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Lodi Ambulance Service M.S STOCKTONST • PO BOX 597 • tCDi.CA95241 • 209%334-0830
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May 9, 1986
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Thomas Peterson
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City Manager, City of Lodi
221 W. Pine Street
Lodi, Ca. 95240
Dear Mr. Peterson:
As you know, I have spokfrn with Ron Stein and yourself about
the insurance crisis at hand. It is my intent to be honest and
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communicate with the City Administration about this disasterous
situation. Currently, I have requested proposals from, no less
than, five insurance companies throughout California and other
areas of the United States. As of this date, I have received
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nothing but committments, such as, "We are working on obtaining a
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market with no luck", "Currently, there is a market for auto and
excess liability, but no malpractice", "We can probably piece-
meal a market, however, we can only obtain $500,000 medical
malpractice with somewhat of a modest ncrease rNis year". There
comments are very ambiguous and demoralizing and are causing us
to look deeply into this situation.
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I have been told by Lou Meyer, Vice -President of All-City Ambulance
Company in Stockton, that he has found a market, as of this past
Monday, that will insure his company. The auto is assigned risk
and his malpractice is a maximum $500,000. Fees charged him this
year, will be that of last year's and, as you can see, his medical
malpractice of $5,000,000 has been reduced to $500,000. The primary
continued problem is that they are running into a situation where
they cannot obtain a quote on physical damage for their auto portion.
Currently, the California Ambulance Association is trying to establish
a self insurance program. The time factor to implement this is by
January 1987. This does not help us for our July 1 renewal date.
Page 2
The San Joaquin County Emergency Care Committee has issued a
change request to the Board of Supervisors pertaining to the current
County Ambulance Ordinance. I have enclosed a document dated April
17, 1986 in reference to that request.
I propose that the City of Lodi accept this change in their Ambulance
Ordinance, as to assist us and be compatible with the County Ordinance,
however, I assure the City of Lodi that it is the intent of this
company and it's officers to obtain medical liability to a maximum
of $1,000,000 if it is, both, affordable and available.
Please contact me as soon as possible so that we may establish
some type of procedure in changing the City Ordinance or having a
meeting with the City Fathers so that we may discuss this situation
at hand.
Respectf lly
Michael N. Nilssen
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SAN JOAQUIN COUNTY HEALTH CARE SERVICES
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�? STOCKTON CALIFORNfA 9520`.
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April 17, 1986
M E M O R A N D U M
TO: EMERGENCY MEDICAL CARE COM!4ITTEE
FROM: OFFICER DICK CLARK
SUBJECT: AMBULANCE LIABILITY INSURANCE RECOMMENDATIONS
At the Transportation Committee meeting on April 1, 1986, the
members agreed on the following recommendations for liability
insurance to be contained in the proposed Board of Supervisors
Resolution setting insurance requirements for ambulance companies.
1. Five Hundred Thousand Dollars ($500,000) comprehensive
automobile liability insurance for combined single limit bodily
injury and property damage.
2. Five Hundred Thousand Dollars ($500,000) professional
liability insurance for combined single limit bodily injury and
property damage. Explanation: The requirement is presently Five
Million Dollars ($5,000,000).
3. Thirty (30) days notice for cancellation, modification or
reduction in limits of insurance policies.
4. All employees of the license holder must be covered by a
Workmans Compensation Insurance Policy.
5. A statement that provides that the County and the
affected cities are indemnified, defended, and held harmless from
and against all costs, expenses, and liability arising out of, or
based upon, any and all property damages, or damages for personal
injuries, including death, which results or is claimed to have
resulted from any act or omission on the part of the ambulance
provider or ambulance provider's agents or employees.
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RESOLUTION NO. 84-011
RESOLUTION OF THE LODI CITY COUNCIL FIXING FEES
FOR APPLICATION FOR AMBULANCE OPERATORS PERMITS;
AND SETTING REGULATIONS FOR PERMITTEE'S LIABILITY
INSURANCE
WHEREAS, the Lodi City Council at its regular meeting
held January 18, 1984 adopted Ordinance No. 1306 repealing
Ordinance No. 756 and reenacting a new ordinance regulating the
use and operation of ambulances upon the public streets within
the City of Lodi; and
WHEREAS, Section 3 of said Ordinance requires that a fee
shall be payable to the City of Lodi Finance Director upon the
filing of an application for permit for said ambulance
operation, said fees to be in an amount as may be fixed and
established from time to time by resolution of the Lodi City
Council; and
WHEREAS, Section 4 of said Ordinance requires that upon
the filing of an application for an owner's permit, the Chief
of Police shall require the applicant or any person named in
the application to be fingerprinted and photographed, for which
a fee is annually set by and payable to the California State
Department of Justice; and
WHEREAS, Section 13 of said Ordinance sets the minimum
limits and requirements relating to Permittee's liability
insurance;
NOW, THEREFORE, BE IT RESOLVED that the following shall
be the fees required under the following Sections of Ordinance
No. 1306:
Section
3 - Fee
for
Application for
Permit
$50.00
Section
4 - Fee
for
Fingerprinting
Procedure
$14.50
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NOW, THEREFORE, BE IT FURTHER RESOLVED that each
permittee and ambulance operator shall meet all of the
requirements as set forth in Section 13 of said ordinance
relating to liability insurance and shall covenant and agree to
indemnify and save the City of Lodi free and harmless from any
and all liability of any kind or character for damage or injury
to persons or property that may or might occur within the area
covered by permit, and for this purpose, permittee shall
furnish to the City Clerk of the City of Lodi a certificate of
insurance certifying that the City of Lodi is named as an
additional insured on a public liability policy with limits of
$500,000.001$1,000,000.00.
Dated: February 1, 1984
I hereby certify that Resolution No. 84-011
was passed and adopted by the City Council
of the City of Lodi in a regular meeting
held February 1, 1984 by the following vote:
Ayes: Council Members - Murphy, Snider, Reid,
Pinkerton, & Olson (Mayor)
Noes: Council Members - None
Absent: Council Members - None
Alice M. Reimche
City Clerk
RESOLUTION NO. 86-87
RESOLUTION OF THE LODI CITY COUNCIL RESCINDING RESOLUTION
84-011 FIXING FEES FOR APPLICATION FOR AMBULANCE OPERATORS
PERMITS; AND AMENDING REGULATIONS FOR PERMITTEE'S MEDICAL
MALPRACTICE AND LIABILITY INSURANCE
WHEREAS, the Lod? City Council at its regular meeting
held January 18, 1984 adopted Ordinance No. 1306 repealing
Ordinance No. 756 and reenacting a new ordinance regulating
the use and operation of ambulances upon the public streets
within the City of Lodi; and
WIiEREAS, Section 3 of said Ordinance requires that a
fee shall be payable to the City of Lodi Finance Director
upon the filing of an application for permit for said
ambulance operation, said fees to be in an amount as may be
fixed and established from time to time by resolution of the
Lodi City Council; and
WHEREAS, Section 4 of said Ordinance requires that upon
the filing of an application for ar, owner's permit, the Chief
of Police shall require the applicant or any person named in
the application to be fingerprinted and photographed, for
which a fee is annually set by and payable to the California
State Department of Justice; and
WHEREAS, Section 13 of said Ordinance sets the minimum
limits and requirements relating to Permittee's liability
insurance;
NOW, THEvEFORE, BE IT RESOLVED, that the City Council
of the City of Lodi does hereby rescind Resolution No. 84-011
which was adopted by the Lodi City Council on February 1, 1984.
NOW, THEREFORE, BE IT FURTHER RESOLVED that the
following shall be the fees required under the following
Sections of Ordinance No. 1306:
Section
3 - Fee
for
Application for
Permit
$50.00
Section
4 - Fee
for
Fingerprinting
Procedure
$14.50
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NOW, THEREFORE, BE IT FURTHER RESOLVED that each
permittee and ambulance operator shall meet all of the
requirements as set forth in Section 13 of said ordinance
relating to liability insurance and shall covenant and agree
to indemnify and save the City of Lodi free and harmless from
any and all liability of any kind or character for damage or
injury to persons or property that may or might occur within
the area covered by permit, and for this purpose, permittee
shall furnish to the City Clerk of the City of Lodi a
certificate of insurance certifying that the City of Lodi is
named as an additional insured on a public liability policy
with limits of $500,000.00/$500,000.00 and a medical
malpractice policy with the limits of $500,000.00.
BE IT FURTHER RESOLVED that the Lodi City Council has
directed that a review of this matter be conducted and a
report be provided to the City Council within 60 days.
Dated: June 4, 1986
I hereby certify that Resolution No. 86-87
was passed and adopted by the City Council
of the City of Lodi in a regular meeting
held June 4, 1986 by the following vote:
Ayes: Council Members - Hinchman, Pinkerton,
Noes: Council Members - None
Absent: Council Members - Olson
Aicpe�M. 4ie0imche
City Clerk
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