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HomeMy WebLinkAboutAgenda Report - February 21, 1990 (31)CITY COUNCILMEETING FEBRUARY 21,1990 RECEIPT,OF,AUDITED FINANCIAL STATEMENTS CC-21(aThe :City Council, on motion., of��council Member 61d, Pinkerton second; accepted for filing he following documents connected with'.' the, audit ` of the City. of "Lodi as of ''and for .the year ended `June. 30`1989-- 0; 19891. 1. Single AuditSuggeanagement''Letter) 2.. Finance: Director's Comments ==Single Audit .. Suggest ar;s Report= on_,_.Compliance with the City's Investment,0olic Y. 4. Single Audit Report 5. General Purpose Financial Statements; Further, the City Council determined that this.:.matter h ld be sou placed Agenda. pace on a future Shirtsleeve Session gen a. C Peat Marwick Certified Public Accountants 2495 Natornas Park Drive Sacramento. CA 958332936 October 26,1989 The Honorable Members City Council City cf Lodi, California: We have audited the general purpose financial statements of The City of Lodi for the year ended June 30, 1989, and have issued our report thereon dated October 26, 1989. In planning and - -- performing our audit cf the general purpose financial statements cf the City cf Lodi, California we considered its internal control structure in order to determine our auditing procedures for the purpose cf expressing a3r opinion on the general purpose financial statements and not to provide assurance cn the internal control structure. We have not consideredthe internal control structure since the date of our report. During our audit we noted certain matters involving the internal control structure and other operational matters that are presented for your consideration. These comments and recommendations, all of which have been discussed with the appropriate members cf management, are intended to improve the internal control structure or result in odw qpemtirVefficienciesand are summarized as follows: 1 1► Monitoring of Single Audit Grants The City is a recipient of federal and state monies for several grant programs. Currently, different departments are involved with the request for and subsequent monitoring of the various program activities. An individual in the police department had been assigned responsibility for monitoring the state programs; however, this employee no longer is employed by the City. The responsibility of monitoring compliance has not been reassigned to another employee. The administration of grant programs should be reevaluated, specific responsibilities assigned, and authority delegated to ensure that one individual is aware of all monies received by City departments under Federal grants, and state and county pass-through programs, and is responsible for monitoring departmental efforts to comply with all general and specific administrative requirements of the grant programs. Assigning responsibility will reduce the risk of loss of future program awards due to inadvertent noncompliance with regulations and requirements of each grant program. Additionally, the City may discover it is eligible for funds under other grant programs previously overlooked due to lack of familiarity with available grant programs. Peat Marwick The Honorable Members cf City Council City of Lodi, California October 26,1989 Page 2 Establish Fixed Assets Records and Controls Sound financial administration in safeguarding the City's investment in fixed assets is of utmost - importance in the exerciseof stewardship responsibilities. These responsibilities can be effectively - discharged only through adequate fb ed assets accounting. By i I dr&g fixed assets , the City will mW J several benefits: • Fixed assets can be inventories periodically to ensure that they are properly controlled. • Responsibility for custody and effective use of feed assets can be clearly established. Informationregardin& sources of supply, prices, and useful lives will be readily available. If information regarding maintenance costs is also included in the subsidiary ledgers, ntias of cumulativemaintenance costs to original costs can be developed. • Records will be readily available to substantiate the amount of grants used to finance expenditures for fixed assets. Furthermore, the determination of costs for building or equipment use is facilitated. The latter is important to obtain reimbursement for the use of buildings and equipment in federal and state aid programs. • Information is readily available both to determine insurance needs and to substantiate losses recoverable from insurance. Establishing fixed assets record when none existed before can be a difficult and time-consuming task. One approach is to: 1. Define clearly what constitutes the fixed assets categories (e.g., land, buildings, improvements other than buildings, equipment); a fixed asset (i.e., minimum dollar value and useful life); and the location "control" Inas 2. Plan and perform a complete inventory of all fixed assets. In creating the inventory records, obtain as much of the information to be included in the individual assets records as is possible, e,g., asset description, location, vendor or manufacturer, acquisition date. Fixed assets identification tags should be affixed at the time the physical inventory is taken. 4 ♦ L1L1� The Honorable Mmbers cf City Council City cf Lodi, California October 26,1989 Page 3 3. Assign values to each asset according to generally accepted principles. Fiord assets should be recorded at historical cost, or estimated historical cost, if the original cost is not available, cr, in the case cf gifts or contributions, at the fair market value at the toe received. Several procedures can be used tndetermine the valuation. • Reference to the historical records, such as vendors' invoices, contracts, purchase , capital expenditure authorizations, cancelled checks, gift acknowledgements, or other documents on hand. • Correspondence with vendors, donors, etc. • the of an asset valuation reasonable reflective ofhistorical value, provided it is reliable, if historical or fair market value is not available. • Historical cost as reasonably estimated by employees for small items of relatively low value, e.g., tools, office furniture, and equipment. • Reliance on independent outside appraisals for assets which cannot be valued by one of the above methods or some other reasonable method. It is important to emphasize, however, that the appraisal should be based upon estimated historical cost, not on replacement cost or some other basis. Evaluation of fixed assets in the above manner x.71 enable the City to establish reasonably accurate initial fixed asset values. Once initial records are established, the City will want to concurrently implement the kinds of controls and procedures enabling it to maintain control over the fixed assets. These procedures should include: • Control over the proper input into the records for all fixed asset additions, sales, abandonments, and transfers. • Periodic reconciliation of detail ledgers to the general ledger. • Periodic inventory of fixed assets by location. • Verification that any asset traded in for a new acquisition is properly removed from the records. MW Peat Marwick The Honorable Mwtmo s of City Council City of Lodi, California October 26,1989 Page 4 Fixed Asset Disposals At present, the City, despite the size and dispersion of its facilities, does not have a formal procedure to ensure that disposals of fixed assets, whether by destruction, sale, scrapping, or trade-in, are reported io the accounting department. Without such a procedure, the likelihood of an unrecorded digmsal, even a sale v&h diversion of the related proceeds, increases. A formal policy to ensure the reporting of fixed asset disposals should be adopted and should include: (1) the necessary level of approval based an the value of #e asset and (2) reporting to the finance departmenton a timely basis. A simple standardized form could be developed to provide adequate accounting documentation and to provide evidence of adherence to City policy. - -- Covenants Currently, no individual is responsible for monitoring compliance with debt covenants. To ensure ongoing compliance with debt covenants, the provisions cf various bord and certificate of participation resolutions should be monitored throughout the year viih a summary report presented to management on a regular basis. Calculation of Arbitrage Certificates of participation proceeds are being invested in securities other than state and local government securities (SLGS)which could result in an arbitrage tax. We noted that the City has recently purchased a softwareprogram to calculate arbitrage but has not currently implemented it due to software limitations. We commend the City in their efforts to calculate arbitrage and recommend that the City calculate arbitrage az a quarterly basis in order to properly record their potential liability. On future debt issues we recommend the City assess the true financial benefit, if any, of investing debt proceeds in other than SLGS. The assessment should include the expected interest income reduced by all costs associated with the arbitrage issue Ox.: tax, management and staff time to calculate the tax, software updates, etc.). Lodi Public Improvement Corporation Amcle V, Section of the Lodi Public Improvement Corporation (Corporation) bylaws state "The affairs and financial condition of the Corporation shall be audited at the end of the fiscal year (June 30) commencing with fiscalyear 1988-1989by an independent public accountant selected by the Board of Directors (members of the City Council) and a written report of such audit and MW Peat Marwick The Honorable Members of City Council City cf Lodi, California October 26,1989 Page 5 appropriate financial statements shall be submitted to the Board of Directorsp rior ID the next regular meeting cf the Board of Directors of the Corporation following the; completion of such audit. Additional audits may be authorized as considered necessary or desirable by the Board of Directors." It is otr understanding t3 t management does not consider this audit ID be necessary as theo�atLcn and the City are essentially one m the same and, as such, the audit the City's general purpose financial statements is sufficient to comply with this bylaw. However, as the Corporation is a separate legal entity and its bylaws do currently require an audit, we recommend the Board of Directors consider the need for an audit of the Corporation and make a final determination. INVENTORY Physical Inventory Procedures During our observation of the physical inventory performed during the week of June 30,1989, we noted the following deficiencies in the physical inventory procedures; • No written inventory instructions were provided is the count teams. • Numerous small, slow moving items were not counted until the last day of the physical inventory. • Obsolete items were not separated or designated to al low for count teams to easily identify items not to be counted which caused numerous delays and erroneous counts of obsolete items. • Count sheets included many part numbers no longer in existence which caused delays as the count teams were looking for items the City had not used in years • Count sheets included the same part number in two or three different areas causing some items to be double counted. • Count sheets did not include some part numbers which were a part of the physical inventory at June 30, 1989. • Upon completion of the count in a particular area, the area was not marked as being counted in order to avoid double counting or to allow for easy identification that all areas had been counted. • Numerous errors were made in the water inventory physical c c u n t s which caused the need for the entire water department inventory to be recounted by the City and re - observed by KPMG Peat Marwick on the following day P14 .4�:I.r ._•i •�. The Honorable Members of City Council City &Udi, California October 26, 1989 Page 6 • No test counts were performed by supervisors until we brought the numerous count errors io the water department supervisor's attention. Count teams consisted of only one individual with no independent verifications being performed by a second count team. So that future physical inventories counts may be more effective and efficient, we suggest the Wowing; • Comprehensive written inventory instructions should be prepared and disseminated to participating personnel well in advance of the physical count. These instructions should be read and understood by all personal. All stock to be excluded from the count (such as obsolete goods) should be clearly marked or physically segregated, where appropriate, prior to beginning the inventory count. • The physical count on slow-moving or immaterial items could be conducted 1 to 2 weeks in advance. • Prior year count sheets should not be copied and brought forward to conduct the current year count. This practice carries forward inventory numbers which may not exist in the current year. We recommend that the city prepare new count sheets which include only inventory numbers existing at yearend. This will result in a more efficient physical inventory and will help prevent valuable lost time looking for inventory which does not exist. Counted inventory areas should be clearly marked with tape or sane other kind of identifier in order to prevent any possible erroneous count.. as a resuIt of not or double counting a particular area. Inventory System The inventory system is not computerized and is kept on a card file system. We understand that the City has budgeted for the purchase of an inventory softwarepackage for fiscal year 1989/1990. Also, we understand that the City has looked into purchasing the Qracom inventory software package and has given Oracom instructions to tailor an inventory system for the City. We commend you in your efforts to increase the efficiency and accuracy of the inventory system and we encourage your continued efforts. We would also like to recommend that the system purchased include a order point "flagging"system to ensure adequate stock levels. The Honorable Members cfCity Council City cf L c>di, California October 26,1989 Page 7 Security Over inventory Greater control could be exercised over the material and supply of inventories on hand and the amount of book to physical inventory adjustments at year end could be reduced if: (1) material requisition forms were required to be used for all issuances fmn the stockyard and (2) the stockyard was locked at all times and access was limited to selected responsible personnel. Review of Internal Accounting Controls over Purchases During our compliance testing of the disbursement cycle we noted that in 8 instances (out of 30 sample items) vendor packets did not contain purchase orders. We also noted that purchase orders were sometimes prepared after the purchase was made. To enhance internal accounting controls over purchase activities, we recommend that all purchases be required to have a proper' approved purchase order prior to the purchase transaction and that a copy of the purchase c -.-der be maintained in the individual vendor packet. Th help implement this policy we recommend the accounts payable department not accept a request for payment unless the vendor packet includes an approved purchase order. This will minimize occurrences of unauthorized or unapproved purchases. Documentation of Control Over Purchases When invoices are received the unit price on the invoice is compared to the unit price per the purchase order and any discrepancies are investigated. If the vendor is incorrect, the invoice is changed accordingly. This is an effective control procedure, however, it is not documented by the person making this comparison. To establish accountability for the review process, invoices should be initialed to signify agreement with the approved unit price per the purchase order. This will provide the check signerassurance that payment is made at the unit price agreed to at the time the order was placed. Updating the Electronic Data Processing System (EDP) We noted the City's existing EDP system is approximately fourteen years old and has become very inefficient. We also noted that the sub -ledger system and the general ledger system do not .. Peat Marwick The Honorable Members of City Council City of Lodi, California October 26,1989 Page 8 interface. While the initial rationale behind not having two systems interface may have been appropriate to improve internal accounting cmt mis, the number of manualjoumal entries needed as a direct result cfthe two systems not interfacing has grown so numerous that it may no longer be cost beneficial to maintain this aspectof the control. Given the essentially manual nature cf present accounting operations, we believe that opportunities continue to exist tD (a) reduce clerical effort and increase clerical accuracy, and (b) increase the usefulness and timeliness of management reporting by mechanizing certain accounting operations. We understand the City is exploring the possibility of replacing its current EDP system and finding ways of reducing the current number cf manual journal entries currently need io maintain adequate records. We encourage the City to continue their efforts to improve efficiency in this area. Documentation of Electronic Data Processing System (EDP) Currently, only partial documentation of the EDP system exists. We wish to emphasize the importance cf continually updating system documentation as program and systems are added or modified. Up-to-date documentation will enable the City to rake improvements in the system and to correct softraaweproblems as encountered 4th a minimum of cost and effort. Access to EDP Data Files Computer files are accessible to many employees. Significant reliance is placed on a password system to prevent unauthorized access to EDP programs and data. Due to the large rnmber of employees with access to these files, we suggest that access control logs be utilized and routinely reviewed for propriety by an individual not having other EDP responsibilities. In addition, we suggest that current employee accesses be evaluated and a supervisor's key should be required to access critical information. These controls would help limit unauthorized access to the EDP system, prevent unauthorized changes to critical files, and help ensure the accurate processing of financial information. Use of Attorneys The City currently uses a large i i u m ber of attorneys (approximately eleven) for various functions. We suggest the City evaluate the responsibilities of these attorneys. Where deemed appropriate, a reduction in the number of attorneys used by the City could reduce expenditures for attorney fees and should enhance the City's ability to monitor the status of legal actions involving the City. Peat Marwick The Honorable Members cf City Cmnu il City of Lodi, California October 26,1989 Page 9 Investments We were asked by the City to p e r f o r m compliance test -work on the City's investmentpolicy This policy includes a list of investment instruments which are allowable under current legislation of the State of California (Government Code Section 53600 et s;). We noted investmentsin stock is not a part of this list. During our test -work we noted the City library's investment portfolio contained common stock valued at $115,168 at a cost of $57,085 as ofJune 30,1989. The City library obtained this stock through bequests,. stock dividends, and dividend reinvestment tears. The dividend reinvestment program is, in effect, the acquisition of stock. Tb ensure compliance with the City's investment policy, and State of California current legislation, we suggestthat management assess the need to seU this stock. Operations Letter Additional suggestions of an operational nature were presented to management under a separate letter also dated October 26,1989. This report is intended solely for the information and use ofthe City Council, management, and others within the organization. Very truly yours, ET Ms R o b e r t H. Holm, Finance Director DATE: February 14, 1990 SUBJECT:, Cam ents az Auditors' Management Letter (SingleAudit Suggestions) It should be noted that in the auditors' "Single Audit Report," the auditors have stated that while they are not expressing an opinion on the system of internal accounting control of the City taken as a whole, their study, evaluation and audit disclosed no condition that they believe to be a material weakness. The canments in the SINGLE AUDIT SUGGESTIONS, which in effect are the Management Letter, are intended to irrprove the internal control system, and the Finance Department Mid -Management staff and I wish to add our responses to the auditors' suggestions. Monitoring of Single Audit Grants Peat Marwick has stated that atiministratior, cf grant programs needs to be evaluated and responsibility assigned to one individual to see that compliance with regulations is follcued and monies are received, sc that future grants could not be iost because of noncompliance. In the past, the City has received grants in more than one area, i.e., Park Bond Grant where the Parks and Recreation Director works with the Public Works Director regarding sprlication for- funds, design of proj�: ts, expenditure of funds, etc. �1so, grants have been received in the Police Department fcr criminal apprehension and crag suppression, and the ex-p—ertise of the Police Department is needed to monitor the grant. Trying to assign one person the responsibility of mondtoring all grants who would have the expertise needed in all areas of grants would be difficult. Also, state and federal grants seen! to be disappearing from the horizon. As of this writing, the City has never been informed it has not complied with grants nor have we beer, thxeatened with the loss of a grant for noncomnliance . Establish Fixed Assets Records and Control' The irrplementation of a fixed asset. ,system has always been a goal of. le Fiziance Department. � However,, it is a ;cost` item As - far.: back ;as. 1976--77 - we suxmi 1 -ted bu et r cig equests to have an appraisal 'of our fixed assets in order : to eliminate_ the .item on each year'. s . audit., Back in those earlier .ears, the costs were around $25,.000 .00 'for tris service, ` and {:Qday we are looking at something in fine area of `$50,006'00-$60,000.00, for: :type of appraisal. While in the,. earlier., years, we thought this type of a disclaimer on our audit regarding fixed assets would give us a lower bond rating, we, found out differently when we sold the $45 million of Sewer Plant Expansion Certificates. The disclaimer regarding the fixed assets did not have a measurable affect. What really counts with the rating agencies is the ability to pay or the revenue stream to guarantee ban debt payments. To install and maintain as sophisticated a syst , as recaeneended by the auditors would require an entry level Accountant I in the area of $20,000.00 annually. We presently have $6,300.00 budgeted in this budget to purchase a property management system. Since we already have a m u a 1 system for small equipment items such as V.C.R.'s, T.V.'s, personal ccmputers, data entry terminals, etc., all of the manually maintained items would be transferred into this computer system. This, we nope, should satisfy the auditors' concerns for recording the most vulnerable assets (equipment) for a minimal expenditure. Also, we feel this strikes a balance between the auditors' recommendation and tha limited financial resources available, CFK IFICATE—S CF PARMCIPATIM Covenants Peat N,axwick states that no one individual has been named as being responsible for monito::ing ccmaliance with debt covenants. The four most significant requirements in the bond covenant are: i. Rate Covenant --The net sewer operating_, revenues must be 1.10 times the aggregate annual debt pad. rient. 2. Excess Costs—The Ci ty agrees tc pay the excess constructior costs over the amount of bond proceeds. M/MGW,MTR/n7F. 06S Memorandum 3 - February 14, 1990 3. Installment Payments --The City agrees to nr& all debt payments on schedule. 4. Insurance --The City agrees '.:o provide P.L. and P.D. and fire �insurance w it h extended crnlerage. W mle the City has not named a specific individual to monitor ccxrpliance with the debt covenants, it has been a team effort ever since the certificates were sold. For example, both the Assistant City Manager and I check to see the net sewer operating revenue estimates are 1.10 times the annual debt at budget time. As far as excess costs are concerned, the net proceeds from the certificates for construction purposes were $7,826,965.00, and the contract has been awarded at $9,681,218.00 which leaves $1,854,253.00 to be picked up as excess costs by the City. In addition to that, the purchase of land from Cit; funds, other than Certificate proceeds, has been $11140,360.00. So, we have met the excess cost requirement. The installment payments are ealendared in our office, and the trustee (Bank of America) sends a statement two weeks prior to the installments being due. The insurance certificates are mailed to the trustee annually by the Assistant City Managt -. The most significant bond covenants are covered by the City as a team effort, as I stated earlier, and I don't believe naming a carpliance officer or person is necessary. Calculation of Arbitraae Peat Marwick has stated that -the proceeds from certificates have been invested in securities other than state or local government securities (SLGS) which could result in payment of an arbitrage tax. Peat Marwick also states we have not implei7ent&3 the software to calculate the arbit-age tax, and we should investigate investing in state and local government securities. The proceeds of the sale of certificates were, or, the advice of trustee and financial consultant, invested in a U. S. Treasury Securities Money Market Fund. The limitations on the software were due to the fact that the U. S. Congress passed the O nnibus Budget Reconciliation Act of 1989 and the laws concerning calculation and rebate of arbitrage vvm not published in tine. As reported in the Deom ber 11, 1989 Nations Cities Weekly, the National League of Cities newspaper: The arbitrage law leaves traditional tax eyemat bonds issued between September 1, 1386 and the date of enactment in a twilight zone. These bonds are subject to the 1986 arbitrage anC rebate provisions, although the Treasun, has not corrpleted or fina'_ized its cen regulations. M/MG�,TR/'? �4'TF . 0 6 S 4 Memorandum - 4 - February 14, 1990 Peat MazvickIs statement regarding inplementation of software was misstated, Calculations were Trade using the software, hoynver, the laws were not clear regarding the impact of the City's new sewer debt. The software update will be cQ7PIeted by NU&� 1990, and we will recalculate the arbitrage. The three main problems with investing in SLGS , are, ., one extrerre difficulty in timing the maturities for construction mvmmnts:,two difficulty to locate a secondary market; and, three, the rate of return on SLGS is less than the arbitrage limit on our certificates which is 7,812 per cent. This results in less investment incar)e for construction use, Lodi Public Ifrprovement Corporation (LPIC) Peat Marwick states the LPIC is required to have an annual audit at the end, of each fiscal year by an independent public accountant and a written report submitted. Mule the articles of incorporation did state an audit is required, I feel the Board of Directors should meet and determine the.. annual audit not necessary for the following reasons: 1, The Lodi Public improvement Corporation was formed for the sole purpose of issuing the Certificates of Participation for the expansion of the sewer plant and for any other future sales of certificates. 2. The proceeds (assets) and the installment payments (liabilities) were transferred to the City of Lodi on the same day as the sale took place, i.e., August 25, 1988. As of the next day, and, also at the end of the fiscal year, there were no funds to report held in the LPIC, i.e. , no finances to report. If the Board of Directors of the :APIC wishes to have ar. audit, I would recoamend it be included in the general audit of the City's records. The Board would have to meet and declare this intention. MrEN ORI, (see nio orancun from Joel Harris, Purchasing Officer) ET =. ROITIC DATA PPDCESSI G (see memorandum from; Roy Todd, Data Processing MFxager) M/V1 aU,TR./"1TX=. 06S 4 - 5 - OTHER MATTERS February 14, 1990 Use of Attorneys (see n1warandum frac. Bob McNatt, City Attorney) Investments Peat Marwick's cament on this item is the same as last year's auditors'. In my contact with the City Librarian last year, he indicated that unless the City Council direct the Library Board of Trustees to sell the stock, they were going to continue to hold on to the stock and receive stock dividends as a reinvestment. As City Treasurer, I am not allowed, under governanezit code, to invest in corporate stock. Since I have not purchased the stock,II�� the efore � not 11 ist the stack a of. m investment report to & NTy council. T10 me, it is a �e inicafityy as t the reinvestment of dividends into additional stock that the auditors are expressinq a cament. The City Council may want to direct the Library Board of Trustees to sell the stock and not have the auditors' ccmTent reappear next year. H. Holm Finance Director/Treasurer RHH:ss M/M�.TR/TA'TF . 06S The first point made, that there were no written instructions for Randy and Tom to follow, is correct. About three weeksprior to inventory the three of us met to establish a schedule and plan for the count. Slow-moving, multiple -location, and non -inventory items were identified, and a plan for counting by area was established. The plan for taking inventory was to count sections of the warehouse, to begin at one end of each section and count all items therein in order of location. Several of the sections did contain slow-moving items, but few required a time-consuming counting process. However, future counts will incorporate a plan to count, seal, and tag containers of more slow-moving parts in advance of the inventory so the overall count can be expedited Points three and four of the review, dealing with obsolete items and part numbers no longer in existence, is inaccurate except for the transformers. At the time of the inventory, we had no accurate list of transformers in stock, on hold, or otherwise held for disposition. Point five is correct in that items are stored in more than one location. We have a location from which stock is issued, and in many cases one or more additional locations where full case or full pallet quantities are stored. I'm not aware of the parts to which they refer in point six. I do know that during the fiscal year, several items with zero inventory on June 30, .1988, and no plan for future use, were removed from the list. However, i f an item was counted i n 1988 atid rema i ned i n inventory during the year, it appeared on the 1989 list and was counted. MEMORANDUM To: Robert Holm, Finance Director From: Joel Harris, Purchasing Officer Date: February 9, 1990 Subj: KPMG Peat Marwick ;view of Inventory Audit These are ny views and comments regarding the auditors' October 26, 1989 review of the 1988/89 year-end audit, as it pertains to purchasing activites. As in their earlier proposal, the report contains several inaccuracies. Generally, however, it recommends that the purchasing and inventory procedures be done by the book, and that recommendation can't be faulted. The first point made, that there were no written instructions for Randy and Tom to follow, is correct. About three weeksprior to inventory the three of us met to establish a schedule and plan for the count. Slow-moving, multiple -location, and non -inventory items were identified, and a plan for counting by area was established. The plan for taking inventory was to count sections of the warehouse, to begin at one end of each section and count all items therein in order of location. Several of the sections did contain slow-moving items, but few required a time-consuming counting process. However, future counts will incorporate a plan to count, seal, and tag containers of more slow-moving parts in advance of the inventory so the overall count can be expedited Points three and four of the review, dealing with obsolete items and part numbers no longer in existence, is inaccurate except for the transformers. At the time of the inventory, we had no accurate list of transformers in stock, on hold, or otherwise held for disposition. Point five is correct in that items are stored in more than one location. We have a location from which stock is issued, and in many cases one or more additional locations where full case or full pallet quantities are stored. I'm not aware of the parts to which they refer in point six. I do know that during the fiscal year, several items with zero inventory on June 30, .1988, and no plan for future use, were removed from the list. However, i f an item was counted i n 1988 atid rema i ned i n inventory during the year, it appeared on the 1989 list and was counted. The next point is accurate in that areas were not marked as completed. While the team counts the areas systematically to avoid double -counting, it is conceivable that lack of markings could result in an area being missed. The suggestions offered on Page 6 of the letter are generally good, and although there are inaccuracies in the preceding section the overall emphasis is positive. It would be in our interest to incorporate as many as possible of the suggestions offered. The suggestion made in the paragraph' titled "Inventory System" regarding an order point flagging system has been noted. Referring to the paragraph titled "Security Over Inventory", our department uses Materials Issued Forms or Stores Inventory Requisitions for all items over which we have control. However, the issue of locking the stockyard is something ve may not be able to accomplish, since the yard must be accessible to Public Works' as well as Electric Utility employees for reasons other than access to stock. While to wire storage area and the warehouse have limited access, the outside areas have no such security, unfortunately. In the section titled "Internal Accounting Procedures", the paragraph dealing with preparation of approved purchase orders has excellent recommendations. (A couple of departments still prepare the purchase orders from the invoices; one supervisor explained he doesn't have time to get prices when he places his orders (!), and that it's easier for the secretary 'co get the information from the invoices). This issue is covered clearly in LMC Section 3.20.080, which states "Purchases.. .shall be made only by purchase orders", and not that purchase orders shall be prepared to legitimize the purchase afte" delivery is made. Enforcement of the code is a key factor iii implementing this suggestion from the auditors. The suggestion under "Documentation" has also been noted, and will be followed in all cases where we review the invoices. Again, most of the suggestions are positive and gave been taken in the spirit of improving our system. All efforts will be made to implement as many of the recommendations as possible this year, with the overall goad being to work to better safeguard the p;iblic materials and funds for which we're responsible. M E M 0 R A N D U M To: Bob Holm, Finance Director From: Roy Todd, Data Processing Manager Date= February 9, 1990 Subject: Auditors Comments, Data Processing - October 26, 1989 *-----------------------------------------------------------------------* As requested - response to Auditors Comments regarding City of Lodi Data Processing: A. Updating the Electronic Data Processing System (EDP) The General Accounting System is a very old and manual System. The General and Sub -ledgers do not interface, and manual entries are an inherent part of the design - apparently for the purpose of providing internal controls. The Auditors are correct in their conclusions that: 1. We can automate this proceFs and still provide for any '.evel of control desired. 2. We can reduce clerical effort and improve accuracy with System enhancements. However, this is not easily done. This is an application that has very far reaching and complex considerations. Changes to the Accounting process effects every other Application in the Computer, and has direct effects on all Departments in the City. While we are intent upon improving this System, we do not have a specific plan. We are attempting to improve all of the Application Systems as we are able - as priorities dictate. GA does not currently have the top priority. E. Documentation of Electronic Data Processing System (EDP) The Auditors are correct in sayinc, our Documentation is partial. They have correctly stated our Documentation needs to be continually updated - and that up-to-date Documentatior will improve our ability to improve and maintain existing Software. What they have not said is: 1. Without compiete Docume:;tation, we, are at x isle -- having a, dependance upon individuals who possess the undocumented }cnowledge . 2. Without proper Documentation, we are dependant upon - a. KnoY?ledaeabl Computer Users to assist and train new people. 5. Compute: Users making the correct use of the facilities without the benefit of 4lritten instructions. c. Informed individuals to c rrectly and completely communicate Computer functions to Nlana_lement and others. Complete Documentation is very costly to create and maintain: It.,s extremely valuable in a crisis or when achange is made Uee. System is changed, new Employee, etc.) however, it is unnecessary 4s,long as nothing goes wrong and no changes are made. We will continue to work at improving our Documentation -' but until" we really acquire the upper hand in Applications and System Maintenance, it will probably continue to be low priority. C. Access to EDP Data Filer Reference is made to "Access Control Logs" and a "Supervisor's Key" to be used in controlling or recording the access to Data Files. I am not familiar with either of these -- but I can imagine what they are referring to. A "log" of activity will not control access -- but it might help in identifying inappropriate access after the fact ( i f the activity is recorded by "honest" people) . A "Supervisor's Key" might be an extension of the password approach to security, or it may be a real, physical key (as would unlock a door)., Our Security is dependant upon a password. The Computer allows a limited number of attempts to obtain access and then disallows access until a Security person reinstates the Computer terminal. Once a person has obtained access to the Computer, internal Security allows access to select Files on the basis of User (i.e. General Accounting can access GA Files, Payroll can access PR Files, etc.). This is known as "Resource Security" - still, however, depends on a password. Additional Security is obtained through controlled access to the Computer, by lock and key, and by continual monitoring of the System and it's contents by myself and Data Processing Personnel. We do not have a Security problem that I am aware of - as far as the protection of Data is concerned. If.Data were tampered with, the clerical and Accounting staff would quickly report it. Security measures could be taken to further protect us from the most likeiv area cf risk -- the Data Processing staff. Once again, though, this would be very costly. I believe our intern^1 controls protect us from this, but a clever Programmer intent upon doing a dastardly deed could accomplish this with time and. effort. If we have a real concern, there are steps we can take toward minimizing this risk - but with each step comes an inconvenience and the accompanying overhead. If we recall keys to the building, we will have to provide ether access; if we want specific Computer controlled access, we will have tc acquire the software, end manage the task (I am not aware of existing Software for the Si36). Or? larger Computer systems with increased levels of Security concerns, Software can be purchased - this is atypical of a Data Processing environment our size. We are growing to the point where Security concerns may increase, however, and we may want to take more precaution - perhaps within 5 years (or less with the Police Department). To: tionorable Mayor and Counci 1 Members From: City Attorney Date: February 9, 1990 Subj: PEAT MARWICK AUDIT LETTER IN RE "USE OF ATTORNEYS" I am in receipt of a letter dated October 26, 1989 from the accounting firm of Peat Marwick, which I had not seen before this week. I was aware that the City had retained Peat Marwick for the financial audit, but was surprised at the contents of the letter. Specifically, a portion of the letter (page 8) addresses the City's retention of outside law firms to represent our interests in various courts or agencies. I think three observations are appropriate: 1) I was unaware that Peat Marwick had been retained t o do an efficiency study and provide us with this type of recommendation. it was my belief that they had simply been retained for a general purpose financial audit. 2) The auditors stated ttcat the City currently uses "approximately 11 attorneys" for variois functions. This is based on the auditing firm's apparent lack of familiarity with the facts. They apparently included in their total of "11 attorneysn myself, 2 firms which actually represent NCPA and not Lodi individually, bond counsel (which State law reeuires to be from outside t1he City Attorney's office) and firms un er retainer to insurance coT,F?nies covering the City, as well as specialized firms handling individual matters for the City. 3} Assuming they were correct on everything else, 1 am c: sure what these observations would add to our ability to monitor 1�he status of legal actions involving the Cit;;. feel these orEtuitous rem�arf.s add nG.r.ina to the audit. However, iT the Counci; reels it it necessary, i would be happy to respond further. Respect~ully submitted, Bob Ncllatz- City Attorney SM, :vc c�: City Manaaer finance Director Peat Marwick The Honorable Members of City Council City of Lodi, California: We have applied certain agreed-upon procedures enumerated below with respect to the Statementof Investment Policy adopted by Council Resolution 88-128. Our review was made solely to assist you in evaluating com liance with that policy. It is understood that this report _ is solely for your information and is not to be referred to or distributed for any purpose to anyone who is not a member cf the City Council or management of the City of Lodi, California Our procedures and findings are summarized as follows: I. We confirmed the City's investments as of June 30, 1989. We noted no unreconcilable differences between the confirmed investment balances at June 30,1989 and the general ledger investment balances at June 30,1989. 2. We reviewed management's compliance with the Statement of Investment Policy. The City was not in compliance with the Statement of Investment Policy as to allowable investment instruments as the City Library's investment portfolio contained common stock valued at $115,168 with a cost basis of $57,085 at June 30, 1989. The Library obtained this stock through bequests, stock dividends, and dividend reinvestment programs. The dividend reinvestment program is, in effect, the acquisition of stock. The investmentpolicy does not identify stock as an allowable investment. Because the above procedures do not constitute an audit conducted in accordance with generally accepted auditing standards, we do not express an opinion on any of the items referred ID above. In connection with the procedures referred to above, no inatters came to our attention that caused us to believe that City management did not comply with the Statement of Investment Policy adopted by Council Resolution 88-128, except as noted above. Ibd we performed additional procedures or had we conducted an auditof the Statementof Investment Policy in accordance with vkh generally accepted auditing standards, matters might have come to ax attention that would have been reported to you. This reports relates only to the items specified above and does not extend to any financial statements of the City of Lodi, California, taken as a whole. October 26,1989 AVWW Peat Marwick ;:; Certified Public Accountants:: 2495 Natomas Park Drive Sacramento. CA 95833 2936 Independent Auditors' Rem The Honorable Members of City Council City of Lodi, California: We have applied certain agreed-upon procedures enumerated below with respect to the Statementof Investment Policy adopted by Council Resolution 88-128. Our review was made solely to assist you in evaluating com liance with that policy. It is understood that this report _ is solely for your information and is not to be referred to or distributed for any purpose to anyone who is not a member cf the City Council or management of the City of Lodi, California Our procedures and findings are summarized as follows: I. We confirmed the City's investments as of June 30, 1989. We noted no unreconcilable differences between the confirmed investment balances at June 30,1989 and the general ledger investment balances at June 30,1989. 2. We reviewed management's compliance with the Statement of Investment Policy. The City was not in compliance with the Statement of Investment Policy as to allowable investment instruments as the City Library's investment portfolio contained common stock valued at $115,168 with a cost basis of $57,085 at June 30, 1989. The Library obtained this stock through bequests, stock dividends, and dividend reinvestment programs. The dividend reinvestment program is, in effect, the acquisition of stock. The investmentpolicy does not identify stock as an allowable investment. Because the above procedures do not constitute an audit conducted in accordance with generally accepted auditing standards, we do not express an opinion on any of the items referred ID above. In connection with the procedures referred to above, no inatters came to our attention that caused us to believe that City management did not comply with the Statement of Investment Policy adopted by Council Resolution 88-128, except as noted above. Ibd we performed additional procedures or had we conducted an auditof the Statementof Investment Policy in accordance with vkh generally accepted auditing standards, matters might have come to ax attention that would have been reported to you. This reports relates only to the items specified above and does not extend to any financial statements of the City of Lodi, California, taken as a whole. October 26,1989 CITY OF IMI, CALIFORNIA Single Audit Reports Year Ended June 30, 1989 Marwick Peat CITY OF IMI, CALIFORNIA Single Audit Reports Year Ended June 30, 1989 CITY OF IMI , CALIFORNIA Single Audit Reports Year Ended June 30, 1989 PAU Table of Contents 1 Independent Auditors' Report on Internal Accounting Controls at the General Purpose Financial StatementLevel 2 Independent Auditors' Report on Compliance at the General Purpose FSrs tial StatementLevel 4 Independent Auditors' Report on Supplementary Information Schedule of Federal Financial Assistance 5 Schedule of Federal Financial Assistance 6 Notes to Schedule of Feral Financial Assistance 7 Independent Auditors' Report on Internal Accounting and. Administrative Controls at the Federal Financial Assistance Program Level - Major Programs Mme than 50 Percent 8 Independent Auditors' Report on Compliance mi h 4edfieRequirements Applicable to Major Federal Financial Assistance Programs 11 IndependentAuditors' impart on Compliance -v� General Requirements 12 Schedule of Findings and Questioned Costs 13 Peat Marwick Certified Public Accountants 2495 Natomas Park Ddw Sacramento, CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON INTERNAL ACCOUNTING CONTROLS AT THE GENERAL PURPOSE FINANCIAL STATEMENT LEVEL The HxcvieMembers of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lod i, California for the year ended June 30,1989, and have issued our report thereon dated October 26,1989, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for examination and as such, we were unable to satisfy ourselves v&h respect to these accounts. These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion an these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatements and whether management has complied with laws and regulations and has established and maintained a system of internal controls. An audit in accordance with those standards includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements and compliance with laws and regulations. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. Under the date of October 26, 1989, we reported separately on the results of our study and evaluation of internal accounting and administrative controls used in administering federal financial assistance programs. The results of our study and evaluation of internal controls other than those used in administering federal financial assistance programs are presented herein. For the purpose of this report, we have classified the significantin ternal accounting controls in the following category: expenditures and encumbrances. Our study and evaluation included all the control categories listed above. The purpose ofour study and evaluation was to determine the nature, timing, and extent of auditing procedures necessary for expressing an opinion on the general purpose financial statements of the City of Lodi, California. Our study and evaluation was more limited than would be necessary to express an opinion on the system of internal accounting control taken as a whole or on any of the categories of control identified above. 2 RFIPWPeat Marwick The management of the City of Lodi, California is responsible for es.ablisiung and maintaining a system of internal accounting accounting control. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected, benefits and related costs of control procedures. The objectives of a system are to provide management with reasonable, but not absolute, assurance'ahat assets are safeguarded against loss -from unauthorizeduse or disposition, and` that transactions are executed in accordance with management's authorization and recorded properlypermst the to mipreparation of financial statements in xcordance ;with generally accepted accounting principles.. Because of inherent limitations in any system of = internal accounting control, errors or irregularities may nevertheless occur And,not be; detected. Also, projection of any, evaluation of thesystem to future periods is subject to'the" tisk" that - procedures may become itadequate because ,of changes in conditions or that the degree of compliance with the procedures deteriorate. Our study and evaluation made for the limited purpose described in the fust three paragraphs would not necessarily disclose all material weaknesses in .the system. Accordingly, we do not express an opinion on the system of internal accounting control of the City of Lodi, Calzfonva, taken as a whole or on any of the categories of controls. identified in the third paragraph. However, our study and evaluation and our audit disclosed no condition that wa believe to be a material weakness., in our letter to management dated October 26, 1989,`we have separately communicated our observations and recommendations regarding 'certain other matters, including those perWIringIo nonmatedilinternal control findings. This mart is intended for the information of the City Council, management, and the U.S. Department of Housing and Udsi Development. This restriction is not intended to limit the distribution of this report, which, upon acceptance by the City of Lodi, California, is a matter of public record. October 26,1989 3 We have audited the general purpose financial statements of the City of Lodi, California as of and for the year ended June 30,1989, and have issued our report thereon dated October 26, 1989, which was qualifiedbecause adequate historical cost records of general and proprietary fund f bed assets and proprietary fund contributed capital were not available for ex ami n ati o n and as such, we were unable to satisfy ourselves v&h respect to these accounts. We conducted our audit in accordance with generally accepted auditing standards and Governmental Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and I - 6- ori the audit to obtain reasonable assurance about whether the general purpose fina dd statementsare free ofmdedal misstatement Compliancelaws, tions, contracts, and grants applicable to the City L od i; California is the responsibility of to Cittyy of Lodi> California's management. As part cf obtaining reasonable assurance about whet�ier the general purpose financial statementsae free cf material misstatement, we performed tests of the City of Lodi, California's compliance with certain provisions of laws, regulations, contracts, and grants. However, our objective was not to provide an opinion on overall compliance with such provisions. Accordingly, we do not express such an opinion. The results of our tests indicate that, with respect to the items tested, the City cC Lodi, California complied, in all material respects, with the provisions referred ID in the preceding EWith respect to items not tested, nothing came to our attention that caused us to believe that The City of Lodi, California had not complied, in all material respects, with those provisions. This report is intended for the information of the City Council, management and the U.S. Department of Housing and Urban Development This resmction is not intended to Iimit the distribution of this report, which, upon acceptance by the City of Lodi, California, is a matter cf public record. K? r1G -C� n..�, October 26,1989 4 ...�;�.,e.v........J...u.s: wPvsi�Xrs...:,.r........-:...w...:........ ... �.. ...i.t"_ .' :.'. ... .. .. .5L'i 1 6- A,V lit Certified Public Accountants 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON SUPPLEMENTARY INFORMATION SCHEDULE OF FEDERAL FINANCIAL ASSISTANCE The Honorable Members of City O=x:i.1 City cf Lodi, California. We have audited the general p urpose financial statements of the City cf moi. 1Wi f irm i a for the year ended June 30,1989, and have issued our report thereon dated October 26,1989, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributedcapital were not available for examination and as such, we were unable to satisfy ourselves with respect to these accounts. 'T nese general purpose financial statements are the responsibility cf the City's management, Our responsibility is to express an opinion on these general purpose financial statements based on our aunt. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perforn; the audit to obtain reasonable assumce about whetherthegeneral purpose finks al statements are free ofmaterialmisstatements and whether management has complied with laws and regulations. An audit in accordance with those standards includes examining, on a test basis, evidence supportingthe amounts and disclosures in the general purpose financial statements and con ipliance v&h laws and regulations. An audit also includes assessing the accounting principles used and significant estimates made by n=agmxn t, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. Qr audit was made for the purpose of forming an opinion cn the general purpose financial statements of the City of Lodi, California, taken as a whole. The supplementary information included in the accompanying schedule of federal financialassi stance is presented for purposes cf additional analysis and is not a required part of the general purpose financial statements. Such su lementary information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in aur opinion, is fairly presented in all material respects in relation to the generalpurpose financial statementstaken as a whoie. October 26, 1989 See accompanying notes to schedule of federal financial assistance. rol MY OF LODI, CALIFORNIA Schedule of Federal Financial Assistance For the. Year Ended June 30, 1989 Federal CFDA or Grantor's Federal Grantor EM=m Title Pass -Through Number Expenditures . U.S. DepaM=t of Housing and Urban Development: Community Development Block Grants: 1988-1989 Program Year 14.219 39,056 1987-1988 Program Year 14.219 35,481 1985-1987 Program Years 14.219 63,392 137,929 U.S. Treasigy jkW=nt: Federal Revenue Sharing U.S. Department of TranM=tion( ss -through 21.300 428 State Office of Criminal Justice Pianniuh Federal Urban Aid 20.205 5,319 U.S jkl2AM=t of Justice (Pass-th m-gh State Office of Criminal Justice Planning); Career Criminal Apprehension Program CR85027235.0 50,512 Drug Suppression Program CA86017235.0 37,245 Total Federal Financial Assistance K11,433 See accompanying notes to schedule of federal financial assistance. rol CITY OF LODI, CALIFORNIA Notes to Schedule of Federal Financial Assistance June 30, 1989 (1) General The accompanying Schedule of Federal Financial Assistance presents the activity of all federal financial assistance programs of the City of Lodi, California. The City of Lodi, reporting entity is defined in note 1 to the City's general purpose financial statements. Federal financial assistance is received directly from federal agencies and through other government agencies. (2) Basis of Accounting Grant Programs The Schedule of Federal Financial Assistance has been prepared on the modified accrual basis of accounting which is described in note 1 to the City's general purpose financial statements. (3) Relationship to General Purpose Financial Statements Federal financial assistance revenues are reported in the City's general purpose financial statements as follows: Intergovemmental Revenue General Fund $ 25,739 Special Revenue Fund 186.890 Total JA2,629 Total Federal assistance revenues do not agree with expenditures reported en the Schedule of Federal Financial Assistance due to the timing of the submission of claims for reimbursement of expenditures. (4) Relationship to Federal Financial Reports Amounts reported in the accompanying schedule agree with the amounts reported in the related federal financial reports. 7 Certified Pubk Accountants 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON INTERNAL ACCOUNTING AND . ADMINISTRATIVE CONTROLS AT THE FEDERAL FINANCIAL ASSISTANCE PROGRAM LEVEL MAJOR PROGRAMS MORE THAN 50 PERCENT The Honorable Members of City Council City of Dodi, California: We have audited the general purpose financial statements of the City of Lodi, California, for the year ended June 30, 1989, and have issued our report thereon dated October. 26, 1989, which was qualified because adequate historical cost records of general and proprietary fund fixed assets and proprietary fund contributed capital were not available for examination and as such, we were unable to satisfy ourselves with respect to these accounts . These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatements and whether management has complied with laws and regulations and has established and maintained a system of internal controls. An audit in accordance with those standards includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements and compliance with laws and regulations. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis :or our opinions. Under the date of October 26, 1989, we reported separately on the results of our study and evaluation of internal accounting controls performed in connection with our audit of the general purpose financial statements. The results of our study and evaluation of internal accounting and administrative controls used in administering federal financial assistance programs are presented herein. For the purpose of this report we have classified the significant internal accounting and administrative controls used in administering the major federal financial assistance programs in the following categories: • Accounting conlrols - Expenditures and encumbrances — wvu saguw, - Cash management; - Relocation assistance and real property acquisition; and - Federal financial reports. Specific Requirements: Types of services; Eligibility; _ - - Matching, level of effort, and/or earmarking requirements; Ring; - Special requirements; Cost Allocation; and Monitoring subrecipients. Our study and evaluation included all the control categories listed above, except that we did not.: evaluate the accounting controls over relocation assistance and real property acquisition, eligibility, matching, level of effort, and/or earmarking requirements, cost allocation, or monitoring subrecipients because these requirements were not applicable to the major programs at the City of Lodi, California for the year ended June 30, 1989. The management of the City of Lodi, California, is responsible for establishing and maintaining internal control systems used in administering federal financial assistance programs. In fulfilling that responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of the control procedures. The objectives of internal control systems used in administering federal financial assistance programs are to provide management with reasonable, but not absolute, assurance that, with respect to federal financial assistance programs, resource use is consistent with laws, regulations, and policies; resources are safeguarded against waste, loss, and misuse; and reliable data are obtained, maintained, and fairly disclosed in reports. Because of inherent limitations in any system of internal accounting and administrative controls used in administering federal financial assistance programs, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the systems to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the degree of compliance with the procedures may deteriorate. During the year ended June 30, 1989, the City of Lodi, California, expended 59.6 percent of its total federal financial assistance under major federal financial assistance programs. With respect to internal control systems used in administering major federal financial assistance programs, our study and evaluation included considering the types of errors and irregularities that could occur, determining the internal control procedures that should prevent or detect such 9 AW Peat Marwick errors and irregularities, determining whether necessary procedures are prescribed and are being followed satisfactorily, and evaluating any weaknesses. With respect to the internal control systems used solely in administering nonmsjor federal financial assistance programs, our study and evaluation was limited to a preliminary review of the systems to obtain an understanding of the control environment and the flow of transactions through the accounting system. Accosdutgly, our audit would not necessarily disclose material. weaknesses.in`the internal control systems used'solely in admuustering nonmajor federal financial assistance programs. Our study and evaluation described in the two preceding paragraphs was more limited than . would be necessary to express an opinion:,.. the internal control systems used in administering the major and nonmajor federal financial assistance programs `of the City of Lodi, California. Accordingly, we do not express an opinion on the internal control systems used in administering the major and nonmajor federal financial assistance pr6gcams of the City of Lodi,. x, California. However, our study and evaluation and our audit"disclosed:no condition that we believe to be a material weakness in relation to a federal financial` assistance program of the city of Lodi, California. In our letter to management dated October 26, °1989, we have separately communicated our observations and recommendations regarding certain other matters, including those pertaining to nonmaterial internal control findings. This report is intended solely for the use of the City Council, management, and the U.S. Department of Housing and Urban Development and should not be used for any other purpose - Ibis restriction is not intended to limit the distribution of this report, which, upon acceptance by the City of Lodi, California, is a matter of public record October 26. 1989 i< P t A 4;:�, ^ L� 10 certified Public Accountants 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON COMPLIANCE WITH SPECIFIC REQUIREMENTS APPLICABLE TO MAJOR FEDERAL FINANCIAL ASSISTANCE PROGRAMS The Honorable Members of City Council City of Lodi, California: We have audited the City of Lodi, California's compliance with the requirements governing - - types of services allowed or unallowed; eligibility; matching. level of effort, or earmarking; reporting, claims for advances and reimbursements; and amounts claimed or used for matching that are applicable to its major federal financial assistance program, which is identified in the accompanying schedule of federal financial assistance, for the year ended June 30, 1989. The management of the City of Lodi, California is responsible for the City of Lodi, California's compliance with those requirements. Our responsibility is to express an opinion on compliance with those requirements based on our audit. We conducted our audit in accordance with generally accepted auditing standards, Governmental Auditing Standards issued by the Comptroller General of the United States, and OMB Circular A-128, Audits of State and Local Governments. Those standards and OMB Circular A-128 require that we plan and perform the audit to obtain reasonable assurance about whether material. noncompliance with the requirements referred to above occurred. An audit includes examining, on a test basis, evidence about the City of Lodi, California's compliance with those requirements. We believe that our audit provides a reasonable basis for our opinion. The results of our audit procedures disclosed immaterial instances of noncompliance with the requirements referred to above, which are described in the accompanying schedule of findings and questioned costs. We considered these instances of noncompliance in forming our opinion on compliance, which is expressed in the following paragraph. In our opinion, the City of Lodi, California, complied, in all material respects, with the requirements governing types of services allowed or unallowed; eligibility; matching level of effort, or earmarking; reporting; claims for advances and reimbursements; and amounts claimed or used for matching that are applicable to its major federal financial assistance program for the year ended June 30, 1989. October 26, 1989 11 Certified Public Accountants 2495 Natomas Park Drive Sacramento. CA 95833 2936 INDEPENDENT AUDITORS' REPORT ON COMPLIANCE WITH GENERAL REQUIREMENTS The Honorable Members of City Council City of Lodi, California: We have applied procedures to test the City of Lodi, California's compliance with the fotIowing requirements applicable to its major federal financial assistance program, which is identified in the schedule of federal financial assistance, for the year ended Jane 30,1989: political activity; Davis -Bacon Act; civil rights; cash management; and federal financial rcports. Our procedures were limited to the applicable procedures described in the Office of Management and Budget's Compliance Supplement for Single Audits of State and Local Governments. Our procedures were substantially less in scope than an audit, the objective of which is the expression of an. opinion on the City of Lodi, California's compliance with the requirements listed in the preceding paragraph. Accordingly, we do not express such an opinion. With respect to the items tested, the results of those procedures disclosed no material instances of noncompliance with the requirements listed in the first paragraph of this report. With respect fu to items not tested, nothing came to our attention that caused us to believe that the City of Lodi, California had not complied, in all material respects, with those requirements. However, the results of our procedures disclosed immaterial instances of noncompliance with those requirements, which are described in the accompanying schedule of findings and questioned costs. This report is intended for the information of the City Council, manage trtent, and the U.S. Department of Housing and Urban Development. This restriction in not intended to limit the distribution of this report, which is a matter of public record. October 26, 1989 12 CITY OF LODI, CALIFORNIA SCHEDULE OF FINDINGS AND QUESTIONED COSTS U.S. Department of Housing and Urban Development Community Development Block Grants Finding: In our tests of compliance with general, regulations established by the U.S. Department of Housing and Urban Development (HUD). we noted the City has spent; 28% ($39,000) of total expenditures on planning and administration. HUD "requires that no more than 20% of total expenditures be related to planning and administration during the fiscal year ending June 30, 1989. We also noted.that the City does not maintain &-schedule of total planning and administration exDenditures; therefore, they are unable to determine if they are in compliance with HUD regulations. Recommendation: The .City should ensure that they are in compliance with HUD regulations by maintaining appropriate documentation and periodically monitoring thein compliance. City's response: The City of Lodi is allocated 20% of its total award for administrative costs, and this amount is budgeted and shown in the monthly expenditure reports as a separate item. At no point has the City exceeded the allocated amount. The City's documentation of expenditures for both project costs and administrative costs have been reviewed by both the U.S. Department of Housing and Urban Development and by the San Joaquin County - Planning and Building Inspection --Neighborhood Preservation Division in addition to periodic -- - review by City staff. We have never been advised of a problem with administrative costs. 13 CITY OF LODI, CALIFORNIA SCHEDULE OF FINDINGS AND QUESTIONED COSTS U.S. Department of Justice (Pass-through State Office of Criminal Justice Planning) Career Criminal Apprehension Program h Finding: In our tests of compliance over, the City's administrative controls over the Career Criminal Apprehension Program we floted`that there was no individual responsible during the year under audit for monitoring and maintaining compliance with the regulations imposed on z the use of funds received under this federal program. Recommendation: The City should appoint an individual to monitor compliance with regulations in order to ensure compliance and avoid the possible loss of future grant monies.... _.._ City's response: In the initial grant request in 1984 and subsequent approval by the Lodi City Council and the State Office of Criminal Justice Planning, the City of Lodi's Chief of Police Floyd Williams was named as Project Director and Lodi's Police Captain Larry Hansen was named as Project Manager. Ongoing monitoring of each phase eras conducted by the staff of OCJP. Their summary and conclusions and follow up actions did not indicate a problem with the City's compliance with the grant or needing a City appointed individual to monitor the g=L t 14 15 f 15 16 F MW Peat Marwick Certified Public Accountants Page Independent Auditors' Report 1-2 Combined Balance Sheet - All Fund Types and Account Groups 3-4 Combined Statement of Revenues, Expenditures and Changes in Fund Balances - All Governmental Fund Types and Expendable Trust Funds 5 Combined Statement of R, -venues, Expenditures and Changes in Fund Balances— Budget and Actual - General and Special Revenue Funds 6 Combined Statement of Revenues, Expenses and Changes in Retained Earnings - All Proprietary Fund Types 7 Combined Statement of Changes in Financial Position - All Proprietary Fund Types 8-9 Notes to General Purpose Financial Statements 10-30 Additions?.- information: Enterprise Funds: Combining Balance Sheet Combining Statement of Revenues, Expenses and Changes in Retained Earnings Combining Statement of Changes in Financial Position 31 32 33 Independent Auditors' Report The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City cf Lodi, California, as of and for the year ended June 30, 1989, as listed, in the . accompanying table of contents. These general .purpose financial.:_ statements _.._. are the responsibility of the City's management Our responsibility is to express an opinion on these general purpose -financial: statements based on our audit. Except as discussed in the following paragraph, we conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable.. assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The City does not maintain complete historical cost records of its general and proprietary fund fixed assets and proprietary fund contributed capital. Accordingly, we were unable to satisfy ourselves with respect to fixed asset balances of $6,837,685 and $24,086,679 in the general fixed asset account group and the proprietary funds, respectively, depreciation expense of $1,709,944 in the proprietary funds, and unrecorded contributed capital. In our opinion, except for the effects of such adjustments, if any, as might have been determined to be necessary had we been able to examine adequate fixed assets records and proprietary contributed capital records as discussed in the preceding paragraph, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Lodi, California, at June 30, 1989, and the results of its operations and the changes in financial position of its proprietary fund types for the year then ended in conformity with generally accepted accounting principles. (Continued) -1- -2- Peat Marwick Our audit was made for the purpose of forming an; opinion on.,. the general purpose" financial statements taken as a whole.: The combining""financial' statements listed inthe accompanying table` of -."contents' are "` presented ',for purposes of 'additional analysis and are not a.."required.. part .of .the-gene"ral" purpose financial statements of the City of LodiCalifornia. Such' informationhas been subjected to the auditing procedures applied.-in''the audit; of the general purpose financial statements And,.in our opinion, except for i the effects of such adjustments, if any, as might have been ..determined "to be, necessary had we been able to examine adequate y q assets records.:. and. proprietary contributed capital records as 'discussed in "the "secondpreceding" paragraph, the supplementary information. referred to above, is' fairly"statedI �. in all material respects in relation to the general' purpose financial. statements taken as a whole. ?' October 26, 1989 i l -2- -3- v CITY OF LODI Combined Balance Sheet - All Fund Types and Account Groups .Tune 30, 1989 y Governmental Fuad Types Special Debt Capital ,r General Revenue Service Pro ect84f AssetsX zK Cash and investments (note 3) $ 2,220,678 1,461,856 219161 3,822,215 H„ Restricted assets (note 3) - 203,000 x Receivables (net of allowances for uncollectables): . u Accounts 348,479 3,940 - 490,475 V„ Property taxes (note 4) 562,745 - 8,472 u Special assessments Interest —----66-1197--15;829— —48-5 X038 •, Due from other funds or governmental agencies (notes 5 and 7) - 39,519 328,433 -427,600''-s., Inventory 97,345 - - Other assets 27,380 - - Fixed assets Amount to be provided for retirement of general long-term debt - - - Total assets $ 3.322.824 1.521-144 561.551 4.741.1 2R -3- I 1§'i�, �$K Fiduciary Proprietary Fund Types Fund, Type Account, G!:jjWs General General internal Trust and Fixed Long -Term 'Tota -t Enterprise Service Agency Assets Debt (Memorandum only) 1698759887 1,794,297 7,740,793 339936*887 8,446,350 8,649,350 2,042,148 36,505 2,921,547 47,779 53,181 672,777 - - 315,000 315,000 257,810 18,624 28,742 388,725 hr 1,033,333 1,828,885 7 1,467,331 1.56f,,676 17,796 45,176 24,086,679 6,837,685 30,924,364 S 4,475,801 4,475,801 54.275.113 �, 12.928,174,821 6,837,685 4 4Z $Q1 85,723,188 188 (Continued) I CITIf OF ,` LODI , Combined Balance Sheet - All Fund Types and Account Groups'- Continued June 30,. 1989 Governmental Fuad Types , Special Debt Capital General Revenue Service Projects -n Liabilities and Fund Equity Liabilities: Accoupts payable and other liabilities $ 508,027" 38,144 10,098 57 265,071fi 2,900 p Accrued salaries and .wages 182,048 - Accrued interest - - - j Due to other funds (note 7) 9,422 68,500 - 359,100 Accrued compensated absences.(note 6}' 903,410`: - 8 Deferred compensation payable (note 11) - - --= -' Deferred revenue 240 - 315,000 Self-insurance reserve - - - Capitalized lease obligations (note 6) Certificates of participation payable, net of discount (note 6) - - - Bonds payable, net of discount (note o) - - - Total liabilities 1,603,137 116,742 315,057 627,071'` Fund equity: Investment in general fixed assets - - - - Retained earnings - - - - Fund balance: Reserved for encumbrances 60,357 35,007 - 199,023 Unreserved - designated - 1,369,395 246,494 3,915,234`. Unreserved 1,659,330 Total fund equity 1,719,687 1,404,402 246,494 4,114,257 Contingent liabilities (note 11) Total liabilities and fund equity $ 3.3 1.521.144 4 4 See accompanying notes to general purpose financial statements. IM t 3s Fiduciary proprietary Fuad 'ljrpes Fund Type Account Groups General General Internal Trust and Fixed Lonj=-Tezm Total Enter_ prise Service Agency Assets Debt (Memorandum Only)' 841,948 63,421 580,833 - - 2,297,501 ;... 38,955 - - - - 234,001 x; 355,542 - - - - 355,542 1,037,354 - 315,000 - _..':".: "' 1,789,366. . 542,345... _ - _ - 1,995,3I0 3,441,065 _ - 5,369,123 - - 50369,123 "_ - - - - 315,240 1,440,854 - - - 1,440,854 _ - - - 110,728 110,728 8,917,483 - - - - 8,917,483 - - - - 2,369,763 2,369,763 11,733,627 1,504,275 6,264,956 - 4,475,801 26,640,666 ATLY' - - - 6,837,685 - 6,837,685 "42,541,486 308,646 - - - 42,850,132 294,387 1,909,865 - 7,440,988 - - - - 1,659,330 308,646 1,909,865 6,837,685 - 59,082,522 1.$12.921 8.174.821 6.837.685 4 4LiJ 23.188 A- CITY OF LODI' Combined Statement of Revenues, Expenditures and ,Changes 'in Fuad Balances All Governmental Fund Types and Expendable Trust Funds Year Ended June 30, 1989 Fiduciary Governmental Fund Types Fwd a Special Debt capital Expendable Totals General Revenue Service Projects Trust" (Memorandum Only), Revenues: $ 8,696,973 646,180 50,326 ; 9,393,479 Taxes Licenses and permits 469,738 2,096,697 1,164,382 - _ r 469,738 ; Intergovernmental revenues 3,730,341 39,451 Charges for services Fines, forfeits and penalties 338,284 805,887 - 97,503 - 2,956 - 652,035 - 178,592 338,284 1,736,973 Interest and rental income 509,383 13,657 20.000 135,600 2,669.151 3,347,791 Miscellaneous revenue 16,647,303 1,961,173 ' 73.282 787,635 2.847,743 22.317,136 Total revenue Expenditures: Current:_ General government 1,666.520 637,500 - 533,210 2,8379230 7,574,258 Public protection 7,523,746 2,838,813 50,512 761,877 - - - 844,914 - 4,445,604 Public works 3,164,290 - - - - 3,164,290 Sanitation 737,673 - 737,673 Library Parks and recreation 1,986,225 97,283 - _ 34,564 _ 2,422,487 T 937,878 2,083,508 3,394,929 Capital outlay Debt service: - 85,434 - - 85,434 Interest and fiscal charges - - - 390,000 - - 390,000 Principal payments Total expenditures 17,917,26 1,547,172 509,998 3 800,611 937,878 24,712,926 Excess (deficiency) of revenues over ( 1,269,964) 414,001 (436, 716) (3,012 976) , 1,909,865 (2,395,790):; (under) expenditures Other financing sources (uses): Operating transfers in (note 8) 1,349,036 20,118 449,794 1,166,146 - 2,985,094 Operating transfers out (note 8) (484,941) - - - - (484,941) 121,634 Other 121,634 - - - Total other financing sources (uses) 864,095 141.752 449,794 1,166,146 - 2,621,787 Excess (deficiency) of revenues and other financing sources over expenditures and other financing uses (405,869) 555,753 13,078 (1,846,830) 1•,909,865 225,997 ; Fund balances, as restated, June 30, 1988 2.125,556 848,649 233,416 5,961,087 - 9 168,708 , (note 12) , Fund balances, June 30, 1989 $ 1.7 t 4 See accompanying notes to general purpose financial state':nents r' t� � : AW 4rt'` 'A'. ?`t hi* 3 iN CITY OF LODI Combi.:_d Statement of Revenues, Expenditures and Changes in Fund Balances " Budget and Actual General and Special Revenue Funds Year Ended June 30, 1989 General Fund Variance Favorable Budget Actual (Unfavorable) Budget Revenues: f Taxes $ 8,446,445 8,696,9731 250,528 636,015 0,800 469,738 Licenses and permits 68 (211,062) Intergovernmental revenues 1,785,780 2,096,697, 310,917 1,450,900 Charges for services 3,819,880 3;730,341 (89,539) 44;600 Fines, forfeits and penalties 334,000 338,284 4,284 Interest and rental income. 598,230 805,887 207,657 5T,000 _. Miscellaneous revenue 309,500 509,383 199,883 T;SOQ Total revenue 15,974,635 16,647,303 672,668 21190,075 Expenditures: '- Current: General government 1,760,410 1,666,520 93,890 2;036,700 x: Public protection 6,995,536 7,523,746 (528,210) '.431"023 Public works 2,912,384 2,838,813 153,571 1,819,MO Sanitation 3,317,260 3,164,290 152,970 Library 764,725 737,673 27,052 Parks and recreation 1,869,717 1,986,225 (116,508) 191,703 Total expenditures 17,680,032 17,917,267 (237,235) 44090,476 Excess (deficiency) of revenues over r`. (under) expenditures (1,705,397) (1,269,964) 435,433 (19900,401 Other financing sources (uses): Operating transfers in 2,420,625 1,349,036 (1,071,589) - Operating transfers out (1,076,590) (484,941) 591,649 - Other - - - - Total other financing sources (uses) 1,344,035 864,095 (479,940) - 44-L,� . Excess (deficiency) of revenues and other financing sources over -` expenditures and other financing uses (361,362) (405,869) (44,507) (1,900,401) Fund balances, as restated, June 30, 1988 2,125,556 2,125,556 - 8489649 Fund balances, June 30, 1989 $ 1,764.194 1.719.687(44.50Z See accompanying notes to general purpose financial statements. -6- 19961,173 (228,902) 18,164,710 18,608,476 (443,766) 637,500 1.399,200 3,797,110 2,304,020 1,493,090 50,512 (7,439) 7,038,559 7,574,258 (535,699) 761,877 1,057,173 4,791,434 3,600,690 1,190,744 ci&l Revenue Fund Total (Memorandum Only) 152,970 Variance 764,725 Variance 27,052 Favorable 94,420 2,061,420 Favorable (22,088) Actual (Unfavorable) Budget Actual (Unfavorable) 19,464,439 _ 6469180 10.105 9,082,520 9,343,153 (260,633) krif 680,800 469,7108 .211.062 (855,963) 1 164*382 (286,518) 3,236,680 3,261,079, (24,399) 39,451 (5,149) 3,864,480 3 769,792 94.688 �334,000 �338,284 (4 284) 97,503 46,503 649.230 903,390 (254,160) 13,657 6,157 317,000 523,040 (206,040) 19961,173 (228,902) 18,164,710 18,608,476 (443,766) 20,118 20,118 121,634 121,634 141,752 141,752 555,753 2,456,154 848,649 2,420,625 1,369,154 (1,051,471) (1,076,590) (484,941) 591,649 - _121j634 121,634 1,344,035 1,005,847 (338,138) (2,261,763) 149,884 2,411,647 2,974,205 _2j_ 974,205 712 .442 =LIZ=4 2 =,kO 8U 2,411,64Z 637,500 1.399,200 3,797,110 2,304,020 1,493,090 50,512 (7,439) 7,038,559 7,574,258 (535,699) 761,877 1,057,173 4,791,434 3,600,690 1,190,744 3,317,260 3,164,290 152,970 764,725 737,673 27,052 97,283 94,420 2,061,420 2,083,508 (22,088) 19547,172 2,543,304 21,770,508 19,464,439 2,306,069 krif 414,001 2,314,402 (3,605,798) (855,963) 2,749,835 20,118 20,118 121,634 121,634 141,752 141,752 555,753 2,456,154 848,649 2,420,625 1,369,154 (1,051,471) (1,076,590) (484,941) 591,649 - _121j634 121,634 1,344,035 1,005,847 (338,138) (2,261,763) 149,884 2,411,647 2,974,205 _2j_ 974,205 712 .442 =LIZ=4 2 =,kO 8U 2,411,64Z Operating revenues: Charges for services $ 28,937,107 965,038 29,902,145 Operating expenses: Personal services 4,161,641 112,610 4,274,251 Supplies, materials, and .. ..::,_... services 574,162 269,882 844,044 Utilities and communications 20,968,194 -- 20,968;194 Depreciation 1,709,944 - 1,709,944 Benefit payments 261,688 1,293,042 1,554,730 Other 383,882 - 383,882 Total operating expenses 28,059,511 1,675,534 29,735,045 Operating income (loss) 877,596 _ (710,496) (167,100) Nonoperating revenues (expenses): Sewer bond taxes 300,605 - 300,605 Interest revenue 2,151,166 119,682 2,270,848 Rent 149,819 - 149,819 Other 571,921 - 571,921 Interest expense (711,084) - (711,084) Net operating transfers in (out)(note 8) (2,893,-343) 393,190 (2,500,153) Total nonoperating revenues (430,916) 512,872 Net income (loss) 446,680 (197,624) Retained earnings, as restated, June 30, 1988 (note 12) 42,094,806 506,270 Retained earnings, June 30, 1989 $ 42.541.486 3.646 See accompanying notes to general purpose financial statements. -7- 81,956 249,056 42,601,076 Sources of working capital: Operations: Net income (loss) $ 446,6SO (197,624) 249,056 Item not requiring working capital aepreciation 1,709,944 1,709,944 Working capital provided _ by operations 2,156,624, - (197,624)_ Increase in certificates of participation (net of discount) 8,917,483 - 81917,483 Total sources of working capital 11,074,107 (197,624) 10,876,483 Uses of working capital: Acquisition of fixed assets, net 4,773,212 _ - __ 4,773,212 Restatement 10,000 - 10,000 Total uses of working capital 4,783,212 - 4,783,212 Net increase (decrease) in working capital $ 6.290.895 6.0 (Continued) am Elements of net increase (decrease) in working capital: Cash and investments $ (2,108,163) 3319759 (1,776,404) Restricted assets 8,446,350 - 8,4469350 Accounts receivable, net 332,125 (1,080) 331,045' Property taxes receivable 47,779 - 47,779 Interest receivable 20,489 2,318 22,807 Due from other funds or governmentagencies1,033,333 - 19033,333 Inventory 148,145 - 148,145 Other assets (1,178) (32,000) (339178) Accounts payable and accrued liabilities (54,925) (39,783) (94,708) Accrued salaries and wages 62,989 - 62,989 Accrued compensated absences (243,153) - (243,153) Accrued interest (355,542) - (355,542) Due to other funds (1,037,354) - (1,037,354) Accrued self insurance claims - (458,838) (458,838) Net increase (decrease) in working capital $ X6.290.895 ( 97.624) 6.093.271 See accompanying notes to general purpose financial statements. -9- CITY OF LODI Notes to General Purpose Financial Statements June 30, 1989 (1) Simmry of Significant Accounting Policies The City of Lodi (City).was incorporated December._6, 1906, as a municipal " corporation under the general laws of the State of California. The City operates under a Council -Manager form of government and provides ;the following services as authorized by its charter: general government, public works, public protection, sanitation, library, and parks and recreation. The accounting policies of the City of Lodi conform to generally accepted accounting principles as applicable to governmental units. The following is a summary of the more significant policies: (a) Reporting Entity The City's financial statements include the operations of all organizations for which the City Council exercises oversight responsibility. Oversight responsibility is demonstrated by financial interdependency, selection of governing authority, designation of management, ability to significantly influence operations, and accountability for fiscal matters. Based on the aforementioned oversight criteria, the Lodi Publzc Improvement Corporation (LPIC) is included in the Enterprise Funds as the City has oversight responsibility for this entity. (b) Basis of Presentation - Fund Accounting The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities, fund balance/retained earnings, revenues, and expenditures/expenses. The various funds are summarized by type in the financial statements. The following fund types and account groups are used by the City: Governmental Fund Types Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use, and balances of the City's expendable financial resources and the related liabilities (except those accounted for in proprietary funds) are accounted for (Continued) -1C- through governmental funds. The measurement focus is upon determination of changes in financial position, rather than upon net income determination. Thefoilowing are the City's governmental fund types: • General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. E • Special` Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue sources (other than special assessments, or major capital projects) that are legally restricted to expenditures for specified purposes. • Debt Service Fund_- Debt_ Service Fund is usedtoaccount for -the - accumulation of resources for and the payment of, general long -terse debt principal, interest, and related costs. E • Capital Projects Fund - Capital Projects Fund is used to account for e financial resources to be used for the acquisition or construction of major capital facilities -(other than those financed by proprietary �. funds and trust funds).. ProprietaEl Fund Types Proprietary Funds are used to account for the City's on-going organizations and activities which are similar to those often found in the private sector. The measurement focus is upon determination of net income. The following are the City's proprietary f,-md types: • Enterprise Funds - Enterprise Funds are used to account for operations (a) that are financed and operated in a manner similar to private business enterprises - where the intent of the governing body is that the costs (expenses; including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or (b) where the governing body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. • Internal Service Funds - Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the City, or to otter governmental units, on a cost -reimbursement basis. (Continued) -11- CITY OF LODI Notes to General Purpose Financial Statements Fiduciary Fund Type Fiduciary Funds are used toi account for assets held by the City :in a trustee capacity or as an agent for individuals, private organizations,' other governmental units, and/or other funds. • Agency Funds - Agency= funds are used principally: to account for. collection of special assessments and payment of related bond principal and interest. Agency funds are custodial in nature and.do not involve measurement of results of operations. • Expendable Trust Fund Expendable Trust Fund is used principally to account for funds held by the governmental unit in a trustee capacity --- - - - -- for. individuals, private organizations, and/or other funds. Account GroM other governmental units, - Account groups are used to establish accounting control and accountability for the City's general fixed assets and general long-term debt. The following are the City's account groups: • General Fixed Assets Account Group This group of accounts is established to account for fixed assets of the City, other than those accounted for in the proprietary funds. • General Long -Term Debt Account Group - This group of accounts is established to account for all long-term obligations of the City except those accounted for in the proprietary funds. (c) Basis of Accounting Governmental funds and Fiduciary fund types use the modified accrial b'sis of accounting. Under this basis of accounting, revenues are recorded nen they become both measurable and available to pay liabilities of the current period. Revenues not considered available are recorded as deferred revenues. Expenditures are recorded when the liability is incurred, except for (1) interest on general long-term obligations which is recorded when due, and (2) the noncurrent portion of accrued vacation and sick leave, which is recorded in the general long-term debt account group. In applying the susceptible to accrual concept to intergovernmental revenues, the legal and contractual requirements of the numerous individual programs are used as guidance. There are, however, essentially two types of revenues. In one, monies must be expended on the specific (Continued) -12- purpose or project before any amounts will be paid to the City; therefore, revenues are recognized based upon the expenditures recorded.; : In the other, monies are virtually unrestricted as to purpose of 'expenditure and are usually revocable 'only.for failure to comply with "prescribed compliance requirements. These 'resources are "reflected as revenues, at the time of receipt or earlier if the susceptible to accrual criteria are met. Property taxes are recognized as revenue in the year for which taxes have been levied, provided they are collected within 60 'days after year=end. Licenses and permits, charges for services, fines and forfeitures, and miscellaneous revenues (except investment earnings) are recorded as revenues when received in cash because they are generally not measurable until actually received. Investment earnings are recorded- as earned since they are measurable and available. The accrual basis of accounting is used by the proprietary funds. Unbilled service revenue is accrued in proprietary funds. (d) Encumbrances Encumbrance accounting, tuider which purchase orders, contracts; and other commitments for the expenditure of funds are recorded to reserve that portion of the applicable appropriation, is employed in the governmental funds. Open encumbrances are reported as reservations of fund balances since the commitments will be honored through subsequent years' budget appropriations. Encumbrances do not constitute expenditures or liabilities. (e) Cash and Investments Cash for most funds is pooled, and interest income from pooled investments is allocated to the various funds based on month-end balances. Available cash is invested in certificates of deposit, bankers acceptances, commercial paper, discount notes, repurchase agreements and savings accounts. Investments are stated au cost or amortized cost, which approximates market. (f) Inventory Inventory is valued at the lower of cost (weighted -average method) or market. The cost of inventory is recorded as an expenditure/expense at the time individual inventory items are consumed (consumption method). (Continued) -13- CITY OF IADI k Notes to General Purpose Financial Statements (g) General Fixed Assets General Fixed assets have been acquired for generalgovernmental purposes. Assets purchased are recorded as expenditures in the governmental funds and capitalized at cost_.the general_ fixed assets account group. Capital leases for buildings, improvements, and.equipment are recorded in the general fixed assets account group, and the capital lease obligation payable' is recorded in the. general long-term debt accourt group. Contributed.fixed assets are recorded in the 'general fixed assets account group at estimated fair market value at the time received. Certain improvements such as roads, bridges, curbs and gutters, streets and sidewalks, drain systems, and lighting systems are not capitalized. .Such assets normally are immovable and of value only to the City. Therefore,- the - purpose of stewardship for capital expenditures is satisfied without recording these assets - } } No depreciation has been provided on general fixed assets, nor has interest been capitalized. (h) Fixed Assets - Enterprise Fund { Fixed assets owned by the enterprise funds are stated at cost or estimated fair market value at the time received, if donated. - Depreciation has been provided over the estimated useful lives using the straight-line method. The estimated useful lives are as follows: Years Buildings 15 - 20 Improvements 3 - 5 Machinery and equipment 2 - 20 Utility plant 30 (i) Compensated Absences/Vacation and Sick Leave Noncurrent accumulated vacation and vested sick leave benefits for governmental funds are recorded in the General Long -Term Debt Account Group as a liability and also as an amount to be provided by future operatio:.s. The amount to be provided by future operations represents the total amount that would be required to be provided from the general operating revenues of the City if all the benefits were to be paid. The current portion, the amount expected to be paid in the next 12 months, is recorded as a liability of the responsible fund type. Enterprise funds record compensated absences/vacation and sick leave as an expense and liability when earned. (Continued) -14- LUC bVLCii %U=4uvi4Z&&'_A— VA&AY/ uala aZ= 1.uC a5grcjS46C U1 CRe tuna types anQ account groups and are presented only to facilitate_ financial analysis. - No consolidating or other elimination entries were made iw arriving: at the totals, thus,°they do not represent consolidated information. (2) Budgetary Data The City Council follows these procedures in establishing the budgetary data reflected in the accompanying financial statements: • On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and the means of financing them. The budget is established on as accrual basis. • Public hearings are conducted during meeting:; of the City Council to obtain citizen comments. • Prior to July 1, the budget is legally enacted through passage of an ordinance. • The City Manager or designee is authorized to transfer certain budgeted• amounts between accounts; however, any revisions that alter the total appropriations on functional expenditure classifications of any fund must be approved by the City Council. The combined Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General and Special Revenue Funds reflect all revisions. • Appropriations lapse at the close of the fiscal year to the extent that they have not been expended or.encumbered. (Continued) -15- CITY OF LODI Notes to General Purpose Financial Statements (3) Cash and Investments, and Restricted Assets The City maintains a`cash and investment 'pooh,that: .is. available for use by all funds.: Each fund's portion o€ this pool is displayed on the combined balance sheet as "Cash and Investments." The City is authorized to invest in securities of the State of California,: U.S.: Government, or its agencies; certificates.of.deposit (or time deposits) placed with commercial "banks and/ori`„savings and, loan associations; negotiable certificates of deposit; banker' s' acceptances;`: commercial_ paper; local agency_ investment fund (State,: pool) demand deposits;repurchase agreements ,(collateralized by .,U.S. Treasury securities); pass book savings account demand 'deposits; and other investments that are, or may become, a legal investment as, defined by the - State of California Government Code (with prior approval or :the Council). Repurchase agreements entered into by the City are typically short-term in nature and structured to return a specified yield. Generally accepted accounting principles define three categories of credit risk for securities: I Securities that are insured or registered, or for which the securities are held by the City or its agent in the City's name; II Securities that are uninsured and unregistered and are held by the broker's or dealer's trust department or agent in the City's name; and III Securities that are uninsured and unregistered and held by the broker or dealer, or by its trust department or ag-nt, but not in the City's name. The fallowing is a recap of cash and investments, and restricted assets at June 30, 1989: Cash and investments $ 33,936,887 Restricted assets 8,649,350 $ 42.5 - -16- (Continued) CITY OF LODI Notes to General Purpose Financial Statements The following is a detail summary of deposits and investments at June 30, 1989: Approximate Market Cost Value Categorq Unrestricted: Cash and deposits $ 466,087 - Investments: Certificates of,deposit 8,900,000 8,900,000 III Commercial paper 1,189.000 1,189,000 I Banker's acceptances 6,214,850 6,340,000_ Government National Mortgage Association 1,940,166 1,895,000 I U.S. Treasury Notes 1,999,286 21000,000 I Total categorized i unrestricted 20,709,389 20,324,000 F: Local agency investment fund 3,430,000 3,430,000 Various mutual funds 4,371,290 4,405,000 Various investments 57,085 115,000 I Retirement funds held: Various investments 5,369,123 5,369,000 II Total unrestricted 33,936,887 33,6439000 Restricted: Sewer funds: Various investments 8,446,350 8,446,000 Debt service: Various deposits and investments 203,000 203,000 Total restricted 8,649,350 =8,649000 Total cash and investments, and restricted assets (Continued) -17- CITY OF LODI Notes to General Purpose Financial (4) Property Tax San Joaquin County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. The City's property tax is levied each' July 1 on the assessed value, 1. listed as of the prior March ,1 for all real and personal property located in the City. The assessed value at March 1,°1988, upon which the 1989 levy was based, was $1,7090069,475. Taxes are due in two equal installments on November 1 and February 1 following the levy -date, payments are delinquent after 40 and 60 days, respectively. Property taxes levied for the year ended June 30, 1989, are recorded as receivables, net of estimated uncollectibles. The net receivables collected during the year and expected to be collected by August 30, 1989 are recognized as revenues in the year ended June 30, 1989. Net receivables estimated to be collectible subsequent to August 30, 1989 are reflected as deferred revenues. (5) Due from Other Governments We from other governments of $39,519 represents amounts due from the State of California and the federal government for expenditures made by the City for various grant programs but not reimbursed prior to June 30, 1989. (Continued) Special assessment district.bonds with governmental commit- ment (net of discount): Turner Cluff 10.00% Lodi United Downtown (net of $10,237 discount) 8.75-9.90% Enterprise Funds: 659,140 - 659,140 - _ 324,113 -_ 19,350 CITE OF LODI 983,253 Notes to General Purpose Financial Statements 304,763 (6) Long.. -Term Debt and Capitalized Lease Obligations The following is a'summary of debt transactions of the City for the year. ended June 30, 1989: Interest July 1, Retire- June 309 Rates 1988 Additions meats 1989 General long-term debt account groups Compensated absences - $ 994,689 1,000,621 - 1,995,310 General obligation bonds: 1965 '.'Municipal improvement bonds: Series A 3.50% 2,055,000 - 225,000 1,830,000 Series B 4.5-5.25% 275,000 - 40,000 235,000 Series C 5.70% 105,000 - 105,000 - s 2,435,000 - 370,000 2,065,000 Capitalized lease obligations: FMC Corporacion 7.86% 62,312 - 16,546 45,766 Caterpillar 7.50% _ - _ 78,873 13,911 64,962 62,312 78,873 30,457 110,728 Special assessment district.bonds with governmental commit- ment (net of discount): Turner Cluff 10.00% Lodi United Downtown (net of $10,237 discount) 8.75-9.90% Enterprise Funds: 659,140 - 659,140 - _ 324,113 -_ 19,350 304,763 983,253 - 678,490 304,763 $ 4 4 4 4 4 1.07 4.475.801 Certificates cf participation (net of discount) 5.25-7.80% $8.917,483 (Continued) -19- F'. t CITIf OF LODI Notes to General Purpose Financial Statements Long-term debt payable at June 30, 1989 is comprised of the following individual issues: - Certificates of Participation r> $9,415,000 certificates of participation (1988 Wastewater Treatment Plant Expansion Project), annual principal payments August 2,. beginning 2989,.;in amounts from $100,000 to $755,000 with final payment due August 1, 2003, interest increases from 5.25% to 7.60%, payable semiannually on February 2 and August 1,'net `of $497,517 discount and issue costs. 1965 M micipal Improvement Bonds - Series A These bonds were issued to finance the construction of sewer and drainage facilities plus a public safety building. The bonds are secured by a -pledge of property tax 'revenues. Principal matures -annually through -October 1, 1995, with interest of 3.50% also payable October 1. f 1965 Municipal Improvement Bonds - Series B . These bonds were issued on May 1, 1969 to finance the construction and completion- of storm drainage improvements for -the City of Lodi. The bonds are secured -by a pledge of pr4Perty tax revenues. The semiannual principal payments, with interest of 4.50% to 5.25%, are payable on May 1 and November I through 1994. Special Assessment District Bonds with Governmental Comitment The City is obligated under the terms of the Lodi United Downtown special assessment bond indentures, in the absence of any other bidder, to be the purchaser of property upon which any said special assessments are levied and are delinquent. (Continued) M12 CITY OF LODI Notes to General Purpose Financial Statements Or. October 12, 1988, $485,000 Turner Road and Cluff Avenue Assessment District No. 1 Limited Obligation Refunding Improvement Bonds (Series 1988-1 Bonds), with an interest rate of 7.5%, were issued for the purpose of. refunding the $659,140 of outstanding :Turner Road and CluffAvenue Assessment District" No. 1 Series 1981-1 Bonds `. (Series `1981-I ,;Bonds),.. with a stated interest rate of '10%0 The City's obligation ;of. the Series 1988-1 Bonds is limited to the advancement of funds-' to the redemption, fund in the event of delinquent installments which shall"not exceed the balance in the reserve fund and therefore, the Series 1988-1 Bonds are not included on the City's general purpose financial statements. . The outstanding balance of the Series 1988-1 was $485,000 on June 30,`1989. Thenewrefunding bonds were sold at 97% of par, or,$470,450 net proceeds of sale. As part of the transaction, $436,500 of the net :proceeds together with the funds totaling $300,100 from the reserve funds which were established for the Series 1981-1 Bonds were used to purchase U.S. Government securities. Those securities were deposited in an irrevocable: trust with an escrow agent to provide for all -future debt "service payments of the Series 1931-1 Bonds. As a result, the Series 1981-1 Bonds are considered to be defeased and the liability for those bonds has been removed from the General Long Term Debt Account Group and the Turner Road and Cluff Avenue Assessment District rural. Although the advance refunding resulted in the recognition of an accounting loss of approximately $151,000 for the year ended June 30, 1989 (recorded in the Agency funds), the District, in effect, reduced its aggregate debt service payments by approximately $80,000 over the next five years and obtained an economic gain (difference between the present values of the old and new debt service payments) if approximately $25,000. The annual principal -equirements to amortize all debt outstanding as of June 30, 1989 are as follows: (Continued) -21- General Special Certificates Year Ending Obligation Assessment of ,Tune 30, Bonds Bonds Partici tion Total 1990 $ 470,000 20,000 105,000 595,000 1991 245,000 25,000 110,000 380,000 1992 250,000 25,000 120,000 395,000 1993 260,00.0 25,000 125,000 410,000 1994 270,000 30,000 135,000 435,000 1995 and Thereafter 570,000 190,000 8,820,000 9,580,000 $ 2.Q65 QQQ L.4 5 O= 11.795�Qga (Continued) -21- CITY OF LODI Notes to General Purpose Financial Statements The various indentures maintain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of -monies through various restricted accounts. The City is in compliance with all such significant limitationsand restrictions. The present value of future minimum capital lease payments as of June 30, 1989 are as follows: Fiscal Years 1990 $ 39,707 1991 39,707 1992 279542 1993 18,851 1994 Thereafter Total minimum lease payments 125,807 Less amounts representing interest 15,079 Present value of minimum capital lease payments $ (7) Due From/To Other Funds Individual fund interfund receivable and payable balances (excluding due from governmental agencies) by fund type at June 30, 1989, are as follows: Due From Due To Fund Other Funds Ocher Funds General Fund $ - 9,412 Special Revenue Funds - 68,500 Debt Service Funds 328,433 - Capital Projects Funds 427,600 359,100 Enterprise Funds 1,033,333 1,037,354 Trust and Agency Funds - 315,000 (Continued) -22- . _. .. ._ .... .... .. ........ � ,.��:.�. .... .,!,. .. Y .tea .�._,'±:.. CITY OF LODI Notes to General Purpose Financial Statements (8) operating Transfers Total operating transfers by fund type at June 30, 1989, are as follows: Operating Transfer Fund In Out General Fund $ 1,349,036 484,941 Special Revenue Funds 205118 Debt Service Funds 449,794 - Capital Projects Funds 1,166,146 - Enterprise Funds - 2,893,343 Internal Service Funds 393,190 (9) Defined Benefit Pension Plan (a) Plan Description The City contributes to the California Public Employees' Retirement System (PERS or System), an agent multiple -employer public employee retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. The City's payroll for employees covered by the System for the year ended June 30, 1989 was $10,320,692 which was 88% of the City's total payroll of $11,777,666. The System covers essentially all employees, except elected officials and those employees compensated on an hourly basis who were hired after May 31, 1966. Safety employees are required to contribute nine percent of their annual salary to the System. All other Employees are required to contribute seven percent. The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis recommended by the PERS actuaries and actuarial consultants and adopted by the Board of Administration. (Continued) CITY OF LODI Notes to General Purpose Financial Statement-, (b) Funding Status and Progress The amount shown below as the "pension benefit obligation" is a standardized disclosure measure of the present value of ;pension benefits, adjusted for. the effects of projected salary increases -and °step -rate benefits, 'estimated to be payable in the future as ' a result' of employee service to date. The measure is intended to help, users assess the - funding status of the System on a going-concernbasis, -assess -progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among employers. The measure is the actuarial_ present value of credited projected benefits and is independent of the funding method used to determine contributions to the System. The pension benefit obligation was computed as part of an actuarial valuation performed as of June 30, 1988... S gnificant....actuarial assumptions used in thevaluationinclude (a) a rate; of .return'on' the investment of present and future assets of 8.5 percent a year compounded annually, (b) ?rojected salary increases of 5 percent a year compounded annually, attributable to inflation, (c) additional projected salary increases of 2 percent a year, attributable to seniority/merit, and (d) no postretirement benefit increases. Total unfunded pension benefit obligation applicable to the City's employees was $4,955,891 at June 30, 1989, as follows: Pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees not yet receiving benefits $ 20,293,822 Current employees: Accumulated employee contributions including allocated investment earnings 8,015,362 Employer -financed vested 8,682,098 Employer -financed nonvested 531,530 Total pension benefit obligation 37,522,812 Net assets available for benefits, at cost (market value approximates $36,833,000) 32,566,921 Unfunded pension benefit obligation $ 4.955,891 (Continued) -24- CITY OF LOBI Notes to General Purpose Financial Statements (c) Actuarially Determined Contribution Requirements and Contribution blade PERS uses the Entry Age Normal Actuarial Cost Method which is a projected benefit cost method. That is, it takes into account those benefits that are expected to be earned in the future as well as those already accrued. According to this cost method, the normal cost for an employee is the level amount which would fund the projected benefit if it were paid annually from date of employment until retirement. PERS uses a modification of the Entry Age Cost Method in which the employer's total normal cost is expressed as a level percentage of payroll. PERS also uses the level percentage of payroll method to amortize any unfunded actuarial liabilities. The amortization period of the unfunded actuarial liability ends on JLne 30, 2000. The significant actuarial assumptions used to compute the actuarially determined contribution requirement are the same as those used to compute the pension benefit obligation, as previously described. The ccntribution to the System for 1989 of $2,041,365 was made in accordance with actuarially determined requirements computed through an actuarial valuation performed as of June 30, 1988. The contributions consisted of: (a) $1,725,328 normal cost (16.7 percent of current covered payroll) and (b) $316,037 amortization of the unfunded actuarial accrued payroll liability (3.1 percent of current covered payroll). The City contributed $1,233,245 of this total (11.9 percent of current covered payroll) and the employees contributed $808,120 (7.8 percent of current covered payroll). (d) Trend Information Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due. System wide ten-year trend information may be found in the California Public Employees Retirement System Annual Reports. For the year ended June 30, 1989 available assets were sufficient to fund 86.8 percent of the pension benefit obligation. Unfunded pension benefit obligation represented 47.3 percent of the annual payroll for employees covered by the PERS for 1989. Showing unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of inflation for analysis purposes. In addition, for the year ended 1989, the City's contributions to the System, all made in accordance with actuarially determined requirements, was 12 percent of annual covered payroll. (Continued) -25- CITY OF LODI Notes to General Purpose Financial Statements (10) Segmeats of Enterprise Activities There are three services provided by the City which are financed by user charges - electric, -sewer, and water. Selected financial data for those three services for the year ended .lune 30, 1989 are as follows: Additions to fixed assets Net working capital Total assets Certificates of participation. Total equity (11) Contingent Liabilities $ Ik4 Z,,-4 2,235,44k �� 4,773.212 $ 14 943.93212,076,91a 51.44kQ 27,322,290 $ 20,900,595 x.876,960 54,275,13 $ - -.21,L.483 --_— .917.483 $ ZfiAjk 541 11,451,E 39Z ,_L Deferred Compensation Plan The City offers its employees a deferred compensation plan created in accordance with internal Revenue Code Section 457. The Plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. (Continued) -26- Electric Sewer Water Total Operating revenues $ 24,413,281 2,680,453 1,843,373 28,937,107 Operating expenses: Depreciation (967,552) (379,426) (362,966) (1,709,944) Other (23,665,527) (1,509,699) (1,174,341) (26,349,567) Operating income (loss) (2199798) 191,328 306,066 8779596 Nonoperating revenue and expenses, net (801,492) 691007 (320,731) (430,916.) Net income (loss) $ _(]2.02�1.2�90) _1.482.635 =sem) Additions to fixed assets Net working capital Total assets Certificates of participation. Total equity (11) Contingent Liabilities $ Ik4 Z,,-4 2,235,44k �� 4,773.212 $ 14 943.93212,076,91a 51.44kQ 27,322,290 $ 20,900,595 x.876,960 54,275,13 $ - -.21,L.483 --_— .917.483 $ ZfiAjk 541 11,451,E 39Z ,_L Deferred Compensation Plan The City offers its employees a deferred compensation plan created in accordance with internal Revenue Code Section 457. The Plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. (Continued) -26- 1 i. CITY OF LODI Notes to General Purpose Financial Statements All amounts of compensation deferred under the Plan, all property or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of. the City subject only to the claims of the City's general creditors. Participants' rights under the Plan are equal to those of general creditors of the City in an amount equal to the fair market value of the deferred account for each participant. Self -Insurance - The City is self-insured tinder its existing general liability insurance policy for the first $250,000 of claims, per occurrence, with the California joint powers insurance agency providing certain liability coverage for the next $750,000, per occurrence and in the aggregate. Additional coverage is available for claims in excess of $1,000,000 to $10,000,000 per occurrence and in the aggregate. The City if self-insured with respect to workers' compensation, medical benefits, unemplcyment, and long-term disability for its employees. Self-insured transactions are accounted for in the internal service fund. The first plan is administered by an outside agency, the latter three are administered by the City. Claims payable under the above policies aggregated $1,440,845 at June 30, 1989. Incurred but not reported claims have been considered in determining the accrual for the self-insurance reserve. The City does not use an actuary to determine liability. Claims payable are determined from administrators reports and the City's historical data. Expansion of Sewage Treatment Plant - The City issued certificates of participation to pay for the expansion of the capacity of its sewage treatment plant. The City is committed to pay any sewage treatment plant expansion costs in excess of the cash provided from the issuance of the certificates of participation. At June 30, 1989, budge'ed costs exceeded cash available from the issuance of the certificates of participation by approximately $2,408,000. Litigation - The City of Lodi, California is a defendant in various lawsuits. The City Attorney estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the financial condition of the City. Arbitrage Earnings - The LPIC has elected to possible arbitrage earnings (arbitrage earnings earned on the unexpended tax exempt certificates proceeds in excess of that which would have been been invested in securities with a yield of the COPS) to the anniversary date of the debt issue arbitrage earnings, if any, crust be rebated to the every five years. -7- - defer calculation of are defined as income of participation (COP) earned had the monies effective rate of the (August 1). Currently United States Treasury (Continued) CITY OF LODI Notes to General Purpose Financial Statements (12) Restatement of Beginning (June 30, 1988) Fund Balance/Retained Earnings (a) Fund Type Reclassifications In the prior year, the City accounted for the Camp Hutchins program's revenues and expenditures in the Special Revenue Funds. Because these funds are not legally restricted and Camp Hutchins is not a separate legal entity, the City, effective July 1, 1988, began accounting for this activity in its General Fund. The effect of this change in accounting was a $13,382 increase in the fund balance of the General Fund. In the prior year, the City accounted for the Library's revenues and expenditures in the Special Revenue Funds. --Because these funds are not -- legally restricted and the library is not a separate 'legal entity, the City, effective July 1, 1988, began accounting for this activity in its General Fund. The effect of this change in accounting was a $478,350 increase in the fund balance of the General Fund. In the prior year, the City accounted for the Community Center program's revenues and expenditures in the Trust Funds. As monies received for this program are the property of the City and the City i3 not holding these assets in a trustee capacity for individuals, private organizations, other governmental units, and/or other funds, the City, effective July 1, 1988, began accounting for this activity in its General Fund. The effect of this change in accounting was an $8,640 decrease in the fund balance of the General Fund. In the prior year, the City accounted for its hotel and motel tax revenues and expenditures in the Special Revenue Funds. Because these funds are not legally restricted, the City, effective July 1, 1988, began accounting for this activity in its General Fund. The effect of this change in accounting was a $411,456 increase in the fund balance of the General Fund. In the prior year, the City accounted for its United Downtown Assessment District activity in the Special Revenue Funds. Because this. fund represents debt for which the City is obligated in some manner under the terms of the bond indenture, the City, effective July 1, 1988, began accounting for the current activity of this debt in its Debt Service Fund. The effect of this change in accounting was a $296,421 decrease in the fund balance of the Debt Service Fund. (Continued) -28- CITY OF LODI Notes to General Purpose Financial Statements In the prior year, the City accounted for the long-term portion of the united Downtown Assessment District -bonds payable' in the Debt Service Fund. Because this is long-term debt for which the City is obligated in some Manner under ,the terms of the bond indenture, the City,, effective July 1, 1988, began accounting for the long-term portion of this debt in its General Long -Term Debt Account Group. The effect of this change in accounting was a $304,763 increase in the fund balance of the Debt Service Fund and an increase of $304,763 in the General Long -Term Debt Account Group as a special assessment- debt with governmental commitment and as an amount to be provided in future years. In the prior year, the City accounted for its construction projects in various fund types. Because these activities are for construction projects, the City, effective July 1, 1988, began accounting for these activities in its Capital-. Projects Funds. The increase in fund balances --- were as follows: General Funds: Equipment Fund Capital Outlay Fund Special Revenue Funds: Subdivision Reserve Fund Subdivis4on F•snd Master Drainage Program Fund Library Capital Outlay Fund Trust and Agency Funds: Hutchins Street Square Capital Fund Increase in Capital Project Fund balance $ 211,303 3,425,363 408,250 316,569 1,386,857 208,155 4,590 In the prior year, the City accounted for the English Oaks Common Fund and the Turner Cluff Assessment District Funds in the Special Revenue Funds. Because the City is acting as an agent for these funds, the City, effective July 1, 1988, began accounting for these funds in its Agency Funds. The effect of this accounting change was a $258,967 increase in the fund balance of the Special Revenue Fund. W General Fixed Assets In the prior year, the City had general fixed assets which were not recorded on the City's financial statements. During fiscal year ended June 30, 1989, the City properly recorded their general fixed assets in the General Fixed Assets Account Group. The effect of this restatement was an increase to the General Fixed Assets Account Group as fixed assets and investment in general fixed assets. (Continued) -29- Notes to General (G) Holding Accounts In the prior year, the City accounted for its holding accounts within its. fund balances and retained earnings. During fiscal year ended June 30, 1989, the City properly recorded these holding accounts as liabilities. The effect of this change in accounting was a $33,636 increased fund balance in the General Fund and a $10,000 decrease in the retained earnings of the Water Fund. (d) Enterprise Fund Fixed Assets Through fiscal year ended June 30, 1988, the City recorded fixed asset transactions in the subsequent year of occurrence. During the current fiscal year, the City changed to recording these transactions in the year of occurrence. This resulted in a restatement of the June 30, 1988 retained earnings. The effects of these restatements were as follows: Increase in Electric, Sewer, and Water retained earnings of $1,833,492, $27,349, and $440,564, respectively, for capitalization of prior year fixed assets; additions and a decrease in Electric, Sewer, and Water retained earnings of $320,083, $373,382, and $94,856, respectively, for prior year depreciation expense. (e) Special Revenue Fund Fixed Assets Expenditures In the prior year, the City recorded an over -expenditure for general fixed assets in the Special Revenue Fund. During fiscal year ended June 30, 1989, the City recorded a correction for this over -expenditure. The effect of this restatement was a $13,251 increase to fund balance of the Special Revenue Fund. -30- Y- 51 y, Wv Cash and investments $ 11,843,041 3,814,590 1,218,256 16,875,887 CITY OF LOBI Restricted assets - 8,446,350 - 8,446,350: Enterprise Funds Receivables (net of allowance Combining Balance Sheet June 30, 1989 for uncollectables): Electric Sewer Water Total Accounts Assets Cash and investments $ 11,843,041 3,814,590 1,218,256 16,875,887 Restricted assets - 8,446,350 - 8,446,350: Receivables (net of allowance r for uncollectables): Accounts 1,711,045 169,088 162,015 2,042,148 Property taxes -- --' - - 47,779 - - -- 47;179 � . Interest 136,799 106,031 14,980257,810 Due from other funds or governmental agencies 1,033,333 - - 1,033,333. Inventory 1,248,085 7,494 211,752 1,467,331 Other assets 646 17,150 - 17,196;, Fixed assets (net of accumulated depreciation) 11,•524,609 8,292,113 4,269,957 24,086,679 Total assets $ X7,497.558 ZQ -Mli25 5,876.960 4.275.113 Liabilities Accounts payable and other liabilities Accrued salaries and wages Accrued interest Due to other funds Accrued compensated absents Certificates of participa on payable. net of discou:: Total liabilities Fund Equity Retained earnings Contingent liabilities Total liabilities and fund equity 743,247 22,145 263,625 1,029,017 15,487 8,406 355,542 4,021 148,108 8.917.483 9,449,047 83,214 8,404 1,033,333 130,612 1,255,563 26,468,541 11,451,548 4,621,397 See accompanying independent auditors' report. -31- 841,948 38,955 355,542 r 1,037,354: 542,345 8,917,483 11,733,627 y 42,541,486 54,275.113 .. r c e } ' 91V CITY OF LODI Enterprise Funds Combining Statement of Revenues, Expenses and Changes is Retained Earnings Year Ended June 30, 1989 f Water Total Electric Sewer Operating revenues: Charges for services Operating $ 24,413,281 2.680,453 1,843,373 28,937,107 expenses:". Personal services 2,662,618 779,990 719,033 4,161,641 Supplies, materials and services 333,719 136,658 103,785 574,162 ;- Utilities and communications Depreciation 20,363,566 967,552 -257,521 379,426 347,107 362,966 20,968,194, 19709,944 Benefit payments 257,288 4,400 - 261,688 Other 48,336 331,130 4,416 383,882 Total operating expenses 24,633,079 1,889,125 1,537,307 281059,511 Operating income (loss) (219,798) 791,328 306,066 877,596 Nonoperating revenues (expenses): no; Sewer bond taxes - 300,605 - 300,605 Interest revenue 1,122,332 935,549 93,285 2,151,166 Rent 30,013 93,287 26,519 149,819 Incerest expense - (711,084) - (711,084) Other 159,163 351,294 9 61,464 571,921 - Net operating transfers in (out) (2,113,000) (278,344) (501,999) (2,893,343) Total nonoperating revenues (expenses) (801,492) 691,307 (320,731) (430,916) Net income (loss) (1,021,290) 1,482,635 (14,665) 446,680 RZ Retained earnings, as restated, June 30, 1988 27,489,831 9,968,913 4,636.062 42,094,806 Retained earnings, June 30, 1989$ 26.468,54] 1,451,548 ¢t See accompanying independent auditors' report. -32- t M See accompanying independent auditors' report. t' lk —33— ti gym. CITY OF LODI Enterprise Funds Combining Statement of Changes in Financial Position Year Ended June 30. 1989 f . , Electric Sewer Water Total r€ Sources of working capital: 4, Operations: Net income (loss) $ (1,021,290) 1,482,635 (14,665) 446,680 Item not requiring working capital: Depreciation 967,552 379,426 !362,966 1.,709,944 . Working capital provided by operations (53,738) 1,862,061 348,301_ 2,156,624 Increase in certificates of participation payable (net of discount) - 8,917,483 - 8,917,483 Total sources of working capital (53,738) 10,779,544 348,301. 11,074,107 n Uses of working capital: Acquisition of fixed assets, net 1,447,486 2,235,446 1,090,280 4,773,212 rj. Restacemer,c - - 10,000 10,000 Total uses of working capital 1,501i224 _ 2,235, 46 :1_11001280 4.783.212 Net increase (decrease) in 3' ' working capital Elements of net increase (decrease) in working capital: Cash and investments $ (2,783,131) 294,058 380,910 (2,1089163) } Restricted assets - 8,446,350 - 8,446,350 Accounts receivable, net 199,900 71,443 60,782. 332,125: - Property taxes receivable - 47,779 Interest receivable (49,327) 66,104 3,712 20,4894 Due from other funds or governmental agencies 1,033,333 - , - 1,033,333 Inventory 135,463 (4,788) 17,470 148,145: Other assets (178) (11000) - ;. ,(11178) .`' Accounts payable and accrued li.abilit.es (661) 5,965`(60;229) (54,925) Accrued salaries and wages 40,092 15,069 7,828 62,989 Accrued compensated absences (76,715) (37,319) (129,119) (243,153) Accrued interest - (355,542) - (355,.542) Due to other funds - 4 021) J (1033,333) (1,037,354) Net increase (decrease) in working capital $(I.50) �� t� (7 .97 )' 6,29Q.895 See accompanying independent auditors' report. t' lk —33— ti gym.