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HomeMy WebLinkAboutBudget FY 1994-1995CITY OF LODI, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30,1995 STEPHEN J. MANN, MAYOR David Warner, MAYOR PRO TEMP RAY G. DAVENPORT, COUNCIL MEMBER PHILLIP PENNINO, COUNCIL MEMBER JACK A. SIEGLOCK, COUNCIL MEMBER H. DlXON FLYNN, CITY MANAGER Prepared by the Department of Finance Vicky McAthie, Finance DirectorKreasurer Ruby Paiste, Acting Accounting Manager Coriene Wadlow, Acting Accountant TABLE OF CONTENTS ~- PREFACE INTRODUCTION Letter of Transmittal Certificate of Achievement for Excellence in Financial Reporting Certificate of Award Outstanding Financial Reporting Organization of the City of Lodi Directory of Officials and Advisory Bodies FINANCIAL REPORTS GENERAL PURPOSE FINANCIAL STATEMENTS independent Auditors' Report Combined Balance Sheet - All Fund Types and Account Groups Combined Statement of Revenues, Expenditures and Changes in Fund Balances All Governmental Fund Types and Expendable Trust Funds Combined Statement of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - General and Special Revenue Funds Combined Statement of Revenues, Expenses and Changes in Fund Equity - All Proprietary Fund Types Combined Statement of Cash Flows - All Proprietary Fund Types Notes to General Purpose Financial Statements ' SUPPLEMENTAL FINANCIAL STATEMENTS General Fund Overview Comparative Balance Sheets Comparative Statements of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Schedule of Expenditures by Department - Budgetary Level of Control - Budget and Actual Comparison Overview Combining Balance Sheet Combining Statement of Revenues, Expenditures and Changes in Fund Balance Comparative Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Special Revenue Funds - i iv xiv xvi xvii xv I 2 4 51 52 53 54 55 57 58 59 TABLE OF CONTENTS - continued SINGLE AUDIT Schedule of Federal Financial Assistance Notes to Schedule of Federal Financial Assistance Independent Auditors' Report on Compliance Based on an Audit of General Purpose Financial Statements Independent Auditors' Report on the Internal Control Structure Based on an Audit of General Purpose Financial Independent Auditors' Report on Compliance with the General Requirements Applicable to Federal Financial Independent Auditors' Report on Compliance with Specific Requirements Applicable to Major Federal Financial Independent Auditors' Report on the Internal Control Structure Used in Administering Federal Financial Assistance Programs Schedule of Findings Status of Prior Year Findings Performed in Accordance with Government Auditing Standards Statements Performed in Accordance with Government Auditing Standards Assistance Programs Assistance Programs 111 112 113 114 116 117 119 124 125 PREFACE ~ ~ The Comprehensive Annual Financial Report (CAFR) has been prepared'in order to present the City of Lodi, California (City) monetary results of operations and financiat condition as of June 30, 1995, as well as provide statistical information of general interest about the City. To achieve these goals, the City's CAFR was organized into the following four major sections: TRODUCTION ;!is section of the CAFR provides a comprehensive analysis of the City's financial position as of June 30, 1995 as well as summaries of significant policies and practices which affect the City's management of its financial affairs. The Introduction section also includes a directory of City officials and advisory bodies and an organization chart of the City. FINANCIAL REPORT S This section includes the primary financial statements of the City and is organized into three major areas: * Independent Auditors' Report * General Purpose Financial Statements including notes which summarize the City's financial position and results of operations at the "Fund level. Supplemental financial statements, which provide financial information for each of the City's funds and account groups organized by generic fund type: Governmental Funds (General, Special Revenue, Capital Project and Debt Service), Enterprise Funds, Fiduciary Funds and General Fixed Assets and General Long-Term Debt. An overview introduces each of these supplemental financial statements which describes the purpose of each fund or account group. In accordance with generally accepted accounting principles, the City's financial reporting system is organized on a "fund basis, which is described further on the following pages of this Preface. STATISTICAL TABLES This section includes the following demographic and financial tables which provide current and historical trend information for the City and is organized into four major areas: * Statistical overview * General financial trends of revenues, expenditures, property valuation and tax. sources for the last ten years * Long-term indebtedness trends and characteristics * Demographic and economic base trends and characteristics 1 PREFACE - CONTINUED SINGLE AUDIT The City is required to undergo an annual single audit of its federal financial assistance in conformity with the provisions of the single Audit Act of 1984. Information related to this single audit, including the schedule of federal financial assistance, findings and recommendations, and auditors' reports on the internal control structure and compliance with applicable laws and regulations, is also included in this report. The City's financial reporting system is organized on a "fund" basis consisting of three major fund types - Governmental, Proprietary and Fiduciary - and two self-balancing Account Groups. The City's various funds as summarized below have been established in order to segregate and identify those financial transactions and resources associated with providing specific activities or programs in conformance with special regulations, restrictions or limitations. GOVERNMENTAL FUNDS Most of the City's programs and functions are provided a'nd financed through the following Governmental Funds, which are distinguished by their measurement focus on determining financial position and changes in financial position, rather than upon determining net income: General Fund' Debt Service Capital Project Funds Equipment Fund Library Capital Subdivision Capital Hutchins Street Square Capital Capital Outlay Reserve Fund Lodi Lake Capital IJ Special Revenue Funds Police Special Revenue Fund Special Grants Fund Streets Fund Transportation Fund Community Development Block Grants PROPRIETARY FUNDS Proprietary funds are distinguished from Governmental funds by their similarity to private sector enterprises, as the intent is that the cost of providing services - whether this service is to the public (Enterprise Funds) or internally to the organization (Internal Service Funds) - is to be financed or recovered primarily through user charges. Enterprise Funds may also be established to account for operations under which the City or an outside granting agency has decided that a periodic determination of net income under full accrual accounting is appropriate for capital maintenance, public policy, management control, accountability or other public purpose. The following five Enterprise Funds are used by the City: Camp Hutchins, Electric, Sewer, Water and Transit. The Internal Service Funds are used to account for claims and benefits and equipment maintenance and motor pool. ii PREFACE - CONTINUED FIDUCIARY FUNDS Also known as Trust and Agency Funds, the following funds are used to account for assets maintained by the City in a trustee capacity for private individuals, organizations or other governmental agencies: Expendable Trust Funds Agency Funds Private Sector Trust Deferred Compensation Hutchins Street Square Bequest Miscellaneous Expendable Trust Special Assessments ACCOUNT GROUPS Except for assets and liabilities associated with the Proprietary or Fiduciary fund types, the following self-balancing account groups are used for accounting control and accountability for the City's general fixed assets and the unmatured portion of principal outstanding on its general long-term obligations. General Fixed Assets Account Group General Long-term Obligations Account Group iii CITY COUNCIL STEPHEN J. MANN, Mayor DAVID P. WARNER Mayor Pro Tempore RAY G. DAVENPORT PHILLIP A. PENNINO JACK A. SIEGLOCK CITY OF LODI CITY HALL, 221 WEST PINE STREET P.O. BOX 3006 LODI, CALIFORNIA 95241-1910 (209) 333-6706 FAX (209) 333-6795 H. DIXON FLYNN JENNIFER M. PERRIN RANDALL A. HAYS City Manager City Clerk City Attorney October 13, 1995 To the Honorable Mayor, Members of the City Council and Manager of the City of Lodi: The Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30,1995 is hereby submitted. This report is provided to present the financial position, results of operations and cash flows of the City's funds as of June 30, 1995, in conformity with generally accepted accounting principles. The report conforms to the highest standards of financial reporting as established by the Governmental Accounting Standards Board (GASB), for reporting by State and local governments. The responsibility for the accuracy, fairness and completeness of the report rests with the City. We believe that the information is accurate in all material respects and that it is presented in a manner designed to fairly present the financial position of the City. In addition, we believe that all disclosures necessary to enable the reader to gain full understanding of the City's financial activities has been included. The CAFR is presented in four sections: introductory, a financial section, a single audit section and statistical section. The introduction includes the transmittal letter, the City's organization chart and a list of principal officials. The financial section includes the auditors' report on the general purpose financial statements, the financial statements and notes to the fmancial statements. The single audit section includes the auditors' report on the schedule of federal financial assistance, notes to the schedule and reports on compliance and internal control structure on financial assistance programs. The statistical section includes selected financial and demographic information presented on a multi-year basis. THE REPORTING ENTITY AND SERVICES PROVIDED The hnds and account groups included ht the CAFR are those deemed dependent upon the City and controlled by the City Council and reflect the City's financial reporting entity in accordance with the Governmental Accounting Standards Board (GASB) Statement 14. iv The City provides a wide range of municipal services including public safety (police, fire and graffiti abatement), public utilities services (electric, water grid sewer), transportation services (streets, flood control and transit) leisure, cultural and social services (parks and recreation, library, community center and child care service), and general government services (management, personnel administration, financial administration, building maintenance and equipment maintenance). Several municipal services are provided through other government agencies, private companies or public utility companies, including: Number of Facilities Elementary and Secondary Schools Sanitation (solid waste) and Cable Television Ambulance Gas and Telephone ECONOMIC CONDITION AND OUTLOOK Overview The City is located in the San Joaquin Valley between Stocdon, 10 miles to the sou..., an1 13 2 1 2 Sacramento 35 miles to LA north, an, adjacent to I S. Highway 99. The CiG population is 54,700 andis contained in an area of 12 square miles. The City has grown steadily since incorporation in 1906 and is projected to grow to 70,500 people by the year 2007. The City’s growth is provided for in both the General Plan and the City’s growth control ordinance that allows an increase in population of 2% per year until the growth limits are reached. The average and mean income of Lodi residents are the second highest in the County. Sales tax per capita is the highest in the County. Lodi is built on a strong and broad based agricultural industry with national and industrial markets for its commodities and products. Wines, processed foods, nuts, fruit and milk are major commodities of the Lodi area and provide the basic material for food processing and packaging. These commodities support the operations of General Mills, Guild Winery and Pacific Cost Producers to name just three companies in the business of processing local agricultural commodities. In addition, Lodi has a wide range of small, financially sound businesses that add to the economic strength of the City. These companies range in size from 10 to 150 employees and produce a wide variety of products, services and commodities. ’ Economic Development Lodi is committed to promoting economic development (business retention and attraction) to expand the tax base to fund city services rather than increase taxes to pay for these services. The City developed long and short term economic development goals in conjunction with the Chamber of Commerce and began developing revitalization plans for the downtown and Cherokee Lane. V ConferenceRerforming Art Center The City and in partnership with the Old Lodi Union High School Site Foundation evaluted the demand for a conference/ performing arts center. This involves the renovation of the old auditorium that can be restored as an 800 seat capacity facility. Indoor Sports Facility The City has developed a Parks, Recreation and Open Space Master Plan that identified the need to build an indoor sports facility to meet current demand for indoor space for indoor recreation activities. The estimated cost for a facility of the size considered is between $4 million and $6 million. . FINANCIAL INFORMATION, MANAGEMENT AND CONTROL A detailed understanding of the financial position and operating results of the City is provided in the following sections of this report. The following is a brief description of the City’s financial condition, management practices and control techniques. Basis of Accounting Basis of accounting refers to the policy as to when revenues, expenditures or expenses are recognized in the financial accounts and reported in the financial statements. The City’s accounting records for general government operations are maintained on a modified accrual basis. Revenues are recorded when available and measurable. Expenditures are recorded when the services or goods are received and the liability incurred. For proprietary find types, the City uses the accrual basis of accounting. As such, the measurement focus is on net income in addition to financial position and changes in financial position. Revenues are recognized when earned and expenses are recognized as the liability is incuqed. We believe that the City’s internal accounting controls adequately safeguard assets and provide reasonable assuraqce of proper recording of financial transactions. Accounting System and Budgetary Control In developing the City’s accounting system, consideration is given to the adequacy of the internal controls. The objective of the City’s internal accounting controls is to provide reasonable, but not absolute, assurance that the assets are safeguarded against loss from unauthorized use or disposition; and to ensure that transactions are properly recorded to permit the preparation of financial statements in accordance with generally accepted accounting principles. The concept of reasonable assurance recognizes that the cost of control should not exceed the benefits likely to be derived and that estimates and judgments are required to be made by management in evaluating these costs and benefits. In addition, the City maintains budgetary controls. The objective of these controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The budget is adopted annually. The City Manager is responsible for the preparation of the budget and its implementation after adoption. The City Council has the authority to amend the budget at any time during the year. The City Manager has the authority to make adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end balances. During fiscal year 1994-95, several supplemental budget appropriations were made by the City Council and City Manager. vii In addition to revitalization plans, the City is reviewing a number of incentives to retain and attract new businesses. Among the incentives being considered are infrastructure improvements, property tax abatement, regulatory flexibility, tax credits, utility rate incentives and public financing and/or grants. MAJOR INITIATIVES Overview As discussed above, economic development was the leading initiative of the City in 1994-95. Other significant initiatives included: 1) form a Street Crimes Unit; 2) execute a long term lease with California Youth Soccer Association; 3) residential neighborhood improvements; 4) building a conference and performing arts center and; 5) plan to provide an indoor sports facility. The City issued a Certificate of Participation in September 1995 to help hnd these goals. Central City Revitalization The revitalization program was approved by the Council to focus additional City effort and resources on improving the local economy by enhancing community pride in the downtown and promoting the downtown as the historical, pedestrian and socializing center of the City. Cherokee Lane Beautification Cherokee Lane parallels Highway 99 and is the preferred route for north-south intercity travel in the Central Valley. Before the Highway 99 bypass was built, Cherokee Lane was Highway 99 with a mix of businesses that catered to highway traffic. Over time however, Kettleman Lane became a preferred location for commercial development and disinvestment along Cherokee Lane became a problem. To improve Cherokee Lane, the City Council adopted three objectives: 1) improve streetscape and lighting conditions; 2) establish development standards and guidelines that improve the appearance of buildings and businesses and; 3) encourage and accommodate lodging, auto and support businesses. Street Crimes Unit Overall crime in Lodi has declined in the last year. However, criminal activity in certain neighborhoods and areas of the City exist at unacceptable levels. The continued efforts of the City to remove criminals from the streets and neighborhoods are a top priority. Recognizing the fiscal constraints which the City faces, the Police Department believes a Street Crimes Unit concept provides the Police Department with the necessary resources to concentrate police personnel in specific problem areas to free patrol officers to‘respond to general service calls. In 1993-94 the Lodi Police Department initiated the Community Oriented Policing (COPS) program which implemented a “ Partners” program for senior volunteers to assist the Police Department with non-emergency and non-criminal activities to allow officers to focus on crime prevention. The Partners Program is so successful that it was nominated and was awarded the 1995 California Cities Helen Putnam Award for Excellence. Residential Neighborhood Improvements The City Council has developed an action plan to revitalize the Eastside residential area to prevent the area from hrther deterioration. A Code enforcement officer was hired to help accomplish the effort to eliminate blight and to ensure safe neighborhood conditions in the eastside. vi Fund Balance It is the City's goal to maintain an unreserved, undesignated fund balance in the General Fund and working capital balances in the Electric, Water and Sewer enterprise funds of at least 15% of operating expenditures. This goal was achieved in fiscal year 1994-95. Cash Management The City has written investment policies that address a wide range of investments. These policies describe the City's investment objectives, investment authority, allowable investment vehicles, maturity terms and eligible financial institutions. These policies describe the City's capital preservation and cash management objectives. As provided in the policy, investments are intended to be held until maturity and investment terms are to be consistent with the City's cash flow needs. Investment reports are issued monthly to the City Manager and City Council to provide detailed information regarding the City's investments and compliance with City policy. An important objective of the City's investment policy is to achieve a reasonable rate of return on public funds while minimizing risks and preserving capital. In evaluating the performance of the City's investment portfolio, investments are expected to yield a rate of return that regularly meets or exceeds an average rate of return on a three-month U.S. Treasury Bill. Appropriation Limitation Article XI11 B of the Constitution of the State of California (Proposition 9) provides for the limitation of expenditures by state and local governments. Under the provisions of this article, City appropriations funded through tax sources may not exceed Fiscal year 1979 appropriation levels except as adjusted for increases in population and the cost of living. Excluded from the limitation are appropriations funded through charges for services, fines and forfeitures, grants, transfers of service responsibilities between government agencies and indebtedness incurred prior to Fiscal Year 1979. Pursuant to subsequent legislation adopted after Article XI11 B, the City is required to annually establish and adopt its appropriations limit by resolution. For 1994-95, the City's appropriations subject to limit were $17,292,960 and the appropriation limit was $36,515,234, a favorable variance of $ 19,222,274. Debt Administration The ratio of net general bonded debt to assessed valuation and the amount of bonded debt per capita is useful indicators of the City's debt position to municipal management, citizens and investors. This ratio for the fiscal year 1994-95 is: Net Direct Bonded Debt Percent of Net Bonded Debt to Debt Per Amount Assessed Ful 1 Cash Value CaDita $290,000 0.01 17% $5.30 At June 30, 1995, the City had outstanding general obligation bonds of $290,000, special assessment bonds of $160,000 and Certificates of Participation of $10,174,023. These liabilities are discussed in Note 8 of the General Purpose Financial Statements. The City's debt management policy includes a commitment to monitor all forms of debt annually during the preparation of the City's Financial Plan and Budget to ensure compliance. Also, the City will generally conduct financing on a competitive basis and will seek an investment grade rating on any direct debt and will obtain credit enhancements such as letters of credit or insurance when necessary for marketing purposes, availability and cost effectiveness. viii Interim Financial Reporting Monthly financial reports are prepared to present the City’s financial condition and results of operation. These reports are organized using the “pyramid“ approach. As such, the highest level of summary data is presented first, followed by progressively greater levels of detail. The reports provide current period and year to date revenues, expenditures and encumbrances for all activities and funds, including year to date estimates and variances. Single Audit The City is subject to financial and compliance reporting required by the Single Audit Act of 1984 which is a requirement of all local and state governments receiving federal financial assistance. As part of the Single Audit, tests are made to determine the adequacy of internal controls, including that portion related to federal financial assistance, as well as to determine that the City has complied with applicable laws and regulations governing federal funds. The result of the City’s single audit for the fiscal year ended June 30, 1995, provided no instance of material weaknesses in the internal control structure or significant violations of applicable laws and regulations. Competitive Bidding Policy All purchases for materials, equipment and services during 1994-95 were made pursuant to competitive bidding procedures as established under the City’s purchasing ordinance. Contracts for construction projects were awarded pursuant to competitive bidding procedures established by the State of California for projects in excess of $5,000. Risk Management The City is self-insured for dental care, chiropractic, worker’s compensation, general liability and unemployment insurance. General liability and worker’s compensation are administered by an outside agency. Unemployment, chiropractic and dental care are administered by the City. Self-insurance transactions are accounted for under the City’s Claims and Benefits Fund. At June 30,1995, the Claims and Benefits Fund had a deficit of $2,183,276. To correct this situation, an actuary was hired to look at the City’s worker’s compensation liability and evaluate rates used to fund this program. FINANCIAL HIGHLIGHTS As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for effectively managing the financial resources of the City. ix General Government Functions The following table presents a summary of the general fund, special revenue funds, capital projects funds, expendable trust funds and debt service fund revenues for the fiscal year ended June 30, 1995, and the amount of increases and decreases in relation to prior year revenues. As provided and discussed below, revenues increased by $4,625,997 or 21.30 % over 1994. REVENUES 1995 1994 Variance Variance Taxes Licenses and Permits Intergovernmental Revenue Charges for Services Fines, Forfeitures and Penalties Interest and Rental Income Other Revenues TOTAL Amount 'YO of Total $ 16,208,812 6 1.52% 633,961 2.41% 5,928,167 22.50% 405,8 18 1.54% 840,256 3.19% 20 1,696 0.76% 2,128,551 8.08% $ 26,347,261 100.00% - Amount 'YO of Total by Amount $ 12,579,665 57.91% $ 3,629,147 127,43 1 4,756,564 2 1 .go% 1,171,603 2,099,832 9.67% 28,719 1,172,337 5.40% (332,081) 199,168 0.92% 2,528 $ 21,721,264 100.00% $ 4,625,997 506,530 2.33% 407,168 1.87% (1,350) by Percent 28.85% 25.16% 24.63% , 1.37% -0.33% -28.33% 1.27% 2 1.30% 1. 2. 3. 4. Factors contributing to material changes in general government revenues from the prior year are provided below: Taxes, Tax revenues increased by 28.85% or $3,629,147 in 1995 over 1994. The large increase was attributed to the franchise in lieu tax of $4,160,000 from Electric, $609,000 from Sewer.and $53 1,400 from Water that were treated as contributions to the general fund and were recorded as operating transfers in 1994. A decrease in property taxes of $682,529 and increase in accrued sales tax of $974,896 to fiscal year 1994 as a result of the implementation of GASB 22 (note 1) offset the increase. Licenses and perm its, The increase of $127,43 1 occurred due to a rate increase in business licenses and an increase in construction activity, Business license revenues increased by $77,376. The remaining increase was from fees for building permits, electrical permits, plumbing permits and mechanical permits. rdovernmental - revenue, The increase of $1,171,603 reflects a credit from the Public Employees Retirement System (PERS) of $553,476, an increase in reimbursement earnings of $448,354 for projects financed by the Department of Housing and Urban Development and an increase of allocation from the Transportation Development Fund (TDA) of $1363 19. The PERS'credit represents City fbnds paid into PERS that were determined to be in excess of actuarial requirements. Interest and rental income . The. decrease of $332,081 is the result of the decrease in acreage fees. X Expenditures The following table presents a summary of general fund, special revenue funds, capital project funds, expendable trust funds and debt service fund expenditures for the fiscal year ended June 30,1995, and the increases and decreases in relation to prior year amounts. As discussed below, current expenditures grew $909,447 or 3.65% in 1995 over 1994. EXPENDITURES Variance Amount YO of Total Amount YO of Total by Amount by Percent 1995 1994 Variance General Government $ 4,822,689 21.10% $ 4,907,807 21.97% $ (85,118) -1.73% Public Protection 10,40 1,420 45.50% 9,949,056 44.53% 452,364 4.55% Public Works 4,381,541 19.17% 4,296,220 19.23% 85,321 1.99% Library 956,120 4.18% 88 1,274 3.94% 74,846 8.49% $ 22,860,951 100.00% $ 22,341,714 100.00% $ 519,237 2.32% Parks and Recreation 2,299,18 1 10.05% 2,307,357 10.33% (8,176) -0.35% Capital Outlays Debt Service TOTAL 2,652,333 345,498 $ 25,858,782 2,202,46 1 449,872 20.43% 405,160 (59,662) -14.73% $ 24,949,335 $ 909,447 ' 3.65% Factors contributing to material changes in expenditures from the prior year include: 1. Public Protect ion. An increase of $452,364 in Public Protection is due to salary increases and reclassification of positions. 2 -a1 Outlay . An increase of $449,872 in Capital Outlay expenses can be attributed to the net effect of the City Hall remodel project of $1,208,95 1 and a decrease overall in the various projects. Enterprise Activities Enterprise funds are used to finance and account for the acquisition, operation and maintenance of City facilities and services that are entirely or predominantly supported by user charges. Enterprise operations are accounted for in such a manner as to show profit or loss as in comparable private enterprises. At June 30, 1995, the city operated five enterprise funds which include electric, sewer, water, Camp Hutchins (child care) and transit. Total fiscal year net income was $2,512,946 with fund equity ending at $55,566,877. This represents a 7.24% increase over fiscal year 1993-94 in total fund equity. Additional enterprise fund financial information can be found in Note 19 of the general purpose financial statements. Internal Service Activities Internal service funds are used to account foi financing goods or services provided by one department or agency to another on a cost reimbursement basis. At June 30,1995, the city maintained two internal service funds, one for claims and benefits and one for the City equipment maintenance and motor pool. The total fiscal year 1994-95 net operating loss before transfers was $1,324,687 with a retained deficit balance of $2,149,952. Additional information can be found in Note 18 of the general purpose financial statements. Fiduciary Fund Operations The City maintains Expendable Trusts Funds to account for and administer bequests for the Hutchins Street Square and the Library. Agency Funds are used to account for and administer the Deferred Compensation and Special Assessment finds. INDEPENDENT AUDIT The City Council requires an annual audit of the records and accounts of the City by an independent certified public accountant. The accounting firm of KPMG Peat Marwick LLP was selected to perform this audit. The auditors' report precedes the general purpose financial statements and concludes that the City's general purpose financial statements are presented fairly in all material respects in accordance with generally accepted accounting principles. CERTIFICATE OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) and the California Society of Municipal Society of Municipal Finance Officers (CSMFO) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30,1994. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last two years (fiscal years ended June 30, 1993 and 1994). We believe our current report continues to conform to the Certificate of Achievement program requirements and we are submitting it to GFOA and CSMFO. xii ACKNOWLEDGMENTS I would like to thank the staff of the Finance Department, in particular the Accounting staff whose professionalism, dedication and efficiency are responsible for the timely preparation of this report. A special expression of appreciation goes to Ruby Paiste, Acting Accounting Manager and Coriene Wadlow, Acting Accountant, whose support, encouragement and hard work enabled a smooth fiscal year-end closing. I would also like to thank you for your interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, Vicky Mc Athie Finance Director i xiii rwww I 2WunicipaZ 3inance Officers Certificate of Award Y Presented to - 1993-94 %is certificate is issued in recognition of meeting pro$&mul standarh and criferiu in reporting which reflect CL high level of qualifp in the annual financial statements and in he underlping accounting spstemfiom which he reports were prepared. Certificate of Achievement for Excellence in pinanciai Reporting Presented to City of Lodi, California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30,1994 , I A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. The Government Finance Officers Association of the United States and Canada (GFOA) Certificate of Achievement for Excellence in Financial Reporting President - irec The Government Finance officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lodi for its comprehensive annual financial report for the fiscal year ended June 30,1994. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. Such reports must satis9 both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. 1994 was the second year that the City of Lodi received a Certificate of Achievement. We believe our current report continues to conform to the program requirements, and we are submitting it to GFOA. !B I I -p1 iB IB ~- .. ...... .. .... ............................ ..... - ^I-,....-....-..-......-..--' DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Stephen J. Mann David Warner Ray G. Davenport Phillip Pennino Jack A. Sieglock ADVISORY BODIES Library Systems Advisory Board Council of Governments (COG) Citizens Advisory Committee Lodi Solid Waste Management Task Force Lodi Ad Hoc Transportation Committee Site Plan and Architectural Review Committee Old Lodi Union High School Site Foundation Board Lodi Senior Citizen’s Commission PRINCIPAL ADMINISTRATIVE OFFICERS Thomas A. Peterson Jerry Glenn Bob Mc Natt Jennifer M. Perrin Kathleen Andrade H. Dixon Flynn Hank Howard Charlene Lange Joanne Narloch Jack Ronsko Henry Rice James Sch’roeder Larry Hansen Ron Williamson Mayor Mayor Pro Temp Council Member Council Member Council Member Library Board Planning Commission Recreation Commission Lodi Arts Commission Personnel Board of Review East Side Task Force Gang Task Force City Manager Assistant City Manager City Attorney City Clerk Librarian Finance Directorflreasurer Fire Chief Community Center Director Personnel Director Public Works Director Electric Utility Director Community Development Director Police Chief Parks & Recreation Director kbh&Peat Marwick LLP 400 Capitol Mall Sacramento, CA 95814 Independent Auditors' Report The Honorable Members of City Council We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1995, as listed in the accompanying table of contents. These general purpose financial statements are the responsibility of the management of the City of Lodi, California. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. City of Lodi, California: In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Lodi, California, as of June 30, 1995, and the results of its operations and the cash flows of its proprietary fund types for the year then ended in conformity with generally accepted accounting principles. As further described in the notes to the general purpose financial statements, the City adopted the provisions of the Governmental Accounting Standards Board (GASB) Statement No. 22, Accounting for Taxpayer-Assessed Tax Revenues in Governmental Funds (note 1). In accordance with Government Accounting Stundurds, we have also issued a report dated October 13, 1995, on our consideration of the City's internal control structure and a report dated October 13, 1995, on its compliance with laws and regulations. Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The accompanying supplemental financial statements and Schedule of Federal Financial Assistance listed in the accompanying table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Lodi, California. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. The information contained in the statistical section has not been subjected to the auditing procedures applied in the examination of the general purpose financial statements and, accordingly, we express no opinion thereon. October 13,1995 Assets and Other Debih Cash and investments (note 3) Receivables: Accounts Property taxes (note 4) Special assessments Water loan (note 5) Interest Due from other funds or governmental agencies (note 9) Inventory Deferred financing costs Other assets Fixed assets (note 6) Other debits: Amount to be provided for general Amounts available in debt service Total assets and other debits long-term debt obligations CITY OF LODl COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS June 30,1995 Fiduciary Governmental Fund Type Proprietary Fund Type Fund Type Special Debt Capital Internal Trust and General Revenue Service Projects Enterprise Service Agency $ 3,885,767 5,488,397 260,298 3,795,720 13,967,908 1,616,925 12,274,104 1,196,904 459,030 123.666 2,775,259 188 152 26,359 2.181 4,651 35,000 3,936,191 67,170 53.807 535 42,857 212,530 27,802 3,171 59,631 245,443 33.650 8,235 166,562 681,463 11,033 967,966 75,047 252,264 2,345 641 50,019,525 131 ,I 92 $, 5,277,916 6,246,677 , 298,014 4,133,678 I , 73,015,451 . 1,862,187 12,276,348 (continued on next page) Account Groups General General Fixed Long-Term Total Assets Obligations (Memorandum Only) 45,505,527 $ 41,289,199 4,555,401 33,191 35,000 3,936,191 407,872 1,364,352 1.076,663 252,264 11,421 95,656,244 4.552.805 4,552,805 .. 263,014 263,014 45,505,527 4,815,619 $ 153,433,617 --9 See accompanying notes to general purpose financial statements. 2 g-3 rri Liabilities: Accounts payable and other liabilities Accrued salarles and wages Accrued interest Due to other funds (note 9) Accrued compensated absences (note 8) Deferred compensatlon benefits payable (note 13) Deferred revenue Self-insurance reserve (notes 15 and 17) Capitalized lease obligations (note 8) Certificates of participatlon payable, net of discount (note 8) Water loan payable (note 5) General obligation bonds payable (note 8) Special assessment district bonds payable, with governmental commitment (note 8) Total liabllitles Fund Equity : Contributed capital (notes 10 and 20) Investment In general fixed assets Retained eamlngs (deficit) (notes 10 and 18) Fund balances: (note 10) Reserved for library Reserved for encumbrances Reserved for inventory Unreserved-designated Unreserved Total fund equity (deficit) and other credits Commitments and contingent llabllities (notes 7,17and 21) Total liabilities. fund equity and other credits CITY OF LODI COMBINED BALANCE SHEET -ALL FUND TYPES AND ACCOUNT GROUPS -continued June 30,1995 Fiduciary Governmental Fund Type Proprietary Fund Type Fund Type Account Groups Special Debt Capital Internal Trust and Flxed Long-Term Total General General General Revenue Service Projects Enterprise Service Agency Assets Obligations (Memorandum Only) $ 477,969 253,713 507,506 119 161,640 300,000 35.000 28,306 890,702 95,760 392,259 158,373 9,256 358,684 173,003 164,278 11,033 930,266 16,248 11,519,999 3,764,898 1,285,475 41 5,472 35,000 201,309 242,795 159,438 165,792 470,937 33.850 16,385 5,665,413 263,014 3,461,432 10,174,023 4,758,000 17,448.574 3,880,947 1,299,212 131,192 54,267,665 (2,149,952) 11,912,258 366.090 $. 4,068,678 299,141 2,138,709 673,254 358,684 509,954 5,296,944 11,519,999 51,248 3.764,898 299.141 10,174,023 4,758,000 2 9 0,O 0 0 290.000 160,000 180,000 4,815,819 39,994,854 45,505,527 1,430,404 45,505,527 52,117,713 242,795 796,185 33,650 9,772.334 3,540,175 3,540,175 11 3,438,763 3,992,441 5,831,205 263,014 3,932,369 55,566,877 (2,018,760) 366,090 45,505,527 $, 5,277,916 6246,677 . 298,014 4,133,678 , 73,015,451 -1,862,187 12,278,348 ~ 45,505,527 4,815,819- $ 153,433,817 4 , F 3 See accompanying notes to general putpose financial statements. CITY OF LODl COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ALL GOVERNMENTAL FUND TYPES AND EXPENDABLE TRUST FUNDS Year ended June 30,1995 Revenues: Taxes Licenses end permils Intergovernmental revenues Charges for services Fines, forfeits end penalties Interest and renlal income Miscellaneous revenue Tolal revenues Expenditures: Current: General government Public protection Public works Library Perks and recreelion Capital oulley Debt service: Interest end fiscal charges Principal payments . Total expenditures Excess (deficiency) of revenues over (under) expenditures Olher financing sources (uses): , Operating transfers in (nole 11) Operating lrensfers out (note 11) Capital lease proceeds Tolal olher financing sources (Uses) Excess (deficiency) of revenues and other financing sources over (under) expendilures and other financing uses Fund balance. June 30, 1994, es reslated (nole 1) Fund balance. June 30,1995 General 8 14,952,724 633,961 2,752,171 421,745 405.818 393.118 130,710 19,690,247 Governmental Fund Type Special Deb1 Capilel Revenue Service Projecls 468.435 176,539 611,114 3,175,996 463,554 1,243,252 239.565 2,512 172.860 70,986 4,418,536 179,051 2,027.226 , 4,822,669 10,274,500 126,920 3,628,448 753,093 956,120 2,299.181 148,148 676,232 1,827,953 35,498 310.000 22.129.086 1,556,245 345,498 1,827,953 (2,438,839) 2,862,291 (166,447) 199,273 3,779.891 2,086,547 174,933 2,534,074 (1,536,326) (3,614.81 3) (2.566,2W 148.148 2,391,713 (1,528,266) 174,933 (32,126) Sea accompanying not- 10 general purpose financial statements. ~ (47,126) 1,334,025 8,466 167,147 4,039,567 4,497,180 254,528 3,765,222 $ 3,992,441 5.831.205 263,014 3,932,369 Fiduciary Fund Type Expendable Trust 32,201 32,201 32,201 (4,348) 27,853 338.237 368,090 P Told (Memorandum Only $ 16,208,812 633,961 5,928,167 2,128.551 405,818 840.256 201,696 26,347,261 4,822,689 10,401,420 4,381,541 956,120 2,299,181 2,652,333 35,498 310,Mx) 25,858,782 488,479 8,576,047 (7,722,289) 148,148 l,M)1,906 1,490,385 12,894,734 $ 14,385.119 4 CITY OF LODl COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES Year ended June 30,1995 BUDGET AND ACTUAL - GENERAL AND SPECIAL REVENUE FUNDS Tolal (Memorandum Only) Variance Revised Favorable Budgel Actual (Unfavorable) Special Revenue Funds Variance Revised Favorable Budge1 Aclual (Unfavorable) 507,200 468,435 (38,765) General Fund Variance Revised Favorable Budget Aclual (Unfavorable) $ 14,956,900 14,952,724 (4,176) Revenbas: Taxes Licenses and permits lnlergovernmenlal revenues Charges for services Fines, forfells end penallies lnleresl and renlal income Miscellaneous revenue Total revenue 15,464,100 15,421,159 $ (42,941) 445,600 633,961 188,361 5,518,277 5,928,167 409,890 1,238,031 885.299 (350,732) 380,400 405,818 25,418 801,750 632,683 (169.087) 445,600 2,092.000 718.031 380.400 680,500 188,361 660,171 (296.286) 25,418 (287,382) (I 19,590) 166,516 633,961 2,752,171 421,745 405,818 393,118 130,710 19,690,247 3,426,277 3,175,996 (250,281) 518.000 463,554 (54,446) 121,250 239,565 118,315 70.986 70,986 4,572,727 4,418,538 , (154,191) 250,300 201.696 (48.604) 12,325 24.096.458 24,108,783 250,300 19,523.731 Expendilures: Cunenl: General government Public proleclion Public works librery Parks and recreation Capilal oullay Tolal expenditures 5,048,055 10,444,526 3,835,461 1,015,878 2,443,312 4,822,689 10,274,500 3.628.448 956,120 2,299,181 225,366 170,026 207,013 59.758 144,131 5,048,055 4,822.689 225,365 10,509,919 10,401,420 188.499 5,122,423 4,381,541 740.882 1,015,878 956,120 59,758 2,443,312 2,299,181 144.131 145,393 126,920 18,473 1,286,962 753,093 533.869 4,468,363 824,380 3,643,983 28.687.950 23.685.331 5,002,619 676.232 3,643,983 4,320,215 5,752,570 1,556,245 4,195,325 148,148 22,129,086 148,148 22,935,380 806.294 972,810 (2,438,839) (1,179.843) 2,862,291 4,042,134 (4,591,492) 423,452 5,014,944 Excess (deficiency) of revenues over (under) expendilures (3.41 1.649) Other finenclng sourc~s (uses): Operaling tenders In Operaling transfers oul Capilal lease proceeds Total olher financing sources (uses) 5,866,438 5,866,438 (5,151,139) (5,151,139) 148.148 148,148 863,447 663.447 2,086,547 2,086,547 (3,614,813) (3,614,813) (1,528.266) (1,528,266) 3,779.891 (1,536,326) 148,148 2,391,713 3,779,891 (1,536,326) 148,148 2,391,713 Excess (deficiency) of revenues and olher financing sources over (under) expandilures and olher financing uses Fund balance. June 30, 1994, as restated (note I) (I ,019,936) (47,126) 972,810 (2,708,109) 1,334,025 4,042,134 (3,728.045) 1,286,899 5,014,944 4,039.567 4,039,567 4,497,180 4,497.180 8,526,747 8,536,747 3,019,631, 3,992,441 972,810 1,789,071 5,831,205 4,042,134 4,808.702 9,823,646 $ 5,014.944 $- - - 4. Fund balance, June 30,1995 See scmmpsnying mtu 10 general purpose financial statemen& 5 m ~rn~rnm~~rnrnrnwm~~~m CITY OF LODl COMBINED STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND EQUITY ALL PROPRIETARY FUND NPES Year ended June 30,1995 Operaling revenues: Charges for services Operaling expenses: Personal servicas Supplies, materials end services Utilities Deprecialion and amortization Claims payments Total operating expenses Enterprise $ 40,587,961 4,956,725 7,558.144 1,584,055 38.920.658 24,841,734 Operaling income (loss) 1,667,303 Nonoperating revenues (expenses): Sewer bond lexes Interest revenue (expenses), net Rent Olher, net Total nonoperaling revenues 186,361 73,312 164,267 2,122,320 2,546,260 Income (loss) before operatin@ lransfers 4,213,563 Operating transfers in (nole 11) Operating Iransfers out (note 11) Tolal operating transfers 1,594,830 (3,295,447) (1,700,617) Net income (loss) 2,512,946 Add: Depreclalion on contributed essels Net increase (decrease) to relained earnings 2,626,491 , Relained earnings (deficit), June 30,1994, as resletad (nole 1) Retained earnings (deficit), June 30,1995 Contributed capital, June 30, 1994, as reslaled (nole 20) Deprecielion on canlributed essels Conlribuled cspilal, June 30, 1995 113,545 51,641,173 54,267,665 1,079,002 (1 13,545) 1,299,212 t 55,566,877 Conbibuled assets 333,755 Total fund aquily (deficit), June 30, 1995 (nole 18) Internal servica 3.443,428 586,703 3,741,323 479 15.822 590,259 4,934.586 (I ,491,158) 91.621 74,850 166,471 (1,324,687) 846.860 846.860 (477~) 15,822 (462.005) (1,687,947) (2,149,952) 151,677 (15,822) (4,663) 131,192 (2,018,760) I_ Tola1 (Memorandum Only) $ 44,031.389 5,543,428 I 1,299.467 24,842,213 1,579,877 590,259 43.855.244 176.145 186,361 164,933 164,267 2,197,170 2,712,731 2,441,690 (3,295,447) (853,757) 2,035,119 129.367 2,164.486 49,953,226 52,117,713 1,230,679 (1 29,367) 329,092 1,430,404 $ 53,548,117 6 See accompanying not- to general purpose financial statements. CITY OF LODl COMBINED STATEMENT OF CASH FLOWS PROPRIETARY FUND TYPES Year ended June 30,1995 Cash flows from operatlng actlvitles: Operatlng Income (loss): Adjustments to reconcile operating Income (loss) to Depreclallon and amortlratlon Changes In assets and Ilablitlles: net cash provlded by (used In) operating activities: Decrease In water loan recelvable Increase In accounts recelvable Decrease In property taxes receivable Increase In Interest recelvable (Increase) decrease In due from other funds Decrease (Increase) In Inventory Decrease In other assets (Decrease) Increase In accounts payable and other llabilitles Increase in accrued salaries and wages Decrease In awed Interest Decrease In due to other funds Increase in accrued compensated absences Increase In deferred revenue Decrease In self-Insurance reserve Net cash provlded by (used In) operating actlvtles Enterprise $ 1,667,303 1,564,055 41,082 (226,637) 34,926 (53,600) (340,350) 654,046 33,483 (147,720) 39,234 (3,728) (44,640) 79.938 16,248 3,313,640 Cash flows from noncapnal flnanclng activities: Operatlng transfers In 1,594,830 Operatlng lransfers out (3,295,447) Other cash flows from noncapital activitles 2.357.000 656,383 Net cash (used in) provlded by non-capftal flnanclng actlvitles Cash flows from capital flnancing actlvitles: Aqulstion and constructlon of captal assets (net) (2,648,650) (110,~) Interest payments - Certlflcates of Partlclpationtwater loan (735,620) Sewer bond taxes-general obligation bonds 186.361 Capltal contributed 326,434 (2,981,475) Princlpal payments - Certlflcates of Partlclpatlon long-term Net cash used In CapHal flnanclng actlvitles Cash flows from Investing acllvities: Rent of CHy properly Interest on Investments Net cash provlded by Investing actlvitles 164,262 808,932 973.194 Net Increase In cash and cash equivalents 1,961,742 Cash and cash equivalents at beglnning of year . 12,006,166 Cash end cash equivalents at end of year 8 13,967,908 Internal SeNh (1,491.158) 15,822 (63) (2,571) 10,976 (21,148) 28.732 338 (1 0,976) (44,635) (1,514,683)- 846,860 74,850 921.710 91,621 91,621 (501,352) 2,118,277 1,616,925 L Total (Memorandum Only) $ 176,145 1,579,877 41,082 (226,700) 34,926 (56,171) (329.374) 632,898 33,483 (118,988) 39,572 (3,728) (55,616) 79,938 16,248 (44,635)- 1,798,957 2,441,690 (3.295.447) .- 2,431 ;a50 1,578.093 (2,648,650) (735,620) 186,361 (1 10,000) 326,434 (2,981.475) 164,262 900,553 1,064,815 1,460,390 14,124,443 $ 15.584.833 CITY OF LODI Notes to General Purpose Financial Statements . June 30, 1995 (1) Sumniary of Significant Accounting Policies The City of Lodi (City) was incorporated on December 6, 1906, as a municipal corporation under the General Laws of the State of California. The City operates under a CounciEManager form of government and provides the following services: general government, public works, public protection (police and fire), library, parks and recreation. The accounting policies of the City conform to generally accepted accounting principles (GAAP) as applicable to governments. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and financial reporting principles. The following is a summary of the more significant policies: (a) Reporting Entity The City of Lodi is governed by an elected five member council. As required by GAAP, these financial statements present the City and its component unit, an entity for which the City is considered to be financially accountable. The component unit, although a legally separate entity, is, in substance, part of the City's operations and therefore, its activities are blended with data of the City. The City has no discretely presented component units, which would be reported in a separate column in the accompanying combined financial statements. The blended component unit of the City is as follows: The Lodi Public Improvement Corporation (LPIC) was formed on April 26, 1988 for the purpose of rendering financial assistance to the City in the issuance of the 1988 Certificates of Participation (refunded by the issuance of the 1991 Certificates of Participation) to finance the expansion of the City's White Slough Pollution Control Facility. The City Council constitutes the Board of Directors of LPIC. The funds of LPIC have been included in the Enterprise (Sewer) find in the accompanying general purpose financial statements. (b) Basis of Presentation - Fund Accounting The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for in a separate set of self-balancing accounts that comprise its assets, liabilities, find equity, revenues and expenditures or expenses as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activity are controlled. The various funds are summarized by type in the general CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 purpose financial statements. The following fund types and account groups are used by the City: Governmental Fund TvDea Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use and balances of the City's expendable financial resources and the related liabilities (except those accounted for in proprietary funds) are accounted for through governmental funds. The measurement focus is upon determination of and changes in financial position, rather than upon net income determination. The following are the City's governmental fund types: General Fund : resources except those required to be accounted for in another fund. The General Fund is the general operating fund of the City. It is used to account for all financial Special Revenue Funds: Special Revenue Funds are used to account for the proceeds of specific revenue sources (other than expendable trusts or major capital projects) that are legally restricted to expenditures for specified purposes. Debt Serv ice Fund: The Debt Service Fund is used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest and related costs, Capital Pro iects Funds: The Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary funds and trust funds). Proprietarv Fund TvDes Proprietary Funds are used to account for the City's on-going organizations and activities which are similar to those often found in the private sector. The measurement focus is upon determination of net income and capital maintenance. The following are the City's proprietary fund types: Enterprise Funds: Enterprise Funds are used to account for operations that are (a) financed and operated in a manner similar to private business enterprises - where the intent is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or (b) where the governing body has decided that periodic determination of revenues. earned, expenses incurred, andlor net income is appropriate for capital maintenance, public policy, management control, accountability or other purposes. Enterprise funds have been established for Camp Hutchins and the Electric, Water, Sewer and Transit Divisions of the City. CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 Internal Service Funds: Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the City or to other governmental units, on a cost-reimbursement basis. Internal Service Funds have been established for the City's Claims and Benefits and Equipment Maintenance and Motor Pool. Fiduciary Fu nd Types Fiduciary Funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units and/or other funds. Ayencv Funds: Agency funds are usedprincipally to account for collection of bond proceeds with no governmental obligation and payment of related bond principal and interest. Agency funds are custodial in nature and do not involve measurement of results of operations. F- n : Expendable Trust Funds are used primarily to account for hnds held by the governmental unit in a trustee capacity for individuals, private organizations, other governmental units and/or other funds. Expendable trust funds are accounted for in essentially the same manner as governmental funds. Account Grouas Account groups are used to establish accounting control and accountability for the City's general fixed assets and general long-term debt. The following are the City's account groups: General F ixed Assets Acco unt Group: This account group is established to account for fixed assets of the City, other than those accounted for in the proprietary funds. GeneralLo nP-Term - Debt Account Group: This account group is established to account for all long-term obligations of the City except those accounted for in the proprietary funds. (c) Basis ofAccounting Governmental fund types are accounted for by using the modified accrual basis of accounting and the flow of current financial resources measurement focus. Revenues are recorded when they become both measurable and available. Revenues not considered available are recorded as deferred revenues. Expenditures are recorded when the liability is incurred, except for (a) unmatured interest on general long-term obligations which are recorded when due; 10 CITY OF LODI Notes to General Purpose Financial Statements (continued) June30, 1995 ’ and (b) the noncurrent portion of accrued vacation and sick leave, which is recorded in the General Long-term Debt Account Group, In applying the susceptible to accrual concept to intergovernmental revenues, the legal and contractual requirements of the numerous individual funds are used as guidelines. There are, however, essentially two types of revenues. In one, moneys must be expended on the specific purpose or project before any amounts will be paid to the City; therefore, revenues are recognized based upon the expenditures incurred. In the other, moneys are virtually unrestricted as to purpose of expenditure and are usually revocable only for failure to comply with prescribed compliance requirements. These resources are reflected as revenues at the time of receipt or earlier if the susceptible to accrual criteria are met. Property taxes are recognized as revenue in the year for which taxes have been levied, provided they are collected within 60 days after year end, Special assessments are recorded as revenue in the year the individual installments are due. The City has adopted the provisions of GASB Statement No. 22 (GASB 22) Accounting for Taxpayer Assessed Tax Revenues in Governmental Funds as it relates to sales tax revenues collected by the State on behalf of the City. Under this new standard, sales tax revenues are recorded using the modified accrual basis of accounting, Prior to adoption of GASB 22, sales tax revenues were accounted for as received. The cumulative effect of applying this Statement has been reported retroactively as a restatement of fund balance at June 30, 1994 in the accompanying financial statements in the amount of $974,896. Licenses and permits, charges for services, fines and forfeitures and miscellaneous revenues (except investment earnings) are recorded as revenues when received in cash since they are generally not measurable until actually received. Investment earnings are recorded as earned since they are measurable and available. Proprietary fund types are accounted for by using the accrual basis of accounting. Revenues are recognized when earned and expenses are recognized when the liability is incurred. Unbilled service revenue is accrued in proprietary funds. Fiduciary find types are accounted for according to the nature of the fund. The City has Agency type funds which are purely custodial in nature (assets equal liabilities) and thus do not involve measurement of results of operations. In addition, the City has Expendable Trust funds which are accounted for in the same manner as are other governmental funds. All of these funds are accounted for on the. modified accrual basis of accounting. (d) Government Accounting Standards Board Statement No. 20 (GASB 20) The City has elected under GASB 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting, to not apply all Financial Accounting Standards Board (FASB) Statements and Interpretations issued after November 30, 1989. As CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 required under GASB 20, the City will continue to apply all applicable GASB pronouncements as well as Statements of Interpretations of FASB, Accounting Principles Board (APB) Opinions and Accounting Research Bulletins (ARBS) of the Committee on Accounting Procedure issued on or before November 30, 1989, unless those pronouncements conflict or contradict GASB pronouncements. (e) Encumbrances Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of funds are recorded to reserve that portion of the applicable appropriation, is employed in the governmental funds. Open encumbrances are reported as reservations of fund balances since the commitments will be honored through subsequent years' budget appropriations. Amounts encumbered at year-end are reappropriated in the following year. Encumbrances do not constitute expenditures or liabilities. (0 Cash and Investments The City maintains a cash and investment pool that is available for all finds of the City for the purpose of increasing interest earnings through investment activities. Each fund's portion of this pool is shown on the combined balance sheet as "cash and investments". Interest earned on the pooled investments is allocated to various funds based on quarter end cash balances in accordance with California code section 53647. Investments are stated at cost or amortized cost (which approximates market) with the exception of deferred compensation investments which are recorded at market. (g) Inventory General fund inventories are recorded at cost and expensed when consumed rather than when purchased. For the Proprietary fund types, inventories are recorded at cost using a method which approximates first in first out (FIFO) and expense is recognized when inventories are consumed in operations. (h) General Fixed Assets General fixed assets purchased are recorded as expenditures in the governmental funds and capitalized at cost in the General Fixed Assets Account Group. Capital leases for buildings, improvements and equipment are recorded in the General Fixed Asset Account Group and capital lease payable is recorded in the General Long-term Debt Account Group. Contributed fixed assets are recorded at estimated fair market value at the time received. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset useful lives are not capitalized. Improvements considered to be infrastructure such as roads, bridges, curbs and gutters, streets and sidewalks, drainage systems and lighting systems are not capitalized as these assets are normally immovable and of value only to the City. Therefore, the purpose of stewardship for capital expenditures is 12 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 satisfied without recording these assets. Depreciation has not been provided on general fixed assets, nor has interest been capitalized. (i) Fixed Assets - Proprietary Fund Types Fixed assets owned by the Proprietary Funds are stated at cost. Contributed fixed assets are recorded at estimated fair market value at the time received. Depreciation has been provided over the estimated useful lives using the straight-line method. The estimated useful lives are as follows: Buildings and improvements Machinery and equipment Vehicles . Years 3 -40 2-40 5- 15 Depreciation recognized on contributed fixed assets is charged to contributed capital. (j) Compensated AbsencesNacation and Sick Leave Noncurrent accumulated vacation and vested sick leave benefits for governmental funds are recorded in the General Long-Term Debt Account Group as a liability and also as an amount to be provided by future operations. The amount to be provided by future operations represents the total amount that would be required to be provided from the general operating revenues of the City if all the benefits were to be paid. The current portion, the amount expected to be paid in the next twelve months, is recorded as a liability of the responsible governmental fbnd. Enterprise Funds record vacation and sick leave as an expense and liability when earned by employees. (k) Self-Insurance The City is self-insured for general liability, workers' compensation, dental benefits, chiropractic, unemployment and long-term disability. Various City funds are charged premiums for the City's self-insurance reserve, which is accounted for as an internal service fund. The accrued liability for estimated self insured claims represents an estimate of the eventual loss on claims arising prior to year end including claims incurred but not reported. 13 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (1) Total (Memorandum Only) Columns Total columns on the combined statements are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations or cash flows in conformity with generally accepted accounting principles. Such data are not comparable to a consolidation since interfind eliminations have not been made. (m) Statement of Cash Flows For purposes of reporting cash flows, the City considers all highly liquid investments (including restricted assets) with a maturity of three months or less when purchased and investments maintained in the pool to be cash equivalents. (n) Reclassifications Certain 1994 amounts have been reclassified to conform to the financial statement presentation for the 1995 fiscal year. The City has determined that fees collected and remitted for refiise services (Sanitation) to the refuse contractor are more appropriately reported as net franchise fee revenue ihstead of gross revenue and expenditure of the City. Accordingly, revenue and expenditures, and related accounts receivable and accounts payable balances, have been reduced for the prior year to match the current year's presentation. The annual contributions from the Electric, Sewer and Water Funds to the General Fund were budgeted and recorded as in-lieu taxes in the current year. These contributions were recorded as operating transfers in the prior year. (0) Fund Equity Restatement Certain operations of the City have been reclassified between finds through residual equity transfers. The 1994 fiscal year operating statements of these funds have been restated in the accompanying general purpose financial statement to conform to the 1995 fiscal year presentation. The effect on the fund balance and retained earnings at June 30, 1994 are as follows: 4 14 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 Fund balanceshetained earnings at June 30, 1994, as previously reported Residual equity transfers: - from Gas Tax Fund to Streets Fund - from Development Impact Mitigation Fund to Streets, Capital Outlay Reserve, Sewer and Water Funds to Streets Fund to Streets and Transit Funds - from Master Storm Drain Fund - from Transportation Fund Total transfers Fund balanceshetained earnings at June 30, 1994, as restated Special Revenue Fund Capital Projects Fund $ 5,243,730 (1,008,460) 1,008,460 (2,413 1,640) 1,348,201 869,190 (1,672,286) 1,189,985 $ (746,550) $ 4,497,180 Enterprise Fund ' $ 3,620,854 $51,038,990 1,013,558 (869,190) 144,368 $ 119,883 482,300 $ 602,183 $ 3,765,222 $51,641,173 Operations of the Gas tax Fund previously reported in the Special Revenue Fund are reported as activities of the Streets Special Revenue Fund. Operations of the Development Impact Mitigation Fees Fund previously reported in the Special Revenue Fund are reported as activities of the Streets Special Revenue Fund, Capital Outlay Reserve Capital Projects Fund, and Sewer and Water Enterprise Funds. Operations of the Master Storm Drain Fund previously reported in the Capital Projects Fund are reported as activities of the Streets Special Revenue Fund. Certain operations of the Transportation fund previously reported in the Special Revenue Fund are reported as activities of the Streets Special Revenue Fund are reported as activities of the Streets Special Revenue Fund and Transit Enterprise . 15 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (2) Budgetary Data The City adopts an annual budget for the general and special revenue funds. These budgets are prepared on a generally accepted accounting principles basis. As part of the City's internal control structure, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with the legal provisions embodied in the annual appropriated budget approved by the City Council. The accompanying financial statements present budget and actual data only of finds for which an annual budget was adopted. The budgets of capital projects are primarily "long-term" budgets which emphasize the major programs and capital project plans extending over a number of years. Due to the long-term nature of these projects, "annual" budget and actual comparisons are not considered meaningful. Formal budgetary integration is not employed for Debt Service Funds since effective budgetary control is alternatively achieved through the bond indenture provisions. Accordingly, no budgetary information is included in the accompanying general purpose financial statements for capital project and debt service funds. The City Council follows the following procedures in establishing the budgetary data reflected in the accompanying general purpose financial statements: On or prior to the first regular Council meeting in June of each year, the City Manager submits to the City Council a proposed Financial Plan and Budget for the fiscal year commencing July 1. The budget includes proposed expenditures and the means of financing them. Public hearings are conducted during meetings of the City Council to obtain citizens' comments. Prior to July 1 , the budget is legally enacted through passage of an ordinance. Budgeted revenues are adopted by the City Council at the time the budget is approved. Budgeted revenues are modified when the tax base changes, when fees are modified or when new revenue sources are identified. Budgeted expenditures represent original appropriations adjusted by budget transfers and appropriation amendments. The legal level of budgetary control (that is, the level at which expenditures can not legally exceed the appropriated amount) is at the department level. The operating budget is prepared and controlled at the department level (e.g., city clerk, city manager, etc.) for the General Fund. Special revenue fund expenditures, including transfers out, are approved by Council at the fund level. The City Manager may transfer appropriations from one activity to another within a department without approval from the City Council. All other appropriation adjustments during the year, whether transfers, increases or decreases, require City Council approval. Appropriations lapse at the close of the fiscal year to the extent that they have not been expended or encumbered. 16 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (3) Cash and Investments The following is a detail summary of cash and investments at June 30, 1995: Pooled cash and investments: Demand deposits Certificates of deposit Investments Total pooled cash and investments Deferred compensation: Pooled investments Library Private Sector Fund: Shares of stocks $ 6,380,880 1,889,000 21,442,235 29,712,115 11,519,999 57,085 Total cash and investments $ 41,289,199 (a) Cash The City's Ldmand deposits and certificates of deposit at year end are covered by either federal depository insurance or by collateral ..eld by the custodial bank. Collateral pool of the custodial bank is equal to 110% of the uninsured deposits. (b) Investments The City has adopted an investment policy pursuant to Government Code Section 53601 which authorizes the City to invest in obligations of the U.S. Treasury, agencies and instrumentalities, commercial paper rated A- 1 by Standard & Poor's or P- 1 by Moody's Commercial Paper Record, bankers' acceptances, repurchase agreements, mutual funds and the State of California Local Agency Investment Fund (LAIF). The City is also authorized to enter into reverse repurchase agreements. The deferred compensation plan funds are also authorized to be invested in corporate bonds rated AA or better by Moody's Bond Ratings or AA or better by Standard and Poor's. The City selects its investments based on safety, liquidity and yield. At no time during the year did the City borrow funds through the use of reverse repurchase agreements. CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (c) Custodial Credit Risk, Carrying Amount and Market Value of Cash and Investments In accordance with GASB 3, cash and investments are classified as to custodial credit risk by three categories as follows: Category 1 Insured or collateralized with securities held by the City or by its agent in the City's name; . Category 2 Collateralized with securities held by the pledging financial institution's trust department or agent in the City's name; Category 3 Uncollateralized. (Includes any bank balance that is collateralized with securities held by the pledging financial institution, or by its trust department or agent but not in the City's name.) Jnves tmen ts; Category 1 Insured or registered, or securities held by the City or its agent in the City's name; Category 2 Uninsured and unregistered, with securities held by the counterparty's trust department or agent in the City's name; Category 3 Uninsured and unregistered, with securities held by the counterparty or by its trust department or agent but not in the City's name. I8 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 Cash and investments of the City as of June 30, 1995 are summarized below: Deposits: Demand deposits Certificates of deposit Total deposits Category Not Subject Carrying Market 1 2 3 to Categorization Amount Value $ 300,000 6,080,880 6,380,880 $ 6,380,880 1,290,000 1,889,000 1,889,000 8,269,880 8,269,880 599,000 899,000 7,370,880 Pooled investments: U.S. Treasury Notes 2,987,634 2,987,634 2,966,880 Federal Agency Issues Federal Home Loan Mortgage 999,844 999,844 997,500 State of California Local Agency Investment Fund (LAIF) 17,454,757 17,454,757 17,454,757 Total pooled investments 3,987,478 17,454,757 21,442,235 21,419,137 Deferred compensation Investments held in trust: Shares of stocks 11,519,999 11,519,999 11,519,999 57,085 57,085 181,031 Total cash and investments $ 4,943,563 7,370,880 28,974,756 41,289,199 $ 41,390,047 The risk level indicated above is generally reflective of the risk assumed by the City during the year ended June 30, 1995. The LAIF is a special fund of the California State Treasury through which local governments pool investments. Each governmental agency may invest up to $20,000,000 per account in LAIF. The City maintains two LAIF accounts. Investments in LAIF are highly liquid, as deposits can be converted into cash within twenty hours without loss of interest. Investments in LAIF are secured by the full faith and credit of the State of California. Information is not available to the City to assess the amount of LAIF and deferred compensation invested by trustees in derivatives. CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (4) Property Taxes San Joaquin County is responsible for assessing, collecting and distributing property taxes in accordance with enabling legislation. Revenue received is based on an allocation factor calculated by the County under the provisions of Proposition 13 plus a percentage of the increase in market value in specific areas. The City's property tax is liened based on the assessed value listed as of the prior March 1st for all real and personal property located in the City. Property sold after the assessment date (March 1st) is reassessed and the amount of property tax assessed is prorated. The assessed value at March 1, 1994, upon which the 1995 levy was based, was $2,471,754,000. Secured property taxes are levied on October 1 and are due in two installments on November 1 and February 1. The tax becomes delinquent on December 10 and April 10, respectively. Unsecured properly tax is levied on July 1, due on July 3 1 and becomes delinquent on August 3 1. Property taxes levied for the year ended June 30, 1995 are recorded as receivables, net of estimated uncollectible amounts. Property taxes paid to the City by the County within 60 days of the fiscal year end are considered "available',' and are, therefore, recognized as revenue. The remaining uncollected balance will be recorded as revenue when received, (5) Water Loan Receivablemayable California Safe Drinking Water Bond Note Payable The City entered into a $4,758,000 contract on October 16, 1991 with the State of California Department of Water Resources to assist the City in financing the construction of water wells enabling the City to meet safe drinking water standards established by the State. The bonds are secured by the project and a pledge of user fees collected by the Water Enterprise Fund. During fiscal year 1995, the contract was amended to require the first loan payment to begin on October 1, 1996. Semiannual payments of $173,313, including interest at 3.4% are payable each October 1 and April 1 through 2015. Interest payments are made on the amount reimbursed from loan proceeds. Loan receivable available to City $ 3,936,191 821.809 Loan payable to State of California Department of Water Resources $ 4.758,OOQ Amount reimbursed from loan proceeds 20 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (6) Fixed Assets Fixed assets owned by the City ate either recorded in the General Fixed Assets Account Group or in the Proprietary Fund types. Activity for the year ended June 30, 1995, consists of the following: Ending Balance Beginning Balance Transfers Additions Retirements ~~ $ 16,469,241 23,033,623 2,476,864 2,68 1,070 138,705 706,024 $ 45,505,527 ~ $ 16,469,241 22,801,577 2,148,969 2,499,245 232,046 722,862 $ 44,873,940 General Fixed Asset Account Group Land Buildings and improvements Machinery and equipment Vehicles Construction in progress Capital lease assets Total 232,046 374,274 469,168 138,705 124,725 1,338,918 - (36,996) (9,383) (287,343) (232,046) (14 1,563) (410,605) (296,726) rise Funds Land Buildings and improvements Machinery and equipment Construction in progress Vehicles Less accumulated depreciation Subtotal Net enterprise fbnds fixed assets lnternal Service Fund Buildings and improvements Machinery and equipment Vehicles Less accumulated depreciation Subtotal Net internal service fbnds fixed assets $ 4,725,287 22,989,3 18 37,362,280 1,147,287 2,292,895 68,517,067 $ 4,725,287 22,989,3 18 35,862,018 204,19 1 1,778,901 65,559,7 15 (16,964,563) $ 48,595,152 14,046 ,486,2 16 943,096 332,492 2,76 1,804 (1,564,055) 1,197,749 287,343 301,389 105,84 1) 105,841) 3 1,076 (74,765) (1 8,497,542) $ 50,019,525 301,389 $ 57,889 58,068 47,812 163,769 (32,577) 131,192 $ $ 57,889 62,73 1 47,8 12 168,432 (16,755) '$ 15 1,677 (4,663 1 (4,663) (1 5,822) (15,822) (4,663) 21 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (7) Operating Leases The City is obligated under various operating leases for the use of buildings and office space. Future minimum lease payments required by lease agreements that have initial or remaining noncancellable lease terms of one year or more as of June 30, 1995 are as follows: Fiscal Years Ending 1996 $ 109,493 1997 82,893 1998 82,893 1999 82,893 2000 thereafter under operating leases Total minimum lease payments required 64,893 129,787 $ 552,852 22 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (8) Long-Term Obligations and Capitalized Lease Obligations The following is a summary of debt transactions of the City for the year ended June 30, 1995: . Interest Rates June 30,1994 Additions Retirements June 30,1995 General long-term obligation account group: Compensated absences General obligation bonds: 1965 Municipal Improvement Bonds Series A Special assessment district bonds with governmental commitment Lodi United Downtown Capitalized lease obligations: IBM Corporation IBM Corporation IBM Corporation Emergency One Farmers and Merchants Bank LaSalle Financial Total General long-term obligations account group $ 3,637,283 429,395 $ 4,066,678 3.50 - 4.30% 5 7 0 , 0 0 0 280,000 290,000 8.75 - 9.90% 190,000 30,000 160,000 7.72% 15,717 15,717 7.44% 28,338 28,338 110,188 7.40% 24,45 1 99,898 14,161 7.49% 120,3 1 1 57,984 62,327 5.75% 48,250 48,250 5.81% 114,366 35,990 78,376 299,14 1 303,183 148,148 152,190 4,8 158 19 $ 4,700,466 P 577,543 462,190 $ Enterprise Funds: Certificates of participation, net of $455,977 discount 4.50 - 6.60% $ 10,269,548 95,525 $ 10,174,023 23 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 Long-term debt payable at June 30, 1995 is comprised of the following individual issues: 1965 Municipal Improvement Bonds - Series A - These bonds were issued on October 1, 1965 to finance the construction of sewer and drainage facilities and a public safety building. 'The bonds are secured by a pledge of property taxxevenues. Annual principal payments, with semiannual interest payments of 4.3% to 3.5% are payable on April 1 and October 1 through 1995. Special Assessment District Bonds with Governmental Commitment - The City is obligated under the terms of the Lodi United Downtown special assessment bond indentures, in the absence of any other bidder, to be the purchaser of property upon which any special assessments are levied and are delinquent. Certificates of Participation - $1 1,170,000 Certificates of Participation (1991 Wastewater Treatment Plant Expansion Refunding Project), were sold in December 1991 to refinance the 1988 Wastewater Treatment Plant Expansion Project at a lower interest rate with approximately $1,400,000 of additional proceeds. Principal is payable annually on August 1 in amounts from $100,000 to $760,000 with final payment due August 1,2026. Interest rates range from 4.50% to 6.60%. The annual principal and interest requirements to amortize all debt outstanding as of June 30, 1995 are as follows: Year Ending June 30, 1996 1997 1998 1999 2000 thereafter General Obligation Bond Special Assessment Bonds Certificates of Participation Principal Interest Principal Interest Principal Interest $ 290,000 10,150 35,000 15,785 1 10,000 694,855 40,000 12,355 I 15,000 688,8 18 40,000 8,4 15 120,000 682,2 18 45,000 4,455 125,000 675,030 140,000 666,770 10,020,000 11,212,805 $ 290,000 10,150 160,000 41,010 10,630,000 14,620,496 Grand Total Principal & Interest $ 1 , 155,790 856,173 850,633 849,485 806,770 2 1,232,805 $ 25,751,656 24 CITY OF LODI Notes to General Purpose Financia Statements (continued) June 30,1995 The various indentures contain significant limitations and restrictions on annual debt service requirements, maintenance of and flow of moneys through various restricted accounts and minimum revenue bond coverages. The City is in compliance with all such significant limitations and restrictions. The present value of future minimum capital lease payments as of June 30, 1995 are as follows: Fiscal Years Ending 1996 1997 1998 1999 2000 Total minimum lease payments Less amounts representing interest Present value of minimum capital lease payments $ 156,970. 89,975 47,090 29,600 9,867 333,502 34,36 1 $ 299,141 Special Assessment District In accordance with the Governmental Accounting Standards Board Statement No. 6, the special assessment district “Industrial Way and Beckman Road” debt service for which the City has no obligation is recorded in an Agency Fund. These bonds were issued under the 191 1 Act during 1979 and mature in the year 2000. The amount outstanding as of June 30,1995 is $134,700. The City is not obligated in any manner in the event of default on the debt. Industrial Development Bonds The City of Lodi has lent its name to the City of Lodi Industrial Development Authority for the purpose of issuing the following industrial development bonds and original issue amounts: Minton Corporation $5,000,000; Dart Corporation $8,000,000; and Wallace Computer Services $3,000,000 Industrial Development Bonds. These bonds are special obligation bonds only, payable solely out of the bond revenues or other sources of the above companies and are not a pledge of the general credit of the City. The City is not obligated for the redemption or administration of these industrial development bonds. 25 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (9) Due To/From Other Funds or Governmental Agencies Individual find interfind receivable and payable balances, as well as amounts due from governmental agencies, by fund type at June 30, 1995 are as follows: Due From Fund Other Funds Other Funds Agencies County of San Joaquin - grant $ $ 14,648 State of California-Haz Mat grant 35,000 California Library Foundation 10,183 59,83 1 Community Development Block Grant 155,833 233,829 State of Califomia-Parks special grants 5,807 5,807 5,807 Sub Total Special Revenue Funds 16 1,640 5,807 239,636 Due To Due From Other General Fund: Sub Total General Fund Special Revenue Funds: Capital Projects Funds: Hutchins Street Square Capital Capital outlay reserve Sub Total Capital Projects Funds Enterprise Funds: Electric fund Sewer find Water find Transit Fund Sub Total Enterprise Funds Internal Service Funds: Equipment maintenance and motor pool find Claims and Benefits find Sub Total Internal Service Funds Total 120,000 53,003 166,582 173,003 166,582 217,282 70,400 38,850 164,278 554,93 1 164,278 326,532 554,93 1 11,033 11,033 1 1,033 11,033 $ 509,954 509,954 $ 854,398 26 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 Amounts due to other finds from the Community Development Block Grants, Parks Special grants, Transit and Equipment maintenance funds represent an interfund payable/receivabfe for overdraws of their share of a pooled cash account. Amounts due from State of CalifornidFederal Government represent expenditures made by the City for various grant programs not reimbursed prior to June 30, 1995. (10) Nature and Purpose of Reported Fund Equity The following is a summary of restricted, reserved, unreserved-designated and unreserved undesignated fund balances and/or retained earnings at June 30, 1995: Reserved for: Library Encumbrances Inventory Total Reserved Unreserved-Designated for: Prior Year Obligations Plant Replacement , Debt Service Specific projects and programs Total Designated Unreserved - Undesignated Fund Balance Retained earnings (deficit) Contributed Capital Total Fund BalancesRetained earnings (deficit) Governmental Fund Types Proprietary Fund Type Internal Trust & Special Debt ' Capital General Revenue Service Projects Enterprise Service Agency Total $ 242,795 $ 242,795 159,436 165,792 470,937 796,165 33,650 33,650 1,072,610 ' 435,881 165,792 470,937 16,385 5,115,724 2,869,640 8,OO 1,749 16,545 16,545 246,469 246,469 1,50737 1 16,385 5,665,413 263,014 3,461,432 366,090 9,772,334 549,689 59 1,792 366,090 3,540,175 3,540, I75 54,267,665 (2,149,952) 52,117,713 1,430,404 $ 3,992,441 5,831,205 263,014 3,932,369 55,566,877 (2,018,760) 366,090 $ 67,933,236 1,299,212 131,192 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 Reserved Fund Balance and/or Retained Earnings Reserved represents that portion that is legally segregated for specific purposes and is not available for discretionary appropriation. Unreserved-Designated Fund Balance Designated represents that portion for which the City has made tentative plans. Unreserved-Undesignated Fund Balance Undesignated represents that portion which is available for budgeting in future periods. (11) Operating Transfers Total operating transfers by fund at June 30, 1995 are as follows: Operating Fund Transfers In General Fund Special Revenue Funds Debt Service Fund Capital Projects Funds Enterprise Funds Internal Service Funds Trust and Agency Funds $ 3,779,891 2,086,547 174,933 2,534,074 1,594,830 846,860 602 $ 11,017,737 Operating Transfers Out $ 1,536,326 3,6 14,8 13 2,566,200 3,295,447 4,950 $ 11,017,737 28 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (12) Defined Benefit Pension Plan (a) Plan Description The City contributes to the California Public Employees' Retirement System (PERS or System), an agent-multiple employer public employee retirement system that acts as a common investment and administrative agent for participating public entities within the State of California. The City's payroll for employees covered by the System for the year ended June 30, 1995 was $15,498,63 1 which is 88.94% of the City's total payroll of $17,425,674. The System covers essentially all employees, except elected officials and those employees compensated on an hourly basis who were hired after May 3 1 , 1966, and related benefits vest after five years of service. City safety employees who retire at age 50 are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 2% per year times years of service based on the average monthly pay during the last twelve consecutive months of service or another period of twelve consecutive months if the average pay rate was higher. The benefit rate increases by retirement age up to a maximum of 2.7% after age 54. All other City employees hho retire at age 60 are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 2% per year times ye;rs of service based on the average monthly pay during the last 36 consecutive months of service or another 36 consecutive month period if the average pay rate was higher. The benefit rate fluctuates depending on the employee's retirement age. The lowest rate of 1.092% is received at retirement age after 50. The maximum rate is 2.418% at a retirement age after 62. The System also provides death and disability benefits. These benefit provisions and all other requirements are established by state statute and City resolution. Certain safety employees are required to contribute 9% of their annual salary to the System. All other employees are required to contribute 7%. The City is required to contribute the remaining amounts necessary to fimd the benefits for its members, using the actuarial basis recommended by the PERS actuaries and actuarial consultants and adopted by the Board of Administration. (b) Funding Status and Progress The amounts shown below as the "pension benefit obligation'' is a standardized disclosure measure of the present value of pension benefits, adjusted for the effects of projected salary increases and step-rate benefits, estimated to be payable in the fbture as a result of employee services to date. The measure is intended to help users assess the funding status of the System on a going-concern basis, assess progress made in accumulating sufficient CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 assets to pay benefits when due and make comparisons among employers. The measure is the actuarial present value of credited projected benefits and is independent of the finding method used to determine contributions to the System. The pension benefit obligation was computed as part of an actuarial valuation performed as of June 30, 1994. The actuarially assumed investment return used in the valuation is 8.5% per annum. The salary scale used assumes salary increases that vary by length of service. The total increase in any future year includes an assumed 4.5% inflation rate, a 0.0% across the board increase and merit increases that vary by length of service. Total pension benefit obligation and assets available for benefits applicable to the City's employees was $7,088,225 at June 30, 1994 which is the most recent information available, as follows: Pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees not yet receiving benefits Current employees: Accumulated employee contributions including allocated investment earnings Employer-financed vested Employer-financed nonvested Total pension benefit obligation Net assets available for benefits, at actuarial value (market value $65,796,832 ) Assets available for benefits in excess of pension benefit obligation $ 32,347,253 13,968,460 1 1,946,234 644,645 58,906,592 65,994,817 $ 7,088,225 The pension benefit obligation decreased by approximately $1 million during 1994 due to changes in noneconomic actuarial assumptions. The method for determining the net assets available for benefits was changed by PERS from cost basis to actuarial smoothed market basis. This change resulted in an increase in net assets available for benefits of approximately $7 million. (c) Actuarially Determined Contribution Requirements and Contribution Made PERS uses the Entry Age Normal Actuarial Cost Method which is a projected benefit cost method. That is, it takes into account those benefits that are expected to be earned in the future as well as those already accrued. 30 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 According to this cost method, the normal cost for an employee is the level amount which would fund the projected benefit if it were paid annually from date of employment until retirement. PERS uses a modification of the Entry Age Cost Method in which the employer's total normal cost is expressed as a level percentage of payroll. PERS also uses the level percentage of payroll method to amortize any unfunded actuarial liabilities. The amortization period of unfunded actuarial liability ends on June 30,2000. The significant actuarial assumptions used to compute the actuarially determined contribution requirement are the same as those used to compute the pension benefit obligation as previously described. The contribution to the System for 1995 of $2,671,541 was made in accordance with actuarially determined requirements computed through an actuarial valuation performed as of June 30, 1994. The contributions consisted of: (a) $2,494,573 normal cost ( 16. I0 % of current covered payroll) and; (b) $176,968 amortization of the unfunded actuarial accrued payroll liability (1.14% of current covered payroll). The City contributed $1,464,365 of total (9.45% of current covered payroll) and the employees contributed $1,207,176 (7.79 % of current covered payroll). this (d) Trend Information Trend information gives.an indication of the progress made in accumulating sufficient assets to pay benefits when due. For fiscal years after 1987, PERS began to provide the City, as well as all other system members, information necessary to comply with actuarial disclosure requirements. Until ten years of data can be accumulated, as many years as are available will be presented. 1988 is the fvst year that the actuarial information was made available by PERS. Actuarial information is computed through an actuarial valuation performed as of June 30 of the previous year. 31 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 The trend information for fiscal year ended June 30, 1987 through 1994 are as follows: City's Contribution Unfunded Actual Unfunded Pension Made in Accordance with Actuarially Net Assets Pension Pension Annual Benefit Obligation Determined Requirements, as a Fiscal Available Benefit Percentage Benefit Covered As A Percentage Percentage of Covered Payroll Year For , Obligations Funded Obligation Payroll of Covered Payroll As Employer On behalf of Benefits Employee 1987 1988 1989 1990 1991 1992 1993 1994 28,784,100 32,566,900 37,248,900 4 1,873,300 45,043,300 49,570,000 54,692,800 65,994,800 * 34,242,600 37,522,800 40,65 1,700 45,347,800 48,402,600 54,184,200 56,707,200 58,906,500 84.10% 86.80% 9 1.60% 92.30% 93.10% 91.50% 96.40% 112.00% 5,458,500 4,955,800 3,402,800 3,474,500 3,359,300 4,614,200 2,014,400 (7,088,300) 9,606,000 10,472,500 11,184,300 12,736,600 14,466,000 15,416,500 15,872,200 15,712,100 56.80% 47.30% 30.40% 27.30% 23.20% 29.90% 12.70% (45.10%) 15.60% 1 1.90% 1 1 SO% 10.20% 11.50% 10.60% 10.20% 10.00% 7.90% 7.80% 7.80% 7.80% 7.80% 7.80% 7.80% 7.80% * Prior to 1994, assets are reported at cost. The 1994 assets are reported at actuarial value (smoothed market value). (13) Deferred Compensation Plan The City offers its employees a deferred compensation plan (Plan) created in accordance with Internal Revenue Code Section 457. The Plan, available to all City employees, permits them to defer a portion of their salary until hture years up to a maximum of $7,500 per year or 1/3 of their base salary whichever is less. The Plan also provides that this amount may be increased during the last three years of an employee's employment. Participation is optional. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. All amounts of compensation deferred under the Plan, all property and rights purchased with those amounts and all income attributable to those amounts, property or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the City subject only to the claim of the City's general creditors. .Participants' rights under the Plan are equal to those of general creditors of the City in an amount equal to the fair market value of the deferred account for each participant. The City does have the duty of due care that would be required of an ordinary prudent investor. Investments are managed by the Plan's two trustees under several investment options. The choice of investment option(s) is made by the participants. 32 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (14) Post-Retirement Health Care Benefits The City provides no post-employment benefits for its employees. However, employees who retire with at least ten years of service may elect to convert all accrued sick leave at the time of retirement to establish an individual medical insurance account. Depending on the bargaining unit of the employee, the value of the insurance account shall be determined by the following options: a) Option I (available to Management and Mid-management Employees only) The number of accumulated hours shall be reduced by 16-213% and the remaining balance converted into days. The days are then multiplied by the current monthly premium being paid for the employee and, if applicable, hisker dependents. Fifty percent of that amount will be placed into an account to be used by the City to pay medical insurance premiums for the employee and, if applicable, hisker dependents. For each year of employment over ten years, 2.5% will be added to the 50% used in determining the account amounf. Total premiums shall be paid from the account until its depletion, at which time the benefit ceases. b) Option I1 ( available to all employees) Calculation is the same as Option I except that any increase in premiums must be paid by the employee. c) Option 111 (available to all employees) A retiring employee will be able to choose a cash pay-off of accumulated sick leave at the rate of 30% of base pay per hour. (15) Claims and Benefits The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self-insured up to certain limits for certain losses as discussed in the following paragraphs for which reserves are recorded in the Internal Service Fund. The City is self-insured for general liability up to the first $500,000 per occurrence with claims from $500,000 to $10,000,000 per occurrence and in the aggregate insured through the California Joint Powers Risk Management Authority. (See note 17) The City is self-insured for worker's compensation up to the first $250,000 per occurrence with claims from $250,000 to $10,000,000 per occurrence and in the aggregate insured through the Local Agency Worker's Compensation Excess Joint Powers Authority. (See note 17) 33 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 The City is fully self-insured for dental, chiropractic, unemployment and long-term disability for its employees. General liability and workers' compensation claims are administered by an outside agency and all other claims are administered by the City. The City has accrued a liability of $3,764,898 at June 30, 1995 for all self-insured claims in the Internal Service Fund which includes an amount for incurred but not reported claims. The reserve amount is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. The self-insurance reserve is based on estimates determined by the insurance administrators for known claims and the City's estimate for incidents incurred but not reported and adverse claim development. The City does not use an actuary to determine the liability. In the opinion of the City, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. Changes in the self-insurance reserve for fiscal year ended June 30, 1995 are as follows: Current-Year Claims and Changes Claims June 30.1994 Pavments June30.1995 $3.809.533 1.473.830 -lLs&wJ $3.764.898 (16) Participation in Joint Ventures Northern California Power Agency The City, along with thirteen other public agencies, is a member of the Northern California Power Agency (NCPA) which was formed in 1968 as a joint powers agency. Its membership consists of eleven cities with publicly-owned electric utility distribution systems, one irrigation district, one public utility district and one associate member, a rural electric cooperative. NCPA is generally empowered to purchase, generate, transmit distribute and sell electric energy. Members participate in the projects of NCPA on an elective basis. Therefore, the participation percentage varies for each project. NCPA is governed by a commission comprised of one representative from each member. The commission is responsible for the general management of the affairs, property and business of NCPA. Under the direction of the general manager, the staff of NCPA is responsible for providing various administrative, operating and planning services for NCPA and its associated power corporations. 34 , CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 Project Financ ing and Constru ction NCPA’s project construction and development programs have been individually financed by project revenue bonds collateralized by NCPA’s assignment of all pa\rr-. ’ 4 <- revenues and proceeds associated with its interest in each project. Each project participant has agreed to pay its proportionate share of debt servic for any ir:clsun. Certain of the revenue bonds are additionally supported by municipal bond insurance credit enhancements. <ier costs of the related project, notwithstanding the suspension, interruption, interference, reduction or curtailment of output from the project brease in Non-defaultin? Project Participant’s Original Project Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non-defaulting Project Participant shall be automatically increased for the remaining term of the Member Agreement; pro rata with those of the non-defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non-defaulting Project Participant shall not exceed, without written consent of such non-defaulting Project Participant, an accumulated maximum of 25% of the non-defaulting Project Participant’s original Project Entitlement Percentage Share. The NCPA members and their percentage share at June 30, 1994, which is the most recent available data, are as follows: Hydro Combustion Multiple Geothermal Electric Turbine Capital Project Project Project #1 Facilities Alameda Biggs Gridley Healdsburg Lodi Lompoc Palo Alto Plumas-Sierra Rural Electric Cooperative Redding Roseville Santa Clara Turlock Irrigation District Ukiah 16.8825 10.00 13.092 9.33 0.1090 0.120 0.2225 0.2 13 2.8515 1.66 3.500 9.5025 10.37 34.780 27.12 3.6810 2.30 3.500 2.46 22.92 0.4645 1.69 1.090 3.6695 12.00 13.251 17.92 44.3905 37.02 25.000 13.9620 43.17 4.2645 2.04 5.454 CITY OF LODI ’ Notes to General Purpose Financial Statements (continued) June 30,1995 Truckee-Donner Public Utility District a member since 1989, obtains its power and dispatch services from Sierra Pacific Power, but relies on NCPA for legislative representation and other utility services. Bulk power purchased by the City through NCPA amounted to $23,533,460 during the year ended June 30,1995. NCPA G eothermal Pro! ‘ect A purchase power agreement with NCPA obligates the City for a 9.50% share of the operating costs and debt service of two of NCPA’s 110 megawatt steam powered plants, Project Number 2 and Project Number 3. Outstanding long-term debt related to this project was approximately $936 million at June 30, 1994. A long-standing NCPA program of scientific steam field and plant management paid off in improved performance for NCPA’s Geothermal Project in 1993- 94 fiscal year. Steam production has been improved by operating at lower steam pressures and by reinjecting water into the stream wells. These strategies have enabled NCPA to increase the geothermal plant operating levels. Starting in August, 1994, average annual generation was boosted from 150 to 155 megawatts. Maximum monthly average generation was increased from 170 to 175 MW. However, this project is still not producing the level of power originally anticipated at the time of debt issuance. NCPA continues to improve the efficiency of the geothermal power plants. Low pressure modifications to one of the geothermal generating units are underway. The unit will go into low-pressure operation in January 1996. Based on an internal assessment of the melded cost of power from NCPA’s projects and all other resources available to the members, NCPA management believes its members will continue to operate their electric utilities on a competitive basis, when compared to local investor-owned utility rates, while meeting all electric system obligations including those to NCPA. Calaveras Hydroelectr ic Project NCPA contracted to finance, manage, construct and operate Hydroelectric Project Number One for the licensed owner, Calaveras County Water District. In exchange, NCPA has the right to the electric output of the project for 50 years from February 1982. NCPA has also the option to purchase power from the project in excess of the District’s requirements for the subsequent 50 years, subject to regulatory approval. The operating portions of the project were declared substantially complete and commercially operable in February 1990. The resumption of drought conditions in California may also result in an increased per unit cost of power generated by the project. Under a power purchase agreement the City is obligated to pay 10.37% of the debt service and operating costs. At June 30, 1994 approximately $576 million in long-term debt used to finance this project was outstanding. 36 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 NCPA Combustion Turbine Project In October 1984, NCPA financed a five-unit, 125-megawatt combustion turbine project. The project, built in three member cities, began full commercial operation in June 1986, providing reserve and peak power. Under the NCPA power agreement, the City is obligated to pay 34.78% of the debt service and operating costs. At June 30, 1994 approximately $65 million in long-term debt was outstanding. Multit>le-Caoital Facilities Project The Project consists of three separate components: (1) A 49.9 megawatt combustion turbine, “Unit One”, located in Lodi, California and owned and operated by the NCPA; (2) A 49.9 megawatt combustion turbine “Unit Two”, to be located in Ceres, California and owned and operated by the Turlock Irrigation District; and (3) Improvements to the electric system owned and operated by the City of Lodi. Each of these three components are supported by separate and unrelated member participation agreements. Combustion Units One and Two are being built under a lump sum turnkey contract with a guaranteed complete price for construction, as currently planned, of $152.3 million. Under a power purchase agreement, the City is obligated to pay 27.12% of the debt service and operating costs. Construction of the two turbine units is estimated to be completed by December 1995. The following are the most recent available condensed financial statements of NCPA: Combined Balance Sheet June 30,1994 Assets Liabilities and Capitalization Current assets $ 43,609,000 Current portion of long-term debt $ 32,825,000 Restricted assets 649,049,000 Other current liabilities 67,038,000 Electric plant, net 737,445,000 Other liabilities and deferred credits 8 1,980,000 Other Assets and deferred charges 424,982,000 Long-term debt 1,657,977,000 15,265,000 Total assets $ 1,855,085,000 Total liabilities and capitalization $ 1,855,085,000 Accumulated net revenues CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 Combined Statement of Revenue and Expenses Year ended June 30,1994 Sales to participants for resale $ 184,334,000 Operating expenses (99,867,000) Other revenues (expenses) (83,503,000) Future recoverable costs 13,554,000 Net revenues before refunds 14,5 18,000 Refunds to participants (9,635,000) Net revenues 4,883,000 Accumulated net revenues, beginning of year 10,382,000 Accumulated net revenues, end of year $ 15,265,000 At June 30, 1994, NCPA’s total outstanding long-term debt was $1,690,8 June 30, 1994 was $32,825,000. Combined Statement of Cash Flows Year ended June 30,1994 Net cash provided by operating activities $ 1 16,22 1,000 Net cash provided by investing activities 5 1,928,000 Net cash used in capital and related financing activities (192,104,000) Net cash provided by noncapital and related financing activities 2,127,000 Decrease in cash and cash equivalents (2 1,828,000) Cash and cash equivalents beginning of year 116,853,000 Cash and cash equivalents end of year $ 95,025,000 0 at an average interest rate of 7%. The current portion of long-term de )tat Complete financial information for NCPA may be obtained at the following administration office: Northern California Power Agency 180 Cirby Way Roseville, CA 95678 Transmission Agency of Northern California The Transmission Agency of Northern California (TANC) was organized under the California Government Code pursuant to a joint powers agreement entered into by fifteen Northern California utilities including the City of Lodi. The purpose of TANC is to provide electric transmission or other facilities for the use of its members through its authority to acquire, construct, finance, operate and maintain facilities for electric power transmission. The joint powers agreement provide that the costs of TANC’s activities can be financed or recovered through assessment of its members or user charges through transmission contracts with its members. Each TANC member has agreed to pay a pro rata share of the costs to operate TANC and has the right to 38 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 participate in hmre project agreements. The joint powers agreement remains in effect until debt obligations and interest thereon have been paid, unless otherwise extended by the members. hcrease in Non-defaultin- ~g Pro je ct ParticiDant’s Or&inal Proiect Entitlement Percentage Upon the failure of any Project Participant to make any payment, which failure constitutes a default under the Member Agreement for the projects, and except as sales and transfers are made pursuant thereto, the Member Agreements provide that Project Entitlement for each non-defaulting Project Participant shall be automatically increased for the remaining term of the, Member Agreement; pro rata with those of the non-defaulting Project Participant thereunder; provided, however, that the sum of such increase for any non-defaulting Project Participant shall not exceed, without written consent of such non-defaulting Project Participant, an accumulated maximum of 25% of the non-defaulting Project Participant’s original Project Entitlement Percentage Share. Califomia-Ore yon Transm ission Project TANC is a participant and also the Project Manager of the California-Oregon Transmission Project (Project), a 339 mile long, 500 kilovolt alternating current transmission project between Southern Oregon’ and Central California. As a Project Manager, TANC is responsible for the overall direction and coordination of all project development, construction work, operations and maintenance and for general and administrative support. The project was declared commercially operable on March 24, 1993 and provides a third transmission path or “intertie”, between the electric systems of the Pacific Northwest and those in California. The major environmental requirements for the Project have been successfully met and completed. In connection with its participation in the Project, TANC has an entitlement percentage in Project transfer capability and construction cost sharing of 85.2557%. TANC has incurred costs for Project construction of approximately $430 million as of September 30, 1994. These costs have been capitalized by TANC since they are expected to be recovered through reimbursement from Project participants and the successful operation of the Project’s transmission lines. The Project agreement among the participating members provides that each member agrees to make payments, from its revenues, to TANC for Project costs incurred and for the payment of debt service. .As of September 30, 1994, TANC has received $59.1 million from the other signatories to the Interim participation Agreement as contributions toward Project construction costs. Under the TANC joint powers agreement, the City is obligated to pay 1.89% of its debt service and operating costs. At September 30, 1994, approximately $518 million in long-term debt was outstanding. CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 The following are the most recent available condensed financial statements of TANC: BALANCE SHEET September 30,1994 Assets Electric Utility Plant, net $ 425,102,988 Restricted Funds 83,018,502 Current Assets 8,020,269 Noncurrent assets and deferred charges 32,833,834 Total Assets !$ 548,975,593 Capitalization and Liabilities Total members' equity Long-term debt Current liabilities Total capitalization 260,190 4 13,286,544 413,546,734 130,593,835 STATEMENT OF INCOME Year Ended September 30,1994 Revenues: Operating $ 44,622,644 revenues Interest income 5,990,888 Total revenues $ 50,613,532 Costs and Expenses Noncurrent liability and deferred credit 4,835,024 Total capitalization and liabilities $ 548,975,593 Complete financial information for TANC may be obtained at the following administration office: Transmission Agency of Northern California 3 100 Zinfandel Drive, Suite 600 Sacramento, CA 95670 General and other operating costs $ 10,62 1,559 Interest and other financing costs 29,506,344 Depreciation and amortization 10,457,843 Total costs and expenses 50,585,746 Net income $ 27,786 40 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (17)- Membership in Insurance Pools California Joint Powers Risk Management Authority The City is a member, along with 23 other public agencies, of California Joint Powers Risk Management Authority (CJPRMA) organized under a Joint Powers Agreement pursuant to the California Government Code for the purpose of sharing the risk of catastrophic general liability, automobile liability and public officials' errors and omissions losses because adequate insurance is not available in the commercial insurance market. CJPRMA has a twenty-one member Board-of Directors, including a director from the City of Lodi. Officers of CJPRMA are elected every two years by the Board members. The ultimate cost of the program to the City depends on the catastrophic losses of all members, as well as the City's own loss experience and will be determined retrospectively five years after the end of the current program year. The City periodically pays deposits to the CJPRMA. These deposits are recorded as expenditures in the year paid as they are a reasonable estimate of the actual cost of the program. During the year ended June 30, 1995, deposits of approximately $158,700 were paid to CJPRMA. The most recent condensed fmancial information of CJPRMA as of June 30, 1995 follows: Balance Sheet June 30,1995 Statement of Revenues, Expenses and Retained Earnings Total Assets, primarily investments $ 40,790,2 17 Total Revenues $ 8,28 1,592 Liabilities Total Expenses (7,652,406) Reserve for losses, Liability program S 23,739,222 Operating Income 629,186 Reserve for losses, Worker's Compensation program 549,206 Year Ended June 30,1995 Accrued liabilities Deferred compensation payable Total liabilities Unrealized gain on investments Retained earnings Fund Equity Total Liabilities and Equity 352,266 Investment Income 2,368,362 66,955 Net Income 2,997,548 14,791,411 15,481,680 Refunds to members (2,307,279) $ 40,790,217 Retained earnings, end of year $ 1548 1,680 24,707,649 600,888 Retained Earnings, beginning of year 41 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 The participants and their percentage shares at June 30, 1995, are as follows: Alameda 4.03%, CCCMRMIA 1.99%, Chico 1.8%, Central San Joaquin Valley Risk Management Authority 14.73%, Fairfield 3.07%, Fremont 6.95%, Livermore 2.68%, Lodi 2.57%, Manteca 1.64%, NCCSIF 1.53%, Petaluma 1.84%, Redding 4.03%, Redwood Empire Municipal Insurance Fund 6.18%, Roseville 3.36%, San Leandro 3.13%, San Rafael 3%, Santa Barbara Area Joint Powers Insurance Authority 1.29%, Santa Rosa 6.28%, Small Cities Organized Risk Effort 1.25%, Stockton 8.27%, Sunnyvale 6.98%, Vacaville 2.02%, Vallejo 3.32%, and Yo10 County Public Agencies Risk Management Insurance Authority 8.06%. Local Agency Workers' Compensation Excess Joint Powers Authority The City, along with 22 other public agencies, is a member of the Local Agency Workers' Compensation Excess Joint Powers Authority (LAWCX) which was formed July 1992, for the purpose of sharing the risk of workers' compensation losses. All members are self-insured up to $250,000 per occurrence. LAWCX members pool resources to pay claims from $250,000 to $500,000 per occurrence and then use group purchasing power to obtain excess coverage through a commercial insurance company up to statutory limits. The most recent condensed financial statement information of LAWCX follows: Balance Sheet June 30,1994 Total Assets, primarily investments Liabilities: Accounts Payable/Claims reserve Administrative Runoff Liability . Claims Incurred But Not Reported Total liabilities Contingency Margin Undesignated Retained Earnings: Total Retained Earnings Total Liabilities and Equity $ 1,077,182 Statement of Revenues, Expenses and Retained Earnings Total Revenues $ 1,181,762 Year Ended June 30,1994 $ 45,697 10,000 616,847 672,544 22 1,6 10 183,028 404,638 $ 1,077,182 Total Expenses (969,736) Net Income 2 12,026 Retained Earnings, beginning of year 192,612 Retained earnings. end of year $ 404,638 42 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 The City paid $29,000 in deposits to LAWCX during the fiscal year ended June 30, 1995. The participants and their percentage shares at June 30, 1995 are as follows: Alameda 4.71%, Albany 0.84%, Central San Joaquin Valley Risk Mgmt Authority 20.38%, Clovis 2.52%, Coachella Valley Joint Power Insurance Authority 10.09%, East Bay Regional Park District 3.98%, Emeryville 1.27%, Fremont 7.31%, Livermore 2.94%, Lodi 2.71%, Merced 2.58%, Los Gatos 1.28%, Morgan Hill 1.12%, Newark 1.66%, Palm Springs 3.14%, , PARSAC 10.53%, Piedmont 0.85%, Roseville 5.95%, Small Cities Org. Risk Effort (SCORE) 1.98%, Union City 1.46%, Vacaville 3.90%, Vallejo 5.72% and Vector Control JPA 3.08%. California Transit Insurance Pool The City, along with 26 other public agencies is a member of California Transit Insurance Pool (CalTIP), a joint powers insurance authority which was formed for the purpose of sharing the risk of property damage, bodily injury, personal injury and public officials errors and omissions losses for public transit systems. Liability protection coverage is provided under two programs: Program I applies to member.properties with a pre-funded deductible or a self-insured retention of less than $100,000, per occurrence. Under this program, claims administration services are provided by CalTIP’s claim administrator. Proyram I1 applies to all member properties with self-insured retentions of $100,000 or greater per occurrence. Under this program, claims administration services are performed at the discretion of the member agency, subject to CalTIP bylaws. CalTIP is responsible for funding member claims in excess of applicable self-insured retentions from the self-insurance pool limit of $500,000. Claims in excess of the pool limit are covered by overlying insurance purchased by CalTIP, covering all member agencies up to $5.5 million. Claims in excess of $5.5 million are covered by additional overlying insurance up to a $10 million limit for certain member agencies, at the option and expense of those agencies. 43 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 The schedule below reflects the liability protection coverage at April 30, 1995, which is the most recent available data, for each of CalTIP’s member agencies: Self-Insured Limit Agency Program Retention (in millions) Arcata Mad River Transit System I $ Prefunded $ 10 City of Azusa Transit System Butte County Transit System Central Contra Costa Transit Authority Culver City Municipal Bus Lines City of Dixon Transit System El Dorado County Transit City‘of Folsom Transit System Humbolt Transit City of Lincoln Transit System City of Lodi Transit System Mendocino Transit Authority Monterey-SaIinas Transit Morongo Basin Transit Authority Napa Valley City Bus Nevada County Transit District Placer County Transit Riverside Transit Agency Santa Cruz Metropolitan Transit District Santa Rosa County Transit Siskiyou County Transit San Luis Obispo Regional Transit Authority Vallejo Transit Lines Western Contra Costa County Transit Authority City of Whittier Transit System Yo10 County Transit Authority I1 I I I1 I I I1 I I1 I I I1 I I I I1 I 11 I1 I I I I I1 I 25,000 25,000 25,000 2 5 0,O 0 0 Prefunded 25,000 250,000 25,000 250,000 Pre funded 25,000 250,000 Prefunded Prefunded 25,000 100,000 25,000 100,000 100,000 Prefunded Prefunded 25,000 Prefunded 250,000 Prefunded 10 10 10 5.5 10 10 5.5 10 5.5 5.5 5.5 5.5 5.5 5.5 10 10 10 10 10 10 10 10 10 5.5 10 44 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 The most recent condensed financial information of CalTIP as of April 30, 1995 is disclosed as follows: Balance Sheet April 30,1995 Total Assets, primarily investments and member premiums receivable Total Liabilities Retained earnings Total Liabilities and Retained Earnings Statement of Revenues, Expenses and Retained Earnings Year Ended April 30,1995 $ 7,923,289 Total Revenues $ 2,244,156 $ 4,774,779 3,1483 10 Total Operating Expenses Net Income (1,4 1 5,374) 828,782 $ 7,923,289 Retained earnings, beginning of year Retained earnings, end of year 2,3 19,728 $ 3,148,510 (18) Deficit in Fund Equity Xnternal Service Fund - Claims and Benefa - A deficit in fund equity at June 30, 1995, in the amount of $2,018,760 in the Internal Service Fund is due to the self-insurance reserves in the Claims and Benefits Fund established to cover both incurred and incurred-but-not-reported (IBNR) claims. CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30, 1995 (19) Segments of Enterprise Activities There are five services provided by the City which are financed by user charges - Camp Hutchins, electric, sewer, water and transit. Selected financial data for these five services for the year ended June 30,1995 are as follows: Camp Hutchins Electric Sewer Water Transit Total Operating revenues Operating expenses: Depreciation and amortization Other Operating Income (loss) Nonoperating revenue (expense) Operating transfers, net Net income (loss) Current capital contributions $ 127,464 34,047,6 10 3,596,3 13 2,712,164 $ 104,410 $ 40,587,961 (500,745) (668,716) (30 1,2 15) (93,379) (1,564,055) (1 17,739) (31,699,586) (2,489,307) (2,026,851) (1,023,120) (37,356,603) (1 ,O 12,089) 1,667,303 902 1,284,604 (9, 197) 67 1,239 598,7 12 2,546,260 640 (1 ,OO 1,775) (562,416) (364,605) 227,540 (1,700,6 17) (1 33,323) ,690,732 $ (185,837) $ 2,512,946 9,725 1,847,279 438,290 384,098 $ 1 1,267 2,130,108 I $ 7,321 $ 326,434 $ 333,755 Property, plant and equipment additions (deletions) 627,824 $ 2,957,352 (including construction in progress), net $ 7,32 1 1,5 17,060 39,973 765,174 $ Net working capital Total assets Certificates of participation, net Total equity $ 11,599 9,6 1 1,287 5,151,736 ' 1,126,457 $ 389,842 $ 16,290,921 $ 25,569 22,243,529 33,720,352 15,920,949 $ 1,105,052 $ 73,015,451 $ 10,174,023 $ 10,174,023 $ $ 18,920 2 1,087,476 22,881,300 10,654,894 $ 924,287 $ 55,566,877 46 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 (20) Contributed Capital . Contributions of property, plant and equipment for the proprietary funds increased as follows : Balance at Transfer Depreciation Balance at Beginning of Year Adjustment Balance at Contributions as Previously to Contributed Beginning of Year, from Grants & from/to on End Stated Capital As Restated Other Funds Other Funds Contributions of Year Enterprise Fund Water Fund !$ 777,612 777,612 (20,166) $ 757,446 Transit 301390 30 1,390 326,434 (93,379) 534,445 Camp Hutchins 7,32 1 7,32 1 Total Enterprise Fund 777,612 301,390 1,079,002 326,434 7,321 (1 13,545) 1,299,212 Equipment Maintenance 15 1,677 151,677 (4,663) (15,822) 131,192 $ 929,289 301,390 1,230,679 326,434 2,658 (129,367) $ 1,430,404 Internal Service Fund I i (21) Commitments and Contingencies Litigation and clairns- The City is a defendant in various lawsuits and is a party to various claims including environmental exposure. The City Attorney estimates that the potential claims against the City resulting from such litigation would not materially affect the financial condition of the City. Proposition No, 62 - The California Supreme Court recently upheld the constitutionality of Proposition 62, a 1986 initiative which required voter approval of all new or increased taxes. The Court’s ruling could invalidate certain taxes previously collected by the City and disallows these taxes from being collected in the future. The likelihood and amount of such an adverse effect upon the financial position of the City is currently unknown and has not been reflected for in the general purpose financial statements. 47 CITY OF LODI Notes to General Purpose Financial Statements (continued) June 30,1995 Arbitrage Earnings Rebate Liability - Arbitrage earnings are defined as income earned on the unexpended tax exempt bond proceeds in excess of that which would have been earned had the moneys been invested in securities with a yield of the effective rate of the bond anticipation notes. Currently, arbitrage earnings must be rebated to the United States Treasury every five years from the date of August 1, 1988. Due to the advance refunding of the 1988 Certificates of Participation, bond counsel has calculated the City will owe no arbitrage earnings for 1995. This is primarily due to a Change in the Internal Revenue Service regulation in 1992 that allows inclusion of refunding escrows in the rebate calculation. As the investments earned a yield which was much lower than the bond yield, substantial negative rebate was generated resulting in a reduction of the rebate to zero. Consistent with the prior year, there is no liability in the current year. (22) Subsequent Events On July 7, 1995, the City signed a contract for the renovation of City Hall. This project which will bring the building in compliance with the Americans with Disabilities Act will cost the City approximately $1.9 million. On September 28, 1995, the City issued $5 million in Certificates of Participation to finance a number of capital projects including the Performing Arts Facility and Downtown Renovation. Installment payments will be budgeted from the 30% of property taxes allocated to the Capital Outlay Fund. Annual maturities of $1 50,000 to $405,000 are payable from October 1, 1996 to October 1,20 15. Interest rates range from 4.0% to 6.375%. 48 OVERVIEW The General Fund is maintained to account for all financial resources that are not restricted as to their use. This includes property and sales taxes, business tax, receipts, franchise taxes and various subventions such as Motor Vehicle In-Lieu fees received from the State of California. With the exception of grant programs, General Fund resources can be utilized for any legitimate governmental purpose. Due to the scale and flexibility of General Fund revenues, a broad range of municipal services are provided through this fund. The following is a summary of the services primarily financed through the General Fund by Department: Office of the City Manager Implementation of City Council policies Intergovernmental relations Facilities Administration Community Promotion Senior Activities Risk Management and InsuranceCultural Activities Salary and Benefits Administration Budget Administration Patrol Transit Operations Crime Prevention Disaster Preparedness Animal Control Solid Waste Management Investigations Telecommunications Drug Suppression Safety Fire Department Office of the City Attorney Emergency Response Legal Advisor to the City Council Hazard prevention Contract Review Weed Abatement Litigation Parks and Recreation Department Office of the City Clerk Park Maintenance Official City RecordkeepinglElections Youth Programs Council Meeting Agendas and Minutes Adult Programs Chamber of Commerce Pre-school Programs Personnel Office Senior Activities Employee Relations Aquatics Recruitment, Selection and Classification Affirmative Action Library Benefits Administration Community Center Office Aquatics for Seniors Police Department Trips and Classes Adult and Youth Reading Material Research Services Department of Finance Revenues and Collections Financial Reporting Debt and Investment Management Data Processing Parking Enforcement Utility Billing Purchasing Department of Public Works Engineering Services Street Paving and Sweeping Sidewalk Maintenance Traffic Signal & Sign Maintenance Storm Drain Maintenance Tree Maintenance Street Maintenance Building Maintenance Parking Lot Maintenance Department of Community Development Development Review Environmental Impact Reporting Demographic Information Design Review Building and Safety . General Plan Although several of the activities listed above may be partially financed through other funds, the primary source of funding for these services is the General Fund. For example, central support services provided by the Department of Finance are organized in the General Fund, these services are provided to Enterprise Fund Activities, Special Revenue Fund Activities and Capital Outlay Fund Activities. Reimbursement transfers are made from the other funds to the General Fund based on a formula calculated each year as compensation for these services. 50 CITY OF LODl GENERAL FUND SCHEDULE OF EXPENDITURES BY DEPARTMENT Year ended June 30,1995 BUDGETARY LEVEL OF CONTROL - BUDGET AND ACTUAL COMPARISON 1995 VARIANCE- GENERAL GOVERNMENT and CAPITAL OUTLAY City Council City Manager City Clerk City Attorney Personnel Department Community Development Finance Department Non Departmental Total General Government and Capital Outlay PUBLIC PROTECTION PUBLIC WORKS LIBRARY PARKS AND RECREATION TOTAL GENERAL FUND EXPENDITURES BUDGET $ 77,124 1,197,991 144,329 229,244 233,917 797,609 2,052,239 463,750 5.196.203 10,444,526 3,835,461 1,015,878 2,443,312 $ 22,935,380 ACTUAL $ 71,432 1,142,402 136,007 225,902 233,456 757,598 1,995,630 408,410 4,970,837 10,274,500 3,628,448 956,120 2,299,181 $ 22,129,086 Favorable (Unfavorable) 5,692 55,589 8,322 3,342 461 40,011 56,609 55,340 225,366 170,026 207,013 59,758 144,131 806,294 See accompanying independent auditors' report. 53 OVERVl EW The City has established the following five special revenue funds in order to account for the proceeds from revenue sources that are restricted to expenditures for specific purposes. Police Special Revenue Fund This fund was established to account for the revenues and expenditures related to the City's share of property forfeited by persons convicted of possession and selling illegal drugs and the State of California auto theft prosecution moneys. Special Grants Fund This fund has been established to account for the receipt of smaller grants from Federal and State sources. Streets Fund This fund was established to account for the following: Gas Tax To account for revenues and expenditures apportioned to the City under the Streets and Highway Code. Portions of the tax rate levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditure by the State of California for street related purposes only. Development Impact Mitigation Fees To account for impact fees charged to provide for the building of various storm drain and street improvements needed to serve new development. The fees are calculated on a per acre basis and are collected at subdivision final map approval or with building permit stage effective November 4,1991. Master Storm Drain To account for the funding of construction or modification of the City's storm drain system. Measure K Sales Tax To account for revenues and expenditures apportioned to the City for sales tax collecions under Measure K. Expenditures for administration, maintenance and construction must be for street -related projects. lntermodal Surface Transportation Efficiency Act (ISTEA) To account for revenues from the federal highway administration for programs including surface transportation program(STP) for streets and roads, 54 OVERVIEW -continued Transportation Fund This fund was established to account for the receipt of moneys from the State of California apportioned to the City for transportation purposes. The State has designated 114% of the 6% sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the 6% sales tax to include purchases of gasoline. Revenues allocated to the City of Lodi under this program are divided into two categories: Article 8 funds, which are restricted for the improvement and maintenance of street systems: and Article 4 funds, which are restricted for public transit systems. Community Development Block Grants This fund was established to account for Federal moneys provided to the City principally for low and moderate income residents to develop a suitable living environment and expand economic opportunities. CITY OF LODl SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET June 30,1995 (with comparative totals for June 30,1994) Community Development Block Grants Police Special Revenue Cash and Investments $ 29,668 Receivables: Accounts 3,750 Interest 61 0 ASSETS Special Grants Streets Totals 1995 1994* Transportation 5,123,441 335,288 178,028 52,985 277,252 212 459,030 I I 3,289 53,807 48,404 245,443 17,643 $ 6,246,677 $ 4,515,146 Due from other funds or governmental agencies 5,807 5,807 TOTAL ASSETS $ 39,835 5,807 5,354,454 61 2,752 LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable and other liabilities $ 973 TOTAL LIABILITIES 973 Accrued salaries and wages Due to other funds 174,744 119 77,996 $ 253,713 $ 755 119 . 161,640 17,211 415,472 17,966 155,833 233,829 5,807 5,807 174,863 FUND EQUITY Fund balances: Reserved for encumbrances 13,292 Unreserved-designated for : Prior year's obligation Specific projects and programs 25,570 TOTAL FUND BALANCE 38,862 TOTAL LIABILITIES AND FUND BALANCE $ 39,835 152,500 165,792 5,027,091 5,115,724 441,375 549,689 4,055,805 5,831,205 4,497,180 88,633 524,119 612.752 5,179,591 5,807 5,354,454 $ 6,246,677 $ 4,515,146 233,829 612,752 * Restated for hd reclassifications. See accompanying independent auditors' report. 56 REVENUES Texes lnlergovernmenlel revenues Charges for services Inleresl end renlal income Miscellaneous revenue Tolal revenues EXPENDITURES Cunent Generel governmenl Public proleclion Public works Capital ouliey Total expendilures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Opereling transfers In Operaling transfers wt Total olher Cnanclng sources (uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER CITY OF LODl SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE Year ended June 30,1995 (with cornparatlve totals for the year ended June 30,1994) Community Developmenl Developmenl Police Special Special Gas lmpacl Block Totals Revenue Granls TaX Streels Transportelion Miligation Fees Granls 1995 1994. 468,435 16 468,435 16 2,457,468 448,343 463,554 463,554 387,995 1,304 237,064 1,197 239,565 155.136 65,259 5,727 70,986 3,447 31,494 41,860 2,525,549 1,066,540 753,093 4,418,536 3.452.389 30,190 41,860 1,291,237 1,059,616 753,093 3,175.996 $. 126,920 859 126,920 9,498 753.093 753.093 316.310 676,232 676.232 1,397,561 126,920 676,232 753,093 1,556,245 1,724,228 (95,426) 41,860 1.849,317 1.066,540 2,862,291 1,728.161 14,368 1,895,430 176,749 2,086,547 2,608,405 (l8.OW (41,860) (2,980,992) (573,961) (3.614.813) (1,819,371) (3,632) (41,860) (1,085,562) (397,212) (1,528,266) 789,034 FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES (99.058) 763,755 669.328 1,334,025 2,517.195 FUND BALANCE AS PREVIOUSLY REPORTED, BEGINNING OF YEAR 137,920 5,243,730 2,481,640 1,008,460 1,615,710 1,938,947 ADJUSTMENT TO FUND BALANCE (1,008.4W 4,415,836 (1,672,286) (2,481.640) (746,550) 41.038 FUND BALANCE. BEGINNING OF YEAR, AS RESTATED 137,920 4,415.836 (56,576) 4,497,180 1,979.985 FUND BALANCE, END OF YEAR s, 38,862 5,179,591 612,752 $ 5.831,205 $ 4,497,180 -- D Restated for fund roelassificntions. See accompanying independent auditon' report. 57 CITY OF LODI SPECIAL REVENUE FUNDS COMPARATIVE STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL Year ended June 30,1995 REVENUES Taxes Intergovernmental revenues Charges for services Interest and rental Income Miscellaneous charges Total Revenue EXPENDITURES Current Public protectlon Public works Capital oullay Total Expenditures EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Operating transfers In Operating transfers out Total other financing sources (uses) POLICE SPECIAL REVENUE VARIANCE- Favorable BUDGET ACTUAL (Unfavorable) $ 12,000 30.190 18,190 4.000 1,304 (2.696) 16,000 31,494 15,494 145.393 126,920 18.473 145,393 126,920 16,473 (129,393) (95,426) 33,967 14.368 14.368 (18.000) (18,000) (3,632) (3,632) EXCESS (DEFICIENCY) OF REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES (133.025) (99,058) 33,967 FUND BALANCE, BEGINNING OF YEAR, AS RESTATED 137.920 137,920 FUND BALANCE, END OF YEAR $ 4.895 38,862 33,967 SPECIAL GRANTS VARIANCE- Favorable BUDGET ACTUAL (Unfavorable) $ 61.500 41,860 (19,640) 61,500 41,860 (19,640) 61,500 41,860 (19,640) (41,860) (41,860) (41,860) (41,860) 19,640 (19,640) $ 19,640 (19,640) continued 58 REVENUES Taxes Intergovernmental revenues Charges for services Interest and rental Income Miscellaneous charges Total Revenue EXPENDITURES Current Public protection Public works Capital outlay Total Expenditures CITY OF LODI SPECIAL REVENUE FUNDS COMPARATIVE STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL Year ended June 30,199s TRANSPORTATION STREETS VARIANCE- VARIANCE- EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES Favorable Favorable BUDGET ACTUAL (Unfavorable) BUDGET ACTUAL (Unfavorable) $ 507.200 468,435 (38,765) $ 1,750,800 1,291,237 (459,563) 973,500 1,059,616 86,116 518,000 463,554 ( 5 4,M 6 ) 107.550 237.064 129.514 9,700 1,197 (8,503) 65.259 65,259 5,727 5,727 2,883,550 2,525,549 (3 5 8,0 0 1 ) 983,200 1,066,540 83,340 4,320,215 4,320.215 (1,436,665) OTHER FINANCING SOURCES (USES) Operating transfers in 1,895,430 Operating transfers out (2.980.992) (1,085.562) Tofal other financing sources (uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES (2,522,227) FUND BALANCE, BEGINNING OF YEAR, AS RESTATED 4,415,836 $ 1,893,609 FUND BALANCE, END OF YEAR 676.232 3,643,983 676,232 3,643.983 1,849,317 3,285,982 983,200 1,066,540 83.340 1.895.430 176,749 176.749 -. .. (2.980.992) (573.961) (573,961) (397.2121 (397.212) (1,085,562) continued J9 763.755 3,285,982 585,988 669,328 83,340 4,4?5,836 (56.576) (56.576) 5,179,591 3,285,982 $ 529,412 612,752 83,340 CITY OF LODI SPECIAL REVENUE FUNDS COMPARATIVE STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL Year ended June 30,1995 REVENUES Taxes Intergovernmental revenues Charges for services Interest and rental income Miscellaneous charges Total Revenue EXPENDITURES Current Public protection Public works Capital ouUay Total Expenditures EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Operating transfers in Operating transfers out Total other financing sources (uses) COMMUNITY DEVELOPMENT BLOCK GRANTS VARIANCE- Favorable BUDGET ACTUAL (Unfavorable) 8 628,477 753.093 124,616 628,477 753.093 124,616 1,286,962 753,093 533.869 1,286,962 753.093 533.869 (658,485) 658,485 EXCESS (DEFICIENCY) OF REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINAN.CING USES (658,485) 658,485 ' FUND BALANCE, BEGINNING OF YEAR, AS RESTATED FUND BALANCE, END OF YEAR $ (658.485L 658,485 TOTALS VARIANCE- Favorable BUDGET ACTUAL (Unfavorable) $ 507,200 468,435 (38,765) 3,426,277 3,175,996 (250,281) 518,000 463,554 (54,446) 121.250 239,565 118,315 70,986 70,986 (154;191) 4,572,727 4,418,536 145,393 126,920 18,473 1,286.962 753,093 533,869 4,320,215 676,232 3,643.983 5,752,570 1,556.245 4.196.325 (1.179.843) 2.862,291 ' 4,042,134 2.086.547 2.086.547 .. (3,614,813) (3,614,813) (1,528,266) (1,528.266) (2,708,109) 1,334,025 4,042,134 ' 4,497,180 4,497,180 $ 1,789.071 5,831,205 4,042,134 OVERVIEW The City has established a debt service fund to account for the payment and accumulation of resources related to general long-term debt principal and interest for the following debt issues: 1965 Municipal Improvement Bonds - Series A These bonds were issued in 1965 to finance the construction of sewer, storm drainage and a public safety building. These bonds are secured by a pledge of property tax revenues. Special Assessment District Bonds These bonds were issued in 1984 to finance a downtown beautification program and are secured by an assessment of properties in the District. 62 ASSETS Cash and Investments Receivables: Property taxes Special Assessments Interest TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Deferred revenue TOTAL LIABILITIES CITY OF LODl DEBT SERVICE FUND COMPARATIVE BALANCE SHEETS June 30,1995 and 1994 1995 FUND BALANCE Fund balances: Unreserved-designated for plant replacement Unreserved-designated for debt sewice TOTAL FUND BALANCE TOTAL LIABILITIES AND FUND BALANCE $ 260,298 2,181 35,000 535 $ 298,014 $ 35,000 35,000 16,545 246,469 263,014 $ 298,014 1994 $ 243,550 10,239 ' 30,000 739 $ 284.528 30,000 30,000 16,545 237,983 254,528 $ 284,528 See accompanying independent auditors' report. 63 CITY OF LODl DEBT SERVICE FUND COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE Years ended June 30,1995 and 1994 REVENUES Taxes Interest and rental income Total Revenues EXPENDITURES ' Interest and fiscal charges Principal payments Total Expenditures DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES Operating transfers in Total other financing sources EXCESS OFREVENUESANDOTHERSOURCES OVER EXPENDITURES AND OTHER USES FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR See accompanying independent auditors' report; 1995 $ 176,539 2,512 179.051 35,498 310,000 345,498 (1 66,447) 174,933 174,933 8,486 254,528 $ 263,014 1994 $ 65,041 2,149 67.190 80,160 325,000 405,160 (337,970) 352,563 352.563 14,593 239,935 $ 254,528 64 OVERVIEW The following funds were used by the City in order to account for the financial resources used in the construction and acquisition of major capital facilities or equipment (with the exception of those financed primarily through enterprise funds): Equipment Fund This fund was established to account for the financing and replacement of equipment for all funds of the City with the exception of the Enterprise Funds. Financing is primarily provided through operating transfers from other funds, interest earnings and sales of surplus property. Library Capital This fund is used to account for the acquisitioni construction and installation of capital facilities for the Library. Subdivision Capital This fund is used to account for construction and installation projects dealing with subdivision work for others. Hutchins Street Square Capital When the old Lodi High School burnt down, the City purchased the property and renamed it Hutchins Street Square. The Old Lodi High Site Foundation was established, and this organization organizes events to raise money for the capital restoration of Hutchins Street Square. Capital Outlay Reserve Fund This fund was established to account for all the City’s construction projects and capital purchases in excess of $10,000 with the exception of those funded through Enterprise Funds. Financing is provided primarily by operating transfers from other funds and from State and Federal grants. Lodi Lake Capital This fund was established to account for moneys charged for activities held at Lodi Lake. The Council designated the moneys to be used for Lodi Lake capital projects. 66 . ASSETS Cash and investments Receivables: Accounts Property taxes Interest Due from other funds TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds TOTAL LIABILITIES CITY OF LODl CAPITAL PROJECT FUNDS COMBINING BALANCE SHEET June 30,1995 (with cornparatlve totals for June 30,1994) Hutchins Capital Library Subdivision Street Square Outlay Equipment Capital Capital Capital Reserve $ 190,288 364,652 300,339 3,577 2,745,333 120,000 868 4,651 39,577 166,582 $*190,288 1 364 652 ___ 300,339 123 577 2,957,011 $ 75 28,231 120,000 53,003 75 120,000 81,234 Lodi Lake Capital 191,531 3,000 3,280 197,811 Totals 1995 1994* $ 3,795,720 $ 3,895,470 123,868 126,123 42,857 33,664 4,651 166,582 27,961 $ 4,133,678 $ 4,083,218 $ 28,306 $ 92,714 823 173,003 224,459 201,309 317,996 FUND BALANCE Fund balances: 72,388 398,549 470,937 239,851 Prior year's obligation 27.760 364,652 2,477,228 2,869,640 1,762,567 90,065 300,339 3,577 197,811 591,792 1,762,804 Specific projects and programs 3,932,369 3,765,222 123,577 2,957,011 , 197,811 $ 4,133,678 $ 4,083,218 Reserved for encumbrances Unreserved-designated for : 197,811 TOTAL FUND BALANCE 190,213 364,652 300,339 3,577 2,875,777 300,339 TOTAL LIABILITIES AND FUND BALANCE $ 190,288 . 364,652 I Restated for fund reclassifications. See accompanying independent auditors' report. 61 . . .. CITY OF LODI CAPITAL PROJECT FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE Year ended June 30,1995 (with comparative totals for June 30,1994) REVENUES Taxes Charges for sewices Interest and rental income Miscellaneous revenue Total revenue EXPENDITURES Current General government Public works Capital outlay Total expenditures Hutchins Capital Lodi Master Library Subdivision Street Outlay Lake Storm Totals Equipment Capital Capital Square Capital Reserve Capital Drain 1995 1994' 611,114 611,114 $ 1,243,252 $ 1,243,252 $ 1,060,813 159,794 13,066 172,860 557,429 104,153 2,014,160 13,066 2,027,226 1,722,395 8.007 71,670 6,223 1,827,953 804,592 397.641 397,641 1,424,089 6,223 1,827,953 884,269 1,424,089 (397,641) 590,071 6,843 199,273 838,126 EXCESS (DEFICIENCY) OF REVENUE OVER EXPENDITURES OTHER FINANCING SOURCES (USES) Operating transfers in Operating transfers out Total other financing sources (Uses) 244.185 2,209,468 80,421 2,534,074 4,101,462 (8,242) (7,000) (2,476,440) (74,517) (2,566,200) (6.274,045 235,943 (7,000) (266.972) 5,904 (32,126) (2,172,583 EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES (161.698) (7.000) 323,099 12,747 167,147 (1,334,457 OVER (UNDER) EXPENDITURES AND OTHER USES 364,652 307,339 3,577 1,539,121. 185,064 869,190 3,620,854 5,570,526 1.013.558 (869,190) 144,368 (470,847 351,911 364,652 307,339 3,577 2,552,679 185,064 3,765,222 5,099,679 $ 3,932,369 $ 3,765,222 FUND BALANCE AS PREVIOUSLY REPORTED, BEGINNING OF YEAR ADJUSTMENT TO FUND BALANCE FUND BALANCE, BEGINNING OF YEAR, AS RESTATED FUND BALANCE. END OF YEAR 351,911 $ 190,213 364,652 300,339 3,577 2.875,777 197.81 I P * Restated for fund reclacrificslions. See accompanying independent auditors' report. 68 OVERVIEW Enterprise funds are distinguished by their similarity to private sector activities as the intent is to finance or recover the cost of providing services primarily through user charges. As such, the measurement focus is on net income in addition to financial position and changes in financial condition. An accrual basis of accounting with depreciation recorded as an expense, is utilized. Enterprise funds may also be established in order to account for operations under which the City or an outside grantor agency has decided that a periodic determination of revenues earned, expenses incurred andlor net income is appropriate for capital maintenance, public policy, management control, accountability or other purposes. The City of Lodi uses the following five enterprise funds: Camp Hutchins Fund This fund was established by the City in order to account for the provision of licensed child care that is provided every day of the year except weekends and school holidays. All activities necessary to provide such services are accounted for in this fund, including but not limited to, administration and management, supplies for activities that provide socialization skills through activities in arts, crafts, drama, games, music and science, and qualified licensed child care services for children from ages 6 to 12 years. Electric Fund This fund was established by the City in order to account for the provision of electric services to the residents of the City. All activities necessary to provide such services are accounted for in tfiis fund, including but not limited to, source of supply, overhead, systems maintenance, customer service, engineering, administration, capital improvements, maintenance and debt service. Sewer Fund This fund was established by the City in order to account for the provision of waste water collection and treatment services to the residents of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, improvements and debt service. . Water Fund This fund was established by the City in order to account for the provision of water to the residents of the City as well as some customers in the County. All activities to provide such services are accounted for in this fund, including, but not limited to administration, operations, distribution, maintenance, capital improvements and debt service. Transit Fund This fund is used to account for the operations of the Dial-A-ride and the Grapeline bus system. 70 CITY OF LODl ENTERPRISE FUNDS COMBINING BALANCE SHEET (wlth comparatlve totals for June 30,1994) , June 30,1995 Tolals 1995 1994' TransH Water 1,111,607 Sewer 5,423,265 241,603 Camp Hulchlns Electric $ 14,619 7,418,417 3,436 2,287,334 $ 13,967,908 $ 12,006,166 2,775,259 2,548,624 34.926 3,936,191 3,977,273 212,530 158,927 881,463 775,792 967.966 1,622,012 252,264 268,806 2.345 35.828 ASSETS Cash and Investments Recelvables: Accounls Property taxes Water loan Interest Due from olher funds or governmental 8genCfeS lnvenlory Deferred flnanclng cosls Olher assets FLxed assels (net) TOTAL ASSETS LIABILITIES AND FUND EQUlN LIABILITIES Accounts payable and other llabllilles Accrued salaries and wages Accrued lnleresl Due to other funds Accrued compensated absences I Deferred revenue CertMcetes of partlclpallon payable, net of discount Water loan payable TOTAL LIABILITIES FUND EQUITY Conlribuled CapHal Retained eamlngs TOTAL FUND EQUlN TOTAL LIABILITIES AND FUND EQUITY 4,664 238,222 3,936,191 12,173 38,850 233,569 90 11,012 554.931 193 127,208 217.282 717,099 61,944 70,400 17,298 252,264 2,255 48,896,542 $ 73.015.451 $ 70,324.895 50.019]525 27,651,323 33.720.352 7,321 11,476,189 0 25.569 22,243.529 890,702 $ 1,038,422 156,373 117,092 358.684 362,412 164,278 208,918 930,266 850.328 10.174.023 10,269,548 16,248 1,078 15,409 164,278 113,790 36,466 351,679 146,846 16,248 10,174,023 402,223 20,433 7,005 78,394 1,745 371,866 79,161 4,904 8 705,026 4;750;000 4,758.000 17,448.574 17,604,720 4,758,000 5.266.055 180,765 10,839,052 6.649 1,156,053 1.299.212 1,079,002 534,445 757,446 7.321 .- . 54,267,865 51,641,173 55,566.877 52,720,175 389.842 924,287 1,105,052 9,897.448 10,654,894 1 1 ;599 21,087,476 18.920 21.087,476 22,881,300 22,681.300 $ 73,015,451 $ 70,324,895 33.720.352 15,920.949 25,569 , 22,243,529 9 Ssc accompanying Independent auditors' report. 71 CITY OF LODl ENTERPRISE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND EQUITY Year ended June 30,1996 (wllh cornparallve totals for June 30,1994) Totals 1995 1994' Camp Hutchins S 127,464 Sewer 3.596.313 Electric 34,047,610 Waler 2,712,164 Transit 104,410 OPERATING REVENUES Charges for services OPERATING EXPENSES Personal services Supplies, materials and services Ulililies Depreciation and amortizalion TOTAL OPERATING EXPENSES 8 40,587,961 S 41,133,638 99,165 17,476 1,096 960,435 1,188,551 340.321 4,622,668 27.456.598 2,241,659 2,853.241 4,973,282 23,673,063 500.745 32,200,331 569,262 833.681 623,906 301,215 2,328,066 474,622 545,154 3,344 93,379 1,116,499 4,956,725 7,558.144 24.841.734 1,564,055 38,920.658 666;716 3,158.023 117,739 OPERATING INCOME (LOSS) 9,725 1,847,279 438.290 384.098 (1,012,069) 1,667,303 5,343,204 NONOPERATING REVENUES (EXPENSE) Sewer bond taxes Inleresl. nel 902 Renl Other, net TOTAL NONOPERATING REVENUES (EXPENSE) 902 10,627 Operaling Transfers in 640 Operaling Transfers out Nel Operaling Transfers in (01.11) 640 Nel income (loss) 11.267 INCOME (LOSS) BEFORE OPERATING TRANSFERS Add Depreciation on contributed assets Nel increase (decrease) to relained earnlngs RETAINED EARNINGS - BEGINNING OF YEAR, AS PREVIOUSLY REPORTED 1 1,267 332 186.361 (459.426) 144.462 186,361 73,312 164.267 195,194 (178,751) 211,779 466,710 4.345 27,815 15.460 35.31 1 8111549 1,284.604 119406 (9,197) 627:W 671,239 563,401 598.712 2,122,320 2,546,260 1,514,462 1,742,704 3,131,883 429,093 1,055,337 (413,377) 4,213,563 1,594,830 7,085,906 6,977,292 152.392 (714.808) (562,416r 610,747 (1,612,5221 (1,001.7751 502,035 (868,640) (364,6051 329,017 (101,477) 227,540 (3,295,447) (1.700.617) (1 3,189,3481 (8,212,056L 2.1 30,108 (133.323) 690,732 20.166 710,896 9,118,722 67,628 9,166,550 9,897,448 (1 85,837) 93.379 (92,458) 2,512,946 113,545 2,626,491 51,038.990 602,183 51,641,173 54,267,665 873,852 20,456 694,306 50,317,055 429,810 50,746,865 51,641,173 2,130,108 18,957,368 (1 33,323) 22,962.568 52,055 23,014,623 22,881,300 Adjustment lo retained earnings RETAINED EARNINGS -BEGINNING OF YEAR, AS RESTATED 332 462,300 482,300 369,842 18,957,366 21,007,476 RETAINED EARNINGS - END OF YEAR CONTRIBUTED CAPITAL Beginnlng of year, as prevlously reported Adjuslmenl to conlribuled capital Conlribuled capital-beginning of year, as restated Depreciation on contributed assels 1 1,599 777.612 777,612 301.390 1,079,002 (113,545) 786.485 301,390 1,087,875 (20,456) 301,390 301,390 (93,379) 326,434 534,445 924,287 777.612 (20,IW 757,446 10,654,894 Conlributed essels 7,321 End of year 7,321 333,755 1,299,212 1 1,583 1,079,002 TOTAL FUND EQUITY S 18,920 Ratsled for Nnd feCl&fldON. 21,087.476 72 22.881.300 S 55.566.877 S 52,720.175 CITY OF LOO1 ENTERPRISE FUNDS COMBINING STATEMENT OF CASH FLOWS Year ended June 30,1995 (with comparative totals for the year ended June 30,1994) Tntelr Cash flows from operating activities: Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation and amortization Change In assets and liabilities: Decrease in water loan receivable Increase (decrease) in accounts receivable Decrease (increase) in property taxes receivable (Increase) decrease in interest receivable Decrease (increase) in due from other funds Decrease in inventory (Increase) decrease in other assets Increase (decrease) in accounts payable and other liabilities Increase in accrued salaries and wages (Decrease) increase in accrued interest (Decrease) increase in due to other funds Increase (decrease) in compensated absences Increase (decrease) in deferred revenue Net cash provided (used) by operating activities . Camp Hutchlns Electric Sewer Water Transit 1995 1994 $ 9,725 1,847,279 500,745 (3,436) (165,632) (160) (44,406) 96,095 620,443 1,640 (556,802) 1.411 13,433 239,118 9,180 2,550,273 438,290 668,716 (40,078) 34,926 2,174 3,664 (655) 85,675 9,528 (4,011) (1 14,857) .. 16,248 1,099,620 384.098 301,215 41,082 (18,327) (1,937) 29,939 (90) 320,914 3,742 283 (208,918) (44,323) 807,678 (1,012,089) 93,379 835 (9.271) (436,445) 34,228 853 11.120 164.278 (1 ,153,112) $ 1,667,303 $ 5,343,204 1,564.055 1,469,307 41,082 (226,637) 34,926 (53,600) (340,350) 654,046 33,483 (147,720) 39,234 (3,728) (44,640) 79.938 161248 3,313,640 127,731 (487,675) (34,926) (42,787) (73,592) 180,848 7,820 472,661 14,099 (2,191) (209,062) 15,731 (16,248) 6,764.900 Cash flows from noncapital financing activities: Operating transfers in 640 610,747 152,392 502,035 329,017 1,594,830 6,977,292 Operating transfers out (1,612,522) (714,808) (866,640) (101,477) (3,295,447) (1 3,189,348) 1,514,482 Other cash flows from noncapilal activities 81 1,549 119,406 627,964 798,081 Net cash provided by (used in) noncapital financing activities 640 (190,226) (443,010) 263,359 1,025,621 656.383 (4,697,574) 2,357,000 Cash flows from capital financing activities: (857,123) Acquisition and construction of capital assets, net (1,517,060) (39,973) (765,183) (326,434) Interest payment -Certificates of Participationhater loan (707,911) (27,709) (735,620) (718,895) Sewer bond taxes-general obligation bonds 186,361 186,361 195,194 Capital contributed 326,434 326,434 11,583 Net cash used by capital financing activities (1,517,060) (671,523) (792,892) (2,981,475) (1,469,241) (2,648,650) Principal payments- Certificates of Participation (110,000) (1 10,000) (100,000) Cash flows from investing activities: Rent of City property 4,345 144,462 15,455 164,262 211,779 Interest on investments 902 468,710 248,485 55,524 35,311 808,932 540,144 Net cash provided by investing activities 902 473,055 392,947 70,979 35,311 973,194 751,923 Net increase (decrease) in cash and cash equivalents 10,722 1,316,041 378,034 349,125 (92,180) 1,961,742 1,350,008 Cash and cash equivalents at beginning of year 3,897 6,102,376 5,045,23,1 762,482 92,180 12,006,166 10,656,158 Cash and cash equivalents at end of year $ 14,619 7.418,417 5,423,265 1,111,607 0 $ 13,967.908 $ 12,006,166 OVERVl EW Internal Service Funds are maintained fa account for the internal transfer of goods and services between operating units of the City. The purpose of an Internal Service Fund is to achieve a level of operating efficiency that may not be available if the same activities were performed by multiple organizations. Equipment Maintenance and Motor Pool The equipment maintenance and motor pool is:used to account for the operation, maintenance and timely replacement of the City's fleet of vehicles which serves the transportation needs of all city departments and divisions. Claims and Benefits Funds The City of Lodi maintains an internal service fund to account for the following insurance and certain employee benefits: General Liability Employee assistance program Workers Compensation Employee recognition program Dental Unemployment insurance Chiropractic Flexible spending program Life/accidental insurance Long Term Disability Medical Vision 74 ASSETS Cash and investments Receivables: Accounts Interest Due from other funds Inventory Fixed assets (net) TOTAL ASSETS CITY OF LODl INTERNAL SERVICE FUNDS COMBINING BALANCE SHEET June 30,1995 (with comparative totals for June 30,1994) Equipment Maintenance Claims and and Benefits Totals Motor Pool Fund 1995 1994 $ 1,616,925 $ 1,616,925 $ 2,118,277 188 188 125 27,802 27,802 25,231 1 1,033 11,033 22,010 75,047 75,047 53,903 131,192 131,192 151,677 $ 206.239 1.655.948 $ 1.862.187 $ 2.371.223 .. ,. .. LIABILITIES AND FUND EQUITY LIABILITIES Accounts payable and other liabilities Accrued salaries and wages Due to other funds Self-insurance reserve TOTAL LIABILITIES FUND EQUITY (DEFICIT) Contributed capital Retained earnings (dehcit) TOTAL FUND EQUITY (DEFICIT) $ 21,434 74,326 $ 95,760 $ 67,031 9,256 9,256 8,919 11,033 11,033 22,010 3,764,898 3,764,898 3,809,533 41,723 3,839,224 3,880,947 3,907,493 131,192 131 ,I 92 151,677 33,324 (2,183,276) (2,149,952) (1,687,947) 164,516 (2,183,276) (2,018,760) (I ,536,270) TOTAL LIABILITIES AND FUND EQUITY (DEFICIT) $ 206,239 1,655,948 $ 1,862,187 $ 2,371,223 See accompanying independent auditors' report. 75 meeslln'e~m~~mrnwm.rw~--~ CITY OF LODl INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND EQUITY (DEFICIT) Year ended June 30,1995 (wlth comparatlve totals for the year ended June 30,1994) OPERATING REVENUES Charges for servlces OPERATING EXPENSES Personal services Supplies, materials and services utiinies Depreclatlon Claims payments TOTAL OPERATING EXPENSES Equipment Malntenance and Motor Pool $ 791.958 341,335 433.528 479 15,822 791,164 OPERATING INCOME (LOSS) 794 NONOPERATING REVENUES Interest revenue Other, net TOTAL NONOPERATING REVENUES INCOME (LOSS) BEFORE OPERATING TRANSFERS 794 Operatlng transfers In Operatlng transfers out Net operating transfers 15,872 15.872 Claims and Benefits Totals Funds 1995 1994 2,651,470 $ 3,443,428 $ 1,736,705 16.666 15,822 32,488 836 33,324 Net Income ( loss) Add: Depreclatlon on contributed assets Net Increase (decrease) to retained eamlngs RETAINED (DEFICIT) EARNINGS - BEGINNING OF YEAR RETAINED (DEFICIT) EARNINGS - END OF YEAR CONTRIBUTED CAPITAL: 151,677 Beginning of year Depreciatlon on contrlbuted assets (15,822) (4,663) Contrlbuted assets-transferred to General Fund 131,192 End of year TOTAL FUND EQUITY (DEFICIT) 0, 164,516 245,368 586,703 421,364 1,970,868 479 438 15.822 16.755 3,307,795 3.741,323 590,259 590,259 463.435 4,143.422 4,934,586 2,872.860 (1,491,952) (1.491.158) (1,136,155) 91,621 91,621 88,804 74,850 74,850 179,335 166,471 166,471 268.139 (1,325,481) (I ,324.687) (868,016) 830.988 846.860 . 341,057 - -. (114,385) 830.988 846,860 226,672 (494,493) (477,827) (641.344) 15,822 16,755 (494,493) (462,005) (624.589) (1,063,358). (1,688,783) (I ,687.947) (2,183,276) (2,149,952) (1,687,947) 151,677 (15.822) (1 6.755) (4,663) 168.432 131.192 151,677 (2,183,276) $ (2,018.760L 0 (1,536.270)s b 16 Scc scurmpanying indepcndcnt auditon' npon. CITY OF LODl INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS Year ended June 30,1995 (with comparative totals for the year ended June 30,1994) ~ Cash flows from operating activities: Operating income (loss) Adjustments to reconcile operating loss to net cash used in operating activities: Depreciation Changes in assets and liabilities: (Increase) decrease in accounts receivables Increase in interest receivables Decrease (increase) in due from other funds Increase in inventory (Decrease) increase in accounts payable and other liabilities Increase in accrued salaries and wages (Decrease) increase in due to other funds (Decrease) increase in self-insurance reserve Net cash used in operating activities . Cash flows from noncapital financing activities: Operating transfers in Operating transfers out Other cash flows from noncapital activities Net cash provided by noncapital financing activities Cash flows from investing activities: Interest on investments Net cash provided by investing activities Net (decrease) increase in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year See accompanying independent auditors' report Equipment Maintenance Claims and and Benefits Motor Pool Funds $ 794 (1,491,952) 15,822 (63) (2,571 1 10,976 (21,148) (702) 29,434 338 (10,976) (44,635) (1 5,872) (1,498,811) 15,872 830,988 Totals 1995 1994 $ (1,491,158) $ (1,136,155) 15,822 16,755 (63) (2,571) 10,976 (21,148) 28,732 338 (1 0,976) (44,635) (1,514,683) 244 (4,932) (22,OI 0) (53,903) 31,811 8,919 22,010 71 8,852 (41 8,409) 846,860 341,057 (1 14,385) 74,850 74,850 179,335 15,872 905,838 921,710 406,007 91,621 91,621 (501,352) 2,118,277 91,621 88,804 91,621 88,804 (501,352) 76,402 2,118,277 2,041,875 $ 1,616,925 $ 1,616,925 $ 2,118,277 I1 OVERVIEW The City has established the following expendable trusts and agency funds, which are used to account for funds held by the City in a trustee capacity or as an agent for private individuals, organizations or other governmental agencies: Expendable Trust Funds Private Sector Trust Fund This fund was established to account for assets held and invested by the Library Board as trustee. The funds can be spent by the Library in accordance with trust agreements. Hutchins Street Square Bequest This fund was established to account for assets held by the City as trustee. The principal and earnings of the trust can be spent by the City in accordance with the trust agreement on behalf of Hutchins Street Square. Miscellaneous Expendable Trust This fund was established to account for nominal sums of moneys held by the City as trustee. It is believed that these sums will be spent within a short span of time. Agency Funds Deferred Compensation Fund This fund was established to account for assets held by the City's agent on behalf of City employees under a Section 457 Plan of the Internal Revenue Code. Special Assessments This fund was established to account for special assessments collected on the property tax roll by the City on behalf of the property within the Industrial Way Beckman Districts. 78 ASSETS Cash and Investments Receivables: Accounts Interest Other assets TOTAL ASSETS CITY OF LODl TRUST AND AGENCY FUNDS COMBINING BALANCE SHEET June 30,1995 (with comparative totals for June 30,1994) Expendable Trust Funds Agency Funds Private Hutchins Street Miscellaneous Deferred Special Totals Sector Square Bequest Expendable Trust Compensation Assessments 1995 1994 $ 346,123 19,729 76,876 11,519,999 311,457 $ 12,274,184 $ 10,837,237 238 152 841 152 147 2,933 3,171 3,991 841 750 $ 346,123 19,967 77,869 11,519,999 314,390 $ 12,278,348 $ 10,842,125 I LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable and other liabilities $ 77,869 314,390 $ 392,259 $ 351,740 Deferred compensation benefits payable 11,519,999 11,519,999 10,152,148 TOTAL LIABILITIES 77,869 11,519,999 314,390 11,912,258 10,503,888 FUND BALANCE Fund balance unreserved-designated for: 338,237 Specific projects and programs 346,123 19,967 366,090 TOTAL LIABILITIES AND FUND BALANCE $ 346,123 19,967 77,869 11 ,51 9,999 314,390 $ 12,278,348 !§ 10,842,125 See accompanying independent auditors' report. 79 ---------mmn----1.m= CITY OF LODI EXPENDABLE TRUST FUNDS Year ended June 30,1995 (with comparative totals for the year ended June 30,1994) COMANING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE REVENUES Interest and rental income Total revenues EXPENDITURES Current Capital outlay Total expenditures EXCESSOFREVENUEOVEREXPENDITURES OTHER FINANCING SOURCES Operating transfers in Operating transfers out Total other financing sources EXCESS OF REVENUE AND OTHER FINANCING SOURCES OVER EXPENDITURES FUND BALANCE, BEGINNING OF YEAR FUND BALANCE, END OF YEAR See accompanying independent auditors' report. Private Sector $ 22,767 22,767 22,767 22,767 323,356 $ 346,123 80 Miscellaneous Hutchins Street Expendable Totals Square Bequest Trust 1995 1994 5,086 $ 4,348 $ 32,201 $ 16,752 5,086 4,348 32,201 16,752 308 308 5,086 4,348 32,201 16,444 602 602 (4,950) (4,950) (4,348) (4,348) 5,086 27,853 16,444 14,881 338,237 321,793 19,967 $ 366,090 $ 338,237 -.I ASSETS Cash and investments Interest receivable TOTAL ASSETS CITY OF LODl AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES Year ended June 30,1995 (with comparatlve totals for June 30,1994) Deferred Compensation Special Assessments Totals Balance Balance Balance Balance 7/1\94 Additions Deductions 6/30/95 7/1/94 Additions Deductions 6/30/95 1995 1994 $ 10,152,148 2,313,133 945,282 11,519,999 $ 298,136 13.321 31 1,457 $ 1 1,831,456 10,450,284 3,804 2,933 3,804 2,933 2,933 3,804 16,254 3,804 314,390 $ 11,834,389 10,454,088 LIABILITIES Accounts payable and other liabilities $ $ 301,940 12,450 314,390 $ 314,390 301,940 Deferred compensation benefits payable 10,152,148 2,313.133 945,282 11,519,999 11,519,999 10,152,148 TOTAL LIABILITIES $ 10,152,148 2,313,133 945,282 11,519,999 $ 301,940 12,450 314,390 $ P 1 1,834,389 10,454,088 P Sea accompanying independent auditors' report. 81 mmmm~m~m'~mmm~mmm~~mm OVERVIEW General Fixed Assets Account Group All of the City's fixed assets of a tangible nature, except those relating to the proprietary fund types, are accounted for in this Account Group. As these assets are not financial resources available for expenditure or appropriation, they are not accounted for with Governmental Funds, but as an account group; and exist solely as accounting records of the City's fixed assets. The City's general fixed assets have been accounted for at cost, and do not include public domain or infrastructure fixed assets such as roads, bridges, storm drains or sidewalks, as these assets are immovable and only of value to the City. General Long Term Obligations Account Group The City's long term obligations, except those relating to the proprietary fund types, are accounted for in this Account Group. These liabilities are backed by the full faith and credit of the City, which means that the debt is secured by the general taxing authority of the City. Included in long-term obligations are: . . * General obligation bonds * . Special assessment district bonds Compensated absences * Capitalized lease obligations 82 CITY OF LODI COMPARATIVE SCHEDULE OF GENERAL FIXED ASSETS June 30,1995 and 1994 General fixed assets: 1995 Land Buildings and improvements Machinery and equipment Vehicles Construction in progress Capital lease assets Total Investment in general fixed assets: Prior year balances (as of June 30,1991) General fund Special revenue funds Capital projects funds Total $ 16,469,241 23,033,623 2,476,864 2,681,070 138,705 706.024 - $ 45,505,527 1994 $ 16,469,241 22,801,577 2,148,969 2,499,245 232,046 722,862 $ 44,873,940 $ 42,965,286 $ 42,965,286 1,436,324 874,099 7,800 309,189 1,096,117 725,366 $ 45,505,527 fi 44,873,940 See accompanying independent auditors' report. 83 -Irntm- CITY OF LODl SCHEDULE OF GENERAL FIXED ASSETS BY FUNCTION AND ACTIVITY June 30,1995 Buildings and Machinery and Capital Lease Construction Function and Activity General Government: City clerk City manager Finance Total General Government Public protection Public works Library Parks and recreation Non-departmental Total general fixed assets allocated to functions Total general fixed assets Land Improvements Equipment Vehicles Assets in Progress Total $ 20,291 $ 20,291 55,178 38,287 93,465 A 475,391 137,237 612,628 $ 550,860 175,524 $ 726,384 $ 3,718,520 158,453 2,778,952 429,188 708,540 461,922 1,020,849 205,286 328,524 8,581 542 , 39 1 11,346,407 20,627,690 317,365 224,753 32,516,215 4,229,857 629,532 224,971 138,705 5,223,065 $ 258,503 739,337 913,165 1,259,944 547,571 $ 16,469,241 23,033,623 1,926,004 2,505,547 138,705 706,024 $ 44,779,143 $ 16,469,241 23,033,623 2,476,864 2,681,070 706,024 138,705 $ 45,505,527 P P 3 See accompanying independent auditors' report. 84 CITY OF LODl FOR THE FISCAL YEAR ENDED JUNE 30,1995 SCHEDULE OF CHANGES IN GENERAL FIXED ASSETS - BY FUNCTION AND ACTIVITY Function and Acti 'V' ity General Government: City clerk City manager Finance Total General Government Public protection Public works Library Parks and recreation Non-departmental Total general fixed assets allocated to functions Total general fixed assets $ General Fixed J!Kwmuw Assets . 24,584 89,786 570,353 $ 684,723 3,190,361 2,619,465 542,391 32,451,251 5,385.749 Additions 3,679 47,920 51,599 528,159 179,220 72,285 138.705 $ 44,189,217 $ 44,873,940 918,369 969,968 General Fixed Assets Deduct ions s!lmaum 20,291 (4,293) $ 93,465 (5,645) 612,628 $ 726,384 3,718,520 (19,733) 2,778,952 542,391 (7,321) 32,516,215 (301,389) 5,223,065 (328,443) $ 44,779,143 (338,381) $ 45,505,527 See accompanying independent auditors' repon. 85 CITY OF LODl June 30,1995 and 1994 COMPARATIVE SCHEDULES OF GENERAL LONG-TERM OBLIGATIONS 1995 1994 Amount to be provided for retirement of general long-term obligations $ 4,552,805 $ 4,445,938 Amount available in debt service 263,014 254,528 Total $ 4,815,819 $ 4,700,466 General Long-term Obligations Compensated absences $ 4,066,678 $ 3,637,283 Capitalized lease obligations 299,141 303,183 General obligation bonds payable 290,000 570,000 Special assessment district bonds payable 160,000 190,000 with government commitment . Total See accompanying independent auditors' report. $ 4,815,819 I $ 4,700,466 86 CITY OF LODl GENERAL GOVERNMENTAL REVENUES BY SOURCE LAST TEN FISCAL YEARS (Amounts in Thousands) u) U c 10.000 I’ 3 I- 2 8,000 6,000 4,000 2,000 0 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 is3 Taxes Licenses/ Permits la Inter - Governmental Charges Services E Fines, Forfeits/ Penalties Money & Property II Misc. Revenue Use of Fiscal Licenses1 Inter - Charges Fines, Forfeits/ Money & Misc. Year 1985-86 $ 1986-87 1987-88 1988-89 1989-90 1990-91 1991 -92 1992-93 1993-94 1994-95 - Taxes 7,724 $ 8,297 9,079 9,393 10,409 10,623 11,556 1 1,462 12,579 16,209 ** Permits Governmental 367 $ 4,035 $ ’ 371 3,592 427 3,067 470 3,261 460 3,984 545 4,134 420 5,213 317 5,049 507 4,756 634 5,928 Services 2,390 $ 2,478 3,027 3,770 3,966 4,062 5,003 5,975 2,100 * 2,517 * Penalties 216 $ . 311 316 338 282 34 1 252 338 407 406 Property Revenue Total 2,048 $ 273 $ 17,053 1,667 628 17,344 1,675 44 1 18,032 1,558 679 19,469 1,438 699 21,238 1,406 1,341 22,452 1,380 1,139 24,963 1,136 649 24,926 1,157 199 21,705 840 201 26,735 General Governmental Revenues includes General, Special Revenue, Debt Service and Capital Projects Funds. Excludes Expendable Trusts. SOURCE: City Finance Department * Due to change in accounting for refuse revenue. **Due to in-lieu taxes from Enterprise Funds. 88 CITY OF LODl GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION LAST TEN FISCAL YEARS (Amounts in Thousands) 10,ooo 8,000 $ 6,000 s 4,OGU 2,000 1985.86 1986-87 1987-88 198889 1989-90 199C-91 1991-92 1992-93 1993-94 . 1994-95 BGeneral Government BBI Public Protection Public Works El Public Sanitation Libpry k3 Parks & Recreation ll Debt Seyice 0 Capital Outlay Fiscal General Public Public Parks & Debt Capital Year Government 1985-86 $ 2,296 $ 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 2,346 3,082 2,837 3,839 4,209 5,186 5,033 4,908 5.21 1 Protection 5,462 $ 6,098 6,796 7,574 7,956 9,141 9,903 9,903 9,949 10,401 Works 2,048 1,991 2,182 4,446 3,284 4,301 4,204 5,128 4,296 4.382 Sanitation '$ 1,824 $- 2,202 2,757 3,164 3,385 3,449 3,424 4,063 o* o* Library 695 635 654 738 788 904 949 852 956 881 Recreation Service '$ 1,394 $ 524 1,503 451 1,695 456 2,084 475 2,265 399 2,485 406 2,632 395 2,487 396 2,307 405 2,299 345 General Governmental Expenditures includes General, Special Revenue, Debt Service and Capital Projects Funds. Excludes Expendable Trusts. SOURCE: City Finance Department * Due to change in accounting for refuse expenditures. 89 Outlay '$ 4,508 $ 3,938 3,235 2,457 ?1,651 1,243 1,519 941 2,203 2.652 Total 18,751 19,164 20,857 23,775 23,567 26,138 28,212 28,803 24,949 26,246 $6,000 $5,000 $4,000 $3,000 $2,000 $1,000 f $0 i? CITY OF LODI GENERAL GOVERNMENTAL TAX REVENUES BY SOURCE LAST TEN FISCAL YEARS (Amounts in Thousands) 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 . Ei Properly !l# Sales & Use U Transient Occupancy Franchise II Documentary Transfer Motor Veh . in Lieu E Cigarette Public Protection E Business License E In Lieu Franchise (2) Fiscal Sales Transient Documentary Motor Veh . Public Business In Lieu 1986-87 1987-88 1988-89 1989-90 1990-91 1991 -92 1992-93 1993-94 1994-95 2,762 3,158 3,356 3,902 4,348 4,620 4,618 4,950 3,466 3,925 4,264 4,526 4,970 4,962 4,909 4,968 5,221 5,320 110 119 136 144 151 200 236 247 248 155 164 192 210 238 235 447 508 506 Year Property & Use Occupancy Franchise Transfer in Lieu Cigarette Protection License Franchise (2) Total (I) 8,551 83 1,298 133 85 85 1,460 123 89 9,462 100 1,666 117 91 10,184 112 1,746 107 96 I 1,287 98 1,787 90 93 11,767 79 1,799 43 95 11,980 58 1,868 7 95 12,297 68 1,972 98 92 13,156 68 1,885 149 169 5,300 17,111 1985-86 $ 2,392 $ 3,616 $ 76 $ 177 $ 72 $ 1,181 $ 133 $ -$ 78 $ - $ 7,725 (1) General government; tax revenues are included in taxes, licenses and (2) First year of In-Lieu Tax. SOURCE: City Finance Department ermits, intergovernmental revenues and miscellaneous revenue of the City's General Fund. 90 CITY OF LODl SECURED TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (Amounts in Thousands) SM) fi Y------ 0 19k 1987 1988 1989 1990 1991 1992 1993 1994 1995 +Tax Lovy -TaxCdsotio~ 1 Total Current Year's Fiscal Tax Tax Year Levy Collections 1986 $ 2,545 s 2,133 1987 2,883 2,404 1 988 3,153 2,693 1989 3,569 2,886 1990 3,985 3,296 1991 4,286 3,847 1992 4,175 4,105 1993 3,829 3,809 1994 3,994 3,461 1995 4.028 3.516 Percent of Delinquent Total Collections Tax Tax to Tax Levy 83.8% t 97 t 2,230 83.4% 112 2,516 85.4% 191 2,884 80.9% 90 2,976 82.7% 204 3,500 89.8% 351 4,198 98.3% 169 4,274 99.5% 90 3,899 86.7% 624 4,085 87.3% 9 3,525 Collections Collections Percent of Total Collections to Tax Levy 87.6% 87.3% 91 5% 83.4% 87.8% 97.9% 102.4% 101.8% 102.3% 87.5% SOURCE: City Finance Deparbnent 91 CITY OF LODl Fiscal Year 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 Fiscal Year Secured Roll $ 1,171,959 1,323,239 1,442,628 1,615,433 1,799,281 1,948,698 2,097,616 2,200,557 2,305,937 2,353,069 Land 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 $ 303,161 330,484 374,723 415,277 459,095 507,046 561,505 597,785 639,421 663,227 ASSESSED FULL CASH VALUE OF ALL TAXABLE PROPERTY LAST TEN FISCAL YEARS (Amounts In Thousands) Mineral Roll , 72 12 12 12 12 lmbrovements $ 870,166 972,458 1,059,697 I ,I 18,903 1,237,487 1,461,124 1,524,596 1,575,675 1,608,564 iI358,a4i Utlllty Roll $ 36,845 39,917 41,897 4,294 4,190 2,712 2,748 2,782 2,736 3,504 Personal property $ 103,200 124,425 133,988 174,889 223,193 184,649 180,665 181,952 200,740 199.962 Unsecured Roll $ 67,723 72,211 83,883 89,342 116,232 99,114 102,918 100,982 107,151 115,180 Total $ 1,276,527 1,435,367 1,568,408 1,709,069 1,919,775 2,050,536 2,203,294 2,304,333 2,415,836 2,471,753 Tax Roll $ 1,276,527 1,435,367 1,568,408 1,709,069 1,919,775 2,050,536 2,203,294 2,304,333 2,415,836 2,471,753 Less Exemptlons $ 105,657 11 0,029 123,842 127,256 143.267 145,148 152,569 160,068 125,486 164,592 Less Exemptions $ 105,657 110,029 123,842 127,256 143,267 145,148 152,569 160,068 125,486 164,592 Net Assessed Value $ 1,170,870 1,325,338 1,444,566 1,581,813 1,776,508 1,905,388 2,050,725 2,144,265 2,290,350 2,307,161 Net Tax Roll $ 1,170,870 1,325,338 1,444,566 1,581,813 1,776,508 1,905,388 2,050,725 2,144,265 2,290,350 2,307,161 92 CITY OF LODl ASSESSED FULL CASH VALUE OF ALL TAXABLE PROPERTY LAST TEN FiSCAL YEARS (Amounts in Thousands) 1,800,000 1,600,000 1,400,000 1,200;000 u) 1,000,000 I 7J 0 800,000 600,000 400,000 200,000 1985-86 1986-87 1987-88 1908-09 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 13 Exemptions 7 [I1 Land rn Improvements Ul Property -__-- 93 CITY OF LODI LAST TEN FISCAL YEARS Per $100.00 of Assessed Value PROPERTY TAX RATES - DIRECT & OVERLAPPING GOVERNMENTS I I 1994-95 I I mLevy BCity USchool BAIl Other I County-Wide - Basic Fiscal County-Wide Year City 1985-86 1 .oooo 0.0355 1986787 1 .oooo 1987-88 1 .oooo 1988-89 I .oooo 1989-90 1 .oooo 1990-91 1 .oooo 1991 -92 1 .oooo 1992-93 1 .oooo 1993-94 1 .oooo 1994-95 1 .oooo 0.0281 0.0281 0.0281 0.0177 0.0170 0.0153 0.0150 0.0146 0.0126 School 0.0248 0.0248 0.0248 0.0248 0.0248 0.0248 0.0248 0.0248 0.0248 0.0140 All Other 0.0034 0.0034 0.0034 0.0034 0.0034 0.0034 0.0034 0.0034 0.0034 0.0034 - Total 1.0637 1.0563 1.0563 I .0563 1.0459 1.0452 1.0435 1.0432 1.0428 1.0300 SOURCE: San Joaquin County Auditor/Controller's Office 94 CITY OF LODl SPECIAL ASSESSMENT BILLINGS AND COLLECTIONS LAST TEN FISCAL YEARS (Amounts in Thousands) Current Current Fiscal Assessments Assessments Year Due Collected 1985-86 $ 308 $ 1986-87 294 1987-88 284 1988-89 269 1989-90 183 1990-91 1 82 1991 -92 178 1992-93 49 1993-94 52 1994-95 49 SOURCE: City Finance Department 277 263 277 247 177 178 140 46 52 48 95 Total Collection As Percent of Current Assessments Due 89.9% 89.5% 97.5% 91.8% 96.7% 97.8% 78.7% 93.9% 100.0% 98.0% Total Outstanding Current and Delinquent Assessments $ 31 31 7 22 6 4 38 3 0 1 CITY OF LODI RATIO OF NET GENERAL BONDED DEBT TO TAXABLE ASSESSED VALUE AND NET BONDED DEBT PER CAPITA LAST TEN FISCAL YEARS (Amounts in Thousands) Debt Payable Gross Gross From Net Percent of Net Net Fiscal Assessed Bonded Enterprise Bonded Bonded Debt to Bonded Debt Year Population Value Debt Revenue Debt Assessed Value Per Capita 1985-86 41 $ 1,276,527 $ 3,482 $ .$ 3,482 0.2728% $ 84.35 1986-87 43 1,435,367 3,133 3,133 0.2183% 72.37 1987-88 46 1,568,408 2,759 2,759 0.1759% 60.25 1988-89 48 1,709,069 11,287 8,917 2,370 0.1387% 49.33 1989-90 49 1,919,775 10,912 8,834 2,078 0.1082% 42.22 1990-91 53 2,050,536 10,247 8,746 1,501 0.0732% 28.57 1991-92 53 2,203,294 12,375 11,170 1,205 0.0547% 22.74 1992-93 53 2,304,333 11,250 10,355 895 0.0388% 16.79 1993-94 54 2,415,837 10,840 10,270 570 0.0236% 10.58 1994-95 55 2,471,754 10,464 10,174 290 0.01 17% 5.30 SOURCE: State Controller's Office City Finance Department 96 CITY OF LODl COMPUTATION OF DIRECT AND OVERLAPPING GENERAL BONDED DEBT June 30,1995 DIRECT DEBT: GENERAL OBLIGATION BONDS OVERLAPPING DEBT: NONE Total $ Total G.O. Bond Percent City’s Share Debt Applicable of Debt 290,000 100.00% $ 290,000 0 $ 290,000 DEBT RATIOS June 30,1995 Ratio of Direct Overlapping Debt to Assessed Full Cash Value = 290,00012,471,754,000 Direct and Overlapping Debt Per Capita = 290,000154,700 Taxable Assessed Full Cash Values Per Capita = 2,471,754,000154,700 SOURCE: City Finance Department 0 290,000 $ 0.01% $5 $45,187 CITY OF LOO1 COMPUTATION OF LEGAL DEBT MARGIN JUNE 30,1995 Assessed Full Cash Value as of June 30,1995 (1) , $ 2,471,754,000 Debt Limit - 15 Percent of Assessed Full Cash Value (2) $ 370,763,100 0 Amount of Debt Applicable to Debt Limit LEGAL DEBT MARGIN $ 370,763,100 (1) Assessed Value before exemptions applicable to 1994-95 Tax Roll (2) Section 43605 California Government Code SOURCE: San Joaquin County AuditodController's Office City Finance Department 96 CITY OF LODl Fiscal RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL BONDED DEBT TO TOTAL GENERAL FUND EXPENDITURES LAST TEN FISCAL YEARS (Amounts in Thousands) Total Percent of Total General Debt Service Debt Fund to General Fund Principal Interest Service ' Expenditures Expenditures 1985-86 $ 119 $ 58 $ 177 $ 12,840 1.38% Year 1986-87 121 54 175 14,041 . 1.25% 1987-88 130 49 179 15,988 1.12% 1988-89 132 43 175 17,917 0.98% 1989-90 1 36 38 174 19,140 0.91% 1990-91 145 33 178 21,704 0.82% 1991-92 147 27 174 23,251 0.75% 1992-93 156 21 177 25,682 0.69% 1993-94 165 15 180 26,900 0.67% 1994-95 114 8 122 21,981 0.56% SOURCE: City Finance Department CITY OF LODi REVENUE BOND COVERAGE LAST TEN FISCAL YEARS Net Revenue Direct Available Current Fiscal Year's Fiscal Gross Operating For Debt Debt Service Requirements Year Revenue Expense Service Principal Interest Total Coverage 1985-86 $ 1,877,451 $ 1,118,111 $ 759,340 $ $ $ 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 2,378,602 3,522,881 3,371,760 3,490,019 3,743,712 3,941,414 2,923,038 3,454,258 3,596,313 1,395,754 2,100,973 1,509,699 1,545,376 1,746,750 2,394,811 2,009,791 2,030,628 2,489,307 982,848 1,421,908 1,862,061 1,944,643 1,996,962 1,546,603 913,247 1,423,630 1,107,006 100,000 71 1,085 81 1,085 2.30 105,000 705,835 810,835 2.40 110,000 700,060 810,060 2.47 483,493 483,493 3.20 330,000 71 0,390 1,040,390 0.88 1.77 100,000 705,690 I1 0,000 700,355 810,355 1.37 805,690 SOURCE: City of Lodi Finance Department 100 CiTY OF LODl DEMOGRAPHIC STATISTICS LAST TEN FISCAL YEARS 600,000 1 500,000 400,000 300,000 200,000 100,000 0 1985-86 1986-87 1987-88 . 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 -7 I I El City Population . EQB County Population Population San Joaquin Fiscal Square City Percent County Year Miles Population Change Population 1985-86 9.30 41,281 4.6% 407,500 1986-87 1987-88 1988-89 1989-90 1990-91 1991 -92 1992-93 1993-94 1994-95 9.30 9.45 9.45 9.45 10.70 11.30 1 I .82 12.14 12.32 43,293 45,794 48,042 49,221 52,539 53,000 53,300 53,903 54.700 4.9% 5.8% 4.9% 2.5% 6.7% 0.9% 0.6% 1.1% 1.5% 423, I 54 435,700 451,000 460,227 470,934 480,628 503,400 521,500 530,700 SOURCE: State of California, Department of Finance, Demographic Research Unit. City Finance Department Budget 101 Population Percent of County 10.1% 10.2% 10.5% 10.7% 10.7% I 1.2% 11 .O% 10.6% 10.3% ?0.3% Rank in Size of California Cities 116 115 113 112 111 113 113 120 124 121 CITY OF LODI CONSTRUCTION ACTIVITY LAST TEN FISCAL YEARS Fiscal Year 1986 1987 1988 1989 I990 1991 1992 1993 1994 1995 Building Permits Issued 1500 1000 500 0 1987 1988 1989 1990 1991 1992 1993 1994 1995 nt Department Number of Estimated Building Permits Percent Issued Change 1079 9.77% 1230 13.99% 1249 1.54% 1218 - 2.48% 1332 9.36% 1279 - 3.98% 1300 1.64% 903 -30.54% 10.19% 995 994 - .lo% Valuation (in thousands) $ 74,812 65,363 70,828 56,660 50,938 40,634 27,009 18,123 31,517 44,881 ' SOURCE: City Community Devel Percent Change 95.85% -12.63% 8.36% -20.00% -10.10% -20.23% -33.53% -32.90% 73.91% 42.40% 102 CIN OF LODl BANK DEPOSITS LAST TEN FISCAL YEARS (Amounts in Millions) 1,400,000 I 1,200,000 1,000,000 2 800,000 .- 0 I 600,000 400,000 - - ' 200,000 0 I 1990 1990 1990 1990 1990 1990 1990 1990 1990 2000 I BANKS H SAVINGS & LOANS 0 CREDIT UNIONS I Fiscaf SAVINGS 8~ CREDIT Year 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 BANKS $ 436,060 458,250 480,454 492,636 691,677 649,252 666,342 627,132 643,109 540;545 LOANS $ 1,058,496 980,062 1,228,694 282,339 267,501 183,936 198,756 191,014 186,159 159,276 Source: California State Department of Banking- Licensing & Statistics Section 103 UNIONS $ 9,220 12,439 15,418 14,111 12,813 12,465 13,993 15,405 I 5,689 16,036 CITY OF LODl PRINCIPAL EMPLOYERS JUNE 30,1995 Employer Lodi Unified School Dist. General Mills Lodi Memorial Hospital Pacific Coast Producers City of Lodi Wal-Mart Canondaigua Winery Target Robertson-Ceco Valley Industries InterlakelLodi Fab Activity Education Cereals and Food Mixes Health Care Can Manufacturer and Cannery Government General Merchant Wines, Brandy and Champagne General Merchant Steel Buildings Trailer Hitches Machine Fabrication Employees 2,247 852 650 530 379 226 220 200 150-200 191 170 SOURCE: Clty of Lodi 104 CITY OF LODI PRINCIPAL TAXPAYERS JUNE 30,1995 Property Owner Land Use Assessec lalua tion General Mills, Inc. Pacific Coast Producers Daryl Geweke Dart Container Corporation Wells Fargo Bank California Waste Removal System Dayton Hudson Corp. Wallace Computer Service Willdon Land Co. Partnership Lodi Fab Industries. Inc. Food Processing Manufacturing Apartment Complex Warehousing Commercial Industrial Department Store Warehousing Apartment Complex Industrial $ 226,402,726 45,346,290 13,288,401 12,405,321 11,761,541 10,766,209 9,813,604 9,668,699 9,421,748 8,867,267 357.741.806 (1 ) Local Secured Assessed Valuation: Source: San Joaquin County Assessor’s Office $2,353,069,000 105 Percent of Total fl) 9.62% 1.93% 0.56% 0.53% 0.50% 0.46% 0.42% 0.41% 0.40% 0.38% 15.20% CITY OF LODl SURETY BONDS OF PRINCIPAL OFFICIALS JUNE 1995 Ci Manager Assistant Ci Manager Ci Attorney Ci Clerk Public Works Director Police Chief Fire Chief Finance Director Community Development Director Electric Utilities Director Community Center Director Parks and Recreation Director Personnel Director City employees are covered by a commercial fidelii bond amounting to a maximun of $500,000 per loss. SOURCE: Ci of Lodi $500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 106 CITY OF LODI G AN N APPRO P RlATlO N LlMlTATlO N Last Ten Fiscal Years FISCAL LIMIT YEAR BASE 1985-86 $ 19,471,483 1986-87 21,015,572 1987-88 22,654,787 1988-89 24,'782,072 1989-90 27,223,106 1990-91 29,357,398 I991 -92 31,286,179 1992-93 33,441,797 1993-94 34,027,028 1994-95 35,697,755 CPI or POPULATION GROWTH APPROPRIATION BUDGET SUBJECT VARIANCE I .0374 I .0404 1.0793 $ 21,015,572 $ 11,066,825 $ 9,948,747 INCOME GROWTH FACTOR LIMITATION TO LIMIT 1.0538 1.0230 1.0781 22,654,787 15,386,513 7,268,274 1.0894 24,782,072 24,782,072 1.0304 1.0572 1.0393 1.0496 I .0908 27,223,106 16,178,704 11,044,402 29,357,398 16,746,795 12,610,603 1.0498 1.0252 1.0763 1.0421 I .0226 1.0657 31,286,179 17,847,059 13,439,120 1.0414 1.0264 1.0689 33,441,797 22,048,696 11,393,101 0.9936 1.0241 1.0175 34,027,028 17,255,606 16,771,422 1.0272 1.021 3 1.0491 35,697,755 16,646,590 19,051,165 1.0071 1.01 57 1.0229 36,515,234 17,292,960 19,222,274 * Not available SOURCE: City Finance Department CITY OF LODl PERSONNEL AUTHORIZED LAST TEN YEARS JUNE 1995 1994-95 Ea Administration BCommunity Development Electric Utility Finance Department m Fire Department El Library m Parks & Recreation La Police Department m Public Works Department DEPARTMENT Administration 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 12 12 12 13 15 17 17 17 22 19 ---------- Community Development 10 Electric Utility 28 Finance Department 28 . Fire Department 48 Library 13 Parks & Recreation 26 Police Department 75 Public Works Department 73 11 11 11 11 11 11 31 31 37 39 41 41 32 34 35 38 40 40 48 48 49 49 49 49 13 13 14 14. 15 15 28 29 31 32 34 35 84 91 94 98 104 105 76 80 81 90 95 95 --I__--- I1 41 39 49 15 36 105 97 I1 40 36 15 29 104 89 48 11 38 34 47 15 26 104 85 313 335 349 365 386 406 408 410 394 379 ----_I_=---___. Total SOURCE: City of Lodi Finance Department 108 CITY OF LODl SCHEDULE OF TAXABLE SALES AND PERMITS BY CATEGORY LAST TEN YEARS 1992 1993 1994 1988 1989 1990 1991 1985 1986 1987 SALES (IN THOUSANDS OF DOLLARS): Apparel Stores $ General Merchandise Stores Drug Stores Food Stores Packaged Liquor Stores Eating & Drinking Places Home Furnishings & Appliances Building Materials & Farm Tool Auto Dealers & Supplies Service Stations Other Retail Stores - Total Retail Stores 7,289 $ 31,714 13,412 24,148 5,960 27,91 I 11,467 23,880 65,651 24,528 16.592 252,552 All Other Outlets TOTAL 63.183 $ 315,735 $ 7,737 $ 33.630 13,504 25,140 5,669 32,166 15,988 27,902 87,179 . 19.220 17,822 285.957 64,778 350,735 S PERMITS: Apparel Stores General Merchandise Stores Drug Stores Food Stores Packaged Liquor Stores Eating & Drinking Places Home Furnishings & Appliances Building Materials 81 Farm Tool Auto Dealers & Supplies Service Stations Other Retail Stores 0 0 Total Retail Stores All Other Outlets 0' 0' TOTAL 8,780 $ 36,218 14,166 27,908 6,138 32,246 17,191 21,372 68,634 21,332 19.081 273,066 76.237 349,303 $ 9,726 $ 35,077 14,456 33,006 6,132 34,606 14,170 26,234 81,632 20.495 23,876 299.41 0 105,425 404,835 S 10,283 $ 39,205 16.987 37,717 6,123 36.810 10,530 31,855 84.590 22,249 22,561 318,910 96,852 415.762 $ Not available 9,909 $ 41,672 18,066 35,525 4,558 40,361 10,901 31,526 91,987 24,552 21,830 330.887 9,549 $ 40.089 17,719 40,197 3,956 39,302 10,407 28,604 81.91 8 27,983 21,488 321,212 8,429 $ 49,944 16,373 42,130 6,470 38.548 13,593 30,278 82.725 29,601 23,089 341.1 80 97.866 91.310 92.149 428,753 $ 412,522 $ 433,329 $ 6,467 $ 60,764 13,184 33,033 6,041 39,161 16,038 37,539 85.91 7 31,221 25,666 355,031 96.921 451,952 $ 26 9 5 28 7 65 27 14 19 11 98 0 0 309 525 0' 0' 832 0 0 0' 0' SOURCE: State Board of Equalization, State of California 109 6,105 73,765 13,673 28,692 5,932 39,714 14,327 34,250 93.198 30,519 26,547 366.722 29 17 10 42 8 135 43 38 63 19 186 590 987 1,577 32 14 9 44 8 132 44 38 56 18 182 577 929 I ,506 25 15 9 47 7 136 46 35 63 19 196 598 926 1.524 CITY OF LODI SCHEDULEOFTAXABLESALES LAST YEAR I Apparel Stores rn General Merchandise Stores U Drug Sfores El Food Stores Packaged Liquor Stores !&I Eating & Drinking Places Home Furnishings & Appliances Building Materials & Farm Tool Auto Dealers & Supplies Service Stations El Other Retail Stores 110 CITY OF LODl SCHEDULE OF BUSINESS TAX RECEIPTS ISSUED JUNE 30,1995 TYPE OF BUSINESS NO. OF BUSINESSES Located in Lodi: Agriculture, Forestry and Fishing Construction Manufacturing Transportation and Public Utilities Wholesale trade Retail trade Finance, Insurance and Real Estate Services Total Located outside Lodi: Agriculture, Forestry and Fishing Construction Manufacturing Transportation and Public Utilities Wholesale trade Retail trade Finance, Insurance and Real Estate Services Total 115 264 114 44 116 633 21 5 1,229 ' 2,730 42 326 13 3 57 41 28 143 653 Grand Total 3,383 SOURCE: City Finance Records 111 PERCENT 4.20% 9.67% 4.18% 1.61 % 4.25% 23.19% 7.88% 45.02% 100.00% 6.43% 49.92% 1.99% 0.46% 8.73% 6.28% 4.29% 21.90% 100.00% CITY OF LODl CALIFORNIA PUBLIC EMPLOYEES RETIREMENT SYSTEM FUNDING ANALYSIS 70,000,000 60,000,000 50,000,000 40,000,000 2 - ' 30,000,000 K 20,000,000 10,000,000 '0 (1 0,000,000) v) S 1987 1988 1989 1990 1991 1992 1993 B PENSION BENEFIT OBLIGATION UNFUNDED ANNUAL COVERED (sr PAYROLL NET ASSETS AVAILABLE FOR BENEFITS UNFUNDED PENSION BENEFIT OBLIGATION ___- UNFUNDED PERCENT OF UNFUNDED PENSION ' CITY'S CONTRIBUTION TO THE SYSTEM MADE IN ACCORDANCE WITH ACTUARIALLY NET ASSETS PENSION PENSION ANNUAL BENEFIT OBLIGATION DETERMINED REQUIREMENTS, AS A AVAILABLE BENEFIT PERCENT BENEFIT COVERED TO ANNUAL COVERED PERCENTAGE OF COVERED PAYROLL AS EMPLOYER ON BEHALF OF EMPLOYEE PAYROLL YEAR OR BENEFITS OBLIGATION FUNDED OBLIGATION PAYROLL 1987 1988 1989 1990 1991 1992 1993 1994 28,784,100 32,566,900 37,248,900 41,873,300 45,043,300 49,570,000 54,692,800 65,994,800 34,242,600 37,522,800 40,651,700 45,347,800 48,402,600 54,184,200 56,707,200 * 58,906,500 84.1% 86.8% 91.6% 92.3% 93.1 % 91 5% 96.4% 112.0% 5,458,500 4,955,800 3,402,800 3,474,500 3,359,300 4,614,200 2,014,400 (7,088,300) 9,606,000 10,472,500 1 1,184,300 12,736,600 14,466,000 15,416,500 15,872,200 15,712,100 56.8% 47.3% 30.4% 27.3% 23.2% 29.9% 12.7% (45.1 %) 15.6% 11.9% 11 5% 10.2% 11.5% 10.6% 10.2% 10.0% 7.9% 7.8% 7.8% 7.8% 7.8% 7.8% 7.8% 7.8% SOURCE: California Public Employees Retirement System (PERS) Note: 1988 is the first year that the actuarial information was made available by PERS. * The method for determining net assets available for benefits was changed by PERS from cost basis to actuarial smoothed market basis. This change resulted in an increase in net assets available of approximately $7 million. 112 CITY OF LODl MISCELLANEOUS STATISTICS JUNE 30,1995 POPULATION Population Assessed Value Building Permits Issued Date of Incorporation Form of Government Employees Area FIRE PROTECTION Number of Stations Number of Firefighters Number of Reserve Firefighters Number of Calls Answered POLICE PROTECTION Number of Stations Number of Police Officers Number of Reserve Officers Number of Support Personnel Number of Calls Answered PUBLIC WORKS Miles of Streets Miles of Alley Ways Number of Street Lights Number of Traffic Signals Miles of Water Mains Miles of Wastewater Lines Number of Wastewater Treatment Plants Average Daily Treatment Maximum Daily Capacity WATEWASTEWATER 54,700 2.5m 1,415 December 6,1906 Council-Manager 379 12 SQ Miles 3 47 0 2.645 1 71 15 32 58,500 170 16 4,293 49 205 168 1 6.0 MG 8.5 MG ELECTRIC UTILITY Number of Customers 22,295 Energy Sales (MWH) 348,468 Peak Demand(KW) 103,437 PARKS & RECREATION Parks Developed Acres Parks Developed Parks Undeveloped Acres Parks Undeveloped Community Center Swimming Pools Tennis Courts Boat Ramp Playgrounds Ball Parks Various Soccer Fields Football Field HandballlBasketballNolleyball Courts Horseshoe Pits EDUCATION Elementary Schools Middle Schools High Schools Elementary Enrollment Middle School Enrollment High School Enrollment HOSPITALS Number of Hospitals Number of Patient Beds 21 263 4 107 1 3 11 1 16 17 21 1 6 12 8 2 3 5,390 1,675 4,008 1 101 CITY OF LODI, CALIFORNIA Schedule of Federal Financial Assistance Year Ended June 30,1995 Federal Grantor/Program Title MAJOR PROGRAMS: U.S. Department of Housing and Urban Development: (Pass-through San Joaquin County - Department of Planning and Building Inspection) Community Development Block Grants: 1994-1 995 Program Year 1993-1994 Program Year 1992-1993 Program Year U.S. Department of Transportation: (Pass-through California Department of Transportation) Federal Transit Assistance (UMTA) 1994-1995 Program Year 1993-1994 Program Year NONMAJOR PROGRAMS: US. Department of Transportation: Federal Urban Aid (Pass-through California Department of Transportation): U.S. Department of Justice: Crac-Net DC 90010390 (Pass-through State Office of Criminal Justice Planning): Total federal fin’ancial assistance See accompanying notes to schedule of federal financial assistance. -114- Federal CFDA or Grantor’s Pass-Through Number Expenditures 14.228 $ 477,759 14.228 268,842 14.228 6,501 753,102 20.507 253,573 20.507 309,830 563,403 20.205 59,661 16.579 73,821 $ 1,449,987 CITY OF LODI, CALIFORNIA Notes to Schedule of Federal Financial Assistance June 30,1995 (1) General The accompanying Schedule of Federal Financial Assistance presents the activity of all federal financial assistance programs of the City of Lodi, California (City). The City reporting entity is defined in Note 1 to the City’s general purpose financial statements. Federal financial assistance is received directly from federal agetlcies and through other government agencies. (2) Basis of Accounting - Grant Program The Schedule of Federal Financial Assistance has been prepared on the modified accrual basis of accounting in the governmental funds and the accrual basis of accounting in the proprietary fund which is described in Note 1 to the City’s general purpose financial statements. Relationship to General Purpose Financial Statements Federal financial assistance revenues are reported in the City’s general purpose financial statements for the year ended June 30, 1995, as follows: (3) Intergovernmental/ Revenue Other Net Revenue General fund Special revenue fund Transit Enterprise fund Total $ 77,726 1,116,387 563,401 $ 1,757,514 Total federal assistance revenues do not agree with expenditures reported on the Schedule of Federal Financial Assistance due to the timing of the submission of claims for reimbursement of expenditures. Relationship to Federal Financial Reports Amounts reported in the accompanying schedule agree with the amounts reported in the related federal financial reports. (4) -115- kkddPeaat Marwick LLP 400 Capitol Mall Sacramento, CA 9581 4 Independent Auditors’ Report on Compliance Based on an Audit of General Purpose Financial Statements Performed in Accordance with Government Auditing Standards The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California as of and for the year ended June 30, 1995, and have issued our report thereon dated October 13,1995. We conducted our audit in accordance with generally accepted auditing standards and Governnierit Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts, and grants applicable to the City of Lodi, California is the responsibility of the management of the City of Lodi, California. As part of obtaining reasonable assurance about whether the general purpose financial statements are free of material misstatement, we performed tests of the City of Lodi, California’s compliance with certain provisions of laws, regulations, contracts, and grants. However, the objective of our audit of the general purpose financial statements was not to provide an opinion on overall compliance with such provisions. Accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported herein under Government Auditing Standards. This report is intended for the information of the City Council, management, and grantor agencies. However, this report is a matter of public record and its distribution is not limited. October 13,1995 @&@Peat Manwick LLP 400 Capitol Mall Sacramento, CA 95814 Independent Auditors’ Report on the Internal Control Structure Based on an Audit of General Purpose Financial Statements Performed in Accordance with Government Auditing Standards The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1995, and have issued our report thereon dated October 13,1995. We conducted our audit in accordance with generally accepted auditing standards and Goventment Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. The management..of the City of Lodi, California, is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management’s duthorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. In planning and performing our audit of the general purpose financial statements of the City of Lodi, California, for the year ended June 30, 1995, we obtained an understanding of the internal control structure. With respect to the internal control structure, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide an opinion on the internal control structure. Accordingly, we do not express such an opinion. . -117- Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a condition in which the design or operation of one or more of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted certain matters involving the internal control structure and its operation that we have reported to the management of the City of Lodi, California, in a separate letter dated October 13, 1995. This report is intended for the information of the City Council, management, and grantor agencies. However, this report is a matter of public record and itsidistribution is not limited. October 13,1995 Sacramento, California -118- @&@Peat Marwick LLP 400 Capitol Mall Sacramento, CA 95814 Independent Auditors’ Report on Compliance with the General Requirements Applicable to Federal Financial Assistance Programs The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California as of and for the year ended June 30, 1995, and have issued our report thereon dated October 13, 1995. We have applied procedures to test the City of Lodi, California’s compliance with the following requirements applicable to its federal financial assistance programs, which are identified in the Schedule of Federal Financial Assistance, for the year ended June 30, 1995: political activity; Davis-Bacon Act; civil rights; cash management; relocation assistance and real property acquisition; federal financial reports; allowable costskost principles; Drug-Free Workplace Act; and administrative requirements. Our procedures were limited to the applicable procedures described in the Office of Management and Budget’s Compliance Supplement for Single Audits of State and Local Governments. Our procedures were substantially less in scope than an audit, the objective of which is the expression of an opinion on the City of Lodi, California’s compliance with the requirements listed in the preceding paragraph. Accordingly, we do not express such an opinion. With respect to the items tested, the results of those procedures disclosed no material instances of noncompliance with the requirements listed in the second paragraph of this report. With respect to items not tested, nothing came to our attention that caused us to believe that the City of Lodi, California, had not complied, in all material respects, with those requirements. However, the results of our procedures disclosed immaterial instances of noncompliance with those requirements, which are described in the accompanying Schedule of Findings. This report is intended for the information of the City Council, management, and grantor agencies. However, this report is a matter of public record and its distribution is not limited. October 13,1995 -119- =Peat Marwick LLP 400 Capitol Mall Sacramento, CA 9581 4 Independent Auditors’ Report on Compliance with Specific Requirements Applicable to Major Federal Financial Assistance Programs The Honorable Members of City Council City of Lodi, California: We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1995, and have issued our report thereon dated October 13, 1995. We have also audited the City of Lodi, California’s compliance with the requirements governing types of services allowed or unallowed; matching, level of effort, or earmarking; reporting; special tests and provisions related to Community Development Block Grants and Urban Mass Transportation; claims for advances and reimbursements; and amounts claimed or used for matching that are applicable to each of its major federal financial assistance programs, which are identified in the accompanying Schedule of Federal Financial Assistance for the year ended June 30, 1995. The management of the City of Lodi, California, is responsible for the City of Lodi, California’s compliance with those requirements. Our responsibility is to express an opinion on compliance with those requirements based on our audit. We conducted our audit of compliance with those requirements in accordance with generally accepted auditing standards; Governtnent Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-128, Audits of State and Local Governments. Those standards and OMB Circular A-128 require that we plan and perform the audit to obtain reasonable assurance about whether material noncompliance with the requirements referred to above occurred. An audit includes examining, on a test basis, evidence about the City of Lodi, California’s compliance with those requirements. We believe that our audit provides a reasonable basis for our opinion. The results of our audit procedures disclosed immaterial instances of noncompliance with the requirements referred to above, which are described in the accompanying Schedule of Findings. We considered these instances of noncompliance in forming our opinion on compliance, which is expressed in the following paragraph. -120- In our opinion, the City of Lodi, California, complied, in all material respects, with the requirements governing types of services allowed or unallowed; matching, level of effort, or earmarking; reporting; special tests and provisions related to Community Development Block Grants and Urban Mass Transportation; claims for advances and reimbursements; and amounts claimed or used for matching that are applicable to each of its major federal financial assistance programs for the year ended June 30, 1995. This report is intended for the information of the City Council, management, and grantor agencies. However, this report is a matter of public record and its distribution is not limited. October 13,1995 -121- !m kbhddPeat Marwick LLP 400 Capitol Mall Sacramento, CA 95814 Independent Auditors’ Report on the Internal Control Structure Used in Administering Federal Financial Assistance Programs The Honorable Members of City Council We have audited the general purpose financial statements of the City of Lodi, California, as of and for the year ended June 30, 1995, and have issued our report thereon dated October 13, 1995. We have also audited the City of Lodi, California’s compliance with requirements applicable to major federal financial assistance programs and have issued our report thereon dated October 13, 1995. City of Lodi, California: We conducted our audits in accordance with generally accepted auditing standards; Government Auditing Standards, issued by the Comptroller General of the United States; and Office of Management and Budget (OMB) Circular A-128, Audits ofstate and Local Governments. Those standards and OMB Circular A-128 require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement and about whether the City of Lodi, California, complied with laws and regulations, noncompliance with which would be material to a major federal financial assistance program. In planning and performing our audits for the year ended June 30, 1995, we considered the City of Lodi, California’s internal control structure in order to determine our auditing procedures for the purpose of expressing our opinions on the general purpose financial statements of the City of Lodi, California, and on its compliance with requirements applicable to major programs and to report on the internal control structure in accordance with OMB Circular A- 128. This report addresses our consideration of internal control structure policies and procedures relevant to compliance with requirements applicable to federal financial assistance programs. We have addressed internal control structure policies and procedures relevant to our audit of the general purpose financial statements in a separate report dated October 13, 1995. -122- * The management of the City of Lodi, California, is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles, and federal financial assistance programs are managed in compliance with applicable laws and regulations. Because of inherent limitations in any internal control structure, errors, irregularities, or instances of noncompliance may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures,may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures used in administering federal financial assistance programs in the following categories: Accounting Controls - Expenditures and disbursements. General Requirements - Political activity; - Davis-Bacon Act; - Civil rights; - Cash management; - Relocation assistance and real property acquisition; - Federal financial reports; - Allowable costs/cost principles; - Drug-Free Workplace Act; and - Administrative requirements. Specific Requirements - Types of services allowed or unallowed; - Matching, level of effort, or earmarking; - Reporting; - Special tests and provisions related to: - Community Development Block Grants - Urban Mass Transportation; - Claims for advances and reimbursements; and - Amounts claimed or used for matching '-123- =Peat Marwick LLP For all of the internal contrc, structure categollds listed huove, we obtained an understanding of the design of relevant policies and procedures and determined whether they have been placed in operation, and we assessed control risk. During the year ended June 30, 1995, City of Lodi, California, expended 91 percent of its total federal financial assistance under major federal financial assistance programs. We performed tests of controls, as required by OMB Circular A- 128, to evaluate the effectiveness of the design and operation of internal control structure policies and procedures that we considered relevant to preventing or detecting material noncompliance with specific requirements, general requirements, and requirements governing claims for advances and reimbursements and amounts claimed or used for matching that are applicable to each of the City of Lodi, California's major federal financial assistance programs which are identified in the accompanying Schedule of Federal Financial Assistance. Our procedures were less in scope than would be necessary to render an opinion on these internal control structure policies and procedures. Accordingly, we do not express such an opinion. Our consideration of the internal control structure policies and procedures used in administering federal financial assistance programs would not necessarily disclose all matters in the internal control structure that might constitute material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a condition in which the design or operation of one or more of the internal control structure elements does not reduce to a relatively low level the risk that noncompliance with laws and regulations that would be material to a federal financial assistance program may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted certain matters involving the internal control structure and its operation that we have reported to the management of City of Lodi, California in a separate letter dated October 13, 1995. This report is intended for the information of the City Council, management, and grantor agencies. However, this report is a matter of public record and its distribution is not limited. October 13,1995 Sacramento, California -124- Attachment CITY OF LODI, CALIFORNIA ’ Special Tests and Provisions Year Ended June 30,1995 Program Community Development Block GrantsEntitlement Grants (14.228) Compliance Requirement CDBG funds cannot be obligated or expended before receipt of HUD’s approval of a Request for Release of Funds (RROF) and environmental certification. Projects must have an environmental review made unless they meet criteria specified in the regulations that would exempt or exclude them from RROF and environmental certification requirements. The grantee must accurately account for any program income generated from the use of CDBG funds and must treat such income as additional CDBG funds subject to all program rules. The grantee is required to enter into written agreements with its subrecipients that meet certain criteria before disbursing funds to the subrecipients. Urban Mass Transit Capital and Operating Assistance Formula Grants (20.507) Charter service provided after August 11, 1987, must conform to FTA’s new charter service regulations. An FTA recipient may not provide any charter service unless such service is incidental and either (1) the recipient has determined that there is no willing and able private operator in accordance with the procedures of the regulations; or (2) FTA has granted a hardship exception; or (3) FTA has granted a special events exception; or (4) the recipient leases nonaccessible equipment to a private operator that lacks capacity; or (5) the recipient leases accessible buses to a private operator that has exhausted its own capacity; or (6) all the private operators in the geographical area have entered into an agreement with the recipient expressing the conditions under which the recipient may provide specific charter service. The recipient must file two copies of a charter agreement reflecting the new requirements of the regulations. The grantee will not engage in school bus operations exclusively for the transportation of students and school personnel in competition with private school bus operators, except in accordance with the exceptions delineated in 49 CJ3 605. if the grantee does engage in exclusive school bus operations, no ETA-funded equipment or facilities are to be used for the purpose. Tripper service may be provided if (1) all service is open to the public; (2) trips serve the grantee’s regular service stops; and (3) trips are delineated on the grantee’s route schedules and maps. All applicants for Section 9 and 9A grants and any person or organization to receive benefits directly from such grants are subject to both the reporting system and the uniform system of accounts and records prescribed under Section 15 of the Urban Mass Transportation Act of 1964, as amended. (Continued) -125- Attachment CITY OF LODI, CALIFORNIA Special Tests and Provisions Year Ended June 30,1995 Program Compliance Requirement Urban Mass Transit Capital and Operating Assistance Formula Grants (20.507), Continued interested parties. In the development of a program or project and in considering significant changes in service or routes, the grantee must afford an adequate opportunity for a public hearing and must consider the views of Disposals of realty and related transit equipment must be at current market value and a portion of the funds received must be returned to mA in proportion to the original percentage of federal funds contributed by FTA. The grantee must undertake mitigation measures agreed to during environmental review of the project and committed in Environmental Assessments, Environmental Impact Statements, and the FTA Record of Decision prior to grant dpproval. Grantees are required to ensure that the fares charged to elderly and handicapped persons and holders of Medicare cards during off-peak travel hours do not exceed one-half of the rates charged during peak hours. For the acquisition of all rolling stock and communications equipment, traction power equipment, and train control equipment, the item being procured will be considered to comply with the “Buy America” requirements if the cost of the components and subcomponents of the item that are produced in the United States is more than 50 percent of the cost of all components and the final assembly takes place in the United States. -126- ..I_. .I_ .. .. . . . .. . . . - . -~ CITY OF LODI, CALIFORNIA Schedule of Findings Year Ended June 30,1995 Federal Transit Assistance (CFDA No. 20.507) 1. Finding: As noted in Finding 3 in the Status of Prior Year Findings, the first, second, and third quarter statements of revenues and expenses to the U.S. Department of Transportation for federal transit assistance for fiscal 1995 were filed late. The responsibility of filing such statements was re-assigned to another employee during the fourth quarter of fiscal 1995. The fourth quarter statement was filed timely. Recommendation: We recommend the City comply with all reporting requirements. Failure to comply may jeopardize current and future receipt of assistance. -127- ' I CITY OF LODI, CALIFORNIA Status of Prior Year Findings Year Ended June 30,1995 Federal Transit Assistance (CFDA No. 20.507) 1. Finding: Federal participation rates for the transit assistance are 50% and 80% for operating and capital expenditures, respectively. During the fiscal 1994 audit, we noted two expenditures totaling approximately $83,000, classified as operating expenditures which should have been classified as capital expenditures. A correction was made prior to the request for reimbursement resulting in additional funding of approximately $25,000. Finding: During our fiscal 1994 audit, we noted federal transit assistance expenditures of $378,164 which had not been included in the Schedule of Federal Financial Assistance. It was our understanding that the Finance Department had not been notified by the department which had incurred the cost that such expenditures were to be reimbursed by federal assistance. The schedule was adjusted to include such expenditures. Resolution to Findings 1 and 2: During the year ended June 30, 1995, the City appointed a Transit Manager. This employee is responsible for approving expenditures, monitoring expenditure classifications, preparing the administrative portion of the required quarterly status reports, and managing the operation of the transit program. The Accounting Manager is responsible for preparing the financial portion of the required quarterly status reports, requests for reimbursement, and the Schedule of Federal Financial Assistance. No findings relating to the classification of expenditures or exclusion of reimbursable expenditures from the Schedule of Federal Financial Assistance were noted during the fiscal 1995 audit. 2. 3. Finding: During fiscal 1994, the City was late in filing a required quarterly statement of revenue and expenses to the U.S. Department of Transportation for its federal transit assistance. ResoIution: The City continued to be late in filing its first, second, and third quarter statements of revenues and expenses to the U.S. Department of Transportation for its federal transit assistance during fiscal 1995. During the fourth quarter of fiscal 1995, responsibility for filing of the statements was re-assigned to another employee. The fourth quarter statement for the current year was filed timely. -128-