through University of Berkeley: Minimwn Penalties for Repeat Offenders for Driving While Intoxicated Passed through City of Stockton: Minimum PenaltieS for Repeat Offenders for Driving While Intoxicated Total Minimum Penalties for Repeal OTtenders for Driving While Intoxicated Total U.S. Department of Transportation U.S. Department of Energy Direct: ARRA -Energy Efficiency and Conservation Block Grant Program (EECBG) Total Federal A\vards CFDA Grant/Project Number Number Expenditures 20.507 CA -90-Y983-00 $ 1,555,605 20.507 CA -90-Y565-00 42,584 20.507 CA -96-X052-01 498.737 2,096,926 20.601 20364 85,041 20.608 ALI112 18.194 20.608 SC:11230 10,432 20.608 ALI160 29,628 58,254 2,240,221 81.128 DE-SC0002707 23,796 $ 3,669,593 See accompanying notes to the schedule of expenditures of federal awards. 133 CITY OF LODI NOTES TO THE SCHEDULE OF EXPENDITURE, S OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30,2012 NOTEI—GENERAL The accompanying Schedule of Expenditures of Federal Awards (SEFA) for the year ended June 30, 2012, presents the activity of all federal award programs of the City of Lodi, California (City). The City reporting entity is defined in Note I of the City's basic financial statements. All federal awards received directly from federal agencies, as well as federal awards passed through other government agencies, are included in the SEFA. NOTE 2 —BASIS OF ACCOUNTING The accompanying SEFA is presented using the modified accrual basis of accounting for grants accounted for in governmental fund types and the full accrual basis of accounting for grants accounted for in proprietary fund types, as described in Note I of the City's basic financial statements. NOTE 3—CATALOG OF FEDERAL DOMESTIC ASSISTANCE The CFDA numbers inclucled in the accompanying SEFA were determined based on the program name, review of grant contract information and Office of Management and Budget's Catalog of Federal Domestic Assistance. NOTE 4—SUBRECIPIENTS Of the federal expenditures presented in the schedule, the City provided federal awards to subrecipients as follows: Federal Amount Provided Federal Program CFDA Number to Subrecipients Community Development Block Grants/ Entitlement Grants 14.218 $ 5,000 Federal Transit —Formula Grants 20.507 333,840 ARRA — Federal Transit —Formula Grants 20.507 29,560 134 Certified Public Accountant= Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creak Oakland LA/Century City The Honorable Members of City Council City of Lodi, California Newport Beach San Diego INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH Seattle GO VERNMENTA UDITING STANDARDS We have audited the financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lodi, California (City), as of and for the year ended June 30, 2012, which collectively comprise the City's basic financial statements and have issued our report thereon dated December 6, 2012. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Orem Financial Reporting Management of the City is responsible for establishing and maintaining effective internal control over financial reporting. In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defiled above. However, we identified a deficiency in internal control over financial reporting, described in the accompanying schedule of findings and questioned costs as item 2012-A that we consider to be a significant deficiency in internal control over financial reporting. A significant deficiency is a deficiency, or combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. 135 www.ingocpa.com Compliance and Other iWatters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted certain matters that we reported to the City Council and others that we reported to management of the City of Lodi, in separate letters dated December 6,2012. This report is intended solely for the information and use of the City Council, management, federal and state grantor agencies and pass-through entities and is not intended to be and should not be used by anyone other than these specified parties. Sacramento, California December 6, 2012 136 L Certified Public Accountants The Honorable Members of City Council City of Lodi, California Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland LA/Century City Newport Beach San Diego INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH REQUIREMENTS THAT COULD HAVE A DIRECT AND MATERIAL Seattle EFFECT ON EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OMB CIRCULAR A-133 Compliance We have audited the compliance of the City of Lodi, California (City), with the types of compliance requirements described in the OMB Circular .¢133 Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2012. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to each of its major federal programs is the responsibility of the City's management. Our responsibility is to express an opinion on the City's compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133,Audils of States, Local Governments, and Non -Profit OrganLations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination of the City's compliance with those requirements. 1 n our opinion, the City complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 20 12. However, the results of our auditing procedures disclosed instances of noncompliance with those requirements, which are required to be reported in accordance with OMB Circular A-133 and which are described in the accompanying schedule of findings and questioned costs as items 2012-1 and 2012-2. 137 wv.mgocpa.com Internal Control Over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the requirements of laws, regulations, contracts, and grants applicable to federal programs. In planning and performing our audit, we considered the City's internal control over compliance with the requirements that could have a direct and material effect on a major federal program to determine the auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over compliance in accordance with OMB Circular A-133, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over' compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be deficiencies, significant deficiencies, or material weaknesses. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, we identified certain deficiencies in internal control over compliance that we consider to be significant deficiencies as described in the accompanying schedule of findings and questioned costs as items 2012-I and 2012-2. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. The City's responses to the findings identified in our audit are described in the accompanying schedule of findings and questioned costs. We did not audit the City's responses and, accordingly, we express no opinion on the responses. This report is intended solely for the information and use of the City Council, management, federal and state grantor agencies and pass-through entities and is not intended to be and should not be used by anyone other than these specified parties. f Sacramento, California December 6, 20 12 138 I�'ireurrc•ial Slalenrerris: Type of auditor's report issued: Internal control over financial reporting: CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED JUNE 30,2012 Section 1— Summary of Auditor's Results Unqualified Material weaknesses identified? No Significant deficiencies identified that are not considered to be material weaknesses? Yes Noncompliance material to financial statements noted? No Federal A)i,ards Internal control over n)ajor program: Material weaknesses identified? No Significant deficiencies identified that are not considered to be material weaknesses? Yes Type of auditor's report issued on compliance for major programs: Unqualified Any audit findings disclosed that are required to be reported in accordance with section 5I0(a) of Circular A-133? Yes 139 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Identification of major programs: Federal Pro<rani Title CFDANo. ARRA — Public Safety Partnership and Community Policing Grants 16.710 Federal Transit — Formula Grants (ARRAand non -ARRA) 20.507 Dollar threshold used to distinguish between type A and type B programs: Auclitee qualified as low-risk auditee? Reference Number: 2012-A $300,000 Yes Section 11 —Financial Statement Findings Criteria: Under generally accepted accounting principles, internal service funds are expressly clesigned to function as cost -reimbursement devices. That is, an internal service fund is simply a means of accumulating costs related to a given activity on an accrual basis so that the costs can subsequently be allocated to the benefitting funcls in the form of fees and charges. Condition: The City is not charging City funds their share ofthe City's Other Post Employment Benefits (OPEB) costs accumulating in its Benefits Internal Service Fund. Contest: The Benefits Internal Service Fund's net deficit balance was $1,078,724, $1,930,874, $2,934,664, and $3,621,665 as of June 30, 2009, 20 10, 201 1, and 2012, respectively . Effect: This condition resulted in an increase of $687,001 in the net deficit of the Benefits Internal Service Fund during the year ended June 30, 2012. Cause: The City is only charging City funds their share of the City's OPEB costs that it has chosen to pay under a pay-as-you-go basis. 140 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Recommendation: Under generally accepted accounting principles, the City needs to charge City fiinds their share of the OPEB cost incurred in its Benefits Internal Service Fund as opposed to limiting the charges to those costs actually paid. Management Response and Corrective Action: The City's practice of reflecting the total liability and expense of the Other Post Employment Benefits (OPEB) program in the Benefits Internal Services Fund enhances transparency in reporting by showing the impact of this reporting requirement in one location. The deficit net assets will continue until the City fully funds the actuarially calculated liability and expense that it is required to record. Staff will bring forward the deficit amount each budget cycle for Council consideration. Section Ill —Federal Award Findings and Questioned Costs Refererice Number: 2012-1 Federal Program Title: ARRA — Public Safety Partnership and Community Policing Grants Federal Catalog Number: 16.710 Federal Award Number and Year: 2009-12K-Wa-0151; 2009 Federal Agency: U.S. Department of Justice Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C —Post -Award Requirements; Section ,41, Financial Reporting (b) 1"7nancial Status Repoi7 — (1 ) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all noneonstruction grants and for construction grants when required in accordance with paragraph Section .41(e)(2)(iii) of this section. (4) Dire Date. When reports are required on a quarterly or semiannual basis, they will be due 30 days after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. The Office of Community Oriented Policing Services within the U.S. Department of Justice requires the financial status report (SF -425) to be submitted on a quarterly basis. The SF -425, Federal Financial Report, replaces SF -269 and SF -269A. 141 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Per ON/IB memorandum M-09-2 1, lInpleinenlino Guidance for lire Reports on Use of'Funds Pursuant to 1he .4incrican Recove,y and Reinvestmenl Acl Cf 2009 dated June 22, 2009, Section 2. 1, Section 15 12 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the 10°i day after the end of each calendar quarter (beginning the quarter ending September 30, 2009) and for the Federal agency providing those funds to make the reports publicly available no later than the 30'x' day after the end of that quarter. Aimed at providing transparency into the use of these funds, the recipient reports are required to include the following detailed information: • Total amount of funds received; and of that, the amount spent on projects and activities; • A list of those projects and activities funded by name to include: o Description o Completion status o Estimates onj obs created or retained; • Details on sub -awards and other payments. Condition: It was rioted that expenditures reported in the Federal Financial Reports and Section 1512 reports were not for the periods reported. The reports covering the period of October 2011 through December 2011 reported expendittires to date of $585,296, which were the cumulative expenditures through September 2011 as reported in the 2010 SEFA ($73,112), plus reported in the 2011 SEFA ($409,795), plus requested in the Drawdown Report for the period of July 2011 through September 2011 ($102,389). The reports covering the period o f January 2012 through March 2012 reported expenditures to date of $697,431, which were the cumulative expenditures through December 2011 as reported in the 2010 SEFA ($73,112), plus reported in the 2011 SEFA ($409,795), plus requested in the Diawdown Report for the period of July 2011 through September 2011 ($102,389), plus requested in the Drawdown Report for the period of October 2011 through December 2011 ($112,135). Questioned Costs: `There are no questioned costs. Context: The Federal Financial Reports and Section 1512 reports were submitted quarterly for the year ended June 30, 2012. The Drawdown Reports for the period of July 2011 through September 2011 ($1 02,389) plus the period October 2011 through December 2011 ($1 12,135)plus the period of January 2012 through March 2012 ($108,270) plus the period of April 2012 through June 2012 ($128,083) equals the expenditures reported in the SEFA of $450,877. Effect: Reporting expenditures in arrears will provide for non-current data and could mislead readers of the reports and provide false annual expenditure amounts. Cause: I'er the Support Services Manager at the City of Lodi Police Department, the cause of the delay in the reporting of expenditures is due to the Federal Financial Reports and Section 1512 reports being prepared and submitted at the end of a quarter before the Drawdown Reports are prepared and submitted. 142 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Recommendation: It is recommended that the City prepare the Drawdown Reports prior to preparing the Section 1512 reports and Federal Financial Reports to report current expenditures for each quarter. Management Response and Corrective Action: Staff began implementing a corrective action as recommended, however, additional correction to rectify the reporting issue will be implemented in the immediate reporting period. Reference Number: 2012-2 Federal Program 'Title: ARRA — Energy Efficiency and Conservation Block Grants (EECBG) Federal Catalog Number: 81.128 Federal Award Number and Year: DE-SC0002707; 2009 Federal Agency: U.S. Department of Energy Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C —Post -Award Requirements; Section .40, Performance Reporting (b) Nonconstruclion Peiforinance Repows. (1) Grantees shall submit annual perforinance reports unless the awarding agency requires quarterly or semi-annually reports. However, perforniance reports will not be required more frequently than quarterly. Annual reports shall be due 90 clays after the grant year, quarterly or semi-annual reports shall be due 30 days after the reporting period. The final performance report will be due 90 days after the expiration or termination of grant support. If a justified request is submitted by a grantee, the Federal agency may extend the due date for any performance report. Additionally, requirements for unnecessary performance reports may be waived by the Federal agency. The award agreement terms and conditions require quarterly reports. OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .4 I, Financial Reporting (b) Financial Status ltepori — (1) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all nonconstruction grants and for construction grants when required in accordance with paragraph Section .41(e)(2)(iii) of this section. (4) Due Date. When reports are required on a quarterly or semiannual basis, they will be due 30 days after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. 143 CITY OF LODI SCHEDULE OF FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 The award agreement terms and conditions require Standard Form 425 (SF -425) on a quarterly basis. The SF -425, Federal Financial Report, replaces SF -269 and SF -269A. Per OMB memorandum M-09-21, Implementing Guidance for the Reports on Use of Funds Pursuant to the American Recovery and Reinvestment Act of 2009 dated J Line 22, 2009, Section 2.1, Section 1512 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the 10th day after the end of each calendar quarter (beginning the quarter ending September 30, 2009). Condition: It was noted that the City submitted three Federal Financial Reports and two quarterly performance reports after their respective due dates. The City was also unable to provide two Section 1512 reports. Questioned Costs: There are no questioned costs. Context: Three of the four Federal Financial Reports, three of the four quarterly performance reports, and two of the four Section 1512 reports were sampled for the year ended Jctne 30, 2012. Effect: Continued noncompliance could result in future EECBG grants being funding on a reimbursement basis or the City losing out on future EECBG grants. Cause: Per management, the City is short-staffed and was unable to complete the tasks on a timely basis. Recommendation: The City should strengthen procedures to ensure compliance with the reporting requirements over the EECBG program set forth by OMB Circular A-133, specifically procedures to submit quarterly performance reports aiid Federal Financial Reports no later than 30 days following the end of each quarter and Section 15 12 reports no later than 10 days following the end of each quarter. Management Response and Corrective Action: All grant funds have been spent and the City is awaiting final instructions to close out the grant. 144 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED JUNE 30,2012 Reference Number: 2011-1 Criteria: Pti scant to Subpart C, section .310(b)(3) of Office of Management and Budget (OMB) Circular A- 133, .4udits, of'Stales, Local Goi)ernrnents, and Non -Profit organi-zations, auditees must complete the schedule of expenditures of federal awards (SEFA) and include catalog of federal domestic assistance (CFDA) numbers provided in federal awards/subawards and associated expenditures. In addition, many Federal agencies began including requirements in their terms and conditions for American Recovery and Reinvestment Act (ARRA or Recovery Act) awards to ensure separate identification of ARRA awards. For recipients covered by the Single Audit Act Amendments of 1996 and OMB Circular A-133, recipients are to separately identify the expenditures for federal awards under the ARRA on the SEFA and the data collection form (SF -SAC) required by OMB Circular A-133. This shall be accomplished by identifying expenditures for federal awards made under the ARRA separately on the SEFA, and as separate rows under Item 9 of Part 171 on the SF -SAC by CFDA number, and inclusion of the prefix `ARRA-" in identifying the name of the federal program on the SEFA and as the first characters in Item 9d of Part 111 on the SF -SAC. Condition: Several federal awards were noted as either omitted from or not accurately identified in the SEFA. It was determined that the Public Safety Partnership and Community Policing Grants (CFDA no. 16.710)was a Recovery Act grant, but it was not identified in either the City's draft of the 2011 SEFA or its 2010 SEFA or SF -SAC as such. It was also determined that the Home Investment. Partnerships Program (CFDA no 14.239), the Slate and Community Highway Safety (CFDA no. 20.600) program, the Occupant Protection Incentive Grants (CFDA no. 20.602), and the Minimum Penalties for Repeat Offenders for Driving While Intoxicated (CFDA no. 20.608) program were omitted fi-om the City's draft of the 2011 SEFA. Questioned Costs: There are no questioned costs. Context: The Public Safety Partnership and Community Policing Grants expenditures reported in the 2011 SEFA are $409,795, and the expenditures reported in the 2010 SEFA and SF -SAC were $73,112. The Home Investment Partnerships Program expenditures reported in the 2011 SEFA are $29,699. The State and Community Highway Safety, Occupant Protection Incentive Grants, and Minimum Penalties for Repeat Offenders for Driving While Intoxicated combined expenditures reported in the 2011 SEFA are $139,760. Effect: The City exposes itself to the risk of inaccurately preparing the SEFA in accordance with the requirements of OMB Circular A-133 by not properly reporting all federal prograuns or identitying ARRA programs, which could result in the misidentification of major programs. 145 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2012 Cause: It appears that there is not adequate communication between City departments concerning the identification and measuring of federal awards. Recommendation: While federal funds are a valuable source of revenue for the City, the receipt of federal funds imposes very specific and stringent reporting requirements that can be complicated and consume considerable staff time related to administration and monitoring. It is recommend that the City develop written policies and procedures that document the process for measuring and reporting federal expenditures as it pertains to the SEFA and SF -SAC pursuant to the requirements of OMB Circular A-133. The new policies and procedures should provide current and new staff with the proper guidelines on the reporting requirements and provide a fi amework for ensuring consistency and continuity in the identification and reporting of federal award expenditures. Management Response and Corrective Action: As staff was made aware that some small grants were federal programs, not state programs as previously reported, the draft SEFA was corrected immediately. Management has since designated a point person to oversee all City grants to ensure that all grants are properly identified, monitored and reported. Status: The City has developed a process for measuring and reporting federal expenditures and no such errors were noted in the 20 12 SEFA, therefore this recommendation is considered implemented. 146 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Reference Number: 2011-2 Federal Program Title: ARRA — Public Safety Partnership and Community Policing Grants Federal Catalog Number: 16.710 Federal Award Number and Year: 2009-RI:-WX-0151; 2009 Federal Agency: U.S. Department of Justice Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .4 1, Financial Reporting (b) Fineencial.9alus Report — (I) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all nonconstructioll grants and for construction grants when required in accordance with paragraph Section A 1(e)(2)(iii) of this section. (4) Due Date. When reports are required on a quarterly or semiannual basis, they will be due 30 clays after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. The Office of Community Oriented Policing Services within the U.S. Department of Justice requires the financial status report (SF -425) to be submitted on a quarterly basis. The SF -425, Federal Financial Report, replaces SF -269 and SF -269A. Per OMB memorandum M -09-2I, Iniplememing Guidance for the Reports on Use of Funds Pursuant to the American Recovery and Reinvesuneni Act of'2009 dated June 22, 2009, Section 2. 1, Section 1512 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the I 01 day after the end of each calendar quarter (beginning the quarter ending September 30, 2009) and for the Federal agency providing those fluids to make the reports publicly available no later than the 30'x' day after the end of that quarter. Aimed at providing transparency into the use of these fiends, the recipient reports are required to include the following detailed information: • Total amount of funds received; and of that, the amount spent on projects and activities; • A list of those projects and activities funded by name to include: o Description o Completion status o Estimates onjobs created or retained; • Details on sub -awards and other payments. 147 CI'T'Y OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Condition: It was noted that expendittires reported in the Federal Financial Reports and Section 1512 reports were not for the periods reported. The reports covering the period of October 2010 through December 2010 reported expenditures to date of $73,112, which were the cumulative expenditures through June 30, 2010 as reported in the 2010 SEFA. The reports covering the period of January 2011 through March 2011 reported expenditures to date of $269,795, which were the cumulative expenditures through December 2010 as reported in the 2010 SEFA ($73,112) plus requested in the Drawdown Report for the period of July 2010 through December 2010 ($196,683). Questioned Costs: There are no questioned costs. Context: The Federal Financial Reports and Section 1512 reports were submitted quarterly for the year ended June 30, 2011. The Drawdown Reports for the period of July 2010 through December 2010 ($196,683) plus the period of January 2011 through March 2011 ($107,271) plus the period of April 2011 through June 2011 ($105,811) equals the expenditures reported in the SEFA of $409,795. Effect: Reporting expenditures in arrears will provide for non-current data and could mislead readers of the reports and provide false annual expenditure amounts. Cause: Per the Support Services Manager at the City of Lodi Police Department, the cause of the delay in the reporting of expenditures is due to the Federal Financial Reports and Section 1512 reports being prepared and submitted at the end o f a quarter before the Drawdown Reports are prepared and submitted. Reconunendation: It is recommended that the City prepare the Drawdown Reports prior to preparing the Section 15I2 reports and Federal Financial Reports to report current expenditures for each quarter. Management Response and Corrective Action: The recommendation has been noted and the condition will be rectified in future reports. Status: For the year ended June 30, 2012, the City continued to report expenditures in the Federal Financial Reports and Section 15 12 reports that are not for the periods reported, therefore our recommendation continues (see finding 2012-1 in the schedule of findings and questioned costs). 148 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30,2012 Reference Number: 2011-3 Federal Program Title: ARRA — Energy Efficiency and Conservation Block Grants (EECBG) Federal Catalog Number: 81.128 Federal Award Number and Year: DE-SC0002707; 2009 Federal Agency: U.S. Department of Energy Category of Finding: Reporting Criteria: OMB Circular A-102, the Common Rule — Subpart C — Post -Award Requirements; Section .40, Performance Reporting (b) Nonconstruction Perfoivnunce Reports. (2) Grantees shall submit annual performaiice reports unless the awarding agency requires quarterly or semi-annually reports. However, performance reports will not be required more frequently than quarterly. Annual reports shall be due 90 days after the grant year, quarterly or semi-annual reports shall be clue 30 days after the reporting period. The final performance report will be due 90 days after the expiration or termination of grant support. If a justified request is submitted by a grantee, the Federal agency may extend the due date for any performance report. Additionally, requirements for unnecessary performance reports may be waived by the Federal agency. The award agreement terms and conditions require quarterly reports. OMB Circular A-102, the Common Rule — Subpart C —Post -Award Requirements; Section .41, Financial Reporting (b) Financi it ShIMS 12e1.201-1 — (I) Form. Grantees will use Standard Form 260 or 269A (SF -260 or SF -269A), Financial Status Report, to report the status of funds for all nonconstruction grants and forconstruction grants when required in accordance with paragraph Section .41(e)(2)(iii) ofthis section. (4) Due Date. When reports are required on a quarterly or semiannual basis, they will be due 30 days after the reporting period. When required on an annual basis, they will be due 90 days after the grant year. Final reports will be due 90 days after the expiration or termination of grant support. The award agreement terms and conditions require Standard Form 425 (SF -425) on a quarterly basis. The SF -425, Federal Financial J?eport, replaces SF -269 and SF -269A. Per OMB memorandum M-09-2 I, /nzplenienting Guidance for the Reports on Use of Funds Pursuant to the American Reeoi ery and Rehn,estnrem Act of'3009 dated June 22, 2009, Section 2.1, Section 1512 of the Recovery Act requires reports on the use of Recovery Act funding by recipients no later than the 10'x' day after the enol of each calendar quarter (beginning the quarter ending September 30,2009). 149 CITY OF LODI SCHEDULE OF PRIOR YEAR FINDINGS AND QUESTIONED COSTS (Continued) FOR THE YEAR ENDED JUNE 30, 2012 Condition: It was rioted that the City submitted one Federal Financial Report for the entire year. This Federal Financial Report, four quarterly performance reports, and one Section IS 12 report were submitted after their respective clue dates. Questioned Costs: There are no questioned costs Context: The City was required to submit four quarterly performance reports, four Federal Financial Reports, and four Section I512 reports daring the year ended June 30, 2011. Effect: Continued noncompliance could result in future EECBG grants being funding on a reimbursement basis or the City losing out on future EECBG grants. Cause: Per management, the City is short-staffed and was unable to complete the tasks on a timely basis. Recommendation: The City should strengthen procedures to ensure compliance with the reporting requirements over the EECBG program set forth by OMB Circular A-133, specitical ly procedures to submit quarterly performance reports and Federal Financial Reports no later than 30 days following the end of each quarter and Section 15 12 reports no later than 10 days following the end of each quarter. Management Response and Corrective Action: The recommendation has been noted and the City will ensure that future reports will be submitted in a timely manner. Status: For the year ended June 30, 2012, the City continued to submit reports after due dates, therefore our recommendation continues (see finding 2012-2 in the schedule of findings and questioned costs). 150 (This page intentionally left blank.) CONTINUING DISCLOSURES UNAUDITED CONTINUING DISCLOSURE REQUIREMENTS FORTHE CITY OF LODI, THE LODI PUBLIC IMPROVEMENT CORPORATION AND THE LODI PUBLIC FINANCING AUTHORITY Fiscal Year 2011-12 The City of Lodi has executed Continuing Disclosure Certificates associated with the various debt issues outstanding by the Electric Utility, Wastewater Utility and the Lodi Public Improvement Corporation. These Certificates were executed to satisfy provisions of Securities and Exchange Commission Rule 15c2 -12(b) (5). The material provided herein applies to the various debt issues as noted. Data for each utility is shown separately. This Bond Disclosure Section included within the City's Comprehensive Annual Financial Report (CAFR) provides the information required by the Continuing Disclosure Certificates. The CAFR, in turn, will be filed with the Municipal Securities Rulemaking Board. The CAFR may also be found on the City'swebsite atwww.lodi.gov. ANNUAL REPORT FOR ELECTRIC UTILITY The Lodi Electric Utility has Continuing Disclosure requirements associated with its 2008A Series A Certificates of Participation, 2002 Series C Certificates of Participation and 2002 Taxable Series D Certificates of Participation. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Electric Utility). The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the City's power supply resourcesfor the most recently completed fiscal year. 2. A table showing the average number of customers, sales, revenues and demand for the past five fiscal years. 3. A table showing the outstanding debt of joint powers agencies in which Lodi participates and the City of Lodi share of that debt for the most recentfiscal year. 4. A table showing a summary of Operating Results for the past five fiscal years. 5. A table showing Lodi Electric Utility Department Rate Changes since November 1996 (applicable only to the 2002 Series C and D issues). Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2012, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 151 Table 1 A table setting forth the City's power supply resources. CITY OF LODI ELECTRIC UTILITY DEPARTMENT POWER SUPPLY RESOURCES (1) Non -coincident capacity available. (2) Entitlements, firm allocations and contract amounts. (3) Includes participation in NCPA/Seattle City Light exchange. See "OTHER NCPA PROJECTS—Power Purchase Contracts" in the forepart of Official Statement. (4) Units at Backbone Output. (5) Includessupply from exchanges and line losses. 152 Capacity Available Actual Energy % of Total Source (MW)")(4) (MWh) Energy Purchased PoweP- Western 4.7 18,459 3.70% NCPA Geothermal Project 13.3 89,282 17.91 Hydroelectric Project 26.2 48,883 9.80 Combustion Turbine Project No. 1 9.4 122 0.02 Capital Facilities, Unit One 19.6 659 0.13 Contracts, Exchanges and Bilaterals (3) 70.0 341,228 68.44 Total 143.2 498,633(4)15) 100.00% Total Capacity and Energy Sold at Wholesale NIA 45,914 City System Requirementfor Retail Load 143.2 452,719 (1) Non -coincident capacity available. (2) Entitlements, firm allocations and contract amounts. (3) Includes participation in NCPA/Seattle City Light exchange. See "OTHER NCPA PROJECTS—Power Purchase Contracts" in the forepart of Official Statement. (4) Units at Backbone Output. (5) Includessupply from exchanges and line losses. 152 Table 2 A table showing the average number of customers, sales, revenues and demand for the past five fiscal years. CITY OF LODI ELECTRIC UTILITY DEPARTMENT CUSTOMER SALES, REVENUEAND DEMAND Fiscal Years Ended June 30, 2008 2009 2010 2011 2012 Number of Customers: Residential 22,523 Commercial 2,714 Industrial 32 Other 187 Total Customers 25,456 Kilowatt-Hour(kWh) Sales: 37 22,465 21,981 22,251 22,244 2,696 3,163 2,865 2,834 37 31 39 37 188 194 229 235 25,386 25,369 25,384 25,350 Residential 153,563,188 153,487,430 Commercial 155,146,983 155,206,324 Industrial 129,429,938 131,059,764 Other 12,267,600 12,322,036 Total kWh sales 450,407,709 452,075,554 Revenues from Sale of Energy: Residential $ 27,127,049 $ 29,016,776 $ Commercial 25,173,286 26,883,557 Industrial 14,591,885 15,875,038 Other 2,132,120 2,224,567 Total Revenues from Sale of Energy: $ 69,024,340 $ 73,999,939 $ Peak Demand (kW) 132.4 117.4 Excludes revenues from California Energy CommissionTax. Sources: City of Lodi, audited annual financial statements and Customer Information System reports. 153 150,811,587 146,644,990 125,000,860 11,563,550 434,020,987 27,642,200 $ 24,901,257 15,015,036 2,105,196 144, 256, 683 137,584,723 128,072,575 11,216,348 421,130,329 149,814,375 138,735,487 135,620,441 11,485,428 435,655,731 24,513,202 $ 25,606,368 21,870,624 21,814,073 13, 914, 539 14, 876, 828 1,868,985 1,954,099 69,663,689 $ 62,167,350 $ 64,251,368 119.6 123.9 116.0 Table 3 A table showing the outstanding debt of joint powers agencies in which Lodi participates. CITY OF LODI ELECTRIC UTILITY DEPARTMENT OUTSTANDING DEBT OF JOINT POWERS AGENCIES (DollarAmounts in Millions) TANC COTP 370.6 1.92(3 7.1 TOTAL* $ 1,100.0 10.51% $ 115.7 *Columns may not add to totals due to independent rounding. (1) Participation obligation is subject to increase upon default of another project participant. Such increase shall not exceed, without the written consent of a nondefaulting participant, an accumulated maximum of 25% of such non -defaulting participant's original participation. (2) Participant's project entitlement remainsthe same but share of debt has increasedto 10.649/o due to change in debt participation (3) Lodi's actual obligation differs slightly from this percentage due to varying shares of certain series of TANC bonds relating to each TANC member-participant'staxable portion and each TANC member -partici pant's participation or non -participation in acquisition of assets from Vernon. Source: City of Lodi. 154 Lodi's Lodi's Share of Outstanding Debt Participation Outstanding Debt NCPA Hydroelectric Project $ 419.5 10.37%(21 $ 43.5 Capital Facilities Project Unit One 54.9 39.50 21.7 Lodi Energy Center Project 255.0 17.03 43.4 TANC COTP 370.6 1.92(3 7.1 TOTAL* $ 1,100.0 10.51% $ 115.7 *Columns may not add to totals due to independent rounding. (1) Participation obligation is subject to increase upon default of another project participant. Such increase shall not exceed, without the written consent of a nondefaulting participant, an accumulated maximum of 25% of such non -defaulting participant's original participation. (2) Participant's project entitlement remainsthe same but share of debt has increasedto 10.649/o due to change in debt participation (3) Lodi's actual obligation differs slightly from this percentage due to varying shares of certain series of TANC bonds relating to each TANC member-participant'staxable portion and each TANC member -partici pant's participation or non -participation in acquisition of assets from Vernon. Source: City of Lodi. 154 Table4 A table showing a summary of operating results for the past five fiscal years. CITY OF LODI Operating Revenues Rate Revenue ECA Revenue Other Revenue (2) Total Operating Revenue Operating Expenses Purchased Power Non -Power Costs c3� Total Operating Expenses Net Revenue Available fxr Debt Service Parity Debt Service 2002 C & D, 2008 A Bonds Total Net Debt Service Debt Service Coverage Remaining Revenue Available for Other Purposes Non -Operating Expenses In -Lieu Transfer to General Fund Net Cash Flow Before Capital Expenditures Beginning Operating Reserve Changes in GOR Net Deposit/Withdrawal from Reserves Ending Operating Reserve ELECTRIC SYSTEM SUMMARY OF OPERATING RESULTS") Ending FiscalYear June 30 (Dollars in 000s) Actual 2008 Actual 2009 Actual 2010 Actual 2011 Actual 2012 $ 65,110 $ 65,229 $ 62,613 $ 59,676 $ 61,658 4.174 8.771 7,050 2,491 2,593 5,639 1,195 625 1,140 969 74,923 75,195 70,288 63,307 65,220 42,862 46,405 37,943 35,282 39,416 11,575 11,965 12,006 13,115 10,748 54,437 58,370 49,949 48.397 50,164 20,486 16,825 20,339 14.910 15,056 6,266 9,960 7,194 7,232 7,291 6,266 9,960 7,194 7,232 7,291 3.27 1.69 2.83 2.06 2.07 14,220 6,865 13,145 7,678 7,765 (6,873) (6,942) (6,977) (6,977) (6,977) 7,347 (77) 6.168 701 788 5,470 14,513 13,854 25,899 28,455 1,696 (582) 5,877 1,854 1,141 7,347 (77) 6,168 701 788 $ 14,513 $ 13,854 $ 25,899 28,454 30,384 Source: City of Lodi (1) As defined in the Installment Purchase Contract, which may or may not be on the same basis as Generally Accepted Accounting Principles. (2) Other revenuesfor FY 08 include $3.25 million for the sale of the City's rights to the NCPA Combustion Turbine#1 to Roseville. (3) Non -power costs include cost of services provided by other departments and does not include depreciation and amortization expense. 155 Table 5 A table showing Lodi Electric Utility Department Rate Changes since November 1996. CITY OF LODI ELECTRIC UTILITY DEPARTMENT RATE CHANGES Effective Date Percent Change December 2007 Established Solar Initiative Surcharge of $0.00125 per kilowatt-hour August 2007 Implemented monthly Energy Cost Adjustment December 2005 Average 17% increase across all rate classes December 2002 4.5% average rate increase August 2001 Increased MCA for all but contract customers: 10% to 12% rate change June 2001 Implemented MCA for residential and small commercial: 8% to 10% rate change December 1998 5.00% rate decrease for small commercial/industrial customers May 1998 2.50% general rate increaseto fund public benefit programs September 1997 4.5 to 5.5 cents per kilowatt-hour, non -demand, non -time -use, contract rate availablefor new large commercial/industrial loads December 1996 10%to 40% economic development discount on new small to medium commercial/industrial electric loads November 1996 Economic Stimulus Rate Credit increased to 1.262 cents per kilowatt-hour from 0.4 cents per kilowatt-hourfor largest primary service customers (estimated 19% reduction) Source: City of Lodi. 156 ANNUAL REPORT FOR WASTEWATER UTILITY The Lodi Wastewater Utility has Continuing Disclosure requirements associated with its 2007 Series A Certificates of Participation, 2004 SeriesA Certificates of Participation and the 2012 Refunding Lease Revenue Bonds. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Wastewater Utility). The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the City's number of connections by user type for the past five fiscal years. 2. A table showing the proportion of service charge revenue by class of userfor the most recent fiscal year (applicable only to the 2004 SeriesA issue). 3. A table showing the largest users by service charge revenues forthe most recent fiscal year. 4. A table showing a schedule of service charges. 5. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. Additionally, the Certificate for the 2007 SeriesA issue requires a description of any additional indebtedness incurred during the priorfiscal year which is payable from the system net revenues on a parity with the installment payments. Reporting cf Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2012, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. 157 Table 9 A table setting forth the City's number of connections by user type for the past five fiscal years. City of Lodi Wastewater System Numberof Connections by User Type as of June 30 and Percentage of Fiscal Year 2010-12 Service Charge Revenue by User Type %of FY 11/12 Service Charge User Type 2008 2009 2010 2011 2012 Revenue Residential 22,277 22,227 21,974 21,956 21,864 72.3% Commercial/Industrial 1.847 1.815 1.768 1.785 1.819 27.7% Total All Users 24,124 24,042 23,742 23,741 23,683 100.0% Source: City of Lodi 158 Table 2 A table showing the proportion of service charge revenue by class of userfor the most recent fiscal year. City of Lodi Wastewater System Proportion of Service Charge Revenues by Class of User Fiscal Year 2011-12 Percentage of Total Annual Service User Type Charge Revenue Single Family Residential Multiple Family Residential Commercial/Industrial Total Source: City of Lodi 159 58.3% 14.0% 27.7% 100.0% Table 3 A table showing the largest users by service charge revenue for the most recent fiscal year. 11QP Cottage Bakery General Mills Lodi Unified School District City of Lodi Pacific Coast Producers Archer Daniels Midland Miller Packing Company Lodi Memorial Hospital Blue shield of California Armourstruxx Total top ten users Total System City of Lodi Wastewater System Largest Users by Service Charge Revenues Fiscal Year 2011-12 Type of Business Specialty bakery, frozen dough Cereals, bread mixes, snack foods K-12, adult education Government Private label fruit canning Agricultural processor Hot dog producer Health Care Health Insurance Armor producer 160 $ Service Charge Revenue 374,881 293,758 236,173 63,158 48,869 41,688 39,486 38,908 36,155 25,315 1,198,391 13,280,216 Percentage of Total Annual Service Charge Revenue 2.82% 2.21 1.78 .47 .36 .31 .29 .29 .27 .19 8.99% 100.00% Tab/e4 A table showing the schedule of service charges. For Residential Users (per month): 1 Bedroom .............................. 2 Bedrooms ............................ 3 Bedrooms ............................ 4 Bedrooms ............................ 5 Bedrooms ............................ 6 Bedrooms ............................ 7 Bedrooms ............................ For Commerciallindustrial Users: Moderate Strength (annual per Sewage Service Unit (SSU)........ High Strength: Flow (annual per MG) ............................................ BOD (annual per 1,000 lbs.) .................................... SS (annual per 1, 000 lbs.) ..................................... Grease Interceptor/Septic Holding Tank Waste within City Limits (per 1,000 gal.) ..................................... Septic Holding Tank Waste Outside City Limits (per 1,000 gal.)........................................................... Disposal to Storm Drain System (per MG) ................. Disposalto Industrial System: Flow (per MG, annual basis) .................... BOD (per 1,000 lbs., annual basis)............ Winery Waste (per 1,000 gallons) ............................ City of Lodi Wastewater System Schedule of Wastewater Service Charges Service Charge Service Charge (effectiveJuly [effective Julv 1.2008) 16.2009 161 Service Service Charge Charge (effective July {effective July 16.2010) 1.2011) $16.65 $20.81 $23.30 $24.47 22.19 27.74 31.07 32.62 27.74 34.68 38.84 40.78 33.29 41.61 46.61 48.93 33.84 48.55 54.37 57.09 44.38 55.48 62.14 65.24 49.93 62.42 69.91 73.40 $266.28 $332.88 $372.84 $391.44 2,247.10 2,808.88 3,145.95 3,303.25 370.83 463.54 519.16 545.12 231.86 289.83 324.61 340.84 196.35 245.44 274.89 288.63 416.82 521.03 583.55 612.73 206.24 257.80 288.74 303.18 2.218.78 2,218.78 2,485.03 2,609.28 20.34 20.34 22.78 23.92 198.82 248.53 278.35 292.27 Table 5 A table showing historic operating results and debt service coverage forth past five fiscal years. Operating Revenues Charges for Services Non -Operating Revenues Interest Income Rent Other Total System Revenues Operating Expenses Personnel services Supplies, Materials and services Utilities Total Operating Expenses System Net Revenues Parity Debt Service 1991 Installment Payments 2003 Installment Payments 2004 Installment Payments 2007 Installment Payments Total Parity Debt Service Debt Service Coverage Non -Operating Expenses Transfers (In)/Out Total Non -Operating Expenses Net Cashflow Before Capital Expenditures Source: Financial Services Division City of Lodi Wastewater System Historical Operating Results and Debt Service Coverage Fiscal Years 2007-08 through 2011-12 2007-08 2008-09 2009-10 2010-11 $9,091,220 $9,276,217 $11,513,389 $13,089,679 836,862 428,586 298,337 165,931 221,422 435,935 838,007 472,578 10,529, 948 10,764,232 12,284, 304 2,996,028 2,984,049 2,800,891 2,394,804 2,067,646 2,532,246 798,652 869,129 847,167 6,189,484 5,920,824 6,180,304 4,340,464 4,843,408 6,104,000 311,127 380,873 426,022 381,400 2,144,438 2,134,856 2,138,700 852,239 1,591,200 1,631,500 3,688,677 4,152,078 4,151,600 1.18 1.17 1.47 575,326 1,451,478 1,451,478 575,326 1,451,478 1,451,478 $76,461 $(760,148) $500,922 162 220,600 3,198,194 16,508,473 3,257,618 1,955,464 758,934 5.972.016 10,536,457 381,393 2,147,600 1,588,750 4,117,743 2.56 1,451,480 1,451,480 $4,967,234 2011-12 $13,280,216 216,108 290,819 13,787,143 3,130,012 2,818,041 710,622 6.658.675 7,128,468 379,170 2,139,350 1,599,050 4,117,570 1.73 (778,092) (778,092) $3,788,990 Additional Indebtedness The Wastewater Utilitydid not incurany additional indebtedness during the 2011-12fiscal yearwhich is payablefrom the system net revenues on a paritywith the installment payments. 163 ANNUAL REPORT FORTHE LODI PUBLIC IMPROVEMENT CORPORATION AND THE LODI PUBLIC FINANCING AUTHORITY The Lodi Public ImprovementCorporation and the Lodi Public Financing Authority have Continuing Disclosure requirements associated with its 2002 Certificates of Participation and the 2012 Refunding Lease Revenue Bonds. The annual report includes, by reference, the audited financial statement of the City of Lodi. The annual report also contains the following five (5) tables as required in the Certificates: 1. A table setting forth the approved budget and actual results for the most recent fiscal year. 2. A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. 3. A table showing the assessed valuations for the last five fiscal years. 4. A table showing the secured property tax collections for the past ten fiscal years. 5. A table showing the ten largest locally secured taxpayers for the last fiscal year. 6. A table showing the Employee -paid and City -paid employee portion of the retirement plan. Reporting of Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2012, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure under the provisions of the Certificates. Table 9 A table setting forth the approved budget and actual results for the most recent fiscal year. Please refer to the Schedule of Revenues, Expenditures and Changes in Fund Balance— Budget and Actual on page 77 of this Comprehensive Annual Financial Report. 164 Table 2 A table showing the comparative statements of revenue, expenditures and changes in fund balance for the general fund for the past five fiscal years. Revenues: Taxes Licenses and permits I ntergovernmentalrevenues Charges for services Fines, forfeits and penalties Investmentand rental income Miscellaneous revenue Total revenues Expenditures: Current: General government Public protection Publicworks Library Parks and recreation Debt service: Interest and fiscal charges Principal payments Total expenditures Deficiency of revenues under expenditures Otherfinancing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances, beginning of year Fund balances, end of year STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GENERALFUND LAST FIVE YEARS 2008 24,712,405 80,925 10,642,600 2,510,207 1,317,407 662,164 630,413 40,556,121 2009 23,516,164 61,783 8,967,410 1,055,137 1,415,174 231,181 446,404 35,693,253 2010 23,118,461 72,171 7,772,071 1,343,199 1,441,354 516,304 462,592 34,726,152 2011 23,061,164 83,395 10,032,523 1,035,220 1,404,307 455,923 480,028 36,552,560 2012 22,928,438 79,745 10,449,364 682,156 1,355,101 807,270 286,125 36,588,199 9,545,370 6,922,096 6,411,741 6,478,159 6,007,327 23,771,574 24,463,771 23,854,905 24,091,472 24,923,155 3,935,366 2,967,402 1,471,779 1,421,238 1,1 12,569 1,672,910 1,499,720 1,322,052 1,357,473 1,380,972 3,826,450 2,160,035 2,234,349 2,191,102 29,724 249,624 43,031,018 (2,474,897) 4,040,166 (2,575,809) 1,464,357 (1,010,540) 6,319,402 $ 5,308,862 165 18,516 129,487 38,161,027 (2,467,774) 5,367,983 (4,442,883) 925,100 (1,542,674) 5,308,862 3,766,188 12,578 135,425 35,442,829 (716,677) 5,867,983 (4,632,278) 1,235,705 519,028 3,766,188 4,285,216 6,427 141,576 35,687,447 865,113 5,379,186 (4,383,110) 996,076 1,861,189 4,285,216 6,146,405 33,424,023 3,164,176 5,370,230 (8,391,858) 3,021,628 142,548 6,146,405 6,288,953 Table 3 A table showing the assessed valuations for the last five fiscal years. Please refer to the table shown in the Statistical Section on page 112. Table 4 A table showing the secured property tax collections for the past ten fiscal years. Please refer to the table shown in the Statistical Section on page 115. Table 5 A table showing the ten largest locally secured taxpayers for the last fiscal year. Please refer to the table shown in the Statistical Section on page 114. Table 6 A table showing the Employee -paid and City -paid employee portion cf'the retirement plan. Bargaining Units Council appointees Executive management Confidential mid -management Confidential Fire mid -management Fire Mid -management General services Maintenance and operators IBEW Police mid -management Police Dispatchers Pension Contributions As of Fiscal Year Ended June 30,2012 Employee Paid 7.0% 7.0 1.0 3.3 3.0 5.3 3.3 1.0 I.0 9.0 3.0 3.0 166 City Paid 6.0 3.7 6.0 3.7 3.7 6.0 6.0 7.0 6.0 4.0 Total EmDlovee Share 7.0% 7.0 7.0 7.0 9.0 9.0 7.0 7.0 7.0 7.0 9.0 9.0 7.0 ANNUAL REPORT FOR WATER UTILITY The Lodi Water Utility has Continuing Disclosure requirements associated with its 2010 Series and B Certificates of Participation. The annual report includes, by reference, the audited financial statement of the City of Lodi (including the Water Utility). The annual report also contains the following four (4) tables as required in the Certificates: 1. A table setting forth the City's number of accounts and revenues by user type for the past five fiscal years. 2. A table showing the largest users by service charge revenues for the most recent fiscal year. 3. A table showing a schedule of selected rates effective January 1, 2012. 4. A table showing a summary of historic operating results and debt service coverage for the past five fiscal years. Additionally, the Certificate for the 2010 Series A issue requires a description of any additional indebtedness incurred during the priorfiscal year which is payable from the system net revenues on a parity with the installment payments. Reporting cf Significant Events The Certificates identify eleven (11) specific events that require special reporting. As of June 30, 2012, none of the specified events have occurred. Further, there is no knowledge on the part of the City Council, officers or employees of the City of any impending Significant Event that would require disclosure underthe provisions of the Certificates. Tablet Atable showing number cf accounts and revenues by user type. 167 CITY OF LODI WATER SYSTEM Numberof Accounts and revenues by UserType Source: City of Lodi Residential Numberof Accounts 21,533 21,449 21,577 21,622 21,593 Table 2 A table showing the largest users by service charge revenue for the most recent fiscal year. 168 Revenue $8,715,928 9,429,594 9,600,129 9,604,412 9,706,537 Commercial/Industrial/ Municipal Year Ending Number of December31 Accounts Revenue 2007 1,445 $2,043,731 2008 1,470 2,184,496 2009 1,382 2,188,486 2010 1,383 2,097,001 2011 1,396 2,169,967 Source: City of Lodi Residential Numberof Accounts 21,533 21,449 21,577 21,622 21,593 Table 2 A table showing the largest users by service charge revenue for the most recent fiscal year. 168 Revenue $8,715,928 9,429,594 9,600,129 9,604,412 9,706,537 I Icor Lodi Unified School District City of Lodi Pacific Coast Producers General Mills Cottage Bakery Lodi Memorial Hospital Temple Baptist Church CalTrans Miller Packing Company Wine Country Care Center Subtotal Top Ten Users TOTALSYSTEM City cf Lodi Water System Largest Users by Service Charge Revenues Fiscal Year 2071-12 Type of Business K-12, adult education $ Government Private label fruit canning Cereals, bread mixes, snack foods Specialty bakery, frozen dough Health care Church Government Hot dog producer Nursing home 169 Service Charge Revenue 246,189 169,617 143,262 74,536 59,934 41,635 17,309 15,971 13,367 12.406 $ 794,226 $ 12,083,226 Percentageof Total Annual Service Charge Revenue 2.03% 1.40 1.18 0.61 0.49 0.34 0.14 0.13 0.11 0.10 6.53% 100.00% Table 3 A table showing selected rates effective January 1,2011. CITY OF LODI WATER SYSTEM Selected Rates Effective January 1,2012 Percent Increase Current Flat Rates ($/month) Single Family Residential Unit($/month) 1 Bedroom $29.17 2 Bedroom $35.03 3 Bedroom $41.99 Metered Water Rates Service Charge ($/month) Single Family Residential Up to 3/4" Meter $23.20 Multi -Family and Non -Residential 1" Meter $37.66 11/2" Meter $58.77 2" Meter $73.43 Water Usage rates ($/CCF) Single Family Residential Tier 1- 0 to 10 CCF/month $0.90 Tier 2 -11 to 50 CCF/month $1.35 Tier 3 - Over 50CCF/month $1.78 Multi -Family and Non -Residential All Water Usage 0.90 Source: City of Lodi. Table 4 A table showing historic operating results and debt service coverage for the past five fiscal years. 170 CITY OF LODI WATER SYSTEM Historical Operating results and Debt Service Coverage Fiscal Years 2007-08 through 2011-12 171 2007-08 2008-09 2009-10 2010-11 2011-12 Gross Revenues Water Sales(') $ 11,349,986 11,787,140 11 ,715,748 11,940,022 12,083,226 Investment Earnings 72,823 258,552 103,640 83,374 119,526 Water Impact Mitigation Fees 30,783 13,086 270,863 14,803 111,429 Meter Retrofit Installation Charges 1,653,399 675,815 Other Revenues (2) 407.988 350,950 372,034 359,979 285,093 Total Gross Revenues 11,861,580 12,409,728 12,462,285 14,051,577 13,275,089 Operating and Maintenance Expenses Personnel Services (3) 1,121,921 1,471,463 1,325,536 1,359,227 1,856,131 Supplies, Materials and Services (3) 2,905,860 2,490,875 1,981,880 2,590,222 1,781,622 New Treatment Plant Operations (net) Utilities 779,845 804,767 733,653 652,296 693,657 Administrative Overhead 624,296 1,060,122 1.060.122 1,060,12 1,060,120 Total & M Expenses 5,431,922 5,827,227 5,101,191 5,661,865 5,391,530 Net Revenue Available for Debt Service 6.429.658 6.582.50 7,361,094 8,389,712 7,883,55 Debt Service 1991 California DWR SRF loan (4) 228,012 228,012 228,025 1,433,395 2010 Bonds (5) 849,968 2,304,811 Total Net Debt Service 228,012 228,012 228,025 2,283,363 2,304,811 Debt Service Coverage (6) Debt Service Coverage 28.20 28.87 32.28 3.67 3.42 Debt Service Coverage (excluding impact mitigation fees) 28.06 28.81 31.09 3.67 3.37 Net Remaining Revenues Available for Capital 6,201,646 6,354,489 7,133,069 6,106,349 5,578,748 Capital Improvement Projects Meter Retrofit Program(') 582,000 919,555 6,325,558 Other Water System Improvements(8) 552,215 782,382 3,932,424 3,666,202 540,832 171 Total Capital Improvement Projects 552,215 1,364,382 3,932,424 4,585,757 6,866,390 Net Change in Reserve 5,649,431 4,990,107 3,200,645 1,520,592 (1,287,639) Water Enterprise Fund (9) Beginning Cash Balance 13,935,947 17,621,590 13,469,170 14,120,605 12,807,412 Ending Cash Balance $ 17,621,590 13,469,170 14,120,605 12,807,412 12,465,350 (1) Water sales reflect Council -adopted rate increases of 2.2% effective January 1, 2012. (2) includes rent, sales of City property, discounts, water reimbursements, and damage to property, water tap fees, DBCP reimbursements, and other miscellaneous revenues. DBCP reimbursements are expected to decline beginning in Fiscal Year 2012-13 as new plant becomes operational and groundwater draws diminish. PCEKCE litigation revenues are excluded from Fiscal year 2005-06 through 2009-10. Fiscal year 2009-10 reflects one-time adjustments from prior years. (3) PCE/TCE litigation expenses are excluded from Fiscal Year 2006-07 through Fiscal year 2010-11. (4) Debt service on 1991 Loan was paid off in full on October 1,2010. (5) Reflectstotal debt service for the 2010 Water Revenue Bonds net of the 35% interest rate subsidy for the Series 201 CB bonds. (6) Coverage calculated based on Net Revenues divided by net Debt Service and Net Revenues less mitigation fees divided by Net Debt Service. (7) Annual capital costs of transition to water meters. Program expected to be completed in Fiscal Year 2017-18. (8) Excludes costs of the Project to be funded from proceeds of the Series 2010 Bonds. (9) Water Enterprise Fund balance includes both operating and capital reserves and is presented on a cash basis. Cash position is expected to increase substantially upon completion of the water meter installation program. Source: City of Lodi 172 Sacromento LOCATION MAP No Scale U T CITY OF LODI, CALIFORNIA Report to City Council For the Year Ended June 30,2012 Certified Public Accountants. CITY OF LODI, CALIFORNIA Report to City Council For the Year Ended June 30,2012 Tableof Contents Page(s) TransmittalLetter.......................................................................................................................................... RequiredCommunications......................................................................................................................... 2-3 CurrentYear Comment.............................................................................................................................. 4-5 Status of Prior Year Recommendations..................................................................................................... 6-8 Sacramento 3000 S Street, Suite 300 CertifieditblicAccomtants. Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland City Council LA/Century City City of Lodi, California Newport Beach San Diego We have audited the financial statements of the governmental activities, the business -types activities, Seattle each major fund, and the aggregate remaining fund information of the City of Lodi, California (City), as of and for the year ended June 30, 2012, and have issued our report thereon dated December 6, 2012. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, Government Auditing Standards, and OMB Circular A-133 , as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated July 9, 2012. Professional standards also require that we communicate to you the information related to our audit that is included in the Required Communications section of this report. Recently, the Governmental Accounting Standards Board (GASB) issued a significant new standard that we feel warrants communication to the City Council, which we have included in the Current Year Comment section of this report. Also, in planning and performing our audit of the financial statements of the City as of and for the year ended June 30, 2012, in accordance with auditing standards generally accepted in the United States of America, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. During our audit for the year ended June 30, 2012, we followed up on our recommendations to address conditions we identified during previous years' audits. The status of those recommendations is included in the Status of Prior Year Recommendations section of this report. This report does not affect our report dated December 6,2012, on the basic financial statements of the City. We also noted certain matters that we reported to management of the City of Lodi, in a separate letter dated December 6,2012. This letter is intended solely for the information and use of City Council and management and is not intended to be and should not be used by anyone other than these specified parties. We would like to thank the City's management and staff for the courtesy and cooperation extended to us during the course of our engagement. We have discussed our comments and suggestions with management and would be pleased to discuss them further. Sacramento, California December 6,2012 www.mgocpa.com CITY OF LODI, CALIFORNIA Report to City Council Required Communications For the Year Ended June 30,2012 Significant Audit Findings QualitativeAspects ofAccountingPractices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during the year ended June 30,2012. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: • The self-insurance liability is based on the development of amounts from various consultants' actuarial studies. • The pollution remediation obligation is based upon estimated cash flows determined by an engineering consultant's remedial action plan. • The actuarial pension data contained in Note 9 to the financial statements and required supplementary information (unaudited) is based on actuarial calculations performed in accordance with the parameters set forth in GASB Statement No. 50 and GASB Statement No. 27, Accountingfor Pensions by State and Local GovernmentEmployers. • The actuarial data for other postemployment benefits contained in Note 10 to the financial statements and required supplementary information (unaudited) is based on actuarial calculations performed in accordance with GASB Statement No. 45, Accounting and Financial Reporting by Employersfor Postemployment Benefits Other Than Pensions. We evaluated the key factors and assumptions used to develop these estimates in determining that they are reasonable in relation to the financial statements taken as a whole. Difficulties Encountered in Performing theAudit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and UncorrectedMisstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. CITY OF LODI, CALIFORNIA Report to City Council Required Communications (Continued) For the Year Ended June 30,2012 Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of the audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated December 6,2012. Management Consultations with OtherindependentAccountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. OtherAudit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Information in Documents Containing Audited Financial Statements With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or the financial statements themselves. CITY OF LODI, CALIFORNIA Report to City Council Current Year Comment For the Year Ended June 30,2012 GASB STATEMENT NO.68,ACCOUNTINGAND FINANCL4L REPORTINGFOR PENSIONS On June 25,2012, GASB approved Statement No. 68, Accounting and Financial Reportingfor Pensions. Statement No. 68, which primarily relates to reporting by governments that provide pensions to their employees, is effective for fiscal years beginning after June 15,2014. Key changes include: • Separating how the accounting and financial reporting is determined from how pensions are funded. • Employers with defined benefit pension plans will recognize a net pension liability, as defined by the standard, in their government -wide, proprietary and fiduciary fund financial statements. • Incorporating ad hoe cost -of -living adjustments and other ad hoc postemployment benefit changes into projections of benefit payments, if an employer's past practice and future expectations of granting them indicate they are essentially automatic. • Using a discount rate that applies (a) the expected long-term rate of return on pension plan investments for which plan assets are expected to be available to make projected benefit payments, and (b) the interest rate on a tax-exempt 20 -year AA- or higher rated municipal bond index to projected benefit payments for which plan assets are not expected to be available for long-term investment in a qualified trust. • Adopting a single actuarial cost allocation method — entry age normal — rather than the current choice among six actuarial cost methods. • Requiring more extensive note disclosures and required supplementary information. As an employer, the City will be subject to the provisions of Statement No. 68 beginning with the fiscal year ending June 30, 2015. Statement No. 68 replaces the requirements of Statement No. 27, Accounting fo r Pensions by State and Local Governmental Employers and Statement No. 50, Pension Disclosures, as they relate to governments that provide pensions through pension plans administered as trusts or similar arrangements that meet certain criteria. The Statement requires governments that participate in defined benefit pension plans to report in their statement of net position a net pension liability. The net pension liability is the difference between the total pension liability (the present value of projected benefit payments to employees based on their past service) and the assets (mostly investments reported at fair value) set aside in a trust and restricted to paying benefits to current employees, retirees, and their beneficiaries. The Statement calls for immediate recognition of more pension expense than is currently required. This includes immediate recognition of annual service cost and interest on the pension liability and immediate recognition of the effect on the net pension liability of changes in benefit terms. Other components of pension expense will be recognized over a closed period that is determined by the average remaining service period of the plan members (both current and former employees, including retirees). These other components include the effects on the net pension liability of (a) changes in economic and demographic assumptions used to project benefits and (b) differences between those assumptions and actual experience. Lastly, the effects on the net pension liability of differences between expected and actual investment returns will be recognized in pension expense over a closed five-yearperiod. Statement No. 68 also requires employers to present more extensive note disclosures and RSI, including disclosing descriptive information about the types of benefits provided, how contributions to the pension plan are determined, and assumptions and methods used to calculate the pension liability. 4 CITY OF LODI, CALIFORNIA Report to City Council Current Year Comment (Continued) For the Year Ended June 30,2012 These changes, however, relate only to accounting and financial reporting, not to how governments approach the funding of their pension plans. Pension funding is a policy decision made by government officials. CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations For the Year Ended June 30,2012 The following is a summary of the status of prior years' recommendations. FROM YEAR ENDED iE 30, 2011 - DEFICIT BENEFITS INTERNAL SERVICE FUND Prior Year Condition For the year ended June 30, 2011, the revenue charged to user funds and/or departments by the City's Benefits Internal Service Fund was $255,951 less than the Ca1PERS invoice billings of health insurance premiums for active participants enrolled in the health care plans offered by CalPERS. Absent a reconciliation of the enrolled participants in the Ca1PERS health care plans and the City's internal payroll and Human Resources system, the costs related to the Ca1PERS invoice billings of health insurance premiums could be permanently stranded in the internal service fund, and therefore, the user funds andor departments not being charged their proportionate share of the costs. In addition, the City isn't recovering the expenses of its Benefits Internal Service Fund from user funds andor departments. Under generally accepted accounting principles, internal service funds are expressly designed to function as cost -reimbursement devices. That is, an internal service fund is simply a means of accumulating costs related to a given activity on an accrual basis so that the costs can subsequently be allocated to the benefiting funds in the form of fees and charges. This condition resulted in an increase in the net deficit of the Benefits Internal Service Fund of $1,003,790 to $2,934,664. Prior Year Recommendation Management and/or authorized employees should perform a monthly reconciliation of the enrolled participants in the health care plans as reported by Ca1PERS in the monthly health insurance invoice roster detail with the City's internal payroll system and Human Resources records to ensure accuracy and completeness of the roster. Furthermore, the City should develop a plan to begin charging funds and/or departments their share of the Benefits Internal Services Fund's expenses as opposed to limiting the charges to their share of expenses paid. Current YearStatus For the year ended June 30, 2012, the City has implemented our recommendation to perform a reconciliation of members' plans reported and charged by Ca1PERS to the City's records. However, the City has not addressed our recommendation to develop a plan to begin charging funds and/or departments their share of the Benefits Internal Service Fund's expenses, and as a result the net deficit balance of the Benefits Internal Service Fund increased from $2,934,664 to $3,621,665. As this deficit has grown for four consecutive years, we have reported this issue as a reportable condition in the Government Auditing Standards report. Manajzement Response The City's practice of reflecting the total liability and expense of the Other Post Employment Benefits (OPEB) program in the Benefits Internal Services Fund enhances transparency in reporting by showing the impact of this reporting requirement in one location. The deficit net assets will continue until the City fully funds the actuarially calculated liability and expense that it is required to record. Staff will bring forward the deficit amount each budget cycle for Council consideration. CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations (Continued) For the Year Ended June 30,2012 FROM YEAR ENDED JUNE 30, 2010 - FEDERAL TRANSIT ADMINISTRATION INDIRECT COSTS Condition We noted, during our review of the fiscal year 2003/2004 Federal Transit Administration (FTA) apportionment, that management had originally decided to use the apportionment to cover indirect costs. Per our review of FTA guidelines, grantees who intend to seek FTA reimbursement for indirect costs must prepare a cost allocation plan that has been approved by the FTA or another cognizant Federal agency. Further inquiry determined that the cost allocation plan has not been approved in the prescribed manner. Recommendation We recommend that the City perform a review of all grants and make the determination if indirect costs can be applied against grant funds. Current Year Status The City engaged a consultant for a five-year period to perform an A-87 compliant cost allocation plan and indirect cost rate services and secure cognizant agency approval, and the plan was finalized during the year ended June 30,2012; therefore we consider our recommendation implemented. FROM YEARENDED JUNE 30.2005 - INFORMATION TECHNOLOGY (IT) Computer Operations —Disaster Prep aredness/Business Continuity Plans Condition The City currently has no disaster preparedness or business continuity plans in place. Recommendation The City should work to develop a comprehensive disaster preparedness and business continuity plan. The plan, upon completion, should be thoroughly tested and provisions made for periodic reviews of the plan. Current YearStattis The City performs its own disaster recovery by doing two nightly backups on tapes and one weekly full backup. One copy of the nightly backup is stored in the IS Division and another copy in the Public Safety Building. Although best practices recommend that the backup tapes be stored at least 20 miles from the primary data center, the City has no plans to change the secondary storage site. This puts the City at increased risk of losing financial information as the backup tapes are subject to many of the same environmental risks as the primary data center, such as floods, large fires or earthquakes. The City has developed a disaster preparedness plan and has begun limited testing of the plan by verifying that the backup tapes will restore correctly. The City has been testing one daily backup tape per week. Although the City has begun limited testing, the plan has not been fully tested. Therefore our recommendation remains in the process of implementation. CITY OF LODI, CALIFORNIA Report to City Council Status of Prior Year Recommendations (Continued) For the Year Ended June 30,2012 In order to fully implement the plan, the City should hire an outside firm to fully test the plan. The system should be shut down completely as if it crashed or was lost in a fire, etc. Then the backup tapes will be used to see if they can fully restore the system to where it used to be. Currently, the City is only testing a small piece to see if the tapes work, but they aren't taking the whole system offline and trying to start over from scratch. Current YearManagementResvonse The City will explore suitable options for testing its Disaster Recovery Plan, taking into consideration financial constraints and impacts to users. In the meantime, the City will continue to test and validate the daily and weekly backup tapes to ensure their viability and reliability in the event of a disaster. FROM YEAR ENDED JUNE 30.2004 - CAPITAL ASSETS Condition During our audit of the City's financial statements for the year ended June 30, 2004, we noted that the acquisition and construction of capital assets is maintained on a spreadsheet, outside of the City's accounting system, which can lead to inaccurate recording and depreciation of capital assets. Recommendation We recommend that the City place into operation the JDE fixed asset module that records the City's capital assets and automatically calculates depreciation. The system would support the City's deprecation method and automatically post accumulated depreciation expense to the General Ledger module for a specified accounting period. The system provides methods to track assets, their beginning cost, current value, and method of depreciation. Some of the advantages include: 1. Flexible Asset Numbering System — an unlimited number of assets can be maintained. The assets can be grouped by many types of categories for reporting purposes. 2. User Defined Asset Control - Accumulated depreciation, depreciation expense and asset master accounts can be user specified for each asset. 3. Reports - variety of reports can be produced including a listing of all assets by type, category and description, method of depreciation, and all other information maintained in the master file. The module could be programmed to also print reports listing assets with original cost and current book value plus calculated depreciation for a specified period. To reduce operating overhead, the City should consider hiring temporary staff for data entry into the capital assets module. Current Year Status Condition unchanged. Recommendation continues. Current Year ManagementResponse The City is in the process of procuring a replacement to the current financial system. The capital asset module will be implemented in the new system. Cert fieditblicAccountants. To the Deputy City Manager/Internal Services Director City of Lodi, California Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 916.928.4600 Walnut Creek Oakland LA/Century City Newport Beach San Diego Seattle In planning and performing our audit of the financial statements of the City of Lodi, California (City), as of and for the year ended June 30, 2012, in accordance with auditing standards generally accepted in the United States of America, we considered the City's internal control over financial reporting (internal control) as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of internal control was for the limited purpose described in the first paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses. Given those limitations, during our audit, we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Our audit was not designed to identify deficiencies in internal control that might be significant deficiencies. A significant deficiency is a deficiency, or combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. We communicated a significant deficiency identified during our audit in a separate communication dated December 6,2012. In addition, we have followed up on the status of the following matters that we identified in the prior year that we believed warrant communication to management. This communication is intended solely for the information and use of management and is not intended to be and should not be used by anyone other than these specified parties. Sacramento, California December 6,2012 www.mgocpa.com OTHER AND MISCELLANEOUS REVENUES Prior Year Condition The other and miscellaneous revenues line items per the City's draft financial statements included numerous significant revenue transactions. Financial statement line items identified as other and miscellaneous should be used only for immaterial transactions. Significant transactions should be included in more specific or appropriate financial statement line items, rather that means including them in line items already presented or creating new line items. This condition resulted in a number of reclassifying adjustmentsto correct. Prior YearRecommendation The City should present only immaterial revenue transactions in the other and miscellaneous revenue financial statement line items. Current Year Status Through our review of the financial statements and audit procedures performed over the "Other and Miscellaneous Revenues" financial statement line item, there were no correcting adjustments deemed necessary; therefore we consider our recommendation implemented. CITY OF LODI Agreed -Upon Procedures Report for Gann Appropriations Limit For the Fiscal Year Ended June 30,2012 =49 Certified Public Accountants. . Seattle . INDEPENDENT ACCOUNTANT'S REPORT ON APPLYING AGREED-UPON PROCEDURES RELATED TO THE ARTICLE XIII -B APPROPRIATIONS LIMIT CALCULATION We have performed the procedures enumerated below to the accompanying Appropriations Limit Worksheet of the City of Lodi, California (City) for the fiscal year ended June 30, 2012. These procedures, which were agreed to by City management and the League of California Cities (as presented in its publication entitledArticle U11 --B Appropriations Limitations Uniform Guidelines), were performed solely to assist the City in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City's management is responsible for the Appropriations Limit Worksheet. This agreed-upon procedures engagement was conducted in accordance with attestation standards established . by the American Institute of Certified Public Accountants. The sufficiency of the procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation . regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any otherpurpose. The procedures performed and our findings were as follows: 1. We obtained the completed worksheets setting forth the calculations necessary to establish . the City's appropriations limit and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheets to those that were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Worksheet, we added last year's appropriations limit to the annual adjustment amount, and compared the resulting amount to this year's appropriations limit. Finding: No exceptions were noted as a result of our procedures. 3. We compared the current year information presented in the accompanying Appropriations Limit Worksheet to the worksheets described in No. 1 above. Finding: No exceptions were noted as a result of our procedures. www.mgocpa.com . Sacramento 3000 S Street, Suite 300 Sacramento, CA 95816 416.928.46004600 Walnut Creek • Oakland • LA/Century City ® City Council Newport Beach ® Lodi, California San Diego . Seattle . INDEPENDENT ACCOUNTANT'S REPORT ON APPLYING AGREED-UPON PROCEDURES RELATED TO THE ARTICLE XIII -B APPROPRIATIONS LIMIT CALCULATION We have performed the procedures enumerated below to the accompanying Appropriations Limit Worksheet of the City of Lodi, California (City) for the fiscal year ended June 30, 2012. These procedures, which were agreed to by City management and the League of California Cities (as presented in its publication entitledArticle U11 --B Appropriations Limitations Uniform Guidelines), were performed solely to assist the City in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City's management is responsible for the Appropriations Limit Worksheet. This agreed-upon procedures engagement was conducted in accordance with attestation standards established . by the American Institute of Certified Public Accountants. The sufficiency of the procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation . regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any otherpurpose. The procedures performed and our findings were as follows: 1. We obtained the completed worksheets setting forth the calculations necessary to establish . the City's appropriations limit and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheets to those that were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Worksheet, we added last year's appropriations limit to the annual adjustment amount, and compared the resulting amount to this year's appropriations limit. Finding: No exceptions were noted as a result of our procedures. 3. We compared the current year information presented in the accompanying Appropriations Limit Worksheet to the worksheets described in No. 1 above. Finding: No exceptions were noted as a result of our procedures. www.mgocpa.com 4. We agreed the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet to the prior year appropriations limit adopted by the City Council. Finding: No exceptions were noted as a result of our procedures. We were not engaged to and did not perform an examination, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by Article XIII -B of the California Constitution. This report is intended solely for the information and use of the City Council and management of the City and is not intended to be and should not be used by anyone other than these specified parties. Sacramento, California October 1,2012 CITY OF LODI APPROPRIATIONS LIMIT WORKSHEET FOR THE FISCAL YEAR ENDED JUNE 30,2012 Appropriation Limit, fiscal year ended June 30,201 1, as adopted $75,523,822 Adjustment factors: Population factor, for fiscal year ended June 30,2012, as adopted 1.0061 Inflation factor, for fiscal year ended June 30,2012, as adopted 1.0251 Annual percentage increase 1.0314% Annual adjustment 2,367, 007 Appropriation limit, fiscal year ended June 30,2012 as adopted 577.891.729 3